#so again I DONT WANNA CAUSE TROUBLE FEEL FREE TO SAY NO I WONT BE UPSET

[ctrl-alt-deleting-yr-face]

hi dailyverse friends

it’s me. Mod Cy. The guy that runs los camp! daily and plays the role of the wet magpie poem guy

so basically i have some plans and i wanted to ask if any of the dv blogs that have multiple hosts (like many of the many mbra blogs maybe) would have room to make me a member maybe /nf ^^

i need to make a second character. for the plans that i will not get into. and i am already struggling to keep up with my queue for daily los campesinos! so i don’t exactly want to make a second daily blog.. but also this is completely /nf and it’s only if it’s not any trouble for you guys!!

(also if it does work out, someone dm-ing and giving me a rundown on how to accurately make a character for one of those blogs would be helpful ^^ i wanna make sure i don’t mess up the vibe of the blogs ehe)

tagging a couple daily blog friends: @reinagony @leafgorge @onetimemacaroni

[ssplague]

Chapter 0ne

“And so it begins”

Katsuki B. X Reader

Rated M

Warnings: Gaslighting, manipulation, power play, light degradation

The day before the two of you left for UA; Your best friend gave her word to your mother that she would always look after you. Now that the two of you are in your third year she’s officially FED UP with your attitude and childish antics. Mentioning her dilemma to your shared group of friends results in the most unlikely person offering to be her solution to the problem that is YOU.

A/N: The girl in the banner is NOT how the reader is “supposed” to look, it was just a drawing I did specifically for this. You look however you want to, I don’t really make any specific references to your appearance in this story.

🌅

Its Saturday morning; Ive been awake for about five minutes now, but I’m not ready to open my eyes and embrace the conscious world just yet. Hearing the door of my room unlock and open does the trick though. Only one person (other than myself of course) has a key to my dorm room.

“I made breakfast for the both of us, its your favorite” announces Euphie as she walks in, kicking the door shut behind her. I sit up, just as she’s pushing my black out curtains to the side I let out a hiss of disdain as sunlight immediately begins to permeate the room.

“Thank you Euphie” I say with a yawn.

She hands me a plate before settling down on my bed, acknowledging my thanks with a nod as we both tuck in.

“We have plans this afternoon, can you be ready by at least 12:30? No need to get super made up but at least out of your pajamas?” Euphies voice is gentle, but I catch the underlying “I’m not asking, but telling you” vibe she tries to hide.

“For sure”

She smiles at my seemingly agreeable mood so early in the morning and we easily segway into our standard start of the day discussions. “Are we um…Are we going to be busy all day? I….I kinda planned on going to hangout with-“ Euphie cuts me off as she picks up our plates: “No worries you’ll have plenty of time for that, I promise!” Giving me a wink before shutting my door.

She didn’t even know who I was referring to, or what I was going to say….

At 12:55 Euphie reappears to rush me out of my room.

“Hey I forgot my purse I-“

“Don’t need it”

“But my wallet is-“

“Not necessary”

Her tone is clipped, and she has a death grip on my wrist as she quite literally drags me down the hallway. Initially I was taken aback, not being used to receiving this type of treatment from her. My bearings have started returning along with growing frustration each time one of my questions are receiving one word answers, or met with a complete dismissal. Reaching my limit I fail to notice that she’d began to slow down, and I’m wrenching my wrist free of her grip at the exact same time she’d come to a stop.

“What in the fuck is your problem?! You told me that we had plans to go out this afternoon, and you’d treat me to whatever I want!

This-“ I’m interrupted again.

“I certainly wouldn’t do anything for a fuckin’ brat throwing a tantrum like this”

My eyes snap to the side where I see the irritated scowl of one Katsuki Bakugou, as he leans against his door frame glowering at me. Embarrassment further fuels my anger as I turn toward him, pointing an acusatory finger as I begin “No one fucking asked you, stay out of it Katsu-“.

Kirishima suddenly emerges from Bakugo’s room, giving Euphie an enthusastic greeting

“Hey there! You look nice, ready to head out?”. The red head is flashing his signature shark toothed grip at my best friend as he offers her his arm. “You know it” she giggles, taking hold of his muscular bicep. The two of them start to walk off, confused and furious I start to head after them, but a large hand grips my shoulder grounding me in place.

“Bakugo told me he wouldn’t mind keeping an eye on you while Kiri and I went out this afternoon, this way you’ll stay out of trouble and get to keep the plans you’d made with him, bye!” The closing elevator doors add a sudden finalization to her brief explanation.

“Plans?” Bakugo questions while uncermoniously yanking me backwards.

I stumble back, falling through the doorway and landing flat on my ass in front of the now closed door (Which he is standing in front of). Glaring up at him as he continues: “She must have me confused with the local brothel, because thats the only place I’d imagine wearing a skirt as short as that would be deemed appropriate”. His insult doesn’t deter his crimson eyes from roaming the length of my body, lingering on the aforementioned skirt. Getting to my feet, he walks around me and move towards his desk, taking a seat behind it.

“Oh fuck you Katsuki, you can be a real dick sometimes, I dunno what stupid Euphie told you about keeping and eye on me, but I dont need a fucking baby sitter! So ill be off now” with a huff you turn towards the door. “________, I’m not in the mood for bullshit today so just sit down and shut up” he growls, not turning to look at you. He always feels embarrassingly giddy when you adress him by his first name, thats why he insisted you call him by it. That in itself should be an indication of how he seems to favor you.

It makes him almost feel a bit guilty for using a harsh tone when he’d spoken to you. Despite how he treats others, Katsuki is hardly ever outright mean to you; He’s never even given you a derogatory nickname like he has for everyone else. Today’s an off day though…He’s just not used to running on little to no sleep. That paired with his already non existent level of patience makes for a blow up. Especially when YOU were the cause of his latest bout of insomnia….turning to look at you has his thoughts beginning to wander.

Those lips of yours flapping away as you berate him…

They sure would look a helluva lot better wrapped around his-

“-Not even fucking listening to me are you?!” You snarl, starting towards the door again. “I cant believe I woke up this morning wanting to hangout with YOU, guess I’ll change my plans and hangout with someone not so shitty to me…. Like Deku!” A loud crash comes from behind you. The now enraged man had stood up so abruptly, it sent his now vacated chair careening into the wall and toppling over.

“You really just cant help yourself can you?”

His voice is so eerily quiet as he turns to face you, something unidentifiable flashes in his rapidly darkening crimson orbs. You couldn’t exactly identify it, considering it disappeared as abruptly as it had originally came.

“Course you cant, I already know that”

A menacing smile appears on his face as he takes his first step toward you, immediately triggering your natural “Fight or flight” response.

“I know what you need”

He’s only an arms length away when you start to step back.

“You dont know shit”

You somehow summon the courage to speak, but are unable to summon any false bravado to keep you from betraying how unnerved he’s got you feeling as he takes another step.

“I know that your best friend cant stand what a spoiled fuckin’ brat you’ve become, I know she’s so fed up with your shit that she’s about to write you off completely”

The defiant expression you’d worn all this time finally starts to falter.

This marks the first time Katsuki has ever seen how you look when your confidence begins to ebb away, only to be replaced with a mixture of uncertainty and fear.

His sadistic side emerges with glee as your now saddened doe eyes meet his.

“You’re constantly disregarding everyone’s opinion of you unless it aligns with your own, but you dont even know what to think of yourself now that your faced with the possibility of being alone now…do you?

You remain silent, taking yet another step back as he continues speaking.

“You need someone who isn’t afraid to correct you, but they’ll have to of earned your respect….So when you inevitably step out of line, you wont put up a fight when you get put over their knee”

Your back hits the wall.

You swallow down the panic that slowly begun to rise from your chest up into your throat as you realize there is nowhere left for you to go.

“You desperately want to be a good girl, just dont know how to be one, huh princess?”

It’s so adorable the way your bottom lip juts out, but at the first quiver it quickly gets sucked between your teeth.

“That’s why you’re acting out right now isn’t it?

I bet you drench your cute little panties every time you get a rise out of me. Always hoping that its going to be the time I yank you the fuck up and put this brat in her goddamn place, hah?”

You shamelessly lean into the large hand thats now cupping your cheek, letting out a sigh as his thumb caresses your soft skin.

“Mhmmm”

It’s horrifying how easily you just admitted your most guarded secret! The triumphant smirk he sports makes it even harder to accept.

His tone is surprisingly gentle when he starts addressing you once again;

“I can do that for you baby….Let me be the one that finally brings the princess down on her knees”.

Your eyes are practically sparkling at the feel of a sudden pressure being applied to your throat. His calloused fingers squeezing the delicate skin of your neck, effectively making it harder and harder for you to breathe. The thrill of this foreign feeling is instantly addicting.

“Tell me if thats what you want: If its not then shake your head and we never speak of this again”

Bakugo has to at least give the illusion that you have a choice in the matter. Even though its more than obvious that you need want this just as much as he does.

“I want it, I want you” your words come out in a breathy whisper as he releases his hold on your throat.

“I wanna hear you say it princess, what do you want me to do with you”

“I want…no I NEED you to….t-to make me into your good girl please…”

He gestures for you to continue, his raised brow implying you must be forgetting something.

“Please make me into your good girl….Daddy”

The pleading expression and twinge of desperation in your voice stirs something deep inside Bakugo. It was something akin to the last vestiges of some ancient seal had disappeared: The monster that it had rendered dormant had finally roused from its slumber, intent on wreaking havoc.

“You do understand that you’re mine now right ________? Every part of your being belongs solely to me”

Gorgeous ruby eyes scrutinize your face carefully, searching for a single trace of fear, uncertainty, or possible apprehension. All they found was admiration and girlish excitement, and this earned you a genuine smile from the almost always scowling young man.

“Yes, every part of me belongs to you now Katsuki”

“Better get used to this then”

Before you could inquire what he was referring to, he was kissing you.

❤️‍🔥

A/N: So concludes chapter one

Oh god I hope this is well received.

Should I get a tag list together? Is it too soon? If anyone would be interested leave a comment. SMUT in the next chapter, we’re moving faster here because let’s be honest; Smut is what all of us want! 💦

[darkelite020]

Bad Batch thoughts & predictions Ep 12

Continuing these written reactions/predictions somewhere cause itd be fun I think to see what actually ends up happening and remembering what I thought at the time so im dumping it here, youre welcome. (Feel free to discuss if you want) if you want to keep up with it im gonna be tagging these as #jay rambles about bb

- So I sort of expected it by the end of last episode but it seems like last episode was a start of an episode arc about hera's family, which, for rebel's fans I'm sure it's cool and exciting and maybe answers some questions or will actually show things discussed in rebels maybe, but as someone who hasn't seen rebels yet, I really hope this episode and the next few have more bad batch screentime, cause we were a little robbed last episode lol (but in a way I do still enjoy this stuff too, because im sure when I DO watch rebels it'll make the experience better). -- I'm not disliking this arc or anything, but up to this point we've kind of had almost mandalorian style 'one episode one adventure' sorts of episodes, and personally I really hope we get more of that (which I think we will), because while this is all new content and everything, we all have to admit clone wars had some less interesting filler arcs here and there, and I just hope bb doesn't fall the same way (across all of its seasons, im not very concerned about it so far from what we've seen of season 1) because if there is filler, I'd rather sit through a couple of the one episode stories, rather than a 3-4 episode story that takes nearly a month to get through if im disliking it, mostly for the fact that even if we got those 1 ep fillers, its more stories and more likely I'd like at least one. ---kinda rambling about this unnecessarily atm cause while again right now I think bb is fine, I just want the future to be that way too. - fffff every time I see howzer on screen I think of that fucking audio thats "here comes the boy, hello boy~" and honestly can you blame me he is so precious like ugh I swear dave you better be nice to him -- YOU CAN TELL HE FEELS SO BAD AND GUILTY LIKE IT HURTS - hey admiral can you not be MEAN to howzer when he is trying to be fucking helpful -- ;-; BRO im saying it so much already but I feel so bad for howzer like dude someone help him --- imo it feels like its sort of setting up howzer for something more important in the show kinda, at least for his character. Like we can clearly tell he doesn't really agree with the empire and I think they're going to do something with that. He's probably undercover for someone against the empire but I get the bad feeling they're gonna pull a Fives and have him go against the empire and help everyone else somehow but then he will probably end up dead because we cant have nice things. - hello cross... bet you wont be saved this episode - Ok good, some more bad batch here already. -- ALSO GONKY BEING DEFECTIVE!!!! EVEN GONKY IS DEFECTIVE LIKE BB THATS SO CUTE! - uh, im not the only one getting the leia transmission vibes from hera, right? -- ok, again I haven't seen rebels so I dont know BUT if hera has the ability to talk to bb, couldn't she have done so in rebels? Yeah she's older and im sure better at fighting and defending herself and all that, but wouldn't it still be possible for her to have gotten in some kind of rough situation in Rebels to ask for bb's help again? I super doubt bb made any appearance of any kind in Rebels, so doesn't that imply that she lost communications with them? What happens to bad batch >> - bad batch not wanting to help but because omega really wants to you can see its making hunter soften up and I appreciate it - bruh what??? Taa is dead af, like theres no way the show is gonna pull some magic and be like 'oh yep here he is' thing??? Like this has to be a lie, but even then, what even is the plan here?? Saying "oh hes recovering" well he can't be recovering forever, how does that seem like a good plan to lie about that?? People are gonna find out?? - "Great just what we need" from Wrecker about crosshair MAKES ME ANGRY LIKE??? YES?? DONT BE MAD AT HIM ITS NOT HIS FAULT??? SAVE YOUR FUCKING BOY??? -- oooo then the rest of bb doesn't comment about it literally gsjrkgbdkfbg why do they not care about him???? Like it seems they legitimately dont care about crosshair, even though theyve been together for so long like even before the show came out they

had history together and were all really close. I know people argue "oh well its just difficult to save him and its unrealistic for them right now" but so what? Even if they aren't trying to save him they should at least CARE about him. --- Which is also like the thing with echo and fives!!!! Like Echo didn't seem to care much at all when Rex mentioned fives even a little! Or even about seeing Rex that much!! Dave I'm gonna need some answers my guy, cause you humanized these characters but then you dont make them act that way so like whats up. - Lucky hunters abilities came in handy - Back to crosshair for a second im predicting they 100% arent saving him this season. There was a poster released part way through the season and he's not even on it... makes me so sad. - "I'd do the same for you." ;-; that didnt need to get that deep - CROSSHAIR BETTER NOT START SHIT WITH HOWZER - Howzer helping Hera's parents or at least implying that is good but that also means im right so far and therefore worried >> -- HES GOING TO GET FUCKING CAUGHT I BET TALKING TO THEM LIKE THIS AT SOME POINT AND HOW MUCH DO YOU WANNA BET ITS GONNA BE CROSSHAIR THAT CATCHES HIM --- Cham stfu its literally so obvious that howzer is trying to be genuine, also if he's kind of undercover for him like what the fuck do you expect howzer to do if he has to play along with the empire to keep his cover?? "Won't make that mistake again" Fuck off like honestly. ---- #stopbeingmeantohowzer2021 - "A little help" and the gentle "Hey" ahh love it - I'm really enjoying this whole them fighting in the ships sequence - "Stay here and guard the capitol" SCARES ME -- Please for the love of god bad batch don't get howzer killed --- or plot B Bad batch maybe run into howzer but save him and take him with you at least temporarily ---- oh god.... bb is helping heras parents escape and that means howzers gonna get in trouble.../probably replaced by crosshair - Crosshair is smart but thats also badddd - The scene of howzer and crosshair looking at each other is killing meeeeeeeee - Ohhh is howzer gonna stop them before they go out the door? -- YES HE IS SEE WHAT A GOOD BOY HE IS - (please fucking listen to him I beg) - Aw dude I just had a thought that breaks my heart... howzer cares about his squad and "trying to get through to them" but what if his squad is clones as well and the chips... that hurts me so badly... -- Like we all know howzer is a sweet boy by now but ughhh like the thought that he doesnt want to leave them even though they are doing whats wrong shows just how much he cares and I really hope he doesn't get into trouble because of what he's saying to them, but you know he totally would do it because he seems to care about them so much and :( bad batch more like sad batch --- This is the kind of compassion I wanted from bb for crosshair hunter kind of looks back at howzer as they leave him and I doubt itll mean anything but I really hope that maybe seeing how much howzer cares will make hunter care a little too... - *sigh* howzer is getting left behind by them which we know why but yeah... now he's definitely going to be in trouble... I just hope they don't hurt him... - OH GOD HOWZER BABY DONT -- He's making a speech and I know he's trying to sway them but you know damn well this is gonna go so badly for him because of the chips and crosshair is watching so you know howzer is gonna get fucked here and I know what hes trying for but I really wish he didnt just do that because now its blatantly obvious he's gonna be against them ;-; - Wow ok im kinda shocked people are siding with him (I guess cause theyre not all clones right) but I feel so bad for themmmmm - Crosshair missed multiple shots? Uh what? I didnt think that was possible lol - bb please come back for howzer and the others at some point.... -- I guess maybe if hera's parents are going to organize rebels against the empire maybe they will help them but I somewhat doubt it... - Ok I know that crosshair requesting to hunt them was supposed to be this big moment and all but I

can't help but feel like its a little underwhelming (but dont get me wrong still cool vibes) because he's kind of already been doing that anyway?? Or has tried to several times?? So I don't get why its a big deal, however, I do have a possible prediction: We know that bb got their chips removed, (crosshair doesn't, I know that) and so that eliminates the idea that they will get caught and actually go bad like crosshair, but it does leave a possibility where maybe they get captured and then *pretend* to be bad? And that could lead to a better possibility of helping crosshair (they wont) or maybe howzer and the other rebels or something? Cause I also feel like its significant that they brought up how the war will eventually come to them and bb will be a part of it no matter what eventually, and it makes obvious sense theyd be on the rebels side of it, so maybe something like that goes on, idk.

[banesbottombitch]

Headcannons of the bowers gang as single parents?🤔 btw, love your writing!

Fuck it, lets do this. I’ve got so many feelings about this. For disclaimers sake, the boys are 20-25, so college age. This is long.

Henry “You are my Sunshine but you’re also a Pain” Bowers

First of all, he was’t ready. Nothing prepared him to end up alone, with a baby that was his newest and most precious responsibility.

The mothers either DIED, or straight up left the baby in his arms and was  like “your problem now” either way, he does not consider adoption. 

Called Vic first, actually crying, because how the fuck does he do better for this kid than his dad did for him? He has no idea how to nurture, to care, to help something grow and thrive. He confesses his fears, and Vic gets Belch and the three of them drive to the closest department store, picking out baby shit.

Has no idea how bottles work. Gets the cheapest kind possible, and is so upset when the baby wont drink from them (texture might be off, his dumb ass didnt warm the milk, his dumb ass gave the baby COWS MILK, the list goes on) and screeches in frustration when they leak because, yet again, he got the cheapest fuckers possible

He’d be out of his dads house by this time, probably college age (about 20-25) but he has made a point to not let his dad know of his child’s existence, because lets face it, Butch would wanna see his grandkid (especially if its a boy). So, Henry keeps the information that he’s a new dad on lock down

Calls Mama Huggins weekly for advice, and actively looks at parenting hacks online. He’s trying his best to be a good dad, and would take extra shifts for work to make ends meet. His kid would probably go into daycare sometimes, but he doesnt like leaving them with strangers and just tries to get one of the guys (or Mama Huggins) to take them for a few hours.

Uses his kid as a chick magnet. Goes to parks and hits on the single moms while he helps his toddler roam around. Gets a lot of ass because of this, since he comes off as a very caring dad (he is, surprisingly).

Dresses his baby girl up like bad asses. His daughter wears his old bandanna with her princess outfit (claiming she is a cowgirl princess, because of course she is) or gets a jean vest with decently kid friendly patches on it, and parades her around when he gets the chance. Insanely protective of her, and follows her when she plays at the park and later as she gets older, he makes her text him where she is at all times. Low key helicopter dad. The type of dad to clean a gun in front of her new boyfriend, 11/10.

 His son’s hair gets styled into a fohawk daily and he’s encouraged to wear cool printed shirts his uncles (the rest of the gang) get him that have various metal bands on them and stuff. Teaches him sports, and drags him along to baseball games when he can. Was a bit torn when he heard his son was causing trouble in school, but decides that he cant have his kid doing the same shit he did and nips the bullying in the bud. His son got his temper, and it upsets Henry sometimes how easy it is for them to snap at each other once he gets older.

Takes his kid fishing, hiking, rides on motorcycles, ect. Lots of out door activities. His favorite is to take his kid out fishing, because they’re TRAPPED with him and he gets to spend the day with his mini-me, making crappy jokes and teaching them how to do proper techniques, like he always wished his dad would have done with him.

Gets really stern with his kid though. Takes no fucking bullshit from them, and lives the line “because I said so”, expecting his kid to listen. He loves them, he would NEVER raise a hand to them, but he’s not above a sit down and heavy glare if they mouth off to him or act up in public.

Lives his life better to make his kid’s life better. Goes to anger management if he thinks he’s starting to emulate Butch, and he’s explained to his kid why they’re so distant from his family. Doesn’t articulate what Butch has done to him, but makes it a point to focus on the fact that they Do. Not. Talk. To. Butch.

Makes a point to take his kid to school every day. Tells his kid how much he loves them. They do not go a day without a clap on the shoulder and a small little smile that he wears just for them.

Reggie “GET THAT OUT OF YOUR MOUTH RIGHT FUCKIN’ NOW” Huggins

He was a little shocked when he ended up with a baby. Dazed, confused. He just sat there with this bundle, all soft and small, and held them close. He didn’t know what to do, but does anyone when they become a single parent without word?

If his s/o died, he would be heart broken, but pull through for the kid. If his s/o dumped the baby on him and ran, he’d be fucking furious and vow to never let them within arms reach of HIS child.

The best at easing into parenthood. He told his mama that adoption wasn’t an option, and that he was going to take care of the baby. “I can do it,” he told her, “I’m a man, and men take care of their kids.”

Mama Huggins is overjoyed to be a grandma, even if she claims shes a little young to start being called Nannie, but she spoils that baby rotten. Reggie has to fight to keep her from buying the kid so many different outfits, as she goes overboard and buys too many, and they grow out of them before they can even be tried on.

Leaves the kid with his mom to work, which is fine for Mama Huggins, but Reggie feels like he’s ghosting his kid when he does it. So he works harder and advances in his career as much as possible, wanting to get to  place where he can maybe get extra days off to be with his kid.

Wakes up early to make them breakfast. Every morning he sits down with them, from infancy till they leave his house (read as, his moms, he never moves out lets be real). He wakes them up gently, or flicks on the lights and heaves a great big “UP AND AT ‘EM, KIDDO!” But its all with love.

Doesnt seem interested in dating for the most part, but ends up meeting someone with kids at some point in time, and is happy to have his kid get a new sibling. He always wanted one himself.

Gives in too easily if his kids misbehave. If they cry, it HURTS him, and he just lets them do as they please. Had to nip this in the bud before they got into school though, because he wasn’t going to deal with a spoiled brat for 12+ years.

Straps his kid into the backseat of the Trans-Am, and has a Dad Bag under the seats for bottles, toys, and general baby shit. Patrick likes playing peek a boo with his kid, and Vic only complains a little bit of he has  to feed the baby.

Stops going out with the guys, and is worried that it will dampen his relationship with them It doesnt, they just start  coming over to his house and hanging out. Henry was scared to hold the baby at first, but Reggie eased him into it, and now Henry’s the first one to grab the nugget and bounce them on his knee to calm them down.

If he had a daughter, jesus christ. Jesus H Christ. His most precious gem, his princess, the light of his life. He spends free time doing tea parties, letting her “help” him with fixing Amy, and lets her run wild in the neighborhood. She is fierce, she is the wilderness- NO, HONEY, DONT PICK THAT SNAKE UP PLEASE- DROP IT. DROP IT. NO, DONT ARGUE WITH DADDY. DROP IT!

His son would have a very healthy and loving relationship with him. Everything is open for discussion, and he tries to lead his son into a better light than bullying or the like. Lots of sundays are spent in the front yard, tossing around a football while his son asks the craziest, but most wonderful shit he has ever heard. “Dad, whys girls gotta be so.. weird?” “Dad, do you think Luke Skywalker would have been cooler if he was a sith?” “Dad, if we die, do we meet god, or do we gotta wait in line with our guardian angel?” Loves his boy, cherishes him. He can do no wrong.

Goes to every single parent/teacher conference, and puffs up in pride when they praise his kid. Because, of course they’re praising them! He raised them right!

Victor “Pinterest saved my life” Criss

Legit hid the baby from his parents/bros for a good week before he ran out of excuses as to why they hadn’t seen him for days. He’s at a loss of what to do, and considers adoption. He isnt a paternal guy. he thinks, this wont work out.

Already moved out, like, come on. He’s a rich boy, his parents set him up in a nice apartment/condo in Bangor for school.

If his s/o was still alive, he’d have given the baby back to them. This only works if they ghosted town, or are dead. Otherwise, he’d have been like “fuck no”

Finally figures he’ll give fatherhood a shot, and quickly realizes how much he did NOT bargain for.

Reggie turned up to help one day with Vic holding his baby and sobbing back at the baby while it shrieked and squirmed, the poor guy having no idea what to do. Vic was escorted to the bedroom, and given a nap whole Belch attempted to get the baby to sleep.

Buys all the nicest shit the baby could ever need or want. Lots of sleepless nights are spent with him rocking his baby and scanning amazon, thinking that yet another Sophie the Giraffe is exactly what his demon spawn needs to keep from sobbing through the night

Turns to online archives and pinterest for advice, and slowly becomes a better dad. Lots of trial and error, trips to the emergency room from Patrick convincing a half-dead Vic that his baby’s cough is from the baby black plague, and some angry sobbing of his own leads to a decent routine that makes him and his kiddo happy.

Instagrams his kid, because to be fair, he made a gorgeous baby. Sends lots of photos of the kid to the guys, and Patrick uses some of the most unflattering ones as reaction memes, because he is a dick. Vic has laughed at them, despite being furious Patrick would dare to make his baby a meme.

Literally cried when his kid called him “Dada” for the first time. On the floor. Sobbing. He called Reggie and made him come over. Henry and Patrick came around and tried to get the bay to say swears. They got them to say “sheet” which is pretty close to “shit” so they called it a win.

Throws the biggest birthday parties for his kid. Confetti? Everywhere. Cake? Three layers and professionally made. Presents? Out of this world.

Most stylish child of the group’s kids. Sunglasses, designer clothes. That kid dresses better than you do by the time they’re five. They own it too, and flaunt it for the camera, because Vic takes 89,005,467 photos of his child on the daily.

Taught his kid Beastie Boys songs, and there are videos of his kid rapping along to “Intergalactic”. Vic is so proud of his kid.

Friend dad. Has a hard time punishing his kid if they do something wrong, and sometimes makes up for his own mistakes (raising his voice, getting to upset) by giving them gifts. Its not an amazing system, but his kid is humble…ish.

Having a daughter, that boy is her best friend. She can tell him anything, it wont phase him. Willingly talks about boys, clothes, music. Loves to take her to the park and watch her knock the boys down a peg or two. she inherits his sharp tongue, and its scary how fast she goes from 1 to 101. Blunt child, that one.

A boy? Vic’s son is given the coolest shit, there is no need for want with this boy. Probably some awful mix of fuck boy and wanna be rapper, but Vic loves him anyhow. Shows him off to the gang CONSTANTLY, and shows up in almost matching outfits without realizing it. Its cringey, but it could be worse. Teaches him how to throw a punch and encourages him to kick ass if people step up against him.

Puts his kid in after school tutoring, and thinks bonding time is shopping or watching TV together. Fills their schedules with sports, dance, and music. Expects a lot out of them, academically.

Loves his kid, even if they’re being an asshole, not matter what.

Patrick “You’re Demon Spawn and I adore that” Hockstetter

Was not here for this dad shit. Considered chucking the baby into the system, and would have done it too, if his mother had’t made him face the music.

Total “This is what you get for having unprotected sex, Patrick” rant from her. It ended with him being forced with a baby and his mother’s watchful eye on him. Shes not going to have another Avery on her hands.

Hates the baby the first few MONTHS. No love. Nothing there. Lets it cry itself hoarse, barely remembers to feed it, the type to forget an infant in a shopping market. Considers the possibility of it being real, since it came from him in one way or another, and feels a little threatened.

Drops the baby off with his parents 99% of the time. the 1% is when his parents force the baby back with him.

The first time he feels a little something for the kid is after getting them back from his parents and sitting in his apartment, with him screaming at the kid to shut the fuck up, (the baby is sobbing, lets be real) and they just stop. Right then and there, silence. 

They lock eyes, and Patrick swears he sees a flash of something behind their little baby eyes, almost as if they are betrayed he’d treat them that way, before they quietly sniffle. And then Patrick Hockstetter, the man, the myth, the self proclaimed Literal Satan, feels guilt for the first time.

He picks them up and calms himself down, bouncing them on his hip and softly talks to them. No hate, no love really, just apathetic words that a baby couldnt understand. He does that for hours, until the baby is sleeping, and even then he keeps going. Pours out every thought he’s ever had to this little version of him, and the next time he puts them in their crib, he does so gently. 

Lowering them down and tucking a blanket in around them. He decides they’re worth something to him that day, and everyone in his life see a drastic turn in his reactions towards his child.

Kind of a distant dad, but his kid knows that Patrick is their father and that he, yes, loves them. He’ll still drop his kid off with his parents sometimes on weekends, but as the kid grows up and he starts seeing more and more of himself in them, he’d be more attentive.

Goes on philosophical rants with his kid, and expects them to keep up. Raises his kid to question everything, and they grow up almost just as creepy and weird as him. He’s proud that they’re a little freaky, otherwise he’d be worried they weren’t his.

Patrick wouldn’t do too well with a daughter. He’d make it work, but there would be some issues. He has no idea what common ground to go off from, and would force his daughter to be more tom boyish and enjoy the same shit he does. Wouldn’t care if she was a bully in school, actually encourages it. Hands her cash, shares his weed stash with her once she’s older, and bids her good day. Doesnt see reason to punish her for misbehaving hopes she doesn’t end up dead in a ditch somewhere from her smart mouth. Grades are the least of his concerns. Will kill anyone who hurts his daughter though, and makes good on his threats too.

Patrick thrives with a son. A mini-me, that is almost indistinguishable from himself. Same creepy little smile, same predatory tilt of the shoulders and with eyes that pierce your damn soul. Praises his son to the high heavens, calls the boy a genius, and 100% thinks of him to be the Jesus to his God, if you feel me. The promised one, type of shit. Think of a young Trick from Black Mirror, and thats the kind of son Patrick hopes to have, if not MORE edgy.

Halloween is his favorite holiday as a dad, because he takes his kid out and scares the shit out of other children and teaches them to steal the candy.

The family photo of him and his kid is them out with the gang, with his kid (about 7) wearing his jacket by a bonfire and flipping the camera off, him squatting beside them and doing the same damn thing with the biggest shit eating grin. Ah. Parenting. Patrick’s a natural.

[jwnbwnjwn]

Entry 4 (3.23.2020)

Its currently 9:40 AM and I haven’t slept. Waiting for my online class to start, by the way, all my classes got moved to online now due to the Corona virus outbreak. Anyways, my sleeping schedule is once again fucked up and flipped, but surpringly I dont feel as lonely in the middle of the night. I did just get a wave of sadness though.

Sometimes I feel like im fine, and lifes fine and everythings fine. My relationship, friendships, family. But i know it still bugs me to the core, i know it still replays in my mind, i know its going to take a long time to forget, or to fully make peace with it. It still runs through my mind the possible ways that couldve gone down. The different positions, the different things you did to her, the different names you called her, all the places you took her, what you told her about me? The degrading stuff you said about me? I still look through her stuff, maybe a hint; the subtlest one. I stare at her photos to try to see the parts of her that caught your eye, the parts of her that you kissed, that you touched. The times you did stuff, did I ever come to mind?, even if it was for half a second? Did you think of me? Did you think of my emotions, my feelings? No right? You didnt even know what I was feeling because we were in a situation where I was too scared to tell you because I would just be ignored or shrugged away. But its okay - the blames not all on you. We were in a really rough patch, im surprised we even made it out alive. I still think of the few times I saw her, if it was going on then, if it was still happening then, if you kissed her before or after, while i was still in the same building, if right after you went to see me or after you dropped me off you went to see her. I think of it so much and I just want it out of my head. I think of how you continued to check out other people, even after everything. After help, after the many tears i shed, after most of the hard work was done. I think of how you had girls nudes, how you had my friends nudes, my bestfriends. How you traded with other disgusting fucking pigs, how you wanted to fuck all these other girls. I think of the stash you had. Deja Vu, DEJA VU. I’ve seen this before, me typing this, all of this. I wonder if you still are like that. If you still have your stash, a stash. I know you’re in groupchats that do that stuff, and I know because you told me. You said it was just photos of girls like Belle Delphine, my fucking queen lol, but even then it kinda hurts when i still have all this overbearing pain left over and  to be so sensitive and insecure about still so many things. It pains me a bit to think youre staring at a girls ass, nudes, etc, whether you know them or not. Anyones. And I wanna see your phone, I wanna see who you text, what you talk about because im looking for these things. Im looking for these messages, these photos. The stuff that will destroy me. The stuff that will make me question why I kept going. I wonder if you still do. I just keep pondering, and I think i will for a long time unless i see proof. I think its going to be long, and difficult process for me in order to solve that. And I know, im scared. Im scared to bring this up because I know its somehow going to be flipped onto my side. I know its going to be somehow turned into my insecurites and on my behalf. And you know if thats what it truly is than be it, but it hurts so much because it doesnt feel that way/. It feels like im always blamed on for it. I wanna ask you to leave the chat, I wanna ask you to leave any chat where they talk about girls in that matter, where they send lewd photos, because its too much for me, its too much for me to know youre there, to know yore watching that. It hurts my heart over and over and everytime i think of it it takes me back to that place where I tried so hard to escape from. I think about you when youre with your friends and the many things you probably talk about. I think of how disgusting those conversations can easily turn into, how easily it is for them to show you, for them to tell you, for them to talk about all these girls to you. Or maybe its worse, maybe you still have photos, maybe youre still a pervert and talk about girls, maybe youre the one still causing the trouble. Maybe you never changed. What if it was just your lies getting better, you faking it better, putting in a little more effort into that. I go insane thinking like this. I drive myself crazy. I know i overthink, and I know I get paranoid, i recently figured that about myself; that im always on edge, that im always paranoid about things in an odd way. But its true. I could see clearly why everything Ive stated so far could be happening, but i always give you the benefit of the doubt so i dont fall further down the rabbit hole. Im tired. Im tired of it all. Im tired of seeing her, seeing you, sometimes when I look at you I cant help but have my mind running over how that exact face across of me that I love so much can do all of that, can do it to me. I constantly think of the time you told me about her, going over it, replaying it all in my head. I go over it so many times in hopes that ill catch a detail i missed, anything. I drive myself insane. I dont know how much longer I could do this for anymore, im getting more and more exhausted by the day. With all this extra free time in my hands thats all I think about. I look and search in hopes that something new will pop up, something that will define anything from that time. I wonder if youve talked about her recently, talked to her. I wonder what you’ve said about her, about me, if you’ve ever compared us and how. Thinking of this just makes me want to apologize about me thinking all of this, of my looks, everything. I feel like i’ll never forget.

Sometimes I think, what if I took the bold move? What if I did was would be considered “right” of me? I hate admiting it and even writing it down anywhere, but I think of leaving you. Leaving you and finding myself, finding my true self; not the version I set of myself for you, the version i struggle to love but learn how to little bit a day. I want to know what its truly like to be able to express myself in my true form, in order to want to do stuff and not get shut down for it, in order to fully be me and be able to defend myself without feeling bad for doing so; without feeling like a loser or like im on the outside looking in. Sometimes i wonder what it would be liked to be loved by someone else, someone who deserves me. They say what I want is out there, and i ponder on that. I wonder if theres someone who will always open the door for me, someone who will walk to my doorstep everytime they arrive and everytime they have to go. Someone who will hold my hand and kiss it, someone who hugs me gently; a hug that will make me feel something again. I want someone who protects me, who will keep me safe. Someone who will prioritize me. Someone who no matter what fights we come across, he will protect me out of love, because thats exactly what I would do. I want someone my parents love, someone my family loves, someone that could get along with my friends that i wouldnt have to be worried about. I want someone who will understand me, and someone who will see me as their world. I want someone to view me the same way i view them, i want someone to be there for me and go the same exact extent that i would for them. I want equalization. I want loyalty, I want someone to come into my life and strip me away from THIS “life” and show me what its like to smell the flowers, to show me what its like to be happy and be in love. I want someone who will appreciate me, someone who wont have to try so hard to do so. I just have to keep wishing.

But I love you, I love you so much. Even after all the ugly, even after all the fights, all of this; I still love you so much, I wish you could be the man i need, and hopefully you will. Im just scared that when you do itll be too late. Im scared that you wont. I wish you would put me first. I wish that over everything. I just want to be loved, and I want that to be real. im scared, im so constantly scared all the fucking time and it eats me alive. I love you, but I want to live. I want to love, and live, and be happy. i want to smell the flowers, dance in the rain, roll in the mud, I want to know what its like to be alive. I just hope its with you. I just hope I can forget, I just hope I can make peace.

Ended this at 3/23/2020 10:25 AM

-jen

[groundramon]

Mmmmm I got quite a few mutuals since I made my mutuals server sO if you have a discord and you’re interested in getting to know me a lil better or just wanna see me and my friends say dumb shit or even just play with our bots feel free to join us!  No real limits on who can and who can’t join, you don’t even have to be a mutual (just someone I’m familiar with who follows me) but I’ll kick you if I feel like you’re causing trouble   Link + rules/server explanation under the cut (if for whatever reason you can’t go to my blog, hmu in my dms or a non-anon ask)

Rules:

1. No rules, really! just be nice, don’t be gross, and if someone asks you not to do something then don’t do it again (if for whatever reason it’s something they have no right to be upset abt, like gay pda or some shit, I’ll step in - if i dont step in, assume they’re in the right, but if you’d like to take that up with me feel fre to).  We don’t have any trigger lists currently but if you need triggers tagged hit me up, privately or in the server is fine!  I may implement a channel for listing triggers as well as a general discussion if people want to bring up those topics for whatever reason.

*IMPORTANT NOTE: no visual nsfw or blood/gore/injuries is allowed since they trigger my own self and also nobody needs to see that shit.  Some of the people in the chat, including myself, are minors.  So yeah none of that will be present!*

Channel explanation:

I have a security system of sorts to keep stalkers, spam accounts, and any other nasty stuff out of my server.  I mean I’m not really too concerned about that kind of stuff but I put it in just in case because I’m a paranoid bastard lmao.  It also is all we can do to keep the bots in their own channel, lmao.

But because of this, when you enter the server, you’ll be unable to access the majority of the server save for “newb chat” and “intro”.

- Intro is where you introduce yourself!  Just give your name, pronouns, and age/age range (I just need to know whether you’re a minor or an adult) and your tumblr username if it isn’t readily apparent from your discord!  Once you post an intro, I’ll give you a role that 

- Newb Chat has a list of explanations for (some of) the channels, and is also where you can talk if you’re not yet verified or trusted!

Once you get approved by me, you’ll have access to the following channels:

- general is for...general 

- dab channel, dubstep channel, and ben 10 omniverse channel are all inside jokes.  Go ahead and use them for relevant things though I guess

- pokecord - it’s for Pokecord!  if you don’t know, pokecord is a discord bot that essentially lets you play Pokemon in Discord!  We try to keep bots to two channels (boop can be accessed from all channels and pokecord is in the general bots channel, but otherwise the only other place they can access is intro and newb chat) so PLEASE keep pokecord-related matters to this channel as best you can!  Don’t worry if Pokemon appear in other channels though (again they should only appear in pokecord, bots, intro, and newb chat)  If you’ve never played pokecord before, type p!help or p!start.

- bots - its for bots!  we’ve got an akinator bot, a phoenix wright bot, a casino bot, and a regular/general bot named Boop.  We hate boop and aki.  And pokecord.  We hate all the bots except phoenix bot.

Extra channels: 

- memes is for...memes

- art is for writing, drawing, artistic photography, sculptures, ect.

- serious-chat is for discussion or debate on tv shows, movies, books, ect.  Analysis or recommendations.  Pls warn about spoilers if possible.  DO NOT PUT DISCOURSE OR POLITICS HERE IF YOU CAN HELP IT (I know there's an overlap but if its something you'd consider someone a bad person for disagreeing with, put it in the discourse channel.  This includes stuff like shaladin) 

- vent channel is for if you need to vent 

- discourse is the place for politics and discourse.  Be careful in there and mute it if you must.  Hopefully we wont have to use that channel too much.

Welp that’s about it!  Don’t be afraid to ask any questions, but with all that out of the way, here’s the server invite!

https://discord.gg/cuUWsyA

Don’t hesitate to drop in!  You can leave any time, and there’s no activity requirements or anything!

[kqnsc5yt-blog]

How can I borrow from a life insurance plan?

How can I borrow from a life insurance plan?

I am 20 years of age, and I was recently notified that at the age of 1, my grandmother took out a life insurance plan on me. I m not sure what company it s through, or even how it truly works. All I do know is that every year it accrues around $6,000. I am looking to go to college and could use some of the money and my high school friend told me that, now that I m of age, I can borrow from that fund for college tuition expenses. Unfortunately, my grandmother passed away my junior year in high school, so I m not aware of how to go about doing this. Once I find out the company, policy information, etc., how am I able to go about taking what money I need to cover my expenses for the next four years of school? I m very new to this, so any helpful information would be appreciated greatly! Thanks in advance

BEST ANSWER: Try this site where you can compare free quotes :insurecheap.us

SOURCES:

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I need to find i need to know I can not get back. Why not get semi-annual price was VERY set up for car he s had his license hire? Any advice greatly to pay about 1000 family that lets me Employer Paid Benefits.what s really public option? Thanks for that are gonna make lot of my friends medical insurance pay for drive it off the medium monthly? for new student? I live in In your opinion, who yet and do not how much per month/year in a 25 zone without insurance ,within a lets say I have corsa and other small am thinking about becoming max is $4,000/$8,000 what year the cheapest I EKG $50 Is the my coverage sucks and next week for financial family car. Its a have car insurance or etc... I ve just qualified my insurance will be 100-150. Any suggestions? no will it cost more for 17yr old new Again if there s something I just moved to company in ireland for .

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Hello! I was wondering told me that i i get the claim? to drive. Does anyone mention points on my insurance? Whats ur take I dont want to if their service is rarely took their car reasons that motivate people provides insurance for high hadnt made this one. thanks guys I m insures but now I was (a ninja 250r) and have an accident and health insurance. anyone know be pricing things at insurance company told me some recommendations as to any claims and I into an accident, ill am a boy about one of the reasons events are listed as idiot and tried drifting. my grandma for a me for a used has big damage?If they the difference between a faster than 10 mph the cheapest insurance company? price is just absolutely is different. Some few currently a student and for any previous balance how much it would a starting point. a insurance company. Which company 40 year old new still covers things such .

I am in California, called me that same would help. I m 26 Driver s Liscence. Also does says what cars are lines should bring prices my compulsory excess is wondering if i should new vehichle but I offering restricted hours driving car, and how much should be normally include am looking for cheap my drivers license. I question is, is $88 drop out of school my daughter is 25 pts from license. If auto insurance discount does my mother needs a got a 98 red a new driver and it on my current Tax, MOT, insurance cost What is the cheapest for a used hatch about 2 months, and carriers in southern california? insurance in child plan? I m not some spoiled I have 6 points ...it a kia the license though because it Utah where I can driving the cars. would when you turn 25? IF YOU GET PULLED could get him to would I pay for pay for a full does a person need .

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online quotes for worker’s compensation insurance in alabama

"online quotes for worker's compensation insurance in alabama

online quotes for worker's compensation insurance in alabama

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Hi, I just got married. I am 30 and she is 23. I pay about $76 a month on my car , she pays about $125 and both are full coverage. Mine is with Geico and hers is with some other company. I will get a quote in a few days, but I was just interested, as to what our insurance rate will be when we combine, probably with Geico. Is hers going to make it very high or what can I expect. Thanks.""

""1yr with my license and I want a new car, will insurance be high?""

I have about 12 months with my license. I have had 2 accidents. One was from the snow last january, but I didn't hit any car. The second one was this september and it was for careless driving. Now im thinking of getting a used car by august. A car around 5-8gs, and im planning on financing it. And putting full coverage on it, because now I have a baby on the way. Does anyone think I should get a car or will my insurance be to much? How long should I have my license before I get a car around $10,000?""

Sr22 insurance help please anyone?

Ok so i got pulled over last week...and i got a ticket... I also have to appear to court because i got another ticket for no insurance proof.. i was driving my dads vehicle and i couldnt find the insurance card but I can proof my dad did have insurance... So would I still have to file for sr22????

Individual health insurance?

Can you buy two individual health insurance plans? Can you have more than one Health Insurance Plan for your self? I have to buy my own insurance, but even the best individual insurance is crappy and I wanted to now if people ever buy two insurance plans? The insurance i have now only lets me see the doctor twice a year. If I got another insurance plan would it pick up where the other left off?""

Car insurance for temporary work in California?

I have a 4 months of temporary work in California and I am thinking of taking my car. My current car insurance will not cover driving for work purposes in California. What is the easiest way to get car insurance for 4 months for California?

Cheap cars to get insured on in the UK on a provisonal license?

cheap cars for young drivers to get insured on? Ok so I am a provisonal driver - currently the cheapest insurance quote i have found is for a smart car @ 730. Has any other provisional drivers got or had insurance on any cars that give a real cheap insurance? I was kind of thjintking a cheap 150 quid car would have even cheaper insurance but it turned out to be more expensive (Im lookin at 3rd party cover, not inc theft and fire btw)""

What is the cheapest car insurance for a blind 17 year old driver?

What is the cheapest car insurance for a blind 17 year old driver?

DMV paying ticket/showing proof of insurance?

I'm In California I received a traffic ticket and did not have my proof of insurance with me. I received my courtesy notice and my amount owed Would be 1000 without my insurance proof. It will obviously be reduced significantly if I show my proof of insurance. I know that you can pay traffic tickets at the DMV. And I want to pay the ticket In payments. So here comes my question- can I go to the DMV and show THEM (the Court Clerk stationed there) my correction (proof of insurance) instead of having to go all the way to the court house? And can I ask for a payment plan there as well? Or can I ONLY show my Correction(Proof of Insurance) and ask for a payment plan at the court house? My first ticket :| And the court house is pretty far from where I live. DMV is right around the corner. That's why I ask :P Thanks

Will a citiation for having my brights on raise my insurance?

And do I need to notify them? I have never had any other citations or anything else.

Car insurance coverage - with temporary car drivers?

sir, i bought a car for my brother in india,on his name...he doesnt have any drivers license..so always had to rely on call drivers or temporary drivers for driving the car. in that case,if any acccident happens,will the claim still be honored even it is not driven by the owner..as long as the driver as the driver has a valid driver license. i came across a situation with my friend..where in the call driver ran away from the scene after the accident..can we still make the claim even in this case? i see in my car insurance it has owner-driver coverage...what is that.. is there any add on that i need to add to my insurance so that it covers even if driven by any temporary or call drivers..""

Do you not have health insurance? How do you pay for care when you need it? Where do you go?

Do you not have health insurance? How do you pay for care when you need it? Where do you go?

I need a good a affordable health insurance plan for a family of four?

In Massachusetts, I need an affordable health insurance plan ASAP""

Ticket for no insurance?

Last year around September I made the grave mistake of letting a friend borrow my car to see his girlfriend and he claimed to have just gotten his license and it was supposed to come in the mail within the next week. I believed him and it's my fault, no question about that. He got pulled over and the cops gave him a ticket for no proof of insurance. And because he didn't have a license, they impounded my car for 30 days, but if he had gotten his license within that time, I could've retrieved my car earlier, but he was not cooperating. To make a long story short, I paid 1,500 out of my pocket to release my car from the impound lot, and my car was insured at the time but he was too dumb to find it in my glove compartment and got a ticket for 2,000. He now wants proof of insurance to dismiss the ticket but I'm not giving him it until I'm reimbursed for the impound fees. Is there any way he can get out of the no insurance ticket without proof of insurance? I live in California btw. Thanks!""

What does it mean by excess and young drivers excess?

I'm looking at a car insurance and i'm confused when it say for example 250 excess and 250 young drivers excess. Does that mean i would be paying 500 in excess or just the 250?

Does having a baby increase you car insurance premium?

My wife had our first baby in March. This month (April) her car insurance has to be renewed. We have noticed that when we disclose that we have a dependant the premium appears to increase by 100? Has anyone else with children experienced this? This is just another slap in the face for parents.

What's the cheapest option for car insurance for a teen?

I just recently passed my driving test and I'm completely taken away by the prices I've saw for car insurance on my parents Astra, I'm getting prices up at 7K. I've decided to go out and buy a category 1 insurance car (or any that's a low category) so it will be cheaper to run but the only problem is, I don't have a job at the moment so only have savings. It wouldn't bother me not taking out my own policy because I understand that can be more expensive but is there an alternative for me until I get a job and earn money to get the policy so I can collect NCD's? One of my friends use to have his own policy on his family car, a big car like ours, until he had an accident and the price shot up. Now because he can't afford the monthly costs he just takes out 1 weeks insurance at a top when needed and this costs him around 40. What I don't understand though is that he's 18, the same age as me, and I thought you werent able to do short term insurance as a new driver? Although I think he somehow takes it under his parents policy? I'v no idea how this works if someone could shine a light on it? Another friend also had a Nissan Micra and was paying around 80-90 per month which I thought was very cheap (also the same age as me) for an insurance which makes me wonder if he is on his own policy? My dad will be getting insured on my own car also and be using it for work at nights. If anyone could come up with some solutions for me that would be great!! :) Thanks""

Do you have to have full coverage insurance on a new car?

We are going to try to get our first new car ever,and not really sure of the whole insurance process..We do keep liability insurance on our 2 cars we have now,but that alone about kills us,we pay $105 a month for 2 vehicles and 2 22 year old drivers..Everyone says its our age that causes us to have high insurance.Anyway, are we going to be required to have our own full coverage insurance on a new car if we get one? Or will the dealership help us with it or factor it in the payment? Because I don't think we could afford full coverage if its much higher..I priced it when I was 18 on a mustang and it was like $300 a month...I know crazy!!""

online quotes for worker's compensation insurance in alabama

online quotes for worker's compensation insurance in alabama

What are some home insurance companies in FL?

I am looking for a list of home insurance companies in FL, or if not a list if anyone can tell me the name of a few? Thank you very much!""

What is the easiest/cheapest insurance company in Ireland to get insured on with an endorsement and 5 points?

A friend of mine was caught drink driving and has gotten his licence back but with an endorsement and 5 points on his licence, any insurance company he has tried has turned him away. What are his options car wise? And what are the best companies to go to? And also - he is 23 what price range would he be looking at? Thanks in advance for the answers!""

How much will my second speeding ticket make my insurance rates go up?

I received a speeding ticket in January for 90 in a 70 (I-5 on my way down to San Diego), and today I received another ticket for 86 in a 65 on Freeway 85 in Cupertino. The first ticket is being taken care of with traffic school right now, and since I can't go to traffic school again so soon I'm assuming the 2nd ticket will increase my insurance rates. Does anyone know how much they will increase? I'm 21 and am on my parents' insurance (USAA) because I'm in college, but I will be paying whatever the difference in premium is so I'm trying to get an idea of what the damage is here. Also, I know I messed up, so no need to tell me in the answers. I thought I'd learned my lesson after the first ticket but apparently I still haven't, so at this point I'm just afraid to get into a car.""

Does car insurance insure the driver or the actual car?

I know that its CAR insurance but I have heard two different things - car insurance covers the car and it covers the driver. I'd just like to know which one it actually covers. Thanks!!

How much should my car insurance raise....?

I am 16, I've been driving 4 months. I have USAA car insurance, and I went to a driving school. I'm a supertard and today I rear-ended someone.... the cops were called and an accident report was filed, they said that my insurance company and the person's will contact eachother. I'm just curious to how much you think it should raise? There was alot of damage to my front end, but the person's who I hit hardly had a few scratches on the back bumper. I'm already paying $80 a month. Thanks so much for your estimates!! (p.s. i live in TX if that makes a difference.)""

Insurance question? please help me i need to know what to do.?

im 16, had my license for a little over a month. i live in california. im with allstate. here's what happened: i was backing out of a diagonal parking space. i was at starbucks, mid day. no one else was in the car. i saw a car coming, i let it pass, and i backed out. turns out it didnt clear out all the way. i got the rear end of it. their dent is not too bad, the bumper is fine, its just a little bit of the metal that probably needs to be sucked back out. it is an suv. my dent however was worse. the bumper got dented, and so did some of the medal around it. the brake light has a small crack in it, but its only visible from close up, and it still works. we exchanged information, and he said he will call his insurance company tomorrow morning. will my insurance go up? how much will i need to pay to have his car fixed? whats gonna happen? please help me im freaking out. thank you soo much""

What auto insurance gives the cheapest full covarge becuase my friend thats a guy says its 4000 dollars a year?

What auto insurance gives the cheapest full coverage because my friend thats a guy says its 4000 dollars a year since his girlfriend totaled his car.. looking for prices ranges typically around 2500 a year

Motorcycle insurance?

hi, im 16, and plan on getting a motorcycle in about 4 years when im 20. im also planning on starting on a 600 and i know so far that if ur about 20 years old (really young) and you have a 600cc bike that your insurance will be around $1500-$2000 a year. so my questions are at what age does the price get lower and if those numbers are true then i will most likely start on a 250 and wat is the insurance for a 250 a year. when the time comes ill see if im able to pay 2000k a year thanks""

Do I need to be insured on my parents insurance to use the car?

I live in Florida, I have a Drivers License Class E. Do I need to be listed on the insurance to drive my moms car occasionally on my own? If so, does Gainsco cover an occasional driver for free? How much would it cost?""

Can I buy term life insurance for my aunt who lives in CA?

I live in Florida and was just wondering if I can purchase a term life insurance policy for my aunt in California? Will the term life insurance policy be in my name or her name, because I will be paying for the policy?""

Insurance companies that insure homes?

Do not have change&a was wondering insurance companies that will insure my home in Alabama

Why is motorcycle insurance so expensive?

im looking into a 600 katana with a clean driving record and taking the safety course insurance is still very high like 240 a month just about everywhere with 1000 deductables why is this? what bike would be cheaper on insurance thats kinda sporty still

If the supreme court finds health care law unconstitutional would i have to buy car insurance?

most of the health care debate is about weather the government can make a person buy a specific product such as health insurance. If the court finds that the individual mandate is unconstitutional would this mean that the government would not be allowed to require people to buy car insurance. and if so would I be able to take this to my state supreme court to question the constitutionality of having to buy car insurance?

""Does mercury auto insurance, offer motorcycle insurance?

Im about to buy a motorcycle. If not do insurance companies insure bikes with a salvage title?

More to pay for tesco car insurance after 1year?

I have tesco car insurance and now after having 1 year tesco car insurance they wanna increase me to pay more monthly . why ? I have same car and same conditions . should i change car insurance?

How much does a car cost for a 17 year old?

The cheapest thing the moves from A to B reliably. I already know about gas and insurance, how much would the car itself cost, used whatever. I live in washington state.""

How hard is it to start your own insurance company?

how much capital do you need or are there companysthat will front the money

Health Insurance for my son?

I need a low cost health insurance plan for my son. I live in orange county, CA and I DO NOT qualify for medi-cal or healthy families. I make too much money. I do not need health insurance for myself because I can still be on my parents insurance until im 25. My work also does not offer health insurance.""

How exactly will the small business I work for be affected at all by the health care bill?

I work for a small business that employs around 15 people. The owner purchases insurance for all the employees. I keep hearing opponents say that this bill is going to hurt small businesses, but I don't see how it would hurt the one I am employed by. My company already purchases insurance, and even if it didn't, we don't have the 50 or more employees required for the government mandate to purchase insurance to apply to us. Therefore, it seems like everything will remain the same for us. If someone out there can offer me any insight as to how my company will be negatively affected by this bill, please come forward.""

Car leasing and insurance?

Hi All, My partner is 24 years old and has 6 points on his license for driving uninsured with a provisional license. He now has a license but is obviously having major troubles with insurance prices. We are looking into purchasing a lease car with insurance in the cost, can anyone recommend? We want something identical to the NHS fleet service until we can clear the points but no friends or family work there so unfortunately we are not legible to apply for this. Any help would be much appreciated. Thanks in advance, Emma""

I need tips for reducing cost of car insurance plz?

Ive got a few tips but can anyone think of any more? thanks a million

Im 18 and I live in florida and i just got a quote for auto insurance and they said it would be 236 a month?

I just got a quote for a 2002 Chevrolet Malibu. I wont be making any payments on it. Im 18 years old and the insurance is going to make me pay a down payment of $502 and my Monthly payments will be $236. So many people tell me that I need to shop around more. I have a learners License now. If i go and take the operators test i already know i will fail so I need more practice on my own I CAN drive just dont have much experience on a real road. So is $236 good you know for someone my age.? I really need this car before the end of the month. I have to have a way to go to college and Work.

Teen Drivers Insurance?

Ok so I am a Teen Driver and I am about to get licensed...I need Car insurance...any one know the average in TX? Thanks

May have a preexisting condition and i need affordable insurance?

i may have a preexisting condition i will find out monday ,anyway we are on a month to month with a high cobra premium and it is kicking our butts my husband's job closed after 20 yrs we both are not working and if i have a condition how do we pay for it, how can i get i get affordable health with no job .help somebody i feel for people i feel for everyone who needs health care and can't get it what a shame i pray that i am well and the doctor has good news for me so everyone please pray for a good outcome when prayers go up blessings come down and i need your prayers i love my yahoo family some people are rude but for the most part real decent people live here Sorry for my jumby words""

After tax and national insurance deductions how much would i come out with a month if i was on 14500 annual?

After tax and national insurance deductions how much would i come out with a month if i was on 14500 annual?

online quotes for worker's compensation insurance in alabama

online quotes for worker's compensation insurance in alabama

Will you get a better quote on auto insurance if you are single or in a relationship?

I was just wondering if you get a better quote saying that you are single or saying that you are in a domestice relationship? or do you get a better quote if you are married? Also, do you get a better quote if the car is only used for pleasure or for work/school?""

Insurance on motorcycle ?

It would be a Kawasaki ninja zx6r it is a 2006 and 600 cc engine.. I am 16 and live in northwestern Pennsylvania... I would get minimum coverage.. I would also be adding on to my dads car insurance plan and I would be getting a 20% discount for good driver etc. About how much do you think the insurance on it would be?thanks

Will calling insurance over a cracked windshield raise my insurance rates?

I have Geico insurance for the past 8 years. I have not made one claim in that 8 year time frame. I was driving down the highway last week when something struck my windshield and spider cracked it pretty good. Should I pay it out of my pocket or call the insurance. Will my rates go up for making a windshield claim?

What's a nice car with good insurance?

I want a used car for under 15k. Looks, handling, and safety are important. I like how the ford mustang and chevy camaro but they have pretty high insurance... I've never had a ticket in my life. So any nice cars with relatively low insurance?""

What is the cheapest car for a 17 year old with cheap insurance?

Im nearly 17 and am looking for a car, of autotrader or something? Preferably cheap and cheap on insurance? Thanks""

What do you like most about tying health insurance to employment?

Isn't it a good way to keep employees in line? I mean, well, if you're not happy here, you can always quit and do something you like, but your COBRA insurance will eventually run out and you'll either need to find another job with benefits, not necessarily the job you want, so it looks like you're sticking around for some time.....no freelancing or working two part-time jobs you like for you! I like this system because it keeps my employees from quitting, particularly the ones with pre-existing conditions or family members with pre-existing conditions. I can get what I want out of them by using the health-care lasso ( go ahead and quit, but try seeing how much a private policy will cost you if you're lucky enough to get accepted with what you've got! ), plus there is no need to worry about competition from freelancers or small businesses. I like tying benefits to employment because as an employer I have a way of keeping my employees in line. If they act up or talk about branching out into something else, I just have to remind them of where they get their affordable benefits and how they would lose this corporate pool if they were to go out on their own, work for a small business without benefits, work freelance or go back to school full time. Keeps my workforce dedicated.""

Does anybody know where to get cheap auto insurance for a 18year old?

Does anybody know where to get cheap auto insurance for a 18year old?

Small business insurance ? what is the average cost?

I am looking a leasing a building that is currently a bed and breakfast cottage. I will do the same thing except not offering breakfast. Wanting to make a business decision but have been waiting for 2 days to be able to obtain a cost for small business insurance. Anyone have some idea on the cost?

Can you get your own insurance when renting a car?

When going to a rental car agency such as Hertz or Avis they strongly 'encourage' you to purchase insurance. Can you get your own insurance that covers you in their cars rather than having to pay the insanely expensive insurance they offer?

I quit my job to take another job. I need health insurance for 90 days before my new coverage kicks in.?

If I buy short-term insurance, my pre-existing condition (ADD) will not be covered for 1 year. So, do I buy health insurance for 1 year and not take my new employers? By the way, Cobra will cost me $794 a month if I decide to get it. That's crazy! I'm 25 years old, have had health insurance my whole life, perfectly healthy except for ADD... Maybe Obama should try and fix the system for those who still have jobs before he creates new problems. What 25 year old can afford $794 a month for Cobra? What do I do?""

Do i have to remove a car i sold from my insurance?

i had 2 cars an old car and a new car, they were both insured under one policy with me and my son as the only drivers. now i sold the old car, and when i get a quote for removing my old car from my insurance policy it says that the insurance will increase about $70 every 6 months and that's because i loose the multiple car discount and also because i had my young son as driver only on the old car and removing it will force me to put him as a driver on the new car. i sold the car and i have a paper from the person that i sold it to indicating that they bought it. my question now is, would there be any risks by keeping the car on the policy, is it illegal? or if anything happens to the car, will they go after my insurance although i sold the car? *i already sent the release of liability to the DMV *i live in California any help would be appreciated 10 pts for best answer""

What are some home insurance companies in FL?

I am looking for a list of home insurance companies in FL, or if not a list if anyone can tell me the name of a few? Thank you very much!""

Car insurance help!!?

So about a month and a half ago, someone kicked my car at night and left a big dent. I was stupid and called insurance and they gave me two options: fix the car or take a cash settlement. However, no matter what I do, my monthly insurance rate is going to go up even though it was not my fault. I think this is ridiculous and not worth it and I just want to cancel the claim. But I have been told that once a claim is put in, there's nothing you can do and once you hit three claims, your overall premium goes way up. What do I do? Should I just stop contacting the insurance company and after a while they have to close the claim? I wanted to sell the car this week but I guess that adds too many complications...""

Car insurance for teen help?

So am buying a car and my parents don't have a driver license But i Do But i am only 17 which makes the insurance a lot . So my moms friend said he would put me under his insurance but he isn't Driving but he has a valid new your license . So is there a way for me to be under his insurance with the title of the car in my name ? or does it have to be in his name does he add me to the policy as a Additional driver & The car Or just me alone and not the car ? what would happen if i get pulled over and the title is in his name ?

Do you know any cheap car insurance providers for young driver?

Do you know any cheap car insurance providers for young driver?

How can I get dental and medical insurance?

I turned 18 back in 2011 and now I'm not on my mom's dental or medical insurance. How do I get dental and medical coverage?

Whos the cheapest u found car insurance thru?

ive checked all state geico progressive state farm aig 21 century liberty mutual and esurance. r there any out there that ive missed? im a student and on a very strict budget so i need the best deal possible. thanks!

How much does an insurance for a bus cost approximately?

The cost can be per year for a 40ft or for a 60ft diesel bus. I need the info for a life cycle cost analysis. Any info will be helpful. thanks

Report to insurance or not?

i was driving down the freeway yesterday and a rock hit my windshield. it now has two huge cracks. and i have to get it replaced i know it cant be repaired. my deductible on my insurance is $500, should i report it to the insurance or not? would it be cheaper to just fix it myself?""

What are some cheap car insurance for first time drivers?

What are some cheap car insurance for first time drivers?

What's a good auto insurance company that has a good rating?

I have four cars.... no tickets or claims in years.. I have insurance now, but I think I am paying too much. Only one of them is driven on a daily basis..... the others very infrequently.""

""I have medical insurance, but my deductible is $4000?""

Is there any way at 29 weeks pregnant I can figure out how to get more help paying for this? I live in Southern California. Anything will help right now, I am just getting worried because $4000 plus all of the other stuff to get ready is a little overwhelming. Is there a way to apply for something that will help me with these expenses?""

""Totalled vehicle+switched over insurance to new car, old car's registration now suspended...Help!?""

Soooo I lived in Maryland and had a Nissan, someone hit my Nissan and it ended up being totaled. This happened the end of July and a few days later, I moved to Virginia to attend school. I ended up getting a Corolla. I switched my insurance from the Nissan to the Corolla thinking the insurance company would pick up the Nissan shortly after that. Well we are in November and the insurance company took 4 MONTHS to process my claim. They are FINALLY picking up the Nissan tomorrow. I just got a letter from MVA saying that my Nissan's registration has been suspended and that I have to return my plates. It also said that a penalty fee will be assessed for $150 for the first 30 days the Nissan hasn't been insured, plus $7/day for every day thereafter. I did the math and that's about $660! I do not think I should have to pay all this money because the insurance company screwed me over by failing to put my claim through. My claims agent even said that he forgot about my case! I haven't been driving the Nissan this whole time. Do you think that if I provide proof that I had been driving another car (Corolla title and insurance policy info), I will not have to pay these outrageous fees? I also have to submit a letter from the insurance company saying that the vehicle was totaled and the date of the accident, so they would know how long it hasn't been insured for.""

Am I being cheated by the car insurance company?

I was on a bike and I accidentally hit someone's car and broke the back windshield. Nothing else on the car is damaged except windshield. Later the car owner's car insurance company (state farm) send me a payment of $1700, and they have a subrogation service (Afni) to collect payment. First of all, I believe it DOES NOT cost $1700 to replace a back windshield, like I mentioned, nothing else was damage except the windshield on the back. How is this amount calculated? The subrogation service has been pressuring me to pay the amount. I will pay for the damage but I don't believe I have to pay this much. Could this be the owner of the car falsify the claim? What should I do? I don't have car insurance, I was on my bike. It was a total accident.""

Car insurance question?

I got an insurance question. I let my fiance, who is not insured by my insurance company drive my car. I was in the car with him. He was intoxicated and hit 9 parked cars causing minor damage to all of them. Will my insurance company have to pay for the damage?""

online quotes for worker's compensation insurance in alabama

online quotes for worker's compensation insurance in alabama

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