#the landlord was like ‘nobody applied after two months until you two and then another couple materialized this morning’

[opiumvampire]

@ the couple who swooped in at the last second this morning to snatch up the apartment that joeff and i applied for last night i hope you get dragged under the red line

[lieslab]

The depths between: Chapter one

Trigger warning: Brief mention of vomiting and alcohol consumption.

Prologue

꘎♡━━━━━♡꘎ ꘎♡━━━━━♡꘎

It all started with a dare. Your whole life, you were never one to turn down dares. You were competitive and you’d do anything to win one. Those decisions were stupid and over the years, the dares grew more and more risky. 

You kept your streak for four years; four years of stupid and petty dares. One of your worst attributes was your greed. There was nothing that was off limits for you. You worked your ass off and then bought things you didn’t need. 

That fancy new plate set that just came out by a celebrity? You bought it for your apartment. The overpriced candles that smelled really good? You didn’t bat an eye as you put three in your cart. The new shirt that celebrities spent a pretty penny on? Desperate to fit into the trends, you bought it too.  

Spending money was a blessing and a curse. On one end, it was thrilling and it was fun. You loved the brief high you got off purchasing more and more items. The curse? You didn’t like spending your money on the things you actually needed. 

You learned it the hard way after your landlord suggested you get renter’s insurance for your new place. You? You waved her off and laughed. You didn’t need renter’s insurance to insure all your goods. 

That mistake came back around and bit you in the ass. One moment you were sitting in your office and writing an email to your manager. The next, you were being called by your landlord and being told your apartment was gone. 

Something in another complex sparked and that was the end of that. Your technology? Gone. Those new pans? Destroyed. The clothes? Turned into ashes and sprinkled somewhere between here and the next town over, due to strong winds. 

It destroyed you and then came the dare from your friend. Restart your life, take a breather and try something else. When they suggested a cruise ship, you laughed out loud. It seemed so dumb, considering you didn’t live anywhere near a cruise ship line, but they insisted. 

Eventually, you did some research and one website led down a rabbit hole. The next thing you knew, you were applying for the nearest cruise line near you. You heard back a week later and then it was decided. 

That was almost a year ago now. You thought it’d only be a temporary thing, but then one contract turned into a longer one. For the past eight months, the ocean was your home. Sure, your hours were long, but you enjoyed it. 

There were a variety of different types of people and conversations came easy to you. You were a little timid at first, but then everything seemed to work out bit by bit. You took it day-by-day. 

You traveled across gentle waves and rockier ones. You survived severe storms and the first week of sea sickness dissipated as you slowly got used to the boat rocking beneath you. Everything was perfect and you were an excellent worker. Not even there for a year yet, you managed to move up two ranks to higher paying jobs. 

Late at night, there was a single rule that staff and guests were supposed to follow. Ever since a worker went over the side of the boat, after getting drunk at his birthday party, the CEO made a new rule. Nobody was allowed to go on the upper deck after it got dark out unless you were part of the captain’s crew. 

If you needed fresh air, you’d have to wait until daybreak. From ten at night to six in the morning, the upper deck was silent, besides the occasional look around from the captain’s crew. 

Being a worker on the inside, you knew the schedules of the captain crew. You knew when they took their sweeps and went out and scanned for boats. Despite living on the ocean, enemies were still out there. 

Through training, you had to sit through videos about potential pirate attacks. It was something that you weren’t expecting. You thought pirates were fictional movie characters. It turns out there was quite a bit of ocean knowledge you were missing out on. 

It was two in the morning on top of the deck. You were standing just out of the way of a door that led outside. If anyone walked by the glass door, they wouldn’t be able to spot you and lecture you. The last thing you needed was to be gabbed at by some snotty coworker. 

Most of them were pretty decent people, but even in the middle of the ocean, there was a fair share of assholes. On the deck, you rocked your khakis and light blue polo shirt. Your golden name tag sat to the left of your sternum. 

The salt-brined air was refreshing for your lungs. After a long day of standing and rushing around, you just needed some time to unwind. Out here, you only existed with the ocean. 

Down below, the water gently lapped against the sides of the iron hull. There were a couple hundred people on this ship. Most of them were inside and probably asleep. A few others were taking advantage of the twenty-four hour bar that was open seven days a week. 

It was the one thing you absolutely hated. The bartender struggled to cut people off. People were loud as they went back to their cabins. You dealt with a fair share of complaints from other voyagers. 

One night, a mixture of multiple fruity cocktails and vodka shots spewed out and landed on your chest. Apparently, the perpetrator was a young girl, who just recently graduated college, and she booked a cruise to celebrate. You still weren’t over the lingering disgusting feeling of warm stomach-acid washing soaking into your cotton shirt and hitting your skin. 

You shivered at the memory and shut your eyes trying to get it to fade away. Outside, it was warmer than you expected it to be. Despite it being winter, the cruise ship traveled closer to the equator to discover and tread through warmer waters. 

You were used to snow and ice at the beginning of the year. Gray skies with a chance of a rare (if you were lucky) glimpse of sunshine. The sun felt like a mockery in the winter. It was out, but little warmth was supplied. 

A faint ghostly gleam was cast by the moon. It lit up just enough for you to catch a faint glimpse of the water below. The water was pitch black and there was nothing you could do if you fell in. Falling overboard in the darkness was a death sentence, you were sure of it. 

That’s why you stayed far away from the rails and back towards the stern. By doing this, you were out of sight at the front. The captain and his crew wouldn’t catch a glimpse of you. Before they made their rounds, you dipped back inside and relocked the glass door you came through. 

Your body fell back against the side of the wall. Naturally, your arms crossed over one another and you let yourself breathe. Today had been a pretty rough day due to being yelled at by a few different passengers. Things weren’t working out and somehow, that meant that it was your fault. 

Somehow, someone ended up plugging a toilet. The clog was apparently being fixed by one of the janitors. At least, it was until a pipe burst. The toilet started to spray water all over the women’s restroom. 

By sheer luck, you were passing by and on your way to go back to your original job from your break. Passengers panicked and screamed. Picking up on the terror, a few kids in the area began to cry and asked if everyone was going to die. When the older kids began to joke about a second Titanic, people began to lecture them for being insensitive. 

The entire time, you were clueless. This was one of the things that was out of your realm of knowledge. In a panic, you dashed away to get your boss. You left the janitor suffering and trying to get the water to stop spewing from the toilet. It was a total nightmare. 

To make it worse, the bathrooms weren’t too far from the gym. You were tasked to remove everyone from the gym to close it. People were pissed when you cleared your throat and politely asked them to leave. 

Your day ended with insults and then the incredulous task of helping the janitor mop up toilet water. What a day it had been, truly. You couldn’t wait to get back to your room, shower, and go to sleep. 

However, the salty air called to you. These trips out into the dark were like being baptized. It was otherworldly at this time. A dark void, the pale moonlight, and just your thoughts. It was refreshing and purifying. 

You knew you shouldn’t have started the habit, but you couldn’t help it. There were so many people on the cruise. There were only certain times when you felt that you were truly alone. This peaked up at number one. 

You walked further to the back of the boat. You weren’t sure if it was true or not, but you heard a passenger earlier discussing jellyfish. Apparently, jellyfish may follow the ship and light up the water due to their bioluminescence. 

It was one of the main reasons you took this job. You always had a fascination for the ocean. Your friend pointed it out to you before you brushed them off. This was a great way to be able to see marine life in person. 

Beneath you, you were surrounded by sharks and whales. Fish that were no larger than your pointer finger and fish that were large enough that you needed two hands to haul them aboard. 

Jellyfish, seals, octopus, dolphins, squids, eels, and isopods. You could go on and on about marine life. It was something that had captivated your attention since you were a kid. 

You were halfway to the stern when your feet went still. You didn’t know where it was coming from, but it had you hooked. The soft silky voice filled your ears and drowned everything else out. 

The once eager and excited thoughts about the jellyfish drifted away. Your feet moved automatically towards the stern. The hair on the back of your neck crept up, but you couldn’t stop. 

You wanted to figure out where the voice was coming from. You needed to figure out where it drifted from. All you could think about was how pleasant it was. It was so angelic. 

You moved further with your arms outstretched. Down below, the void was without the brightened illumination of bright colored jellyfish. The air was saltier as your fingers gripped the rails that wrapped around the boat. 

You couldn’t register what was happening. Your brain oozed into jello. You hoisted yourself up and lifted your foot up another rail. Down below, you’d be caught by the dark waters. Nobody aboard would realize what happened until it was too late. 

The voice continued to captivate you. The deadly lullaby came from quite a few feet away. Hyunjin’s head poked out of the water and watched your outline climb higher and higher. 

Amusement began to spark inside of him as you climbed further up. Once you fell into the water below, it’d be too late for you. Nobody to capture you and nobody to save you. You’d be his and his alone. 

Only about two rails from throwing yourself overboard, there was suddenly a loud splash. A garbled yelp was muted by the water. The singing was cut off and it ceased immediately. 

Your eyes found the water and the mask of haze was ripped off. You were up on the metal rails facing death. You screeched and jerked yourself backwards. Your body free fell until you slammed hard into the wooden deck. 

The air was ejected from your lungs and you couldn’t breathe for a few moments. Once you sucked in a mouthful of salted oxygen, you scrambled up and took off. Your sneakers pounded along the floor. 

You weren’t sure what just happened and it scared you. One moment, you were thinking about jellyfish. The next, you were nearly tossing yourself overboard. You didn’t remember walking across the ship and you certainly didn’t remember climbing up the rails. 

Rushing back to the safety of the interior, you stumbled inside. Behind you, you jerked the glass door shut and placed the key inside the knob. Once it was locked, you took shaky steps back and glanced outside. 

Nothing had changed and there was nobody there. You were all alone besides the sound of your own heavy breathing. Your eyes squeezed shut and you sucked in a deep breath. Only one thought could circle your brain over and over again. 

What the hell had just happened? 

| ♡.﹀﹀﹀﹀.♡ | ♡.﹀﹀﹀﹀.♡ | ♡.﹀﹀﹀﹀.♡ |

Next part: Chapter two

Taglist: @ilovetocas1 @vvislici0us @fr34k4c1dr41n @hamburgers101 @juskz @x-0ophelia0-x @viviworkshere

Masterlist

Requests, taglist, and inbox rules

[17gz]

do you mind me asking what just happened w you guys’ roommate? of course lmk if youd rather not talk about it, i just didnt wanna ask about the situation through replies and thought itd be better to ask here in case youd wanna answer privately 🙁 regardless i hope you two are okay

tldr:

a friend i've known for 6 years + the two of us moved into this apartment last summer

i'd lived w this friend a few years before this and i thought they'd grown and worked on shit (boy was i wrong)

things were okay in the first half of our lease, minor problems but it seemed like we had a good foundation laid out for living together and we had plans to renew when this current lease ended

abt 4 months ago, my roommate met this person off a dating app and they basically immediately got together and their partner showed up one day and never left

even after trying to put boundaries down abt this, they didnt listen to any of it

i also don't trust their partner bc everyone thats met them has caught some of their lies. their entire story doesnt check out

the partner (on the day our friend found recent texts on their phone to their ex) got evicted from their old place bc they couldnt pay rent and they kinda cornered us and "asked" if their partner could live with us (not paying any rent btw) and we had rly no choice but to say yes

on top of that, their partner has been fatphobic and shitty and disrespectful to us on a near daily basis. nobody in my friends life likes this partner, not their parents or any of their friends, and especially us. i tried talking to my friend about this and they acted like they took it seriously but clearly didn't...

shit kept building after they were making us feel uncomfortable and intrusive in our own apartment for 4 months, and initially i said we could renew the lease since $875 rent per person sounded tempting + i found this unit + i like this unit + i hate moving, but it just really wasnt a good idea

the final straw was my friends partner being extremely rude and disrespectful to my high school friend during pride (my hs friend is a trans woman) and when we talked to them about it, they denied everything and deflected so fucking hard, we were completely fed up with it and realized that 4 months of this has been hell and i can't do another 12 months of this

last tuesday, we told them that we would not be renewing our lease, which ends july 30. we apologized about the late notice, and explained our side and tried to be as sympathetic and helpful as possible abt them renewing the lease with other roommates, but they were upset and i get being upset, so i was giving them some space etc

we made our conversation as mature and non aggressive as possible, ive been trying to stay as collected and polite as physically possible, especially since we are the only two men in this unit

they started being extremely passive aggressive and rude and awful to us throughout the past week, and even when i was helping them figure shit out with our landlord etc, they were still so rude to us... i mean slamming doors and stomping their feet and rolling their eyes when we walk past and deadbolting the door when we leave the apartment etc

after so much hostility etc in this unit, we stayed with mutual friends for the weekend and we told them abt everything and they were all extremely supportive and said we were not at all in the wrong for this, and that we have been extremely patient with them for so long. even a friend i didnt expect to side with us was 100% on our side and wants to talk to them one on one

we're in the process of applying for a new unit and fingers crossed we can move out asap. we started properly packing today, and during that, our friend asked to talk to us

they asked what we left out of our convo and what personal issues we had, i said i'm not comfortable talking about that until we're in our separate apartments and things have cooled down more. they were really mad that i was firm on that, they accused us of creating the tension and hostility in the apartment, despite the fact that we have actively been avoiding causing shit because our stress levels are through the roof and they're already demonizing us to others bc we put down a boundary, i can't be petty etc and give them an actual reason to demonize us.

as we kept talking, they were like. shaking with rage with a smile on their face and saying passive aggressive shit to us and saying we need to move out sooner than our planned move out date...

important context: my dad is the guarantor, i found this unit, and 99% of the furniture etc we have here is ours.

(disclaimer before i say this, i know various people with BPD. people that will take accountability for their actions and take steps to work on their coping mechanisms and behavior etc.) but this "friend" has BPD that they use as an excuse for every single one of their shitty actions and does not take any responsibility for their behavior. their partner, as far as i know, is not diagnosed with anything and while i'm no psychiatrist, i've had 3 diff people (including my actual psychiatrist) say this is telltale NPD. again not to say that makes you a terrible person, but when you don't take any steps to work on yourself etc and harm others around you, thats what i take issue with. its the definition of a volatile BPD + NPD relationship...

ive also been there for this friend more times than i can count. i've wiped so much snot and tears from their face, i've put aside my own shit to help them and i've done so much for them. thats rarely been reciprocated... they do not give a shit about us and it completely showed today when they talked to us and it became clear they were trying to financially trap us here and they're furious that we put a boundary down. they treat us like their parents, their therapists, and their savings account, and if we EVER did something like that to them, the fallout would be nuclear.

i'm literally shaking typing this and hearing them come out of their room slamming doors and shit. i don't know what they're capable of, and i don't know if they're planning on doing anything, but im afraid because i don't know. i've been having nonstop panic attacks recently and the living situation here is adding immense stress on top of the apt hunting process and moving process. i feel fucking sick genuinely

i'm sure i've left a LOT out, but its been nightmarish here

[archerlarsson1-blog]

THE BEST DETAILS ON THE EVICTION PROCESS

EVICTION PROCESS FACTS The eviction process is really very complicated and not understood by the majority of tenants. Naturally, landlords have a benefit because of their prior experience with removals and the process (they might have to evict an occupant as soon as a month). If that time comes, this transfers to the method they approach each renter and are more familiar. However, for many renters, it may be their very first and only eviction they experience, making them unprepared for the eviction process and hard to comprehend. As we continue with this article, we will discuss each action of the eviction process and the requirements needed. LANDLORD NOTICE To start the eviction procedure, a landlord should first "serve" a composed a notice. A proprietor might serve various different notifications depending upon the factor for an eviction. An eviction notification should be in writing and need to be served. After service, the occupant needs to then have actually failed to comply or leave within the defined timeframe. This need to occur before the landlord can begin the eviction court procedure by serving an occupant an "unlawful detainer" eviction claim, with a Summons & Problem. This is not a complete list, however the most common notifications to abandon are: 1. 3-day notice to pay lease or vacate; 2. 3-day letter to adhere to the guidelines of the lease arrangement or vacate; 3. 3-day notification for misuse or problem; 4. 30-day letter to terminate tenancy ("no cause" notification); 5. 60-day letter to end tenancy ("no cause" letter). If you do not react within the time limitation, these notices are signs that the property owner is going to initiate the official eviction process with an unlawful detainer action versus you. Inning accordance with the law, the property manager must try personal service of the eviction notification (offer it to the renter personally) or the with another person of appropriate age (over 18 years) and discretion who resides there (this is called substituted service), or if nobody of appropriate age and discretion can be discovered, post it on the door or conspicuous place, supplied it is likewise sent in the mail. If the notification is served by publishing on the door then sent out in the mail, the same time frame of the notification applies. There is some grey location where occupants think they are not served until after they get the notice by mail, but don't count on this. Vacations and weekends are consisted of in the notification days, but the final day to comply can not end on them, pressing the last day out to the next service day. Your proprietor may personally provide the notice to you. It does not need to be signed, delivered by the constable, or notarized in order to stand. It's possible that there might be a quick period prior to and during the notice period of the eviction procedure where renters can work out straight with their landlord to stop the eviction. It is extremely crucial that any spoken plan or contract you and the property manager concerned also be in composing, and if possible, signed and dated. E-mails and texts might likewise be acceptable, but nothing is better than a signed composed contract. UNLAWFUL DETAINER LAWSUIT. When the written notice period ends and the renter is still in the unit, without having complied, the property owner might then progress with the next action of submitting an eviction claim in court. The lawsuit, called an unlawful detainer, should have a neutral 3rd celebration, or a signed up procedure server, or the Sheriff serve the occupant the eviction suit. The proprietor can not serve the claim directly themselves. The lawsuit is made up of two sets of documents served together called the "Summons and Grievance." They will both have main court stamps on the leading right of the page and the names of the celebrations will state the proprietor (complainant) vs. your name (offender). If the landlord worked with an attorney for the eviction and to draft the suit, the attorney's name and contact information will be listed in the bottom third of the summons, as well as in the leading left corner of the very first page of the complaint. If there is an attorney, you must serve a response to that attorney, not to the property owner. Whether the landlord worked with a lawyer or not, the address (attorney's or property manager's) on the summons and complaint should be utilized to serve all actions. The Summons and Complaint are only served after having actually been submitted in the court, but it does not always suggest that you have an eviction on your record when you get them. Once the suit is filed at the court house the case is not yet offered for reporting to credit bureaus. If you lose-- can cause you to be denied real estate later on by a renter screening company, an eviction record-- just. The very best way to understand if the claim has actually been submitted, aside contacting the court, is to take a look at the front page to see if there is clerk's stamp, or stamped filing number. It looks something like a combination of letters and numbers, and will be located near the top right corner of the page. If a tenant does not react to a Summons and Grievance, there will be a "default" and immediately lose the eviction. The due date for your reaction 5 (5) days from the date you got the Summons and Problem. The response must contain the description of the situations surrounding the eviction and to present any defenses against the eviction suit. http://www.courts.ca.gov/28660.htm If there is no reaction by the 5th day after being served, a default judgment can be filed and the tenant will immediately lose the case. You can utilize forms to assist with your reaction, and they are offered at the courthouse. However, a response, or any lawfully appropriate action to the Summons and Problem must be submitted with the court in writing within the five-day time duration in order to prevent a "default" and not automatically waive your right to trial. You must make sure you file at least a composed answer if you want a chance to appear in court. It is really essential that you make sure the proprietor, or their lawyer, received a copy of your action. A third party for you can mail it or can hand deliver it to their office and serve it personally. You should make certain that you properly consist of all of the defenses you mean to present in your response. If you do not raise a defense in your response, you can not utilize it at trial. If it is not included in your answer, you provide the right to any other defense. Talk to a lawyer to make sure you do not waive any defenses in your written reaction. COURT Trial is typically set within four weeks of getting the summons and complaint. If the there was a reaction to the claim by the occupant, both celebrations need to go to court. The trial is the tenant's final possibility in the eviction procedure to challenge and raise any and all defenses they have versus the eviction suit. It is possible for a self-represented tenant to obtain a lawyer to represent the rather prior to the trial. The may likewise be a chance to settle the case or make a settlement agreement instead of going to trial. It is finest have a lawyer review and authorize any terms prior to you sign it. Stipulations often have concealed or tough consequences, and they might totally leave out a vital condition. It is not a good idea to consent to a stipulation if you know you can not abide by it. The judge will hear both sides of the case and then make a ruling if there can be no arrangement by terms. Removals are fairly simple cases for property owners to prove, and usually the trials enter the landlord's favor. If the proprietor wins the claim, a judgment will be issued versus the occupant in the amount of any rent owed, day-to-day damages (or each day unsettled lease) plus any other impressive charges or fees, as well as court expenses and attorney's costs. https://stopevictionprocess.tumblr.com If the renter wins the eviction lawsuit, the case is dismissed.

[pains-of-lgbtq-in-sg]

2 Oct 2021, 06:23

As a kid, before I knew who I was, I used to hear others talk about Gay Rights. And it confused me why gays had to have rights, when we don’t go around talking about heterosexual rights. And each time I would be no closer to a conclusion and would shelf that thought away again until the next time it popped up uninvited.

I was just who I was. A kid. A regular kid. A regular kid who enjoyed sports and being in shirts and pants because then no one would keep hounding me to sit with my legs “closed.” I hated the long hair my mother wanted me to keep. It made me warm in humid Singapore, was always messy, and was a chore to dry after each shower. From every practical standpoint, skirts and long hair made no sense to me. My mother was a girly-girl, who wanted her girls to learn the piano, dress in skirts and have long ponytails. Sadly, other than the piano, I was a huge disappointment to her.

I had always been an old soul in a young body. Everything had to make practical sense or I would have a hard time accepting it. Growing up, school was hard for an old soul like me. Kids everywhere seemed childish, and my best friends were books, which could help me escape reality, even if just for a while.

When I got older, I was happy to join the workforce, where I thought I’d be around mature adults, and my world would start to make more sense to me. Boy, was I in for a shocker. I had not realized that common sense was not common, basic courtesy was not basic, and ownership and accountability were not owned by many. I also learned that ethics and integrity counted for nothing when you were in sales and in the Insurance industry dominated by ruthless managers. After 6 years watching those honest fall, and those merciless soar, I dragged my sorry ass back to school, hoping and praying grad school would be different.

That’s where I met her. I remember that first day of introductions, when she sat at my 2 o’clock. I remember her introducing herself from country ABC and having hobbies in culinary and photography. I remember our class having to walk to the library for a school tour after, and me sidling up to her side as the lights turned red where we waiting to cross the road. I oh-so-casually looked at the birds on the tree above, the old guy taking a smoke just a distance away, and then finally, just nonchalantly turned to her and said, “Hi, so you’re into photography too? What’s your favorite camera?”

And that was the start of our last 4 sweet years together. During school breaks that 1st year, we took trips to Bangkok and Australia, and school took us to more trips in U.S., Switzerland, and Italy. We were young, and everything was rosy. We took budget planes for just 2 to 3 days out of Singapore on a whim, and did budget road trips for weeks, just booking the following nights’ accommodation as we went along. We visited her family in country ABC and took them on their first road trips to different states, and those improved her parents’ estranged relationship as well. At that time, we made do, living out of her tiny common room rental for 850 a month, in a small condo unit shared by (officially) 5 other housemates. 2 guys were in the master bedroom, a girl in a similar common room, a guy in the bomb shelter and a girl in the kitchen storeroom (where the last two had no windows and therefore, kept their doors open every night). I was her regular “secret” guest, and the neighboring room always had her boyfriend over.

That place was a nightmare. The room was tiny, fitted with a queen bed, a 0.4m x 1m wide study desk, a simple foldable IKEA chair, and a narrow (1.5m high) two panel wardrobe. With all the furniture against the 4 walls of the room, there was only a 0.5m walkway between the door and bed, and bed and wardrobe + study desk. (Think how you couldn’t even pull the chair all the way out to sit at the desk!) Luckily, she only brought one suitcase with her, and that had nowhere else to go except to be balanced precariously on top of the flimsy wardrobe held up by duct tape. There were tiny bugs constantly on the headboard of the bed, the walls, and the sides of the wardrobe, and squishing them only left small dots of red on the wood and paint.

After school ended, we both found basic jobs in the financial sector, earning basic salaries (3k each) that were barely enough to cover rent and the 50 grand of study debts. We lived simple lives on her culinary skills and moved out to a slightly bigger place (with no bugs!) as soon as the previous rental contract ended. Deciding on a small studio in the far areas of Western Singapore was hard when we only had a budget of about $1500 for rental. Fortunately for us, heaven smiled down on us during our search. I will never forget the moment we signed on the line to rent that new place, and the pure elation on her face mirrored my emotions the first day we wheeled her luggage through the door. We were both so overwhelmed that we just stood in the middle of the completely unfurnished unit, just turning around and around to look at the “huge” space we now had. The landlord was kind enough to provide us the keys 7 days before New Year’s Day, and we enjoyed our first homecooked Christmas dinner there. Just 400 square feet of luxurious blessing (including our very own bathroom).

2018 to 2019, we were happy. As happy as can be. If Singapore allowed, I would have married that girl, and made her my wife. I knew that I wanted her around, through thick and thin, bugs and all, for as long as I could. But because we couldn’t, we tried to apply for PR for her. Twice. And failed twice. Despite everything, we were happy. She enjoyed her work and colleagues, and I had a job I enjoyed, in a decent company, with great colleagues and a great leader. Everyday, time seemed to fly by as I get so engrossed in picking up new experiences and knowledge at work. And at the end of each day, I was happiest, running to catch the bus that would take me the few short stops to her office, and we would head home together.

2020, the world went crazy. When Covid-19 started, nobody took it seriously. When they finally did, it was too late. Singapore being small, seemed to put its economy before citizens’ health, and pretty soon, we saw new policies introduced so fast and furious, it was hard to keep up. Racism escalated real fast as fear grew. Everyone’s primal survival instinct kicked in, took over, and overwhelmed. We saw hoarding like never before, where previous proud displays of extravagance in the form of luxury goods, were replaced by flaunting of overstocked pantries of unnecessarily excessive daily necessities. Households storing shelves of toilet paper and rice, splashed out on social media, instigated herd mentality, and created dangerous vicious cycles. It was at this time that our rental contract was due for renewal, and because of travel restrictions, we saw a larger than usual demand for rental property. We saw increased negative correlation between our salaries and expenses but still, we were thankful for just having each other.

Unfortunately, fate reared its cruel head, giving us first-hand experience of Murphy’s law. Her father was diagnosed with cancer towards the end of the year, and that was the start of the end of the improving relationship between her parents. Both our companies also underwent major restructuring that year. Coincidently, both companies started offshoring parts of operation to neighboring country XYZ. And it seemed ridiculous then, because the number of Covid-19 cases in that country was heading north at breakneck speed. Every single day, more than half of both of our offshore teams were on medical, hospital or compassionate leave. Work was not getting completed, and to make things worse, both offshore teams seemed to have the same zero accountability and pride in their work. Every day was a mental torture to engage them in their finger-pointing, others-blaming games, even when evidence of their negligence was staring at them point-blank in the face.

Having a slightly better command of English than her, I took it in my stride facing these “Taichi experts.” But when my boss (that I had a huge respect for) lost his job due to the restructuring (and workplace politics), I started looking out. I was fortunate enough to be able to land another opportunity and left.

Her job was harder hit. Her team now had to rely on the offshore team to finish the daily BAU wok before Singapore team could check and sign off. I remember when she first joined, she was trained for a month before she caught up with the daily deadlines and managed to complete the day’s checks by 5pm daily. Somehow, their XYZ offshore team were still exceeding all deadlines by a wide margin (with massive amounts of repeated errors, which they would then trigger new blame games), causing the Singapore Team to finish their checks (and “fights”) and call it an end mostly after 10pm.

While barely keeping her sanity at work, watching her constantly forcing a smile to comfort her mother, who was struggling with a self-centered patient exploiting his illness, I saw the bags under her eyes gain prominence over the months. We tried desperately to find a new suitable job for her, as her initial Singapore team of almost 30 (mostly seniors with more than 10 years’ experience) dwindled to the last 5 of them. During this time, her mouth struggled to maintain its curve upwards, and it was heart-wrenching to witness the glimmer of hope fade from her eyes. I knew she missed her mother, as Covid-19 prevented us from traveling back to see her. I knew she was not enjoying her “new” role at work, working with the XYZ team. But my hands were tied. I begged everyone and anyone I knew to look out for any suitable job willing to consider a foreigner. It was a losing battle.

After 8 months, she started applying outside of Singapore as well, thinking to leave it to fate. Shortly, a call from ABC country offered her an interview. Things went fast, and in a few short weeks, they were extending an offer, with one condition, that being she was to board the first available plane back after completing her notice period.

I was crushed. I knew I couldn’t make her choose me (and continuing working with XYZ team), but suddenly I felt like I had been told I have just one more month to live. My life, as I knew it, was ending in just 4 very short weeks. We both knew her current job in its current form, was destroying her mental health, and I couldn’t bear to keep her here like that.

After the initial roller coaster of emotions calmed down, we strategized, trying to accommodate all the local places we had always talked about visiting, with the packing and shipping of her stuff.

Today marks the 33rd day she is not by my side, and all this time, I have been trying not to be cynical when considering the factors that contributed to our current situation. Days and nights blur into one, as I try tirelessly to find myself a job in country ABC, hoping against hope that we may soon reunite.

[maekkelae]

If The Flu Ain’t Gonna Kill You (about)

See, it's an interesting thing. I suppose psychologically. You live your life as an independent, self-employed touring musician/songwriter and over the years you realize it's possible. You can do it. You don't ever have to ask your government for any whatsoever support. That's because you know there won't be any. Anyway. But you don't mind because things do work out. Not necessarily very brilliantly, but they do. You can pay your rent, you can pay your expenses. All this. No problem. No bigger problem at least usually. But there might be a situation you're not really prepared for. Say, you've got a shit-load of gigs lined up, you're on tour, everything looks as bright as it ever could possibly look like. Things are literally taking off in a good way. And Bang. Here comes a pandemic. A good one. Not one of these baby pandemics. One of the really, really serious bad-ass pandemics. Not good, but OK, it's here. Not much to do about it. So what's happening next? All your shows will be inadvertently cancelled. That makes sense. It's really sensible. Because nobody with a tiny piece of brains left would like to have you travelling all the way to play in front of people, possibly infecting you or YOU possibly infecting THEM with some weird, lethal virus. Next thing happening will be: you're dead serious now you're screwed big time. Oh, and it's not exaggerating, because you indeed are. And now we're going for the interesting, dirty little bits to come up. A recipe for how to feel like a piece of crap. There's not too many ingredients you need to get that tasty dish ready to be served. Let's try to get into the mind of that particular touring musician/songwriter/freelance artist. He doesn't fell particularly well or secure about how his soon to come living conditions are going to look like. Especially how he's going to pay the rent for his flat, his rehearsal room, his energy bills, all this. But. Thank god. There is a government. And authorities. Both of whom he never ever asked for money or funding or whatsoever support. Now they're entering the scene. They're gorgeous. They've got surprisingly interesting new ideas. They discovered their love for all kind of artistic activities. This is the state of Bavaria, Germany, superior to the rest of the country, always been, let's get this straight. We're a culture loving state in Germany. We won't let that slip. We will support our artists. The poor bastards are suffering. They won't survive without help. We'll spend — no joke, mate — a couple of millions of Euros to keep them going. Really, man, we love them. They're so important. There are only two other nationwide industries generating a bigger gross turnover than the entertainment branch. And to be honest it doesn't really hurt to pay them some pocket money as it's anyway taxes paid by themselves. Next thing to happen is: all those important artists get into a most cheerful mood. But, erm, there is still no sign for any money rolling in. Let alone a way to apply for it. It's more a “you can very, very soon apply online for some much needed and deserved funding”. After a time span of eight weeks the artists are getting a bit nervous. I mean most of them don't have any savings. They relied on playing shows to pay their rent. But there are no shows. There won't be shows for a very, very long time as it looks like. Unfortunately the landlords want their money. Tricky, slightly unfortunate situation it is. There are cool landlords who'd skip the rent until there is a chance to earn some cash. But there are as many, if not more, not so very cool landlords. But hey — we're important. They want to have us. They are willing to pay money for us to survive. But still — the money is just not there. And all of a sudden. Here it is. The day the online application form is online. An easy one. Just fill in what you need, up to EUR 5000, or less if you think you'll need less and that's it. Shoot it over and things will go their way. But what's that? A week later there are new details in that very application. Sure you can have that money, BUT you may only use it for your business expenses. That is: office rent, rates on company cars bought, expenses for your facilities... Oooops. Our artist is getting a bit confused. That wasn't the deal, was it? Few days later it says: oh we forgot to tell you this all has to be paid back and you have to prove what you've spent it on. Which is: office rent, rates on company cars.... well, we call it business expenses. Now there is a little issue. Our artist is an independent touring musician. He didn't recently rent that floor in the local business tower for his headquarters office rooms, neither did he buy a brand-new tour van he still has to pay off. But good news: this is now turning into an avalanche of funding monies. There is top-up of another 4000 on offer in national funding from the German government. Wow! So while he's still mulling over this, a few weeks later he all of a sudden receives money. From the government. The arts-loving Bavarians. Not enough to get through a pandemia but something. At least. Plus an email with a detailed catalogue of questions about his monthly expenses in rent, business insurances, health insurance, the whole thing. Including a friendly reminder if he can't properly and honestly answer all these questions he's not only not entitled to get the funding but also puts himself at risk for being prosecuted. This is thin ice now. They'll kick your arse for dodging grants here. Phew! Now this is getting a bit complicated, isn't it? So let's call the hotline. There is a hotline, thank god. And it's a good hotline, a quality hotline as you can expect from a proper arts-loving government. “Good morning sir, I need some help.” “What can I do for you?” “I got money from you guys and at the same time I'm told I'm not entitled to keep it if I can't answer a lot of questions completely new to me. What does that all mean?” “Ah, don't worry. It's OK. The first wave of applications has been just waved through as they're meant as INSTANT CORONA SUPPORT. All those questions are just if you want some extra out of that national pot of subsidies. If you don't need any of that let me know, and we'll cancel this second application you haven't made yet.” “Oh. OK. Let's do that.” Trouble sorted. For now. But. There's always a but, innit? There's a new wave of support rolling in. It's a big new thing. It's particularly for ARTISTS. EUR 3000 in total for three months. Money just handed out to live off. Not refundable. These are good people. They understand what it's all about. Still you need to match some requirements. You have to be a self-employed, independent artist insured in the German KSK. That's the artist health insurance. For those not familiar with it: you have to prove by receipts, reviews and newspaper clips and all that you're really earning your main income as a performing artist. So there's no easy way to sneak in. Once you're in they can be sure you're serious about your intentions to lead your life as an artist. Got that? Yeah, sure. Means the money now ready to be spent on those losers is meant really just for them. No dodging possible. End of the day we're still in the world capital of bureaucracy. Our artist starts getting really aroused. To say the least. Particularly as this new funding thingy is actually not repayable. It's really for staying alive. Buying food, drinks, affording the odd lightbulb if necessary. Know what I mean? All the things he kept on hold. As this whole situation about receiving subsidies turned out to be a very complicated, very confusing thing and the online form is a bit confusing too, our artists decides not to take chances. Rather call the friendly bloke in the hotline again. He has been helpful before, so he'll sure know what to do here. And, thank god, he does. “As these are two totally different schemes you just fill in all the required information, tick the box you haven't applied for money yet — remember, it's a different thing? — and off we go.” Good. Done. Another three weeks passing by with daily checks of the mailbox. And finally — here it is! An official pdf document of the government of Bavaria. You're among the chosen ones. You're a real artist. We will pay you those 3000 so you can survive and keep on doing your little, quirky, important artisty things. Congrats. All good now? Not really. So why's that you may ask? Well, there is nothing happening. At least not on our artist's bank account. Instead, an email arrives two weeks later. Straight from the desk of the lady a few steps further up the ladder from our friendly hotline staff guy. And yes, she's really sorry. It's bad news she's bringing. Unfortunately we have to inform you, you're not entitled to apply for the artist aid scheme. And what about that bit of information these are two different things? Well, you already received money which includes everything we can give you. Ah, got it. So does that mean 3000 out of the received subsidies are non-refundable? No, because these are two different things. Thanks. This, dear reader, is when you realize you better stop wasting time on asking your government for a favour. This is when you finally understand how important you are as an artist in the state of Bavaria, Germany. Should have known better.

[brothalynchhung]

2019 overview.

this year.. was fucking two years in one. also a little late again but whatever. this is going to be long as FUCK. 

started 2019 in dubai

spent the first couple of days in Dubai on the beach

YOOO AS AM WRITING THAT IT FEELS SO FUCKING LONG AGO HOLLYY SHITT

went to London and just fucked around dt and chinatown lost that damn snake ring fml

I got drunk eating dumplings watching Jeffrey star in that bed LMFAOOOYOO LMFAOOOOOEGJEORIGHSREUG

got back to Ottawa and it was straight GRIND from the get go

back to my last semester of uni 

back to club m (omg.. I miss:( kinda lol)

started that govt job

back to social media marketing for Dubai

3 jobs + school basically

did that dumbass STUPID FUCKING govt job all the way in quebec that I woke up for and travelled for everyday 

would go straight to gym, work again, or school fml

wasn't entirely bad I kinda needed it cuz I applied to a million jobs during that time and did school work LMAO also printed a lot of important shit and got paid so whatever

CAME TO TORONTO IN MARCH W TRAND OMG I FORGOT THAT WAS 2019

SAW VINCE STAPLES!!

AND The fortune teller who like prophisized all this shit goddddd 

iconic if I must say

little did I know...

I miss movati fml lol

working at club Monaco omg ugh they gave me life honestly

fun times w trang cc precious Courtney mich JACK Amanda Raman donia even tho she annoying lol and whoever else I worked w jana jil Daria honestly I just miss Courtney LMFAO uhh jenn was cool too 

I'm never going to forget that place I swear to god I have so much loyalty and pride for my memories for that place im never going to take my experience there for

chilling with avid Vinny and like Alex a bit LMAO he would randomly ask to chill it was weird

that Chinese dinner and chat time thing in his car WHAT WAS THATTT

chilling like a scrub a cu with hector and that crew goddLMAO

avin vin rideau gang

visiting avid at nordstorm the Rui girl and Herman lol he was sofunny

MY BODY IS FOR ME NOT THESE BITCHES LMFAOO 

last class with strangle omg he was iconic honestly 

trang pargol fidede zainab mannnn honestly shoutout old Ottawa friends 

xinyii!! and jelly!! my last times with them

I miss Xinyi so much :( im so happy I got to see her before leaving she was so nice I wish her so much success 

remember working those last shifts at cm like.. yo I feel like things are going to change and my days are numbered.. I feel it. 

did interview after interview, applying EVERYDAY to escape 

the amount of focusing I did on applying around feb and April like I was just focused on working and getting out of there

did two interviews in like 2 hours always on the go always moving always working 

and then like clockwork.. at the govt job.. went to the bathroom knew? to bring my phone with me.. and then right when I left I got a call from mk went into that empty conference room and got the offer. cried. accepted. life changing

I honestly just left that place... went to cm and just.. resigned... put my two weeks in...

and it happened literally in my last week of the govt job..

like fate 

immediately went home told cc precious fam 

fam weren't happy 

BUT I FINALLY ESCAPED!!!! LOOKING BACK ON THIS BLOG AND EVERYTHING I FINALLY F I N A L L Y GOT OUT OF THERE THE BITCH ASS CURSED SHIT CITY NEVER GOING BACKEGIUEHGEIRUGH 

shout out precious for helping me honestly he helped so much 

found my place through hmida who held it down

that whole condo scenario LOL godddd my landlord a HOE

met zgy gvy at precious while I crashed a night

THE MILLIONS OF RIDESHARESSS GOODDDDDD

remember the one I took last minute from Yorkdale LMAO that one wasn't bad honestly I slept good

moving my things packaging them up. like yo.. lol

bringing the boxes from shoppers godddd LOL 

finally landed in Toronto with my place

waiting outside for 5 hours for my damn keys crazy with my suitcase lol... 

THEN FINALLY GOT TO MY FIRST PLACE!! MY FIRST RENTAL CONDO ALL ON MY OWN NO ROOMATES JUST ME

unpacking my things

like just finally having my own place mannn that was my dream for such a long ass time

getting around dt a bit getting used to tdot... 

crazy exciting 

then... 3 days in..

...

met that bitch that fucked me up 

met everything I ever wanted in a person? physically and interest wise and yet?

nothing? 

SO CONFUSED I MET SOMEONE WITH EVERYTHING I THOUGHT I WANTED

first hookup? lost v? 

new city new job new life new home lost v new everything

in 3 days. 

my life crazy..

spent the whole time like until October till low-key NOW just thinking about it bitterly 

my feelings up and down I was drowning in obsession and confusion

I know I fucked it up but it was fucked up since the beginning

shook everything about what I thought I wanted in gl or a person

standards are definitely raised and all men trash and hoes Idgaf

I feel nothing towards nobody

my whole mind switched to money and power. 

gl I love you but you're not here and we got a lot growing to do so imma see ya ass in a couple of years 

anyways started working at mk!!! craziest 3 month probation thing I had 

HOWWW DID I DOOOO ITTTTTTT 

met so much people... holy shit.. zgy,gvy,hailey,gab,aisha,priya,rach,lisa,alex,DANIA, goddddd

clubbing.. mon., thurs... weekenddd... wake up... 8:30 work

how did I do it.... fuck lol

met a lot of hoes.. fucked with Sunday once more before he died bye bitch ass hoe.. Leo, sleeve, uhhh that's it I think actually

CABANNNAAAA

OMG I SAW SEAN PAUL LIVE ICONICC YOO THIS FUCKING YEAR LMFAOOOOO

omg YEAH I SAW NCT IN MY FIRST WEEK OF TO WITH PARGOL LMFAOOO YOOOOO

damn this year was crazy I keep forgetting shit

all the weird ass ppl I met at cabana omg the humber guy YOO THE ASIAN GUY WITH MY KEYS LMFAOOO ZGY FUCKLMFGIESH

omg tsf lmao and like yeah all the clubbing ppl in to fuck 

half and half like didnnt know if I liked it or not but it was crazy

still think about that Frans night the damn milkshake and food omggg

just spent summer exploring to trinity Bellwoods ossington like summer stories clubbing stories

managing my double life lol

SPIDERMAN OBSESSION LMAOOOO TO DISTRACT MY MIND FROM THAT BITCH ASS HOE LMFAOOFREJGIEURHSTESUIH THEN I FOUND OUT HE HAS A WHOLE WIFE AND BABY YOOO LMFAOOO

good distraction made work fun when I needed it during my last months of probation LMAO

omg going home during lunch and then back to work ICONIC

leaving the girls at my place and coming back for lunch LMAOOO god really iconic honestly showering and going back to work sleeping hoeing all that LMFAO 

omg the time I left Leo at my place YOO LMAO

still have that expensive ass sweater LMFAO WAT A SIMP

those drunk texts he sent Me in august and I punked him off LMFAOO 😩😂

men trash 

darren Chris rob goddd all those damn ppl I met the one guy who saved me during that blacTHE BLACKOUT CABANNA NIGHT GOD THAT WAS A MESS LMAO TITTIES OUT EVERYTHING but yeah he was low key useless I forget his name highboy but whatever

YOOO THAT GIRLS TITTIES I SLEPT ON NGEIRGHEUHUE ICONIC

I got catfishes twice 😩 the change bitch and the John bitch airehguerihserh FUCKKK LMFAO

AND THEN THE CHANG BITCH WAS TRYNA SAY OH U JSUT LOOK TO ARAB THATS WHY WE HAVNET TALKED AGAINL IKE BITCHHHHH FIRST OF ALL UR A WHOLE CATFISHFHERGUERBKSHETERU AHERUIGESRUYR LMFAOOOOOOOOOOOOOOO 

and then I catfish Sunday to punk him off for revenge and call him a thot and thought he was talking about me for catfish when it was just about another bitch he was hoeing with cuz he a hoe.. Jesus my life wild

SO MUCH SHIT THIS SUMMER UHERGHSREG

gained weight fml I don't even wanna mention it iDONT WANNA TALK

even if it is muscle I dDONT WANNT TALK ABOUT IT

the cabana pool jump... godd... walking home drunkregiuhersguhe fucK 

summer was crazy

nada and mama coming wow that was annoying I rlly can't do family even though I love them

getting high swimming the catfish racing munchies arguing with Alex LMAO 

eating out with Dania gab Lisa the normal ppl I met lool

a lot of stress of money and where I want to go I was in a hella rush idk why I think everything happening so fast made me not want to slow down at all but im finally slowing down 

priya end of the year rebel tiff stuff 

basically drowning in depress and regret around the end of summer cuz everything calmed down and I had the time to think and reflect about everything and yeah.. got super depressed

that bitch cc and her bullshit yo just fucking go bye

notice how there's like no memories with her like yeah there was but they were just annoying cuz she was annoying highkey

thanks for bringing my shit from Ottawa tho dumbass LOL eat a dick

THE HOT TUBBBB SUMMERSSS AND SUMMER NIGHTS 

omg all my emo ass walks at night to the port and water and trillium park in the morning aiohreughresehre writing with my journal god that was actually nice tho 

super peaceful so happy to live near the water highkey

always in between losing myself who am I what do I do now who am I like did I lost myself did I ever have myself

major existential crisis

how did I survive work god 

musicmusiscmusicccc

moviesmovesmoves

readreadread

actually I had a lot of night walking home from the club sad

omg remember the ovo guy fucking loser liar 

as usualllll 

RECORDRESCORSDCRECORDDSSS SO MANY TDOT IS PERFECTT

ugh what else fuck too much shit happened OH YEAH

my birthday with the girls and the bbq!! the cake!! omg so nice :((( so funny lol

that weirdo ass man that I still see in the gym sometimes god help me lol 

passing my probation!!!! and then like finally fitting in and feeling apart of mk and the��“family” lol

CLARK KENT AND SCOTTISH MANS MAKING MY LIFE EVRYDAYYYYYugh love them

got a moomin from Scottish mans 🥺 love him

anyways got depressed drowning in obsession.. nothing surprising there 🙄 

got high and drunk like bottom of the barrel... 

right before pargol came LMAO 

oh yeah I went to Ottawa because yo I was going out of my mind about losing myself.. needed to go BACK to the place I hated to find myself

went back and it was like??? everything was the same.. still saw vin and avid and Herman at Rideau still had bbt with them 

still fucking around hector and that whole crew had Ivan his girl moe.. ribal..Kyle YO lol that weird ass club experience AS USUAL Ottawa clubs trash god

apple picking same year in a row wit z <3 and hamza and fams lol

saw the kids and got to be stupid again loool 

anyways came back to my actual life

like it just felt weird knowing that the place I had all my memories and experiences in like.. felt nothing

even the forest felt weird like I didn't need to be there anymore?

as much as tried to drown myself in obsession and my past and bad habits.. I couldn't?

im being forced to move forward and learned Sunday was the last experience it was just eye opening

after the emotional shit I sat down again and had a whole purging 

I never felt that bad and horrible and drowned in obsession since raglan..

like.. deleted the hidden pictures... the feeling.. like I've done this before...

that was the final straw..

you think its over just because I am dead but its not over..the games just begun.

never again. 

anyways I met Aisha!!! love her vibe with her heavy

introduceed me to the sugar shit YOOOO LMFAOOO

THEN WE STARTING PIMPIN AND MAKING EXTRA MONEY

NO MORE MONEY STRUGGLE 

GOT FUCKED OVER HEART TURNED COLD NOW WE FOCUSING ON MONEY CAREER POWER PLAYING THESE HOES FOR THEY MONEY AND RECLAIMING MYSELF 

weird ass fucking people but get the money and go 

stack up crazy and saving up this past few months 

and just chilling w friends and therapy sessions

scheming and planning for the future

therapy sessions

got close with Lisa

oh yeah BOLO!! UGH BEST GYM

ALSO OMG I FORGOT I SAW BROCKHAMPTON AGAIN!!! AND SOMEHOW GOT TO THE BARRIER AND LITERALLY HAD SO MUCH INTERACTION WITH KEVIN LIKE SINGING TOGETHER AND THEN HE CAME DOWN SAID I GOTCHU AND TOOK TWO PICS WITH ME FUCKGIERGEIUTHSEUH THAT WAS INSANEEE MY LIFE WILDDDD 

iconic holiday party and New Years with again like random weird ppl and my girls exemplifying how wild and fresh the whole experience of this year was 

at least I be waking up warm and clean in MY PLACEby myself with no bullshit 

just like.. got a new place new job new city basically live the life I always wanted? reading movies? new friends no problems? wtf how my life change so quick

new interesting experiences

getting drunk high dancing at my place out in these streets just meeting bare people all these new people and experiences holy shit... 

and like yeah im not where I want to be but this progress and process is FUN now 

everything a strategy and a move and love staying busy 

wish I had more free time tho I never feel rested my life fucking crazy LOOL

that weirdo bitch who thought he was dating me UGHHH BOTTOM OF THE BARRELL JUST FOR A CAR AND FOOD BITCHARE U CRAZY 

power trip crazy im so sorry jfc 

anyways block and move on

met Chris and we still talking for like 3 months in a row god... lol gunna see him Saturday idk was the HALE going on 

im like surrounded by hoes???? and I don't want it GOD I JUST BEEN FOCUSING ON ME AND MONEYFUCK EVERYONE ELSE 

idek what else maybe im missing shit but this whole year wild best year of MY LIFE though

idk what the fuck gunna happen in 2020 cuz my split lives and the chaos and playing hoes and always thinking about opportunity and abundance and money got my mind and moves all wrapped in strategy but we only ONNLY ONLYYY GOING UP from here no excuses lets fucking go I always say this but 2019 was fucking wild and you know what.. lets fucking go 2020 LETS FUCKING GO as long as I don't gain weight LMFAO lets fucking GO. money and power on my mind exclusively. gl imma see you in 2 years. focusing on bigger things but at least im OUT HERE and ESCAPED and we onLY ATTRACTING AND MANIFESTING ABUNDANCE 

[berwicktimelines]

The Elizabethan Townhouse

I was recently sent an email asking what was on the site of the Elizabethan Town House at the north of Marygate.  This goes around the houses a bit but it’s a fascinating story taking in so many unrelated subplots! The Elizabethan Town House, formerly the Avenue Hotel was built in 1899 by Joseph Weatherston (1836–1910). However, to answer the question of what was there before the Avenue, we have to delve further back in time. 

The Elizabethan Town House

It is now hard to believe, but the Scotsgate was once the same size as the Cowport. A single-carriageway wooden bridge (later replaced by a stone causeway) spanned the 200 feet of the ditch in front of the walls. (This is why the road widens out to the north of the car park entrance: that is the point at which “land” was reached again.) 

English Heritage impression of the bridge across the moat at Cow Port based on a drawing dated 1719.  The bridge outside the Scotsgate would have been very similar.

Dr John Fuller, in his 1799 History of Berwick complains bitterly about the Scotsgate and its narrow bridge, and the dangers it posed. And with good reason: remember—pedestrians were vying for space with traffic in both directions, and those on foot were coming off worse. It was probably as a result of Fuller’s remonstrations that in 1806, the Council gained permission from the Board of Ordnance “for taking down and widening the Scots Gate and the Draw Bridge leading thereto, so as to render the northern entrance into the town more accessible”. In the end, probably due to cost, just the east pedestrian archway was added. Note, there was a gate inside: the town was being locked down every night until about 1815!  

Detail from OS 1st edition map, 1852.

The gate hinges can still be seen in the East gateway.

If you look at the pedestrian archway on the east side and the archway over the Cockle Steps” leading to Greenside Avenue, we can gain some insight as to what happened. Originally, where the pedestrian archway is, there was a flight of stairs leading to the rampart. We also know that there was a guard house at this side of the Scotsgate. One can see the stonework of the Cockle Steps arch has been roughly dismantled and there has been no attempt to “finish” it in any neat way. This is lucky for the building detective, as it shows the arch must have projected over what is now pavement, under the rampart steps, forming a barrel vaulted roof to the guard house. 

Detail of 1792 plan showing Scotsgate.

The rampart steps were taken down in order to create the new pedestrian archway. We can see in the Cockle Steps arch how only just enough has been removed to allow this. What happened to the guard house is unknown. It may have been downsized, rebuilt (unlikely) or abandoned. Whatever its fate, we know that 80 years later, Joseph Weatherston unblocked what was there to create Greenside Avenue.

Left: the east pedestrian gateway. Right: the Cockle Steps archway.  Note how the stonework projects from the wall and has been removed just enough to build the new arch (circled).

In 1857 the thorny question of the Scotsgate raised its head once more. The problem was now that since the arrival of the railway in 1844, the majority of people walking up and down Castlegate favoured the west side, closest to the station. A square building, known then simply as “Miss Gardiner’s house” had occupied the site since the late 17th century at least (see 1792 plan above). It projected awkwardly beyond the natural street frontage. This meant that anyone walking up the west pavement on Marygate had to either use the original vehicular road, or cross to use the east footpath, neither deemed desirable. Alderman Bogue believed the best solution was to demolish the projecting wing of the house and build a second vehicular carriageway and in its place. Later that month, however, it was resolved to leave the house alone, widen the existing vehicular arch and add a west pedestrian archway. In February 1858 the Berwick Journal took the Board of Health (who were in charge of the project) to task declaring the alterations to be a “Waste of Money!”, and that “[the public] do expect to see some benefit commensurate to the outlay [of public money]; this, however, we regret to say, they are rarely privileged to see, and in the case of the improvements at the Scotchgate they never will.”  In May the Board decided on a plan of action; to widen the existing gate to the east by 6 feet to 18 feet 3 inches, raising the arch by 1 foot, and to add a west pedestrian footpath at an estimated cost of £40–£45. Work commenced demolishing the arch in September that year. The Berwick Journal, like many a modern day tabloid, without any sense of contrition, pronounced its U-turned opinion once more: “Now that it is down, and everybody can see what a great advantage its absence is, in every respect, we trust that they will by every means in their power endeavour to be released from the obligation of building it up again, in any form whatever.”  The paper went on to suggest all that was needed was a ramp from the east side of the opening up to the ramparts. Thankfully, the Board of Ordnance stuck by its insistence that the rampart was rebuilt! But what of Miss Gardiner’s house?  The Journal had a point when it demanded that the house should be purchased, “at any price and pulled down”, so that people could actually see the new west pedestrian archway ahead, instead of missing it and using the road. While they were at it, “the Corporation might buy that old, rickety, squinting thatched house […] which disfigures the East side of the entrance to the town.”  (Situated near the B&M supermarket entrance by the Castlegate car park, it seems to have been used as a toll house.) The paper went on to suggest it being replaced by a new building “in the Edinburgh fashion”, the money being recouped by selling or letting the flats and offices therein.

Marygate, in the 1860s, after the Scotgate had been widened but before “Miss Gardiner’s House” (inset) had been demolished.

“Miss Gardiner’s house” had been occupied by a now elderly Guy Gardiner (1768–1855). He had been the Master at the first Grammar School between 1806 and 1848; only the third since 1691! The house had come as part pay with a salary of £80 a year. The original grammar school was nearby and now may form part of His two spinster daughters, Mary JS Gardiner (1804–?) a retired teacher, and her younger sister, Jane S Gardiner (1808–?) another teacher, were obviously looking after their father. The 1861 census shows that, following the death of their father, they were joined by a “cousin” the 14-year-old Jane JS Gardiner who had been born in Malta. Twenty years later, we find that young Jane was married to Thomas Fair Robertson Carr, an agricultural merchant. It is not clear whether the house sale was by mutual consent or by compulsory purchase, but by October 1881, it was to be offered to the Urban Sanitary Authority for £1625 and the projecting wing finally demolished. 

Advert for Carr’s business in the Berwick Advertiser, 1878.  Note the name of the premises—”Scotch Gates”.

But what was happening across the road at the site of the Elizabethan Townhouse? Examination of the OS 1852 map shows a very similar building layout with an archway leading through to Sidey Court, then a stonemason’s yard. Inside the arch is a blocked doorway that no doubt led into a pub called the White Hart. (Prior to this it was called the Sir Francis Burdett after the very popular reformist MP (1777–1844) elected to Middlesex, and Westminster.) 

Detail from OS 1st edition map, 1852. Note that Greenside Avenue does not yet exist.

A plaque on the blocked up door to the White Hart commemorates Councillor Thomas Sidey after whom the courtyard is named.

The date at the eaves states 1899 which is probably the date the Avenue was built as the first mention of it I can find is 1901 when the landlord was a Mr Elliott. Before Eliot or, indeed, Weatherston, the property belonged to George Back (1801–1879).  Living in Church Street (1851 census) he and his sons George (c.1827–1874) and James (1835–?) were the stonemasons to whom the yard and buildings belonged. George Jnr must have had an excellent education as by 1855 he was advertising himself as an “Architect, Land and Engineering Surveyor”.  

Advert for George Back in the Illustrated Berwick Journal, 1855.

In 1856 he fortuitously bought the lease of the Tweedmouth quarry. Fortuitous as in 1858, the King’s Quarry became the location of Tweedmouth Cemetery. Newspaper adverts from March 1857 now describe him as an “Architect and Sculptor” supplying gravestones at “The Studio, Scotchgate”, the salesroom of the family business.

Advert for George Back in the Illustrated Berwick Journal, 1857. 

By the time the 1861 census was taken, it would appear that George Snr and James had left Berwick.  What had happened? We will probably never know but in July 1860 George and James had applied for passports. A mere two months later, gone is any mention of his being an architect and sculptor; gone are the cemetery monuments. Instead, George is reduced to selling flagstones and other building materials. This would explain why his occupation in the 1861 census is listed merely as “merchant”. The change of business must have been due to the departure of George Snr and James; with nobody to make the gravestones, there were none to sell. It suggests that business had taken a downturn, possibly because, or as a result of George Snr and James’s departure to Ottawa, Canada. By now George would have been about 60: he died at James’s house there in 1878. 

Back in Berwick, in 1871, George Back Jnr was facing bankruptcy. Three years earlier, he had attempted to diversify selling ironmongery but to no avail. After three years of pitiful adverts attempting to offload a quantity of roof ridge tiles, George died in 1874.

It may have been then that Joseph Wheatherston acquired the property. He was a slater and plasterer from a family who had been in that trade for some years, starting (at least) with his grandfather Thomas Weatherston. Thomas had two sons, Joseph and William, who entered the family business. William (1799–before 1861) appears to have been working with his father from Chapel Street (1837) and then Woolmarket (1855). William was also the landlord of The Globe on Chapel Street. His brother Joseph was working in West Street. Joseph became a Councillor is 1859 and died in 1870. That year, Joseph Weatherston—son of William—took over the running of his uncle’s operation. He now lived at 1 College Place. In 1876 he was elected to Berwick Council and by 1885 become an Alderman. He later represented Berwick on Northumberland County Council. 

An article in the Berwickshire News and General Advertiser, 19th Feb 1889.

Weatherston continued as a slater/plasterer for some time. Among the buildings he worked on were the Masonic Hall in 1862 (built on the site of a storage yard he owned) and the Literary and Scientific Institute (Library and Museum, now Costa Coffee) in 1871. In 1885, he had the remains of the old guard house by Scotsgate demolished and created Greenside Avenue and later, the Avenue Hotel.

The date of the building of Greenside Avenue.

[checkcredit-biz]

How to Run a Tenant’s Credit Report

make sure to stick around until the end so that you can take away one of the big bonus tips that’s going to help you make sure you’re not leaving any holes when you run somebody else’s credit because I’m going to show you exactly how to run somebody’s credit within the next 10 minutes when it comes to applying for your rental property. have you ever thought about doing property management well running somebody’s credit is a very crucial part of that well let me give you the story of a new client sherry I’m a real estate broker and sherry came to me and shared this story with me I thought it was the perfect reason to make this video to teach you how to run somebody’s credit when sherry moved out of her first house she decided to turn it into an investment property rather than sell it within two days of only a sign in the yard she thought she struck gold she found a doctor from out of the area and a nurse local to the area that she lived in and thought this is perfect I got a doctor and a nurse that want to rent my place what could be better than this they came in their scrubs they were incredibly nice and they gave her credit reports that gave sherry here you go you’re our credit reports eight hundred plus were awesome and gave sherry cash right away and said we’d like to give you the security deposit right now so we can make sure we can have the first dibs at this property while we go through the application process and whatever and so nobody else can see it this is pretty standard so to Sherry a first time property manager this sounded like gold here’s a tenant that kind of already knows what they’re doing and she doesn’t really know what she’s doing so perfect this made her feel like her advertising work was magic and being a property manager was next to the easiest thing that there could possibly be she knew running credit was important but they already brought their Credit Karma credit reports they looked legit after all they had all the logos they looked like the actual credit karma credit reports and everything was set sherry also knew that it was kind of a hassle to get set up with credit bureaus and she’s heard stories about how people had to get their offices inspected to be able to run credit for people so she thought yeah this is good enough well nine months later sherry had her house back accept eight of those nine months she went without collecting a single payment on a property that was renting for $3,000 per month and she spent those eight months evicting the tenants who ended up leaving over eighty thousand dollars in damage because their socials were fake she couldn’t even sue them it turns out the only thing these medical professionals were able to dr. were their credit reports so here’s exactly how to run somebody’s credit the correct way oh and heads up for this method you do not need to have your office inspected you do not need a locking filing cabinet you do not need to go through a lengthy approval process with one of the credit bureaus or some kind of other third party company that is going to set you up to be able to run people’s credit we’re gonna make it a whole lot easier and you’re gonna get it all right now number one the most important thing to do is make sure you get a signed credit application I’ve got a sample here on screen and I also put a link to this sample application down below in the description you’ll find that link right below the link to my real estate investing course which is guaranteed to make you more money than the cost of the course which is pretty inexpensive or your money back you can personally email me when you accept the application from the tenant I highly recommend you take a nap on your phone like scanner pro or whatever and take a picture of the app right away so you can scan it and file it email it to yourself or whatever you need to do because the odds are if you don’t do that and you’re anything like me you’ll end up putting the papers on a pile and you’ll scan them six months from now but you may have already lost half of them very important when you take this signed credit application check their driver’s license in fact go ahead and scan their driver’s license as well I like to scan front and back and then compare the signature on the driver’s license to that on the application this sounds extreme and that might make you feel uncomfortable but think about it this way when you’re renting out your property the tenants are trying to court you they’re trying to get you to rent the property to them so this is very normal you’re in control at this point when the tenants have the keys that’s when they’re in control that’s why they say possession is nine-tenths of the law number two collect cash for the credit screening fee do not take a check because if they bounced the check you’re stuck paying bounced check fees I’ve been there also make sure to check your local and state laws regarding the maximum credit screening fees they’re different for every state now go to my smart move comm this is an officially sanctioned website by TransUnion once you register start a new report enter the tenants email address say yes that you have a signed application this is very important do not skip the cyant a poor credit screening there are too many privacy laws out there check with an attorney I’m not then pay for the report yourself since you’ve already collected the cash this is okay note this is not sponsored I just highly recommend the $40 option you want the full credit report and the extra $2 to get income insights you may as well once you’ve sent the tenants email let the tenant know hey your application is waiting for you note once you set this up and honestly even with registering you could go from the registration process and the main webpage to sending a tenant their credit report application portal within under five minutes if the tenants fast you can have the credit report back within 10 minutes of you sending this email now I know you’re thinking wait a minute it’s just gonna email them a link or something to fill out I mean they could just put anybody social in there you might be right about that but the tenant gets challenged with not only their social their date of birth but also those regular Social Security check questions like mother’s maiden name did you ever live at this address or that address so it becomes a little bit harder to fake the identity but I’m gonna give you another few steps to make sure you can really protect yourself once the application is complete you’ll get a report back with background criminal eviction history income insights address history and most importantly their credit report I personally disregard the credit score I go into detail in the credit report going into detail in the credit report is actually something that I’m going to delve in-depth in my real estate investing course because there have been cases where I will approve tenants based on what I see inside of the report whereas maybe otherwise they wouldn’t have gotten approved and vice versa sometimes people have high scores and there’s no way in heck I would approve them because of what’s actually inside the report so looking at the score itself I don’t recommend now this step is extremely important it’s very important that after you get the report you call trans unions customer service number and reference the report ID now take your application and ask the customer service rep I’d like to verify the social security number that was used to fill out the online portal application they’ll say okay go ahead give me the social you’ll give them the social that’s written on the paper and they’ll either confirm or deny that this social is accurate I personally recommend writing down the name of the person you’ve spoke with at the customer service center and the date and time you spoke with them and write down a little note verify check whatever now one of my last steps is one of my last challenges for the tenant when everything looks good I ask the tenant to bring their social security card to the lease signing or when I meet them to pick up their security deposit I always pick up security deposits in cash because I’m taking the rental off the market and I want cash or a cashier’s check I do not want a personal check if I’m taking a property off the market when I meet with them they need to bring their actual social security card not a copy nothing then I’m going to compare the name and number that they gave me on a social security card to their application at this point they’ve answered the challenging questions their picture ID matched them sometimes I even asked tenants to bring their passport have a second form of picture ID they actually have the social security card they were able to answer their questions correctly and I approved of what I found in the credit report usually I feel pretty comfortable at this point but sometimes when I’m questioning a tenants authenticity I will take it a step further and this is the bonus tip for an extra ten dollars I will do the same process with Experian just Google Experian landlord tenant credit check it’s only $10 at Experian because it doesn’t give you all of the additional insights but I like running their credit at Experian as well because a lot of credit cards only report their data to experience so somebody could be severely delinquent at Experian but have a relatively good score at TransUnion I don’t know if they crisscross their reports at all I’m not an expert in this I’m just a real estate broker so definitely take my advice with a grain of salt but I really hope this helped you and make sure to smash that subscribe button and click the links below you won’t regret

https://youtu.be/RnkrXihHAco

[checkcredit-co]

How to Run a Tenant’s Credit Report

make sure to stick around until the end so that you can take away one of the big bonus tips that's going to help you make sure you're not leaving any holes when you run somebody else's credit because I'm going to show you exactly how to run somebody's credit within the next 10 minutes when it comes to applying for your rental property. have you ever thought about doing property management well running somebody's credit is a very crucial part of that well let me give you the story of a new client sherry I'm a real estate broker and sherry came to me and shared this story with me I thought it was the perfect reason to make this video to teach you how to run somebody's credit when sherry moved out of her first house she decided to turn it into an investment property rather than sell it within two days of only a sign in the yard she thought she struck gold she found a doctor from out of the area and a nurse local to the area that she lived in and thought this is perfect I got a doctor and a nurse that want to rent my place what could be better than this they came in their scrubs they were incredibly nice and they gave her credit reports that gave sherry here you go you're our credit reports eight hundred plus were awesome and gave sherry cash right away and said we'd like to give you the security deposit right now so we can make sure we can have the first dibs at this property while we go through the application process and whatever and so nobody else can see it this is pretty standard so to Sherry a first time property manager this sounded like gold here's a tenant that kind of already knows what they're doing and she doesn't really know what she's doing so perfect this made her feel like her advertising work was magic and being a property manager was next to the easiest thing that there could possibly be she knew running credit was important but they already brought their Credit Karma credit reports they looked legit after all they had all the logos they looked like the actual credit karma credit reports and everything was set sherry also knew that it was kind of a hassle to get set up with credit bureaus and she's heard stories about how people had to get their offices inspected to be able to run credit for people so she thought yeah this is good enough well nine months later sherry had her house back accept eight of those nine months she went without collecting a single payment on a property that was renting for $3,000 per month and she spent those eight months evicting the tenants who ended up leaving over eighty thousand dollars in damage because their socials were fake she couldn't even sue them it turns out the only thing these medical professionals were able to dr. were their credit reports so here's exactly how to run somebody's credit the correct way oh and heads up for this method you do not need to have your office inspected you do not need a locking filing cabinet you do not need to go through a lengthy approval process with one of the credit bureaus or some kind of other third party company that is going to set you up to be able to run people's credit we're gonna make it a whole lot easier and you're gonna get it all right now number one the most important thing to do is make sure you get a signed credit application I've got a sample here on screen and I also put a link to this sample application down below in the description you'll find that link right below the link to my real estate investing course which is guaranteed to make you more money than the cost of the course which is pretty inexpensive or your money back you can personally email me when you accept the application from the tenant I highly recommend you take a nap on your phone like scanner pro or whatever and take a picture of the app right away so you can scan it and file it email it to yourself or whatever you need to do because the odds are if you don't do that and you're anything like me you'll end up putting the papers on a pile and you'll scan them six months from now but you may have already lost half of them very important when you take this signed credit application check their driver's license in fact go ahead and scan their driver's license as well I like to scan front and back and then compare the signature on the driver's license to that on the application this sounds extreme and that might make you feel uncomfortable but think about it this way when you're renting out your property the tenants are trying to court you they're trying to get you to rent the property to them so this is very normal you're in control at this point when the tenants have the keys that's when they're in control that's why they say possession is nine-tenths of the law number two collect cash for the credit screening fee do not take a check because if they bounced the check you're stuck paying bounced check fees I've been there also make sure to check your local and state laws regarding the maximum credit screening fees they're different for every state now go to my smart move comm this is an officially sanctioned website by TransUnion once you register start a new report enter the tenants email address say yes that you have a signed application this is very important do not skip the cyant a poor credit screening there are too many privacy laws out there check with an attorney I'm not then pay for the report yourself since you've already collected the cash this is okay note this is not sponsored I just highly recommend the $40 option you want the full credit report and the extra $2 to get income insights you may as well once you've sent the tenants email let the tenant know hey your application is waiting for you note once you set this up and honestly even with registering you could go from the registration process and the main webpage to sending a tenant their credit report application portal within under five minutes if the tenants fast you can have the credit report back within 10 minutes of you sending this email now I know you're thinking wait a minute it's just gonna email them a link or something to fill out I mean they could just put anybody social in there you might be right about that but the tenant gets challenged with not only their social their date of birth but also those regular Social Security check questions like mother's maiden name did you ever live at this address or that address so it becomes a little bit harder to fake the identity but I'm gonna give you another few steps to make sure you can really protect yourself once the application is complete you'll get a report back with background criminal eviction history income insights address history and most importantly their credit report I personally disregard the credit score I go into detail in the credit report going into detail in the credit report is actually something that I'm going to delve in-depth in my real estate investing course because there have been cases where I will approve tenants based on what I see inside of the report whereas maybe otherwise they wouldn't have gotten approved and vice versa sometimes people have high scores and there's no way in heck I would approve them because of what's actually inside the report so looking at the score itself I don't recommend now this step is extremely important it's very important that after you get the report you call trans unions customer service number and reference the report ID now take your application and ask the customer service rep I'd like to verify the social security number that was used to fill out the online portal application they'll say okay go ahead give me the social you'll give them the social that's written on the paper and they'll either confirm or deny that this social is accurate I personally recommend writing down the name of the person you've spoke with at the customer service center and the date and time you spoke with them and write down a little note verify check whatever now one of my last steps is one of my last challenges for the tenant when everything looks good I ask the tenant to bring their social security card to the lease signing or when I meet them to pick up their security deposit I always pick up security deposits in cash because I'm taking the rental off the market and I want cash or a cashier's check I do not want a personal check if I'm taking a property off the market when I meet with them they need to bring their actual social security card not a copy nothing then I'm going to compare the name and number that they gave me on a social security card to their application at this point they've answered the challenging questions their picture ID matched them sometimes I even asked tenants to bring their passport have a second form of picture ID they actually have the social security card they were able to answer their questions correctly and I approved of what I found in the credit report usually I feel pretty comfortable at this point but sometimes when I'm questioning a tenants authenticity I will take it a step further and this is the bonus tip for an extra ten dollars I will do the same process with Experian just Google Experian landlord tenant credit check it's only $10 at Experian because it doesn't give you all of the additional insights but I like running their credit at Experian as well because a lot of credit cards only report their data to experience so somebody could be severely delinquent at Experian but have a relatively good score at TransUnion I don't know if they crisscross their reports at all I'm not an expert in this I'm just a real estate broker so definitely take my advice with a grain of salt but I really hope this helped you and make sure to smash that subscribe button and click the links below you won't regret

https://youtu.be/RnkrXihHAco

[thewebofslime]

fter nearly four decades in prison, one member of a sadistic four-man crew whose sexually motivated crimes were so depraved that authorities compared their acts to a modern-day Jack the Ripper or Charles Manson is expected to be free on Friday. Based on their own recorded statements and signature style of mutilating their victims, the group known as the Ripper Crew is thought to be responsible for the slayings of as many as 17 women and for an unrelated fatal shooting of a man in the early 1980s. Authorities said they stalked streets in Chicago and the west and northwest suburbs in a reddish-orange van in search of lone women to abduct. Update: Murderer from notorious Ripper Crew released, heads to Wheaton to begin life as a free man » At 58, Thomas Kokoraleis is likely the only member of the group who will get a chance to rejoin society. He originally received a life sentence for his role in the murder of a 21-year-old Elmhurst woman who was abducted outside the suburban office where she worked in May 1982, but a series of legal maneuvers and now-defunct sentencing rules allowed for him to go free after serving just half his prison term. His younger brother Andrew was executed by lethal injection 20 years ago this month at age 35, before Illinois abolished the death penalty. The other two defendants have exhausted their appeals and probably will die in prison, though one will be eligible for parole if he lives to be 89. It’s unclear where Thomas Kokoraleis plans to live. The former DuPage County resident did not respond to written Tribune requests to interview him at the Illinois River Correctional Center, a medium-security facility in Fulton County. He must register his new address with the state within three days of his release from prison, officials said, but he will not have to follow typical parole conditions because he completed his mandatory supervised release period behind bars. Members of some victims’ families were outraged two summers ago when the Tribune first reported his anticipated release. Their efforts helped lead to an 18-month delay in his original parole date, but authorities announced in late 2017 there was nothing else they could do to hold him beyond March 29. Though still upset, some relatives say they accept the news. “We’ve exhausted everything,” said Mark Borowski, who was 14 when his sister Lorry Ann was abducted after walking a few short blocks in broad daylight from her Elmhurst apartment to work. “There’s nothing else we can do. We fought as hard as we could. I cannot even imagine someone like this could get out.” Those who know Kokoraleis — including psychiatrists and psychologists who in recent years evaluated him as part of a last-ditch effort to block his freedom — say he is not sexually violent. They portray him as a hapless follower with a low IQ who unwittingly inserted himself into the police investigation while trying to help his brother. But police and prosecutors involved in the infamous case say they have no doubt about his involvement. Kokoraleis admitted in detailed, tape-recorded police interviews in November 1982 to being present during three attacks, including the slaying of Lorry Ann Borowski. At trial later, he denied being present and said police fed him details of the crimes. Authorities argued he wasn’t smart enough to memorize such descriptions even if they had. Ripper Crew victims Lorry Ann Borowski, from left, Sandra Delaware, Shui Mak and Linda Sutton. (AP, Greg Richter, Ling Mak and Shavonna Sutton photos) His brother and a third defendant, Edward Spreitzer, did not mention him in their lengthy confessions. The ringleader, Robin Gecht, an electrical contractor and handyman who once worked for John Wayne Gacy, was the only member of the crew who did not confess. Authorities described the others as “genetic nobodies” whom Gecht easily manipulated while giving them work as laborers. Lorry Ann Borowski’s mother, Lorraine, now 83, said she never imagined she’d see the day Kokoraleis would be a free man. She recalled that during the nearly five months the family searched for her daughter, she would carry a sheet, hoping to use it to cover Lorry Ann’s body and give her child dignity in death. “I thought he was going to be in prison until I died,” Lorraine Borowski told the Tribune. Local authorities in Canton, Ill., where Kokoraleis has been incarcerated, said he is not expected to remain in the area. Before his arrest, he lived in Villa Park, where the family still has elderly relatives. His parents are deceased. Thomas Kokoraleis in an undated photo. (Illinois Department of Corrections photo) Two of his brothers live together in a two-bedroom apartment in the northwest suburbs. One of them, Greg, told the Tribune his landlord has made it clear that the convicted murderer cannot stay with them. He insists his brother is not dangerous. “My brother would never hurt no one,” he said this week. “He’s not that kind of a person that would turn violent. He got mixed up with the wrong people. … I’m just praying for him so he can find a place to live and doesn’t end up sleeping on the street.” Other siblings live out of state. Kokoraleis was due to be paroled in late September 2017, but his release was delayed because he had not found an approved place to live, which is considered a parole violation. State corrections officials declined to say where Kokoraleis plans to live or even if he has secured housing. But even if he hasn’t, officials said, they cannot hold him any longer. The state will provide him few resources beyond transportation from the prison, according to state officials and advocacy groups who have argued that such treatment of longtime inmates is inhumane. Members of the Borowski family and friends along with attorney Gloria Allred hold a news conference to oppose the relase of Thomas Kokoraleis from prison. Kokoraleis, part of the Ripper Crew, was convicted of the 1982 murder of Lorry Ann Borowski. (Stacey Wescott/Chicago Tribune) State officials said Kokoraleis’ address will be a matter of public record on Illinois’ sex offender registry. Though he is not a convicted sex offender, officials said that because he is a murderer whose offense was sexually motivated, state law requires him to register for the rest of his life while living in Illinois. He will not be subject to other rules applying to sex offenders, such as boundary restrictions near parks, schools and day care facilities. Elmhurst police Chief Michael Ruth said he shares community members’ concerns that Kokoraleis may return to the area. “Human beings are creatures of habit,” he said. “If you were incarcerated for 35 years, where would you go? You go back to your old neighborhood, to what you’re familiar with.” At the time of his arrest, Thomas Kokoraleis was a 22-year-old painter and high school dropout who admitted using cocaine and marijuana. He did not have a criminal record. A forensic psychiatrist described the former special education student as having a “borderline range of intellect,” just above being mentally impaired with an IQ of 75, according to court records. His former trial attorney, Thomas Swiss, is now retired and said he has not spoken to Kokoraleis in years. He has described his former client as a follower and people pleaser, and a danger only to himself. A DuPage County jury convicted Thomas Kokoraleis in 1984 of Borowski’s rape and murder, and a judge later sentenced him to life in prison after rejecting the prosecution’s request for the death penalty. He did not testify during his trial, but during his sentencing hearing he took the stand and denied involvement. In late 1986, a state appeals court reversed his guilty conviction, citing legal errors, and ordered a new trial. One year later, Kokoraleis pleaded guilty to the Elmhurst murder in exchange for a 70-year prison term. The plea deal allowed for Friday’s release, as standard sentencing guidelines back then included day-for-day credit for good behavior. The passage of truth-in-sentencing laws later excluded convicted murderers from such perks. As part of the plea deal, prosecutors also dropped charges against Kokoraleis involving another woman who is thought to be the men’s first victim. Linda Sutton, 26, was found mutilated outside a Villa Park motel after the men abducted her about a week earlier near Wrigley Field in May 1981. Her children, Antone and Shavonna, were 9 and 1 at the time of their mother’s violent death. Her son still recalls the sight of police detectives arriving at their home with her earrings to try to identify the woman’s remains. “He served his time. We have to accept it,” said Antone Sutton, now a father himself. He said he has thought about what he would say if he ever met his mother’s killers. “I guess I just want to look in his eyes and speak to him. I can take it, whatever he says, to know the truth and, I guess, maybe release some inner demons in my mind.” In 2017, authorities explored whether Thomas Kokoraleis could be involuntarily civilly committed as a sexually violent person. But various mental health experts found he did not meet the legal criteria. The law required proof beyond a reasonable doubt that a person suffers from a mental disorder and that the disorder makes it “substantially probable” he or she will commit further acts of sexual violence. Besides crimes involving Borowski and Sutton, Kokoraleis admitted in his 1982 tape-recorded police statements to being present during the abduction of 30-year-old Shui Mak of Lombard. She vanished two weeks after Borowski’s kidnapping after getting out of a car following an argument with her brother as they drove in the Hanover Park area. Her body was discovered months later in a South Barrington field. The details of the group’s repeated attacks on women were shocking. The men would cut off their victims’ breasts, often using piano wire or a knife while the women were alive, as part of sexual rituals — sometimes involving cannibalism — later performed at a makeshift altar in the ringleader’s Chicago home, authorities said. Exactly how many people they killed likely will never be known, as police were unable to locate all the victims’ bodies. Police said the defendants were high on drugs and alcohol during the attacks, and later confused details or couldn’t recall where they dumped their victims. Spreitzer, 58, is ineligible for parole. Convicted of five murders, he was sentenced to death in 1986, but in 2003 then-Gov. George Ryan cleared out death row, commuting to life terms the sentences of all the state’s condemned inmates. It was one of Ryan’s final acts in office. Illinois abolished the death penalty some eight years later. The group’s leader, Gecht, 65, is eligible for parole in late 2042. If he lives that long, he will be 89. Without a confession or other physical evidence, authorities were unable to obtain a murder conviction against him. Gecht was sentenced to 120 years in prison for the rape and mutilation of an 18-year-old woman working as a prostitute who survived her attack and provided police with crucial details, such as a description of the reddish-orange utility van. Warren Wilkosz, a former DuPage County sheriff detective whose work helped end the crew’s cruel run, described passing out flyers to prostitutes along Cicero Avenue with a description of the van. Chicago police eventually located it, with Spreitzer behind the wheel, which led authorities to the rest of the men. The teenage prostitute identified Gecht as her assailant in a police lineup held in the hospital where she was recovering. Years later, Wilkosz witnessed Andrew Kokoraleis’ execution. Long retired, Wilkosz said he doesn’t have strong feelings about Thomas Kokoraleis’ release. Gecht, though, would be “a whole different thing,” he said. “He made Manson look like a Boy Scout.”

[spookyenemyperson-blog]

Biloxi Mississippi Cheap car insurance quotes zip 39530

"Biloxi Mississippi Cheap car insurance quotes zip 39530

Biloxi Mississippi Cheap car insurance quotes zip 39530

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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Biloxi Mississippi Cheap car insurance quotes zip 39530

Biloxi Mississippi Cheap car insurance quotes zip 39530

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Biloxi Mississippi Cheap car insurance quotes zip 39530

Biloxi Mississippi Cheap car insurance quotes zip 39530

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if you're struck with a sudden, immediately life-threatening condition, like steven johnson's syndrome, and you don't have medical insurance, can a hospital turn you away?""

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I fell on my deck, and went through surgery, the total medical expense is about 25K. Now my medical insurance company is asking for homeowner insurance policy. I am not sure how to handle it to avoid any potential cost to me such as deductible or premium increase. Is the medical insurance policy the primary or the homeowner insurance policy for this case? Thanks

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I live in PA, and I have Progressive as my car insurance. I have full coverage, and I was wondering if they will cover the whole thing if it was her fault? Thanks!""

What online auto insurance gives you multiple quotes and is free?

?????????? free quotes????????????????

How I get discount on car insurance?

I am from Liverpool and wanted to have good discounts on Car Insurance.. Can someone please suggest.

Do I need SR22 insurance after a DWI 1st offense if my license is not suspended in the state of Louisiana?

About a year ago, I received my first DWI. I plead guilty under Article 894, and then about 3-4 months later, I contacted the DMV here in Louisiana, and they stated my license has not been suspended, and never was. Now, I am trying to get insurance on my truck I just bought, and the insurance company is telling me i have to get SR22 insurance. I thought SR22 insurance was needed when either your license was suspended previously, or you were forced to get a hardship license? I have never had to do either, and I don't understand why they are requesting me to get the SR22 insurance. The rates are already high enough with the DWI on my record, and the SR22 will be adding a good bit more. Just curious if someone can explain this to me about Louisiana and insurance which is required of me. I do still have a valid Class A CDL, not suspended, and never had to get a hardship license.""

Cheapest insurance company for new driver?

I just got my license. Im 18. What might be the cheapest insurance company to go through? I dont make much money a month...

Can i sue my insurance company for hit and run?

I live in Yuma, Arizona. I'm 15 I Have my motorcycle permit i can drive from sunrise to sunset Okay February 21st YESTERDAY at 3pm Me and my brothers were going to jack in the box they took our car (1996 Isuzu rodeo) and i took my motorcycle (1994 Kawasaki ZX-6) we were going down this curved street they are on the left lane I'm on the right lane and this Winter bird (An older person from out of state that comes down to living in our city in the winter) pulls out on my right lane. While he's doing this i horn my horn he looks back and completes his turn and the brakes and doesn't move... i'm down shifting and my rear wheel locks up when i downshifted my bike shakes and i going onto the curb my bike gets eating up from the curb and i go over the curb and start to eat **** my hip and left get bruised i was wearing this thick overcoat my arm gets road-rash and then the old *** man drives off... doesn't even assist me... my brothers flip a U and we pull my bike to the side of the road and go to the hospital at the hospital we called the police they took pictures of my motorcycle and skid marks on the road then take my statement and brothers i wanted to know can i sue my insurance for anything? I'm not sure what coverage i have I'll add more detail tomorrow Monday morning Here are some pictures of the motorcycle P.S. I'm not sure if you can see but my front tire is flat it got a hole from the accident http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash1.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash2.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash3.jpg http://s186.photobucket.com/albums/x262/JokerSmokes/?action=view&current=crash4.jpg What broke Front tire Possible bent rim front brake lever Oil casing headlight windshield possible gears and chain my muffler my front right flaring my bottom flaring""

Illegal car insurance?

My EX boyfriend went behind mine and my moms back and illegal put insurance on his car in my mothers name. I guess he knows a employee at a insurance automotive and illegally put it in her name without her consent. His friend who was driving the car hit some car today and called my mom and told her everything and now she wants to claim fraud. Who gets in trouble? My ex boyfriend for doing it illegally? The employee who let it happen? His friend who hit the car? Or my mom because they may not believe he did it illegally? BTW; my ex boyfriend owes money to his insurance thats why he couldnt put it in his name

What is the cheapest car insurance you can think of?

I make $900 - $1000 a month & Im moving out in a week. my rent is $300 & Im going to have to get new car insurance next month. I got quotes from thegeneral.com & esurance.com. The general was 119.00 a month & esurance was 204.00 do you know anything cheaper? I have an 08 honda accord coup. please help if you can!

How long does it take for auto insurance to pay out for no-fault accident?

Hello - I was involved in an auto-accident in March of 2006 in which both insurance companies (mine and hers) agreed that it was the other party's fault and I was a zero-liability. Their insurance company (let's call them Venus , of ease) has asked for receipts ($1000 in rentals which my coverage does not cover), my deductible amount and any other amount which I had to put out (total is about $1,700). I have waited since April for them to pay me. I get letters from Venus every other week saying they are pending further investigation - but, I am at wits-end and want my money which I had to pay-out for an accident that everyone acknowledges is not my fault. Does anyone know what the law/rules are in California and how long they can take to pay after they find the other party is at fault? Also, what can I word in a strongly worded letter to get this finally paid. I dont want to hire lawyer for such a low amount - but, that extra 1700 sure would be nice at the moment. Thanks! Chris""

Car insurance for rural carriers for usps?

Doen anybody know if your car insurance rates go up if you are a rural carrier for usps ? I have state farm insurance and have been a little nervous my rates would go way up.

Should Keep or Look into term Life Insurance Quotes?

I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?""

Biloxi Mississippi Cheap car insurance quotes zip 39530

Biloxi Mississippi Cheap car insurance quotes zip 39530

Car insurance rates for honda civic lx?

hello, trying to get my own car, and i found a 2002 honda civic down the street from me for 4,000, im 17 (male) in CA and have been driving for over a year now, i have one speeding ticket and was unable to go to traffic school to erase my point(s) unfortunately can anybody tell me an estimate on insurance rates for this car? or the cheapest way to insure this car for me any help would be great!""

Full coverage car insurance?

My parents are the primary insurance holders of the car insurance. It is full coverage and the 1st wreck since having this insurance which has been 5 years for this car. I am on the insurance but not a primary driver. I was involved in a car wreck on my car but my friend was driving and I was in the passenger seat. Since it is full coverage what happens? Do they have to have proof that I said he could drive? Or do they just go about and get it fixed and not say anything since the car is under full insurance? I have I clue when it comes to car insurance so of someone could explain everything the best they can it would be greatly appreciated

""I got my first ticket today, will my insurance go up?""

I have had my lisence for about a year, im 17. i got pulled over today for going 29 in a 20 school zone. i got a 66 dollar ticket, but i really need to know if my insurance will go up... so can i get some help please?!""

Question regarding rental car insurance in the US?

Even though I don't live in the US I have a valid credit card issued in the US, I will be traveling to the US and renting a car I have asked and been told by the credit card company that using the credit card provides insurance. I have two questions: 1.- Would the insurance be valid even if I don't have a US driver licence? 2.- Would the car rental agency allow me not to purchase the insurance even though again I don't have a US drivers licence?""

How much will insurance cost for a 17 year old in london riding a 125 motorbike ? (around)?

How much will insurance cost for a 17 year old in london riding a 125 motorbike ? (around)?

What does it mean by excess and young drivers excess?

I'm looking at a car insurance and i'm confused when it say for example 250 excess and 250 young drivers excess. Does that mean i would be paying 500 in excess or just the 250?

Cheap car with cheap insurance?

Im 18 and Ive just passed my driving test and im looking for a good car for around 2500. The cars with cheap insurance are more expensive and the cheap cars have a relatively high insurance cost. The budget for the insurance is not set but I don't want to pay a ridiculous price. Any suggestions on a perfect car which is in my budget but with a low insurance cost? P.S. I understand because im young the insurance will be expensive but if anyone has any advice on how to get cheaper insurance please let me know.

How does health insurance work in the US?

I am a non-US citizen and need this information to do a case. Specifically: 1) Is health insurance compulsory for everyone? 2) What happens if someone cannot afford it? 3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra? 4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance? Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated!""

MG ZR 1.4 Car Insurance for 18 years old boy?

Hello Im 18 years old just passed my Test. My dad have MG ZR 1.4, his insurance ends in september and he would liekl to add me to his insurance, can he add me only for that couple of months? Does any one know any good insurance companie that is cheap and how much it cost to insure me for that 5-6 months ?. Thanks!""

Can you give me examples of how Obama care will drive up the cost of health insurance for employers.?

Im not totaly clear how and why exactly obama care is going to hike the cost of insuring employees. And are employers the only ones being effected by this new law mandating them buy health insurance for the federal goverment?

I need affordable Health Insurance!! Where can I find this?

I do not qualify for State insurance, no work ins availaible, and can't afford to pay the cost of some companies out of pockett. Does anyone know something or some Health Insurance maybe I have not heard about yet?""

Why is car insurance so high for a 30+ female with 10yrs ncd?

I'm just looking for a new/nearly new style Ford KA and looked at some insurance quotes and ive noticed that nothing comes in cheaper than 360. It's not what I'm driving as I've looked at smaller cars such as Peugeot 107's and Citroen C1's (both new and older cars). They all come out with nothing cheaper than 360! I had a brand new KA back in 2003 and that was only 260 for insurance (I do understand that insurance has gone up in 10 years!), but why cant I get anything cheaper? I'd see myself as a model driver as I've been driving for 11 years, never had an accident, never claimed on my insurance, never been booked or had any points and I'm now in the 'older' bracket! Please can someone explain, or reassure me that it's not just me this is happening to?""

Is insurance expensive for a 17 year old Riding a 125 ped?

i live in bromley south east london/ kent i have recently bought a Gilera Runner VXR 180 Reg as 125, im using it for college and seeing family, i have completed my C.B.T Bike is road ready MOT&Tax could anyone give me a guestimate on how much it would be on your previous experience and any good companies that insure young drivers ? thanks alot (P.S if you would like too right a smart ar*e comment please dont do it on my post, im asking for advice not a lecture)""

Car insurance total loss?

I own a 1997 dodge intrepid std 4 dr sedan 6cyl gasoline 3.3 liter 4 speed in fair conditions cd player no rust with 197,242 miles. My car was was in a hail and tornado damage where the hood has a dent and the driver and passanger side have dent and the trunk. I have full coverage insurance and they telling me that my car was total last i love my car and i spent alot of money fixing it and it drives great no problem. So I was trying to get some help from some one that could tell me how much is my car worth so they wont give me less money and if they offer me less what could I do. I am not trying to bew greedy but i do love my car and spent alot of money on it. I would rather get it fix . PLEASEEEEEEEEEEEEEEE HELP ME""

""Ninja 250 kawasaki Insurance rate,?""

I live in Canada ontario, and am 18, and i talked to my parents about getting a motorcycle today which they had no complaints about as its my money. Etc. Yet my dad said the insurance would be Higher than car insurance which im really worried about if i do get myself a sportsbike, my first one being a ninja 250, not sure what year but im going to get it used for sure and resell it at a later time. Basically, ill be 18 by the time i get my ninja 250, and would like to know the range of insurance for each month, thanks. Or point me in the right direction where i can check.""

How come im being quoted over 5000 for insurance?

im 20 years old and i am looking at buying my first car i have been looking at all sorts of cars from new to old staying well within the 1.0 -1.2ltr engines but i still cant get a quote lower than 5000... why is this, when i know 17 year olds that are getting quotes for 1.2 corsas @ 1500... am i doing something wrong? need to knows; im 20 i have a full UK licence i passed my test in febuary 2012 i have a full time job, not married any help would be great""

Just got a car insurance quote for 6000?

Ok, Im a 17 year old male driver, so I expect my insurance to be through the roof, but come on can this amount be real ? This was for a 1997 2 door corsa""

Do i need maternity insurance when I already have health insurance?

Just found out we were expecting... I am using Aetna health insurance, Do I need to add maternity insurance? Does it make a difference?""

Whats a good price for a 17 year old car insurance ? Uk?

Whats a good price for a 17 year old car insurance ? Uk?

2008 BMW M3 insurance cost for a 17 year old?

2008 BMW M3 insurance cost for a 17 year old?

Car Insurance in Florida?

Hi! Does anyone know how expensive car insurance in Florida is? Specifically, Progressive insurance? Does anyone that has Progressive know if it is more expensive in Florida versus another state, like Wisconsin?""

Does insurance cost more if you have a sporty car versus a truck?

Guess im just wondering cause some of my friends with sporty cars talk about there insurance being high cause of that, or if it didn't matter what kind of car they have. Insurance is just based on the person not the vehicle...if that makes sense lol""

When should i buy car insurance?

I am going to buy a car on Tuesday. Is there a grace period during which i can drive the car without insurance until i get it, like 5 business days or something like that, or do i need insurance before i buy the car?? This is my first vehicle so i dont have an existing policy i can add this too.""

""Diamond Car Insurance? gave the cheapest quote, anybody use or used them?""

I am 21 year old female wanting to start my own insurance policy instead of being 2nd driver on my mums car. I have a Toyota Rav4 Sport, which insurance companies are good with younger people please (the car is 8 years old, so not worth a great deal)""

How much do you need to pay for car insurance in NY?

I dont have a car and dont know anything about car insurance, just want to know the basics.""

Biloxi Mississippi Cheap car insurance quotes zip 39530

Biloxi Mississippi Cheap car insurance quotes zip 39530

https://www.linkedin.com/pulse/question-car-insurance-william-sampson/"

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classic car insurance instant quote

"classic car insurance instant quote

classic car insurance instant quote

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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Does My Car Insurance cover me to drive any car?

I got stopped by the police today for driving a car that I bought a week ago which was not registered on the MID. Although I have fully comprehensive insurance on my other car is there a way I can get away showing cover on this vehicle(even if it is just 3rd party) Sadly the police seized my vehicle and now I face 6 points on my license and a 200 pound fine. Any useful tips to get out of this? p.s I am In London UK.

Health insurance in Colorado?

I just moved to Colorado from California and am looking for a job. My problem is I have to get my vision tested, and I'm going to an optometrist, but I'm pretty sure he'll refer me to a specialist and testing will be required. I really want to go because I've been putting it off forever and it's starting to affect me a lot. I applied for Medicaid and was denied, obviously, since you have to have children or be over a certain age. Is there an insurance plan that's comprehensive and affordable, something that's going to cover doctor visits? I'm not looking for hit-by-a-bus insurance because that won't cover doctor visits or prescriptions. Or is there another public option? Thanks for your help!""

Any tips for getting insurance for a first time driver? (UK)?

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Riding a 125 motorbike on fully comp car insurance?

hi does anyone know, if you can ride a 125 motorbike with l pates and cbt on a fully comp car insurance, i know i can drive other vehciles on fully comp insurance but it turns into third party only , can it be done with my motorbike , thanks .""

Report to her home owners insurance?

I was living as a roommate with a woman who's house was burglarized. The only things taken were two of my Mac Books and three iPods. I didn't have a lease, OR renters insurance. She was not open to reporting it to her homeowners insurance. Did I get screwed? This happened in Oct. 2010.""

""How can forcing us to buy health insurance, be the same as mandatory car insurance?""

I don't own a car, so I don't pay car insurance. Nobody is forcing me to buy it. But under the Obama individual mandate, we will all have to buy insurance or get fined. This is based on the assumption that you will get sick and not be able to afford your own care, and so will choose to be a burden. Those are a lot of assumptions. Can we force somebody to buy something that they don't want, based on assumptions that may or may not be true??""

Will insurance pay if someone crashes into a salvaged car?

I was wondering what happens if someone crashes into a car with a salvage title. Will the other person's insurance pay the normal amount for it, or do they only offer a reduced amount because it is salvaged? This is obviously assuming the other driver is at fault.""

""I totaled my car, do i need gap insurance for them to pay off the vehicle?

i have totaled my car and i have full coverage. will my insurance company pay off my vehicle?

Do i need car insurance?

i am turning 16 soon and i am wanting to buy a cheap truck that's about $1500. I wont be able to afford insurance since i will have to be on my own insurance plan and it would be about $200 a month. since i wont care about the truck if it gets damaged and since its so cheap i didn't know if their is a way i could just get like liability or something? also I live in missouri. Thanks

How can i get a cheaper car insurance in ny after 3 non fault accident?

i have 3 accident on my current insurance , one was flood which was no fault of my own and the other two were where someone else hit my car now all state send me a letter that they are dropping me...im shopping around but everywhere else is charging me like $600 a month...that double of what im paying now ..is there a way i can get any insurance for cheaper ? what should i do??? please help...thanks...""

Insurance rates of a new leased car vs. a used car?

I am looking for a car to drive, and it's my first car. I am wondering what the difference in insurance costs would be between: a) A brand new leased car b) A fairly old used car I know it depends on the type of car, but lets go with a honda accord, because that's what I would buy/lease. Also, I am 16. Is it possible for my dad to own the lease but designate me as the driver of the car?""

What are the best and worst auto insurance companies ?

What are the best and worst auto insurance companies ?

COSECO Insurance Company?

does anybody know about COSECO Insurance Company I need a quote in auto insurance. i live in North York, is there any best rate insurance company""

I fell asleep on the interstate and got into a collision with an 04 BMW w/o insurance.?

I was late on payments and my insurance will not cover. I was at fault and I got a letter in the mail today and the lady said so far the damages are $11k... What should I do?? accident was on 2/27/11 in FL

What options are availible to me for life insurance for my father who has pre existing conditions?

My dad over the past several years has seen his health go down hill, and until recenly, i have not been able to afford a life insurance policy for him. He has had strokes and heart attacks, so there are some pre existing conditions. Are there any life insurance policies that are affordable, that would cover him? Im just looking for something that would cover funeral cost.""

""Does the car title have to be transferred to your name before you get insurance, or insurance then title?""

in illinois.... ....a car was given to a friend. he needs to get insurance. does the title need to be transferred first? Also just moved to another state, so does the insurance need to come from the state the title was transferred in""

If have have liability coverage on my car insurance?

I have liability coverage for me on my truck but say i drive my girlfriends car, she has full coverage and i wreck her car would my insurance cover it or would her insurance cover it or would any of are insurances cover it?""

Prelude vs Subaru on Insurance ?

Which one is typically cheaper? Between a 97 - 01 Prelude and a 00' Subaru 2.5rs Iv heard prelude insurance is expensive. I know wrx insurance is insanely high but im thinking the 2.5rs must be cheaper since its not turbo'ed.

""I heard that if you have good grades, your insurance rate will go down.?""

I'm about to get my permit this summer, but I have one F (I'm not a slacker, but I just couldn't handle the work) Anyway, my mom said that if I don't get this F up, I can't get insurance, cause nobody will insure me. Is this true? Also, another question... Do I only need insurance on a car, or do I need my own insurance or could I drive my mom's car legally (when I have my permit)?""

NEED CAR INSURENCE ADVISE!!?

I got a quote on a Citron c2 it's. A 1.1lt and. The quote I got was 3rd party under my dad insurance my best quote was 6000 and that was direct to Adrian flux so I need advise ...show more

""I am 19 and in need of cheap insurance in michigan, any help?""

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Is their a place that has cheap car insurance if I havnt even had my license for a year?

Im 18, the school id idealy like to go to is to far to take the bus and I can't really relly on others for transportation. I'd like something under $100 maybe like $80. Ill have driven for a year in may but school starts in march so yea. Id like to go on my grandparents but its like $2000 a year I dont know why! or what I should do?""

If i am a truck driver will my car insurance be cheap?

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Cheap auto insurance safe to have?

I'm going to buy auto insurance and the rates I'm getting are pretty low, $72.00 per month (Progressive) and $92.00 (Geico). But I picked the state's lowest minimum coverage that was available, and I was wondering if it's safe/okay to do that? Thanks :)""

Insurance on a Pontiac Trans Am?

Hello. I was just wondering what would the insurance cost you on a 1998-2002 Ws6 Pontiac Trans Am For a 17 Year old living in Orlando, Florida???? Thank You.""

classic car insurance instant quote

classic car insurance instant quote

Car insurance auto renewal?

my car insurer auto renewed my policy and started direct debiting the new policy without my approval. (i paid by direct debit installments previously) i was uncontactable as i was out of the country. the insurance was bought through my car dealer which had my updated contact information. i did not instruct them to do auto renewal. on top of that, it wasn't written in the initial policy contract. when i rang to cancel, they refused to refund and is charging me a cancellation fee. they claim that renewing the policy was in my best interest to protect me. however, if i hadn't paid through direct debit, they wouldn't had been able to protect me anyway! should i insist on getting my money back? would the Consumer Rights chamber in WA be able to help?""

""What is the average insurance to run a home day care in San Diego, Ca? What about on rented property?""

I know that opening a daycare on someone else's property is a liability, but possible. Is there extra insurance needed? Do you talk with your landlord prior to renting the property? My father owns an apartment complex, and he said 'No way Jose' if one of his tenants would come to him with this proposition. How much is the average home day care insurance in San Diego, Ca? Thanks!""

What is the average auto insurance increase with one DWI?

What is the average auto insurance increase with one DWI?

Additional insurance for a company car?

I currently lease a car from my company, which means that they insure the car etc. The problem is that this only covers me for social driving and for my company's business use. I am trying to get a Saturday job and they need me to prove that my insurance covers business use. I don't want to lie so can I take out an additonal policy to cover me for business use at the weekends? Many thanks""

Just wondering if there is any kind of insurance coverage for the victims of the tsunami?

It is a natural disaster. I know that in California there is earthquake insurance but very expensive. Do the Japanese have any kind of insurance protection? I'm sure there will be some kind of aid from the government but what about their losses? Thankful to be alive, I'm sure.""

Is there some program California State offers for people who can't afford health insurance?

I lost my job a couple months back. I am receiving unemployment, and that is just enough to pay all my bills with about $20 left over. Is there any program the State of California offers for people who are in my situation?""

How much is liability insurance?

I am going to be a new driver soon and I will be driving a 4x4 dodge single cab truck and I live in missouri and was wondering how much liabillity insurance would cost per month? Thanks!

What insurance companies call sports cars?

im a 15 years old and my dad says i cant get a sports car cause i cant afford insurance on it so i want to no if there's a list of all the cars they call sports cars

What is an average homeowners insurance quote for a house in Oregon? ?

We are interested in buying an 1800 sqft house built in 2009 in the Portland metro area. Would $800 a year be an good estimate?

Does anyone know what the average car insurance is for a 2003 g35 coupe iam 18?

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""Can I keep the check from the insurance, and don't repair my car?""

My car was hit by another car, and the other driver's insurance is willing to cover my repair cost. So I went to a body shop and got the estimate which is over 1k. That looks like a lot of money. I was wondering, if the insurance company agrees to give me a check, can I just keep the money and don't repair my car? Would the insurance company know? And since I left my contact info to the body shop, is the body shop going to chase me down? Thanks~!""

Price of car insurance 18 years old?

The cheapest quote for car insurance I have had is 5000 for a 1.0L Toyota Yaris, TPFT, kept in a garage overnight, the car is only worth 1000. Am I doing something wrong?? 5000 is just rediculous, Im not even going to bother with lessons yet. What is/was your insurance cost for this age?""

Motorcycle insurance quote?

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Insurance on a 1999 saab 9-5?

My dad says if I bought one the insurance rates would be extremely high even if we put him as the primary driver??? I'm 18 and irs either this or a 92 camaro will it be that expensive??

Is the difference between health insurance and car insurance?

that while both are mandated, that the repairs on only one of them are garaunteed by the government. I mean, sure a auto body shop can refuse to fix your car if you don't have the money, but the hospital has to put you back together again, regardless of the bill and your relative ability to pay it.""

Cheapest auto insurance?

What is the cheapest auto insurance from personal experience, Please and thank you!!""

""Where can I find good, inexpensive Life Insurance?""

Where can I find good, inexpensive Life Insurance?""

Insurance question after engine blow up?

I was wondering, will insurance pay for damage to a car without being in accident? Let me give you example. What if I was driving on highway and my engine would blow up (not during racing, just cruising around), and I don't have manufacturers warranty anymore. Can I file claim, and will insurance pay for new engine?""

What is the minimum requirements for insurance for a financed vehicle?

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Non car owner insurance?

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Best place for cheap car insurance for young drivers?

im 19 make live in UK where is the best place to get cheap car insurance, any help appreciated""

Where can I find the best and most affordable Health Insurance?

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Can I take my soon to be husbands insurance for Pre existing condition?

My fianc and I are getting married in 6 months but my health is going down hill fast. He said we could get married sooner and I could get on his group insurance but will they accept Pre existing conditions on his work plan and I can start to get treated with his insurance and how long does it take to be active? Thanks!

classic car insurance instant quote

classic car insurance instant quote

""I'm sure 5,000 for health insurance will help.. right?

John Mccain thinks we are idiots lol

How can I verify if the car I'm driving has insurance?

I do have the VIN# and car info, but there was no insurance papers in car. I also don't have a contact number on the car's owner""

Can you register for car insurance as an LLC?

I want to register my band as an LLC. We need to put insurance on our tour van but would like to digure out the best way to do this. Should we put our names on it? or register for insurance under an LLC?

Will my insurance go up?

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What Insurance company automatically covers anyone who drives your car? What is a cheap insurance company?

I'm tryin 2 get insurance for the 04 stratus that i'm buying, but my rates are high because i'm 18. I heard about an insurance who covers anyone who drives your car, like that i coul mak my dad take it then i'd be able 2 drive it. If you know a cheap company for people my age i'd appreciate it. The company dosnt have to be popular.""

Who's insurance covers a hit and run driver in California?

My girlfriends car was hit by a hit and run driver in the state of California. The driver of the vehicle that hit her bailed from their car and fled the scene of the accident. The vehicle was not reported stolen however we are not sure at this time who was actually driving the vehicle. When the police arrived on scene they did retrieve the insurance information from the vehicle. My question is whos insurance covers this accident? will it be claimed against our uninsured motorist on our policy? though I know that uninsured motorist does not cover vehicular damage when the driver has not been positivley I.D'ed OR does the vehicle owners uninsured motorist coverage hit us as they are liable for damages caused by their vehicle? I'm really not exactly sure of how any of this works so any help would be greatly appreciated! Thanks!

Car Insurance for a 17 year old!! ?

Is anyone else struggling to find at least a reasonable price for car insurance? The cheapest quotes i am getting is 4,900 on a 206!! Am I doing something wrong, i've checked multiple car insurance sites and can't find anything jus below 5 grand. How the hell do insurance companies think 17 year olds can afford this? It's daylight robbery?""

Where to find cheap auto insurance in florida?

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Do you have to have insurance for...?

I was wondering, when renting an apartment are you suppose to have insurance?""

""Brak wants to know, Should married women have higher auto insurance rates than men ?

Sure seems like women have a discount on car insurance and married people have it cheaper. But it's the housewives who I see driving gas guzzlers around with soccer stickers on the back. Talking on their mobile phone while driving with coffee in their other hand. They are worse drivers than me. I'm a 24 yr old bachelor & a safe driver.

Does being added to my parent's car insurance as a secondary driver cost money?

Does being added to my parent's car insurance as a secondary driver cost money?

I NEED HELP WITH MOTORCYCLE INSURANCE!!!!! PLEASE HELP?

Hi there, I expect to buy my bike for next march of 2012. I am Going to buy a 2009 suzuki GSXR-600.....The problem is that I am only 18 years old and my insurance quotes are roughly $1000 a month. Is there any way I can go around this problem or lower the insurance?""

What other types of insurance should I get?

So far I'm going to get family health insurance, life insurance, and Car insurance. I'm going to have kids. Anything else I should have? We rarely have natural disasters where I'm from.""

How much would car insurance cost under these conditions?

-15 -Texas -1995 mustang gt conv. -both parents will have insurance -car is fully paid off I would like to know what insurance would cost when i turn 16 as well.

Lending your car to somebody - insurance issues?

This is for Ontario drivers in specific, however any information is appreciated. Basically, what are the legalities of lending your car to somebody (just for a day)? What happens if they get in an accident? Does your insurance cover it? Would your rates go up? Thanks!!""

I live in new york city can anybody tell me who has the cheapest car insurance in the city?

I live in new york city can anybody tell me who has the cheapest car insurance in the city?

I'am 16 and does anyone has an idea how much would be my car insurance. i live in toronto?

16 yr old and wondering

How much are your car insurance(College Kids) (Iam 22)??

Iam 22 now, I am under my fathers geico policy, I pay $278.00 a month, not even full coverage. My car is Nissan Maxima 00. I have never been in car accident since I got my license for 4 years now. I know Iam paying little too high cuz my sis who turn 18 is also on the policy now by law. For that price I should be getting full coverage !! But wondering how much are you guys paying for your insurance monthly etc? College kids related only please, dont tell me you pay dirt cheap cuz your 40 years old, thats obivious. Also what is the cheapest company I can switch to ? cuz Iam in college and have barely any money, all my money goes in the insurance and if Iam lucky I get to gas up a full tank maybe once a month lol.""

Would the insurance for a 2004 or 2006 Ford Mustang V6 or V8 be affordable for a 16 year old male?

Would the insurance for a 2004 or 2006 Ford Mustang V6 or V8 be affordable for a 16 year old male?

Which insurance company has the quickest claim?

Okay so I want to know which insurance company would give me the quickest claim without any problems between: state farm, farmers, hardford, and all state?""

Free Health Insurance?

no it didn't help. it has nothing to do with health insurance

I got a ticket for no insurance in california?

well i told the officer that i had insurance on the car but the little proof of insurance card did not come in the mail yet so he gave me a ticket for that and he told me something about if i mail the proof of insurance to the court i guess i dont have to go to the court date or soemthing like that is that true by the way i checked the mail that same day i got the ticket and the proof arrived

I just got my license and have no insurance..?

no car yet but will soon have one...what do you recommend?what will be cheaper to get my own insurance or be put on my parents...

Travel and Medical Insurance Quotes?

I'm looking to find affordable and quality travel / medical insurance. Any suggestions about companies? I will be travelling for three to six months abroad in China starting this september.

If I have secondary driver Insurance on my Dads car. Am I still covered on our other car aswell?

My Dad put secondary insurance on his car (that I pay) so that I can use it. But he never lets me use it because he takes it to work everyday. But my Step Mom has her car here, and my dad tells me I can't use it because my insurance only covers his car. Is he just being a douche?""

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What is a more affordable car?

What is more affordable,a 2007 honda civic SI at 200 a month,NEW!!!!or a 2004 ford mustang,standard,at 300 dollars a month?????""

Who owns Geico insurance?

Who owns Geico insurance?

2000+ Toyota Celica Insurance and More?

I'm a 16 year old boy and expecting to buy this car for about $6,000 in August. I am looking for details such as mpg and insurance rates for a 16yo boy buying this car. I heard the mpg are really good on this car but will it be worth it if the insurance is high? Help me decide and give me other car ideas under the budget of $7,000 -Cory, CT""

How much will my insurance increase?

Im 17 an had my first accident when i swung in to a parking spot a little too fast and too close and my door scraped the back bumper of the car next to me...i dont think it will be any more than a few hundred dollars to have it repaired it was just a bit dented and the panel needed to be pulled out to sit flat with the rest but that really is the only real damage other than maybe a few scratches. My insurance before was at 800$ a year without full coverage so what do you think it would go up to now?

What is an acceptable car insurance cost for newly passed 19 yr old male?

What's the acceptable range? Please don't start giving me infos about quotes and stuffs, i've done them all thousands times, just asking for A PRICE you would think as FINE. (sorry to say this, but i asked similar qstns 10-12 times before, but no one answered correctly) thank you""

Is there affordable private health coverage available?

My husband lost his job and my autistic son takes strattera($640) and abilify($220) a month. Is there any programs that help with cost or a good private insurance plan out there?

If your 18 how much do u pay for your car insurance?

If your 18 how much do u pay for your car insurance?

In BC should the owner pay the insurance for the renter?

i rent a appartment and then the owner said i should pay the insurance i thought it is owner's responsibility to pay all these

Best and cheapest car insurance in australia?

Can anyone tell me the cheapest and best most reliable comprehensive car insurance in australia i need to insure my car asap im thinking westpac or aiime

Can you sue an insurance company?

I was hit over a month ago and the guy who hit me insurance company still hasn't repaired or paid me for the accident when they said they would and ive tried calling them and they won't call me and I'm not able to work since I have no car and I can't get a rental cause I'm not 25

Now i know i need insurance?

but know what kind of insurance would i need because these are only 14 ft jhon boats

Question about my car and insurance?

My car payment was due on may 1st well dident have the money to pay it so how long do I have tp pay it before they try and repo it, and also my car insurance is due sat. and said if i dident pay it it cancels at 12am sat. so how long do i have to pay it before they repo my car or if they even do that, Im almost a month late on paying my insurance? Thank You""

Which car insurance company is the cheapest if you have many points?

Which car insurance company is the cheapest if you have many points?

A question on fully comprehensive car insurance cover?

im 17 years old and am insured with quinn direct. I was just wondering if i would be able to drive other cars not insured under my name on third party? thanks for the help :)

How do I get health and dental insurance?

I am getting married soon. I will be 18 and he will be 21. I have blue cross blue shield through my dad's work and the magnolia health plan(kinda like medicaid) bc I was adopted. ...show more

Register a car in CA. you must have car insurance or your breaking the law ?

New Laws in CA????? Help , Can Someone tell me About this New laws in Cal about you have have to have car Insurance?, I thought that that was already a law? Was it?? And if you regiester a car in CA. you must have car insurance or your brecking the law ? True or false ?????""

Would I need insurance?

Ok so I'm thinking about getting an iPhone 4s. I want one so badly. It's 29 a month but insurance is 10 a month and I can't afford to pay another 10 a month, would I need insurance? The handset price (how much you pay on the day for the actual phone) is 29, so if I break or loose or someone steals the phone, would I pay 29 and get another headset, or will they make me pay 29 for a phone I don't even have? I live in England btw :)""

Car insurance more expensive for men?

I'm twenty five and looking to get my first car, a small 1.3 Nissan, anyway i checked the insurance and it costs 3250 for one year, that sounds extortionate, no? I then went back and done a quote for a lady driver who just turned eighteen January just gone - it would cost 1750. Is that not sorta wrong?""

Cheapest insurance company for young males with points?

Cheapest insurance company for young males with points?

Insurance estimate on a car?

So right now i have a 2010 nissan sentra SR and my insurance payment is 120$ a month. i have only used my insurance once, and that was comprehensive collision due to some terrible luck, but my cost did not go up. i want to get a 2008 nissan altima coupe 3.5. i am a 20 year old male, never had a ticket, no bad record or anything like that. would my insurance double if i was to make the switch or what would i be looking at? THanks!""

Is it possible to upgrade car insurance with an ongoing claim?

Hello, I am a 19 year old male living in England. I had an accident around 2 months ago in my car of which I am the main driver and owner (no dispute here). I have been ensured by a solicitor friend that the crash was not my fault as the other party pulled out in front of me. However, the other party is still disputing liability and I have been told by my insurance that the case could take upwards of 10 weeks. I have a job opportunity starting in 1 week exactly as a delivery driver. I will technically be self-employed, so will have to provide my own business insurance. My question is: is it at all possible to upgrade my insurance to business cover while the claim is still ongoing? If this is possible, would it be allowed on the basis that I would be considered liable for this accident (at least in the short run) and thus be charged a an extortionate amount? Thanks in advance.""

CAR INSURANCE FOR A 18 YEAR OLD?

would it be more expensive for car insurance for a brand new car or a used car.

From Whom can I purchase health ins over 65 years & not eligible for Medicare?

My spouse is over 65 and will be getting residency USA and is not eligible for Medicare nor am I. From whom can we purchase health insurance?

How can I get prenatal insurance?

I live in Iowa and I am pregant my bday is in four days il be 18. I don't have health insurance I live with my bf. I could marry him and have insurance but I want to explore all options but I need. Health insurance what all can I do?

Is the 2008 Mazda Rx-8 worth buying?

I got a deal for 19,000 dollars with 11,000 miles on it. I can afford it but im wondering if it is a reliable and good car for 5-6 years. How does it do in the winter? I live in VA. Gas? Reliable? Insurance? Used 2008 honda accord coupes are so expensive and camrys are expensive too.""

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https://www.linkedin.com/pulse/im-15-pregnant-have-insurance-luis-barnes/"

[steammopreviewspro]

Gentrification in Durham: A renter’s story | The Herald Sun

Rosemary Abram came home to a letter on her front door, telling her she needed to move out by the end of the month.

It wasn’t an eviction notice. Not yet. That came later.

Abram, 62, has lived in a quadplex at the corner of Morehead Avenue and Shoppers Street for the past eight years with her husband, John, and mother-in-law, Peggy.

Their building is on the edge of two neighborhoods: West End and Lakewood. Both have recently seen new development, with renovated homes and new restaurants. In the Lakewood shopping center, the former hot dog stand Citi Dogs is shuttered. Nearby is the new food truck destination and bar called County Fare. Cocoa Cinnamon, the downtown coffeeshop, has a location by Lakewood, too.

The Abram family

Rosemary and John Abram, who married in 2011, wanted a place of their own and so were happy to find their rental for $450 a month. They’re both on disability, with a combined monthly income of $1,100.

“It was peace and quiet and inexpensive,” Rosemary Abram said. “When we moved here, we didn’t have a car, and it was right on the bus line.”

When they got a letter in 2017 that their building had been sold, they were told their rent was going up $50 a month. And instead of a yearly lease, it became monthly. They could manage $500 a month, Rosemary Abram said.

But then the letter from 3 Points Property came on April 1, telling them to move out by April 30.

It also said they could apply for a renovated unit on their street, which start at $825 for a two-bedroom like they live in now. That’s beyond what the couple can afford.

“It’s wrong what they’re doing,” said John Abram, 65. “They don’t care. We’ve been staying here eight years, never been late with rent, or owed them a brown penny.”

“It’s all about the dollar bill,” said Rosemary Abram.

John Abram called the number on the sign of an already renovated building across the street. The rent in that building is $995 a month.

‘It’s a dog eat dog world’

Gentrification is the displacement of people in a neighborhood by those with more money.

In the Abrams’ neighborhood, those who move into their old apartment will be paying nearly twice as much rent. One of the Abrams’ neighbors in their building, a bus driver, also got the letter. She has since moved out. So have two more neighbors.

In the building on the other side of them, Arlessia Cobb, 47, received a letter two weeks after the Abrams did. She has lived in an apartment in a quadplex just like the Abrams’ since 2011.

“I’m boxing up,” Cobb said. She asked their former property manager if he knows of any other available apartments. She needs until July to save up and move, she said. Thirty days isn’t enough.

“They need to give us time to prepare for this,” she said.

Cobb grew up "in the Cornwallis projects," then lived in East Durham. Her son, Ladarius Rogers, 21, has special needs and lives with her.

Cobb doesn’t think the changes to downtown Durham, less than a mile and a half away, are a good thing.

“They are moving out a lot of people to move in people of a higher income,” she said. “It’s not right. We’ve been here all our lives. I just think it’s wrong.”

“It’s a dog eat dog world, I can tell you. But I don’t think it should be like that … Durham has changed, and it’s changed drastically. I don’t think it’s fair to low-income people. We’re not middle class,” Cobb said. “We need a place to live.”

“I don’t think a person should stay in the projects, but when you’re trying to improve yourself, give us the chance,” Cobb said.

The Abrams could not find a new place to live and move out within a month. But they started packing anyway. On May 1, a day after their landlord wanted them gone, the living room of their two-bedroom unit was filled with boxes. In one of the bedrooms, Peggy Abram, 84, watched television.

Both Rosemary and John Abrams grew up in Hayti, Durham’s historically African-American area.

Rosemary’s father worked for the WL Robinson Tobacco Company and walked to work.

They had to move from Bacon Street, she said, when urban renewal came in the 1960s and the Durham Freeway, then called the East-West Expressway, was built through Hayti. Her family moved to a new house.

For John Abram, it was a move into public housing.

You either went to Fayetteville Street, McDougald Terrace or Cornwallis Road projects, he said. His family went to McDougald.

As a kid, he remembers his parents talking about the move.

“I knew we were being forced to do something we didn’t want to do,” John Abram said.

“Hayti was all right. It was like our own city. [Urban renewal] bulldozers just tore up everything. They wanted to get these black people out of the community.”

The property

For the past decade, Durham leaders have worked to revitalize downtown, bringing development and residents.

It worked, with 10,000 people now moving here every year. City Manager Tom Bonfield this week said the city is growing so fast that it is bringing in more property and sales tax money than predicted. City taxes won’t go up next year.

But the other side of that falls on the people who already live here and can’t afford to keep up with the changes.

According to Durham County property records, the land and building where the Abrams live was appraised at $314,000 in 2016.

Another apartment for rent from 3 Points Properties on Morehead Avenue touts the “incredible location” in a “really cute neighborhood,” and calls it “modern and timeless luxury living.”

“It’s frustrating," Rosemary Abram said. "You’ve been put out of your apartment, and where are you going to put your furniture? On the curb?”

As she reread the letter from the landlord, she read aloud: “‘We value you as a resident.’”

"That’s the biggest lie I ever heard,” she said.

“This gentrification in the city of Durham, this is ruining people’s lives. It’s taking people’s homes away from them,” she said. “Nobody’s fighting it because they don’t think they have any ammunition.”

A few days later, Abram got the eviction notice. As visitors knocked on her door, a maintenance truck with ladders on top circled the block twice, stopping in front of her building.

The eviction notice didn’t call for rent. It called for possession of the apartment.

John’s mother, Peggy, died May 5 in her sleep.

Why this is happening

Satana Deberry, executive director of the N.C. Housing Coalition and who just won the Democratic primary for Durham County district attorney, said “gentrification” is a loaded term.

“Once you say it, your conversation is over. Like art, you think you know it when you see it,” Deberry said.

But housing is a complicated issue of finance, equity and policy, she continued. “Nobody has solved it," she said. "But it is happening everywhere.”

“When investment comes to a neighborhood, the people who reap the benefit are those who own,” said Samuel Gunter, director of policy for the coalition.

“[Renters] don’t have control over where they’re living,” Deberry said.

Karen Lado, assistant director of the city’s Department of Community Development, said society is biased in favor of homeowners. She spoke at a recent UNC School of Government student presentation on housing issues, noting that half of Durham residents are renters.

“Can we change how we value renters in our neighborhood?” she said.

A WomenNC project by UNC-Chapel Hill fellows studied gendered impacts of gentrification in Durham. It found women of color, like Abram, are the most vulnerable to rent increases from gentrification in Durham.

The building where the Abrams live was built in 1961. The letter telling them they need to move was because of planned renovations.

Renovations — replacing a roof or HVAC unit, for example — come with rental property, said Jacob Rogers, chief operating officer of the Triangle Community Coalition, which advocates for property owners.

"If we look at when the majority of multifamily [units were] built, there have been these spurts," he said. "We’re in a multifamily growth spurt because just the demand is high for multi-family and rental units in general."

"In the life cycle of these properties, it’s time to do these upfittings, and so that’s what we’re seeing now," he continued. "And also with market rent, the supply and demand issue."

Rogers said it’s unfortunate when residents are displaced but it’s a property rights issue as well.

"The owners own the property," he said. "I don’t think you can fault people for selling these properties because they’re lifetime investments … If somebody buys it and wants to do something different with it, I don’t think its a valid argument [to say] that they can’t do it."

Rogers said that renters on leases only have the right to the space for the length of their lease. Renters can walk away, he said.

Going to court

The Abrams’ eviction case was heard in small claims court on May 21 at the Durham County Courthouse. The 3 Points Properties property manager, Debora Sandoval, gave the magistrate the paperwork showing a monthly lease.

Rosemary Abram said that 30 days wasn’t enough time to save up to move and find a new place. They are senior citizens on a fixed income, she told the magistrate. Plus, her mother-in-law had just died. They tried to pay rent in May but were refused because the property owners want their apartment, not their money.

Abram told Magistrate Aminah Thompson that what’s happening to them is gentrification.

"First of all, I’m sorry to hear about your mother," Thompson told John Abram, seated next to his wife. "Unfortunately, what I have in front of me is a month-to-month lease, which requires 30 days notice to move out."

Rosemary Abram said they needed more time.

"Unfortunately I cannot give you that much time," Thompson said. "I can give you 10 days. Unfortunately when you have a month-to-month lease, they can give you a reason or no reason at all [not to renew]."

Thompson told the Abrams they could appeal her decision to district court. They have until May 31 to leave their home or file the appeal.

After the case, Sandoval declined to comment, citing corporate policy.

Thompson said in an interview that there are a variety of situations that bring people to court because of an eviction filing.

"We see these situations daily. But this is the situation in Durham and across the country," Thompson said.

There are 900 eviction filings in Durham every month. The Durham Eviction Diversion Program started last fall as a pilot program by the Duke Law School Civil Justice Clinic and Legal Aid of North Carolina. Program leaders have asked for city and county funding for the coming fiscal year. Both the City Council and county commissioners are ironing out the details in the next few weeks as they finalize their budgets.

Duke law professor Charles Holton said they are seeing 40 to 50 eviction diversion referrals a month. "Compared with 900 new cases, there’s a big gap there," he said. The program tries to work with both landlords and tenants to avoid going to court in the first place.

Peter Gilbert of Legal Aid told council members and commissioners this month that evictions and the number of new people moving to Durham every day are not unrelated.

"It’s clear that keeping people in place is the most cost effective way of fighting gentrification," Gilbert said. Durham’s rate of eviction filings is the highest in North Carolina’s 10 largest counties, according to the diversion program.

Thompson, the magistrate, said a lot of people don’t show up for court, and those who do don’t articulate their situation like the Abrams did.

The couple left the courthouse without filing the appeal. But Rosemary Abram wants to file.

"I’m not filing for myself. I’m doing it for the people gentrified before me," she said. "I’m doing it for my neighbors."

Source Article

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[happyfirebear-blog]

The Life I Live.

As of today December 11th, 2017 will start the writing about my life and my struggles. This would just be a small window into my life so like every good book I will give you a backstory and what lead up to where I am now.

It was December of 2014, I was 18 and was living with my parents and two younger siblings in the NorthEast side of El Paso,TX still living as if i was still 15yo cause first thing i did when i woke up was turn on my Xbox 360 before walking into the kitchen and grab myself cup of coffee and spend hours of my day playing xbox as a way to make some friends who enjoy playing the same games as i do and i always found some way to make new friends and loved the different views and opinions of  C.O.D Public Lobbies once i filtered through the hatred that took up a large majoraty of the game i met a few Great Friends that i am still close friends with to this day some of which i met when i was 16yo. One day i was talking to my Aunt and cousins whom i was talking to frequently over the phone and some how the idea of me spending the summer there was brought up. i cant remember who it was that brought it up. One afternoon I was offered to spend the summer with my cousins in Artesia,NM. It was the first week of January when i heard that my Cousin whom i was the same age me being a few months younger got his own place and was living with his Girlfriend. Early in the morning before sunrise my mom, brother, Sister and I began the long Three-hour drive through the Guadalupe mountains and small towns that were scattered along the way. We finally arrived in Artesia that morning and i met my Cousins girlfriend and it was a little awkward since i hadn't seen my cousin in person since i was a very young child but that feeling dissapeared within the week. I lived with them for the first month of January and i had a really good time they eventually left that house and we moved in with my aunt and my younger cousin where i would stay for another two years. That Febuary i got a call from my mom telling me that the landlord in el paso had evicted them and had nowhere to go as he was illegally giving them only 3 weeks to leave. My mom and Aunt started talking and found a way to let them stay with her. I started working at walmart in the last week of febuaray starting out as a Unloader spending 3 months unloading trucks sorting and pulling pallets out to the sales floor. I quit after the 3 months due to a visiting Assistant manager giving me a ridiculously hard time and gave out Coachings (the equivalent of being sent to principal's office in school) like candy on Halloween and not wanting to take it anymore as I felt it was taking an emotional toll on me. A few weeks after quitting I got a call back from another ASM who offer me a position in the Sporting Goods department as a sales associate. I worked in that position until February of 2016, when I left because of ongoing family drama between my mom and my aunt and I was hearing it both at home and at work since everyone worked at Walmart at one point in time. I eventually grew tired of it and wound up quitting my job thinking I could find a job somewhere else with a drama-free workplace, we lived together but there were conflict and rumors spread of cheating that eventually took a toll on my mom’s marriage and caused them to divorce with my stepdad leaving to Texas. With me being unable to find a job and walmart not wanting to hire me i was not much help financialy so i tried to help the best i could being there to listen to problems and attempted to lighten the mood as much as I could but not being able to give the kind of financial help we needed we eventually went to live with my mom’s boyfriend only to be kicked out and with nobody else to fall back on we called my aunt and she helped use get our things from his front yard and back into her place at 3am without hesitation cause what family is for if not forgetting grudges even for a few days to help you out. We lived back at my aunts with the same drama and arguments to bubble back to the surface and caused everybody lives to become uncomfortable and avoided each other being afraid to say something that would start more conflict. Jump Foward to June 2017, My oldest cousin, her boyfriend and I moved into a small 3 bedroom rental house in Loco Hills, NM Where I really tried to push myself to get a job desperately applying to places that would hire someone who only has 1yr of retail experience and no drivers license or vehicle and has to rely on others for transportation. Me not having a job i basically stayed home playing Maid where i feed the 7 dogs that were here and tried to keep the house clean when they got home from work, cleaning the dishes, sweeping, mopping and switching the dogs since my cousin owned a pit bull who was SO sweet and loving as long as you were not another dog that wasn’t her boyfriends Blue heeler. So every day I would wake up early in the morning to put the five dogs that spent the night inside outside and the two that were outside they would go inside for the day and I would switch them again the same night to make sure everyone got relatively the same amount of time outside. I found it very hard to ask for things as I wasnt doing much in to help pay for bills and each passing week I felt more and more down about myself and where I was in my life as a 20-year-old who is back in the same place in life he was when he was 14, jobless, and being an financial leech to who ever is around him cause he cant get a job and because of this it is a part of the reason my cousin and her Boyfriend coudn’t afford to keep their car and pay the rent and bills of the house and were forced to move back in with my aunts in order to keep their car. Me, however, I am still in loco hills currently By myslef untill later this week where my mom and her BF are moving from hagerman,NM to loco hills to live in a place where they can have their dogs since I was hesitant to move back in with my aunt with all the people who live there it would be crowded (8 people in a 4 bedroom house) so to avoid any more uncessary drama I stayed here and asked my mom if she would like to rent this place to avoid possibly losing our dogs.So here i am laying in bed drinking coffee with my dog sleeping on my shoulder hoping my life will move on as I am applying to places every day but it is emotionally draining filling out applications and calling places only to be given an endless list of excuses or just flat out denied the position for not having a drivers license or a personal vehicle. But if you happen to be reading this and your workplace is hiring or maybe you are a manager and would like to look at my Resume’ i will be happy to Email it to you.         

[nancyedimick]

Short Circuit: A roundup of recent federal court decisions

(Here is the latest edition of the Institute for Justice’s weekly Short Circuit newsletter, written by John Ross.)

Politically powerful car dealerships have given Tesla a rough run of late, winning battles in courthouses and state legislatures to prevent Tesla from selling its cars directly to the public. IJ Communications Associate Nick Sibilla has the story in the New York Times.

New on the podcast: an unseemly cash forfeiture, misleading pregnancy speech, and an unseemly vehicle impounding policy. Click here for iTunes.

Allegation: Five men are killed in Yemen by Hellfire missiles fired by an American drone; three of the men were the targets, two were collateral damage. Can the families of the latter obtain a ruling that the killings were unlawful? D.C. Circuit: This is a political question we cannot resolve. Concurrence: “Our democracy is broken.”

Homeland Security employee hands out security clearances, then transfers to Department of Defense. DHS finds some clearances were granted in error and tells DOD, which fires the employee. D.C. Circuit: No, DHS did not violate the employee’s privacy rights. It would be strange if an employee could avoid the consequences of a mistake by hightailing it to another agency.

Allegation: Passenger in stolen car makes a break for it on foot, is struck by a Bridgeport, Conn., police cruiser. He continues to flee but is Tased by three officers and winds up paralyzed. Second Circuit: No qualified immunity for two officers.

Scott Township, Pa., ordinance requires all cemeteries to be open to the public during the day and authorizes officials to enter any property sans warrant to determine if it contains a cemetery. A property owner objects, says the ordinance authorizes unconstitutional searches and unconstitutionally takes property. Third Circuit: While we encourage the Township to give up its inspection provision, the property owner doesn’t have standing to get a ruling on any of her claims.

Public defender is fired after he tells judges, lawyers, and politicians he was demoted — reassigned from the trial team to the juvenile court unit — because he refused to railroad clients into plea agreements. Third Circuit: The lawyer’s rumor-mongering impugned the integrity of the public defender’s unit and threatened to undercut staff morale, so his firing did not violate the First Amendment.

Bucks County, Pa., officials put database online identifying people detained or incarcerated in county jail as far back as 1938. Plaintiff: And my decades-old, expunged arrest record is publicly available (including on websites that post mugshots and charge a fee to take them down), bringing shame upon my family. Third Circuit: He may pursue a class action against county officials.

Ours is a tolerant legal system, says the Third Circuit. But three Orthodox Jewish rabbis who planned to kidnap and torture a (fictitious) Orthodox husband until he granted a divorce to his wife (an undercover agent) cannot have their convictions overturned on religious-freedom grounds.

A recent North Carolina law allows magistrates who oppose same-sex marriage to not perform them. If, as in one county, every magistrate recuses, the state pays to bring in a willing out-of-county magistrate. Plaintiffs: Which is an unconstitutional expenditure of public funds in aid of religion. Fourth Circuit: No one has been prevented from getting married. Plaintiffs don’t have standing to sue.

Hale County, Tex., jail officer sexually abuses detainee, resigns. Six months later, another officer rapes another detainee. Can she sue jail officials for failing to train and supervise their employees? Fifth Circuit: No. After the first rape, they put up a poster and told officers not to assault detainees, which was sufficient to get them qualified immunity.

Ohio men convicted of unspeakably horrible crimes, sentenced to execution. Ohio’s Execution Protocol calls for a three-drug cocktail with the infamous midazolam as the anesthetic. En banc Sixth Circuit (over a dissent): Which does not violate the Eighth Amendment’s ban on cruel and unusual punishment.

In Indiana, beer wholesalers can get a license to sell wine, and wine wholesalers can get a license to sell liquor, but nobody can get a license to sell both beer and liquor. The history is clear that this system was designed to promote political patronage. Unconstitutional? The history is irrelevant, says the Seventh Circuit, because it is imaginable that the system raises prices and therefore lowers consumption of alcohol.

Allegation: Displeased with the way a septic tank installer installed a septic tank (at the installer’s mother’s property), Brown County, Ind., health officer revokes the installer’s license — apparently for violations of the county’s secret septic-tank ordinance. Seventh Circuit: Could be the installer’s procedural due process rights were violated.

Minneapolis landlords: Inspectors ordered us to fix up our properties, which we rent to low-income families. But the alleged code violations are trumped-up; the remediation orders are vague; and officials won’t clarify them or let us appeal. Meanwhile, far worse violations persist in the city’s public-housing units. Eighth Circuit: All of which does not amount to a violation of the Fair Housing Act.

The NCAA bans anyone with a felony conviction from coaching at NCAA-certified youth athletic tournaments, a policy that disproportionately affects African Americans. Illegal racial discrimination under the Civil Rights Act? Ninth Circuit: Coach needed to show that an equally effective, less discriminatory alternative exists, which he failed to do.

In which the Ninth Circuit provides a brief illustration of why, if you’ve successfully invoked your right to an attorney, you should really, really stop talking.

Ninth Circuit: Though they appeal to public safety concerns, U.S. truckers who oppose Mexican truckers operating in the U.S. are in fact much more concerned about new competition. Separately, their suit against the feds over the issue can’t go.

In 1715, 11 Spanish galleons carrying a cargo of gold, silver, and precious jewels sank off the Florida coast in a hurricane. In 1979, a Florida company retrieved a cannon from the wreckage, kicking off litigation that continues to this day. The Eleventh Circuit has the latest installment.

Sarasota, Fla., detective applies for state court permission to track cellphones. ACLU: We’d like to see those applications, which are public records under Florida law. Feds: Ah, but the detective is also a deputized U.S. marshal, and state law cannot compel a federal officer to produce anything. Magistrate judge: That’s so, though he did sign one of the applications “Detective Smith, Sarasota PD.” Eleventh Circuit: The ACLU is entitled to some jurisdictional discovery.

Food trucks in Louisville, Ky., are prohibited from operating within 150 feet of a restaurant that sells similar food without the restaurant owner’s written permission, which is revocable at any time without notice. Unsurprisingly, large swaths of the city are no-go zones for food trucks, as getting permission from every brick-and-mortar food establishment is virtually impossible. Restaurants have even been known to add items to their menu specifically to force food trucks to move. Last month, a pair of food truck owners sued the city, arguing the 150-foot rule is an unconstitutional restriction on their right to earn an honest living. Read more here.

Originally Found On: http://www.washingtonpost.com/news/volokh-conspiracy/wp/2017/07/10/short-circuit-a-roundup-of-recent-federal-court-decisions-63/