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What Should You Expect From a Credit Union Pensacola, FL
When the time comes to establish roots and purchase your dream home, the process can seem daunting, with complexities that might deter you from pursuing your goals. Approaching a traditional bank for mortgage options and payment details can often lead to disappointing outcomes. Luckily, in Pensacola, FL, Credit Union services offer a refreshing alternative to conventional banking institutions.
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I’m turning 40 at the end of the month, so I just spent a half hour writing out a list of everything I’ve done in the past ten years. They have been years of extreme highs and lows. Everything significant I’ve accomplished artistically (so far) happened in my 30s. I’ve been extremely fortunate and have also had a lot of bad luck. I’ve worked hard to achieve a lot of my goals even under the most chaotic and upsetting conditions. Here’s a basic highlight reel:
I entered my 30s in a fog of postpartum depression and spent much of the first year and a half single-parenting our baby while Dominic was gone on deployments and work training trips.
I bought another house (Dominic really managed this, but my name’s on the mortgage, so it counts).
I ran three half-marathons.
I lived in Omaha, Pensacola, Colorado Springs, Montgomery, and then in Omaha again.
I did adjunct work at two different colleges and writing center work at another college.
I started writing and publishing poetry again. All in all, I’ve published 70 poems in various literary journals over the past ten years.
I travelled to Mexico, Spain, Roatan, Belize, Portland, Tampa, San Antonio, New Orleans, Vermont, Boston, New York City, Cape Cod, and honestly several other places.
I euthanized one cat and adopted another.
I survived the first year after our kid was diagnosed with ADHD and autism. I learned how to be a better parent to him. Together with my spouse, various therapists, and teachers, we’ve worked with him on communication, impulse control, and managing his emotions. At ten he’s in such a better place than he was when he was diagnosed at six, but it’s a journey, and there are lots of ups and downs.
Speaking of ups and downs, we all survived a big regression my kid had at the beginning of the pandemic. It was scary and sad, but we made it through.
Also, ugh the pandemic the pandemic the pandemic.
I won a poetry prize through my press and published my first book of poems. I won a poetry prize through a literary journal. I won a poetry prize through my graduate department. One of my poems was anthologized in the 2019 Best American Nonrequired Reading.
I was awarded funding to attend the Sewanee Writers’ Conference and the Vermont Studio Center.
I started doing editing work for the literary journal I volunteer for.
I attended three AWP conferences.
I was accepted to a PhD program in Creative Writing after applying to it three times over the course of about ten years.
My IUD failed and I got pregnant. That pregnancy ended tragically, just three weeks short of viability.
I’ve done a lot of therapy the past two years.
I did life drawing sessions briefly but regularly just before the pandemic hit.
I met so many people, mostly other poets and writers and artists. Before the pandemic, I felt happy with my social life. Now, I feel isolated and sad and lonely, but I’m hopeful that eventually I’ll find more equilibrium.
I twirled batons twice as a Leijorette in Chewbacchus, which is a Mardi Gras parade.
I finished the coursework portion of my PhD program. I mostly excelled as both a student and a teacher even though each semester brought a new crisis and unimaginable difficulty.
I have grown creatively and empathetically. I still like to run and draw and write. I still haven’t had much of any kind of professional career, though I’m trying to establish the beginning of one through this PhD. I’m not the best spouse, but I’m a good spouse to Dominic (most times.) I’m not the best mom, but I’m a good mom to my kid (most times.) I’m not the best poet, but I work hard and write and publish good poems sometimes. I’m lucky to have the life I have; I’m also frustrated by how difficult my life has been at times during these past ten years. I’ve navigated a lot of hard stuff, but I’m still here, about to enter the next decade.
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Mortgage Interest Rates Reverse Course in 2017 To start the year, housing experts all agreed on one thing: 2017 was going to be the year we would see mortgage interest rates begin to rise. After years of historically low rates, and an improving economy, the question wasn’t if they would increase but instead how much they would increase. Some thought we could see rates hit 5-5.5% by the end of the year. However, the exact opposite has happened. Instead of higher rates as we head into the middle of 2017, we now have the lowest rates of the year (as reported by Freddie Mac). Here is a graph of mortgage rate movement since the beginning of the year: TO READ FULL ARTICLE VISIT........ http://bit.ly/mortgage-rates-crazy #Success #Realestate #advisor #notjustanagent #expert #adviser #pensacola #mortgage #loans
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