#last will & testament

[smithclea]

How To Do Estate Planning?

Estate planning is an important process that allows you to protect your assets, ensure the smooth transfer of wealth, and provide for your loved ones after your passing.

While it may seem daunting, with a systematic approach and professional guidance, you can create a comprehensive estate plan that meets your unique needs.

In this blog post, we will outline a step-by-step guide to help you navigate the estate planning process effectively.

Step 1: Take Inventory Of Your Assets And Debts

Start by creating a comprehensive inventory of all your assets, including bank accounts, investments, real estate, vehicles, valuable personal belongings, and insurance policies.

Don’t forget to account for any outstanding debts such as mortgages, loans, or credit card balances. This inventory will provide a clear picture of your estate’s value and serve as a foundation for your estate plan.

Step 2: Define Your Goals And Objectives

Consider your personal and financial goals when it comes to estate planning.

Are you primarily concerned with asset protection, minimizing estate taxes, ensuring the well-being of your family, or supporting charitable causes? Clearly define your objectives to guide the decision-making process throughout the estate planning journey.

Step 3: Identify Your Beneficiaries And Executors

Determine who will be the beneficiaries of your estate. These individuals or organizations will inherit your assets according to your wishes.

Additionally, choose an executor or personal representative who will be responsible for administering your estate, ensuring that your directives are followed, and managing the distribution of assets.

Step 4: Consult With Professionals

Seek the guidance of professionals experienced in estate planning, such as estate planning attorneys, financial advisors, and tax professionals.

They will help you navigate the legal and financial complexities of estate planning, understand the applicable laws and regulations, and ensure that your plan aligns with your goals while maximizing its effectiveness.

Step 5: Create Essential Estate Planning Documents

Work with your attorney to create the necessary legal documents for your estate plan. These may include:

a) Last Will and Testament: A will outline how you want your assets to be distributed after your death, designates guardians for minor children, and appoints an executor to manage your estate.

b) Revocable Living Trust: A living trust allows you to transfer ownership of assets to a trust, providing flexibility, and privacy, and potentially avoiding probate.

c) Powers of Attorney: Establish financial and healthcare powers of attorney to designate someone to make decisions on your behalf in case of incapacity.

d) Advance Healthcare Directive: Specify your healthcare preferences and appoint a healthcare proxy to make medical decisions on your behalf if you are unable to do so.

Step 6: Review And Update Regularly

Review and update your estate plan periodically, especially when significant life events occur, such as marriage, divorce, the birth of a child, or changes in financial circumstances.

Regular updates ensure that your plan remains relevant and reflects your current wishes.

Conclusion

Estate planning is a proactive approach to protecting your assets, securing your legacy, and providing for your loved ones.

By following this step-by-step guide and seeking professional advice, you can create a comprehensive estate plan tailored to your specific needs and goals.

Remember, estate planning is a gift you give to yourself and your family, providing peace of mind and ensuring that your wishes are carried out effectively.

About The Author

Smith Clea is a USA-based author on Legal issues related to estate planning, will and trust business law, and elder law. Smith Clea does her best writing on these topics that help users to find the best solutions to their FAQ on estate planning, probate laws, probate lawyer, and more about legal family issues. The author can be reached at https://rochesterlawcenter.com

[springtz]

some recent testament art I'm happy with ouuughhhh

[thinwhitedoc]

SHERLOCK | Martin Freeman as John Watson

[jazzyjellojojo]

fanart for @abigailmoment 's Vampire Lord Gale AU, The Last Will and Testament of Cazador Szarr Ch 15!!! live laugh love gale, but he aint living, and definitely isnt laughing. <3 this part of the chapter went super hard, go read the story if u havent already its wonderful!!

[trashcansienna]

Some more silly guilty gear sketches cus these characters are so silly to me

[laniemae]

“I think I have to climb to the top of the hill if I wanna see what's going on on the other side...”

Drew this through tears as an acceptance that Ojima will be the killer of this chapter and that he’ll die and I’ll never see him again.

Vent/rant under cut

——— I’m actually crying right now while writing this. I can’t see any other possibility where Ojima isn’t the killer. Just everything story wise and plot and symbolic wise makes sense. He’s already the prime suspect with his shaky alibi, him going to the medbay at midnight, the blood on Hiroaki’s bed where he slept for the night, his strange disassociating more than usual. 

At this point there’s so much evidence pointing towards Ojima being the one who killed Chiba I’m already grieving his inevitable death this trial. Just, even with the parallels between him and Chiba with the story time episode where he wrote a children’s book with her, hence the text in the art referencing that. And how that one time he talked during his dissociative haze he said the exact words that Chiba said to him while writing the book. I can only think of this as Ojima in shock with how he killed her. There’s also their parallels as well with both having sorts of age regression and coping by living through a childish fantasy lens. It’d be so sad thinking how that could be symbolic of Ojima killing a perception of himself. And with Ojima being a children’s book illustrator who had his childhood taken away from him and Chiba looking like a child and having a similar form of regression I can’t imagine how tragic this story would play out through with the trial. 

I really thought Ojima would have more time as I felt it’d be inevitable we’d get a breakdown scene with his PTSD and learning more about that story, but with how things are going I could imagine that happening during the trial. God I don’t even wanna imagine how his execution would be if it goes the route on playing up his trauma, these killing game staff are sadists and I could completely imagine them doing that, especially with the mention of working on the execution in the staffside.

I’m also in absolute tears over his relationship with Hiroaki. Just… purple is so devastating with the likely idea that Ojima is the killer, and even imagining if he already killed at that time. Them sharing an intimate moment and Hiroaki confessing how he’s so reliant and attached to him and how they’re basically codependent, and as well with how he’s almost finished the drawing for Ojima. When he’s the killer he’ll never be able to show it to him and he’ll have absolutely no one by his side anymore who cares about him or even loves him. It would be the most heartbreaking thing ever.

Ojima is such an incredibly amazing character like I’ve never seen before I can’t prepare for him to be the chapter 2 killer… he would’ve gone too early and I’m such despair. I’ll never be able to see him again in the series, he’ll never speak again I’ll never be able to get exited whenever an episode pops up in a thumbnail he’ll never dissociate again he’ll never be funny and sassy again he’ll never help Hiroaki to open up again he’ll never have a hilariously gay moment with Hiroaki again. He’s lived 16 years of his life going through the worst abuse a human could face, only for when he escapes to be dragged into a killing game and forced to commit a murder of someone who shares so much similarities with him. I’m already feeling the effects of his death a week before it happens and I’d rather fall into despair than yearn for hope only to have it taken away from me. I can’t imagine how I’ll be able to watch tetro with Ojima gone forever. I have been crying the entire day over this and my tears are making this hard to write.

[serialgirlposter]

The testament missing link interactions i crave

[adhdandcomics]

taking somebody’s heart shaped dish they made for their presumed partner in a valentine’s day ceramics workshop feels so unethical. however they never came back to pick it up so i’m assuming they broke up. my soap dish now.

[clingyduoapologist]

See the problem is I can acknowledge that Ezio is probably a better written character than Altair and his interactions with other characters like Leonardo and Rosa are all handled fairly well but also there’s just something about Altair being such a fucking idiot that he basically has to run around the Holy Lands sulking while Malik calls him a little bitch that I don’t think any other ac protagonist has ever matched

[ghostsmp3]

there's just something about john vs judas. the beloved vs the betrayer. the witness vs the instigator. the insider vs the outsider. the hug vs the kiss. being the last to die vs the first. graced by god vs praised be god.

[welcometogrouchland]

I miss them so bad (Dick and Damian)

[harbingersecho]

i risk my life just to exist in this world. i'm not someone you can mess with.

[corallapis]

a note in his biodata extract that in the event of his death he wishes the doctor to collect his remains.

[lesbiangiratina]

REJOICE UNUSED TESTAMENT KY INTROS FINALLY IMPLEMENTED

[guiltygeartfln]

Happy pride month!! 💖

[broken-clover]

(Over)Analyzing the Cards in Johnny’s Joker Trick (Part 2)

Part 2 of 2. Here’s the original post for the sake of a more fleshed out explanation and for the Joker/King cards, but to keep it simple this is just for analyzing the cards used for every character in Johnny’s Joker Trick Overdrive to see if there’s any sort of symbolic or spiritual meaning that might be behind the use of that particular card. A lot of this uses cartomancy, which isn’t always as straightforward and clear-cut as something like tarot, but this is jus all in good fun

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Queens

Queen of Clubs- Shared between Sol Badguy, Ramlethal Valentine, and Bridget. And, first of all, let’s be real, Sol’s was first and foremost made for the reference. Queen is about 80% of his personality, if they didn’t use a queen card I’m sure he would have come to life and burned down the office. Outside of the Jacks, Sol is the only character who has a card that doesn’t match the character’s gender. Character-wise, Sol and Ram do have a bit of an overlap, being aloof, struggling socially, and having their interests fixate on a few things, but Bridget is a bit of an outlier here. The symbolism varies a lot, but generally is appears to lean into themes of self-confidence and self-reliance, as well as change. That is something that fits all three quite well, being powerful, independent and experiencing life changes (Sol attempting to settle down, Ram discovering more about being alive, and Bridget’s transition). In the Paris pattern, the Queen of Clubs is the only one not directly modeled after a historical figure, only being a generic queenly character. This may indicate a bit more open-endedness, as all three do care about identity and who they really are. In a more literal suite motif, Sol and Bridget do both primarily fight with blunt weapons, which could be seen as a metaphorical ‘club,’ and while Ram has swords, they often remain sheathed in battle instead of revealing the sharp ends.

Queen of Diamonds- Curiously, no character appear to be assigned to this one? Perhaps it is being saved for someone in the future.

Queen of Hearts- Shared between May and Jack-O Valentine. This is one of the more commonly-seen cards in this sort of motif, likely due to its inclusion in Alice in Wonderland. Because of this, it can have some dual symbolism, being a heart card that’s associated with a cruel, loveless, domineering figure. In a more general motif, both characters fit as being associated with romance and tying a lot of their character and plotline towards love and relationships with men (Johnny and Sol, respectively). The Paris pattern has the Queen of Hearts designed after the biblical Judith, a widow who saved Jerusalem by charming and killing a general that had previously sieged her city. Both characters have attempted to take the initiative to save a group of others (May running away from home in Xrd to keep her family from getting sick and Jack-O attempting to stop I-no at the cost of herself in Strive) which may also contribute. Both also command underlings in battle, which may contribute to the overall ‘queen’ motif

Queen of Spades- Shared between Millia Rage and I-no. This card has some symbolism directly from card games, as it is often viewed as being unlucky. It’s also given such flattering names as ‘the bitch’ in seven card stud poker and is often used as the old maid card as well. Both are characters who are frequently commented on for their beauty, yet have complicated issues with relationships in different ways. As a card it also tends to lead towards level-headed intellectualism and practicality, but is often less associated with emotions than the other queen cards. Both characters are often seen as cold and distant, intelligent and capable but lonely and closed off. The Paris pattern is designed after Pallas (Athena), goddess of war strategy and wisdom. In Greek mythology, the ‘Pallas’ epithet likely referred to the goddess’ battle proficiency, as it can be translated as ‘to brandish (as a weapon’) and while it is a fighting game, the two of them narratively encounter a lot of conflict with others

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Jacks

Jack of Clubs- Shared between Axl Low, Anji Mito, and Sin Kiske. Jack cards, in general, tend to have less symbolic meaning, but the Jack of Clubs tends to mention witty intellect and memory. All three characters are defined by personal memories that they treasure, though to varying degrees, and have a playful, trickster wit to them at times. It can pertain to luck and charisma that may also prove dangerous, and, at the very least, Anji does tend to his his glib words to cause trouble. On a note of consistency, Sin is of the same suite as Ky and Sol, making them collectively a three-card straight flush

Jack of Diamonds- Shared between Nagoriyuki and Giovanna. Curiously, both are newcomers to the series. This card tends to have an association with messages and messengers, which in a meta sense may refer to the newness that they bring to the game. There also seems to be repeated mention of a lack of loyalty and an unfaithful assistant, which could fit both in Giovanna’s blase attitude towards her work and Nagoriyuki’s role as an unwilling underling to Happy Chaos. 

Jack of Hearts- This card has the most people sharing it, being a four-way appearance between Faust, Goldlewis Dickinson, Testament, and Asuka R. Kreutz. This one also has a lot of heart-based themes similar to the King and Queens, often mentioning traits like kindness, good intentions, and sincerity. Though all four of them vary in many ways, their characters tend to involve sincere intentions towards others, though it might not always pan out the way they would have hoped (especially for Asuka). All four are definitely willing to show their emotions, especially when it comes to trying to bond with others, such as Faust with Ramlethal, Goldlewis with Bridget, Testament with Dizzy and Johnny, and Asuka with Raven. There is also a poetry motif with the card that depicts the Knave of Hearts as a trickster, and while all four are not necessarily trickster figures, Faust is known for his peculiarities, Goldlewis for his alien causing mischief in fights, Testament for being unpredictable in earlier games and mysteriously surviving several near-death instances, and Asuka being a mysterious and indecipherable problem-causer for most of the series. Also, in another consistency of the suites, Testament shares the heart suite with Johnny and May

Jack of Spades- Held solely by Baiken. Spade cards in general seem to veer towards more aggressive interpretations, and that definitely suits her just fine. It often mentions violence, though there is also mention of intense passion and ruthless determination, which also fit pretty nicely. It also tends to mention riskiness, either in the form of violence or unhealthy habits like drinking. Aside from the Joker and the King of Diamonds, Baiken is the only character to have a card all to herself, which may reflect the solitary nature she held onto for many years. Though, similar to the club and heart suites, she has a connection with Bedman and Delilah in the spade suite.