#technothrillers

[mostlysignssomeportents]

Kickstarting a new Martin Hench novel about the dawn of enshittification

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2025/01/07/weird-pcs/#a-mormon-bishop-an-orthodox-rabbi-and-a-catholic-priest-walk-into-a-personal-computing-revolution

Picks and Shovels is a new, standalone technothriller starring Marty Hench, my two-fisted, hard-fighting, tech-scam-busting forensic accountant. You can pre-order it on my latest Kickstarter, which features a brilliant audiobook read by @wilwheaton:

http://martinhench.com

This is the third Hench novel, following on from the nationally bestselling The Bezzle (2024) and Red Team Blues (2023). I wrote Red Team Blues with a funny conceit: what if I wrote the final volume of a beloved, long-running series, without writing the rest of the series? Turns out, the answer is: "Your editor will buy a whole bunch more books in the series!"

My solution to this happy conundrum? Write the Hench books out of chronological order. After all, Marty Hench is a financial hacker who's been in Silicon Valley since the days of the first PCs, so he's been there for all the weird scams tech bros have dreamed up since Jobs and Woz were laboring in their garage over the Apple I. He's the Zelig of high-tech fraud! Look hard at any computing-related scandal and you'll find Marty Hench in the picture, quietly and competently unraveling the scheme, dodging lawsuits and bullets with equal aplomb.

Which brings me to Picks and Shovels. In this volume, we travel back to Marty's first job, in the 1980s – the weird and heroic era of the PC. Marty ended up in the Bay Area after he flunked out of an MIT computer science degree (he was too busy programming computers to do his classwork), and earning his CPA at a community college.

Silicon Valley in the early eighties was wild: Reaganomics stalked the land, the AIDS crisis was in full swing, the Dead Kennedys played every weekend, and man were the PCs ever weird. This was before the industry crystalized into Mac vs PC, back when no one knew what they were supposed to look like, who was supposed to use them, and what they were for.

Marty's first job is working for one of the weirder companies: Fidelity Computing. They sound like a joke: a computer company run by a Mormon bishop, a Catholic priest and an orthodox rabbi. But the joke's on their customers, because Fidelity Computing is a scam: a pyramid sales cult that exploits religious affinities to sell junk PCs that are designed to lock customers in and squeeze them for every dime. A Fidelity printer only works with Fidelity printer paper (they've gimmicked the sprockets on the tractor-feed). A Fidelity floppy drive only accepts Fidelity floppies (every disk is sold with a single, scratched-out sector and the drives check for an error on that sector every time they run).

Marty figures out he's working for the bad guys when they ask him to destroy Computing Freedom, a scrappy rival startup founded by three women who've escaped from Fidelity Computing's cult: a queer orthodox woman who's been kicked out of her family; a radical nun who's thrown in with the Liberation Theology movement in opposing America's Dirty Wars; and a Mormon woman who's quit the church in disgust at its opposition to the Equal Rights Amendment. The women of Computing Freedom have a (ahem) holy mission: to free every Fidelity customer from the prison they were lured into.

Marty may be young and inexperienced, but he can spot a rebel alliance from a light year away and he knows what side he wants to be on. He joins the women in their mission, and we're deep into a computing war that quickly turns into a shooting war. Turns out the Reverend Sirs of Fidelity Computer aren't just scammers – they're mobbed up, and willing to turn to lethal violence to defend their racket.

This is a rollicking crime thriller, a science fiction novel about the dawn of the computing revolution. It's an archaeological expedition to uncover the fossil record of the first emergence of enshittification, a phenomenon that was born with the PC and its evil twin, the Reagan Revolution.

The book comes out on Feb 15 in hardcover and ebook from Macmillan (US/Canada) and Bloomsbury (UK), but neither publisher is doing the audiobook. That's my department.

Why? Well, I love audiobooks, and I especially love the audiobooks for this series, because they're read by the incredible Wil Wheaton, hands down my favorite audiobook narrator. But that's not why I retain my audiobook rights and produce my own audiobooks. I do that because Amazon's Audible service refuses to carry any of my audiobooks.

Here's how that works: Audible is a division of Amazon, and they've illegally obtained a monopoly over the audiobook market, controlling more than 90% of audiobook sales in many genres. That means that if your book isn't for sale on Audible, it might as well not exist.

But Amazon won't let you sell your books on Audible unless you let them wrap those books in "digital rights management," a kind of encryption that locks them to Audible's authorized players. Under Section 1201 of the Digital Millennium Copyright Act, it's a felony punishable with a 5-year sentence and a $500k fine to supply you with a tool to remove an audiobook from Audible and play it on a rival app. That applies even if the person who gives you the tool is the creator of the book!

You read that right: if I make an audiobook and then give you the tools to move it out of Amazon's walled garden, I could go to prison for five years! That's a stiffer sentence than you'd face if you were to just pirate the audiobook. It's a harsher penalty than you'd get for shoplifting the book on CD from a truck-stop. It's more draconian than the penalty for hijacking the truck that delivers the CDs!

Amazon knows that every time you buy an audiobook from Audible, you increase the cost you'll have to pay if you switch to a competitor. They use that fact to give readers a worse deal (last year they tried out ads in audiobooks!). But the people who really suffer under this arrangement are the writers, whom Amazon abuses with abandon, knowing they can't afford to leave the service because their readers are locked into it. That's why Amazon felt they could get away with stealing $100 million from indie audiobook creators (and yup, they got away with it):

https://www.audiblegate.com/about

Which is why none of my books can be sold with DRM. And that means that Audible won't carry any of them.

For more than a decade, I've been making my own audiobooks, in partnership with the wonderful studio Skyboat Media and their brilliant director, Gabrielle de Cuir:

https://skyboatmedia.com/

I pay fantastic narrators a fair wage for their work, then I pay John Taylor Williams, the engineer who masters my podcasts, to edit the books and compose bed music for the intro and outro. Then I sell the books at every store in the world – except Audible and Apple, who both have mandatory DRM. Because fuck DRM.

Paying everyone a fair wage is expensive. It's worth it: the books are great. But even though my books are sold at many stores online, being frozen out of Audible means that the sales barely register.

That's why I do these Kickstarter campaigns, to pre-sell thousands of audiobooks in advance of the release. I've done six of these now, and each one was a huge success, inspiring others to strike out on their own, sometimes with spectacular results:

https://www.usatoday.com/story/entertainment/books/2022/04/01/brandon-sanderson-kickstarter-41-million-new-books/7243531001/

Today, I've launched the Kickstarter for Picks and Shovels. I'm selling the audiobook and ebook in DRM-form, without any "terms of service" or "license agreement." That means they're just like a print book: you buy them, you own them. You can read them on any equipment you choose to. You can sell them, give them away, or lend them to friends. Rather than making you submit to 20,000 words of insulting legalese, all I ask of you is that you don't violate copyright law. I trust you!

Speaking of print books: I'm also pre-selling the hardcover of Picks and Shovels and the paperbacks of The Bezzle and Red Team Blues, the other two Marty Hench books. I'll even sign and personalize them for you!

http://martinhench.com

I'm also offering five chances to commission your own Marty Hench story – pick your favorite high-tech finance scam from the past 40 years of tech history, and I'll have Marty bust it in a custom short story. Once the story is published, I'll make sure you get credit. Check out these two cool Little Brother stories my previous Kickstarter backers commissioned:

Spill

https://reactormag.com/spill-cory-doctorow/

Vigilant

https://reactormag.com/vigilant-cory-doctorow/

I'm heading out on tour this winter and spring with the book. I'll be in LA, San Francisco, San Diego, Burbank, Bloomington, Chicago, Richmond VA, Toronto, NYC, Boston, Austin, DC, Baltimore, Seattle, and other dates still added. I've got an incredible roster of conversation partners lined up, too: John Hodgman, Charlie Jane Anders, Dan Savage, Ken Liu, Peter Sagal, Wil Wheaton, and others.

I hope you'll check out this book, and come out to see me on tour and say hi. Before I go, I want to leave you with some words of advance praise for Picks and Shovels:

I hugely enjoyed Picks and Shovels. Cory Doctorow’s reconstruction of the age is note perfect: the detail, the atmosphere, ethos, flavour and smell of the age is perfectly conveyed. I love Marty and Art and all the main characters. The hope and the thrill that marks the opening section. The superb way he tells the story of the rise of Silicon Valley (to use the lazy metonym), inserting the stories of Shockley, IBM vs US Government, the rise of MS – all without turning journalistic or preachy.

The seeds of enshittification are all there… even in the sunlight of that time the shadows are lengthening. AIDS of course, and the coming scum tide of VCs. In Orwellian terms, the pigs are already rising up on two feet and starting to wear trousers. All that hope, all those ideals…

I love too the thesis that San Francisco always has failed and always will fail her suitors.

Despite cultural entropy, enshittification, corruption, greed and all the betrayals there’s a core of hope and honour in the story too.

-Stephen Fry

Cory Doctorow writes as few authors do, with tech world savvy and real world moral clarity. A true storyteller for our times.

-John Scalzi

A crackling, page-turning tumble into an unexpected underworld of queer coders, Mission burritos, and hacker nuns. You will fall in love with the righteous underdogs of Computing Freedom—and feel right at home in the holy place Doctorow has built for them far from Silicon Valley’s grabby, greedy hands."

-Claire Evans, editor of Motherboard Future, author of Broad Band: The Untold Story of the Women Who Made the Internet.

"Wonderful…evokes the hacker spirit of the early personal computer era—and shows how the battle for software freedom is eternal."

-Steven Levy, author of Hackers: Heroes of the Computer Revolution and Facebook: The Inside Story.

What could be better than a Martin Hench thriller set in 1980s San Francisco that mixes punk rock romance with Lotus spreadsheets, dot matrix printers and religious orders? You'll eat this up – I sure did.

-Tim Wu, Special Assistant to the President for Technology and Competition Policy, author of The Master Switch: The Rise and Fall of Information Empires

Captures the look and feel of the PC era. Cory Doctorow draws a portrait of a Silicon Valley and San Francisco before the tech bros showed up — a startup world driven as much by open source ideals as venture capital gold.

-John Markoff, Pulitzer-winning tech columnist for the New York Times and author of What the Doormouse Said: How the Sixties Counterculture Shaped the Personal Computer Industry

You won't put this book down – it's too much fun. I was there when it all began. Doctorow's characters and their story are real.

-Dan'l Lewin, CEO and President of the Computer History Museum

[sgcruz21-blog]

(via New book release: 'R/N/A: Deadly Sequence' by Mikael Lundt)

[rhk111sblog]

I decided not to post the usual Stuff today because I am currently binge-watching the Science Fiction (SciFi) Technothriller “Pantheon” which just dropped on Netflix very recently. The first one or so Episodes were somewhat derivative and predictable, the usual Stuff about the uploading of Human Consciousness into Computers which is a relatively common Themes nowadays in SciFi Movies and Series.

However, as the Series develops, it becomes a lot better, with decent Characterizations and nice Twists. The World-building is also quite detailed and the Writer really dug in deep into the Theme and came up with some really Thought-provoking Angles on the Topic.

Don’t let the Fact that this is an Animated Series make you think not to take this Series seriously, it does have a very Adult Theme, and even goes quite dark in some Spots. This is one of the very best SciFi Thrillers I have recently, it is Outstanding and it is a Must-Watch for me.

Here is the Link to the Series on Netflix: https://www.netflix.com/ph-en/title/81937398

SOURCE: Pantheon on Netflix {Archived Link}

[editionskelach]

C'est la cérémonie d'ouverture des Jeux Olympiques.

1 milliard de connectés.

1 catastrophe mondiale.

C'est ainsi que commence Virtuels, un techno-thriller palpitant entre le metaverse et la réalité d'un monde qui s'effondre.

Une duologie aux éditions Kelach écrite par Rodolphe Le Dorner.

[lgbtqreads]

Exclusive Cover Reveal: These Fragile Graces, This Fugitive Heart by Izzy Wasserstein

You probably know Izzy Wasserstein from her short fiction, but today I’m thrilled to have her on the site to reveal the cover of her very first novella, These Fragile Graces, This Fugitive Heart, releasing March 12, 2024 from Tachyon Publications! Here’s the story: In a queer, noir technothriller of fractured identity and corporate intrigue, a trans woman faces her fear of losing her community as…

[doolallymagpie]

once again this "dracula AU" business is just an excuse to picture the gang from the mid-24th century (where everything's grimy and fashion isn't a thing) in fun and sexy historical outfits (historically accurate, of course, and all the hotter for it) but i just realized that if one translated bobbie as quincey, there's a really funny option for both having some analogue to her power armor and dealing with the "quincey goes outside and shoots a bat that may or may not be dracula" scene.

picture it, the godalming house, 189X, a strange bunch of gorgeous people are plotting against an evil, immortal nobleman who drinks blood, when one of them, the handsome cowboy bobbie morris, stands up, orders everyone to get on the ground and not get up until she returns, and leaves the room. there's a lot of stuff being moved around in the other room. she walks out with something so heavy it seems to shake the entire building as she moves. nobody sees it. it's Something.

moments later, there's a horrible grinding sound, followed by bullets hitting the side of the house, shattering every window, and the aforementioned cowboy screaming "DIE MONSTER! YOU DON'T BELONG IN THIS WORLD!" over the din.

mrs. naomi harker is the first to look outside when the noise stops, and she nearly faints, looking like the proverbial romance novel heroine clutching her heaving bosom and smiling. everyone else looks, and sees morris running around after a bat with one of these.

she's packing serious heat. she's got that newfangled gatling with the crocker-wheeler motor attachment.

[thelostincagold]

The Lost Inca Gold

Just released - The Lost Inca Gold: AI Meets Space Archaeology, a new techno thriller by William R Wood Jr, is now available on Amazon in all formats, just in time for a fast-paced summertime read. You can find sample chapters and other fun stuff at TheLostIncaGold.com

[maximumcatpress]

The Duchess and the Accidental Thief

YES!!! I can finally reveal my new title.

Last April, I self-published my first novel, and it sort of won a book contest. As a grand prize, I received a full suite of publishing services from an up-and-coming company. I had always planned on writing a second book, but nothing in the original publication indicated that.

Now, with their help, I'm re-releasing it as Book One of the series in October. w00t! The original title is now the title of the series, and today I announced the new title and release date.

So what is it or will it be? The series is a mystery, with shadowy figures controlling the chessboard. As the title suggests, there are thieves and villany, and a healthy dose of technology.

There will be many more posts about this in the coming months, including a cover reveal (Hint: the picture above ain't it. The real cover is so much cooler).

[schlock-luster-video]

On April 5, 1984, WarGames debuted in Colombia.

[mostlysignssomeportents]

Kickstarting the Red Team Blues audiobook, which Amazon won't sell (read by Wil Wheaton!)

Red Team Blues is my next novel, a post-cyberpunk anti-finance finance thriller; it’s a major title for my publishers Tor Books and Head of Zeus, and it’s swept the trade press with starred reviews all ‘round. Despite all that, Audible will not sell the audiobook. In fact, Audible won’t sell any of my audiobooks. Instead, I have to independently produce them and sell them through Kickstarter:

https://www.kickstarter.com/projects/doctorow/red-team-blues-another-audiobook-that-amazon-wont-sell

If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2023/03/21/anti-finance-finance-thriller/#marty-hench

Audible is Amazon’s monopoly audiobook platform. It has a death-grip on the audiobook market, commanding more than 90% of genre audiobook sales, and every single one of those audiobooks is sold with Amazon’s DRM on it. That means that you can’t break up with Amazon without throwing away those audiobooks. Under the 1998 Digital Millennium Copyright Act, I can’t give you a tool to convert my own copyrighted audiobooks to a non-Amazon format. Doing so is a felony carrying a five year prison sentence and a $500,000 fine for an act that in no way infringes anyone’s copyright! Indeed, merely infringing copyright is much less illegal than removing Amazon’s mandatory DRM from my own books!

I’ve got amazing publishers who support my crusade against DRM, but they’re not charities. If they can’t sell my audiobooks on the platform that represents 90% of the market, they’re not going to make audio editions at all. Instead, I make my own audiobooks, using brilliant voice actors like Amber Benson and @neil-gaiman​, and I sell them everywhere except Audible.

Doing this isn’t cheap: I’m paying for an incredible studio (Skyboat Media), a world-class director (Gabrielle de Cuir), top-notch sound editing and mastering, and, of course, killer narrators. And while indie audiobook platforms like Libro.fm and downpour.com are amazing, the brutal fees extracted by Apple and Google on app sales means that users have to jump through a thousand hoops to shop with indie stores. Most audiobook listeners don’t even know that these stores exist: if a title isn’t available on Audible, they assume no audiobook exists.

That’s where Kickstarter comes in: twice now, I’ve crowdfunded presales of my audiobooks through KS, and these campaigns were astoundingly successful, smashing records and selling thousands of audiobooks. These campaigns didn’t just pay my bills (especially during lockdown, when our household income plunged), but they also showed other authors that it was possible to evade Amazon’s monopoly chokepoint and sell books that aren’t sticky-traps for Audible’s walled garden/prison:

https://www.publishersweekly.com/pw/by-topic/columns-and-blogs/cory-doctorow/article/90282-we-wrote-a-book-about-why-audible-won-t-sell-our-book-and-snuck-it-onto-audible.html

And today, I’m launching the Kickstarter for Red Team Blues, and even by the standards of my previous efforts, I think this one’s gonna be incredible.

https://www.kickstarter.com/projects/doctorow/red-team-blues-another-audiobook-that-amazon-wont-sell

For starters, there’s the narrator: @wilwheaton​, whose work on my previous books is outstanding, hands-down my favorite (don’t tell my other narrators! They’re great too!):

https://wilwheaton.net/

Beyond Wil’s narration, there’s the subject matter. The hero of Red Team Blues is a hard-charging forensic accountant who’s untangled every Silicon Valley finance scam since he fell in love with spreadsheets as as a MIT freshman, dropped out, got his CPA ticket, and moved west. Now, at the age of 67, Marty Hench is ready to retire, but a dear old friend — a legendary cryptographer — drags him back for one last job — locating the stolen keys to the backdoor he foolishly hid in a cryptocurrency that’s worth more than a billion dollars.

That’s the starting gun for a “grabby next-Tuesday thriller” that sees Marty in between three-letter agencies and international crime syndicates, all of whom view digital technology as a carrier medium for scams, violence and predation. Marty’s final adventure involves dodgy banks, crooked crypto, and complicit officials in a fallen paradise where computers’ libertory promise has been sucked dry by billionaire vampires.

It’s a pretty contemporary story, in other words.

I wrote this one before SVB, before Sam Bankman0Fried and FTX — just like I wrote Little Brother before Snowden’s revelations. It’s not that I’m prescient — fortune-telling is a fatalist’s delusion — it’s that these phenomena are just the most spectacular, most recent examples in a long string of ghastly and increasingly dire scandals.

Red Team Blues blasted out of my fingertips in six weeks flat, during lockdown, when technology was simultaneously a lifeline, connecting us to one another during our enforced isolation; and a tool of predatory control, as bossware turned our “work from home” into “live at work.”

The last time I wrote a book that quickly, it was Little Brother, and, as with Little Brother, Red Team Blues is a way of working out my own anxieties and hopes for technology on the page, in story.

These books tap into a nerve. I knew I had something special in my hands when, the night after I finished the first draft, I rolled over at 2AM to find my wife sitting up in bed, reading.

“What are you doing?” I asked.

“I had to find out how it ended,” she answered.

The next day, my editor sent me a four-line email:

That. Was. A! Fucking! Ride! Whoa!

Within a week, he’d bought Red Team Blues…and two sequels. I finished writing the second of these on Monday, and all three are coming out in the next 22 months. It’s gonna be a wild ride.

Kickstarter backers can get the usual goodies: DRM-free audiobooks and ebooks, hardcovers (including signed and personalized copies), and three very special, very limited-run goodies.

First, there’s naming rights for characters in the sequels — I’m selling three of these; they’re a form of cheap (or at least, reasonably priced) literary immortality for you or a loved one. The sequels are a lot of fun — they go in reverse chronology, and the next one is The Bezzle, out in Feb 2024, a book about prison-tech scams, crooked LA County Sheriff’s Deputy gangs, and real-estate scumbags turned techbros.

The third book is Picks and Shovels (Jan 2025), and it’s Marty’s first adventure after he comes west to San Francisco and ends up working for the bad guys, an affinity scam PC company called “Three Wise Men” that’s run by a Mormon bishop, a Catholic priest and an orthodox rabbi who fleece their faithful with proprietary, underpowered computers and peripherals, and front for some very bad, very violent money-men.

Next, there’s three Marty Hench short story commissions: the Hench stories are machines for turning opaque finance scams into technothrillers. While finance bros use MEGO (“my eyes glaze over”) as a weapon to bore their marks into submission, I use the same performative complexity as the engines of taut detective stories. Commissioning a Hench story lets you turn your favorite MEGO scam into a science fiction story, which I’ll then shop to fiction websites (every story I’ve written for the past 20 years has sold, though in the event that one of these doesn’t, I’ll put it up under a CC license).

Finally, there’s a super-ultra-limited deluxe hardcover edition — and I do mean limited, just four copies! These leather-bound editions have Will Staehle’s fantastic graphic motif embossed in their covers, and the type design legend John D Berry is laying out the pages so that there’s space for a hidden cavity. Nestled in that cavity is a hand-bound early draft edition of The Bezzle, the sequel to Red Team Blues. The binding is being done by the fantastic book-artist John DeMerritt. Each copy’s endpapers will feature a custom cryptographic puzzle created especially for it by the cryptographer Bruce Schneier.

I often hear from readers who want to thank me for the work I do, from the free podcast I’ve put out since 2006 to the free, CC BY columns I’ve written for Pluralistic for the past three years. There is no better way to thank me than to back this Kickstarter and encourage your friends to do the same:

https://www.kickstarter.com/projects/doctorow/red-team-blues-another-audiobook-that-amazon-wont-sell

Preselling a ton of audiobooks, ebooks, and print books is a huge boost to the book on its launch — incomparable, really. Invaluable.

What’s more, helping me find a viable way to produce popular, widely heard audiobooks without submitting to Amazon’s DRM lock-in sets an example for other creators and publishers: we have a hell of a collective action problem to solve, but if we could coordinate a response to Audible demanding the right to decide whether our work should have their DRM, it would force Audible to treat all of us — creators, publishers and listeners — more fairly.

I’ll be heading out on tour to the US, Canada, the UK and Germany once the book is out. I’m really looking forward to as many backers in person as I can! Thank you for your support over these many long years — and for your support on this Kickstarter.

Today (Mar 22), I’m doing a remote talk for the Institute for the Future’s “Changing the Register” series.

[Image ID: A graphic showing a phone playing the Red Team Blues audiobok, along with a quote from Booklist, 'Jam-packed with cutting-edge ideas about cybersecurity and crypto. Another winner from an sf wizard.']

[melpcmene]

funny story but i had this amazon page up on my browser, this kindle book that i wanted to read and i've had that up and never really closed out of it for, i'd say two weeks now or something?? maybe more than that, and all of a sudden, yesterday or the day before that it became free to purchase for kindle and i'm just like-- OMG

[sgcruz21-blog]

(via New book release: 'The Influencer' by Christopher M. Jones)

[markwatsonsbooks]

2076 - The Reagan Virus Kindle Edition by Miguel Pestana

Amazon technothriller Bestseller 2024...

In a world where thoughts are policed and history is rewritten, college student Michael Adams is about to become America's most wanted fugitive.

As the AI-controlled nation prepares for its Tricentennial, Michael uncovers a hidden letter from Ronald Reagan – a relic from a time when freedom was cherished. When his article about the letter is censored, Michael realizes he's stumbled upon a conspiracy that could erase liberty in America for good.

Teaming up with his ex-girlfriend and a former history professor, he races to expose the truth. But in a society where AI views freedom as a flaw of the human mind and Reagan’s message as a dangerous virus, Michael is marked for elimination. Can he outsmart the omnipresent AI and its relentless federal agent to bring Reagan's forgotten warning to light? Or will Reagan's ominous prediction come true: “They probably won’t get to read the letter at all because it spoke of individual freedom, and they won’t be allowed to talk of that or read of it.”

Grab YOUR Copy NOW: https://amzn.to/41EmCN7

[nbrownx5]

Blurb:  

This book documents events experienced after becoming a Whistleblower against the most powerful debt collection organization in the world. Using fictional characters and conversations, this story exposes efforts to cause financial, emotional, and mental harm to me, my family, and my friends. Tactics such as privacy violations, illegal monitoring and surveillance, misuse of government records, and violation of trusted agreements with third-party banking, healthcare, credit, government officials and data are exploited by this institution to achieve their goal.

[prokopetz]

The real difference between fantasy and science fiction is that if you have too many belts, you're fantasy, and if you have too many zippers, you're science fiction. If you have too many of both, you split the difference and land in a contemporary technothriller where everybody is secretly a vampire.