#spazzspeaks
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In very depression meal fashion i have eaten two slices of weird ham and am working on a slice of bread now
Coulda made a sandwich out of it i guess but i just don't care
Bed now, to see if i can sleep after all the excitement
#spazzspeaks#for some reason i really want to use the phrase cant be arsed#but first off i dont say arse#and second off im American i dont use that phrase even with ass#is this what reading 300k words of dragon age fic in a row will do#i dont even remember reading the phrase!!!!#i read too much brit based fanfic hahaha good lord
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As a former bank teller, I also want to point out that revolving credit (credit cards) is not as good for your credit score as installment credit (loans with a fixed end date).
If all you can do is a credit card then do it! Because any credit history is better than none, like people said earlier.
But say if you do need a car and you've saved up that $3000 to buy one you want-- get a $4000 one with a loan, and use the money you already have to make a downpayment. When you're only financing such a small amount, you're payments would be incredibly small. If even that's too much, get the $3000 car, only pay $2000 up front, and then set up your car payments for that last thousand to come out of the money you already had set aside for it. That way you don't need any extra money, you're on a fixed schedule of loan payments, there's an end in sight and it's only using money you've already got. Hell, if you paid it off early youd still have that loan that you handled responsibly and completed on you're history. And that stands out more than credit cards do with their rotating credit.
Different Strokes?
I think I left the teller at the bank genuinely disturbed when I told him that “If I can’t afford it, I just don’t buy it.” “What about a car? Do you drive a car?” he inquired, his voice toning on the edge of fear. I told him, “Yeah, I have a vehicle. I bought it used for under $3,000.” He looked physically pained. “What about if you want to buy some kind of new appliance? Or furniture?” he persisted. I stared at him blankly. “My couch was $5.00 at Goodwill. Like…I just buy shit cheap or I don’t buy it at all. The only thing in my life that I make payments on is my house, my bills, and my insurance, and that’s split five ways because I have housemates.” The young man looked horrified? Appalled? And somehow also awed? This guy couldn’t have been much older than me. But it seemed that he’d never even considered the option before of saving up for something to purchase it outright instead of using a credit card. Am I the only person in my general age group (just turned 26) who’s never owned a credit card, and who has forgone basic comforts in order to save up for items so you don’t owe money to anyone, like, ever?
#spazzspeaks#trying to be helpful but im struggling to organize my thoughts rn#pop me a message if you have any questions at all i can do better
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Today in my Chinese adventures, I learned that the Chinese word for carpet is literally “floor blanket.”
I love Chinese.
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Been half sad half dissociative all day
Reading fic and listening to lofi
Kinda wanna cry over nothing
Excited to go to bed early
#spazzspeaks#ive had a couple of crys already#my dinner was just an entire package of frozen xiao long bao steamed in my rice cooker#they werent bad actually
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Ya know it's no joke when they say ppl with ADHD stall out and things stop happening when they have to make a choice that feels too difficult
I played a good chunk of dragon age origins happily romancing both Zevran and Alistair and the moment I reached the point where I had to choose one of them I dropped the game
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Ya girl out here MAKIN' STUFF
#spazzspeaks#i trimmed a tshirt into w tank and sewed it yesterday#then sewed in loose strings on the 4 doilies for the pillows#then today i learned a heart pattern#made chili and cornbread#and then crocheted a shamrock and 4 hearts#im sewing in loose strings in those rn#id love to make the remaining 6 shamrocks i need tonight#thats the last of the pillow decirations#im pretty wiped out tho so i have my doubts
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I feel gross and down and unloved
#spazzspeaks#feelings blogging#i know its not his vibe but i need reassurance.... validation...#without outside sources reminding me my brain makes up reasons why its not being given#example its stupid of me to think that he would consider a relationship with me nice guys in america dont date a girl who lives in china#and we havent had any conversations i can counteract that with#at least when i shit on myself about Andor i have specific conversations i can refer to to talk myself back from such a negative place#example since hes no feelings only sex im fulfilling a role anyone can do and i dont matter to him at all im not special or meaningful#i know thats not true he is trusting me with a lot and has chosen to do that because im kind he trusts me and i am kind and only i can do it#for now at least#but i dont have that with xander and like i was fine until i heard him and his gf talking about me#i didnt even actually hear anything just my name and her whispering shes right there!! and then more whispers#that triggered my anxiety so badly ive wanted to cry ever since#i keep doing things to show him he matters to me but im getting nothing back this is the story of my fucking life i want to die#also im hungry all the time and i have sores forming in my mouth and i hate everything rn#sorry just had to wallow a bit there
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So I've been having a good time but also been low key miserable cos i haven't been able to eat!!! So yesterday after we went to fucking cheesecake factory and i got this amazing row of pork belly sliders with coleslaw and fried pickles on them and i had to FORCE myself to finish two. I finally asked a nurse friend and she thinks im rocking some altitude sickness and i need a mostly liquid diet for a bit
So today i got soup ingredients and lots fruit and was lightheaded and struggling while i made my lunch because lmao itd been 4 days since id managed a single full meal and also i shit my entire guts out all day yesterday
But! The soups i made were good! I also had an apple and four mandarins and a protein drink cos ive been dying lmfao i never want to go without food again ive never felt like i did earlier, i had the shakes and kept needing to lean on stuff
Anyways thats like everything bad about the visit-- everything else has been really great. I enjoy hanging with Xander, his friends are all great, nearly everyone here is poly and its so refreshingly different. I cant wait till my body stops wussing out so i can enjoy new mexican food better exceeeept we totally used up my eating out budget already, dont wanna do that anymore. The desert and the mountains are beautiful. The cities are laid out so strangely lmao
#spazzspeaks#long post //#i want to just walk around craggy eroded areas of the desert dense with shrubs and clay dirt
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Me reading fanfic at work: -pauses to stare dreamily off into the distance- Love is stored IN THE CULLEN!!
#spazzspeaks#rereading a fav of mine called Stuck in the Puzzle#love is in fsct stored in the cullen :)
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Got home from DnD and did all this responsible shit- got a few things to do tomorrow but I'm working on it
#spazzspeaks#i feel pretty good honestly#i mean my credit card might get cloaed and that surely wont be good for my credit#but im gonna call them tomorrow i paid all the money i have just now and i will call them to be like i get paid friday!!!! pls wait!!#then i got charity letters from the hospital so i have two enveloped for mailing just need stamps#and one i will fax hopefully i can send faces from work#and also!!! my background check came in so i sent that kn to my china employer#hell yeah getting this BREAD
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I am kind, I am funny, I'm resourceful, I'm creative, I'm reliable in my own fashion, I'm worthwhile, I'm lovable
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My paycheck I'm getting now is for a time frame where I worked 41 hrs in two weeks
I'm scheduled to work 33 hrs this week so like whats next week gonna look like can I have money again lmfao
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Man idk what's up w today but I'm just so tiiired
I'm having breakfast (ramen w egg) and coffee rn so maybe that'll wake me up but so far I'm super snooze despite getting plenty of sleep
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Just gotta say this author is definitely a woman and definitely a monsterfucker and power to her for publishing these MASSIVE monster fucking stories
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Note to self line dancing is in fact harder on knees than average club dancing cos Stomp is an important aspect of the line dance
Meaning next time wear knee braces lmao oops
#spazzspeaks#its 1am so i can take more tylenol but hoo boy im feeking jt#i sat on the floor for a hit after i dropp3r somethint and getting up 2as pain hahah
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Lmao I took all these steps so I could go out after my shift that ended at 9- ate a full meal, took medicine for feet pain, drank caffeine
And I made it!!!! It was fun, I'm not dying, would repeat even if tailing after a 7 hr closing shift
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