#jim price aero financial

[jamespricesandiego]

A money related organizer (otherwise called a monetary consultant) is a man or approved illustrative of an association, authorized by ASIC, to give exhortation on a few or these regions of your accounts: contributing, superannuation, retirement arranging, home arranging, hazard administration, protection and tax assessment.

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Revealing the Future: Faraday debuts its FF91

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Faraday's FF91 design is somewhat derivative, echoing the Jaguar F-Pace and evoking a latter-day Saab SUV, had the company not died before designing their own proper one.

Jim Resnick

Front detail is full of lit "F" letters, feeling a bit like a grille, which, of course, it isn’t.

Jim Resnick

The D pillar shows a strong hint of Saabness. The busy rear end suffers from too much sculpting.

Jim Resnick

We're not entirely sure how NHTSA will react to a single wraparound light at the front.

Jim Resnick

Propulsion engineering VP Peter Savagian talks batteries, power, but not suppliers.

Jim Resnick

Windows between wheel spokes close up at highway speed, netting a small aero benefit.

Front motor sits where a differential would. Note long, beefy Honda-like gooseneck uprights.

Jim Resnick

Rear of the chassis shows the servo for rear steering. Large rear motor unit is perched between the wheels.

Jim Resnick

Financially beleaguered and lacking two top executives—who left just before the end of the year—Faraday Future unveiled its first actual electric car at the 2017 Consumer Electronics Show in Las Vegas on Tuesday night. Calling it "a new species" that "reformats the future," the FF91 ("nine-one") has a name which will confuse rather than clarify, but the critical numbers are impressive.

Faraday claims the FF91 will have the biggest electric drive system at 130kW of energy (using cells provided by LG Chem but packaged by Faraday). The greatest range, at a minimum of 378 miles using the EPA's protocol (700km on the EU cycle) before needing a charge. And a power output of 783kW (equivalent to 1,050hp). Charging is important to Faraday, too, and an open charging strategy across networks works at 1.5, 10, and 15kW power levels, though the fastest DC charging will operate over 200kW.

"This is the greatest energy density, the most compact and most potent system in the world," said Faraday's propulsion engineering VP, Peter Savagian. "We have 20 percent more battery, motor and more useful torque than anyone else." Clearly, all of this puts the cart before the horse a bit, because the FF91 is not yet on sale, is not yet in its final phase of R&D, and won't hit the market until sometime in 2018 at the earliest.

Getting all that power to the ground requires a bunch of traction, so the FF91 has optional all-wheel-drive through multiple motors, yielding torque vectoring at the rear. There's also rear-wheel steering. Savagian also told us the stability and traction control systems operate at a far higher resolution than other systems, netting much better cornering stability and acceleration at the limit of traction, the latter ringing a supercar bell with 0-60 mph reached in an official (even though it's not in production yet) 2.44 seconds, with a best-ever figure of 2.39 seconds. That is seriously quick and far quicker than anything in the SUV class with which the FF91 will compete—even the Tesla Model X P100D.

The FF91 platform will be a scalable chassis, able to meet a variety of size and duty needs across segments, a claimed innovation. Y'know, like the Volkswagen MQB platform which yields everything from the Golf, Jetta, Tiguan, and the next-generation Passat to Audi's A1, A3, Q3, and TT.

"We will always challenge the limits of performance," Savagian said. But is outright performance the tipping point for people interested in a pure electric luxury SUV like the FF91? Hasn't most of the research proven environmental, emissions, and fossil fuel use proven to be the elephant in consumer's heads?

"Form follows multi-function," stated Faraday's head of design, Richard Kim. Some cars like the Toyota Prius Prime are slipperier in drag, but one big goal was giving the maximum amount of space inside (151 cubic feet/4,276L), blurring the line between mid- and full-size. Yet, for all the book-rewriting Faraday claims for the FF91 design, it cuts a figure and profile scarily like a Jaguar F-Pace or the proper Saab SUV that the company never lived long enough to build. And parking it within inches of a wall on the passenger side at the reveal event leads one to wonder what might be hiding there.

The FF91 also promises to be a top-tier Internet of Things device. "The FF91 will provide full digital integration, to the extent that you will never even have to think about it," said R&D engineering VP, Nick Sampson.

"We won't innovate in 1-2 percent increments," he added. "Plenty of other companies make those small advances, but disruption is what the world needs. Faraday is not predictable; we will create things that have yet to exist. We're going to reformat the future. Air pollution, accidents and congestion will be obsolete." Brave words from a company that hasn't built a single commercial thing yet.

Autonomous driving is a large part of the FF91's soup and it uses 30 sensors—including a retractable LiDAR system—from around the car to enable a self-parking function where it can hunt around a parking lot, not just take over after you've lined the car up, as production Lexuses, Fords, and plenty of other brands have been selling for years now. But this does raise a question: when did parking become as stressful and impossible as three-layer chess? And shouldn't anyone operating a car have the basic ability to park the thing?

The FF91 will also use an open ecosystem where any app you have on your smartphone, such as one that provides video, will integrate across platforms. Multiple modems and two Wi-Fi antennae, it's claimed, will make the FF91 the "most convenient hotspot on earth."

While the FF91 is due in 2018, for now, anyone interested in the vehicle must register online with a $5,000 deposit to secure a slot. But no actual price has been announced yet. There are also no details about the interior.

Some of Faraday's innovations or breakthroughs fail to meet a basic smell test, though. Other cars can park themselves. Other cars adjust temperatures automatically. Other cars compensate for poor weather conditions. Other cars have Wi-Fi. Other cars have torque vectoring actively working to apportion drive power most effectively to the wheels. And other companies have a track record in the luxury sector.

As ever, the proof of the pudding will be in the eating. And the driving.

Listing image by Jim Resnick

[jamespricesandiego]

The project is another example of partnerships being forged between banks that are normally in competition with each other, as financial institutions seek ways to use blockchain to solve business problems. Blockchain, a type of distributed ledger technology, creates a permanent record of transactions that cannot be erased. Many think the technology will be a game-changer for finance.

[jamespricesandiego]

The Digital Trade Chain Consortium - comprising Deutsche Bank, HSBC, KBC, Natixis, Rabobank, Societe Generale and UniCredit - will work with IBM to use the technology to help SMEs in Europe manage, track and secure domestic and international trade transactions, according to a statement late yesterday. The consortium was created in January with the aim of building this type of platform.

[jamespricesandiego]

Jim Price Aero Financial | finance work in company

[jamespricesandiego]

In more ways than one, alternative finance has made borrowing simple, swift and suitable. Over the last few years, alternative finance providers have grown in number and garnered significant acknowledgement and traction from stakeholders such as regulators, venture capitalists, banks, enterprises and investors. They provide financing outside the parameters of traditional lenders, most commonly banks. Breaking it down even further, alternative finance includes domains such as crowdfunding, peer-to-peer financing, and invoice financing.

[jamespricesandiego]

The financial dealings of other people tied to President Trump have also been examined by the FBI and federal prosecutors, the Post reported. Among them are former national security adviser Michael Flynn, Trump's former campaign chairman Paul Manafort, and former adviser Carter Page.

[jamespricesandiego]

But there are two different types of residual-payment finance deals: ownership and non-ownership residuals.

In an ownership deal, you’re responsible for that R104 000, come what may. Either you’ll have to refinance the residual, which will cost you R3638.29 a month over 36 months – that means your R260 000 car will be nine years old by the time you’ve finished paying for it, and it will have cost you a grand total of R435 699.

[jamespricesandiego]

Meanwhile, the Australian dollar has risen against its US counterpart, with the greenback slipping 0.2 per cent against a basket of currencies and oil prices rising. The local currency was trading at 74.78 US cents at 0700 AEST on Tuesday, from 74.45 on Monday.

[jamespricesandiego]

The Australian share market looks set to open flat despite another record close for the Nasdaq. The Nasdaq was lifted by technology stocks, but the S&P 500 and the Dow ended the overnight session on Wall Street flat after mixed economic data and retail earnings. At 0700 AEST on Wednesday, the local share price futures index was up one point, or 0.02 per cent, at 5,855. The Australian dollar was worth 74.26 US cents, up slightly from 74.24 US cents on Tuesday.

[jamespricesandiego]

Office Pen Calculator Computation by jamespriceaerofinanc

[jamespricesandiego]

Summer interns who work in finance can make upwards of $5,000 a month. Though that's less than what some of the highest-paying tech giants pay their summer interns (Facebook interns are paid $8,000 a month), for a summer job, it's still pretty impressive.

[jamespricesandiego]

Personal Financial Management Tips by jamespriceaerofinanc