#omloop van borsele

[womenscycling]

Riejanne Markus wins her first UCI race, and WM3 Procycling’s first road victory - via Riejanne Markus wint 34e Omloop van Borsele (video) | Omroep Zeeland

1. Riejanne Markus (WM3), 2. Eugenia Bujak (BTC City Ljubljana), 3. Marianne Vos (WM3)

Click through for video highlights and interview with Markus

[trixies-allstar-crown]

Linda Zanetti takes solo win at EPZ Omloop van Borsele

Cordon-Ragot second, Tveit third in 's-Heerenhoek from CyclingNews RSS Feed https://ift.tt/CiZ2p30

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Renters Insurance vs. Homeowners Insurance: What You Need to Know

Whether you're renting an apartment or own a home, protecting your space and belongings is essential. But when it comes to insurance, renters insurance and homeowners insurance aren’t one-size-fits-all. Each serves a distinct purpose, providing financial security tailored to your living situation.

So, what’s the difference, and which one is right for you (or your tenants)? Let’s break it down.

Renters Insurance: A Tenant’s Safety Net

Imagine this: A pipe bursts in your rental, soaking your furniture, or a break-in leaves you without your laptop. Renters insurance steps in to save the day. Designed specifically for tenants, it protects your personal belongings—like electronics, clothing, and furniture—and covers liability if someone gets injured in your space. However, it doesn’t cover the building itself; that’s your landlord’s responsibility.

Affordable and flexible, renters insurance typically costs between $15 and $20 per month, making it a small price to pay for significant peace of mind.

Why Landlords Care

Many landlords now require tenants to carry renters insurance. It reduces disputes over damages and ensures tenants can handle liability claims independently.

Homeowners Insurance: A Property Owner’s Shield

Now picture this: A storm damages your roof, or a kitchen fire spreads to your living room. Homeowners insurance has your back. Designed for property owners, it’s a comprehensive policy that covers:

The physical structure of your home (walls, roof, attached garage, etc.).

Personal belongings inside the home.

Liability protection in case someone is injured on your property.

Mortgage lenders almost always require homeowners insurance. With average costs starting at $125 per month, the price reflects its broader coverage.

Why Tenants Should Understand This

Knowing what homeowners insurance covers can clarify what’s not your responsibility as a renter—such as structural repairs to the building.

Key Differences at a Glance

FeatureRenters InsuranceHomeowners InsuranceDwelling CoverageNot included—your landlord insures the buildingProtects the home’s structure (roof, walls, etc.)Personal PropertyCovers your belongings (e.g., TV, couch, clothes)Covers belongings, often with replacement costLiability ProtectionPays for injuries or damages you causePays for injuries or damages on your propertyCostBudget-friendly ($15–$20/month)Higher due to broader coverage ($125+/month)RequirementOptional (but landlords may mandate it)Usually required if you have a mortgage

What Ties Them Together?

Despite their differences, renters and homeowners insurance share some common ground:

Liability Coverage: Both policies protect you if someone sues over an injury that occurs on your property—such as a guest tripping and getting hurt.

Additional Living Expenses: If a fire or flood forces you out, both policies can cover hotel bills or temporary rentals.

Covered Risks: Fire, theft, vandalism, and certain natural disasters (like windstorms) are typically included in both policies.

Which One’s Right for You?

Tenants: Renters insurance is your go-to. It’s affordable, protects what’s yours, and keeps you covered without breaking the bank. Plus, it may be required by your landlord—check your lease!

Homeowners: If you own a home, homeowners insurance is a must-have. It protects your investment, meets lender requirements, and provides financial security against the unexpected.

The Bottom Line

For tenants, renters insurance is about safeguarding personal belongings and liability without worrying about the building itself. For homeowners, homeowners insurance ensures the property—and everything in it—remains secure.

Understanding these distinctions empowers you to choose the right coverage for your needs, so you can rest easy knowing you're protected.

Still have questions? Speak with your insurance provider—or your landlord—to get tailored advice. The right coverage is the key to stress-free living, whether you're renting or owning!

Source: Renters Insurance vs. Homeowners Insurance: What You Need to Know

[womenscycling]

The latest women’s cycling podcast from dan and me - click through to our site to listen, and find all the videos and links to things we talked about.  Dan describes it:

This week’s episode covers a lot of historic moments in the midst of a very dynamic 2017 season. There’s Tour of the Gila in the US and Omloop van Borsele to cover off, along with the first ever women’s edition of Liege-Bastogne-Liege in all it’s conTEXT and glory. There’s some interesting articles from during the week including the latest edition of Ella’s SHE-cret Pro which seems to have stirred up a bit of controversy. In addition to which we take the time to appropriately thank the UCI for their help with making La Course more La Course-y than ever before.

[womenscycling]

1.   Eleanor Dickinson (GBr) Great Britain, 1:53:05 2.   Jessica Roberts (GBr) Great Britain, s.t. 3.   Amber van der Hulst (Ned) Restore, s.t. 4.   Fleur Nagengast (Ned) Emmen-Drachten-de Peddelaars, s.t. 5.   Maaike Boogard (Ned) Bergklimmers Mix, s.t. 6.   Henrietta Colborne (GBr) Great Britain, s.t. 7.   Marit Raaijmakers (Ned) Beet-It, s.t. 8.   Juliette Labous (Fra) France, s.t. 9.   Karlijn Swinkels (Ned) Bergklimmers Mix, s.t. 10. Nicole Steigenga (Ned) Emmen-Drachten-de Peddelaars, s.t.

Full results

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1. Barbara Guarischi (Canyon-SRAM), 2. Floortje Mackaij (Liv-Plantur), 3. Christine Majerus (Boels Dolmans)

[womenscycling]

1. Sarah van Wijnen (Dist Zuid-Oost Nederland), 2. Susanne Andersen (Scandinavian Team), 3. Karlijn Swinkels (Bergklimmers Mix)

[womenscycling]

When something unexpected happens and takes away the thing that you love, the thing that defines you, there is absolutely no greater feeling than when you get that thing back. When I’m suffering like a dog tomorrow, I’ll look down at my top tube and see my Amy D. Foundation heart sticker and think: “Damn does it feel good to be back.” – regardless of the outcome. Okay, okay. Who am I kidding? I would really love to be a part of a team victory tomorrow. Wouldn’t that be a nice little welcome back to racing gift? And let’s hope the spectators are a little friendlier this time round.

| Giddy up! Back to Holland: Loren Rowney on her return to racing

Loren’s Drentse 8 crash was so shocking and unnecessary, so I’m super happy she’s back racing, and was part of a team win today at Westhoek

[womenscycling]

1.   Susanne Andersen (Nor), WV Meteoor Asse-Roden, 1:50:28 2.   Fenna Vanhoutte (Bel) Belgium, s.t. 3.   Frida Knutsson Wikström (Den) Denmark, s.t. 4.   Pauline Koster (Ned) District Oost - Regazze, + 00:01 5.   Abby-Mae Parkinson (GBr) Great Britain, s.t. 6.   Grace Garner (GBr) Great Britain, + 00:12 7.   Julie Burgmans (Ned) Regioteam De Kempen, s.t. 8.   Arianna Pruisscher (Ned) Comb. Emmen-Drachen-Peddelaars, s.t. 9.   Franziska Brauße (Ger) Mangertseder-WTB, s.t. 10. Anne Huinen (Ned) Regioploeg Zuid Holland, s.t.

[womenscycling]

1. Kirsten Wild (Hitec Products), 2. Shelley Olds (Bigla), 3. Anna Knauer (Rabo-Liv)

[womenscycling]

Kirsten Wild wins the 2015 Omloop van Borsele - via Omloop van Borsele gallery by Velofocus - click through for more photos

1.   Kirsten Wild (Ned) Hitec Products, 03:23:1 2.   Shelley Olds (USA) Bigla, s.t. 3.   Anna Knauer (Ger) Rabo-Liv, s.t. 4.   Barbara Guarischi (Ita) Velocio-SRAM, s.t. 5.   Marta Tagliaferro (Ita) Alé Cipollini, s.t. 6.   Kim de Baat (Ned) Lensworld.eu Zannata, s.t. 7.   Chanella Stougje (Ned) Parkhotel Valkenburg, s.t. 8.   Evy Kuijpers (Ned) Lensworld.eu Zannata, s.t. 9.   Tiffany Cromwell (Aus) Velocio-SRAM, s.t. 10. Monique van de Ree (Ned) De Jonge Renner, s.t.

Full results

[womenscycling]

“Lisa Klein (Bigla) had a busy day. With every lap that passed she seemed to be in the thick of the action” - via Omloop van Borsele gallery by Velofocus - click through for more photos

[womenscycling]

“Floortje Mackaij was one of the earlier starters at the evening time trial”  via Omloop van Borsele ITT gallery by Velofocus

(via Borsele Time Trial Photo Gallery 2015 on Velofocus)

[womenscycling]

Finish line video from the Junior Omloop van Borsele Stage 2 Album

1.   Arianna Pruisscher (Ned) Comb. Emmen-Drachen-Peddelaars, 1:55:43 2.   Fleur Nagengast (Ned) Comb. Emmen-Drachen-Peddelaars, s.t. 3.   Susanne Andersen (Swe), WV Meteoor Asse-Roden, s.t. 4.   Amelie Peiker (Ger) Mangertseder-WTB, s.t. 5.   Simone Eg (Den) Denmark, s.t. 6.   Maaike Boogard (Ned) District Limburg, s.t. 7.   Minke Bakker (Ned) RWC Ahoy, s.t. 8.   Yara Kastelijn (Ned) De Jonge Renner, s.t. 9.   Denise Gunst (Ned) District Limburg, s.t. 10. Paulien District Limburg (Ned) District Oost-Regazze, s.t.

Full results

[womenscycling]

Lisa Brennauer at the Omloop van Borsele ITT

Lots more photos in the Omloop van Borsele Elite ITT Album