#risk transfer
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Effective Financial Risk Management for Small Businesses: Strategies for Stability and Growth
This article explores key strategies that small businesses can use to manage financial risk effectively, backed by relevant numbers, insights, and quotes from industry experts.
For small businesses, effective financial risk management is crucial to ensure stability, growth, and resilience against uncertainties. Managing financial risk involves identifying potential threats, assessing their impact, and implementing strategies to mitigate them. This article explores key strategies that small businesses can use to manage financial risk effectively, backed by relevant…
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Transfers
Jim Gordon decided to offer his home to the students transferring from Casper High to Gotham Prep for a few months. Barbara wasn't too happy about it but Jim preferred that to having those kids end up in a dangerous place or worse, with Bruce Wayne (he meant well but frankly Jim would rather not risk another young vigilante). Besides, one of the transfers practically demanded a restraining order against the millionaires, the poor kid.
Honestly Jim didn't understand why the transfer program existed. Casper didn't know how dangerous Gotham was? Or didn't they care?, all he hoped was that he could keep them safe and that they wouldn't come back to their home too traumatized.
Of course, he had no way of knowing that the Casper's trio was more than ready for Gotham, with weapons disguised in their suitcases and a ghost hero about to enjoy an extended vacation after negotiating a deal with the ghosts.
Gotham wouldn't know who hit it.
#dpxdc#transfer students#eternal trio#everlasting trio#technically this is Casper High deciding that the trio needs a vacation#Casper also need some time to rebuild the school#the trio is too connected to the ghosts for them to risk remodeling with them inside#and Gotham is dangerous but Amity has nothing to envy them#dp x dc#dc x dp#Sam is happy to meet his favorite eco-terrorist#Tucker plans to hack all of Gotham#And Danny is happy to have a vacation#Poor Jim Gordon#he is about to have many cardiac arrests#the trio can take care of themselves#And ghosts would probably visit Gotham#it will be an interesting couple of months
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I think it would be really funny for kobarimepoo / sword trio to be down bad for their respective romance dawn trio counterparts
#sword trio#one piece#romance dawn trio#koby#helmeppo#they all have the most obvious crushes on them#this is why they had to transfer to sword#they'd risk it all for a smooch#too much of a liability#kobylu#idk if helmeppo zoro has a tag#same with hibari nami#I think im inventing ships again#my bad chat#hibari one piece
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cropped & scrapped piece bc i was so focused on composition i made a big mistake that can’t be fixed without redoing everything… do you still care her
dividers made by @ eimogji !
#described in alt text#my art#adela my oc#art#basically it’s a piece showing her using a transfer board to get from her bed to her wheelchair#kinda wanna redo it cuz the colors r muddy but that’s also the risk of using a bicromaric pallet#digital art#artists on tumblr#illistration#butch art#butch4butch#oc art#digital artist#original art#butch dyke#butch lesbian#butch#butch appreciation#ok getting too in my head going to post!! going to click post and not delete
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Hello, I am hosting my first DTE raffle on Toyhouse!!
I am very excited to try this kind of raffle!! It ends on Oct 21st, 3pm EST~
#for now ill prolly keep it on toyhouse just cuz if an offsite user wins#itd be a bit of a pain to send the arts ubmissions to them + risk of in future the design being rehomed#and then reuploaded to TH instead of transferred#which im fine risking w my usual adopts but this one has a gallery so far#my art#art q#halloween#lopangel#angelvee#pokemon#eevee#pumpkin#raffle#dte#design#chibi#flat
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The thing about babies is they are almost 100% nature as opposed to nurture.
Your 1 month old sleeps through the night? It was literally nothing you did.
Your 6 month old screams bloody murder if you put them down? You didn't cause that.
Almost none of the baby tricks you see are going to do anything to change your baby. They are who they are. They'll sleep through the night when they're ready. They'll crawl when they're ready. They'll nap independently when they're ready. As long as you aren't actively harming them or denying them food, warmth, love, and time to freely move their bodies you're probably doing everything else just fine.
#childcare#i just spent an hour fighting a 5mo to sleep and now we're gonna contact nap bc im not risking a transfer#and as much as people judge this isnt his moms 'fault'#hes just like that#always has been
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having to drop a classics course with the best name ever to take intro to playwriting is so fucking cruel to me
#at risk of being up my own ass. babygirl i'm award winning at least let a transfer student skip the tutorial level.#since you did not let me do it in my first year. because you spent so fucking long getting back to me by email.#that the class filled up because priority enrolment was over. go fuck yourself#I don't need to be introduced to the concept of dialogue#WHATEVER i'll meet people i'll have a great time. or fucking something idk#june.txt
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watching atarashii joushii wa do tennen for the BL but I'm amused at how accurately they portray traumatic work experience
a simple thing could be triggering
and yet it could easily be fixed with a kind gesture from a superior
#ive been working for almost a decade now and ive had a fair share of horrible bosses. so i sympathize with momose#the worst I've gotten was when i was still working under the government. i worked an average 80 hours per week and my boss at the time—#hated me and how vocal i was against his abuse (read: cutting off contract workers and passing the workload on the overworked paramedics)#so he digged out some shit on me from a year before (read: went on vacation outside the country without notifying the gov) and —#gave me an ultimatum: get transferred to another hospital or face disciplinary actions (and risk not furthering my study)#so i left#anyway. five years later shit works out just fine and im grateful for that. but it was depressing at the time#all the hard work I poured was wasted on the wrong people#oof im rambling too much#sorry bout that. still salty about that boss#i hope he's living a miserable life#chromie is watching#atarashii joushi wa do tennen#my new boss is goofy#momose kentarou#chrmz.txt
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#hm. some choices to make tomorrow#bc i could ask my advisor if thr lab needs a tech this summer so i could get paid to make media and do transfers#but then im at risk of getting sucked back into school stuff#but if i dont then i have to find a different job which is scary. i mean im sure i could find something but ya kno#but i would be getting a job i could just not think abt it when i leave. which ive never had before#and im feeling a bit better now so im like fuck u give me challanges. ya kno?#my counselor thinks i should just go back to ohio for the summer and i could but i dunno#i feel like it would b harder to live with my dad all summer. i dunno. maybe i should. maybe not. i feel like i could do more here#im just sorta lacking purpose rn. ugh.#i mean here i can just walk more places so i could potentially get out more than i could in rural ohio#but that assumes i would actually go out. bleh. i hate this. gotta make annoying choices#but whatever. im just lucky that ive got enough saved up that im not gonna b in trouble not getting paid much over yhe summer#so. could be worse. just wish it was better#unrelated
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Просто треш... so, there was a uni group, which had a Palestinian student who bullied two Jewish girls, so they asked the administration to transfer them to another group - AND IT HAD ANOTHER PALESTINIAN STUDENT, who started bullying those two girls, too.
The uni authorities got mad and sent a letter in style of "Calm the FUCK down or we'll expell everyone involved in conflicts. Also, no, you can't change a group more than once. Sorry about that."
#I've learnt about it only today because I usually stay out of the drama.#The question which bothers me is: why do Palestinians come to study to other countries just to bully Jews???#If you wanna bully “Da Joos” enroll in Israeli unis or stay in your homeland :/#people who are more interested in harassment than in gaining knowledge are retarded and high risk hazard to society pass it on#On the one hand those girls should have properly investigated the group they wanted to transfer in...#On the other hand - why the hell the students should investigate whether it's safe to study???
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have just been introduced to a kitten named rascal who lives on my floor and whose babysitters (who are not his owner?) were trying Really hard to goad me into adopting which like. he's a little baby and he's so so so silly and he barely even bit me but like also. this cat isn't yours???? anyway if the owner's giving him up then I might finally have a cat which like AHHHHHG
#i wanna cat SO BADD#but also i dont think this is the best environment to have ANY non-tank pet tbqh#and i dont wanna have to give him away if my housing situation changes bc my parents house wouldnt work#(one of our dogs has a pretty strong prey drive and i dont wanna risk it)#also the poor guy seems a bit skittish and i think the 2 big dogs would scare him#and then there's the 'is he my cat or your cat' thing w my roommate#i think the answer would be hes my cat bc shes more ambivalent but she can actually take him home so like#and ive pretty much been banking on going home after college anyway so like??? in the long term where would he go???#but also my dogs are getting older.. maybe by then they'll be gone and that problem'll go away#but hell my room there's bigger than my dorm room so even if we kept him in there it'd be a better space than here#it'd be a step up#ugh idk. i think it's a bad idea to have a cat in rooms this small in general. but i don't wanna see him go to a shelter either#like he's young and cute so maybe it'll be easier for him but he's also not super cuddly with strangers as far as i can tell#idk... im worried about him.... poor little rascal#like one of the girls mentioned being mean to him and i dont want him to be mistreated#like shining lights in his face and stuff#idk... sigh......#im considering transferring schools at some point. worst case scenario is i go somewhere they dont allow pets and i have to#either find a foster parent or give him away completely#but i really dont wanna have to do that if i can help it. i never want to put a pet that loves and depends on me in a situation like that#much less me like id bawl my ass off#but if theyre treating him bad then even if my situation isnt perfect wouldnt taking him in be in the right anyway?#but how long does that stand for? until i can find him a better home? ughh
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okay heres the art dump of some of the shit (that i still have access too and care about like doccumenting or whatever) from my now deleted blogs i never rbed or had here. most of these are from the dawn blog and ones from glory.
#cassi art#i do wish i coulda kept playing them but like there was just no way i was gonna be able to and i didnt wanna risk tumblr sniping me for#url hoarding by keeping their inactive blogs around#theres a pre eebying ref of glory missing which is sad. i might be able to find it but i didnt transfer it to this computer when i had to#get a new one so id have to dig for it on discord
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turns out the playlist on my blog makes everything load like ass, so i have to remove it. :( so much for having a non-big-website listening option sklkdflksf. ;;;
#dunno what that's gonna mean if i want to add like. h.nkna bgm to a playlist. the only h.nkna music on y.outube#is a couple of 7hr ost compilations kJNSKJFDNKJFN. and since the series is owned by o.tomate now idk if i'm ballsy#enough to risk uploading the tracks myself lol.#but yeah. every time i try to load my page on my ipad to look for drawing ideas it takes a good 20-30secs to load every single page#every single time i click 'next page'. and i tested w/o the player and it loads perfectly. ughhhhhh.#anyway. doc appointment went well (and we scheduled more special tests oughhhh mini ren save me)#and i'm praying that thursday is my last scheduled Thing for the next week and a half. and i've started transferring#my plushie pattern to the felt + can maybe embroider tomorrow?? so. maybe friday i can be on here more#and catch up on ppls art!! i've drafted everything i just. Words. Not Working Right Now. Sleepy Eepy.#📌 [ my posts. ]#💭 [ my thoughts. ]
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Essay question, sort of? Mostly just curious about your thoughts on it; Was the destruction of the alien knowledge given to Eiffel ultimately better for humanity? I think about it a lot,,
short answer? i think so, yes. probably. in terms of the process - fourteen thousand years is an incomprehensible length of time from a human perspective. even if you wanted to set a plan in motion to secure the future of humanity... how? and should anyone be the arbiter of humanity's fate? cutter and pryce certainly wanted to be. maybe the point is that, whether it would be "better" to know or not, no one should ever have the power to make that choice.
(of course, there's also the question of the dear listeners being the arbiters of humanity's fate, but they operate on a completely different level of understanding - what they represent is a force beyond human control or comprehension, a shadow cast by an impossibly Big Picture, and that can't be reasoned with from the same perspective.)
in terms of the knowledge itself... some if it is practical, like the ability to create duplicates - obviously, that could be very, very dangerous in the wrong hands, and it puts a massive target on eiffel's back. the rest of it... would people even believe him? most of it isn't really something you can prove. "astronauts return from the dead; claim to have made first contact - are we being observed?!" ... it's tabloid material. most people would just go on with their lives, i think.
... but i also think this ties into another question. in the context of wolf 359, is there a categorical difference between memory, knowledge, and information? i think i might elaborate on that in a separate post, so that this isn't way too long, but... i'm not entirely convinced that knowledge is destroyed? the information recall the dear listeners put in eiffel's mind functions, in my understanding, kind of like hera's servers - it's information he has access to, but not necessarily something he's learned, or processed through memory in the same way. and the dear listeners seemed very adamant about not allowing them to return to earth without a debriefing. i doubt that "killing" bob, a being that doesn't have a concept of death, in a form they didn't even truly inhabit, would've been enough to disrupt that. i assume they were satisfied with what the hephaestus crew was taking back, and that is... a whole other can of worms.
#wolf 359#w359#asks#thank you!! i have way way more to say about that last bit but#i don't want to add another like. five paragraphs. i'm sorry i need to learn how to ramble less#(and of course i would love to hear your thoughts!! if you want to share them.)#and of course like. cutter may be gone. pryce... jury's still out i guess. but the structures they cultivated and systems they represent#won't just go away. there's still a lot of potential for that knowledge to do harm in the wrong hands. i don't think they'd risk that.#i think there's also something very interesting re: wolf 359 and biotech like the fact#cutter basically reinvents himself. reconstructs his body. multiple times. and the alien duplicates. and then the way the show#sort of equalizes hera's experiences by presenting the human mind in ways that can be mechanically manipulated and transferred etc.#in similar ways... like this is off-topic but i think you could make a case for giving hera a body based off some of that alone.
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in the process of re-scaping my 5 gallon tank! this was the first tank i ever set up with live plants (about three years ago) and the old scape was a random piece of spider wood, a chunk of manzanita wood from petsmart, and the limestone rock currently helping weigh down the spider wood now in the tank.
i’d been meaning to re-scape it ever since my last betta passed about six months ago, but didn’t get around to it until this week when i found the big spider wood piece in storage. All the larger anubias is new but the one with smaller leaves has been in there for about three years, along with the java fern, which is coming back from some kind of issue; it used to be huge and hopefully will be again.
i’m planning on getting some moss and possibly air plants for the parts of the scape that are above the surface, but I don’t have a super definite plan for all of this yet. once the wood is fully waterlogged i’m going to adjust placement and then decide what should live in the tank besides my loyal nerite snails.
#my fish#now i just gotta do some maintenance on my 20 gallon today#a partial water change and algae cleanup#and getting rid of extra plant growth#i’d transfer extras to the five gallon but the 20g has a major snail problem and i will not risk cross-contamination lol
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hey so you're transmasc and on hrt right? 👉👈 i really hope sending this is okay, but im sure you get a million asks a day so you can probably ignore this haha 😅
do you do T by injection or gel? do you have a preference or recommendation? im trans and turning 18 soon so i plan to get a prescription, im not even sure my options yet but i guess i wanna ask someone i look up to 😅 💖💖
thank you for the world saving stuff btw 💖💖💖
dont even worry about it, happy to help
i do injections once a week, on fridays if you were curious lol. injectable testosterone has more fluctuation in your overall t levels, so it could cause energy/libido/mood swings. the needle was definitely also scary at first but you get used to it semi-quickly, but thats coming from someone who wasnt that scared of needles lol so if you are thats something to consider
you apply t gel every day so your overall t levels are more stable and mimic day-to-day fluctuation in a body that would be producing testosterone normally, but the gel (at least according to my doctor) (im not a doctor) (please take everything i say with a grain of salt and do your own research) (please im not a doctor) (im not responsible for any choices you make) takes longer to absorb and you're not supposed to do anything that could make you sweat for a good couple hours
hope this helps lol
#also the standard ''risk of transferring'' thing with gel but everyone talks about that#mlb irl#//OOC. I COULD BE SO SO SO SO SO WREONG. I WAS ON GOOGLE FOR LIKE 45 MINUTES. PLEASE GOD HELP ME#//ooc that is to say if i got anything wrong please tell me. please.
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