#tw: suicidal

[treesusedtotalktome]

[bitchesgetriches]

Hey bitches,

I'm 26, almost 27, and I don't have a savings, IRA, investments, anything. The reason for this is because I was very suicidal for a very long time, so I just didn't see the point of saving or making plans for the future, let alone retirement. I ended up moving back in with my parents because I didn't feel safe living on my own or with people who weren't family. It's only a few months ago that my mental health changed for the better, and ironically, now the fact that I am so far behind everyone else my age causes my depression and anxiety to worsen. Fortunately, finances is something that I know I can do something about, I just... don't know where to start.

Currently, I'm busy paying off student loans, so while I have a savings account, I don't put much into it. My job is fantastic in regards to work environment and coworkers and validating that I'm good at something - it definitely helped me find a will to live again - but it doesn't have benefits and it pays far below the national average for this position. I know finding a new job will help the money + moving out front and maybe even the IRA thing, because don't a lot of employers match what you put in there? But I'm admittedly reluctant/scared to job hunt again, because the jobs I had before this one were horrible and made my mental health issues even worse. I have a Bachelor's degree and everything, but since I was so suicidal all throughout university and up until a few months ago, I just... didn't bother looking into internships or anything, so this is my first job in my actual field. I don't know if it's bad to stay at a job that doesn't have benefits or pay too well while I'm still getting my feet under me and figuring out what life is like when you actually, you know, want to live it. And I know that you are not mental health professionals, so I don't know if you have any input there or not.

But generally speaking, when it comes to finances, I'm just... Not sure where I'm supposed to be. How much should a 26/27 year old have saved? Or in an IRA? Or in investments? And how do you balance all those things while paying for yourself to live on your own? Is it bad to stay somewhere that you know pays well below the national average while you're still figuring this life thing out, and then job search again later, when you feel steadier? Or is that shooting yourself in the foot?

I know this is a lot. Like I said, I'm kind of starting from zero in my late-20s pretty much, so... I don't even know where to start or what to focus on. Retirement, maybe? No idea. But any input/advice/articles you want to share would be greatly appreciated.

Thank you so much for all that you do!

Honeybee... we are SO gd proud of you for staying alive. True--we're not mental health professionals! But we understand mental health struggles and how drastically they can affect your finances. So this is your official permission to forgive yourself for falling behind on money achievements while you were literally battling your own brain for the will to live. That is HUGE. You survived. Don't feel any guilt for that.

Next, stop thinking in terms of where you "should be" at your age. You're starting late by society's standards, and that's society's problem, not yours. Here is our advice on where to get started right now, at your stage regardless of age:

The Financial Order of Operations: 10 Great Money Choices for Every Stage of Life 

[general-kalani]

Why should anyone help the scums of society? They had their punishments coming, anyway.

"He did! Giving them abilities and all sorts of nonsense and now Jay... God... I shouldn't exist..."

[feet-achy]

god gave me too many personality disorders cause they knew otherwise i’d conquer the world and beat them at a fistfight by age 16

[saintsonnet]

Being trans is just: I'm still the same person. they're dead and I killed them. Please don't mourn an empty grave that you dug for someone who never died. I hope you lie down in that grave so I can cover you up. Sinful sinful sinful. There's nothing I love more than being trans I'm so proud of myself. I should DIY surgery and hope it kills me. I don't care what pronouns you use because I'm not really a person to you anyways. If you don't use my correct pronouns I will fucking kill you. Please see me as human for once. I'm open to any questions about my transness. Please don't use me as your bloody monster manual. I'm not a book to check to see if you're being a good ally. I'm still the same person but also i'm different and mum I just want your love.

[ozzybutweirdthistime]

hellooooooo guess who got into mouthwashing

[patroclusdefencesquad]

no one does it like him any more

[luwonderlands]

I really really really want to commit suicide but Dragon Age The Veilguard is coming out next month and I really wanna play. So maybe I’ll hold out for my gay dragon game.

[aquariumsirena]

i'm slipping into suicidal ideation again

i can't stop finding the idea of death beautiful and conforting

[vampirepiss]

i'm gonna (remembers suicide jokes are no good for my mental health) go higher. I'M PISSING ON THE MOON

[rox-and-prose]

the thing about living with mental illness for decades is that occasionally your brain will be like hey you're useless and should kill yourself and your only real reaction is cmon man right now im in the middle of something

[bugbashir]

When I was a very suicidal trans activist in Texas, Benjamin Sisko saying “sure, you would [die for your people]. Dying gets you off the hook. The question is: are you willing to live for your people?” changed and possibly saved my life. It’s up there with “if we are going to be damned, let us be damned for who we really are” from Picard. Star Trek not only shows us a better world, it teaches us how to make it there

[general-kalani]

Joseph, do you feel at all responsible for what Vincent and his company did to people? Though, they were mostly convicts.

"... I do. Just... Just my existence has made this person so... So focused on powers and people getting them, using them... It would've been better for everyone if I hadn't existed."

[deaths]

this straight up changed me as a person. killing myself in front of you to forever change your bond and the trajectory of your lives

[waspcup]

literally so fucking embarrassing to have a favorite character bc it will have you sitting there thinking things such as "omg he experiences the 5 senses" and "omg he wears clothes and feels the texture of them on his skin" and "omg he eats food and tastes it" and "omg he sleeps with his eyes closed in a bed with sheets" Like be honest should i just kill myself at this point

[i-am-a-fish]

I'm very sorry to ask something like this, I've really been struggling with this question, and I wanted to ask the combined wisdom of the people on this site

I would like to know why you keep going, and what drives you to keep living. I know there are a lot of reasons to stay alive and enjoy life, I can think of a few that personally resonate with me, but I really want to know what your reasons are

You do not have to comment on this if that's too big of an ask, and I'm very sorry for asking something like this, I really need someone's help, I feel like I don't have much purpose

Also if I may ask, please don't post any suicidal ideation in the comments of this post, I really can't handle something like that right now