#last will & testament

[smithclea]

How To Do Estate Planning?

Estate planning is an important process that allows you to protect your assets, ensure the smooth transfer of wealth, and provide for your loved ones after your passing.

While it may seem daunting, with a systematic approach and professional guidance, you can create a comprehensive estate plan that meets your unique needs.

In this blog post, we will outline a step-by-step guide to help you navigate the estate planning process effectively.

Step 1: Take Inventory Of Your Assets And Debts

Start by creating a comprehensive inventory of all your assets, including bank accounts, investments, real estate, vehicles, valuable personal belongings, and insurance policies.

Don’t forget to account for any outstanding debts such as mortgages, loans, or credit card balances. This inventory will provide a clear picture of your estate’s value and serve as a foundation for your estate plan.

Step 2: Define Your Goals And Objectives

Consider your personal and financial goals when it comes to estate planning.

Are you primarily concerned with asset protection, minimizing estate taxes, ensuring the well-being of your family, or supporting charitable causes? Clearly define your objectives to guide the decision-making process throughout the estate planning journey.

Step 3: Identify Your Beneficiaries And Executors

Determine who will be the beneficiaries of your estate. These individuals or organizations will inherit your assets according to your wishes.

Additionally, choose an executor or personal representative who will be responsible for administering your estate, ensuring that your directives are followed, and managing the distribution of assets.

Step 4: Consult With Professionals

Seek the guidance of professionals experienced in estate planning, such as estate planning attorneys, financial advisors, and tax professionals.

They will help you navigate the legal and financial complexities of estate planning, understand the applicable laws and regulations, and ensure that your plan aligns with your goals while maximizing its effectiveness.

Step 5: Create Essential Estate Planning Documents

Work with your attorney to create the necessary legal documents for your estate plan. These may include:

a) Last Will and Testament: A will outline how you want your assets to be distributed after your death, designates guardians for minor children, and appoints an executor to manage your estate.

b) Revocable Living Trust: A living trust allows you to transfer ownership of assets to a trust, providing flexibility, and privacy, and potentially avoiding probate.

c) Powers of Attorney: Establish financial and healthcare powers of attorney to designate someone to make decisions on your behalf in case of incapacity.

d) Advance Healthcare Directive: Specify your healthcare preferences and appoint a healthcare proxy to make medical decisions on your behalf if you are unable to do so.

Step 6: Review And Update Regularly

Review and update your estate plan periodically, especially when significant life events occur, such as marriage, divorce, the birth of a child, or changes in financial circumstances.

Regular updates ensure that your plan remains relevant and reflects your current wishes.

Conclusion

Estate planning is a proactive approach to protecting your assets, securing your legacy, and providing for your loved ones.

By following this step-by-step guide and seeking professional advice, you can create a comprehensive estate plan tailored to your specific needs and goals.

Remember, estate planning is a gift you give to yourself and your family, providing peace of mind and ensuring that your wishes are carried out effectively.

About The Author

Smith Clea is a USA-based author on Legal issues related to estate planning, will and trust business law, and elder law. Smith Clea does her best writing on these topics that help users to find the best solutions to their FAQ on estate planning, probate laws, probate lawyer, and more about legal family issues. The author can be reached at https://rochesterlawcenter.com

[springtz]

some recent testament art I'm happy with ouuughhhh

[thinwhitedoc]

SHERLOCK | Martin Freeman as John Watson

[jazzyjellojojo]

fanart for @abigailmoment 's Vampire Lord Gale AU, The Last Will and Testament of Cazador Szarr Ch 15!!! live laugh love gale, but he aint living, and definitely isnt laughing. <3 this part of the chapter went super hard, go read the story if u havent already its wonderful!!

[trashcansienna]

Some more silly guilty gear sketches cus these characters are so silly to me

[laniemae]

“I think I have to climb to the top of the hill if I wanna see what's going on on the other side...”

Drew this through tears as an acceptance that Ojima will be the killer of this chapter and that he’ll die and I’ll never see him again.

Vent/rant under cut

——— I’m actually crying right now while writing this. I can’t see any other possibility where Ojima isn’t the killer. Just everything story wise and plot and symbolic wise makes sense. He’s already the prime suspect with his shaky alibi, him going to the medbay at midnight, the blood on Hiroaki’s bed where he slept for the night, his strange disassociating more than usual. 

At this point there’s so much evidence pointing towards Ojima being the one who killed Chiba I’m already grieving his inevitable death this trial. Just, even with the parallels between him and Chiba with the story time episode where he wrote a children’s book with her, hence the text in the art referencing that. And how that one time he talked during his dissociative haze he said the exact words that Chiba said to him while writing the book. I can only think of this as Ojima in shock with how he killed her. There’s also their parallels as well with both having sorts of age regression and coping by living through a childish fantasy lens. It’d be so sad thinking how that could be symbolic of Ojima killing a perception of himself. And with Ojima being a children’s book illustrator who had his childhood taken away from him and Chiba looking like a child and having a similar form of regression I can’t imagine how tragic this story would play out through with the trial. 

I really thought Ojima would have more time as I felt it’d be inevitable we’d get a breakdown scene with his PTSD and learning more about that story, but with how things are going I could imagine that happening during the trial. God I don’t even wanna imagine how his execution would be if it goes the route on playing up his trauma, these killing game staff are sadists and I could completely imagine them doing that, especially with the mention of working on the execution in the staffside.

I’m also in absolute tears over his relationship with Hiroaki. Just… purple is so devastating with the likely idea that Ojima is the killer, and even imagining if he already killed at that time. Them sharing an intimate moment and Hiroaki confessing how he’s so reliant and attached to him and how they’re basically codependent, and as well with how he’s almost finished the drawing for Ojima. When he’s the killer he’ll never be able to show it to him and he’ll have absolutely no one by his side anymore who cares about him or even loves him. It would be the most heartbreaking thing ever.

Ojima is such an incredibly amazing character like I’ve never seen before I can’t prepare for him to be the chapter 2 killer… he would’ve gone too early and I’m such despair. I’ll never be able to see him again in the series, he’ll never speak again I’ll never be able to get exited whenever an episode pops up in a thumbnail he’ll never dissociate again he’ll never be funny and sassy again he’ll never help Hiroaki to open up again he’ll never have a hilariously gay moment with Hiroaki again. He’s lived 16 years of his life going through the worst abuse a human could face, only for when he escapes to be dragged into a killing game and forced to commit a murder of someone who shares so much similarities with him. I’m already feeling the effects of his death a week before it happens and I’d rather fall into despair than yearn for hope only to have it taken away from me. I can’t imagine how I’ll be able to watch tetro with Ojima gone forever. I have been crying the entire day over this and my tears are making this hard to write.

[serialgirlposter]

The testament missing link interactions i crave

[adhdandcomics]

taking somebody’s heart shaped dish they made for their presumed partner in a valentine’s day ceramics workshop feels so unethical. however they never came back to pick it up so i’m assuming they broke up. my soap dish now.

[clingyduoapologist]

See the problem is I can acknowledge that Ezio is probably a better written character than Altair and his interactions with other characters like Leonardo and Rosa are all handled fairly well but also there’s just something about Altair being such a fucking idiot that he basically has to run around the Holy Lands sulking while Malik calls him a little bitch that I don’t think any other ac protagonist has ever matched

[ghostsmp3]

there's just something about john vs judas. the beloved vs the betrayer. the witness vs the instigator. the insider vs the outsider. the hug vs the kiss. being the last to die vs the first. graced by god vs praised be god.

[welcometogrouchland]

I miss them so bad (Dick and Damian)

[harbingersecho]

i risk my life just to exist in this world. i'm not someone you can mess with.

[corallapis]

a note in his biodata extract that in the event of his death he wishes the doctor to collect his remains.

[lesbiangiratina]

REJOICE UNUSED TESTAMENT KY INTROS FINALLY IMPLEMENTED

[guiltygeartfln]

Happy pride month!! 💖

[darlixg]

what is this type of character called?

As a start, these are some of my favorite characters that i think are similar in some way:

-Toph Beifong (Avatar)

-Lance (Voltron)

-Stuart Pot, 2D (Gorillaz)

-Mammon (Obey Me!)

-Damian Wayne (DC)

-Lee Ping (Detentionaire)

-Geto Suguru (JJK)

-Herrscher of Sentience (hi3rd)

-Testament (Guilty Gear)

-Ivan (Alien Stage)

-Suletta Mercury (The witch from mercury)

-Sunday (Star rail)

-Tweek Tweak (South park)

-Hong Lu (Limbus company)

-Go Bok-Su (married in red)

-Alucard (Hellsing)

-Allen Walker (D. Gray-man)

basically this^

I'm aware that some are more on the darker or religious way, but most of them seem to me like the sunshine character with deep depth hidden in them, acting tough but with a soft side to them, multifaceted and resilient taking on whether they are internal or external challenges, some being groomed and suffering because of other peoples choices.

I love when a charcter holds great complexity to them, have a strong sense of identity or they struggle with that identity and accepting it and having a meaningful build up growth and development.

-For example, one of my favorite character developments these characters go through, is Testaments from Guilty gear.

How Testament begins to reclaim their autonomy and struggles with the guilt and trauma of their past actions, trying to reconcile their existence as a Gear with the remnants of their humanity. They go through a journey of redemption and self-discovery, as they shift from a being of pure destruction to someone seeking to protect others and find a sense of peace.

-Or Damian Wayne's development. How he goes from a brash, arrogant child warrior to a more mature, responsible, and empathetic hero. His growth is marked by his struggle with his violent upbringing, his desire to prove himself, and his gradual acceptance of the values his father embodies. Despite his tough exterior, Damian’s evolution reveals a deeply complex character who cares deeply for those close to him and strives to atone for his past, making him one of the more dynamic and compelling members of the Bat-family.

Tbh, i could go on forever for each of these characters, some that have affected me deeply are Geto Suguru's crisis, Sunday's grooming and fighting with his beliefs, Ivan's character alone is the most fascinating thing for me, as well as Toph's strong independet personality that i just love so much!

I want to find more complex, sunshine, strong or weak but manipulative characters that strugle with life or however these kind of characters are described as. Smart and going after their beliefs without changing for the greater good but for themselfs.