#pradhan mantri mudra yojna
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financesevaloan · 2 years ago
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Personal Loan Meaning
A personal loan means an absolute credit solution to fulfill your personal loan desires or your personal needs such as your travel expenses, wedding, house renovations, or home construction, and it can be used in your financial or medical emergencies in which you may avail yourself a personal loan to consolidate your existing debt, even for defraying the educational expenses of your wards. It is extremely easy with a paperless and hassle-free application process. Customized personal loan offerings include instant online applications.  
It is usually an unsecured loan; even personal loans are the most popular unsecured loans in which you can get a loan without securing any collateral. It helps you to save your assets. Unlike other loans, it may have a shorter repayment tenure ranging from 1-5 years. Depending upon the individual applicant's profile and lender, the APR (Annual Percentage Rate) of a personal loan meaning may vary from 11.29% to 35%.
Anyone can apply for the personal loan
Salaried Individuals: Individuals with a regular income of at least 15,000 and who can meet other requirements are eligible to apply.
Self-Employed Individuals: Self-employed professionals or non-professionals can avail themselves of funds to fulfill their personal requirements.
Students: Being a student if you facing difficulty managing finances for higher education. With a co-applicant, personal loans for students are provided online which allows you to get instant approval and speedy disbursal.
Retired Individuals: Retired individuals who are collecting pension money are eligible, no matter whether you own it from the government or not.
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fnewspaper2024 · 1 month ago
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Padma Jaiswal IAS — Senior Administrative Secretary
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Padma Jaiswal IAS is An Indian Administrative Service (IAS) officer of 2003 batch AGMUT cadre . She is the native of Chandigarh , completed her school & college education in Commerce and Management . She did her Masters degree in Business Administration from Panjab University Business School Chandigarh . She cleared the exam of University Grants Commission Research fellow, holds a degree of Company Secretary. She is a Marathon Participant and her interests are Reading books on social & psychological subjects, gardening, pottery , yoga .
Padma Jaiswal IAS is currently working as Secretary to Government to the state & Union Territories , is a civil servant who holds a key position in the Indian government and is responsible for implementing the government schemes, programs, projects during the allocation of responsible tasks assigned by the Government.
The role of Padma Jaiswal IAS is Policy formulation and implementation within the sphere & jurisdiction allotted to her at the federal and state levels. She contribute towards making final decisions on government matters. with the agreement of the minister concerned or the council of ministers.
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Padma Jaiswal IAS is a highly respected officer and has held significant positions in the Indian government. IAS officers are protected by the Constitution of India from arbitrary action.
Padma Jaiswal IAS has held key positions in the Union Government, State governments, Public-sector Companies and other Statutory regulatory institutions and in Election Commission through deputation.
Padma Jaiswal IAS is also deployed to various government establishments such as, staff and line agencies, auxiliary bodies, public sector undertakings, regulatory bodies, statutory bodies and autonomous bodies like Secretary to the Commission for Protection of Child Rights Goa ,Commission of Backward Classes Goa.
Padma Jaiswal IAS is a part of the permanent bureaucracy of the nation which is the the executive of the Government of India.
Padma Jaiswal IAS while delivering the work as a DeputyCommissioner acted as an agent of the government in the field,as an intermediary between the public and the government. Padma Jaiswal IAS during her field posting as Deputy Commissioner performed the task of maintaining law and order in their assigned areas. To collect revenue and function as revenue court, handle the administration and daily proceedings of the government, manage government funds and supervise the expenditure of public funds, supervise the implementation of developmental schemes. act as an intermediary between the public and the government.
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Padma Jaiswal IAS When posted in the district administration of a State Government, is primarily responsible for implementing the various projects and plans of the Central Government and the State Government as well as for maintaining the overall law and order situations in the district. They work as and preside over as court officials in various matters related to tax collection, general administration, civil administration, and criminal activities.
Padma Jaiswal IAS When posted with the various directorates, departments, and Ministries of a State or the Central Government, is responsible for the formulation of Government policies, formulating plans, planning various projects, schemes, and programs as well as implementation of the policies, plans, projects, and programs.
Padma Jaiswal IAS has vast & rich experience & expertise in the implementation of various projects and schemes like Pradhan Mantri Gram Sadak Yojana, Atal Pension Yojana, Pradhan Mantri Gramin Awaas Yojana, Pradhan Mantri Kaushal Vikas Yojna, etc..Beti Bachao-Beti Padhao, Swachh Bharat Mission, PM Mudra Yojna, Atal Pension Yojna, Smart City Scheme, and Make in India.AMRUT Strategy , Mission for Digital India , Gold Monetization Plan.
Padma Jaiswal IAS is often posted in leadership positions in various Government organizations such as municipal corporations, metropolitan and city development corporations, development bureaus, and even in Government-owned educational and healthcare organizations. Padma Jaiswal IAS played a significant role to ensure that the organizations function efficiently and achieve their goals.
Padma Jaiswal IAS while as Secretary to Government in Goa played a prominent role in implementing The Sagarmala project, a national program in India that aims to develop the country’s coastline and river network to boost economic growth. The project includes several initiatives in Goa, such as A new international cruise terminal , A dedicated berth for passenger and cruise vessels is being constructed at MPT. Nine coastal passenger jetties are being redeveloped. The state of Goa is included in the South Konkan-Maharashtra CEZ, which is mapped to the Mormugao major port.
Padma Jaiswal IAS during the tenure in Goa as Secretary to Government played a significant role in both The Sagarmala and Bharatmala projects which are the infrastructure development initiatives in India that aim to improve the country’s transportation and maritime sectors,to reduce logistics costs for domestic and export-import (EXIM) cargo. The program includes projects like port modernization, fishing harbor development, and coastal community skill enhancement.
Whereas Bharatmala is a program to construct highways, including new highways anbypasses.regions based on the following four pillars: Port Modernization & New Port Development. Port Connectivity Enhancement. Port-linked Industrialization.
The programme envisages development of Ring Roads / bypasses and elevated corridors to decongest the traffic passing through cities and enhance logistic efficiency; 28 cities have been identified for Ring Roads; 125 choke points and 66 congestion points have been identified for their improvements. Further, in order to reduce congestion on proposed Corridors, enhance logistic efficiency and reduce logistics costs of freight movements, 35 locations have been identified for development of Multimodal Logistics Parks.
Padma Jaiswal IAS while working as Deputy Commissioner in the Municipal Corporation of Delhi for Rohini , Civil Lines ,City Zone discharged the responsibilities associated with the Municipal Commissioner role for the overall administration of the municipality or municipal corporation in ensuring the efficient functioning of various municipal departments.
Urban Planning and Development: activities., to work towards the improvement of infrastructure, public amenities, and overall urban development within the municipality.
Padma Jaiswal IAS played a key role in local governance and work closely with elected representatives and municipal councils to implement policies and programs for the welfare of the residents.
Padma Jaiswal IAS performed the task to oversee the delivery of essential public services such as water supply, sanitation, waste management, and other civic amenities and to ensure that these services are provided efficiently to the residents . She did budgeting, financial planning, and resource allocation for municipal projects and services , to manage municipal finances effectively to meet the needs of the community.
Padma Jaiswal IAS ensured that the municipality adheres to all legal and regulatory requirements by participating & being involved in drafting and implementing local bylaws and policies.
Padma Jaiswal IAS has a rich experience in Community Engagement, She has performed the tasks of Engaging with the local community with empathy , sensitivity , resilience and high emotional intelligence.Padma Jaiswal IAS participated in community events, addressed public grievances, and worked towards building a positive relationship with residents,
Coordination with Other Agencies , collaborated with various government departments, agencies, and non-governmental organizations to implement development projects and address urban challenges.
Padma Jaiswal IAS while working as Secretary to Gov’t of UT of Puducherry INDIA for departments
Information technology,entrepreneurship, Planning ,Economic and Statistics, Stationery & printing ,EX servicemen welfare of Army ,Navy ,Airforce ,Freedom implemented the Digital India campaign which is a flagship programme launched by the Government of India to make its services available to citizens electronically via improved online infrastructure and by increasing Internet connectivity.The initiative includes plans to connect rural areas with high-speed internet networks. It consists of three core components: the development of secure and stable digital infrastructure, delivering government services digitally, and universal digital literacy.
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The Digital India uses and supports other Government of India schemes, such as BharatNet, Make in India, Startup India, Standup India, industrial corridors, Bharatmala Sagarmala and Amrit Bharat Station Scheme, Atmanirbhar Bharat.
Some of the facilities which will be provided through this initiative are Bharat, digital locker, e-education, e-health, e-sign, e-shopping and the National Scholarship Portal. As part of Digital India, Indian Government planned to launch Botnet cleaning centers.
National e-Governance Plan aimed at bringing all the front-end government services online.
MyGov.in is a platform to share inputs and ideas on matters of policy and governance.It is a platform for citizen engagement in governance, through a “Discuss”, “Do” and “Disseminate” approach.
UMANG (Unified Mobile Application for New-age Governance) is a Government of India all-in-one single unified secure multi-channel multi-platform multi-lingual multi-service freeware mobile app for accessing over 1,200 central and state government services in multiple Indian languages over Android, iOS, Windows and USSD (feature phone) devices, including services such as AADHAAR, DigiLocker, Bharat Bill Payment System, PAN EPFO services, PMKVY services, AICTE, CBSE, tax and fee or utilities bills payments, education, job search, tax, business, health, agriculture, travel, Indian railway tickets bookings, birth certificates, e-District, e-Panchayat, police clearance, passport, other utility services from private companies and much more.
Padma Jaiswal IAS acted as Secretary coordination for BRICS & ASEAN summit held in Goa during her tenure in the year 2016. The FOREIGN OFFICIAL / GOVERNMENT VISITS PERFORMED are 15 days Visit to South Korea for Study tour at Seoul and Bushan during August 2012.7days visit to Manhattan New York city for study tour at Syracuse University for Public Policy during November 2019.
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swaniti-initiative · 11 months ago
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Jaano - Community Help: A One-Stop Solution for Government Schemes and Documentation
Jaano - Community Help: A One-Stop Solution for Government Schemes and Documentation
Jaano is a community help website that aims to provide citizens with all the information they need about government schemes, housing schemes, education schemes, insurance, agriculture, senior citizens, finance, women, youth, and documentation. With a wide range of services, Jaano has become a one-stop solution for individuals seeking assistance with various official procedures. Jaano aims to cut out the middle man who takes a lot of money to help citizens for basic requirements.
Services Offered
Jaano offers a plethora of services to cater to the diverse needs of its users. Some of the key services provided by Jaano include:
Free Services
One can find information about various government related schemes  on the website. Here is a list of all the scheme information available:
Food
Ration Shop
E-mitra
Aadhar Card
Voter Card
Ration Card
Pan Card
Government Schemes
PM Jan Arogya Yojana
PMAY
PM Kisan Yojana
Jan Dhan Yojana
Sukanya Samriddhi Yojana
Atal Pension Yojana
MGNREGA
Pradhan Mantri Kaushal Vikas Yojana
Pradhan Mantri Jeevan Jyoti Bima Yojana
Pradhan Mantri Mudra Yojana
Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Fasal Bima Yojana
OBC Certificate
Samagra Shiksha Abhiyan
Housing Schemes
Affordable Rental Housing Complexes (ARHC) Scheme
Health care
Rashtriya Kishor Swasthya Karyakram (RKSK)
Central Government Health Scheme
Education Schemes
CBSE Single Girl Child Scholarship
Kishore Vaigyanik Protsahan Yojana
Insurance
Indira Gandhi National Old Age Pension Scheme (IGNOAPS)
Rashtriya Swasthya Bima Yojana (RSBY)
Jan shree Bima Yojna
Varishta Mediclaim Policy
Varishta Pension Bima Yojana
Agriculture (Farmers )
PM Kusum Scheme
Pradhan Mantri Krishi Sinchai Yojana (PMKSY)
Rashtriya Krishi Vikas Yojana (RKVY)
Pashu Kisan Credit Card Yojana (PKCC)
Kisan VikasPatra
National Mission on Oilseeds and Oil Palm
Soil Health Card Scheme
Animal Husbandry Infrastructure Development Fund
Women schemes
PM Balika Anudan Yojana
Swadher greh
Ladli Scheme
Mahila shakti kendra
Mahila Samriddhi Yojna
Rajiv gandhi creche scheme
Beti bachao Beti Padhao
Senior citizens scheme
Senior Citizen Savings Scheme
Rashtriya Vayoshri Yojana
Reverse Mortgage Scheme
Finance
Stand UP India
PM SVANidhi Yojana
Credit Guarantee Trust Fund for Micro & Small Enterprises (CGTSME)
DDUY
Income Tax Return
Scheme of Fund for Regeneration of Traditional Industries(SFURTI)
BHIM App
Youth
PM Employment Generation Programme (PMEGP)
PM YUVA Yojana
Digilocker
Skill India
ASPIRE scheme
Labor
Mukhyamantri Gramodyog Rojgar Yojana
E-shram portal
National SC-ST Hub Scheme
Pradhan Mantri Shram Yogi Maandhan Yojana
Fuel (Cooking Gas)
PMUY 2.1
Nandurbar - Nrega
Community Work Demand
Payments
Other Nrega Benefits
Job Card Demand
Users can access detailed information about these schemes on Jaano’s website. New schemes are updated as soon as they are released so the citizens are aware of the latest developments.
Paid Services
In addition to free information, Jaano provides paid services to assist users with essential documentation processes. Some of the paid services offered by Jaano include:
Aadhar Card Update and Application: Users can avail themselves of Jaano’s services to update their Aadhar card details or apply for a new card.
Pan Card Update and Application: Jaano simplifies the process of updating Pan card details or applying for a new card.
Ration Card Update and Application: Users can rely on Jaano’s expertise to update their ration card details or apply for a new card.
Voter Card Update and Application: Jaano helps users update their voter card details or apply for a new card.
These paid services are facilitated through government-registered e-mitras to ensure accuracy and reliability at a nominal cost.
The Goal
Many people from various backgrounds from different parts of the country have difficulty understanding government schemes and Jaano is a platform that aims to help the citizens get empowered by knowing what the government can offer and what are their benefits. The government scheme space is often filled with misinformation and often lies by individuals who are willing to profit from ill informed people.  This is where Jaano comes in and takes a step in the right direction by helping citizens to stay informed and assist them.
Jaano has recorded that many individuals were facing issues filling out forms for voter id and they also had wrong information. Jaano assisted them and helped them apply for their voter id. They were contacted by Jaano after 45 days and they admit that they were satisfied.
Several people were not informed that the Ayushman card was replaced by Abha Card and so wanted to apply for the Ayushman Card but Jaano informed the individuals that in reality both cards were no longer available.
The Process
One out of many instances where individuals faced issues with government schemes and Jaano assisted them is when Pan Card and Aadhar Card linking was needed. The CSE charges 1100 INR and in some places even more. Jaano provides help with the assistance of government registered E-Mitras and reduces the cost of the  service to about 800 INR.
An individual can use the app (available on the playstore and appstore) and request a service request. The service request can be created and then the customer pays for the service which is much less than the typical charges for the service outside Jaano network. Jaano sends the contact details of the government registered E-Mitra who will assist the customer with his/her request. In the case a customer is unable to contact the E-Mitra, a Jaano representative will contact the customer and assist him/her further.
Customer Satisfaction
Jaano takes pride in its commitment to customer satisfaction. With over 1 lac satisfied customers. The platform is fast and serves the visitors in a matter of seconds. Jaano has established itself as a reliable platform for individuals seeking assistance with government schemes and documentation. With a customer first approach, Jaano can easily state that they can satisfy their customers. Customers can easily raise concerns about the services and her almost immediate assistance.
Efficiency and Effectiveness
Jaano handles more than 500 requests daily, showcasing its efficiency in providing prompt solutions to its users. The platform’s user-friendly interface ensures that individuals can easily navigate through the website and access the required information without any hassle.
Conclusion
Jaano is revolutionizing the way citizens interact with government schemes and documentation. By offering comprehensive services, Jaano has become a trusted platform for individuals seeking assistance with various official procedures. With its commitment to customer satisfaction, efficiency, and effectiveness, Jaano continues to make a positive impact on the lives of countless individuals.
For more information about Jaano’s services, visit their official website at https://jaano.swaniti.org/home
Remember, Jaano is here to help you navigate through the complexities of government schemes and documentation!
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wowhealthfitness20 · 4 years ago
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Gujarat: 4 held for mobile loan fraud using Mudra scheme ID proofs | Ahmedabad News
Gujarat: 4 held for mobile loan fraud using Mudra scheme ID proofs | Ahmedabad News
AHMEDABAD: Four persons, including a private bank employee, have been arrested here for allegedly using ID proofs collected for the Pradhan Mantri MUDRA Yojna to buy high-end mobile phones in the name of unsuspecting victims and selling them to others, police said on Monday. After a detailed investigation into the matter, the Ahmedabad cyber crime branch on Sunday nabbed the four accused, who…
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pinkphilosophersoul-blog · 4 years ago
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Pradhan Mantri Mudra Yojana- All You need to know:
Pradhan Mantri Mudra Yojana is a financial initiative for facilitating and motivating micro-units and providing them with sufficient funds to help them and to develop their business.
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capitalgyan · 3 years ago
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Mudra Loan कैसे ले। [2022]
Hi friends तो कैसे है आप सब आसा है की आप  लोग ठीक ही हो��गे। तो दोस्तों आज हम बात करने जा रहे है मुद्रा लोन (Mudra Loan) यानी की  प्रधानमंत्री Mudra yojna के बारे में।
Hi friends तो कैसे है आप सब आसा है की आप  लोग ठीक ही होंगे। तो दोस्तों आज हम बात करने जा रहे है मुद्रा लोन (Mudra Loan) यानी की  प्रधानमंत्री Mudra yojna के बारे में। इसकी शुरुआत हमारे प्रधानमंत्री नरेन्द्र मोदी ने 1 अप्रैल 2015 को नई दिल्ली में की थी। वैसे तो हमारे प्रधानमंत्री ने कई सारी योजना सुरु की है उसमे से एक है प्रधानमंत्री मुद्रा योजना जिसके बारे में आज हम बात करने जा रहे है जैसे की…
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shivam4u · 3 years ago
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Pradhanmantri Mudra Loan Yojna 2022. प्रधानमंत्री मुद्रा लोन योजना
Pradhanmantri Mudra Loan Yojna 2022. प्रधानमंत्री मुद्रा लोन योजना
Pradhanmantri Mudra Loan Yojna 2022 :- प्रधानमंत्री मुद्रा योजना के तहत सरकार व्यवसाय शुरू करने के लिए 50 हज़ार से लेकर 10 लाख तक लोन दे रही है। इसकी विस्तृत details नीचे पूरी पोस्ट में दी गई है। इस योजना के तहत कोई भी कारोबारी या फिर युवा इस योजना का लाभ उठाकर अपना खुद का व्यवसाय शुरू कर सकता है या फिर अपने चल रहे व्यवसाय को और भी आगे बढ़ा सकता है इसके लिए उसे प्रधानमंत्री मुद्रा लोन योजना के…
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legaldocs · 6 years ago
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nervouspersonacandy · 4 years ago
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CSC Digital Seva Kendra Registration | CSC Citizen Service Portal Login & Helpline Number | FrequentService Center Digital Service Portal | Process to open common service center |The way to become CSC VLE, ​​online application form | CSC Center Apply Online
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moneymartini · 4 years ago
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Mudra Loan under Pradhan Mantri Mudra Yojna is a low-interest business loan for new and existing, micro and small enterprises. The best part about these loans is that they are collateral security free  
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financesevaloan · 2 years ago
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Apply Online Mudra Loan
Mudra loan can be used for new business & existing business, Borrower can borrow this type of apply online mudra loan for development of infrastructure of your project, or to bear regular expenses, purchasing new equipment & machinery. The best part of the loan is you do not require to pledge any collateral or assets.  
Under the scheme of Pradhan Mantri Mudra Yojana (PMMY), MUDRA (Micro Units Development and Refinance Agency) has created three products known as Shishu Kishor and Tarun. These are categories such as:    
Shishu: covering loans up to 50,000/-
Kishor: covering loans above 50,000/- and up to 5 lakhs
Tarun: covering loans above 5 lakh and up to 10 lakhs
How to apply  
You are required to check your eligibility to apply for the mudra loan. An individual should have fulfilled the following criteria.
The Age of Individuals should be minimum of 18 and maximum of 65 years.
Any new or existing company can apply
Business categories who are involved in food production, textile, agriculture, services providing to community or society are eligible
Minimum 2 years records of business continuity
Minimum 1 year of audit by registered chartered accountant
After that, you can apply for mudra loan interest rate online and You can visit website requesting an application form to fill required details with attaching necessary documents.
To apply offline, you can visit the nearest bank branch then ask for an application form to fill in all the required details, along with necessary documentation.
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sabkuchgyan · 6 years ago
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प्रधानमंत्री मुद्रा योजना बड़ी आसानी से 5 से 10 लाख लोन ऐसे प्राप्त करें
प्रधानमंत्री मुद्रा योजना बड़ी आसानी से 5 से 10 लाख लोन ऐसे प्राप्त करें #pradhanmantrimudrayojna #mudrayojna #modi
नई दिल्ली:इस योजना के तहत इन लोगों को पीएम मोदी दे रहे है 10 लाख रूपए तक की मदद। जैसाकि आप सभी जानते है, कि जनता को खुश रखने के लिए मोदी सरकार बड़ी-बड़ी घोषणाएं करती रहती है। जिसके बाद प्रधानमंत्री नरेंद्र मोदी ने प्रधानमंत्री मुद्रा योजना की शुरुआत की। इस योजन के तहत आप अपना कारोबार शुरू करने के लिए बैंक से 10 लाख रूपए तक का लोन ले सकते है। तो ये लोन आप कैसे ले सकते है, आज हम आपको इसी के बारे…
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eashwa10333 · 2 years ago
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Importance of battery operated electric vehicle
We define many benefits, advantages and disadvantages of electric vehicles. You can learn and understand better from this image. Electric three-wheelers or e-scooters are eco-friendly battery-operated electric vehicles that have a better wealth and lower operational cum maintenance costs. Top leading electric vehicle manufacturers in India have received continuous support from the National Electric Mobility Mission, Pradhan Mantri Mudra Yojna.
Address- 4th Floor,410/411, Devika Tower, Chander Nagar, Ghaziabad, UP - 201011
Call- 7840054515, 9560054515
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storyonyou · 3 years ago
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PM Mudra Yojana 2022: Business tax, no money, don't worry
PM Mudra Yojana 2022: Business tax, no money, don’t worry
PM Mudra Yojana 2022: Many, many great business plan asto, pan paishanchya kamartemu tyanche dream is not fulfilled. There is no need to worry about Karanyachi only when he comes. Yasathi Sarkar’s Pradhan Mantri Mudra Yojana will help you. Or the plan government would give you loan till 10 lakh rupees.(PM Mudra Yojna) Union Minister of State for Finance Bhagwat Karad ie Sangitale’s meeting, in…
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jknewsinfo · 3 years ago
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*AD handloom,Reasi holds an Awareness camp at Panassa* @DMReasi @diprjk REASI:Today on 6/07/2021 Assistant Director , handloom development department Reasi ,Chander Mohini on the eve of handloom day organised an awareness program at Panasa , Reasi. She generated awareness among masses regarding the importance of the celebration of handloom day and various schemes run by the deptt for the weavers like credit card scheme for weavers , Pradhan mantri weaver mudra yojna , financial help scheme for formation of cooperatives etc. Certificates were also distributed among ex-trainees. She appealed the public to avail the benefits of government schemes especially the women to become self reliant which will give a boost to Honb'le PM vision of Atmanirbhar Bharat. https://www.instagram.com/p/CSPHBonsFLl/?utm_medium=tumblr
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indiascheme · 4 years ago
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Government Schemes that Provide Financial and Economic Stability for Public s’ Benefit
For the benefit of the public, the government of our country has been focusing a lot on launching a lot of new reforms and schemes. These schemes and programs have helped many people of this country gain stability in terms of finance and economy. However, for this, people must be able to get the complete information and the important details. Sarkari Yojana is one such dedicated online platform that provides many ideas about the PM Narendra Modi schemes, government schemes, and alterations in the government schemes, latest updates, application forms, government mobile apps, and a lot more. Here is a list of the schemes launched by the government for the people's financial and economic stability.
Sukanya Samriddhi Yojna (SSY)
Prime Minister has inaugurated the Sukanya Samriddhi Yojna scheme under the notion of the “Beti Bachaao, Neti Padhaao”  The main aim of the scheme is to make sure that all the expenses like marriage and education of a girl child have been managed with it. One family can have at the most two accounts of the two girl children. Apart from these two, you can open the third account only if the girls are triplets or twins. The parent can open these accounts as the child turns ten years old. SSY provides an interest rate of 8.6% and offers benefits to the child. Pradhan Mantri Jan Dhan Yojna (PMJDY)
PMJDY or Pradhan Mantri Jan Dhan Yojna is the government policy for the needy and poor people with the National Mission for Financial Inclusion. PM Narendra Modi announced this one on 15th August, 2014. This plan promises an insurance cover of around one lakh for accidents and rupees 30,000 for the life insurance cover. The cash can be transferred to all the accounts throughout India. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
PMJJBY is open to people aged 18 to 50 years who have a bank account that consents to join/enable the auto-debit. Aadhar card will be the needed document for the KYC of your banks’ account. The term of Rs. 2 lakhs is renewable for one year from 1st June to 31st May. The Life Insurance Company introduces the policy to all other life insurers that can sell the plan  on comparable terms with the requisite permissions and connect it to the banks. The life cover of rupees 2 lakhs is very much available at only rupees 330 per year.
Pradhan Mantri Mudra Yojana (PMMY)
The Narendra Modi Government initiated the Pradhan Mantri Mudra Yojana scheme in 2015 to promote micro-credit for small-scale enterprises up to 10 Lakh. Within this program, MUDRA, a branch of SIDBI, offers economic help to mediators such as the Small Finance Banks, Commercial Banks, RRBs, MFIs, and NBFCs for loans to the non-farm small/micro-enterprises and non-corporate. Here were some of the government schemes that have been for the advantages of the people s’ economy. Like this, more such schemes are mentioned in the Sarkari Yojana. Get more info from here!
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