#profitability ratios

[lectorel]

Overheard on the L:

A: "some people don't want the responsibility" [of sitting in the emergency exit row on a plane]

B: "I'll open a door. Hell, if it's a Boeing it'll open on its own."

[soliloquics]

mischievous bimbo babe..............

[bnt0]

anyways I’m sad I’ve been inactive bc i hate missing y’all’s posts. I was very stressed over personal stuff and i sort of still am but I’m feeling a lot better sorta. i mean what can ya do *shrugs*

im playing through the re4 remake and I’m so terrible it’s almost hilarious but mostly pitiful. I’m having a lot of fun tho and my love for video games is being reinvigorated after 100%ing jak and daxter and now playing this :3 might retry rdr2, or restart Skyrim/fallout next. Fun fact: I’ve never beaten either bc i fiddlefart around everywhere except the main quests

Maybe sims soon maybe not. Love y’all. kissies

[alwaysbethewest]

.

[acitybythelightunited]

You can thank the billionaires for trapping you with paycheck to paycheck wage slavery so you can never live a comfortable life for years that need personal hotels like this that cost over a million a year just for the utilities that could pay you an extra $2-3 dollars an hour to make your lives more bearable but they never will cause who gives a shit about the working class in Beverly Hills?

No 🙃ne.

going to the grocery store is like ohh ok guess everything is 500 thousand million dollars now and i should just die

[accountingblogsstuff]

How to Calculate Cost of Sales Accounting: A Comprehensive Guide

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[signode-blog]

Effective Trading Strategies Using Long Call Options

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[allaboutforexworld]

Pin Bar: Forex Trading Strategy Explained

The Pin Bar is a popular forex trading strategy that helps traders identify potential reversals in the market. This strategy relies on the formation of a specific candlestick pattern called the “Pin Bar,” which indicates a possible change in market direction. In this article, we’ll delve into this strategy, its components, how to identify it, and how to effectively use it in your trading. What is…

[classicintp]

It 100% has never ever been about productivity or efficiency, it's about normalizing a manufactured, emotionally pre-occupying misery so that you do not have the energy or determination to fight against the corporations exploiting you and your resources as a form of control. If you were well-rested and content you'd fight for a bigger share of the profit you labor for, you'd have the energy and determination to fight against the system that keeps corporations in power over your politicians. They hide behind the idea of efficiency and productivity as conceptual measures of profit but you know better, studies like this have been done over and over by various entities in various capacities since the 60s, the result is always the same: the studies say productivity and efficiency improve with rest, fewer working hours, and more personal time, and then corporations work to normalize longer hours per day + lowering the legal age of workforce entry and extending the age of retirement. Work dominates the majority of your waking hours for most of your life wrapped in a frame of personal morality not because it's the most profitable, profit is just a useful by-product.

[well-educatedmillennial]

Earnings Per Share (EPS): A Key Metric for Well-Educated Investors

As markets evolve, understanding key financial metrics is paramount for investors worldwide. This article on Earnings Per Share (EPS) aims to equip you with essential knowledge for making more informed investment decisions.

Imagine you’re considering investing in two companies. Company A’s stock is priced at $50, while Company B’s is at $100. Which one is the better deal? At first glance, you might think Company A is cheaper and therefore a better investment. But what if I told you there’s a helpful metric that could provide additional perspective? Enter Earnings Per Share (EPS) – an important tool that can enhance…

[megalynnan]

Ask those people if they want the president to force companies to lower prices. Or force companies to raise wages.

Then ask how they think the problem should be solved, and not solved by electing someone, how should the market correct the inflation?

I get it...

[creepyscritches]

I read your post about open enrollment for the ACA and was hoping you might expand on why you believe it would take years to dismantle. I've been terrified that with a Republican house/senate, Trump could just snap his fingers and make it go away within months of taking office. I'd love some reassurance that that's not possible.

Hiya, sure I can share some thoughts on the matter! First, it's very important to understand the ACA is a huuuuuuuuuuuuge system with subject matter experts in dozens of places throughout the process. I'm one of those SMEs, but I am at the end of the process where the revenue is generated, so my insight is limited on the public facing pieces.

What this means is that I am professionally embedded in the ACA in a position that exists purely to show what conditions people are treated for and then generate that data into what's called a "risk score". There's about 6 pages I could write on it, but the takeaway is that the ACA is

1) intricately interwoven with the federal government

2) increasingly profitable, sustainable, and growing (it is STILL a for-profit system if you can believe it)

3) wholeheartedly invested in by the largest insurance companies in the country LARGELY due to the fact that they finally learned the rules of how to make the ACA a thriving center of business

4) since the big issuers are arm+leg invested in the ACA, there is a lot of resistance politically and on an industry level to leave it behind (think of the lobbyists, politicians, corporations that will fight tooth and nail to protect their profit + investment)

The process to calculate a risk score takes roughly 2 years. There is an audit for the concurrent year and then a vigorous retro audit for the prev year - - this is a rolling cycle every year. Medicare has a similar process. These are RVP + RADV audits if you would like the jargon.

Eliminating the ACA abruptly is as internally laughable as us finishing the RADV audit ahead of schedule. If Trump were to blow the ACA into smithereens on day 1, he would be drowning in issuer complaints and an economic health sector that is essentially bleeding out. You cut off the RVP early? We have half of next RADV stuck in the gears now. You cut off the RADV early? No issuer will get their "risk adjusted" payments for services rendered in the prev benefit year (to an extent, again very complex multi-process system).

The ACA is GREAT for the public and should be defended on that basis alone. However, the inner capitalistic nature of the ACA is a powerful armor that has conservatives + liberals defending it on a basis of capital + market growth. It's not sexy, but it makes too much money consistently for the system to be easily dismantled.

Or at least that's what I can tell you from the money center of the ACA. they don't bring us up in political conversation because we are confusing to seasoned professionals, boring to industry outsiders, and consistently we are anathema to the anti-ACA talking points.

I am already preparing for next year's RVP for this window of open enrollment. That RVP process will feed into the RADV in 2026. In 2025, we begin the RADV for 2024. If nothing else, the slow fucking gears of CMS will keep the ACA alive until we finish our work at the end of the process. I highly doubt that will be the only reason the ACA is safeguarded, but it is a powerful type of support to pair with people protecting the ACA for other reasons.

I work every day to show, defend, and educate on how many diagnoses are managed thru my company's ACA plans. My specialty is cancer and I see a lot of it. The revenue drive comes from the Medical Loss Ratio (MLR) rule stating only 20% MAX of profit may go to the issuer + the 80% at a minimum must go back to the customer or be invested in expanding benefits. The more people on the plan using it, the higher that 20% becomes for the issuer and the more impactful that 80% becomes for the next year of benefit growth. It is remarkably profitable once issuers stop seeking out "healthy populations". The ACA is a functional method for issuers to tap into a stable customer base (sick/chronic ill customers) that turns a profit, grows, and builds strong consumer bases in each state.

The industry can never walk away from this overnight - - this is the preferred investment for many big players. Changing the direction of those businesses will be a monumental effort that takes years (at least 2 with the audits). In the meantime, you still have benefits, you still have care, and you still have reason to sign up. Let us deal with the bureaucracy bullshit, go get your care and know you have benefits thru 2025 and we will be working to keep it that way for 2026 and forward. This is a wing of the federal government, it is not a jenga tower like Trump wishes.

[themaresnest-dumblr]

Was waiting for the punchline to be it being those gummies that are the size of horse tablets and her boyfriend having to Heimlich manouevre her every time she attempted to take one, even when she tries taking one with an entire bucket of water ...

Vitamins. New comic on Tapas

Read here