#us housing market

[autumngracy]

How the US Is Destroying Young People’s Future | Scott Galloway | TED

[guavagyal]

seeing all these unemployed people looking for houses outside of America on House Hunters makes me think I should do the same. if they can believe their delulu, I should start too.

[greenpitbullzombie]

Pls, let me have house. Pls.

[monsterkong]

Why Can't Millennials Afford Homes?

Hey Tumblr fam!

Let's get real about why so many of us can't seem to snag a piece of the American Dream—a.k.a., owning a home. 🏠💬

The Great Commute

First up, the wild reality that moving cities for work is becoming a no-go. Instead of relocating, people are commuting crazy long distances because they just can't afford the move. Imagine commuting from Chicago to Dallas! Yeah, it's happening.

Scarcity Skyrockets Prices

There aren't enough homes on the market, and this scarcity is making house prices soar. It's basic economics, but it hits hard when you're house hunting and everything is just...expensive.

Are We Even Building?

You'd think the solution is to build more homes, right? Well, it's not that we're not building, but we're definitely not building enough. Red tape and regulations, especially under the current administration, are slowing things down and bumping up costs big time.

Looking Back for Answers

Some folks argue that we need to roll back to a less regulated era, like during the Trump years, to kickstart housing development and make homes affordable again. Could deregulation be the key?

The Fed's Fingerprints

The Federal Reserve's decisions on interest rates have a massive impact on mortgage costs. With rates climbing, owning a home gets even pricier, adding another layer of "ouch" to our wallets.

TL;DR

It's tough out there for would-be homeowners. High prices, not enough houses, and costly mortgages are making it super hard for millennials to buy homes. Is there a light at the end of this tunnel? Stay tuned as we dive deeper into the economic trends shaping our lives. ✨🔍

[missycaulk]

What the Latest NAR Settlement Means for You

The recent settlement in the National Association of Realtors (NAR) case, has sparked widespread discussion and, unfortunately, some misconceptions. Despite what the headlines may suggest, the settlement is not about diminishing the value real estate professionals provide or making homeownership a distant dream. Instead, it’s an opportunity to enhance transparency, flexibility, and ultimately,…

[mfi-miami]

The American Housing Market Resembles 2006

The American Housing Market Is Resembling 2006. Is It Deja Vu All Over Again? The American housing market is sound disturbingly familiar to us who survived the housing crash 15 years ago. Skyrocketing home prices have very suddenly leveled off. Recession fears are swirling and the number of home sales has dropped off in the past year. Is it 2006? Remember, the year that saw the ramp-up to…

[blank-house]

Kickstarter Countdown Begins!

Your friendly student body president is here to remind you that our Kickstarter for Keyframes is set to launch in two weeks!

For the next fortnight (hah) we will be dropping teasers of the merch for the KS, and some really cool art collabs from artists that the team looks up to. Assss well as a little something something with a dope indie studio.

If you have any questions about the KS, don't hesitate to drop it in our inbox andddd we'll get to answering those as soon as we can!

Otherwise, look forward to the upcoming days with us!

(BLANK) House

[ ◉ ¯]

Art by Red Pen

Follow our Kickstarter pre-launch page HERE!

[artsekey]

It really does look like pivoting to Harris has thrown the Republican party for a loop. She's speaking clearly, concisely, and with wit; if she were to be put in the ring with Trump, it would be a knockout if only because she's coherent.

I'm voting blue regardless, but I've started to feel like I've moved from voting for the 'least bad' option to someone I might actually be more passionate in supporting.

[that-punk-adam]

This is not at all a new take on life here in the US of A however I feel as though I will peel my skin off if I don’t say it;

People are seeing death as a valid option to the current state of the world + the future and now I am fully understanding why.

There is no more ‘village’. There are no reliable social safety nets installed that are realistic or easy to access. You H A V E to drive EVERYWHERE if you’re even able to drive. If your area has a bus it has to fight on the road with every other driver. To get 9 miles away from point A to B takes 2 hour out of your day. No one is hiring or they are paying minimum wages for you to run their whole circus operation damn near by yourself. Average 1 bedroom apartments are $1.1k a month for 500 sqf and if you SOMEHOW get a roommate and get them to agree to split rent and utilities then y’all are going to battle for personal space. A 2 bed is out of the question bc there is no way in hell that you can save anything if you are spending more then half of your wages on rent. You want to go out and have a sense of what it means to be fulfilled as a human? Don’t even dream about it, you have your bills coming up.

Get a second or 3rd job? Wait… you were able to find one? They didn’t ghost? Lucky you; now you are better off & you can now sleep knowing that the 2nd job will be able to pay for the gas ($3+/gal), insurance (3X what it used to be but still making you open up ur wallet before they step in), and your car note! (Wayyy too much for a used).

What is fun? What are get togethers? What is a ‘cheap meal’? What’s a bucket list? What’s a vacation? What’s a hobby? Wait, you can afford to replace items and not get anxiety over it? You can afford more then an arm full of groceries?? Will you be able to retire by the time you’re 60 with enough money in the bank to not just exist, but to do the things you’ve always wanted to do during those working decades? What will elder and death care look like? Will your children be able to not live in poverty?

We as young people are seeing death as a valid option because we know we will NEVER see an adult life like those before us prior to the 90’s. Starting a family or adding on to your family will put you in poverty. Buying a house if you’re fortunate enough will put you in poverty. Renting will put you in poverty. Working more jobs will put you in poverty. Having a car will put you into poverty, not having one will keep you from ever getting one. We will just work and work to never ever have anything to show for it. This is not the lifestyle that I’d doom more life to do for the rest of their lives. Something’s gotta change sooner rather then later and it’s gotta be grass roots. We have to be willing to break some rules to get to where we need to be.

Things. Must. Change.

[ratisangy]

Realities Of RV Living

I feel this needs to be discussed as sadly it may become more of an option for many people as the cost of living increases. I want to provide a realistic look into this life. Unless you are well off with a luxury RV, what you typically see on social media is not even close to reality.

Traveling and Long Term RV Parks

Ask about rates monthly and compare multiple parks. Make sure to ask if the rate is the same all year long. Also, ask if utilities are included. You can save a lot of money by not having to pay electricity. Some parks don't have one of the main hookups, so make sure eletricity, water and septic are all available.

This is only good when you have a new properly functioning RV. When you live in something older and in bad shape, it means a broken part, packing up your entire life, and finding a new park friendly to long-term stay. I've moved 3 times in 2 and a half years.

The first RV park was $750 a month plus electricity ($100 in summer $200 in winter) and had multiple times were we were without power or had no use of our septic. Many of the times without power it was single digits or in the negatives. We got 120 inches of snow and had to make a homemade rv skirt of a tarp and pack the snow like an igloo around the rv to stay warm.

The second RV park was $350 plus electricity ($150 summer). This park was more affordable but had a lot more issues. Our neighbor had frequent septic issues and we often had it leak onto our rv space. We also were next to the septic for the whole park. So basically the smell of shit was ever present. It got to 110 F here and we basically ran the AC until it broke as heat exhaustion always felt right around the corner.

Third park arguably the nicest park is $550 utilities included only catch is $1200 a month in summer months. (No I don't live in a high value area either most of the town and houses are literally abandoned). It's a franchise park and the owner isn't even supposed to offer long term but deals with it for the insane price he gets in summer. I haven't had issues with electricity or other people's sewage here. Basically one good employment place here and my fiancé gets retirement, so that made it worth the move.

Extreme cold

Frozen septic and frozen water lines are a huge and common issue, especially in older, less insulated models. You can put insulation around the pipes and drip water all you want its going to happen if it's cold enough. So get comfortable with the idea of taking warm buckets of water and a rag to your septic pipe and pouring warm water down into your septic. A smell you will never forget ❤️.

Insulating the rv is very important from being almost 3 years in. Here's the best way to avoid hypothermia. Get R-tech insulation board and stuff it into your windows then cover it up with a blanket. Put this behind your pillows as well so heat can stay in the bed area. Find pre-owned carpets and cut them to fit in your rv so the floor remains warmer. Get socks or cozy slippers to wear most of winter. Your floor will most likely never be a comfortable warm and you may be at risk of hypothermia depending on tempature. Dress in layers put on two pants a shirt and a sweater and socks and slippers. If you need to gloves and a hat as well. Put a blanket over your door. Making a rv skirt out of a tarp and super gluing velcro to the tarp and rv can be useful. Use concrete blocks to hold down the ends. Depending on wind speed this can be hard to keep in place though.

As much as this may sound like a joke it's currently saving me. Xbox 360 consoles make ALOT of heat if you run a DVD that replays itself in the background all night it will warm your sleeping area. If I die I will fade out to the Do The Mario theme song I guess 🥲.

Extreme Heat

Just pump up your AC and have alot of ice packs and cold water. This is going to suck and may kill your AC. The smell oh god the smell will make you want to die. Your septic will boil in the heat and make BAD soup. Less things will break on your RV than extreme cold.

Mail

If your RV park doesn't allow you to get mail at the park its going to suck ass. PO Boxes are the most annoying things on earth. UPS and certain FedEx mail will not deliver to them. Most companies will not ship to them. Even if they say they do. You will often get packages shipped all the way to your post office only for them to be rejected and sent back to the seller. The crapiness is exemplified if you live in a very rural area like I do. Just ship to a family member and pay them to ship it to you in a USPS box only!

RV Common Issues

Too high of water pressure

Get a pressure gage/regulator a park with to high of pressure can cause your lines to burst

Electricity Surges

Get a surge protector a bad surge with no protector can permanently fry your eletricial system. The protector saved me on a bad surge that literally set my plug on fire 🔥.

Eletricity Constriants

Older 30 amps don't have much power. Depending on the appliances you may have to choose to use one at a time. Want to use the heater and your Ninja to cook? Well, enjoy tripping your breaker. In fact just get comfortable with your breaker you'll be spending alot of time with it as you figure out what appliances aren't friends.

Septic

You will spend way to much time with your septic. Whether it be unfreezing, unclogging, general emptying or trying to find a product that doesn't harm it but keeps the smell down during hot summers. Get Scott thousand ply tiolet paper or just cheap thin tiolet paper. It's very similar to the rv specific tiolet paper and way less money.

Water

Pex pipes are cool and easy to repair replace your lines with them. With cold your water lines of course have the chance to freeze or burst. Keep them insulated and use the warm water wash cloth method to unfreeze. Just make sure not to leave wash cloths on the pipes for to long or they will also freeze.

Propane

Please please please check your models history with propane if you plan on using it. Some were built with manufacturing issues that cause them to blow up. There's not many left of my model due to this. It also means I have no central heating or use of the oven.

Laundry

If your park has a laundry mat awesome but this not usually the case. Locate your nearest laundry mat and take that into consideration when looking for a park.

[agentfascinateur]

Trump, not content with picking MAGA pockets and pay-for-play WH schemes, now set on Americans' nest eggs:

#boiler room alert

[bergiesims]

Had a blast putting my stamp on The Spice Market! After The Arts Quarter, this was definitely my favorite area to work on!

2A Jasmine Suites // The Bheeda Family (with Baby, before Baby)

2B Jasmine Suites // The Riverwind Family

17 Culpepper House // Nadia Olvera

18 Culpepper House // The Jang Family

19 Culpepper House // Jerald Walters

20 Culpepper House // The Rasoya Family

Island Oasis

San Myshuno Marketplace + Hades Night Club

[missycaulk]

Maximize Your Home Sale with the Power of Equity

Key Points Understanding your home equity can be a game-changer when deciding to sell your home, especially in today’s market of high mortgage rates. Nearly 70% of homeowners have significant equity, making it an opportune time to consider selling. Our expert real estate team is here to guide you through the process, offering free home equity assessments and answering any questions you may…

[frogeyedape]

I am so unbelievably pissed off. FUCK HOAs

Oh, my trash/recycling bin can't be visible except on pickup day? Ok whatever fine I hate you but I can deal with this

Weekly inspections?????? FU FU FU FU FU

SECOND NOTICE ALSO WE'RE CHARGING YOU MONEY TO SEND YOU CERTIFIED MAIL OF THIS TOTALLY LEGIT TOTALLY SECOND NOTICE OF WHAT IS ACTUALLY A VIOLATION cue me: checks notes. Hmm. My recycling bin was. on the curb. on recycling pickup day. You know. The day it has to be out. The day it is motherfucking ALLOWED TO BE FUCKING OUT AND VISIBLE.

so. 1) not a violation

I have sent them the trash AND recycling pickup schedules, which are DIFFERENT, btw

I have disputed the fact of the violation

I have disputed the linking of this "violation" to a previous violation MONTHS AGO--their "first notice" in this case was a "Courtesy Notice" LITERALLY 5 MONTHS AGO and they've done so many inspections since then and my bin CLEARLY WASN'T OUT IN THOSE INTERVENING MONTHS so WTMFH

So I am posting like a crazy person here instead of sending the absolutely deranged email I almost sent (I did send a slightly less deranged version with the disputes, and requesting a hearing)

OMG. It has been. Less than one hour since I learned this fun fun news. My bin was out YESTERDAY, y'all. YESTERDAY. I am going to blow a gasket

[gracefireheart]

Me: I should probably try and finally farm all those mushroom stem blocks I need for my MC End Island build project considering there isn't really a fast way to get a lot of it--

Also me: But what if I instead started to plan something for a new Ocean Monument build project? 👀