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johnalexcooper · 1 month ago

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The Benefits of Using a Property Buying Agency: How They Simplify Your Home Buying Journey

In today's competitive real estate market, purchasing a property can often be a complex and overwhelming process. Whether you're a first-time buyer or a seasoned investor, navigating through listings, negotiations, and legalities can be daunting. This is where property-buying agencies step in to simplify the entire home-buying journey, offering expertise and support every step of the way.

What is a Property Buying Agency?

A property buying agency, also known as a buyer's agent or property acquisition consultant, represents the buyer's interests exclusively in the real estate transaction. Unlike traditional real estate agents who primarily work for sellers, these agencies focus solely on finding the perfect property for their clients and negotiating the best terms on their behalf.

Key Benefits of Using a Property Buying Agency:

1. Expertise and Local Knowledge:

Property buying agencies in Edinburgh specialize in the local market dynamics, trends, and neighbourhoods. They have insider knowledge that can provide invaluable insights into property values, upcoming developments, and investment potential. This expertise helps buyers make informed decisions aligned with their financial goals and lifestyle preferences.

2. Access to Off-Market Properties:

One significant advantage of hiring a property buying agency is their access to off-market properties. These are properties not listed on public platforms but available through exclusive networks or private sales. Securing an off-market property can sometimes mean less competition and potentially better negotiation opportunities.

3. Time-Saving Convenience:

Searching for a property can be time-consuming, especially when balancing work, family, and other commitments. Property buying agencies streamline the process by conducting extensive searches, arranging viewings, and pre-screening properties that meet the buyer's criteria. This saves valuable time and ensures that every property visit is purposeful.

4. Negotiation Expertise:

Negotiating the purchase price and terms is a critical aspect of buying a property. Property buying agencies are skilled negotiators who advocate for their clients' best interests. They have experience in handling negotiations with sellers and their agents, aiming to secure favourable deals, whether in price reductions, favourable closing terms, or contingencies.

5. Legal and Transactional Support:

Buying a property involves navigating through legal contracts, disclosures, and transactional paperwork. Property buying agencies provide comprehensive support throughout the transaction, ensuring that all legal aspects are handled professionally and accurately. This minimizes the risk of overlooking crucial details that could potentially impact the purchase.

6. Personalized Guidance and Support:

Every buyer's journey is unique, with varying priorities and preferences. Property buying agencies offer personalized guidance tailored to each client's needs. Whether you're looking for a family home, an investment property, or a relocation opportunity, they work closely with you to understand your goals and provide solutions that align with your vision.

Choosing the Right Property Buying Agency in Edinburgh

When selecting a property buying agency, consider their reputation, track record, and client testimonials. Look for agencies that demonstrate integrity, transparency, and a deep understanding of the local market. A proactive approach, effective communication, and a commitment to client satisfaction are also essential qualities to prioritize.

Conclusion

Partnering with a property-buying agency in Edinburgh can significantly simplify your home-buying journey while maximizing your investment potential. From gaining access to exclusive listings and navigating complex negotiations to receiving expert guidance throughout the transaction, these agencies play a crucial role in ensuring a smooth and successful property purchase. Whether you're a first-time buyer or an experienced investor, their services provide invaluable support, empowering you to make well-informed decisions and achieve your real estate goals with confidence.

#property-buying agency in Edinburgh #property-buying agency #property-buying #residential property solicitors #buy residential property #selling property #edinburgh

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neiljohnsblog · 3 months ago

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How to Choose the Right Investment Property Agency in Edinburgh for Maximum Returns

Investing in property has long been a favoured strategy for building wealth and securing financial stability. Edinburgh, with its historic charm and robust property market, is a prime location for property investment. However, navigating the complexities of the market can be challenging, especially if you're new to the game. This is where choosing the right investment property agency in Edinburgh becomes crucial. A well-chosen agency can help you maximise returns, avoid pitfalls, and ensure your investment grows steadily over time. Here’s a comprehensive guide to help you choose the right investment property agency in Edinburgh.

Understanding the Role of an Investment Property Agency

Before diving into the selection process, it’s essential to understand what an investment property agency does. These agencies specialise in helping investors identify, purchase, manage, and sell properties. Their expertise can range from sourcing the best deals in the market to providing insights into the latest market trends, property valuations, and potential rental incomes. A good investment property agency in Edinburgh will have in-depth knowledge of the local market, offering tailored advice that aligns with your investment goals.

Key Factors to Consider When Choosing an Investment Property Agency in Edinburgh

1. Experience and Expertise

Experience is a crucial factor when selecting an investment property agency. An agency with a solid track record in Edinburgh's property market is likely to offer valuable insights and reliable services. Look for agencies that have been in business for several years and have a portfolio of successful investments. Their experience will not only help in identifying profitable properties but also in navigating the legal and financial intricacies of property investment.

2. Local Market Knowledge

Edinburgh’s property market is unique, with different areas offering varying levels of investment potential. A good investment property agency should have a thorough understanding of the local market, including knowledge of up-and-coming areas, rental demand, and property price trends. Agencies with local market knowledge can provide you with properties that have strong growth potential and high rental yields.

3. Range of Services Offered

Investing in property involves more than just buying a property. From legal assistance and financing to property management and resale, a comprehensive range of services is essential for a smooth investment journey. Choose an agency that offers end-to-end services, ensuring that all aspects of your investment are handled professionally. This will save you time and effort, allowing you to focus on growing your portfolio.

4. Reputation and Reviews

Reputation matters. In an industry where trust is paramount, the reputation of an investment property agency can give you a clear indication of its reliability and service quality. Check online reviews, testimonials, and ratings from previous clients. Additionally, word of mouth can be a powerful tool – ask other investors or industry professionals for recommendations. An agency with positive reviews and a strong reputation is more likely to deliver satisfactory results.

5. Client-Centric Approach

Your investment goals should be at the forefront of any agency’s strategy. A client-centric agency will take the time to understand your financial objectives, risk tolerance, and long-term goals. They should offer personalised advice and tailor their services to meet your specific needs. Avoid agencies that use a one-size-fits-all approach; instead, look for those that prioritise your interests and work collaboratively to achieve your investment goals.

6. Transparency and Communication

Transparency in transactions and open communication are vital when working with an investment property agency. You should be fully informed about all aspects of the investment, including fees, potential risks, and expected returns. The agency should provide clear and concise information, avoiding jargon or hidden costs. Regular updates and open channels of communication will also ensure that you are always in the loop regarding your investment's progress.

7. Portfolio and Case Studies

Reviewing an agency’s portfolio and case studies can provide insight into their success rate and the types of properties they deals with. A diverse portfolio with successful case studies in Edinburgh's market can be a good indicator of the agency’s ability to deliver strong returns. Look for case studies that highlight their expertise in areas similar to your investment interests.

8. Financial Guidance and Support

Investment properties often require significant financial outlays, including mortgages, taxes, and maintenance costs. An investment property agency that offers financial guidance can help you make informed decisions. They should provide advice on financing options, tax implications, and strategies for maximising returns. This support is particularly valuable for first-time investors who may not be familiar with the financial aspects of property investment.

Why Edinburgh Is a Prime Location for Property Investment

Edinburgh is a city that offers a unique blend of historical charm and modern amenities, making it a highly attractive location for property investors. The city’s strong economy, thriving tourism sector, and world-renowned educational institutions contribute to a robust property market. Additionally, Edinburgh’s diverse neighbourhoods offer a range of investment opportunities, from luxury apartments in the city centre to family homes in suburban areas. This diversity allows investors to tailor their investments according to their financial goals and risk appetite.

Conclusion: Making the Right Choice

Choosing the right investment property agency in Edinburgh is a critical step in ensuring the success of your investment. By considering factors such as experience, local market knowledge, range of services, and reputation, you can select an agency that aligns with your investment goals. Remember, the right agency will not only help you find the perfect property but will also provide ongoing support to maximize your returns. With the right guidance, investing in Edinburgh’s property market can be a rewarding venture that yields significant financial benefits over time.

By focusing on these key considerations, you can confidently choose an investment property agency in Edinburgh that will help you achieve maximum returns and build a successful property portfolio.

#Investment Property Agency Edinburgh #Investment Property Agency #Edinburgh #Buy a property in Edinburgh

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sizzlingloverinfluencer · 6 months ago

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#Property Buying Agency Edinburgh

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umegalettingsblog · 4 months ago

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Edinburgh Estate Agent Fees Explained: What You Need to Know

Buying or selling homes in Edinburgh entails the knowledge of how much one is required to pay for. These fees are explained by Umega, Edinburgh estate agent, thus making it easier to do your budgeting well and avoid future costs. Here is a comprehensive breakdown of the various estate agent fees that you may come across.

Types of Estate Agent Fees

Commission Fee

Fixed Fee

Percentage Fee

Each fee type has its own benefits, and familiarity with them can assist you in choosing the right one for your situation.

Commission Fee

A commission fee is a percentage taken off from the price of your property when it is sold or rented out. For example, if you sell your house for £300,000 at an agency rate of 1.5%, you would be charged £4,500. This might look like a limitation but if anything, it encourages your Edinburgh Estate Agent to fetch for the highest amount possible in the sale of your property.

Fixed Fee

A fixed fee is an exact amount that you agreed upon before starting working with an estate company. If you choose a fixed fee of say £1,200 this does not change regardless of the final selling price. In addition to enabling better financial planning due to a fixed amount on sale, this also means the terms are very clear right off the bat.

Percentage Fee

Full management letting agents often impose percentage fees on landlords. These may range between 8% and 15% depending on rent per month earned by landlords. For instance, if your rent per month was £1,500 with a charge rate at 10%, you would be liable for £150 monthly. With such payment customers will have all parts dealt with including tenant screening and maintenance services among others.

Sliding Scale Fee

A sliding scale fee lets you pay based on how expensive or cheaply you sell your property through estate agents. This means that as soon as an agent sells your property for a higher price, the fee percentage will also be increased. For example, if you sold the house for less than £275,000 then you would pay 1%, between £275,000 and £2999999 at 1.25% and lastly if it was above that range one would have paid 1.5%. This enables the agent to try fetching you the highest possible price.

Additional Fees

Apart from the basic fees, there may be other costs like marketing expenses and contract renewal fees. By discussing these issues earlier on with an Edinburgh estate agent, one is able to plan well without having surprises.

What Are These Fees For?

Knowing what each fee includes is crucial in terms of getting value for your money. Here’s a closer look at what these fees typically include:

Marketing Fees

Effective marketing is essential when selling or renting out properties. Marketing charges often incorporate professional photography, social media promotions and listings on popular property websites such as Rightmove and Zoopla e.t.c . An example is where some packages cost about £300 which can make sales or lettings faster.

Sales/Rental Negotiation

Estate agents tend to have good negotiation skills while handling prices related issues. Since they focus on both commission or fixed amounts, part of this cost caters for their expertise in making negotiations that best suit customers’ needs. A negotiator could get you another £5k more than asking price meaning their fee alone would be covered completely by just negotiating extra amount over sale price negotiated by agency

Legal Costs

Legal sides of purchasing or selling properties need solicitors at times. Some estate agencies also have additional legal services that can be grouped together with the solicitor’s costs. For instance, £1000 may be added to your charges for legal expenses but make sure all transactions are in line with property laws.

Property Management

For landlords, a complete management service caters for all aspects of property management. This involves tenant selection and upkeep, making sure that your property is well maintained. For example, on a monthly rent of £1500 at 10% management fees an equivalent of £150 per month would take care of all the costs involved in managing it.

Conclusion

When you purchase or sell homes in Edinburgh, it is vital to understand estate agent fees. You need to compare the advantages and disadvantages of each one; whether it is commission fee, fixed fee or percentage fee as well as discuss any other extra charges with your realtor so that everything goes on well without any hitches.

The complexities associated with estate agent fees are made easy with Umega’s help. As the leading letting agent and estate agent in Edinburgh, Umega strives for the best interests of your home. By being guided by knowledge, you will therefore be able to make better choices while ensuring a successful sale.

Commission Fee: A percent charged on the final rental or sale price.

Fixed Fee: A specific amount decided before concluding the transaction.

Percentage Fee: Mostly between 8-15% of rental income for landlords that require full management service.

Sliding Scale Fee: A flexible charge which increases depending on how much the house was sold for.

Additional Fees: These could include advertising and legal expenses among others.

Always ensure you ask from an Edinburgh estate agent about their fees structure so as to avoid inconveniences through overpaying for services never rendered when working in collaboration with them. Such knowledge will help you plan well and make your transaction go smoothly.

#edinburgh estate agents #property dealing #estate agent #letting agent #edinburgh #Prices #Agent Fee #umega

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top10estateagentsuk · 10 months ago

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Unlocking the Secrets of UK Real Estate: From London's Glamour to Edinburgh's Charm

What Sets Our Lists Apart

Our lists of the best estate agents are carefully curated, taking into account a wide range of factors to ensure you get the best service possible. We base our rankings on:

Customer Service Excellence: We analyze independent reviews to gauge the level of customer satisfaction with each estate agent.

Sales Data Analysis: Our team examines sales data to identify agents with a proven track record of success.

Awards and Recognitions: We consider any awards or recognition received by estate agents in the industry.

Experience Matters: The length of time an agent has been in the real estate business is a crucial factor in our evaluation.

Staff Portfolio: We delve into the expertise and qualifications of an agency's staff members.

London - The Heart of UK Real Estate

When it comes to the UK real estate market, London stands out as a vibrant and dynamic hub. The city offers a diverse range of properties and investment opportunities, making it a top choice for buyers and sellers alike. Whether you're looking to buy your dream home or sell a property for the best price, having the right estate agent by your side is essential.

At Top10PropertyAgents.co.uk, we've put together a list of the best estate agents in London to help you navigate this bustling market. Our rankings are based on extensive research and a commitment to connecting you with the top professionals in the industry.

Exploring the London Real Estate Scene

London, with its rich history, diverse neighborhoods, and booming real estate market, offers a world of possibilities for property buyers and sellers. From luxurious penthouses overlooking the Thames to charming townhouses nestled in historic districts, London has it all. However, navigating this vast and dynamic market can be a challenge without the right guidance.

Our list of the London Estate agents is designed to simplify your real estate journey. These agents are experts in the intricacies of the London market, and they can provide valuable insights and assistance tailored to your needs.

Why Choose a Top London Estate Agent

London is known for its competitive real estate landscape. With multiple neighborhoods, each offering a unique lifestyle and investment potential, finding the right property can be overwhelming. This is where a top-rated estate agent comes in:

Local Expertise: London estate agents have an in-depth knowledge of the city's neighborhoods, helping you find the perfect match for your preferences.

Market Insights: They keep a finger on the pulse of the London property market, ensuring you're well-informed about current trends and opportunities.

Negotiation Skills: Skilled negotiators can help you secure the best deal, whether you're buying or selling.

Time and Stress Savings: With a trusted agent, you can streamline the process, saving you time and reducing the stress associated with property transactions.

What to Expect from Our List

Our list of the best estate agents in London is a carefully curated selection of professionals who excel in their field. Each agent on our list is dedicated to providing exceptional service and achieving the best outcomes for their clients. Whether you're a first-time buyer, an experienced investor, or a seller looking for the right buyer, you can count on these experts.

Thriving Real Estate in Edinburgh

As we journey through the UK's real estate landscape, our next stop takes us to the historic and enchanting city of Edinburgh. Renowned for its stunning architecture, rich culture, and captivating landscapes, Edinburgh offers a unique real estate experience.

At Top10PropertyAgents.co.uk, we understand the significance of selecting the right estate agent in Edinburgh. The choice you make can influence your property transaction's success, whether you're buying or selling.

What Sets Edinburgh Apart

Edinburgh's real estate market is as diverse as the city itself. From the iconic Georgian townhouses of the New Town to the charming flats in the historic Old Town, the city boasts a wide range of properties to suit various tastes and preferences.

Working with an experienced Edinburgh estate agent is essential to navigate this market effectively. Here's what you can expect from the top agents in the city:

Local Knowledge: Edinburgh's neighborhoods each have their unique character, and top estate agents have a deep understanding of these areas.

Market Trends: Keeping abreast of market trends ensures that you make well-informed decisions, whether you're buying or selling.

Personalized Service: Top-rated agents prioritize your needs and tailor their approach to your specific goals.

Negotiation Expertise: Skilled negotiation can make a significant difference in achieving the best deal possible.

Our Commitment to Excellence

Our list of the best estate agents in Edinburgh is a testament to our commitment to connecting you with the finest professionals in the real estate industry. Each agent on our list is dedicated to delivering outstanding results and ensuring that your property transaction is smooth and successful. Stay tuned for more insights into Edinburgh's real estate market and the advantages of partnering with a top estate agent in the city. In the upcoming parts of this article, we'll continue our journey to explore the real estate scenes in Aberdeen, Belfast, Manchester, and Leeds.

#estate agents in Edinburgh #Edinburgh estate agent #London Estate agents #estate agents in London

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davids69811 · 3 years ago

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Agency Near Me 89052 - BrightStar Care

The altering means of lifestyle in the UK is actually steered through a variety of variables, which consist of much less of a dependence on spiritual celebrations, an enhanced passion of modern technology as well as maybe an unlucky behavior of taking up the personalizeds of the U.S.A., without truly asking why. The aspect in opportunity when they leave behind the shelter of the ordinary university device and also mind off right into the greater globe of additional education and learning or also full time job maybe. Agency Near Me 89052

Xmas markets have actually come to be a vacationer destination in several of the primary urban areas in Europe along with the absolute most prominent enticing pair of thousand guests.

In the UK, standard Christmas time markets have actually grown rapidly in current years. One of the greater ones is actually in Manchester where the market deals with 8 web sites in and also around the Area facility, each along with its very own unique sign and also setting.

Christmas time Markets are actually the excellent location to discover presents for all the loved ones. When you see all of them, in this post our company take an appearance at the record of X-mas Markets and also provide you some understanding in to what you can easily anticipate.

Purchasing at a X-mas market delivers a various adventure entirely - warm and also absolutely no busy mall to emulate yet a much more kicked back as well as pleasurable atmosphere for you to take pleasure in whilst drinking a Gluwein.

Back to X-mas Markets, which are actually currently huge in Spain as well as Germany and also simply beginning to locate a spot in the squares and also roads of a handful of cities in the UK. There are actually currently growing X-mas Markets in several communities all over the nation consisting of the Edinburgh model in the Princes Road Gardens, Greater london's South Banking company Market, Lincoln's prospering X-mas Market and also Birmingham's German Christmas time Market which gows in measurements each year.

The multinational markets delivers a fantastic option to receive involved your winter season equipment and also enter into the Christmas time feeling through grabbing grant a distinction through either taking a field trip or even weekend break escape to Belfast. If you intended to create a full week of it, or perhaps a lot longer, there are actually loads of various other destinations for you to explore in Belfast as well as additional afield.

Each community normally possesses a lot of stalls offering conventional presents, playthings, designeds as well as food items whilst themed home entertainment definitely includes a sky of legitimacy to the entire journey.

Xmas markets are actually the excellent method for consumers to example flavours of nations near and far and also beat some Christmas time offers off the wish list all at once. Along with Christmas time markets appearing around Europe and also the UK, you possess an excellent option of places along with some also closer to house than you may possess anticipated.

Christmas time markets are actually likewise preferred in warmer nations and also in Spain there are actually several markets that may be delighted in as component of a winter months vacation in position like Palma, Mallorca and also communities throughout the Buff Islands in Lanzarote, Tenerife as well as Grandma Canaria.

Northerly Ireland's capital area Belfast is just one of the places that throws a multinational Xmas market flaunting unusual items, scrumptious specials as well as a variety of standard handcrafted products. There is actually a lot to indulge your eyes as well as palate on coming from alright Belgian draft beers to Dutch cheeses and also French charcuterie as well as pies.

Others can reveal that X-mas possesses really usurped a number of the features of historical polytheist festivities that made use of to become kept at practically the exact same opportunity of the year. The ramification is actually that Religious may barely whine if modern-day "polytheists" phase a reverse requisition for their personal office perk.

It is actually rather challenging to forecast social styles correctly and also along with assurance, yet using trustworthy stats and also proof of previous modifications is actually a nice way to create projections that possess much more opportunity of becoming a reality. Customizeds as well as heritages in Britain are actually transforming yet which will locate a frequent area as well as which will begin to diminish?

In southerly Germany and also portion of Austria they are actually occasionally referred to as "Christkind markt" Practically suggesting "Christ Youngster Market" as well as are actually generally composed the community square.

Rockets at New Year are actually one more heritage that has actually promptly located it is actually method onto the English social schedule. Merely a handful of years past a common New Years Eve gathering was made up of a couple of alcoholic beverages, an easy dancing in the residing area, all pivoted off along with a pair of knowledgeables of Auld Lang Syne. Currently no Brand new Year event is actually comprehensive along with a stimulating firework screen that commemorates the begin of the upcoming year.

Yearly during the course of the Xmas time period, you may depend on a handful of pulpitarians to bewail the rude commercialization of this particular spiritual period. They would like to "obtain Christ back in to Christmas time".

Our company additionally appear to have actually found an enthusiasm for Halloween, currently recommended as being actually one of the greatest durations of the year for retail organizations; certainly not as large as Christmas time normally, yet a near jogger together with Easter and also Valentines Time. Possibly certainly not as the beginnings of this event on the 4th Thursday of Oct are actually a kind of harvesting event and also our experts presently possess one of those that differs its own day depending on to drop of the total moon in September.

Considering that their very early starting points, Xmas markets have actually dispersed all around Europe and also may right now be actually located in the areas as well as urban areas in the majority of the Northerly International nations. Germany specifically has actually transported its own standard form of market to many of its own bordering neighbors.

You can easily example Hungarian stew, Spanish paella or even French delicacies, cleaned down along with some mulled white wine, some German or even spanish draft beer or even a tasty glass of red or white wine.

Some of my very most brilliant X-mas moments meeting back to the celebrations when I have actually checked out the Christmas time markets in Germany. I was actually never ever blessed sufficient to explore Nuremberg during the course of Xmas, where they claim the X-mas market is actually impressive.

That recognizes which events that have actually certainly not however located their feets in Britain, will certainly end up being approved activities in the future. These could consist of the gigantic circus heritages that view significant road processions as well as clothing occasions in locations like Rio de Janiero, Venice and also very most huge cities all over Spain.

You may discover one thing for everybody crafted in slate. Coming from cheeseboards as well as birthday cake stands up to call layers, memorandum panels, time clocks as well as candle light owners, you are actually certain to locate one thing to match every preference.

When you have actually possessed your filler you may explore Parisian knick knacks, French fragrances and also Rural crystal among a lot of various other forms of knitwear, produceds and also real products coming from around the world.

Over the last few years at Belfast's X-mas market, the premises of the Town government were actually just broken down in to a lot of various towns consisting of French, Dutch, German, Spanish and also obviously including regional fruit and vegetables coming from bordering places in Northerly Ireland.

It will certainly be actually not a surprise to view Christmas time Markets arising in many cities as well as metropolitan areas throughout the nation as folks appear much more than pleased to join gatherings that favorably combine festivity along with the chance to outlet. It is actually that strange English alikeness along with just about anything "buying" right now however one that may carefully be actually made use of to forecast potential styles. For currently a reduced price air travel to Tenerife will certainly enable you to delight in a typical X-mas market, without the coldness temps as well as risk of rainfall that seems to be to go along with a December in Britain.

Belfast's Christmas time market is actually composed the reasons of Belfast Town hall, a spectacular Edwardian property found in the area center which hinges on around one as well as an one-half acres of yards that level to everyone throughout the year. The venue on its own was actually accomplished in 1906 thus is actually an area of historic rate of interest in its very own right as well as the yards have an amount of exciting statuaries as well as buildings that you may take a peek at if you need to have a fast breather coming from buying.

The modern Christmas time Market contrasts rather coming from its own ascendants, along with a larger stable of items for sale. Some of the very most well-known X-mas markets in metropolitan areas such as Perfume, Vienna as well as Dresden, the earliest in Germany dating coming from 1434, aim to preserve the standard design.

The emphasize of the Dresden market is actually the Stollen event conducted on the 2nd Sunday in December. Nowadays one significant 3000 kilograms is actually trooped around the roads governed over through a Stollen maiden.

Cruise Away to a Xmas Market As Well As X-mas Market Trends As Well As X-mas Markets - The Perfect Area to Locate Presents for the Loved Ones As Well As The X-mas Requisition Market

The source of Christmas time Markets goes back halfway grows older in the German talking portion of Europe along with among the earliest saved markets remaining in Bautzen in asian Germany in 1384. In numerous cities in Germany as well as Austria X-mas Markets often accompany Development as well as the added to the joyful time.

One reward of grabbing some Xmas provides at a multinational market is actually centred around the individuality and also creativity of the things available for sale. If appearing for one thing various as well as unique to what is actually supplied on the higher road, rather frequently you are actually ruined for option.

2 likely effects on the event of Christmas time were actually the Romans' Saturnalia (commemorated on December 17 along with intoxication, fun and also appetite) as well as the special day of the Persian sunshine the lord Mithra (reputedly December 25). Yet another was actually the pagan event of the Unconquered Sunlight which was actually additionally possibly commemorated on December 25. (Find, for instance, the Wikipedia post SOL INVICTUS.).

Possess a happy solstice a black.

Xmas as well as its own features were actually implanted right into the Religious information regarding 3 centuries later on. If they were actually enabled to maintain some of their pagan methods, religious seemingly located it simpler to change heathens. Hence pagan converts may be motivated to acquire inebriated in event of Christ's childbirth rather than Mithra's or even a few other sunlight the lord's birthday celebration.

Since the 1st birthed kid Caan coped with to obtain it incorrect in the incredibly upcoming section, a propitiatory unit will undoubtedly have actually been actually consisted of in The lord's tutorial. The lord could possibly likewise possess mentioned one thing regarding a happening God-man defender.

Also Augustus (the Roman empress when Jesus was actually birthed), that possessed flawlessly typical moms and dads, came to be a boy of a the lord given that his step-father Julius Caesar was actually declared a the lord due to the Roman Us Senate in 42 BC. To become a boy of a the lord was actually things to carry out in those opportunities!

Below's one more coded scriptural prophecy of Jesus' pure childbirth. Isaiah's explanation of the "suffering server" is actually observed through a lot of Religious as an image of Christ.

Eve might possess heard The lord saying to the adversary that inevitably an "children" of a female will "pulverize" his scalp. (Origin 3:15 NIV) Several analysts feel that is actually a forecast of Christ at some point squashing Demon.

You will not discover everything regarding X-mas events in the Holy bible. The scriptures studiously stay away from offering the least tip concerning the day of Christ's childbirth.

It came to be the reason for a ton of overindulgence, entertainment as well as intoxication, especially finding there was actually very little else they might perform throughout the intensity of wintertime.

There are actually some pure childbirths in folklore (View Illustrated Compilation MALE Fallacy & MIRACLE, Vol 19, p 2733). Catholic academic Raymond Brown declares "there is actually no very clear instance of unblemished fertilization" that plausibly can possess influenced the unblemished inception of Jesus (" The Childbirth of the Messiah", Doubleday, p 523).

When The lord talked along with Adam and also Eve in the backyard (Origin 2:16 -3:24) He will certainly not have actually only talked about the climate. He might simply have actually been actually one resource of guy's religious suggestions.

A eunuch is actually a completely dry plant considering that he possesses no testes. The Virgin Mary was actually supposedly certainly not enriched in the typical means when she became pregnant Jesus. Thereby Isaiah's prophecy of an origin out of completely dry ground is actually yet another forecast of a pure childbirth.

That delivers our company to the following requisition. The lord was actually anticipating a pure childbirth!

If a tip of a pure childbirth moved out coming from the landscape of Paradise and also led to sprained heathen variations of pure childbirths, at that point our experts possess one more polytheist requisition.

Just before the winter season solstice a black (in the North Half) old folks identified the sunlight to become perishing. When a rebirth of the sunlight's energy came to be noticeable, concerning December 25, they enjoyed the "childbirth" of a brand-new sunlight.

There were actually various other requisitions connected to Xmas. The childbirth of Christ as the kid of The lord as well as a lethal female is actually a reflect of lots of historical misconceptions. The fallacies point out, for instance, that the Classical the lord Zeus spawned Hercules with Alceme, Perseus via Danae, Dionysus by means of Semele, and also Alexander the Great with the Macedonian queen Olympias.

The lot of brilliant suggestions in faith is actually incredibly couple of. The opinions of individuals in each nationalities as well as grows older seem to be to become simply variants on a handful of primary styles-- the lords and also sirens, evil ones, feelings, daily life after fatality, propitiatory bodies (featuring periodic individual reparations), life accounts and also flooding accounts, along with a couple of exclusive delights like the lords cohabiting along with girls included.

Just about anything The lord mentioned, apart coming from what is actually indicated, would certainly possess been actually passed on to potential eras through term of oral cavity. Instead, the heathens could possibly possess chosen up sprained variations of a notification that happened actually coming from The lord.

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dailynewswebsite · 4 years ago

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Debenhams set to close putting 12,000 jobs at risk

Debenhams

Debenhams shops are set to shut after the failure of last-ditch efforts to rescue the ailing retailer chain.

It means all 12,000 staff are more likely to lose their jobs when the chain’s 124 retailers stop buying and selling.

The information comes simply hours after Topshop proprietor Arcadia fell into administration, placing 13,000 jobs in danger.

Debenhams itself had been in administration since April. Hopes of a rescue have been crushed after the final remaining bidder, JD Sports activities, withdrew.

Employees have been advised the information on Tuesday morning.

Debenhams shops will proceed to just accept the agency’s retailer playing cards and course of returns as regular.

Is there any means again for Debenhams?

It is laborious to see how. The division retailer chain had already gone into administration for a second time and is now set to enter liquidation, also called winding-up, which implies it’ll stop to exist as an organization.

The 242-year-old retailer had already trimmed its retailer portfolio and minimize about 6,500 jobs since Might because it struggled to remain afloat.

Nonetheless, the directors mentioned the outlook for a restructured operation was “extremely unsure” they usually had due to this fact “regretfully concluded” that they need to begin winding up Debenhams UK, whereas persevering with to hunt presents for all or elements of the enterprise.

There have been solutions that JD Sports activities pulled out of bidding for Debenhams due to the collapse of Arcadia, which is the most important concession operator in Debenhams.

Debenhams in Oxford Avenue

Nonetheless, senior sources at Arcadia dismissed any hyperlink and advised the BBC it was being blamed for the collapse of a deal that had by no means been agreed.

What occurs subsequent?

The 12,000 jobs on the retailer are set to go over the approaching months until the directors do a deal for all or elements of the enterprise as the method unfolds.

Hilco, the restructuring agency which specialises in winding up retailers, will begin going into shops on Wednesday to start clearing inventory.

Powerful buying and selling throughout the coronavirus pandemic proved to be the ultimate blow for each Debenhams and Arcadia, which make use of greater than 25,000 individuals between them.

Story continues

Geoff Rowley of FRP Advisory, joint administrator to Debenhams and Associate at FRP, mentioned: “All cheap steps have been taken to finish a transaction that might safe the way forward for Debenhams.

“Nonetheless, the financial panorama is extraordinarily difficult and, coupled with the uncertainty dealing with the UK retail business, a viable deal couldn’t be reached.”

What does it imply for the Excessive Avenue?

Evaluation field by Dominic O’Connell, enterprise correspondent

With Debenhams to be wound down and Arcadia in administration, this is without doubt one of the blackest weeks for the British Excessive Avenue and one that may have councils across the nation pondering the way forward for their city centres.

Debenhams, which began as a single store in central London in 1778, has withstood recessions, despair and world wars, however has succumbed lastly to the dual threats of the web and pandemic shutdowns.

It has been struggling financially since earlier than the monetary disaster, however successive restructurings have did not discover a successful system.

In lots of city centres, Debenhams was one of many few sizeable anchor tenants left after the latest demise of BHS and others.

And this will not be the top of the dangerous information. If Arcadia have been to go the best way of Debenhams, it could imply one other 13,000 jobs misplaced.

What do retail consultants suppose?

Richard Lim, chief government of Retail Economics, mentioned: “We can’t overstate the importance of this collapse, given the huge property portfolio, variety of jobs impacted and the reverberations felt throughout the business.

“The fact is that Debenhams has been outmanoeuvred by extra nimble rivals, did not embrace change and was left with a tiring proposition. The impression of the pandemic has accelerated its demise, however underlying points throughout the enterprise have been the foundation trigger.”

Julie Palmer, associate at Begbies Traynor, mentioned: “Coming so swiftly on the again of Arcadia’s collapse, right this moment’s information represents an actual bleak second for the Excessive Avenue.

“Given how prominently Arcadia manufacturers function in its shops, the downfall of Sir Philip Inexperienced’s empire was all the time more likely to depart Debenhams’ rescue deal hanging by a thread.”

What occurs to my orders?

Consumers are nonetheless capable of purchase gadgets in shops and on the Debenhams web site, till all of the inventory is offered.

Which means anybody who has ordered one thing on the web site, together with throughout Black Friday, ought to obtain it. They need to additionally have the ability to return this stuff, below the traditional guidelines, inside 14 days, in the event that they don’t want them.

The enterprise can also be accepting cost playing cards, comparable to present playing cards. If the enterprise is offered, then these playing cards might proceed to be legitimate.

Nonetheless, if playing cards are unspent or gadgets not delivered if Debenhams closes solely, then customers might have to contact their financial institution, by way of the chargeback scheme, or their bank card supplier (in the event that they spent greater than £100 on a single order) to get a refund.

Staff coming back from furlough queue outdoors Debenhams’ flagship in Oxford Avenue

What in regards to the employees?

A supervisor who has labored on the Debenhams Bullring Birmingham retailer for 5 years mentioned she had came upon the information on a gaggle name.

“The decision was actually unhappy. It genuinely felt like that they had tried so laborious they usually had now misplaced the battle.

“Sadly the enterprise is simply outnumbered and the pandemic is one thing they, like all of us, might by no means of predicted,” she advised the BBC.

The supervisor mentioned she can be going to work later to assist put together the story for reopening on Wednesday “with a heavy coronary heart.”

Retail commerce union Usdaw mentioned it was in search of pressing conferences with Debenhams’ directors and urged them to “deal with employees with equity and dignity”.

Usdaw common secretary Paddy Lillis mentioned the corporate and its directors had refused to have interaction with the union and accused them of treating employees “appallingly”.

“Retail is essential to our city and metropolis centres. It employs round three million individuals throughout the UK,” he mentioned.

“The federal government should take this severely: we’d like a restoration plan to get the business again on its toes.”

Former Debenhams chairman Sir Ian Cheshire advised the BBC he felt “desperately sorry” for its staff.

He mentioned that Debenhams had been “caught in a straitjacket” with too many Excessive Avenue shops on lengthy leases.

“You have to be a lot sooner and a lot extra on-line,” he mentioned, including that the chain would have been higher off with about 70 shops.

What do customers suppose?

One shopper mentioned Debenhams had been in a protracted decline

Consumers in Leeds raised issues about what Debenhams shops closure would imply for the Excessive Avenue.

“We cannot have any buying centres left, we’ll haven’t any city centres left if everybody retailers on-line,” mentioned one shopper.

One other shopper mentioned he thought the chain had been in a “lengthy decline”.

“It has been a very long time coming, actually,” mentioned one other. “It has been a protracted sluggish decline for Debenhams – it is not likely modified with the occasions.”

In Edinburgh, one shopper mentioned it was “a disgrace.” “Individuals are dropping their jobs, It is store that is been there since I used to be born. All the women purchased their promenade clothes there.”

Are employees pensions affected?

Lengthy-serving members of employees, or previous employees, who have been members of the corporate’s two outlined profit pension schemes have been in danger for months of getting smaller pension payouts.

The 2 schemes – the Debenhams Retirement Scheme and the Debenhams Govt Pension Plan – have been assessed by the official rescue scheme known as the Pension Safety Fund since Might final yr, affecting an estimated 11,000 members.

It’s possible that these but to retire, or who’ve retired early, will obtain no less than 10% lower than they’d have anticipated from their pension.

Others who’ve already reached pension age (regarded as about half of members) will see a smaller inflation-linked improve every year than they have been promised.

More moderen members of employees have a special sort of pension, which they preserve as a pension pot for retirement.

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Or use this manner to get in contact:

If you’re studying this web page and may’t see the shape you will want to go to the cellular model of the BBC web site to submit your remark or ship it by way of e mail to [email protected]. Please embody your identify, age and site with any remark you ship in.

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from Growth News https://growthnews.in/debenhams-set-to-close-putting-12000-jobs-at-risk/ via https://growthnews.in

#Growth News

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johnalexcooper · 4 days ago

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Selling Property Made Easy: Common Mistakes to Avoid for a Smooth Sale

Selling a property can be exciting yet daunting, especially in a competitive market like Edinburgh. Whether you’re a first-time seller or experienced in real estate, the process requires careful planning, market understanding, and avoiding common pitfalls. This guide will walk you through essential tips to make selling property in Edinburgh a seamless experience while removing mistakes that can hinder your progress.

Understanding the Edinburgh Property Market

Grasping the intricacies of the Edinburgh property market is crucial before initiating the selling process. Known for its historic charm, world-class universities, and cultural significance, Edinburgh attracts buyers from around the globe. The demand for property remains robust, but pricing, presentation, and timing play pivotal roles in achieving a successful sale.

If you aim to sell property in Edinburgh, staying updated on market trends, such as average property prices, buyer preferences, and seasonal fluctuations, can give you a competitive edge.

Mistakes to Avoid When Selling Property in Edinburgh

1. Setting an Unrealistic Price

One of the most common mistakes sellers make is overpricing or underpricing their property. While you might have an emotional attachment to your home, buyers will evaluate it based on market value. Conduct thorough research or consult with local real estate experts to determine a fair and competitive price.

An overpriced property may linger on the market, leading to reduced interest and potential price reductions. On the other hand, pricing products too low may result in financial difficulties. For anyone aiming to sell property in Edinburgh, accurate pricing is key.

2. Neglecting Property Presentation

First impressions matter in real estate. Properties that are cluttered, poorly maintained, or lack curb appeal can deter potential buyers. Enhancing the attractiveness of your home can be achieved by staging it effectively, reducing clutter, and making small repairs.

In Edinburgh, properties with traditional features, like sash windows and period detailing, can captivate buyers when showcased properly. Invest in professional photography to highlight your property’s best attributes and create a lasting impression online.

3. Overlooking Legal and Documentation Requirements

Selling property involves navigating various legal requirements, such as obtaining the necessary certificates and preparing accurate documentation. Incomplete or missing documentation can hinder the sales process and may lead to potential legal issues.

Make sure you have all essential documents, including the title deeds, Energy Performance Certificate (EPC), and property warranties, ready before listing your property. Ensuring compliance with local regulations will streamline the process of selling property in Edinburgh.

4. Timing Your Sale Poorly

The timing of your property sale can significantly impact the outcome. In Edinburgh, the property market tends to be more active in spring and autumn, with buyers looking to move before summer or the holiday season.

Listing your property during periods of high demand can attract more potential buyers and lead to competitive offers. Conversely, selling during slower seasons may result in fewer inquiries and longer market times.

5. Failing to Market Effectively

Even the most attractive property may struggle to sell without a robust marketing strategy. Relying solely on a single platform or failing to showcase your property’s unique selling points can limit your reach.

To sell property in Edinburgh effectively, leverage multiple channels, such as online property portals, social media, and local newspapers. Tailor your marketing efforts to highlight features that resonate with Edinburgh buyers, such as proximity to schools, parks, or transport links.

6. Underestimating Buyer Negotiations

Negotiations can be a tricky part of selling property. Sellers who are inflexible or too eager to close a deal might miss out on maximizing their property's value.

Achieve a balance in negotiations by being both assertive and flexible. Understand your bottom line but be open to reasonable offers and contingencies that can help close the deal efficiently.

7. Skipping a Pre-Sale Inspection

Pre-sale inspections are often overlooked but can save time and stress during the selling process. Identifying and addressing structural issues, plumbing concerns, or electrical faults before listing can prevent surprises later.

Transparency is valued by buyers, and they are more inclined to submit offers when they have confidence in the property's condition. In Edinburgh, older homes might require additional maintenance, so conducting a thorough inspection is particularly vital.

Tips for a Smooth Property Sale

1. Highlight Local Benefits: Edinburgh offers a unique blend of historical charm and modern conveniences. Emphasize features like proximity to iconic landmarks, excellent schools, or transport hubs in your property listing.

2. Be Transparent: Transparency builds trust. Provide accurate descriptions, high-quality images, and detailed information about your property to attract serious buyers.

3. Work with Professionals: Engage experienced estate agents, solicitors, or surveyors familiar with the Edinburgh market to navigate the selling process effectively.

4. Stay Flexible: Be open to feedback and willing to adjust your pricing or approach based on market response.

Why Edinburgh is a Hotspot for Property Sales

Edinburgh’s diverse neighbourhoods, from the bustling city centre to the tranquil suburbs, cater to a wide range of buyers. Whether you own a modern apartment in Leith or a Georgian townhouse in New Town, there’s a demand for every type of property.

Factors like the city's thriving job market, excellent educational institutions, and vibrant cultural scene make it an attractive location for families, professionals, and investors alike.

Final Thoughts

Selling property in Edinburgh can be a rewarding experience if approached strategically. You can ensure a smooth and successful sale by avoiding common mistakes, such as overpricing, poor presentation, or inadequate marketing.

Remember, preparation is key. Understand the market, present your property effectively, and work with the right professionals to maximize your chances of achieving a desirable outcome. With the right approach, selling property in Edinburgh can be a straightforward and profitable venture.

#Sell Property Edinburgh #Specialist Property Lawyer Edinburgh #Investment Property Agency Edinburgh #Residential Property Solicitors Edinburgh #Buy Residential Property Edinburgh #Property Buying Agency Edinburgh #edinburgh

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neiljohnsblog · 3 months ago

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How to Choose the Right Investment Property Agency in Edinburgh for Maximum Returns

Understanding the Role of an Investment Property Agency

Key Factors to Consider When Choosing an Investment Property Agency in Edinburgh

1. Experience and Expertise

2. Local Market Knowledge

3. Range of Services Offered

4. Reputation and Reviews

5. Client-Centric Approach

6. Transparency and Communication

7. Portfolio and Case Studies

8. Financial Guidance and Support

Why Edinburgh Is a Prime Location for Property Investment

Conclusion: Making the Right Choice

By focusing on these key considerations, you can confidently choose an investment property agency in Edinburgh that will help you achieve maximum returns and build a successful property portfolio.

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sizzlingloverinfluencer · 6 months ago

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https://www.johnsonlegaledinburgh.co.uk/buying-a-property/

#Property Buying Agency Edinburgh

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umegalettingsblog · 9 months ago

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Navigate Edinburgh Property Market with Experienced Estate Agents

Edinburgh, steeped in history and vibrant energy, magnetizes countless individuals eager to settle, work, or study in its midst. Yet, navigating Edinburgh's real estate terrain can prove daunting, especially for those uninitiated in its nuances. That's where seasoned Edinburgh estate agents step in, guiding you through the labyrinth and steering you towards your property goals.

Whether your heart is set on a chic city flat, a cozy suburban abode, or a tranquil rural retreat, Edinburgh estate agents are adept at uncovering the perfect match for your budget and preferences. Moreover, they furnish invaluable insights into prevailing market trends, legal intricacies, and strategic selling techniques.

However, pinpointing the ideal estate agent in Edinburgh to shepherd your journey can pose a challenge. To empower you in seamlessly traversing Edinburgh's real estate realm, here are some pointers to ponder:

Conduct Thorough Research

Before reaching out to any Edinburgh estate agents, delve into online research to acquaint yourself with the market and your desired locales. Platforms like ESPC offer comprehensive property listings, enabling you to compare prices and scrutinize property particulars. Likewise, peruse customer reviews on platforms like allAgents to gauge Edinburgh estate agents based on their ratings, testimonials, and track records.

Seek Recommendations

Tap into your network for firsthand insights. If you know someone who's recently navigated Edinburgh's property scene, solicit their recommendations and glean from their experiences. Word-of-mouth referrals often provide candid and reliable assessments, furnishing you with personalized perspectives on service quality and outcomes.

Verify Credentials

When engaging with Edinburgh estate agents, prioritize their qualifications, experience, and reputation. Look out for accreditations from esteemed professional bodies like the National Association of Estate Agents (NAEA), the Royal Institution of Chartered Surveyors (RICS), or the Property Ombudsman (TPO). These affiliations uphold stringent standards of conduct and accountability, ensuring consumer protection and recourse.

Compare Services and Fees

Edinburgh estate agents offer an array of services and fee structures tailored to their expertise and market niche. From residential sales to letting and property management, each agency may proffer distinct offerings and pricing models. Evaluate the scope of services vis-à-vis the associated costs, selecting an Edinburgh estate agent aligning best with your requirements and expectations.

Collaborating with seasoned Edinburgh estate agents can be transformative in your property journey. They streamline the process, infusing it with confidence and clarity, and empower you to realize your property aspirations. For those seeking reliable and professional guidance, consider reaching out to Umega – a trusted name in Edinburgh's real estate arena boasting over 15 years of expertise and a track record of excellence. Whether buying, selling, letting, or investing in Edinburgh properties, Umega delivers a personalized and proficient service tailored to your needs. To embark on your property odyssey, visit their website or contact them today.

#edinburgh estate agents

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reekierevelator · 5 years ago

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The Coding Ace

a short story by Brian Bourner

My Dad had been an insurance salesman in Edinburgh for a long time, one of the best. Indeed, he was known to his colleagues as someone who could ‘sell snow to the eskimos’ (though they were probably thinking of ‘The Glesca Eskimos’). He was a good man and had looked after me since my Mum died. But the world was changing, financial products of all kinds were proliferating, and insurance was becoming a much harder sell.

Dad used to tell me I was so pretty I was sure to find a career in modelling or the movies. But after I went to college and achieved a diploma in computing he started talking about going into business, and not just for himself. His idea was that the two of us would set up as an independent IT consultancy business. He reckoned there was big money in it. So eventually I agreed. I’d do the programming and he’d do the marketing.

Being full of confidence in his sales skills Dad decided to start at the top. He contacted one his old company’s biggest customers, Joe Kerr, a Glaswegian second hand car dealer with car sale lots everywhere, a weird sense of humour, and a highly dubious reputation. It was rumoured he invested heavily in insurance for his car lots because they were known to lose money, really only operating as a front for more nefarious activities. There was always the chance that they might ‘accidentally’ burn down if he felt the need for more liquidity. It was said Joe’s real money came from being the power behind Mental Rental, a big property agency widely regarded as slum landlords.

Dad sold Joe on the idea of a new software database system that would revolutionise his car trading business making it genuinely profitable. But being the gangster he was Joe was up to all the tricks. He told Dad he liked the idea a lot but that he’d take the software for free thank you very much. If it worked properly he’d let Dad use his car business as a reference site. Joe said it would be like free advertising for his new company. Dad was too proud or too scared to refuse. And Joe also insisted that I had to do the work on-site, in his premises. If the project failed then part of the deal was he could hold me there, because time is money after all, and until I’d worked enough to pay off the cost of all the time he was putting in to it, I’d in effect be his hostage. But his disgusting smirk when he looked at me told me that just hostage-taking wasn’t all that was on his mind as regards compensation for failure.

To be honest, it was a heinous, appalling arrangement but my boastful Dad found he couldn’t back down. Anyway, he said he had complete faith in me.

So I ended up in the grotty old backroom of a car repair workshop with my cold fingers tapping out code on a computer. It was my first job in the real world and it didn’t take long to discover not only that I didn’t like it but that the job was much bigger than I was capable of handling. The basic skills I’d learned at college could never cope with it. Instead I indulged in the usual displacement activities, browsing the internet and chatting on social media, to avoid struggling with the impossible job.

And one day I found myself in a Skype conversation with a man whose tiny eyes were set in deeply recessed sockets in his narrow, brown, sad and wrinkled face. He worked under the name CodingAce. He had an unusual foreign accent but he claimed to have expertise in just the kind of job that had me beat. When he noticed the gold necklace I was wearing he said he’d write the necessary code if I’d give him the necklace. So I agreed. A day later he transferred the program. It worked brilliantly. I asked where I should send the necklace but, like some kind of spy, he told me where I could find a dead letter box, a space behind a loose brick in a wall not far from Joe’s second hand car Edinburgh emporium where I was based, and said to leave it there. Being an internet contact I had thought CodingAce might live hundreds or thousands of miles away but apparently he actually lived in the same town. So I did as he said. My Dad and Joe were both well pleased.

But this only encouraged Joe to insist my Dad prepare a full accounting system for him. And Dad couldn’t refuse. Same deal as before. But this job was far and away beyond my capabilities. I Skyped CodingAce again. Yes, he said he could do the job and he liked the look of the gold ring I was wearing. He would do the accounting system if I gave him the ring. Of course, I agreed. The code arrived on my computer a couple of days later. It worked amazingly well, with no bugs to iron out. I left the ring in the dead letter box. My Dad and Joe were immensely pleased, so much so that Joe then demanded a complete integrated management system.

Under pressure, my Dad agreed that I’d do the work, but that this had to be the last thing. Joe couldn’t think of any more programming jobs he needed so he agreed. Same deal as before. Of course, I immediately Skyped CodingAce. Yes, he said he could write a complete management system. But he thought he ought to advise me that he actually had no professional qualifications and was completely self-taught. He’d worked on his software skills ever since arriving in this country. But he could see I had nothing left to pay him with. I thought about asking Dad but he’d been out of work for a while, Joe was only paying him by letting me go, and he had put the last of his money into setting up our little company.

CodingAce said, ‘Ok, how about I do the job and you agree to pay me whatever I ask for afterwards?’ This credit arrangement ideally suited me and I readily agreed. In a couple of days the new suite of programs duly arrived. They worked fantastically well. Dad was relieved and Joe was extremely well pleased.

I was getting ready to leave Joe’s horrible premises when CodingAce Skyped me. He told me he’d had a very hard life. He was very lonely and had no children. He explained that he was an illegal immigrant. Being an illegal was the reason he had to do business in such a devious way. His family had all died trying to reach this country. He added that the hardships he had endured to get here meant his own body was badly misshapen. He said that, where he came from, transferring responsibility for children to friends and relations was quite common. Then he lowered his voice and whispered ‘So I’m afraid the price of that management program suite is going to be quite expensive – it’s your first born child.’

It seemed such a ludicrous idea that I laughed out loud. But when his little wizened face stared at me in deadly seriousness I was totally horrified. It seemed I had escaped the clutches of Joe King only to fall into a terrible trap set by CodingAce. All the same, I thought, surely all this will be long forgotten before I ever get round to having children. Anyway, I protested as strongly as I could and eventually he relented a little and, as a sop, threw me a tiny grain of hope. ‘Ok, I’m a fair man,’ he said. ‘I’ll give you a chance. I’ll forgo the child if you can tell me my real name. The thing is though, being foreign, my name is very peculiar. And being an illegal there are no official records for me in this country.’ So, in the end I had to agree. He said ‘I’ll give you this one last chance, guessing my name, when I come to collect the payment.’ Then his face vanished from the screen and I breathed a heavy sigh of relief. Later I tried to forget all about him and his bizarre contract. I thought if it ever came to it, surely finding his real name couldn’t prove all that difficult.

It was a year afterwards that I unexpectedly became pregnant. The day before I was due to give birth I was haunted by the memory of the pledge I’d given to CodingAce. Unfortunately, search as I might through all the internet’s resources and all the country’s official records I couldn’t turn up any clue as to his real name. Then I had an idea. The dead letter box had clearly existed for some time. Almost certainly I wasn’t the only one being asked to use it to transfer money or items of value. It had seemed to be in regular use. So CodingAce was probably still regularly collecting his ‘donations’ from it. I decided that two could play at hole-in-corner espionage games. I picked up binoculars and made up my mind to spy on CodingAce.

I was quite big by this time but managed to hide myself not far away from the wall containing the dead letter box and settled down to keep watch. I observed a stranger furtively depositing something. An hour or so later a little thin man with spindly legs and a bent back appeared. The moment I glimpsed his face there could be no doubt. It was the wizened little man who called himself CodingAce. He surreptitiously removed the brick to pick up whatever lay behind. I followed him as he turned away and scuttled through several streets before disappearing down a set of stairs.

A light came on in the window of a basement flat. I crept as near as I dared to look through the window and saw him gleefully throw a gold bracelet into a drawer gleaming with the stuff. Then he danced for joy around his table. A ventilator in the window was open and I realised it wasn’t so much the gold that was feeding his euphoria. He must have been keeping an eye on me all this time because I could hear him talking to himself: ‘Tonight I’ll plan my trip to her house and tomorrow I’ll have a baby to take home with me.’ He was happier than I’d ever imagined he could be. Then his expression became suddenly solemn as, glancing at his table, he picked up a sheet of paper.

I focussed my binoculars on the paper. It was a letter. Mental Rental was embossed across the top in large type. I focussed hard on the smaller writing. It was a notification that his rent would be increasing to an incredible thousand pounds a month. It dawned on me that even with all his gold he would still struggle to prove it was legitimately earned, making it impossible for him to buy his own property and even very difficult for him to rent one. Then beneath the letterhead I noticed the communication was formally addressed. I held the binoculars steady on those words and managed to read: “For The Attention Of, Aditya Melchior, Flat 2, Evergreen Road, Edinburgh.” As CodingAce tossed the paper back down on the table in disgust I turned and hurried home.

The next day I’d begun to feel contractions when there was a knock at my door. Sure enough it was wizened old CodingAce. He seemed much smaller, a shabby brown jacket hanging loosely around a body seeming more crooked than ever. He said ‘You know the deal we made, dear. I’ll wait near here for a while until events take their course and then I’ll come and take the baby away with me.’

‘Ah’, I said, ‘but you’ll remember we agreed that would only happen if I couldn’t tell you your real name. You said I could have a guess.’

‘But you don’t know my name, do you.’

‘As it happens, I do – it’s Aditya Melchior isn’t it?’

A look of desolation suddenly overcame him. His feet seemed rooted to the spot. He was utterly crestfallen and made no attempt to deny it. I’ve never seen anyone look so disappointed, distraught, and despairing. His tiny eyes closed and his wrinkly head lolled over to one side. Eventually he turned and trudged silently away, his spindly legs nearly buckling beneath him.

The next day I was listening to the radio in hospital with my new-born son thinking that maybe I had made a mistake. My Dad’s IT consultancy had of course failed miserably. He was penniless and in debt. Indeed he was mad keen for me to get married to a man who would support me. Unfortunately, my own boyfriend had deserted as soon as he heard I was pregnant. I have to say life as a single mum on benefits was not particularly appealing. Yet Aditya Melchior, although he’d had a hard life, was obviously earning lots of money now and he did seem a very caring man, even if his way of going about getting children was somewhat unorthodox. And he was so good at programming that he would be an ideal teacher for me, to help develop my own obviously insufficient skills. I felt pretty sure that if I smiled sweetly and suggested that all he had to do was to take on me as well as my baby that we could resolve the whole situation quite amicably. We could even marry, meaning he could live here quite legally. I resolved to go and knock on his door as soon as I was out of hospital.

Just then the radio news introduced an item about a very thin brown-skinned man with a damaged backbone and a remarkably wrinkled face. No-one had been found who could actually name him. But various people had reluctantly come forward to claim he had done expert programming jobs for them. Apparently he had just been fished out of the Water of Leith that morning.

#Reekie Revelator #edinburgh #scotland #short story #immigration #fairy tales #housing

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toldnews-blog · 6 years ago

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New Post has been published on https://toldnews.com/business/edinburgh-pays-top-share-of-property-tax/

Edinburgh pays top share of property tax

Image copyright Getty Images

Image caption Edinburgh has a large number of expensive properties

Edinburgh home-buyers are paying nearly a third of all Land and Buildings Transaction Tax, according to new data from Revenue Scotland.

The agency has broken down takings from different council areas. No other area pays more than 9% of the total.

The levy used to be known as Stamp Duty, and has been devolved from Westminster to Holyrood.

Edinburgh is paying more mainly because it has more expensive properties, and these carry a higher rate of tax.

The higher rated properties across Scotland, selling for more than £325,000, account for 8% of all transactions, but 55% of all the LBTT revenue.

More than half of home sales are below the £145,000 threshold at which the tax starts to apply.

Published information

Revenue Scotland chief executive Elaine Lorimer said: “The report gives a more detailed breakdown than other published information.

“For example the report provides an analysis of tax trends across different local authority areas, showing variations in tax revenue across geographical areas – key information which has been requested by our data users.”

“Revenue Scotland prides itself on being an open and transparent organisation and the data we release is guided by clear principles – protection of taxpayer information, transparency, accuracy, impartiality, objectivity, quality, coordination and consistency.”

Edinburgh home-owners also pay nearly quarter (23%) of the revenue gained from the supplement on LBTT, introduced in 2016, which applies to second homes and buy-to-let properties.

That Additional Dwelling Supplement (ADS) raised £122m last financial year, up by 19%.

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novacabtaxi · 5 years ago

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Major clothes retailer who could take on empty shop in Hinckley’s The Crescent revealed – Leicestershire Live

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A major national clothes retailer could soon open a new shop in Hinckley town centre, relaunching a unit that has been closed for a year and a half.

The Edinburgh Woollen Mill has applied to install signs on the front of a unit in The Crescent shopping complex, which was formerly a Select store.

The major chain has some 400 outlets, including one at Dobbies Woodlands Garden Centre, to the north of Stapleton.

It has expanded in recent years, buying out Peacocks in 2012, which has a store in the Britannia Centre in Hinckley.

The group was contacted by LeicestershireLive for comment.

In an introduction page on its company website, the retailer says: “The Edinburgh Woollen Mill is focused on delivering quality products, great value and excellent service levels.

“We are a major national retailer with 400 retail stores ranging from High Street stores, garden centre concessions, tourist stores and larger format destination stores.

“Having control of the product development and supply chain ensures we can deliver the best yarns and fabric which not only fit perfectly but will stand the test of time.

“Our store staff are knowledgeable and provide a helpful personal service.”

Wards Chartered Surveyors said previously that it was in the process of acquiring the unit, which closed in 2018, on behalf of a national clothing and homeware retailer.

The agent is also handling the lease of 10 The Borough, with the former Coral bookmakers branch set to reopen as a Thai food delivery service, after over 10 years standing empty.

Harry Ward, who manages the commercial agency team at Wards, said previously : “The commercial property market in Hinckley has had a great start to 2020 across all sectors, including industrial, office and retail.

“In terms of retail, despite the nationwide rhetoric regarding the demise of the High Street, Hinckley town centre remains resolute with strong occupancy rates and good interest in the town from a variety of national and independent retailers.”

Another group soon to take on a unit in The Crescent is Santhi restaurant, offering an array of Indian and Sri Lankan dishes.

Plans for the menu include baltis, venison dishes, an aubergine stir fry, mild and creamy dishes, as well as some vegan options.

Coventry Building Society opened a new branch in The Crescent in late 2019, installing a cash machine to the main walkway.

Vacant units in the shopping centre include the closed Louisianna Chicken restaurant, which shut in June 2018 just four months after it opened.

There is also a former Poundland unit, which has been empty for three years since the discount chain moved next door when it merged with Guess How Much.

from TAXI NEAR ME https://taxi.nearme.host/major-clothes-retailer-who-could-take-on-empty-shop-in-hinckleys-the-crescent-revealed-leicestershire-live/

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umegalettings · 5 years ago

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Reporting Repair to the Best Letting Agents Edinburgh

Are Letting Agencies Edinburgh merely associated with buying & selling of properties? Is it the only thing to which matter of your trust and reliability depends? Letting Agents Edinburgh are the kings of after-sale services and remain hot to trot towards any report regarding household and property repairs.

You may report on any of the following issues-

Kitchen Repair

The kitchen is the most important portion of the home, the source of your everyday meal. It may take the shape of many crucial accidents if not maintained properly over time. Letting Agents Edinburgh carefully examine reports on such repairing needs.

Bathroom & Toilet Issues

The bathroom is directly associated with your physical appearance. Proper sanitation and sewage have numerous health benefits and if not in a good condition, you’ve got many brilliant Letting Agents Edinburgh. Give them a try.

Lighting & Electricity

That’s one of the most threat-full issues you wanna resolve right away. Electricity is always life-threatening if not controlled. Be safe and approach your Letting Agent as soon as possible.

Water Leakage

The nature that’s surrounding you is your hero. It’s the major source of your living. Don’t you think you need to give it back? But how can you do that? The solution is simply becoming aware of any wastage. Water is another portion of life and you may contribute towards its conservation through just informing your Letting Agents Edinburgh.

Report your new household repairs only on Umega Letting as we’ve got the best experts to advise you with your residential damage. Visit us today!!

#Letting Agents Edinburgh

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housebuyers4u · 5 years ago

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UK’s Top Cities Predictions & Property Market Trends (2020)

I think you’ll agree with me when I say the UK property market is in a huge mess right now.

Should I sell? Should I invest? Should I move to a different city? These are all common questions people simply don’t have the answers too.

Well, that’s why we’re here. The team here at Housebuyers4u has put together a brief overview of 14 of the biggest cities in the UK & how each property market may fare in the future.

We’re positive the information provided will help you in making positive property related decisions based on your own personal circumstances.

14 Key UK Cities Including Size, Population, Average House Price & Outlook Score

The UK may be a small nation in comparison to some large countries like the U.S. but it still has its own very distinctive regions and each large city has its own unique property market.

The market of each individual city is affected by geographical location, population, infrastructure, the economy, supply and demand and to some extent the history of the area.

In this article we will take a look at a brief history and overview of the biggest UK cities by population, some historical stats when it comes to the property market and the outlook for the near future.

As national house buyers we are interested in a wide range of property markets in the UK and want to share some of our knowledge and insights with you in this article.

We will help deepen your knowledge of the housing market, the recent history and prospects for key cities across England, Scotland, Wales and Northern Ireland and we’ll also give a rating for each city based on its history and prospects for the future. The cities included in this article are:

London

Birmingham

Liverpool

Nottingham

Sheffield

Bristol

Leeds

Newcastle

Manchester

Glasgow

Edinburgh

Cardiff

Swansea

Belfast

Let’s get started.

1) London

While London is more expensive than most areas of the UK to buy property, (for example prices in London tend to be double that of prices in Yorkshire) Over the past few years the value of homes in the capital have been falling after years of annual growth.

House prices in London are continuing to decline according to the latest GLA Housing and Land market report. The results released in November 2019 show that in outer London, the speed of decline appears to be increasing.

Research in April 2019 shows that London house prices are now off their peak in 2014/15 by nearly 25 per cent and flats by 21.7 per cent. This now takes flat values back to those last seen in 2012 and houses back to their level in 2010.

A major factor that will affect property in the London area in 2020 and beyond is Brexit and the outlook for employment in the city, particularly in the finance industry. Major banks such as Credit Suisse, Goldman Sachs, JP Morgan Chase, and HSBC have moved staff from London to other European financial hubs.

As national house buyers we understand that London often operates in its own financial and housing climate that is separate from other areas of the UK.

Outlook Score: 6/10

2) Birmingham

Prices in Birmingham are still relatively competitive compared to other major UK cities – and average prices for property in the city is just over £200,000. Sold prices are 4% up on the previous year and 17% up on the 2016 level of around £175,000.

Birmingham is often called the UK’s second city and has good employment prospects, plus a number of top universities. The cities Big City Plan, a 20-year masterplan, aims to generate 50,000 new jobs and £2.1 billion for the economy annually while HS2 will provide high speed rail links to London, Manchester, Sheffield and Leeds at reduced journey times and provide a significant economic boost.

Knight Frank believe this will help the economy grow by more than a quarter in the next decade, with a rapid population growth adding 100,000 more households within the next two decades.

Outlook Score: 8/10

3) Liverpool

As part of our role as national house buyers we take a keen interest in the trends for regional areas. The city of Liverpool has transformed over the past few years with billions worth of projects completed and £14bn of regeneration projects in progress or in the planning, helping to fuel impressive economic growth.

In December 2019, the average price for property in Liverpool was £176,57 showing a rise of 0.06% over the past three months from September 2019 according to data from Zoopla.

These figures also show a rise of 0.22% from 12 months ago.

Breaking down the average price further into property types, terraced houses sold for an average of £113,660 and flats sold for an average of £148,552.

Overall house prices in Liverpool are relatively low compared to the average across the UK.

In August 2018’s UK Cities House Price Index, Liverpool showed the highest level of growth out of all UK cities, with a rise of 7.5% in the 12 months prior, compared with 3.6% average across all UK cities.

Outlook Score: 7/10

4) Nottingham

Nottingham is the biggest centre in the East Midlands and the hub for the region in terms of sport, shopping, culture and leisure.

The city is benefiting from a booming visitor economy with 267,000 visits a year, in part boosted by the legend of Robin Hood and Sherwood Forest.

Property prices are also relatively affordable in the city and data from Zoopla showed that the average price for property in Nottingham stood at £214,033 in December 2019 – a rise of 2.61% since 12 months ago.

Flats in Nottingham sold for an average of £145,146 with terraced houses going for an average of £136,668.

Outlook Score: 5/10

5) Sheffield

The traditional industries in Sheffield such as iron, steel and cutlery have declined and as in other UK cities there is a shift in employment towards service industries.

The average price for property in Sheffield in December 2019 was £208,208 – a fall of 0.01% in the last three months.

Property growth in Sheffield is predicted to be reserved after decades of weaker wage rises. In terms of property types, flats in Sheffield sold for an average of £147,996 and terraced houses for £150,727.

Outlook Score: 4/10

6) Bristol

Bristol is a key regional city that offers great links into London, Oxford, Cardiff and Bath.

Historically Bristol was best known for its shipping and trading industries, but today the economy is underpinned by the financial services industry, aerospace, creative media, and electronics.

There are a number of development plans in progress offering new homes. This includes Bristol’s highest residential tower, along with a number of other new development schemes being proposed. There is currently a strong demand for city centre homes, where one and two bed apartments are particularly popular.

For those in Bristol looking to work with national house buyers it might be worth knowing some of the latest average property prices. These figures were at £339,971 in December 2019. This is a rise of 0.08% in the last three months and a rise of 0.80% from 12 months prior.

Flats sold for an average of £253,367 and terraced houses for £296,290.

Outlook Score: 6/10

7) Leeds

Yorkshire is predicted to outperform the majority of the nation in terms of property price increases in the next 5 years, and JLL believe that house prices in Leeds will grow by 17.1 per cent by 2023.

Leeds is set for more improvements and development over the next few years including improving transportation across the city and wider region.

There are plans to provide substantial regeneration in South Bank, and bring further investment and population growth to the city. This is expected to positively impact the property market and the city as a whole.

The average price for property in Leeds stood at £224,200 in December 2019. This is a rise of 0.11% in the last three months and rise of 1.55% from 12 months ago.

If you are looking for UK home buyers, it’s worth noting we cover the area of Leeds, and other cities across Yorkshire.

Outlook Score: 8/10

8) Newcastle

Property prices in Newcastle have fallen back to 2017 levels, as revealed by recent figures from the Land Registry.

The data shows the average price of a home in the city was £153,049 in June 2019 and the last time prices were as low was in May 2017.

Overall prices in Newcastle dropped by 4% in the year to June, the biggest annual fall since a drop of 4.8% in the year to April 2013.

The new data paints a mixed picture for North East homeowners, but on the upside Newcastle is one of the fastest growing cities in the UK, with 21,000 new homes and 14,000 new jobs expected within the next 12 years, and a population growth of 6% by 2030.

There’s also been good investment and in 2018, £27 million in venture capital funding was invested in Newcastle based companies – more than Leeds, Birmingham, and Glasgow.

Outlook Score: 5/10

9) Manchester

Manchester property is continuing to gain strength with more people moving to the city centre so it may be a good time to sell up if it’s been on your mind for a while.

According to the latest figures from JLL, demand for central Manchester property is booming with a 117% rise in people moving to the city in July 2019 compared to 2018.

Over recent years more than a few major businesses have relocated to Manchester including the BBC. The major brand TalkTalk is the latest to relocate to Manchester and the population of the city is expected to attract more people to Manchester for the growing number of career prospects.

Outlook Score: 8/10

10) Glasgow

According to Rightmove house prices in Glasgow remained at a similar level to the year before but were down 34% from the 2006 average of £267,429.

Zoopla figures for December 2019 meanwhile showed that the average price for property in Glasgow stood was £195,2176.

In Scotland and north-east England, house prices are expected to jump by nearly one-fifth (19.9%) according to estate agency Savills.

Quality of life, good schools and economic growth is likely to drive growth in the area.

Outlook Score: 8/10

11) Edinburgh

International property consultancy JLL is forecasting the Scottish residential property market and specifically Edinburgh’s property market to be in the top 5 performing residential markets in the UK in the next few years.

The population of the city is expected to grow strongly over the next 5 years with 18,000 new residents moving to the City over that time. House prices are expected to grow by 3% year on year for the next 4 years to the end of 2023.

The continued shortage of new properties being built, will be well short of demand and house prices and rental values will continue to grow.

Related: UK’s Top 10 Cheapest & Most Expensive Places to Rent Revealed

Outlook Score: 8/10

12) Cardiff

Cardiff is the closest capital city to London, and will only be 105 minutes by train when the electrification of the line is completed this year.

Zoopla’s index of house prices across UK cities puts Cardiff’s growth at 3.9 per cent in the year to May, the ninth highest in the UK, and above its neighbour Bristol, which recorded 2.1 per cent growth.

The cities population has increased 10 per cent since 2008 with another 10 per cent growth forecast by 2028.

The average price for property in Cardiff was £253,089 in December 2019 according to current Zoopla estimates.

Outlook Score: 7/10

13) Swansea

According to Rightmove overall sold prices in Swansea over the last year were 3% up on the previous year and 8% up on the 2016 level of £147,730.

The average price for property in Swansea reached £182,959 in December 2019.

There are a number of major development schemes underway in the city including SA1 Waterfront.

Migration has increased by 13,000 in the past 10 years, and will continue to increase in the coming years.

Outlook Score: 6/10

14) Belfast

Property in Belfast had a hard downturn from 2008 to 2015 where prices fell by up to 60 per cent in the better areas. Prices were at their peak in 2007 before falling dramatically over the following years.

The average price for property in Belfast reached £159,634 in December 2019. Flats in Belfast sold for an average of £133,513 and terraced houses for £131,315.

A continued lack of supply of housing across the north is perceived to be a key contributor in driving up prices, but figures will move upwards at a relatively slow rate.

Outlook Score: 6/10

A Final Word

It’s clear that there are mixed fortunes ahead for the major UK cities.

Growth is relatively slow in a number of areas due to years of stagnating wage increases, the financial austerity put in place since the financial crisis and the uncertainty over Brexit.

However, there are some areas outside of London that are expected to grow in value over the next few years so if you’re looking to move or invest in a city with a healthy property market and economy, some recommended cities in England would include:

Manchester

Leeds

Birmingham

Liverpool

Up in Scotland you’d have a choice of:

Edinburgh

Glasgow

All of the above would be safe and solid choices as of the beginning of 2020.

We hope our article has been useful to you and helps you make a more informed decision when it comes to your future in the property market!

This article was brought to you by http://housebuyers4u.co.uk/

#real estate #Property #estate agent

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