#school children Aadhaar

[townpostin]

Aadhaar Services Set for Major Expansion in East Singhbhum

District Administration Plans New Centers and Enhanced Efficiency Comprehensive review aims to improve Aadhaar registration and update facilities across Jamshedpur and surrounding areas. JAMSHEDPUR – The District Level Aadhaar Monitoring Committee, under the guidance of District Magistrate Ananya Mittal, has outlined plans to significantly expand Aadhaar services in East Singhbhum. Deputy…

[varun-123s]

Top Government Schemes for Girl Child in India: Empowering the Future

India has taken significant steps to Empower Government Schemes for Girl Child by implementing a range of government schemes that provide financial support, educational assistance, and health benefits. These schemes aim to uplift girls from underserved backgrounds, ensuring they receive the opportunities and resources needed for a brighter future. Let’s explore the top government schemes for girl children in India and how they work to secure a promising path for them.

Comprehensive Guide to Government Schemes for Girl Child in India

Why Government Schemes for Girl Children are Important

Bridging the Gender Gap Gender inequality remains a significant challenge in India, and these schemes aim to close the gap by providing incentives for the education, health, and welfare of girls.

Reducing Financial Barriers These initiatives help parents overcome the financial constraints that often hinder a girl’s education and personal growth.

Top Government Schemes for Girl Child in India

Beti Bachao Beti Padhao (BBBP) The Beti Bachao Beti Padhao scheme focuses on preventing gender-biased abortions, promoting education, and improving the welfare of girl children in India.

Benefits: Increased awareness about the importance of girls’ education.

Eligibility: All Indian families with a girl child.

How to Apply: Visit your nearest Anganwadi center or government office.

Sukanya Samriddhi Yojana (SSY) This savings scheme for the girl child offers tax benefits and high-interest rates, helping parents accumulate funds for their daughter’s education and marriage.

Benefits: Tax savings under Section 80C, secure financial future.

Eligibility: Open for girls below 10 years.

How to Apply: Open an account at a post office or authorized bank.

Balika Samridhi Yojana Balika Samridhi Yojana provides financial assistance for the education and marriage of girls from economically disadvantaged families.

Benefits: Scholarships for education up to class 10 and a one-time grant on reaching adulthood.

Eligibility: Available for girls born in households below the poverty line.

How to Apply: Enroll through local government bodies or schools.

CBSE Udaan Scheme This scheme supports girl students in preparing for engineering entrance exams by offering free coaching and study resources.

Benefits: Quality coaching for competitive exams, free study materials, and financial aid.

Eligibility: Girl students studying in class 11 or 12 with a minimum GPA.

How to Apply: Register through the official CBSE Udaan website.

How to Apply for Government Schemes for Girl Child

Documents Required:

Proof of age and identity (birth certificate or Aadhaar)

Income certificate (if applicable)

Residence proof (ration card or Aadhaar)

Passport-sized photographs

Steps to Apply:

Visit the official portal or nearest government office.

Submit the required documents.

Complete the application form.

Track the application status online (if available).

Frequently Asked Questions (FAQs)

Q1: Who can apply for government schemes for girl children? A: Government schemes for girl children are generally available to all Indian citizens, though specific eligibility criteria such as age, family income, and educational background may apply.

Q2: Can I open a Sukanya Samriddhi Yojana account for my daughter at any age? A: No, the Sukanya Samriddhi Yojana account can only be opened for girls aged below 10.

Q3: Is there any financial assistance for girls' higher education in these schemes? A: Yes, schemes like CBSE Udaan provide support for girls preparing for higher education in technical fields.

Conclusion:

Government schemes for girl children in India are instrumental in promoting gender equality and providing a supportive environment for the holistic development of girls. From health and education benefits to financial aid, these initiatives are structured to empower girls to achieve their full potential. By availing of these schemes, families can ensure a secure and bright future for their daughters, paving the way for an empowered and prosperous society.

[jaagrukbharat]

Baal Aadhaar: What To Know About Aadhaar Card For Newborns & Children?

A Child’s Aadhaar card sometimes referred to as “Baal Aadhaar” or “Blue Aadhaar” is a unique identification of a 12-digit number given by the Unique Identification Authority of India.

It is not only considered the legal identification document for children up to 12 years, including newborn babies, but also it is an important document that is used for various purposes in the lives of children such as: in school admissions and health care as well as in accessing most governmental services.

[6nikhilum6]

PCMC launches comprehensive three-phase program to re-enroll out-of-school children; identifies 522 out-of-school students, enrolls 109 children

Currently, 109 children, identified as the most vulnerable (those without birth certificates or Aadhaar cards), have already been enrolled out of the 522 out-of-school children identified. The goal is to complete the enrollment of all remaining children by October 20, 2024. Assistant Commissioner Vijaykumar Thorat stated, “Our goal is to remove any obstacles that prevent children from attending…

[apratments]

What are the steps to acquire an apartment for sale in Bhartiya City Nikoo Homes with 2.5, 3, and 3.5 BHK configurations?

Bhartiya City Nikoo Homes: A Guide to Acquiring Your Dream Apartment

Bhartiya City Nikoo Homes. It is a prestigious residential development in Bangalore’s emerging satellite township, Bhartiya City. The project offers a range of luxurious apartments with 2.5, 3, and 3.5 BHK configurations designed to meet the needs of modern families. If you’re considering purchasing an apartment in Bhartiya City Nikoo Homes, here’s a step-by-step guide to help you navigate the process:

Step 1: Do Your Research

Before making any decisions, conducting thorough research on Bhartiya City Nikoo Homes and the surrounding area is essential. This includes:

Understanding the Project: Learn about the project’s amenities, specifications, and construction timeline.

Researching the Location: Explore the neighborhood, nearby attractions, schools, hospitals, and transportation options.

Checking Reviews and Testimonials: Read reviews and testimonials from other buyers to understand the project’s quality and reputation.

Step 2: Determine Your Budget

Set a realistic budget for your apartment purchase. Consider your income, savings, and any existing financial commitments. Research the average prices of apartments in Bhartiya City Nikoo Homes to ensure your budget aligns with your desired configuration.

Step 3: Choose Your Preferred Configuration

Bhartiya City Nikoo Homes offers a variety of apartment configurations to suit different lifestyles and needs. When selecting the ideal configuration, consider your family size, lifestyle preferences, and future plans.

2.5 BHK: Perfect for small families or individuals seeking a compact yet comfortable living space.

3 BHK: Ideal for families with children or those who value spacious living areas.

3.5 BHK: Offers ample space for large families or those who frequently host guests.

Step 4: Visit the Project Site

Schedule a visit to the Bhartiya City Nikoo Homes project site to see the apartments and amenities firsthand. This will help you visualize your future living space and assess the quality of construction.

Step 5: Explore Financing Options

Discuss your financing options with various banks and financial institutions. Explore home loan options, interest rates, and eligibility criteria. Consider your credit score, income, and down payment capacity.

Step 6: Review the Agreement

Once you’ve decided to purchase an apartment, carefully review the agreement provided by the developer. Ensure that you understand all the terms and conditions, including:

Payment Schedule: Understand the payment schedule and any penalties for late payments.

Possession Timeline: Clarify the expected possession date and any potential delays.

Maintenance Charges: Inquire about the monthly maintenance charges and any additional fees.

Amenities and Facilities: Verify the availability and usage of amenities and facilities.

Step 7: Complete the Documentation

Gather the necessary documents for the purchase process, such as:

Identity Proof: Aadhaar card, PAN card, passport, etc.

Income Proof: Salary slips, bank statements, income tax returns, etc.

Property-Related Documents: Agreement of sale, NOC from the builder, etc.

Step 8: Make the Down Payment

Once the documentation is complete, make the down payment required by the agreement. This will secure your apartment and initiate the construction process.

Step 9: Await Possession

After making the down payment, patiently await the possession date. Keep in touch with the developer for updates on the construction progress.

Step 10: Move In and Enjoy Your New Home

Once the possession date arrives, complete the necessary formalities and move into your new apartment in Bhartiya City Nikoo Homes. Enjoy the luxurious amenities, peaceful surroundings, and the comfort of your dream home.

Additional Tips for Acquiring an Apartment in Bhartiya City Nikoo Homes

Consult with a Real Estate Agent: Consider hiring a reputable real estate agent who specializes in the area to guide you through the process.

Negotiate the Price: Negotiate the price of the apartment with the developer.

Consider Resale Value: Research the resale value of apartments in Bhartiya City Nikoo Homes to ensure a good investment.

Read the Fine Print: Carefully read all the documents related to the purchase to ensure understanding.

Conclusion

Bhartiya City Nikoo Homes offers a range of 2, 2.5, 3, and 3.5 BHK apartments, each designed to provide a luxurious and comfortable living experience. Whether you are a small family, a working professional, or someone who values spacious living, the apartments at Nikoo Homes cater to your needs with a wide array of facilities.

For more information, Visit Bhartiya City Nikoo Homes.

[jdmritsolution]

Online Apply for Caste Certificate – JDMR

Importance of Application of Caste Certificate online

An essential legal document that attests to a person's religious, communal, and caste affiliation is a caste certificate. A caste certificate is required for Delhi residents to use a number of government services that are targeted towards particular demographics. People from reserved groups, such the Scheduled Caste (SC) and Scheduled Tribe (ST), usually get caste certificates in order to prove their eligibility. We will cover the steps involved in getting a Delhi caste certificate in detail in this article with Online Apply for Caste Certificate.

The intention of getting a caste certificate

As mentioned before, caste certificates help those who are part of reserved groups, including scheduled castes and scheduled tribes, to be eligible for the following privileges:

To be eligible for a reserved seat in the assembly, a caste certificate must be shown.

One of the essential documents to obtain a reservation in a government job is a caste certificate.

In order to waive admission costs to universities or colleges, this certification is required.

In educational institutions, obtaining quotas may require this document.

To be eligible for age relaxation while applying for government jobs, you must have this certificate.

Students to be awarded government-funded scholarships in particular.

Government subsidies are contingent upon the possession of caste certificates. for implementing particular government-supplied plans.

To be eligible for these rights, citizens of Delhi who identify as SC, ST, or OBC must get a valid caste certificate.

Required Documents for a SC/ST Certification.

The following documents must be submitted with the application form in order to receive a SC/ST certificate in Delhi:

Application Form

Identity verification using a PAN, passport, driver's license, or voter card is an option if an Aadhaar number is unavailable. Furthermore, a copy of a paternal family's SC/ST certificate may be supplied.

Self-declaration at the designated Performa rate in the event that the SC/ST certificate was issued from outside of Delhi (if the children are under the age of 18, a self-declaration from the major must be filed).

A Certificate of Marriage for married women.

Show proof of residence, such as a phone bill, energy bill, water bill, voter's card, etc.

Evidence of Date of Birth: Passport, Birth Certificate, and School Certificate

Read below the process to Apply for SC/ST Certificate in Delhi.

Applying Caste Certificate through SDM/DC Office

Step 1: To apply offline for a caste certificate, the candidate must come to the central SDM/DC Office.

Step 2:  You must adhere to the particular guidelines in order to apply for a caste certificate. Check to make sure you filled out the Online Application of Caste Certificate in Azadpur form correctly with your caste category. Application forms are widely accessible for those who fall under the SC/ST OBC category.

The application process requires the information below.

Among the personal details are name, gender, DOB, marital status, and religious affiliation.

Details about Parents and Spouses

Information Regarding Relationships

The justification for a caste certificate

Information about the tribes and castes of people

Step 3: Submit every additional supporting papers to the officer.

Step 4: Get an accepting receipt with the unique application number. Keep it somewhere safe so that you can use it later.

Step 5: You will also be able to check the status of your application for the caste certificate after you have submitted it.

Local Query

Step 6: To confirm the applicant's caste or place of residence, the local investigation needs to be completed. A local investigation will be conducted at the pre- and post-marriage dwellings of married women. This will be valid in both situations.

Getting a Caste Certificate

The SDM or DC will issue the certificate following the conclusion of the local investigation and after taking the request for the caste certificate into consideration. You must return to the office and show the approval number at all times. Don't forget to collect the caste certificate from JDMR - A Unit by S2F Services Pvt. Ltd. in Delhi, since it may be required for the aforementioned function.

[greythrsoftware]

Proof of Investment (POI) Submission: Made Easier for You and Your Employees

It’s that time of the year when you start thinking about the tasks of collecting, submitting, and verifying the employees’ proof of investments. The process can be a breeze. It can also be a nightmare! Everything depends on how well HR team members handle the process.

In this post, we have summarized the answers to 10 common questions about proof of investments (POI). Read on and watch the webinar for answers to 50+ questions! 👇

Most of the time, employees who join us from other companies don’t submit Form 12BB. What is the responsibility of our company in this case? If Form 12BB is unavailable, we will not be able to know whether the employee wants the new or old regime. In this case, as per the new law, the new regime becomes the default regime. So, the solution is to make sure that Form 12BB is a part of their joining-document deck.

Can the rent agreement replace the rent receipts? Does a rent agreement ensure that the rent is paid? Yes. The employees can submit either the rent agreement (on a stamp paper) or the rent receipts. However, they need to submit the same in the prescribed format. If the rent is INR 8,333 per month (or INR 1 lac per annum), the employee has to collect the landlord’s PAN card details.

What are the inclusions and exclusions in the tuition fee component? Tuition fee is the fee for children’s education from school to college. Only the monthly education fee is considered in a composite fee receipt with other components like computer fee, transport fee, etc. Fees for evening classes or private tuition are not covered. Only the receipts with the term ‘tuition fee’ are considered.

What are the deductions and rebates an employee can claim in the new tax regime? Leave encashment exemption and gratuity exemption are two deductions available under the new regime. But both are applicable only when the employee leaves the organization. There is also a VRS exemption if a VRS scheme is in place. Moreover, under Section 80CCD(2), there’s a deduction on the company’s contribution to NPS but this is limited to 10% of the basic salary.

What should we do if an employee has not linked the Aadhaar and PAN? Can we still generate Form 16? This question will certainly arise at the time of IT return filing. As an organization, you must validate the employee’s PAN status on the Income Tax website by entering the PAN and Aadhaar number. The site will also indicate that the PAN is either valid or valid but not linked. So, you need to inform the concerned employee to do the linking.

What is the maximum number of people who are covered in the section under disabled dependents? All the dependents are covered up to a maximum of INR 75,000. But there are some conditions to avail of this benefit. The spouse, children, parents, brothers, and sisters of the employee are considered as dependents.

Many times the landlord refuses to share the PAN card details when the annual rent is more than INR 1 lac. Please suggest what needs to be done. If the landlord does not provide the PAN card, there are two options for the employee: either forgo the HRA exemption or change the house.

Is there any option to change the tax regime in the middle of the financial year? As per the circular, an employee has opted for a specific regime with the employer, it is not possible to change later during the financial year. However, the employee can switch to a different regime at the time of filing IT returns.

Can an employee claim the exemption for both HRA and loan interest for a house in the same city? The employee cannot claim both even if one of them is occupied by family members. If the houses are in two different cities, the claim will be considered valid. The maximum limit for home loan interest is INR 2 lacs under Section 24. This is subject to certain conditions.

Is the gratuity paid to a resignee considered for exemption under Section 10(10) of the Income Tax Act? Yes. Gratuity is exempted under Section 10(10). This exemption is applicable to both old and new regimes.

Read the greytHR blog and watch the webinar recording.

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[ustraveldocs]

Navigating Passport Procedures: A Comprehensive Guide to Obtaining an Indian Passport

Embarking on a journey requires preparation, and obtaining an Indian passport is the first step towards international exploration.

Navigating passport procedures can be daunting, but with our comprehensive guide, you will be equipped with the knowledge and tools to successfully obtain your Indian passport.

From document requirements to passport application forms, appointment scheduling to fee payment methods, and tracking your application status, this article provides concise, informative, and organized information to help you navigate the complexities of the process.

Document Requirements for an Indian Passport

When applying for an Indian passport, it is essential to be aware of the document requirements. These requirements ensure that the application process runs smoothly and that the passport can be issued in a timely manner.

The primary documents needed for an Indian passport application include proof of identity, proof of address, and proof of date of birth. Proof of identity can be established with documents such as Aadhaar Card, Voter ID, PAN Card, or a government-issued photo ID. Proof of address can be provided through documents like Aadhaar Card, Voter ID, ration card, or utility bills. Additionally, proof of date of birth can be established with documents such as a birth certificate, school leaving certificate, or a PAN Card. Make more info about ustraveldocs

In addition to these primary documents, applicants may also need to provide supporting documents. These may include documents such as a marriage certificate, divorce decree, or a deed poll for name change. It is important to note that all documents provided should be original and valid at the time of application.

Steps to Fill Out the Passport Application Form

Before beginning the process of filling out the passport application form, it is important to gather all the necessary information and documents. This will ensure a smooth and efficient application process.

Here are the steps to fill out the passport application form:

Obtain the application form: The passport application form can be obtained either online or from the nearest passport office. Make sure to download the correct form based on your passport category.

Read the instructions carefully: Before filling out the form, carefully read the instructions provided. This will help you understand the requirements and avoid any mistakes.

Provide personal details: Fill in your personal details such as name, date of birth, place of birth, gender, marital status, and occupation. Ensure accuracy and consistency with your supporting documents.

Address details: Fill in your current residential address and provide any previous addresses if applicable. It is important to provide accurate and up-to-date information.

Family details: Fill in the details of your parents, spouse, and children, if applicable. Include their names, dates of birth, and passport information, if available.

Supporting documents: Attach all the required supporting documents, such as proof of identity, proof of address, age proof, and any other relevant documents as per the instructions provided.

Review and submit: Once you have completed the form and attached all the necessary documents, review the application thoroughly to ensure accuracy. Finally, submit the application form along with the required fees at the designated passport office.

Scheduling an Appointment at the Passport Seva Kendra

To ensure a streamlined process, it is essential to schedule an appointment at the Passport Seva Kendra for the submission of your passport application and biometric data.

Here are some key points to consider when scheduling your appointment:

Online Appointment Booking: Visit the official website of the Passport Seva Kendra and create an account to book your appointment online. Select the nearest Passport Seva Kendra and choose a convenient date and time slot.

Document Verification: Prepare all the required documents, such as proof of identity, address, and date of birth, along with photocopies. Ensure that you have the original documents as well for verification.

Biometric Data Collection: At the Passport Seva Kendra, your biometric data, including fingerprints and photographs, will be collected. Make sure to arrive on time and carry any additional documents that may be required.

Payment of Fees: Pay the applicable fees at the Passport Seva Kendra. The fee amount will depend on the type of passport you are applying for and the services you require.

Passport Fees and Payment Methods

How can passport fees be paid and what are the accepted payment methods for obtaining an Indian passport?

When applying for an Indian passport, it is important to be aware of the fees involved and the acceptable payment methods. The passport fees can be paid through various modes, including online payment, challan payment, and payment through debit or credit cards.

To make the payment online, applicants can visit the official website of the Passport Seva Kendra and select the option for online payment. They can choose from a range of payment options, such as net banking, debit card, credit card, or UPI. This provides a convenient and secure way to pay the passport fees from the comfort of one's home.

Another method is to make the payment through challan. Applicants can generate a challan from the Passport Seva Kendra website and then visit a designated bank to make the payment in cash. This method is suitable for those who prefer to pay in person rather than online.

It is important to note that the payment methods may vary depending on the specific Passport Seva Kendra and the online portal being used. Therefore, it is advisable to refer to the official website or contact the relevant authorities for the most accurate and up-to-date information on accepted payment methods.

Tracking the Status of Your Passport Application

Once you have submitted your passport application, it is essential to monitor and track the progress of your application to ensure a smooth and efficient process. Here are some ways to track the status of your Indian passport application:

Online Tracking: The Indian Ministry of External Affairs provides an online platform called the Passport Seva Portal. You can visit their website and enter your application reference number and date of birth to check the status of your application.

SMS Service: You can also track your application status through SMS. Simply send an SMS with your application reference number to the designated number provided by the passport office.

Call Center: The Passport Seva Call Center is available to answer any queries regarding your passport application. You can call their toll-free number and provide your application reference number to get an update on your application status.

Passport Office: If you prefer a more personal approach, you can visit your nearest passport office and inquire about the status of your application. Make sure to bring your application reference number and any other required documents.

[edu-information]

Aadhaar Not Mandatory For Admission To Private Schools In Delhi, Rules Delhi High Court

The Delhi government on July 12, 2022 and February 2, 2023, made the submission that Aadhaar number is compulsory for admission to private unaided recognised schools under certain categories.

The Delhi High Court has said in an order that Aadhaar number for admission to private schools in the national capital under the Economically Weaker Section (EWS), Disadvantaged Group (DG), Children with Special Needs (CWSN) categories is not mandatory, refusing to interfere with an earlier order. The court said demanding Aadhaar card from students during admission would mean infringing their right to privacy. It was hearing an appeal filed by the Delhi government against the order by a single-judge bench.

A bench headed by Chief Justice Satish Chandra Sharma dismissed the appeal stating that the requirement is prima facie in conflict with the constitutional provisions (under Article 21) pertaining to privacy.

“The issue of obtaining sensitive personal details of a child, as observed in the K S Puttaswamy case (by the Supreme Court), would have the potential of infringing their right to privacy under Article 21 of the Constitution of India,” the bench said in an order passed last week.

Presenting the Delhi government’s view, standing counsel Santosh Kumar Tripathi argued that Aadhaar card serves a practical purpose and is aimed at keeping a check on duplicate applications. He added that the policy was initiated to modernise the admission process for the EWS and DG categories in entry-level classes in private, unaided, recognised schools. It was also argued that mandating an Aadhaar card did not violate a child’s right to free and compulsory education, rather it served as a safeguard against fraudulent applications and admissions based on false identities.

A petition was earlier filed by a man who had alleged that his five-year-old child was unable to participate in a computerised lottery scheme for allocation of seats in schools for the 2023 academic year as he did not have an Aadhaar card.

The submission of Aadhaar card or number for admission to private unaided recognised schools in the national capital under the EWS, DG, CWSN categories was made compulsory through circulars issued by the Delhi government on July 12, 2022 and February 2, 2023.

[angel0news]

'Covered my Kuki daughter-in-law with bed sheets': Jharkhand family's harrowing episode on fleeing Manipur

Celestin later learned that his house, along with everything inside, was set on fire after he left. Had they not fled from there, they would've also been killed.

RANCHI: Amid violence in Manipur, Celestin Bara, 60, a tribal man who had migrated to the state over 50 years ago at the age of 10, finally returned to his native village in Jharkhand’s Simdega along with his family of 18 — leaving behind everything he had once possessed to protect the life of his Kuki daughter-in-law.

Sharing his ordeal, Celestin explained how they had survived for more than a month in Islaijung village, about 20 km from Imphal, by hiding the women and children in the jungle during the night. However, he was forced to leave as there was a Kuki woman in the family.

Everything was peaceful, Celestine recalled until he heard that the Kuki community in the adjacent village had been attacked by the Meitei. Celestine believed that the situation would improve. But, violence continued unabated.

“It continued for several weeks… About 20 days back when I returned from work in the evening I saw flames of fire in the adjacent village, dominated by the Kukis. I was told that the Meitei community has attacked the village and houses of Kukis had been burnt and many of the women were taken away by them. That incident shook me from inside and I decided then and there to leave the place as soon as possible as we also have a Kuki woman in the family,” said Celestin.

They somehow escaped from Manipur hiding in a truck that used to carry ration for the Army, he added. “At the Manipur border, we were intercepted by the Manipur Police which also had some other armed people, and asked for our identity. All of us got down from the truck and showed them our Aadhaar cards, except my Kuki daughter-in-law, whom we had covered with bed sheets as if it was some household items,” said Celestin. The family took a sigh of relief after four long days when they reached Tumdegi village in Simdega on July 20.

Celestin later learned that his house, along with everything inside, was set on fire after he left. Had they not fled from there, they would've also been killed. According to Celestin, the Meiteis were targeting the Kukis, killing them brutally, besides setting their houses on fire.

Nobody is safe in Manipur as the violence is increasing day by day – Celestin’s daughter-in-law Nag Kholma appealed to the central and state governments for immediate assistance.

“There are a total of 19 people in the family, out of which there are 8 children, seven men and rest are the women. All the children have been admitted to the nearby school and given 2 quintals of rice along with four cots,” said Simdega BDO Ajay Rajak, once the issue was brought to his notice. Work will be allotted to all the adult members under MGNREGA, he added.

[unnatieducations01]

Everything To Know About CBSE Patrachar Class 10 Admission

Are you worried about your child's future as he/she failed the final exams of class 9th? Do not worry because CBSE patrachar class 10 admission is there to save your child's life. It is one of the reliable ways for students who failed their 9th class examination to complete their primary education easily.

It is also the best way for students who do not attend school due to financial issues or other problems. If you are unable to attend the school regularly to meet your basic requirements, then get admission at CBSE Patrachar.

Importance of CBSE Patrachar admission

CBSE Patrachar plays a significant role in today's children's lives. Education is the right tool to achieve one's lifetime goal easily. It helps them learn new skills and expands their knowledge to survive in the competitive world. CBSE patrachar admission is suitable for students who are unable to complete or continue their studies for various reasons.

It lets individuals select their own study schedule and begin studying whenever convenient. Experts-prepared study materials are offered to the students for clear and easy understanding. The institute conducts weekend and weekday classes to help students learn the subjects according to their convenience.

Experienced and skilled mentors cover every subject through a personalized approach. By promoting self-learning and self-preparation, students will easily attend the class 10 examination and continue their higher studies. Overall, it paves the way to completing your studies and getting a good job.

Eligibility criteria for CBSE Patrachar class 10 admission

Those who seek CBSE Patrachar class 10 admission must fulfil the below-mentioned eligibility criteria.

• Interested candidates should have passed or failed in class 8 or 9 • 8th passed candidates should have at least one year gap for class 10 admission • Candidates can either pass or fail in class 9

Documents needed for CBSE Patrachar admission

To seek class 10 admission, you must have the following documents in hand. It helps secure admission at CBSE Patrachar and complete your higher studies easily. It also allows you to set your career on the right path.

• Student's Aadhaar card • PAN card • School leaving certificate • Date of Birth certificate • Six colored passport-size photos • Previous year's mark sheet

You can visit the official website of the CBSE Patrachar to learn more details about the class 10 admission. It also lets you know other things and make the right decision quickly.

[pooma-education]

For the attention of students and their parents who are preparing for college admission..

🍁

தமிழில்

In this 2023-24 academic year, People who want to enroll their children in Arts, Science, Engineering, Medicine and Law colleges will save the last minute hassles and time by getting the following things sorted out first.

▪️ We know that +2 exam results for the year 2023 will be out soon

▪️Take 10 passport size color photos and 4 stamp size photos of the students. Also buy and keep them in digital format.

▪️ Open a savings account in any nationalized bank in the name of the students, and those who do not have a PAN card should apply and take it during the holidays to open a bank account.

▪️ Those who do not have the original birth certificate, it is better to apply to any panchayat board / municipality / corporation and get a new birth certificate.

▪️ Those who do not have caste certificate (Community certificate) / those who do not have the original in their hand should buy a new one and keep it. This certificate is now given in digital form with QR code.

This certificate is required to get a seat in government reservation in the college. It is also required to apply for scholarships.

▪️ People who don't have a birth certificate should buy a new one and keep it. This certificate is now given in digital form with QR code. This certificate confirms that you belong to Tamil Nadu and is required to get a seat in a government reserved seat in an engineering/medical college.

▪️ First generation graduate certificate (First generation graduate certificate) should be purchased and kept by those who are eligible. First generation graduates are given a special discount on college fees.

▪️ Income certificate, needy people should buy and keep it. It is required to apply for scholarships in schools, colleges and for entrance examinations.

▪️ Students in need of first generation graduate certificate, income certificate, caste certificate, birth certificate should apply and purchase them now through e-service centers. Will be available within 1-2 weeks.

▪️ Candidates who want to apply for NEET exam and medical admission (MBBS/ BDS) should have digital scan of photo and fingerprints. Caste certificate of parents is also required.

Advice for parents,

1. Those who have not added the names of the students to the family card called ration card, it is better to add them now.

2. Take xerox of student's TC, Mark sheet and all certificates at home or save all certificates in PDF format on computer. At least 10 copies of everything are required.

3. It is better for students and parents to discuss and decide which college/which course they want to admit their children before the results of the +2 examination are available.

Students' names, date of birth, address, parents' names in all certificates, documents like family card, aadhaar card, driving license etc. should be checked that they are correct and same without spelling mistakes.

Get to know about college admission information through newspapers, TV and related websites.

At present most of the Arts/Science/Engineering/Law college courses require online application only.

Most of the private Arts-Science colleges have already started admission application distribution/ online registration.

கல்லூரியில் சேர்க்கைக்கு தயாராயிருக்கும் மாணவர்கள் மற்றும் அவர்களின் பெற்றோர்களின் கவனத்திற்கு..

இந்த 2023-24 கல்வியாண்டில்

கலை, அறிவியல், பொறியியல், மருத்துவம் மற்றும் சட்டக் கல்லூரிகளில் தங்கள் பிள்ளைகளை சேர்க்க வேண்டும் என்று உள்ளவர்கள் கீழ்கண்ட விசயங்களை முதலில் சரிசெய்து வைத்து கொள்வது கடைசி நேர அலைச்சலையும் நேரத்தையும் மிச்சப்படுத்தும்.

▪️ 2023ஆண்டுக்கான +2 தேர்வு முடிவுகள் மே மாதம் 08 ஆம் தேதி வரவுள்ளது என்பதனை அறிவோம்.

▪️மாணவர்களின் பாஸ்போர்ட் சைஸ் கலர் போட்டோ 10 ம், ஸ்டாம்ப் சைஸ் போட்டோ 4 ம் எடுத்து வைத்துக் கொள்ளவும். மேலும் அவற்றை டிஜிட்டல் வடிவிலும் வாங்கி வைத்துக்கொள்ளவும்.

▪️ மாணவர்கள் பெயரில் ஏதேனும் ஓர் தேசிய மயமாக்கபட்ட வங்கியில் [Nationalized bank] சேமிப்பு கணக்கு ஒன்று துவக்கி வைத்துகொள்ளவும், வங்கி கணக்கு துவங்க பான் கார்டு PAN CARD இல்லாதவர்கள் விடுமுறையில் விண்ணப்பித்து எடுத்துக் கொள்ளவும்.

▪️ பிறப்பு சான்றிதழ் (Birth certificate) ஒரிஜினல் இல்லாதவர்கள் பஞ்சாயத் போர்டு /நகராட்சி/ மாநகராட்சி ஏதேனும் ஒன்றில் விண்ணப்பித்து புதிய பிறப்பு சான்றிதழ் வாங்கி வைத்து கொள்வது நல்லது.

▪️ சாதி சான்றிதழ் (Community certificate) இல்லாதவர்களும் / ஒரிஜினல் தங்கள் கைவசம் இல்லாதவர்ககளும் இது சமயம் புதியது ஒன்று வாங்கி வைத்து கொள்ளவும். இச்சான்று தற்போது QR code-உடன் கூடிய digital வடிவில் கொடுக்கப்படுகிறது.

இந்த சான்றிதழ் கல்லூரியில் அரசு இடஒதுக்கீட்டில் இடம் கிடைக்க தேவை. மேலும் கல்வி உதவித்தொகைக்கு விண்ணப்பிக்க இது தேவை.

▪️ பிறப்பிட சான்றிதழ் (Nativity certificate) இல்லாதவர்கள் புதியது ஒன்று வாங்கி வைத்து கொள்ளவும். இச்சான்று தற்போது QR codeஉடன் கூடிய digital வடிவில் கொடுக்கப்படுகிறது.

இந்த சான்றிதழ் நீங்கள் தமிழ்நாட்டை சேர்ந்தவர்தான் என்பதை உறுதிபடுத்தி, பொறியியல்/ மருத்துவ கல்லூரியில் அரசு இடஒதுக்கீட்டில் இடம் கிடைக்க தேவை.

▪️ முதல் தலைமுறை பட்டதாரி (First generation graduate certificate) சான்றிதழை, தகுதியானவர்கள் வாங்கி வைத்துக்கொள்ளவும். முதல் தலைமுறை பட்டதாரிகளுக்கு கல்லூரி கட்டணத்தில் சிறப்பு சலுகை வழங்கப்படுகிறது.

▪️ வருமான சான்றிதழ், தேவையுள்ளவர்கள் வாங்கி வைத்துக்கொளவும். இது பள்ள��, கல்லூரிகளில் கல்வி உதவித்தொகைக்கு மற்றும் வருவாய்வழி தேர்வுகளுக்கு விண்ணப்பிக்க தேவை.

முதல் தலைமுறை பட்டதாரி சான்றிதழ், வருமான சான்றிதழ், சாதி சான்றிதழ், பிறப்பிட சான்றிதழ் தேவையுள்ள மாணவர்கள் இப்பொழுதே இ- சேவை மையங்கள் மூலம் விண்ணப்பித்து வாங்கி வைத்து கொள்ளவும். 1-2 வாரங்களுக்குள் கிடைத்துவிடும்.

▪️ நீட் தேர்வு மற்றும் மருத்துவ சேர்க்கைக்கு (MBBS/ BDS) விண்ணப்பிக்க விரும்புவர்கள், போட்டோ மற்றும் கைரேகைகளை டிஜிட்டல் வடிவில் ஸ்கேன் செய்து வைத்திருக்கவேண்டும். மேலும் பெற்றோர்களின் சாதி சான்றிதழும் தேவை.

பெற்றோர்களுக்கான அறிவுரை,

1. மாணவர்களின் பெயர்கள் இதுவரை ரேஷன் கார்டு எனும் குடும்ப அட்டையில் சேர்க்காதவர்கள் இப்பொழுதே சேர்த்து கொள்வது நல்லது.

2. மாணவர்களின் TC, Mark sheet மற்றும் எல்லா சான்றிதழ்களையும் ஜெராக்ஸ் எடுத்து வீட்டிலும் அல்லது எல்லா சான்றிதழ்களையும் கணிப்பொறியில் PDF வடிவில் சேமித்து வைத்துகொள்ளவும். குறைந்தது எல்லாவற்றிலும் 10 காப்பி தேவை.

3. பிள்ளைகளுக்கு +2 பரிட்சை முடிவுகள் வரும் முன்பாக தாங்கள் பிள்ளைகளை எந்த கல்லூரியில்/ எந்த பாடப்பிரிவில் சேர்ப்பது என மாணவர்களும் பெற்றோர்களும் பேசி தீர்மானம் செய்து வைத்து கொள்வது நல்லது.

மாணவர்களின் பெயர்கள், பிறந்த தேதி, முகவரி, பெற்றோர்களின் பெயர்கள் எல்லா சான்றிதழ்களிலும், குடும்ப அட்டை, ஆதார் அட்டை, ஓட்டுநர் உரிமம் போன்ற ஆவணங்களிலும், எழுத்துப்பிழை இன்றி சரியாக, ஒரே மாதிரியாக உள்ளதா என்று சரிபார்க்க வேண்டும்.

கல்லூரி சேரக்கை தகவல்களை நாளிதழ், டிவி மற்றும் தொடர்புடைய இணையதளம் மூலம் அறிந்து வரவும்.

தற்பொழுது பெரும்பாலான கலை/அறிவியல்/பொறியியல் /சட்டக் கல்லூரி படிப்புகளுக்கு சேருவதற்க்கு ஆன்லைன் மூலம் மட்டுமே விண்ணப்பிக்க வேண்டும்.

பெரும்பாலான தனியார் கலை-அறிவியல் கல்லூரிகள் சேர்க்கை விண்ணப்ப விநியோகம்/ ஆன்லைன் பதிவை ஏற்கனவே ஆரம்பித்துவிட்டன.

[finance-focus]

A step-by-step guide to applying for a minor PAN card online and offline

Introduction 

PAN is a one-of-a-kind identifier used to identify financial transactions and is required for submitting income tax returns. This post will walk you through how to apply for a minor PAN card online and offline.

PAN (Permanent Account Number) is a 10-digit alphanumeric identifier provided by the Indian Income Tax Department to all people, businesses, and other organizations in India who pay taxes. 

What is a Minor PAN Card?

A Minor PAN Card is a PAN card that is provided to those who are under the age of 18. It is used to monitor financial transactions and is a legal form of identification for children. A Minor PAN Card is identical to a conventional PAN card but includes a few extra facts, such as the guardian's name. Let’s see how to apply for minor pan card. 

Step-by-Step Guide to Apply for a Minor PAN Card Online

Visit the official website of the NSDL (National Securities Depository Limited) or UTIITSL (UTI Infrastructure Technology and Services Limited) for PAN card applications.

Click on the "New PAN Card (Form 49A)" option on the homepage.

Select the "Minor" option under the "Applicant Type" section.

Fill in the required details, such as the name of the minor, date of birth, and gender.

Enter the guardian's details, such as their name, PAN card number (if applicable), and contact details.

Upload the necessary documents for the minor and the guardian, such as proof of identity and address.

Review the application and make any necessary corrections.

Pay the application fee, which is Rs. 107 for Indian citizens and Rs. 989 for foreign citizens.

Apply and note down the 15-digit acknowledgment number for future reference.

The PAN card will be delivered to the registered address within 15-20 days.

Step-by-Step Guide to Apply for a Minor PAN Card Offline

Download Form 49A from the official website of the NSDL or UTIITSL.

Fill in the required details, such as the name of the minor, date of birth, and gender.

Enter the guardian's details, such as their name, PAN card number (if applicable), and contact details.

Attach the necessary documents for the minor and the guardian, such as proof of identity and address.

Pay the application fee, which is Rs. 107 for Indian citizens and Rs. 989 for foreign citizens.

Apply to the nearest UTIITSL or NSDL TIN-Facilitation Center.

The applicant will receive an acknowledgment receipt containing the 15-digit acknowledgment number.

The PAN card will be delivered to the registered address within 15-20 days.

Documents Required for Minor PAN Card Application

Proof of identity of the minor - birth certificate, school certificate, passport, etc.

Proof of address of the minor - school certificate, passport, ration card, etc.

Proof of guardian identity - PAN card, Aadhaar card, passport, etc.

Proof of address of the guardian - Aadhaar card, passport, utility bills, etc.

Points to Remember

The guardian of the minor can only apply for a Minor PAN Card.

The guardian's PAN card number is mandatory for the application.

The minor's photograph is optional for the application.

If the minor turns 18 years old before the PAN card is issued, the minor PAN card will be invalidated, and a regular PAN card can be applied for.

Conclusion 

A Minor PAN Card is a valid form of identification for minors and is used to track financial transactions. Minors need to have a PAN card, as it is required for various financial transactions, such as opening a bank account, investing in mutual funds, etc. Applying for a Minor PAN Card can be done online or offline, and the process is straightforward. The required documents for the application include proof of identity and address for the minor and the guardian. The application fee is Rs. 107 for Indian citizens and Rs. 989 for foreign citizens. The PAN card is delivered to the registered address within 15-20 days of applying. A Minor PAN Card is an essential document for minors in India. A Minor PAN Card helps minors build their identity and document various financial transactions. 

Summary 

By following the step-by-step guide in this article, parents or guardians can easily apply for a Minor PAN Card for their child. It is essential to ensure that all the required documents are in order and that the application fee is paid to avoid delays or rejections.

[tourismirctc]

Exciting Cruise tour deals with IRCTC Tourism

Exciting Cruise tour deals with IRCTC Tourism

 Cruise vacation has always been fascinating, but only some have the opportunity to enjoy a cruising experience because of the heavy budget. But no more, because IRCTC Tourism has come up with a wide range of good quality yet affordable cruise tour packages. Explore more packages that will make your vacation exciting and luxurious. 

When it comes to travel far from the hustle and bustle of the city, it's best to nurture your mind and soul through the river and sea. Undoubtedly, one of the most beautiful destinations to travel away from the monotony is Andaman Island. 

IRCTC is entering the domestic and international cruise business, focusing on the domestic market, including potential outbound travellers. The products are created to provide complete service, hospitality and uphold the highest standards in the travel and tourism sector. 

If you have been looking for affordable cruise tour packages originating from Alleppey to Thottappally (South-North). Here are some details of the reasonable package- 

Package Name

RV Vaikundam Cruise Package Ex Punnamada Jetty - 02N/03D

Destination covered

Alleppey - Kanjippadom - Karumadi -Thottappally

Travelling Mode

  RV Vaikundam Cruise

Frequency/Tour Date

2023: FEB 03

Hotel / 5Cabins

01 Deluxe Cabin (Double bed)

05 Superior Cabins (Twin beds)

Cruise Cabin

All the Cabins are on lower deck and offers of scenic view. Kitchen, Dining, Massage room, BAR and sundeck are on the upper deck

  A tentative cruise rate has been included in the package price; if there is a change, the passenger will be informed at the time of the final reservation.

Class

Departure schedule 

Per�� person on single occupancy 

Per person on twin occupancy 

Per child age 5-12 yrs (for two child in separate cabin)

Per child age 5-12 yrs ( for one child in separate cabin)

Superior cabin

2023: FEB 03

INR 44100/-

INR 25200/-

INR 12600/-

INR 22050/-

Delux cabin

2023:FEB 03

INR 66150/-

INR 37800/-

INR 18900/-

INR 33075/-

GST of 5% is included in all costs.

All the Cabins are on lower deck and offers scenic view.

All the superior cabins are of twin beds, there is no space for extra bed.

All Children must carry their school ID and Aadhaar Card/Passport.

Complimentary stay for child below 5years, sharing parent’s cabin.

IRCTC also gives amazing offers on the Andaman Holiday Tour Package. It has announced the availability of a flight package to the Andaman Islands for 05 nights and 6 days EX DELHI, visiting Port Blair, Havelock Island, North Bay, and Ross Island. 

Check out such exciting travel packages including Indian rail travel, summer tour package on www.irctctourism.com

Besides that, book your affordable cruise tour packages now!

Source: “https://tourismirctc.blogspot.com/2023/04/exciting-cruise-tour-deals-with-irctc.html”

[passportadvisor]

Passport Renewal Online

What is a Passport?

It is a travel document, issued by the government of the country to its citizens, which certifies the identity and nationality of its owner essentially during international travel.

An Indian passport is issued by the Indian Ministry of External Affairs to Indian citizens for the purpose of international travel. It enables the bearer to travel internationally and serves as proof of Indian citizenship as per the Passports Act.

There are three types of passports in India; Ordinary Passport (Deep Blue), Diplomatic Passport (Maroon) and Official Passport (White). An Ordinary passport can either contain 36 or 60 pages. 

Passport Renewal 

An ordinary passport is valid for 10 years from issue. One can apply for reissue of the passport up to 1 year before expiry or within 3 years after expiry without verification by the police provided there is no change in the person’s particulars. One can apply for Passport renewal if any of the following situations occur;

Change in a person’s particulars

Due to expire/ less than 3 years

Expired more than 3 years ago

Exhaustion of pages

Lost passport

Damaged passport

Documents required for Passport Renewal

Birth Proof Birth Certificate Issued by The Registrar of Births and Deaths or The Municipal Corporation or Any Other Prescribed Authority, Whosoever Has Been Empowered Under the Registration of Birth and Deaths Act, 1969 To Register the Birth of a Child Born in India.

Transfer/School Leaving/Matriculation Certificate Issued by The School Last Attended/Recognized Educational Board.

Policy Bond Issued by The Public Life Insurance Corporations/Companies Having the DOB Of the Holder of The Insurance Policy.

Copy of An Extract of The Service Record of The Applicant (Only in Respect of Government Servants) Or the Pay Pension Order (In Respect of Retired Government Servants), Duly Attested/Certified by The Officer/In-Charge of The Administration of The Concerned Ministry/Department of The Applicant.

Aadhaar Card/E-Aadhaar.

Election Photo Identity Card (EPIC) Issued by The Election Commission of India.

PAN Card Issued by The Income Tax Department.

Driving License Issued by The Transport Department of Concerned State Government.

A Declaration Given by The Head of The Orphanage/Child Care Home on Their Official Letter Head of The Organization Confirming the DOB of the Applicant.

Present Residential Address Proof

Water Bill.

Telephone (Landline or postpaid Mobile Bill).

Electricity Bill.

Income Tax Assessment Order.

Election Commission Photo ID Card.

Proof of Gas Connection.

Certificate from Employer of Reputed Companies on Letter Head.

Spouse's Passport Copy (First and Last Page Including Family Details Mentioning Applicant's Name as Spouse of The Passport Holder),

(Provided the Applicant's Present Address Matches the Address Mentioned in The Spouse's Passport)

Parent's Passport Copy, In Case of Minors (First and Last Page).

Aadhaar Card.

Rent Agreement.Photo 

Passbook of Running Bank Account (Scheduled Public Sector Banks, Scheduled Private Sector Indian Banks and Regional Rural Banks Only).

Non ECR Proof

All Persons Having Educational Qualifications of Matriculation and Above Matriculation or Higher Educational Pass Certificate. 

All Persons Above the Age Of 50 Years Birth Certificate issued by the Municipal Authority or any office authorized to issue Birth and Death Certificate by the Registrar of Births & Deaths School leaving certificate / Secondary School leaving certificate/ Certificate of Recognized Boards from the school last attended by the applicant or any other recognized educational institution. All Children Up to The Age Of 18 Years. (For Re-Issue of Passport, After They Attain the Age Of 18 Years, Documents to Prove Their Non-ECR Category Has to Be Submitted, Else ECR Stamping Will Be Done)Birth Certificate Issued by Municipal Authority or Any Office Authorized to Issue Birth Certificate by Registrar of Births and Deaths. Income-Tax Payers (Including Agricultural Income-Tax Payees) In Their Individual Capacity, Their Spouses and Dependent Children Below the Age 18 Years

Proof of assessment of income tax and actual payment of income tax for last one year. Income Tax return statement (with income tax being paid by the applicant) for last one year that is stamped by income tax authorities and a copy of the PAN card. An attested copy of marriage certificate issued by the Marriage Registrar needs to be submitted. For verification, spouse's name needs to be endorsed in the applicant's passport. (For spouses, certificate signifying relation)Birth Certificate issued by Municipal Authority or any office authorized to issue Birth Certificate by Registrar of Births and Deaths. (For dependent children certificate signifying relation)School leaving certificate / Secondary School leaving certificate/ Certificate of Recognized Boards from the school last attended by the applicant or any other recognized educational institution. (For dependent children certificate signifying relation)Persons Possessing Two Years Diploma from Any Institute Recognized by The National Council for Vocational Training (NCVT) Or State Council of Vocational Training (SCVT), Or Persons Holding Three Years Diploma/Equivalent Degree from Institutions, Such as Polytechnics Recognized by The Central/State Governments of India

Pass Certificate issued by the Institute

Nurses Possessing Qualifications Recognized Under the Indian Nursing Council Act. 1947

Nursing Certificate.

All Professional Degree Holders, Their Spouses and Dependent Children. Examples of Professional Degree Holders Are Doctors Holding MBBS Degree or Equivalent Degree in AYURVED or HOMEOPATHY, Accredited Journalists, Engineers, Chartered Accountants, Cost Accountants, Lecturers, Teachers, Scientists, Advocates, Etc.

Certificate of the professional degree held.An attested copy of marriage certificate issued by the Marriage Registrar needs to be submitted. For verification, spouse's name needs to be endorsed in the applicant's passport. (For spouses, certificate signifying relation)Birth Certificate issued by Municipal Authority or any office authorized to issue Birth Certificate by Registrar of Births and Deaths (For dependent children certificate signifying relation)School leaving certificate / Secondary School leaving certificate/ Certificate of Recognized Boards from the school last attended by the applicant or any other recognized educational institution (For dependent children certificate signifying relation)We are the home to an entire group of experts and professionals who are very well versed with the nuances of online application processes according to the government rules. We have a very satisfied customer base and our clientele has a very wide range. All our customers are very happy and satisfied with our services and also come back to us for help in any future application processes.

Process for Passport Renewal online

We aspire to make the online processes very simple and easy to follow. In contrary to government sites, we have made the online passport application service very simple and compact, so as to use the least of your time. Please follow the steps as given for re-issue of your passport online.

Step 1: Visit our passport renewal portal and click on the ‘Passport’ dropdown and then click on ‘Fresh or Re-issue Passport. You can also directly click on the following link 

Step 2: Fill the application form with all the required details correctly. Filling the application form incorrectly is a punishable offense by law. Keep soft copies of the required documents ready while filling the form. Submit the form. You can also download the passport e-form and upload it after finishing it.

Step 3: Make the payment for the passport application.

Step 4: Our Passport Sahayata executives will process your application.

Step 5: The executive will schedule an appointment at Passport Seva Kendra (PSK).

Step 6: After the passport verification is completed successfully you will receive the passport via post.

Why choose our services?

We are the home to an entire group of experts and professionals who are very well versed with the nuances of online application processes according to the government rules. We have a very satisfied customer base and our clientele has a very wide range. All our customers are very happy and satisfied with our services and also come back to us for help in any future application processes.

Through portals like passport-sahayata.org which offer quick and hassle-free online passport application services from the safety of your home, getting your passport  has never been easier. Online passport application and re-issue through the above portal also saves time by cutting out the excess time required to get registered offline in government departments or on government sites which have a very complicated and long procedure which is not very customer friendly and very confusing.

If you are facing any problem while filling the online passport application form, or have any doubts about the process then you can reach us at our site

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Identity & Progress Inextricably Linked in a Digital World

Here’s a fact: a new identity is generated with every birth. Now consider this: by the time you finish your day today, a staggering 360,000 children will be eligible for an identity document. It begins with the benign birth certificate followed by school certificates, national identity cards, social security, driving licenses, passport, and more. Identity largely exists in a physical form and is mostly required to be carried with one for life.

But what exactly do we mean when we say ‘identity’ or ‘identification?’ At a fundamental level, it essentially refers to who you are and serves as a response to “Can you prove it?” Getting more technical, from a service provider’s perspective, it answers a couple of questions, “What do we know about you? How do we verify that it is indeed you?”

Typically, verifying the details of the ID and the photograph proves one’s identity – this is easier face-to-face whereby one’s identity is verified against the physical self. However, it gets harder when the physical self needs to be verified against the digital identity. Nonetheless, as several nations such as India, Estonia, Belgium, Finland, and Singapore have shown, it is not just wholly plausible, but in fact, desirable too.

Identity Ecosystems Across the World (World Bank ID4D Database)

This brings us to ‘Know Your Customer’ or ‘KYC,’ which is the popular term for identity verification. KYC follows a citizen like a shadow, throughout life, for a range of rights and services. It is intricately linked to one’s progress from education to employment to healthcare and finance. Imagine not having access to education for lack of identity or lack of employment for a similar reason – progress would then be just a mirage. Despite identity verification being the first step in the service chain, in many nations, existing KYC processes involve tedious paperwork, intrusion, and delays at best, and outright exclusion at worst. In fact, as per 2016’s World Bank Report, lack of identity is an impediment for people to exercise their fundamental democratic and human rights.

In India, however, the rise of the Aadhaar ecosystem revolutionized identity and KYC, helping millions in the country get onto the information superhighway seamlessly. It’s possible that, if done any other way, it would have taken much longer for the same number of people to become included within the formal financial and welfare system.

Playing devil’s advocate for a moment, we must understand that Aadhaar is unique to India, and will always need the backing of a stable government to enable a trusted infrastructure; this may not be the global solution that is imperative for inclusive growth. Also, while the team behind Aadhaar has undoubtedly been working to address this, issues about privacy still remain a concern for many.

On a similar track, many high-growth countries have leveraged their physical ID to create a digital ID ecosystem to verify and authenticate users remotely in a safe manner. DigiLocker is an excellent example of holding physical identities as digital copies on mobile devices. There are, however, some hurdles related to central document storage and a reliable way to share data with service providers.

This is where next-generation digital technologies could play a crucial role in transforming KYC. Emerging technologies, including but not limited to mAadhaar, DigiLocker, and Kyzo, have the potential to truly transform the way we presently engage with KYC. These technologies provide the much-needed bridge toward digital identity (extending the physical identities) that can reliably be used to verify and authenticate citizens – even remotely – for a range of products and services.

Consider Kyzo, for instance. Released free as a public good, it provides users with the option of uploading any identity document. The app acts like a decentralized and secure identity vault for users to automatically scan and store their KYC documents. But what about security? It seems that the data remains in the user’s device encrypted without any central storage or backups, allaying users’ concerns of hacks, leaks, and privacy. Furthermore, when the user wishes to transfer the KYC data with a service provider, all it takes is a simple QR scan and a PIN for the documents to be securely transmitted.

Why are products like Kyzo, in the digital identity space, so important? According to a report by McKinsey, nations implementing digital identities can increase their GDP between 3–13% and have inclusive growth. Inclusive growth purports to give everybody a fair shot at economic prosperity – this, in turn, cannot be achieved without the population at large being able to participate in and avail of public and private services.

As we’ve discussed, identity is at the very center of any interlinked and sophisticated system of services which are primarily delivered through digital channels. Therefore, without an identity, and in particular a digital identity, people are likely to be excluded from the very opportunities that inclusive growth could otherwise provide.

While it is true that digital identities are subject to misuse and fraud, careful design, stronger background verifications, and multi-factor authentication can drastically reduce such risks, and may even reduce fraud in the long run. With investors’ as well as consumers’ faith growing in favor of emerging technologies to verify and authenticate users remotely, digital identity seems like the natural progression toward greater inclusion and economic progress.

Source - Gomedici