#loyalty management market 2020

[grits-galraisedinthesouth]

COWARD LIAR BULLY

-Violet von Westenholz

-The Marquess Marchioness of Cholmondeley

A bully cannot face the people she hurt & abused. In Meghan's case, we watched her mistreat the family she never had, royal staffers and ordinary British people. A friend's parent from her childhood said "she has sharp elbows" and we watched her elbow her way through the United Kingdom just long enough to become infamous. A smash and grab operation that makes her no better than the radicalized teenagers who are being used to terrorize America's cities.

She suffers from a severe case of Princess Catherine Derangement Disorder. Watching the Prince and Princess of Wales receive the honor they are due while she and H are boo'd by thousands would be almost unbearablw and in her best victim voice "such a cruel chapter."

I'm reminded of the MM who after oyw invitations and various product marketing opportunities, was such an ungrateful witch that she even refused to make eye contact in a very small cafe with the woman who made it all possible, Gina Nelthorpe Cowne.

If she were to attend the Coronation, we can just imagine her seething through that rictus grin while watching (from the nosebleed section of the Abbey) as two (2) of the honorable families she betrayed are rewarded for their loyalty and friendship.

1st-Violet von Westenholz, daughter of Camilla's longtime friend and newly appointed "Companion." Despite meeting Harry through Soho House & Markus Anderson, Meghan pursued Violet for an RL "modeling" opportunity at Wimbledon bc she needed to manipulate Violet into serving as her reputable "matchmaker." During the engagement interview Meghan lied again: "SHE (violet) said SHE wanted to set us up"🙄

2nd- The Marquess & Marchioness of Cholmondeley, parents of Charles' Godson Oliver, page of honour & Lord in Waiting.

Meghan planted the fake affair rumor into the suckit squad to hurt William & Catherine's reputation and to pay back the BRF for the envy she felt watching Harry escort Rose at a formal event. She intentionally tried to destroy 2 families with lies & innuendo. On twatter, via her aliases, mm would threaten William with more malicious attacks on Kate if they still refused to support her in the press. These are just a few of her schemes so just imagine what must be written in the bullying report.

During the engagement, household servants would overhear things and report them back to "R." I certainly sensed mm was a mean girl, but thought there was no way she could be so vile. 5+ years later, it was all true and the worst was yet to come.

Although Meghan ignored Gina in Edinburgh, Gina still gave a classy interview on the day of the wedding, and I believe she watched as Meghan & Harry drove around Windsor.

"The Telegraph today reported claims members of the palace PR team "body blocked" ex-advisor Gina Nelthorpe-Cowne from coming into contact with Meghan during a visit to the Social Bites cafe in Edinburgh. Instead, Ms Nelthorpe-Cowne posted a photograph of her former friend on social media from yards away."

Imagine how Gina must have felt after everything she did for that girl mm refused to even say hello.

"A former aide today told the paper: "Anyone from the past was a problem." They added: "Meghan likes to move on". When contacted by The Telegraph, Ms Nelthorpe-Cowne declined to comment on the incident.However, she has previously spoken of her declining friendship with the duchess after she married Prince Harry.Writing for the Mail on Sunday in 2020, Ms Nelthorpe-Cowne wrote: "When, recently, I found myself in the same room as her, she pretended not to notice – stage-managing it so that Harry spoke to me instead.Meghan has made a habit of 'moving on' to better things. And I doubt that will ever change."She also claimed she had warned Meghan, 39, of what life would be like married to a Royal but said the future duchess replied "Save it" with a "steely manner".Ms Nelthorpe-Cowne's name has also previously appeared in court documents - accusing Meghan's friend Jessica Mulroney of "putting pressure on her to withdraw or change statements" she made in an April 2018 interview with the Mail on Sunday."

February 13th

"The couple meet with staff at Social Bite a business that runs social enterprise cafés throughout Scotland, distributing 100,000 items of food and hot drinks to homeless people each year. The business also employs staff who have experienced homelessness themselves.The couple take a tour of the cafe kitchen."

"The final straw was when MM blanked her in Edinburgh, which was a public humiliation and a bridge too far. The KP staff & Harry body blocked Gina from greeting mm. Meghan then used Mulroney to bully Gina into withdrawing her story in the paper. Adrian Sington bore the brunt of a two-hour haranguing from Jessica Mulroney, which he later described as being very unpleasant."

Lady Elizabeth Lambart, was one of the late Queen's bridesmaids at her 1947 weddingLord Oliver Cholmondeley, 13, son of David, the Marquess of Cholmondeley, and his former model wife, Rose, will also be a page of honour. 

Oliver’s father was recently appointed to be the King’s Lord-in-Waiting – a significant royal role in which he will be invited to attend important state and royal occasions. 

In 1974, the Marquess of Cholmondeley, as Earl of Rocksavage, was page of honour to the late Queen, before becoming Lord Great Chamberlain from 1990 to 2022.

Meanwhile, the Marchioness of Cholmondeley's maternal grandmother, the late Lady Elizabeth Lambart, was one of the late Queen's bridesmaids at her 1947 wedding.

The family - which also includes Lord Oliver's twin brother, Alexander, Earl of Rocksavage, and his younger sister, Lady Iris - live at Houghton Hall in Norfolk, which is just four miles from Anmer Hall, their friends', the Prince and Princess of Wales's, country retreat.

Despite the nasty rumors, The Cambridges attended church with the Cholmondeley family.

Her so-called matchmaker "friend" didn't attend the wedding.🤔

[grandmaster-anne]

LIFE AT GATCOMBE PARK: Country Life was granted an extraordinary behind-the-scenes look into Princess Anne’s life at her Gloucestershire home.

Country Life | Published 29 July 2020

Guest-Edited by HRH The Princess Royal

The Princess says: ‘There are so many different parts of Gatcombe and that’s the best thing about it. It’s a proper mixed farm—not that we were looking to farm, in the beginning!’

GATCOMBE PARK is inhabited by curious Gloucestershire Old Spot pigs that like to watch dressage, elegant, sooty-nosed White Park cattle, a matronly Suffolk filly, bustling Buff Orpington hens and their feisty cockerel and venerable grazing Wiltshire Horn sheep that resemble the inhabitants of a pastoral scene from a Thomas Hardy novel. Britain’s endlessly diverse, entertaining and genetically crucial native farm animals have long owed a great deal to the agricultural interests of the Royal Family.

The idea of improving livestock dates back centuries, but it was during Queen Victoria’s reign that enthusiasm for breed societies, official studbooks and competing at agricultural shows really took off and, ever since, British livestock breeds have benefited from knowledgeable, close royal interest and loyalty.

The Queen Mother presided over the North Country Cheviot Sheep Society and, with George VI, the Aberdeen-Angus Cattle Society —she kept and bred both breeds at her Castle of Mey farm in Caithness. The Queen, who succeeded her mother as president of the Highland Cattle Society, bestows royal patronage on, among others, the Ayrshire and Jersey cattle societies. The Prince of Wales is president of the Rare Breeds Survival Trust (RBST) and patron of The Poultry Club of Great Britain.

Some 30 of The Princess Royal’s 200-plus charitable patronages relate to animals and her 500-acre estate in Gloucestershire, which was formerly a dairy farm and has only a small nucleus of modest agricultural buildings, showcases an eclectic collection of sometimes neglected breeds, all organically reared and grass fed.

Their presence is a necessity: although the valley pastureland looks the rural, bucolic idyll, Cotswold brash does not make for rich arable soil and, as The Princess points out, turning organic with hardy livestock breeds, the meat from which is chiefly sold locally, was the only economically viable option. She also observes that cattle farming here isn’t easy, due to a local abundance of badgers.

‘Organic has become a more difficult market over the years,’ she discerns. ‘I think perhaps the emphasis now is more on buying local and in looking after your soil. We have to keep finding more imaginative uses for land.’

Part of the estate is farmed under the Government’s Higher Level Stewardship scheme, through which farmers receive payments for delivering conservation benefits, such as wildflower margins—these schemes terminate at the end of the Brexit transition period in 2022.

About half is woodland—a glorious mix of broadleaf species with plenty of beech—managed by Vice-Admiral Sir Tim Laurence (My Week, page 78). There is a modest pheasant shoot and a partridge shoot overseen by The Princess’s son, Peter Phillips. He is also the director of the annual Festival of British Eventing, which should have been taking place here next week, but, as have most sporting events this summer, has sadly had to be cancelled.

The crowds of picnicking cross-country spectators are, more than anyone, familiar with the pleasingly shaped ashlar limestone house that forms a graceful backdrop to the horse trials at the head of the valley, overseeing the thrills and spills in the water fences around the ponds below.

A successful clothier, Edward Sheppard, signalled his prosperity by having the house built on the old manors of Avening and Minchinhampton between 1771 and 1774 by Francis Franklin of Chalford. The familiar conservatory—as well as the polygonal stables and coach house—was added by George Basevi in the early 19th century, when the property was acquired by the wealthy MP and influential political economist David Ricardo, in whose family it remained until 1937. Gatcombe has been the home of The Princess Royal since 1976.

The pigs

TRADITIONALLY, horses are not fans of pigs and, at horse-trials time, there are requests for the Gloucestershire Old Spots (GOS) to be kept away from the dressage arenas—although, as The Princess points out, it’s good for horses to learn to behave and riders to manage them. One day, a porcine group managed to make its way towards the action, grunting curiously: ‘Then, suddenly, something startled them and they scattered in all directions,’ recalls The Princess. ‘It was hysterical. They’re very chatty.’

Owners of highly strung horses need not worry too much, however. The cheerful pigs mainly live in woodland, where it’s shady in summer and there are enough holes and dips in the ground to shelter them from winter winds whistling overhead. The GOS also has a distinctive layer of back fat, which not only lends succulence and flavour to the meat, but keeps out the chill.

As with the cattle, the difficulty is in maintaining bloodlines—there are only four GOS boar lines in the country. ‘The original idea was to do weaners, but there weren’t enough around and we had to go back to breeding our own,’ notes farm manager Sam Stevens. ‘We found ourselves going as far as Cheshire for a pedigree boar.’

The GOS originated not far from Gatcombe in the cider and perry orchards of the Berkeley Vale and also has been dubbed the orchard pig—the spots were said to be bruises from falling apples—as well as the cottager’s pig. It was the first animal to have its meat awarded Traditional Speciality Guaranteed status by the EU, yet the breed is classified by the RBST as ‘at risk’, with fewer than 500 breeding sows in the country. The Princess is patron of the breed club.

The chickens

A TINY corner of the estate is given over to a flock of Buff Orpington hens and an imperious cockerel. ‘My grandmother kept them,’ explains The Princess. ‘They’re not overly prolific layers, but when they do, they produce big eggs.’

The majestic Buff Orpington, its golden plumage not far from the honey shade of some Cotswold stone, is a popular country-house chicken for its ornamental good looks, pleasingly solid shape and friendly, biddable nature.

The Orpington was greeted with great acclaim from poultry fanciers when first revealed, in 1886, by William Cook, a coachman from the eponymous Kent town. Poultry showing and fancy fowl, the more exotic the better, were big interests at the time, but the trend was also moving towards practicality and the Orpington bridged the gap between ornament and egg producer.

The cattle

A FEW Highland cattle inhabit Gatcombe Park—these endearingly shaggy-fringed beasts are now frequently seen south of the Scottish border, thanks to their rising usefulness as conservation grazers—but The Princess has long been a champion of the White Park. Classified ‘minority’ on the RBST watchlist (there are some 950 breeding females in the country), the White Park is thought to be Britain’s most ancient native cattle, with records dating back at least to the 10th century. Little surprise, therefore, that the RBST chose the breed as its logo.

These magnificent animals with their appealing black ‘points’ once adorned many parklands of the nobility, but, when such places declined in the 19th century, so did the cattle. Only four of these ancient herds survive, one of which is at Dinefwr in Carmarthenshire; the National Trust recently launched an appeal to raise £36,000 to buy another bull to keep the bloodline alive.

White Parks are tough, thrifty—able to flourish on coarse forage—and they produce quality, marbled beef. ‘We originally thought about having Shorthorns, but White Parks are more distinctive,’ comments The Princess, who acquired some of hers from a herd running free on Salisbury Plain.

‘I’m trying to improve them, but it’s a case of how to keep the colour.’ Because they are in possession of the black gene, the cattle can breed out with mottled black markings all over the body or even in solid black, as evinced by some of the striking beasts here; the points can come in red, too.

The horses

THERE has been a new arrival—a little chestnut Thoroughbred colt foal, Reel Fashion, by jumping sire Schiaparelli out of Gatcombe mare Fiddle Faddle. The Princess’s equestrian career is forever synonymous with eventing—she won the European title in 1971, a clutch of medals and was a member of the British team at the Montreal Olympic Games in 1976—but she also rode winners on the Flat and over jumps as an amateur jockey and her horse-breeding interests centre around the National Hunt world. ‘They have to do something useful,’ she remarks.

There are plenty of event horses around, too: The Princess’s daughter, Zara Tindall, herself a former European champion and a world and Olympic medallist, has hers at nearby Aston Farm and Tom McEwen, who, if things were normal, might reasonably have expected to be at the Tokyo Olympics right now, is the latest in a long line of fine horsemen to make Gatcombe their eventing base.

Amid a field of bay Thoroughbred fillies, Winnie, the Suffolk mare, cuts an imposing, solid presence. She’s also friendly—and curious, enthusiastically nibbling the windscreen wipers. ‘I bought her grandmother from the Hollesley Bay Colony Stud in Suffolk when they sold up,’ explains The Princess, who is patron of the Suffolk Horse Society, founded in 1877.

These striking heavy horses, with their rich chestnut coats and paler, flaxen or silver manes and tails, were bred to work the clay soil of East Anglia, but the difficulty of finding a role for them outside ploughing and timber hauling means that they are classified as ‘critical’ on the RBST watchlist. One potential outlet is as steady, careful mounts for Riding for the Disabled, another of The Princess’s long-time patronages. ‘Lockdown has been very hard on families with disabled children,’ she points out. ‘The number of parents who say their children’s behaviour has improved thanks to riding is striking.’

The sheep

SOME 230 Wiltshire Horn ewes graze the farm. Again, this is a hardy breed, which for centuries inhabited the treeless Wiltshire Downs, where there’s neither shade nor shelter. Wiltshire Horns lamb outside and, conveniently, are the original wool-shedding (no shearing) sheep, their fleece naturally shedding in spring and growing again in autumn.

The impressive horns come in useful, too: ‘You don’t really want horns inside, as that’s when your shins get mangled, but, outside, you’ve got handles to grab them with,’ observes Mr Stevens. ‘And,’ he adds, ‘they produce fantastic meat. Even the hogget meat isn’t overly fatty.’

Wiltshire Horn numbers dwindled alarmingly in the 19th century, a time when wool was a far more important currency than it is now, but, in 1923, a group of owners, determined to preserve genetic purity, formed the breed society. Competition from other wool-rich breeds caused further decline and the Wiltshire Horn came under the wing of the RBST in the 1970s, but new recognition of its low-maintenance qualities means that it’s now off the watchlist.

[justforbooks]

Peter Usborne, who has died aged 85, created a publishing company that changed the look and feel of nonfiction books for children. Although they were widely used in schools, Usborne books became a household brand, particularly associated with finding things out at home, through attractive illustrated, fact-filled publications that entertained children with high-quality pictures and accessible bites of information.

Before his publishing career, Peter was a co-founder in 1961 and the first managing director of the satirical magazine Private Eye. It grew out of a humorous magazine called Mesopotamia that Peter launched while a student at Balliol College, Oxford, with fellow students, among them John Wells and Richard Ingrams, as writers. On graduating, he used his best networking skills to secure funding to get the magazine launched, but left in 1965 to study for an MBA at the Insead (Institut Européen d’Administration des Affaires) business school in Fontainebleau, France.

In 1964 he had married Cornelie Tücking and they went on to have two children, Nicola and Martin. Peter said that he had wanted to publish books for children from the moment he knew that he was going to be a father. In 1969, working for a publishing company, British Printing Corporation (BPC), as assistant to the chair, he asked to change tack and work in children’s books instead. He was given a publishing role at Macdonald Education in 1970, and his launch series was Macdonald Starters, a list of nonfiction titles for very young children that combined attractive but simple illustrations with a few words of text. They were conceived for the schools market, and designed to satisfy children’s boundless curiosity and need for answers to their questions. He eschewed subject specialists and instead used writers – including himself – who were able to communicate ideas easily and to make information-sharing lively.

After two years, Peter felt he had learned enough to set up his own company and in 1973 he launched Usborne Publishing, spurred on by the birth of his son. Peter described parenting as the “greatest gift” he had ever been given. Drawing on the model he had created at Macdonald Education, using in-house writers, illustrators and designers, Peter made sure Usborne Publishing could grow fast from secure foundations. Series such as the Know How books and the touchy-feely series That’s Not My … (now numbering 72 titles) became staples of the list. His infectious enthusiasm for the books brought great loyalty from the Usborne staff, who enjoyed the range of creative roles they were able to take on, as well as Peter’s sense of them as part of his extended family.

The quality of Usborne Publishing books, their recognisable look, their affordable cover price and the fact that they lived up to their ambition of making learning fun ensured they became a key part of childhood for many. For those who did not have easy access to bookshops, Peter set up a scheme through which Usborne books could be sold at local community events and gatherings.

When Robert Maxwell acquired BPC in 1981, Peter swiftly bought back the small stake that BPC had taken in Usborne Publishing. In 1995 he sold 26% of the company to Scholastic. It has continued to grow and now has an annual turnover in excess of £100m.

Peter never lost his own boundless curiosity or his belief in his motto for the company – “Do it better”. He remained involved with the business, latterly as chair, working in partnership with his daughter, who joined the company in 2015 and became CEO in 2022. Peter was appointed MBE in 2011, advanced to CBE in 2022. He received the London Book Fair lifetime achievement award in 2015, and Usborne Publishing was celebrated as publisher of the year in both 2012 and 2020.

He had always intended that Usborne Publishing would have a philanthropic programme. With his children, he set up the Usborne Foundation in 2008 with funds to be granted to education and health projects. The foundation has created sophisticated tech games based on the foundations of literacy learning, and accessible for children who struggle to read; and developed a literacy-based ebook series, Teach Your Monster to Read.

Imposingly tall, even when stooped by ankylosing spondylitis, a spinal condition with which he was diagnosed in his 30s, mildly spoken and with a boyish enthusiasm for books and their readers, Peter was a benign presence in children’s publishing. His generosity as a host of memorable parties and celebrations – most recently for 50 years of Usborne Publishing at the Bologna book fair in March – helped to generate huge affection for him and for Usborne.

Peter was born in Hampstead, London, the son of Thomas Usborne, a senior civil servant, and his German-born wife Gerda (nee Just). The family moved to Weybridge, Surrey, when Peter was a child and he was sent to school at Summer Fields, Oxford, and then Eton college; and from there went to Balliol.

His marriage to Cornelie ended in divorce in 1995. He is survived by his second wife, Wendy (nee Browning), whom he married in 2012, by Nicola and Martin, and by five grandchildren, Jesse, Caspar, Max, Olive and Hazel.

🔔 Thomas Peter Usborne, publisher, born 18 August 1937; died 30 March 2023

Daily inspiration. Discover more photos at http://justforbooks.tumblr.com

[nancydrewwouldnever]

I know that through the years people criticized his PR team but I think they are pretty good at their job and Chris PR image is the proof of that. Although it's pretty clear that their reach is limited if their client doesn't want to cooperate. His silent and no interaction is SM is stupid. His team could set up posts about random things to keep the acct going and limit the comments. //

I think his PR team was good… ten years ago. They worked well in conjunction with Marvel’s publicity team. But his PR team alone, in the year 2023, with the pap walks, bot buys, and inconsistent social media posting and engagement? Nah. They’re working off an outdated publicity and marketing model.

Honestly, if he wants to stop the decline toward B-level status, his whole team needs an overhaul and he needs to listen to the new people. New manager to help him repivot his career, new agent to get him better opportunities, new stylist to dress him better and more interestingly, new publicist to guide and directly help him with social media. But given how much he’s gone on about the importance of loyalty and he’s had the same people forever, and how he hates the idea of celebrity branding, this is unlikely.

Well, the thing about the Marvel years, as you point out, is that it wasn't simply one team handling his PR and branding. It was Disney/Marvel, and his own PR team. Disney/Marvel was the bigger driving force in that crafting and running of the narratives of how he was seen. And they did an amazing job, because a ton of people bought him as a IRL Steve Rogers. We are still dealing with the fallout from this conflation of fictional character and actor playing him.

Here's the thing I believe, though: I think they had been making a very concentrated new plan about the post-Marvel pivot. We started seeing that in 2019- early 2020: roles considered more "quality," the ASP project and articles about his new focus on civic engagement. But then that plan got derailed by Covid, and now the landscape has so shifted in Hollywood that I'm not sure anyone is quite sure what to pivot to next. The problem with "shake-ups" is that they have to come from the top down, and I'm not sure he has the hunger anymore for complete personal overhauls.

[revbustamante]

Advertisement 2: Alagang Ramdam ng Bawat Pilipino | Lactum 3+

Mother's Day is a special occasion that honors the love and sacrifices of mothers everywhere, and this advertisement celebrates this sentiment. The ad targets parents with growing toddlers and adolescents, highlighting the daily routines and sacrifices that mothers make for their children.

To support this message, the advertisement provides examples of the sacrifices that mothers make, such as working long hours or putting their own needs aside to prioritize their children's well-being. It also emphasizes the loving and nurturing characteristics that mothers possess, which make them such important figures in their families and communities. Statistics and studies have shown the positive impact that mothers have on their children's development and the wider society.

In addition to celebrating mothers, the advertisement promotes a product that can benefit both mothers and children. It explains how the product supports children's growth and development, and how it can make it easier for busy mothers to provide for their children's needs. The advertisement also acknowledges the cultural significance of Mother's Day in the Philippines and how the holiday is celebrated. It highlights how the ad aligns with the values and beliefs of Filipino culture, emphasizing the importance of family and community.

The company's decision to target Filipino citizens (Mothers, adults, & children) of all ages and environments by highlighting the importance of mothers in Filipino culture is a shrewd marketing strategy. As a nation that is known for its strong family ties, Filipinos hold their mothers in high regard, and the company may have recognized this cultural value as a key selling point. 

The advertised products benefit young, growing kids, as the brand prioritizes their health, which supports the statement that the product is necessarily good for the target market. By promoting this message in the ad, parents will likely feel a stronger emotional connection to the brand, making them more motivated to purchase their products. This emotional connection is essential as it can lead to brand loyalty and repeat purchases, which is vital for the company's success in the long term. Overall, the ad's message of promoting children's health can be a compelling factor in parents' purchasing decisions.

There are no forms of Media Manipulation present in the ad. However, the company's advertisement utilized emotional appeals that resonate with Filipino audiences, such as sentimental music, heartwarming stories, and images of mothers and children bonding. There was no misinformation or distortion of information present, which are possible forms of media manipulation. The advertisement managed to capture the attention of its target audience by imploring their sentimental and emotional side.

References:

National Academies Press (US). (2016, November 21). Parenting Knowledge, Attitudes, and Practices. Parenting Matters - NCBI Bookshelf. https://www.ncbi.nlm.nih.gov/books/NBK402020/

Dones, H. A. (2020). Historical Facts: Mother’s Day in the Philippines. The Pinoy Legacy. https://thepinoylegacy.com/historical-facts-mothers-day-in-the-philippines/

[latestmarketresearchnews]

Buy Now Pay Later Market Geographic Segmentation, Research by Regions and Analysis to 2030

The global buy now pay later market size is projected to reach USD 38.57 billion by 2030, registering a CAGR of 26.1% from 2023 to 2030, according to a new report by Grand View Research, Inc. The market growth can be attributed to the high purchasing power offered by the Buy Now Pay Later (BNPL) platforms, coupled with benefits such as interest-free and convenient payments. On the other hand, an increase in the demand for delayed payments for online shopping and a surge in spending on high-cost products are expected to offer lucrative opportunities for the market over the forecast period.

Several BNPL solution providers are striking partnerships with other fintech companies to offer BNPL services efficiently. For instance, in July 2023, At Home, a prominent home furnishing store chain in the U.S., introduced a new financing option, Synchrony Pay Later, to offer customers a BNPL solution. Through this program, consumers can apply for interest-free loans to make convenient equal payments over three months for single purchases ranging from USD 75 to USD 400 without negatively impacting their credit scores. This initiative complements At Home's existing At Home Insider Perks credit card, which provides six-month special financing options for qualifying purchases at the store. By integrating Synchrony Pay Later, At Home aims to provide customers with flexible and accessible payment alternatives for a seamless shopping experience.

The COVID-19 pandemic had a positive impact on the BNPL market. A myriad of unexpected issues stemming from lockdowns, restrictions on people and goods movement, social distancing measures, and the growing awareness of BNPL solutions prompted various companies to adopt BNPL solutions to provide a better customer experience. As a result, BNPL solution providers witnessed exponential growth in their customer base and transaction volumes. For instance, overall BNPL transactions on ZestMoney jumped 300% in 2021 compared to 2020.

Gather more insights about the market drivers, restrains and growth of the Global Buy Now Pay Later Market

Buy Now Pay Later Market Report Highlights

In terms of channel, the POS segment is anticipated to register a significant CAGR over the forecast period. The availability of BNPL services at the POS provides a competitive advantage for retailers, as it can boost sales and increase customer loyalty. By offering BNPL as a payment option, retailers can attract more customers, particularly those who may have hesitated to purchase due to budget constraints or upfront payment requirements

Based on enterprise size, the small & medium enterprises (SMEs) segment is anticipated to register the fastest CAGR of 27.4% over the forecast period. SMEs are widely adopting the BNPL services to maximize their tax deductions. These services help enterprises manage their expenses with flexible repayment options and transparent fees

In terms of end-use, the retail segment dominated the market in 2022 with a revenue share of more than 73% as a result of rising awareness among millennials who are rapidly adopting BNPL services for paying for clothing, electronics, and others

In terms of region, with the presence of a large number of BNPL service providers, the North America region dominated the market in 2022 with a revenue share of more than 29%, and is expected to create growth opportunities for the regional market growth over the forecast period

Browse through Grand View Research's Next Generation Technologies Industry Research Reports.

Cloud Logistics Market: The global cloud logistics market size was estimated at USD 21.55 billion in 2024 and is projected to grow at a CAGR of 13.9% from 2025 to 2030.

Predictive Dialer Software Market: The global predictive dialer software market size was valued at USD 3.20 billion in 2024 and is expected to grow at a CAGR of 42.3% from 2025 to 2030.

Buy Now Pay Later Market Segmentation

Grand View Research has segmented the global buy now pay later market based on channel, enterprise size, end-use, and region:

Buy Now Pay Later Channel Outlook (Revenue, USD Billion, 2017 - 2030)

Online

POS

Buy Now Pay Later Enterprise Size Outlook (Revenue, USD Billion, 2017 - 2030)

Large Enterprises

Small & Medium Enterprises

Buy Now Pay Later End-use Outlook (Revenue, USD Billion, 2017 - 2030)

Retail

Consumer Electronics

Fashion & Garment

Others

Healthcare

Leisure & Entertainment

Automotive

Others

Buy Now Pay Later Regional Outlook (Revenue, USD Billion, 2017 - 2030)

North America

US

Canada

Europe

Germany

UK

Sweden

Asia Pacific

China

India

Japan

South Korea

Australia

Latin America

Brazil

Mexico

Middle East & Africa

UAE

Kingdom Saudi Arabia (KSA)

South Africa

Order a free sample PDF of the Buy Now Pay Later Market Intelligence Study, published by Grand View Research.

[researchreportinsight]

Buy Now Pay Later Market 2030: Industry Analysis and Forecast by Type, Application and Region

The global buy now pay later market size is projected to reach USD 38.57 billion by 2030, registering a CAGR of 26.1% from 2023 to 2030, according to a new report by Grand View Research, Inc. The market growth can be attributed to the high purchasing power offered by the Buy Now Pay Later (BNPL) platforms, coupled with benefits such as interest-free and convenient payments. On the other hand, an increase in the demand for delayed payments for online shopping and a surge in spending on high-cost products are expected to offer lucrative opportunities for the market over the forecast period.

Several BNPL solution providers are striking partnerships with other fintech companies to offer BNPL services efficiently. For instance, in July 2023, At Home, a prominent home furnishing store chain in the U.S., introduced a new financing option, Synchrony Pay Later, to offer customers a BNPL solution. Through this program, consumers can apply for interest-free loans to make convenient equal payments over three months for single purchases ranging from USD 75 to USD 400 without negatively impacting their credit scores. This initiative complements At Home's existing At Home Insider Perks credit card, which provides six-month special financing options for qualifying purchases at the store. By integrating Synchrony Pay Later, At Home aims to provide customers with flexible and accessible payment alternatives for a seamless shopping experience.

The COVID-19 pandemic had a positive impact on the BNPL market. A myriad of unexpected issues stemming from lockdowns, restrictions on people and goods movement, social distancing measures, and the growing awareness of BNPL solutions prompted various companies to adopt BNPL solutions to provide a better customer experience. As a result, BNPL solution providers witnessed exponential growth in their customer base and transaction volumes. For instance, overall BNPL transactions on ZestMoney jumped 300% in 2021 compared to 2020.

Gather more insights about the market drivers, restrains and growth of the Global Buy Now Pay Later Market

Buy Now Pay Later Market Report Highlights

In terms of channel, the POS segment is anticipated to register a significant CAGR over the forecast period. The availability of BNPL services at the POS provides a competitive advantage for retailers, as it can boost sales and increase customer loyalty. By offering BNPL as a payment option, retailers can attract more customers, particularly those who may have hesitated to purchase due to budget constraints or upfront payment requirements

Based on enterprise size, the small & medium enterprises (SMEs) segment is anticipated to register the fastest CAGR of 27.4% over the forecast period. SMEs are widely adopting the BNPL services to maximize their tax deductions. These services help enterprises manage their expenses with flexible repayment options and transparent fees

In terms of end-use, the retail segment dominated the market in 2022 with a revenue share of more than 73% as a result of rising awareness among millennials who are rapidly adopting BNPL services for paying for clothing, electronics, and others

In terms of region, with the presence of a large number of BNPL service providers, the North America region dominated the market in 2022 with a revenue share of more than 29%, and is expected to create growth opportunities for the regional market growth over the forecast period

Browse through Grand View Research's Next Generation Technologies Industry Research Reports.

Cloud Logistics Market: The global cloud logistics market size was estimated at USD 21.55 billion in 2024 and is projected to grow at a CAGR of 13.9% from 2025 to 2030.

Predictive Dialer Software Market: The global predictive dialer software market size was valued at USD 3.20 billion in 2024 and is expected to grow at a CAGR of 42.3% from 2025 to 2030.

Buy Now Pay Later Market Segmentation

Grand View Research has segmented the global buy now pay later market based on channel, enterprise size, end-use, and region:

Buy Now Pay Later Channel Outlook (Revenue, USD Billion, 2017 - 2030)

Online

POS

Buy Now Pay Later Enterprise Size Outlook (Revenue, USD Billion, 2017 - 2030)

Large Enterprises

Small & Medium Enterprises

Buy Now Pay Later End-use Outlook (Revenue, USD Billion, 2017 - 2030)

Retail

Consumer Electronics

Fashion & Garment

Others

Healthcare

Leisure & Entertainment

Automotive

Others

Buy Now Pay Later Regional Outlook (Revenue, USD Billion, 2017 - 2030)

North America

US

Canada

Europe

Germany

UK

Sweden

Asia Pacific

China

India

Japan

South Korea

Australia

Latin America

Brazil

Mexico

Middle East & Africa

UAE

Kingdom Saudi Arabia (KSA)

South Africa

Order a free sample PDF of the Buy Now Pay Later Market Intelligence Study, published by Grand View Research.

[trendsofmarket]

Analysis of Contact Center Analytics Market Size Analysis By Growth, Emerging Trends and Future Opportunities

Research Nester assesses the growth and market size of global contact center analytics market which is anticipated to be on account of the increasing usage of social media platforms.

Research Nester’s recent market research analysis on “Contact Center Analytics Market: Global Demand Analysis & Opportunity Outlook 2037” delivers a detailed competitor’s analysis and a detailed overview of the global contact center analytics market in terms of market segmentation by solution, service type, deployment mode, enterprise size, application, end use, and by region.

Access our detailed report at:

Growing Use of Predictive Analytics to Promote Global Market Share of Contact Center Analytics

 The global contact center analytics market is estimated to expand due to the growing use of predictive analytics to accurately predict consumer behavior and service demand. This feature enables the optimization of resource allocation, reduction of high costs, and improved labor management and technology investment based on expected future needs. Real-time monitoring enables contact centers to spot operational inefficiencies or customer service issues as soon as they arise, preventing revenue loss or client churn. Contact center managers can use predictive analytics insights to make data-driven decisions about staffing, training, customer service strategies, and resource allocation.

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Additionally, several major companies are launching new solutions in the market to improve customer experience. For instance, in October 2020, Hinduja Global Solutions (HGS), a global leader in business process management (BPM) and customer experience solutions, launched HGS PULSE, a new contact center analytics platform that provides business performance and customer insights using near real-time data. With access to predictive analytics and real-time data, contact center leaders can act proactively by forecasting customer turnover and loyalty, and manage their personnel by analyzing customer demand.

Some of the major growth factors and challenges that are associated with the growth of the global contact center analytics market are:

Growth Drivers:

Growing use of AI and machine learning

Increased demand for speech and text analytics

Challenges:

Businesses in the public, financial, insurance, and debt-collection sectors must comply with several regulations; failure to do so may result in severe penalties such as heavy fines and criminal prosecution. Contact centers have attempted to reduce their risks by implementing call recording, monitoring, and scripting; however, these solutions do not provide any assurance or evidence for compliance. As a result, stringent laws and regulations may impede the growth of the contact center analytics market.

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By application, the global contact center analytics market is segmented into automatic call distributor, customer experience management, log management, real-time monitoring & reporting, risk & compliance management, workforce optimization. The benefits that contact center analytics offer to customer experience management practices—such as a lower customer attrition rate, improved crisis management, and lower marketing costs—are driving the segment's growth.

Additionally, companies can use customer experience management systems, which gather customer comments, transactions, interactions, and agent data, to review the report for customer experience and agent performance. Customer experience management solutions also help companies analyze customer data from many channels and generate insights that improve contact center operations.

By region, the Europe contact center analytics market is to generate the highest revenue by the end of 2037. Europe’s contact center operators are gradually shifting to cloud-based contact center solutions that meet higher security standards, which are escalating the market growth in the region. The region has emerged as a popular destination for virtual call centers and BPO outsourcing, particularly for American businesses searching for lower-cost, English-speaking labor.

This report also provides the existing competitive scenario of some of the key players of the Cisco Systems Inc., Genpact, SAP SE, Oracle Corporation, Avaya LLC, NICE Ltd., Five9 Inc., CallMiner, Servion Global Solutions, Genesys Cloud Services, Inc., and others.

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Research Nester is a leading service provider for strategic market research and consulting. We aim to provide unbiased, unparalleled market insights and industry analysis to help industries, conglomerates and executives to take wise decisions for their future marketing strategy, expansion and investment etc. We believe every business can expand to its new horizon, provided a right guidance at a right time is available through strategic minds. Our out of box thinking helps our clients to take wise decision in order to avoid future uncertainties.

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AJ Daniel

Email: info@researchnester.com

U.S. Phone: +1 646 586 9123

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[flutteragency]

How to Build a Successful Fitness App Like Peloton?

COVID-19 upended our world in 2020, closing gyms and studios. Yet fitness refused to falter. It simply migrated online, adapting swiftly to the new reality. Our routines shifted, but we stayed committed to our health. We found new ways to express ourselves online.

Apps like Peloton are vital for millions. They provided workouts and a community to connect with. This change wasn’t just due to the pandemic. It marked the start of a big shift in fitness – moving online.

People found they could meet their fitness goals at home. Since then, the demand for fitness coaching apps has exploded!

Now that the pandemic is over, fitness apps are here to stay – they’re the new normal! Apps offer more flexible, varied workouts than most gyms. You can find classes for spinning, yoga, strength training, or coaching.

Fitness apps enable home workouts. You can track progress and get real-time advice from trainers. Peloton offers more than just workouts. It creates an engaging, interactive experience. You feel connected to instructors and other users, despite the distance.

Fitness App Market Size & Trends

In 2023, the global fitness app market was valued at USD 9.25 billion. It’s projected to grow at a 14.08% annual rate from 2024 to 2030. 

The COVID-19 pandemic caused nationwide lockdowns and more social distancing. It significantly impacted the industry. 

A September 2020 World Economic Forum article said health and fitness apps had a 46% rise in global downloads.

The moment is ripe. Building a Peloton-like platform demands more than workout know-how. Master the tech: design an intuitive interface, integrate live sessions, and connect users. Success hinges on blending fitness expertise with cutting-edge digital innovation.

Key Features to Make Your Fitness Coaching App Like Peloton

Easy Sign-up & Profile Management

Let users register with an account with email or social login. Let them set fitness goals and customize their profiles. This will give them personalized workout recommendations.

Workout Library & Live Classes 

Provide various workouts, both live and recorded. Organize them by type, length, and intensity for easy access.

Search & Filter Options 

Include advanced search and filter options to help users find workouts easily. They should be able to sort by type, duration, intensity, or even their favorite trainers.

Progress Tracking & Analytics 

Show users their progress with visual data on workout history, calories burned, and fitness goal achievements. This keeps them engaged and motivated.

Subscription & Payment Integration 

It accepts credit cards, digital wallets, and in-app purchases. This simplifies subscribing to your services.

Push Notifications & Reminders 

Use reminders to alert users about new classes, upcoming workouts, and milestone achievements. But make sure notifications are balanced and helpful, not overwhelming. Collaborate with developers to implement effective push notifications with top mobile app development services.

Trainer Profiles & Reviews 

Let users view detailed profiles of trainers, including their specialties and previous class ratings. Allow users to leave reviews to add trust and help others choose the right class or coach.

Community Engagement & Social Sharing 

Create a sense of community by implementing features like leaderboards, challenges, and social sharing. This helps build a stronger, more engaged user base.

Loyalty Programs & Rewards 

Spark enthusiasm in fitness followers with outcome-oriented perks. Offer virtual badges, point systems, and exclusive discounts for hitting workout milestones and reaching personal goals. This creates an incentive to stay active within your app.

Multi-Device Syncing & Wearable 

Sync your app with popular wearables for seamless fitness tracking. Live monitoring of vital stats and exercise data enhances the user experience. Fitbit and Apple Watch integration lets users access real-time heart rate, calorie burn, and workout metrics through your platform.

Customer Support 

Enhance user experience with in-app support. Chatbots and live chat provide instant assistance, maintaining user engagement.

8 Steps to Develop a Fitness Coaching App Like Pelton

Step 1: Market Research & Competitor Analysis

Study successful fitness apps like Peloton, Nike Training Club, and Aaptiv. Study rivals’ assets and user tactics. Check customer reviews. Find market openings to make your app unique and tailored. Meet audience needs by filling gaps others miss. Stand out through strategic analysis and targeted development.

Step 2: Define App Requirements & Features

Outline the key features your app should have based on your audience’s needs. Must-have features typically include user registration, workout libraries, live sessions, progress tracking, and payment integration. This step is crucial for building a solid development plan.

Step 3: Choose the Right Technology Stack

Pick the right kind of technologies for both frontend and backend development. For a smooth cross-platform experience, use Flutter or React Native for the front end. For the backend, use Node.js or Ruby on Rails. They manage user profiles, workout data, and content well.

Step 4: UI/UX Design

Design wireframes and prototypes to map out the user journey. The design should focus on easy navigation through workout libraries, seamless class scheduling, and user engagement. Ensure the interface is intuitive and visually appealing to boost user retention.

Step 5: App Development

Develop the backend to manage class schedules, user profiles, workout data, and subscription services. The front end should focus on responsive designs, allowing users to access the app across various devices without performance issues. Consider hiring Mobile app developers for efficient cross-platform development.

Step 6: Integrating APIs

Integrate key APIs, like payment gateways (e.g., Stripe, PayPal), for smooth subscriptions. Also, consider adding wearable integrations like Apple Health or Google Fit. They would let users sync workout data and track progress.

Step 7: Testing & Quality Assurance

Test the app for functionality, performance, and security on various devices. Ensure it works smoothly on iOS and Android, with no bugs, lag, or security issues. This step is vital for a polished app and a good user experience.

Step 8: App Launch & Deployment

After testing, launch the app on the App Store and Google Play. Then, create a marketing strategy to generate buzz. Target fitness enthusiasts through social media, email, and influencers. Finally, offer updates and support to keep users engaged.

Hire Mobile app developers. They will speed up your app’s development. Your app will run smoothly on all platforms. This will give you an edge in the growing fitness app market.

Cost Breakdown for a Fitness Coaching App like Peloton

Design Costs: From wireframes to prototypes, design shapes your app’s foundation. This critical phase merges UI and UX, crafting an intuitive blueprint for development. Good design creates a smooth user experience. This creates a smooth user experience. This phase’s cost depends on its complexity and customization. But, investing in a professional design is vital for user retention.

Development Costs: This is often the largest expense and covers backend, frontend, and database development. Backend development manages user data, workout schedules, and subscriptions, while the frontend focuses on ensuring responsiveness and a seamless user interface. Partnering with top mobile app development services can help optimize this process.

API Integration Costs: We must add APIs for payment gateways (e.g., Stripe, PayPal) and fitness trackers (Apple Health, Google Fit). They are essential for functionality. The cost of API integration varies based on the number of systems and their complexity.

Testing & QA Costs: Testing ensures your app functions properly across devices. Both manual and automated testing are important to eliminate bugs and optimize performance. This step helps deliver a reliable, high-quality app to your users.

Maintenance & Updates: Post-launch support, feature upgrades, and regular bug fixes are ongoing expenses. These costs ensure your app remains up-to-date with technology and user expectations.

Approximate Cost: The cost of developing a fitness coaching app varies with its complexity. Basic apps begin at $30,000. Comprehensive versions may exceed $150,000. Costs vary widely between minimal and feature-rich mobile applications. Top mobile app development services can help you manage costs. They ensure the app meets high-quality standards.

Also Read: Fitness App Development in 2024: Market Size, Steps, Ideas and Features

Challenges in Developing a Fitness Coaching App like Peloton

Real-time Data Synchronization: A big challenge is managing real-time data. This includes class availability, live workout stats, and user progress. The app must sync data across devices and platforms. This will give users an accurate, up-to-date experience.

User Engagement & Retention: Keeping users engaged over the long term is essential for app success. Live classes, progress tracking, and community tools are vital. They motivate users. However, constantly creating engaging content and features can be a challenge that requires strategic planning.

Scalability: As your user base grows, the app must handle more traffic and usage. It must do this without losing performance. Making sure your app’s backend can grow is vital. Working with the best mobile app development agencies can help you create an app that expands your audience.

Data Security & Privacy: Fitness apps store sensitive data, like health metrics and payment info. So, security is a top priority. It’s critical to protect user data and build trust. So, we must comply with data privacy laws and use strong security measures.

Content Creation: To keep users returning, we must provide high-quality workout videos and instructions. It’s a challenge to maintain a steady stream of them. This requires working with fitness experts, videographers, and content creators. We must deliver fresh, engaging material.

Working with top mobile app developers can help you. They can overcome the challenges. They can create a successful, industry-standard fitness coaching app.

Wrapping It Up

In conclusion, making a fitness app like Peloton requires careful planning, smart development, and a deep knowledge of fitness. You can build a successful app for fitness fans worldwide. Do this by using key features, the right tech, and overcoming common challenges. With the right approach, your app can help users achieve their fitness goals. It can also make you a leader in the fitness app market.

Boost your fitness app’s impact with Flutter Agency. Our skilled team crafts compelling, goal-oriented apps that captivate users. We turn your vision into a powerful reality, elevating health and wellness experiences.

Build Your Fitness App Now!

Get started with our expert guide.

Let's Discuss

Our services include:

Customized fitness app development

Integration with wearable devices and social media platforms

Personalized coaching and training programs

Gamification and rewards systems

User-friendly interface design

Regular care and support

By partnering with us, you can:

Heighten user interaction and retention.

Elevate the user experience.

Differentiate yourself from your rivals.

Attain your company’s aims and targets.

Don’t settle for a mediocre fitness app. Flutter Agency crafts world-class solutions that stand out. Our expertise maximizes your app’s impact and revenue potential. Elevate your vision—reach out now and discover how we can propel your success together.

[insightsresearch]

The Growing Impact of Contact Center Analytics Market

on Customer Engagement Analysis of Contact Center Analytics Market Size by Research Nester Reveals the Market to Grow with a CAGR of 12.1% During 2025-2037 and Attain USD 8.3 billion by 2037 Research Nester assesses the growth and market size of global contact center analytics market which is anticipated to be on account of the increasing usage of social media platforms. Research Nester’s recent market research analysis on “Contact Center Analytics Market: Global Demand Analysis & Opportunity Outlook 2037” delivers a detailed competitor’s analysis and a detailed overview of the global contact center analytics market in terms of market segmentation by solution, service type, deployment mode, enterprise size, application, end use, and by region. Growing Use of Predictive Analytics to Promote Global Market Share of Contact Center Analytics  The global contact center analytics market is estimated to expand due to the growing use of predictive analytics to accurately predict consumer behavior and service demand. This feature enables the optimization of resource allocation, reduction of high costs, and improved labor management and technology investment based on expected future needs. Real-time monitoring enables contact centers to spot operational inefficiencies or customer service issues as soon as they arise, preventing revenue loss or client churn. Contact center managers can use predictive analytics insights to make data-driven decisions about staffing, training, customer service strategies, and resource allocation. Additionally, several major companies are launching new solutions in the market to improve customer experience. For instance, in October 2020, Hinduja Global Solutions (HGS), a global leader in business process management (BPM) and customer experience solutions, launched HGS PULSE, a new contact center analytics platform that provides business performance and customer insights using near real-time data. With access to predictive analytics and real-time data, contact center leaders can act proactively by forecasting customer turnover and loyalty, and manage their personnel by analyzing customer demand. Some of the major growth factors and challenges that are associated with the growth of the global contact center analytics market are: Growth Drivers: ·       Growing use of AI and machine learning ·       Increased demand for speech and text analytics Challenges: Businesses in the public, financial, insurance, and debt-collection sectors must comply with several regulations; failure to do so may result in severe penalties such as heavy fines and criminal prosecution. Contact centers have attempted to reduce their risks by implementing call recording, monitoring, and scripting; however, these solutions do not provide any assurance or evidence for compliance. As a result, stringent laws and regulations may impede the growth of the contact center analytics market. Access our detailed report at: https://www.researchnester.com/reports/contact-center-analytics-market/6391 By application, the global contact center analytics market is segmented into automatic call distributor, customer experience management, log management, real-time monitoring & reporting, risk & compliance management, workforce optimization. The benefits that contact center analytics offer to customer experience management practices—such as a lower customer attrition rate, improved crisis management, and lower marketing costs—are driving the segment's growth. Additionally, companies can use customer experience management systems, which gather customer comments, transactions, interactions, and agent data, to review the report for customer experience and agent performance. Customer experience management solutions also help companies analyze customer data from many channels and generate insights that improve contact center operations.