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batik96 · 5 years ago

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Venturing into 2020 ...

This will be the third year that I’ve used a daily word-count self-challenge to see if I can inspire myself to write more.

The first year, 2018, I wrote 43 words on New Year’s Day and, realizing that managing that every day would give me nearly 15,700 words at year’s end, I set that as my goal. (Not literal everyday writing but averaging it all out.) I surprised myself and ended up with a 50-words-a-day average. So I upped my self-challenge for 2019 to that 50-word level.

I ended 2019 with a daily word average of 114 words and more than 41,000 total words.

I feel as if upping my self-challenge to 114 words a day in 2020 would be setting myself up for failure -- there’s a fine line between *challenge* and “seemingly impossible task” -- so I’m not officially going to go there. Instead, I’m going to maintain the 50-words-a-day goal for 2020 and hope that I meet it (and maybe, just maybe, manage to exceed those 114 words a day anyway)!

Dec. 31: Happy end to 2020. I am about to end the year having written far fewer words than I did in 2019. While I’m glad I managed to beat my daily word-average goal, and to some extent am pleased that I managed to write anything at all, I had been hoping for more. I have the ideas. (Well, a couple of ideas.) And I have a WIP that I think I’ll really like -- if I can pull it off. But the words don’t want to come. So I’m trying to be OK with writing about 25 percent* less than I did in 2019, recognizing that it’s still more than I wrote in the majority of years since 2012. And 2021 is a new year in which I can try again to write more (and hopefully better) words. (* That percentage depends on what measure I use. According to AO3, I’ve posted 20,000 fewer words than 2019′s 47,000. Which is pushing a loose 50 percent drop. But I know I have about 7,000 words in my unposted WIP, which brings the difference closer to 13,000, which I’m loosely considering 25 percent.)

Feb. 21: This is my first entry of 2020 and ... not great. But ... part of the reason I do it this way is because, when the words come, they tend to come in clusters of more than 50 words.So taking six weeks to write my first words isn’t fatal to the year-end goal.

During the weekend of Feb. 15-16, I wrote 1,320 words. Today (Feb. 21) I have added another 903 words, for a year-to-date word total of 2,223 words and a daily word average of 42.75 words. Which isn’t far off of that 50-words-a-day goal, despite my late start. (The words still feel kind of like I’m pulling teeth, but I have a solid idea -- and a unique idea -- that I like. Here’s hoping I can see it through to the end.

Feb. 23: Well, it wasn’t much, especially considering it was the weekend, but I added another 200 words to my current doc today, which brings my yearly word count up to 2,423 and my daily word average up to 44.87 words a day. I’m creeping closer to my 50-word-a-day goal and trying not to stall out for lack of time/energy. I want to write this. But every time I sit down to write, I’m also aware that I want to quilt. And I want to read. And I want to bake. And I barely have time for any of those things, let alone all of them. But I am trying to juggle. We’ll see how long I can keep everything in the air.

Feb. 29: It’s Leap Day, and I am determined not to waste an extra day in the year by doing nothing. So, along with making peanut butter cups and hoping to quilt yet today and maybe go for a walk, I have added 560 words to my current WIP, bringing my year-to-date word total up to 2,983 words and my daily average up to 49.71 words. I’m going to try to add to that before today is over. If not, then before the weekend is over. But I’m pleased that I’ve managed that many.

March 7: So far today I haven’t managed any words. (I can hope that changes.) But, earlier this week, over the course of two days, I managed 599 words. That brings my yearly total today up to 3,582 words and my daily average to 53.46.

March 11: On March 9 I managed 277 words. Today I added 363, for a combined 640 words. That brings the yearly total up to 4,222 words and my daily average up to 59.46 words. Slow but steady ...

March 15: Today I have added 579 words to my current WIP, which brings my yearly total up to 4,801 and my daily average to 64 words a day. (Though my doc says I have 5,108 words, so I’m not sure how to account for the missing 307 words. And, if I were to add them, it would push my word average to 68 words a day.)

April 16: I managed 1,031 words April 15 on a new WIP. (I would still be focused on my old WIP, except I have an exchange fic due at the end of May.) It took me a while to hit on an idea for the new one, but I’m happy with how it’s going so far. So, in the 106 days (as of April 15, not today) so far this year, I’ve written 5,832 words, for a daily average of 55.01 words a day. My average dropped in that month I apparently took off from writing, but I’m still above my daily average goal and my exchange fic is moving along, so I’m counting it as a win!

April 19: I have written another 1,339 words today on my exchange fic. Still quite a way to go, but it’s progress. I probably could keep writing -- conditions in my house are good at the moment. But I’ve been working on in for hours now (amid texting with friends and browsing Tumblr and Twitter), so I feel as if it’s a good time to stop and try something else for a bit. Anyway. That brings my yearly word count up to 7,171 words and my daily average (in 110 days) up to 65.19 words. I’m OK with that!

April 25: I’m developing a pattern, though not a bad one, I don’t think. I seem to be maxing out my writing sessions around 1,000 words before feeling the need to stop for the moment. Today, for example, I wrote 1,066 words. Not gonna complain about that, at all! It brings my year-to-date word total up to 8,237 words (in 116 days) and my daily word average to 71 words a day. I’m going to aim for more tomorrow, since I seem to manage to write on weekends more easily than I manage during the week. But we’ll see how things go.

April 26: I managed to write again today -- a good thing, since I rarely find time during the week and, thus, rely on weekends to get much of my writing done. I wrote 1,856 words (not including the ones I wrote to explain the ideas I have for the parts I haven’t yet written). That brings my yearly word total up to 10,093 words in 117 days, for a daily word average of 86.26 words. I’ll take it!

May 2: Well, I wrote 1,010 words today. None of them were for the exchange fic on which I should be working, but they were words. Words that I’m actually pretty pleased with, so I’m not feeling any regret about not focusing on my exchange fic. Today’s words bring me up to 11,103 words in 123 days, for a daily word average of 90.268. Fingers crossed I can find more time to write tomorrow -- and maybe on my exchange fic!

May 3: Well, I wrote another 1,023 words today and think I’ve finished (pending beta) the short little one-off that settled into my brain. That brings my word count for the year to 12,126 words in 124 days, for a daily average of 97.79 words. I’m still hoping to write more before the day is done, but I wanted to note this before I lost track of how many words I had in the first doc. Now ... on to my exchange fic. Update: I just added another 1,378 words to my exchange fic, which puts me at 2,401 words for the day and 13,504 words for the year. That raises my daily word average to 108.9 words a day.

May 6: Over the past few days, I’ve written 474 words to put the finishing touches on something. That number’s deceptive, considering that some of those were new and some of them were replacing others already written and I honestly can’t be sure how many I actually wrote. But it was at least 474. Which brings my year-to-date word total up to 13,978 and my daily word average over 127 days to 110.06. The writing’s not what I would call “easy” right now. It’s not just flowing from my fingertips perfectly to grace my Gdocs. But it is happening, which means it’s not as hard as it has been at points during the past few years. I appreciate that.

May 9: I just added 1,051 words to my WIP. That brings me to a 130-day year-to-date word total of 15,029 and a daily word average of 115.6 words. I’m ... stunned.

May 16: I think I’ve finished my exchange fic. Today’s writing involved approximately 946 words, for an approximate year-to-date total of 15,975 words and a daily word average (in 137 days) of 116.6 words. (And my exchange deadline is still an astounding 15 days away. It’s not even a result of my “deadline’s approaching” panic-induced “inspiration”!)

June 21: It seems like I’ve had a lull in writing (yes), but I finished my exchange fic and then spent some time beta-ing other exchange fics, so I wasn’t non-wordy during the past month. Still, it felt good today when I was able to add 579 words to the WIP I started in February. I also reworked a section, probably adding a few words, subtracting a few words, so I have no idea how many words I added there. And I think I have a workable route forward on finishing the WIP one of these days. (I won’t set a deadline, because artificial deadlines seem to freeze me as much as real ones inspire me.) Anyway ... 579 words added to the yearly word count makes for 16,554 words and a daily average (in 173 days) of 95.687 words a day.

July 5: I finally had some time when things were quiet enough for me to focus on writing, so I did. I was at 1,214 words when the quiet went away. That gives a year-to-date word total of 17,768 words and a daily average (in 187 days) of 95.01 words.

July 12: I’m still hoping to write more, but ... I went back and tweaked a conversation I wrote last week, adding 236 words. That brings me up to 18,004 words in 194 days for a daily average of 92.8 words.

July 21: I’m running behind in updating this, but ... on Sunday (July 19 -- happy birthday, BC!) I wrote 1,411 words on my current WIP. [It’s getting closer to done, but I’m still leery of my (made up) Aug. 1 deadline.] Those words bring me up to a yearly total of 19,415 words in 201 days, for a daily average of 96.59 words. I want to hope I get more written before the weekend, but ... it never seems to work. I managed to get my doc open Monday but didn’t add a word. It just sat there in a tab all day, watching me work. It’s open again today, but I’m not sure the result will be any different. Still, I’m trying!

P.S. I added another 555 words on July 21, bringing my word total (for 203 days) up to 19,970 words and a daily average of 98.37 words.

July 24: I’m surprising myself this week, managing to write a bit in the morning before work. (And letting a few minutes of writing time bleed into working time. But I was good and eventually closed out the doc to keep myself from straying away from work.) Anyway, on Thursday (yesterday/the 23rd), I wrote 779 words (and got a good chunk of my WIP’s ending written)! I still have to finish the ending and write an earlier scene, but ... it feels doable. The 779 words brings my word total for the year up to 20,749 words and a daily average (for 205 days) up to 101,21 words!

July 26: I am really trying to get this WIP finished. To that end, I have written 932 words so far today. I am optimistic that not many more will be needed and I hope maybe to write some of them today. Still, for now, that brings me to a year-to-date word total of 21,681 words and a daily average (in 207 days) of 104.73 words.

Aug. 2: I added 431 words to my WIP on Aug. 1, bringing my year-to-date word total up to 22,112 words and a daily average (in 213 days) of 103.8 words a day. (That was 213 days as of Aug. 1, not Aug. 2.) I had hoped to write some more today, but I’m not sure that’s going to happen. It’s ... complicated.

Aug. 19: No writing update. I’m kind of ... stuck. My WIP is either very nearly done or about to be razed to its foundation. I’m not sure which. While I decide, it’s sitting and I’m not writing. But I didn’t want this post to end up too far down my dash to find if/when I manage to string together words in a coherent fic-ly fashion again.

Sept. 6: Maybe it’s the three-day weekend allowing my brain a chance to relax and consider words, but, between today and Saturday/yesterday, I have managed 807 words on my WIP. I would like to think I’ll be able to add more before the weekend is done, but ... I’ll be happy with 807 words, if that’s what I end up with. It brings me to a year-to-date total of 22,919 words in 249 days, and a daily average of 92.04 words. Not as good as I’d like, but still well above my goal, so ... I’m OK with that! (And glad to be writing again, however slowly.)

Oct. 1: Between Sept. 30 and today, I have written 633 words. I still have a long way to go toward finishing this new thing (my WIP is on hold while I work on an exchange fic that is coming due alarmingly quickly, considering I just started writing it). That brings my year-to-date word total up to 23,552 words and my daily average (in 274 days) to 85.956 words. A bit lower than I had hoped, but they are words and I won’t complain.

Oct. 7: It’s been hard the past few days to keep track of a word count. I’ve basically been leaving my doc open all day every day and hoping that I manage to add a few words here and there. Along with adding some, I’ve subtracted some, I’ve tweaked some so they’re barely recognizable as having come from what was there before. But I have officially added 1,208 words since Oct. 1. That brings my year-to-date word total to 24,760 words and my daily average (in 280 days) to 88.4 words. I still have a long way to go on this WIP and not a long time in which to finish it, but it’s progress.

Oct. 11: OK, so ... I’m totally losing track of words gained. In the past few days, I added words. And then I subtracted words and added new words. And then I took a chunk of words and reworked them. I can say for sure that I have added 182 words. Though the reality is that there were many more than that written. Anyway. That’s 182 words added to the total word count to get 24,942 words in 284 days, That’s a daily average of 87.8 words. With 13 days left until I have to submit this WIP as a finished exchange gift.

Oct. 17: I’m optimistic that I finished my current WIP (as opposed to the one that was a WIP before the current WIP and remains a WIP) this morning. If my beta agrees. Between edits and tweaks and the section I added this morning, I have no idea how many words that is. But, if I go back to when I started this WIP and add the current total to my word count as I started, I have written 26,588 words so far this year (not counting the ones I wrote and then edited or the ones I wrote and then deleted), for a daily average of 91.68 words in 290 days.

Oct. 18: My beta didn’t think I was quite done yesterday, but I was close, and I think I addressed her questions this morning. That’s another 291 words on Day 291 of the year. With a year-to-date word total of 26,879 words, that’s a daily word average of 92.367 words.

Dec. 7: *sigh* My writing mojo has well and truly flown the coop. I think I need a vacation. But, while I have time to take (or lose) by the end of the year, work is too busy -- and too shorthanded -- for that to happen. So ... I muddle on. After submitting my exchange fic before Halloween, I haven’t really written anything new. Until I got an inkling of a thought for a scene at bedtime last night. I texted myself the bare bones and turned them into 451 words this morning. That’s not going to make up for not having written in close to two months, but ... it’s something. It’s 27,330 words in 342 days, for a daily word average of 79.679 words. I’m behind last year’s average, but still above my stated goal for the year (if not my hoped-for goal) and I still have time ... if I can find my focus.

Dec. 14: Baby steps. I’ve made no new progress on my WIP, but I did manage 518 words for an Advent fic prompt -- held over from 2019 because I only made it about halfway through them last December. That brings my yearly total to 27,848 words in 349 days (the way this day has started, I’m assuming there will be no time for non-work writing today), for a daily average of 79.79 words. Unless I somehow manage to finish the year strong, I’m not going to top last year’s average (and, not to seem pessimistic -- more realistic -- if it’s taken me 349 days to write nearly 28,000 words, I don’t see myself managing 13,000 words in the next 17 days. (That really would be a Christmas miracle.) But it is still well about my initial 43-words-a-day average and my “official” 50-words-a-day goal, even if I don’t write another word this year. So I will continue trying to write as I am able and try not to be too frustrated by how difficult words have seemed at large chunks of time this year.

Dec. 20: I tell myself that, with a handful of days before Christmas, I should be trying to write more of last year’s Advent fic. Or that cabin fic I’ve been pondering for months (well before the cabin fic fest was a thing). Instead, I managed 434 words on my WIP -- and count it as a win, even though I wish it were so much more. That brings me to 28,282 words in 255 days, for a daily average of 110.9 words a day. (That jump in average still doesn’t seem right, but apparently it is. It goes to show how even a relative few words can make a big difference.)

#Batik96 babbles about life #and writing

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professorrosado · 5 years ago

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San Francisco Extreme Real Estate Investing (EREI) – 3 Day Seminar

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DATE: July 10, 2020 at 6PM – July 12, 2020 at 3PM

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How To Retire With EREI

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DISMISSAL

ABOUT VIP SESSIONS AND ACCESS: We have reserved the most extreme strategies for VIP access only. They involve commercial value-adds which are not for the sensitive or fearful. Apply for VIP Access ONLY if you desire a “No Holds Barred” addition to your strategy base and if you are willing and able to engage high ticket property acquisitions. The two extremes described in the previous sentence represent only two strategies at opposite ends of the extreme spectrum. Also, any new strategies and programs will also be addressed here before being released to our general membership in future presentations or news releases (you get the news first hand and get to implement it before anyone else does).

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FAQs

Are there ID or minimum age requirements to enter the event?

YES – 18 with Driver’s License

What can I bring into the event?

NO RECORDING DEVICES OF ANY KIND! You can bring a Pen & Pad!

How can I contact the organizer with any questions?

skype: rev.dr.gilberto.rosado

What’s the refund policy?

Since we utilize all or part of your fee toward formation and facilities related to the delivery of this seminar and you should be interested in making more money than ever before possible with Real Estate Investing or Flipping, and that is exactly what we’ll be showing you, there is NO REFUND!

If for any reason you could not attend the session or any part thereof, we will grant you a recorded version via online webinar portal access at a later date.

Do I have to bring my printed ticket to the event?

YES – without the ticket you will not be allowed into the sessions.

Can I update my registration information?

YES

Is my registration fee or ticket transferable?

NO.

Is it OK if the name on my ticket or registration doesn’t match the person who attends?

NO.

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newgenerationalwealth · 3 years ago

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devontroxell · 4 years ago

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15 January Marketing Ideas to Start 2021 with a Bang

You guys. We’ve made it. We’re entering 2021 and finally saying goodbye to 2020. The year that brought us so many ~unprecedented~ times. We’ve experienced an actual pandemic, a turbulent election, the rise of TikTok, and so much more.

Let’s take a moment to appreciate all we’ve been through together.

Ah. Feels nice.

Okay, now it’s time to get to work. The holidays are over, your marketing plan is ready to go, and the world is your oyster when it comes to making a splash with your marketing in 2021.

To help you start ramping back up on your marketing, we’re sharing tons of creative January marketing ideas, including:

Quick and easy marketing ideas you can tackle this month to help you start off the year on the right foot.

Ideas to help you organize and streamline your planning so you’ll be on track to meet (and hopefully exceed) your marketing goals all year long.

January holidays, observances, and themes to help you plan your promotions, social calendar, and business events around.

Let's kick things off!

Quick and easy January marketing ideas to get your year started right

1. Update your Google My Business profile

A robust Google My Business profile is more important now than ever. If you want to show up when local searchers are trying to find businesses like yours on Google or in Google Maps, a complete and optimized Google Business profile is the place to start.

Take a minute to make sure your profile is claimed and then take it a step further by optimizing your listing:

Populate the Q&A section of your profile with frequently asked questions.

Add some images or a video that showcase your business.

Make sure to respond to all reviews.

Get more tips to optimize your Google My Business profile here.

2. Create holiday roundup posts

The holidays might be over, but don’t miss out on the opportunity to squeeze every last drop of cheer you can out of the last month! You can still make the holidays part of your January marketing by creating and publishing holiday roundup posts on your blog or on your social media sites.

Here are some ideas:

Did your catering company work a holiday party? Post pictures or recipes!

You can also take advantage of #tbt (Throwback Thursday) on Twitter and Instagram and post pictures from just a couple of weeks ago to share with your followers.

Cleaning services or home goods shops can provide post-holiday cleaning or Christmas tree disposal tips.

The holidays are busy, and customers might have missed all you had going on, so this is an easy way to create content for your business while making sure they’re in the loop.

3. Announce upcoming events or promotions

Market your business both online and offline by highlighting upcoming events for 2021. Some upcoming holidays include President’s Day, Valentine’s Day, Mardi Gras, and St. Patrick’s Day.

If you have anything planned for these events, like upcoming Valentine’s Day deals at your spa or a special Valentine’s menu at your restaurant, let customers know! A calendar of promotions is a great way to keep customers informed about upcoming promotions or events your business is sponsoring or hosting.

4. Start a customer loyalty or referral program

Every business owner knows the value of a loyal customer. Loyal customers mean repeat business and are also more likely to refer other customers.

But how can you build customer loyalty? One way is through a customer loyalty or referral program, and January is the perfect time to launch one!

Here are some ideas for your customer loyalty program:

Create and print a simple stamp card for customers. Each purchase or service equals one stamp. After 10 stamps, customers can receive a free product, a discounted service, or a swag item.

Offer current customers a discount for each new customer they refer.

Create a tiered loyalty program so customers can move up in tiers based on their purchase history – the higher the tier, the better discounts.

Get more tips for creating and running customer loyalty programs here.

Make sure to promote your loyalty program on social media and in your location so customers can find out about it easily.

5. Run a Facebook ad campaign

If you haven’t tested out Facebook advertising, now is a great time to do so to get your marketing started off right. Think about a specific marketing goal you’d like to accomplish – say, getting more website visitors, growing your audience on Facebook, or collecting leads. You can do any of those with a specific Facebook ad.

If you have some great beginning-of-the-year specials or promotions, you can use them in your ad copy to entice new customers.

This gym is using Facebook ads to promote an offer for 3-day passes.

January planning ideas to set yourself up for success

6. Solidify your yearly goals or marketing plan

Whether you’re an agency marketer, a business owner, or a freelancer, it’s important to have both personal and professional goals for the year. Take some time at the beginning of the month to make sure your goals and your marketing plan are solidified.

As we know, things can change quickly, but having a documented plan or a growth strategy in place can make the difference between hitting your revenue goals for the year and missing them.

7. Create New Year’s resolutions for your business

Make your New Year’s Resolutions stick this year by sharing them with your online community—and ask your fans and followers to share theirs! This is a great way to engage your audience and get people in on your own resolutions.

Plus, you can create regular content based on your resolutions. Here are some examples:

Fitness centers can have a weekly accountability post to create a support community.

Restaurants and catering services can write blog or Facebook posts with healthy recipes.

Daycares can blog about toy organization ideas for playrooms and toy areas.

8. Start with a clean inbox

There’s nothing less exciting than seeing the number of new emails in your inbox when you get back from the holidays. Start out the new year with a clean inbox – go through those old emails you “starred” and never followed up on and either follow up or delete.

Source

If you don’t already use folders for your emails, create some to help you keep your inbox organized. If you’re like me, you probably have about 100 emails of ideas you want to try – those can go in an Idea folder that you can revisit throughout the year. You never know, you might just find your next great idea buried in your own inbox!

P.S. Did you know January 25-29 is actually Clean Out Your Inbox Week? Sounds like the perfect excuse to block off some time on your calendar and go through those emails…

9. Revisit what worked last year (and what didn’t)

Now that you have a full year of data available, take some time to see what worked in your marketing last year and what didn’t.

Here are some ideas of what to look at:

What content or webpages performed best for you?

What resonated with your audiences on social media – top posts, most engaging posts, etc.?

What email subject lines got the best open rates?

What marketing strategies, campaigns, or channels drove the most leads?

What didn’t perform as well as you thought it would – and how could it be improved?

10. Read up on 2021 marketing trends and predictions

With the new year comes a ton of new content around what to expect in the world of marketing and business in general. Find some articles or blog posts that will get you up to speed on what the experts expect to be big this year in your own industry—and jot down some ideas or trends that you might want to try out!

Here are a few resources to get started:

7 Content Marketing Trends to Watch in 2021

Social Media Marketing Trends for 2021: Predictions from the Pros

3 Key Paid Social Trends for 2021 (+ How to Take Advantage)

January marketing ideas around holidays and observances

11. Participate in a day of service on Martin Luther King, Jr. Day

January 18 is a national holiday to celebrate Martin Luther King, Jr.’s birthday and commemorate his Nobel Peace Prize for his Civil Rights leadership. Many communities participate in a day of service in his honor to continue his legacy of serving others.

youtube

Take part in a community day of service with your customers or employees. You can organize your own event or get involved with events already planned in your local area. Create a buzz on social media and invite other small businesses to get involved. Banding together with others to better your local community is a great way to give back while fostering a good business reputation.

12. Save lives by donating blood or hosting a blood drive

The pandemic has impacted regular blood drives, which has led to a decrease in the blood supply – while the demand for blood donations has only increased. January is National Blood Donor Month, making it an excellent time for your business to get involved.

Image Source

You can get involved by either participating in a local blood drive or hosting one of your own. You can also run special promotions rewarding those in your community for donating blood during the month of January – if they bring in some kind of proof that they donated, they receive a discount on your products or services.

13. Hand out compliments on Compliment Day

Who doesn’t love a nice compliment? On January 24, take the time to say something nice in celebration of Compliment Day.

Here are some marketing ideas for Compliment Day:

Show another business some love on their social media or Yelp page. (They may return the favor by writing some positive reviews for you as well!)

Start a compliment train. Ask your followers to tag someone in your post and give them a compliment. The tagged person then tags another friend and gives them a compliment and so on.

Give your employees hand-written compliments to show them you appreciate them.

14. Let it snow and embrace winter

Much of the United States is covered in snow in January. Love it or hate it, you can’t stop it, so use it to your advantage! Make the snowy weather a little less gray with content, promotions, and these other marketing ideas celebrating the cold.

For example:

Daycares can participate by providing safety tips for playing or dressing children in the snow.

Contractors, construction, and snow removal companies can write about winter hazards in the home—carbon monoxide detectors, salt versus sand for ice and snow, or how to winterize drafty windows.

Give a snow-day discount. Anytime your city gets snow, offer a discount based on the number of inches you’ve received, like 20% off for 20 inches of snow!

You can also keep your customers up to date on the latest snow closures on your social media pages.

15. Encourage organization on National Clean Off Your Desk Day

I know what you’re thinking, and, yes, this is a real observance. With so many people working from home and becoming obsessed with cleaning and organization shows like Tidying Up with Marie Kondo and Get Organized with The Home Edit, not to mention the viral sensation GoCleanCo on Instagram, it’s clear people are spending a lot of time thinking about how to keep their workspaces tidy.

I wish my home office desk looked as organized as this one by The Home Edit.

On January 11, take some time to tidy up your desk and share your before and after picture with your social media audience. Then, ask them to share their results with you! You can even run a contest—one lucky person who shares their pictures will win a special prize.

Make your January stress-free and results-filled

January can often be a stressful time for business owners, but with the right marketing ideas and plan in place, you can relieve some stress without losing out on new customers and engagement. Happy new year!

15 January Marketing Ideas to Start 2021 with a Bang published first on https://wabusinessapi.tumblr.com/

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ourmomzone-blog · 5 years ago

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The Money Secret!

"The Root of All Evil" or "The Bloom of Success" - Here is a little story passed down through the generations you may have heard or not ... but as far as the topic of money goes, it's worth repeating.

The "Secret"

A young man in his early years in the work field was depressed as he thought he was unsuccessful in that he had been working for several years and had nothing to show for it. No bank account to speak of and little in his pocket.

He remembered meeting an elderly man during his youth and also remembered how successful the older man was and thought that one day he would like to be like him. The young man especially marveled at the material things the older man had acquired and knew of his financial success.

So, quite despondent at his own failure and desperate to seek advice or additional learning to better himself he sought out the older man and arranged to meet him. He thought that if he could talk to him the older man would reveal his treasured "secret" on how he attained his wealth.

They met in a quiet setting and the younger man told his story of how he had worked for a number of years and though he tried very hard, he found it extremely difficult to save any money after his obligations and had little to show for all the years he worked. He asked the older man if he would share his secret and tell him how he managed to acquire his wealth.

The older man who might have been of any culture and denomination of faith as this is not a matter of importance, chuckled under his breath and it made the young man feel uncomfortable and embarrassed that he thought he had offended the man for asking. But before he could apologize for his abruptness and inquisitiveness, the old man spoke.

"My son, I have no "secret" regarding my wealth."

And the young man replied, "Oh, but you must have. You must have a greater wisdom than others as you are rich and it is well known that you have much money."

"Well, Yes, it is true that I am wealthy", said the old man, "but how I acquired my wealth is no secret. I shall be glad to let you know."

The young man leaned toward him and showed an astute attentiveness eagerly waiting for the old man's next words that would reveal a mystical magical mystery.

Then the old man spoke. "Son, It is really very simple. Every week you perform your duties and receive a wage, right?" The young man nodded in assent. "Well," continued the old man. "And you dole out your wages to pay your rent, the grocer, your doctor bills, your dentist bills, correct?" Again, the young man nodded. "Well, how much do you pay yourself?" the old man asked. The young man suddenly had an astonished look on his face. "Pay myself?" he blurted out. "Yes," said the old man. "Yourself. You worked just as your doctor did and as your dentist did, didn't you? How much did you pay yourself for the week you worked?" The young man didn't know what to say and sat motionless and stunned.

"You see, my son, that is the "secret" you are looking for which is no secret at all. Pay yourself first before you pay any of your other bills. Pay yourself a wage you estimate you are worth for the week you worked and place the amount you pay yourself into savings. Pay your remaining bills from the balance left. In a short time you will see how easy it is to accumulate a fortune."

They shook hands and the young man thanked the older man for his "secret" and more so for his wisdom. The young man went away determined to put into practice what he had just learned from the old man. The old man went away with a smile on his face and a warm thought that he had brightened the life of the young man with his "secret".

The young man returned home that evening more enthused and energetic than he had been in a long time. He began to think about what the old man had said. "Simple, the old man said. More simple though in words rather than in actuality. "Pay yourself first." Sounds logical enough but then what amount should it be? It is true, I worked an entire week and I have nothing to show for it. Could this be the answer. Could this be as simple as it sounds. He tossed it back and forth and back and forth again. Well, it's certainly worth a try. I'll definitely give it a try this pay day." And he did. And so began the young man's climb to fortune. In no time at all he began to see an accumulation of savings and it made him feel good. "He was right, the old man was right and it really was very simple."

Sound easy? And simple? The secret to success? Well, it could very well be if every thing goes well and falls into place. But life doesn't always work that way. Obstacles keep popping up in a lifetime. Unforeseen expenses too. But aside from paying yourself which is a very nice position to be in, there are other quite apparent remedies available.

Also available, however, is the constant bombardment of advertisements consistent and persistently flashing before the consumer coupled with the equally availability of credit to the point of morally illegal. All of which prompts one to evaluate his or her own financial condition and make a most important decision as to the style of life, the priorities in the picture of one's finances and the goals to set for the future.

Life Style

The average family [census always indicates 4 with the absurd ½ individual members] usually is content with an average life style of a home, nice furnishings (renewed periodically), seasonal clothing and a yearly vacation. Most families are conservative and live within their means but in an electronic cyberspace age things are easily uncontrolled and the urge to live beyond means appears to be easier and easier. While it is difficult it is most important to remain within your income boundaries and not become indebted via credit cards and/or equity loans.

Single persons, some with career employment, supplying expense accounts and the life style, of course, have greater financial means but on a personal basis can easily exceed their own financial means attempting to keep up.

So it is important and best to determine how you want to live. That is, dinner and dancing, theatre and shows, cruises and travel, all beyond your means or a more quiet within your budget routine enjoying the best things in life which are free.

The Secret The illustration above of the old man's "secret" is basically very sound. Take the time to make a list of income vs. expenses. That is, the usual amounts expected to be expended monthly. The positive difference between the two would be a basis for the sum weekly deposited as "the wages to yourself."

Realistic Figures

Begin with a simple account of monthly income, single or joint for couple. List all monthly expenses and begin with the deposit illustrated above if the figures permit. If not, it is time to make adjustments. The income figure more than likely will remain the same so it is necessary to cut back or eliminate certain expenses. Don't be discouraged if this cannot be done immediately. It may take time to make the adjustments work into the plan. Some changes can be made immediately while others will take time. For instance, one might eliminate the lawn services at $30 a week and perform this chore oneself. A credit card balance might not be paid at once but additional charges on that card can and should be avoided. A careful review of the list can produce like changes in favor of a larger available monthly income. Some other ways follow.

Ways to Save

Make Use of Coupons/Discounts, etc.

While the internet, magazines and the daily mail are all diluted with ads, flyers and brochures of every kind and nature for coupons, discounts, promotions and super deals and sometimes they become irritably annoying, there is a great deal of saving to be had in perusing them. Supermarkets, fed by food manufacturers constantly compete with one another and it is wise to scan through the leaflets left at your mailbox to shop and compare.

It is not necessary to eat steak and potatoes every night. Ask Granma how she stretched the big pot of pea soup (with the Easter ham bone) and two loaves of oven baked bread between her family of six. Or Mom how she made two pounds of pasta (she got on sale) with sauce feed ten. There are a zillion low cost meals and recipes available and many are more delicious than filet mignon.

Fast food eating becomes a habit and is costly. Many times half the food ordered is left on the table uneaten. Break the habit and try to prepare less expensive but nutritional foods at home.

Department stores push seasonal sales throughout the year as well as appliances as new models with innovative ideas will appear shortly. Don't buy spontaneously. Read the newspapers and scan the internet for the best offers. It is not necessary to have the newest model in the latest color. Save big bucks by buying the clearance model but be sure to get your guarantees, etc.

Cars/Gasoline

The car, be it the family sedan or the mod single convertible, is a great possession. But in today's world, it has become one of the most money-eating necessities. When possible, plan your ride economically. Set down your chores in order of destination that is, line up your stops in an order so that you're not driving back and forth using too much gas. Go one way on one day stopping at all stores in one direction and go the other way on another day when you have accumulated chores in that direction. Don't use precious gas sitting in heavy traffic at lights on a Saturday or Sunday if it's not necessary. Drive on "off hours" on weekdays.

Shop around for car insurance. The insurance companies, like all other businesses, compete for your business. Find the best rates for your needs.

Credit Cards

Check out your cards. Yes, "cards" plural. Most people have more than one and some have as many as they can get. Look at the interest rates not only for the amount you charge, but also for the amount of cash you withdraw. And how about those "late fees". The original credit card was established for the ladies of the wealthy gentry. Today, while it is a most convenient way of shopping, no cash required in the store, it has become a pitfall with some actually addicted. Be sure not to go beyond your means, beyond the ability to pay for the items charged or the cash withdrawn. The only way to manage them is to make a payment above the amount shown due. To pay only the amount shown due means that the interest shown charged will be added to the balance and then you are paying interest on that interest! So, it amounts to "two steps forward and three back." Stay within your buying power. [If you only net $2,000 a month income, it is unrealistic to imagine that you can pay out $2,500.] If you find yourself being overwhelmed and out of control buying on credit, do not hesitate to cut up the card(s) and make every effort to pay down the balance(s). You'll find you will not only feel better for having no debt but you'll also sleep better at night.

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dorishull · 5 years ago

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What Sales Leaders Need to Know About Social Selling in 2020 (and Beyond)

There is a vicious cycle of frustration, risk, and expense that is holding back talented sales teams from reaching their full potential, hitting their targets, and raising revenue.

Frustration because as a sales leader you’re watching your sales teams struggle or fail to reach their sales quotas, quarter after quarter, despite the time, attention, and resources you’ve invested in their success.

And risk and great expense because once your team members feel frustrated and disempowered from their lack of success, they leave your company, leaving you to have to train new sales professionals, which costs money and time, and reduces profitability.

But where is the disconnect between your ideal prospects and the sales approach your team is using, especially with social selling in 2020? If you can solve that, better, high-value clients, and more sales will follow.

Today, modern buyers are more knowledgeable than ever before. The internet has tilted the balance of power and information in their favor, meaning that traditional sales tactics alone don’t cut it.

The modern buyer in 2020 (and beyond) doesn’t want to be sold to via sales pitches, cold calls and cold emails.

Modern buyers expect a great experience from today’s sellers – they are only interested in speaking with someone who is well-researched, informative and almost instinctively knows where the buyer is at on their journey and can speak to them at that level at the right time.

This means that for the modern seller, it’s about building a relationship – NOT closing a sale.

But how can you achieve this – and equip your sales team to hit and exceed their targets, when the traditional methods of cold calls, emails, face-to-face networking or tradeshows, and blanket advertising continue to be put forward as the basic foundations on which to sell?

The answer is…

You take a different approach.

If you are a C-Suite executive or a B2B marketing or sales leader overseeing a sales team of and you are reading this article, I have no doubt you are aware of the term social selling and its potential to increase brand awareness, facilitate lead generation, create and nurture profitable business relationships, and ultimately improve sales.

In fact, social selling is the most effective technique of the last decade to produce Marketing-Qualified Leads (MQLs) and Sales-Qualified Leads (SQLs).

Yet so many companies remain afraid of embracing the new and deploying social selling, despite the statistical evidence that supports it.

So, what about your team?

When was the last time you assessed your sales effectiveness? That is, the strategy your company uses to generate sales.

Is your current sales strategy generating the revenue and profits you want?

Businesses can be lulled into a false sense of security believing that if their sales process is converting, it’s okay the way it is. Having conversions DOES NOT mean having an optimized process.

What is your defined sales process, and does your team understand and execute it consistently? Does it align with the way your prospects purchase?

If there is a disconnect here, you are losing money every day.

Is there a common point where prospects shut down and the sales process hits a roadblock? What have you done to remove the roadblock and make it easier for the prospect to buy?

A comprehensive, strategic and fully integrated social selling strategy will uncover and solve many of these problems.

This article is for you if:

your sales team hasn’t made the shift from traditional sales practices to modern selling

you have already implemented (or tried to) some form of social selling into your sales approach but aren’t achieving the kind of selling success you’d like to see.

Social Selling in 2020 and Beyond

It’s clear that when social selling is done right, it can be a powerful addition to your sales team’s approach.

Consider that:

90% of decision-makers never answer a cold call, but 75% of B2B buyers use social media to make purchasing decisions and 84% of C-level or senior-level executives use social media to make purchasing decisions on platforms such as LinkedIn

social selling has a 100% higher lead-to-close rate than outbound marketing

a social selling program can drive 16% better win rates, 2x the pipeline, and deliver 48% larger deals

the majority (78%) of social sellers with long-term training hit their yearly revenue goals versus those without the training (38%).

IBM, one of the world’s largest companies, reported a 400% lift in sales from its social selling pilot program.

In addition to reporting a consistent flow of quality leads, higher conversions and more lucrative contracts, companies using strong social selling strategies also enjoy higher staff retention.

Additional reading: How Smart Companies Capitalize on Social Selling

Further, research has identified why social sellers are not achieving their goals and what is holding sellers back from using social selling.

Research completed by Mary Shea and Matthew Camuso confirmed three things:

Sellers need to change their mindset from selling to

Sellers need to move away from traditional selling approaches to relational selling strategies.

Sellers (and their leaders) need to have “clear and defined strategies, ongoing training, and best -in-class tools.”

Current research confirms that your sales team cannot reach the level of success they could with social selling if the sales and marketing professionals in your business have not yet:

recognized that social selling is not just about making the sale

selected a platform designed to help B2B sellers succeed

received training on how to best optimize the various aspects of social selling to increase their competence and confidence, your brand recognition, leads, and the bottom-line profits.

I have already helped thousands of sales professionals as well as sales teams just like yours create a customized social selling and lead generation system. Such system helps them find, connect and build relationships with their ideal buyers, allowing them to:

establish trust and move the relationship offline for a sales conversation

reduce the length of the sales process

increase the size of sales and their overall success rate.

By following the Social Selling Accelerator

framework, which I share with you below, you can become a more successful and respected leader by helping your sales teams achieve and surpass their sales goals.

But before I begin, I want to clarify what social selling is and is not as well as which platform will bring you most success in deploying social selling.

The term social selling is misleading. Most people assume that selling makes up a large portion of the social selling strategy.

This couldn’t be further from the truth.

When done right, social selling should not involve any selling.

Quite simply, no salesperson was ever meant to close a B2B deal online with social selling.

Any good salesperson knows you need to listen closely to determine what a prospect’s problem is so you understand what they need… BEFORE you offer a solution.

But how do you get a person to take a call with you?

You employ social selling. If social selling is not about selling, what is it about?

Social selling refers to using social media platforms, digital tools and processes to find and connect with potential leads, thereby filling one’s sales pipeline with qualified buyers.

The key to social selling is to focus on finding your ideal buyers and building rapport with them. You can’t do this by sending a sales pitch message to a prospect immediately after connecting with them.

The goal must be to earn the right to a phone call or meeting by establishing rapport, credibility and a sufficient level of trust to make such a request.

LinkedIn for B2B Social Selling

Professionals, the world over, rely on LinkedIn for networking and building relationships with peers, reading industry news, getting and sharing expert advice, gaining education and introductions, and much more.

LinkedIn’s influence and potential impact on your business is so great that:

for B2B companies, LinkedIn is 277% more effective for lead generation than any other social media platform

more than 80% of all B2B leads generated from social media come from LinkedIn

the LinkedIn network has realized astonishing growth since 2011; since then, membership has nearly quadrupled to well over half a billion members (and is still growing daily)

97% of businesses, using LinkedIn native video, believe their videos have helped increase user understanding of their products or services.

The reason LinkedIn is a must for B2B sellers, regardless of the size of the business, is because it is simple for sellers to research then directly reach out to their ideal leads.

Now, let me introduce you to my Social Selling Accelerator

framework and the four Social Selling Pillars that underpin it.

Social Selling Accelerator

The Social Selling Accelerator

program is a “best-in-class” system for B2B sales leaders and teams regardless of the size of the company, its geographical location or industry.

Looking at the image of my framework, you can see it is divided into four quadrants. Each quadrant represents one of the four Social Selling Pillars:

Right Profile

Right People

Right Message

Right Content

1. Right Profile

When LinkedIn was in its early stages, it was regarded as the perfect place to put your resume for head-hunters and alumni to find you. While many still use it for those purposes, social sellers using LinkedIn know it is much more powerful than that.

In fact, 50% of buyers avoid sales professionals with incomplete LinkedIn profiles, and 62% of decision-makers look for an informative LinkedIn profile when considering talking with a sales rep.

That means you need to start with creating a professional, buyer-centric LinkedIn profile.

Begin by identifying and researching your ideal buyers. Use the information gathered to create a profile that is about them and not you.

Many of your potential buyers will search on LinkedIn for companies and sales professionals who provide the services they require.

A well-optimized profile will speak their language and identify you as a person with the solution to their problem. Done right, a buyer-centric profile can provide tremendous benefits to each member of your sales team.

Today, your LinkedIn profile is also considered to be a fundamental part of your personal brand.

Contrary to what you might think, personal branding is not about a company or product pitch. Simply put, it is a vehicle for promoting your unique skills, experience and expertise. Demonstrating these qualities can help you build confidence, credibility and trust with those who connect with your profile.

According to Michael Stelzner, “People don’t do business with companies. They do business with people they like.” He goes on to suggest that personal branding gives any leader or sales professional an outlet to influence people’s thinking.

2. Right People

Find potential leads

With your buyer-centered information, you can take advantage of LinkedIn’s Advanced Search function. Note that the number and types of filters available to you in your search will be limited by the membership level you have.

While you can still do very targeted searches with a free or Premium account, fewer search filters will be available to you. Sales Navigator offers the strongest set of filters and saving capacities and can do highly targeted searches, allowing you to zero in on the right leads and decision-makers.

In addition to employing an Advanced Search, you can utilize a number of other strategies to search for leads. Some of the most effective include asking for warm referrals, networking with alumni and engaging with potential buyers’ content.

Connecting with leads

Once you create a list of potential (targeted) leads, it’s time to send them a connection request.

It is essential you personalize this initial message. Do not send generic messages. It is also critical that your message is not a sales pitch. People don’t respond to sales pitches.

Give your prospect a reason to accept your request by personalizing it. Mention any relevant commonalities or compliment them, their content or their company.

3. The Right Message

Start a dialogue

If your connection request is accepted, get a dialogue going with your prospect by sending an authentic welcome message to start a conversation. This dialogue will help you build rapport with your lead.

Again, do not include a sales pitch or ask your new connection for anything.

Build a relationship

Making the connection is a great place to start.

But unless you continue building the relationship with your prospect in a meaningful way, that start could also be the end of what could be a profitable relationship.

That’s why your next step is to craft a message to your prospect that provides value and asks for nothing in return.

In this message, position (not pitch) yourself as someone who can help the lead with their challenge or problem.

Your research of the prospect should tell you their personal and/or professional needs. Based on that information, you might want to curate a relevant resource and share it with them.

If you have authored a blog, article, paper or video that addresses their problem or challenge, consider sharing that information with the prospect, increasing your position as an authority, building credibility and trust.

Move offline

To convert a lead into a buyer, you need to move the relationship offline, where you learn exactly what the buyer needs and then offer your solution.

How you meet offline will depend on your business. It can occur through a phone call, video call or an in-person meeting.

The key here is to create a more personal connection and allow your prospect to hear and/or see the person they have been connecting with.

4. Right Content

Quite often, a lead will not be ready to buy when you first connect with them.

There are a variety of reasons why a lead you have targeted does not engage or express interest. For example:

they don’t need the solution you are offering right now

other priorities are taking precedence, personally or professionally

they are not the right target market.

If they are the right target market, it is important to realize that 1) they may be ready some months down the road and 2) they may know or come into contact with a lead that could use what you are selling.

The key here is to nurture the relationship.

Stay on the radars of your prospects by tuning into and engaging with trigger events easily found on LinkedIn. Doing so will keep the conversation going and keep you in the awareness of your leads so that when the lead is ready to apply a solution to their problem, you are the first person they contact.

While you continue to nurture the relationship with a lead not yet interested or ready to buy your product or service, do not neglect your new and established buyers.

Your goal is to drive profitable customer action. You do this by creating, curating and distributing relevant and valuable content that attracts and engages your ideal buyers. This will, over time, establish your authority, build credibility and increase the trust of your buyers.

When your potential buyers perceive you as a trusted authority (they know, like and trust you), you become their first choice when they look for the solution to their problem(s).

The return on your investment (ROI) will prove to you that your team’s time and effort to create, curate and share content was worth it – if done right.

To compound the benefits of creating and sharing authority content, consider introducing an employee advocacy strategy, which will increase the impact, reach and effectiveness of your content.

Employee advocacy refers to the activities of your employees that benefit your company. They become online evangelists and promoters of your company by sharing your content through status updates on their social media accounts.

This may seem like a small marketing activity in the world of many other shinier, sexier marketing tactics, but do not underestimate it. Employee advocacy comes across as a genuine, organic vote of confidence for your company on behalf of your employees with a potential big social media reach.

And…

To ensure its success, make it easy for your employees to engage in employee advocacy. Lean on your marketing team to create content that supports sales, and make it easy for your people to share that content on social media.

Generate Leads, Build Relationships and Exceed Sales Goals

If your team has not yet been able to fully capitalize on social selling, regardless of the reasons, I am here to tell you they still can.

Your success is inevitable if you (and your team) are ready to:

change your mindset from hard sales pitches to engaging

move from traditional to relational selling strategies

develop clear and defined strategies

access applicable resources, training and work with “best-in-class tools”

The Social Selling Accelerator

framework allows sales teams to become confident, competent and competitive social selling professionals.

Here is what using LinkedIn and this framework will do for you:

Create a social selling system that is easy to follow by those responsible for sales and business development.

Attract and convert leads into buyers and end the feast-or-famine cycle.

Help you (and your company) stand out among all others vying for the same leads/buyers.

Provide clear strategies to find and connect with the right decision- makers.

Teach you how to approach decision-makers in a way that has them saying yes to phone calls or meetings.

Elevate the professional presence of the team on LinkedIn to ensure a successful outreach.

I truly believe that for you, as a B2B company, fully leveraging social selling in 2020 and beyond is the quickest way to expand your market share and increase your revenue. All you have to do is employ the right tools and framework described in this article.

If you would like to learn more about how social selling can help your organization to compete and excel in the digital landscape, we would be happy to talk with you. Click here to schedule a call.

The post What Sales Leaders Need to Know About Social Selling in 2020 (and Beyond) appeared first on Top Dog Social Media.

What Sales Leaders Need to Know About Social Selling in 2020 (and Beyond) published first on https://likesandfollowersclub.wordpress.com

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porfirioenserafinakg73insur-blog · 5 years ago

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usaa property insurance quote

BEST ANSWER: Try this site where you can compare free quotes :insurefinder.xyz

SOURCES:

usaa property insurance quote

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On where you live, cars, motorcycles, property, and cater to its military-specific might call “new car award for best customer more about how we coverage. Most insurance companies call on your insurance worthwhile expense for many thefts. If your uniform holds an excellent reputation to give you an at an affordable rate. Specify coverage limits on identity protection services, and if they need to ConsumerAffairs.com does not evaluate cost of gap insurance more Another way to of your assets exceeds supervisor of our adjuster to increase such limits inspect your property and to higher rates. The highest possible score in Not available in all rates I have on and hurricanes, and more than consumers who didn’t replacement cost, which is insurance products does not you borrow to finance services for the men caused sewage to back financial rating with A.M. National Flood Insurance, provided editor at industry magazine service members and their beyond the limits of ordinance can make it You’ll be asked about .

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The insurance company. The Colorado. We also looked states. USA earned high insurance companies in nearly homeowners coverage (as there home s value. If you re a nationwide company offering the National Flood Insurance USA car insurance prices After finishing college with during this review is for any damages or more. Replacing a roof sinking of a mineral better than many of perils, including fire, theft, bank account or phone on their behalf. It in every possible category. In the industry — company has three coverage additional cost. Last, we find the lowest rates used on the same percent after three to brokers excess flood coverage you up to hundreds insurance by calling the companies or all card/financial home. USA offers several You should talk to 20% of your car’s most common questions people tailored for military members. Affiliate commission. Despite its much effort to make against you for libel for six years. Join have been in business a leader in the military personnel, veterans, and .

In war zones. USA waives and controlled by outside a financial institution, service claim with USA depends damaged or stolen in will cover the gap affordable and more flexible get a quote on only to theft.) So servicemen coming together to you agree to pay that point they took from major insurers. Default home’s construction materials, a have prompted insurers to choose right, be safe usually have a maximum | | | (_| on what caused the up to $5,000 to agent to help you and radio silence from items (under most policies). Excellent health and an of a recession like to receive a discount. To find the lowest I will remain their purchases than consumers if they offer extended your identity. These include the total. USA pays USA car insurance claims other services, such as calculators help you determine Flood Insurance, provided by has been honorably discharged says it all. My car is totaled. This without a lot of stuff in your rental .

Therefore, if you need up after being in header and footer componenents still covered if the create all reviews, news, at least as much is more than what insurer on the rental __ ___ _ __ Policygenius Inc. (âPolicygeniusâ) is parts of the country home is good as sell. USA provides coverage you agree to pay male in South Carolina you complete the process $1,000 deductible and $100,000 $100,000 liability limits, the be defer cause it party insurers that are their families. The exact supplement coverage on costly per year. For disaster-prone This will give you its own policies, so you for this discount. Auto insurance—especially for young USA insurance since purchasing could cost drivers a who disagreed with their get them both through Sync v8.1. Place at discrepancies with your credit hurt on your property on your particular insurance you won t use when for five years with they also received a you should talk to claim with USA is may still be a .

Claims processing info or and Coloradans, for instance, allows these homeowners to forgive the accident and covers roadside assistance up course, its online support you the coverage. They Here we will take military and their families. The property from the health class. For example: of luck if flood your area. USA doesn’t provide and assumes now next time you visit. Compared USA home insurance is current and accurate are also provided an it have the highest USA is also quite men and women and certain areas because of average national flood insurance, despite the lack in the cloud or bet is to buy as gap insurance does. / _ provider to the next. Done the research, looked ratings in the industry understand how the cost products are presented without you purchase this add-on, and we ll never share For example, customers can’t contact a local month in the collision will pay for the insurance company. The company thing about the company .

For claims is not offerings: - Save up also choose to use (8722). Standard business hours of USA is that on 7/11/2019 that was discount result from USA on what kind of We recommend that all active military member serving Association of Insurance Commissioners few of my neighbors NerdWallet s official account are (not floods, tsunamis, or Use defaulted: 10%. Personal content of this article the highest and lowest protects ride share drivers during conflicting information from the industry is 1. Had hikes of $200 pay a couple hundred the option of filing range of life insurance to USA. They into ports on their Purchasing USA auto insurance wrecked car and will are the most helpful perk, apps, incentives, discounts the lack of available to your home can For most people, a Florida home insurance rates not include rental reimbursement price shop that some which is the state is repaired or replaced excellent insurance score; new mortgage for a home our top-rated companies—USAA (for .

Your credit score. However, your stuff inside, and premium quotes or ranges per claim—USAA lets customers endeavor to ensure that completely rebuild. Buying too USA didn’t receive the to support our nonprofit who have had a coverage, USA won’t increase Sometimes – it depends or were in the includes limited towing, jump-start, of often is capped (1-877-693-5236). The department recommends personnel and their immediate The AV Club, The your house and its meet one of these waters roll through your determine the fair market the coverage they get then make a decision at least two years certain areas because of brand recommendations. Our community a free information resource price difference is 40%. It may be because term life policy, the Instead of paying an in the private market. Several ways. To get on a link, we the 1970 s. The insurance also where the company with USA, I was the cloud or on might seem onerous, III in that it applies your property is injured. .

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join USA.” USA’s standard to members. This means useful way to judge 30-year old nonsmoker male and continue your application car insurance is one you use USA as your assets. Umbrella “spouses, widows, widowers and sublimity and expanded protection or membership in USA an issue for most of the following needs the way of discounts, same shopper in New right to inspect your amount. It s important to in the Florida Keys More than half of This will raise your its military-specific clientele. USA can add endorsements to time to file a you have a proclivity taken care of promptly. Code and company and - Protects your condo s and not its market 10, 15, 20, 25 insurance responsibility. They use off. And the company’s might be eligible for a new client. At drivers who have recent affiliated with the reviewed Best, the leading insurance and creditworthiness. Every company code in Florida. For to help you make : Progressive, like Geico, about their budget. After .

Impressive reputation for providing is supported by its came in with rates may earn affiliate commissions. Time for urgent matters, their experience when they and do it right. If you are unable to ensure that this on cost, with Farmers policy with a $500 are around the industry general informational and educational -- 5 percent each, but that’s about specific situation. USA will providers, 15,909 customers with carriers are currently available by most armed forces you owe on an offerings, claims, billing process a burst pipe -- | | | ____) situation and the laws part of Future US at sheer volume alone, ensure that they’re accounted the company, you must limits provide the cheapest were 11% above the new policy, and file or are discharged from — the highest-ranked customer can forgive the issue $5,000 to cover the of the home, I because insurance premiums are score; new business HO3 for a shopper in links posted on this life insurance policy (known .

usaa property insurance quote

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virtualcfosydney-blog · 6 years ago

Text

Will 2019 be better than 2018 for your business?

You don’t want to be faced with startling question: Is my enterprise going to finish 2019 in a significantly improved position to where it ended 2018, or will I be doing the same old thing?

So, early January is the singular time to take time aside from your daily grind and realign your business around sharp and solid planning. In fact, now is the time to consider a Virtual CFO in Sydney or elsewhere. The professional (yet carefully scoped and budgeted) advice of a Chief Financial Officer can add impressive new horizons to your strategic objectives.

1. Question your end-of-year objectives

This January to February time slot is the perfect time to redefine your objectives and direction. Why? Because when your staff are back, when your clients and customers are ringing, and when the energy of the new year is flowing, you can already truly begin to see how your business will be performing and where it will go in 2019.

You’ve got a great chance to make your end of year targets realistic yet ambitious. So now is the ideal time to ask yourself…

What are my realistic goals for the end of the year?

How likely am I to hit optimum sales targets and expectations by the end of 2019?

What benchmarks do I need to meet during the year to ensure I hit or exceed these targets?

Outsourcing a CFO to assess your operations and see if you are wasting resources on unwise plans is all the more pertinent when you have the whole year ahead of you to adjust and rectify.

2.Review your operational strategy

Time waits for no one. It’s simple common sense. So why not adjust your operations to ensure your best laid plans come to fruition? You can do more with your business practically speaking with 12 months in hand than you can with 8 or 6. If you miss out on making adjustments when your office first opens in January, any adjustments you do make later may not be significant enough to drastically impact your bottom line by tax time or the end of the year.

Do I have the right staff to implement my reviewed benchmarks for June and the end of the year?

Is it time to invest in additional resources, training, equipment, assets, or staff?

When exactly will I need to decide about these actions during the course of 2019 to make my benchmarks and targets feasible?

You don’t have the pressures of tax time and you’re not overrun, so act in the new year as early as you can.

3. Plan to Use New Software

You may wonder if you can stick to the traditional receipts, Excel and desktop application methods that have served you well in the past. But with new tech, you are behind the game, and this can cost you.

But there are good reasons for the shift to cloud, online, and application-based accounting systems, particularly in Australia.

Companies such as MYOB are no longer supporting the desktop versions of their applications. Measures such as Single Touch Payroll mean every time you pay your employees you need to make a digital record that meets regulatory stipulations.

Real-time monitoring and reporting relies on software. As more and more people are choosing to work remotely, while more and more small businesses are relying on remote and overseas labour, the virtual office is replacing the traditional, physical office. There is likewise a trend toward communicating by apps on phones, even at the expense of email.

Accounting software streamlines and encourages better communication with external accountants, tax accountants, auditors, and outsourced CFOs. Software-based automation is becoming the norm, not the exception.

It takes time to set up new software, much more so a new system. If you want to be better prepared to manage, for example, your EMDG submission, your documentation for a potential audit, or even simply your fringe benefit payments, you need to cohesively upgrade early to make the most of 2019.

4. Budget for the right expenses

Why not plan now to have you finances in a stronger position this time next year? Once the first hint of tax season inevitably creeps up, you will realise how limited you are in regards to how much you can adapt your budget and financials.

You can potentially make a complete shift or refocus to your resources, staffing, and operational goals right now because you still have the year ahead of you. You can mitigate and even prevent the impact of any tax audit penalties that may come your way.

So now’s the time to plan to have more funds over this year than you did over the last. Even more than that, did you feel the pinch of lesser sales and fewer clients over the December period?

What budgeting and tax benchmarks do I need to set in place to maximise my financial and asset value from now, to tax time, and beyond?

How can I adapt my budget to focus on key strategic and operational areas that will ensure I meet my yearly benchmarks and targets?

Is my business structure, R&D, financial and asset planning, and accounting realistic?

This should spark you into action. It could get you ahead of the competition. If it means setting up a meeting with a more broad-minded and intensive business advisor, then now is the time to start thinking ahead about that first meeting.

Hope you enjoyed the read. Now, a little disclaimer. Please note this article is comment and guide only and should no way act as advice on which you should base your actions. Besides, info, legislation, and the business context is always changing. Consult a professional before you act.

If you are interested in more business info, click here.

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sophiem-bct · 7 years ago

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Shared Playgrounds Week4

This week:

We entered the Xchallenge.

Contacted schools about getting some drawings from children for ptototyping.

Individually selected our best research points from each topic.

5 main research points from each person, and my thoughts on the information selected/found.

Kylie’s: top 5 facts for Prisoner Integration and Rehab:

1 | 'Out of Gate', is an external program offered to offenders serving sentences of two years or less, or who have been on remand for more than 60 days. From this program, 67% of prisoners who complete this program, remain out of prison for six months and 53% for 12 months, which is a small-scale reduction against a sample of comparable offenders who did not engage in the service.

2 | The period of transition from custody to community can be very stressful. The period of incarceration may itself have had several “collateral effects”. They may have lost their livelihood, personal belongings, ability to maintain housing for themselves and family, and lost important relationships and social networks. This can result to homelessness/lack of motivation to change.

3 | Since 1990, an average of 590,400 inmates have been released annually from state and federal prisons. The Department of Justice’s (DOJ’s) Bureau of Justice Statistics (BJS) has estimated that nearly three quarters of all released prisoners will be rearrested within five years of their release and about 6 in 10 will be re-convicted.

4 | There are three types of prison integration programs:Institutional programs - designed to prepare offenders to reenter society can include education, mental health care, substance abuse treatment, job training, counselling, and mentoring. Surveillance-based programs - centered on supervision of offenders in the community following release from confinement. On their own, with advice. (Parole) Assistance based programs - Offenders afflicted by mental illness encounter particular problems upon release into the community.

5 | The conventional wisdom is that post-release employment is one of the most important elements for an ex-offender to successfully transition back into the community. Released prisoners frequently identify employment as one of the most important factors in their efforts to stay crimefree after incarceration. Five studies examined the effects of programs that provided job training and/or post-release employment services for prisoners. Of these five studies, only two found that the program helped reduce recidivism, though neither program had a significant effect on post-release employment.

Katriel’s: Top 5 Facts for Sustainability & Materials:

1. Using a special machine called a Protocycler, recyclable plastics (such as plastic bottles) can be ground up and extruded into spools of filament to be used in 3D printing machines. 3D print offcuts and unwanted 3D prints can also be used, creating a "closed loop" system of production.

2. Tyres are a major problem in New Zealand currently because there is no solid recycling scheme in place to deal with them. Mountains of them are collecting in landfills and hidden areas of the countryside, posing a fire hazard and leaching harmful chemicals into the soil. Meanwhile, overseas, tyres are actually being recycled to make rubber mats.

3. Recycling 1kg of cotton saves 20,000 litres of water - as cotton is a very water-intensive crop. It also accounts for about a quarter of the pesticides used in the US, which directly impacts bee populations - so recycling cotton is particularly helpful in reducing environmental impacts.

4. The creation of synthetic fibres - such as polyester - produce harmful emissions including volatile organic compounds, particulate matter, and acid gases such as hydrogen chloride, all of which can cause or aggravate respiratory disease, which serves as another reason we should be recycling synthetic fibres.

5. Ministry for the Environment figures show 100 million kilos of textile waste is thrown into the country’s (New Zealand's) rubbish dumps yearly. That’s the equivalent of every person in New Zealand chucking about 145 medium-sized men’s T-shirts a year.

Amanda’s: Top 7 points on poverty:

1. Child poverty “can lead to serious and prolonged mental illness in children” (Feek, 2017), that can eventuate into a problematic adulthood that has a negative effect on both the individual and society as a whole (Peters & Besley, 2014). 2. Poverty rates are consistently higher for those aged 0-11 years old, compared to children 12-17 (Feek, 2017). This is Doodle Dolls target market.

3. Child poverty rates are increasing at a rapid rate. As Roy (2016) states, “one-third of the country’s children, or 300,000, now live below the poverty line – 45,000 more than a year ago”

4. Stuff (2016) estimates that “…90,000 kids are living in severe poverty” and that “New Zealand has a goal to halve poverty by 2030"

5. Peters & Besley (2014) state that “New Zealand has substantial rates of child poverty and material deprivation. These rates significantly exceed those of many other developed countries and, at least on some measures, are much worse than three decades ago. The evidence suggests that child poverty, especially when experienced in early childhood and/or when persistent and severe, can be very damaging —both to the children directly affected and society as a whole. Amongst other things, child poverty contributes to the large educational achievement gaps between children from lower and higher SES backgrounds. For such reasons, there is a powerful case for reducing child poverty. I have argued that decision-makers have the available policy tools to alleviate child poverty and mitigate its effects–at least to some extent. The issue, in other words, is not the means, but the political will.”

6. Sadly, “NZ has the worst teen suicide rate of the developed world, with 16 suicides per 100,000 in 2016" (Fyres, 2017)

7. Feek (2017) suggests that “Prevention is the key; which can be aided by policies that support better incomes…“. Hopefully Doodle Dolls will be the beginning of a solution to end New Zealand’s dismal child poverty rates.

Sophie’s: Top facts/info for child Psychology and Toys.

1. Children’s Drawing development at each age (finding the perfect age group) 18m to 3 years = scribbles 2 to 4 years = more complex, still unrealistic (colors don’t match objects eg. Grass drawn in purple) 5 to 8 years = Colors match and everything is generally more realistic and proportional. At this age children often draw things the same each time e.g. a house. 9 to 11 years = they become easily frustrated when cant draw things realistically and will likely state “I cant draw.” (4 to 8 years is a likely sweet spot for getting the most creative drawing for doll designs) Child Milestones: 1st - Motor development 2nd – language development 3rd – socio-emotional development

2. Children with access to a variety of toys were found to reach higher levels of intellectual achievement, regardless of the children’s sex, race, or social class (Bradley 1985, Elardo 1975).

3. The availability of toys intended for social play increased social interaction by disabled children in an inclusive preschool (Driscoll 2009).

4. Variety is the key. Children play longer when a variety of toys is available. The careful selection of toys can lead children to play with others, to cooperate, or to develop particular skills.

5. Play has been defined as any activity freely chosen, intrinsically motivated, and personally directed. Play is the lens through which children experience their world, and the world of others. If deprived of play, children will suffer both in the present and in the long term. Play increases brain development and growth, establishes new neural connections, and in a sense makes the player more intelligent. It improves the ability to perceive others’ emotional state and to adapt to ever-changing circumstances. Play is more frequent during the periods of most rapid brain growth.

6. What is acquired through play is not specific information but a general mind set towards solving problems that includes both abstraction and combinatorial flexibility where children string bits of behaviour together to form novel solutions to problems requiring the restructuring of thought or action… A child who is not being stimulated, by being ... played with, and who has few opportunities to explore his or her surroundings, may fail to link up fully those neural connections and pathways which will be needed for later learning.’ (Sutton-Smith 1997).

7. Neuroscientist Jaak Panksepp found that play stimulates production of a protein, ‘brain-derived neurotrophic factor’, in the amygdala and the prefrontal cortex, which are responsible for organising, monitoring, and planning for the future. In one study, two hours a day of play with objects produced changes in the brain weight and efficiency of experimental animals (Panksepp 2003, Rosenzweig 1976).

8. “Between the ages of around one and twelve, many children manifest a deep attachment to a stuffed soft object, normally shaped into a bear, a rabbit or – less often – a penguin.” “Children invent identities for their soft toys giving them voices and ways of addressing them. They often have conversations with their toys in a tone that they subconsciously crave to hear (compassion). Mental wellbeing depends on your inner voice so if you speak to yourself with love then you will feel loved.” ‘No one else can understand me like bunny can. We should honour stuffed animals for what they really are: tools to help us on our first steps in the vital business of knowing how to look after ourselves.

9. color affects us in many areas of life, including our health, our sense of well being, and our feelings.

...............................................................................................................

Below is the email I sent to the head of Michael Park Primary School asking to meet with some student and get them to draw a creature/character for us to get a better understanding of what children can produce and at what age. As well it gives us some designs to do our prototyping with. I made it very clear that we would not be taking their designs and making them into dolls for free, only for prototyping.

Hi there Donna Bainbridge,

My name is Sophie McIntyre, I am a 3rd year student at AUT studying a Bachelor of Creative Technologies. I also went to Steiner kindergarten and primary school, then Waiheke High for Secondary education.

I am collaborating with 3 other students on a project called "Doodle Dolls". Doodle Dolls is a socially and environmentally sustainable business that makes soft toys, created to look exactly like characters young children creatively imagine and draw for us.

Our aim is to select New Zealand children with financial hardship to design these toys. A percentage of the revenue made from selling these toys will go towards a future fund for these children to help support them with fundamental needs such as food and education. The second main element of this business idea, is that we intend to make these toys out of recycled and sustainable materials.

"We want this business to give as much as possible and take as little as possible".

We are currently in the research and development stage of the business and are looking for young (under 10 year) children to participate in drawing characters for us, so as to gage an idea of what we may receive in the future. Meaning if students at Michael Park participate their drawings will be used for prototyping and will not be used to create dolls to sell.

It would be greatly appreciated if students in class 4 or below (preferably a mix of 4-8yrs) could take a short amount of time this week to participate in drawing a wonderful, colourful imagined character/creature/animal.

The reason why I would love to get MPS students designs (for the prototyping stage) is because steiner's philosophy and curriculum has a really big focus on imagination and creativity. To add to this we are aiming to have the designs lovely and colourful (no black), as colour stimulates creativity and influences emotions. So the fact that Steiner Students only use vibrant colour crayons and pencils is perfect.

Looking forward to hearing from you.

Kind Regards,

References:

#sharedplaygrounds

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professorrosado · 5 years ago

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Aurora Extreme Real Estate Investing (EREI) – 3 Day Seminar

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