#third-party payment systems

[m-ultraarticles]

Play Store policy breaches to face action

The announcement follows the controversy over its Play Store policies which led to the Competition Commission of India (CCI) directing the tech behemoth to allow third-party payment systems for apps on the Play Store. Google complied with CCI’s direction, allowing developers to start using third-party payment tools for subscription as well as in-app payments. However, it had set a 6 April…

[technocorps-blog]

How much time does it take to develop an app?

The time required to develop a mobile app is determined by its complexity, features, and platform (iOS, Android, or both). Typically, it can take between 3 and 9 months. The process starts with planning and research, which typically takes 2-4 weeks to determine the app's goal, target audience, and important features. The design phase (4-8 weeks) is the next step, during which wireframes and prototypes are used to create the user interface (UI) and user experience.

The development phase, which includes coding, takes the longest—ranging from 2 to 6 months or more, depending on whether the app is simple (e.g., a calculator) or complicated, with features such as real-time chat, payment systems, or AI. Testing and quality assurance take 2-6 weeks to correct errors, verify compatibility, and improve performance. Finally, the deployment phase takes approximately 1-2 weeks for app store submissions and approvals.

Third-party integrations, design revisions, and team skill can all influence the timeline. Working with an experienced app development team guarantees efficiency and quality. Whether you're creating a basic or complicated software, proper planning and teamwork can help to speed up the process.

[mostlysignssomeportents]

Marshmallow Longtermism

The paperback edition of The Lost Cause, my nationally bestselling, hopeful solarpunk novel is out this week!

My latest column for Locus Magazine is "Marshmallow Longtermism"; it's a reflection on how conservatives self-mythologize as the standards-bearers for deferred gratification and making hard trade-offs, but are utterly lacking in these traits when it comes to climate change and inequality:

https://locusmag.com/2024/09/cory-doctorow-marshmallow-longtermism/

Conservatives often root our societal ills in a childish impatience, and cast themselves as wise adults who understand that "you can't get something for nothing." Think here of the memes about lazy kids who would rather spend on avocado toast and fancy third-wave coffee rather than paying off their student loans. In this framing, poverty is a consequence of immaturity. To be a functional adult is to be sober in all things: not only does a grownup limit their intoxicant intake to head off hangovers, they also go to the gym to prevent future health problems, they save their discretionary income to cover a down-payment and student loans.

This isn't asceticism, though: it's a mature decision to delay gratification. Avocado toast is a reward for a life well-lived: once you've paid off your mortgage and put your kid through college, then you can have that oat-milk latte. This is just "sound reasoning": every day you fail to pay off your student loan represents another day of compounding interest. Pay off the loan first, and you'll save many avo toasts' worth of interest and your net toast consumption can go way, way up.

Cleaving the world into the patient (the mature, the adult, the wise) and the impatient (the childish, the foolish, the feckless) does important political work. It transforms every societal ill into a personal failing: the prisoner in the dock who stole to survive can be recast as a deficient whose partying on study-nights led to their failure to achieve the grades needed for a merit scholarship, a first-class degree, and a high-paying job.

Dividing the human race into "the wise" and "the foolish" forms an ethical basis for hierarchy. If some of us are born (or raised) for wisdom, then naturally those people should be in charge. Moreover, putting the innately foolish in charge is a recipe for disaster. The political scientist Corey Robin identifies this as the unifying belief common to every kind of conservativism: that some are born to rule, others are born to be ruled over:

https://pluralistic.net/2020/08/01/set-healthy-boundaries/#healthy-populism

This is why conservatives are so affronted by affirmative action, whose premise is that the absence of minorities in the halls of power stems from systemic bias. For conservatives, the fact that people like themselves are running things is evidence of their own virtue and suitability for rule. In conservative canon, the act of shunting aside members of dominant groups to make space for members of disfavored minorities isn't justice, it's dangerous "virtue signaling" that puts the childish and unfit in positions of authority.

Again, this does important political work. If you are ideologically committed to deregulation, and then a giant, deregulated sea-freighter crashes into a bridge, you can avoid any discussion of re-regulating the industry by insisting that we are living in a corrupted age where the unfit are unjustly elevated to positions of authority. That bridge wasn't killed by deregulation – it's demise is the fault of the DEI hire who captained the ship:

https://www.axios.com/local/salt-lake-city/2024/03/26/baltimore-bridge-dei-utah-lawmaker-phil-lyman-misinformation

The idea of a society made up of the patient and wise and the impatient and foolish is as old as Aesop's "The Ant and the Grasshopper," but it acquired a sheen of scientific legitimacy in 1970, with Walter Mischel's legendary "Stanford Marshmallow Experiment":

https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment

In this experiment, kids were left alone in a locked room with a single marshmallow, after being told that they would get two marshmallows in 15 minutes, but only if they waited until them to eat the marshmallow before them. Mischel followed these kids for decades, finding that the kids who delayed gratification and got that second marshmallow did better on every axis – educational attainment, employment, and income. Adult brain-scans of these subjects revealed structural differences between the patient and the impatient.

For many years, the Stanford Marshmallow experiment has been used to validate the cleavage of humanity in the patient and wise and impatient and foolish. Those brain scans were said to reveal the biological basis for thinking of humanity's innate rulers as a superior subspecies, hidden in plain sight, destined to rule.

Then came the "replication crisis," in which numerous bedrock psychological studies from the mid 20th century were re-run by scientists whose fresh vigor disproved and/or complicated the career-defining findings of the giants of behavioral "science." When researchers re-ran Mischel's tests, they discovered an important gloss to his findings. By questioning the kids who ate the marshmallows right away, rather than waiting to get two marshmallows, they discovered that these kids weren't impatient, they were rational.

The kids who ate the marshmallows were more likely to come from poorer households. These kids had repeatedly been disappointed by the adults in their lives, who routinely broke their promises to the kids. Sometimes, this was well-intentioned, as when an economically precarious parent promised a treat, only to come up short because of an unexpected bill. Sometimes, this was just callousness, as when teachers, social workers or other authority figures fobbed these kids off with promises they knew they couldn't keep.

The marshmallow-eating kids had rationally analyzed their previous experiences and were making a sound bet that a marshmallow on the plate now was worth more than a strange adult's promise of two marshmallows. The "patient" kids who waited for the second marshmallow weren't so much patient as they were trusting: they had grown up with parents who had the kind of financial cushion that let them follow through on their promises, and who had the kind of social power that convinced other adults – teachers, etc – to follow through on their promises to their kids.

Once you understand this, the lesson of the Marshmallow Experiment is inverted. The reason two marshmallow kids thrived is that they came from privileged backgrounds: their high grades were down to private tutors, not the choice to study rather than partying. Their plum jobs and high salaries came from university and family connections, not merit. Their brain differences were the result of a life free from the chronic, extreme stress that comes with poverty.

Post-replication crisis, the moral of the Stanford Marshmallow Experiment is that everyone experiences a mix of patience and impatience, but for the people born to privilege, the consequences of impatience are blunted and the rewards of patience are maximized.

Which explains a lot about how rich people actually behave. Take Charles Koch, who grew his father's coal empire a thousandfold by making long-term investments in automation. Koch is a vocal proponent of patience and long-term thinking, and is openly contemptuous of publicly traded companies because of the pressure from shareholders to give preference to short-term extraction over long-term planning. He's got a point.

Koch isn't just a fossil fuel baron, he's also a wildly successful ideologue. Koch is one of a handful of oligarchs who have transformed American politics by patiently investing in a kraken's worth of think tanks, universities, PACs, astroturf organizations, Star chambers and other world-girding tentacles. After decades of gerrymandering, voter suppression, court-packing and propagandizing, the American billionaire class has seized control of the US and its institutions. Patience pays!

But Koch's longtermism is highly selective. Arguably, Charles Koch bears more personal responsibility for delaying action on the climate emergency than any other person, alive or dead. Addressing greenhouse gasses is the most grasshopper-and-the-ant-ass crisis of all. Every day we delayed doing something about this foreseeable, well-understood climate debt added sky-high compounding interest. In failing to act, we saved billions – but we stuck our future selves with trillions in debt for which no bankruptcy procedure exists.

By convincing us not to invest in retooling for renewables in order to make his billions, Koch was committing the sin of premature avocado toast, times a billion. His inability to defer gratification – which he imposed on the rest of us – means that we are likely to lose much of world's coastal cities (including the state of Florida), and will have to find trillions to cope with wildfires, zoonotic plagues, and hundreds of millions of climate refugees.

Koch isn't a serene Buddha whose ability to surf over his impetuous attachments qualifies him to make decisions for the rest of us. Rather, he – like everyone else – is a flawed vessel whose blind spots are just as stubborn as ours. But unlike a person whose lack of foresight leads to drug addiction and petty crimes to support their habit, Koch's flaws don't just hurt a few people, they hurt our entire species and the only planet that can support it.

The selective marshmallow patience of the rich creates problems beyond climate debt. Koch and his fellow oligarchs are, first and foremost, supporters of oligarchy, an intrinsically destabilizing political arrangement that actually threatens their fortunes. Policies that favor the wealthy are always seeking an equilibrium between instability and inequality: a rich person can either submit to having their money taxed away to build hospitals, roads and schools, or they can invest in building high walls and paying guards to keep the rest of us from building guillotines on their lawns.

Rich people gobble that marshmallow like there's no tomorrow (literally). They always overestimate how much bang they'll get for their guard-labor buck, and underestimate how determined the poors will get after watching their children die of starvation and preventable diseases.

All of us benefit from some kind of cushion from our bad judgment, but not too much. The problem isn't that wealthy people get to make a few poor choices without suffering brutal consequences – it's that they hoard this benefit. Most of us are one missed student debt payment away from penalties and interest that add twenty years to our loan, while Charles Koch can set the planet on fire and continue to act as though he was born with the special judgment that means he knows what's best for us.

On SEPTEMBER 24th, I'll be speaking IN PERSON at the BOSTON PUBLIC LIBRARY!!

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/09/04/deferred-gratification/#selective-foresight

Image: Mark S (modified) https://www.flickr.com/photos/markoz46/4864682934/

CC BY 2.0 https://creativecommons.org/licenses/by/2.0/

[fuck-customers]

Fuck people who don't fucking read posted signage and then do stupid shit. Especially when people are told repeatedly about it, and the sign (s) have been up for well over a month.

So, I work at a chain restaurant that sells coffee, breakfast, and donuts. And on New Year's, we opened at 6 am.

Tell me why people are trying to get in and trying to go through the drive thru at 5:11, about 11 minutes after I walk in the store to open? The lights weren't even on. There was no, absolutely zero, indication that we were open. Like, none. No lights. Music was off. It looked like a ghost town, with the exceptions of me and my baker. I still don't get what about any of that said that we were open.

Besides, I can't do anything until the exact opening time anyway. Especially if the store isn't ready to open. Plus, our systems are locked from making a sale outside of business hours. I couldn't if I wanted too.

I had a woman, a regular, even, come through the drive thru at like, 5:30. I tell her we don't open until 6. I have to tell the lady behind her the same thing. She comes back through at about a minute and a half before the store opens. Both store and company policy state that I cannot have her sit in the drive thru, because my drive times, which the head office is obsessed with, will go up if she just sits there. And I have been instructed to prevent that.

So, I tell her that we're still not open, and she goes "We'll, you got a minute." I told her that I still couldn't help her until we opened, and that I also couldn't have her sit in the drive thru to wait out that minute.

Is it stupid? Yes, but it's what corporate wants.

So, she's just like "Fine. I'll just go elsewhere." And I really just wanted to roll my eyes and tell her to go fuck herself.

And, because of the holidays, we no longer accept anything over a $20. Too many counterfeit bills, and corporate has even told us we can't accept them. And I understand that people are gonna get upset when they whip out a $50 or $100 for an order, but I'm not getting fired over people not wanting to pay with card or smaller bills.

I had a guy literally go "you HAVE to accept this. It's legal tender." about a $50. No sir, we do not. We have posted signage, AND, you have not yet received goods, as you are attempting to make a purchase. We don't owe you anything until it's paid for. And we don't accept anything larger than a $20, so your $50 is no good here. No, we will not make an exception. No, we don't have to accept it just because it's legal tender. State and federal law do not require me to take it, as it is considered an offer of payment, not a payment of debt owed.

It's like, has the fuckin common sense left these people? Or do they walk into the store that fucking stupid?

Oh, and what is it with third party delivery drivers just casually reaching behind the counter's set up for delivery and walk in mobile orders, to the little staging area behind, and just taking shit? Especially when there's nothing on the shelf? Like, no, there is a reason it's behind the little shelf for it. It's because it's not ready yet. And then, we get an angry customer call asking why part of their food is missing.

I remember one guy practically yelled at me over the phone for like, 5 or so minutes, and I just calmly asked if he was finished so that I could explain. I then told him that his driver took his unfinished order, even after being told it wasn't ready yet, and that we apologize for him not getting everything, but the driver had been told and refused to listen.

Thankfully, the guy understood, but geez. And of course, I sadly have so many more stories that I wish I didn't have.

Posted by admin Rodney

[wander-wren]

every once in a while i like to poke my head into "anti [x]" tags just to see what the other side thinks. recently i was looking through "anti ao3" and found a really funny post claiming that ao3 is not anticapitalist, but actually the Definition Of Capitalism, bc it relies on volunteer labor while supposedly having the money to pay a staff.

oh, honey.

but i am not going to make unsubstantiated claims on the internet, no, and this gives me an excuse to look at ao3's whole budget myself, which i've been meaning to do for a while. these numbers are taken from the 2022 budget post and budget spreadsheet.

ao3's total income for 2022, from the two donation drives, regular donations, donation matching programs, interest, and royalties was $1,012,543.42. less than $300 of that was from interest and royalties, so it's almost all donations. and that's a lot, right? surely an organization making a million dollars a year can afford to pay some staff, right?

well, let's look at expenses. first of all, they lose almost $37,000 to transaction fees right away. ao3 and fanlore (~$341k and ~$18k, respectively) take up the biggest chunks of the budget by far. that money pays for, to quote the 2022 budget post, "server expenses—both new purchases and ongoing colocation and maintenance—website performance monitoring tools, and various systems-related licenses."

in some years, otw also pays external contractors to perform audits for security issues, and for more servers to handle the growing userbase. servers are expensive as hell, guys. in 2022, new server costs alone were $203k.

each of their other programs only cost around $3,000 or less, and otw paid around $78k for fundraising and development. wait, how do you lose so much money on your fundraising?? from the 2022 budget post: "Our fundraising and development expenses consist of transaction fees charged by our third-party payment processors for each donation, thank-you gift purchases and shipping, and the tools used to host the OTW’s membership database and track communications with donors and potential donors."

then the otw paid an additional $74k in administration expenses, which covers "hosting for our website, trademarks, domains, insurance, tax filing, and annual financial statement audits, as well as communication, management, and accounting tools."

in case you weren't following all of that math, the total expenses for 2022 come out to $518,978.48. woah! that's a lot! but it's still only a little over half of their net revenue. weird. i wonder what they do with that extra $494k?

well, $400k of it goes to the reserves, which i'll get to in a second. the last $93k, near as i can tell, gets rolled over to the next year. i'll admit this part i'm a little unsure about, as it's not clear on the spreadsheet, but that's the only thing that makes sense.

the reserves, though are clear. the most recent post i could find on the otw site about it were in the board meeting minutes from april 2, 2022: "We’re holding about $1million in operating cash that is about twice the amount of our annual operating costs. There is another $1million in reserves due to highly successful fundraisers in the past. The current plan for the reserves is to hold the money for paid staff in the future. It’s been talked about before in the past and we’re still working out the details, but it’s a rather expensive undertaking that will result in large annual expenses in addition to the initial cost of implementation."

woah....they're PLANNING to have paid staff eventually! wild!

so let's assume, for easy numbers, that the otw currently has $1.5 million in reserves. before we even get to how to use that money, let's look at the issues with implementing paid staff:

deciding which positions are going to be paid, because it can't be all of them

deciding how much to pay them, bc minimum wage sure as hell isn't enough, and cost of living is different everywhere, and volunteers come from all over the world

hiring staff and implementing new systems/tools to handle things like payroll and accounting

making sure you continue to earn enough money both to pay all of the staff and have some in reserves for emergencies or leaner donation drives

probably even more stuff than that! i don't run a nonprofit, that's just what i can think of off the top of my head.

okay, okay, okay. for the sake of argument, let's assume there is a best-case scenario where the otw starts paying some staff tomorrow. how much should they be paid? i'm picking $15 an hour, since that's what we fought for the minimum wage to be. by now, it should be closer to $20 or $25, but i'm trying to give "ao3 is capitalism" the fairest shot it can get here, okay?

ideally, if someone is being paid to help run ao3, they shouldn't need a second job. every job should pay enough to live off of. and running a nonprofit is hard work that leads to a lot of burnout--two board members JUST resigned before their terms were up. what i'm saying is, i'm going to assume a paid otw staff is getting paid for 40 hours of work a week, minimum. that's $31,200.

at $400,000 per year, the otw can afford to pay 12 people. that's WITHOUT taking into account the new systems, tools, software, etc they would have to pay for, any kind of fees, etc, etc.

oh, and btw, if you're an american you're still making barely enough to survive in most places, AND you don't have universal healthcare, vision, or dental. want otw to give people insurance, too? the number of people they can pay goes down.

it's. not. possible.

a million dollars is a lot of money on the face of it, but once you realize how MUCH goes into running something like the otw, it goes away fast.

just for reference, wikipedia also has donation drives every year. wikipedia, as of 2021, has $86.8 million in cash reserves and $137.4 million in investments. sure, wikipedia and ao3 are very different entities, but that disparity is massive. and i should note that if you give $10 to wikipedia they don't give you voting rights, i'm just saying.

by the way, you may have noticed that i didn't mention legal costs at all here. isn't one of otw's big Things about how they do legal advocacy?

yes, it is. they have a whole page about that work. and i can't for the life of me find a source on otw's website (and i'm running out of time to write this post, i'll look harder later), but i am 90% sure i learned before that most, if not all, of otw's legal work/advice/etc is done pro bono. i've also seen an anti-ao3 person claim their legal budget is only $5k or so, but they didn't have a source. but keep in mind that if they don't have a legal budget, all the numbers above stay the same, and if they do, there is even less money available for paid staff.

you can criticize ao3 and the otw all you want! there are many valid reasons to criticize them, and i do not think they're perfect either. but if you're going to do so, you should at least make sure you can back up your claims, bc otherwise you just look silly.

[darkmaga-returns]

William Hartung

Dec 03, 2024

Any effort to suggest what Elon Musk and Vivek Ramaswamy’s Department of Government Efficiency should put forward for cuts must begin with a rather large caveat: should a major government contractor with billions riding on government spending priorities be in charge of setting the tone for the debate on federal budget priorities?

Musk’s SpaceX earns substantial sums from launching U.S. government military satellites, and his company stands to make billions producing military versions of his Starlink communications system. He is a sworn opponent of government regulation, and is likely, among other things, to recommend reductions of government oversight of emerging military technologies.

Then there is the scale of Musk’s ambitions. He suggested in a press interview that he could cut $2 trillion in federal spending — nearly one-third of the entire federal budget. If his proposal were to be implemented, it would dismantle large parts of the federal government, including agencies that provide essential services that are not being supplied by the private sector.

In short, I hesitate to endorse Musk’s initiative in any way, shape or form. But his recommendations will not be the last word; there is room for Congress and the White House to make reductions in federal spending. This is especially true at the Pentagon, which accounts for more than half of federal discretionary spending. The discretionary budget includes virtually everything the federal government does except for payments under entitlement programs like Medicare and Social Security.

[jeraldnepoleon]

Hospital Management Software: Transforming Healthcare with Grapes IDMR

Author : Jerald Nepoleon

In the dynamic healthcare landscape, technology plays a crucial role in streamlining operations, improving patient care, and reducing administrative burdens. Grapes IDMR, a leading provider of hospital management software, offers cutting-edge solutions designed to elevate hospital efficiency and ensure seamless management across departments. With the rise of digital transformation in healthcare, implementing a robust hospital management system (HMS) is no longer an option but a necessity. Let's explore how Grapes IDMR’s software stands out and drives excellence in hospital administration.

Why Hospital Management Software Matters

The primary objective of any healthcare facility is to provide superior care to patients while maintaining operational efficiency. Managing multiple departments, scheduling, billing, inventory, and patient records manually is time-consuming and prone to errors. Hospital management software simplifies these processes, offering a unified platform for tracking every aspect of a hospital’s operations, from patient registration to discharge.

In an era where patient care and experience are paramount, hospital management software optimizes workflows and ensures that healthcare providers can focus more on patients and less on administrative tasks. Here's where Grapes IDMR makes a remarkable difference.

Grapes IDMR Hospital Management Software: A Game-Changer

Grapes IDMR’s hospital management software is a complete, integrated solution tailored to meet the unique requirements of modern healthcare institutions. By bringing together various modules such as appointment scheduling, patient management, billing, reporting, and inventory control, Grapes IDMR offers a seamless and intuitive platform. Here are the key features that make it a preferred choice:

1. Patient Information Management

Managing patient records, histories, test results, and appointments can be challenging, especially for large hospitals. Grapes IDMR's hospital management software provides a central database for storing and retrieving patient data with ease. This ensures timely access to critical information, improving decision-making and patient care.

2. Appointment and Scheduling

With a highly intuitive scheduling system, Grapes IDMR helps hospitals reduce waiting times and optimize doctor appointments. The system allows real-time updates, ensuring that doctors, staff, and patients are aligned, reducing chances of overbooking or under booking.

3. Billing and Payment Integration

Hospitals deal with multiple payment methods and insurance claims on a daily basis. Grapes IDMR simplifies the entire billing process by providing automated invoicing, payment reminders, and integration with third-party insurance systems. This reduces billing errors and accelerates the payment cycle.

4. Inventory and Supply Chain Management

Efficient management of hospital inventory is vital for preventing shortages and ensuring that essential medicines and supplies are always available. Grapes IDMR’s hospital management software offers an automated system that tracks inventory levels, alerts on reorders, and ensures that the right supplies are always stocked.

5. Data Security and Compliance

One of the critical concerns in healthcare is data security. Grapes IDMR takes this seriously by offering state-of-the-art encryption and security measures that protect sensitive patient data. Additionally, the software is fully compliant with healthcare regulations, ensuring that hospitals adhere to industry standards and legal requirements.

6. Reporting and Analytics

Having access to real-time data and analytics is crucial for making informed decisions. Grapes IDMR offers a comprehensive reporting module that provides insights into hospital performance, patient outcomes, financial metrics, and more. This allows hospital administrators to track key metrics and identify areas for improvement.

Benefits of Implementing Grapes IDMR Hospital Management Software

Integrating hospital management software like Grapes IDMR into your healthcare facility comes with a wide array of benefits:

1. Improved Patient Care

By automating routine tasks, doctors and healthcare professionals can focus more on delivering high-quality care. Grapes IDMR ensures that patient data is accessible at the click of a button, allowing for quicker diagnoses and treatment plans.

2. Increased Efficiency

With automated scheduling, billing, and inventory management, hospitals can optimize their operations, reduce redundancy, and increase staff productivity. This not only saves time but also cuts operational costs.

3. Enhanced Communication

Grapes IDMR enhances communication between departments and medical staff, ensuring that everyone is on the same page. This is especially useful in critical situations where time-sensitive decisions are required.

4. Cost Savings

By automating various administrative tasks, hospitals can significantly reduce overhead costs. Billing errors, scheduling conflicts, and inventory issues are minimized, leading to overall cost savings.

5. Data-Driven Decisions

Grapes IDMR’s powerful reporting tools enable hospitals to make data-driven decisions, improving both patient outcomes and financial performance. The software provides valuable insights that can help in resource allocation, process improvement, and patient care management.

Why Choose Grapes IDMR?

When selecting hospital management software, it's essential to choose a system that is reliable, scalable, and adaptable to your facility's needs. Here’s why Grapes IDMR is the ideal solution for hospitals:

Customizable: Grapes IDMR can be tailored to suit the specific needs of any healthcare facility, whether it's a small clinic or a large multi-specialty hospital.

User-Friendly Interface: With an intuitive and easy-to-navigate interface, the software is designed for seamless adoption, even by staff with minimal technical expertise.

Comprehensive Support: Grapes IDMR offers 24/7 support and training for hospital staff, ensuring smooth implementation and continuous operation.

Future-Proof Technology: Grapes IDMR stays updated with the latest technological advancements, offering hospitals a future-proof solution that can scale as the facility grows.

Final Thoughts

In today’s healthcare environment, hospitals need to adopt digital solutions to stay competitive and deliver exceptional patient care. Grapes IDMR’s hospital management software provides the perfect blend of innovation, efficiency, and reliability. By automating administrative tasks, enhancing communication, and ensuring data security, Grapes IDMR empowers healthcare providers to focus on what truly matters: patient care.

If your hospital is looking to boost efficiency and improve patient outcomes, Grapes IDMR’s hospital management software is the solution you need.

"Watch This Video Now!"

[allthebrazilianpolitics]

Apple faces regulatory action over payment system in Brazil

Developers in Brazil can now use alternative payment systems, as Cade challenges Apple’s practices.

Brazil’s antitrust regulator, Cade, has mandated Apple to lift restrictions on in-app payments. The decision follows a complaint by e-commerce giant MercadoLibre, accusing Apple of unfair practices.

The complaint, filed in 2022 in Brazil and Mexico, criticised Apple for forcing app developers to use its payment system. It also alleged that the company blocks apps from offering third-party digital goods or redirecting users to external websites.

Cade’s ruling requires Apple to permit developers to integrate external payment systems and allow hyperlinks to external purchasing platforms within apps. Developers must also have the option to include alternative in-app payment methods.

Continue reading.

[elsewhereuniversity]

I don’t suppose there’s a program that registers our ability to fulfill Deals promptly as factors on our credit score, is there? One of these days I’d love to buy a house...

I know you can occasionally register your rent payments through third-party folks, so maybe an alumni through something together?

Unfortunately the two systems of debt are disconnected, although you could possibly, with careful phrasing and pulling of strings, find some way to cash in those favors and goodwill for a way of influencing the actual credit system on an individual basis. Most people just opt for wealth, though, or something else more tangible.

[waycaseuk]

The **evolution of the iPhone** since its introduction in 2007 has been a defining journey in the world of smartphones, with significant advancements in design, performance, and features. Here's a brief overview of key milestones in iPhone evolution:

### 1. **iPhone (2007)**

- **Notable Features**: 3.5" touchscreen, 2 MP camera, 4GB/8GB storage.

- **Innovation**: The first touchscreen-only smartphone, removing the physical keyboard seen in other phones at the time. It introduced multi-touch technology and mobile internet.

### 2. **iPhone 3G (2008)**

- **Notable Features**: 3G network support, App Store.

- **Innovation**: Faster internet browsing with 3G connectivity and the launch of the App Store, which opened the door to third-party apps.

### 3. **iPhone 3GS (2009)**

- **Notable Features**: Faster processor, video recording, voice control.

- **Innovation**: Significant speed improvements ("S" stands for speed) and better camera capabilities, including video recording.

### 4. **iPhone 4 (2010)**

- **Notable Features**: Retina Display, FaceTime, 5 MP camera, glass design.

- **Innovation**: A major redesign with a stainless steel frame and glass front/back, and the introduction of the Retina Display, which had higher pixel density for crisper visuals.

### 5. **iPhone 4S (2011)**

- **Notable Features**: Siri, 8 MP camera, A5 chip.

- **Innovation**: Siri, the first virtual assistant on an iPhone, was introduced, along with significant camera and processor upgrades.

### 6. **iPhone 5 (2012)**

- **Notable Features**: 4" display, Lightning connector, LTE support.

- **Innovation**: The iPhone grew in size to a 4-inch screen and introduced the Lightning connector, replacing the 30-pin dock.

### 7. **iPhone 5S & 5C (2013)**

- **Notable Features (5S)**: Touch ID, 64-bit architecture.

- **Notable Features (5C)**: Colorful plastic body.

- **Innovation**: The iPhone 5S brought Touch ID for fingerprint authentication and a powerful 64-bit A7 chip. The 5C was a more affordable model with colorful designs.

### 8. **iPhone 6 & 6 Plus (2014)**

- **Notable Features**: 4.7" & 5.5" displays, Apple Pay.

- **Innovation**: Apple entered the "phablet" market with larger displays, along with introducing Apple Pay, the company's mobile payment system.

### 9. **iPhone 6S & 6S Plus (2015)**

- **Notable Features**: 3D Touch, 12 MP camera, 4K video.

- **Innovation**: The introduction of 3D Touch, which allowed the screen to detect varying levels of pressure, creating new ways to interact with the phone.

### 10. **iPhone SE (2016)**

- **Notable Features**: 4" screen, A9 chip (same as iPhone 6S).

- **Innovation**: A smaller, more affordable model, resembling the iPhone 5S but with the internal power of the iPhone 6S.

### 11. **iPhone 7 & 7 Plus (2016)**

- **Notable Features**: Dual cameras (7 Plus), no headphone jack, water resistance.

- **Innovation**: The removal of the headphone jack was controversial, and Apple also introduced dual cameras on the 7 Plus for improved zoom and portrait photography.

### 12. **iPhone 8 & 8 Plus (2017)**

- **Notable Features**: Wireless charging, glass back, True Tone display.

- **Innovation**: While similar to the iPhone 7, the 8 series introduced wireless charging through the glass back and enhanced display technology with True Tone.

### 13. **iPhone X (2017)**

- **Notable Features**: Edge-to-edge OLED display, Face ID, no home button.

- **Innovation**: A radical redesign that removed the home button and Touch ID, replacing it with Face ID, Apple’s facial recognition technology. It also introduced the first OLED display in an iPhone.

### 14. **iPhone XS, XS Max, & XR (2018)**

- **Notable Features**: Larger OLED display (XS Max), Liquid Retina display (XR), A12 chip.

- **Innovation**: The XS Max brought a massive 6.5" screen, while the XR offered a more affordable option with an LCD display but the same powerful internals.

### 15. **iPhone 11, 11 Pro, & 11 Pro Max (2019)**

- **Notable Features**: Ultra-wide camera, night mode, A13 chip.

- **Innovation**: A triple-camera system on the Pro models enhanced photography, including better low-light performance with night mode.

### 16. **iPhone SE (2nd Gen) (2020)**

- **Notable Features**: A13 chip, 4.7" display, Touch ID.

- **Innovation**: Like the original SE, this model combined older iPhone design (resembling the iPhone 8) with powerful internals from newer models, offering a budget-friendly option.

### 17. **iPhone 12 Mini, 12, 12 Pro, & 12 Pro Max (2020)**

- **Notable Features**: 5G support, MagSafe, Ceramic Shield.

- **Innovation**: The iPhone 12 series introduced 5G connectivity and the MagSafe system for attaching accessories. Ceramic Shield provided increased drop protection.

### 18. **iPhone 13 Mini, 13, 13 Pro, & 13 Pro Max (2021)**

- **Notable Features**: Smaller notch, ProMotion 120Hz display (Pro models), Cinematic Mode.

- **Innovation**: Focused on camera improvements, including Cinematic Mode for video recording, and higher refresh rate displays on the Pro models for smoother performance.

### 19. **iPhone SE (3rd Gen) (2022)**

- **Notable Features**: A15 chip, 5G, improved battery life.

- **Innovation**: Continuation of the budget-friendly SE line with more powerful internals.

### 20. **iPhone 14, 14 Plus, 14 Pro, & 14 Pro Max (2022)**

- **Notable Features**: Dynamic Island (Pro models), 48 MP camera (Pro), Always-On Display (Pro), satellite SOS.

- **Innovation**: The Pro models introduced the Dynamic Island, a new interactive notification area, along with the powerful 48 MP main camera and satellite communication for emergencies.

### 21. **iPhone 15, 15 Plus, 15 Pro, & 15 Pro Max (2023)**

- **Notable Features**: USB-C port, A17 Pro chip, Action Button (Pro models).

- **Innovation**: The transition from Lightning to USB-C for universal charging, along with enhanced performance and camera upgrades.

The iPhone's journey reflects major technological strides and design shifts, focusing on improving usability, camera quality, and processing power with each iteration.

[mostlysignssomeportents]

An Epic antitrust loss for Google

A jury just found Google guilty on all counts of antitrust violations stemming from its dispute with Epic, maker of Fortnite, which brought a variety of claims related to how Google runs its app marketplace. This is huge:

https://www.nytimes.com/2023/12/11/technology/epic-games-google-antitrust-ruling.html

The mobile app store world is a duopoly run by Google and Apple. Both use a variety of tactics to prevent their customers from installing third party app stores, which funnels all app makers into their own app stores. Those app stores cream an eye-popping 30% off every purchase made in an app.

This is a shocking amount to charge for payment processing. The payments sector is incredibly monopolized and notorious for its price-gouging – and its standard (wildly inflated) rate is 2-5%:

https://pluralistic.net/2023/08/04/owning-the-libs/#swiper-no-swiping

Now, in theory, Epic doesn't have to sell in Google Play, the official Android app store. Unlike Apple's iOS, Android permit both sideloading (installing an app directly without using an app store) and configuring your device to use a different app store. In practice, Google uses a variety of anticompetitive tricks to prevent these app stores from springing up and to dissuade Android users from sideloading. Proving that Google's actions – like paying Activision $360m as part of "Project Hug" (no, really!) – were intended to prevent new app storesfrom springing up was a big lift for Epic. But they managed it, in large part thanks to Google's own internal communications, wherein executives admitted that this was exactly why Project Hug existed. This is part of a pattern with Big Tech antitrust: many of the charges are theoretically very hard to make stick, but because the companies put their evil plans in writing (think of the fraudulent crypto exchange FTX, whose top execs all conferred in a groupchat called "Wirefraud"), Big Tech keeps losing in court:

https://pluralistic.net/2023/09/03/big-tech-cant-stop-telling-on-itself/

Now, I do like to dunk on Big Tech for this kind of thing, because it's objectively funny and because the companies make so many unforced errors. But in an important sense, this kind of written record is impossible to avoid. Any large institution can only make and enact policy through administrative systems, and those systems leave behind a paper-trail: memos, meeting minutes, etc. Yes, we all know that quote from The Wire: "Is you taking notes on a fucking criminal conspiracy?" But inevitably, any ambitious conspiracy can only exist if someone is taking notes.

What's more, any large conspiracy involving lots of parties will inevitably produce leaks. Think of this as the corollary to the idea that the moon landing can't be a hoax, because there's no way 400,000 co-conspirators could keep the secret. Big Tech's conspiracies required hundreds or even thousands of collaborators to keep their mouths shut, and eventually someone blabs:

https://www.science.org/content/article/fake-moon-landing-you-d-need-400000-conspirators

This is part of a wave of antitrust cases being brought against the tech giants. As Matt Stoller writes, the guilty-on-all-counts jury verdict will leak into current and future actions. Remember, Google spent much of this year in court fighting the DoJ, who argued that the company bribed Apple not to make a competing search engine, paying tens of billions every year to keep a competitor from emerging. Now that a jury has convinced Google of doing that to prevent alternative app stores from emerging, claims that it used these pay-for-delay tactics in other sectros get a lot more credible:

https://www.thebignewsletter.com/p/boom-google-loses-antitrust-case

On that note: what about Apple? Epic brought a very similar case against Apple and lost. Both Apple and Epic are appealing that case to the Supreme Court, and now that Google has been convicted in a similar case, it might prompt the Supremes to weigh in and resolve the seeming inconsistencies in the interpretation of federal law.

This is a key moment in the long project to wrest antitrust away from the pro-monopoly side, who spent decades "training" judges to produce verdicts that run counter to the plain language of America's antitrust law:

https://pluralistic.net/2021/08/13/post-bork-era/#manne-down

There's 40 years' worth of bad precedent to overturn. The good news is that we've got the law on our side. Literally, the wording of the laws and the records of the Congressional debate leading to their passage, all militate towards the (incredibly obvious) conclusion that the purpose of anti-monopoly law is to fight monopoly, not defend it:

https://pluralistic.net/2023/04/14/aiming-at-dollars/#not-men

It's amazing to realize that we got into this monopoly quagmire because judges just literally refused to enforce the law. That's what makes one part of the jury verdict against Google so exciting: the jury found that Google's insistence that Play Store sellers use its payment processor was an act of illegal tying. Today, "tying" is an obscure legal theory, but few doctrines would be more useful in disenshittifying the internet. A company is guilty of illegal tying when it forces you to use unrelated products or services as a condition of using the product you actually want. The abandonment of tying led to a host of horribles, from printer companies forcing you to buy ink at $10,000/gallon to Livenation forcing venues to sell tickets through its Ticketmaster subsidiary.

The next phase of this comes when the judge decides on the penalty. Epic doesn't want cash damages – it wants the judge to order Google to fulfill its promise of "an open, competitive Android ecosystem for all users and industry participants." They've asked the judge to order Google to facilitate third-party app stores, and to separate app stores from payment processors. As Stoller puts it, they want to "crush Google’s control over Android":

https://www.epicgames.com/site/en-US/news/epic-v-google-trial-verdict-a-win-for-all-developers

Google has sworn to appeal, surprising no one. The Times's expert says that they will have a tough time winning, given how clear the verdict was. Whatever this means for Google and Android, it means a lot for a future free from monopolies.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/12/12/im-feeling-lucky/#hugger-mugger

[zzz-updates]

HoYoverse Account System & Payment System Maintenance Notice

Dear Proxy,

The HoYoverse Account System and Payment System will undergo maintenance on 2024/11/20 at 07:00 (UTC+8) and will last for approximately one hour. While maintenance is underway, Proxies can still log into their HoYoverse accounts, but some account features (such as account registration, new device verification, password recovery, binding & changing email/third-party accounts/username, account cancellation, etc.) and payment functions (PC payment, recharge center web payment) may be unavailable. Please wait until maintenance is completed before using these features.

Any changes to the maintenance period will be announced separately. We apologize for the inconvenience caused. Thank you for your patience and understanding, Proxies. Please continue to follow the community for further updates to stay informed.

>> Official Hoyolab post <<

[unpluggedfinancial]

The Philosophy Behind Bitcoin

Introduction

In the world of finance, few innovations have sparked as much intrigue and debate as Bitcoin. But beyond its role as a digital currency, Bitcoin embodies a profound philosophy that challenges traditional financial systems and proposes a new paradigm for economic freedom. Understanding the philosophy behind Bitcoin is essential to grasp its potential impact on our world.

The Origins of Bitcoin

In 2008, amid the global financial crisis, a mysterious figure known as Satoshi Nakamoto published the Bitcoin whitepaper. This document outlined a revolutionary idea: a decentralized digital currency that operates without the need for a central authority. The financial turmoil of the time, characterized by bank failures and government bailouts, underscored the need for a system that could function independently of traditional financial institutions.

Core Philosophical Principles

Decentralization-Decentralization lies at the heart of Bitcoin’s philosophy. Unlike traditional financial systems that rely on centralized authorities such as banks and governments, Bitcoin operates on a decentralized network of computers (nodes). Each node maintains a copy of the blockchain, Bitcoin's public ledger, ensuring that no single entity has control over the entire network. This decentralization is crucial for maintaining the integrity and security of the system, as it prevents any one party from manipulating the currency or its underlying data.

Trustlessness-Bitcoin's trustless nature is another fundamental principle. In traditional financial systems, trust is placed in intermediaries like banks and payment processors to facilitate transactions. Bitcoin eliminates the need for these intermediaries by using blockchain technology, where transactions are verified by network nodes through cryptography. This system ensures that transactions are secure and reliable without requiring trust in any third party.

Transparency-The transparency of Bitcoin’s blockchain is a key philosophical aspect. Every transaction that has ever occurred on the Bitcoin network is recorded on the blockchain, which is publicly accessible. This transparency allows anyone to verify transactions and ensures accountability. However, while the ledger is public, the identities of the individuals involved in transactions remain pseudonymous, balancing transparency with privacy.

Immutability-Immutability is the concept that once a transaction is recorded on the blockchain, it cannot be altered or deleted. This is achieved through cryptographic hashing and the decentralized nature of the network. Immutability ensures the integrity of the blockchain, making it a reliable and tamper-proof record of transactions. This principle is crucial for maintaining trust in the system, as it prevents fraudulent activities and data corruption.

Financial Sovereignty-Bitcoin empowers individuals by giving them full control over their own money. In traditional financial systems, access to funds can be restricted by banks or governments. Bitcoin, however, allows users to hold and transfer funds without relying on any central authority. This financial sovereignty is particularly valuable in regions with unstable economies or oppressive governments, where individuals may face restrictions on their financial freedom.

The Ideological Spectrum

Bitcoin’s philosophy is deeply rooted in libertarian values, emphasizing personal freedom and minimal government intervention. It also draws inspiration from the cypherpunk movement, a group of activists advocating for privacy-enhancing technologies to promote social and political change. These ideological influences shape Bitcoin's emphasis on decentralization, privacy, and individual empowerment.

Real-World Applications and Challenges

Bitcoin's philosophy extends beyond theory into practical applications. It is used for various purposes, from everyday transactions to a store of value akin to digital gold. However, this revolutionary system also faces challenges. Regulatory issues, scalability concerns, and environmental impact are some of the hurdles that need addressing to realize Bitcoin’s full potential.

Conclusion

The philosophy behind Bitcoin is a radical departure from traditional financial systems. Its principles of decentralization, trustlessness, transparency, immutability, and financial sovereignty offer a new vision for economic freedom and integrity. As Bitcoin continues to evolve, its underlying philosophy will play a crucial role in shaping its future and potentially transforming the global financial landscape.

Call to Action

Explore more about Bitcoin and consider its implications for your own financial freedom. Engage with the community, stay informed, and think critically about the role Bitcoin can play in our economic future. Let’s continue the journey of understanding and embracing the Bitcoin revolution together.

[kusheldigisolutions1]

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Comprehensive E-Commerce Services

Kushel Digi provides a wide array of services to cater to diverse business needs:

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Store Design & Development: Focusing on excellent website design, they create user-centric layouts coupled with high-performance development, offering customizable designs that align with your brand identity.

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Kushel Digi is dedicated to providing custom eCommerce development services that not only drive growth but also enhance the customer experience. By utilizing the latest technologies, they ensure the creation of seamless and scalable online stores tailored to meet the unique goals of modern businesses. 

Embarking on your eCommerce journey with Kushel Digi means partnering with a team committed to your business's growth and success. Their comprehensive services and proven track record make them a trusted choice for businesses aiming to establish or enhance their online presence.

Visit more :- https://www.kusheldigi.us/

[atalienart]

@magneto-manifesto replied to your post “Well, it's unfortunate with P*treon. I'll probably...”:

and its like not even "illegal" its just american puritanical bullshit! like, your point about the age system is very valid. and i can also see patreon using ppls info for nefarious purposes.

​I don't believe their system for uploading the info is even safe. I already see the inevitable leak of data from miles away. And why would anyone need my personal information in the first place just because I draw a nude figure?? It's okay to take out a loan via phone call without confirming your identity but I need to reveal my face, birthday and address because I drew a dick and people tipped me for that. They never cared about children, they never do, it's just to inconvenience people and collect data to sell it. Why won't the credit card company check their bank users age when they set the bank account and give their credit cards to their clients instead of policing a third party company that enables payment through their bank?? They just need people's data, that's it. There's already no privacy on the internet but they still want to know every little detail about you. I hate it. I don't even use their credit cards.

[sokowachi]

Omniston: Redefining Decentralized Trading on STONfi DEX

When it comes to decentralized finance (DeFi), one question often looms large: How can we make trading more secure, efficient, and accessible for everyone? The answer may lie in Omniston, a groundbreaking innovation on STONfi DEX that’s transforming how we think about liquidity and trading.

In this article, I’ll break down what Omniston is, why it matters, and how it could be the future of trading for both the TON ecosystem and the broader DeFi industry.

What Is Omniston

At its core, Omniston is a decentralized liquidity protocol designed to work seamlessly within the STONfi DEX. Instead of relying on traditional liquidity pools, Omniston connects traders directly with market makers through a Request for Quote (RFQ) mechanism.

Imagine you’re at a bustling farmer’s market. Instead of blindly accepting the first price offered for a basket of apples, you get to ask every vendor for their best price. Once you find the best deal, you make the purchase directly, without middlemen or unnecessary fees. That’s essentially how Omniston works—only in the digital world of cryptocurrency trading.

Why Does Omniston Matter

If you’ve ever traded on a DEX, you know that security, slippage, and liquidity fragmentation can be major headaches. Omniston tackles these challenges head-on, offering a suite of benefits that make trading not only safer but also more transparent and cost-effective.

1. Full Control Over Your Funds

With Omniston, you’re always in charge. Funds stay in your wallet until the moment a trade is executed. There’s no need to deposit assets into a centralized exchange or third-party platform. It’s as if you were holding your cash until the very second you hand it over for a purchase—ensuring complete control and minimizing risks.

2. No Middlemen, Just Smart Contracts

In traditional trading systems, trust often rests on third parties, like brokers or centralized platforms. Omniston eliminates this need. Using smart contracts, trades happen only when both parties meet the agreed terms. Think of it as a handshake deal that’s automatically enforced by technology—no room for misunderstandings or foul play.

3. Transparent and Predictable Pricing

We’ve all experienced hidden fees or unexpected costs at some point, whether in traditional finance or crypto. Omniston’s RFQ mechanism ensures that you know exactly how much you’re paying and receiving before you confirm a trade. There’s no slippage or price surprises—just clear, upfront pricing every time.

STONfi DEX and Omniston: A Perfect Partnership

STONfi DEX has always been about pushing the boundaries of what’s possible in decentralized trading. The introduction of Omniston takes this mission to the next level, addressing some of the biggest challenges in DeFi today.

Unified Liquidity for Seamless Trading

Liquidity fragmentation has long been a problem in the DeFi space. When liquidity is spread across multiple platforms, it can be hard to find the best prices. Omniston unifies liquidity within STONfi DEX, making it easier for traders to access competitive rates without hopping between platforms.

Efficiency at Its Core

Omniston combines the best of on-chain and off-chain trading processes. While trades are initiated off-chain for speed, they’re settled on-chain for security. It’s like blending the speed of a digital payment app with the security of a bank vault—fast, reliable, and safe.

A Gateway to the TON Ecosystem

For developers and projects, Omniston offers unparalleled access to the TON ecosystem. With millions of users and countless unique projects, STONfi DEX becomes a gateway to a thriving blockchain community, powered by Omniston’s innovative technology.

Why Liquidity Matters in Crypto

To understand the impact of Omniston, it helps to think about liquidity. Liquidity is the lifeblood of any trading system, much like cash flow is to a business. Without sufficient liquidity, transactions become slower, costlier, and less predictable.

Omniston changes the game by pooling liquidity into a single, unified system. This ensures that every trader—whether you’re swapping $10 or $10,000—gets the best price available. It’s like walking into a store where every product is always in stock and priced fairly.

The Bigger Picture: Omniston’s Role in DeFi

Omniston isn’t just a new feature—it’s a glimpse into the future of DeFi. By addressing key pain points like security, transparency, and liquidity fragmentation, it’s setting a new standard for decentralized exchanges.

For users, this means a better trading experience that’s both intuitive and secure. For developers and projects, it opens doors to new opportunities within a growing ecosystem. And for the broader DeFi community, it’s a step toward a more connected and efficient financial system.

Final Thoughts

Innovation is at the heart of DeFi, and Omniston is a perfect example of what’s possible when technology meets user needs. By integrating this protocol into STONfi DEX, we’re not just improving the trading experience—we’re building a foundation for the future of decentralized finance.

Whether you’re a seasoned trader or just starting your DeFi journey, Omniston offers a level of security, transparency, and efficiency that’s hard to beat. It’s time to rethink how we trade and embrace the possibilities that innovations like this bring to the table.

Let’s continue the conversation: What excites you most about Omniston and its role in the STONfi DEX ecosystem?