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princettegil · 6 years ago

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There's been something I've been meaning to talk about for a while now but it recently came to a head about a week ago and I've came to realize that the medical field is probably one of the most uncaring amd worst places to work for someone with mental illness! You'd think the medical field would understand, right? Nope! Out of all the jobs I've had, none have been this bad at working with me or helping with my issues. I won't go into detail about what happened but I haven't had much in the way of anxiety attacks in the last couple years (cept for a couple incidents.) All in all, I've been doing stunningly better! However, when I have a job I tend to have a lot more anxiety issues (no matter what the job is, it just seems to happen.) So I've had about 3-4 attacks since I started work at the beginning of this year at a hospital (working one of the lowest rungs that still deals with patient care.) But that's to be expected; I figured that would happen since it almost always does, but I was intent on trying to sticking it out this time. Now, I don't like pity - let's just get that clear right now. I don't like pity, I don't like bothering people, I try my best to at least be as good as my peers at my job and I absolutely abhor bothering people with my issues (be that mental illness stuff or standard job difficulties.) Basically, I try to hold my own as best I can and I don't like to mention my mental health issues unless it's clear they're absolutely becoming an problem. Well, first (technically 2nd but the real first was a very small and not full blown attack) anxiety? A nurse happened to be in the room with me and took me to the main office where they let me chill a little and transferred me to work with a less trying patient. That's good! That seems reasonable yeah? Though what they did I agree was a good move, the way the nurse (an RN mind you) acted towards me was... odd. You'd expect a nurse to be well trained with things like anxiety or panic attacks and know both how to help out and seem considerate, right? Well... you'd be very wrong! Though she wasn't mean she didn't seem to understand at all what was happening to me even after I told her I was having an anxiety attack. She clearly didn't know much in the way of how to help me calm down or even deal with me at all working on her floor. But whatever, maybe she was tired? Nurses work their asses off after all! Maybe she just wasn't well trained with anxiety issues? It could happen. I gave her a pass in my mind but noted how it was strange for her to be so seemingly uncomfortable with a simple anxiety attack, especially one of a coworker. My 2nd anxiety attack went mostly unnoticed and I dealt with it the way I normally do. Took a break to go to the bathroom and try to chill out, stayed there a bit longer than my break actually allows but made sure I was okay before going back to the patient's room to continue my shift as normal. At the end though I made sure to inform my supervisor that I could no longer work with said patient because he was behind my prior anxiety attack as well. They didn't really agree but that didn't disagree with me either that they'd make sure I didn't have to work with him again. Then the 3rd anxiety attack. The big one. The awful one. The one that really forced my realization. Like I said, I won't go into detail on what happened. Lots of things happened that night all at once and some caused serious issues but are unrelated to the topic of the hospital's treatment of anxiety attacks. But the stunning thing I did realize was just how non-understanding and non-accomodating my supervisors (years long medical workers, especially in nursing fields) could be. At one of my last jobs, though they ran everyone to the brink of exhaustion and stress (causing many people to quit around the same time, including myself) they at least we're kind when they realized I had anxiety issues. It didn't actually work out the way they promised but they were willing to work with me and make simple accommodations to help me out (like working in the back when the store got really busy.) They were also very understanding and assuring even though I was terrified that they found out. At another job, though I didn't stay long last the first month's training classes, they were also understanding and my trainer took the time to explain how she understood what anxiety was like and gave me plenty of time and space to calm myself down (we got along so well I even friended her on FB after I quit and she's still really nice to me.) Basically, my other jobs were understanding. They didn't pity me (thank gods!) but they were open, supportive, understanding, accomodating and those coworkers who had been through similar really helped commiserate with me which helped me feel more comfortable knowing I wasn't alone. The hospital I work at now? None of the above! They weren't mean mind you, they technically said just enough to make it so that I probably couldn't sue them for treating me differently due to my mental disabilities (I have no intention to) but it really did seem like they wanted to put in the bare minimum of care to make sure that didn't happen. Did they tell me how they understood that anxiety was difficult to deal with? No. Did they try understandingy issues? No. Did they ask or try to accommodate me (like helping me to find a more suitable job there or letting me know I could ask to switch patients if things got hard? No. Did they seem any bit empathetic or even sympathetic? No. They gave me time to calm down (though they seemed pretty ansy for me to hurry up and breath so I could talk or rather, listen to them.) They said they were worried a couple times (while seemingly sounding and looking like they didn't give a single shit and were simply required to say it.) Did they at all mention anxiety is a disability or offer any tips for dealing with it? Nope! Instead they told me, in only slightly prettier words, to suck it up, deal with it on my own, don't cause problems, and that it's only gonna get worse from here. Not exactly kind or what you'd expect from medical personnel huh? In fact, that's my main concern - it was MEDICAL PERSONNEL! I could see this with grocery store staff or call center supervisors and probably write it off as just being ill informed or more caring about the cash and not the employees. But... trained, licensed, careered RNs and nursing staff!?!? Staff that I KNOW have had to deal with and care for mentally ill patients of all sorts? Staff that likely occasionally have to help out in the adjoining psychiatric center!? People whose job is literally to care for other people!? This is what disturbs me! This is what concerns me! If they treat a fellow employee like this then how do they treat the actual patients with problems!? Look, I know nurses don't have it easy! I have both family and friends who are CNAs and RNs and I know some of the shit they go through and how stressful it is. Especially since starting a hospital job and seeing stuff firsthand, I have MAJOR respect for those that can do such jobs! You guys have to have balls of steel! No... platinum! Dear gods the shit you ppl go through! I can easily see why you'd be frustrated especially with a coworker who can't handle the shit you deal with daily! I get it. I can see why you'd snap at patients and even eventually experience burn out and stop giving a shit in general. Hell, I wouldn't blame you one damn bit! But I would hope most of that would be split decisions, heat of the moment type stuff. Not when you've had almost an hour to absorb what's happened and had plenty of time to think through what to do or how to act. If you treat your co-workers like this, how would someone expect you to treat your patients? Not one of the 6 jobs that I've had treated my anxiety issues THIS BADLY! I'm talking data entry places, places with tiny cubicles, telarmarketing places, call centers, grocery stores, RETAIL stores! If nothing else I'd expect at least understanding from medical field workers! My supervisors, even a few of my coworkers - did not only not seem to understand but didn't even care! I was told by one to pretty much man up or quit! And some of these people, I KNOW have either personally dealt with mental health issues themselves or know someone close who has. Even if you know the job is tough, even if you know it may get worse, even if you've personally dealt with worse - you can't even say something as easy as "yeah man, this shits hard, I get it."? If I ever mentioned how hard my night was, my coworkers in the group chat didn't even care enough to respond. I mean, I'm sure you've had hard nights too! Let's talk about it! Let's commiserate and complain together! There's over I of us on this shift and I know you all have gone through shit, let's let off a little steam about it! There's gotta be at least one of you who'd love to rant it out! I find when you complain together about a tough job it makes you feel better knowing there's others in the same situation. Just knowing you're not alone can help a lot! Heck, answering every question you know the answer to with "just call the supervisors" cause you can't take 2 mins to say something like "click the x button on the menu" to help a coworker is a bit extreme isn't it? That last anxiety attack I had suicidal thoughts for a short bit in the midst of the worst part. I asked my supervisors for any advice they might have (hoping they might share some of their 20+ years of health field knowledge) they ignored my question and sent me straight to the ER even though I told them I was fine now. I can see the reaction for legal reasons but they didn't seem worried about me personally but how it may affect my job. They refused to listen to me. I went to the ER. Sat there, had blood work done and answered a few questions about how I was feeling and they let me leave. Why? Because they had determined I was fine and no threat to myself or others, just like I had told my supervisors. They never did give me advice. But they did screenshot my phone to show HR. So no, I don't want pity and I don't want people to get super worried about me but I'm always worrying that I'll be fired because of my anxiety attacks and the least a supervisor or coworker could do is tell me they understand it's tough (the job or the anxiety) or give me helpful tips or listen to me or ask how they could help. But being ignored, told to man up, told to quit, treated like I was just a legal risk and quickly unloading me onto anyone else they could - that's not how you treat someone! Someone with anxiety, depression, mental illness, learning disabilities, young people, old people - ANY PEOPLE! And what's worse is you are MEDICAL STAFF! You should KNOW about this stuff. You should KNOW how to handle it! You should KNOW to at least act like you care! You should KNOW how to comfort or calm someone or make them feel comfortable and not just like a legal risk or a bother that you don't want to deal with! HOW TF DO PATIENTS FEEL ABOUT THIS KIND OF TREATMENT!? My managers are always complaining about inspections and how the hospital is rated by patients and why and how to improve our scores. Well, as someone who's been an employee and now a patient too, lemme tell you your main patient displeasure issue - YOUR ATTITUDE! I thought before that some patients were just asking too much of the staff but now I know that they were right. But it's not about getting your apple juice quicker it's about being treated like you're either just a giant thorn in their side or a pit of money! Maybe next time I won't ignore that survery phone call.

#Personal #srry everyone I needed to rant!#I rly do know nurses work their asses off and patients are super greedy #I know ur tired and stay stressed #I applaud those of u who do this kind of work and put up with all this shit but #even if u don't think someone has the balls for the job #doesntewm u should be an ass about it #no one deserves that and treating someone with mental illness like that is even worse #I mean tech I do have a disability tho I don't like calling it that #bit is this how you'd treat someone who was blind or paralyzed?#Is this how you'd treat a normal coworker or employee?#Haven't u ever heard of being nice? U can still tell the truth but u don't gotta be an ass about it #it's not like I'm cursing u out or angry or anything #so there's no reason to treat me like a useless turd thorn #just say things nicely add in an 'i understand' here or there #at best u can try to follow the actual law and make accommodations when possible #instead of veiling ur threats of unemployment with faked worry so u won't be sued #I'm not gonna sue u! I probably won't even turn u in for wanting to fire someone cause of disability but rewording it as something else!#I just want to be treated with some gotdamn respect and care fuck!#Take a goddamn 30 min YouTube class about anxiety disorders or something!#It ain't hard to Google! Fuck

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childpsychnurse-blog · 7 years ago

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The Bad Kid

Disclaimer: all names and identifying information about patients have been modified. Please see “About and Disclaimer” for more information.

I don’t know what my first post should be about.

Sometimes my work is sad. Sometimes it’s funny. Sometimes it’s hopeful. Sometimes it’s disheartening. Sometimes it’s fun. Sometimes it sucks. A lot of the time it’s downright weird.

I love it and would not trade it for anywhere else, at least not right now.

I think the first story I’ll share is one from when I first started, back when I was still learning how to coach and advocate and manage behaviors and be a part of this wild and crazy thing. It may not be the most interesting story I have but it was pretty instrumental in my own development. There were two defining moments in this day: one that taught me about myself and about the vulnerability that still touches us as staff, and one that greatly deepened my understanding of my patients and their humanity.

A little background: on my unit everyone starts as “coaches,” including the nurses. The coaches are a little like the CNA’s of the psych world. You could also call them mental health techs. They’re the ones who are the most “on the floor.” They wake kids up, take them to breakfast, teach them skills’ groups, run their schedules, chart on them, call nurses with concerns, monitor conversations, and basically do a good chunk of the ground work. They’re amazing, and the thought process is that anyone who will be managing the coaches (such as the nurses) should have a solid handle on the job first. The work they do and skills they learn are also pretty foundational to all the behavioral management the nurses do, hence all the nurses spend a few months working in the coaching role. The reason I’m sharing all this detail, although perhaps it is a little excessive, is that this story is from when I was working as a coach in my first month or two as a new hire.

My assignment on this particular day was to work with our younger teenager group. Working with this group can have pros and cons from a staff’s perspective. They can be a lot of fun, have a great sense of humor, and tend to be more engaged than the older teens who can check out and be “too cool” for peer groups. They can also be super sassy and overly fueled by peer pressure and insecurity. Some of our kids are very sweet and they come to our unit for a variety of reasons, so groups (and individuals) can change a lot. This particular hodgepodge of kiddos I was to work with was a bit notorious for being difficult to manage.

I was having a terrible day with them.

They were arguing with me about any sort of limit or task demand I tried to impose, they were whispering to each other and sharing personal information (a big no-no for lots of safety reasons), and we were making very little progress on much of anything. I found myself swept up into a series of power-struggles and on the verge of tears but trying to put on a tough front.

One kid was particularly challenging. He was in for aggression or something like that, I don’t really know and it doesn't really matter. He kept calling me bad words and pulling the rest of the group even more off-track. He was in and out of group, and emotionally I was done with him pretty early on in the shift. He’ll come up again later in this post.

Eventually another patient went into a crisis that necessitated the rest of us leaving and transitioning to a different area of the unit. We sat in the living area, arguing, and me wondering how the hell I thought I could do this job.

The first defining experience that came out of the day for me happened in that living area. Another staff was over there with a kid who was assigned to have an individual staff rather than being in a peer group. This kid was asleep, and the staff came over to check in with me.

“Hey, how’s it going?”

I look at her. “It’s okay. Well, I don’t know. I’m stuck. I don’t know what to do with this group.”

She nods at looks at the kids, drawing penises and writing down phone numbers and cuss words, then looks back at me. “You need a break.”

“Nah, the shift’s almost over. I’ll be fine.”

My coworker shakes her head. “No, you NEED a break. Trade with me. [My patient] is sleeping anyway; you just have to be here so he has access to a staff. Get some charting done, I’ll finish out with your group.”

Almost reluctantly but with a great deal of unacknowledged relief, I agree. She takes my group and I go sit in the nursing station and chart while checking on the sleeping patient.

There were a lot of things going through my head. First of all, I’m supposed to me a nurse. I went through an incredibly intense program and I did it. I got here. I’m supposed to be a leader. I’m supposed to be strong. Did I just fail? I think I might have. I shouldn’t have been power-struggling that much with the kids, that wasn’t helping anyone and was making it worse. I was letting them control me. None of my interventions worked, I can’t be a leader here, who am I kidding?

Then, in the middle of the nursing station, another thought. What does it mean to experience weakness as strength? We’re only human, after all. If I’m around people in crisis, I’m going to be in crisis too. What I can control is how I chose to respond to it, how I chose to take care of myself, how I chose to cope. And it’s okay for the kids to see that, maybe even healthy for them to see someone model functional ways to deal with that kind of emotion, and also to see the impacts they can have on other people.

It’s okay to take a break. It’s okay to ask for a change. It’s okay to have an emotional reaction, even if you’re the staff. This job is hard. These kids are sick. You didn’t make them sick, but you can help keep them safe. You do need to take care of yourself if you want to last here, and taking a break is sometimes part of that self-care.

I was fortunate enough to have some follow-up at the end of that shift that would become the second defining moment for me in my job of that day.

We moved our sleeping friend and I was back to helping with evening routine and getting kids into bed. The patient I mentioned earlier was sitting in the hall, refusing to brush his teeth, go into his room, or complete pretty much anything that had been set out as an expectation. He was chatting with a peer.

“This unit used to be one floor, you know, then they added upstairs,” he told the peer. He glances briefly at me, then away. “I’ve been here a lot. I’m a bad kid.”

This kid has, quite frankly, been pissing me off and hurting my feelings all day. His words in that moment, however, grab at my heartstrings and completely catch me off-guard.

“Dude,” I tell him, “you’re not a bad kid. You’ve made some bad choices but they don’t define who you are. You can still make good choices.”

He rolls his eyes and shakes his head. “Y'all only ever say something when we’re being bad, nobody says anything when we’re being good.”

He’s right and I know it. Not about the entire unit: lots of staff members are good at positive reinforcement. But I haven’t been doing that today and chances are that a lot of coaches haven’t been recently, especially with this guy. I own it.

“You’re right. I haven’t said anything when you’re doing a good job, and I’m sorry. I should have. That’s on me, and I’ll work on it.”

He shrugs and doesn’t say much else. Shortly thereafter though he does go back into his bedroom and go to sleep.

I’m a bad kid.

Is that a story I tell myself when I’m frustrated with the kids? That they’re just bad kids? Does that thought, lurking in my subconscious, influence and drive the way I interact with them and the interventions I choose?

Some of these kids have been through hell. Some of them have lived on the streets, been abused, grown up in the foster system, and/or never had any sort of positive role model. And that’s not even factoring in the pressure of whatever is going on in their heads: anxiety, depression, shame, or voices outside of their cognitive control. They do make choices and they need to take ownership of their actions, but sometimes those choices are infinitely harder for them because of factors way outside of their control.

And they’re just KIDS.

They’re not bad kids. They’re just kids. They want the same things any kid wants: love. Acceptance. Security. Food. Water. Safety. Rest. Look at Maslow’s hierarchy. We see that all the time.

As it happens, I worked with that particular group again a few days later. The personality of the group had evolved slightly due to discharges and admits but was more or less the same, and my friend from the previous shift was still there. I focused really hard on praising that patient when he was making good choices, however small they were. I worked on not power struggling with the group and talking to them like adults. I let them know I expected them to be respectful and take ownership of their own learning and skill building because it would help them, but I wasn’t going to patronize them and was willing to be flexible on how we ran the day as long as they were respectful and somewhat engaged.

They had a great day.

And I had a great day with them, working with the group of great kids that just needed a little extra help and compassion.

#mental health #psych nursing #child psych #psychology

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captainalwayslazycollectort-blog · 7 years ago

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Where can I find health insurance as an 18 year old and I’m peregnant?

"Where can I find health insurance as an 18 year old and I'm peregnant?

I'm an 18 year old, I live in Florida, I have a job as a CNA, I'm pregnant and married. I was woundering where can I go to get affordable health insurance and if it's likely that I'll get coverage. I would also like to know an average of what it would cost.

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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I'm a 20 year old male and this will be my first motorcycle. I only have a permit right now but plan to get my licence immediately after registering and insuring my bike. Will that make a difference? I'm going to get like a 600 cc sport bike. I don't need an exact cost. Just shoot me a good range to expect. Thank you.

""SWINE FLU, BUT NOOOO INSURANCE! SOS!?""

my sister is REALLY sick. she has a really bad cold and cough and not getting better! she doesn't have insurance or money to pay for a dr.'s visit. would anyone be able to help me help her find somewhere she can go to get checked? i live in orange county, california.""

Mitsubishi evo 8 or mr car payments and insurance info?

if you have any of these two cars, how much is your monthly car payment? how much you pay for insurance. I'm planning to ge one but these two payments may not let me get it. I'd like to see if i can afford it. please give me some good answers. Thankyou""

Car insurance for 19 year old?

I currently drive a 2005 Mazda6 (4cyl, 140 hp sedan) and I am under my dads policy. I want to buy a 2008-09 VW GTI which is a 4cyl 200 hp turbo hatch, I want a 2 door, but will opt for the 5 door if it saves a good amount of money. How much more should I expect to pay for insurance with the GTI if on my dad's policy? Will it be cheaper to get my own? Also would waiting until I am 20 to buy the car save more money? I have never had a speeding ticket, I had one minor accident when I was 17, I have had a traffic violation last year, but I wasn't even the driver of the vehicle for the offense, also no points were added to my license for this as I did a traffic course and paid a fine instead. (florida)""

Taxi insurance?.....?

Just wondering how much about the taxi INSURANCE is to be a driver. Im 21, have my own car. Normal insurance is around 240 PM (60 week). Anyone know how much extra on top of that for taxi insurance? Around 30 more ive been told?""

I want the best quotes for health insurance to compare with other insurance company?

I want the best quotes for health insurance to compare with other insurance company.

Will my insurance go up if we get another car?

Ok, so im 16 and I want to know if my mom buys herself a new car and gives me her old one, will my insurance go from a part time driver to a full-time driver, EVEN if BOTH cars are in HER name. So in total, there will be 3 cars, 1 my dad's(his name) and 2 my mom's(her name) I've heard many different answers, some of which say no, and some yes. If it helps, I live near Philadelphia PA. Thanks!""

Best insurance for a young additional driver?

Hi, I am in the process of buying a car, and have been for ages, and i am now trying to find the cheapest insurance like i have been for ages. My um will be the main driver, as she is selling her cr, and i walk to school everyday, so i will b the 17 year old male additional driver. Whats the best insurance quote i can get? Anyone got any recommendations? Im looking at getting a peugeot 207, which are 1.4 or 6, and many of them the sport edition. Dont bother telling me to get a different car as this is the one i like and have saved up for. Many Thanks for any help with my cheap insurance, Thanks""

""High deductible, low premium?""

hello, can someone please explain insurance terminology? what does high deductible mean? who should get this and who SHOULDN'T? i am trying to help my parents by purchasing ...show more""

What's the cheapest auto insurance ?

Can i get cheep insurance after being convicted of a 23140 in the California vehicle code?

I got pulled over more then a year ago and had a few beers with my best friend before he left for the armed services. I have the worlds brightest car and this probably wasn't the best idea. This happened 2 months before my 21st bday. My term to not have a licence is almost up and I am scared what my insurance is gonna look like. Does anyone know a way i can get cheep insurance or clear my driving record? Its only a infraction but will seriously mess up my life for the next 10 years. Any advice about programs insurance company s might have to lower costs so i can afford it when this period is up?

Low income health insurance?

One of my friends recently came to US from a different country. She sold whatever she had and came to US with 25000$. Recently since she was sick she had to go to emergency room for three days. The problem is she did not have any kind of health insurance. Somebody in the hospital told her that she might be eligible for special kind of low income insurance. Her salary is 900$ per month and she get some help from her brother to be able to pay for rent and living costs. Here is my question: does having 25000$ in the bank account disqualify her for this low income insurance? Do they expect that she pay nearly all these 25000$ for the cost of her visit to emergency room? She was asked to provide all the documents regarding her bank accounts, rent she pays and documents showing her income. She is living in Bay area.""

""Pregnant, unemployed and I need insurance?""

I'm 24, recently terminated from BOA due to a matter with an incorrect procedure. Meanwhile, I'm pregnant with my second child and unemployed. My husband is doing great for our family (we are a small single family living by ourselves). He's working and paying all the bills and then some. Where can I find some much needed health insurance for myself? Please advise. Thanks and God bless.. (I'm 24, african-american, non-smoker, not diabetic, don't have any std or sexual disease, and I'm healthy thus far. Please help) Located in Atlanta Georgia, USA""

What kind of business insurance is needed for a small business retail store?

& on average, how much does it cost (it will be in Brookly/NYC)""

Can my Health Insurance cover for my Car Insurance?

I currently have AmeriChoice as my health Insurance and High Point as my car Insurance. Does anybody know how this works? I've some people say that they have their car ins. with their health ins. and they end up paying less $$ for their car Ins. Help!

What insurance companys will insure you at the age of 17?

what insurance companys will insure people at the age of 17

Are auto insurance premiums negotiable?

They want me to pay the same rate I've been paying the last two years. Is the company/industry open to negotiating thru its phone agents? Anyone have success or is this company too big to do that sort of thing?

Insurance doesn't want to fix car?

Ok, So I have insurance through UAIC. I was not aware till the research i've done they are the biggest losers in the business. Here's my issue, my car was vandalized on november 12 of this year. I have full coverage insurance. Prior to insurance, we agreed to have photos taken by the local insurance so they can note any problem.. Car clear perfect which it was. No a scratch, ding or dent showroom conidition I would say at the time. I filed the claim the same day of the 12th of November. It took them 2weeks just to come estimate the car, estimate was 1500 and let me tell you. My smallest quote was 2900$ so immediately I was a little worried about it. Well I finally got a call back today on december 13th. Telling me the insurance estimator for them said the car had prior wear and tear. Which it was absolutely not! i treat my car great and have pictures to proof it. What can I do, and I see no point in full coverage with these guys! I don't know if i should be angry, do a legal matter or just cut my losses and switch back to liberty mutual""

Do you have health insurance?

if so, how much is it per month? how old are you? what kind of deductable do you have? feel free to answer also if you do not have insurance?""

Car insurance advice please?

ok a year ago my hubby had a car accident, it still isn't settled and just had a renewal for our car insurance, more than double what it was last year, they've said its because they've took off the no claims because they don't know which way the claim will go, even though we've been advised that we will win, the only thing i think is wrong is that were no claiming on the car insurance were claiming through a solicitor..can someone help me here i don't know what to do""

What is a cheap car insurance for students?

Where can I find health insurance as an 18 year old and I'm peregnant?

How much would liability insurance cost?

I need to know how much it would cost to have general liability insurance and E&O. I live in California. thanks.

Will filing a claim for broken car window raise my insurance payments?

I woke up to a broken driver side window this morning and the first thing i do is call my insurance to ask if its covered. My insurance said it would cost 350 bucks to fix it and i have a 500 deductable so i gta pay out of pocket anyway. He scheduled an appointment for me to get it fixed at a local shop. Is this claim going to affect my rates?

What are insurance rate for a motorcycle driver?

How much would car insurance cost for a 17 year old from allstate in california?

does it also matter what kind of a car it is? I have a 1999 chevy malibu

What are the benefits of Antique Car Insurance?

Or Collectible Car Insurance, whatever you want to call it. And is it cheaper than typical insurance? (Though I doubt it)""

I'm 19 years old and i was wondering if anybody uses rodney d. young for their insurance? is it cheap?

Car insurance for 16 year old boy in Bay Area California under parents?

I have good grades (above a 3.5), and I'm looking for cheap insurance for either a 2003 Honda Odyssey LX or a 2002 Lexus RX300. As of now, I am 16 and 4 months.""

The candidates are drum about affordable health insurance?

they go on and on about 15% do not have affordable health insurance 45 million well what about the other 85 million that do? I'm not saying the others don't rate insurance and it should be affordability to everyone. But get off the negative drum and onto the up beat of one. If they are talking about the elder and small kids that is one thing then just say that don't throw a bunch of numebrs out thinking all are going to vote for you just becasue you say this or that.

What do liquor liability insurance papers look like?

Like if you need to confirm that you have it, what do you show people?""

Do you have to be a licensed insurance agent to do this?

Do you have to be a licensed insurance agent to quote Medicare Supplement rates in Texas? Please cite a source of your information.

I'm looking at opening an insurance agency. Wondering whether to go with as an independent co. or brand name

Looking for the highest commissions available

Mexican car insurance?

If I drive into Mexico, do I need to get insurance for my car from a Mexican insurance company or is the American insurance valid there as well?""

Boat insurance cost on average for a 52ft 1989 sailboat boat?

I am looking for what others may have paid, so when i do get a quote I know what to expect. If you have something to say that negative please don't respond.""

Cheap insurance w/a DUI???

Which are the best companies to compare for car insurance w/a DUI on your record???

If I get car insurance will my parents' rates go up?

If I get my own car insurance with my own policy from a completely different insurance company than my parents', but use the same address, would that cause my parents' rates to go up?""

Average cost of car insurance ?! 20YO?

I'm a 20 year old female , I'm about to get my own car insurance . What's the average monthly cost for someone my age with just an old beater car?""

Question about applying for health insurance?

Okay so I applied for medi-cal a few weeks ago and I didn't qualify, because i have more than $2000 on my savings account. I'm twenty one years old living with my parents and going to college with no job; would I qualify for Cover California?How much money can I have on the bank to qualify?""

Do you need car insurance to get your permit in New jersey?

Your personal experiences with Progressive Auto insurance?

I just got a lease on a 2010 Honda Civic. Its the first car ever in my name and was a bit pricey for me b/c I don't have an extensive credit history. Progressive was the cheapest auto insurance I could find so I decided to try it. Any pros/cons you've experienced?

I knocked someones car but he claimed for a lot more and now my insurance has gone from 400 to 900 - help!!?

Back in June I knocked into a stationary vehicle in a car park. I waited for the guy to come back and apologised straight away. (when its your fault in life own up) He was initially annoyed (fair enough) but went on to tell me that someone else had knocked into his car recently and caused 600 worth of damage (the other driver had sped off and hed already had a quote for the work). I cant remember the exact wording of the next bit - but it was understood that I would pay whatever it cost on top of that to fix the area (bumper / side corner area) We exchanged details. I told my insurance company what had happened and the previous damage. There were also photos taken at the time that I forwarded on (not sure if they were actually any help) Next I hear his insurance company has approached mine with a bill for 700. The total amount for fixing his car. I brought up the matter of the previous damage - couple of conversations between insurance companies - his asking him directly if there was any previous damage and him saying no. I told my insurance company that there was a friend with me (we were walking our dogs in the park) who had heard the whole conversation - in fact she was the one that took the pictures. She is a responsible, respectable person who was happy to make a statement. I was told by the insurance company that as it was someone who knew me - they couldnt be seen as an impartial person and they ended up paying the whole amount to his insurance company. I have just received my new insurance quote. Last year it was 437 and now that I have lost my 3 years no claims bonus (I have been driving for much longer but have only owned a small van for 3 years (practicality for my dogs muddy feet) and insurance starts again for vans) but I also have this 700 fault against my name this year. My insurance quote is now 960. Is there anything I can do. Does anyone have advice for any further action I can take? I believe in taking responsibility for your actions - but I am being cheated here out of a lot of money and I dont know what to do. If 100 was down to me then I could have just paid that amount directly and not lost my no claims bonus. But as it stands it will cost me around 500 this year and more again on the consequent years of insurance. Sorry for this being a long one but I really am lost. My insurance is due on 7th Jan.""

""Car accident, insurance wont pay up, need help?""

i was coming home from work and i hit someone else's parked car when i skidded on ice. i have since found out that i was not supposed to drive to and from work under a technicality of not using the car for work. however i don't use it for work and only use it for the 3 minute commute, as i have a Sunday job. however the insurance company is saying that it will not pay out for both my car and the car i hit. its a 6 grand motor and god knows what the other guys car will cost to fix. basically im asking if they are within their right to not pay out and would i have to pay for the other guys car? i understand i should phone the insurance company but they're closed for Christmas""

What are some cheap car insurance companies for me?

I know the General offers really low rates, but what other companies offered in Louisiana are cheap?""

How much did your car AND insurance cost?!?

I need to do an independent survey for my maths GCSE and i need to know how much your car cost and how much it cost to insure it. Need aout 50 answers overall. 30 at least. Please answer, thankyou!""

Car Insurance question?

I am 16 and in need of car insurance. I have a A-B average, and have a clean criminial and driving record. I am driving a 1993 saturn SL (4 door sedan) what would be the best insurance agency to go with? Thanks""

How does a 'unsafe vehicle' violation affect ones insurance?

I got my speeding ticket reduced from a speeding ticket to a 'unsafe vehicle' violation. How many points is that and how does it affect your insurance rates. I thought I herd te judge say it counts as zero points.

Where can I find health insurance as an 18 year old and I'm peregnant?

Am having two different auto insurances on two different cars but are both in my name.Is it legal?

I have 2 cars, I just bought one cash. So I already have full coverage on one car and its paid for 6 months, and I want to add insurance on the other but with a different insurance company because it is cheaper and I will be getting only liability. Is it legal to be carrying different insurances or are they required to be both with the same company? I live in Texas! Thanks in advance!""

""Car Insurance....what to buy, how to buy.?""

What websites can I go to to find out what to buy , where to buy, what companies to avoid, the Best car insurance companies, etc. ? What companies do other people recommend for single, middle aged male, with an excellent FICO score, who wants to insure one 5-yr old 4 door family -type sedan ?""

How much will insurance cost for a age 36 driver who got her license in this year?

Just give me estimate.

How do i get car insurance with a suspended registration and license ?

I had a lapse in insurance & in turn the cars rgstn. & my lic has been susp.-now it seems after i pay restoration fee for each, dmv wont reinstate my reg for the car w/o proof of ins. and ins. wont insure w/o proof of rgstrtn. HELP.""

Car insurance for a teenager?

How much do you think insurance will cost (adding another car to my parents insurance plan)

""17 year old learner, got my own car - Do I just need learner insurance for now?

I'm a learner driver with my test next month and I now have my own car. I want to practice in my own car up until my test and I'm not sure whether I just need learner insurance or if the car itself needs to be insured as well? Learner insurance is around 80 for the month and for 'proper' insurance then it's around 2000. Any help?

Im Looking for cheap auto insurance in NJ?

Any suggestions? Anything except Cure,Esurance,Metlife and travelers. been there done that. Cure is just awful and unprofessional!""

Good auto insurance providers?

I am 21 and just getting first car and looking for some good insurance companies with affordable rates?

I have a car insurance question.?

about how much would it cost for a 16 year old boy in california todrive a 2004 silverado access cab? please give me a quote and not a website.

How much would the car insurance for a Cadillac Escalade 2011 be?

The car is for an 18 year old and two other adults are included in the insurance plan for State Farm.

Acura RSX or Toyota Celica. only have 8 grand to spend

which will have cheaper insurance, is faster, can be modified more""

Possible cancer without insurance?

My fiance has a visible tumor (it's visible--it was benign and removed before but came back). He lost his health insurance a couple years ago, and he seems to only be progressively be getting sicker (we don't know if it's because it's a cancerous tumor or his stress levels are insanely high). Either way, he obviously needs to see a doctor--but we have no insurance and we don't make enough to afford insurance (we might make little enough to qualify for medicaid--for this question, assume we do). My question is, what options does he have? We can't afford treatment. He doesn't want to go to a doctor w/o insurance because they won't help him since he can't pay and he will lose the job he has and what little he does make. Please, are there special programs? I know his condition does not qualify for the fast SSI claims as I looked into that already. Would medicaid be enough? Are there special cancer programs? Is there anything? Or is he really going to be left to die? He's only 26. Also, we live in Colorado (since that might make a difference).""

""How many people out there would love a health care insurance exchange, where you can buy insurance on your own?""

and not have to choose a job based on benefits, and you could switch jobs without worrying about losing coverage. Why would people be against this, unless they are part of a union and do not want everyone to have great benefits like they do?""

Business insurance for cleaning business?

me and my friend want to start our own small cleaning business as a contractor and agencies who gonna get us work asking for insurance can anyone tell how much will it cost me and what do i need to get insured as we have general cleaning equipments, car and steam clean machine only. earning very less initially so cant afford much. please guide us. thanks""

""Cheap teen car insurance, best car to get?""

16, licensed, in high school with a b average. I know some insurance places give a discount for a b average. I know older cars with a good safety rating tend to have cheaper insurance quotes, if you can, please list some cars that you know would be cheaper to insure. Also, if you know the insurance companies that do discounts for a b average I would like to know. I am a safe driver so I'm not too worries about good coverage, I'm only driving to school and back daily. I need to pay for this myself so doing high school, running start, and having a part time job I wont be able to pay for anything too expensive. So, best cars to get? and best insurance?""

""Under 1000 car, low insurance group, fuel effieient, help?

I'm looking to get myself a car for one year as soon as i pass my test so i can get a no claims bonus. what car would be best to buy (used) what year (reliable or not too difficult to keep maintained by me alone.) It needs to have a low monthly running cost and be almost guaranteed to survive without major (>150) parts replacement over the year. and it needs to be in a low insurance group.

What home insurance company insures homes with knob and tube wiring?

I am looking to purchase homeowners insurance on my home. It has knob and tube wiring and a circuit breaker. I was told that the knob and tube is a more recent version or wiring and not as bad as the older kind. I am having difficulty finding an insurance company with reasonable rates, under $600.00.The home is valued at $90,000.""

What is the best (Cheap) insurance?

I live in Jacksonville Fl. I was wondering what is the cheapest, but good insurance for someone who just got their license. I am 17 right now, and in a few months I will be 18, since i have no one to let me drive with my permit i am going to pay someone to come out and teach me so i can get a car and my license.""

Could switching to Geico really save you 15 percent or more on car insurance?

Does the early bird catch the worm? Geico. 15 minutes could save you 15 percent or more on car insurance.

Can i use my car that is under my dads car insurance? ?

Ok so recently my dad bought me a 2005 ford focus and he registered it under mine AND his name.I have my drivers lisence but i dont have insurance but he does.he added the car in his insurance but he cant add me because the insurance will be killer since im 19.can i get introuble if im driving my car that is under Mine an his name but im not in the insurance? But the car itself IS insured? I live in california.

How much does it cost to get a $1 Million Insurance policy for a film?

Approximately how much would it cost to obtain a $1 Million Dollar Insurance Policy for a feature film shoot? No fancy stunts or explosions, a few car scenes with car mounts, shooting on the RED camera with a 5-ton grip truck. Any ideas? All the websites that give quotes make you fill out a lot of information to obtain a quote from a representative. I just need an estimate.""

What is the cheapest life insurance a 66 year old man from california can get?

My dad is currently with AAA, signed up for life insurance for the first time, this month... he is paying 350 a month which is making it hard for him to have money for food. I'm looking for a cheaper plan for him. No health problems.""

How much can i expect to pay for insurance?

Hi, Well im about to finance a Mercedes-Benz C300 and wanted to know how much should i expect to pay for insurance. Im 19 by the way, have a credit score of 710, dont know if insurance companies look at scores, but finally, this will be my first car. Hope that helps. Thank you!""

What happen if drive car with no insurance?

i've been buying this used car since last 2 weeks and drive it with no insurance. The MOT and tax will end in August. I just cant afford to buy the insurance yet. What happen if i don't insured it? i live in Northern Ireland, UK""

How much is car insurance for 16 year olds?

Where can I find health insurance as an 18 year old and I'm peregnant?

https://www.linkedin.com/pulse/building-insurance-quote-business-riley-schultz/"

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lovenerdywinnerbouquetfan-blog · 7 years ago

Text

Is this covered under home owner’s insurance?

"Is this covered under home owner's insurance?

We have been doing A LOT of work on our house (getting it ready to sell), and we've paid for basically everything (even things that would've clearly been covered by insurance). However, this problem is one I'd rather not pay for if it can be avoided. There was apparently a leak under our shower and it caused some fairly serious rot under the floor. We were unaware of the leak. The carpenter who came says that there will be some fairly extensive work necessary on the shower itself, not just the rotted wood (which will be easy and fairly inexpensive to replace). Will my home owner's insurance policy cover that?

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr

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???

Is it legal to drive family member's car without insurance in California?

Is it legal to drive family member's car without insurance in California? The owner of the car has insurance tough. Situation is like that: I am 26years old foreign driver right now in business trip to California. I have got the permit driving licenses and the car i am driving is my twins brother's, we are live in the same place .Yesterday I was pulled over by police. however, I did not find my brother's insurance in the car and I did not take the permit with me either. The police gave me a ticket asking me to goto local court two month later. What should I do to solve this thing now ? Can i adjust the courting time? what kind of punishment i will receive ? Will it left in my record to my next year business visa?""

How much will insurance cost for a 16 year old?

im 16 years old and i wanna get a 1965 mustang and im wondering how much insurance would cost even if under my parent's plan

Average cost of insurance for mother and two children?

Right now I am a single mom and a cashier. Both of my kids are on medicaid bc we are low income. Within the next month I will be starting a new job as a CNA and will no longer be eligible. I cannot get my companies insurance until after 90 days. any suggestions on what to do 4 my kids in the 90 days, and how much does insurance normally run. We are all healthy no health problems in the past and non smokers children ages 15 months and 2 months. Thank u!""

What's the most you or anyone you know has ever paid for car insurance?

I'm asking cuz I now pay close to 400/month... It's like 396. - I have 3 accidents on my record (from like 2 1/2 years ago, only one was my fault). however I found out that all of them were listed on my insurance as my fault. Found out the insurance companies automatically assign fault unless you produce proof otherwise. Now one of them I got hit from behind, so that's easy to prove with police report. However, the other one guy ran red light and I hit his side. I think the police report has it as 50/50 fault since it really can't be proven either way, it's his word against mine who ran the light. Do you think I'll be able to fight that one??? I'm gonna go down to the police headquarters and get the police reports over the next few days, just wondering... Also how much would that actually save me? - My dad had a speeding ticket (90 in a 65) and he was listed as a second driver on my car, so that also brought it up. I'm going to remove him from my insurance since he rarely drives my car anymore, and has replaced his own car. - I have the defensive driving discount already. - I'm 26 years old female in NY. I drive less than 5 miles a day to work. And I drive a silver 2006 Saturn Ion in which I'm still making payments on, so I still have comprehensive. Based on all that, do you think I can find cheaper elsewhere. Where should I loook??? I feel like whenever I try to switch companies they give me a great rate on the phone, than all of a sudden after like a month or 2 being with them, my rates suddenly increase cuz they just found the accidents . I realize I don't have the greatest driver history in the world, but 400 just seems outrageous. I know people who pay less than that a year. I was thinking of selling my car, and getting a cheaper one w/ no payments on it, which would rid me not only of my car payment, but I wouldn't have to carry comprehensive anymore either. Problem is whatever I made from the car would have to go towards paying off the loan, and I would have no money to buy the new car... I feel so stuck, but I'm paying like 750/month between insurance/car payments, and I have a crappy job and can't afford it. Suggestions??? oh btw I use a local broker and autoone insurance""

Is this covered under home owner's insurance?

Will my car insurance go up?

I pulled out in front of someone and they rear ended me and im at fault..and iam 17 years old so will my insurance go up, and if so how much? i have state farm""

How can i get cheap car insurance at 17?

How can I get affordable health insurance for my husband and I in the state of Florida?

I am a healthy 23 yr. old and my husband is a stable 32 yr. old.

How much is insurance for an 18 year old?

Who lives in Kentucky and wants to find a car that's cheap but will get him around without breaking down. Know what I mean? He has $2,100 out of college money to help pay until January. Then he gets more o.o So what do you think? What should my friend do?""

How much does horse insurance cost?

How much would it cost to insure a 14 year old gelding quarter horse? He is 1,200 pounds and does jumping and dressage. I need to know this ASAP!!!""

Classic Car Insurance for a 17 year old?

im wanting to buy a classic mini (1989) its a 1l what is the best way to go about insuring it..? i've seen adrian flux do cover you if you ring up but its limited mileage, how does that work :) Thankyou very much!""

Insurance when renting a car? Waste of $$?

I'm 22 yrs old, renting a car from enterprise in 5 wks. On a budget and trying to cut costs, was wondering if the insurance they offer is really necessary, or just a waste of money. I currently have progressive insurance on my vehicle. Can I add this rental to my insurance for a cheaper rate? Or is insurance even an absolute MUST. Realistically, how often is it actually used? Any answers would help! 10 pts""

How much car insurance do I need?

I have a 2007 Honda Element and live in an area where people drive really expensive cars on a regular basis (i.e. Tesla's, custom Mercedes', Porsche's, Lotus'...). Also, Elements tend to need windshield replacements a lot. I will be driving children around as well so I need sufficient coverage for that. I was basically just curious about how much coverage I need because I'm getting the feeling that I have too much coverage therefore am paying too much. Currently my coverage is: -Bodily Injury: 100,000/300,000 -Medical Payments: No Coverage -Uninsured Motorists: 100,000/300,000 -Property Damage: 100,000 -Comprehensive: 100 -Collision: 500 -Auto Death Benefits: 15,000""

Health Insurance company for a graduate student? What one is best as far as price and coverage??

Anyone have any suggestions for a good health insurance company for a graduate student? The coverage from the school is one thousand a semester and thats way to much.

Fair insurance for 03CBR600RR?

progressive. 170 a month. average liability coverage and collision and theft protection. im 19 and in the Military...have not taken the MSF course i know this will lower the cost. but interested to know if this is about the average price thank you

Would insurance for a 2006 dodge charger be lower than 300$ p/m for a 16 year old male?

Bicycle insurance?

i bought a new bike yesterday from JJB and i just called in JJB today to find out if they do bike insurance and the lady told me that they dont! where can i get bike insurance from?

Why is the co-pay for dental insurance more expensive than health insurance?

I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?""

How much will my insurance give for my totaled car?

I was in a minor accident (Alone) now my insurance wants to total my car due to a previous accident that wasn't repaired correctly that happened before I purchased the car. How will my insurance decide to pay me? Bought for 8500 and owe 6500.

Free health insurance for the unemployed?

i am unemployed and have no health insurance. is there a program in pa. where i can get health insurance for free or at a very low price?

How do i get car insurance if i dont have a car???

i want to finance a car but i cant do that without insurance, how do i get insurance without a car?""

""What auto insurance companies in CA, besides Progressive, look at 3 years (instead of 5) of driving history?

Can anyone recommend auto insurance companies (for California) that only look at three years of driving history instead of five? Something other than Progressive. Thanks.

Trunk Insurance vs. Car Insurance?

I recently changed cities on my auto insurance going from a Cleveland, OH zip code to an upper middle class Cleveland suburb and my rates fell more than $200/half...I drive a '99 S-10, just a regular pickup truck, I am in the market for a new vehicle and ideally it would be a full size truck (Chevy Silverado or GMC Sierra half ton)...my agent has the exact truck I would like to buy, so I asked him what that truck would be insurance-wise for me. It automatically went back up to what I was originally paying in Cleveland...around $650/6 mos. Other variables of my car purchasing ordeal are that I took a buyout from General Motors and I got a vehicle voucher included in the buyout, so another option for me is to get a Chevy Malibu which I could basically drive off the lot for zero money...I've been reading that sometimes car insurance can be more than insuring a truck, with the information I've provided can someone help me out and estimate if my insurance would be more for a basic/no frills 2011 Chevy Malibu or a 2011 Silverado/Sierra with some bells and whistles...and also, do Insurance companies look at the more options a vehicle has as being more to ensure??? any answers would be appreciated""

""At 14 and 16, can my boyfriend and I get health insurance together?

Can we get a plan together for our baby on the way and us? We'd like to pay for it ourselves and we need health insurance for the baby and I.

""Not at fault in car accident, but insurance says I am?""

I was involved in an accident in 2011. I was going straight past an intersection and another truck going the opposite direction turned at the intersection, striking me. He admitted he did not see me and was clearly at fault. I filled out the police report and it states, by both parties, that he was at fault. A year later I bought a new car. I tried to get insurance. Everywhere I go my quotes are sky high, like almost $200 a month. I asked them why so much, and they advised I was listed at fault in the accident. I called the DMV, the insurance adjuster, and the police, and they all say I am not at fault. Well, the DMV says they see an accident but it does not show who was at fault. The insurance companies keep saying they are getting this info from the DMV but thats not possible. I was told by one small insurance company that this is a tactic used by companies. They see me as not at fault but try to manipulate me to get more money. What do I do to clear my name? I have the official police report, as well as all my medical bills from the accident. Again, the DMV cannot see any at fault, therefore cannot do or change anything.""

Why the heck do I have to legally own car insurance? It is unconstitutional!! I should have the right not to..?

buy car insurance if I don't want to. That should be repealed.

Do I have to go through Covered California to get private health insurance?

I'm really confused about health insurance. My mom has been qualified for health insurance through Covered California and premium assistance, but I do not qualify for premium tax credits, enhanced silver plan because I am not a member of primary tax filer's tax household. It also tell me there can be only one primary tax filer per application and if I don't claimed as someone's tax dependent, I may apply again as an individual. So my question is what does that mean? Can I just reapply as a dependent of my mother? Info about me is that I am 19 yrs. old, half-time student, unemployed, non-smoker and currently have pre-existing conditions. I'm also currently on 4 prescribed medications. It says I am eligible for coverage through Medi-cal program. The doctors I am seeing currently do not accept Medi-cal. I know a lot of doctors do not accept it because they don't get paid and I can only see certain doctors in the county or something. I do not want medi-cal. This leads to the main question is Can I just apply to a private health insurance myself w/o going through Covered California because their website isn't helpful and I have been on hold for about a hour to ask questions? and Doesn't the Affordable Care Act (obamacare) now has a law that insurance companies cannot decline/reject you if you have pre-existing conditions? Please correct me if my knowledge regarding health insurance is incorrect. Thanks.""

What will happen If I appear to court with NO car insurance?

I recently got pulled over for speeding. But the officer discover that I didnt have any car insurance. I got a court date to attend but dont have any money to pay for insurance. What will happen if I appear to court with no money for the speeding ticket and no insurance? HELP PLEASE.

I have question about car insurance!!?

ok I live in California northern part so.... I wanto know how much is the car insurance for 16 years old? Is it depends on type of car and the price you got it? I found a car in the internet its 2008 audi rs4 $2000 clean title how much do u think is the car insurance for this car... Thanks for the real answers!!!!

Would it be ok to lower my auto insurance coverage?

I live on disability income -SSDI. This is my only income. I have no savings or other money, just my personal belongings (12 yr. old car, furniture, some jewelry, etc.) I rent an apartment. I am thinking of lowering my insurance costs by reducing the coverage amounts, which are very high right now. If I had an 'at fault' accident that exceeded my insurance coverage what assets could I be sued for by the other party?""

Is this covered under home owner's insurance?

Car insurance cost for a 17 year old male?

My son is fixing to get his drivers licence and I've been told by people that it is very exspensive for him to have insurance. Can anyone tell me the average a young new driver has to pay ?

What is the average monthly insurance cost for a Box Truck or Commercial Vehicle?

I'd rather not give any companies my personal information, so can anyone give me an monthly estimate for box truck insurance?""

How much (on average) would private health insurance be per month for a family of three?

male 40 y.o., female 36 y.o., and child.""

First they cancel my insurance. Is it true that I'm now hearing 70% of Cali doctors will boycott Obamacare?

I have to sign up for Obamacare because I'm self employed and was on an insufficient individual plan. So I'm resigned to the fact I need to sign up for Covered California(Obamacare), but now I'm hearing the California Medical Association says 70% of physicians say they will boycott my Covered California policy if I get one, since I don't have employer insurance and am in the Obamacare network. Basically I'm screwed everywhere I turn now. Can 70% of physicians really thumb their noses at the government? Can they afford to? http://washingtonexaminer.com/article/2540272#.UqLPd42Zl8I.twitter""

Citation for no proof of insurance?

I got a ticket for no proof of insurance and passengers not wearing seat belts about a month ago is there a way to fight it. Also the cost for no proof of insurance is like $930 is that right because i'm not really sure if my parents had insurance at that point because they were transitioning from one insurance to another. It was in northern California if that helps.

How much would it cost for someone to drive a moped?

other than the moped and gas how much would insurance usually cost for a 17 year old going on 18 to drive a moped and what kind of license will i need to have what kind of restrictions i have a clean driving record but if it helps i am in New York State.

Cost to insure sport bike? Ninja 250?

I'm 18 in WIsconsin. Live in country-ish area. Or how do I find out? Call our family agent? Or just the insurance company.

""Insurance companies have told me I now, do NOT qualify for 'regular' insurance. What can I do?""

I no longer have health insurance. My employer could no longer afford the premiums and I cannot afford Cobra. The 63 day preexisting conditions deadline has passed. I had a heart valve repaired in 2009 and donated a kidney for my wife in Feb. of 2011. Insurance companies have told me I now do NOT qualify for 'regular' insurance. Under the new Health Care Law, what can I do and who can I contact to get affordable coverage?""

Am I owed interest on life insurance benefits payout?

I live in California. I received life insurance benefits, lump sum, due to death of the insured. There was no estate for the decedent. The insurance company, on the East Coast, took two months to send the funds. Am I owed interest on the lump sum?""

Possible to have such cheap car insurance at 20 years old?

Hello all, i'm looking for car insurance on gocompare.com site and if i'm taking the insurance on my own name, the price comes up at 1,200 for a 1995 Ford Fiesta LX 1.2. I am 20 years old, male and held the licence for 1 year (1 year and 6 months to be exact) and have 0 NCB. Now, here is where the 'cheap' part comes in. The 1,200 was ON me as a prosper and owner of the car. If i put my step dad as first driver (main) and me as an additional driver (second) it comes up as 1,500 for insurance. How is that possible? He has 6 years no claims and held the licence for over 20 years. Never made a claim or had accident. Now if i put my self as FIRST driver and him as SECOND driver, meaning that everything goes on me and i would be getting no claims bonus every year, i get the price at :- 750! Now basically my question is - Is that possible? The companies that are at 750 are Diamond, Elephant, and Admiral. Then the prices goes up to 1,500+""

I totaled my 2010 Mazda 3i how much should I expected from insurance?

I was just squished between two pickup trucks with the driver behind me at fault and having a suspended license. The body shop said the total damage is $13,700 and the insurance company just labelled it a total loss. My car is just over a year old with about 55,000km on it with no prier damage on it. How much should I expect to get back as I am financing the car and cant afford to keep paying if they don't pay it out. ( Canada, Ontario, Ottawa)""

How can i get Health insurance?

Hey looking for advise on how i should go about getting health insurance. I'm 18 turning 19 in March my father is passed away and i live with my mother we recently moved to Arizona I'm from Massachusetts i knew about mass health but never had to deal with anything due to always being insured by my mother and fathers works. Looking for what i should do Also i do not have a job as of right now I'm looking for health insurance so that if i get hurt while doing things such as snowboarding an break a bone or something i don't have to pay a 12,000 bill when i have no money Thank you for any help""

What are the cheapest cars to insure?

""Crashed fathers car, i have open insurance, car is still insureed in guys name bought car from?""

hi bought car, put it in my fathers name, before got chance to insure it, some lady totally at fault(for the accident) crashed into me. father has no insurance on car but he is the registered owner. the guy i bought the car off never cancelled his insurance on the car but was not the registered owner when i crashed. i have another policy on another car that says i have open insurance so long as the car is insured. well the car is insured but is the insurance void since seller is no longer the registered owner of the car. am i insured. thx for your time""

Looking for catastrophic health insurance.?

Self employed paying $1,200 a month for health insurance. I want to self insure but would like to get some kind of catastrophic health insurance if there is such a thing.""

Hyundai tiburon insurance help?

I am looking for this car to be my first car. I live in Washington and I have a 3.5 GPA (my insurance company told me this would help), and I'm a female. How much would it cost to get car insurance, per month. Is it a sports car? I was thinking of getting the 4 cylinder, 2.0 engine, if that makes a difference. I also have State Farm if that helps.. Thanks!""

A teenager with no health insurance...?

I'm 17 and from California and have NO health insurance... My mom no longer has custody of me and I'm living with my father who has no job and no way of getting me health insurance. To be quite honest, my dad is a drug addict and lays around the house all day, so to sum it up... he's no help at all. I usedd to have mediCal with my mom but since I no longer reside with her, im not longer under that anymore. I'm really really scared... I think I may have strep throat and I have NO idea what to do... since I have no insurance. Can anyone help me? Thanks.""

How can I get affordable health insurance?

I'm 19, in good health, not pregnant nor do I already have a child. I was told by the state that I have to either be under 18 or have a child to get Medicare. My job does not offer insurance. What can I do? I'm on a very low income, and can't afford very much, but I am willing to pay something.""

Aftermarket car parts and insurance?

Hi I just bought a new car last week wednesday and called my insurance company to have insurance placed on the veicle. The car is now in my name and insured... my problem is that the car is HEAVELY MODIFIED to the max with a large turbo. fuel injectors, rad, flywheel, torque converter, boost controlers and an aftermaker racing computer... if the car were to have an accident would my insurance be void be void because of the mods.. none of this was done by me and the car was certified to be road worthy in its condition and e-tested??""

Whats the cheapest car insurance company in Missouri?

I am 20 and attend college. I never needed a car before but now that I have to start driving, I have to get my driver's license. I have my permit and a car but since I need legal tags and insurance to take the driving test. I have to get insurance before I can get tags. So I wanted to know whats the best insurance company for me, where prices won't be outrageous??? Thanks for the help: )""

Question about changing term life insurance companies?

My term, no medical exam life insurance is almost up for the 10 years and it's going to renew higher than what I can get from another company, so I am going to apply at another company online and cancel the old one, but it says are you planning on replacing another policy? if yes, you can't buy this insurance, if no then you can buy it. I don't understand, why wouldn't they be happy to get another customer, is it illegal to change companies? I am in California. Should I just put no so it will accept it?""

What is so evil and wrong about having affordable health insurance for all Americans?

Do the conservative Republicans know what it's like to be poor and struggle? Do they have any idea what it's like to be poor and not have much? All I hear from them is gloom and doom about Obama and the health care bill. If you all don't like what is going on here, then you can all just leave this great nation that Obama is the head of.""

Insurance for moving to USA?

Myself and my partner are moving to the USA. We will need travel insurance and some health cover, and although we will both have health insurance with our new jobs, we will need cover for the first month and I am looking to see if I can find a travel insurance policy that provide the cover. Trouble is, the standard travel insurance I have seen so far assume that we will still live in the UK and that we just want cover for a months 'holiday'. One way travel insurance seems to stop 24 hours after we land in the USA Does anyone know of a one way travel insurance that will cover us for the journey and the first months stay""

After getting health insurance how long to wait before getting pregnant?

My husband and I have been married a little over a year now and we are trying to find a good health insurance plan for the two of us to be on. We would like to start a family as soon as we can, but I have been told not to tell insurance companies that because they will not cover us. I am wondering how long after we get insurance do we have to wait before we start trying to have a baby. I am also wondering if anyone knows of any good insurance companies for young couples looking to start a family. Thank you.""

What insurances do I need as a home-owner?

And any advices on insurance providers? Good service and price?

Is this covered under home owner's insurance?

Are there emergency health insurances in California?

And how can some one get it? i don't live in Cali but a friend of mine does. And they can't afford health insurances. but they need to see a doctor.

Should I change my Car Insurance company?

I am planning to renew my current automobile insurance policy. I am told by my current provider that in spite of my clean driving record, automobile insurance rates are rising. In light of developments and changes in insurance carriers, policies and regions, is this TRUE or am I being told a partial-truth ?""

What should I do when the at fault party has no car insurance?

I got into a minor car accident, it was the other party's fault but he doesn't have car insurance. Because it was a rental car, my own car insurance is not going to cover. ...show more""

What's the most you or anyone you know has ever paid for car insurance?

What affordable medical insurance can I get for my income in Texas?

My husband and I only make between 1400-2000 a month from working. We have NO medical insurance because his company wants to charge an arm and a leg for me just to be included. I am currently having some high blood pressure problems and kidney problems but I do not have insurance to go for a visit. Im desperately trying to find a program or insurance affordable for us so I can get checked up- NOW I am NOT qualified for Adult Medicade-we make too much, but private insurance is too expensive for our budget. We have a free clinic but there is a 3-4 month wait to see a doctor. Can anyone else please help point to a direction that may help my situation? Like I said Im desperate enough to ask the public.""

What insurance i need for boutique?

insurance for boutique

21st Century Insurance ?????????????

Is 21st Century good auto insurance. I am on my dads auto insurance. I pay 250 a month for a 03 dodge durango. So I am going to be shopping around in 6 months. I have progressive auto insurance.

400 dollars a month for car insurance that is CRAZY?!?

I went on a website that gives you a free estimated quote for how much insurance would cost, I completed drivers ED and it is still about 400 monthly or 5000 yearly for an old crappy car! My dad called his insurance company to add me on to his truck and that is 80 monthly or 1000 yearly but he is never home so it would be pointless to get added on to him. I need a car to get to a from work since I live 20 minutes out of town. How do they expect young drivers to afford that? What did you pay when you first got your license? I'm female & 17""

Car insurance for a teen?

I was wondering if a minor can have their own insurance plans, like not under their parents name? And what is a good company for car insurance for teens (cheap) ? Thanks!""

My insurance is like $300 a month...help?

I just got a free quote from whipers.com but my insurance is still a little high...what can I do to lower it to like $75 a month or is that not realistic?

How much would insurance for a 16 year old male in Illinois cost?

I live in Chicago and I have a 2001 Toyota Echo that has been paid off already. I turn 16 in a couple of weeks and was wondering how much insurance would cost for me>

Whats a monthly premium means on insurance company?

when your trying to be appointed by a insurance company

How would I go about trying to lower my car insurance?

I know after so many years of having car insurance, paying it on time, and having no accidents, that your car insurance is lowered every so often. When I first received car insurance, I did it online, received a quote and payed it. I've been paying that amount ever since. How would I go about trying to get it lowered or at least seeing if I can lower it? I'm with Allstate. Thanks!""

What will my insurance cost for the new house?

Hi there, Lets say i would like to invest a house in a new subdivision cost $300 000. Located outskirt of Birmingham, AL. The Subdivision/community even built an Elementary School in the community. The community is divided from house prices ranging $150 000 to $500 000. When completed, the community will have 3,000 homes in a variety of distinctive neighborhoods within 5 to 10 years or more from now. How much will the insurance cost? Don't need a specific answer but just an idea how much it would cost average for the insurance etc etc I'm pretty sure certain factors changes each individual owner and the property area but from the basic description of the area, how much do you think? Of course i can always ask the insurer the question but i would like to know the homes owners in the house. Thanks for your input""

What's the cheapest 1 day car insurance?

Buying a home in south caroline?

Just wanted to know if Conway is near the Myrtle beach airport and how far it is from the beach. How much is real estate tax for a home for about 100,000 to 200,000? Are there any marina's close to Conway? Is there a city wage tax on income? How much is car insurance? We live in philadelphia and are tired of the area and the high cost of living. Thanks, Jeanete [email protected]""

I'm studying abroad in China next semester and want to know if I can add my friend to my car insurance?

Since I'm studying abroad, I have to find something to do with my my car. My friend is willing to take the car while I'm gone, but I've had some complications with my insurance. I spoke with my insurance rep, and she strongly discouraged me from adding my friend onto my policy. She said since my name was on title and on the off chance he had an accident, the person involved can go after the insurance as well as my future earnings. It seems really unlikely that someone could get that much money out of the insurance and continue to go after the car owner as well, but I'm concerned. Can I have my friend sign something that will state he will pay me back for the future earnings lost if they pursue me? If so, what kind of form and what needs to be stated? Will it hold up legally? I also thought of selling my friend the car for a dollar so his name would be on the title instead of mine; however, I have a 10 year accident free discount that knocks off over $200 in insurance a year and that would disappear if I ended my coverage. I would have my family take the car while I'm gone, but I don't have family in the area. I feel the best option would be to add my friend to my current coverage and have him sign something that states he will pay me back for future earnings if there is that kind of an accident. He is willing to do both, but I don't have any idea if there is such a form I can have him sign or if I should just type something up? Any advice or suggestions would be much appreciated! Thanks""

How much will car insurance cost for a 17 year old in the UK?

I'm 16 years old, and 17 in a few months. I have a car already, in the garage. It's a Peugot 106, and my mum bought it for 350. I live in Newcastle, and I would like to know a rough price on the insurance? Realistically, around the region of 1000-3000 ect...""

State farm insurance?

recently i got my license and am now added, without charge, to my parents' car insurance. i'm 23 and from texas. my question is, if was to get married, would the company drop me off of the insurance?? i want to know because my parents currenty don't know that i'm planning to get married. i'd really like to know any info pertaining to this...i already called, but couldn't talk to anyone right now, so any knowledge would be great. thanks!!""

I have three speeding tickets in the last 6 months will my rates sky rocket?

I got my first in December of 2007, and went to traffic school. Since then, i got a speeding ticket in april and just got one this morning - i have allstate insurance - will my rates skyrocket? is there any way to call them and avoid this? what should i do?""

Should I get Term Life Insurance at a young age?

I am currently 30 years old and in excellent health but since I am getting ready to start a family, I want to be prepared for the future of my loved ones. After reading about different life insurance options, I am deciding to go with Term Life Insurance for 20 years. Is it true that Term Life Insurance premiums don't change throughout the life of the term? If so, shouldn't I sign-up now while my annual payment will be low and locked in at this rate? My employer offers a very small life insurance benefit that I am already a part of but I want more just in case. While I am asking, are there any circumstances where a payout won't be made if I were to die under a term life insurance plan? Is it guaranteed? What if I (God forbid) get Cancer or have a heart attack? Thanks in advance!""

Proof of auto insurance -- car's or driver's?

I would be driving my cousin's car for a while. Which proof of auto insurance do I need to carry in his car -- my auto insurance card (which lists MY car) or my cousin's insurance card, which lists HIS car -- the one I would be driving? Seems I am confused about WHAT needs to have auto insurance -- the driver or the car.""

Health Insurance company for a graduate student? What one is best as far as price and coverage??

Anyone have any suggestions for a good health insurance company for a graduate student? The coverage from the school is one thousand a semester and thats way to much.

Will i be double paying for house insurance?

I have had a 3 year personal loan on my house with a balloon payment on the end, and i am Re-financing the house to include my taxes/insurance with a conventional 30 year note. I have already paid my 2010 property Tax, and my 2011 house insurance is due March 21st. I am going to the bank today, will i actually have to pay my insurance come March 21st or is that something the bank does?""

Insurance's on a 16 year old driver?

i am 16 years old and i am looking for cars.. i found a used 2006 audi a6, i really like it and i want it to be my first car!!! does any body know how much it would cost too insure me under it ??????????""

Is this covered under home owner's insurance?

https://www.linkedin.com/pulse/can-someone-explain-insurance-types-recommend-one-david-doe"

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