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#real estate development Puerto Rico
oceanopalmasdelmar · 1 year
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Why you should choose Puerto Rico for living a luxurious lifestyle?
Puerto Rico offers several advantages for those seeking a luxurious lifestyle at beachfront in Puerto Rico such as beautiful climate, scenic beauty, exclusive residential areas, cultural richness and lifestyle. Read the full article to explore more about living in Puerto Rico Oceanfront area.
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stellagroup · 2 months
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Real Estate Developers in Florida
Stella Construction Group stands out among real estate developers in Florida with a proven track record of excellence. Specializing in innovative design and quality construction, Stella delivers tailored solutions that redefine living spaces across the Sunshine State. With a commitment to craftsmanship and client satisfaction, they transform visions into vibrant realities, setting new standards in Florida's dynamic real estate landscape. For more details, kindly visit us at www.stellagroup.com
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Melia/Hyatt Regency. Grand Reserve, Rio Grande Puerto Rico
Following damage to the Melia resort WGPITTS assisted Monarch Capital in the acquisition and construction management of the $32 million renovation of the Melia Resort and conversion to the 700,000 sf 400 room Hyatt Regency Grand Reserve, Rio Grande Puerto Rico.
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Disaster capitalism has taken many forms in different contexts. In New Orleans after Hurricane Katrina in 2005, there was an immediate move to replace public schools with charter schools, and to bulldoze public housing projects to make way for gentrifying townhouses. In Puerto Rico after Hurricane Maria in 2017, the public schools were once again under siege, and there was a push to privatize the electricity grid before the storm had made landfall. In Thailand and Sri Lanka after the 2004 tsunami, valuable beachfront land, previously stewarded by small-scale fishers and farmers, was seized by real estate developers while their rightful occupants were stuck in evacuation camps.
It’s always a little different, which is why some Native Hawaiians have taken to calling their unique version by a slightly different term: plantation disaster capitalism. It’s a name that speaks to contemporary forms of neocolonialism and climate profiteering, like the real estate agents who have been cold-calling Lahaina residents who have lost everything to the fire and prodding them to sell their ancestral lands rather than wait for compensation. But it also places these moves inside the long and ongoing history of settler colonial resource theft and trickery, making clear that while disaster capitalism might have some modern disguises, it’s a very old tactic. A tactic that Native Hawaiians have a great deal of experience resisting.
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lobuenodepuertorico · 2 months
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We Went To Puerto Rico: The Inequality We Saw Will Shock You
43% of people in Puerto Rico live in poverty.
More than 5,000 crypto traders, real estate developers and other wealthy Americans have moved to the island since 2012.
These rich transplants pay 3% taxes, while locals pay up to 36%.
We spoke with local residents, investigative journalists and activists as well as Rep. Alexandria Ocasio-Cortez to answer one question:
What happens when a government surrenders itself entirely to the 1%?
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sianmcintyre-blog · 1 year
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bitcofun · 2 years
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This is a viewpoint editorial by Jeremy, a consultant to Escape to El Salvador which is a neighborhood of specialists who help expats in acquiring residency and citizenship in El Salvador. Over the last couple of years, a great deal of difficulty has actually been made about so-called "crypto-colonizers" relocating to the establishing world and making the most of budget-friendly real estate and other facilities offered by disadvantaged residents. The Washington Post, Business Insider and even the New York Times reported from Puerto Rico, tossing around terms like "gentrification," and associating this brand-new class of rich, globe-trotting business owners with words like "utopian," "idealist," and the slimier "evangelist." Now, I'm not here to safeguard any specific person or how they made their cash, and even what they prepare to do with it. Rather, I wish to drill into one, really particular structure for these kinds of allegations: that the increase in costs is because of require. Ostensibly, that's partially real. As anybody who has actually taken an introduction to economics course can inform you, costs are set by the law of supply and need. Each of these, in turn, can be affected by a range of aspects. For the functions of this post, I wish to focus entirely on property. Real estate has a supply issue: They aren't making anymore land and all of it is currently promoted. Beyond a couple of eccentric efforts to raise islands from the sea, if you desire a location to live, you need to purchase it or lease it from somebody. The seller is going to choose just how much they want to accept for it based upon a range of aspects: mainly its area, however likewise its usage and the quality of its enhancements. You can break this down even further and think about the view, the legal jurisdiction, the appropriate tax program, the soil quality of the land, its ease of gain access to, possibly whether it consists of uncommon or beneficial minerals or other natural deposits and lastly, whether there might be a preservation or historic component to its assessment. On the need side of the formula, there are simply as numerous subtleties. A purchaser will choose just how much they want to pay by thinking about all of the above, plus one extra reality: You got ta live someplace. Passing by a location isn't a sensible method unless the atmosphere of a highway overpass or the distinct scent of the dry spot behind the dumpster in the street downtown truly speaks with you. There is one extra element that taxes the minds of both purchaser and seller that has actually triggered realty costs to increase more than any other: financialization. As an idea experiment, picture what the expense of a home would be if its worth were totally based on its energy as a home. Simply put, just how much would you want to pay to keep the rain from leaking on your head when you sleep, or for having a safe location to raise a household? Just how much do the products of its building add to its cost? Size is very important, in addition to visual appeals and so on, however certainly you'll concur that the rate asked for a lot of houses significantly surpasses its energy worth entirely as a home. The rest of its cost has more to do with its energy as a monetary property. That may be the main chauffeur of cost in the majority of genuine estate markets today. How did we get here? Our existing worldwide economy is created around an easy concept: By slowing deteriorating the worth of cash through inflation, you promote financial investment and development. Sounds simple? The issue is that many people aren't smart sufficient to buy a complicated market, so buying realty ends up being a proxy for a long-lasting shop of wealth. This sort of system is naturally unsteady offered the fate of every fiat currency that has actually ever been attempted. Eventually, every company of currency catches the desire to print ever-expanding quantities, resulting in run-away inflation.
Possession rates increase in accordance with the supply of cash and whatever winds up being too costly to purchase towards completion of the cycle. If it weren't apparent, we're at completion of the cycle. Costs of whatever are setting records and it is humanity to wish to designate the blame for the reality that own a home, which when appeared to be an obtainable objective, is now a remote dream. If you browse and the only folks that appear to be able to manage the house you want you had are the nouveau riche, then they can appear hassle-free to blame-- much more so if they are flagrantly awful individuals. And this is the essential part: They aren't to blame for the increasing rates. Blaming them for the unaffordability in the market resembles blaming a child for its pregnancy. Fraudsters aren't the illness, they're a sign. So now that you're completely depressed, you may be asking, "What can we do about it?" The response is easy, although to those disadvantaged residents it might appear counterproductive. The response is to embrace bitcoin as rapidly as you can. Change yourself, your household, your community, and your nation over to a bitcoin requirement without hold-up. Just by taking the capability to print cash out of the hands of the gentility, can we put an end to the hyperinflationary death spiral we are now experiencing. If you remain in an establishing nation, among the very best methods you can start with this is to connect to that bitcoin immigrant you may have fasted to blame. Understand that if they invest bitcoin on a home in your neighborhood, for instance, that's an excellent method to get bitcoin streaming through the regional economy, which's what adoption appears like. There is no faster way here and the shift will be rough. Unless we change to a deflationary currency that does not produce the reward to financialize properties like genuine estate, the scenario will get even worse. This is a visitor post by Jeremy. Viewpoints revealed are totally their own and do not always show those of BTC Inc. or Bitcoin Magazine. Read More
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stellagroup · 3 months
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General Contractors in Puerto Rico
Stella Construction Group stands out among General Contractors in Puerto Rico for its unwavering commitment to excellence. With a proven track record of delivering high-quality construction projects on time and within budget, Stella offers comprehensive services tailored to meet clients' diverse needs. From residential to commercial ventures, trust Stella Construction Group to bring your vision to life with precision and professionalism.
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General Construction and Real Estate Development Florida
We are general construction contractors in Florida and serving all the major regions such as Puerto Rico, Jacksonville and Caribbean. This presentation depicts the overview of our major services and the contacting details to help our potential customers to reach out easily.
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franciscodearmas · 4 years
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Lilibeth Costas Santiago
Francisco De Armas Costas, Esq., a Puerto Rico attorney and private equity manager, has over 23 years of experience in debt restructuring, distress situations business,
financing alternatives, turn around, law practice and business management. De Armas Co-founded CIAC Consortium II LLC, a private equity fund created under the laws of PR .
 His goal was to find professional development and legal study that would give him the tools to be able to give others his experience, contacts and wealth. Four years as CFO of New York City's Smooth Drink Company made almost $6 million working for a group of institutional clients.  In his current company he has achieved some notable achievements,
which include; an upcoming ( corrected) stumbling block to derail the entire project, a strigate or might as well get up and walk off the bus, and he is now out of the house and moving back to New York City fromuitown. " Phil's negative energy is contagious, and unfortunately smart as this business is, it does good to be agile than the pack" says Bill.
Budman started from the old school. He says, "We used to spend a lot of time litigating, making bad things happen and recouping our losses.  Nobody wants to have to, but that's what the business environment is all about... you have to deal with people's feelings and emotions.  This is still my life, not mine anymore, the business is not an extension of me, I only wanted to be able to do what I wanted to do most."
Another " remnant of Factors managing late is theAnonymous,Work southernanneland handle tax returns. Instead it is a collection agency that rewards their clients with averages greater than independent and they also have them contract with minimal consultation. "
As for financiers, who have been a part of the recipe, they consider this business opportunity as a viable source of their capital for a potential transaction or facility.
"Executives, SBA and one of their agents agreed that this was a viable opportunity," Budman explains, "we've made a lot of contacts and they keep informing me of deals that have been closed even for a small company like ours.  It makes at least one sour real estate professional nervous, because they see it as a cash cow, and a profitable method of fund raising."
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vinylexams · 5 years
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A very special fireside interview with XUXA SANTAMARIA
Check Insta for our thoughts on this landmark album from Oakland duo XUXA SANTAMARIA. Stay right where you are to read a really fun interview I scored with the band this week. They’ve just released Chancletas D’Oro on Ratskin Records out of Oakland and Michael blessed me with my very own copy. It was so good I knew I needed to tell you all about it and I wanted to pick their brains a little bit, too. Without further ado, please enjoy:
//INTERVIEW
You’re still breaking into indie world at large, but you’ve already got a huge following back in California and your home-base in Oakland. What has it been like to be featured in major outlets like The Fader?
SC: We are a funny project; we ebb and flow from being total hermits to having periods of relatively high visibility (relative to aforementioned hermit state). I wouldn’t say we have a huuuge following in CA but I do think that the ‘fandom’ we’ve developed here is really genuine because we don’t play shows out of an obligation to remain visible but instead do so because we feel super passionate about the work and the audience and I think people respond to that energy. I for one, and perhaps this is because of my background in performance, have a hard time performing the same stuff over and over without change which accounts for us being selective with our playing live. That’s also why videos are such an important part of what we’re about. The piece in The Fader was important to the launch of this album because it established some of the themes and, to an extent, the aesthetics of this album in a way that can be experienced outside of a live setting. None of this is to say we don’t like playing live, in fact we love it, we just like to make our sets pleasurable to ourselves and to our audience by constantly reworking it. We strike a weird balance for sure but we’ve made peace with it. If we ever ‘make it’ (lol) it’ll be on these terms.
Chancletas D'Oro is a pretty incredible record and while it reminds me of a few bands here or there, it’s got a really fresh and unique style that merges dance with all sorts of flavors. How would you describe your music to someone who is curious to listen?
MGK: Haha, we generally struggle to describe our music in a short, neat way (not because we make some kind of impossible-to-categorize music, but just because it’s the synthesis of a ton of different influences and it’s hard for US to perceive clearly). But with that caveat in mind - IDK, bilingual art-punk influenced dance/electronic music?
SC: Thank you for saying so, we’re pretty into it :) Like Matt says, we struggle to pin it down which I think is in part to what he says – our particular taste being all over the place, from Drexciya to The Kinks to Hector Lavoe- but I think this slipperiness has a relationship to our concept making and world building. As creative people we make and intake culture like sharks, always moving, never staying in one place too long. Maybe it’s because we’re both so severely ADHD (a boon in this instance tbh) that we don’t sit still in terms of what we consume and I think naturally that results in an output that is similarly traveling. Point is, the instance a set of words - ‘electronic’, ‘dance’, ‘punk’- feel right for the music is the same instance they are not sufficient. I propose something like: the sound of a rainforest on the edge of a city, breathy but bombastic, music made by machines to dance to, pleasurably, while also feeling some of the sensual pathos of late capitalism as seen from the bottom of the hill.
The internet tells me you’ve been making music as Xuxa Santamaria for a decade now. What has the evolution and development of your songwriting been like over those ten years?
MGK: Well, when we first started out as a band we were so new to making electronic music (Sofia’s background was in the art world and mine was in more guitar-based ‘indie rock’ I guess - lots of smoking weed and making 4 track tapes haha), so we legit forgot to put bass parts on like half the songs on our first album LOL. We’ve learned a lot since then! But in seriousness, we’ve definitely gotten better at bouncing ideas back and forth, at putting in a ton of different parts and then pulling stuff back, and the process is really dynamic and entertaining for both of us.
SC: This project started out somewhat unusually: I was in graduate school and beginning what would become a performance practice. I had hit a creative roadblock working with photography - the medium I was in school to develop- and after reading Frank Kogan’s Real Punks Don’t Wear Black felt this urge to make music as a document of experience following Kogan’s excellent essay on how punk and disco served as spatial receptacles for a wealth of experiences not present in the mainstream of the time. I extrapolated from this notion the idea that popular dance genres like Salsa, early Hip Hop, and Latin Freestyle among many others, had served a similar purpose for protagonists of a myriad Caribbean diasporas. These genres in turn served as sonic spaces to record, even if indirectly, the lived experiences of the coming and going from one’s native island to the mainland US wherein new colonial identities are placed upon you. From this I decided to create an alter ego (ChuCha Santamaria, where our band name originally stems from) to narrate a fantastical version of the history of Puerto Rico post 1492 via dance music. We had absolutely no idea what we were doing but I look back on that album (ChuCha Santamaria y Usted - on vinyl from Young Cubs Records) fondly. It’s rough and strange and we’ve come so far from that sound but it’s a key part of our trajectory. Though my songwriting has evolved to move beyond the subjective scope of this first album - I want to be more inclusive of other marginalized spaces- , it was key that we cut our teeth making it. We are proud to be in the grand tradition of making an album with limited resources and no experience :P
We’re a big community of vinyl enthusiasts and record collectors so first and foremost, thanks for making this available on vinyl. What does the vinyl medium mean to you as individuals and/or as a band?
MGK: I think for us, it’s the combination of the following: A. The experience of listening in a more considered way, a side at a time. B. Tons of real estate for graphics and design and details. C. The sound, duh!
SC: In addition to Matt’s list, I would just say that I approach making an album that will exist in record form as though we were honing a talisman. Its objecthood is very important. It contains a lot of possibility and energy meant to zap you the moment you see it/ hold it. I imagine the encounter with it as having a sequence: first, the graphics - given ample space unlike any other musical medium/substrate- begin to tell a story, vaguely at first. Then, the experience of the music being segmented into Side A and Side B dictate a use of time that is impervious to - at the risk of sounding like an oldie - our contemporary habit of hitting ‘shuffle’ or ‘skip’. Sequencing is thus super important to us (this album has very distinct dynamics at play between sides a/b ). We rarely work outside of a concept so while I take no issue with the current mode of music dissemination, that of prioritizing singles, it doesn’t really work for how we write music.
MGK: We definitely both remain in love with the ‘album as art object/cohesive work’ ideal, so I would say definitely - we care a lot about track sequencing, always think in terms of “Side A/Side B” (each one should be a distinct experience), and details like album art/inserts/LP labels etc matter a lot to us.
What records or albums were most important to you growing up? Which ones do you feel influenced your music the most?
SC: I know they’re canceled cus of that one guy but I listened to Ace of Base’s The Sign a lot as a kid and I think that sorta stuff has a way of sticking with you. I always point to the slippery role language plays in them being a Swedish band singing in English being consumed by a not-yet-English speaking Sofía in Puerto Rico in the mid 90s. Other influences from childhood include Garbage, Spice Girls, Brandy + Monica’s The Boy is Mine, Aaliyah, Gloria Trevi, Olga Tañon etc etc. In terms of who influences me now, that’s a moving target but I’d say for this album I thought a lot about the sound and style of Kate Bush, Technotronic, Black Box, Steely Dan, ‘Ray of Light’-era Madonna plus a million things I’m forgetting.
MGK: Idk, probably a mix of 70-80s art rock/punk/postpunk (Stooges, Roxy Music, John Cale, Eno, Kate Bush, Talking Heads, Wire, Buzzcocks, etc etc), disco/post-disco R&B and dance music (Prince, George Clinton, Chic, Kid Creole), 90s pop + R&B + hip hop (Missy & Timbaland, Outkast/Dungeon Family production-wise are obviously awe-inspiring, So So Def comps, Jock Jams comps, Garbage & Hole & Massive Attack & so on), and unloved pop trash of all eras and styles.
Do you have any “white whale” records that you’ve yet to find?
MGK: Ha - the truth is that we’re both much more of a “what weird shit that we’ve never heard of can we find in the bargain bin” type of record buyer than “I have a custom list of $50 plus records on my discogs account that I lust over”.
SC: Not really, I’m wary of collectorship. That sort of ownership might have an appeal in the hunt, once you have it do you really use it, enjoy it? Funnily, I have a massive collection of salsa records that has entries a lot of music nerds would cry over (though they’re far from good condition, the spines were destroyed by my Abuela’s cat, Misita lol, but some are first pressings in small runs). For me its value however, comes from its link to family, as documents from another time and as an amazing capsule of some of the best music out of the Caribbean. I’m glad I am their guardian (a lot of this stuff is hard to find elsewhere, even digitally) but I live with those records, they’re not hidden away in archival sleeves, in fact, I use some of that music in my other work. Other than that, the records I covet are either those of friends or copies of albums that hold significance but which are likely readily available, Kate Bush’s The Dreaming or Love’s Forever Changes, or The Byrds Sweetheart of The Rodeo as random examples
Finally, is there a piece of interesting band trivia you’ve never shared in another interview?
SC: haha, not really? Maybe that we just had a baby together?
//
Congrats on your new baby, and also for this wonderful new album. It was a pleasure chatting with you and I can’t wait to see what the future has in store for you and your music!
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berniesrevolution · 6 years
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IN THESE TIMES
It’s possible that Rep. Joseph Crowley (D-NY) never expected to run in a competitive Democratic primary. After all, over the past 14 years, Crowley hasn’t faced a challenger from his own party, until now.
On June 26, Crowley will go head-to-head with 28-year-old Puerto Rican Bronx native Alexandria Ocasio-Cortez in New York’s 14th District. A longtime community organizer, activist and democratic socialist, Ocasio-Cortez is waging a grassroots insurgent campaign to unseat the powerful incumbent.
She’s running on a platform of Medicare for All, the abolition of ICE, free public college, a Marshall Plan for Puerto Rico and a federal jobs guarantee. Since announcing her campaign in 2017, she’s been endorsed by a number of national progressive groups including MoveOn.org, Our Revolution, Justice Democrats and the Democratic Socialists of America.
On June 15, during the first and only televised debate in the race, Crowley appeared visibly nervous as Ocasio-Cortez criticized him for not living in the district he claims to represent as well as for accepting corporate donations. “I just think that if a person loved their community they would choose to raise their family here,” she said. “They would choose to drink our water and breathe our air.”
Crowley has amassed an incredible amount of power as the chair both the House Democratic Caucus and the Queens County Democratic Party, earning him the nickname the “King of Queens.” From his perch in these positions, Crowley acts as the virtual kingmaker for aspiring New York politicians. Without his support, political careers can be killed before they even begin. Such power has made him unaccustomed to opposition because so few dare to challenge his authority.
To Ocasio-Cortez, that authority is part of the problem—along with the support he receives from large real estate developers and Wall Street. She has refused to take any corporate money in the race and while donations of $200 or less account for nearly 70 percent of her donations, for Crowley that figure stands at less than one percent.
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During the June 15 debate, Crowley tried to portray himself as the anti-Trump candidate. “We’re here to fight against Donald Trump,” he said, arguing that his own leadership is vital to winning back the House during the midterms. “It’s not enough to fight Trump,” Ocasio-Cortez later shot back, “We have to fight the issues that made his rise in the first place.”
Ocasio-Cortez’s campaign represents more than just a response to the current administration. Viewing Trump as a symptom of much larger problems in our political system, she has been outspoken about structural issues such as endemic poverty, police violence and a brutal immigration system.
(Continue Reading)
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ryanrayattorney · 2 years
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Anderson Business Advisors Partners with DECA to Create Scholarship and Internship Programs for Emerging Leaders in U.S. High School and Universities
Anderson Business Advisors Partners with DECA to Create Scholarship and Internship Programs for Emerging Leaders in U.S. High School and Universities https://ift.tt/OCc5YnE Las Vegas, Nevada (August 2022) – Anderson Business Advisors is partnering with DECA, a non-profit organization, to offer high school and college students growth and real-world professional experience through customized program involvement, support of competitive member events, and participation in DECA’s National Advisory Board. “We are very excited about the partnership with DECA Inc. I was a DECA member in High School and College. The lessons learned from being involved have helped shape my career. At Anderson, we hope to provide DECA members opportunities they may not have had otherwise with our scholarship and internship programs,” David Gass, CEO, Anderson Business Advisors. Anderson is financially investing in the development and support of DECA scholarships.  $20,000 of the investment will be used to award scholarship money to emerging leaders and entrepreneurs in the areas of finance, accounting, sales, marketing, and legal services. The 2023 scholarship application will open in September 2022 via DECA’s website here. To learn more about the Anderson Rising Leader scholarships and programs offered to DECA students, please visit https://www.deca.org/high-school-programs/scholarships/. Anderson’s robust internship program will offer students progressively valuable work experience to further develop their skills in preparation for their careers. Students over the age of 18 with an interest in the career fields of finance, accounting, sales, marketing, and legal services, are encouraged to apply. The Anderson Internship program is set to launch for part-time and full-time interns in 2023. Details are forthcoming in October 2022. To learn more about Anderson’s culture and benefits, please visit  https://andersonadvisors.com/anderson-advisors-scholarship-internship-program/. About Anderson Business Advisors Anderson Business Advisors is a business planning and asset preservation consulting firm that provides high-quality services, education, and resources to high-net-worth individuals, families, trusts, real estate investors, stock traders, and business owners. Serving clients since 1997, Anderson Advisors is growing at a phenomenal rate and we owe this success to our people and clients. Historically a location-based company in Las Vegas, Tacoma, and Salt Lake City, Anderson employees now span across the U.S. and have embraced a hybrid in-office and remote-workforce culture. About DECA Inc. DECA is a career and technical student organization that prepares emerging leaders and entrepreneurs who are interested in careers in marketing, finance, hospitality, and management. DECA enhances the preparation for college and careers by providing co-curricular programs that integrate into classroom instruction, apply learning, connect to business and promote competition. DECA student members leverage their experience to become academically prepared, community-oriented, professionally responsible, and experienced leaders. DECA is a 501(c)(3) nonprofit with nearly 180,000 members in 3,500 high school and college chapters in nearly all 50 United States, Canada, Puerto Rico, Guam, and Germany. For more information about DECA, visit www.deca.org. The post Anderson Business Advisors Partners with DECA to Create Scholarship and Internship Programs for Emerging Leaders in U.S. High School and Universities appeared first on Anderson Business Advisors. via Anderson Business Advisors https://ift.tt/SbhQoHz September 16, 2022 at 01:03PM
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realestatediaryca · 2 years
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Do You Know How To Be A Mortgage Broker?
Mortgage brokers act as financial intermediaries between loaning associations and borrowers. You can work with perhaps a huge number to find loan items that match your clients' necessities. By contrast, credit officers address the lender or bank that they work for and will offer simply the items that the association delivers.
The typical mortgage broker manages around 30 banks or more. You'll be familiar with all of them and think and react rapidly to find the most appropriate loan packages for your clients. How might you qualify to Be A Mortgage Broker, by then? Coming up next are a couple of steps towards becoming a licensed mortgage broker.
1. Get your high school certificate or GED
As recently mentioned, you don't have to mess with higher education to Be A Mortgage Broker. Regardless, every one of the 50 states expects you to have at least a high school confirmation to qualify. Anyway, you want to pass the General Educational Development test (GED). You'll earn your GED credential by getting a score of 145 in its four exams. This will act as your confirmation regardless of whether you didn't graduate from a conventional high school.
A college education isn't required, yet it can help with having finished a two-or four-year course in finance, accounting, marketing, financial matters, or business organization. The principles learned from these disciplines can act as a strong foundation for your ordinary work. Concerning work experience, you don't need one yet having some kind of significant training is suggested. For instance, you can work at an established mortgage organization for a couple of years to acquire direct data before striking out all alone. Different mortgage brokers are previous loan bankers or officials who in the end decided to work independently. Some are beforehand real estate agents who needed to try the financial side of their trade.
2. Take pre-licensing training for mortgage brokers
The accompanying huge step is to prepare for licensing to Be A Mortgage Broker. The Secure and Fair Enforcement Licensing Act (SAFE) requires states to license all mortgage loan originators. This is generally called Title V of the Housing and Economic Recovery Act of 2008. Along these lines, you need to get an individual license from the Nationwide Multi-State Licensing System and Registry (NMLS).
The NMLS means to improve nationwide supervision of the mortgage industry and create consistency in permitting necessities across states and territories. This includes the District of Columbia, Guam, Puerto Rico, and the US Virgin Islands. To start the licensing system under NMLS, you ought to complete a required 20-hour training course. This consistently includes going with subjects and a breakdown of hours.
Government rules and guidelines - three hours
Morals and fraud - three hours
Non-traditional mortgage lending principles - two hours
Electives on mortgage origination - 12 hours
You can start by looking through NMLS's list of approved mortgage broker schools. The important preparation costs between $200 to $300, and you could choose to take extra courses to improve your knowledge. After your training, you can use the practice tests provided by these schools to identify your strong points and areas where you need to get to the next level.
Conclusion: How To Be A Mortgage Broker? A Short Guide
The profession of Be A Mortgage Broker can be as difficult as it could be fulfilling. It will require some investment and work to know the various ways to become one, but it is phenomenal starting to observe full genuine compliance is an extraordinary beginning.
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rauthschild · 2 years
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For starters, legal titles are foreign to an Autochthonous American. They simply are not part of our system of government at all.
Legal titles come into the lives of Autochthonous Americans when a man or woman signs the dotted line and joins the U.S. Military.
They knowingly or unknowingly, form a contract for service with the British Territorial Government and accept the foreign status of a U.S. Citizen. This British Territorial Citizen cannot own land in this country and is technically a subject of the Queen for the duration of their Tour of Duty.
Not only does USNA sovereignty preclude U.S. Citizens from owning land in this country, but the British System that they are entering "voluntarily" when they enroll in the military service, doesn't allow them to own land at all.
In the British System all land belongs to the Queen and is part of the National Trust.
The Brits only receive a "privilege" from the Queen called a "title" that allows them the right to live on and develop a parcel of land as a tenant living on real ("real" is a synonym for "royal") estate, so long as they pay the Queen's property taxes, obey all regulations, and generally kow-tow to the Queen.
This is exactly what the rest of us fought The Revolutionary War to be rid of. We, Autochthonous Americans, own our land and soil by survey (metes and bounds, landmarks, cornerstones) and by either land grant or United States Patent.
We don't accept land "titles" except to pay off whatever valid interest the title holder has, and then, we revert them to grants and patents, thus removing the land and soil from the British Territorial United States National Trust.
An Autochthonous American member of the U.S. Military upon leaving the service is eligible to reclaim their birthright political status as an American and recoup both their original Constitutional Guarantees and their land and soil interests, but since WWII, they must serve Notice of their "return" to their natural birthright political status to their Branch Commander and as a separate action, republish their land grant or land patent to remove their property from the Queen's Title System.
The second legitimate way that an Autochthonous American gets entangled in the legal title system is by being born in a "foreign enclave" or "insular state" such as the Commonwealth of Puerto Rico, or the [British Territorial] State of Ohio [instead of Ohio] or the District of Columbia, for example.
Most of us have been entrapped by a Territorial "state of state" when we were babies in our cradle. These foreign organizations have claimed, falsely, that we are all British Territorial U.S. Citizens "residing" in British Territorial State-of-States, when in fact, we are Autochthonous Americans living in our native States, which have physical borders and are substantive.
Like the requirement that we give Notice to our Branch Commander when we leave the service, we are required to declare our identity as Autochthonous Americans and publish our return to our actual States of the Union, or the Queen's Government continues to "presume" that we are British Territorial United States Citizens, with all the duties, limitations, and obligations that status implies.
Like her claim to own all land and to hold all land in trust for British and Commonwealth/Territorial Citizens, the Queen also claims to own your Proper Name as a "Legal Title" --- IF you are: (1) a British Territorial Citizen or (2) an American on the High Seas or Navigable Inland Waterways.
The question is --- are you knowingly and voluntarily and under conditions of full disclosure choosing to live your life as a British Territorial Citizen?
Yes or no?
And if you are an Autochthonous American, are you on the High Seas or Navigable Inland Waterways?
Yes or no?
If you agree to give up your supremely beneficial status through voter registration, the Queen gets to boss you around, claim "title" to you and everything you own, and act as your "benevolent dictator".
There have always been Black Tories (Civil Rights Negroes) among us who prefer this subjugation.
The rest of us have other options that we have fought and bled for.
So what is a "legal title" --- it's a privilege conferred by a foreign government on foreign citizens living in our country on a temporary basis. Both the Proper Names and the Property belonging to these foreign U.S. Citizens are held in trust and titles are issued to them as tenants (their land and soil holdings) or as "Authorized Representatives" of the Queen, mostly British Merchant Marine Warrant Officers known as "Taxpayers".
"Taxpayer" actually means that you are a volunteer employee collecting taxes for and paying taxes to the Queen.
When Autochthonous Americans get entrapped in this British System, the actual landlords of this country get reduced to the status of being tenants of the Queen, and unless they reclaim and republish their land grants and land patents, they lose actual ownership and control of their lands and homes. If they fail to also declare their political status on the Public Record, they are additionally victimized by the Queen's "presumption" that they are British Territorial Citizens until proven otherwise.
Being a British Territorial Citizen is the exact same status as being a Colonist, only under a different name. British Territorial Citizens are obligated to know and obey millions of Federal Codes, they own nothing, not even their own names. The Constitutional Guarantees do not apply to them.
Would you rather have a privilege, or a right?
Autochthonous Americans claim back their rights when they record and publish their correct political status and reclaim their land and soil patents and grants. Until they do, the Queen's Government will continue to "latch onto" them and falsely claim that they are chattel property franchises of the British Crown, tenants, and "volunteers" serving as "Taxpayers".
This grotesque crime is ongoing and only individual Autochthonous Americans can stop it by taking action to correct their own political status records and joining their own State Assembly in support of the actual dejure American Government.
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stellagroup · 3 months
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