#we totally didnt use children to build our base
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justdeich · 1 year ago
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Played rolblox for the first time in months with mah friend. I forgot how fun it is.
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mirrorforevers · 4 years ago
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here, there, and everywhere • graham coxon/reader
this fic is based on two prompts y'all sent me:
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and
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this fic really tested all of my blur knowledge holy Fuck. blur as talking heads au i guess. how cool would it be if they
1. had a girl bassist instead of the cheese tory dude
2. werent as unhappy as they were in the mid 90s (just a bit)
3. were just a little 🤏🏻 bit more female friendly lets just pretend this is a universe where the blurjob passes didnt exist heh
it took me everything i had to make this sound as realistic as it could be. u know these girls who think they could fix patrick bateman or don draper? perhaps y’all could fix blur
consider this a gift n not only me writing for your prompt, @nottuned! thank u so much for all your support n encouragement n for always bein so sweet 🥺 i hope u enjoy reading it as much as i enjoyed writing it!
let’s see how many references to unfortunate britpop moments y’all can find in this
also i hope i captured the silliness of the gossip and drama in that era well. if you enjoyed it, please leave an ask telling me more! ur feedback is rly important to me 😔✊🏻
tw (?) reader has shitty parents
word count: 7.938 (this one's quite long!)
smut. set in the 90s. au.
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You were unlocking your door when you heard your house phone ring. The shrill sound echoed through the empty corridors as you hurriedly unwrapped your scarf, tossing your keys and backpack on nearby furniture as you ran to answer the call.
“Hello?” You answer, panting.
“Y/N?”
“Dave?” You smile, that call was a very welcome surprise. Your friend owed you an answer.
-
A few weeks ago, Dave Rowntree, your music classmate who became a close friend, told you that he had teamed up with two other proficient musicians to form a band. Dave was ecstatic, and every day he had new stories about his new friends to tell you between breakfasts and lunches that you shared between the countless hours of rehearsals. Even though you weren't part of the group, you already felt that you knew Damon and Graham like the back of your hand. Yin and Yang. One was expansive, ambitious, vain, impulsive. The other, shy, introspective, anxious and careful.
Damon Albarn wanted to be an actor, Graham Coxon had a firm foot in the visual arts. One was a fan of grand classical compositions, the other was a Beatles fan. They had been friends since they were children, in a seemingly unbreakable bond. Damon dropped out of his theater class not only because out of a sudden he had found a bigger calling in music instead of acting, but also because he couldn't stand being away from his best friend for so long. You found yourself often imagining their faces and voices while trying to make all of the wild and endearingly funny stories Dave told you more tangible in your head.
It was not long before Dave started dropping little hints that they needed someone else for their project. “It’s not that Graham isn’t good at bass,” he’d say, “but we could do better.” It wasn't at the top of your plans to be part of a band right now, especially as you were preparing intensely to join the Royal Academy of Music, and he knew it. When you mentioned the conversations you had with Dave about the boys on your family dinner, in quiet wonder and timid want of being part of something really exciting, your parents wrinkled their noses. Focus on the greater things, they’d say. Don’t let these boys distract you from your goal.
Our goal, they meant to say. Since you were born, you never knew if the things you wanted were really your will or theirs.
But anyway.
That dynamic went on for a while, until the day Dave invited you to audition for them while you shared a Diet Coke in the tube home.
“Will it take too much of my time?” You asked, coyly.
“Bold of you to assume we’ll let you in that quickly.” He chuckles, amused by your confidence. You playfully elbow him in return. He knew how good you were at what you did, though, and there’s lightness in his tone when he continues, “But no, unless you let it. You’ll probably have to stand up to Damon every once in a while.” He sips the drink, handing it over to you.
“What about Graham? How much is he determined to make it big?”
“Damon’s the one who wants it the most. Graham’s studying Fine Arts at Goldsmiths, so. There’s still cautiousness in him.”
“Huh. Okay then.” You reply, thoughts running wild. “Do we have a time and date?”
“Is tomorrow ok to you?”
“Sure. After our class?”
“Perfect.” The train reaches his station. He ruffles your hair: “See you tomorrow then.”
“See you.”
You don’t tell anything about it to your parents, you just warn them that you’ll arrive a bit later than usual. Dave’s intel was crucial to your choice of songs: knowing Graham was the beatlemaniac and also the rational brake to Damon’s tireless ambition, you knew who to please and have as an ally, so you build an innovative and fresh mashup of Paul McCartney’s greatest basslines to play for them. Of course it could backfire, but you didn’t care. You had a hell of a good ear anyway and if Damon wanted you to play anything out of the blue, you would improvise beautifully over it.
The day comes. You didn’t know why you were that nervous for an amateur audition. You weren’t even sure if it was the right path to follow, given that, depending on how focused Damon really was and how contagious his aspiration was, being part of a band could really take you out of your predestinated course. The reason why you were so nervous, now thinking a little more about it, may be because deep inside, you want your path to be a little less predictable. You didn’t want to fill your heart with hopes that you might make it big and travel all over the world because you didn’t even know them. But… what if it clicks? You knew some people in the scene whose work was getting seriously recognized out there.
Meeting them for the first time was an enigmatic experience. Damon was incredibly brash and cocky - not the first theater kid you’ve met in your life. Graham was way more approachable, though also a bit conceited when pushed just right. You wondered if you’d fit in that boys’ club, and decided you wouldn’t be an easy target for discredit or any kind of shit they might give you. “Took me a while to fully get their trust. You’ll do just fine”, Dave said, out of their earshot.
That gave you more fuel to play amazingly well. Damon definitely wasn’t one to be impressed quickly, but he was, when you finished your set. So was Graham - Graham was starry eyed with your performance, actually. Albarn showed you a song and asked you if you could improvise to it, just as you imagined. Of course you could, on the first play. You even suggested some adjustments to its structure. Your feedback was welcomed and noted.
-
Even though everything went surprisingly well, you still weren't sure if you would be a member of “Seymour”, as they called themselves. (You knew it wasn’t the best name, but you didn’t have a better suggestion at the time so you’ve kept your opinion to yourself.) Graham became eerily quiet out of a sudden and wouldn’t cross eyes with you the entire time you were there. Damon, well, was Damon. Perhaps he thought you were too ordinary and mainstream for deciding to play Beatles when he’s trying to be the new avant-garde Jesus.
But Dave's news was different than you expected. “They really, really enjoyed your audition. As I thought they would.” You can hear the smile in his voice. "When can you rehearse with us?"
-
Months after, on your first gig as a fully formed and integrated band, Damon was hit in the face by a guy twice his size, Graham vomited onstage and you and Dave had to take care of both. A beautiful way to close the already exquisite day you had, after you fought with your parents, got kicked out of your childhood home and gave up on entering the Royal Academy of Music two days after you received your acceptance letter featuring rave reviews of your entrance exam.
Dealing with these boys - no, grown-ass men - was hard, but not completely unpleasant. If it were totally unpleasant, you wouldn’t give up on your entire life to embark on such an adventure.
You - plural you - were so gifted and Damon’s compositions were so good. You could see that artsy pretentious mess of an act going somewhere. Of course, you were a bit lost in your life, but so were they, as you ran from city to city meeting new people and trying new things in your journey to fame.
Loneliness, once a close friend, became a distant acquaintance. One you didn’t know anymore.
You confess you were getting worried, though, with how much money you had left on your savings and how much you were spending lately now that your parents weren’t an active part of your life. Wanting to eat something you cannot dream of buying without that money being really useful in a much more critical situation, not having nearly enough money to replace something important that broke or got torn off was frustrating. Some basic things became luxuries out of a sudden.
One day in particular, you very briefly mentioned that you were dying to eat a slice of chocolate cake, but your voice was so small and everyone was so immersed in their duties you thought no one gave two shits to what you said. Two days later, Graham arrived late at rehearsal with a small chocolate cake in his hands, handing it over to you like it was a completely ordinary act. Nothing in the way he acted told you he expected a reward, it was so natural and… gentle. You knew no one in your band could buy a chocolate cake without it being apocalyptic to their personal finances during that time.
That day, you were assured by fate that feeling lost together was better than feeling guided alone.
-
The band finally got on track - strictly musically speaking. Personally speaking, many contemporaries who followed you at parties and other events described you as an ever-growing odd, annoying and intermittently disarming bunch - and Blur and its members became household names, at least in the UK. It became harder and harder everyday to impose yourself as an entire industry and its target public aimed to tear you down. Men couldn’t understand.
(Graham Coxon was the one who tried the hardest to.)
It was four in the morning. You’ve got used to following your bandmates to hospitals, running away from trouble or knowing when to relish in it. But it was the first time you offered yourself to clean up dried blood from one’s face, given how much you hated seeing the fluid and even fainted when younger whenever exposed to it.
You, so delicately, wipe the saline solution-soaked cotton across Graham’s face, who flinches at the cold sensation on his still sensitive skin. He stares at you with the eyes of a child, and you couldn’t help but give him a slight, warm smile in return, which he retributes. Your face conveyed gratitude and affection towards the one you were taking care of. Your hands still struggled to stay completely still after the surge of adrenaline your body received a few hours ago.
Being the only girl in a massive band, and one the music magazines and mainstream media loved sexualizing, meant having paparazzis in your window in odd hours (not that that’s acceptable in any hour, but you had to lower your standards even more these days), meant having different photographers trying to pressure you to get into all kinds of uncomfortable angles with skimpy-ass dresses and just count on the intervention of your fellow bandmates so they would stop, also having invasive male fans who would try to harass you in any way they could.
Of course the day where one of your bandmates would get into a fist fight with one of these men inserted into these categories would come. And even though they were all protective of you, each in their own peculiar, increasingly contradictory way, Graham’s dedication to it was sometimes commendable.
You were making your way through a small corridor of people on your way to the stage when a random guy cupped one of your breasts. It’s not like the venue was incredibly tight, it could not have been on accident and it made your blood boil. You turned around to scream at him, and Graham, who was just behind you, threw a punch directly towards the man’s face, without thinking twice.
And oh boy, took a lot of people and a sweet amount of time to separate the two after that.
After all was said and done, Graham had a few scratches, a black eye and a cut brow. He kept dodging your many “sorrys”, “you didn’t have to do this” and other expressions of guilt. “You have nothing to be sorry about, he deserved it”, he kept assuring you, like a mantra, just giving in to your pleas when you supplicated to take care of his wounds during intermission and after the show.
“I get why you did what you did, Gra. I hate that you took such a risk because of me, but I understand.” you say, voice cracking from not using it for a while after spending some good minutes in complete silence taking care of him. “However,” you soak another cotton ball in the saline solution a roadie got you, punctuating the word with a squeeze to the cotton to remove excess liquid. “I was worried sick about you. What if he… had a knife or something? You could’ve got seriously injured. Or killed.”
“Don’t worry about me. I’m perfectly able to have a good fight,” after wincing from the contact of the cold wet cotton with his dried blood, he purses his lips in a forced, shy smile, trying to light up the mood. He notices your hands are still shaking from the adrenaline, and takes one of them in his bigger ones, trying to calm you down. The fact that he did this for you, coupled with the fear and how tired you felt of having to go through that kind of situation once again, made you cry-laugh from how overwhelmed you felt.
His expression changes to one of pure compassion in an instant. “Hey, don’t--oh my,” he gets up from his chair to embrace you as you pour your frustrations through fat tears running down his shoulder.
“It’s so exhausting,” you mumble, through sobs. “Now I’m putting you in danger too. I feel like I did and I’m still doing everything wrong. I should be the one giving you a shoulder to cry on.”
“You didn’t do anything wrong! Anything at all, I promise you,” he says, tenderly, running his hands through your hair, still holding you tight. “It was his fault! I decided it was the right thing to do. You’re worth the risk. What people have been putting you through is unacceptable.”
“I’m not worth the risk!” You break apart from his arms, trying to get your point across. “What would I do without you if someone killed you? You need to be more careful!”
The silence hangs heavy between you two thanks to the weight of your words.
“You should’ve asked me before you lunged at him, at least. I don’t know.” You wipe your many tears as you move towards the nearest bottle of water to try to calm yourself down. “It’ll never end. I’m so afraid that these situations will get even worse. That,” you motion at his wounds and dirty clothes, “is a bloody tragedy. It’s a tragedy things escalated to this point. You can’t do that forever.”
“This is just a consequence. And something I would do for you in a heartbeat whenever necessary.”
“Graham, I don’t want you to get hurt because--”
“They hurt you. I won’t let you go through that alone. Besides,” he comes closer to you again. “As I already told you, I can take care of myself, most of the time.” He takes your face in his hands, his fingers so delicately running across your cheeks to dry your tears. You knew that gesture wasn’t his way of asking you for anything you weren’t ready to give him yet. He just wanted you to feel safe. “And I want to take care of you.”
“I’m the one cleaning your wounds.”
“A great partnership, I think.” Coxon chuckles softly, and finally gets a smile out of you. As he always does. “And they make me look cool, don’t you think?”
“Shut up.” You giggle, still feeling too emotional to return to the stage. You sigh: “Thank you for being there for me. You know I’m still not very used to it. Just please be safe.”
The roadie returns, a little flustered by interrupting your little moment together. “5 minutes and you’re back, guys.”
“Okay!” You both turn to answer her.
“I’ll be. No need to thank me for anything, Y/N.” He answers, giving your forehead a little kiss. “Let’s go.”
“Give me two minutes. I’ll be right behind you.”
-
“What’s it like, being the only woman in the band?”
Four eyerolls at once don’t seem to faze the interviewer. She waits for your response.
Apparently the thousand invasive questions regarding Damon’s love life and the same bullshit treatment of women as either rare specimen or sex dolls is what pleases the audience of music TV shows these days.
“What do you think?” is what you say.
“Must be a thrill to have these beautiful boys around you all the time. And we’ve heard you never even took advantage of it!”
You don’t like where this is heading. “Is that… a bad thing? I don’t know what you mean.”
“Perhaps some of our lady viewers might think it is. No judgement though!” She raises her hands. “You do you, it’s just that it’s quite unexpected to see prudes in non-Christian bands. I mean… from what we’ve heard.”
“I’m sorry? What are you trying to say? What did you hear?”
Her tongue clicks while she stares at you with defiance and mischief on her eyes, as she goes a little further and raises her voice so it can overlay yours. “Oh love. You do know what I’m talking about. There’s no need to be ashamed of being a virgin.”
Your cheek burns intensely and the only thing you wished for was for the ground to swallow you whole. Dave and Graham are especially uncomfortable. Damon’s a bit amused. The three knew almost everything there was to know about you. The one topic that surprisingly they didn’t know about is that you’re still a virgin.
They know you’ve been single for a long time. They know that’s part of what draws so much attention and twisted lore regarding you and your past, but that’s not something they felt they needed to know about you at all, and you truly never felt the need to comment about that with any of them, and they haven’t asked. Not even Mr. “the way to be successful in this game is to make all the boys wanna be you and all the girls wanna sleep with you. In your case that’d work in reverse” Damon Albarn.
“Is that even something that should be discussed in an interview about our music? Is that what your boss told you to ask her about?” Dave answers, his tone venomous.
“Musicians are way more than just music. You’re entertainment in every sense of the word.”
“Who told you that about me?” You asked, not sure if you want to know the answer.
“A lovely elderly lady who lives in Elgin Crescent. She knows you so well.”
That’s your mum. That’s how far low your relationship has degraded. You’re not surprised. That doesn’t feel less like a punch on your gut, but you don’t feel like tumbling again. Not today.
“I know who you’re talking about. Tell her I asked her to go fuck herself and burn in hell. In that order.”
“But that’s your--”
“Yes, she is my mum!” If people are going to expose you anyway, then why don’t you do it on your terms? “We’re truly entertainment in every sense of the word, aren’t we. Not everyone’s mum’s a cunt. Some of us aren’t that lucky.”
“You want to be the next Gallagher sister with the spicy remarks?”
“Not sure. But I do want to be the last person you ever get to interview.”
-
The management of the band wasn’t at all surprised your interview became UK’s topic of the week. People were heavily divided between family is family and we shouldn’t hate our relatives and blood isn’t everything, family can be shitty too. Your bandmates were proud of you. The management was angry but tried to understand, and didn’t press you for further explanations. They suggested a two-week break from everything so Blur could rest their image and start a fresh cycle after that, and you gracefully accepted it.
The whole thing seemed so ridiculous the more you thought about it. Did your mum tell the reporter about that gratuitously? What was their conversation like? How did that even happen?
You became the butt of jokes in some places. You saw other famous people doing challenges between them, countdowns, all sorts of crude remarks. What a pathetic, sad chapter of your career.
You dial Graham, and you feel like your heart was about to burst out of your chest.
“Hey, Gra. It’s me.”
“Hey, Y/N.” He sounds pleasantly surprised. “How's it going?”
“Better, I guess. I have to take my mind off all that chaos though. Are you available right now?”
“Yeah.”
“You’ve been owing me a movie night for quite a while now and I miss spending time with you. Wanna come over?”
“Aww. Sure, I--um. Do you want me to bring anything?”
“I’m pretty sure I got everything we need here--ah… I think I don’t have any more beers.”
“I’ll buy some then. See ya in a few minutes.”
Actually, you couldn’t take all that chaos off your mind because that was the only thing in it. You’re feeling so nervous.
The main reasons sex wasn’t a priority for you until now were:
You didn’t have any real opportunities of losing your virginity in your teens. You were impossibly introspective until, like, 3, 4 years ago, and the way your family worked hasn’t really allowed you to get really close to people. Be it boyfriends, girlfriends or just friends. Anything that threatened to take time off the various tasks and classes your parents assigned to you just couldn’t be part of your life. To be honest, you still struggled a bit to form meaningful connections with people thanks to how you grew up.
The moment you stopped being shy, you noticed it was a real man’s world out there, especially in music, classical or not. You didn’t want anyone to think you fucked your way up to the top, you didn’t want any messy affairs. Also, you had yourself, and you didn’t get all of the hype regarding the concept of screwing someone. But apparently there’s a lot you’ve been missing, given the importance people seem to give to it. After that incident, even though you swore to yourself you wouldn’t give in to any kind of misogynistic pressure, that was one that really got under your skin.
You never really found someone who you felt 100% safe with in that sense until the one who’s about to arrive at your house appeared in your life. Bloody hell, and you don’t even have anything romantic going on. By the time you were a Blur member, you’ve fooled around a bit, but not all the way. You knew how to kiss, knew how to touch yourself and even brought manual satisfaction to some random fool you thought you were into one time. But perhaps this is the time to go all the way. Why not? Everyone knew how close you two were. He made you feel special. He was so kind. And gorgeous. And--
You hear a knock on your door. It’s him. Beers in hand, hair somewhat in place, twitchy as ever.
He comes inside and you feel like your legs will give up anytime. It was not the first time he visited you. It was one of many, actually, and he noticed you were acting… different.
“Y/N, are you okay?” He asks after a brief dialogue between you two, after plating some snacks for both of you.
“Graham...” You sigh, being really careful with your words. “What is your perception of me?”
“My perception of you?” He smiles. “I… think you’re great. You’re fun to be around. You’re one of the best musicians I know, if not the best. Why are you asking me that?”
“N-nothing. It’s nothing. Also, I asked the wrong question. What was your first perception of me?”
“Uh… the day of your audition?”
“Exactly. You barely talked to me that day.”
His eyes lower to his own feet. “I was really timid, actually. I wasn’t used to being near any girl, especially one who… w-would spend so much time around me if everything went well.”
You giggle. “I thought you hated me.”
“Never!” his smile turns into a full blown laughter. You melt at his confession. “Also because it seemed like you were trying to read my mind or something.”
“Of course! Because I thought you hated me!” Now that was a laughter you two shared. You do a voice: “‘Why is that pesky girl trying to get in my band?’”
“My goodness, no! I don’t even sound like that - you know what, I changed my mind. You suck. Because, besides the fact you don’t even know what I sound like, you still haven’t told me why you are asking me that in the first place.”
You couldn’t help but notice how he slightly cornered you physically in one of the kitchen corridors. Graham could be really persuasive when he wanted to.
“Okay. Right. Um. I’ve been thinking about some stuff.”
“What, exactly?”
“Everything that happened this month. The great virginity debacle,” you roll your eyes, and he scoffs.
“You don’t own anyone any information about what you do or don't do with your life. Everyone’s being so invasive. That was incredibly childish of the reporter to do, and we talked about that hundreds of times.”
“Yeah, but… you know what, forget it.”
“Tell me, Y/N. I just said that because I want you to know you were not in the wrong.”
“I know. It’s just… I’ve been thinking that maybe it’s silly for me to… keep closing myself for affection. Any kind of affection.”
“What are you talking about?” His brows furrowed in curiosity.
“I’m not sure if it’s the pressure that finally got under my skin, but… I’m willing to learn what all the fuss is about. Maybe it’s silly that I’m still a virgin.”
He bites his lips, still processing what you just said, expression unreadable. Perhaps you’ve treaded a ground you shouldn’t. You step back both literally and figuratively. “I’m sorry I even brought that up--”
“No, no, don’t be.” He assures you. “I’m just… surprised, that’s all. I swear.”
“And...” You know what. You already went too far, so why not go all the way. You’ve already gone way past the point of no return. “I was wondering if… you would… popmycherry?”
His eyes widen, yours still closed. When you finally open them, he’s closer to you again.
If his head was a machine, you’re sure it would be releasing lots of steam and shaking due to overprocessing. You felt like you just ruined everything.
“Y/N, you don’t need to do it if you don’t really want to.”
“But I want it! At first I thought I didn’t, but then I thought...”
“I don’t want to be part of that if you’re just doing it to fulfill weird expectations.”
“But it’s not that. Not just... that. I asked about your perception of me because I really like you, Gra. I think we should be more than friends and I wanted to know what you think about me. And I want to know what the fuss is about, yes, but I’m not telling you that just so I can lose my virginity to prove some point. I’m telling you that because I like you, I want to kiss you, and I think it would be a great idea if you showed me what it’s like. Y-you know, sex.”
“I-I can’t believe it. Did you even have any movie in mind?” His smile’s back, but you’re still not confident about what his answer will be.
“I didn’t. I’m sorry. You don’t have to--”
He sighs. “I was in love with you the moment I first saw you, actually.” He says it like he’s releasing a huge load out of his back, his arms crossed. Now your eyes widen, and you hold your breath without even noticing. “I didn’t want you to feel pressured. I know how you feel, or, felt about relationships, so… there wasn’t any reason for me to tell you that. And what I said about being timid was just half of the truth.”
“Huh?”
“I also was really intimidated by how pretty you looked. You can’t imagine how.”
“No way.”
“It’s true. I felt like I wasn’t even worthy of looking at you, really.”
“You’re joking. That’s mean, Gra.”
“I’m not. I’m really not.” He doesn’t look like he is joking. He looks relieved. “I’m really not. That’s why I’m so surprised by your request.”
“I’m nothing special.”
“You are everything to me. But I can’t accept your offer, not now.”
“Are you… seeing someone? Am I too late?”
“No. Definitely not. I just want you to be sure you’re not doing it because people are saying you should.”
“Graham, I’m a grown woman.”
“I know.”
Graham carefully presses his slightly chapped lips to yours, kissing you for a few precious, heart stopping seconds before pulling away; his voice is impossibly silky when he suggests, “Let’s watch a movie. How about The Godfather? I heard it’s airing tonight. Then, if in two weeks you don’t change your mind, tell me and I’ll be glad to help you with what you want. Do we have a deal?”
“That’s so unfair. I want you so bad.” You whisper.
“Tell me if you still do in two weeks.”
You sigh, defeated. “...Deal.”
-
You definitely notice the subtle shift in Graham’s personality and actions after that fateful night. If you were already close, both figuratively and literally, it now seemed like he would use any excuse to always touch you, be near you, sometimes tease you. The shift was subtle, though, don’t forget it’s still Graham Coxon we’re talking about - the constant “is it okay if”s or “is it alright if I”s were still there, as careful as ever. You don’t even talk about your deal that entire time, or even kiss again - sometimes you wondered if it was even real or just a fabrication of your mind.
The way he now caressed your hand discreetly when you listened to Damon’s ramblings, the way his hands now went directly to your waist when your games became too handsy, the way he seemed to be madly in love with everything you were and still are from the start - made you realize you were ready for this man to be a consistent part of your life.
The dust of the controversy was settled, and your own intentions were 100% clear to you now. The societal pressure has waned. The need for Graham to be your first persisted. After exactly 2 weeks have passed, you call him again, yearning to share the answer with him.
One beep.
Two beeps.
Three beeps.
Four beeps. “Hello?”
You release a sigh hidden deep inside of your lungs. “Graham, it’s Y/N.”
“Oh. It’s been two weeks.” You could hear the contemplative tone of his voice.
“...Yeah. That’s precisely the reason I’m calling you.”
“Do you still want to…?”
“...Desperately.”
“Ok.” He chuckles, flustered as hell on the other side of the phone, probably one of the prettiest sounds you’ve ever heard. “Right. Ok. Your place or mine?”
“I think there’ll be an element of mystery if I go to your place this time.” You lose some of the constraints this silly shyness has been tying you on. “Do you have everything we might need there?”
“We don’t need a dungeon, you know.”
“The basics.” You make your smile heard.
“I do have… I do have the basics.”
“See you in a few minutes then.”
“Will you want to… ease into it? Or just go straight to it?”
“God, don’t make it awkward!” Your cheeks burn, your smile turning into contagious laughter. “Maybe… I don’t know. Ease into it, I guess? A movie night… but with s-something else?”
“Okay. Sounds good.”
“Alright then. See you.”
“See you.”
-
You don’t choose any particularly fancy or sexy clothes, instead settling for a slightly oversized yellow striped shirt he gave you as a birthday present some months ago and some skirt that fit you well. He wasn’t one to lavish his loved ones with gifts all the time, but few things were as precious as the look on his face whenever he saw you wearing something he gave you or, hell, even eating something he paid for you. You’re thrilled to see it again when he opens the door for you, it easing some of your deepest doubts.
2001: A Space Odyssey is already playing on the TV when you arrive. Despite it being one of your favorite movies of all time, and his, you’re not mad it was already halfway through when you arrived. It wasn’t your main priority to rewatch it for the 17th time tonight.
He offers you some wine, which you accept to ease the nerves. You sit on his couch, and he shares the cozy space with you, now mindlessly throwing one of his arms around your shoulders. You cuddle up to him, and everything seems peaceful in the world for a while.
The tip of his fingers softly caress your lifted knee, absentmindedly. You couldn’t help but notice how well his body fits with yours, how your skin was apparently made for him to touch, and the anxiety rumbles in your stomach like a storm in a wild wavy sea. After some minutes, you raise your head, his big brown eyes meeting yours as if asking you a silent question. You leaned up a bit more to press your lips to his, in a silent answer. The sweetness in him makes this moment as precious as every other moment you ever shared with him. His hands enter your hair, making you shiver a bit from the unfamiliarity and the electricity of it all - but it doesn’t sway you from deepening the kiss, wanting more of his taste, more of this, more of him.
“Do you wanna take this to the bed?” He whispers, after noticing your moans were becoming more frequent and needy. You nod, and you are taken by surprise when he carries you bridal style to it, hiding your excited giggles in his broad shoulders.
Graham wasn’t exactly the most organized man in the world - so the fact that his bedroom was now impossibly tidy was something that positively caught your attention. He put some planning into this. He lays you down and you part your legs, beckoning him to meet you between them. He does, and you go back to the breathtaking makeout session. You notice he’s holding himself back a bit, taking his time, his warm tongue moving smoothly, not hurriedly, against yours. His self control falters a bit though, given how he can’t stop grinding against you. You follow the rhythm of his hips a bit timidly and not nearly as in sync as you’d really like, though the pressure his covered cock is creating against your core can already be felt and some particular thrusts are able to fill at least partially the aching, wet need growing within you.
“How do you feel about oral?” He asks, breath warm near your ear, his voice raspy and spent by his desire for you.
“Um… It would be my first time receiving or doing it.”
“Would you like me to go down on you?”
“Wow. I never thought I would hear you saying something like that.” You smile, still assimilating the situation you’re in, trying not to show how badly his voice is affecting you. “Sure.”
“I never thought I would get to propose this to you. Aren’t we full of surprises lately.” He smiles back, warmly. He notices your hands trembling a bit from how anxious you are while you’re taking off your underwear with his help, and as he lowers himself to where you need him most, he takes your hands in his as an act of reassurance. “Tell me what you like. Tell me if what I’m doing works for you. I want this to be a great experience.”
“You want me to get addicted to you, that’s what you want,” He chuckles, lovingly kissing your thigh as a reply. “Okay, Gra. Guess I’ll find out along the way.”
You quickly take a peak below you to see the lower half of his face disappear in the middle of your thighs. The sight alone sets your fire ablaze, as he hooks his arms around your thighs and lifts you closer to his mouth, his lips ghosting over the curls between your legs tantalizingly and his breath catching when your hips jerk forward.
As he begins his ministrations, you immediately notice it’s unlike anything you’ve ever felt. That feeling was completely alien to you. It was even wetter than you expected, and weird, but powerfully pleasant. Before this exact moment, you had a firm belief that hardly anyone else would make you feel the same way, or better, than you do yourself, but apparently you were very wrong. Thankfully you were wrong. “My god,” you gasp as the flat of his tongue drags over your folds, too much and not enough, and you jerk at the contact. “This is great. So weird, but-- great.”
He moans at your response, his movements carefully enthusiastic. He works his tongue between your folds and traces up to curl the tip of it around your clit, and it’s quite endearing and madly arousing to see how he eats out you like you’re the sweetest and tastier dessert he has ever tasted. You involuntarily buck against him with a desperate sound the moment he moves his tongue and lips in a particularly wicked way, something that definitely doesn’t go unnoticed by him, but you still feel the need to highlight in case it didn’t - “That. Keep doing that, please,”
And he does. The building of this climax is also different than the ones you already had by your own hands, and is more coy. As he sees the drops of sweat sliding along your soft skin and the expressions on your face as you get lost in this new but enchanting sensations, his hesitation and self-control fades away; there’s nothing uncertain in the way he buries his face in your cunt now, nothing restrained in the groan he lets out as he devours you and drinks you down as if you’re the first stream of water he has seen in days.
His tongue glides deeper in your folds again and again, swirling up through the wetness you’re coated with to tease at your clit while he grunts and strains closer, squeezing your thighs with both hands tight. The wave of heat inside of you is cresting so fast, you don't even know how to tell him, how to signal that you’re nearly done for and, in the end, it happens too fast to even try. He sucks at your clit, circling it with his tongue, once, twice, and then you’re crying out, shaking underneath him, trying to keep your thighs from clenching too hard around his head as he laps you through it with with urgent whimpers and moans, as if he cannot have enough of you.
You’re still trembling when he rises, the look on his face revealing to you how proud he feels by making you feel this way. It looks so good on him.
You fail miserably at the simple task of connecting words together after that, choosing instead to collect your remaining strength, prop yourself up and beckon him again to keep kissing him and learn, through his talented tongue, how you taste. He kisses the thin fabric of the shirt at your chest that covers you from view, your throat, your jaw, and before he reaches your impatient lips, he notes, sinfully, “Seems like you enjoyed yourself, love.”
“That was… unbelievable. Stars, I want to make you feel good too. Please show me how.”
“Keep kissing me,” he begs, voice still strained from how aroused he is. “I want to be inside you so bad. Let’s get you prepared.” You’re still so sensitive, you tread on overstimulation when his fingers lightly touch your clit, making you break the kiss in a hiss. He traces a line on your folds, inspecting the impact his mouth had on you. “So wet for me.”
“Bit slower, Gra,” He complies to your breathy plea, his fingers now more tame as he slowly spreads your wetness throughout your pussy. He stretches towards the nightstand to grab a bottle of lube, interrupting his contact to spread some on his fingers before unhurriedly slipping his middle finger inside of you. The coldness of the gel makes you shiver in surprise, the easiness brought by it very welcomed. Again - the sensation is odd. Completely unfamiliar. The feeling of having something inside of you for the first time, going further than you ever dared to try, probing, exploring; the coldness of the lube clashing against your burning hot cunt. But it also felt nice. The focused look on his face was adorable, he looked like he was a scientist in the middle of very complex research.
Despite the panting, the messy hair and the fire in his eyes.
Your body already has a lot of new sensations to process simultaneously, so when he asks you to take off your bra and shirt so his tongue can work on your nipples - which you gladly accept, you feel like you’re on sensual overload. His tongue, again, so talented, takes your mind off the slight burning you feel when he introduces his ring finger to your soaked, throbbing core, his focused, carefully overpowering and constant stimulation driving you insane.
“Does it feel good?” He asks, voice muffled by your breast. You nod, carried by the wave of pleasure sweeping you.
“Yes. God, yes.” You pant, tangling your fingers tightly on his thick hair as an encouragement, a desperate sound escaping from your lips the moment he reaches a certain point within you you didn’t even know existed, hot mouth continuing to lick and suck your nipple. Even though you were spent by your last orgasm, he was indeed getting you addicted to those new feelings, and even though this was heavenly, truly heavenly, you needed more. “Gra, I’m ready, I think.”
“You sure?”
“Yes. Please.”
Releasing your nipple from his lips with a sounding pop, he eagerly frees himself from his trousers - hard as a brick - and puts protection and lubrication on, swiftly positioning himself between your thighs while stroking himself to the sight in front of him. You motion to take off your skirt, and he holds your hand, not letting you. “Don’t. It’ll be really hot to fuck you in this.” He confesses, giving your forehead a kiss in a very different context than before. He aligns his forehead with yours, each of your lips just barely touching while you breathe each other’s air. He looks deep into your eyes, slowly running the tip of his cock between the slick folds of your pussy, coating himself in the remnants of your pleasure. “Do you trust me?”
You trust me to know your limits? Not to go any further if you don’t really want me to?
“Absolutely.”
The only response you get from him is a shuddering, helpless moan into your mouth and you hold him tighter to you, grinding your still sensitive cunt up against his cock while he pulls hard at the soft fur next to your head. You feel your soaking pussy lips part around the solid curve of his length and gradually coat the underside of him in slick with every gentle circle and roll your hips make, as he finally pulls away from your mouth to drop his forehead to your neck. He then, very slowly, penetrates you, stopping when he hears the noises you make indicating you’re struggling to adjust to his presence. Out of everything you’ve felt in the last minutes, this was by far the most painful sensation. “This-- is new,” you note, your face completely incapable of hiding the discomfort. He also notices that.
“Are you okay? Do you want me to stop?”
“It’s okay. I’ll get used to it.”
“It’s not supposed to be about endurance, you know.” He says, a bit breathless and worried, caressing your hair. “Tell me when it’s okay to move. Or if you feel too much pain.”
After some long seconds and some deep breaths, you say: “Okay. Go on.”
“As you wish.”
He moves inside you at a very slow pace, the lubrication clearly making it easier for you to handle it. It still hurts, significantly, but the sensation of being filled is also surprisingly arousing.
His hand moves to your sensitive clit again in small, measured circles, your little moans being a mixture of the pain of penetration and the sheer ecstasy of seeing him falling apart because of you. The way his chest heaves while the drops of sweat start pearling his fair skin, the furrowed brows and broken groans, the thickness of him as he rests heavy up against your entrance, the way his voice presses deliciously tight in his throat as he gasps out into the quiet room - everything’s making your chest burst in love and satisfaction. You tighten your grip around him and roll your hips up into his cock, letting it break you open nice and slow; it stretches you wide with a deliciously sharp fullness and pleasure rips through you, and Graham becomes even more vocal as he picks up a steady and gradually faster pace. He turned all of your keys, it’s about time you turn some of his.
“Graham, deeper,” you whimper, continuing to tighten your legs and hoist yourself up, lifting your hips to take his cock deeper inside you. His name rips itself from your throat while Coxon clenches his jaw and starts to lose himself in the pleasure, holding you down into the bed while he allows your desperation to guide him to the perfect angle and speed to sate you. He found denying you to be impossible.
He snarls and curses as he holds you down and rails you, determined to make you sing again before he finishes, and to his delight, your heightened sensitivity gives him what he wants. And this time, he couldn't hold on.
Graham kisses you one last time as he groans and gives in, head dropping to your neck again. You didn’t reach a second climax, but stars, what an experience you just had.
When he comes back to himself enough to realise he still had you practically folded in half, he carefully pulls his softening cock free, taking the condom off and taking the strands of hair out of your face as you struggle to catch your breath. You suggest a shared bath, a suggestion he gladly accepts.
Too tired and too sore for pillow talk, comfortable silence falls as your hand finds his, and you lay, listening to each other’s breathing slowly settle.
I could get used to his little snore on my chest, is the last thought that twinkles on your mind before you fall asleep snuggled with him.
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aquaticalay · 6 years ago
Text
For Something Greater .Chapter Two.
Bucky Barnes x Reader
Summary: (Y/n) is an active duty Navy SEAL Commander, the first and only woman to ever be a SEAL. When two American spies are captured during a reconnaissance mission at a Hydra base in Transia, (Y/n) and her team are forced to team up with The Winter Soldier to rescue the captives. Being wary of the avenger, she agrees to do one mission with Barnes, and one mission only. But after an unexpected turn of events, her team and Barnes must work together to finish what they started, while (Y/n) and Bucky try to sort out their complicated feelings. (Set six months after Endgame.)
Words: 1700+
Warning/s for this chapter: cursing, violence, death, mild Endgame spoilers
Warning/s for the series: Endgame spoilers, cursing, war violence, eventual smut
Note: I’m going to post a new chapter for this story every two days! Let me know if you wanna be in the taglist! (I’m going to keep this series’ taglist and the permanent on seperate to keep it tidy)
Recommended: listen to Human by Rag'n'Bone Man while reading this chapter.
(Read: I had to repost this again and again just so it would show up in the tags. Tumblr please fix this.)
ALL CHAPTERS OF "FOR SOMETHING GREATER" IN MY BIO
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The trip felt longer than it was supposed to be. It was probably because it was a relatively more silent flight than usual, though Woods and Harris were still bickering like children. But aside from that, you only engaged in conversations with your team from time to time. The Winter Soldier’s eyes lingered on you, and it was almost impossible to ignore. In his gaze was not judgement, that you would’ve anticipated, but instead it was more a look of curiousity and amazement, maybe even borderline respect.
You stole glances at him to watch his movements, his behaviour. You studied his weapon. The rifle was a familiar model, an M249 SAW. You had fired it a few times. It was a convinient model, even resembling some functions of a machine gun. But you found it odd that he would choose that type of firearm, considering he had been a sniper in 1945. Choosing a rifle that leaned more towards a machine gun than a sniper made him seem more messy. Despite that, you knew not to judge him based off the firearm he used. He was not only a supersoldier, but a highly trained stealth operative as well. He would be as deadly with a baseball bat as he is with a gun. The only other weapon you saw was a sheathed knife on his thigh. You didn’t recognize it as any type of US military knives. You had your suspicions that it was made of vibranium, like his arm. Wakanda gave him a practically indestructable arm, and why stop there? Why not give him an indestructable knife, too?
Either way, it was a completely different model from your Ontario MK3 Navy Knife, which was mostly used for self-defense and protection. The size and shape of his knife, however, suggested that it was intended for a more brutal purpose, perhaps a clean, silent kill.
Those were all his weapons. No grenades, no glocks. If he were a normal human being, it would seem like he came unprepared, but he was not normal, and that could be proven in his blood and in his kill record.
A kill record that rivaled yours.
When the cargo plane reached cruising altitude of 800 feet, you stood up, and the Winter Soldier and your team did the same. “We know our mission. Get in, get the hostages, get out. But since it’s Hydra, treat this like an assault mission,” you said, “Sergeant Barnes is familiar with the general structure of a Hydra base, so he will lead us into the compound, but you still take orders from me. Hydra will jam long range radio transmissions. We only have short ranged ones to communicate with each other. We’re in this alone, and we can’t call for back up if anything goes south, so make sure nothing goes south. Are we clear?”
“Yes, Commander!” the boys said in unison.
With that, you each strapped in a static parachute. The hatch opened, and you jumped from the plane.
It was a habit by now, but you never got tired of it. It was in the middle of the night, the wind was in your favor. You stepped out of the plane, a thrilling smile on your face, a smile that distracted you from all the blood in your hands, that reminded you why you loved this job.
You had been dropped at a forest near the Transian mountain range, where the Hydra base is located. You were only several miles away from Serbia.
The trees gave you the perfect cover. You quickly regrouped and started a hike to the exact coordinates of the Hydra base.
For amateurs, the hike would have been five hours long, at least. But with the training your team had gone through and the Winter Soldier there, it would only take three hours, max.
Within two and a half hours, you had visual on the warehouse. Your team hid behind fallen timber.
You’ve gotta be honest, to the naked eye, the ‘base’ wasn’t exactly impressive. It just looked like an old warehouse made of rusted metal. It didn’t look threatening at all. It didn’t even have a fence around it.
“You can’t be serious,” Lawson scoffed, a smile forming on his face, “this is supposed to be a nazi terrorist facility? I’ve seen small rebel bases more threatening that this shit show.”
Barnes, however, studied the warehouse instensely, “Don’t underestimate them,” he warned, and in his voice was a cold, terrifying certainty.
You adjusted your goggles to zoom in on the base.
“What do you see?” Jones asked, a splinter of nervousness mixed with hope cracking in his voice.
Jones saw the base as Lawson did, a sorry excuse for an organization that at one point had almost had total control of the world. He thought there wouldn’t be a fight. He thought this would be an easy in and out mission. But you had a feeling Barnes was right, judging from his cold reaction.
“Not much,” you admitted, “I only count seven security guards patrolling the warehouse.”
Barnes decided to split the group into two teams. The first team would draw fire to the patroling guards, while the other one would enter the facility undetected.
The first team, the team that would cause a diversion, consisted of the better skilled and experienced marksmen in your team, McCoy, Miller, and Woods. They took cover behind a boulder, preparing to fire upon order.
The rest of the team, you, Barnes, Harris, Lawson, and Jones circled the perimeter to prepare to enter from the weakest entry point, the back door.
“Status?” You called to the diversion team via short range radio.
“Ready to fire on your order, commander,” Woods answered.
You looked to Barnes. He gave you a slight nod. You waited a heartbeat before you said through the radio, “Fire.”
In an instant, you heard chaos break out on the other side of the building. Without a doubt, the guard stationed on the back door left to help defend the front door.
That was a foolish move, and it proved that these men were untrained and inexperienced.
“On me,” Barnes led your team inside.
“Watch our six,” you told Jones. He nodded in response.
Barnes opened the door and… the warehouse was absolutely empty, except for two people in dressed in black, brown sacks over their heads, handcuffed to a chair in the center of the warehouse.
Could those be the missing CIA agents?
The team sweeped the room, and found nothing, but still stayed a safe distance from the people in the center of the room
“Help us,” a hoarse male voice from under the sack said weakly upon hearing footsteps, “we’ve been held hostage for weeks.”
The voice was American.
“They’re the agents!” Jones concluded, relief in his voice. Jones laid his firearm down, and quickly moved to the center of the room when you realized that those two people were wearing explosive belts.
Your eyes widened.
“Get down!” Barnes barked the order as he realized what was going on.
“No!” You didnt think twice. You moved towards Jones, trying to shield him from the explosion.
It exploded. You were thrown back by the impact, a shrapnel from the bomb embedding itself in your shoulder.
You struggled to get up, you vision blurry. “Oliver!” You struggled to scream, trying to get up as searing pain roared through your body.
You laid down, face up. You tried to look for the source of pain and saw a piece of metal deep inside your left shoulder.
You saw flash of metal, as the Winter Soldier rushed towards you, applying pressure on the sides of your wound.
“Oliver J-Jones,” you said faintly, “T-the kid, is he o-okay?” You struggled.
Barnes grunted and cursed, but he avoided the question.
You gathered all of you strength, “B-Barnes! I-is the kid okay?”
Collecting your consciousness and your common sense, you realized, Jones couldn’t have made it. He was too close.
You realized it, but that didn’t mean that you had accepted it. With whatever’s left of your energy, you thrashed under Bucky’s arm, “J-Jones! Where is he?”
“Hold still,” Bucky ordered, “You’re bleeding out!”
No.
No, this couldn’t be happening.
He was young. He was a kid. He was your responsibility.
His death was on you.
His blood is on your hands.
No.
“Get her to the ORP, she needs blood transfusion immediately,” Barnes said, and that was the last thing you heard before the world faded into black.
-
Your team rushed you to the ORP, and you were still unconscious.
“She’s losing blood,” Woods said to the medical officers. One of the officers nodded and scanned your suit for a dog tag. She found it in one of your utility pockets.
The dog tags contained your blood type, but when the medical officer saw it, her face grew pessimistic.
“What’s wrong?” Woods asked.
“She’s O negative,” she mentioned, “it’s one of the rarest blood type in the world, and is not compatible with any other blood type. It would clot. We don’t have a supply here.”
“Then transport her, dammit!” Woods shouted frantically.
“She wont make the trip,” she explained.
“I’m O negative,” a deep voice said, and it belonged to the Winter Soldier as he entered the room.
The medical officer stuttered, “B-but you’re a super soldier, we don’t know the effects-”
“So what? We’re just gonna leave her here to die?” Barnes asked inscredulously, “Look, I’m your best shot at saving her.”
The officer looked at her colleagues. She nodded, “It’s worth a try.”
“Wait,” Miller intervened, “Just how experimental is this?”
“Very,” the medical officer almost visibly shuddered, “There’s no telling what the side effects are, if there are any, or if she will survive the transfusion at all.”
“Then maybe we should run diagnostics first,” Miller suggested.
“There’s no time for that!” Lawson growled, visibly distressed.
“But this treatment might kill her!” Miller said.
“Yes, this might kill her, but not doing anything will kill her,” Lawson sneered, “I just lost my teammate. I’m not going to lose my commander, too.”
The whole room fell silent.
They hadn’t had the time to grieve. They hadn’t had time to process the young SEAL’s death, and this was the first time anyone had talked about Jones as a deceased man.
The medical officer told her colleague, “prep her for surgery.”
-
@greatwerewolfdragon @ciochesono @keepyourdreamsalive @valentynecalum @bigchunggus @vaultures @ka-x-in @marvel-is-my-life-blog @ljthewinterllama @thefirst-galaxy @meraki-loki @wolfiea03 @izzyisavengersupernaturaltrash @teageowen @illi-vanilli @nicholasbich @childishhoe @infinityexe @natashasnight @talk-geek-to-me @divinediego
(I apologize for tagging you all multiple times in one day, but Tumblr is acting up and not showing my posts in the tags so…. @staff fix this pleaseeeee)
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sirvalrigard · 5 years ago
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genuinely cannot figure it out. cann you please tell me what the fnaf series is about
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OK OK so like we’re extremely off our shits rn but lets try to make this coherent
edit: this actually turned into a fucking wall of infodump bullshit so adding a cut lol
1970s. a gay furry dad named henry emily decides to make a furry restaurant cause he’s passionate abt animatronics and making kids happy. he opens the restaurant with a man named william afton as his business partner. henry makes animatronics and william handles idk being fucking creepy and handling money is my best guess. the restaurant is called Fredbear’s Family Diner, featuring Fredbear and Spring Bonnie (after a year or two it becomes popular enough for henry to have money to build bonnie, freddy, chica, and foxy too!) 
ok so shits fine and normal until william billiam is like ‘hmm im gonna be a child predator now’
on a rainy night one of henry’s children, Charlie Emily, is locked outside the pizzeria somehow, where william finds and kills them. the security marionette that henry built to protect his kids drags itself outside to their body, and thus is possessed by their spirit
obviously henry is fucked up but no one knew who the killer was, so henry was able to reopen another location, this time under the new name of Freddy Fazbear’s Pizza, with the now familiar friends Bonnie, Freddy, Foxy, and Chica to join the original two! multiple locations are eventually opened, and things are going just fucking fine until WILLY billy does his bullshit again!!
this time he lures them into the back by wearing a Spring Bonnie suit, and kills four children and stuffs their bodies into Bonnie, FReddy, Foxy, and Chica, where Marionette (charlie) finds them and binds their souls to the animatronics
but even though willish addon was employed at the very location he killed kids at, AND he was even convicted as the killer, since police couldnt find the bodies (and are useless) he didnt go to jail which is honestly so accurate its the scariest part of the franchise
so like henry at this point i imagine is like “fuck this” and sells the restaurant line to—you know what? honestly? i would love to know who runs Fazbear Entertainment. with the way help wanted was going i rlly hope we get an expansion on that with them as the villians (destroy capitalism) ANYWAY–
“Fazbear Entertainment” becomes the parent company of this mess now and theyre like :)……oh lets hire that william guy again hes fine
and at this point wwillus is making his OWN fucking pizzeria and his OWN animatronics and is actively kidnapping, torturing, and killing children to steal life essence from their souls! during the process of testing this, he gets his own ‘daughter’ Elizabeth Afton killed!! yeah im not fucking making this up!! (ppl in the fandom really defend this guy lol)
1983. so as Freddy Fazbear’s Pizzas are expanding,  Willard Afturd somehow? got himself some children. like to raise. like as a “““father”““. personally i do like 2 think a mother was involved but honestly he totally coulda just fucking kidnapped some random children to raise as his own and im starting to think thats more plausible  actually BUT ITS NOT GAME THEORY TIIME
one of these kids he is personally torturing! his own “son”! incredible! long story short this traumatized child ( unofficially named CC Afton ) is forced into the mouth of Fredbear by his brother Michael Afton and his friends, aaaand he dies ( and is guided by Charlie to possess Fredbear )
even after years of rumors about dead kids being hidden in animatronics, its this accident is the last straw for Fazbear’s Pizza and they are finally shut down. then WILL rubs his nasty hands together and tries to open his OWN pizzeria with his original OCs do not Steal™, Funtime Freddy, Bon Bon, Ballora, Circus Baby ( possessed by Elizabeth) , and Funtime Foxy and theyre all. probably possessedtoo cause theyre used 4 his kid torture fetish
uh ok so Aphton is like hey michael go clean up my child abuse for me anyway brb so his son Mwanders into his father’s Pizzeria to find his sister elizabeth . long story short…………he finds her and she does the “we’re brothers but closer” spongebob meme but also with her friends
ANd they leave! hooray! from then on the story is about Michael, whos zombified now after being used as a husk to hide an amalgamation of 5 animatronics fucking trying to find his shitty fuckass dad, and to help the anguished and vengeful spirits inside
but the first location to reopen after having been shut down, Wilson AAAAA is employed AND KILLS SOME MORE KIDS who would have guessed omg amazing..stunning.. and michael is employed there JUST a week too late like it happens RIGHT before he’s employed so Wumbo Man gets away again and Fazbear Entertainment gets shut down AGAIN, in 1987
not too many years later Fazbear Entertainment tries to open restaurants yES AGAIN and theyre still using the original animatronics that are still rotting and bloody on the inside . somehow this place stays open for a bit, and michael is employed there still looking for Worst Father Ever, and the children attack him due to rage and confusion, and when they kill another employee, the restaurant is shut down for like the trillionth time
but then for some reason Whenwillhedie Afton is like im gonna go try to dismantle the other haunted animatronics at the shut down pizzerias cause i dont actually even know i have shit for brains and also probably wanted to melt them down for life juice BUT
theyrelike FUCK OFF and the spirits of the children materialize in front of Wellington Well Done and force him into the old crusty spring bonnie suit that he’d murdured in before nd spring is like FUCKy ou and crushesAlton with their animatronic parts aand smush him. trapped now #springbonnieisgoodguy
the spirits go to rest in animatronica, the events of fnafworld happen when: 30 fucing years later in like the 2010s some jackasses thought it would be a good idea to mak e a haunted hoiuse attraction based on fazbear’s pizza and use actual shit from the restaurants and of COURSE this fuck shit up hardcore and disturbs the spirits from the rest that they were in ( until it turned intp the events of FNAF World ) and then they were ripped back into reality when Fazbear’s Fright was built
also! they found WWWacky smacky Acky all rotting away inside Spring Bonnie (now called Springtrap) and were like yeah this is good. definitely not a robot struggling to hold back the influence of a murderer predator and definitely wouldnt haev a problem with being set free
basically michael hears about this thing when it opens and is the first employee there and proceeeds to burn the whole place down as soon as he sees Willmont stuck inside ofs Springtrap
buuuut it doesnt work and Springtrap and other various spirits and haunted robots are still wandering the fuck around and Henry at this point is like Okay I Need To Do Something About This Cause This Is Entirely Out Of Fucking Hand and he reopens a Freddy Fazbear’s location himself, but advertises for a manager who wants to build their own pizzeria
you know who pounces on this like a purple cat? MIKE hes like FUCK yeah egg boys gonna kill his dad and be ann egg MAN today
with the help of Henry’s use  of luring mechanics and michael’s endurance and survival skill they gather Scrap Baby (elizabeth), Lefty (charlie), Scraptrap (springtrap, unfortunately  who has a rotton raisin inside him ), and Molten Freddy (the remaining animatronics that  had jumped into michael’s skin lumped together)
soon as theyre all there ? boom . henry lights the place on fire just like mike had and THEY BOTH JUST SIT THERE AND DIE IN IT TOO LIKE ITS SO METAL and it burns everyone else as well
and all the kids are like
uwu
owo
and drag william afton into HELL!! and they get to torture him for a while together and get the revenge they deserve hell yeah tbh UCN is so iconic
BUT Fazbear Entertainment drinks the capitalism so theyre like…. :((( we’ve been so bullied we totally didnt haev an employee who killed countless children… .pleas,e,e,, buy our mehrch, , n,,jdn
SO they employ an AU version of scott cawthon to make, essentially, the games that we’ve all been playing, but like, in-universe, – so the company in universe has fnaf video games made in order to make light of and cover up the actual murders that happened in the canon. is this too meta yet?
okay i lied this is also the scariest part of the franchise bc of how accurate it is to corrupt business hGJFSKDLHDSS
therefore, they create Help Wanted, the recently released VR game (also a game in-universe) and they use salvaged circuitboards and shit from all the old animatronics to program the game, but of course that just ends up transferring everyone’s soul into the game – the kids, the animatronic AIs, and BASTARD MAN
spring bonnie, now called Glitchtrap, is in a deteriorated mental state and is weak to Afton’s influence, and the fuck is able to manipulate an unknown amount of people into helping him out of the VR game and into the in-universe real world. one of these people was jeremy fitzgerald, michael afton’s childhood friend and a former employee at Fazbear’s Pizza during 1987.
he was involved in a lawsuit against the company making the game, and we don’t know what has happened to him yet. but he’s very important. evidence points to him being one of the kids that helped michael put CC’s head into Fredbear’s mouth, and that in 1987 when working at freddys he was bitten and is somehow functioning without a frontal lobe (but like, michael at this point is functioning with insides made of pudding and rotting skin so . basically theyre both too gay to die )
but we DO know that theres at least one person communicating directly with Glitchtrap, who he seems to have convinced to help set him free, someone whos made their own rabbit mask but doesnt seem to be willingly doing this, and might be brainwashed
also, currently, (this is really weird because we are currently living in the same time as the fnaf timeline is at right now) Fazbear Entertainment is planning on a “service program” that is basically sending personal animatronics to peoples houses and GUESS how fucking well THAT works out bc theyre STILL ALL HAUNTED YOuf g
and it seems like theyre planning on opening a new location in 2020, and that might be when we can learn more about the reluctant follower of springtrap and who has the camera while everyone moshes on william aftons corpse
basically the games are about childhood trauma, recovery, the love of family and friends, and justice against many kinds of evils
also where the fuck is sammy
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blaperile · 6 years ago
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Homestuck Epilogues - Meat - Page 12 (Epilogue 2 Page 4)
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xwwaqdyd-blog · 5 years ago
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maryland flood insurance rates
maryland flood insurance rates
maryland flood insurance rates
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click2watch · 6 years ago
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State of Lightning: What’s the Path for Network Adoption in 2019?
This is a visualization of the lightning network taken at 22:29 (UTC) on Friday.
Created by blockchain analytics startup 1ML, the snapshot represents all of the nodes running lightning software and creating public payment channels atop the bitcoin blockchain.
Looks complex, right? And believe it or not, this network is getting progressively larger each day according to 1ML.
In the past 30 days alone, the number of lightning payment channels has increased by roughly 36 percent, bringing to total to roughly 22,000 channels. Active lightning nodes have similarly shot up – over 16 percent in recent days – and presently sit at around 5,690 distributed nodes.
Launched in beta last March, the layer-2 payments technology is actively maintained and developed by over six different development teams spread out across the globe.
These include Eclair by Acinq, Lightning Network Daemon (LND) by Lightning Labs, c-lightning by Blockstream, ptarmigan by Nayuta, Rust-Lightning by Matt Corallo and Lit by MIT’s Digital Currency Initiative (DCI).
And even outside of these six, Pierre-Marie Padiou, co-founder and CEO of Acinq, predicts there are half a dozen more out “in the wild.”
Highlighting that the codebase to build lightning clients is open-source and available to anyone “without asking permission,” Padiou added that a list of 30 some-odd improvements to the network were agreed upon by developers during a summit in Adelaide, Australia November of last year.
“Now, after the summit, the work will continue to formalize the decisions taken during the summit, and implement them in the clients so that they can be deployed,” explained Christian Decker – core tech engineer at Blockstream – in a former interview with CoinDesk. 
Since November, one feature has already been released by CTO of Lightning Labs Olaoluwa Osuntokun enabling “the ability to send a payment to a destination without first needing to have an invoice,” as detailed on GitHub.
Explaining that each client team “has their own favorite features,” Decker added that more changes to the network would be released in “incremental” steps emerging piecemeal over coming weeks and months.
As such, lightning developers are optimistic about the continued success of the lightning network, expecting growth trends seen in 2018 to continue to rise in 2019.
Speaking to CoinDesk, Padiou highlighted:
“We have been seeing tremendous activity during the past few months and are confident that this trend is going to amplify in 2019.”
Looking ahead
According to blockchain analytics site P2SH.info, the amount of bitcoin sent through lightning channels since last June has skyrocketed from less than 25 BTC to 578 BTC.
State of the lightning network on bitcoin mainnet. Source: www.p2sh.info 
Speaking to greater adoption figures in 2019, Decker told CoinDesk that the key behind developing “a very active and engaged community … building and improving lightning” would come down to its continued potential to “change how we do payments in the future.”
Indeed, the main use case of the lightning network as described on the official webpage is “lighting-fast blockchain payments without worrying about block confirmation times.”
Transactions using the lightning networks takes seconds to complete, compared to the 9 or so minutes – on average, at least, with fluctuations based on block variance and miner luck – for transactions directly on the bitcoin blockchain, according to data from bitinfocharts.com.
And while payments for goods and services using a debit or credit card is done with relative ease in most developed economies, restrictions to such traditional banking services is a common struggle for marginalized populations within (and outside) first world countries.
According to a world map of the public lightning channels spread out across the globe, most of the servers running on the lightning network are concentrated in North America and Europe.
World map of the lightning network. Source: https://explorer.acinq.co
Speaking to this user demographic, Padiou explained to CoinDesk that while bitcoin’s development community has “historically been stronger in North America and Europe,” the nodes being depicted on the map did not show the number of mobile users for lightning, who may be “a bit more evenly distributed.”
He added:
“I believe that the language barrier is often underestimated, and initiatives like [Reading Bitcoin] which provide translations to Chinese, Japanese and Korean [people] are very useful.”
From Decker’s point of view, the map of public lightning channels “matches pretty closely with the map of Internet users, or the map of deployed bitcoin nodes” which is “to be expected since those are the regions that are most likely to know about bitcoin, have some bitcoins, and [are] testing the software.”
Nevertheless, Decker affirmed that developers are dedicated in 2019 “to extend the reach of bitcoin and lightning globally.”
“I’m not aware of any specific plans to foster adoption in certain regions specifically [but] we’d definitely welcome any user from those regions, and do our best to support them,” said Decker.
Since March of last year, the lightning network has seen the number of new payment channels grow from roughly 1,500 channels to over 20,000.
Growth of lighting network channels over time. Source: https://bitcoinvisuals.com
New developments
For now, there aren’t specific numeric targets on the agenda for lightning developers to reach by the end of 2019, though as mentioned there is a long list of features aimed at expanding network capacity expected for roll-out in months to come.
Standing for “Basis of Lightning Technology,” BOLT 1.0 is a common, open-source repository of code that contains all the necessary technical requirements or specifications for users to participate in the lightning network.
Not to be confused with BOLT – a lightning-inspired zcash implementation of the network released August last year by Dr. Ayo Akinyele  – BOLT 1.1 is the envisioned upgrade to BOLT 1.0 that will encompass the new development work going into lightning.
Speaking to CoinDesk in a former interview, Osuntokun acknowledged that the exact roadmap for BOLT 1.1 was “difficult to put estimates on … as it largely comes down to the prioritization of the various development team for each implementation.”
“[Clients] will implement features in parallel, according to their own prioritization and to the extent that suits them best … some implementations may choose to omit some of the features,” added Decker.
The five features that Osuntokun highlighted with CoinDesk as possessing the “biggest impact to the end-user” includes:
1. Splicing: Currently, each payment channel possesses a fixed capacity only able to send the amount of bitcoin initially staked at the outset of channel creation. However, in the event that a user would like to increase or decrease channel capacity, they require opening an entirely new channel with the same participants. Requiring the same amount of fees and confirmation wait time as a regular bitcoin transaction, splicing ensures users are able to avoid the initial pain of creating a new channel by making adjustments to the capacity of existing ones.
2. AMP: Standing for “Atomic Multipath Payments,” AMP according to Osuntokun presents “a massive boost in usability” for the lightning network. Instead of payments being routed along a singular path on the network, AMP allows users to send through fragments of payments through multiple public channels in the network. Additionally, as pointed out by c-lightning developer Rusty Russell, AMP can also be leveraged by users as a “bill splitting” feature when making lightning payments to a single party from multiple different sources.

3. Wumbo Channels: Named after an episode in an American children’s cartoon show called Spongebob Squarepants where starfish character Patrick uses the term “wumbo” to denote increases in size, wumbo channels refer to an increase on the maximum number of bitcoin that can be sent within a lightning payment channel. Put in place by lightning developers for safety reasons, the maximum capacity of a channel at time of writing is 0.16 BTC or roughly $570.
4. Static Address for/to remote outputs: Aimed at improving “disaster-recovery scenarios” on the lightning network, Padiou explains that static addresses ensure easy fund recovery for users. “This feature – the static information address – means that with only the seed to your lightning wallet you would be able to recover the main balance in your channel,” said Padiou. The seed being a mnemonic recovery phrase attached to all lightning (and bitcoin) wallets, users currently require both this information and channel-specific information to recover lost funds.
5. 2p-ECDSA: Perhaps the coolest upgrade in the eyes of Osuntokun, 2p-ECDSA would camouflage the transactions carried out on the bitcoin blockchain to create lightning payment channels. At present, transactions opening and closing a payment channel are easily differentiable from transactions on-chain. This improvement once implemented would add an extra level of anonymity for users by making lightning channel activity more difficult to distinguish from traditional bitcoin payments activity.
Speaking to all the anticipated changes to the BOLT repository, Padiou highlighted:
“We didn’t have to change very important, very low-level design decisions … It’s very good news because we could have made big mistakes and could have had to start over but it’s not the case. Going to 1.1 is just building upon the already working first version.”
Through the lens of the development agenda set for 2019, the priority, then, in Padiou’s mind, is “reliability in all its aspects” to encourage continued adoption of the tech.
“A payment network needs to ‘just work.’ It only has value if it allows you to send and receive money when you need it,” Padiou contended, adding:
“The more reliable it gets, the more companies with large user base will be ready to support it.”
Lightning storm image via Shutterstock
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topicprinter · 6 years ago
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Hi guys. I'm excited to give this update! For those that dont know....I lost my corporate job 22 months ago and started a window cleaning company overnight in order to pay the bills. Fast forward to today we just closed out a 39k month in October and already have 43k on the books between now and the end of the year. My 400K goal for 2018 is not a done deal but I have a shot at achieving it. My concern at this point isnt selling enough but having the capacity to actually complete it all by the end of the year.​Here is a link to my very first post in this sub. You can find the rest of my posts in my post history. https://www.reddit.com/r/Entrepreneur/comments/5q7xsq/just_found_out_that_i_am_losing_my_job_with/​​Shout out to u/someguyfromnj for reaching out to me after my last post and meeting up with me here in Orlando for lunch. This guy is a very successful entrepreneur and has a desire to help others succeed. We need to do it again bro! https://imgur.com/a/rKQzlRS​Some ongoing issues....We have FINALLY got the second truck on the road. It is only staffed with one (instead of two) techs at the moment but it is still making a big impact on production. I should have had the second tech on Oct 1st but with my less than perfect efforts I have yet to find the right guy and I'm not willing to bring on the wrong guy for a short term gain that will definitely become a long term loss.The search for a warehouse is FINALLY coming to an end. I should be hearing from them with an approval (or denial) very soon. We have submitted a LOI and my commercial realtor thinks that all will be good. The only real concern is my personal credit that took a BIG hit when I first started the business. It appears that they will be satisfied with my business financials and wont be depending on my credit.....FINGERS CROSSED.​As those that have been following along from the beginning know my biggest weakness has been bookkeeping and accounting. I understand it but HATE DOING IT with a passion. I hired an accountant a while back and we now have all of our books in order with the company having a much healthier margin that I estimated. When people were asking what my net margins were I would estimate at 10% or less. With conservative Q4 projections we are looking at a 28% margin for 2018. To be clear on what I'm referring to on the net margin....Total sales - Fixed and variable expenses = Net MarginTHEN capital expenditures come out of that (like trucks and equipment...) Net margin will be going down significantly as we grow in 2019 seeing that I will be bringing on more staff and overhead. It's been so high because I am still in the owner/operator phase even though I have guys doing the cleaning for me. Based off of everything that I have read and the people in my industry that I have spoken to a healthy service company like mine will operate with a 20% net margin. Extremely successful ones can get as high as 25% and others that are still healthy will only be around 12-15%.​As 2019 is approaching I have had the number of $800,000 in my sights with us breaking $1,100,000 in 2020. I have spent the last two weeks working on next years sales and marketing projections along with expense budgets and necessary capital expenditures. I have found that if I lower my goal to $717,181 I can end the year with the same amount of money in the bank but will have one less vehicle to buy and two less technicians to hire (and a lot less stress along the way). Although I will still have to buy that truck and hire those techs in Q1 of 2020 this path will put me in a much healthier position with cash flow in 2019. The 800K goal has me in a VERY dangerous position in Q1(2019) with absolutely no room for error. I'm not willing to take on that risk for what is essentially a 'pride' issue. So, even though I still have a month to finalize my 2019 goal I'm thinking that $717k is where I'll end up.​On the more personal side of things....This unexpected and unplanned journey has been such a blessing for me in so many ways. It is forcing me to grow as a person making me a better husband and father. My wife and I just celebrated our 21st anniversary (high school sweethearts) yesterday. We are loving this adventure that we are on! Working with my oldest son every day brought some of my BIG ASSHOLE TENDENCIES to the surface which caused some bad times for the two of us early on. This forced me to make the Dr. Phil decision of "Do I want to be right or do I want to be happy". I chose the happy option and have changed the way that I interact with my children as a result. I'm not saying that we didnt have a good relationship before (because we did) but things are much better now and continue to get better. My own self limiting beliefs continue to fall off as each day goes by. Originally I just wanted to pay the bills, then I wanted to hire people to do the work for me, then I wanted to build a 1 million dollar business, then I wanted a 5 million dollar business, now I realize that my potential is just as great as any other persons potential and I am really dreaming big.​Once again I want to thank this sub for the support that I get from it. I cannot express how much the positive comments of encouragement early on helped me push through the fear. I also cannot express how much motivation the guys that always seem to have a problem with my story give me. Even though I am doing this for myself it always feels good to prove the doubters wrong!​I have been documenting my journey from day one on Youtube. You can follow along here: https://www.youtube.com/channel/UCTS3WLs0t2stlWFaqTzP2mQ?view_as=subscriber​And to be proactive on the most common question that I get each time I post....Here is a video that I made giving advice to anyone that is wanting to start a similar business: https://www.youtube.com/watch?v=eDfF6f_jALA&t=47s​​
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comicteaparty · 6 years ago
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November 1st, 2018 CTP Archive
The archive for the Comic Tea Party chat that occurred on November 1st, 2018, from 5PM - 7PM PDT.  The chat focused on Littlelight Asylum by Julian Dominguez (Writer), Esther Pimentel (Artist), and Toben Racicot (Letterer).
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RebelVampire
COMIC TEA PARTY- THURSDAY BOOK CLUB START!
Good evening, everyone~! This week’s Thursday Book Club is officially beginning! Today we are discussing Littlelight Asylum by Julian Dominguez (Writer), Esther Pimentel (Artist), and Toben Racicot (Letterer)~! (http://littlelightasylum.spiderforest.com/)
Remember that Thursday discussions are completely freeform! However, every 30 minutes I will drop in OPTIONAL discussion questions in case you’d like a bit of a prompt. If you miss out on one of these prompts, you can find them pinned for the chat’s duration. Additionally, remember that while constructive criticism is allowed, our focus is fun and respectfully appreciating the comic. All that said, let’s begin!
QUESTION 1. What is your favorite scene in the comic so far and why?
i think for me, my favorite scene is hands down when cthulhu shows up and lays the smack down. this might be biased from really liking to see cthulhu get around. but i also just kept being like "this squid kid reminds me of cthulhu" and then my assumptions were vindicated
keii4ii
Yup XD
I also liked seeing Eve get excited for the Crimson Archer
mathtans
That was pretty cool. I also liked just earlier when Eternal Flame was still the dork.(edited)
Yup, gotta imagine Eve squee face.
RebelVampire
yeah i liked the timing for it too. cause eve stonewalled for so long but then gotta have that little quieter squee when the actual hero showed up.
although i also liked when lilith was all squee but then immediately turned on the tsundere "its not like i like this at all" XD
mathtans
I like her personality. Vaguely Spock-like. She's sensible.
Eve, that is.
Also, MASSIVE bonus points for "drum roll". That was too good.
keii4ii
On a more subtle note though, I also liked that Eve hid the video games, AND that her gaming stash had both of the other characters' favorite games. Sometimes you wonder why/how some characters get along, and it's subtle details like that that grounds the relationship for me, by showing that they have more in common than it may seem.
mathtans
keii: That's an excellent point. She's a good friend.
Though how could you not get along with Hollow.
RebelVampire
i liked that moment too because i think it demonstrates both eve's intelligence and that for monster kids, taking away their stuff is really not that easy. so it was a moment that kind of did some subtle and excellent world building as well.
mathtans
I think Eve is the only one who can portal though.
keii4ii
Yeah
the person who took the stuff wasn't expecting it at all
mathtans
(And there's just this dude living in there, that was funny...)
RebelVampire
true but i dont doubt the others could find a way to hide their games. like lilith seems like shes 100% use magic....that would ultimately mess up in some fashion. hollow might be screwed unless he decides to bury his games in the backyard.
granted i wouldve thought headmistress light wouldve realized eve kind of has some op powers for someone her age
mathtans
Fair. I do think Light is happy so long as there's no destruction of property going on.
keii4ii
Though if the average monster kid is good at sneaking stuff around, I would think others would be more aware/skeptical
mathtans
I'm still trying to figure out my feelings about Lilith. She seems pretty self-absorbed.
keii4ii
She kinda seems like the meanie who hangs out with the good kids because she does get lonely, and no one else will tolerate her
RebelVampire
tbf tho their tolerance isnt the highest. since the first scenario they basically said "nope lilith has to clean up her own mess" until it wasnt possible for them to leave it alone
im interested in what shaped lilith's personality to be as it is
keii4ii
I found it interesting that she seemed to genuinely like Sona as a character, as opposed to just "I like her because her game is fun." Sona seemed like she had a decent personality (or maybe that's just my assumption based on "typical video game main characters" )
RebelVampire
nah sona had a nice personality cause she was all positive in the brief moment we see her. very opposite of lilith. so it makes me wonder if lilith has had a bit of a troubled childhood. like i mean dont get me wrong, shes mean. but given shes also a kid you always have to wonder how genuine it is and how much of it is putting on airs and acting in a way she thinks is expected of her.
cause i know her profile even mentions shes half demon or something. so she could be thinking "no im a demon gotta do the evil"
Superjustinbros
Hey there, just popping in to say hello since I'm a bit occupied with something else atm
if I can make it later I'll jump into the chat proper
(I do want to say briefly that this story has some appealing character designs)
keii4ii
It could be something like, she doesn't get along with the Less Evil of her parents (could be the demon, could be the other one), so she's latching onto evil being desirable. But that's a total stab in the dark at this point in time
RebelVampire
true. could be opposite in that the witch parent is more evil. or they could both be evil
QUESTION 2. The cast of the comic is colorful to say the least. Did any of the characters in particular strike you as interesting? If so, who and why? Why do you think Lilith is at the orphanage when she implies she has parents? Who are her parents and where are they? What about Eve and Hollow? Do you think they’re actually orphans or are there mitigating circumstances to why they’re at the orphanage? What do you think Eve’s implied connection to Cthulhu is? What about Hollow? Any theories that turn what we believe about Hollow on their head? Do you think the three main children will manage to stay friends despite their differences, or will one of them cause a rift?
keii4ii
I do think an "the friends have a fight, but realize it was silly and reunite to defeat a foe that they could not have defeated individually" episode is likely, though it's still early on and can't really say what might cause such a scenario
RebelVampire
i could argue thats sort of their whole relationship tho. the whole friends fight but reunite
cause even the first issue basically kind of does this
keii4ii
Yeah
But I mean something more... extreme
The first one seemed like a daily occurrence kinda thing
But like, something that makes them think, "great, I'll never talk to the other two again"
RebelVampire
actually what i hope happens is that lilith is the great ill never talk to the other two again
has a solo adventure but comes back
and eve and hollow are were like "what do you mean our fight and friendship breakup? we thought you were just being you"
keii4ii
If that happens, I would like to see it contribute to Lilith's character growth long term, even if very subtle
mathtans
Sorry, had to deal with little one here. Just to finish my earlier thought...
Lilith seems to have this need to prove herself to someone, so there's that, but she's not great at considering the consequences. Like even being forced to clean up the kitchen. It's an interesting counterpoint to Eve... and I guess since my personality's more like Eve, I have little issues.
I think Lilith was probably left at the orphanage by a relative who just couldn't deal any more... her parents were maybe going to come back to said relative's place at some time. Now Lil's trying to get their attention, maybe?
RebelVampire
maybe. i feel like something deeper is going on. cause normally if you couldn't deal with a child youre watching you just ship them back to their parents. not send them to an orphanage.
not to mention lilith is a bag of trouble
and if i was the headmistress and knew lilith had parents who didnt abandon her forever, i wouldve been like "oh whoops back to your parents you go"
although nobody might know where the parents are
maybe lilith's witch parent is as bad as magic
are trapped in a video game
mathtans
Yeah, I figured maybe it was a "no forwarding address" kind of thing. Possibly because one of them is wanted, and they don't want their ties to the kids to be an issue.
Heh, that'd be amusing, if Lilith's witch parent had the same trouble with spells. Came by it honestly.
As to parent/kid ties, I feel like Eve is maybe a reincarnation of Cthulu or something. Which is why she can channel subconsciously?
RebelVampire
or the secret child. cause i mean of course cthulhu would abandon a kid. not out of evil but cthulhu has evil cthulhu stuff to do. no time to be raising kids. but ya know, can make time to show up and say "dont you tocuh my kid weird demon fellow"
but reincarnation works too
never considered that
or maybe eve just is cthulhu
the only one
and that was just an astral projection of her power or something fancy like that
mathtans
Yeah, monster adults be busy and all. Speaking of, I wonder if the other beings are kind of in their own dimension somewhere? Or if there are pockets in the real world? I mean, seemed like a normal town not too far away.
Eve is a chibi-cthulhu.
RebelVampire
it could just be both cause this seems like one of them tricky magic worlds where every answer is probably plausible O_O
i want to know why hollow can breathe fire on a side note. like is this werewolf lore i dont know about XD
mathtans
They live in video games.
Hollow eats a lot of spicy peppers.
keii4ii
I'm not aware of fire-breathing werewolf lores, but now that I think about it, it'd be really cool(edited)
to see a howling wolf exhale a long stream of fire into the moon
mathtans
Maybe it comes from the human side. Born of one of those fire eaters in the carnivals and a werewolf.
keii4ii
Unlikely but not impossible: could be a loose reference to the eclipse dog that tried to eat the sun (and failed)
mathtans
Hm, not one I know of.
RebelVampire
QUESTION 3. The world of the comic is interesting to say the least. How do you think Littlelight Asylum manages to stay under the radar given its unique composition of occupants? Do you think we’ll see Mel again? Further, do you think Mel will manage to expose Littlelight Asylum for what it is, or will Mel’s efforts wind up in vain? How abundant do you think monsters are compared to humans anyway? What do you think would happen if normal humans found out about the orphanage? Will it turn out okay, badly, or do you think they have safety nets in place? Lastly, why do you think Headmistress Light continues the orphanage when it causes her many headaches and risks a lot?
RebelVampire
ive never heard of that one either but i dont mark it off as impossible either. it was just a weird detail that made me curious about hollow. granted tbf hes a wolf all the time so this def is a diff sort of werewolf
mathtans
Different rules and all... demons live in hats.
I think calling the place an "Asylum" is a good way to keep random visitors from showing up. Just saying.
Monsters must be more prevalent than one thinks though, if they're having relationships with humans? And if Mel has enough data to identify them as such?
I'm not sure about safety nets, btw. The best solution they had seemed to be get on the bus.
RebelVampire
well that orphanage alone was pretty populated from what it seemed. and having an orphanage implies that either 1) the population is large because generally you only have an orphanage that community raising isnt a viable option or 2) orphans in the monster world are extremely, extremely common and probably more orphans than kids with parents
thats a great point about asylum tho
that its used as a detterent
thats brilliant and i never considered that
mathtans
True, about the implications. It could also be that it's the only place on the entire Earth for them.
I wonder if anyone tries to send an actual human orphan to the place. Are they listed in the yellow pages?
RebelVampire
if they are actually using the asylum thing as a deterrent for humans, probably not
mathtans
About Headmistress Light... she may have inherited the place? It is sort of named after her.
RebelVampire
yeah her profile says as much
mathtans
Probably not. Unless you get a tax writeoff or something.
RebelVampire
that the place was her father's
mathtans
Ahh, I didn't recall the profiles.
RebelVampire
i assume she actually just cares about kids and knows that as monsters its not like they have anywhere else to go. cause you cant exactly send them to regular orphanages cause they might not understand the concept of not getting caught by a human lynch mob that well
mathtans
Yeah, I kinda feel the same. She also checked out the costumes before going into the town.
RebelVampire
i do think were inevitably going to see mel again. mel had too much potential as an antagonist
and i also think mel would be a good character way to show the human side of things
and how the humans might perceive monsters
and maybe actually show those preventitive measures
mathtans
Yeah, that does seem likely. I wonder what her damage is? Like, just give the weird monsters a chocolate and they'll leave you alone. You can then do all your plotting in secret.
Mel has her own issues, basically. ^^
I liked the explanation for why they went to her house even though they knew she was annoyed with them, btw.
Also, very topical for this time of year.
RebelVampire
yes. not even purposely timed XD
tbh tho i kind of also hope they turn mel into an ally
like show mel look we can go into the video games
and mel is like "ok this is cool i will help you now"
mathtans
Help them what though? Hide out? They've been pretty good at that.
Though it could be funny if Mel can cast spells properly, so Lilith gets advice from her.
RebelVampire
if not mel i do hope we get to see a more competent spell caster that can mentor lilith a bit. although i kind of hope all the kids get mentors. learn to become well-rounded ppl
QUESTION 4. The story is formatted in a way to offer lots of room for interesting scenarios. Are there any sorts of supernatural based scenarios you think might be interesting to see? Alternatively, is there something non-supernatural that you think it’d be interesting to watch the kids go through? Do you think we’ll see any of the antagonists from the previous scenarios again? If so, what do you think will happen? How many of the future scenarios do you think will be caused by Lilith’s magic going awry? Speaking of the supernatural though, what other sorts of cryptids or similar are you hoping to see character wise? Alternatively, is there a character you’ve seen already that you want to see more of based on their cryptid base?
RebelVampire
to answer one of those questions, id really like to see monster schooling. cause that must be a crazy mess
mathtans
I'm just trying to think of who'd be the mentors... might mix things up, have the wolves try to mentor Lilith...
I'm wondering if ghosts are a thing. Or contacting dead people. Particularly if parents are dead.
I hope the Lilith's magic going weird doesn't become a crutch... I liked how it was subverted a bit in the most recent one, where they were able to defeat the enemies.
RebelVampire
yeah. i do hope to see some character and skill growth
cause i really want lilith's magic to be useful at points
and for her to learn to maybe read the whole thing
and not invoke curses
mathtans
I feel like her learning might be a bit of a stretch. Could be interesting if they end up in classes though.
Like, are there spell casting classes?
RebelVampire
maybe
oh you know what i could forsee as a scenario
another witch joining the orphanage
that is way better at magic
mathtans
Ohh, that could be an interesting point.
Or even worse, like, gives Lilith a superiority complex.
RebelVampire
yeah that could happen to
unless the orphanage has that already, another witch. tbf id really like to see more of the kids in general. cause there were a lot of interesting and great designs already(edited)
and it could add to the kid's dynamic as well. like seeing how they interact with the others. cause lilith might not be the only one who's kind of outcasted from the other groups
mathtans
It's true. Maybe all three of the mains are kind of seen as the troublemakers by other kids too. So they end up by themselves.
Just looking at the character page again. It mentions that headmistress light has a power. Maybe she'll end up as a mentor?
Also, I wonder about Annabel there too.
RebelVampire
yeah. annabel i hope we get to see of more too. cause she looks sort of puppet or frankenstein like perhaps? so i want to know what her story is
granted i also want to know about bel too
i especially want to know how eve and hollow feel about bel
cause i assume they know bel exists
mathtans
Yeah, that would make sense.
Like, I would assume they figure he can't control Lilith any more than they can... so hmmm, what use is he?(edited)
RebelVampire
on the opposite end they might feel hes a bad influence on lilith
mathtans
Annabel could be a puppet, that might explain the pose after she fell off the ceiling, I hadn't considered that.
Maybe. Particularly if Bel's, like, reporting back to a witches council or something.
RebelVampire
he might just be a bad influence via not always discouraging lilith's crazy. you could make that argument at least
mathtans
Maybe he's really Lilith's dad in disguise.
RebelVampire
before the chat closes out, i want to add that i agree with super in that the character designs are really fantastic. theres a real great balance of detail and simplicity and i feel like all the designs really match the character theyre for.
mathtans
Dad's kind of a bumbling goof, doesn't want anyone to know. ^.^
Yeah, and I think the characters complement each other really well. Like, the more reserved sensible one, the off the wall random one, and the guy who's prone to excitement and is happy to be doing his best.
Even that second antagonist (if the ones at the start with the vines were the first), the Flame guy, he had some good motivations and things... and "eternal" wasn't just a catchphrase.
Btw, Hollow and Eve seem to share a room... does Lilith have a roommate, you think?
RebelVampire
well bel could technically be considered her roommate
probably just bel
lilith might spell another roommate into accident death
i liked eternal flame guy. he had the kind of over the top personality that is really fun
mathtans
There is always that danger.
RebelVampire
and i also liked that until cthulhu showed up he was op and able to beat children
mathtans
Extreme traits are interesting. Yeah, I liked the line "Oh, uh, are you with them" or whatever it was.
I suppose he could come back too, from the pocket dimension. Maybe he'll help to mentor them.
Anyway, should prove interesting to see what the next storyline is.
RebelVampire
COMIC TEA PARTY- THURSDAY BOOK CLUB END!
Sadly, this wraps up this week’s Thursday Book Club chat for now. Thank you so much to everyone for reading and joining us! We want to give a special thank you to Julian Dominguez, Esther Pimentel, and Toben Racicot, as well, for making Littlelight Asylum. If you liked the comic, make sure to support Julian Dominguez, Esther Pimentel, and Toben Racicot’s efforts however you’re able to~!
Read and Comment: http://littlelightasylum.spiderforest.com/
Julian’s Twitter: https://twitter.com/Boxboycomics
Esther’s Twitter: https://twitter.com/Gilly_thesilly
Toben’s Twitter: https://twitter.com/TobenRacicot
Comic Tea Party- Thursday Book Club
Next week’s Thursday Book Club will be about Anacrine Complex by Sae. For participants, you have the next week to read as much of the comic as you would like~! We hope to see you on Thursday, November 8th, from 5PM to 7PM PST for the chat in #thursday_bookclub!
Comic’s Main Site: http://pigeoncomic.com/
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Home insurance, what can i expect on a newly built home?
"Home insurance, what can i expect on a newly built home?
Hello guys,   I am planning on building my own home, i lived with my parents for 3 years so i have some money accumilated. I am planning on a 250,000 dollar home with a 3 car garage and mostly electric components. It will be in a rural setting, in a subdivision or close to one. HOw much should i expect. And it will be 3 or 4 bd, 3 bath, and about 3,000 sq ft total    monthly?    thanks
BEST ANSWER:  Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr 
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For a person with a new lisence thats 18 years old
Anywhere for cheap young driver car insurance?
Hi everyone, I am an 18 year old male with a 2.0 petrol Ford Focus 1999 5dr hatchback and my monthly outgoing for car insurance is 145! (I don't even know the annual premium) but that is third party and I am only a named driver on my mums policy with 2 years of no claims. I have NEVER crashed or damaged anyone elses property in any way. I understand that young driver insurance is expensive but my insurance still seems to be twice as expensive as any of my friends. Could someone please point me in the direction of a young driver specialist insurance who is actually cheap as I have been on these websites before and I get quoted ridiculous figures such as 12,000! Please help me I am pulling my hair out.""
How much does insurance cost on a 1988 mustang gt?
I'm 20 and was wondering how much it would cost. I have a clean driving record, and I live in California. I already own a 2000 mustang v6 and it's a little expensive on liability only. Will the 88 gt be more expensive than the 2000 v6?""
Car insurance for teens?
what is the price difference between the insurance for an adult and for a teen. if it depends in the car then i am thinking in buying a Honda Accord of Civic, or an Acura Integra or Acura Legend.""
Personal Medical Insurance?
Why is medical insurance is a dream of riches or expensive commodity in U.S.A ? For example, Denmark, Canada, and other countries it is affordable and free to the people who contribute to the development of the country? (In Denmark for example if you can speak Danish, and work, you get free Insurance, like such in another countries). Why can't we make it affordable to everyone? What pro-active thoughts, comments, actions, suggestions you have for in this regard? Thank you.""
Where can I find affordable life insurance for sr citizen in-laws?
I read a previous thread suggesting MediCare, but I am not talking about HEALTH insurance. They only have term life insurance tied to current job, and they need to retire. They have no burial policy, and each is worried about leaving the other with burial expenses and debts. I have seen a few ads online, but when you get to the fine print, they seem mostly like scams. They probably wouldn't get a very good rating if a health exam were required. Probably $15 -$25K max would be the amount needed. They live in Texas if that matters.""
Choosing a Family Health Insurance?
Hello, What is the suggested Health Insurance for entire family (Ex: 2 adult and 1 kid or 2 kids) among the nationalized providers (National Insurance; Oriental Insurance; New India Assurance; United India Insurance)? Thank You.""
Can I get sued if my son gets into an accident and has no car insurance. He's 21?
My son is 21. He has 2 jobs. He can't pay the car insurance so he has no insurance. Were worried about being sued cause he still lives at home and he's 21 years old in new york state. Are we still liable
Who sells the cheapest auto insurance online? Thank you in advance.?
Who sells the cheapest auto insurance online? Thank you in advance.?
The best insurance for juniors?
i just turned 18 and i need to get new insurance any ideas????
If my insurance would charge me 600 pounds for a year how much would they charge for just a months insurance?
i want to insure my 125 motorbike for just a month. it cost me between 500-600 pounds for a year so how much is a month round about?
Insurance question?
do you have to be married to someone to be on their health insurance?
My 31 year old son is moving back in for a while can I put him on my car insurance so he's covered driving ?
I have state farm insurance I just want him to be covered if he's driving one of my cars in case he has a wreck
What are teenage driving insurance rates for girls?
whats the cheapest in illionois? do i have to have insurance while driving w/ a permit??
Home insurance, what can i expect on a newly built home?
Hello guys,   I am planning on building my own home, i lived with my parents for 3 years so i have some money accumilated. I am planning on a 250,000 dollar home with a 3 car garage and mostly electric components. It will be in a rural setting, in a subdivision or close to one. HOw much should i expect. And it will be 3 or 4 bd, 3 bath, and about 3,000 sq ft total    monthly?    thanks
What is the cheapest way for me to get car insurance?
So I am in a bit of a pickle. I was fortunate enough for my mom to buy me car. However, I need to pay for insurance. She has an insurance company but I am not allowed to be added on it until I am 21, because her car is a company car and has special insurance. So I cannot be added under her. So what is the cheapest way to insure my new car. Do my own insurance and pay a lot more $$. Or have her do another insurance on this car and add me as a secondary driver. Although, we would both be paying insurance and I am the only one driving. Bit it would pretty much cost the same. What do I do to get a cheap insurance company and how! NOTE: Please do not leave a link and say go to this website (They never work, take forever, need all this info, and some cost money) Also dont say call an insurance company. For now just please give me advice. Thanks (:""
""How can I find affordable health insurance that covers chiropractic adjustments, acupuncture, or both?""
I live in Colorado. I only make slightly above minimum wage. I am not eligible for health care benefits through work. I have a chronic issue and am in pain if I do not go. I spend $250 on chiropractic and $250 on acupuncture for a grand total of $500 a month. Is there a health insurance plan that could cover either one or both kinds of treatments for less than $500 a month? If not, I will just continue to pay out of pocket although it is very expensive.""
How much trouble would I get into if I drove my car without any plates or insurance?
My other cars engine blew out and I was just going to put that cars plate onto my other one (which doesn't have any plates or insurance) I live in MI..Im pretty sure its not a felony, the other one was registered to me until i transfered the plates and insurance onto the car thats engine blew.""
""Im a 21 yea old female, what would cost more; insurance on a 2010 camaro, or a 2007 mustang?""
also how much do you think would cost? no tickets, no wrecks, nothing on my record. thanks!""
How would the insurance companies treat mounting a smaller sized engine inside a sport model car?
If i were to for example, mount a 1.4 vauxhall astra engine inside a GSI model car, would the insurers treat it as a 1.4 vehicles insurance rate?""
""18yr old car insurance, on my own.?""
im looking for cheap car insurance for a 2000 vauxhall corsa envoy 1.0, i have to have my own policy cause my dad has passed and my mom don't drive, my uncle has offered help me but we have been told its illegal for him to be the policy holder if i own the car, does anyone know a cheap insurance company??""
""To obtain my permit in the state of California, do I need to have my parents get insurance for me?
Or when I apply do I have to show proof that my PARENTS have insurance?
How can I get some insurance?
I received a brand new bike a week ago but I dare not give it a try because I have not got it covered by insurance yet. I have tried multiple insurance companies online but every one I tried there would be a snag. Mainly it would be, 'what kind of driving licence do you hold'? I personally hold a clean driving licence for a car, but in the drop down list of different driving licences 'car' was not among them, so I could not go to the next section to continue trying to insure my bike. I live out of the city so applying for insurance and paying for it online would be the easiest option.""
""If I buy a car off someone, how do I put insurance on it immediately?""
This would be my first car purchase and so I don't have an insurance agent. Would I need to look up a company, let them know I'm about to buy a car, then later call them back with the VIN?""
Car insurance??????????
im 18 my boyfriend is 21. of he gets my car insured in his name it'll be cheaper. but if i get pulled over while driving, does my name have to be on thebinsurance card?""
""Im 19 Before buying my truck, insurance, down payment?""
Okay so I'm gonna finance a truck next week with 2,000 down is that too much ? 377 a month! I'm 19. I make 2,000 flat a month pay 250 for rent I live with my prents so 1,750 are for me(: my job is 15 minutes away (: Anyway do I need insurance too take the car home ? Can I get it later ? I asked for a over the phone quote with adranas insurance and it was $200 and they want $300 upfront for the first month that's way to much! Would those $200 a month go down ? And how long do I need full cover on the truck I would buy? I never had an accident never had a ticket or anything my license is clean I got it about 9 months ago! Can I put the insurance under someone else's name ? Like my dad ? Or what can I do ? It's a 2004 silverado v8 2 door! They said I need insurance with 500 deductible what does that mean ? I live in Los Angeles 90018 CA""
Should you get better car insurance coverage when purchasing a home?
I am currently house shopping and my boss mentioned increasing my car insurance coverage to cover the price of my house in case I get into an accident where the damages are higher than my coverage. Could I be sued for my house if I cause an expensive accident and my insurance doesn't cover it or all of it? Should my car insurance be raised to 150k, and how much can I expect that to cost? I live in California and the legal minimum is 15/30(which is what I currently have), I told my agent I would like to pay no more than 160k for the house, though I was approved for more.. I drive an rsx, it's paid for, and drive roughly 22k miles a year.""
Financing a new car and with no insurance?
could I finance a new car then have it sit in my drive way with no plates or registration to avoid paying for insurance ontill I pay the car off
Do Liberals know that Affordable Care Act will in fact make healthcare insurance far less affordable?
On Jan. 30 the IRS released new regulations regarding Obamacare - remember that the IRS is in charge of penalizing you should you fail to purchase the mandated insurance - that included cost estimates for the plans the government will offer. Obamacare Lie #4: Obamacare will cut the cost of a typical family's premium by up to $2,500 a year. http://moneymorning.com/2013/02/08/the-7-biggest-obamacare-lies/""
""How can Insurance companies, all offer cheaper deals than each other, CRAZY?""
So let me think, One company says come to us we will save you money, next advert says come to us we will save you money, another will say come to us for cheaper deals, how can you be cheaper than the other company if they are doing cheaper deals than you, is this crazy or am i.""
AAA car insurance wont return my phone calls?
i was in a car accident on the fourth of july and the guy ran a red. he hit my car and totaled it leaving me injured and now out of work for almost a month. the police report was sent to both insurances (mine & his) saying he is at fault. i and my insurance (state farm) have tried calling his AAA agent several times and they still have not called back. i have also called the supervisor with no returned phone call from her as well. ive asked my insurance and they basically told me to wait for them to call. im getting impatient and i was just wondering if anybody else has ever had this problem? im frustrated and not sure what to do.
What is the best and cheap health insurance?
I came form a different country so i dont have any insurance when i came to california. What is the best that i dont have to pay anything when emergency and cheap like $30 per month.
How can i get cheap insurance?
Im 17 and i live in London. I just go my Licence and i have a 2k budget for a car. And my dad said he is going to pay for insurance as long as it is a max of 3k So far the cheapest quote i got was 5k for a VW Polo 1.4L Petrol. I want a diesel car because, my dad said he will pay for it. So need help deciding what car to get, and how to get insurance up to 3k Please help guys""
Where to get Motor Trade insurance?
I'm 23 years old and I live in Bradford so getting a quote is near impossible. I've called a lot of Motor Trade insurance companies but none have been able to quote me either due to me being under 25 or because I live in Bradford. Do you guys know any companies I can try?
How does the car insurance differ between this vehicles?
I'm about to be 18 and am in the market for a used car. I currently drive an '05 Chevy Colorado and am paying maybe a little less than $80 per month. I'm looking at the BMW 3 series ('06-'08), Acura TL ('07-'08), Honda Accord Coupe ('08-'10), and the Acura TSX ('08-'09). Just wondering how much this would bump my insurance rate up and which would be the most practical as far as insurance goes. I have no wrecks or tickets on my record.""
""If I get in a car crash and my car is considered totaled, how much would insurance give me?""
Well I have a mustang but the blue book value on it is only like 4K, but I already have like 3k in mods added to it. How do they determine how much they give you? only by the top value of your car? I've heard of people getting more money then there cars were worth, and then they go and buy nicer cars.""
Is term life insurance better than whole life insurance ?
Someone on the radio said he didn't recommend whole life . Why is that ? I am 44 years old and am looking for around $50,000 coverage . What companies would be good for me ? Thanks for your help .""
How I Know Credit Card Insurance?
I would like to learn Credit card Insurance. Is it available in banks? How do i know, which bank offer very attractive manner? Which are all the bank tie up with insurance company? How to calculate the premium amount, sum assured and relevant details? Please give me detailed query.....""
Individual medical insurance plans?
I am getting ready to go into a contracting position and there is no medical insurance provided meaning I will have to supply the insurance for my family. Does anyone do this, and is the insurance deductible on the taxes? I am living in Indiana and the plan would cover 4 members including myself.""
License/Insurance question?
I have my permit and will be getting my license soon but I wanted to know after getting your driver's license do you automatically have to get insurance, or do you only need to get insurance if you have are driving someone's car.""
Home insurance, what can i expect on a newly built home?
Hello guys,   I am planning on building my own home, i lived with my parents for 3 years so i have some money accumilated. I am planning on a 250,000 dollar home with a 3 car garage and mostly electric components. It will be in a rural setting, in a subdivision or close to one. HOw much should i expect. And it will be 3 or 4 bd, 3 bath, and about 3,000 sq ft total    monthly?    thanks
https://www.linkedin.com/pulse/what-company-maryland-has-affordable-health-isurance-michael-nolan/"
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Lugoff South Carolina Cheap car insurance quotes zip 29078
"Lugoff South Carolina Cheap car insurance quotes zip 29078
Lugoff South Carolina Cheap car insurance quotes zip 29078
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 
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Should I still be paying full car insurance ?
Hi, my car was recently in an accident that was the third party's fault but my claim is still ongoing. My car has been written off and is in the third party's salvage yard. As ...show more""
Car insurance?
I just bought a brand new car and recently changed my car insurance company. Today after leaving a meeting I hit a fire hydrin while backing up leaving a nice hole in my back bumper. I called my insurance company and submitted a claim but am more concered with the my insurance premium going up. Does anybody know if it will go up or not. I have not submitted a claim in more then 5 years and only pay 86.00 a month for full coverage including collision and renters insurance for my house. Does anybody know about this kind of stuff??
What type of cars would have the highest car insurance payment?
couples? Sport cars? What type of cars have a high car insurance payment? I wanted to get a two door but heard the insurance would be high. Since im young I know it be higher also. What would be best to get?
Paying my car insurance off early?
I have the cash to do so. And i only owe about 200 cause i already paid 2 months off early. But im jw when the next bill will be so i dont have to worry about. If it helps any i have the general car insurance they are local so idk if itll help lol
Can my fiance add me to his insurance plan?
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Can my father insure my car under his name?
I'm planing on financing a car and my father will Co sign. Can he put the car under his insurance I am only 18 years old so insurance just under my name is extremely expensive or is there a way he can be a Co owner of the vehicle if so how ?
Is motorcycle insurance normally cheaper than car insurance?
For example if I wanted a Kawasaki Ninja 250,compared to a Toyota Corolla?""
Can an insurer refuse me insurance because of a secondary drivers record?
I am a new driver, I am now insured with a different company but am not happy with how much I am paying. Now, When I first got my vehicle I did a quote with a different insurance company, I was pleased with the cost of insurance, so I decided to try to go ahead with their insurance policy. It took 12 days for this company to contact me back, that's only because I called them questioning about the progress. Now the wait didn't bother it is the fact that the refused me. I know that as an insurance company they have the right to refuse an insurance policy, but it was the EXCUSE they gave me that infuriated me. Now let explain the situation as clearly as I can. I am a new driver, I am still living with my dad so I was obligated to put him onto my insurance plan because we are living int he same building and both have access to my car, as a new driver I have 0 tickets, 0 cancellations of insurance (have had previous insurance for a motorcycle with the same company) and I must also put 0 experience. now my dad has over 30 years driving experience, but he had 1 ticket in the past 3 years. So this is what the insurance company said to me on the phone, We are refusing your policy because you are a new driver, and your secondary driver has had 1 ticket in the past 3 years. Me, and my father both think that this is just an excuse to not insure a new driver. I am insured now and have been for the past several months driving everyday to and from work, my insurance is getting a bit costly now and am thinking of trying the other company again. I would like to know, Can the insurance company refuse me for those reasons? And would you recommend trying that company again after a few months have past or try to find cheaper insurance elsewhere?""
Classic car insurance companies?
Classic car insurance companies?
No insurance and expired tags in kentucky?
I got a ticket for no insurance and expired tags in Louisville Ky, I've never neen in any trouble before with anything not even a parking ticket I just could'nt afford the insurance and tags. Whatare the chances of serving jail time for this? I know inKy, it can pack a 90 day sentence please answer I'm kinda freaking out.""
What does Enterprise car rental insurance cover?
We rented a car for a week and we got the basic coverage for our rental car. Yesterday we stopped at a crosswalk when we saw two people and were then hit full speed by a pickup truck. It totaled the rental car and thankfully were are ok. As we were sitting there it was told to us that a witness said there was no one at the crosswalk when it happened and the witness filled out a report. I know what I saw and it hurts that people would be so dishonest. By the end of it the officer said no citation would be issued. I think the police are going to say it was my fault for stopping to quickly. I think that's ridiculous but anyway. If I have the basic car rental insurance and they say its my fault, will the rental insurance cover all that? Thanks for any responses. I am still shaken up!""
Who should get my fathers life insurance?
My father passed away on Jan, 5th 2013. He has a paid in full policy amounting to $100k. When we figured out that my mother (his ex wife) was left the sole benifecary, we filed a claim. The insurance provider (John Hancock) denied our claim based off of a CA law that states if the claimant had been divorced, they essentialy get nothing. However, it clearly states in their dissalution of marriage, that life insurance should not be affected. My father would have wanted his children to have this...What action can I take, or should I just forget about it?""
How much do you pay for insurance for your car?
How much do you pay for insurance for your car?
Cheapest bike insurers?
got my provisional bike licence, going to buy a bike in oct hopefully, where can i go to get the dirt cheapest insurance, im getting third party only, and any tips on how to keep prices down?""
2500???? Car Insurance!!!! HELP!?
I passed my driving test yesterday and have been looking for car insurance but the cost is crazy. 2500 I was quoted by Aviva and 3200 by my bank. I can only afford a car upto about 800, I'm never going to be able to pay that much. Do I go fully comp or the other one? (I don't even know what these mean). Does anybody have any advice? I could really do with it. Thanks in advance.""
Estimate on car insurance for this car?
Okay, I'm looking to get a used 350z for my sixteenth birthday. I know car insurance is going to be really high for it being a sport car and for me being only 16, but I'd like an estimate to see where I'm going with this and I'm not sure how to do it myself. :) Here's a link to the car: http://www.nissanusa.com/z/index.html""
Estimated insurance on 2007 alfa romeo 147 1.6?
hey just need a estimated quote on above car. Its insurance group 11, I am 18 and this is my first car. I am willing to do whatever is needed to get the quote down I just need a estimate prehaps from past experiences? Thanks in advance for any answers.""
Something in lieu of insurance?
I have been working part-time for a company and about to become full-time. One of the concerns that was raised is that insurance will be expensive. He pays 100% of everyone's insurance for their families. I suggested that we can revisit the insurance in a year and do something else in lieu of the insurance. Less costly. He also pays for parking for the employees. I'm not sure of what to ask for though. I was thinking a gas allowance but I wanted to have a few ideas to present in case he shoots one or more down.
I have no insurance and need an abortion?
Please dont judge im young and recently found out im pregnant. But im not ready for a baby... I would love to keep my child but if my parents ever found out they'd literally disown me. I have no insurance and I dont know how much an abortion would cost. I was thinking about getting the abortion pill still not sure. How much would that cost?I checked online but it didnt say anything about abortion.
Who'd rather have health insurance than Free National Health Care
Despite the imperfections in the system (and there are plenty) I'll keep what I have rather than Micheal Moore's fictitious nirvana of government run health care.
Is Geico auto insurance liability only?
Is Geico auto insurance only liabilty coverage or do they have full coverage also?
Considering suing my car insurance company?
As we all know car insurance companies in the United States of America charge males more than females to drive a car based on real world studies . This is the equivalent of not hiring females because they may get pregnant and take a lot ofdays off... Because this is truly a real world study i conducted that males dont get pregnant as often as females. So I am highly tempted to bring this up with a lawyer or at least send a letter to my car insurance company, and i want them to hurt for it because frankly it pisses me off that i am being descriminated against. Further more, in europe, this practice of charging males more because they are more likely to drive is highly illegal. I am in no way a liberal democrat but if this sensitivity bullshit is going to stop descrimination than maybe they should give a **** about me before i start caring about them...""
Cheapest auto insurance rate in NJ ??? I have a perfect driving record....?
I just moved from Boston and don't know what companies are the cheapest ??? Any suggestions ??
Insurance agents in Chennai?
if you know any insurance agents in Chennai help me?
Will my speeding Ticket affect my insurance rates?
I live in Iowa, I am 17 years old, and I just got a speeding ticket from a state trooper for going 84mph in a 65 zone. I am insured with State Farm and have no history of any accedents or tickets. Right now I am recieving the good students discount and the safe driver discount and I was woundering if this would affect my insurance rates on a 1996 Mercedes-Benz black with aproximately 210,000 miles. Thanks""
Lugoff South Carolina Cheap car insurance quotes zip 29078
Lugoff South Carolina Cheap car insurance quotes zip 29078
Best and Cheapest Motor Trade Insurance UK?
Need Motor trade insurancefor first time motor trader whats the best and cheapest im in London Uk, thanks.""
The anybody have auto insurance with the general auto insurance?
I'm looking for a cheaper car insurance, I have progressive it suppost to be cheap and now it can higher. I heard about the general but I want to know if it really cheap. Anybody""
Can't afford the insurance on a car I just bought.?
I can't afford the insurance on a car I just bought yesterday, I had made quotes before and one of them was in my price range for full coverage since I am making payments but I didnt realize until now it was for liability. Am I able to take the car back with no penalty or will it hurt my credit?""
Outraged by auto insurance companies?
I had an accident on may 8, 2009, It was not my fault and the woman I had the accident with accepted her fault. I got the information of the insurance company. The loss defined by an automotive company, but never paid until now. More than three months passed,I always call insurance company, but they are always saying lies and fudging, is there anyone faced with same situation? I do not know what to do.""
""Hit a mailbox, will cost $2,500 to fix, how much will my insurance go up?""
The other night i crashed into a mailbox. It was completely my fault and it will cost $2,500 to fix it. I was wondering how much my insurance premium will go up per year about? I am 20 years old and have gotten 1 ticket before.""
Can a cop pull you over for no insurance?
I am going on a 2 week road trip to go see my newborn nephew and my biological family. I was laid off 2 months ago ad just got a new job. My insurance was canceled due to this back in may. I am going with my girlfriend too but taking my car because it is more reliable.
Car Insurance for a 19 yr old male?
I'm going to be buying an black 03 Cadillac CTS and I was wondering about how much my insurance would be. I've been driving since I was 16 with no tickets or wrecks. Can anyone give me at least an estimate on what it might cost? I will be using it mostly to drive back and fourth to work.
How much would teen car insurance be monthly?
I just got a job and I'm looking to buy a car around December... The car will be worth 1200-1500... I'm 16 years old and haven't had any accidents. Around how much would my car insurance be a month?:) thank you!
CAR INSURANCE - 2nd driver?
My sister who recently passed her driving test would like to buy a car, problem is car insurance quote comes up to 3000, which is too much! So i was thinking to get the insurance in my name, and put her down as secondary driver. I already have another car, where i am also primary driver. If she crashed her car, would this get flagged up under my insurance, although she crashed it....i dont want to pay high insurance for the rest of my life for her mistake or would it come under her record??""
Affordable health insurance for self employed?
My husband is selfemployed and we want to get an affordable family insurance or possibly just an insurance for me. I a m a nurse but I only work part time and my company wont cover me for insurance. any good health insurance companies that we can get and would cover maternity care in the future?
""How much should $25,000 worth of life insurance cost for a healthy 44 year old non-smoker male?""
weekly,bi-weekly, yearly...whatever?""
What is a good cheap auto insurance company?
I had missed some payments from geico a while back, and havent had insurance for a couple months so now it is getting more expensive to get another insurance, but I need just a cheap, basic policy with minimum liability and collision, any suggestions/""
I want to cancel my life insurance for a better one can i get my money back that i put in on it.?
are we allowed to get money back that we put towards life insurance.. if so how long do u have to have the policy to qualify for this. mines is only 7 months old. thanks.
Health Insurance Question?
I am 19, and I am Diabetic. I would like to move out of my parents house, and start living independently. Is there any Health Insurances out there that are government run that could help me get a cheap Insurance rate? Oh, and I live in Ohio if that makes any difference.""
Cobra or individual health insurance?
If I loss of group health insurance due to end of employment, but the company offers Cobra plan which is too expensive for me, can I get the individual health insurance or I have to stick with the Cobra plan? I live in NJ.""
Car Insurance 10 pts. best answer!?
What are the parties to an insurance policy. So far i've got policyholder, and underwriter what are some other ones? thanks""
How does insurance on a leased car work?
im getting my license soon and was wondering what the best and cheapest option in terms of buying, leasing or buying used is for me. im 16 so insurance is going to be high. i only need a car for 2 years, after that ill be in college and dont see a point in having a car. so i thought why not just lease a car, but i heard when you lease a car the insurance is high for it. my question is how does a lease work? is the insurance for it high already without me being 16 a factor? do you sign up with a dealership insurance or use your own plan? Thanks for the help""
How much should I expect to spend on full coverage auto insurance on a 2013 Cadillac Escalade ESV Platinum?
I am 15 years old, my grandfather is buying me a 2013 Cadillac Escalade ESV Platinum ($85,000 MSRP) for my 16th birthday. My mom told me she would only put $200 per month towards insurance and I want full coverage. I know I will have to get a job to cover the rest of the insurance but I'd like to know a range of what other people are paying for theirs. The car is going to be in my mom's name who has never had a ticket or accident and I will be on her insurance policy, does that help? I know nobody can tell me for sure what my insurance rates would be, so can you at least tell me what yours are (if you have a Cadillac Escalade ESV)?""
What will my insurance do?
So the other day a car slammed on their brakes and I hit their bumper. It was a Mercury Sable.Not sure the year right now...prob 98-02. It was a young girl and her 4 friends. They were obviously under the influence of weed. They of course did not want to call the cops. I said ok because I did not want a ticket or my ins rates to go up. We exchanged names and numbers. She called and my husband and I arranged that we would pay for half of the damages. Today she called and said her estimate was $870!! I only cracked her bumper...what should I do? Can I still file a police report? What will my insurance do if I go through them now?Thanks!!
How much will an Acura Integra GSR 4 door insurance cost?
Hey I was wondering how much an 1998 Acura Integra GSR 4 door insurance cost? I'm in Long Beach, California. It is going to be under my dad's name and I have persmission to drive it to commute to school/work. My dad refuses to buy the 2 door version of the Acura Integra GSR because he says the insurance is too high. By the way once again it's under my dad name he has a driving experience of 28 years with clear records no accidents, no nothing. Please help me since my choice is the 4 door. Thanks in advance!""
Can my mom insure my car she does not own (California)?
So I am 21 and have a car with a learners permit and I wont get a license until Jan. Can my mom insure the car even though her name is not on the registration until I get my license and will then be the primary driver? In this case I would only be driving with her under the learners permit guidelines. My mom would be driving the car on a daily basis to take my little sister to school and stuff because right now it's our family's only car. In Jan. I would have the insurance put under my name and have her added as a driver.
""I'm a independent freelancer, what can I do to get affordable health insurance?""
I live (rent an apartment) in Pittsburgh, PA. I do not require any life sustaining medication- what health care options are available to me and how do I go about getting it?""
What do you put on a car insurance quote when your penalty has expired?
i had a penalty for 3 years that ran out in 2008 but when i look for insurance they ask for any penalty for the past 5 years. Do i say yes even though it expired in 2008?
Does anyone know where to get affordable auto (liability) insurance for teenagers?
I am 19, & I live in Charlotte, NC & I have not been able to find car insurance for less than $800 for 6 months. I can afford to pay $600 (100 a month) but I have not been able to find an insurance company to give me such a quote. Do you know any? P.S. I drive a 2002 kia optima & I've only had my licence for a year""
What's a good sports car for a 16 year old that would have cheap insurance?
What's a good sports car for a 16 year old that would have cheap insurance?
Lugoff South Carolina Cheap car insurance quotes zip 29078
Lugoff South Carolina Cheap car insurance quotes zip 29078
Who the best auto insurance that dont cost too much?
Who the best auto insurance that dont cost too much?
Can I alter a car insurance quote after just a few months having paid an annual premium?
I have a provisional license and I receive my first car in a few days. I want to get insured to drive it and I've entered that I only have a provisional license on the quote. I want to pay an annual premium to get the best deal, however I'm going to have a full UK license in just a few months time. I'm happy to stick with the same insurers for the next year, but can I alter a quote after a few months having paid an annual premium?""
Very simple for car insurance expert  heeelp!!!?
hello thank you for entering in my post I've been in England for 2 years now but I've never driven here however I had driven for 11 years in my country but on the opposite side of the road and with a car with left-hand drive and I've never had an accident before to choose which car to buy I'd like to know roughly how much they would charge me for a 1.2 engine because if they will charge me too much I could opt for 1.0 engine or even smaller for my first 2 or 3 years and then when my isurance cost goes down I will get a bigger car I've alredy have a UK driving licence however, if I do a driving course with a driving school could I get a little discount for my insurance? any suggestion according this matter will be very appreciated thank you very much in advance for your help""
What are the best alternatives to Humana One for an individual?
I am a college graduate and my parents helped me with Humana One bills. I am about to work at my first post-college job but unfortunately they don't provide health insurance for part-timers. I am interested in more affordable but quality alternatives to Humana One especially for someone in his 20s. My alumni association mailed me info about GradMed but it is only a temporary solution and doesn't cover pre-existing conditions.
How much will it cost me to be insured on a 1.6 litre for an 17 year old?
im a female, I just passed my test and i have 5000 pounds to spend on a car. I want to buy a convertible ford street ka. How much would that be on insurance roughly? thanks""
""What are the cheapest companies to insure me as a 2nd driver on a 1.2 punto (MALE, 19, UK)?
I'm a 19 year old male living in the UK in Birmingham! I passed around a 2 months ago! The cheapest quote I found was 1600 on a comparison site but it's too expensive! Is it worth getting a tracking device and alarm and stuff fitted? How else could I lower my insurance?? Could you recommend any other cars I could get instead of a punto? (no higher than insurance group 5 and no more than 3000) THANKS! =]
""I'm 19, have a permit, but do I need insurance to drive with my mom?""
Ok I got a permit, I got it last year..it expires on April 30th. So I was wondering..if i go out and drive with my mom who has a license, do I need to get my own insurance as well? My moms car is insured. I live in California. I haven't driven a whole year because i can't afford my own insurance right now. Lol so do I need to get my own insurance even though my mom and her car are insured? If I get stopped by the cops will I get in trouble? Thnx in advance""
""How do I file an auto insurance claim and what exactly will happen to my insurance rate, deductible, etc.?""
My windshield was really frosty but I only had to drive like 20 yards to get where I wanted. So like an idiot, I start driving and run into a fire hydrant. This damages the front right quarter panel, the right blinker, and it may have also damaged the axel or steering column because I couldn't get my car to move after that. What do I tell my insurance company? and am I going to have to pay anything?""
How much would insurance be a month for a 1988 ford mustang gt for a 16 year old driver in ny?
hi i want a 1988 ford mustang gt 5.0 and i am 16 years old. i was wondering how much the insurance would cost a month. im in new york and plz no answers like alot or anything like that just an estimate. pl answer and thankyou
Why is Auto Insurance in Quebec cheaper? And how do I go abouts changing my insurance to Quebec?
I've been told insurance in Quebec is much cheaper. I know a few friends that live there can I change my license address to Quebec then seek insurance over there? Im getting sick of paying 400+ in Ottawa.
What factors go into car insurance policy fees? Im going to be a brand new driver?
Im 22 yr old female. I don't have the car yet but I am taking a drivers education course and was wondering how much the insurance would be( estimated). what would be the cheapest big name company right now?
Do you have to get health insurance under obamacare?
I'm 19 I have no job no money.. would I have to get health insurance ?
Finding out cost of a car insurance claim - do i have to include this?
Im looking for insurance for a new car. My bf had an accident in our last car and i was wondering if there is a way you can find out how much we claimed in total? As alot of insurance companies want to know this.
Will a 9 mph over speeding ticket effect my insurance in NC?
I got a ticket for 53 in a 35. When I went to court the DA lowered it to 44 in a 35.. 9 mph over. Will it effect my insurance? I live in NC.
Life Insurance?
Can you buy life insurance on anyone? I mean could you buy life insurance on everyone in the nursing homes, then collect the reward? Or quickly buy life insurance on hospitol patients?""
What's reasonable insurance quote for new driver (UK)?
Hi Everyone! I'm a new UK driver searching insurance quotes for my Ford escort (engine size 1.4). I'm thinking third party only for starters. What sort of ammounts should I consider to be reasonable offers? Also, must I pay the premium in one lump sum? P.S: I'm 23 years old... Cheers!""
How to choose a Life Insurance?
All the insurance companies sound like they're trying to sell us on the product. We're married in our thirties with two babies. Thanks!
Insurance on an 2006 chevrolet equinox?
My parents are buying me a used one for my birthday in a few months. I am suppose to buy the insurance for my vehicle though I was wondering about how much it would cost for a 16 year old? Also I have a daughter that would be riding with me most of the time, I dont know If that has to be added into the insurance cost of not? Im kind of clueless, thanks for your help!""
When do car insurance rates drop?
At what age do car insurance rates drop? Currently I am a 20 year old male living in Kansas. Also what else will cause insurance to go down. If you get married, have kids, etc....? Thanks.""
How is the health insurance subsidies calculated?
Just wondering how the affordable care insurance tax subsidies are calculated? Is it based on last years wages or estimated wages of the year you are applying for the health insurance. Let's say I made $100,000 last year and retired this year and applied for the affordable care insurance. Say my estimated taxable income for 2014 was $40,000 with family of four, can I get government subsidies?""
What is the cost of average car insurance that a 19 year old boy and girl pay?
Well, I am taking my test soon (hopefully I will pass) and I am 19 --- and I heard that car insurance is worth a lot for youngsters that they can buy a BMW second hand with same amount money that they pay for 3 years. so, how much do 19 year old boys pay monthly for it and how much do girls pay ( heard it is a lot cheaper for girls). -- my younger sister will turn 19 in 2 years time till then if she passes her test -- how much will she pay when she gets licence---- what would be your solution -- if I want to get cheaper option (I heard of pass plus scheme - would it work)""
Can you report someone for driving without car insurance?
i know this person and i was just wondering if you could turn them in for not having car insurance without them knowing who turned them in. I want to prevent someone from getting hurt and not getting there part of the insurance claim or whatever.....anything will help..THANKS!!!!
Just got a car insurance quote for 6000?
Ok, Im a 17 year old male driver, so I expect my insurance to be through the roof, but come on can this amount be real ? This was for a 1997 2 door corsa""
What are cheap insurance companies in Ontario? (Toronto)?
My specs: 25 years old, female car is 1994 lexus sc400 bought it for $2500 has a really good alarm on it with a pager I heard Desjardins and Aviva are good prices.. any other companies I should check out? Thanks""
Are there any health insurance programs available for a 19 yr old female in alabama?
whom is from a low income household (kids ages: 17,18,19). her dad draws ssi and she isn't pregnant.""
Lugoff South Carolina Cheap car insurance quotes zip 29078
Lugoff South Carolina Cheap car insurance quotes zip 29078
Two car insurance policies?
My parents are trying to get me insured on their car which they already have a policy on but it is too expensive to put me on that. Is it legal for me to take out another insurance policy on the car in my name only?
Whats the average motorcycle insurance cost for an 18 year old guy?
Whats the average motorcycle insurance cost for an 18 year old guy?
What is the most quality/cheapest insurance to get for a car in the US?
Like for someone in their mid 20s
What is the best way a low income student can get health insurance?
Again, low income and can't rely on parents and how could I get retro coverage for an emergency bill a month ago. Currently uninsured, only insurrance is car insurrance.""
How much does motorcycle ensurance cost?
I am planning on getting a bike. used,street bike probably a 04-07 dont know what kind yet but i was curious if a) is insurance on a motorcycle absolutely needed? b)how much if im 18, but father as a co signer with GREAT credit score c)on a $5,000 bike how much would it be a month overall, insurance and payments.""
Where can I find health insurance in alabama?
Where can I find health insurance in alabama?
I can't afford to get Health insurance will I be penalized under the Affordable healthcare act?
I am literally living paycheck to paycheck this year so far has gone from bad to worse for me and now I have to have health coverage and I wasn't able to make the March 31st deadline
Cheap or free help with medical insurance?
I need health insurance for myself my children are covered under medicade and I need health insurance that is free or cheap
Affordable health insurance for children of students?
My brother wants to go to college, but if he leaves his job his kids wont have health insurance. Are there any good health insurance providers for children of students? My brother lives in Spokane, WA if that matters.""
What is the typical cost of condo insurance in florida?
I'm trying to understand what homeowners insurance woul cost in florida for a 2 bedroom condo. I'm not ready to call an insurance company. I'm looking in Ft.Myers. Just want to know is it thousands of dollars and out of my range or a few hundrend per year. Say for a 75k condo.
How do I rent a car? without any insurance (i have no car)?
So I want to rent a Dodge Magnum, for about 9 days in May through Thrifty.I will be driving from Missouri to Orlando for a vacation. I assume that I will pay the fee for the loss damage waiver (about $11 p/d) Or maybe my credit card might just cover that. But why do they keep refering to my insurance?... I don't even own a car! Else why do they think I am renting? Anyway what advice would you nice people give a dumb person like me as to what I need to do or what other insurance I need to purchase, thanks.""
How much should I expect my car insurance to cost?
I am 20, female, in college, decent grades, this will be my first car, i will be driving a relatively cheap car. 199? Honda civic/accord...something along those lines. I live in a very small town. I will only be driving about 10 minutes a day commuting to work and school. i wont be added to my parents policy, i will have my own. I tried doing a free quote thing, but i guess my town is too small, it didn't recognize my address! but from people who actually pay car insurance and know a think or two about it, i am curious as to how much i should expect it to be!""
What car insurance company is offering me a better deal?
I'm 21 years old, and I'm thinking of upgrading my 2005 Chevy cavalier to full coverage. United auto insurance wants $186 down and $147 monthly for 6 months. My current company wants $262 down and $131 a month, for 9 months. Which company is the better deal? Should I even get full coverage for a 2005 cavalier?""
What are some cheap health insurance plans for a college student?
Hello, I live in Texas and I am in my first semester in community college. They do not offer insurance at my school. I do work part time, but I do not plan on staying at this job for long. I don't want to get on my parents insurance, because I simply don't want them to know any of my personal business. Any advice? I am 22 by the way. Any answers are appreciated. Thank you!""
How do I go about getting car insurance?
I'm 19, my car insurance now is under my parents name and they pay for it. I want to by a Mustang and I want to pay for the insurance myself. So do I go see an agent? Or do it online? I tried to get a quote online and I'm not sure how to answer certain questions.....I DID get in an accident 3 years ago but my insurance company never caught me on it, so will they find out if I try to get my own insurance now? Should I use a different company to not get caught and have to pay higher rates?""
Question about health insurance & pre-existing conditions?
Shortly before being taken off of my parent's insurance plan, I was diagnosed with a thyroid condition that requires expensive blood tests and regular office visits. I have applied for insurance through my job, and when reading the bylaws I noticed that it does not cover pre-existing conditions. Will my thyroid disorder be considered a pre-existing when I was diagnosed only a few months ago? Will I ever be able to get any kind of insurance coverage for this disorder now?""
What whole life insurance policy is best for a 24 year old?
I have a policy from New York Life, but 2 of my friends who are financial planners, say Mass Mutual would be better... there's a bunch of baloney I'm not understanding i.e. guaranteed benefits, crap about withdrawing money for retirement. Altogether, it doesn't seem like I am getting that much from death benefits with the amount I am putting in ($1K/year until pretty much I'm 65). I don't want to pay forever for this... where in my policy does it say when I can stop paying?""
My son-19- is a full time college student.His Ga peach care insurance ends august 3.can he get medicaid?
He is receiving student aid in the form of scholarships and the pell grant for low-income families. I don't want him to be without insurance coverage. His only income is back child support that will end in a few months. What are my choices? Please help. Thank you. I only receive disability income from social security disability.
How much is this car's insurance..?
Iam 22 male (Married) and have a squeeky clean driving record. I am in the market for a new car and here is a list of the cars I am considering. If you could tell me which one would have the lowest cost for insurance (Full Coverage) that would great! -2005 TL acura -2005 Mini Cooper S -2007 Civic 4 door Si Thanks.
About how much would it cost to for a year of car insurance for a 17 year old in new york?
I am planning on getting a used 2001 Mercedes-Benz C-Class C320. Before I buy the car I will have a senior license and will have taken drivers ed and a defensive driving coarse.
WILL MY CAR INSURANCE BE HIGH?
I'm 18, from california, and ive had my license since i was 16. I currently drive a 04 volvo and im planning to get a 2012 or 2013 chevrolet camaro LS. The plan is to trade in my old car but my mom is complaining that my insurance will be like $300 or more a month. Is that true? I have safeco btw thanks""
I have a friend who say he knows a guy who works for a car insurance company and can guarantee cheaper quotes?
Does this sound normal for staff to be able to do this as I have had a similar offer from someone else a while ago. I am just worried that they may set up a policy but when I go to make a claim its not a real policy or something. Please note it is a significant discount as well and he can also get me quotes on cars I wouln't otherwise get insured on as a normal customer All sounds a bit to good to be true!
How much is Car Insurance for a 16 year old?
I'm 16 year old guy, I have a 2004 Pontiac Grand AM sedan, I get good grades in school, about how much would it cost monthly?""
Car insurance extremely high?
i am 17 i haven't bought i car yet, and i have not passed my test, but i have tried to check how much my insurance will be once i have passed my test, i have done checks on small cars e.g vw polo, corsa, Nissan micra's etc but i have not found a quote under 1,700 i cannot afford this price, is there any cheaper insurance companies, or am i just going to have to save up 4 a long time.""
Where can I Find Reliable Cheap Life Insurance Quotes?
I recently started a home internet based business. When I was just starting out I went without insurance for a while. Now that things are going well I would like to buy a life insurance policy. There are a ton of life insurance sites, but most of them seem biased or focused on an individual provider. Where can I find a good life insurance quote site that is unbiased or gives me quotes from a wide array of services? Also, are there any good tips for saving money buying life insurance for small business owners?""
Lugoff South Carolina Cheap car insurance quotes zip 29078
Lugoff South Carolina Cheap car insurance quotes zip 29078
https://www.linkedin.com/pulse/home-owners-insurance-cover-electrical-issues-noah-coleman/"
0 notes
thesmallestbeasts · 8 years ago
Text
I’ve been bursting at the seams with this idea and I need to solidify it because I really want to do it.
So I was thinking about how kindness changes peoples lives in different ways. For me, it helped me find myself \ is helping me find myself. From what I hear, it helps a lot of people find themselves, and it makes people better, and it changes the world and perspectives. Kindness is love which changes the world through action. I wanted to create a program that focuses on acts of kindness. At first I was thinking it would be some sort of community gathering where people just get together and we do one kind act together every week, like go to old people homes to volunteer for a few hours, or make packages for homeless people, etc. One kind thing, every week, and that would be the basis of our gathering. But I started thinking about what population I wanted to focus on, I figured if we do kids ages 12-17, that would make the highest impact because that is the age where people are most lost and susceptible to influence. Then it became, what if we made it an after school program, and then an not-for profit org. Something that changes people that change the world. The whole premise was based off of “uplifting the underdog”. I wanted to focus on kids who felt left out, forgotten, bullied, rejected, ignored. People who didnt have a place because they didn’t fit in. I wanted the mission of this org to 1. give kids a safe place to be themselves, 2. allow them to find their strengths as people (whether it be music, business, art, building legos, whatever it is) and 3. allow them to use their strengths to do kind acts and give to the world. It would help kids find out who they are, what they are good at, and be accepted and allow them to give themselves into service of others, thus giving them purpose and making their efforts constructive. It would make kids not only feel good because they have a place, but it would make them feel strong in who they are and what they can offer, thus increasing independence and confidence and creativity. It would build them as good and solid people, and it would solve so many anxiety and depression issues because everything is based off of doing kind acts for others.
Then I started thinking, we send juveniles to military camp to beat them into shape. What if we used this program instead, to mold them into who they are meant to be as good people. There are a lot of troubled kids out there who need help, and I don’t know how to help them on a deep psychological level, but I truly believe that doing kind acts will help them on some level. What if we made a program for troubled kids like this. There are so many in the system that just don’t know what to do and no one will help them. If they can just  find others like themselves, it’s like recreational therapy. 1, being in a community with people they relate with that is safe and accepting, and 2, doing good and kind things will change them to be better and prove to them that they aren’t the pieces of shit they probably think they are. It would change them. But the most important thing is that I don’t want this organization/program to be based in faith. I want it to be non-sectoral and non-denominational because I don’t want anyone to be pushed away from coming. If kids find God in doing kind things, that’s awesome, but I don’t want it to be the heart of this idea because I want them to figure that out on their own and also I don’t want anyone who doesn’t identify as that to be pushed away from joining. I really believe a program based in doing a kind act every week will help people on so many levels, not just internally, but also the external world. They will affect other people every week by doing good, and it’s something they will take with them even after they leave the program. We’d basically meed every week or however I decide to execute this programming, and build relationships with each other, and rotate ideas on what kind things we can do for the community. It’d give them the ability to think together. I mean kindness is changing my life and I totally believe it can change other people’s lives too. Kindness therapy. 
I just need to think what kind of model I want to use, and how the programming would work in terms of waivers, meeting place, funding if necessary. I also want it to be partially educational, like field trips to museums and stuff. The thing is I want this program to be available to the lower classes as well. The ones who are truly affected by lack of kindness. Underdog has many meanings, and I want this program to be for every kind. 
I’d need to get this all down before I can do the marketing and I also need some friends to get in on it. I need a co-owner for sure. Someone to bounce ideas off of and help me make this happen. 
Kindness Kamp sounds so fucking cheesy lol.
It needs to be named something better..
But the tagline is going to be something like“Uplifting the Underdog one kind act at a time.”
Not to mention this would take all the people who eventually become bullies and turn them right around. 
Mission: To develop confidence, independence, leadership and unique character of every adolescent through acts of kindness, humanitarian and community services. 
To uplift adolescents by developing their individual strengths and demonstrating them by giving back to the community.
To create a better tomorrow by growing our youth into leaders that will build a society based in compassion and solutions to social and environmental problems. 
This isn’t as much a movement as it is an actual physical program. It wont reach everyone of course, but hopefully it reaches enough people that it makes an actual change.
And we can do so much with programming based in kindness. There are so many things we can do for our community. Homework programs. Volunteer programs. We can make a every month a different theme to decide what we do for those weeks in that month. It can make being kind fun and attractive and show kids that there is another way to survive in this world. It’ll develop really honorable traits too, not just individual talents but integrity, respect, compassion, humility. It could heal souls. 
We could have kindness journals where they write down what they did and reflect on how it made them feel etc. They can write down what they did throughout the week outside of programming. 
Teaching and practicing kindness will also help these kids become more successful at life. There are so many links between giving, happiness chemicals in the brain, and successful people. Some of the richest and most successful CEOs are huge givers. The Buffett model by Warren Buffet is hugely based on giving more than you get and he was obviously very very successful. 
I know I’m probably being idealistic but I’m a visionary. This is a dream, and dreams always start small, but have huge goals. 
I think I can make this happen. 
https://www.psychologytoday.com/blog/the-moment-youth/201301/acts-kindness-key-happiness-children-teens
0 notes
viralhottopics · 8 years ago
Text
How technology gets us hooked
The Long Read: From a young age, humans love to press buttons that light up and make a noise. The thrill of positive feedback lies at the heart of addiction to gambling, games, and social media
Not long ago, I stepped into a lift on the 18th floor of a tall building in New York City. A young woman inside the lift was looking down at the top of her toddlers head with embarrassment as he looked at me and grinned. When I turned to push the ground-floor button, I saw that every button had already been pushed. Kids love pushing buttons, but they only push every button when the buttons light up. From a young age, humans are driven to learn, and learning involves getting as much feedback as possible from the immediate environment. The toddler who shared my elevator was grinning because feedback in the form of lights or sounds or any change in the state of the world is pleasurable.
But this quest for feedback doesnt end with childhood. In 2012, an ad agency in Belgium produced an outdoor campaign for a TV channel that quickly went viral. The campaigns producers placed a big red button on a pedestal in a quaint square in a sleepy town in Flanders. A big arrow hung above the button with a simple instruction: Push to add drama. You can see the glint in each persons eye as he or she approaches the button the same glint that came just before the toddler in my elevator raked his tiny hand across the panel of buttons.
Psychologists have long tried to understand how animals respond to different forms of feedback. In 1971, a psychologist named Michael Zeiler sat in his lab across from three hungry white carneaux pigeons. At this stage, the research programme focused on rats and pigeons, but it had lofty aims. Could the behaviour of lower-order animals teach governments how to encourage charity and discourage crime? Could entrepreneurs inspire overworked shift workers to find new meaning in their jobs? Could parents learn how to shape perfect children?
Before Zeiler could change the world, he had to work out the best way to deliver rewards. One option was to reward every desirable behaviour. Another was to reward those same desirable behaviours on an unpredictable schedule, creating some of the mystery that encourages people to buy lottery tickets. The pigeons had been raised in the lab, so they knew the drill. Each one waddled up to a small button and pecked persistently, hoping that the button would release a tray of Purina pigeon pellets. During some trials, Zeiler would programme the button so it delivered food every time the pigeons pecked; during others, he programmed the button so it delivered food only some of the time. Sometimes the pigeons would peck in vain, the button would turn red, and they would receive nothing.
When I first learned about Zeilers work, I expected the consistent schedule to work best. But thats not what happened at all. The results werent even close: the pigeons pecked almost twice as often when the reward wasnt guaranteed. Their brains, it turned out, were releasing far more dopamine when the reward was unexpected than when it was predictable. Zeiler had documented an important fact about positive feedback: that less is often more. His pigeons were drawn to the mystery of mixed feedback just as humans are attracted to the uncertainty of gambling.
Decades after Zeiler published his results, in 2012, a team of Facebook web developers prepared to unleash a similar feedback experiment on hundreds of millions of humans. The site already had 200 million users at the time a number that would triple over the next three years. The experiment took the form of a deceptively simple new feature called a like button.
Its hard to exaggerate how much the like button changed the psychology of Facebook use. What had begun as a passive way to track your friends lives was now deeply interactive, and with exactly the sort of unpredictable feedback that motivated Zeilers pigeons. Users were gambling every time they shared a photo, web link or status update. A post with zero likes wasnt just privately painful, but also a kind of public condemnation: either you didnt have enough online friends, or, worse still, your online friends werent impressed. Like pigeons, were more driven to seek feedback when it isnt guaranteed. Facebook was the first major social networking force to introduce the like button, but others now have similar functions. You can like and repost tweets on Twitter, pictures on Instagram, posts on Google+, columns on LinkedIn, and videos on YouTube.
The act of liking became the subject of etiquette debates. What did it mean to refrain from liking a friends post? If you liked every third post, was that an implicit condemnation of the other posts? Liking became a form of basic social support the online equivalent of laughing at a friends joke in public.
Web developer Rameet Chawla developed an app as a marketing exercise, but also a social experiment, to uncover the effect of the like button. When he launched it, Chawla posted this introduction on its homepage: People are addicted. We experience withdrawals. We are so driven by this drug, getting just one hit elicits truly peculiar reactions. Im talking about likes. Theyve inconspicuously emerged as the first digital drug to dominate our culture.
Chawlas app, called Lovematically, was designed to automatically like every picture that rolled through its users newsfeeds. It wasnt even necessary to impress them any more; any old post was good enough to inspire a like. Apart from enjoying the warm glow that comes from spreading good cheer, Chawla for the first three months, the apps only user also found that people reciprocated. They liked more of his photos, and he attracted an average of 30 new followers a day, a total of almost 3,000 followers during the trial period. On Valentines Day 2014, Chawla allowed 5,000 Instagram users to download a beta version of the app. After only two hours, Instagram shut down Lovematically for violating the social networks terms of use.
I knew way before launching it that it would get shut down by Instagram, Chawla said. Using drug terminology, you know, Instagram is the dealer and Im the new guy in the market giving away the drug for free.
Chawla was surprised, though, that it happened so quickly. Hed hoped for at least a week of use, but Instagram pounced immediately.
When I moved to the United States for postgraduate studies in 2004, online entertainment was limited. These were the days before Instagram, Twitter, and YouTube and Facebook was limited to students at Harvard. One evening, I stumbled on a game called Sign of the Zodiac (Zodiac for short) that demanded very little mental energy.
Zodiac was a simple online slot machine, much like the actual slot machines in casinos: you decided how much to wager, lazily clicked a button over and over again, and watched as the machine spat out wins and losses. At first, I played to relieve the stress of long days filled with too much thinking, but the brief ding that followed each small win, and the longer melody that followed each major win, hooked me fast. Eventually screenshots of the game would intrude on my day. Id picture five pink scorpions lining up for the games highest jackpot, followed by the jackpot melody that I can still conjure today. I had a minor behavioural addiction, and these were the sensory hangovers of the random, unpredictable feedback that followed each win.
My Zodiac addiction wasnt unusual. For 13 years, Natasha Dow Schll, a cultural anthropologist, studied gamblers and the machines that hook them. She collected descriptions of slot machines from gambling experts and current and former addicts, which included the following: Slots are the crack cocaine of gambling electronic morphine … the most virulent strain of gambling in the history of man Slots are the premier addiction delivery device.
These are sensationalised descriptions, but they capture how easily people become hooked on slot-machine gambling. I can relate, because I became addicted to a slots game that wasnt even doling out real money. The reinforcing sound of a win after the silence of several losses was enough for me.
In the US, banks are not allowed to handle online gambling winnings, which makes online gambling practically illegal. Very few companies are willing to fight the system, and the ones that do are quickly defeated. That sounds like a good thing, but free and legal games such as Sign of the Zodiac can also be dangerous. At casinos, the deck is stacked heavily against the player; on average the house has to win. But the house doesnt have to win in a game without money.
As David Goldhill, the chief executive officer of the Game Show Network, which also produces many online games, told me: Because were not restricted by having to pay real winnings, we can pay out $120 for every $100 played. No land-based casino could do that for more than a week without going out of business. As a result, the game can continue forever because the player never runs out of chips. I played Sign of the Zodiac for four years and rarely had to start a new game. I won roughly 95% of the time. The game only ended when I had to eat or sleep or attend class in the morning. And sometimes it didnt even end then.
Casinos win most of the time, but they have a clever way of convincing gamblers that the outcomes are reversed. Early slot machines were incredibly simple devices: the player pulled the machines arm to spin its three mechanical reels. If the centre of the reels displayed two or more of the same symbol when they stopped spinning, the player won a certain number of coins or credits. Today, slot machines allow gamblers to play multiple lines. Every time you play, youre more likely to win on at least one line, and the machine will celebrate with you by flashing bright lights and playing catchy tunes. If you play 15 lines, and you win on two of the lines, you make a net loss, and yet you enjoy the positive feedback that follows a win a type of win that Schll and other gambling experts call a loss disguised as a win.
Losses disguised as wins only matter because players dont classify them as losses they classify them as wins. This is what makes modern slot machines and modern casinos so dangerous. Like the little boy who hit every button in my lift, adults never really grow out of the thrill of attractive lights and sounds. If our brains convince us that were winning even when were actually losing, it becomes almost impossible to muster the self-control to stop playing.
Every time you play a slot machine it will celebrate with you by flashing bright lights and playing catchy tunes Photograph: imageBROKER/Rex/Shutterstock
The success of slot machines is measured by time on device. Since most players lose more money the longer they play, time on device is a useful proxy for profitability. Video-game designers use a similar measure, which captures how engaging and enjoyable their games are. The difference between casinos and video games is that many game designers are more concerned with making their games fun than with making buckets of money. Bennett Foddy, who teaches game design at New York Universitys Game Center, has created a number of successful free-to-play games, but each was a labour of love rather than a money-making vehicle.
Video games are governed by microscopic rules, Foddy says. When your mouse cursor moves over a particular box, text will pop up, or a sound will play. Designers use this sort of micro-feedback to keep players more engaged and more hooked in.
A game must obey these microscopic rules, because gamers are likely to stop playing a game that doesnt deliver a steady dose of small rewards that make sense given the games rules. Those rewards can be as subtle as a ding sound or a white flash whenever a character moves over a particular square. Those bits of micro-feedback need to follow the act almost immediately, because if theres a tight pairing in time between when I act and when something happens, then Ill think I was causing it.
The game Candy Crush Saga is a prime example. At its peak in 2013, the game generated more than $600,000 in revenue per day. To date, its developer, King, has earned around $2.5 billion from the game. Somewhere between half a billion and a billion people have downloaded Candy Crush Saga on their smartphones or through Facebook. Most of those players are women, which is unusual for a blockbuster.
Its hard to understand the games colossal success when you see how straightforward it is. Players aim to create lines of three or more of the same candy by swiping candies left, right, up, and down. Candies are crushed they disappear when you form these matching lines, and the candies above them drop down to take their place. The game ends when the screen fills with candies that cannot be matched. Foddy told me that it wasnt the rules that made the game a success it was juice. Juice refers to the games surface feedback. It isnt essential to the game, but its essential to the games success. Without juice, the game loses its charm.
Novice game designers often forget to add juice, Foddy said. If a character in your game runs through the grass, the grass should bend as he runs through it. It tells you that the grass is real and that the character and grass are in the same world. When you form a line in Candy Crush Saga, a reinforcing sound plays, the score associated with that line flashes brightly, and sometimes you hear words of praise intoned by a hidden, deep-voiced narrator.
Juice amplifies feedback, but its also designed to unite the real world and the gaming world. The most powerful vehicle for juice must surely be virtual reality (VR) technology, which is still in its infancy. VR places the user in an immersive environment, which the user navigates as she might the real world. Advanced VR also introduces multisensory feedback, including touch, hearing and smell.
In a podcast last year, the author and sports columnist Bill Simmons spoke to billionaire investor Chris Sacca, an early Google employee and Twitter investor, about his experience with VR. Im afraid for my kids, a little bit, Simmons said. I do wonder if this VR world you dive into is almost superior to the actual world youre in. Instead of having human interactions, I can just go into this VR world and do VR things and thats gonna be my life.
Sacca shared Simmons concerns. One of the things thats interesting about technology is that the improvement in resolution and sound modelling and responsiveness is outpacing our own physiological development, Sacca said. You can watch some early videos where you are on top of a skyscraper, and your body will not let you step forward. Your body is convinced that that is the side of the skyscraper. Thats not even a super immersive VR platform. So we have some crazy days ahead of us.
Until recently, most people thought of VR as a tool for gaming, but that changed when Facebook acquired Oculus VR for $2bn in 2014. Facebooks Mark Zuckerberg had big ideas for the Oculus Rift gaming headset that went far beyond games. This is just the start, Zuckerberg said. After games, were going to make Oculus a platform for many other experiences. Imagine enjoying a court-side seat at a game, studying in a classroom of students and teachers all over the world or consulting with a doctor face-to-face just by putting goggles in your home. VR no longer dwelled on the fringes. One day, we believe this kind of immersive, augmented reality will become a part of daily life for billions of people, said Zuckerberg.
In October 2015, the New York Times shipped a small cardboard VR viewer with its Sunday paper. Paired with a smartphone, the Google Cardboard viewer streamed VR content, including documentaries on North Korea, Syrian refugees, and a vigil following the Paris terror attacks. Instead of sitting through 45 seconds on the news of someone walking around and explaining how terrible it is, you are actively becoming a participant in the story that you are viewing, said Christian Stephen, a producer of one of the VR documentaries.
Despite the promise of VR, it also poses great risks. Jeremy Bailenson, a professor of communication at Stanfords Virtual Reality Interaction Lab, worries that the Oculus Rift will damage how people interact with the world. Am I terrified of the world where anyone can create really horrible experiences? Yes, it does worry me. I worry what happens when a violent video game feels like murder. And when pornography feels like sex. How does that change the way humans interact, function as a society?
When it matures, VR will allow us to spend time with anyone in any location doing whatever we like for as long as we like. That sort of boundless pleasure sounds wonderful, but it has the capacity to devalue face-to-face interactions. Why live in the real world with real, flawed people when you can live in a perfect world that feels just as real? Wielded by game designers, it might prove to be a vehicle for the latest in a series of escalating behavioural addictions.
Some experiences are designed to be addictive for the sake of ensnaring hapless consumers, but others happen to be addictive though they are primarily designed to be fun or engaging. The line that separates these is very thin; to a large extent the difference rests on the intention of the designer.
When Nintendos superstar game designer Shigeru Miyamoto created Super Mario Bros, his primary aim was to make a game that he himself enjoyed playing. Thats the point, he said, not to make something sell, something very popular, but to love something, and make something that we creators can love. Its the very core feeling we should have in making games.
When you compare Super Mario Bros regularly voted by game designers as one of the greatest games ever to others on the market, it is easy to recognise the difference in intention.
Adam Saltsman, who produced an acclaimed indie game called Canabalt in 2009, has written extensively about the ethics of game design. Many of the predatory games of the past five years use whats known as an energy system, Saltsman said. Youre allowed to play the game for five minutes, and then you artificially run out of stuff to do. The game will send you an email in, say, four hours when you can start playing again. I told Saltsman that the system sounded pretty good to me it forces gamers to take breaks and encourages kids to do their homework between gaming sessions. But thats where the predatory part comes in.
Super Mario Run was primarily designed by its creator, Shigeru Miyamoto, to be a game he enjoyed playing Photograph: PR
According to Saltsman: Game designers began to realise that players would pay $1 to shorten the wait time, or to increase the amount of energy their avatar would have once the four-hour rest period had passed. I came across this predatory device when playing a game called Trivia Crack. If you give the wrong answer several times, you run out of lives, and a dialogue screen gives you a choice: wait for an hour for more lives, or pay 99 cents to continue immediately. Many games hide these down-the-line charges. Theyre free, at first, but later you are forced to pay in-game fees to continue.
If you are minutes or even hours deep into the game, the last thing you want to do is admit defeat. You have so much to lose, and your aversion to that sense of loss compels you to feed the machine just one more time, over and over again. You start playing because you want to have fun, but you continue playing because you want to avoid feeling unhappy.
A game in which you always win is boring. It sounds appealing but it gets old fast. To some extent we all need losses and difficulties and challenges, because without them the thrill of success weakens gradually with each new victory. The hardship of the challenge is far more compelling than knowing you are going to succeed. This sense of hardship is an ingredient in many addictive experiences, including one of the most addictive games of all time: Tetris.
In 1984, Alexey Pajitnov was working at a computer lab at the Russian Academy of Science in Moscow. Many of the labs scientists worked on side projects, and Pajitnov began working on a video game. Pajitnov worked on Tetris for much longer than he planned because he couldnt stop playing the game. Eventually Pajitnov allowed his friends at the Academy of Science to play the game. Everyone who touched the game couldnt stop playing either.
His best friend, Vladimir Pokhilko, a former psychologist, remembered taking the game to his lab at the Moscow Medical Institute. Everybody stopped working. So I deleted it from every computer. Everyone went back to work, until a new version appeared in the lab.
Alexey Pajitnov, the inventor of Tetris Photograph: Sipa Press / Rex Features
Tetris spread from the Academy of Science to the rest of Moscow, and then on to the rest of Russia and eastern Europe. Two years later, in 1986, the game reached the west, but its big break came in 1991, when Nintendo signed a deal with Pajitnov. Every Game Boy would come with a free game cartridge that contained a redesigned version of Tetris.
That year I saved up and ultimately bought a Game Boy, which is how I came to play Tetris for the first time. It wasnt as glitzy as some of my other favourites, but I played for hours at a time. Nintendo was smart to include the game with their new portable console, because it was easy to learn and very difficult to abandon. I assumed that I would grow tired of Tetris, but sometimes I still play the game today, more than 25 years later. It has longevity because it grows with you. Its easy at first, but as your skills improve, the game gets more difficult. The pieces fall from the top of the screen more quickly, and you have less time to react than you did when you were a novice.
This escalation of difficulty is a critical hook that keeps the game engaging long after you have mastered its basic moves. Twenty-five years ago, a psychiatrist named Richard Haier showed that this progression is pleasurable because your brain becomes more efficient as you improve. Haier decided to watch as people mastered a video game, though he knew little about the cutting-edge world of gaming. In 1991 no one had heard of Tetris, he said in an interview a few years later. I went to the computer store to see what they had and the guy said, Here try this. Its just come in. Tetris was the perfect game, it was simple to learn, you had to practise to get good, and there was a good learning curve.
Haier bought some copies of Tetris for his lab and watched as his experimental subjects played the game. He did find neurological changes with experience parts of the brain thickened and brain activity declined, suggesting experts brains worked more efficiently but more relevant here, he found that his subjects relished playing the game. They signed up to play for 45 minutes a day, five days a week, for up to eight weeks. They came for the experiment (and the cash payment that came with participating), but stayed for the game.
One satisfying feature of the game is the sense that you are building something your efforts produce a pleasing tower of coloured bricks. You have the chaos coming as random pieces, and your job is to put them in order. The game allows you the brief thrill of seeing your completed lines flash before they disappear, leaving only your mistakes. So you begin again, and try to complete another line as the game speeds up and your fingers are forced to dance across the controls more quickly.
Mikhail Kulagin, Pajitnovs friend and a fellow programmer, remembers feeling a drive to fix his mistakes. Tetris is a game with a very strong negative motivation. You never see what you have done very well, and your mistakes are seen on the screen. You always want to correct them.
The sense of creating something that requires labour and effort and expertise is a major force behind addictive acts that might otherwise lose their sheen over time. It also highlights an insidious difference between substance addiction and behavioural addiction: where substance addictions are nakedly destructive, many behavioural addictions are quietly destructive acts wrapped in cloaks of creation. The illusion of progress will sustain you as you achieve high scores or acquire more followers or improve your skills, and so, if you want to stop, youll struggle ever harder against the drive to grow.
Some designers are very much against infinite format games, like Tetris, said Foddy, because theyre an abuse of a weakness in peoples motivational structures they wont be able to stop.
Humans find the sweet spot sandwiched between too easy and too difficult irresistible. Its the land of just-challenging-enough computer games, financial targets, work ambitions, social media objectives and fitness goals. It is in this sweet spot where the need to stop crumbles before obsessive goal-setting that addictive experiences live.
This is an adapted extract of Irresistible by Adam Alter, published on 2 March by The Bodley Head in the UK and Penguin Press in the US on 7 March
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