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loudsnapdragon · 4 months ago

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Ao3. 2/2 chapters. 17750 words. Rated Explicit. sex work, angst, grief, dissociation, first kiss, happy ending. POV Nancy Wheeler.

The town wasn’t better, it never would be, but the upside down was destroyed. There were no more monsters left for her to kill.

At night, the sky once again the boring flat expanse of endless grey she’d grown up with, her mom pulled her aside. She kept on saying sorry, she was, so sorry, Nance, so sorry. They’d always thought they could sell the house, if they needed to, as empty nesters they could move somewhere smaller, maybe by the water. Downsize and move the leftover money into a fund to eventually pay back the college loans.

But the house was gone, and no one was looking to buy a desolate plot on a street in a town trying to recover from hell. If the government higher-ups refused to pay the Mayfield’s medical bills, it’s not like they were giving out cash for tuition fees.

The Wheelers had nothing. But there were scholarships, or bursaries, or hardship funds. You could do anything with a good story, and Nancy had good stories, she told her mom, though most of them were banned from public broadcast by the same higherups who left them bankrupt.

Karen Wheeler —her hair thinning with dark roots, her eyes rimmed with constant red, her husband unconscious on an unmade bed, her cracked nails shakily covered with the pastel nail polish Nancy had found in the drugstore while looking for morphine— told her daughter one thing. The only thing she could believe in anymore.

For months, her mom was frozen. Barely speaking. Then, all at once, she took Nancy’s hands.

“You’ve got to do everything you can to get out of here. And then you’ll never have to come back.”

Nancy left for Boston. She hugged everyone goodbye, felt a tiny shred of bliss when she heard Lucas joke about Dustin enjoying his hug too much, hearing them laugh again, even if Dustin hated it. She even hugged Steve, and Robin, but it felt weird with them in a way she didn’t expect, like she didn’t know if she was allowed to linger in their space for that long.

Jim Hopper drove her to the station in Indianapolis. From the driver’s seat, his eyes set ahead on the tarmac, the radio playing some country she didn’t know but she bet Jonathan would of, Hopper scratched at his patchy beard and told her he understood what she was going through. And she remembered hearing about his first daughter, so she almost believed it too. He carried her bags to the platform, tipped his hat in goodbye, and she balanced on her toes to kiss him on the cheek, choosing to not regret it, despite the awkwardness leaving pink on both their haggard faces. Because she really was grateful.

She arrived at her Emerson dorm room the next day.

She slept in late. She gained and lost the freshman fifteen. She cried into wine glasses at the restaurant she waited tables at. She jammed her fingernails in the keyboard while writing out applications for scholarships, most she wouldn’t receive. She passed her classes but only just. She wrote for the college newspaper, but the editor said he couldn’t rely on her to finish the big pieces after she missed those two deadlines. She drank beer with a wince, pretending to be fresh and green like all the other pretty girls. She dated boys. She called her mom and lied.

A year later, Nancy became an escort, and she knew then, that she’d never go back home.

#i had to delete the first post because of a spelling mistake that was sending me insane #but i still like this shitty little edit lol #ronance #robin buckley #nancy wheeler #stranger things #moo writes

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ashyblondwaves · 1 year ago

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19 & Jancy pls

Strangely Sentimental

Prompt: Talking late into the night Pairing: Jonathan Byers/Nancy Wheeler Rating: T Word Count: 709

The room was dark, save for the two candles flickering on each bedside table and the bright red of Jonathan's digital alarm clock shining into the darkness. It read 11:47pm, almost the next day but neither Jonathan nor Nancy made any case to end their night. In fact, they seemed to get even more comfortable on Jonathan's bed, both of them sitting cross-legged on each end while The Clash banged low in the background.

"Have you ever thought about was used to be here?" Nancy said thoughtfully. "Hundreds, thousands, millions of years ago?"

"Like Native American burial grounds?" Jonathan asked.

Nancy tilted her head. "That's where your mind goes when I say that?"

"Well, you've been around for what's happened here. What would you think?" Jonathan countered.

"Fair," Nancy relented. "But I meant more like... dinosaurs."

"Dinosaurs? Hundreds of years ago?"

"Not hundreds! That's why I also said millions!" Nancy said, exasperated.

"What about dinosaurs?" Jonathan didn't seem to be following her logic.

"What if they roamed this very spot, where we're sitting right now?"

"My bedroom?"

"Jonathan!"

"I'm sorry, I'm sorry," Jonathan laughed. It was so easy to tease her. He loved the way her brow creased right in the middle of her forehead when she got irritated.

"What if they walked around on the same spot this house was built? What if there are dinosaur fossils underneath your house?!"

Jonathan thought about it, it was a pretty cool idea. To think, a T-Rex may have had his supper on the grounds his house was built on.

"It's probably a silly idea," Nancy backtracked. "There's probably nothing more than arrowheads under this house."

"You never know. What if an epic battle between predators happened right here?" Jonathan asked, trying to put the wind back in Nancy's sails.

"Or a mother nursed eggs here, " Nancy added.

"Or that, but I like the epic battle idea better."

"I think this place has seen enough in the way of epic battles."

It was midnight now, Sunday morning and Nancy had decisions to make. Did she leave the Byers' house and risk waking up her family or did she stay and risk Joyce finding her in Jonathan's room?

"You can stay, you know." It was as if Jonathan could read her mind.

"If you wouldn't mind?" Nancy asked. "I can sleep on the floor I just... if I go home now my parents might wake up and catch me and I don't want to--"

"Nancy, it's ok," Jonathan said soothingly. "And you'll sleep in the bed. If anyone is going to sleep on the floor it'll be me."

"You don't have to," Nancy said a little shyly. "It's not like we haven't shared a bed before."

Jonathan shrugged. It sounded good to him. Right. He moved to blow out the candles, bathing the room in total darkness before he flicked his lamp on.

"You don't have to sleep in a dress," he said. "I have some shorts and t-shirts you can borrow. Or..."

"That would be nice, thank you." Nancy replied.

With a nod, Jonathan stood up and fished through his dresser, producing a t-shirt and shorts for Nancy. Suddenly, the room felt too small. Too intimate.

"You can use the bathroom," Jonathan said swallowing thickly. "Or I could, and you can stay in here and change."

"I'll go in the bathroom," Nancy said, eager to escape the sudden warmth in the room.

Jonathan sighed when Nancy left. What was he doing? Nancy had a boyfriend, and he was inviting her to stay at his house? It was a friendly gesture, that was it. He didn't want her to get in trouble on his account, but if Steve ever found out. He didn't want to think about it.

Nancy came back in, positively swimming in the loaned shirt and shorts. Jonathan couldn't take his eyes off her. She looked entirely too cute in his clothes.

They each took a side of the bed. Nancy slid in under the covers while Jonathan pulled a spare blanket over him and turned off his lamp.

"Goodnight," Jonathan said. "Need the alarm set?"

"Yes," Nancy replied, awkwardly. "Six AM, please. My parents get up at seven on Sundays."

"No problem."

"Thank you," Nancy whispered. "Goodnight."

#musicalchaos07 #jancy #jancy fic #jancy fanfiction #stranger thing #stranger things fic #stranger things fanfiction #jonathan x nancy #jonathan byers #nancy wheeler #i write shit #jancy drabbles

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mariacallous · 1 year ago

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In 2020, Nazia was working at a data entry office in Hyderabad, but dreamed of being a beautician. Then, on YouTube, she saw a video about Urban Company, a platform similar to the US site TaskRabbit, which promises to connect workers—plumbers, electricians, painters, beauticians, and others—with clients who need their services. Workers who join the platform as beauticians often pay upward of $500 to register and receive a salon equipment kit. For Nazia, it felt like an investment worth taking.

When it launched in 2014, Urban Company was revolutionary for India’s disjointed home services market, providing customers with vetted and trained workers through an easy-to-use interface. Nazia was one of tens of thousands of workers who joined the platform, which grew and grew thanks to consecutive rounds of fundraising from investors including Tiger Global and Prosus Ventures, becoming the largest home services provider in India, valued at almost $3 billion. Then it expanded into the United Arab Emirates and Singapore. In 2023, it launched in the US.

For workers it promised an opportunity to work flexibly, and earn well. In 2020, Fair Work, a research group that studies gig work companies, rated the company the best for workers in India, giving it a score of eight out of 10 on parameters that include fair pay and working conditions. (Uber scored one out of 10).

Nazia got stellar ratings and reviews from customers on the platform—so much so that she was invited to pay $300 to upgrade her account to Prime, which gave her access to better-paying jobs.

“Everything was going great,” she says. “With the money I made, I was able to help my family, buy a two-wheeler, and save money for my wedding.”

Urban Company fostered an identity for itself that was different from other gig work platforms, particularly for women. But since the start of the year, things have gone downhill, fast. Thousands of workers have found themselves arbitrarily dumped from the platform for not meeting new targets that they say have been set unattainably high. Nazia is among them. The platform, it seems, is subject to the same cycle of “enshittification” as its peers, sacrificing the incentives it had offered to get workers onto the platform in order to turn a profit—and abandoning its promises of flexibility in the process.

Urban Company declined to comment.

The first sign of trouble at Urban Company started in 2021, as the pandemic hit the home services business. The company slipped in Fairwork’s rankings, scoring five out of 10. Workers twice held protests demanding lower commissions and safer working conditions. After a media storm, Urban Company published a Medium blog introducing a “12 point program” to “improve partner earnings and livelihood”—which included lowering commissions and introducing an SOS helpline for women’s safety. In an attempt to be more transparent, the company started publishing a partner earnings index, but it also filed lawsuits against four protesters for “illegal and unlawful” actions.

But things got really difficult for Urban Company’s workers in 2023. The platform introduced a new rule stipulating that workers had to maintain an acceptance rate of at least 70 percent, a customer rating of at least 4.7 out of 5, and cancel fewer than four jobs per month. Failure meant being blocked from the app. Nazia managed to keep her ratings above 4.8 until May 2023, when they slipped to 4.69. She was temporarily blocked and put into “retraining”—an online video course followed by 10 bookings that she had to take free of charge in an attempt to boost her rating. Unfortunately, for Nazia, her rating did not budge from 4.69. Since then, she’s been out of work.

“It all happened so quickly,” Nazia says. Now she’s stuck with $2,500 in loans.

I spoke to more than a dozen women like Nazia, all of whom asked for anonymity to protect themselves from retribution and say they were blocked by the platform after failing to meet what they believe were unrealistic expectations.

In Bengaluru, Shabnam—who used a friend’s credit card to pay the $500 joining fee—found that Urban Company started assigning her jobs farther and farther away from home. With rising costs and high commissions, taking these distant trips was “as good as earning nothing,” she says. She turned down the jobs that weren’t economically viable, and soon her response rate—the number of jobs she accepted—dropped to 20 percent. In June, she was dropped from the platform.

Seema, who had worked for Urban Company for five years, had a miscarriage earlier this year. As she was being rushed to the hospital, she didn’t have time to mark in the Urban Company app that she wasn’t able to work that day. Her acceptance rate of bookings fell to 30 percent. She couldn’t get her rate back up to the mandated 80 percent, and she was permanently suspended from the platform. “I went to the office with the doctor’s prescription and everything. They still did not agree to reinstate my account,” Seema says.

In Hyderabad, Sunanda says her account was deactivated earlier this year after a death in the family meant she had to cancel some jobs. She pleaded with a company representative on its helpline and in person—she even submitted the death certificate, but she’s still blocked. “They said they cannot reinstate my account because my rating is not 4.7 or above. I told them my rating is 4.69 and if they give me a chance I will bring it back up, but they refused,” Sunanda, 42, said. “They have given the customers this one weapon: ratings.”

As well as the stick of targets and quotas, Urban Company also offered a carrot for workers: shares in the business.

In 2022, the company announced its Partner Stock Options Program (PSOP), granting shares worth $18 million over the next five to seven years. The following November, they awarded stocks worth approximately $635,000 to 500 partners. But while the PSOPs seemed to be almost guaranteed for workers, the process of accessing them is heavily gamified.

Pratima, an Urban Company beautician, was very excited at the end of 2022 when she realized she’d made it to the top 10 list of workers in her category in Bengaluru. If she continued to stay in the top 10 until April, she was told she’d be granted the company’s stock options that following November. “They call us partners, but don’t treat us like it,” said Pratima, requesting to be referred to under a pseudonym. “I was hoping that if I get a share in the company, maybe then I will be treated like a partner.”

By February, Pratima had completed more than 200 jobs, and she was still in the top 10. Then, a series of low ratings by disgruntled customers pulled down her overall rating, blocking her temporarily and dropping her off the leaderboard. She kept at it, worked back-to-back jobs, and got herself unblocked and back into the rankings. April came around, and she was in the top 10. But then the company seemed to have extended the contest—the leaderboard has kept on counting, but the workers don’t know what’s going on. “It’s like they are making us run a marathon in the name of shares,” she says.

For women who were sold Urban Company’s promises of flexibility and empowerment, the shock of losing their livelihood or being forced to work longer and longer hours has been exacerbated by a sense of betrayal.

“For women especially, a lot of times they have care responsibilities at home, and so there’s hope to find work that’s flexible, that allows them to pick up their kids from school or take junior to the doctor,” says Alexandrea Ravenelle, an author of two books on gig work and a sociology assistant professor at the University of North Carolina Chapel Hill. “A lot of these platforms are playing off of that need for flexibility because, for many of the workers who are coming to these platforms, an alternative isn’t a white-collar job in a tech office where they can bring the play pen and set the kid up.”

The mismatch between the promise of these platforms and their reality becomes clear when the businesses move from their early growth phase, in which they are able to burn investors’ cash, to one where they have to start to turn a profit.

When two-sided marketplaces that match workers with clients grow, they try to make things as comfortable as possible for workers to create a deep pool of available services. “The shortcut way to do this is to offer incentives to them—be it sellers, drivers, or other gig workers—showing them that this is a lucrative business,” says Rutvik Doshi, a general partner at VC firm Athera Venture Partners.

Companies spend big on marketing as they try to grow as fast as possible (during the 2021–2022 financial year, Urban Company spent close to $30 million on marketing and clocked a loss of over $60 million), working on the assumption that one day the demand for their services will become organic, the suppliers will start making enough money without incentives, and the platform will be able to raise the commissions it takes off its workers.

But when this doesn’t happen, companies desperately rework their models. When they need to curb spending, or when they struggle to raise new funding, marketing is the first thing they cut. Demand drops, creating an oversupply of workers on the platform. “And the excessive supply on the platforms feels the pinch. That’s the typical cycle with a two-sided marketplace,” Doshi says.

On July 10, Urban Company CEO Abhiraj Bahl released a video to the company’s workers explaining the new strict policies. He said that each year, 45 percent of customers use the platform just once and don’t make a second booking, while 15 to 20 percent of workers leave. “And as a result of all of this, Urban Company is still a loss-making company,” he said in the video, part of which has been viewed by WIRED. “So we are losing customers and we are also losing money.”

He blamed the decline in customers on “poor quality service” and “off-platform jobs”—that is, workers making private arrangements with clients and taking their work off Urban Company, something that’s a serious risk to the company’s model. “It’s kind of an existential question: They need the workers and the customers to stay on their platform in order to remain an intermediary,” says Ambika Tandon, a tech and labor researcher at the Center for Internet and Society think tank.

All of this has led the company to push its workers into a mold that essentially has all the downsides of regular employment but few of the benefits. For workers who joined the platform for its flexibility and autonomy, this reality of platform work becomes difficult to reconcile with.

“Urban Company is trying to imagine an ideal worker for this particular model to be someone who is always available, gives their 100 percent, [doesn’t] cancel at all, has no family responsibilities,” Tandon says. “But a lot of these workers are single parents, who have family responsibility and children to take care of. These are not folks who will fit into this model of having a 80 percent, 90 percent acceptance rate.”

In June, WhatsApp groups used by Urban Company workers were flooded with messages about one of their peers, who had reportedly died by suicide after the company deactivated her account—leaving her with no source of income. Several workers I spoke with said that while the news was shocking, none of them knew the victim. “We were vexed,” Seema from Bengaluru says, “But the problem is that all of us are so isolated from each other. The platform doesn’t have any get-togethers, nothing. We all don’t have any relationships, which is a plus point for Urban Company.”

But, like their peers across the platform economy, Urban Company workers are now getting organized. In June and July, hundreds of Urban Company workers took to the streets in Mumbai, Delhi, Bengaluru, and Kolkata. Shabnam was present at one of the protests last month in Bengaluru, demanding that the company reinstate her account. With this, they have joined thousands of Indian gig workers from Uber, Ola, Swiggy, Blinkit and more.

There have been at least half a dozen such protests across different cities in India since the beginning of the year—all of them essentially fighting for the same reasons: better pay and working conditions, a ban on unfair practices, and laws governing gig work that workers can lean on for safety and protection. “It’s not just Urban Company that has been blocking accounts,” said Shaik Salauddin, founder of Telangana Gig and Platform Worker Union. “Ola, Uber, Swiggy, Zomato, Amazon, Flipkart—all aggregator companies are doing this.”

Rikta Krishnaswamy, a coordinator with the All India Gig Workers Union, said that the union has had conversations with the labor departments across different cities, including Delhi and Pune. Another meeting is coming up in Mumbai. “We have raised complaints against these illegal dismissals, and the labor departments in Delhi, Noida, and Gurugram have sent notices to the company for a meeting,” she said. “Let’s see if they actually show up.”

Some of the workers whose accounts were blocked have been able to get it reinstated, provided their rating was not lower than 4.7 and they weren’t blocked for trust and safety issues. But, if the video shared by Bahl is any indication, things are only going to get worse by the end of the year. The company has launched a salon quality improvement program called Project Shakti, under which, by December, the performance metrics are going to get even stricter for beauticians: an acceptance rate greater than 80 percent, no more than three monthly cancellations, and “100 percent orders delivered on UC app only.” The rating threshold will continue to be at a minimum of 4.7.

The new policy is being hammered home. Workers whose accounts have been reinstated and those already active on the platform are being called for a meeting to the Urban Company office in small groups of around 10. Some have to watch Bahl’s video. Then they are presented with new terms and conditions to sign, which include consent for them to be permanently blocked from the platform if they miss their targets.

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bharatinvest64 · 7 days ago

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Herofincorp Share Price Forecast: What Investors Should Know in 2024

The year 2024 brings exciting opportunities for investors in India’s financial markets, and for those looking at non-traditional avenues, unlisted shares are increasingly appealing. Among the promising names in the unlisted sector, Herofincorp—a key player in the financial services domain—stands out. Known for its robust portfolio of lending solutions, Herofincorp has become a focal point for investors interested in gaining exposure to unlisted shares. This article delves into what investors need to know about the Herofincorp share price forecast for 2024, along with insights into the unlisted shares market and a look at the factors influencing Herofincorp’s valuation.

1. An Introduction to Herofincorp

Herofincorp is a well-established non-banking financial company (NBFC) providing a broad range of financial services, including retail, corporate loans, SME loans, and two-wheeler financing. Being a part of the Hero Group, it enjoys brand recognition and reliability, making it a preferred choice among many investors. While Herofincorp is currently an unlisted entity, its financial performance and market position have drawn the attention of both retail and institutional investors looking to diversify their portfolios.

2. Understanding the Unlisted Shares Market in India

Before diving into the Herofincorp share price forecast, let’s understand the unlisted shares market. Unlisted shares, unlike publicly traded shares, aren’t listed on a recognized stock exchange like the NSE or BSE. These shares are often traded in the secondary market, where investors buy shares directly from the company or through brokers specializing in unlisted stocks. Investing in unlisted shares like Herofincorp can be a high-reward opportunity, but it also comes with unique risks due to the limited transparency and lower liquidity in comparison to listed stocks.

Key Points about Unlisted Shares:

Growth Potential: Many unlisted companies are in growth phases, offering higher growth potential.

Risk and Reward: Due to less regulation and oversight, unlisted shares can be riskier.

Limited Liquidity: Exiting an investment in unlisted shares can be more challenging.

Access to High-Quality Firms: Unlisted shares list often includes companies backed by reputed brands or holding strategic value, like Herofincorp.

3. Herofincorp’s Position and Growth Prospects

Herofincorp has shown resilience through volatile market conditions, focusing on lending solutions that cater to both businesses and individuals. This diversification strategy has helped the company maintain steady growth, and its reputation within the financial services industry suggests that Herofincorp may see positive momentum going forward.

Factors Boosting Herofincorp’s Growth:

Strong Brand Backing: The Hero Group provides stability, brand strength, and a trusted foundation.

Diverse Product Portfolio: From SME loans to two-wheeler financing, Herofincorp’s diverse offerings mitigate risks associated with over-reliance on a single product segment.

Strategic Partnerships: Herofincorp’s partnerships with banks and other financial entities enhance its distribution network and outreach.

4. Herofincorp Share Price Forecast for 2024

The unlisted shares of Herofincorp are projected to see potential growth in 2024, driven by the company’s focus on expanding its lending portfolio and the demand for financial services. Here are some factors that might influence the Herofincorp share price forecast:

Key Influencers:

Economic Growth: Economic stability and consumer confidence are key for any lending institution. Positive GDP growth in India could drive demand for loans, benefiting Herofincorp.

Interest Rate Policies: With the Reserve Bank of India’s monetary policy decisions impacting borrowing and lending rates, Herofincorp’s margins may be influenced. A stable or declining interest rate environment could support better borrowing conditions, which would boost the company’s earnings.

Digital Transformation: As Herofincorp adopts digital solutions to streamline its lending processes, it may improve operational efficiency and enhance customer experience. Investors will want to watch the company's tech investments and innovations closely, as they may positively impact the valuation.

Estimated Share Price Range

While exact forecasts for unlisted shares like Herofincorp can be speculative, industry analysts suggest that Herofincorp shares could appreciate over the next year if economic conditions remain favorable. Keeping an eye on the unlisted shares list and Herofincorp’s financial disclosures will be essential for potential investors.

5. How to Invest in Herofincorp Unlisted Shares in 2024

Investing in Herofincorp or any unlisted shares requires a different approach than traditional stock market investments. Here’s a quick guide:

Research Brokers Specializing in Unlisted Shares: Since unlisted shares aren’t available on standard exchanges, investors must use brokers who specialize in buying and selling unlisted shares.

Conduct Due Diligence: Study Herofincorp’s financials, market position, and potential risks. Accessing this information may be more challenging than for publicly traded companies, but it’s essential for making informed decisions.

Evaluate the Investment Horizon: Unlisted shares often require a longer holding period, as the liquidity is lower. Investors should be prepared for a long-term commitment.

Consider the Risks: Due to limited regulatory oversight, the unlisted shares market can be unpredictable. Investors should only allocate a portion of their portfolio to unlisted shares to manage risks effectively.

6. Should You Invest in Herofincorp Unlisted Shares?

Herofincorp offers an exciting opportunity, particularly for those interested in India’s growing financial services market. With its brand strength, growth prospects, and expanding portfolio, Herofincorp has the potential to deliver strong returns. However, it’s crucial to remember that unlisted shares carry unique risks, and the market is inherently less liquid and transparent.

7. Conclusion

For investors keen on exploring unlisted shares, Herofincorp could be a valuable addition to a diversified portfolio in 2024. By monitoring the company’s financial performance, economic indicators, and industry trends, investors can stay informed about Herofincorp’s share price trajectory. As with any investment, balancing risk with reward and conducting thorough research will be essential in making the most of this opportunity.

If you’re ready to dive into the world of unlisted shares, Herofincorp is a solid candidate for consideration. However, always consult with financial advisors to ensure that your investments align with your long-term financial goals.

#herofincorp share price #unlisted shares #unlisted shares list

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loansuvidha · 28 days ago

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Bajaj Vehicle Loan - Drive Home Your Dream Vehicle Today!

Get your dream bike or car with Bajaj Vehicle Loan, offering easy and flexible financing solutions tailored to your needs. With competitive interest rates, quick approvals, and minimal documentation, Bajaj makes owning the vehicle you've always wanted simple. At Loan Suvidhaa, we partner with Bajaj to provide a seamless and hassle-free loan experience, ensuring you get the best deal with a transparent process. Whether you're looking for a two-wheeler loan or financing for a four-wheeler, trust us to make your journey smooth and efficient.

#indian bank vehicle loan #Loan Assist #Bajaj vehicle loan

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sagarmanglorian · 30 days ago

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Get Your Dream Ride with a Two Wheeler Loan from Bajaj Auto Credit Limited

Owning a bike is not just about convenience; for many, it’s a symbol of freedom and passion. Whether you’re dreaming of the performance-driven Duke 200 BS6 or the reliable Pulsar 220 BS6, getting your hands on one of these powerful machines has never been easier, thanks to a two wheeler loan from Bajaj Auto Credit Limited. As a trusted name in bike financing, Bajaj Auto Credit Limited offers tailor-made loan solutions that allow bike enthusiasts to ride their dream bikes without worrying about upfront costs.

Why a Two Wheeler Loan is the Perfect Solution

A two wheeler loan is a great way to make your dream of owning a high-performance bike a reality. Instead of emptying your savings or waiting years to save enough, you can opt for a 2 wheeler loan from Bajaj Auto Credit Limited, which offers affordable EMIs and flexible repayment options. Whether you’re a commuter or an adventure enthusiast, the loan process is streamlined and convenient, ensuring quick approval so you can hit the road in no time.

Bajaj Auto Credit Limited understands the unique needs of bike enthusiasts and ensures that the financing process is seamless. Whether you're looking for an ABS bike for added safety or a sports bike like the Duke 200 BS6 or Pulsar 220 BS6, their loan offerings cater to every need.

Top Features of a Two Wheeler Loan from Bajaj Auto Credit Limited

Flexible Loan Tenure: Depending on your financial situation, you can choose a repayment plan that suits your budget. Bajaj Auto Credit Limited offers flexibility in terms of loan tenure, helping you spread the cost over time.

Low Interest Rates: One of the biggest concerns when applying for a loan is the interest rate. With Bajaj Auto Credit Limited, you can rest assured that you’ll receive a competitive rate, making it easier to manage your monthly payments.

Quick Approval Process: With a simple application process and minimal documentation, getting a two wheeler loan has never been easier. Bajaj Auto Credit Limited ensures that you don’t have to wait long to get your loan approved, so you can ride away on your dream bike quickly.

Minimal Down Payment: Buying a high-end bike like the Duke 200 BS6 or Pulsar 220 BS6 doesn’t require a hefty down payment. With Bajaj Auto Credit Limited, you can finance most of your purchase and keep your savings intact.

Choose the Bike That Suits You Best

If you’re a thrill-seeker, the Duke 200 BS6 is the perfect choice with its cutting-edge technology and lightweight design, offering both speed and performance. It’s one of the most popular choices among bike enthusiasts due to its sleek look and BS6-compliant engine.

For those looking for a more classic option with power and reliability, the Pulsar 220 BS6 delivers everything you need for long rides and daily commuting. Both bikes come with ABS, ensuring enhanced safety on the road, making them perfect for both new riders and seasoned bikers.

Conclusion

Financing your dream bike is simple with Bajaj Auto Credit Limited. Their two wheeler loan options make it easier for you to own high-performance bikes like the Duke 200 BS6 or Pulsar 220 BS6 without breaking the bank. With flexible repayment terms, competitive interest rates, and a quick approval process, Bajaj Auto Credit Limited is the ideal choice for bike enthusiasts who want to ride in style. Don’t wait—apply for your 2 wheeler loan today and experience the freedom of the open road!

#two wheeler loan

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viewspoints · 1 year ago

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Get a Fast and Affordable Loan on Two Wheeler | Apply Now Secure the two-wheeler of your dreams with our quick and hassle-free two-wheeler finance options. Enjoy low-interest rates and flexible repayment terms. Apply for your two-wheeler loan today!

#bike loan #two wheeler loan #two wheeler finance #two wheeler loan rate #two wheeler loan interest rate #best two wheeler loan #loan on two wheeler

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reallyinstanthologram · 30 days ago

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Electric Two Wheeler Loan Interest Rate: How to Secure the Best Deal for Your EV Understanding electric two wheeler loan interest rates can help you make smarter financial decisions when purchasing an electric scooter. From factors that affect interest rates to tips for finding the best loan offers, this guide will walk you through everything you need to know. Discover how to compare rates, choose the right lender, and enjoy the benefits of financing your eco-friendly ride at an affordable rate.

#ElectricTwoWheelerLoan #TwoWheelerFinance #EVLoanRates #ElectricScooterLoan #AffordableEVLoan #GreenRiding #ElectricVehicleFinance #EVLoanTips #EcoFriendlyLoans

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rosamunguia · 1 year ago

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Most Favorable Interest Rate For A Two-Wheeler Loan

Getting the best two-wheeler loan interest rate in India involves careful research, comparison, and understanding of the loan application process. Remember that the interest rate is just one aspect of a two-wheeler loan, and it's essential to consider the overall cost of the loan, including associated fees and charges.

#Two-Wheeler Loan Interest Rate in India

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deccanhonda · 2 months ago

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Discover the Best Honda Showroom in Dhankawadi for All Your Automotive Needs

If you’re in search of the best Honda showroom in Dhankawadi, Pune, look no further. This vibrant neighborhood is home to one of the most reliable Honda dealerships, offering a wide range of two-wheelers and four-wheelers, exceptional service, and genuine spare parts. Whether you’re planning to purchase a new vehicle or service your existing one, this Honda showroom has got you covered.

Why Choose the Honda Showroom in Dhankawadi?

Comprehensive Range of Vehicles The Honda showroom in Dhankawadi features a full lineup of the latest Honda cars and bikes. From popular models like the Honda City, Honda Amaze, and Honda Activa, to electric and hybrid vehicles, they have something for every type of customer. You can explore the specifications, test drive the models, and make an informed decision.

Expert Consultation The showroom is staffed by knowledgeable professionals who provide expert guidance. Whether you’re looking for a family car, a sporty bike, or a fuel-efficient sedan, the team is ready to help you pick the best model for your lifestyle.

On-Site Service Center Apart from new vehicle sales, the Honda showroom in Dhankawadi has an on-site service center that offers high-quality maintenance and repair services. The technicians are Honda-certified and use only genuine parts to ensure that your vehicle stays in perfect condition.

Easy Financing Options Purchasing a new car or bike is a big decision, but the showroom offers flexible financing solutions to make the process easier. They partner with leading banks and financial institutions to provide customers with competitive loan rates and EMIs.

Convenient Location Situated in Dhankawadi, the Honda showroom is easily accessible from various parts of Pune. Whether you live nearby or in a neighboring locality, getting to the showroom is hassle-free, and you can explore all the services they offer.

Services Offered:

New Honda Cars and Bikes: View and test drive the latest Honda models.

Authorized Service Center: Get genuine Honda spare parts and maintenance services.

Vehicle Insurance and Finance: Convenient financing and insurance packages.

Accessories: Purchase official Honda accessories for customization.

Test Drives: Experience a wide range of Honda vehicles before making a decision.

Visit the Honda Showroom in Dhankawadi Today!

When it comes to buying a Honda vehicle or getting it serviced, the Honda showroom in Dhankawadi stands out for its excellent customer service and reliability. With a well-trained staff, flexible financing options, and the latest Honda models, this showroom makes your car or bike buying experience a smooth one.

Visit today and find your dream Honda vehicle!

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shubhamu1998 · 2 months ago

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Get Your Dream 2 Wheeler EV with Easy Loans

If you're looking to finance your electric two-wheeler, Rise Wise Capital is here to support your journey. Our 2 wheeler EV loans come with flexible repayment options and highly competitive rates, giving you a seamless experience from application to approval. Embrace the benefits of electric transportation with ease.

We are committed to offering you the best loan terms tailored to your needs, making it simple to move toward a greener and more cost-efficient mode of transportation. Check out Rise Wise Capital and apply for a 2 wheeler EV loan today!

These options emphasize positive, accessible, and easy-to-understand content while maintaining an SEO-friendly approach for the Rise Wise Capital page.

#2wheelerfinace #3wheelerevfinance #EVfinance

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equitynivesh · 2 months ago

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11 Stocks to Watch for Next 5 year With 25% returns from Jefferies

Jefferies has identified 11 stocks that are expected to deliver 12-25% compound annual growth rate (CAGR) returns over the next five years, driven by themes like the capex cycle, government manufacturing push, state-owned enterprise (SOE) reforms, and financialization of savings. Here are the stocks and their growth outlooks:

Amber Enterprises: A leader in AC outsourcing, benefiting from low AC penetration in India compared to global averages.

Ambuja Cement: India’s second-largest cement producer, focusing on expansion and efficiency improvements.

Axis Bank: Expected to grow earnings at a CAGR of 18% due to its strong deposit franchise and digital platforms.

Bharti Airtel: Positioned well due to market share gains and potential ARPU growth in the telecom sector.

JSW Energy: Focused on renewable energy, with plans to increase its capacity significantly by FY30.

Larsen & Toubro (L&T): A major player in India’s infrastructure and capex upcycle.

Macrotech (Lodha): A key beneficiary of the ongoing housing upcycle, with strong growth in pre-sales.

Max Healthcare: Expected to deliver robust revenue and EBITDA growth due to expansion in healthcare services.

State Bank of India (SBI): Leveraging its large customer base and digital expansion to drive loan and earnings growth.

TVS Motor Company: Set to benefit from a revival in two-wheeler demand and growth in the electric vehicle segment.

Zomato: India’s leading food delivery platform, benefiting from growth in food delivery and quick commerce segments(mint)(FortuneIndia).

These stocks are favored due to their strong growth potential, leadership positions, and alignment with key economic themes expected to drive market performance over the next five years.

#jefferies #stockstowatch #stocksinfocus #stockstobuy #stockstotrade

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banarjeenikita · 2 months ago

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Top 5 Benefits of Taking a Loan for Your 2-Wheeler Electric Vehicle

With the rise of electric vehicles (EVs) in the global market, many people are shifting towards eco-friendly and cost-effective transportation solutions. Among these, 2-wheeler electric vehicles (EVs), such as electric scooters and bikes, are gaining popularity for their efficiency and convenience. However, the upfront cost of an electric vehicle can sometimes be a hurdle for prospective buyers. One of the best ways to overcome this challenge is by opting for a 2-wheeler electric vehicle loan. Financing your electric vehicle purchase comes with a range of benefits, making the dream of owning an eco-friendly ride easier and more affordable.

In this article, we will explore the top 5 benefits of taking a loan for your 2-wheeler electric vehicle.

1. Lower Upfront Costs

One of the primary advantages of taking a 2-wheeler electric vehicle loan is the ability to reduce your upfront financial burden. While electric scooters and bikes generally offer long-term savings on fuel and maintenance, their initial purchase price may be higher than traditional petrol-based two-wheelers.

With a loan, you can spread the cost of the vehicle over a manageable period, typically ranging from 12 to 60 months, depending on the lender. This means that instead of paying the entire amount at once, you make monthly payments that fit within your budget. This structure allows you to invest in an environmentally friendly vehicle without straining your immediate finances.

2. Easy Accessibility and Approval

Many banks and financial institutions now offer tailored loan products specifically for electric vehicles, including 2-wheelers. As governments around the world encourage the adoption of green technologies, more lenders are making it easier to access funds for electric vehicle purchases.

A 2-wheeler electric vehicle loan often comes with relaxed eligibility criteria, making it accessible to a wide range of consumers. Whether you are a salaried employee, self-employed, or even a student, many financial institutions offer loan options with simple documentation requirements and fast approval processes.

Additionally, lenders may provide flexible repayment terms, making it easier to choose a loan tenure that suits your financial situation. This flexibility makes financing an electric 2-wheeler an attractive option for individuals looking to make an environmentally conscious purchase without the hassle.

3. Competitive Interest Rates

As the demand for electric vehicles increases, so does the competition among lenders to offer the best financial products. Many banks and non-banking financial companies (NBFCs) now provide competitive interest rates for 2-wheeler electric vehicle loans. The lower the interest rate, the more affordable the loan becomes in the long run.

These favorable rates make it more attractive for consumers to finance their purchase through a loan rather than paying the full amount upfront. By opting for a loan with a low interest rate, you can reduce the overall cost of borrowing and save money in the long term while enjoying the benefits of an electric vehicle.

4. Tax Benefits

In several countries, governments are offering incentives and tax benefits to encourage the adoption of electric vehicles. If you're considering taking a 2-wheeler electric vehicle loan, you may be eligible for tax deductions on the interest paid for the loan.

For example, in India, under Section 80EEB of the Income Tax Act, individuals who take out a loan to purchase an electric vehicle can claim a deduction of up to ₹1.5 lakh on the interest paid. These types of tax benefits can significantly reduce the overall cost of owning an electric vehicle and make financing an even more attractive option.

It's important to check the specific incentives available in your region, as governments continue to introduce new policies to promote the use of electric vehicles.

5. Positive Environmental Impact with Financial Support

Electric 2-wheelers are an environmentally friendly alternative to traditional petrol-powered vehicles. By choosing an electric vehicle, you're contributing to reduced air pollution, lower carbon emissions, and less dependency on fossil fuels. Taking a 2-wheeler electric vehicle loan enables you to make a positive environmental impact while ensuring financial support.

This not only aligns with global efforts to combat climate change but also helps you reduce your carbon footprint on a personal level. By financing your purchase, you can contribute to a cleaner planet without waiting to save up for the full cost of the vehicle.

Conclusion

Financing your electric vehicle through a 2-wheeler electric vehicle loan comes with a variety of advantages, from reducing upfront costs to offering tax benefits and competitive interest rates. With the increasing availability of tailored loan products and government incentives, owning an electric vehicle has become more affordable and accessible than ever before. By taking a loan, you can enjoy the long-term savings and environmental benefits of an electric 2-wheeler while managing your finances responsibly.

As more people shift toward eco-friendly modes of transportation, now is the perfect time to explore the options available for financing your next electric 2-wheeler. Whether you're looking for lower monthly payments or the opportunity to contribute to a greener future, a 2-wheeler electric vehicle loan is an excellent choice for making your purchase more manageable and impactful.

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