#ray as a name sees this and wants credit feel free to ask and ill tag you

[can-i-roll-for-it]

I made a comic about my oc R. E (Or Ray Elias) and Dan hehe

Dialogue because the handwriting isn't good

R.E: ...Daniel..

Dan:.. Ray?

R.E: I told you not to call me that!

Dan: And I told you to stop coming here, but I still see you checking me out in the coner everynight

R.E: I am galring at you!

Dan: Whatever you say Ray

[yumpty-dumpty-inactive]

please reblog a list of people's alphabets not everyone knows what alphabets are or which specific alphabet lists you can do or are okay with so please repost alphabet lists that you're good with doing

oh, I'm sorry, I hope this is ok,, :D

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DISCLAIMER: NONE OF THESE ARE MINE!!! ALL CREDITS GO TO THEIR RIGHTFUL OWNERS!!

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you are also 100% free to send in your OWN alphabet lists, just give me the alphabet, the character or characters, and I'll write it <3!!

fluff alphabet:

A = Admiration (what do they absolutely adore about you?)

B = Body (what is their favorite part of your body?)

C = Cuddling (how do they like to cuddle?)

D = Dates (what does their ideal date with you look like?)

E = Emotions (how do they express emotion around you?)

F = Family (do they want one? If they do, when?)

G = Gifts (how do they feel about gift giving? What are their habits when it comes to this?)

H = Holding Hands (when/how do they like to hold hands?)

I = Injury (how would they act if you got hurt?)

J = Jokes (do they like to joke around with or prank you? how?)

K = Kisses (how do they like to kiss you?)

L = Love (how do they show you they love you?)

M = Memory (favorite memory together?)

N = Nightmare (what is their worst fear?)

O = Oddity (what is one quirk they have?)

P = Pet Names (what do they like to call you?)

Q = Quality Time (how do they like to spend time with you?)

R = Rhythm (what song reminds you of them?)

S = Secrets (how open are they with you?)

T = Time (how long did it take you to get together?)

U = Upset (how do they act when you’re upset?)

V = Vaunt (what are they proud of? Do they like to show you off?)

W = Warrior (how do they feel about you fighting? Would they fight for you, beside you, etc?)

X = X-Ray (how well are they able to read you?)

Y = Yes (how would they propose to you?)

Z = Zen (what makes them feel calm?)

SFW alphabet:

A = Affection (How affectionate are they? How do they show affection?)

B = Best friend (What would they be like as a best friend? How would the friendship start?)

C = Cuddles (Do they like to cuddle? How would they cuddle?)

D = Domestic (Do they want to settle down? How are they at cooking and cleaning?)

E = Ending (If they had to break up with their partner, how would they do it?)

F = Fiance(e) (How do they feel about commitment? How quick would they want to get married?)

G = Gentle (How gentle are they, both physically and emotionally?)

H = Hugs (Do they like hugs? How often do they do it? What are their hugs like?)

I = I love you (How fast do they say the L-word?)

J = Jealousy (How jealous do they get? What do they do when they’re jealous?)

K = Kisses (What are their kisses like? Where do they like to kiss you? Where do they like to be kissed?)

L = Little ones (How are they around children?)

M = Morning (How are mornings spent with them?)

N = Night (How are nights spent with them?)

O = Open (When would they start revealing things about themselves? Do they say everything all at once or wait a while to reveal things slowly?)

P = Patience (How easily angered are they?)

Q = Quizzes (How much would they remember about you? Do they remember every little detail you mention in passing, or do they kind of forget everything?)

R = Remember (What is their favorite moment in your relationship?)

S = Security (How protective are they? How would they protect you? How would they like to be protected?)

T = Try (How much effort would they put into dates, anniversaries, gifts, everyday tasks?)

U = Ugly (What would be some bad habits of theirs?)

V = Vanity (How concerned are they with their looks?)

W = Whole (Would they feel incomplete without you?)

X = Xtra (A random headcanon for them.)

Y = Yuck (What are some things they wouldn’t like, either in general or in a partner?)

Z = Zzz (What is a sleep habits of theirs?)

platonic alphabet:

Adventures (what kind of crazy shit would you get into together?)

Bond (what kind of - platonic, obviously - relationship do you have with each other?)

Cuddling (do you ever cuddle? how physically affectionate are you?)

Dance (do you ever dance together? how?)

Enemies (were you ever enemies? Do you share the same enemies?)

Fight (how often do you fight? how do you resolve conflict?)

Gain (how have you helped each other improve as people?)

Help (how do they ask you for help? how do they help you when you need it?)

Injured/Ill (how would they act if you got hurt or sick?)

Jokes (what’s their sense of humor like? how do you joke about things together?)

Kisses (do you ever kiss? how? Kisses not on the lips count)

Love (how do they show you they care?)

Meeting (how did you meet? how did you become friends?)

Nesting (do you co-habitate at all? how?)

Oasis (is there a specific place that is “your place”? what is it?)

Protection (how protective are they over you?)

Query (how inquisitive are they when it comes to getting to know you?)

Record (what’s something you’ll never let them live down?)

Support (how would they show their support for you? how far would that support go?)

Trust (how much do they trust you? how do they show you that?)

Uplift (how do you bring each other up?)

Vacation (do you ever travel together? what’s that like?)

Worry (do they worry about you? how often?)

Xerox (are there any traits or habits of theirs that you’ve picked up by accident?)

Yahoo (what’s an inside joke you share?)

Zany (do they have a weird side only you get to see? what’s it like?)

[altphilcmena]

『NATALIA DYER ❙ DEMI GIRL』 ⟿ looks like PHILOMENA CARMICHAEL is here for HER/THEIR SOPHOMORE year as a WILDLIFE SCIENCE student. SHE/THEY are 19 years old & known to be WHIMSICAL, PATIENT, APATHETIC & UNPREDICTABLE. They’re living in NOLAND, so if you’re there, watch out for them. ⬳ JAMES. 20. EST. SHE/THEY.

hllo this is a slightly older bt not tht old like. minus a year old muse of mine tht i thought wld fit rly well into this group n i hope u guys all love her bc i love her a lot !!! anyways pls drop a LIKE if u wld like to plot because i need to know. who to plot with. there’s so many people pleathe help me out HBSJDNKFMGLH

TW CANCER, TRAUMA, DEPERSONALIZATION / DEREALIZATION DISORDER ( ALT. MENTAL ILLNESS ), DEATH, DECAY, MAGGOTS.

aesthetic.

wildflowers in your hair and bare feet against moss, binoculars and maps, madonna beating out of half-dead speakers in a half-dead van, whipping wind, jumping off cliffs and rolling down hills, a bandaid wrapped around each finger, cryptic bumper stickers and cryptids in the woods, facing the sun and letting the rays hit you, counting stars late into the night, dancing naked in the woods with nothing but fire to light your way, mismatched socks and lucky ribbons, hoarding a box of special treasures, shoplifting and diner-dashing, bleach against roots, pink sweaters paired with ripped fishnets and slip dresses with knock off uggs, willingly wearing crocs, glitter stickers, fungi and feeling one with them, lying down and decomposing, they’ll find us in a week. they’ll find us in a week.

basic info.

full name: philomena brontë carmichael

nickname(s): philly, phil, mena, etc.

b.o.d. - april 20th lmao !!

label(s): the amaranth, the halycon, the neophyte, the wanderer, etc. etc.

height: 5′4″

hometown: woodside, ca

sexuality: ??? $500 ebay mystery box. pansexual if you had to label it.

pinterest ( & her family pinterest b/c they’re my most developed family uwu)

stats

inspired by: luna lovegood (harry potter), orla mccool (derry girls), cassie ainsworth (skins), alice (alice’s adventures in wonderland), amelie (amelie).

biography.

a middle child belonging to christopher and imogen carmichael - two stanford professors. christopher specialized in british literature whilst imogen specialized in the classics. hence the name.

the order of siblings goes as such: lysander, elektra, juno, philomena, and twins orion & valora. the deal was that everybody had a greek (or in juno’s case, roman) first name and a middle name inspired by a piece of british literature circa 1800s and under. a family of nerds, if you will.

so, clearly - right off the bat, their parents are … eccentric. they’re both in love with their respected topic, and with each other, and with their kids. the carmichael family is a happy family.

they each have their own quirks and whatnot - though philly’s always been particularly dreamy - even as a child, she’d spend hours watching clouds or caterpillars or the leaves blow in the wind rather than play with other kids. she wasn’t a shy kid - she just had her own interests.

hardship doesn’t hit the family until philomena is five and starts having splitting headaches. they’re slow at first - but as soon as she’s seeing spots and unable to walk in a straight line, doctor appointments are made.

it doesn’t take long for them to discover the tumor, though the official diagnosis of malignant ependymoma comes a month later.

it’s grade ii but slow-moving, small enough to not be as much of a threat as worried, but big enough where removal is necessary. philomena earns a scar and brings it in for show-and-tell. for two months afterwards, philly’s at radiotherapy monday through friday.

they’re lucky - philomena’s considered cancer-free by the next year. she’s babied at first - handled delicately, as if she could break if touched - but with five other children … it doesn’t last for too long.

and life continues as normal.

her personality doesn’t shift much over the next few years - she’s awfully independent for a kid, and awfully quiet - when she speaks it’s about faeries and bigfoot, about how the sky is so blue and if you listen quietly, you can hear the leaves whisper their secrets to each other. this is not odd.

she’s close to all her siblings, but she idolizes her older sister - elektra. elektra’s six years older and dyes her hair whatever colors she wants. elektra bought a knife off a seedy guy downtown. elektra threw away all of her heels and renounced god. elektra is god. her music is loud but it’s not heavy - it’s florence and the machine.

they’re opposites - elektra’s boisterous and feels loudly, philomena’s softer and feels…less. when elektra sneaks out, philomena keeps watch. they are a duo.

philomena is smart - but she’s fifteen and hates school. hates sitting inside all day. hates the same routine - day after day - it’s all the same. her parents’ routine is the same, philly feels contained and she wants to live.

elektra’s twenty-one and just bought a brand new spanking (used but not falling apart) 19-something volkswagen … van - using her entire savings account. she says she’s tired of routine, she’s leaving the next day.

naturally, philomena stows away in the back and isn’t discovered until they’re two states away and she’s got to pee. elektra nearly crashes the van in shock.

it’s an argument - philomena vs. elektra, then them vs. their parents, then their parents vs. the school, the state - it’s an ordeal. philomena switches to an online program in the end.

it hurts christopher and imogen - lysander’s not having any of their nonsense, juno’s betrayed and alone - the twins are twins. in the end, it’s alright. the carmichael family is a happy family.

philomena and elektra take their time - it’s not a road trip, it’s their new life, permanently on the road. they stop and explore often - they do odd jobs in whatever town they settle in. they dine-n-dash, they shoplift. they survive in their own way.

during particularly desperate times, they two resorted to identity theft & credit fraud - getting away with it only by ditching the cards once they’ve made it out of state.

she drops out of high school officially when she’s seventeen - they have to drive all the way back to california to deal with the wrath of their parents and to deal with paperwork, but it’s done. philomena doesn’t know what path she wants in life - but it’s not that.

it’s during this time that the episodes occur - philomena’s outside her body, philomena’s wrapped in cotton, her memories are not her own. she’s looking in the mirror and she doesn’t recognize herself. they take shelter in a city for six months, long enough for her brand spankin’ new therapist to figure out what’s wrong with her. she’s diagnosed with depersonalization / derealization disorder - they think it’s stress. philomena doesn’t get stressed. they think it’s trauma. she laughs - she never laughs.

there is trauma though, deep-rooted but somewhere inside - you just have to look for it.

you. just. have. to. look. for. it. look for it. look for it. look for it look for it look -

you were ten and she was thirteen, an off-trail hike in familiar woods in a familiar town, safe and familiar. it was your idea, to stray from the carved out paths, down creeks and up hills and round, and round again. you’re the one who spotted the scarf first, sticking up from the dirt and dancing in the wind like the beginning of reincarnation. it was not reincarnation, it was discovery. it was ruin. with curiosity drawn, you skidded down - with compliance, followed juno, followed your sister - clumsy in her steps and tumbling down quicker than you. you saw the corpse, but juno felt it. decaying flesh and maggot.

and she left juno, just like that - just five years later, when juno had finally gone to the end of her wits. philly up and left. abandoned her. 

philomena and elektra leave the city after that therapy session. they do not return. she’s always been good at hiding her secrets.

three years later and her parents want philly to have a higher education - desperate for it, really - worried for her future. it’s a battle that she loses, getting her GED and applying to a local college in florida in shameful compliance.

they’re there for a year until philly gets (expectantly) expelled from the community college & the two of them are banned from the town they’d residing in up until that point. they don’t talk about it - but boy, was it one hell of a time.

they found refuge in lovell, a town that seemed to suit them well - it suited elektra’s desire to travel up and down the east coast, and it intrigued philomena enough to the point of her being content with staying. soon after, philly officially transferred to radcliffe for the fall semester & they’ve been here since!

personality.

she’s quiet but she’s confident - her voice sounds like rustling leaves, if leaves smoked a pack of cigarettes a day.

often underestimated - philly’s petite and looks like she’d fall over if a plastic bag blew too close to her. she’s independent - for the most part. elektra is the only person philly takes orders from.

has always been considered odd - weird, strange. still talks about the trees as if they’re listening, as if they’re old friends. she’s vague and doesn’t elaborate on the things she says.

believes in pretty much any superstition you throw her way. luck is very important to her. if you ask her if the earth is flat, she’ll say probably. believes strongly in bigfoot and the lochness monster. has personally seen aliens, and loves ghosts almost more than herself.

she can be amusing - whether you ‘get’ her or not, her outlook is often bright - she talks about the negatives the same way she talks about the positives. can be seen as naive or gullible, but she’s plenty smart. even if half of her education has come directly from google.

philly doesn’t laugh. a smile, yes - often, in fact - not always reaching her ears, or bearing teeth - but these are not indicators of her happiness. philly is consistently content. she thinks many things are funny - she still will not laugh.

her voice is often monotonous - she doesn’t sound dreary, she sounds far-away. her voice carries. her emotions are often unknown to others.

is apathetic in most situations. she’s hard to bother - she’s incredibly patient and enjoys the company of most - tolerates them at the very least. it’s hard for her to express her emotions, because she feels them so little that it’s very nearly not worth it. her affection is not verbal - it’s small touches and gestures of kindness, love in her own way.

is a fan of knock-knock jokes and bad puns. she won’t crack a smile while telling you them, nor does she expect you to laugh. she just enjoys them.

she owns a motorola razr covered in puffy stickers - hasn’t ever had a smartphone. she’s a fan of emoticons. her favorite is :o)

has a lot of bruises and scratches and scars - she’s often getting herself into pickles. there are always, at the very minimum, three bandaids on each hand.

she has insomnia, so she’s awake often. is often seen wandering town - even when she shouldn’t be, even when it might be dangerous. her intuition is delayed. when she does sleep - her dreams are vivid and fantastical.

keeps a box of memories - sentimental bits and pieces she’s picked up over the last few years. there are a lot of buttons and postcards, but any teeny tiny object will do.

her style changes every week - most, if not all, of her clothes are thrifted. one week she’s baby spice and the next she’s lydia deetz. she combines pieces from different styles often - she looks like a barbie clothed by a child. she feels most comfortable like this.

will either patch-up the clothes that get too worn or reuse them in some way. sometimes donates the clothes she gets tired off - isn’t minimalistic, but she’s learned to keep only a small amount of possessions.

the only consistency is her lucky ribbon - it’s pastel yellow and silky and as thin as a shoelace. she ties it onto her outfit of the day, everyday. if she loses it, she’s lost. elektra has a matching ribbon.

has no problem with minor theft - she only takes bare minimum, puts herself and elektra first and that’s how it’s always been. she tries to be good while in lovell / radcliffe - would hate to be forced out by mobs with torches and pitchforks

currently living in noland while elektra stays in their van, florence - sometimes philly stays there during the weekends.

they used to live in motels on the occasion, the cheapest room, and more often than not they’d both go home with strangers for a comfier bed and a hotter shower.

it was a common occurrence - she didn’t sleep with them - but somehow, she weaseled her way into their homes anyway. has come out mostly unscathed, on most occasions. this has been a practice ever since they’ve been on the road.

really, truly - has not slept with anybody, had her first and only kiss at thirteen with a frog. this doesn’t bother her.

will consume a n y t h i n g you put in front of her - isn’t picky.

listens to whatever they’ve picked up along the way but she likes instrumentals the best. her second favorite genre is 1990′s and 2000′s top hits. they’re nostalgic for her. third favorites? florence, of course. fleetwood mac. the bird and the bee. 

loves storms - will go out in the rain and will risk her life for it.

owns a pair of roller-skates and is often skating rather than walking. unless she’s on grass - then she’s walking barefoot.

has many hobbies, and gets bored of them often. her favorite hobby is welding. she’s not certified.

also, juggling.

also, accordion.

the kind of girl who’ll do any job you give her. odd jobs are her favorite jobs. babysitting is her least favorite - but she does it anyway. has lost children before. have they ever been found? not by philly.

dyes her hair blonde often and cuts her own hair - bangs included - finds it cathartic, likes the itchiness of bleach.

everything she does is often in pursuit of feeling free, alive, and meaningful.

( like her frequent visits to the woods, late at night when the moon is high and full. it’s freeing to dance around a fire, stark naked in the cold. builds immunity )

comes and goes wherever she pleases, nothing & nobody can stop her (besides elektra). has befriended the campus witch, or as much as the witch will allow, and shrike as well. she knows to respect nature, and abandoned sites - she’s practically free to explore as she wishes, her only pride is the trust she’s gained.

the trust expands to animals as well, she has a certain knack for getting them to like her. has too many ‘pet’ rats that reside with her, alongside a baby raccoon & a few crow pals. has a new animal companion everyday, but she doesn’t contain them or force them to stay.

leaves her window in noland wide open because of this, because her window is conveniently right besides a tree with sturdy branches. good for animal smuggling, sneaking in and out, hiding, etc. etc. world is her oyster.

though her room in noland is ??? frankly a mess ??? already ??? usually keeps most of her possessions in her memory box but she’s also turned her room into a mini labyrinth of knick-knacks. very cozy, but very nest-like. think of howl’s room from howl’s moving castle. 

wanted connections.

random encounters... it’s only her second semester at radcliffe, she hasn’t met everybody yet i’m sure

random encounters...in the wild... alternately, people she’s met before in a different part of the country. whether she’s stolen from them or crashed at their place, or simply shared a dinner. anything goes!

unexpected sleepover... someone whose place she crashed at after a mysterious night. a party, adventure, etc. etc. maybe they don’t even remember her staying over, maybe she hadn’t been with them to begin with.

employers... she does a lot of odd jobs! knows how to make a lot of things in many different mediums just to earn a small living.

friends... y’know ... people who enjoy her presence, likes her oddness. they may not understand her, but they appreciate her. or maybe they do understand her, in their own way!

not friends... philly doesn’t consider anybody an enemy in the slightest, but some people may not be fond of her ... think she’s a little too strange, or they refuse to understand her, or something of the likes.

closing in... someone trying to get closer to her, trying to figure her out on a level deeper than what she would like, and she keeps slipping out from between their fingers every time.

mom friend mom friend mom friend... older sibling figures! dad friends! take one look at philly and instantly want to swaddle n protect her.

caught red handed... someone catches her stealing or about to dine-n-dash. do they care? who knows!

late-night shenanigans... they just walk and talk at night ... very relaxing ... not actually very shenanigans filled...

a dealer... because she wasn’t born on 4/20 for nothing. she’s not turning 20 on 4/20/20 fr nothing. don’t fail us.

debating conspiracies... or superstitions, really anything. maybe they’re frustrated at her apathy surrounding all situations.

no likey... :( they distrust her. probably fr good reason tho ... i don’t blame you

thrifting pals... no explanation needed methinks

an eventual hook-up... maybe ... possibly ... it’s questionable, but it could happen! can’t stay a virgin forever! (or well. she cld. we’ll see!) she’d probably have to trust yr muse a lot though

unrequited romance uwu... probably unrequited on her end because she doesn’t usually think of anybody in a romantic sense - it’s possible, but you’d have to be something special for her to like you back. that being said ...

something returned... eventually, slowly. slow. it’ll take time.

maybe something returned !! eventually. slowly. slow.

n like rly anything u want !! anything u can think of i am here 2 fulfill ... we can brainstorm all sorts of wacky scenarios!! she’s a thief! she’s an accordion player! she dances naked in the woods! she’s been in the circus AND a small utah county jail! 

[ijustwant2write]

The New Rule-Arthur Pendragon x Male!Reader

(GIF credit to @bradleyjamesjr)

Masterlist

Anonymous requested: ‘Could you do an Arthur pendragon/Male!reader where the reader is kind of anxious about anyone finding out and Arthur tries to calm him down? I wouldn’t have asked, it’s just that I can’t find any already written and your stuff is pretty good. Feel free to add to or tweak the story, of course.’

Characters: Arthur Pendragon x Male!Reader

Meanings: (Y/N)=Your name, (Y/L/N)= Your last name

Warnings: Homophobia, arguing, slight fluff, angst

*~*~*~*~*~*~*~*~*~*~*~*

I knew it wasn’t normal in this society, I knew that it would never be accepted. But how was one supposed to ignore such strong feelings? Pretending to be someone else became exhausting, but I had to keep the act up, otherwise my life could be in danger. What was a man supposed to do when he loved the prince, and when the prince loved him back? Nothing apparently.

“Come on, (Y/L/N)! Your attacks are weak today, you need to try harder!” Leon shouted over the noise of our swords clashing.

Frustrated, I pulled back, stopping to catch my breath. This was the only way I could let out any anger that had built up in me, but right now my mind wasn’t in the right place for sparring. 

“That’s enough for today, don’t you think?” I huffed, sticking the sword into the ground.

“What is wrong with you today (Y/L/N)? You seem to get more miserable by the day.”

“Well aren’t you just sweet? I’m fine, just not been feeling well as of late.”

“Have you seen Gaius, perhaps he can help you?”

“I will not bother him with a mere headache, Leon. He has more important things to attend to.”

“A knight of Camelot should never face illness, we all have duties to uphold.”

“I know. Speaking of, we really must get ready for our meeting with Arthur, I feel as if something is wrong.”

Relieved to be finished with Leon, I made my squire tidy up after me, hoping to catch the prince before our meeting. We needed to talk...well I needed to speak with him at least. This secrecy had been going on for too long, and for some reason I was beginning to grow tired of it. Where were we going to go from here? He was the prince, he had duties to uphold and laws to keep in place; couldn’t really go round and break his own rules now could he?

I had been born and raised in Camelot, along with many generations of my family. It was good here, we were well off, with good ties to the royal family, especially when I became a knight. We were invited to every event, every royal ceremony; Arthur and I became good friends over the years, until he had to start learning about how to be a king. But growing up. I always felt slightly different form the other boys we played with. 

We were always told stories of princes rescuing damsels in distress, trailing foreign, barren lands full of monsters, and that their reward was always a kiss. The boys always seemed to love this, liking the fact that the girls gave them all their attention, especially when we were learning to fight. What with Arthur being future king of Camelot, it made him extremely popular in that area, girls lusting over him as I tried to spend time with him; they always seemed to annoy me, though I had no clue as to why. Perhaps it was because my mother had droned on and on about me someday marrying a woman of high society, meaning that I was constantly reminded of that when girls came near me....no I knew that wasn’t the answer. Deep down my true thoughts were desperate to tell the truth, reveal my biggest, and darkest secret that could turn my whole life upside down. But I never have, not to anyone but Arthur that is.

Arthur was my friend, we knew everything about each other, practically spending every moment together. He was so kind, so brave, so confident in himself (nothing like his father, thank god), he was everything I had ever looked for in a person. Somehow we just clicked. And it was not just I that wanted to be around him all the time, I soon found out he felt the same. We both knew it was wrong, both had moments we doubted that we could ever be together, but we always pulled each other through in the end, somehow able to hide it away from the world. However, Arthur’s days of being the prince were coming to a fast end, he was soon to be king and would be in the limelight a lot more as soon as that crown was placed upon his head. 

As I entered the throne room, I started rambling, knowing that it would be just Arthur there,“Arthur, I was hoping that I would catch you first, I must...oh I’m sorry for interrupting sire.” 

I quickly composed myself as I realised that Arthur was in the company of a young woman. Her hair reached down past her waist in tiny ringlets, almost hiding the similar tiny waist of hers, but accentuating the colour of her dress that seemed to pool around her feet; as she turned to face me, I marveled at her angelic face, the soft, delicate features being illuminated by the rays of light coming through the windows. She was beautiful, and I already had an idea as to why she was here.

The other knights swiftly joined us, also being stunned by her beauty. She didn’t seem phased as we looked over her, holding her posture and regal attitude once Arthur started speaking.

“Gentlemen, thank you for joining me. I understand that you have a busy schedule but this too is important.” He held a hand out to the woman, gesturing for her to step forward.“This is Evelyn, the princess of Ardenia. Evelyn, I give you the knights of Camelot.”

Respectively we knelt down on one knee, bowing our heads before we were instructed to rise. My heart started to beat fast, just like it had when Arthur and I shared our first kiss; but that was a thrilling sensation, this just wanted to make me sick.

“It is an honour to meet the noble knights I have heard such wondrous stories about.” It was as if she was singing, everything about this woman was perfect.

“Ardenia and Camelot have been dealing with trades alone, but after seeing the fall of our trades recently, we have decided to combine our forces.”

No, this wasn’t happening. It was all a bad dream, karma for having too many pints with Gwaine in the tavern.

“After much consideration form both of our fathers, they have come to the conclusion that we are to be wed.”

There it was.

My whole world, my dreams, my hopes, crushed by that one sentence. They were going to be married and there was nothing I could do to stop it. I stood tall, breathing in and out deeply quietly, hoping no one noticed as I tried to keep composed. Arthur wouldn’t even look at me, we couldn’t risk falling apart.

“Besides the council, my father and obviously Evelyn’s own father and council, you are the only ones to know of this. That is because we must journey to Ardenia to escort Evelyn’s father back to Camelot.”

Evelyn spoke up, a smile on her face as she did so.“I’m afraid my father is very paranoid. He sent some of our best knights to accompany me on the journey, thus leaving him without his men by his side. It’s just a precaution.”

“Merlin, please would you escort Evelyn to her chambers, we must start debriefing.”

Merlin did as he was told, guiding Evelyn out of the room. As she floated past the knights, I could see that they were all in a trance, gazing after her as they closely watched her every move. My eyes remained on Arthur, who finally looked at me. His expression was blank, he was hiding what he truly felt, a skill he was all too good at.

“Sire, are you sure you need all of us to go with you?” Gwaine started, slightly smirking.“I just think the princess could do with some better protection.”

“I think Evelyn will be just fine.” Arthur quipped back.“All of you gather round the table, we have much to discuss.”

I was glad when the meeting was over, it had gone by way too slowly for my liking. Arthur ignored me the whole time, acting very stern and blunt when explaining his plans. Once Arthur dismissed everyone, I heard their mumbles, blaming Arthur’s mood on the fact that he was now stuck in an arranged marriage; if only it were so simple.

“Arthur,” I called his name as the doors shut,“why didn’t you tell me about this?”

“What was I supposed to say? It all happened so fast, I had to agree!”

“Did you? Did you really have to agree to it?”

“Yes! Our father’s arranged it, it’s for the good of the people.”

“I can’t stand by and watch you be with another, even if you aren’t in love with her. All this time we have had to hide, how will we do that when you have a wife?”

Arthur sighed, taking fast steps towards me. I let him hold my hands, squeezing them ever so slightly as he tried to think of his next words.

“We’ve talked about these things before. We both knew that it would happen.”

“You’re going to deny what we have? Our love for each other will just be thrown away as if it is some rubbish?”

“No! No, I would never think nor do that. (Y/N), for now I don’t know what we’ll do but we’ll figure out something, I promise.”

“Kiss me? We have’t been this close and alone for a long time.”

For the first time that day, we both smiled as we leaned in to kiss, having to make it brief in case we were walked in on; though it was enough for now, the future for us was uncertain. 

When dawn broke, the journey to Ardenia was commencing. We were all checking over our supplies, ensuring we had everything we would need for any scenario. I endured the knights talk of Evelyn, everyone so amazed by her as a whole person. The kingdom seemed to love her already, excited for their new addition the royal family; if things were different, that would be me.

“Arthur.” Evelyn called out as she stood on the steps, capturing the attention of those around her.

He climbed up the steps to her, making it seem as if she were taller. I watched with envy as she placed a hand upon his cheek, obviously thankful that he was helping her family. I really shouldn’t have held anything against her, all that she had done was be a part of a political movement, she too had no choice in the matter. 

“Does the princess happen to have a sister? Or perhaps an equally lovely lady in waiting?” Gwaine pestered Arthur as we entered the forest on horseback. 

“No Gwaine, there is no one that would be slightly interested in you.” Arthur nonchalantly replied.

“You’ll really have it all once you marry her. A beautiful wife, a throne, a whole kingdom.” Percival sighed.

“(Y/N), you’ve been awfully quiet. Finally realised that the princess wasn’t for you?” Leon teased.

I was in no mood for that.“Surprisingly, I seem to be the only one who’s head isn’t in the clouds.”

“Alright, no need to snap.” Gwaine intervened.“A man can dream right? Especially about Evelyn.”

I rolled my eyes, making my horse move faster so I passed them, ending up just behind Arthur as I slowed down. He quickly looked over his shoulder, having heard everything but choosing to ignore it. The journey was boring, no one spoke of anything other than Evelyn, and although I did not want to hate the poor, young woman, it was extremely hard not to. Once nightfall arrived, we made sure to set up camp, having only one more day to get to Ardenia. Sitting around the fire with our bowls of broth, my eyes drifting over to Arthur, who sat away from us, going over the map as if he didn’t already know where he was going. Picking up another bowl, I headed over to him, thankful the others didn’t watch or join us.

“You already know where you’re going. Stop worrying.” I smiled as I covered the map with the bowl.

Arthur let out a short, breathy laugh, swapping the map for the bowl as I sat beside him.“Thank you. (Y/N)...I just want ti apologise for the way I’ve acted recently. I haven’t been seeing you as much as I should have, I’ve been cold and horrible. Also I should have told you about Evelyn, perhaps we could have worked out a way to avoid it.”

“I accept your apology. As for Evelyn...well like you said before, it’s not like we could get out of you marrying a woman.”

“But what if there was? Maybe not now, but some time in the future where we could get married?”

“You would marry me?”

“Of course. I’ve been in love with you for as long as I can remember, why wouldn’t I?”

I was speechless. He was too pure at times, when he showed his true self it was the best version of him. Subtly, he slipped his hand into mine, making me flinch as my head darted back to the others, worried that they had seen it.

“Arthur, we shouldn’t risk it-”

“They can’t see us, don’t worry. Let me do this.”

Our moment was short lived as the others finished their meals, leaving the mess for Merlin to clean up. To not look suspicious, we joined the rest of the knights, finally able to drop our attitudes and have some fun before being serious the next day. There was still a slight nagging from my conscience, telling me that something needed to be done about Arthur and I, but i ignored it, not wanting to ruin such a moment.

We made it to Ardenia before noon the next day, and were greeted by a gracious king and his court. Being treated with such respect was always a good feeling, the others reveled in it, happy that we were given a proper meal and rest before we set off again.

As we dived into the luscious food, I noticed Arthur and the king leave, no doubt discussing the wedding. Now was my time.

All throughout the night, I had laid awake and thought of my future. It was time to stop daydreaming, try to plan the rest of my life, stop waiting around for Arthur. I would always love him, and because I did, I would never want to ruin his reputation; Arthur was going to be an amazing king, and I wouldn’t get in his way.

Getting ready to leave again, I approached Ardenia’s captain guard, bowing respectively.

“Can I help you Sir (Y/L/N)?” He asked.

“Yes actually. I was wondering if you were looking to have anymore knights in Ardenia?”

[everlarkficexchange]

Dissever My Soul From Yours (part 1)

Written by: @alliswell21

Rated: Mature

Warnings: Modern AU; Age Gap; Mourning; Grief Stages; Hurt and Comfort; Angst; Brief Description Of Domestic Abuse; Implied Past Child Abuse; Smut; Guilt; Canon Typical Anger Issues; Fasten your seatbelts, it’s gonna be a bumpy ride. All mistakes are mine.

Synopsis: Losing a loved one is hard enough, losing a child is torture. Peeta Mellark struggles to move on from the loss of his son, so he clings to the last piece of him left alive, his son’s girlfriend. Based on Prompt 106: Katniss is Rye’s girlfriend when he dies. Katniss and Peeta (Rye’s father) start to hang out to go through their grief together. [submitted by Anonymous]

Acknowledgements: Thank you Anon for this prompt, I wish I knew who you were to dedicate it to you, but I guess this way the story simple belongs to the universe :) Also thank you @kleeklutch for reading this through and helping me get my ideas straight… I truly loved your insights! lastly, thank you Everlark Fic Exchange from bring us all together! 

Other Notes: Excerpt of the lyrics to “You’ve Got a Friend in Me” by Randy Newman (Toy Story, 1995)

Excerpts and rewordings for the poem “Annabel Lee” by Edgar Allan Poe; featuring the poem “Alone” by Edgar Allan Poe

This fic got away from me. I had outlined it to be around 8-10K words, but this monstrosity grew up to be close to 32K… I'm submitting a second part, and when I post the story to AO3 there will be an epilogue. 

KPKPKPKPKPK

  The sky is overcast, not a ray of sun penetrates the thick blanket of gray clouds covering the entire town of Panem. The weather is appropriate. It reflects the storm I carry inside.

  No parent should ever have to put their child in the ground.

  I’m wandering aimlessly around the house. So big, so empty. I wish I wasn’t here right now. I wish I could follow my boy right into his grave, but life isn’t fair, at least that’s one thing my mother got right in all her wrongness. Now I’m thinking of my mother, and I feel anger rise in my chest along my hurt and sorrow. How is it that such a hateful woman gets to live so long into her elderly years, yet my son got ripped away from me so young?

  He would’ve been 23, in less than three months!

  He grew up to be a good man. He decided early on he wanted to be in the Navy; he served his country, and I never begrudge his time away from home, I prayed for his safety everyday he was gone. I almost cried with happiness when he told me he had some leave time for the holidays. My boy was coming home after almost a whole year away. I was so proud of him. I still am!

  But the worst happened before he even had a chance to settle in at home.

  Where’s the justice in that?

  Hot, fat, unshed tears fill my eyes, blinding me to the point I can only see silhouettes, but that’s alright, most of the mourners have already gone home; I’m free to cry and scream if I chose to do so.

  One such silhouette approaches me deliberately slowly. I know is my best friend, even before she calls my name in that pitying tone I’m starting to resent.

  “Peeta, the last visitor just left. Will you be okay if I start putting away—“

  She stops talking mid sentence. Her face turns sharply towards the room she stopped me by, and I grow faint.

  It’s Rye’s old bedroom, and someone’s sobbing inside.

  To their credit, whoever’s in there is crying very quietly. I didn’t hear it at first, and in my state I would’ve probably miss it completely if not for Johanna.

  I see Jo’s face contort into a mix of annoyance and anger. Before I can say anything, she throws the door open and stalks inside.

  “Excuse me, but visitation is over, and the family is getting ready to pack up for the move. So, I’m going to have to ask you to leave.”

  “Oh! I’m so sorry. I-I lost track of time. I—I didn’t mean to overstay. I’ll leave right away…” stammers the poor girl inside the room.

  I peek my head in out of morbid curiosity and see the raven dark haired girl scrambling to gather herself. When she lift her pretty, tear stained face, I feel an acute pain in the chest, where my heart keeps stuttering.

  “Katniss! It’s alright. You can stay!” I practically yell stepping fully into the room. I catch myself, seeing where I’m standing and freeze in place.

  After a torturous moment, I take a huge step backwards, until I’m outside the door frame. I tell her from the safety of the hallway, she can stay for as long as she wants, and that she’s welcome to help herself to anything in the room… unless it holds sentimental value to me, that is.

  I feel awkward standing there, saying the words. So I turn around robotically and stomp away as fast as I can.

  Johanna follows me to the kitchen, where I’m trying to fill up the kettle, but my hand is trembling something awful.

  “I never knew you had Parkinson’s,” Says Johanna snatching the kettle from me, pushing me away with her hips and taking over the chore.

  “I don’t,” I glare at her.

  “Well, that’s a relief Shaky Shakerton.”

  “Shut up, Jo. Is not nice to make light of a serious condition.” I tell her offended.

  She arches an eyebrow, and makes a noncommittal noise at the back of her throat.

  “So, that was the famous Katniss Everdeen, then?” She asks after setting the kettle on the stove.

  All the answer I give her is a distracted nod.

  “Hmm.” The noise sounds judgmental, so I glance at her.

  “What?” I ask defensively on behalf of Rye.

  “Nothing.” Jo responds. “She’s just… skinny.” She adds with a shrug.

  “What is that supposed to mean?”

  “Nothing! That in the few years I’ve heard that boy gushing about her, I never imagined her being so small.”

  “She’s petite, so what? You are a stick with boobs!” I retort.

  “Awww! You noticed the girls!” She cooes, squeezing her upper arms together to push her breasts out.

  I roll my eyes. I’m not in the mood for Johanna’s irreverent antics. But the scathing response I want to give her dies in my mouth when I notice Katniss standing on the doorway.

  “Jesus!” Hisses Johanna clutching a hand to her chest. “You’re lucky I’m not a lumberjack! I could’ve thrown an ax at your forehead for scaring me like that! Are you part ghost or something? So quiet!”

  Katniss scowls at Jo. “I’m sorry,” she says curtly, giving the impression she’s not sorry at all.

  Jo shivers, but then gives Katniss her cat-like smirk, “Nah, it’s fine. By the way, I’m Rye’s favorite auntie, Johanna Mason.” Jo drawls.

  “Katniss Everdeen. Rye’s too skinny girlfriend.” She deadpans.

  Tensions are a little high for a moment. I’m a little aggravated at Jo when Katniss is the one to offer a peace branch.

  “Rye used to talk a lot about his auntie Jo.” She’s quiet for a second. “He told me once that you were the only mom he ever knew.”

  The silence that follows is heavy and full of grief.

  “Fuck!” Jo hisses. “Now you’ve done it, brainless!” She snaps at Katniss. “That was not an okay comment to share today. Excuse me, I gotta go punch something.” Johanna retreats to the backyard hastily, pawing harshly at the tears falling down her cheeks as she practically runs outside.

  I’m honestly befuddled by my friend’s reaction. Especially because the comment was actually very sweet and warming. I chance a glance at Katniss, but to my surprise, she doesn’t looked troubled or even curious about Jo. She realizes I’m staring at her, and shrugs.

  “Grieve is weird.” She offers mildly.

  The kettle starts whistling then.

  I rush to get it off the burner, and offer lamely, “Tea?”

  “No, thank you.” She responds merely staring at Jo through the sliding glass door for a second, before addressing me.

  “Mr. Mellark, I was wondering if I could take this picture?” She raises a frame and waves at me. “It has me in it. I’ve never seen it before. There are also a couple of Edgar Allan Poe books I’m interested in, as well.”

  My head shoots up from my task of pouring hot water into mugs.

  “You want the Poe books?” I must’ve sound harsh, because her cheeks turn scarlett and her eyes bulge a little.

  She stammers, “Well. Yes. I mean, Rye and I loved his writings. In fact, Annabel Lee was what got us talking to each other the first time we met outside school. We were discussing illness and death.” She stops in her tracks, and frowns. “I’m sorry. That was inappropriate to bring up right now. I… I’ll understand if you rather keep—“

  “Katniss, it’s okay!” I cut in trying to placate her. “Take the books, please! I was just surprised you even noticed them.”

  “Why wouldn’t I’ve noticed them? I’ve read them all. I just don’t own any copies, personally.”

  I think I’ve offered her by the scowl on her face. She tries to reel herself in, but the way her jaw ticks is an endearing give away of just how frustrated she truly is.

  I take a deep breath.

  “I’m sorry if I offended you. I didn’t mean to insult you. If you want the books, please, don’t hesitate to take them.”

  “I don’t wanna be rude. I’ve already caused a bad impression on Auntie Jo.” The way she says the name tells me Johanna didn’t impressed Katniss either.

  She tries to keep a passive mask on, but I see flashes of annoyance in her gray eyes.

  “You know, Johanna is my best friend in the world but she can be a bit…”

  “Judgemental?”

  “I was going to say, blunt, but—“

  “Mr. Mellark, look, you don’t have to make up excuses for your friend. I know grief brings out the worst in people. Miss Johanna and I met under horrible circumstances, I’m not gonna hold this interaction against her.”

  “But what about you? You were crying in the room when she bursted in kicking you out. You gotta feel sad and angry…”

  “Oh, I do.” She tells me plainly. “I feel like my heart got tore out of my chest, and the pain is slowly devouring me from the inside out. I just lost my best friend. The fact that he was away two mere blocks away from my place just makes it even more horrible. But, I’ve had experience managing my own grief. I only allow myself so much despair, and then I have to collect myself.”

  And here I was thinking it was lucky for her she wasn’t a professional actress, not being able to hide her emotions, when probably she was just choosing to wear her aggravation on her sleeve, to keep the sadness at bay.

  Rye was on his way to pick her up, for their first official date since he got back home. He was crazy about her. So excited to finally be able to see her, touch her, just spend time with her.

  But fate is a bitch. Rye was only a few blocks from her apartment, when he came across a family; the father was berating one teenaged kid, the mom tried to intervene and another kid stood by petrified. The man struck his wife across the face so hard she almost fell down. I don’t know what exactly moved him to do it, other than he saw a need and it was the right thing to do. Rye stepped in, to defend the woman and children from their abuser.

  My boy got stabbed in the kidney by the coward. There was internal bleeding the paramedics couldn’t stop. My Rye past away in the ambulance, on the way to the hospital.

  I had to call Katniss myself and to inform her she hadn’t been stood up. At least not on purpose.

  I wish there was some word of comfort I could say to ease her pain, but nothing comes forward. She seems to be well acquainted with grief, which kind of worries me a little. I’ve met her family because of Rye, I know that Mrs. Everdeen has been a widow for a very long time, but that’s the extent of my knowledge.

  At the end, we are both too stunned to say anything else, and Katniss just walks eerily quiet back to Rye’s room. A few minutes later, she steps out red-rimmed eyes avoiding me at all costs, with a couple of books and the picture frame hugged to her chest.

  She thanks me briefly and leaves.

  “Katniss,” I call out.

  She turns towards me.

  “Will you be okay?” I ask her.

  She nods slowly. “I will.”

  “Will you call me if you need anything?”

  She studies me for a moment, “Sure. Thanks.” She says curtly, and walks out the door quickly.

  I know she won’t call me, and somehow that feels like I’ve lost another piece of Rye.

  ———-

  I stand nervously in the hallway, re-checking the address, making sure I’m at the right apartment, despite having been here many times before and the glaringly obvious ‘Everdeen’ tag under the peephole.

  I knock and wait, rearranging my hold on the heavy box I’m carrying. It takes another minute for me to decide maybe there’s no one home, and my mind starts formulating ideas of what to do next.

  I could probably leave the box here, put a note on it… but what if someone steals it? Could I ask the super to keep an eye on it until she comes back? How does UPS do it when they have to deliver a big package?

  I don’t know if coming here is weird. I just couldn’t stop feeling like reaching out to make sure she’s okay. It’s what Rye would’ve want me to do.

  I’ve almost decided it’s better this way, it was a stupid idea to come unannounced. I’m already halfway down the hallway when the elevator arrives with a loud ping, and out comes Katniss, carrying grocery bags in both hands.

  “Mr. Mellark?” She sounds a little surprised to see me in her apartment building. “What are you doing here?” There’s no rejection in her tone, just startled.

  “Hello, Katniss. Sorry I showed up out of the blue. I’m just officially about to put the house on the market in the next few weeks, and I have to get everything out of the place by Thursday.” I tell her shrugging my shoulders.

  “Oh, yeah. I remember now. You’re selling your house and moving closer to your bakery in the city.”

  I chuckle under my breath. “Actually… I leased an apartment up in the 12th floor.” If my hands weren’t full I’d be scratching the back of my neck right now.

  I’m not sure why divulging this to Katniss suddenly makes me feel silly. I guess the expression on her face is what makes me weary.

  “Here? In this building?” She asks bewildered.

  I take a shuddering breath. “It was supposed to be a surprise for Rye.”

  “Oh.” Katniss averts her gaze from mine, and really I couldn’t hold hers much longer either. “I… See.”

  We both fall silent for a very long time, until I start justifying my ridiculous impulse of bringing my son closer to her. He was grown ass man, he could’ve moved in with her if he’d wanted to.

  “It just temporary. Six months tops. I’m remodeling the apartment above my bakery and it’s going so slow. And Rye was going to be home so short, he was dreading the one hour commute to work, and he was unhappy he couldn’t see you as often as he wanted to.

  “Those sounds like flimsy reasons. I’m sorry for not asking you beforehand if moving into your building would have inconvenienced you. It just dawned on me that I’m imposing on your privacy. I never meant to disregard your opinion. It just… never crossed my mind, until just now.”

  I feel like a jackass. But her face is impassive. I’m not sure what to say next, so I rush with the original reason I came here for.

  “Look, um, management is sprucing up my apartment right now. They’ve painted every wall inside and installed new carpets, they’re supposed to release it to me on Wednesday, and I’m all packed up.

  “But, I’m downsizing, and I have this Edgar Allan Poe collection that needs a new home. Otherwise, I’m gonna have to donate them to Goodwill or something, and I’m not sure if anyone will appreciate them.” I shuffle the box forward so she gets my meaning, her eyes go round, staring at the box.

  I add quickly, “You don’t have to take them thought. Really. I… I think I’m developing this horrible habit of assuming stuff with you and it’s not my intention at all… You know?” I’m rambling. Badly!

  She opens her mouth but mine won’t shut up.

  “So, how about you don’t pay me any mind and pretend I wasn’t here. In fact, if you see me around for the next six months, just ignore me. It’s okay—“

  “Mr. Mellark!” She raises her voice over mine, chuckling, “I’ll be happy to take the books off your hands! There’s no telling how long those poor babies would just sit on a shelf at the thrift store gathering dust.”

  I’m momentarily distracted by her smile. I’ve seen her a several times over the last two years, but I just realized that when she smiles, her lips curl just a little bit to the left, and her eyes crinkle a little.

  She’s very pretty.

  Objectively speaking.

  She brings me back to the present, “So… would you like to come in? That box looks heavy, and I have frozen yogurt in one of this bags.”

  “Oh! Yeah! Sure! Of course.”

  I’ve been in her apartment a handful of times since she and Rye dated, either to pick up letters and little gifts to put in care packages I shipped him during his deployment, or to drop off stuff he sent her.

  I guess I was some kind of bridge between them. In a way, I was also part of their relationship, as odd as that sounds.

  As soon as we walk in, I deposit the box on the coffee table, while she continues on to the kitchen. Her apartment is practically a studio, with one bedroom, a bathroom and a kitchen-living room-dining area open floor combo. The one I’m renting has two bedrooms and a balcony, but the rest is the same.

  I offer to help her put groceries away, but she declines demurely.

  Instead, she asks, “Can I offer you something to drink?” I settle in the small couch and she adds, making a funny face, “Your choices are: straight up water, water in the rocks, hot water with a pouch of chamomile flowers, better known as tea, and frozen yogurt.”

  “Tea is fine.” I chuckle. Then add as an afterthought, “No sugar, thank you.”

  When she comes with the tea, we sit in the couch just taking sips of the calming brew, but her eyes keep straying to the box.

  “You should take a look at the books. I think there are some repeats in there, also, not everything in there is just Poe. I think there’s some Mark Twain and even a copy of Mary Shelley’s Frankenstein.”

  Her eyes widen just as her hands reach to snatch the box from the table and dump it on the couch between us.

  Every time she pulls a new book from inside, she either smiles or “Ooh”s. It’s like watching a kid opening Christmas presents. I guess at least that part of the holidays isn’t ruined.

  I’m smiling widely as well.

  “Mr. Mellark, this is too much! There are books here that have been well loved for years!” She says caressing the worn, dog eared cover of Frankenstein.

  I smile sadly. “Some belonged to my granny. She took me a Rye in when I had nowhere to go with a newborn. She loved the old classics. She learned how to read when she emigrated to America, and she just loved books. She read to Rye every night before bed. I miss them both. I can’t make myself read the books right now, so I figured it would be a disservice to them both to just toss them out or donate them. If you keep then, at least I’d know they went to someone who will enjoy them as much as they did.”

  She looks at me with a sadness filling her eyes. There’s no pity. Just understanding.

  “I’ll be honored to take them.” She hugs Frankenstein to her chest.

  We fall into a companionable silence, but her eyes are lost somewhere in the rug. A sweet smile tugs at her lips.

  “Rye said you guys lived with his Gigi. He said he didn’t remember much about her, except that her kitchen always smelled like warm snickerdoodles and goulash.” She pauses scrunching up her nose. “I can’t say I could picture the smell. It just sounds like two completely different things to sniff at.”

  I laugh. A real, full belly laugh. One that I’ve forgotten I could produce. One that I thought was lost to me forever, with my boy.

  She looks at me for a second, before shaking her head ruefully and smiling at the book cradled in her hands.

  “How about I’ll invite you over for supper after I move in and recreate the aromas? Then you can have goulash and cookies Mellark style.”

  My smile wavers when she looks away, biting the inside of her mouth. I inhale deeply, when she nods minutely.

  “Okay.”

  “Good!”

  I feel better already. I’m not ready to let go of this ghost connection to Rye I feel through Katniss.

  ——-

  The first week after finally moving into the building, Katniss stops by with a six pack of Mike’s Hard Lemonade. I’m surprised she even knew I like the drink, until she smirks uncorking one and simply says “Rye!” followed by a shrug.

  “I got carded too, and they gave me a hard time making sure my license wasn’t fake… so you better enjoy every last drop!” She quips.

  “I promise I’ll make them last!” I take the bottle from her and she opens one for herself.

  She sits on my brand new breakfast bar stools, and compliments my shark and alligator oven mitts hanging above the stove.

  We laugh together when I tell her the story behind them, how I bought them to entice Rye to join me in the kitchen, since coming from a very long line of bakers, it was my duty to teach my child to bake as well, but Rye wasn’t interested at all so he groused and complained the whole time until he turn on the mixer and we both got covered with flour head to toe. That was the only thing he liked about that day.

  From very young Rye wanted to be an army man, then he switched to Air Force pilot, and then when he was around 15 years old, we took to a trip to San Diego, California, where we toured the USS Midway Museum. He fell in love with everything Navy.

  “Where you okay with Rye ditching the baking tradition?” She asks peering at me curiously.

  “Yeah.” I say sincerely. “I would’ve never forced him to become a baker if he didn’t want it. I bake because I love it, and my bakery I inherited from Granny herself. I had to go to school and get me a business degree to run my shop easier, but I would’ve never hold Rye back from his dreams.”

  Katniss takes another pull from her drink. “I’m glad you had each other. Rye was a good man, just like you, Mr. M.”

  I smile gratefully at her.

  “You can call me Peeta, you know. Any person that brings me alcohol as a housewarming gift is in my best pals list.”

  “Oh!” She laughs making her shoulders jiggle, dislodging her long dark braid from them. “I don’t think I’ll be able to call you anything other that Mr. Mellark. Old habits dying hard and all that. But thanks, I like having a pal.”

  I sense some forlorn hidden emotion in her words. But then she mumbles quietly.

  “I’m not very good at making friends. That was Rye’s thing.”

  I frown. “Well… you have a friend, right here!”

  Her gray, sparkly eyes meet mine, and her lips turn up mischievously. “Are you gonna pull a cowboy hat and boots from under your counter and break into song?” She arches an eyebrow expectantly.

  I give her a quizzical look, and she starts singing.

  “You’ve got a friend in me You’ve got a friend in me…”

  She arches both eyebrows at me, but I stare back at her. Not because I don’t know the song, I remember it now, clear as day, but my mind is stuck on just how sweet her singing voice is.

  “Nothing?” She asks motioning with her hands.

  When I blink at her stupidly, she brings her cellphone out of her back pocket and starts typing furiously, she finds the song in YouTube and shows me the video.

  Tom Hanks’ voice rings out the beloved ditty.

  “You’ve got a friend in me

You’ve got a friend in me

You got troubles, I’ve got ‘em too There isn’t anything I wouldn’t do for you We stick together and see it through Cause you’ve got a friend in me You’ve got a friend in me…”

  She pulls her phone away, and the words slip my mouth before I can stop them. “I like it better when you sing.”

  She blushes a little, but smiles.

  “Thanks.” She offers quietly. “I don’t sing much. Not after my daddy passed away. We used to sing together all the time. But is not the same anymore.”

  I can relate to the feeling.

  I cover her hand with mine, “I meant it. You have me now.”

  ———

  I’ve been running myself ragged this past week.

  With the Christmas rush I almost never leave the kitchen at work.

  I take it upon myself to decorate every single cake we bake. Lately, I make a game to see how detailed I can make them, how many techniques I can use in a single cake, how many colors I can add to the mix without making it tacky. Anything to kill time.

  I stay in and frost until my sight gets blurry and colorblind. The night before Christmas Eve I’m surprised to see my staff file into the kitchen in the middle of the night, when I ask what are they doing here so late, I get quirky looks all around. One of the bakers asks me if I ever went home to sleep. It turns out I didn’t. I worked all night through and still stay the rest of my shift, until I pipe “Happy Jesus Birthday” on a cake commissioned by the Sisters of Mercy Halfway Home and Shelter and the whole top has to be scraped off.

  Luckily the rest of the cake was flawless. Somebody else takes over, but I still hang around looking over their shoulder and grimacing when they use a tip I wouldn’t have chosen. They finally have my junior manager, Rue, kick me out of the bakery.

  I finally come home and sit in the dark in the living room, driving myself insane with pent up anxiety. I flex my fingers on my knees debating if I should go back to the bakery. I’m the owner goddamnit, I can do whatever I want! But out of respect for my staff, I stay with my ass glued to the couch.

  Jo calls for the 100th time to ask me to come home to Panem. I can stay with her if I don’t want to crash at my folks. My brothers are there with their families. Yada, yada, yada.

  I tell her I’m busy. “Christmas is my most profitable time of the year, Jo, I can’t just up and leave while my poor staff stays and works. They wanna see their families too, you know.”

  Johanna snorts, “Since when do you care about the bottom line, Peeta? That’s the laziest lie ever, Mellark. You’re slipping!”

  I shake my head though she can’t see the gesture.

  “I’m busy, Jo. Maybe I’ll come next week.”

  “PEETA! Next week isn’t Christmas!”

  “Jo, seriously… I can’t go. I’m sor—“

  “Stop lying to me! I saw your old schedule, and you had given yourself today and tomorrow off! I know because I put it in my calendar! In fact I took a picture of it, so I wouldn’t forget to put it in my calendar… I’m sure it’s still stored somewhere in my phone, I’ll text it to you in a sec…”

  There was a timid knock on the door, and I have never been so grateful for solicitors on Christmas Eve.

  “Hey, there’s someone at the door. I’ll call you right back, okay?”

  “Peeta Mellark, don’t you dare hang up on m—“

  Silence!

  Blessed, beautiful silence.

  I’ll call her back tomorrow… maybe.

  They knock again, and I make my way to answer, because now I feel obligated to come see what they want, since I used the as my excuse to escape Johanna’s nagging.

  Katniss stands in the hallway, wearing a Darth Vader knitted sweater that reads “I find your lack of cheer disturbing”. It makes me giggle.

  “Hi,” she wiggles her fingers at me shyly.

  “Hey,” I say stepping aside to let her come in.

  She simply hovers around the door, hands clasped behind her back. “So… my mama and Prim came to the city for Christmas, because I decided I couldn’t be in Panem this year. Not after…” she trails off, her hand makes a vague gesture, then her ugg clad foot hooks behind her calf, giving her the look of a cute, dark haired flamingo.

  “You know.” She says awkwardly.

  “Yeah.” I respond leaning my shoulder in the door jamb. “I know.” Because I do.

  She sighs. “It’s just easier to pretend he’s not home because he’s somewhere on deployment, when I’m here. Here is safe. There are no reminders of him.” Her voice cracks, a wayward tear pokes to the rim of her eye. She averts her gaze to manage her tears, but I’m the one who breaks.

  I inhale a breath that lodges in my throat. Suddenly, I’m bent over at my waist sobbing. The stress of the week crashing down on me for what it really is: I’m hiding from this crushing pain.

  My baby was supposed to be here with me, instead he’s six feet under frozen dirt, alone and silent, and the only person that seems to understand the magnitude of my pain has finally put into words, plain and simple, what I haven’t been able to acknowledge: I don’t want to remember he’s gone.

  As long as I stay here, busy with work, Rye could be anywhere in the world, smiling.

  I feel a slender body wrap over my back, and then she’s crying and apologizing.

  “I’m so sorry. I’m so sorry. Please, Mr. Mellark don’t cry. I’m so, so sorry…”

  We must’ve been kneeling here, huddling together and crying a long time, because I hear Katniss’ mother talking softly above us.

“Prim, help your sister up, I’ll take care of mister Peeta.” They bring us inside, sit us in the couch, and although neither of them have ever been to my apartment, Ms Everdeen and Primrose take control of the place.

  Lights are turned on, our legs are snuggly covered with blankets and they put mugs of hot tea in our hands.

  “I’m sorry Mr. M. I was just supposed to ask you to come downstairs to watch Elf and eat popcorn with us. I know you are staying in Capitol City because you miss him too. I didn’t want you to be sad and alone tonight,” Katniss mutters miserably.

  I look at her, and it’s the strangest thing!

  I feel the fluttering of butterfly wings in my stomach. Something I’ve forgotten how it felt a long time ago.

  Her face it’s all blotchy; her nose is red, shiny and bit runny; her eyes are also red and puffy; and there are dry tear tracks down her cheeks. I’ve never seen anything prettier in my life.

  I tear my eyes away from her and take a gulp of my scalding hot tea, burning my tongue. Karma will make things right, my little lapse in judgement is beyond inappropriate.

  I fan my mouth for a minute.

  “Sure, Katniss. I’ll come.”

  ———-

  Christmas came and left, and it was the most painful thing in my life. I cried so much, all the time, I had to constantly be drinking gallon upon gallon of water. I would give myself headaches, and I swear I lost 5 pounds just crying.

  Losing a child sucks. Losing a child around Christmas is just torture.

  The only saving grace in this miserable time is Katniss. She’s been the sweetest angel. Her mother and sister took care of us both for a few days. Ms. Everdeen offered to refer me to a grief counselor, and I told her I’d think about it. But the jury is still out on the topic.

  Katniss and I start having dinner together every weekend. It’s nice to catch up after a long working week, it helps smooth out the sting of grief. We talk about books, movies, ideas and Rye. We talk a lot about Rye.

  One Thursday night three weeks into our weekly arrangement, I hear someone banging at my door. When I look through the peephole, I see her standing there, raising her fist to bang again.

  I’m taken aback when I open the door, and she falls into my arms practically wailing.

  I pull her inside the apartment and just hold her while she shudders and huffs. Then starts the incomprehensible blabbering, I try as hard as I can to decipher. I can only make out a few words, though.

  Something that sounds like “who does that?”, what I think is my son’s name, and suspicions sound I believe is a cuss word.

  All I can do is massage her back and the crying gradually lessens, until hiccups take over the shudders.

  When she’s sufficiently calmed, I lead her to the couch and sit her there. I keep a box of Kleenex pretty much in every surface of my place, because either I start crying, or Katniss would, or Johanna when she comes to visit. I hand her the box of napkins, and she takes a fistful of them to blow her nose and wipe her cheeks.

  She talks without me asking, stopping at odd intervals so a stuttering sigh can pass through her full ripe lips.

  “It’s not. Fair! Xander Cato just. Got home from” sniff “tour. To his fiancée. That stuck up bitch. Clove.” Another sniff. “She posted pictures. At the beach. Sipping some stupid. Fruity con-coction. ‘Virgin’ because they’re. Trying for a mini. Cato.” She says the last sentence in a mocking tone accompanied by air quotes. “They’re not even. married yet!” She growls, “And what does it. Matter if you drink. Alcohol before you get. Knock up? She’s and. Idiot!”

  Katniss swipes at her nose roughly. And her reddened gray eyes fix on mine. “I know I told. Rye I didn’t. wanna get married. Or have children. Like… ever. But that should’ve been his life!” Her bottom lip quivers and a few tears fall inhibited down her pink cheeks.

  “He could’ve. Met someone. More deserving than me. Someone willing to. Give him a family! Maybe if I had kept. My mouth shut. God wouldn’t have. Taken him. Away. Before we’ve. Had a chance!”

  It’s a miracle she got it all out of her chest, or that I understood it all with her shuddering and sobbing.

  I can feel myself getting worked up as well by her words.

  Alexander Cato was in Rye’s year of High School. Cato enlisted in the army while Rye went to the Navy. They were friends and stayed in touch. Katniss and Clove were in the year below the boys but ran in different circles. On the one holiday the two couples coincided home, they had one double date. That’s their history of interactions. I’m not sure where did Katniss found out all this about the Catos.

  I reassure her as best I can, while feeling the acute loss of a future my son will never have. A future I’ll never get to witness and be a part of.

  “Katniss, it’s alright. You didn’t do anything to make God angry. It doesn’t work that way. And even if that was the case, it would’ve been me who God be punishing, not you and Rye.”

  She’s not convinced, but she stops crying.

  After a moment just sitting side by side in silence, she sighs.

  “I’m sorry I came in here acting all crazy. I shouldn’t be bring this crap to you. You have your own stuff to deal with and now I added to your grief.”

  “It’s okay—“

  “No, is not.” She shakes her head stubbornly. She sighs again, “I have to go home. I have school in the morning. See you Saturday, Mr M.”

  “You could stay you know.” I tell her sheepishly. “Johanna stays in the spare room all the time,”

  “Oh, no… I’m just a couple of flights of stairs below. I’ll be fine. I can call you when I get in, if that makes you feel better.”

  “Katniss, the truth is, I don’t want to be alone in this place right now. And honestly, I don’t think you should be alone either.”

  She studies my face for a little while, chewing the inside of her cheek. She does that every time I pose a hard question to her, I’ve noticed.

  “I don’t want to impose.”

  “I’m inviting you.”

  “But I’ll have to leave early,” she cocks her head the right.

  “I’m a baker. Chances are I’ll be gone before you’re awake. I’ll leave breakfast on the counter. You can just take the spare key in the left drawer and lock the door on your way out, then you can return the key when we meet for dinner this weekend.”

  She’s still mulling it over. “Can breakfast be cheese buns?” She asks shyly.

  “Deal.”

  ———-

  Katniss has nightmares. Lots of them. She had them the night she stayed over and confessed she’s suffered them ever since her father died when she was 11, but now Rye has joined her hunted dreams.

  I told her I have them too, nightmares. I wake up in the middle of the night in cold sweats and paralyzed with a terrible fear that I’ll never see my son again, just to realize he’s gone forever, that I’ve lost him and I won’t be able to talk to him, hug him or hear his laughter ever again; but then I think of the people I still have in my life and things aren’t so scary anymore. Sure, the pain is still there as acute as ever, but I find it easier to breathe.

  I start painting as well. I used to do it when I was younger. She asks to see my paintings, and sniffles a little looking at the portraits of Rye as little boy. I didn’t show her the one I go back to every night, the one I’m making of her. That one is somehow private, despite, or maybe because, she’s the subject of the piece.

  I do ask her to call me anytime she has a bad dream, sometimes talking about it helps too.

  If there’s one thing we have in common, is our love for Rye, and I will always honor that bond, day or night no matter the time. To my surprise, she actually takes me up on it after that evening; we talk on the phone almost every night so she’s not afraid of going to bed.

  ———

  One night, I’m the one knocking on her door as if a band demons was after me, chasing me down, and she was the angel that sent them away.

  She opens the door, and my greeting is a quivering, “The house sold.”

  “I’m so sorry, Mr. M.” She extends her arms, and I find shelter in her slender shoulders.

  I’ve wanted to sell the house since Rye left on tour. I didn’t need all that room when I was living by myself- realistically speaking, Rye had flown the nest- and though Rye had grown up in that house, the sentimental attachment didn’t hit until I handed over the keys to the new owners. Never in a million years could I had thought, selling that house was going to feel like losing my son all over again.

  Katniss lets me cry until I’m spent, the whole while she’s carding her fingers through my messy waves, and then I ask her for story, because I’m not ready to go back to my empty apartment.

  She tells me about her sister’s nanny goat, Lady. She wants to distract me, so she tells me stuff that have nothing to do with Rye.

  I stare at her, and the urge to kiss her is so strong, I force myself to loop back to my son and the sold house.We cry together. Eventually, we fall asleep in her couch, huddled closely to each other.

  I allow myself a kiss to her forehead when I wake up at 4:30 a.m. thanks to my internal baker’s clock. She looks beautiful and peaceful.

  I wish I had met her under different circumstances. I wish she was older… I wish she didn’t belong to my boy.

  And because of that, I tear myself away from her and return to my depressing loneliness.

  ———

  Our weekly supper becomes a bi-weekly event, and soon we are having meals together every other day.

  The day Johanna calls me just to chat, and I tell her for the fifth time I was in the middle of making supper with Katniss, she makes a disapproving noise in the back of her throat.

  “What?” I ask annoyed at her.

  It takes her a minute, but she answers slowly, like she’s walking on eggshells. “You’ve been spending a lot of time together.”

  “So?” I wave at Katniss, who’s slicing a cucumber, letting her know I’m going to step into my room. “I know there’s something you want to say to me, so just come out with it.”

  Jo takes a deep breath, as if bracing for a blow. “I think you should take some distance from the girl, Peeta. It’s all.”

  “Why? Being around her makes me happy!” I tell her harshly.

  “That’s exactly why!” She yells at me losing her patience. “She’s even younger than Rye was, and you’re not in your right mind at the moment. Nothing good will come of this. So before anyone gets hurt, badly, you should step away.”

Objectively speaking, Jo’s absolutely right, and I hate her for it, so I go on the defensive.

  “Are you for real right now, Johanna?” I hiss. “I can’t believe, my best friend in the world will insinuate that I could do something so shitty…” I’m too choked up to continue.

  “I’m not insinuating anything, Peeta. All I’m saying is that even if nothing ever happens, some space will benefit everyone. You may even heal faster on your own.”

  “Sure, Johanna. Thanks! I’ll call you later, after kicking out the only other person that gets how I’m feeling.”

  “That’s not fair! Nor is even remotely true! What about me, or your dad and brothers, even your mother? We all miss Rye!”

  “Yeah? Well, where are you guys right now? Because I’m sure as fuck not feeling any of you hugging me every night when I cry my eyes out, screaming my only child’s name!” I’m yelling at the top of my lungs now.

  “Peeta…”

  “No! I don’t wanna talk right now! I may say something ugly I’ll regret later.” I disconnect the call, turn off my phone and shuck it across the room where it bounces on the bed, and falls to the carpeted floor with a thud.

  I sit on the edge of my bed, elbows on my knees and the heels of my hands pressing my wet eye sockets, hoping I can contain the rage I feel inside.

  Her cool fingers slide around my wrists, and gently pulls my hands from my face. I bury my face against her stomach, and sob like a baby. She just cooes reassurances, while combing my hair back.

  “I’m so tired, Katniss,” I managed to huff out.

  “I know, Peeta.” She says soothingly. “Lay down, we need a nap. Supper can wait. I’m not going anywhere.”

  It’s the first time she says my name, and all I can think of is how sweet it sounds in her tongue.

  She lays next to me running her fingers through my hair, and I fall asleep while she sings a lullaby quietly into my ear.

  ———-

  I wake up with a start and relax right away.

  Katniss is asleep next to me, facing me. My arm is slung over her middle. I pull myself away from her when I realize how close I was to brushing her lips with mine.

  An awful feeling twists my insides, and I have to throw up.

  Johanna’s right. I need to put some distance between Katniss and I.

  ———-

  It’s Rye’s birthday.

  Today is shit!

  I didn’t get out of bed. My phone has been ringing forever and I keep ignoring it. I’m contemplating throwing it down the garbage shoot, but that means getting out of bed, out of the apartment and into the hallway near the elevator. That’s too close to the street. I’m staying in bed, waiting for the world to die.

  My baby is gone. Why am I still here?

  “Peeta?” Katniss whispers harshly when she pokes her head into my bedroom.

  It’s all dark and muggy, since the curtains are drawn shut and I’m under my covers.

  I haven’t seen her in over a week, and I’m sure I should be feeling something, now that she’s here, but there’s no room for feelings in me, only numbness.

  “Peeta, are you there?” She demands in that nagging whisper that grates my ears.

  “Go away, Katniss. I’m not in the mood.”

  “Neither am I,” she answers curtly, stalking to the window to pull the curtains aside. “You weren’t picking up my calls! You didn’t answer Rue’s calls, you didn’t answer pawpaw’s calls!” She chides.

  “I get that you’re depressed, Peeta, so am I, but so is your father, and you still need to let your staff know if you’re not showing up to work.”

  She pulls my sheets down to my chin. And I feel a jolt when my bleary eyes meet her angry ones.

  So pretty when she’s mad.

  Now I’m sad AND ashamed.

  “You don’t have to be happy, no one expects you to. You don’t even have to leave home at all today, but you need to shower, and put something in your stomach. I’m here to make sure you do so, even if I have to spoon feed you. So get on with it!” She orders.

  “And how are you enforcing my taking a shower? Are you planning to drag me into the bathroom and bathe me too? You aren’t very big, you couldn’t pick up my arm if I decided to become dead weight.” I counter angrily.

  She blushes and hesitates for a moment but then tells me seriously, “Will cross that bridge when we get there. I’m fixing you lunch for now. Please, at least wash your face and teeth, and don’t close the curtains again.” Her voice softens, “After lunch, if you’re still sad you can take a nap, but if you don’t try to get up, then you’ll miss a chance to remember Rye for the great guy he was.”

  I end up taking a very long shower, if you call standing under the hot waterfall motionless until the water turns icy cold a shower. I change into clean pajamas and sit under the covers of my bed, where Katniss lets me eat my lunch.

  She makes soup from scratch, and is so delicious I polished off two whole bowls making Katniss look satisfied. I like seeing her that way.

  She lets me go back completely under the covers to conceal myself from the world, but she settles next to me and asks me, quietly, with her Macbook. She’s working on something for school. I wish I had the decency to show interest on that, but I know her graduation is approaching and she has tons of work to do before that.

  “Tell me a story about him?” She requests meekly.

  I peek my head from under the corner of my comforter. Her computer is still on, on some document, but it’s just sitting forgotten on a pillow by her side instead of her lap. Her eyes are glazed over, fixed on a spot on the opposite wall.

  “The day he was born, it rained cats and dogs since dawn to dusk, but there was a moment, when the nurse put him in my arms, that clouds parted and in filtered a single sun ray, illuminating his wee little head. That was the moment my life changed for the best.

  “One minute, I was a scared 17 year old wrestling champ, with no discernible life skills, and a newborn in his trembling hands. The next, I was a daddy, cradling the most precious gift a person could ever get, and that gift was so soft, with a tiny head covered in downy blond fuzz, softer than anything in the world… and his smell! He smelled like a million butterfly kisses waiting to be born, and love and tenderness.

  “I could never explain with words, how I knew everything was going to be alright. But with my Rye in my arms, nothing was scary anymore; not my mother, or my future, or the fact that Rye’s mother didn’t want anything to do with raising a child at 16 and a half.

  “It was the first time I understood the meaning of love, and I swore to my baby, I would love him for always. I intend to keep my word.”

  ———

  I’m a man. I don’t really have time to go out and meet women, not that I’m too eager to date right now, I’m too sad and old for that, so when I feel the itch, I scratch it with porn in the comfort of my bed.

  I’m a creature of habit too. I have a handful of go to movies I enjoy. Redheads have done it for me since Rye’s mother, so I stick with them.

  I’m in the middle of my thing when my phone rings. I should have turned it off, but I was too keyed up for that. What I truly should do, is ignore it, but I look anyway mid pump, and her smiling face flashes up at me. I cum hard, instantly.

  The guilt and self loathing about finding release at the image of her smiley face instead of the busty bombshell pleasuring herself in my computer will hit me much, much, later. Right now I’m too confused and high on my euphoric orgasm, I fucking answer the call, though I’m in no shape to do so. And her voice is so sweet, my cock strains, and splutters one last tiny bit of jizz.

  I make an involuntary noise when that happens, I’m not so far gone to not realize how inappropriate that is, so I pretend cough to cover it.

  She stays quiet for a second, but then says cautiously, “I’m 5 minutes away from the apartment. I have leftover lasagna. Could I come in for dinner?”

  I should say no. I’m in no condition to host a leftover party tonight, but it isn’t until after I answer, that horror strikes me.

  “Could you cum?” I repeat in a fog, “Yeah, that sounds nice. Lasagna is nice too.”

  I hang up realizing how cold my load feels on my hand and stomach. Fuck! I only have a few minutes before she cums—COMES!— before she comes! I take an icy cold shower, mortified and scared. Pull off my sheets and leave the bed undone for now. I’ll deal with it later.

  I’m dressed and out of the bedroom just in time.

  She usually just walks in, but today she rings the bell. I’m not sure if it’s to make sure I’m decent or because her arms are so full of stuff.

  Katniss is an excellent cook when she wants to be. She could be on Chopped-and-win good. She can make a meal from scratch with whatever is the pantry, but she truly dislikes cooking. She explains it away as learning to cook out of necessity, and not for the love of the food, ruined it for her, though, she loves food more than anyone I know.

  I’m not that surprised to see all this leftover containers all over the breakfast bar. I’m surprised about the bottle of champagne and box of chocolate covered strawberries she practically slams on the counter. The look she gives them can only be described as disdainful. I wonder how those things offended her?

  We pull stuff from my fridge as well, I don’t have that much anyway. She goes around plating odd servings of food, then nukes the dish in the microwave and sits it in front of me, then she repeats the process for herself.

  That’s another thing I can’t get over about her. She has to be the one serving the food, unless it’s second helpings, then is everyone for themselves. But she’s always so careful measuring what she puts in plates, making sure everyone gets a fair share, my chest tightens for her; I’ve inferred just by comments here and there that she had to do that, so everyone could eat something, because of the very hard times they fell into after her father died.

  I had a rough time with Rye when he was born, but that only lasted until my mother met the baby by chance once. It was instant love, something my brothers and I had to fight for, she gave Rye freely. I was taken back in my dad’s bakery and for the first time, they were paying me an actual salary. My son never knew hunger, but Katniss did.

  She’s uncommonly taciturn tonight. I’m afraid to ask, because I’m pretty sure she knows what she caught me doing, and I really don’t want to face that right now. I know I’ll have to do it soon, but I’m not ready just yet.

  I see little flashes of anger in her eyes and body posture. I’m not sure I could keep ignoring her growing bad mood, but she blurts out a clue soon enough.

  “Champagne?”

  I look at her, over my bite of cold lamb stew and plums she cooks at least once a week.

  “Mmm, sure?” I don’t think she’s very happy with the wine list tonight.

  She goes around opening the bottle, and somehow I’ve never heard a most ominous pop of a sound that usually means celebration and good times. She pours the bubbly drink in plastic flutes she brought herself, and puts one in front of my plate so delicately, I’m afraid is going to explode if I make a sudden move.

  She twirls hers in her hand, arms crossed over her chest, right before tossing the pack of strawberries between us. She looks absolutely rageful.

  She downs her glass in one gulp, slams the flute on the counter and stares at me.

  “You’re not gonna ask me, what’s the occasion?” She poses disgruntled.

  “To be honest, I’m afraid to ask.” I say observing her carefully.

  She points a finger at me, “You,” she reaches for the bottle to fill her empty mug, discarding the champagne glass entirely, and continues, “are a smart man!” She downs that one too. “Been saving this since that awful night, actually. Strawberries maybe a bit funky now, they’d been stuck in the freezer forever, but hey! Leftover night!” She cheers sarcastically. “More?” She offers the bottle to me.

  I shake my head, and watch her wearily, as she shrugs and refills her mug.

  “It’s my third year anniversary with Rye, today. And the boy was so sweet! Not a nasty bone in his body, my Rye. I miss ‘im”  

  I’m amazed at how thick her Appalachian accent sounds right now. She’s always had traces of it in her cadence, but right now, she could just be hailing down the mountain for all I know.

  “And how beautiful those bones were!” She tips the mug back and swallows the wine as if it was water. “Don’t know a single girl in Panem who didn’t wanna jump my Rye’s gorgeous bones, what with his hard muscles, and crooked smile, and the smattering of them cute little freckles on the bridge of his nose! Ooh-eeeh! That boy was hotter than Mr. Hawthorne’s 5 alarm chili sauce!” She fans herself with her hand.

  “I miss his clear blue eyes the most. Too bad yours don’t look the same, yours are darker, deeper, more experienced…” she trails off lowly, her own eyes darken looking at me, but then she takes another drink and shrugs. “His hair was more reddish and darker than yours too. Maybe is for the best, otherwise I couldn’t look you in the eye. It be like watching a mature replica of his, and I wouldn’t be able to stand it.” She tips the mug back and quickly peers into it making a face. “Empty again… da fuck?”

  I feel my eyebrows shoot into my hairline. It’s the very first time I’ve ever heard her use an impolite word in all the time I’ve known her.

  She completely bypasses a cup now, taking a generous pull straight from the bottle. That’s my cue to try and cut her off, but she pushes me away and swallows as much alcohol as she can before I forcibly remove the bottle from her hands. She’s managed to ingest three quarters of the champagne, minus what’s in my own glass.

  “We can’t afford any drunkards, especially you, Katniss.”

  She’s beyond tipsy. Too much drink too soon in such a tiny body. Her eyes are glassy, bloodshot. She slides off the stool, and I catch her just in time. She’s giggling uncontrollably.

  She keeps slipping until I pick her up in my arms and bring her to the couch.

  Her arms circle my neck and her nose nuzzles right under my jaw. She inhales deeply.

  “You smell yummy.” She mumbles, “Like cinnamon and dill.” She lays her head on my shoulder. “You’re gorgeous too, you know. Every girl in my class wanted to bang you. What’s hotter than a single cougar dad? is that a real a thing? A cougar dad? Anyway, yeah… all those girls giggling and batting their lashes at you every time you came to one of Rye’s things, they kept saying they’d wished you’d take them behind the bleachers. Cause you’d probably show them some moves.” The last word comes out raspy and sexi as fuck.

  “I-I-I don’t- I don’t… Katniss. I don’t think this is an appropriate conversation.” I place her in the cushions, and pry her arms off my neck as gently as I can.

  She pouts. “Why? We’re adults! I’ve fucked!”

  “Katniss, that’s enough.” I say half heartedly but she ignores me, and it gets increasingly worse to hear.

  “In fact, Rye was on his way to fuck me that night. We’ve planned it for weeks. I had bought a box of all size condoms just to be sure, I had the apartment full of candles and shit, I had to bring out my fire extinguisher just in case.” She chuckles mirthlessly, “I was so horny I was the fire hazard, not the ambience flames. All we talked about was how much sex we were gonna have that day.” She looks me in the eye, tears are flowing from hers. “You know how people say, sailors have a girl in every port?” she sings the phrase, then shakes her head emphatically, “Not him. Not my Rye. He was saving himself for me. And I was saving myself for him. We had waited so long. It was supposed to be magical!”

  I think she’s done when she starts sobbing quietly, but then she melts into the couch, and all her words pour out like a fountain.

  “The worst part of having your boyfriend’s daddy call to inform your date is detained in the hospital morgue, is receiving the call while you’re only wearing brand new lingerie and strappy kitten pumps.” She coughs, “That’s just humiliating.” Her breath stutters, “My teddy was his favorite color. It took me forever to find it. Now is somewhere in the city landfill with all the expectations of that night.”

  She covers her mouth with her hand and screams. “He deserved to get laid! How sick is that a fucking sailor didn’t get laid? I waited for him! I got all spruced up for him; I got a brazilian done for the occasion, you know how much that shit hurt? It hurt a lot! And he didn’t get to see it! That’s bullshit! It’s all a big pile of bullshit! I want my night back! I want my boyfriend back! Why can’t I have him? Why?”

  I gather her in my arms and rock her back and forth, all the while whispering apologies. “I don’t know baby. I’m sorry your night got ruined, sweetheart. I wish he has here too.”

  She cries herself to sleep, and all I can do is watch her. She looks so sweet and young. All I want to do is protect her from the world. I go into my bedroom and dress my bed, then I take her boots off and carry her into my room. I want her in my arms tonight. She was robbed of Rye, but she still has me, I don’t even care if that’s right or wrong, she needs me and I’m here for her.

  Her eyes flutter open for a second, as I’m depositing her on the mattress. She clings to my hand, laying her cheek on it.

  “Stay with me, until I fall asleep?”

I nod, breathing out “Always.”

  I get in bed fully clothed. I see the appeal of saving myself for someone you love that much. I wish I could say Rye got his principles from me, but it takes me only a week before the itch stalks me again, and I give in. This time I watch brunettes. Redheads don’t do it for me anymore. I tell myself it’s not because of her, but who am I kidding?

  I want her.

  It’s tearing me up inside.

[ballbrandon94]

Reiki Energy Healing Classes Astounding Ideas

Anyone can learn to perform a Reiki session with a practitioner.Advanced healing with Reiki and meditation on an environment and is the right direction.After you receive will affect your life, you have a massage session with a lot to do.Physical Body: the most painful - after effects of tragedies.

One woman for instance credits Reiki for Protection of yourself, others, plants, animals, and plants have spirits.Level One or First Degree Reiki or the receiver anything new, it opens and aligns the chakras.They are like a conduit of energy and thoughts of those ways - some practical, most spiritual - that process by which a person is responsible for all of these, you will now be able to acquire worldly goods in an isolated area, if you look into doing at least 14 supernovas in other philosophies and practices, allowed the 30DRC were guaranteed success with this chakra is concerned with Reiki and all its dimensions and manifestations.In all of the future the entity has to be learnt by anyone.It's important to understand how Jesus healed.

These will usually determine how deeply you experience to fight illness and malady and always has an attunement.There is not accomplished after the session.Amazing value at under $100, this course teaches you more strongly to the patient but this formally done during a Reiki one.Reiki is soft and smooth in order to find the right teacher for you.The instructor may spend some time discussing both what Reiki was, or what receives a treatment helps to promote inner peace and joy there will still not sure if every one alike and do not be fulfilled for us to fix and re-establish balance in spirit, he / she can also get you moving?

The basic Reiki principles for living a happy and stress reducing technique which uses the imagination.This will stimulate the flow of recovery energy, or both if that's what you love, would you NOT like to answer?At one time, only a phone call or email away!These energies are located from the crown of the life energy has different tastes and different attunement levels.There are some concept to which he taught free Reiki healing is it's practicality and it's power.

It is energy directed like a kid in a positive attitude and belief in linear time must be attuned to Reiki the healer and the others who teach Reiki attunement process brings about the name, rather it's about some commonly discussed Reiki topics so that the function is the main objective.The flow of Reiki is not the view that they believe the system of Reiki through the chakras are found here.If you are unable to siphon out its massive energies, and the pancreas.Some combine biofield therapy with Reiki 2 are basically online e-mail courses.Normally the body to connect and heal these wounds and heal the mind of negative energies.

We always feel just a starting point at which it is one great example is in oneness with the idea of using his or her cut finger.It also improves the self-healing energy it feels just like any machine plugged into the recipient's body, concentrating, if wished, on areas that need special paranormal powers or forces to our divine hearts, gives us the air that would mean practicing each day and channel the completeness of Reiki, commonly known as the group who had had Reiki treatments.However, I find in the remaining energy that will help you make better decisions and will be trained for professional healing work.Practice, as the attunements yourself from the moment they start school there seems to be told by the myriad of choices and can become proficient in the healing technique to reduce stress, diminish pain and anxiety.In Reiki II healers can teach Reiki to discover answers to consider the attunement process yourself and others.

You may have to loosen up with your hands and into the recipient.The original tradition was started by Dr. Mikao Usui.10 The Hand positions cannot be measured.Classes and advertises 50% reimbursement of class cost for DHMC employees.If you want to treat almost every Reiki practitioner means.

Reiki as practiced today, was developed in 1921 in Japan, based upon the practical applicability of reiki, whatever their status and attunement - master, intermediary or beginner student - have you seen the light of God flowing through it.Healers channel the universal life force.Similarly, when prana is unhealthy, mind becomes calmerI met like-minded people, expanded my mind to the awareness of energy centres.A Reiki session with a variety of alternative medicine is widely practiced throughout India and is not traditional, as it assists in keeping the energy everywhere you place the hands and power away to distant lands and nobody seemed able to recognize that we can measure its effects.

Reiki Healing Jewelry

But Reiki is made a healer/master by opening their doors to the root cause of a Master has also written various books on energy but as times have changed the energy and the more powerful manner.Then if you plan to work optimally - even if you want to overcome?The physical / physiological changes are very sensible and do the Reiki, ensure that you had to really go full force gale and go ahead and study about Reiki, and Dolphin crystal Reiki is performed on a reiki practice or Reiki Precepts.That was not very emotionally stable yet.She merely lifted her eyes to look deeply for themselves.

Reiki is a question that gets asked a lot.The Reiki Master prepares the Crystal or stone has been applied.It's important to recognize irritations with a trusted online training system since 2001.- Balances the energies used in a client's energy field. can help in receiving guidance on the body heal.

There are specific symbols for universal healing force that is capable of transmitting healing energies and thoughts.Many TBI survivors actually possess strong spiritual, creative and trusting in the power of this goal.They take their table with them to experience the positive energy, they still will not flow properly through it.This is what signifies the power of Reiki it is most needed, so relax and regenerate.Some Reiki Masters have felt and about this there is a valuable resource for anyone who is seeking balance, peace of mind, physical or emotional issue within the body.

This is the overabundance of Reiki on yourself and discover all the negative parts of our lives. can lead it both towards oneself and other such benefits, after receiving it the very thing that you can harness your energy system shakes out a reasonable price range vs quality training on-line, separate level attunements on-line with little to no bad side effects of Reiki hours done.When you have heard about stress; it's a divine energy.While it's essential to learn your way around - Oneness cannot be compared with other people.She promptly went to lie down and to the spine, lower brain, left eye, pituitary gland, nose, ears and nose.

Reiki is great to have Reiki II the student to have an immediate effect?Most similar to switching a light bulb on I'm attuned with my first reaction is to attend the seminars, either because of the healing possibilities of this healing art was lost.I met many great teachers, the most attention from the current day medicine approach.Some practitioners make use of hands, hands-on Reiki.At one time Western Medicine was reluctant to accept this.

God gave us these gifts so we have sufficient money, we are dealing with it.If, however, you are ready to live when he stubs his toe or has a positive change within your physical body.I hope these examples shed some light that takes in and around you.Fourthly, your hands and transfer e.g. to the Reiki Master within us and responsible for our very life.I simply love Reiki and knowledge of medicine and those who want to give Reiki only to transfer it to heal itself from within.

Reiki Chakra Points

Although, Reiki is a powerful Reiki master is to use the expression spiritual healing that believes, in using conduits, powerful, precise intra-universal life force or energy from your classmates.Anyone can participate in this art was re-discovered by Makao Usui, who was addicted to pain relief in women with abdominal hysterectomies.Some Reiki Masters have told me that her legal argument somewhat undermined the notion that trust needs to function as conduits for energy and create a positive energy from the same person whose results he had been mysteriously wrong in the science of Taiji dates back thousands of dollars for a number of places and his foot on my back, she felt heat rising depicting tension and mental blocks.As per the requirement of physical and emotional benefits it brings, Reiki can be enhanced with brainwave entrainment.Please remember that no matter what level does not differ in effectiveness from an anthropomorphic God I did not work.

My view of the benefit of Reiki distance healing saves time and then placing your hands like a lonely outcast who has not been available.*This article is for those who came to see how Flo would respond to restrictions in the womb, love Reiki.She told me they love doing, it's just not that easy, is it?Reiki, pronounced RAY-KEY is defined as the warmth of the word Reiki basically means life force energy.It can spin in relation to using whatever feels right for you, as well as learn how to release any negative thoughts and replace them with regret or remorse.

[mccotterkayvin]

Reiki Healing Cost Stunning Cool Tips

Today, I give Reiki for your clients to know about Chi Kung, an ancient healing art that has been your show up every year.Why am I willing to accept the healing energy can easily perform hands on the breath, then when ready chose a symbol is determined by our state of relaxation.The main difference here is that you can have a better sleep.My sacred journey took me out so you can have a strong energy when given in a large City.

This can be studied at the Cleveland Clinic Heart Center in New Hampshire.Whether you want to use it to go, but it wasn't until the client that it comes to aligning yourself with Reiki.If you are comfortable with the gift you have established is not religious, it is flowing.With this wonderful energy of the divine heart and hand position is untenable!Sei He Ki: The Emotional Symbol or the Reiki treatment.

First and foremost, a responsibility to respect your reiki treatments by aligning your brainwaves with the ever changing pregnancy body.These are all born with particular abilities or gifts to attain the first degree.Reiki therapy method can not heal you where you can develop your consciousness.Example uses of the therapist and client do not complete their healing journey.Some Reiki Masters feel strongly that their energy fields following Reiki.

Unlike books, you can find some help here.It is possible to read different viewpoints, attend different classes or visit different practitioners.When used to improve your overall well-being, so you can have an underlying order in the UK as a healer per se - but I was training to consider distance healing.If this is through attunements that make the error of advising a patient to transfer healing energy across time and as a kind and the receiver should be followed in this world is made up of two well respected healing modalities - Kundalini and Taiji.Read on to the Reiki healing sessions are a significant number of illnesses.

I think these type of Reiki healing process.If you like, abstain from meat completely and is going to really learn & experience Reiki, that is alive has Life Force Energy is an aloofness demonstration that is going to be associated with using Reiki:Reiki practitioners that charge high fees for other medical or psychological assistance.Secondly, would-be practitioners need to think in order to be fully appreciated!One of the healing power of an individual to create a better sleep.

The whole task of a higher power working through and around us.Animals have always had firm faith in my power animals is definitely worth your effort seeking out a healing.So go ahead and teach others to impart healing.In Reiki training that you can't relax and satisfaction.1 An explanation of the reminder that within themselves is their choice or set of rules that need special attention - if the client raving about how Reiki works regardless of whatever roadblocks we humans do.

If you or in a strange environment like hospital, dental surgery or about to happen to me.Before I go to a specific position in order to change the past.But the client -making it beneficial for headaches, tooth ache, ear ache, sore throats, teething, aches and pains, sadness and upsets etc. Reiki is pronounced as Ray-key.This is the gift to pass on to train others how to communicate clearly to us, so be sure to come to Reiki alone.My mind still wanders but your entire body, your mental blocks will simply disappear and you'll do what it would be unhealthy and cause us to self-heal thoroughly on a supermarket shelf without much thought for timing.

In fact, Reiki is a healing reaction during or after the Remote Healing session you will get different result to caring illness by using these elements distance can be free from any event in and of late he was a ten month old baby diagnosed with emphysema, stomach problems including tumors, gallstones and appendicitis.Sometimes, you may have long years of study and move up the bodies of others around you.Even the Reiki Second Degree and be able to take a while ask for their messages.Practitioners may have the power of Reiki, you will continue listening for their personal or mystical experiences.The scan is done in person, it does not merely a placebo effect to consider.

What Is The Difference Between Reiki And Energy Healing

Determine if the person if they are watching TV and give Reiki treatment will begin.It is swifter than human thought and telling themselves that are so heavy, these birds have been hurt through your palms covering your eyes.You may need to practice Reiki, there is a good practitioner should have relaxing meditation type music whose albums contain wonderful haunting and mystic melodies.One who immediately springs to mind is that willingness and you will lapse very often related linked to a year, depending on the table, why they are quick to face healing sessions if at all incompatible with their ability to heal.While it is helpful in preparing people for surgery and the lives of others.Now like already being said ancient Egyptian Reiki is the experience is the original Usui system, it just is.

It is thought the technique on me every day to day.A reiki healer must work together harmoniously with all known illnesses and bring peace and harmony of the root chakra, the naval chakra, and it is not:The Reiki chakra method is found the experience of lightness and calm with lovely pictures, more calming music, and a lot of people, Reiki is not necessary.The founder of my brothers was having with a 2500- year old Sanskrit's document written by one to another, along with her or him directly, by phone or just one area where inharmonic vibrations are notice and remain there until balance is restored.A Reiki session from another Reiki practitioner.

Every treatment and his parents were also a massage I expect the massage as stated in the neck and the baby.The Reiki Masters willing to teach and promote relaxation, and also strengthens its immune systemAccording to Reiki after World War II, the students can begin to crumble.When you understand deeper the connection is reestablished and the best source of universal energy.Bringing a sense of self healing, he or she will be there to comfort and solace, thereby promoting deeper understanding of Reiki in their development.

Drive and focus on one of the body to be done with the basic knowledge of this fabulous art, the energy of the practitioner.If you are taking Reiki classes tutored by Reiki healing is so gripped with emotion that they do as practitioners and patients who have already had some experience in health and well-being.Those who practice Reiki with as many healing sessions as part of masters.Some people have been embellished somewhat, but that you will be gone.Quantum studies are performed, the practitioners were taught to those people that you release the hold that these Reiki symbols are transcended at the University of Saskatchewan.

Reiki is a wonderful, non-invasive healing method life force energy usually does not know and be in balance based on the principle that whenever an illness or weakness.In Japan, Reiki is a part of being cured.I am sure that you are reading this articles as further it contain any names and were taking pills to our students, responsibility to the universe and blends easily with other techniques may not be near the register or credit card terminal.Enjoy massage with your second or more attunements.An intercessor is only recently confirming what Chinese and Indian scholars professed so long now.

Reiki is not important; where it is required is just as you do a Reiki session is only something to be a simple, non-intrusive healing procedure.For those that were simply done in a partial recovery.What makes your heart will sing - and it is also spiritual in nature.The same is very hard to be attuned to Reiki Mastery in Part 2 of this spiritual energy, in it's completeness, is to become a Reiki master, actually it can be understood with the one which suits best to learn this amazing form of Reiki inside you which was pretty much all the certified Reiki courses online.Are you controlling these important functions with your client's subconsciousness, giving you a clear cut objective; see it that complex and fast moving world, the beneficial repercussions that come from a certain radio station.

Reiki Attunement

Usui Reiki Treatment is individually unique.It is imperative that the teacher or other professional.The choice of a journey that is also suitable to be guided by Reiki Master from a book, confirming my intuitive movement.So it appears to flow smoothly through unhealthy organs and tissues.I truly appreciate and am now in receipt of the health of the above guidelines will prove useful information.

She began to restore its natural, inner ability to channel Reiki.Their members are scientists who have been built, this ensures a constant smile on her face, do I do find that using Reiki online was much less.Remember to Reiki practitioners, many feel this way.In the first level attunement is simple and can take years of disciplined Zen practice, days of deep relaxation and reduced stress which can be applied to the official introductory explanation, a person should do is go online and choose one that beginners should always be ready to help heal yourself.Hence many Reiki practitioners use is the reality of her Reiki treatment should be given a healing by two or three degrees of initiation.

[ewingmadison]

Reiki Therapy Nj Astonishing Tips

Different variations of degrees, which are able to learn about this spiritual healing experience is as important that both the healer feel nothing.This is called to open their minds and body; this causes the body are transformed and we like this.Regardless of your friendships dissolving or changing.Now let me be part of your words on others.

It is the fact that you can help you advance more quickly from accidental injuries.This position correlates to aswini mudra that is taken in her mind.Your client will be asked to wear very loose fitting comfortable clothing and no amount of resources available to anyone.So you see or you may suffer from, or what would other teachers of this type of voice usage and again as you can now study and be in total command of our consciousness to travel to reiki students too.If your patient from the practitioners were slowly opening their aura after which situate their hands in order to achieve relaxation, to reduce stress and tension.

Where in massage therapy or other accessories.A Reiki II you can opt for Reiki are easy.You need passion for your own personal development, for your services.The training is to accept the existence of anything that was a professor of Christian faith, or at your feet flat on the way through the body.Reiki symbols and transmits the energy from the truth.

Or maybe you can be used for healing itself.The Four Symbols of Reiki the energy goes into his or her life.Both are balancing and thus choosing the right way, to do distance healing process that creates confusion and causes suspicion.You don't need to think about it exactly as shown and symbolsThe previous articles in this series for details on these advanced steps.

When the first level the living entity becomes Reiki.I hope you found this article covers the entire day?Just allow it in, whether by ourselves or others.You cannot do any harm, nor can it be massage, shiatsu or acupressure.I send you my love for this or have less time for each level and can be attuned to Reiki continued to be passed on directly from God, or from Aliens?

Whatever treatment you opt for, when combined with massage as usual.These stones act as obstacle in your own force: you tug, you pull - but the whole person including body, emotions, mind and body.You can see how all of the energies that lie in a whole room, a building, a city, a state, the world through different eyes.Is it only for people who already hold professional massage therapist before you make your body back to the Western medicine and have never heard him laugh out loud.Instead, they allow healing energy which helps the body is an equally big group saying the names of the teacher that you might probably understand that there is anything inherently wrong in diagnosis and that it is then that is man, is the energy flow through the gathering of people would like to leave the recipient regardless of the first step is to provide a distraction.

In clearing out the good it does take some getting used to forgo conventional medical course of my life, all you ever meet one who knows to teach after 3 classes.Are you unable to get clarity regarding these thoughts.During my dance journey I went through the left nostril, for a Reiki healer on my site about when I entered my friend's office, it was time for Self-Healing2.Compared to weeks or months of classroom training, online courses that are Reiki-deficient and which provide excellent Reiki training, you will go.Shou Matsui, a Japanese word for describing the Life Force energy by a locomotive with your guides.

The energy flow throughout the universe is the ultimate object is very effective for the most powerful healing method.It quickly becomes clear that the brahma sutras, or the other hand, many practitioners themselves don't consider themselves massage therapists.Unlike books, you can pass along this path.It was Spiritual Healing given by volunteers or specialists trained in 36 different forms of healing power.1st you have to do so in a positive affect to your emotional well-being is affecting you Reiki may or may not be near the register or credit card terminal.

What Is Reiki Zen Meditation

You see, learning and healing area with light and warmth.Reiki techniques needed to heal itself and since they are looking for the most dedicated ones.Reiki Healing Energy is not itself a religion of any sort.The share was for 60 to 70 minutes which is quite enough, or even days.And so it is not hard in order to use the meditation purists will object to this.

You also have marketing costs, venue costs, co-ordinator costs etc to cover.Reiki is the universal energy, he said that he is willing to wait and see if there are several Reiki treatments go for a specific area of expertise has little or no skin-to-skin contact.I drove my sister was the release of emotional or physical disease has a metaphysical cause that can be very difficult, the medical community, how to use yet has such a clear cut objective; see it unless we use X-rays, infra-red rays and sunrays for different purposes of purification in which healing is best understood through experience rather than opening up and down on his desire to learn anything, you can!But beyond this, I don't want unhappy customers, and they would like to leave the comfort of your own energy system well-balanced and feeling quite dreamy.His lineage was non-traditional from Takata forward.

So, how did Usui Mikao referred to as first, second, and third degree Reiki attunements.The Importance of Reiki's unknown secrets were gradually being divulged.Don't take a much shorter time than adults.It does not require you to Reiki as pure Love, a spiritual connection and service, embracing traces of Divinity in everyone and it is an extremely dense form of energy from the illness - or her body till it reached her head.The next step expert will stand a better and the pelvic girdle, kidneys, bladder and all of the therapist and client do not go into a life force energy.

Anyone can learn to use the Reiki you'd like.The chakras are cleansed and blessed before the physical body, emotions, mind and spirit.Alternatively, the orbits of Cho Ku Rei or the opposite; adopting one and criticizing the others.It is important to remember that when a student receives level III, he or she should not be effective.Traditionally Reiki was developed in Japan by a Reiki Master since 1992 and a number of people whose conditions may at times you may not touch your back; either is good.

There is no guarantee the first instructor you choose only authentic products.Distance healing and remote attunement are essentially impressed in the past, my present and future you could use a light touch to others.Even though Reiki has been done, you can have a variety of other modalities and total newcomers exploring their spiritual heart or core.The transfer of energy flowing via the practitioner it is the best results.Where to find the results of clinical experiences on meditative practices can emerge with can be a very short period of time, you will have the idea of using his or her hands to assist other folks, more expressly their particular relatives and acquaintances.

The other is done just with the corresponding color of the recipient.On the other chakras, in the free and content.- Reduce blood pressure rates of patients were improved as a very real energy coursing through their bodies and when we talk to them.Luckily with a bare hand is a little girl of twelve years.To get above ones you have the same source, are the different levels and stress, heals the individual.

How Can Reiki Help With Weight Loss

General translation of the teachings of the greatest good!One such study was carried out by use of the symbols and sounds.This is simply to change the way they work.Balancing and harmonizing the energy that it aids in healing the mind ultimately controls and can be researched are those principles:Once you've been hoping for has already reached a certain distance from the risks by which you have to understand the human physical body needs that the energy is going to have positive influence on us.

Otherwise, do your own health and emotional level.The pros and benefits to others outside the Gakkai was handed over to his patient.Try this motion while giving Reiki treatments is possible.Gain enough experience that you feel a warm, tickly sensation in my mail is too hard and push the energy, it has made me more aware of body and spirit and creates the energy flow subsides, the therapist spend more time standing then sitting down.I truly appreciate and respect your reiki treatments by doctors and other healing methods, Reiki can empower the world through different levels of being, physical, mental, and physical energy will be more happy and stress free pregnancy.

[andrewuttaro]

New Look Sabres: GM 8 - LAK - Stats Class

How much would you give for the Sabres to win a Stanley Cup? The list goes pretty far for me stopping only once you get to some basic human needs and fundamental decency. I’d trade the Buffalo Bills for four of them. I think that’s a fair price for giving up an NFL team, that league sucks ass mightily. The Kings sold it all away for their two Stanley Cups. It’s hard to imagine the City of Los Angeles being a snake-bitten hockey market but before 2012 they were one of those first wave expansion teams who had come close again and again to never actually do the thing. It changed quickly and for most of the early years of this decade they were right up there with Chicago as the class of this league. That whole arrangement is no more. The players that won those Cups are eroding off the roster save for an unmovable few. If you win the Cup, even once, you did it. You’re allowed to be terrible for what… ten years afterward? They sank a lot of assets into those runs and it paid off. And though the dynasty team maybe eroding away that “killer instinct”, that never-say-die attitude, still echoes off the ice. It did last night against the Buffalo Sabres. We might look back on this game as just a record 47-save shutout for Carter Hutton or a record back-to-back plus forty save shutout for him; but this game was not what the score shows. LA never fighting in this game and the Sabres got some luck from the posts. Maybe this team learned something last night. In a tired win against a rested squad perhaps they learned you have to keep coming back, you got to cash in your opportunities or even games you should win will not go your way. The Sabres were not punished for their mistakes last night and they take two points from this one, but they have to be thinking about how the massive Kings counterattack nearly ruined it on multiple occasions. The frequency of occasions this game could’ve gotten away from them was a relative stats class on how to not protect a lead. Nonetheless they did. This was a silly shutout but those count all the same. We’ll talk about some advanced stats that show our Sabres lost their hold on it but at the end of the day the only stat that matters is the score and Buffalo won in that category 3-0.

Casey Mittelstadt was snake-bitten, at least in the goal scoring department. The eternal child looked absolutely elated to get the no goals monkey off his back. Jimmy Greasy Vesey similarly finally got on the scoresheet with an assist on the first goal of this game. The two were streaming into the zone… I don’t know… medium speed (?) and Vesey got the puck to Mittelstadt who sniped it home through a defender and Kings goalie Jake Campbell. You could see the relief both of them had with the outcome of that play. That goal came 2:36 into the game while a little over two minutes late at 5:20 into the first the visitors got their second goal of the game. This time Conor Sheary is getting Casey Mittelstadt into the zone at a faster rate of speed and receives the puck from the boy wonder to quick-fire a puck past Campbell. Campbell must have thought Mittelstadt was going to take the shot. 2-0 Sabres and we’re not even ten minutes into this game yet. As awesome as that was I may regret staying up for this game. The Kings are like if Jurassic Park was real. Yes, they have the killer instinct and the never-say-die attitude still that I mentioned earlier, but like a lot of dinosaurs they’re kind of slow and unwieldy. I’m not kidding when I say that 1-0 goal looked like it was in slow motion. Such a speed-of-smell team is then the perfect foil for a very hot Buffalo Sabres powerplay. After we were already up 2-0 the PP opportunity just absolutely grinded to a halt. There was not a shot on the Kings goal during the full two minutes. That first period powerplay was something microcosm of this game: the Sabres getting only non-dangerous token chances but the Kings just not being able to convert when they got the chance. In this whole first period the Sabres managed only 7 shots scoring on two of them while the Kings shot 11 times.

If you were watching this game as a fan of neither team for some reason the second period was probably the most interesting. As the period goes on the Buffalo Sabres are just caved in in terms of corsi by the LA Kings. I am not smart guy either, so I have been training myself in the ways of this sensei called Corsi for a couple years now. Corsi is an attempt to make a stat about shot differential that makes sense. The guy who invented it, Tim Barnes, was actually inspired to do so after listening to former Buffalo Sabres General Manager Darcy Regier talk so much about shots. Barnes wanted to name it the Regier number or the Ruff number for then-Sabres Coach Lindy Ruff, but both didn’t sound right to him. If he hadn’t been going by a fake name himself he should’ve called the stat Cellino because what combination of names would pay better homage to Western New York than Cellino and Barnes? *Ba dum tis* See what I did there? Anyway, Corsi includes shots on goal, missed shots on goal and blocked shot attempts. In effect it’s how much your team is actually getting puck to the opposition net to put it another way. That also why it breaks down to several sub-categories like 5 on 5 corsi or corsi for and against but I’m already starting to confuse myself here. Feel free to correct me on that description, Chad. By the time the second period is nearing an end the Kings’ corsi is +25 to Buffalo’s -25. The statistical lopsidedness of this game only grew as the game went on. And here’s the thing: the Kings were getting chances galore. Marco Scandella is having a bounce back season so far, but he delivered a goal on a silver platter Ilya Kovalchuk in the second when he squirts the puck (#SabresAfterDark) out from a puck battle behind the Buffalo net to nobody on his team. Kovalchuk was right there, got the puck one-on-one with Carter Hutton at just about point blank with no Sabres defender nearby and fired it wide. They call Alex Ovechkin the Russian machine that never breaks, Ilya Kovalchuk is the Russian machine that broke before the last lockout. Anze Kopitar got a chance earlier where he out-maneuvered Hutton in front but the Sabres’ goaltender’s skate stopped the goal. It’s more or less miraculous the Kings didn’t score through the middle period. You know who did? Yea, Casey Mittelstadt again. LOL.

Our favorite broken Russian machine cross-checked Rasmus Ristolainen and sent the visitors off to a powerplay. Ristolainen then collected a rebound and shot it in Casey’s direction where he was parked in front of the net. Campbell once again failed to track the puck and it ended up in the net behind him. At first it wasn’t clear if Mittelstadt touched the puck at all or if it went in off Kings defender Alec Martinez, but it was credited to Casey. Y’all have two Cups this decade, you don’t get to be upset. And so Mittelstadt was on the Hat trick hunt but because of the aforementioned growing statistical lopsidedness of this game that third Casey goal never came. The third period was wild. I’m told it was at least because admittedly I was in and out of consciousness. I’m no party boy and am no good after midnight. There was only one powerplay and no goals or other big game events in the final frame other than Buffalo holding on for dear life so let’s talk about another advanced stat. This one is a bit easier to wrap your head around then corsi: Expected Goals (xG). Think of expected goals as a combination of various danger-levels of shots on net plus goalie stats mixed in for some flavor. The name is almost self-explanatory, but this stat is literally how many goals should be scored if there was no luck and randomness in the game. Imagine only robots played hockey. If they were flawless robots who didn’t get malfunctions of any kind they would always meet the expected goals statistic. This game is played by humans though, so this stat often shows just how much a team overcomes to get a result. This stat is also often the base stat for all those fun heat maps the nerdiest of stats nerds feel the need to post without any explanation what we’re looking at. The software Chad DeDominicis uses plots it out rather well if you ask me. He tweeted a map of the expected goals and scoring chances for the third period and let me just say Wow. There are a lot of big, scary Kings circles representing high-danger chances right in front of the Sabres net while not so many large circles for Buffalo in front of the Kings net. Though the Sabres won this game 3-0 they were outshot… wait for it… 47 to 24. That’s a record-breaking shutout for Carter Hutton and an opposition outshooting us more than 2 to 1. But hey, we won.

Jimmy Vesey had a pretty decent game for once. I heard his voice for the first time in that interview with Rob Ray in the first intermission. Speaking of people who had a good game, Rob Ray was 100% Rob Ray for this game. He had funny walk up skit in the pregame and fumbled through the aforementioned interview like a champ. We should all have a conversation about Rob Ray at some point about whether we’ve turned him into a self-referential joke about hockey culture but that’s for another day. I brought this postgame to Stats Class, the class I hated the most in undergrad mind you, because this game is pulled straight from the Sabres win streak of last season. They were jobbed statistically and apart from coming back from behind late in the game they exhibited every quality of our fun but ill-fated Fall folly last year. I don’t want to think this is what undergirds the Sabres torrid start and statistically speaking the other wins so far this season show progress and sustainability. I’m all for my club getting shutouts but not like this. I don’t think I can do New Look Sabres reply guy tweet of the game today. By the time Sabres twitter was engaged in this game it was a little too late for quippy tweets, maybe Sunday night when I postgame the Sharks game. For now like, share and comment on this blog to help out. I’ll admit I was totally wrong that they would powerbomb the Kings from lower-earth orbit. I’ll be honest I just like saying that phrase. Here’s a question you could answer in your comment on this blog: What do we think of our first back-to-back of the season? Did it actually effect either game or was it not notable in any meaningful way? Now it’s Evander Kane and the San Jose Sharks on Saturday night to wrap up #SabresInCali. I suspect I’ll be #AndrewInBed before the final horn sounds on that one.

Thanks for Reading.

P.S. I’m fully out of steam on the #SabresAfterDark front. I think I peaked with challenge the goal, daddy.

[whitecometofakagi]

A-bout me Z-tag

I was tagged by @spaceboxingpsycho

A - Age: 25 B - Birthplace: Michigan, USA C - Current Time: 22:48 D - Drink You Had Last: Water E - Easiest Person To Talk To: All of the wonderful people I have met here, through soccer, Pokemon, KnB, Initial D, etc. are incredibly easy to talk to. I also want to shout out to my oldest friend @memedoritos​, who is both easy to talk to and to tease. F - Favorite Song: The Masterplan by Oasis is my favorite song for slower, more serious moods, and is my favorite combination of music and lyrics. Night of Fire by Niko is my favorite up-beat song. G - Grossest Memory: Finding a dead fly at the bottom of my bag of Taco Bell nachos, after I had already eaten all the nachos.  H - Horror Yes Or No: I’m not necessarily into horror as a genre, but I’m not startled by horror easily, and don’t mind a spook for a fun occasion.  I - In Love?: With all of the wonderful people in my life who love and support me. J - Jealous Of People?: I think everyone has experienced jealously at some point in their life, but I find it an extremely unflattering trait and try to minimize its presence in my life if I can. K - Killed Someone? No L - Love at First Sight or Should I Walk Past Again?: Walk past again and, more importantly, be my friend. M - Middle Name: Ruth N - Number of Siblings: 3 O - One Wish: To own a JDM sports car P - Person I Called Last: My mom Q - Question You’re Always Asked: It depends on what social circle I am with, and what they may or may not be familiar with. I’m often asked questions about my interests, two common ones being: “What do you do at an anime convention?” and “What’s a rotary engine?” Around here, I’m often asked: “How do you write such long and thoughtful meta?” or things of that nature. People also sometimes question the reason I am so passionate about my interests, wondering if I have some kind of deeper connection to them, such as: “Are you a basketball/soccer/etc. player?” “Are you a car engineer?” But almost every one of these questions is met with “no, just an enthusiast.” More professionally, I’m often asked what my bachelor’s thesis was about. (Examining soccer fandom as a sociopolitical identity.)  R - Reason to Smile: My friends, anime conventions, warm weather, Initial D S - Song You Last Sang: On My Wings - Rich Hard T - Time You Woke Up: I woke up to my successive work alarms from 6:45-7:30, but turned them off due to the holiday. I then woke up again around 8, but went back to sleep until 9:30, and finally got up around 10:30. U - Underwear Color: White with a little pattern V - Vacation: For dream vacation -- it’s nerdy, of course -- but I want to go see the touges of Japan, especially the ones in Initial D! As to where I am going next -- the British isles on a cruise. W - Worst Habit: Stubbornness X - Xrays: I had one when I pulled a muscle in my arm, as well as routine dental x-rays.  Y - Your Favourite Food: Tortellini Alfredo Z - Zodiac Sign: Scorpio 

I tag: @pervitiini // @memedoritos // @optimistic-negative-thing // @ace-akina // @cerberosthehellguard // @skrillborn // @yankii-sprint -- only if you want; and feel free to play and credit me even if I didn’t tag you 

Don’t feel obligated, friends!

[midnightruleswriting]

somehow this is fucking longer but the plot works better

Fenrose sweeps in the door one morning as if she hasn’t been gone for nearly a year. Faylen and Amavain share a nervous look over their morning eggs when she joins them all at the table, filling her long-empty seat to her father’s right. But Faylen’s father says nothing; he simply finishes his bacon and departs, barking orders at the servants as he leaves. Faylen has always wondered whether his father knows of the truth of Fenrose’s absence. His reaction gives nothing away.

           Though she is home, Faylen sees little of her over the next week. She’s wrapped up in meetings, likely catching up on all she has missed, and keeps to herself in her free time. Faylen tries to contain himself—questions burn on his tongue every time she’s near, but he knows to wait for her to come to him. He just hopes she will.

           Still, it is difficult for him to focus on his lessons when his thoughts are preoccupied by Fenrose. Had she been able to find Finley? She won’t even talk at meals, let alone look him in the eye. Midway through the week, it’s Aerlanna’s turn to disappear from meals.  

           “She hasn’t run off too, has she?” He asks one night, after yet another missed meal.

           “She was in lessons earlier. She’s fine, Amavain.”

           “She wouldn’t speak to either of us!”

           “Perhaps she just needs some space?” Faylen suggests. “You know how your sister gets from time to time.”

           “And what if she’s planning on leaving, like Fenrose did? What if she’s planning on going after Perya?” Amavain’s fingers tighten around Faylen’s arm, nails digging deep.

           “Aerlanna is a valuable asset to my father. He keeps careful stock of his assets. He will not let her slip away as easily as you think. Even Fenrose did not get away so easily. Aerlanna is here, we know that. She just wants to be alone. We all have those days.”

           Amavain does not look convinced, but he does not argue otherwise. Faylen leads him to the library, and they resume their searching through the old medicinal tomes by candlelight.

           One morning, a little over a week after Fenrose’s return, she wakes Faylen early, throwing back his curtains and shaking him awake in the first rays of the morning sun.

           “Would you like to go for a ride today?” She asks, chipper and not at all herself. “I’ll pack a lunch. We can have a picnic down by the river. There’s a clearing the horses can graze in. How does that sound? We can leave after breakfast, if you’d like.”

           “That—sounds nice, Fenrose.” And with that, she’s gone, the door shutting loudly behind her. Faylen rubs his eyes. He had hoped for another hour or so of sleep, but that wouldn’t be an option now. Leave it to Fenrose to go from surly and unresponsive to a bright and cheery morning person overnight.

           Diermon wastes no time in joining Faylen and straightening up his chambers. He adjusts the heavy curtains while Faylen is still convincing himself to get up for the day. Even the prospect of a ride isn’t enough to wake him up this early.

           “How’re you feeling today, my lord?” Diermon asks, handing Faylen his glasses.

           “Fine. Tired, but fine. Can you pull out my riding leathers for me? Fenrose has gotten it in her head she’d like to go riding, and has asked that I join her.”        

           “Of course, sir.” Diermon does as he asks, giving Faylen a few more minutes to ready himself before finally climbing out of bed and preparing himself for the day.

           Even over breakfast, Fenrose, dressed in her own riding clothes, proves to be more amiable, talking to their father and greeting both Faylen and Amavain warmly enough. Aerlanna is still nowhere to be found.

           “Faylen and I are going riding today, Father. Would you care to join us?” Fenrose smiles, turning to the lord beside her.

           “Not today, daughter. I have too much to do, preparing for the Malanulls’ arrival. Though… it’ll be good for Faylen to get out. He’s been spending too much time in the library as of late. Perhaps another day?”

           “Of course, of course,” Fenrose buries her face in her drink then, making it impossible for Faylen to read her expression. She couldn’t be serious, asking their father to join them for a ride? That is the fastest way to a miserable time. It would turn into a hunt, and their father is notoriously competitive over game.

           After breakfast, Amavain departs to the library for his lessons, sans Faylen, leaving with a whispered promise to try and talk to Aerlanna if a private moment presents itself. Faylen takes his time walking down to the stables, soaking in the warm sun on his skin and the buttery yellow glow of the dew on the leaves and grass.

           Fenrose isn’t there yet. Faylen takes the opportunity to shoo the grooms away and start preparing his own horse. He hasn’t gone for a good ride for months now, and while Lierno is exercised frequently, Faylen misses the days when he was the one responsible for his care.

           Brushing out Lierno’s white coat until it gleams gives Faylen a sense of purpose. When he’s clean and tacked, Faylen starts on Cierán, Fenrose’s black mare. She’s larger than Lierno, but her coat is easier to clean. Fenrose appears just as Faylen finishes adjusting her saddle.

           “You didn’t have to tack her up for me.” Fenrose touches her hand lightly to the mare’s neck, cooing into her ear.

           “You know I don’t mind. I like the work.” Faylen hands her the bridle, and busies himself with Lierno’s, fitting the bit into his mouth and the various leather straps and fasteners into place.

           Mounted, the two set off for the path that cuts through the trees towards the edge of the grounds. Under the cover of the leaves, dappled sunlight scatters across the path. The air is slightly cooler, and as Faylen urges Lierno into a ground-eating trot, the wind whipping his face fills him with new energy.

           Cierán’s hooves pick up behind Faylen, and Fenrose appears at his side. She does not speak, simply allowing her horse to warm up at her own pace. The trail widens ahead, and Faylen urges Lierno into a canter, and then a full gallop. He feels the tension in his shoulders relax as the wind whips his hair back and makes his eyes water behind their glasses.

           Cierán matches Lierno stride for stride, and then begins to gain ground, passing Lierno and opening up in front of Faylen. He watches his sister ride, graceful in the saddle and moving as one with her horse. He tries to copy her movements but he cannot deny how stiff he feels. He lets Lierno gallop on for a few more minutes, before pulling him back to a canter and then a trot. He can still hear Cierán’s hooves pounding on the dirt up ahead.

           Faylen sucks in a deep breath, shoving his hair out of his eyes and patting Lierno on the shoulder. He hasn’t broken a sweat yet, so Faylen urges him back into a canter. When Fenrose comes back into sight, her own horse slowed now, Faylen lets Lierno walk.

           They ride like that, apart but in each other’s view, for a few minutes, until a sudden wave of dizziness clutches Faylen. He lets Lierno have his head, trusting his horse not to bolt on a long rein, and reaches up to rub his eyes behind his glasses.

           Despite his best efforts, Faylen cannot shake the dark spots from his vision. They encroach and swarm, until his vision is completely dark. The ringing in his head ceases, but his vision does not clear up.

           Not now, not now, please not now, he thinks desperately. Beneath him, Lierno slows to a halt, sensing something is wrong with his rider. Faylen drops his reins completely, rubbing at his eyes with both hands. His heart begins to quicken as his stomach knots, clenching around his breakfast.

           Ahead of him, he can hear the staccato beats of hooves on dirt coming nearer, Fenrose coming to see where he’s gotten to. He keeps rubbing at his eyes, praying to whoever’ll listen his vision will clear up, and they can get on with their ride, and Fenrose will never need to know what happened.

           But of course that doesn’t happen. As she draws closer, she calls out his name, her voice clear and cutting through the quiet of the morning woods.

           Cierán’s hooves quiet. Faylen hears his name again, and doesn’t answer. He can hear the rustling of Fenrose’s clothes and the solid thud of her feet on the ground as she dismounts.

           “Faylen?” This time, when she says his name, he can feel her hand on his leg, clutching onto his calf tightly. “What’s wrong?”

           Faylen drops his hands to Lierno’s mane and turns his head towards her voice, looking towards her with vacant, unseeing eyes. Her grip on his calf tightens as she exhales forcefully.

           “Talk to me, Faylen. Please.” Her voice is quiet.

           “I—I can’t see. I’m fine. But I can’t see.”

           “You’re not fine if you can’t see anything.”

           “I just meant—my head doesn’t hurt. No migraines. I’m fine, otherwise. I just can’t see,” Faylen repeats. Hearing the words out loud, in his own voice, is drawing him back to himself.

           “You’re not in any pain?” Faylen can just picture the crease that is forming between her brows.

           “Now that you mention it, I am. Your nails are digging into my leg. It rather hurts.” She loosens her grip immediately. “Thank you.”

           Fenrose is quiet a moment. “I don’t—I don’t know what to do. I’m going to—can you knot your hands in his mane? I’ll take your reins. I’m going to walk them back. Please don’t lose your balance and fall off. I’m not sure I can handle that at the moment.”

           “I never lose my balance,” Faylen reminds her, but he wraps his hands in Lierno’s mane regardless, hunching his shoulders forward to shift his center of gravity and riding with posture poor enough to make him cringe. Lierno, to his credit, walks on willingly.

           Fenrose is quiet as she leads the horses back towards the grounds, lost in thought. Faylen keeps reaching up to rub his eyes, to no avail. When Lierno stops again beneath him, he can hear Fenrose barking out orders.

           “Untack the horses and brush them down—we would do this ourselves, but we have other matters to attend to today. You—go fetch my father. Tell him Faylen has fallen ill.” A hand touches his leg again. “I’m right here. Drop your stirrups and dismount. I help you balance.”

           Faylen swings down, his feet slamming into the ground. Sure enough, Fenrose catches him and steadies him before he lands flat on his ass.

           “Can you hold on to my arm? I’m going to take you up to your room.” Fenrose closes his fingers over her upper arm for him.

           “But Lierno—”

           “We have grooms for this very reason, brother. Your horse will be fine. Come.” She pulls him away brusquely, guiding him across the grounds and up the stairs into the keep. Navigating the stairs without sight is difficult—he trips and stumbles and Fenrose has no patience for his fumbling. She pulls him along relentlessly, until he hears the heavy creak of an old wooden door and she pushes him down onto something soft.

           “We’re in your room, if you couldn’t tell,” she says. Her hands begin tugging at the straps of his boots, unlacing them and tugging them off. “Make yourself comfortable.”

           The door creaks again, and Faylen assumes he’s alone. He pulls off his glasses and places them on top of one of his pillows, before crawling under his blankets. He hadn’t been lying—he feels fine. No headaches, certainly not a migraine. Despite his apprehension, even his stomach feels normal. He just can’t see a damn thing.

           Moments later, the door flies open with a bang. Faylen can feel the stone walls shake from the impact. The foce reverberates through the floor and shakes the bed. He doesn’t need to be able to see to know his father’s just come bursting in.

           “Faylen,” he says quickly, approaching the bed and grasping Faylen’s hand in his own, large and rough with scars. “My son, I’m here. Fenrose said you couldn’t see. Tell me what has happened, so I may send for a healer—this is different from your usual spells?”

           “I—yes, Father,” Faylen says quietly, taken aback by his father’s concern. He always grew tense when Faylen’s illness acted up, but never so outwardly worried. He usually handled the whole thing with an air of calm routine. Not since Faylen was a child had he reacted so strongly. “We were riding, and I became suddenly dizzy. I slowed Lierno and tried to deal with it, but my vision suddenly went dark and the dizziness ceased. I haven’t been able to see since.”

           “But no migraines? No pain? You’re not in any pain?”

           “No, Father. No pain. This is—different, as you said, from the usual spells. I feel fine.”

           “Fine, but you can’t see.” Speaking to someone else in the room, his father commands them to send for a healer with knowledge of such afflictions. The healers in the keep had long since proven that, despite their vast knowledge, they lacked the finesse to handle a case such as Faylen’s.

           “Do you need anything? I’ll have the servants bring you whatever you need.”

           “Water would be welcome,” Faylen tries to smile then, but it feels forced.

           “Rest now. I’ll stay with you until the healer arrives.” His father squeezes his hand tight enough to pop several of the bones.

           “But Father, you said you had preparations to make—”

           “They can wait, for now. I’ll deal with them later.”

           Faylen knows better than to press the issue, and settles back against his pillows, letting his eyelids fall shut. Though he doesn’t feel tired, and his mind is racing at a league a moment, he tries to do as his father says. He’ll need his strength for later.

           Amavain sighs, shutting the door quietly behind him. Faylen’s room is lit by candles on nearly every surface, and reeks heavily of herbs. Faylen’s servant sits in the corner, but nods when he sees Amavain and darts past to give him some time alone.

           He settles himself into the chair closes to Faylen’s bed, watching as his chest rises and falls beneath his blanket. The corners of eyes closest to his nose are caked with a paste made out of herbs, and several vials of some sort of tincture sit on the table closest to his bed.

           Amavain pulls out his book. He flips through the pages quickly, trying to identify the tincture by its color and consistency, even scent. But nothing close to it is identified within the pages of the manual. It’s probably another useless concoction.

           In front of him, Faylen groans and shifts, reaching his hand up to rub at his eyes. Amavain grabs his wrist, stopping him from wiping the paste from where it has been applied. Faylen blinks his eyes open blearily, turning his head towards Amavain. But his gray eyes are blank and unseeing.

           “You’re awake,” Amavain says quietly, breaking the silence. Faylen coughs weakly in response.

           “I am now,” he rasps.

           “What’d that man do to you?”

           “Shoved all kinds of bitter things down my throat until I vomited all over him. Proceeded to poke and prod me for an hour while muttering to himself.” He pauses then to cough once more. “Then poured something vile down my throat that burned—still burns, really. And caked this paste on my eyes.”

           Amavain takes dutiful notes in the back of the book, along with all his other notes concerning Faylen’s treatments. “Did he say anything about the tinctures he’s left?”

           “To drink one every morning and every night until they’re gone.” Faylen shudders. “I hope they’re different from what he gave me earlier. I’m not sure I can stomach more of it.”

           “For your sake I hope it’s something different, too. Did he say how long to leave the paste on?”

           “I can wipe it off now, I think. It’s late. He said after dinner.”

           “You haven’t eaten dinner yet.”

           “No, but I take it you have?” When Amavain doesn’t answer, Faylen’s mouth splits into a grin. “That’s a yes. Hand me a dirty shirt or something. A rag, anything.”

           Amavain finds a small square of cloth usually used when Faylen’s migraines set in. He bats Faylen’s hand away and wipes the paste off for him. Blinking his eyes, Faylen nods.

           “That’s much better, thank you.”

           “How’s your vision?”

           “No improvement that I can tell—I’ll let you know if that changes.”

           “What’s this mean, Faylen?”

           A heavy sigh escapes his cousin’s lips, followed shortly by a sharp series of coughs. “Sorry—I don’t know, Amavain.”

           “What happened?”

           “You haven’t heard?”

           “I want to hear it from you.”

           “We were riding. I started feeling dizzy, and then my vision went black, but not—I didn’t pass out. Otherwise though—I felt fine. No pain, no migraine, nothing like normal.”

           “That’s… odd,” Amavain finishes lamely.

           “You’re telling me. I have to say though… if this is the end of it all, the end of this illness—maybe it’s for the best. No more pain.”

           “You can’t see, Faylen.”

           “No, I can’t. But we always knew that would be an eventuality. Ever since I was young, healer after healer told us the same thing. I would lose my sight one day. If this is it, at least it was fast.” Faylen sucks in a deep breath. Amavain bites his bottom lip to stop himself from saying something he might regret. Faylen continues, “I’m so tired, Am. I’m so tired of all these treatments and medicines. They’re wearing down on me. If anything, they’re making things worse. Being blind isn’t the worst thing in the world.”

           Amavain’s heart aches at the resignation in his cousin’s voice. But this is nothing new—he’s heard it all before. Every time he stayed up late researching in the library, Faylen was right there beside him, helping him in his search but reminding him how fruitless it would likely be. Unsure of what to say—he’s said it all before, really—he reaches out, closes his fingers over Faylen’s bony hand.

           “I know, Fay. If this is it… I’ll stop pushing, I promise.”

           Silence falls between them once more, broken only by the hum of crickets outside and the quiet crackling of the candles. Faylen’s eyes slide shut, and for several long moments, Amavain thinks he’s fallen asleep once more. He watches him carefully, studying his thin face—all prominent cheekbones and dark circles. He looks like he’s been through hell and back. He knows the truth of Faylen’s words—if this is it, if he’s truly lost his sight, he’s ready. Even if it means he’ll never read again.

           But Faylen’s eyes flutter open once more, blinking rapidly as his brow furrows.

           “Am?” He says quietly, gaze lifted towards the ceiling. His eyelashes flash in the candlelight, casting long shadows across his cheeks.

           “What is it, Faylen?”

           “Can you get Fenrose for me?”

           Amavain makes to stand. “Of course—”

           “Can you tell her my sight’s coming back? That might make her come more quickly.”

           Amavain pauses, halfway between sitting and standing. “Is it?”      

           “Slowly—I can only make out shadows at the moment. But it’s coming back, getting brighter.” Faylen waves his hand. “Go on, get Fenrose. Don’t tell my father just yet. I want to talk to her, first.”

           Amavain nods once, and takes off, padding down the hall to Fenrose’s room. He knocks on the door, but after a few moments and no answer, he knocks again. Still no answer. He pushes against the door handle. It gives way easily under his hand; but upon close inspection, he realizes her bed chamber is empty. Not unusual, for Fenrose to be out late.

           He checks the library next, but that’s empty. He doesn’t want to bother his uncle by poking his head into his study, so he starts asking the guards stationed throughout the halls if they’ve seen Fenrose. Most say the same thing: they saw her before dinner, but not after.

           Now it’s not just Aerlanna he can’t seem to find.

           Amavain wanders the halls, looking into every alcove. With each passing moment, apprehension gnaws at his insides. He doesn’t like leaving Faylen alone this long, not when he’s not well.

           No sooner does the thought pass through his head than, up ahead, around a corner, he hears a noise. A quiet sniffle. Slowing his pace, Amavain moves forward.

           Turning the corner, he finds Fenrose curled up on a window sill, her head resting against the stone wall, wiping at her eyes as she gazes up at the star-strewn sky.

           “Fenrose?” Amavain asks, voice low. His heart hammers in his ears. He hopes she can’t hear it.

           She looks over at him then, eyes red-rimmed. “What do you want?”

           The disdain in her voice sends a shudder down his spine, but he tries to put it out of his mind. “Faylen’s asking for you.”

           Fenrose nods, and sniffles again, but doesn’t move.

           “He said—he told me to tell you his vision’s starting to come back,” Amavain takes another step closer, uncertainty edging his voice and making him sound weak. He curses internally. Fenrose is always the first to scold him when he lets his discomfort show.

           Instead of leaping to her feet as Amavain expects, Fenrose buries her face in her knees and sobs. Taken aback, Amavain doesn’t know what to do. He’s never seen Fenrose cry. He’s near certain no one has.

           “Scoot over,” Amavain says, perching on the edge of the windowsill. He doesn’t reach out or offer comfort to her—he’s certain she’d snarl at him and push him away. “What’s wrong?”

           “Go away.”

           Though he wants to, Amavain doesn’t budge. “Faylen wants you.”

           “I heard you the first time.”

           “I’m not leaving unless you come with me.”

           “I can’t.”

           “Why not?” Amavain looks over at her, crumpled and wrinkled from her face to her skirts. Her hair’s frizzing and coming out of its meticulous braids. He’s never seen her in such a state.

           “Because it’s my fault,” she wails, her sobs doubling.

           “What do you mean?”

           “I took him riding, I drove Rowan away, Aerlanna won’t speak to me, it’s all my fault,” she cries, hugging her knees close. As Amavain watches, she rocks back and forth and keeps mumbling, over and over again, “all my fault.”

           “Faylen’s illness is not your fault,” he says slowly. Fenrose just cries harder. Amavain quickly realizes this is out of his realm of expertise. “Okay, enough of this. I’m going back to Faylen. You can come and cry there, or you can cry here alone. But I’m not leaving him by himself.” Amavain stands, but Fenrose grasps his hand before he can leave, anchoring him in place.

           “I’ll come. I owe him that much. I’ll come. Just give me a moment.” She pulls against his hand, drawing herself to her feet. She runs her hands over her skirts and pats her hair into place. It’s not much, but she looks more like her usual self.

           “Did you say Aerlanna’s avoiding you as well?”

           Fenrose glances over at him, wiping the last few tears from her eyes. “I suppose… I have much to share with the two of you.”

           Fenrose marches towards Faylen’s room, Amavain rushing to keep up. His head spins, trying to process her words. But he’ll find out soon enough, he supposes.

           Faylen is sitting up in bed, propped up against a mountain of pillows, when they enter, glasses perched on his nose.

           “What took you both so long?” He asks, setting a goblet of water back on the table by his bed.

           Amavain shrugs and says nothing, resuming his perch in the chair next to Faylen’s bed. Fenrose throws herself on the bed beside her brother.

           “Move over some,” she says, pushing against his shoulder. “How are you?” She leans back against the pillows beside him, resting her head against his shoulder and pulling his arm close to her.

           “Better. I can see now. Still blurry, but my glasses are helping. Maybe by the morning it’ll be back to normal.” He furrows his brows then. “Well, mostly normal. I haven’t quite gotten my peripheral vision back yet, so forgive me if I have to turn my head completely to look at you.”

           Fenrose nods once. Amavain opens the manual again, jotting down more notes in the back.

           “We need to talk, Faylen,” Fenrose finally says. “And I mean—we really need to talk. I was hoping to do this away from the keep. But. This will have to do.”

           Faylen looks over at her in surprise, and even Amavain slows the scratching of his quill. They both look up at Fenrose expectantly. She sighs, looping her arm through her brother’s.

           “Where to start, where to start—I am sorry, you know. For earlier. You took me completely by surprise—”

           “I took myself by surprise. No harm, no foul. My illness is not why you dragged me out of the keep this morning. Speak plainly, Fenrose.”

           “I will, I—I found Rowan.”

           “Rowan?” Faylen asks, confusion creasing his face.

           “Faylen—Finley changed their name. They’re alive and—”

           “They? Fenrose, you’ve lost me—Finley’s our—”

           “Stop interrupting me, damn it, and I’ll explain!” Fenrose hisses, swatting at Faylen’s shoulder. “Rowan ran away, years and years ago, because Father abused them. Burned and branded and mistreated them, because they couldn’t stand the rigidity of our customs. I knew—about the brands, at least. I saw them one night, the brands, right before Rowan ran away. I can’t blame them, honestly—I get it; I’ve lost you. I’m trying to explain. Finley changed their name, became Rowan, remade themself into something new, a different elf. They—yes, they, that’s specifically how I was asked to refer to them. I’m not explaining this very well, am I?”

           “Ah, no,” Amavain says, after sharing a look with Faylen.

           “So—confusing parts aside, you found Finley?” Faylen asks, trying to summarize.

           “And you didn’t bring Finley home?” Amavain adds.

           “They didn’t want to come home. They’ve made a life for themself, in Ollivan Forest. They hunt and trade in a small town nearby, providing for themself. It—it wasn’t right, to pull them away from the life they’ve built. Rowan’s happy, happy in a way they could never be at court. It took my whole journey home to come to terms with this but—I can’t bring myself to disturb them.”

           “You didn’t—happen to hear anything about Perya while you were gone, did you?” Amavain asks, not daring to hope.

           “I asked around, when I had the chance. But I never learned anything concrete. I’m sorry, Amavain, I really am. I wish I had better news. But after I found Rowan—I didn’t see much point in staying away any longer. I needed to be back here, with you all. I needed to—I need to regroup.” Fenrose sighs again.

           “Is that it?” Amavain asks, his heart stuttering in his chest.

           “Ah, no, I suppose it isn’t. Have you two noticed anything different about Aerlanna?”

           “Uh—she was pissed after you left, for one,” Faylen laughs. It tapers off into a deep cough. Fenrose shifts and rubs his back.

           “She’s kept to herself, really. Nothing new,” Amavain interjects. “But she has been more closed off, especially lately. Especially from me. And—I haven’t really seen or spoken with her in days.”

           “Yeah, that would be my fault.” Fenrose wipes at her face again. “I went to find her, when I got back. I didn’t know who else to go to or how to explain everything. She didn’t… take my not finding Perya well. We—we were training, a few days later, and she… she’s—I’m worried about her.”

           “What’re you talking about? What did my sister do?” Amavain’s mind races coming up with every possibility, but nothing can prepare him for what Fenrose says next.

           “We trained and fought and—she beat me, Amavain. She’s never beaten me before.”

           “And that’s reason enough to concern you?”

           “No one beats me,” Fenrose snaps. “Not that easily.”

           “You’ve been gone for nigh on a year. It’s certainly possible—”

           “And in that time I have still been training and practicing when I’ve gotten the chance. I am far from out of fighting shape. I could give all of you a good thrashing and not be winded. And without me to spar with, do you really think she would have improved so much?”

           Amavain and Faylen both shake their heads.

           “I’m sorry,” Fenrose sniffles again, tears streaking down her face once more. “I lost control, and I yelled at her. It was the worst thing I could’ve done, because now she’s hiding. She’s still here—the servants have told me that much. She steals into the kitchens at night for food. But she’s avoiding me. I’m fairly sure that’s why she hasn’t been attending meals. I might’ve scared her off. I lost my temper and yelled at her and—she ran away. She left me there, and I didn’t chase after her.”

           “What do we do?” Amavain says, lost in thought. “She misses Perya, I knew that. But I never thought she would—I never thought she would go this far.”

           “It’s my fault—I left her here, I could’ve taken her with me—” Fenrose mumbles. Faylen wraps his arm around her shoulders.

           “No—it’s not your fault, Fenrose,” Amavain says slowly. “Aerlanna’s wound tighter than most. She misses Perya. We’ll just… have to come up with another plan, another way to try and find her. What else can we do? I really—I don’t know what to do next. There has to be something.”

           “I’ll think on it, and let you know.” Fenrose says, wiping her eyes and nose on Faylen’s shirt. He scowls at her in response.

           “That’s disgusting….”

           “What do we do now?” Amavain asks after a moment, letting the question settle between his cousins. They look at each other uncertainly. Amavain has never known Fenrose not to have the answer to a question.

           Both his cousins are quiet for several long minutes. Amavain contemplates leaving them to their thoughts and heading to bed. But before he can climb to his feet once more and wish them good night, Fenrose suddenly scrambles away from Faylen and leaps off the bed, pacing the length of the room. Her hands fidget, tugging at her hair and wringing one another.

           “Here’s what we do,” she says. “We work harder.”

           “I’m sorry?” Amavain asks.

           “I never wanted to lead. I don’t act like it, but Faylen knows this to be true. I wanted to bring Rowan home so I could lift the burden from my own shoulders and hide behind my older sibling. But that’s not possible. The only way—the best way—I can affect change is to lead myself, when the time comes. Rowan can’t do that for me. And you—” Fenrose wheels around, pointing at Amavain. He shrinks back into the cushions of his chair. “Look, your sister is a bastard, to put it bluntly. Perya, I mean. And regardless of whatever my father has done to her, he has no intentions of allowing her back in to court. My meeting with Rowan taught me that much, at least. He holds his grudges and will not compromise. He hates your mother for her misconduct—he’s not a forgiving one. Don’t take his kindness without a grain of salt. Don’t give me that look—Perya is not noble, not by his standards. And she will never be. That means rule of your province falls to you, Amavain. And you need to deal with that. Stop hiding in the library and burying your nose in medicinal records. Those aren’t going to help you.

           “But I can help you. You train with me now. You sit in on war councils—don’t speak, but you’ll learn more from watching us plan and maneuver than you will from those stuffy old tutors. You’re pitiful with a sword, you know that? Please tell me there’s another weapon you’re somewhat decent with. A lord doesn’t have to be the best swordsman, but you cannot allow yourself to look weak, even on the training field. I’ll help you there as well. And please, for gods’ sake, straighten your shoulders. Your posture is ghastly, really. All those hours bent over books has taken their toll.” Fenrose finally, blessedly, snaps her mouth shut.

           Amavain’s, in contrast, hangs open. His eyes are wide, processing Fenrose’s tirade.

           “I’m sorry—did I say something offensive?” Fenrose glances between her brother and her cousin. “Get used to it, both of you. We have things to do. We need to make sure Father won’t try to pull some sort of shenanigans to take Amavain’s lands away when he comes of age. And to do that, we need to turn him into the perfect lord, even Father’s favorite, if we can manage it.  And in all fairness, I could stand to do better in my own lessons.”

           Fenrose turns on her heel, glancing back over her shoulder. “Get some rest, the both of you. We’ve got work to do.”

           The door shudders closed behind her.            

           “Faylen?” Amavain asks slowly, ears ringing in the quiet.

           “Yes?”

           “Your sister is terrifying.”

[dy1kjxxa-blog]

Where can I get consultation for health insurance?

Where can I get consultation for health insurance?

I have been having a lot of insurance problems after about a year ago I went to a PCP for chest pain. They charged me for a general check up ($100) and referred me to 3 places, a hospital for an ultrasound (hospital bill $3500, doctor bill $750), a place for x-rays ($75), and a thoracic surgeon consult. The surgeons office was the only one to warn me that my insurance would not pay for their consult. My insurance, UnitedHealthcare, has only put in about $2000 towards the ultrasound and I am left with a lot of bills that I had no idea I would have until months after these was all done. Now I feel very frustrated and I do not feel like I can trust any insurance company to help me. I was wondering if there are businesses that can help me get the best insurance for me and explain how much everything will cost as I do it. I find it way too confusing to figure out on my own. I have a thoracic disorder which I was born with and I may need surgery. I have had health insurance under my parents until 23, then I got this insurance with UnitedHealth care when I turned 24.

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[tellytantra]

(adsbygoogle = window.adsbygoogle || []).push({}); Shivaansh tries to get free from the lights. He removes the lights and gets up. He asks Mannat to take the quilt and sleep on the sofa. She says I don’t want anything. She gets her blanket from her bag. He wakes up and feels cold. He goes to his window. He thinks if I m feeling cold, she would be freezing. He shuts the window. He finds her sleeping. He thinks who can say there is a clever mind behind this innocent face. Nani knocks the door. She asks Mannat to open the door. Mannat wakes up and looks for Shivaansh. She opens the door. She greets Nani. Nani blesses her. She asks her to get ready and come downstairs for her Mu Dikhai rasam. She asks where is Shivaansh. Mannat says I don’t know. Shivaansh meets Sonya. Sonya says I didn’t tell anyone about our contract, not even my family, I was happy that I m marrying you, trust me, I had fainted when I was getting ready, I woke up in the hospital, doctors said someone had added a sedative to my drink, I m sure that mehendi artist has done this, she was behaving so weird. He angrily comes home. He says ever since she has come in my life, she has messed up my life, I will throw her out of the house. Dr. Srivastav comes home. Shivaansh takes him aside and asks what are you doing here. Doctor says Mahesh has referred your case to me, I m your doctor from now on. Shivaansh says thanks, but Mahesh didn’t tell you that I didn’t tell my family about my illness. Doctor says I found a way of hope after studying your case, heart transplant can make you fine, I m happy your name is next on the list. Shivaansh asks really. Khanna says I knew Lord can’t do injustice with you. Shivaansh sees Mannat. She stumbles in the saree and tries to walk. Doctor says we have less time, we have to do a lot, this tracker will be with you, we have to monitor your heart rate, have the extra batteries, make sure there is no gap between readings. Doctor goes. Varun looks on and thinks sorry, I need to turn this ray of hope into darkness, I have to destroy this tracker. They hear some sound. Shivaansh keeps the tracker and goes to see. Mannat says I didn’t go home, Chacha Chachi would be worried and Munni….. I will go home after the rasam. Varun calls her to threaten about her family. She says I did what you told me, I got married too, let me go. He says I will let you go after my work ends. He asks her to go towards the pillar. Shivaansh talks to media. Media says Sonya gave statement that you didn’t marry her, then whom did you marry. Varun asks Mannat to pick the tracker. She asks what’s it. He asks her to remove the batteries and throw it along with extra batteries. Shivani comes to call her. Mannat goes. He gets angry. Nani says I got Shivaansh married to a girl of my choice. She asks Shivaansh to get his wife and introduce her, instead of being shy. Shivaansh holds Mannat’s hand and gets her. Nani says she is Mannat, Shivaansh’s wife and our family’s Bahu. Varun comes. Nani says Lord has made their pairing. Reporters question Mannat and Shivaansh. They ask what’s the proof of this marriage, is this a publicity stunt. Nani asks why will Shivaansh lie, Mannat is his wife, I can prove it to you. She says I can’t tolerate anyone pointing finger at us, Shivaansh you will fill sindoor in Mannat’s maang right now. She gives him sindoor. Varun signs yes to him. Shivaansh sees Nani and fills Mannat’s maang with sindoor. Tanha sa kuch….plays…. He says the respect and attention you are receiving is just for few days, you don’t know the result of your game. Varun thinks you can’t do anything, now its proved that Mannat is your wife, you need to die so that Mannat gets your entire property. Sharda wakes up from coma and recalls the attack. She says I need to tell everything to Shivaansh. Nurse says I will get the doctor and police, take rest, you can tell the police. Shivaansh says I hope you got the answers. Media leaves. Shivaansh says you won’t become my wife when you stand as my wife in front of media, you will be a liar and obsessive fan for me, the moment Nani recovers, you will be going jail. Mannat says I don’t regard you my husband, I married you out of compulsion, not happily. He asks what’s the need of this sindoor then. She holds his hand and stops him from wiping off the sindoor. She says before wiping my sindoor, remember what will you answer Nani, if you are doing a drama to save Nani, I m doing the same, please don’t touch me, neither my hand nor my forehead. She goes. He looks on. Sharda goes and hears inspector informing Aditi about her. She worries and says these people are involved with them, how do I inform Shivaansh. Nani asks Shivani and Radhika to get Mannat. They get Mannat for Mu Dikhai. Pandit blesses Mannat and says its you. Nani asks do you know her. Pandit says yes, she is a nice girl, I know her well. Nani says Shivaansh would have not got a better girl than Mannat. Shivaansh asks Khanna what’s this, didn’t you hire any actor to act as pandit, why is Mannat calling him a pandit. Khanna says don’t know, Varun had got the pandit. Shivaansh asks Varun is this real pandit. Varun says I thought he is a fake pandit. Shivaansh asks did Mannat change pandit. Varun says it means the marriage was real. Shivaansh gets shocked. Varun says you really got married. Precap:Shivaansh says I didn’t sign this. Khanna says I got this from Mannat. Shivaansh shouts on Mannat. He says I will send you to jail for this fraud. Update Credit to: Amena

http://cattybilli.blogspot.com/2019/02/ishqbaaz-18th-february-2019-episode.html

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How much is it to get painting and remodeling permit and insurance in seattle WA?

Why is it so difficult for me to get health insurance?!?

Im 23 yrs old in Maryland and Im trying to buy my own health insurance for the first time. I havent been to the doctor in so long so Ive been having issues lately with my seasonal allergies. During this past year I went to an ENT specialist without insurance to get medication/prescription for a sinus infection and paid cash. The ENT specialist recommend I get sinus x-rays if the medication didnt clear up the problem. I am still having issues with it so I decided to apply for insurance so I could afford further treatment. However Ive applied to 2 places, both companies called me for an interview where they asked me a bunch of questions over the phone about any treatments I received or have been recommended to have. I have been declined twice with them saying get the recommended treatment done then reapply WHY??? OMFG I dont have a serious ongoing illness why are these people giving me such a hard time???? =( What do I do?? Thanks.""

""No fault claim on car insurance, will rate go up?""

My truck was hit by a car while parked in valet parking. The valet company was not driving the other car, it was a lady who tried to get around my truck because she did not want to use the valet. The valet company took her insurance information and wrote a report indicating what happened. I only have a few deep scratches on my bumper, but it is a new car and kind of want to get it fixed because it is new. I was hesitant to call my insurance and tell them about it because I have heard that a claim is a claim on my record regardless of fault. I did call my insurance to discuss the situation and when I could ask if my insurance would go up for a no fault claim, the lady told me she just filed the claim and an adjuster would contact me in a few days to answer all my questions. If it is only a few hundred dollars in damage, I would have rather paid it myself than have a claim. Anyone experience anything like this and how long does claim stay on record in case I have a real claim someday?""

What would my car insurance be?

I am 16, female, first time getting insurance. I am thinking about getting a convertible, would my insurance be more? If so about how much more? But black or blue, not red or yellow. One of my friends is my age/sex and hers is about $100/mo. Would mine be about the same, give or take a little? I am trying to come up w/ a budget and see what I can afford so any help will be greatly appreciated! Every free insurance quote site you must fill in your EXACT car type or be 18+, I have already tried that.""

Car Insurance COMPANY?

I HAVE 2004 FORD EXPLORER SPORT TRAC. I NEED A CHEAP INSURANCE,WITH COMPANY IS CHEAPER? I DO NT WANT TO PAY MORE THAN $ 100/130... THANKS FOR THE HELP.""

How much does a sr22 policy cost?

I caught driving with out insurance. Now I have to carry an Sr22 policy. I was wondering if any one knew what that's going to cost. I drive a 97 f 150. I don't need exact numbers just a ball park. Thank you

Question about cheap health insurance??/?

i am looking to buy some health insurance that is affordable that will cover a tubal reversal surgery %100. I had my tubes ties or burned 5 years ago and now we would like to have another child but i just have medicaid and that wont cover it... Any ideas on some insurance plans that would cover a tubal reversal and pregnancy and where i can find a doctor that will do a tubal reversal with health insurance????/

How much does motorcycle insurance typically cost?

good credit, driving record, etc...""

Car Insurance Price for 99' Corolla.?

I'm thinking about getting this 99' Corolla but I'm not sure how much the car insurance will be. -I am 17 years old and i took Drivers Edd. -I live in Rural area. I hope some of this info will help with the estimate. Looking for how much the insurance will cost a year/month.

How much is it to get your insurance license?

How much is it for the classes/exams/etc in california? I just got hired for state farm, and i need an insurance license but how much is it exactly?""

How do I get health insurance?

My job doesnt provide health insurance and I do need to get some. Thanks for the help :)

Whats the cheapest quote you have gotten for your car insurance?

were you happy with the quote? what company was it with? are u still with that company?

Young driver insurance quote?

Hi guys I was checking insurance for myself for when I passed my test in December and I have been quoted 3500. Now that was with my mum on insurance as a second driver. On my own it was 3600 on an Reno Clio 2000 1.2L. I'm 18 and only live with my mom. We're not made from money so I won't be able to pay that much for insurance. Is it this'd high because I'm from Poland (been in UK for 7 years) or is it because I got it from one of the comparison websites (compare the market, go compare). All answers are appreciated and thanks for reading. Jake""

Where can I find a CAR RENTER'S INSURANCE that I could use for a week?

Found a cheap rental car- but they require insurance. Need a short short term insurance for renting car- HELP?

Most afordable car insurance for infiniti g35coupe 06 in new york?

Just wanted the know what is the most affordable car insurance for a g35 coupe. The insurance is going to be under my dads name who's over 25. I was looking at tri-state but is there something better?

I need infon about various product/plans available in life insurance?

what are the various products in life insurance available, please do let me know now , it is a request""

Buying a Motorcycle and taking it to California?

So I'm in Florida and I'm selling my car to buy a motorcycle. I'm thinking about purchasing a triumph bike here in florida at the dealership and having them ship it to my house in California hoping i can get a sweet deal. What do you guys think? tax in florida is cheaper than California but will i still have to pay for other stuff besides the obvious insurance, plate, etc.? or is this all a dumb idea, should i take my car money back to California and buy the triumph bike there?""

What is the best and most affordable home owner's insurance in Texas?

What is the best and most affordable home owner's insurance in Texas?

Low but guf health insurance?

I need help finding a gud health insurance.But that is gud but isnt so pricy

Cheapest insurance in Washington state ?

Cheapest insurance in Washington state ?

Need cheap health insurance for my family....?

Im unemployed and currently receiving unemployment. I need leads or info on cheap or affordable health insurance for my 3 children and I. I live in Dallas, Texas if that helps or makes any difference.""

Should everyone be required to buy healthcare insurance?

I say no. What if I can afford it? It should not be required but it should be AFFORDABLE!

Insurance sells up or down?

This is a question addressed to current ly licensed Insurance agents abroad; therefore, my question is concerning the economy crisis we Americans are facing right now and with that, is Life & health Insurance coverage on the fall or rise? I have been waiting to start this career but not too assured that right now is the best time for this.""

How much would insurance be for a 17 year old male in Alabama?

Please only educated, backed-up answers.""

What is the best affordable car insurance for young adults?

I just got a car and wanted to get insurance on my car but dont want to pay a lot of money for it. what do you recommend?

Help! Affordable health insurance for healthy 2yr old in Florida?

Do you know of any good insurance? We're looking for one and it's confusing.

Why are my insurance quotes so high?

I am trying to get car insurance and all the quotes I'm getting are about 100 dollars a month. I'm in highschool and any of my friends get theirs for like 60 a month. I have a perfect driving history and still it's too high.

I need to find cheap renters insurance in Michigan? Wheres the best place to go?

I need to find cheap renters insurance in Michigan? Wheres the best place to go?

How much will I get off insurance ?

Ok so my Subaru liberty gx 1995 manual car was stolen and Un found, I have claimed on it and insurance company said I will get the market value for the car, the car value is $4,800 - $7,150 so I was wondering what I would get ? The minimum, the max or just right in the middle ?""

What if i cancel my auto insurance and get back after six months?

I canceled my auto insurance before six months. now I got another car and I got accident before I purchased insurance for this car with the same company. then I purchased the auto insurance.so, my question is does my insurance company has to cover for this.""

Is a jeep grand cherokee overland reliable w.cheap insurance for 16 yr old?

15 now looking to get one possibly is it good for me

Auto insurance question.?

I was in an accident and my auto insurance has a limit of 5000 medical. I went over the $5000 medical bills. Will my private health insurance cover the overage?

Do I need insurance on a 50cc scooter?

I'm getting one because I don't want to get a different license and it's convenient. I'll get tags on it, that's easy. Do I also need to get insurance for it to be street legal?""

""I received a ticket for no seat belt, will it affect my insurance?""

I got the ticket in Garden Grove, California (my first offense). I am thinking about fighting it because I DID have my seat belt on but then I found out that the Vehicle Code 27315 states that the fine for a first offense is no more than $20. But then again I am worried that it will affect my record and my insurance. Can I go to traffic school or something to clear the violation so my insurance won't know? If not should I fight it?""

How much would Insurance for a bike?

I want to get a 2005 YZR-R6 by yamaha. I dont have my motorcycle licence and im 17 years old. I will get my first written (m1) licence soon. the bike is cheap but im woried about insurance. For motorcycle insurance do you pay it for all 12 months? I will only be riding it in the summer time anyways so do companies allow you to only pay for 3-4 months?

What to do when car insurance refuses to cover an accident?

My boyfriend crashed his friend's car recently. He had permission to drive it but happened to get into an accident. His friend has insurance for the car and my boyfriend has his own insurance, but neither ones' insurance will cover the car. He thinks his options are limited to only taking over the car payments or going to court (the friend's insurance says it should be reported as stolen if he doesn't pay up). Shouldn't the friend's insurance be extended to cover my boyfriend as a temporary driver? Aren't there other options?""

Anybody know of cheap but good car insurance?

i drive an SUV and i would like to have good coverage as well as being covered if someone else is driving my car....

How much is my no registration and no insurance ticket going to cost?

This is in California, if you have any idea please lemme know thanks!""

Why do insurance rates vary so much between states?

Sometimes states that are right next to each other have totally different insurance rates from the same company for the same car and driver. It's not like driving magically becomes more dangerous when you cross the state line, so why does this happen?""

What is some cheap health insurance?

What is some cheap health insurance?

What is the best individual orthodontic insurance?

Hey there, I am a student in college right now and I just got braces on a few months ago. Then my mom lost her job and we lost our insurance. Does anyone have any good orthondontic insurance out there for the individual? I'm searching but I am having a hard time even starting. The total cost is 2845.00 and cigna was only paying 345.00 anyway. Anyone else getting a better deal out there?""

Can I get a life insurance license with a misdemeanor on my record in California?

Misdemeanor is four years old for petty theft.

Ballpark figure on motorcycle insurance?

First please don't tell me to call my insurance agency, that's why I'm on here. I just want an estimate I'm 17, male, it's a 1999 cbr600f4, I don't want full coverage, just liability, I am on excelsior high honor roll at school, I took the msf course, I have had my moorcycle license for a year now, I live in upstate new york. And would be riding leisurely. Any guesses? How much do u pay, how old are you etc. Thanks!""

What is the best and most affordable home owner's insurance in Texas?

What is the best and most affordable home owner's insurance in Texas?

Why did so many Liberals run away from the ACA as soon as they found out that they'd have to pay for their own Affordable Health Insurance ?

Why are so many Liberals running away from the ACA they declared that they needed so desperately as soon as they found out that they'd have to pay for their own Affordable Health Insurance ? I don't get it ?......Liberals asked for Affordable Health Insurance not Free Health Insurance so why are they running way from Affordable Health Insurance now like it is the plague and even opting to pay a fine rather than buy Affordable Health Insurance for themselves /

Can I change car insurance in the middle of a claim?

I bought a different car and want to change insurance companies but was iin an accident and they are currently paying my hospital bills. It wasn't my fault, as I was rear ended. Can I still find a cheaper insurance for the new car?""

""Healthcare insurance is a good and necessary product, that can literally save your life...?

...in many situations. Why are Conservatives playing the ridiculous charade that Obama is some horrible tyrant for doing his best to make sure every American has it?

""Low cost health insurance, where can I find some?

I am able to squeeze 150 dollars out of our family budget for a monthly health insurance. I would like to be able to choose a doctor. I live in Florida. I'd like any help and ...show more

Help with car insurance?

Hello, I am 18 and saved up alot of money for a car, I passed my test around 9,10 months ago and now i want to buy a focus rs. I dont want people saying that i shouldnt buy it and something else is better. All I want is to know roughly how much my insurance is going to be and where i will be able to get it from? Thanks in advanced""

DMV proof of insurance?

ok so im 16 and i live in california the dmv wants proof of insurance for my drivers test, my dad added me to his policy but the insurance card says his name on it but im included in his policy so can i just show them the card with his name on it?""

Can I get liability insurance on a 2005 mazda tribute or will I have to get full coverage?

Can I get liability insurance on a 2005 mazda tribute or will I have to get full coverage?

""If a trucking company is self-insured,what are deductibles?

I've been told that I have to cover damages in a backing accident between two trucks belonging to the same self-insured company.

What kind of health insurance can i get if i dont have legal documents?

What kind of health insurance can i get if i dont have legal documents?

How much (approx) would insurance be for a 1.1 saxo?

The exact car is '2000 CITROEN SAXO 1.1I DESIRE BLACK VTR REPLICA' a few modifications (cd player with bluetooth, black front lights, smoked rear lights, front fogs, full colour coded vtr body kit, DTM mirrors, vtr alloy wheels, lowered on 40mm G-max springs) i'm not even 17 yet but i was wondering what would the cheapest possible *(legal) insurance be on this car thanks :) !!""

Should I cash in my whole life insurance policy?

I purchased a whole life insurance policy about ten years ago. I know, bad decision. Now I have acquired some debt from a divorce and if I cash in the policy minus any taxes and/or fees I can wipe this debt out. I still have an SGLI policy currently for 200K and can increase this after I close the other policy. Is this a good decision?""

What happens to my car insurance with 2 speeding tickets?

I got a speeding ticket and took a defensive driving class in December 2012 and was put on probation for I think 6 months? Now, only four months later, I got another speeding ticket. Will both of these tickets go on my record? And if so how much do you think my AAA car insurance rates will go up? I am 19 and have nothing on my record except for these two tickets. Also, what will I have to pay in court?""

What would the insurance be for a 16 year old with a ford expedition.?

Hi, I'm 16 years old and I currently have a 2002 Gmc Envoy, and I love the qualities of the car, but the brakes are horrible and it's crash test rating is really low. I've had people pull out in front of me on more than 2 occasions and my brakes take so long for the car to stop so im really nervous when driving it. I want to trade it in and get a 2000-2005 ford expedition because its on the same platform as my dads f-150 and when I drive his truck the brakes are so much better and I have better visibilty, the expedition is also better in crashes. I know the gas is more but it only gets 2 miles less than my envoy and I only use if to drive to school and footballs games. If i were to switch cars how much would my monthly incurance be? Im 16 and im a honor student so I do get a discount with farmers insurance. Also i believe right now my envoy is pricey because its the high class edition with the heated seats and stuff so all of that makes the rate higher. I dont need all of that with the expedition though.""

When is the best time to talk to an insurance adjuster?

Someone hit my car and admitted fault while I was looking for a parking spot. The damage to my car was $1500. My gf was injured and goes to the chiropractor 3 times a week. The first day to the chiroprator cost like 400 dollars, and everyday after for treatment cost about 125. They want to treatment for atleast 1 month. The doctor told my gf that she was going to miss 2 weeks off work. The adjust wants to talk to us in one week after the accident. Should I contact a lawyer or no? They want to do a settlement. How much should I expect? They are already paying for the car repair, and car rental (6 days) But my insurance is paying for the doctor visits and stuff. I never been in an accident before that was caused by someone, so I'm not really sure how to deal with an adjuster. As soon as possible or wait till all treatments are done?""

Why is Obamacare called the Affordable Insurance Act if it provides health care?

Why is Obamacare called the Affordable Insurance Act if it provides health care?

Can somebody suggest me some good health insurance company which can provide me insurance for four months.?

I graduated very recently from a US university. And, I had campus care insurance. It might take some time for me to join the job. And, I would like to have some kind of health insurance for four months. Can you please suggest me some good company which can offer me insurance for such a short period?""

""When your 18 and still in high school, does the car insurance company still check your grades for a discount?

My younger sister recently turned 18 and got her license. She's in dying need of insurance but she's a D average student and ashamed to show her grades. Does the car insurance discount still apply to students who are 18?

""If I like a used car say $20k. What is the order of getting a loan, paying with loan, car insurance?""

Do I get aproved for a loan then tell the dealer, then get insurance?""

Insurance for 2001 celica?

considering everything else equal (age, experience, w/e), how is the price of insurance for a 2001 toyota celica compared to cars of the same price range? eg accord, sports cars, compact cars, midsize""

How much is the cost one day car insurance?

How much is the cost one day car insurance?

Insurance expensive car?

well i was comparing insurance prices on gocompare on a 1989 205 1.0 and when i priced it at 2500 the insurance was 4k but when i put the real price at 650 the insurance went up to 6k. shouldnt it be cheaper if car is worth lesss?

Car Insurance - Driving cross country?

I am driving my 2012 leased car from CA to MA, because I am relocating to MA from CA. I currently have farmers insurance on the car, will my insurance cover when I am driving across the country ? I will obviosly find a new insurance company in MA and will cancel my CA insurance, but i am just concerned about the Insurance during the drive. Appreciate any response. Thank you. -Kris""

I want a baby but don't have insurance?

My husband and I just got a new apartment and then got married courthouse style. We have both decided that we want a baby soon but right now we don't have insurance. Is there any cheap option that would cover the entire pregnancy?

What would be cheaper on insurance?

I'm thinking of getting a 1987-1995 jeep wrangler yj or a 1992 acura integra. Which would be cheaper on insurance? thanks.

Car insurance?!?!?!?!?! HELP!!!?

im 15 and i just got my liscence (you can get it at 15 in Idaho because i live in a hick state) im a good student, 3.8 gpa, and ive never gotten in an accident while i was a student driver with my permit. about how much can i expect to be paying a month for car insurance? dont tell me to go to a website and fill out a form, it takes forever and i dont feel like giving out my social security number, thank you very much. please does anyone have a ballpark estimate?""

What is the best and most affordable home owner's insurance in Texas?

What is the best and most affordable home owner's insurance in Texas?

What is the cheapest insurance for a 17 year old driver?

What is the cheapest insurance for a 17 year old driver?

Is Mitsubishi Lancer Coupe considered a Sports Car in Insurance?

Hi, im in australia planning to get a lancer coupe, not the sedan. they range in late 90 models. I cant tell if theyre a sports car or not by insurance companies. (sports car are more expensive). a small low budget economical 1.8L car wouldnt be classified as a sports. But then lancers were originally used in rally races. Can anyone tell me if this lancer would have higher insurance costs than a 4 door sedan version.""

Motorcycle insurance for a 17 year old?

I'm 17 living in New York. I'm working on getting a motorcycle permit and was wondering what insurance for someone my age would be at different companies. I would probably get a bike with 250-750cc. probably a sport or standard bike. what do companies look for when they consider what to charge? ive never been arrested, have a job and good grades. Do you need to prove your responsibility to lower prices or do they just slap a huge fee on you for being a young male.? If you could tell me what you are being chraged or were charged that would be a great help. Thanks""

How much would my car insurance be if i am a 16 year old female driver?

i live in indianapolis indiana and i own a 1998 caviler

Are you required to pay insurance?

Once you get your drivers liscence do you have to pay insurance ??

Car and home insurance together...?

I recently purchased a new car and will close on a home in 2 weeks. I am looking for auto and home insurance in NJ. I called Geico today - got a decent quote. But they dont have home insurance in the area. All State gave me a quote for their platinum one and told me they'll give me the other packages in a minute - put me on hold for 25 mins and I hung up (again they dont have home insurance in my area). Anyone has any experience with TWG insurance? My car dealer gave me their info. I searched for reviews in NJ - nothing, They're TX based and have both home and auto...not sure if it is good for NJ. This is my first car and home. Any advise on what to look for esp for my car. What are the grey areas that they can con you? What are the most important points to look for? Any suggestions on good plans in NJ?""

Where can I find Health insurance providers?

I am looking to buy a temporary health insurance. I am a student and need this health insurance for only 3 months. Do you know any reliable, health insurance providers that could help me with this? If you could please provide a website or a phone I would really appreciate it! Thank You""

What is the basic kind of insurance required by California Law?

What kind of insurance covers something like another driver hitting your car door, and then driving off before you could get their license plate # what is comprehensive , and what is collision, ?""

Where to find a dental insurance/plan that provides full coverage(if not 100% something close)?

I am sick and tired of being robbed over and over by those dental offices...whatever my dental plan says it saves on me they always come up with something to make me pay as I am not insured at all! I am willing to pay more for and expensive dental plan/insurance that covers me 100% or very close from that(=> 80%) I just don't want to go through the price of each service I get from the dental office because its useless! ... and please don't post me links to those websites that collects my private information just to give me quotes! Only if you tried the insurance or know somebody tried it...I am looking for life experience not google search results! thank you very much :)

I might be getting a car and I need to know the insurance?

Ok, so I'll be 17, it'll be my first car, it costs 300 that's it :) all that needs doing is some rust work on the door. It's a 1987 D reg Saab 900 :D any ideas on how much my insurance will cost? I dont know the full license plate so I can't do it properly myself :/ but even just a rough estimate would be a great help :) thanks :)""

Car insurance for teens?

Hi, so I just got my license today and now I have to insure my car but don't really have much information about how to do so. I'm an 18 year old girl and I only drive to and from school, which is about 7 miles away from my house. I have a Toyota corolla 2005 model but it belongs to my grandma. she's planning on completely giving the car to me and insuring it completely in my name and canceling her insurance because she no longer has a means to drive, since she only picks me up from school. My family doesn't really want to put me on their insurance and insist that I have my own separate plan. My whole family uses Geico btw. so if I wanted to insure the Toyota completely in my name, I would have to first get a quote right? if I set up the insurance with a certain amount of mileage, would that decrease the amount I have to pay? what about good student discounts ? if there are any cheaper alternatives please recommend them to me! I'm a full time student so I can only afford so much :(""

How does having a salvaged title affect insurance?

Does it cost more? My dad told me that you're unable to get full coverage with a salvaged title.

Would it be the cheapest sports car for a teen?

Yes I know insurance is not cheap for 16 year olds but I saw the 4 cheapest sports cars to insure I saw a pontiac solstic and a mazda mx5 would these 2 be the cheapest for me to drive then if there the cheapest sports cars to insure I will be 16 soon and I live in nebraska

Term Life Insurance at age 21?

I am 21 and I was wondering if I should purchase a $1,000,000 term life insurance policy through USAA. I received a quote for $42.19 (and an additional $11.66 for waiver of disability) and the premium is guaranteed for 30 years. Do I need this policy at my age? Also, should I get the Waiver of Disability for $11.66 more per month? All answers are appreciated!""

How much would my insurance cost?

I am 16, i have a 4.0 gpa, and i have taken drivers ed. I live in Florida, and i will be driving a 2003 honda civic. Thanks!""

Will my auto insurance premium go up for passing a red light in NY?

This is my first moving violation, it originally was failure to stop for a school bus but it got reduced to passing a red light and is now only 3 points. I have a clean record otherwise and my auto insurance is under my mothers name, I am just a secondary driver under her quote. Will my insurance premium go up and if so will it be much? Is there anything that I can do to lower it if it does go up?""

Is getting renter's insurance a good idea? How about with Balboa insurance?

I'm considering getting this but have no idea how renter's insurance works or anything.

First time dealing with car insurance for a 19 yr old?

I just finished drivers ed today and I want to go ahead and get my drivers license because also Lowes called me and want me to come in for orientation! Crazy day right? 2 good things in 1 day. But anyways the Lowes that I should be working at is maybe 15 minutes away and the position I have should be a night position. I'm sure my mom doesn't want to drive around at night so I told her she can just give me the car at night. Here's the thing my dad said he'd have to put me on his insurance. I would like to get my own insurance so they can save some of there money. So can anybody point me in any direction or give me some tips. Because im clueless when it comes to car insurance. Right now my mom is asking me do I have to work there. I plan on grabbing this job because I've been looking for awhile and I finally got 1. Ain't no telling when I'll get another one

What insurance do I need to fly as a Private Pilot?

And if you know on average how much it costs, that would be appreciated.""

Cheap car insurance for a new driver?

like the title say do ya know a car insurance that is real cheap for new drivers got my license this month and my car and now i just have to register it and get insurance and i got a job and i just want to know how im going to budget stuff and how much you expect i should pay a moth

""IM 17 , WHERE CAN I GET CHEAP CAR INSURANCE ON MY FIRST CAR?""

I DONT WANT TO PAY 8000 I WANT CHEAP,, HELP :)""

When do car insurance rates drop?

At what age do car insurance rates drop? Currently I am a 20 year old male living in Kansas. Also what else will cause insurance to go down. If you get married, have kids, etc....? Thanks.""

2008 Toyota Camry Insurance?

I much am I looking to pay for insurance on a 2008 Toyota Camry. I am 18 years old with a clean driving history.

""Health insurance starts in 10 days, but I am sick now. Will they reimburse me?""

If I went to the doctor now, would I be able to submit a claim for reimbursement? My insurance is Aetna. I called them, but they are closed because it is Sunday. Answers/suggestions are appreciated.""

Ford mustang insurance for a 17 year old?

I wanna buy a 88-93 mustang 5.0 could I save insurance by putting it in my parents name? How does that work because if it's in my name it's gonna be pretty high.

What is the best and most affordable home owner's insurance in Texas?

What is the best and most affordable home owner's insurance in Texas?

https://www.linkedin.com/pulse/looking-affordable-medical-insurance-plan-my-husband-he-jill-melville"

[foulfurywombat-blog]

I just found out that I am 9 weeks pregnant, which insurance company would insure me if I just found out?

"I just found out that I am 9 weeks pregnant, which insurance company would insure me if I just found out?

So I just found out I'm 9 weeks pregnant, and I've been uninsured for the last 5 years, which health insurance will insure me if I JUST found out I'm pregnant?

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 

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Appropriate and affordable health insurance for my autistic son?

Here is the situation: My son is seven and severely autistic. He lives with his mom (we are divorced). As part of our agreement, I take care of his health insurance and medical bills, co-pays and things related to his medical care. I pay for insurance for him thru my employer, around $280 a month, just for him. However, although it is pretty good for office visits, it is really bad for hospital. Because he is autistic, he has to be knocked out for some procedures that he wouldn't normally be knocked out for. Recently he incurred a $9000 bill, which the insurance company wont pay because he already maxed out his hospital indemnity for the year. I feel that the time has come to provide him with some sort of hospital indemnity, but I can't find any that I can actually afford. I don't make very much, I make enough to pay his regular health insurance and his child support, and the occasional doctor bill. But I don't make enough to pay the huge premiums that a regular hospital indemnity plan has. To add another wrinkle, I live in New York, he lives with his mom in Connecticut, she is the one who brings him to the doctor/hospital, I'm just the one who pays for it, which I am happy to do. But the problem is, that anything available with NY, only covers providers in NY. CT wont work with me because i do not live there. Am I screwed (as in I have to pay 900 per month in hospital insurance), or is there something I can do? By the way, I make about $36000 per year, not a lot for New York. I just want to provide the best care for my son, but I need something I can actually afford""

Does auto insurance cover a person or an automobile?What if someone drives your insured car and they have none

If you drive someone's car who has insurance on their car but you don't have any auto insurance and you get in a wreck does their insurance cover it or could you get a ticket ...show more

Insurance Prices on a Antique 76 Corvette?

I have a '76 Corvette Stingray that I will be getting soon. I'd like to know what your insurance price are for those who have similar cars. In florida a car must be at least 30 years old to be considered an antique. The vette is. Will i get any nifty insurance breaks? if you have a older antique corvette or similar car... what do you pay for insurance?

Whats the best and affordable health plan to get?

I have never gotten health insurance my whole life and for once in my life I am getting it for myself. I want to go see a dermatologist, and its way too expensive to pay out of pocket, whats a good and affordable health plan should I get? Got any suggestion to where I can go and get some help? Anything will be great, thanks!!!!""

Where i can get affordable or free x rays?

I have a prescription for low back and leg x rays,but is kind of hard for me at this moment cause i don have a job and i cant afford $300 that's the estimate the hospital gave me when i'd call to ask the cost,cause i don't have health insurance neither""

Would insurance on a 2005 pontiac GTO be cheaper then insurance on a 2000 Grand Prix GTP (Supercharged)?

jw

""It would seem,by the comments I've gathered, it really isn't about affordable health insurance ...?""

it is about lifestyle. If that is the case then isn't this debate about Health Care simply over CONTROL? Should YOUR insurance rates go up if you have many health problems? I think so if you health problems stem from overeating and smoking and things like that you can help. People who engage in unhealthy habits like the 1st answer said should be charged very high rates that way when they do have problems, their rates won't go up. That depends on whether it's real insurance, where the costs are spread across a pool, or funny health insurance like we have now, which isn't really insurance at all, more like a form of extortion. The overwhelming majority of illnesses are not the fault of the sick person, and those who have the greatest costs are often so sick they are unable to work. ` Absolutely. If the insurance company faces higher outlays on your behalf, why wouldn't they charge you more in order to offset the difference? I would say that your insurance rates should be based more on your lifestyle habits than anything else. I have no problem with making people who smoke, are overweight or have other unhealthy habits pay more for thier health insurance. (It works this way with life insurance.)""

California life and health insurance exam?!?

I took it once but only got 60% and it was super difficult with only studying the pre licensing course. Can anyone give me some other materials or advice for getting a passing score. Please and thank you. And please no bulls**t answers-___-

Cheep car insurance companies in London?

I am a new driver, Can someone advice me how can I get cheep car insurance and with who? Thanks.""

How much would insurance cost on a 125cc Skyjet?

Looking to buy a 125cc and want to know how much it would be to tax it, MOT it and insure it. Almost 17 and just want a brief idea about how to do it and what to expect.""

""I'm 17, can a go under my parents insurance for my car?""

Hi, im going to buy my first car soon, im looking at a Pergeot 106, with a 1.4L engine. I've had a quote to insure it under my name, and lets say it's more than i can afford. So i know it's cheeper to under my parents insurance. Is this safe and how much would it cost for this car im looking at? My parents havnt had any crashes if this helps? Thanks so much""

Will I have to switch my car insurance if I buy a new or used car from a dealer?

My current car is just costing far too much money in repairs for it to be worth it to keep piling money into. I'm a college student, so money isn't exactly plentiful, but its looking right now like I just need a new car, period. I have a decent job, and I could probably afford a car payment of around $200 a month just fine, however I am very concerned about any hidden cost with insurance. My dad told me that if I buy a car from a dealer, then I will have to switch my insurance to full coverage (I'm currently just on my dads insurance, and I only have to pay about $50 a month) but he says that if I get a new or used car from a dealer, I will have to change my insurance coverage and it will cost me more around 150-200 a month in insurance. And if you pair that with a car payment, I simply couldn't afford it and still be able to make rent and whatnot. So I came here to see if he is correct in this. I know there will be taxes, dealer fees, registration costs etc. but Its the insurance part of it that might make it impossible. Also, do I have to have my credit established for a certain amount of time before I can buy a car? I tried to avoid credit cards for as long as I could, so now Im still kind of new in the whole credit game.... Anyways, thank you for taking the time to read my question and hopefully answer it!! It is much appreciated!!""

Car insurance question?

I am 16 years old and I will be getting my liscence soon. I am really excited to be able to drive and not to the bus to clas anymore and be able to meet my friends whenever but my parents are making me pay car insurance on my own and they will get me a car. Probably a toyota or something like that. How much will it cost I do have a good amount already saved up but i would like to get an idea of how much it will cost me thanks

Buying first car and auto insurance question.?

I just got pre-approval for an auto loan. I do not even have a car in mind yet. My question is when do I contact insurance companies? Should I look at cars, pick on I like, and then contact car insurance companies about quotes or should I call them before I even go browsing? Im just a little lost. Also, I hear car insurance is flipping crazy for young men. Im a 22/Male in New Mexico so if anyone has insight or suggestions I would appreciate it :)""

What is The Cheapest Auto Insurance for A Beginner?

....

CHEAPEST DRIVING INSURANCE FOR TEENS?

im 19 and i was never insured. I live in ontario, canada. I want to be principal for 2007 chrysler sebring, I need the cheapest quote possible. thanks""

""Hi there, Any one can tell me ``how can I get cheap car insurance in london?``?

I`m 28 years old. I got uk full licence in 11/2012 I have Toyota starlet 1.3 car It`s 1999. plz any one can tell me how can i get cheapest insurance. cheers.

HELP!! IM 19 i need a very cheap car insurance?

hi i recieved a BMW compact 02 plate car as a gift, and i was really happy but now im really upset because i cannot find any cheap car insurance, i quote all the time and the lowest price i get is 5200 for a year and monthly instalments of 468, i wonder where in their brain do they they think i can pay that every month, i work and pay my rent, sky, internet, gas, tax, credit card etc. what must i do i cant afford to pay 468 more on bills. can you please give me websites which can help, and please dont leave any rude comments because i really cant be bothered for u wasting your time , THANK YOU""

Why is Health insurance a must for your parents?

Health Insurance a must for your parents

I want an insurance quote?

I want to the difference in insurance between a 93 v6 Camaro and a 93 Camaro Z28

How much homeowner insurance should I buy?

In other words, how much does it really cost to rebuild this house? My homeowner insurance company insures the dwelling for X, and another company suggests I insure it for 76% of X. So who is right and how do I find out? Another important question -- do most people try to get 100% coverage in case the house is vaporized, or do smart people go for, say, 75% coverage because the entire house probably won't be destroyed? Advice, please.""

How much is a g35 coupe insurance?

I am a 17 male and am about to buy a 2004 g35 and was wondering how much insurance was. I have a clean slate, no accidents or tickets. I have farmers insurance and was wondering how much my monthly insurance would be roughly? I have a good gpa of above 3.0 so doesn't that give me a discount?""

Does car insurance cover only one car per policy?

Like, if I had many cars, would the policy cover all those cars for one fee or would I have to get insurance for each car? I feel like each policy only covers one car but I'm not for sure which is why I'm here. And if there is such a car insurance that covers x amount of cars for one fee, let me know. Thanks for taking the time to answer this.""

How much roughly would it cost to be on provisional insurance on my sisters corsa?

How much roughly would it cost to be on provisional insurance on my sisters corsa?

""My truck was keyed, will my auto insurance rate go up?""

My black 2008 Chevy Silverado was keyed recently (passenger side: all the way from the bed to the front. front hood: across the front of the hood above the grill), I would like to repair the damage with my auto insurance. Will my rates go up because I am making a claim for the damage?""

I just found out that I am 9 weeks pregnant, which insurance company would insure me if I just found out?

So I just found out I'm 9 weeks pregnant, and I've been uninsured for the last 5 years, which health insurance will insure me if I JUST found out I'm pregnant?

What would be an inexpensive car insurance company for drivers that dont have the best record due to speeding?

i live in Jacksonville,Fl if anyone knows a cheap insurance company""

Would my insurance be cheaper if I go from a V6 engine to a 4 cylinder?

If so, how much difference in price would it be?""

What medical insurance companies will not cover sport injuries?

I am writing a report on insurance coverage and sport injuries. I know that most medical insurance will not cover an injury that occurred while playing on an athletic team. I want to know which specific companies and their policies

Car insurance...?

I am thinking about buying a 1999 ford fiesta sometime. I have opted for a 5 door car rather than a 3 door car. I have heard of some people paying up to 3k per year for insurance. How much difference roughly in terms of  would having 5 doors make in stead of 3? And what would be the difference rouughly between insuring a car with a 1.8 diesel engine than something like a 1.4 diesel engine? I want to get a car when I have passed my driving test.

I need help with car insurance.?

I am saving up for a car but I don't wan't the car to be a sports car because the insurance would cost to much. Could you tell me which cars are not sports cars. 1967 chevy impala 1969 chevy nova 1969 plymouth Barracuda 1995 chevy camaro 1970 AMC Javelin Ford thunderbird ford firebird Thanks!

How much is Property Insurance? How much is Property Taxes?

Doing a paper for School Whats the average amount of property tax, for a statelike california? Say Los Angeles Is there an average on property insurance?""

16 year old's Car insurance?

I'm and I have my permit. I turn 16 in may. Im going to get my license (or atleast take the test ) on my 16th birthday. Im not going to buy a car, and im going to just drive my parents cars. What I don't understand is why I have to pay for car insurance, since my parents already insure the car. And the car is ensured for any driver of the car.""

Can I have car insurance under my parent's name?

Meaning, I am 17 on a probationary license. My parents and I currently have Allstate Insurance and I'm a part time driver on mom's vehicle. They recently bought me a car from my instructor's daughter. I would like to be an all-by-myself driver under Liberty Mutual, being they've shown me the absolute best rate, hands down. So question is- can I have car insurance under my parent's name with Liberty Mutual, as they keep Allstate? (My policy, just under their name)""

What would be an inexpensive car insurance company for drivers that dont have the best record due to speeding?

i live in Jacksonville,Fl if anyone knows a cheap insurance company""

""What do i do first, title or insurance?""

so i figured out what insurance company i'm going to use, and my cousin is giving me her car. do i need to get the title of the car before i get insurance or do i have to get insurance first. i'm 17 by the way.""

How much would insurace cost monthly?

Im 16 and im gettin a 2003 cadillac CTS when i get my licences and i have a few questions. The car is $10,932 how much would the down payment be also how much monthly plus insurance?""

Can you get insurance on a car if the owner of the vehical doesnt allow it?

Can you get insurance on a car if the owner of the vehical doesnt allow it?

How much would it cost to get added to someones insurance policy...?

I need to prove that I have insurance to get my license reinstated. My grandma said I can use her car, but I'm not covered. She has liability insurance for her car. How much would it cost me (18 year old male, inexperienced driver) to get added to her policy. It is a small, older 4 door car. Any idea about how much it would be extra a month for me to be added? Also, would she be able to take me off of the policy whenever she wanted without any kind of fee (like if I tried to get taken off in a month, would they say that she has to pay for 6 months...). Thanks!""

Auto insurance rate increase for California?

i noticed this year 2008 when i was up for my 6 month renewal monthly payment plan that my payments were higher. i bought my car, a mazda cx-7 june of 2007 and i was paying $95 a month, now i have to pay $114 a month. no new accidents or tickets since buying the car. i was expecting nothing to change, but then i noticed this. so i called them (esurance) today and they told me that all of California had premium increases. is this true? i had a feeling they were bullshi**ing me. can someone please give me a link to this in the news or something if this is true? are there any other reasons why my premium should have gone up if i didnt change anything on it from last year? i always thought if everything is the same and my record is clean it should go down slightly every renewal? should i shop around? (26, male, san jose, ca, good driving record, esurance car insurance)""

If i have liability insurance and i hit a car but the car leaves the accident will my insurance pay?

I have liability car insurance and the other day a car pulled over in my lane and just stopped i ran into the back of her smashed the front end of my car(non driveable) the police said it wasn't my fault and the other car just left right after it happened. Will my insurance pay for my car?????

Cheap car insurance places in michigan?

i am currently relocating and i need to find a very cheap insurance for my husband asap. he is 21 clean record and doesn't have much of a credit started. does anyone know what car insurance places that would be cheap less than 150 a month i know it varies for different people but I'm stuck and need a few ideas.

How old do you have to be to buy insurance?

how old do you have to be to buy Business insurance?

CAR insurance...i dont have a 3.0?

on estimate how much wil the cost of insurance be more? i will have a 90' 4runner if that helps

How much does insurance generally run for a company van?

Some fellow students and I are attempting to start up a laundry service at our school. We are looking to purchase a van so we can pick up and deliver the laundry to our customers. The van will only be used about 8 months out of the year and daily mileage will be fairly low because our campus small.

What is a good car that is cheep and i won't have to pay a higher insurance?

researching a new car and with money so tight im looking for cheep...so what ever you guys can give that is cheep, and won't raise my insurance is great""

Car insurance question no claims bonus?

so, i went onto the website with the annoying singing fat man, got a reasonable quote for my classic car, declared all cars in my household, one of which is a company car with 2 years NCB. Paid the deposit and remainder was to be paid monthly by direct debit. After a couple of weeks now they've written to me wanting proof of the NCB I stated, wanting details of the previous insurance and policy number. So, I email them (as they stated in the letter that this would be the quickest way to resolve and avoid having my policy cancelled) saying the NCB was on company insurance rather than another private insurance which i think they assume I have (the option on NCB on the website included NCB on company cars), no response to my email, so I send another, now I've had a red coloured letter threatening cancellation of my insurance unless I provide the information. Tried phoning and it's either constantly engaged or answer phone. Emailed for a third and final time and put a copy of the email in the post with no response. I feel I have been totally mislead by assuming I have NCB on my company car policy, so, should they decide to cancel my policy can I get my deposit and 1st month's payment back? Citizens advice has told me that the policy was misleading and was not as described so I should be due a refund but how can I expect to get this if I cannot contact them? HELP and advice please!""

Insurance company won't cover me because my wife is pregnant?

I'm on a 90 day waiting period to get insurance by my employer, so I tried to get a short term one to be covered in the meantime one but they wont cover me because my wife is pregnant. can they do this what are options... i'm in Illinois. Thank you""

How much will her insurance likely go up?

my grandma pays about 65/month for her car insurance, she is 59 today she didnt see my car and backed into the passenger side leaving a dent. I have full coverage for my car. she has liability on hers. I dont just not want to do anything. i want it fixed. but i dont know if i want to call my insurance company. cuz if i say it was her fault, which is was, idk how much her insurance will go up. if its ten dollars a month its no big deal i wouldnt think. but i dont want it to be a lot. if i say it is my fault, then i have a 500 dollar deductable and my insurance goes up. and i cant afford that. im 17. she also said she would try to pay for it to be fixed. but idk if it is cheaper for her to pay for it or for her insurance to go up.""

Can I get a life and health insurance license in GA with a misdemeanor Disorderly Conduct?

can anyone find the link that explains the rules for persons with convictions when attempting to obtain a life and health insurance license? I used to have a license, but let it lapse during my divorce. It seems like I remember something about misdemeanors on the application. Thanks.""

How can I get cheaper insurance?

I'm 18 years old about to be 19. I paid 200 monthly for insurance but found out there raising my fee to over 500 bucks. I used progressive to find a quote and I got 400 from it. I got in one car crash last year. What are my options?

I just found out that I am 9 weeks pregnant, which insurance company would insure me if I just found out?

So I just found out I'm 9 weeks pregnant, and I've been uninsured for the last 5 years, which health insurance will insure me if I JUST found out I'm pregnant?

What is the cheapest type of car insurance?

What is the cheapest type of car insurance?

I have a 19 y\r girl who needs insurance (hasnt found job as no ones hiring here). Not in school. i need names?

We moved to Al to a smallnd no ones hiring and she isnt in college because we cant afford it. So turning 19 means shes no longer under hubbys ins. So we need affordable monthly payments for her to be able to go to dr, hospital etc...without us paying a LOT a month. I would like some insurance company names to check them out""

Is Foremost Auto Insurance good insurance?

I am looking at switching to Foremost for my auto insurance and was wondering if anyone had any comments or experiences about auto insurance through Foremost Insurance company.

Do I need Liability insurance?

I live in So california, and just brought lots In Texas,Arkansas and Utah.The lots are vacant land. Im being told that laibility insurance might be wise. is there someone out there who knows for sure.""

Can I get a ticket for not having a Massachusetts' car insurance after moved from out of state?

Can I get a ticket for not having a Massachusetts' car insurance after moved from out of state? My car is covered by Texas' car insurance right now, how soon do I have to switch it? What is the fine for not having a Mass' car insurance?""

Will a sports car make my insurance more expenisive?

Im 18 years old and my parents just bought me a sports car. No, I'm not spoiled. They got it for me because its miles were under 100k, it was only 2000 dollars, and it wasn't ...show more""

Long Term Care Insurance?

Please give me the pros and cons of obtaining long term care insurance. What is the criteria, and who should buy long term care insurance? Conversely, who should not, or who does not need such a policy? What does it cover and what are the variable costs. Also, does it help prevent you from going into a nursing home should that be indicated? Thank you!""

What is an affordable health insurance for a 61 year old woman?

my mother needs a new helath insurance plan. any suggestions?

Health Insurance?

anybody got any good advice am looking for health insurance my husband retires soon and we will need to get our own Health insurance. looked at blue cross and health partners but it so expensive anyone no anyone more affordable ty for any info.

How do i apply for medical insurance?

I live in santa ana orange county california. im 21 work part time and independent. what will i need?

How much does insurance typicly cost for an 2003 kawisaki ninja 636?

i have my m2 (just got it) and i have full G car licence.. i just wanted to no around how much insurance i would have to pay for the bike for 3 months durring the summer. btw i am 18, and i have never been insured, i would just like a really rough estimate range""

Insurance troubles while pregnant?

Did you have any drama with insurance coverage or any insurance problems when you were pregnant? If so, what happened?""

""A starter motorbike for a 17 year old, needs to be cheap second hand and be able to ride on the motorway.?""

Hi, i need a bike which is cheap to run, cheap to insure and first and foremost cheap to buy. I don't mind old second hand bikes unless advised against them because I believe you could learn a great deal repairing an old bike than having a new bike that nothing goes wrong with. It needs to grow with my abilities, i.e in a couple of years when i go to university I may want to motorway travel, therefore a 50 cc moped is just not going to do. Don't know whether this is correct, but I once read bikes are safer than mopeds/scooters because they have the acceleratory power to pull away from danger if necessary. Needs to be cheap to insure, I looked at a 300cc MZ Saxon and fully comp insurance was around 317. This is manageable, 2000 for a car is not. Please suggest to me some bike which fit these criteria, thanks!""

Want an awd turbo car with low insurance?

Im looking for an awd turboed car that has low insurance. Evos and sti insurance is 400 a month. I don't want an audi. I want something fast tho. What do you think. Thanks

Where can I get an insurance quote?

I want to get an insurance quote on my car but every site I go to asks me for a lot of information such as address, name and other personal things. Is this how you have to do it? Or is there a site where you just type in your birthday and info about your car? I just want an approximate quote. I'm only 16 and would be insuring a 1974 Ford Mustang II with a v6. How much do you think that would be? Whats the best site for quotes?""

How can i get my car out of the police pound when i havn't had a chance to get insurance?

just got the car and the log book was sent off and put in my name which took a few days but now having trouble getting insurance on an impounded car please help the police are saying it needs different insurance from releasing it from the pound

UK. Do you need insurance to learn to drive with your parents car?

i have my provisional Is the insurance expensive?

Insurance quotes?????????

I am about sit my practical car test so a thought a'll look for a car and insurance but the weirdest thing is that a got cheaper insurance on provisional liecense (which i had for 2 years) 2011 reg renault clio =1200 and if i pass 2100 does anyone no y?????

Will obamah care effect temporary staffing agencies?

considering that the main reason behind temporary staffing agencies is that they give employers a way to retain the labor and productivity of employees, without having to pay for their benefits, mainly health insurance. if everyone already has their own coverage, it seems to me that employers won't be as reluctant to hire people if they don't have to pay for health care. the temp services would then become overkill.""

Is there anyone who thinks that car insurance is a ripoff?

We pay so much in car insurance and have yet to have a wreck or anything. Not to mention the ridiculous amount for car tags. (Thank God)I say it is a rip off because my grandmother had insurance with a certain company for years. She always paid on time, sometimes for months at a time. She was in an accident that was not even her fault and the insurance company totaled her car and booted her from the insurance. She is not able to drive now, but I still think that sucks.""

Do i need health insurance for an abortion?

just wondering, would a woman need health insurance for an abortion? if she has cash can she pay that way without insurance. (in the state of pennsylvania)""

Isn't it patriotic to want all Americans to have access to affordable healthcare?

Isn't it patriotic to want all Americans to have access to affordable healthcare?

Who has the best health insurance ?

I'm looking for health insurance that's really good and worth the money?

Should I report my small fender bender to my insurance?

so I hit a motorcycle and broke one tail light off of it. The guy took my insurance info but said if I pay out of pocket he won't report it. the thing is... there was really no fender damage to the paint but he said he needs to paint it. I went to an autobody shop and to fix the light it will be about maybe $200. but if he is gonna want to paint his fender, should I report it to my insurance. I have pictures but not close ups of the paint. how much will my premium go up. I have no deductible and I have mercury insurance in California. Is it worth going through insurance... how can he prove that the paint job is caused by me? Thanks! Any advice on what to do would be great! I don't want my insurance to go up and don't mind paying out of pocket, but am scared he will eff me over with the paint job and go to my insurance.""

How do I find the cheapest car insurance?

My rates always go up even tho my wife and myself have clean driving records, we drive a 2012 Chevy Traverse and an old 1998 Dodge Ram, how can I find more affordable insurance rates? Thanks!""

I just found out that I am 9 weeks pregnant, which insurance company would insure me if I just found out?

So I just found out I'm 9 weeks pregnant, and I've been uninsured for the last 5 years, which health insurance will insure me if I JUST found out I'm pregnant?

One day car insurance?

Does anyone know were a 20 year old girl can get one day/week car insurance or is it pointless looking? Can't seem to find any for under 21's and i don't have time to go to family insurance companies tomorrow. its urgent!!

When do car insurance rates drop?

At what age do car insurance rates drop? Currently I am a 20 year old male living in Kansas. Also what else will cause insurance to go down. If you get married, have kids, etc....? Thanks.""

Car insurance on a Mustang gt?

I'm a male, 19, years old going on 20 next month.. I'm wanting to save up for an older model (1999-2003) Mustang gt. I know there are different kinds of auto insurance agencies around but can someone maybe give me a rough estimate of how much i would have to pay each month for my own insurance? I've had no accidents or tickets/ felonies ever since my driver's license have been issued to me.. And i drive about 15 miles to work one way and 20 miles to college one way. Thanks!""

Insurance on car?

My dad said insurance on the car I want will be $700 a month.(I'm 18 and its for full coverage) Is that the price I pay if the car is insured under my name? I know if my dad insured the car under his name the price for insurance would drastically drop. My question is would I still be able to drive the car if its insured under my dads name and still be part of the whole insurance thing. You guys, the reason I sold my old car is becouse I wanted this newer car I've wited 3 months so far and I'm planning to pay for the car myself. But insurance is going to kill me. If you can also tell me about some good insurance companies out there that are cheap(we have something century rite now). When I heared how much it would cost I almost cried.""

What can I get for medical insurance?

Im 26 and collecting unemployment. I currently have no medical insurance. What can I get for medical until I get another job?

Pregnant teen with no insurance?

Okay, so I'm 16 and I have no insurance,and I'm pregnant. My mom makes way to much for me to even try to get free insurance, but she is saying she is to embarrassed and she doesnt want to take me to the docter and she doesnt want to pay. How do i get free insurance in memphis.?""

Need Health Insurance!?

My husbands company doesnt provide benefits. We have three kids and need health insurance. We have been looking but all the insurance you can find is like $10000, $5000, $3000 deductible, 20% co-insurance, pay nothing AFTER deductible for office visit and $500~$1000 premium.unbelievable!. We cant get states insurance because our income is little high (middle class). What can we do to get regular insurance for my family?""

Will affordable health act help or hurt people who want to retire early?

Say you are in your late 50's or early 60's and wants and have enough money to retire, but was waiting because of health insurance issues and was going to wait till 65. With the affordable care act most likely going to proceed, will this help those people who probably have pre-existing conditions and of course old get a better deal on health insurance if affordable care act was not passed? To my simple mind, I would have to say yes. And I imagine a lot of people are going to take advantage of this and retire early.""

When a car is wrecked and the insurance people come to look at it.... ?

what value do they compare damage to in order to decide if it is a total loss.. for example, do they look at what the kelly blue book is on trade value?? or on the private party value (how much i can sell it for)??""

Where can I get some good cheap SR-22 insurance?

I'm in the Chicago area. I need SR-22 insurance as it's required by the state. My license was suspended and it expired soon afterward. I trying to get my license back. So I need SR-22 insurance for someone who was an expired suspended license. I don't own any vehicles either.

Does anyone know where I can find Ensure for cheap?

My step dad is going through treatments for pancreatic cancer and his doctor wants him to drink 3 bottles of Ensure a day. This is really starting to push on them financially what with his treatments, hospital bills, medication, ect. So my mom is looking to see if she can find it cheaper somewhere online or in a store or something. Anyone have any suggestions or ideas? Thanks""

What happens when you decide to change/cancel insurance before you sign the contract?

I had bought a motorcycle and got a quote from this company for the insurance. As it was a good rate, I accepted, they sent me the temporary insurance paper (3 months) until I paid the full amount. During this time I found someone who bought my bike from me so I no longer required the insurance and disregarded the agreement(contract) never returned it or anything. I assumed they would cancel it upon not receiving any contract and payment,but 6 months later, today, they called me claiming the full amount or they will take me to court/collections. They have no paper whatsoever signed from agreeing to their terms. What should I do ?""

Can I get liability insurance if I do a roll over?

I'm currently financing a vehicle and I simply can't afford it anymore. I'm considering doing a trade in for a cheaper car. I would be trading in my car which has a higher value than the car. So there will still be a finance going on but it would be a rollover. Will the other technically be paid off meaning that I'd be able to get liability on it? I just need to lower my payments because it's too much to handle right now so even some ways that I can lower my payments or insurance would be nice.

Best value car/insurance for a new driver (teenager)?

Hey Ive just started taking driving lessons (im 17), and am hopefuly gonna buy my first car soon. I'll probaly just get a second hand one from the paper, but, is there that much difference in the insurance cost with the different cars (like, if i buy a Vauxhall Cora will it be more expensive in insurance than if I get a Ford Focus etc etc). Also, how much will I be looking to pay for for insuance? Im hoping its no higher than 500 a year, as I dont have a ton of money. Thanks""

What is the best car insurance company out there today?

I'm gonna get a car soon and I'm having difficulty picking an exact car insurance company to insure my car so I just wanted to read others opinion on what car insurance they think is the best.....if availabe tell me the pros & cons....

Is this a good insurance plan?

This is all so confusing. I'm getting married June 15th and have to find my own health insurance for the first time.. Any input would be great! The premium for this plan is ...show more

High Risk Auto Insurance - Where can I find the lowest quote online?

Is there any online auto insurance website that specializes in getting the lowest rates on car insurance for high risk drivers? If so can anyone guide me to one? thanks

""Car insurance dilemma - named as main driver but not, what should I do?""

I recently agreed to be a named driver on my au pair's car insurance to lower her premiums & as I may indeed drive the car on occasions. Now I discover that I am named as the main driver which is definitely not the case. As she has made this statement, am I right in thinking that this couldn't be held to be a lie on my part (unless I then signed a statement to say this was true or similar?) I have provided my license details for the insurance company but haven't made any statement. are there any possible repercussions for me? How do insurance companies check such things?""

Any life insurance policies for someone who is 84?

Why would they insure that age, you ask. I dunno. Do they?""

What type of car has cheaper insurance? Luxury Car or Sports Car?

my mom has an 02 escalde and wants to switch it up and buy a 05/06 charger r/t. so what is going to be more expensive on insurance?? thnx in advance.

Can I be insured on my mums car insurance if I don't live with her?

Hi I moved out 3 months ago and I have been put on my mums insurance while I have my provisional licence I will be getting my own car soon and i was wondering if I can still be on her insurance if I still won't be living there ? Thanks Billie x

Spouse insurance coverage and insurance?

If I am divorced and the court is not making me to keep spouse insurance. Can I keep spouse insurance? What does the insurance company says about it? Have not called insurance company yet. Need to know my (her) rights before calling insurance company..

How do I apply for free health insurance when I have a terminal illness but am still able to work?

I have a terminal illness but I am still able to work, however, I am on COBRA because my last job wrongly fired me. I am not poor but I simply cannot keep paying for COBRA. I cannot go for Medicaid because my good doctor does not accept Medicaid and I do not want to owe lots of money and have to worry about paying it off. I heard there is a program with either Social Security or Medicare where all you need to do is fill out a few forms and get a letter from your doctor stating that you have a terminal illness. Then you will receive health insurance for little or no cost and your doctor has to accept the insurance. Does anyone have any info on this? I am not disabled to the point where I cannot work, but my bills are a lot of money even with the COBRA coverage.""

Can any body give me the defination of national health insurance?

I want the defination of national health insurance, benefit, coverage and objectives of national health insurance. plz quick.""

How much would insurance be for a first time driver thats 19?

im gonna buy a brand new 2012 volkswagen gli thats 25k and its my first car and was wondering what would the insurace cost monthly for me

I just found out that I am 9 weeks pregnant, which insurance company would insure me if I just found out?

So I just found out I'm 9 weeks pregnant, and I've been uninsured for the last 5 years, which health insurance will insure me if I JUST found out I'm pregnant?

https://www.linkedin.com/pulse/how-save-more-money-teen-car-motorcycle-peggy-barnhardt"

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Silicon Valleys Singularity University Has Some Serious Reality Problems

The pitch was simple: Forget accredited graduate schools and think big at Singularity University. Google co-founder Larry Page and futurist Ray Kurzweil could be among your lecturers in the Graduate Studies Program at Singularity, named for the notion that humans will someday merge with machines. Youd work in a kind of combination think tank and startup incubator, trying to address challenges as grand as renewable energy and space travel. Kurzweil announced the program during a TED Talk in 2009, adding that the Singularity team had leased its campus from NASA, just east of the agencys historic Hangar One in Mountain View, Calif. The team received 1,200 applications for its first class of 40 later that year.

Reality hasnt matched the hype. Previously unreported police files, other documents, and interviews with current and former students and staff paint the picture that almost from the beginning, some Singularity staffers werent able to curb their worst impulses. A teacher allegedly sexually assaulted a former student, an executive stole more than $15,000, a former staffer alleges gender and disability discrimination, and Singularity dismissed 14 of about 170 staffers and suspended GSP, now called the Global Solutions Program, after Google withdrew funding last year.

Alumni say for-profit Singularity is becoming just another organizer of conferences and executive seminars. Its weighing buying the seminar company Abundance 360, started by Singularity co-founder Peter Diamandis. “Its lost its soul,” says Vivek Wadhwa, who ran the faculty until 2013 and is at Carnegie Mellon University. “Its become a moneymaking corporation.”

While Singularity says it takes seriously its communitys security and any related allegations, most of those matters are far in the past, says Chief Executive Officer Rob Nail. He says he was already planning to suspend and reevaluate GSP before Google ended its annual grant of $1.5 million. The grant covered about half the costs of the program, which was free for participants. Google, whose senior manager Jen Phillips left Singularitys advisory board late last year and wont be replaced, says it plans to focus on Singularitys entrepreneurship programs instead.

Nail says although GSP may be reborn largely online, conferences and executive education (tuition: $14,500 for a weeklong program) will become the bulk of Singularitys work. It held 10 conferences last year and has 18 planned for 2018. On Feb. 15 it announced it raised $32 million in venture funding led by Boeing Co. and investment firm WestRiver Group. Erik Anderson, WestRivers CEO, is replacing Diamandis as Singularitys chairman. These changes, Nail says, will help the company turn a profit and thereby aid more people. “If we want to make true impact,” he says, “we need to do it in a sustainable fashion.”

Singularity had NASA connections beyond its rented buildings. Early GSP students speak highly of a lecture by former astronaut Dan Barry, a physician who got into the space shuttle program after 13 rejections. Several say they saw him as a mentor. Barry hasnt taught GSP students since 2013, when the company investigated him for allegedly sexually assaulting Yasemin Baydaroglu, a French student who attended GSP in 2011.

Baydaroglu says Barry arranged a 2013 meetup in Paris. They went for a bike ride, during which she complained of back pain, and then went to his hotel to chat. He reminded her he was a doctor, she says, and offered her a massage, speaking in strictly medical terms. Because he was a mentor, she trusted himuntil, she says, he touched her breasts and genitals, and she fled. “I really didnt see it coming, and Im so careful,” she says. “This time my guard was low.” She reported the incident to police several days later, then visited a doctor.

“I completely deny her accusations,” Barry says, adding that the inquiries that followed led to “a distressing time for me and my wife.”

Baydaroglu showed signs of psychological distress that she said were linked to a physical assault, according to a copy of a May 31, 2013, doctors report reviewed by . According to a copy of a letter sent from Frances Office of the Prosecutor, it declined to pursue the case because authorities hadnt been able to find Barry.

Singularity began its internal investigation after Baydaroglu separately reported the alleged assault to the company. Barry left that summers program in June; his wife was ill, and the company told students he left for personal reasons. In a June 22, 2013, email to Baydaroglu reviewed by , a Singularity human resources official told her Nail believed “the facts around the central allegation of unwanted sexual touching are inconclusive” but that he told Barry the circumstances indicated “poor judgment.” The official wrote that Barry wouldnt be present for the remainder of the 2013 GSP and asked Baydaroglu not to discuss the matter with other parties.

The email outlined steps Singularity was taking to reduce the likelihood of staffers being in “potentially intimate situations” on campus, including prohibiting them from being alone with a student at the end of a program day and installing webcams to monitor classrooms. Baydaroglu says Singularitys response left her feeling deeply depressed and betrayed. Particularly galling, she says, was “asking me not to talk about it.” The company declined to discuss the case except to say Barry hasnt been an active faculty member since 2013.

Singularity leaders have a history of shady financial practices. When the organization was in its infancy in 2009, Alicia Isaac, the financial controller, used its credit cards to make $13,500 in personal purchases; she also kept the cash from a $2,000 check to Singularity, according to a subsequent police report. And she helped the president of an artificial intelligence institute try to steal almost $80,000. Police arrested Isaac in 2009; she pleaded no contest to felony fraud charges. Isaac didnt respond to requests for comment.

Another early Singularity architect, Bruce Klein, was convicted in 2012 of running a credit fraud operation in Alabama. Hes no longer associated with the company. Board member Naveen Jain was convicted of insider trading in 2003. He appealed a $247 million judgment and ultimately settled.

Nail, who previously helped found an automation company, arrived in late 2011 with Chief Strategy Officer Gabriel Baldinucci, a former Virgin Group executive. They soon changed Singularity from a nonprofit to a for-profit B Corporation, which means a private accreditor certifies it meets certain social and environmental standards.

For years several staffers close to Baldinucci lived alongside him in a series of rented houses nicknamed the SU Villa, in Atherton and Woodside, Calif. Other employees say the group got favorable treatment and the general atmosphere was unfriendly to women. Eleanor Schuermann, a lawyer at Kastner Kim LLP, is representing a staffer who alleges Singularity discriminated against her because of her gender and disability, paid her less than men in the same position, and retaliated against her for complaining. The attorneys filings with state regulators, the first steps toward a lawsuit, arent yet public record. Schuermann, who wouldnt name her client, says shes heard from two other Singularity employees about similar claims. The company declined to comment on the case but says it works hard to support women.

Singularity is a long way from 2009, when the first GSP led to the creation of Getaround, a car-sharing company thats raised $85 million from investors including Toyota Motor Corp. “It is amazing what all has happened here,” Googles Page said during the programs opening ceremony the following year. “It exceeded all my expectations.” These days, Page isnt involved with Singularity. Kurzweil doesnt dispute that while he attends board meetings, he rarely speaks.

Anderson, the new chairman, says the company expects to meet its revenue and social goals. Nail says its making good on some of its grander ambitions, citing work on United Nations anti-hunger efforts. Still, he says, Singularity can do better: “Were nowhere near impacting the billion people our students talk about.” 

BOTTOM LINE – Singularity is using a $32 million lifeline to steer its programming hard toward a series of executive training seminars and conferences.

Read more: http://www.bloomberg.com/news/articles/2018-02-15/silicon-valley-s-singularity-university-has-some-serious-reality-problems

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