#refinancing nz

[fundmaster]

Refinancing vs. Staying Put: What's Best for NZ Homeowners?

For New Zealand homeowners, deciding whether to refinance or stick with their current mortgage depends on several factors. Refinancing Mortgages can offer benefits such as lower interest rates, reduced monthly payments, or access to home equity for renovations. With fluctuating interest rates, 2024 may present opportunities for homeowners to lock in better deals, especially if current rates have decreased since their initial loan.

However, staying put can also be advantageous, particularly if breaking the existing loan incurs high penalties. Some homeowners may value stability over potential savings, especially if they have a fixed-rate mortgage and are close to the end of their term.

Ultimately, the choice comes down to personal financial goals. Refinancing may be a smart move if the long-term savings outweigh the costs, but for others, maintaining their current mortgage could provide peace of mind. Consulting a mortgage advisor can help weigh the options effectively.

[housevaluewhatsmy]

A Comprehensive Guide with Whatsmy Housevalue

In today’s fluctuating real estate market, understanding the value of your home is crucial for making informed decisions about selling, buying, or even refinancing. If you’re based in New Zealand and are searching for reliable tools and resources to determine your property's worth, Whatsmy Housevalue is here to help. This article explores the importance of knowing your home's value, introduces the house value calculator nz provided by Whatsmy Housevalue, and discusses how you can use this tool to get an accurate estimate of your property’s value.

[jessbrownz]

Find Expert Mortgage Advisers in Christchurch Today

At NZ Mortgages, we pride ourselves on being the top-rated mortgage brokerage in New Zealand. Discover why we're the go-to choice for mortgage advice in Christchurch. 

Our team of expert mortgage advisors offers exceptional service and personalised advice to help you navigate the home-buying process. With access to all major banks and non-bank lenders, we provide competitive interest rates and tailored mortgage solutions to meet your unique needs. 

Whether you're a first-time buyer, refinancing, or investing, our Christchurch advisers are here to guide you every step of the way. 

Visit our website at www.nzmortgages.co.nz or Call us at 0800 100 300 to learn more.

[classicpropertynz]

6 Key Factors to Consider Before Making Property Investments

Are you considering venturing into the world of real estate and making property investments? Whether you're a seasoned investor or a newcomer to the game, it's crucial to approach this endeavour with careful consideration.

Real estate can be a lucrative avenue for growing your wealth, but it also comes with its own set of risks and challenges. To help you navigate the complex landscape of lucrative property investments NZ, here are six key factors you should consider before taking the plunge.

Location, Location, Location

You've probably heard this mantra countless times, but it bears repeating: location is paramount when it comes to property investments. The desirability of a location can greatly influences the value and potential returns of your investment. Consider factors such as proximity to amenities, transportation hubs, schools, and employment opportunities.

Additionally, research the neighbourhood's economic stability, crime rates, and future development plans. Investing in a prime location can provide steady appreciation and rental income over time.

Market Trends and Conditions

Before diving into property investments, it's essential to conduct thorough research on current market trends and conditions. Real estate markets can fluctuate based on various factors such as economic indicators, interest rates, and demographic shifts.

Keep an eye on supply and demand dynamics in your target area, as well as any regulatory changes that may impact the market. Understanding the broader market landscape will enable you to make informed decisions and identify opportunities for growth.

Financial Feasibility

No property investment decision should be made without a comprehensive financial analysis. Evaluate your budget and determine how much you can afford to invest, taking into account not only the purchase price but also additional costs such as taxes, maintenance, and insurance. Calculate potential returns on investment through rental income or capital appreciation.

It's also wise to have a contingency fund set aside for unexpected expenses or periods of vacancy. Conducting a thorough financial feasibility study will help mitigate risks and ensure the profitability of your investment.

Property Condition and Potential

When assessing potential property investments NZ, don't overlook the condition and potential of the property itself. Consider factors such as age, maintenance history, and structural integrity. A property in need of extensive repairs or renovations may require significant upfront investment and ongoing maintenance costs.

On the other hand, properties with value-add opportunities such as cosmetic updates or expansion potential can offer higher returns in the long run. Conduct a thorough inspection and consider seeking professional advice to assess the property's condition and potential for appreciation.

Risk Management

Like any investment, property investments come with inherent risks that must be carefully managed. Market volatility, economic downturns, and unexpected events can impact the performance of your investment. Mitigate risk by diversifying your portfolio across different properties or asset classes.

Consider factors such as rental demand, tenant quality, and lease terms to minimise vacancy risk. Additionally, explore options for insurance coverage and legal protections to safeguard your investment against unforeseen circumstances. A proactive approach to risk management will help protect your investment and preserve its long-term value.

Exit Strategy

Before finalising any property investments NZ, it's crucial to have a clear exit strategy in place. Whether your goal is long-term wealth accumulation or short-term profits, consider how and when you plan to exit the investment.

Evaluate potential exit routes such as selling the property, refinancing, or leveraging equity for additional investments. Keep abreast of market conditions and be prepared to adjust your strategy accordingly. Having a well-defined exit plan will provide clarity and flexibility as you navigate the dynamic landscape of property investments.

Conclusion

Property investments can be a rewarding avenue for building wealth and achieving financial freedom. However, success in real estate requires careful planning, research, and risk management.

By considering these six key factors—location, market trends, financial feasibility, property condition, risk management, and exit strategy—you can make informed decisions and maximise the potential returns on your investment.

[insurancenz]

Essential Mortgages & Insurance Company in New Zealand

Insurance

Essential Mortgages & Insurance NZ is a trusted provider of comprehensive financial services, specializing in a wide range of insurance and loan products. With a commitment to excellence and customer satisfaction, Essential Mortgages & Insurance NZ offers tailored solutions to meet the diverse needs of individuals and families. Their services include trauma insurance, providing coverage for critical illnesses or injuries; life insurance, ensuring financial security for loved ones in the event of the policyholder's death; medical and health insurance, offering peace of mind with healthcare coverage; income protection insurance, safeguarding against income loss due to illness or injury; and home and mortgage loans, assisting clients in securing their dream homes or refinancing existing mortgages for better terms.

[kiwivaluationss]

Unlocking the True Value of Your Property with Registered Property Valuers in Auckland, NZ

The Importance of Registered Property Valuers

Accuracy: Registered Property Valuers Auckland NZ use a combination of methods to determine the value of a property. These methods include a thorough analysis of the property itself, as well as an examination of the local property market. This ensures that the valuation provided is accurate and reflective of the property's true worth.

Unbiased Opinion: These valuers are independent professionals who do not have a vested interest in the outcome of the valuation. This ensures that their opinions are unbiased and based solely on the property's characteristics and market conditions.

Legal Requirement: In many real estate transactions, property valuations are legally required. Having a registered property valuer conduct the assessment ensures that you meet all legal obligations and avoid any potential disputes in the future.

Informed Decision-Making: Whether you are buying, selling, or refinancing a property, knowing its true value is essential for making informed decisions. Registered property valuers provide you with the information you need to negotiate effectively and achieve the best possible outcome.

Services Offered by Registered Property Valuers

Market Valuations: These valuers determine the current market value of a property. This is crucial for property buyers and sellers to ensure they are making sound investment decisions.

Rental Valuations: Rental valuations are important for property owners who want to set competitive rental rates or for tenants looking to negotiate fair leases. Registered Valuers for Property Valuation in Auckland NZ valuers can provide accurate rental valuations based on market trends.

Insurance Valuations: To ensure that your property is adequately insured, it's important to have an up-to-date insurance valuation. Registered valuers can assess your property's replacement cost, helping you avoid over or under-insurance.

Mortgage Valuations: When applying for a mortgage, lenders often require a property valuation to determine the loan amount. Registered property valuers can provide these valuations, helping you secure financing.

[kiwivaluations]

Exploring Auckland's Property Valuation Services: Discovering the Value of Your Property

Auckland, New Zealand's largest city, is known for its diverse real estate landscape. Whether you're a homeowner, investor, or looking to buy or sell property, understanding the true worth of your asset is essential. This is where property valuation services in Auckland come into play. In this article, we will delve into the significance of property valuation, its process, and how these services can benefit both property owners and prospective buyers.

The Importance of Property Valuation 

Property valuation is a critical aspect of the real estate market, serving multiple purposes. For homeowners, it helps in assessing the current market value of their property, which is crucial for property tax calculations, insurance purposes, or deciding on a selling price. Investors rely on Property Valuation Services in Auckland to make informed decisions about buying or selling assets. Prospective buyers, too, can benefit from valuation reports to ensure they are making sound investments.

Understanding the Valuation Process 

Property valuation is a meticulous process carried out by professional valuers. These experts consider various factors such as location, property size, condition, recent sales of comparable properties, and market trends. The valuer then applies these factors to determine the property's current market value. In Auckland, property valuers are well-versed in the local real estate market, enabling them to provide accurate assessments that reflect the city's dynamic property landscape.

Benefits of Property Valuation Services

Informed Decision-Making: Property valuations provide crucial insights into the property's worth, helping homeowners and investors make informed decisions about selling, buying, or refinancing.

Fair Property Pricing: For sellers, valuation reports ensure that their property is competitively priced, attracting potential buyers while maximizing returns.

Negotiation Leverage: Buyers can use valuation reports as leverage during negotiations to ensure they are not overpaying for a property.

Insurance and Taxation: Accurate valuations are essential for property tax assessments and insurance coverage, preventing under or over-valuation.

Investment Portfolio Management: Investors can make strategic decisions about their real estate portfolios based on property valuations.

Choosing the Right Valuation Service

When seeking property valuation services in Auckland, it's essential to select a reputable and experienced firm. Look for valuers who are licensed and have a deep understanding of the local market. Additionally, inquire about their valuation methods and request sample reports to gauge their accuracy and thoroughness. Customer reviews and testimonials can also provide insights into their professionalism and reliability.

Property valuation services in Auckland play a vital role in the city's dynamic real estate market. Whether you're a homeowner, investor, or buyer, having an accurate assessment of property value is crucial for making sound decisions in this ever-changing landscape. 

For More Info:-

Residential Property Valuations Auckland NZ

[housevaluewhatsmy]

Understanding Your Home's Worth: A Comprehensive Guide by Whatsmy Housevalue

Determining the value of your property is a critical step whether you are considering selling, refinancing, or simply curious about your home's financial standing. "What's my property worth?" is a question many homeowners ask, and with the right resources and knowledge, you can find an accurate estimate. In this guide, brought to you by Whatsmy Housevalue, we’ll delve into various methods for determining your property’s value, with a focus on property value estimates in New Zealand (NZ).

[ultimateonlinemortgage]

Maryland Mortgage Program | Ultimateonlinemortgage.com Kyndle from PRMI explains two fantastic programs offered by the Maryland mortgage program for first time homebuyers.

[financial-advisor-benefits-blog]

Benefits of getting a financial advisor

Making the decisions related to long-term money investments and other monetary decisions can be tiring and a difficult job. Financial advisors are the people who help in financial planning.

The financial advisors have a vast horizon and they provide assistance on various topics. If you are having trouble in making decisions regarding which life insurance plan to invest in, then you must hire the best financial advisor in your area.

Now, let us look at the benefits of getting a financial advisor for your financial decisions.

Offers meaningful advice

The financial advisors provide meaningful advice to their clients. the people with little to no knowledge of the technicalities involved in the financial matters, often find it a mind-boggling task. Therefore, the financial advisor is the best way to take right and meaningful decisions. The financial advisor provides the education to the clients on the money related matters.

Other mini services

if you hire a financial advisory firm, then there are some other advisory services that the firm will provide you. For example, if you are interested in traveling and want to know the best traveling package, then you can avail of this service from your financial advisory firm.

They also act as the best travel insurance in New Zealand and will provide you the best deals in business and travel insurance both. If you are a regular traveler, then you must hire an advisory firm immediately.

Maintains a personal relationship

Hiring your own financial advisor is like sharing your problems with a friend who is an expert in financial matters. You will be able to discuss all your problems freely and expect good advice from the advisor. The advisory firm will build a strong understanding of your case and then come up with some suggestion

Gives a clear picture

Unlike those insurance agents, who just want to invest your money and leach on it, the advisory firms believe in giving a clear picture of the market as well as the affordability capability of their clients so that they can make a smart decision. The financial advisory firms will never give you the wrong advice or will never run after your money as they have no benefit from them and hence, they will make your decision-making process easier.

Support your complex financial needs

The financial advisors know about your financial history and your financial capabilities and hence, they will guide you accordingly. The financial advisors will support your complex financial needs and will help you in your financial decisions. The financial advisory firms are interested in your holistic financial decisions which include the long-term financial decisions like life insurance, travel insurance, investment in properties, etc.

Saves your legwork

The biggest advantage of hiring a financial advisory firm is that all of your legwork is saved and you can just rely on your advisory firm. They will provide you with the best financial deals in all matters.

Now the best thing is that there are numerous financial advisors all over the world. You can hire the business insurance advisory firm and get your financial aid at minimal prices.

[gvkfinance]

Affordable Asset Finance in NZ

In today's post-recession environment, despite the hopes of many it has become quite evident that the commercial sector is struggling greatly and for businesses new and existing; finding the ideal lending has become somewhat of an impossible task. As dismal as the economy may initially seem; the ability to obtain a desired sum of asset finance is still very much possible, it is simply a matter of with a multitude of business lending options.

The range of lending options available to your business will all be dependent upon the specificity of the lender itself; if a broad alternative lender than the range of commercial mortgage is the most popular form of business financing available and will allow the purchase of a property or land solely for commercial purposes. Whether a post office, retail store, pub or restaurant; by providing financial accounts, business records, predictions amongst other documentation; an application can begin that may allow your business to steadily retain a commercial property for up to as much as twenty years. As dismal and frightened as the economy may still seem and as much as caution is encouraged in every transaction; there still stand a range of asset finance opportunities available. There are multiple other business lending options including development finance; ideal for construction projects, invoice financing which is ideal in dealing with cash flow issues and for those who cannot

Ahead of seeking for money to finance a small business, it is necessary to know what a small business is all about.  In most cases, the number of personnel that the business has is what will be used to draw a line between a small business and a big one. Access to loans will be easily obtained by those businesses which have a good reputation in the market than those small or new ones just getting into the market. Remember that it is always necessary to take reasonable steps to make sure that the loan will be repaid when it is due. The business must also prove some experience in handling asset finance. Remember that the bank will need something to keep hold of in the event of any failure to repay the loan. Make sure you provide evidence of this. You can use your earnings or even personal finance to prove this. In some cases, a refinancing option may also be used. The most probable should be that the earnings from the business should be able to take charge of the loan. You must always know that the probability of you getting a loan will not be the same for every lender. But if you have all the essentials in getting a loan, you should be sure that it will be given to you.

Source Link:

https://waitakere.yalwa.co.nz/ID_138415737/GVK-Finance-Ltd.html

https://www.megamart.co.nz/listing/835710

[eurekafinancestuff]

Find the best adviser for Mortgage Refinancing firm in Auckland? Eureka Financial Services helps to make life insurance easy for you and your family with the right cover. You can find for Mortgage, Insurance, KiwiSaver, Investment and Financial Planning advisers are here. For More queries call at - 0800936626

[oliver-broomfield]

Your complete Mortgage & Insurance Solution

[captainalwayslazycollectort-blog]

What would be a good life insurance policy?

"What would be a good life insurance policy?

What is the difference between 10 and 20yr terms etc. What is the benefit of the whole life insurance? And why do those one's cost much, much more?    What should the average 35yr old female enroll in. I'm looking at probably 500,000. That's way more then ten times the amount I earn in a year. Do they grow with interest?    So many question's I know. But if anyone has the time to give me the basics I will appreciate it. Thank you.

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 

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Where can I find Affordable Health Insurance in Florida?

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She needs teeth pulled (many of them will need to be surgically removed) and dentures...what would be a good insurance that would cover a good portion of the cost? We live in Florida...

What is the average minor car insurance from State Farm?

I'm turning sixteen in October, but already I'm trying to figure out what future expenses will be. Meaning, car insurance. I have not yet began to drive but- better early than late, right? I'm an average student, more or less... freshman year I didn't try very hard and barely passed, so I'm going to try more this year (The average soptmore: Oh crap, high school isn't something you blow off! ). I made mostly B/C's but, when I apply myself, I get high A/B's. (I've heard some insurance look at grades lol). And if you know any cheaper insurances than State Farm, feel free to suggest.""

How much information can car insurance companies see when you get a quote?

I let my car insurance lapse about a year ago and have been driving without it (I know, not good) and my girlfriends dad is an agent here in ohio. he asked to quote and i gave him my information... can he see that i dont have insurance? what about my credit report?""

Will insurance rates change depending on what state your license is issued from?

I'm buying a motorcycle and i live in Florida now. I called every insurance company i could think of and they all gave me outrageous rates just for a bike, but my license was from Ohio at the time. Yesterday i finally got it switched to a Florida license. Will the rates change now that i have a license in the same state I'm getting insurance or does it just not matter? and btw I'm 29 and my driving record is 100% clean.""

What is average for car insurance?

I was just curious, as I am shopping for car insurance for the first time. I am a 23 year old male, so it will probably be higher than a lot of others, but I was wondering what you think is a fair rice as I shop around? Recommend a certain insurance company? All answers will be appreciated! -Dan""

How much would insurance for a 2000 harley sportster be in Colorado?

How much would insurance for a 2000 harley sportster be in Colorado?

Why is car insurance so high?

it it fair if you do not have good credit you have to pay more for car insurance i dont think it is right i have clean driving record

What would be a good life insurance policy?

What is the difference between 10 and 20yr terms etc. What is the benefit of the whole life insurance? And why do those one's cost much, much more?    What should the average 35yr old female enroll in. I'm looking at probably 500,000. That's way more then ten times the amount I earn in a year. Do they grow with interest?    So many question's I know. But if anyone has the time to give me the basics I will appreciate it. Thank you.

Can you suspend car insurance without any penalties?

Well I am going to a technical college for two years, and I need a car for it... after wards I am going to a university, and I don't plan to bring my car because parking is expensive, and I just don't need one there. Is it possible to suspend your car insurance for two years and then restart it once you start driving the car again?""

Can you have your name on the insurance if you dont live at the same address?

I am looking at car insurance, if i do it under my name it will set me back about 2,000 to 2,500. If its under my mothers name, but I am down as the MAIN driver it will cost me about 700 - 1,000. Can my mum legally be the insurance holder if she lives at a different address? I don't want to commit fraud""

Cheap health insurance?

what is the cheapest health insurance in california? i am male 22, i do not smoke..""

Where can I find affordable health insurance with no waiting period for maternity coverage?

We're residents of Virginia, but use a doctor and hospital in North Carolina, and can't seem to find a thing. Doesn't need to pick it up as a pre-existing condition. Ehealthinsurance.com didn't find a thing for us. Any help is appreciated.""

Does term life insurance have an expiration date? (Other than death)?

Does term life insurance have an expiration date? (Other than death)?

Where can i find a cheap mustang and a good deal on insurance?

im 18 and my insurance is cheap but i dont no how much it will go up if i get a mustang. i live in ohio and need a place near me so i dont have to go far

What are the chances my daughter could get good health insurance?

That's affordable? She has a few preexisting conditions. Spina Bifida (birth defect) asthma and Chiari Malformation. She only has one kidney. Right now she's receiving Medicaid but theres a cap on how much me and my husband can make a month and we really want to do better. Is Obama going to do something about Health care? I only have 3 choices if there are no changes, win the lotto, move to England or let things stay the way they are.""

Insurance for 2003 Mini One ?

i was wondering if any 17 year old males have been offered insurance for a mini one. and also what prices were offered?

How much to insure 2004 corsa 1.2 sxi?

I am 18 years old and unable to get a quote for some reason. I was wondering on average how much woul it be to get insurance on a 2004 corsa 1.2 sxi, on my parents name?? Does anybody know if it would be more than 2000??""

My car insurance wont cover me. what can i do?

I rear ended a lady on the 18th of sep 2013 in riverside california. I thought i was covered by my insurance because my dad said it would be better if i got insurance through him. Its my car and its on his policy but i was not on the policy this whole time. But heres the thing, a farmers insurance agent told my dad that anyone would be covered so long as he knew they were driving the car. So my question is... what can i do? My dad was lied to by this agent and we have no proof that she did. We will be going in to speak with her today and will try to get the conversation recorded, we hope to get a confession that way. But do you have any other tips?""

""How much do you think car insurance would be, ballpark range?""

I'm getting my first car in a few weeks, and we're going to *** it to my parents' insurance. They have a car and a van, and I wonder what the difference would be to add my volkswagon new beetle-to-be to their plan. My goal is to budget $400 to the car each month for payments and insurance. Do i have the right idea? (payment $150-200 hopefully) That'll leave me $400 give or take spending and saving. Thanks much.""

What does chips health insurance cover in texas?

does it cover gynecologist visits non pregnancy related? braces? i read pamplets over and over and i dont seem to get a grip on it,can anyone help please?""

What is the best but most cost-efficient insurance for a 22year old male driver who just got his license?

Used, older car (either 1990 honda or 1995 toyota). Just got his license. Want decent insurance but not outrageously price. Any help greatly appreciated - thanks!""

What car insurance company has the policy that you insure on person but anyone can drive it and be insured?

What car insurance company has the policy that you insure on person but anyone can drive it and be insured?

Car insurance estimate for a 18 year old?

Does anyone have an idea of what car insurance would cost for a 18 year old insuring a '92 Isuzu Rodeo? I've gotten one speeding ticket (10km over) in the past year. And I don't have a specific insurance company I'm asking about, just in general. Thank you!""

Do all motorcycles have to have insurance? Can it have a legit title/registed but no insurance?

Also, How much do u think it would cost for a 18 year old, with Riders safer course certificate, 600cc sportsbike(kawasaki zzr600), in new york state? would it be cheaper to just get a car?""

Do i need a cars permit to get a motorcycle permit in california?

hi i just wanted to know if i have to get a cars permit for a motorcycle permit in california im already going to turn 17 in a couple of months and i already took drivers education i also read and studied both handbooks for the test sorry if my english is not that good or if i misspelled anything

Home owners Insurance can't afford - help?

a year ago I paid off my mortgage and now I have property taxes which I pay in installments and now home owners insurance, there was enough left in escrow the first year for the mortgage company to pay the property taxes rhe first year, but now I realize I cannot afford the home owners insurance / I'm in a low income job , and it's $600 a year - If I were to cancel the home owners insurance until I get finish my degree to become a teacher in three years would I encounter problems with an another insurance company to get home owners insurance once they know I've been without HOI for say 2-3 years? or what would happen - see I hsve property taxes, hoa do every month etc and I'm living paycheck to paycheck I have car ins cause it's the law / can I just cancel the HOI just for three years until I make more money? advise please""

What Insurance is the cheapest for teenagers in texas?

What Insurance is the cheapest for teenagers in texas?

What is the cheapest car to insurance and tax?

Smart Car?

I'm confused about primary and secondary health insurance?

My daughter is on my policy, where all of the payments come out of a fund set at the beginning of the year, so if it is $1,000 that can be wiped out by one trip to the ER. Also, she ...show more""

UK Car Insurance for young drivers?

Hi, well i have been driving for almost a year now and i was paying 4500(Extremely Expensive i know) for insurance with Hughes. I am just wondering how to get the bare minimum cheapest insurance possible for an 18 year old with 1 year no claims. I recently got quoted again for 1500. It would be greatly appreciated if anyone could tell me how to make the insurance as cheap as possible (In my own name) Thanks!""

Why are large engined/big sized second hand cars much cheaper than the small cars with small engines?

I did ask this a minute ago but I got it the wrong way round. Im looking for a car around 3.5k but the cars in that price range are great big hulking cars with huge engines that I cant afford the insurance for. How come smaller cars are more expensive?? I notice that when looking at new cars, the ones with bigger engines and bigger models are more expensive, so why is it the other way round for second hand cars?""

How much is motor trade insurance?

I know this is a bit of a vague question! I am 26, clean license, 1 years no claims and would be working from home buying and selling 5000-10000 cars. Any ideas or how much do you pay if your in the trade yourself? Cheers.""

Insurance on a 2000 pontiac grand prix gtp.?

anyone have one of these?? how is the insurance on it,? how much might you think an 18yr old might pay on this car? Ive never had speeding tickets, accidents, nothing. (knock on wood) thanks!""

What would be a good life insurance policy?

What is the difference between 10 and 20yr terms etc. What is the benefit of the whole life insurance? And why do those one's cost much, much more?    What should the average 35yr old female enroll in. I'm looking at probably 500,000. That's way more then ten times the amount I earn in a year. Do they grow with interest?    So many question's I know. But if anyone has the time to give me the basics I will appreciate it. Thank you.

Why is my car insurance the same price?

My car insurance is due up next month and I have been shopping around. I've used all the compare sites like go compare and money supermarket and I m basically the exact same price as I was last year. For the same car. I've been driving 8 years nd have 6 years no claims. I'm 25 and female. Every year it used to go down but now I'm being quotes the same and sometimes more?!

Is there a way to decrease my Car insurance coverage?

i recently just bought a 2004 jaguar x-type for 12,800 with warranty included.payments is 250 a month.but car insurance is 480 a month! is there something is there a way of avoiding paying that much pay that much in car insurance..im 21 and i would like to no if i really need my car to be fully covered or can i just put the car in under there coverage. Plus i don't have the best driving record.""

What is the CHEAPEST car insurance anyone can find for a 17 year old male!?

i no this is a problem for many my age but i can only find quotes for 3000, i dont want any answers saying that is the cheapest or things like that, i no now some jerk will now ive said it, but there is a way i just cant find it!!""

2006 ford mustang v6 considered a sports car or a coupe on insurance?

I have been reading that the v6 is considered a coupe and the v8 is a sports car. I have Allstate insurance anybody have a clue on how much my insurance would be a month for the v6?

Insurance price on harley-davidson?

what would be a good estimate for yearly cost of insurance on a harley? -92 heritage softail classic

How much is motorcycle insurance compared to auto insurance?

I'm 19 years old and have have been driving for over 2 years with my dads car using secondary insurance. Last year I really got into motorcycles and after riding a couple on back roads, I want to get one this year. I like the look and feel of an older motorcycle. I want to get something from the 80's. So far my most favourite bike I've ridden is a 1979 Honda with a 125 motor I believe. I don't care for speed, I like cruising. I'm more into chrome and chopperish feel. I'm a full time college student and I found that they offer motorcycle driving training there in the summer. Since I'm a student I will get a good discount. On top of that the parking at school for motorcycles is only $20 a month whereas I pay $7 a day for car parking. I live in Ontario, Canada which probably has the highest rates in the country. I currently pay $100/month for secondary. It used to be $150 but since I've proven to be accident free, they brought it down for me. Primary car insurance on the other hand is more like $300 or more per month for me. So do I have a good case here? 1. Older bike which won't need full coverage 2. I own the bike 3. Parked in a private underground garage at home 4. Parked in a private, security controlled lot at school 5. Already have driving experience and clean record I get my full driving license next week and I am in the process of registering for my M1 What could I be looking at paying? I know it's not possible to get an exact quote but what could I be looking at? Which bikes have lower rates?""

What will happen to our car insurance rate?

16 yr old son got his license. Wife and I have 2 fairly nice cars. Full coverage. When we added my son our rate doubled, more than doubled actually. His grandmother is giving him a car this week. Not worthy of full coverage. How should we handle the insurance. Can we list him as primary driver on that car and do liability only? Will that make the rate go down or will it go up even more?""

""Does the bank require you to buy flood insurance in antioch, oakley area? (california)?""

Does the bank require you to buy flood insurance in antioch, oakley area? (california)?""

What are some good affordable health insurance options?

In another 4 weeks I'll be losing my current health insurance so I need to find a new one. I don't have a lot of money at the end of the month to devote to insurance but I believe I have enough, I can probably do like 100-150 a month. My biggest concern is if something happens to me and I am hospitalized. I would hate to get that bill.""

Tips for a 17 year old MALE driver to get his CAR INSURANCE premiums below 2000?

In all seriousness, it takes the absolute Michael how much it costs a 17 year old male to get insured.... on my mums insurance on an Insurance band 1 car i'm looking at 2400. I'm a student, my mum has over 20 years no claims, and still i'm getting ripped off. Any tips other than doing driving courses? Am I just doing something wrong with the insurance websites?""

Is It Fine to Do Online Payment Transfer for Impounded Car Insurance to a Company ?

Hi there, I am trying to put a question here for the yahoo community in a bit detail to give a clear picture of situation and try to get some useful information regarding it. What happened is my car got stopped over by police and towed away by their recovery van. Now i am getting an impounded car insurance to get it back ( Long story short , the car i was driving was without insurance as i had not received letter of my insurance cancellation and i was under the impression that i had insurance. By the way i had paid them in full for one year in advance and it was not a monthly direct debit payment ) I have searched and able to get a quote from two well know car insurance companies ( One of them is Impoundedcarinsurance.com and other is INSURENCE CHOICE ) and both companies are asking for DIRECT TRANSFER OF MONEY IN THEIR BANK ACCOUNT as they don't accept Credit Cards and Debit cards for the payment of temporary insurance. Today i and yesterday, i spent my whole days to contact these companies and get information for method of payment. I have a few points here to ask and i am sure your valuable information will guide me to make a decision to buy the insurance for my impounded car. ->First of all, I called my previous company which cancelled my insurance to persuade them for a temporary insurance to get my IMPOUNDED CAR BACK, The customer assistant simply stated that none of their policies can be used to get an impounded car back from compound. So they don't provide temporary cover for impounded cars at all. -> The second and more important thing is as i stated before, i had called a couple of companies yesterday for impounded car insurance ( In-fact i googled Impounded car insurance in Uk on google and it gave the names of main companies on FIRST PAGE OF GOOGLE ). If you would ever google Impounded Car Insurance , you would see one of them is INSURANCE CHOICE and they provide insurance for impounded car. -> And with that i called Insurance Choice today and spoke to the person who gave me the insurance quote yesterday for my impounded car and told me the method of payment as of Online Transfer to their account (Yesterday he told me that they don't take credit or debit card payment as mostly people take the insurance and get their car out of compound with the help of the insurance certificate and later on cancel the insurance giving the reason of unauthorized payment and hence claim the insurance money back, so that's why they do online transfer only). Today i was FRANK AND STRAIGHT TO HIM and told him about my question asked on different online forums and all the answers and suggestions which were discussed with me. I told him simply that it looked too suspicious to pay them by online transfer and hence i feared of losing my money and it can be a spam !!! -> Well the person there maintained and cleared his position by stating that He was going to give their company's sort code and Account number and it can be verified in the bank that what company the money is going to if i do online transfer ! Hence i had a record of payment to a CERTAIN COMPANY (Insurance Choice) for impounded car insurance and its all safe. So please advise in light of above mentioned discussion/inquiries that is it safe to deal with this company and do a payment transfer directly into their account. I have also mentioned this company's name as its on google for the authentication and i called on 01926 454 348 number which is on their page at http://www.insurance-choice.net/ppc/convicted/impound_insurance.php?gclid=CKHu1KKN2bwCFZShtAodWioATQ Please advise as this time is one of the difficult times of life ! Many Thanks.""

Are there any cost savings in adding an additional driver to car insurance vs having 2 policies?

Are there any cost savings in adding an additional driver to car insurance vs having 2 policies?

16 year old car insurance?

im about to buy a 1997 honda civic ex and i was wondering what my car insurance might be if it helps im a guy in florida and im 16 thanks

Help with insurance claim on exotic sports car?

My car ---an exotic sports model--- was damaged in a parking lot collision tonight. (My car was parked and struck by a guy who wasn't looking ahead.) Even if a 100% repair can be effected, the value of the car will be forever diminished because of the car's blemished history. People who buy these cars simply will not pay top dollar if the history shows any sort of collision repair. Of course the other guy's insurance is not going to want to give me an extra few grand to cover my eventual loss. What can I do to be covered? Would I have to sue for something like that? (Or CAN I, or SHOULD I...) As it is, I think my car loses AT LEAST $5,000, maybe $10,000 at resale (even with a perfect repair).""

How much would it cost for a 16 year old with a 91-93 300zx tt?

How much would the insurance be for a 16 year old to have a 91-93 300zx twin turbo? in alabama

I need some general information about the cost of a motorcycle versus a car?

I have been wanting a motorcycle since I got my regular drivers license, but persuading my parents has proven difficult, as always. My mom seems to be fine with it but my dad, who is normally the one to crush such ideas, is actually considering it if I research the financial aspect of a motorcycle vs. a car. I would appreciate it if anyone had information about how much insurance would go up (I'm 17 so it's probably too expensive already), regular maintenance costs of motorcycles and cars, and anything else relating to the total cost of both. I have about 2500 dollars saved up, and my mom said she would personally loan me up to 1000 at a lower interest rate than the bank, but I could probably take out a loan on top of that, but I would rather avoid that if I can. I am specifically looking at sport bikes, especially the kawasaki ninja 250R because of what I heard, It's reliable, a great beginner's bike, and it's a lot cheaper than other companies I have researched. I simply want a motorcycle even if it's slightly more expensive than a car because I have always liked motorcycles, but nonetheless my father told me to research the financial side of things, so any information is greatly appreciated. And by all means, if I am misinformed about anything like my notion on the ninja 250R, please tell me.""

Why is State Farm online auto insurance quote differs from a State Farm's agent quote in Honolulu?

I went to a State Farm office today to get an auto insurance quote, and to my surprise, the quoted price is more than double the price that I got online at State Farm's website. ...show more""

Help with Car Insurance/License!?!?

Okay, so I'm a 17 year old girl in michigan. I am planning to take my road test soon and then get my license. I have divorced parents and my grandfather on my moms side is going to buy me a car and keep it in his name. He is going to put me as the primary driver on this car and pay for the insurance. However; I live with my dad and therefore my address on my license will be at my dad's house, since you have to have proof of residency when you go to secretary of state. My dad has been extremely annoying about this situation, saying that his car insurance will go up since I live here, so I need to know if it will or not. The people I have talked to so far say that it won't since I am not a driver on his car or his wife's. I've been wanting to get my license so I can get a job and whatnot for over a year now, so please help me with your experience. Thank You :)""

What is the best car insurance company for a first time driver?

What is the best car insurance company for a first time driver?

Who is the cheapest auto insurance?

who is the cheapest auto insurance for adult male driver in southern cal. last ticket was about 7 years ago. thx

Car insurance for 16 year old?

rough estimate? i want an 84 GTI rabbit but dont want insurance for it to be 600 bucks, im not 16 yet so i cant get a quote so if anyone can give me a rough estimate that would be great""

Insuring a teen driver?

I was wondering if I have to insure my teen driver. He's just turning 16 and I don't want my insurance rate to sky rocket. Why do I have to insure him, (if I have to.) Isn't him not being on the policy the same as someone borrowing my car?""

Need help finding cheap car insurance?

i am 20 and have been passed my test for 2 years but have no no claims bonus as i have been driving as second driver on someone else insurance but now want to get my no claims bonus and the prices are ridiculous i am looking to pay in the region of 1500 annually or 150 P/m which i thin is far to much. i have used the comparison sites and no luck just getting quotes for well over 2000 any help would be great.

Repair cost for rear view mirror?

I broke someones rear view mirror. If I don't have to go through my insurance company I'd rather not. About how much does it cost to replace them? I don't know the make or model of the car.

What is insurance?

What is insurance?

What would be a good life insurance policy?

What is the difference between 10 and 20yr terms etc. What is the benefit of the whole life insurance? And why do those one's cost much, much more?    What should the average 35yr old female enroll in. I'm looking at probably 500,000. That's way more then ten times the amount I earn in a year. Do they grow with interest?    So many question's I know. But if anyone has the time to give me the basics I will appreciate it. Thank you.

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