#theres a chance that i dont have to be permanently disabled? | Explore Tumblr Posts and Blogs

deadmantalking117 · 7 years

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ONE OF "THOSE" PEOPLE

I'm on Social Security Disability. S.S.I. Medicare. Have been a long time. I'm putting that right out front because what I've learned in the past 35 years is this... Most of Americans haven't got the first clue what that means or what's involved. The staggering amount of misinformation going around out there is truly impressive. So today my diseased maniacs we're going to cover some of that misinformation. Maybe clear up a couple things. This is going to a longer one. Everyone stay frosty! PEOPLE ON DISABILITY ARE SCAMMERS WHO ONLY WANT A FREE RIDE FROM US REAL TAXPAYERS! I've refered to the disability system as ThunderDome. There is nothing easy about it. It's an ordeal like no other. No job I've ever heard of can match the unbridled carnage of working through the disability system! To begin with... you don't just decide.. "I don't feel like working anymore!" Only a doctor can decide that.. several of them actually. Plus a bunch of government types. People hear about disability scammers and think that some lazy dude is sitting around.. drinking beer.. collecting his checks. The real scammers are anything but lazy.. they are usually doctors actually.. and they work their asses off! The people they use are usually ignorant dupes. Getting on disability is so daunting it discourages lazy people from getting it. Even when they really need it. I've known several people who were genuinely sick or injured. But they just gave up because it was too overwhelming. There was a really popular article going around facebook about these people who got disability so they could get free money from some other agency which got them more money from this place..which got them even more money from that place. It was like 10 different money grabs and they were living in a mansion raking in over a quarter million a year. Plus food stamps. These things dont exsist. While some of the programs might exsist. Having one cancels the possibility of getting some others.. there are different agencies that have their own programs.. but unless they were using multiple IDs.. I highly doubt it. And after i show you next, the ordeal to just get started.. you should doubt it too. But if they were able to pull this off.. they worked their butts off for it! I'm not saying it right.. but it's impressive. Years ago I worked for an electronics store. We had VCRs hooked together to copy tapes. A guy came in a couple times to make a copy of surveillance tapes he'd made. He was an investigator for the government.. he followed people who'd been "injured" and tape them. I personally watched 12 different cases of fraud. My favorite was the really hot girl he videoed hobbling out of the court house on crutches. With a neck brace. Cut to the very next day.. in a bikini.. doing actual cartwheels on the beach. He had a dozen more. My point is. Of course there are always going to be lazy people who want to take advantage. But its really not that simple. And not as many people get away with it as you might think. YOU'RE THINKING.. HEY, DISABILITY STILL SOUNDS LIKE THE BEST DEAL EVER! WHERE DO I SIGN UP? You get sick or injured You have to be permanently sick or injured.. Meaning you're never going to get better. If there's any chance you'll get better.. You're out Next you're doctor has to decide that you're not ever going to recover..that usually takes a few years.. hundreds of tests.. thousands of dollars. If he doesn't think you're disabled.. You're out Now the fun part. You apply for disability . Send off for your forms and applications. With your doctor's blessing you gather up all your medical records from all of your doctors. And oh yeah.. if you only need 1 or 2 doctors.. You're probably out. When I started applying.. I had 3 file boxes with records.. just the past 2 or 3 years. I imagine that's a bit different today.. computer records weren't around then. But if you do apply.. You'll still need lots of your medical information at your fingertips. You get your first official government envelopes. Actually big stuffed things with information pamphlets and more forms than you've ever seen. Massive amounts of new information that you have to learn. More about forms later... Be sure to read and fill out EVERY line.. every space. Write neatly. Spell check. If theres any confusion on any questions... Or any missing info. They can't read or understand what you're writting..You're out. Start over again. Somehow you've done it.. all your forms are filled out neatly and correctly.. you've provided tons of proof about your illness.. you've provided them with every single scrap of financial information about you since you were born. You have your doctors blessing.. all 3 of them in fact! They now know everything there is to know about you.. seriously.. EVERYTHING . Those forms are extremely comprehensive. No one disputes your claim.. everyone agrees.. you are disabled. You get your reply after maybe 90 days DISABILITY DECLINED Because of course! Everyone gets turned down the first time.. or two. It's kinda built into the system.. by turning down everyone at first.. it weeds out the scammers! Remember that lazy beer drinking scammer.. he's done with this shit. He just spent the past couple months working his butt off for NOTHING! But not you.. You're not faking it.. you are seriously sick. You can barely get out of bed some days. And you have a family to take care of. So.. You file an appeal.. and you have 90 days to start that.. so get to it! You send in your appeal application and sometime in the next 90 days or so. More giant envelopes arrive with more forms. And more information to absorb. But whats funny? A lot of these forms have the exact same information as the forms you've already filled out! They already have all this information.. remember that after the first round.. they know everything there is to know about you.. but ok fine.. we'll tell the tale again. And you submit your appeal.. this time it's a bit easier.. but still time consuming.. and don't forget how sick you still are. This is it! You get your official government envelope. APPEAL DENIED You look at your 3 boxes of files. Your two file folders for your copies of the applications and the appeal.. plus the separate file for all your current financial info. All your financial info has to be current. Every utility bill.. bank statements.. credit cards.. receipts.. you have to prove where every dime goes and it must be up to the minute. You just wanna go have a beer with lazy scammer guy now. But cant do that! You got a family to take care of.. and you've barely been able to work at all the past couple years. Besides.. now you're kinda pissed. No one disputes that you should be on disability.. except apparently uncle Sam. Time to get a T.V. lawyer! Disability lawyers serve a useful function to the system. Their job is to review all of your information and get it up to government specs. When you hire a disability lawyer they don't charge you to take your case. They'll only take you if they're sure you're actually disabled. That's because they only get paid if you win your new appeal. The good part about applying for disability is that everything starts from the date of your first application. Meaning, once you do get approved.. you usually have a couple years of back pay coming. The lawyers get a quarter or third of that first check. You get say ten thousand dollars.. they get three of that. It's actually a good deal for both of you. The lawyer doesn't have to do much. You've already done every bit of the work for them. They review it all. Make sure you dotted your T's and crossed your I's. Then pretty it up and file for round 3. It's a good deal for you.. because if a lawyer does take your case on contingency.. You're probably going to get approved (eventually) The hearing before a disability judge. You meet your lawyer again at whatever government building your hearing is being held in. And she leads you into a conference room. You chat for about a half hour or so before the hearing starts so she can review your testimony. You're going to have to to convince a judge that you're sick.. not just with your boxes of files.. show him what that means for you. My lawyer told me.. if you feel like you have to have a bowel movement. Or you get nauseous during the hearing.. be sure to ask the judge for a break. These hearings are stressful on people. Especially people with Crohns. So dont hesitate to ask for a break. ( ok.. I thought.. thats aweful considerate.. but I'm fine right now) The she took my hand and looked me in the eyes. Speaking very slowly and deliberately she says again...You need to be sure to ask for a break if you feel any need to go to the bathroom at all. Understand? ( aaahhh.. ok got it ! Wink,wink, nudge, nudge, say no more!) The hearing last less than an hour or so. The lawyer and the judge review some legalese. Most of what they're talking about is gibberish to me. After a half hour.. I asked to be excused to go to the bathroom. I actually did have pee a little. But afterwards while we're walking out she smiles at me and says.. that went well. Finally after almost 2 years I got approved! But thats only the start of the real work. Now I'm officially one of "those" people. A drain on society.. a sponge.. a parasite. At least now I can be sure that I have a few hundred bucks coming in each month. I still work part time.. You're allowed to make less than a thousand dollars per month in income when you go on disability.. so the very most I can bring in between my S.S.I. and whatever I can still earn is maybe 20,000 dollars per year. This is what they mean by living in a fixed income. We're livin large now baby! But the more important issue is.. I have some kind of insurance finally! But theres so much more in store for you. YOU'VE DONE IT.. YOU'RE ON DISABILITY. THE CASH IS ROLLING IN AND THE DOCTORS ARE GETTING PAID. IT'S MILLER TIME! RIGHT? Not quite. Over and over you'll get envelopes from good ole Baltimore Maryland. Home of the social security administration. They need this.. or they don't have their copy of that. Random letters with some new form. The thing about government forms is.. their meaning isnt always clear. They seem a little convoluted sometimes. "Add the total of lines 17b to lines 17c and 17h. But only if it is in direct opposition to the tertiary algorithm from form 3768-d. You may need to reference your proprietary issuance schedule to access the proper formula to make this claim. (U.S. Government Form 6009)." I don't know how they could make that any clearer.. I'm just saying.. I'm not really that smart. Which one was line 17b again? Regular updates on your income from the local offices. Gotta bring copies of all your newest bills.. and oh yeah.. that 3000 in stocks you saved from your last job? That's gotta go!. You can generate income from stock ownership.. You're not allowed too much income remember? And we need to double check every bank accout you have.. verify that you dont have a dime. The guy who checks under your mattresses will be out sometime on Tuesday. Then of course the reviews. Occasionally they'll want to have you checked out by their people to make sure you didn't accidentally get better. Now, because my disease has been well documented for 35 years and it's incurable. I've only had 2 reviews. The first one after a couple years. He just reviewed my charts. And signed off. No exam .. no tests. Barely said a word. My last one was about 3 years ago. He was awesome. We went into his office and just made fun of the system. He couldn't believe I was there. He gets paid by the government to check the patients the computer sends to him. He said.. "I get a few people in per week that have incurable diseases.. what do they think is going to happen? I'm going to say wow! His intestines grew back.. he's all better now!" He said he did get some questionable patients. They get completely retested for whatever they supposedly had. But the vast majority were legit. We had to spend a half hour together for the interview and records review.. we talked about movies for 25 of those minutes. One more thing. Never change your job. It confuses everything. "You mean.. You're working less hours at a more convenient job. And you still aren't making over $1000 .. right? We'll need to see all your financial info since 1954. " But I wasnt even born til 59! "Oh.. in that case.. we'll need your 6472-g25 Waiver issuance request. For amortization of residual issuances notwithstanding any prior findings of such issuances. (U.S. Government form 77684)" OOPS ! I DID IT AGAIN - I THINK I MIGHT HAVE SCREWED SOMETHING UP. usually with all the forms flying back and forth. The government is actually quite reasonable about you handing in your homework. On most forms and information requests. You get like 30 days for this or 90 days to reply to that. But always more than enough time. If you do screw up something, you get a warning shot.. but honestly I wouldn't push it.. Keep up with your paperwork.. be timely. Once there's a problem. It takes time to iron it out. You may not be getting paid while you do. Years ago.. we had moved to a new place in the same town. My checks have always been direct deposit. So I never thought to file with social security.. stuff got forwarded automatically anyway. But one month. My account is empty. And I call to ask why. They've temporarily suspended my check until they could investigate potential fraud. Right after we moved. The very next month actually. The street we used to live on got it's name changed! We had lived at 133 main st.. but now there was no such place. I could prove that I was in fact living now at 768 elm st. But the previous 5 years? How could you have been living at 133 main when there's no such place? So I had to go down to the local office and explain that 133 main st. Is still there... it's just called 133 terrace ave now. I offered to drive the guy over and show him the house. But he was familiar with the situation already and was actually able to get into the system and fix it. Next month I got 2 checks. A DEAD MAN'S REVIEW OF THE SYSTEM The Social Security system is actually as far as I've seen and in my vast experience . Not all that bad. It's kind of an unwieldy beast. And I'm sure there are many areas that could be improved upon.. but there's a lot to say good about it. After a couple years of grinding persistence. I got in. No one ever for a second denied that I was disabled.. like I said. It's just how it works. Once you're in.. there's still work to be done.. lots of it. But you can deal with that. For doing your homework on time. You get a check on the third of every month. Without fail. I have direct deposit. I cannot recommend it highly enough. Your check goes in promptly on the 3rd. And in months where the 3rd is a weekend or holiday, you get it earlier. In the bank. No waiting for the mailman. Medicare takes care of your doctors. So you don't have to stress over all that. They keep all your records. I just go to my appointments. Or the ER. Or hospital. The doctors know what Medicare covers. Medicare takes care of the bills. Better than any insurance.. I don't have to stay in network. No pre approvals. No deductibles. Usually no copays. Insurance companies are a horror to deal with. And they can say no anytime they want.. it's their job to deny coverage. I've never been denied treatment, ever. When I had heart issues out of the blue last year. I got wheeled through a battery of tests. Never saw a bill. I get statements from Baltimore that say on the envelopes NOT A BILL. I'm sure there are many things that require some discussion. But all the regular stuff is covered. Prescriptions are usually a dollar or two. Government employees.. contrary to popular belief.. are usually efficient and helpful. The vast majority of people that work for the administration are quite good at their jobs. There are people who suck at their jobs.. in every job. Even doctors! ( Dr Pencil Mustache) but the main issue with employees at social security offices is. There are so many claimants and so many rules.. and so much paperwork. Bring a book! Usually they're quick getting you in and out. Say.. better than the DMV. Not as quick as the post office. But then the post office doesnt have to deal with "form HG563-d/5 special dispensation for administrative assessment facilitates as they pertain to cost distribution for the amortizing schedules for the year 2018. (Reorder form 7887)" so they got it pretty easy over there. Being one of "THOSE" people used to bother me a lot. Being a welfare parasite, feeding off the teats of good hardworking folks... It's embarrassing for people to know. And the reaction from some people is scary. Most people understand that - I didn't do anything wrong. They're glad we live in a country where we try to look out for each other. And everyone agrees that things could certainly be improved upon. But some people are cruel. It would be better if I just threw myself onto a funeral pyre and saved the taxpayers some money. But the thing is.. I'm a taxpayer too.. for over 40 years.. and I really enjoy irritating assholes. So.... Dead Man Talking!

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2tsrwzsba-blog · 5 years

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Car insurance claim on injuring a previous injury?

I have been going to a chiropractor for a few weeks as he thinks I have a herniated disk in my lower back. His adjustments seemed to be helping a little bit, but I was recently in a car accident and have aggravated the disk once again. Having been the other driver s fault, will their insurance pay for my future back treatments?

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