#ive had bigger accounts in the past but the point of this blog was to find a different place to be excited about stuff i love

[howlcraft]

omg admittedly i've checked my follower count like, twice probably, but i just realized i'm past 400 followers which is KINDA NUTS thanks guys for all the love!

[grapesodatozier]

so close to the real thing (closer than you think)

rating: explicit

word count: 6.8k

summary: Eddie's been pining over Richie for as long as he can remember. He loves everything about Richie; especially how much Richie loves touching him. It's a little inconvenient, though. Eddie copes with his pent up sexual tension by constantly checking a porn blog he's obsessed with on tumblr. This guy has the same type of body as Richie, he talks like Richie, his name is even Richie! It makes it all too easy for Eddie to pretend it really is Richie while getting himself off to all of the blog's content.

You'll never guess what he finds out when he starts sexting this stranger named Richie from his anonymous porn blog.

tags: friends to lovers, porn with feelings, love confessions, dom/sub dynamics, bi dom top richie, gay sub bottom eddie, the most oblivious pining idiots in the world lol we love them

notes: this is one of my more ridiculous ideas but I had so much fun with it lol. also as a note you probably should not approach people on the internet the way they do in this fic, but they're just v enthusiastic and everything here is v consensual!! still tho definitely don't take this indulgent fic as a guide on how to approach real people online lmao. okay have fun!!

read on ao3 or below!!

notsfw under the cut

Eddie Kaspbrak’s friends were his entire world; time spent with them meant everything to him. But he also really valued his alone time. He’d always been the sort who needed time to just sit on a grassy hill and watch the trains go by, to catch up on comics in his room, to get lost in Netflix shows or even just his thoughts as he moseyed around his apartment—one he live in by himself, for when these moods hit. He needed time to himself to unwind. And sometimes he unwound by scrolling through some porn blogs on tumblr with his hand in his pants.

There was one blog that he was particularly fond of. There were other blogs more catered to his personal interests, namely blogs that didn’t feature women like this one did. But there was a good balance of genders represented, so Eddie figured he could just scroll past those posts. This guy was worth it. His pictures were ridiculously hot, and his dirty talk was even hotter.

Also, his name was Richie. Which Eddie refused to acknowledge as part of the draw.

It was harder to ignore tonight. He’d been out with the losers, and Richie had just been so touchy. And there was something about the way he'd been talking; his voice was lower than normal, slower in a way that made Eddie’s stomach flip. And his touches had lingered, his hand squeezing Eddie’s hip slow, then lazily brushing against his ass as he dropped it. Eddie could hardly take it. He brushed it off as Richie just being tired from work, but god, Eddie wanted it to mean more. The hardest part was hiding how much he wanted Richie to keep doing it.

There were so many things Eddie wanted Richie to do to him. He wanted Richie to touch him harder, to grab him by his hips with both hands. Richie’s hands were so big; Eddie just knew Richie could manhandle him so easily, so roughly. He wanted to know what it would feel like to have Richie’s hands all over him, grabbing at his ass and his thighs, holding his wrists down, making him feel so small. While Eddie would never admit it, huffing at every short joke Richie made, but he loved being shorter than Richie. He loved how safe he felt when Richie held him. And he was dying to know how small he would feel with Richie looming above him, or sitting in Richie’s lap, bouncing on his cock. He wanted to hear Richie talking to him in that low, slow voice, with that condescension Eddie did his best to pretend not to be affected by. He wanted Richie to whisper in his ear and call him all those pretty names he always dropped so casually, all those sweet ones and also ones that were a lot meaner. He wanted Richie to want him.

But it was easier to think about it than to ask for it. He knew Richie had way more experience than him. Well, okay, maybe not way more necessarily, but they were starting their third year of college, and he hadn’t wasted any time. Eddie, on the other hand, hadn’t done anything more than hand stuff with someone else. The guys he’d hooked up with were nice enough, and hot enough, but they just… weren’t Richie.

He supposed this guy on tumblr wasn’t Richie either, but at least he was everything else Eddie wanted. None of his hookups had been so, well, dominant, and that was this guy’s whole thing. He was dominant and a top and into guys that looked like Eddie. He even kind of talked like Richie, and he was apparently pining over his best friend, just like Eddie was. It had him completely smitten. Plus, internet-Richie’s crush had brown eyes like Eddie, and he ran track, just like Eddie did. Internet-Richie had posted once about his dick getting hard watching his friend at his track meet, and Eddie had come so hard that night, his track shorts around his ankles, imagining his Richie thinking those things about him.

Eddie was in bed now, in nothing but his boxers and one of Richie’s old shirts that had been Eddie’s for a while now. Still reeling from the way Richie had been acting that night, he logged into his porn account on his phone and scrolled through his dash for a grand total of thirty seconds before going immediately to internet-Richie’s blog. A thrill went through Eddie’s body when he saw that he had just posted. He’d written, “god my friends gonna fuckn kill me with that ass, i wanna plow him so bad” then reblogged it and added, “reminder that my asks and dms are always open if any pretty needy little subs need help getting off. please come be sluts in my messages.” Eddie’s breath caught in his throat when he saw that there was a picture, too, one of him gripping his hard cock, his boxers pulled down just enough for Eddie to see the dark hair around the base of his cock. Eddie moaned at the sight. His cock was so nice, so long and thick and pink. And fuck, his fingers. They were so long and slim, almost as nice as his-Richie’s.

Eddie scrolled a little farther down, his heart racing. There were a lot of reblogs, but some original posts here and there, things like, “what i wouldn’t do to have a pretty guy drooling all over my cock rn,” and, “in the mood to get someone dick drunk. wanna fuck a someone so hard they forget their own name.” One that made Eddie nearly choke said, “want someone i can pump my come into whenever i want, over and over again. want a sub i can keep full of my come all the fuckn time.” That post had Eddie getting out his lube.

It also had him thinking about internet-Richie’s most recent post, his post about his DMs being open.

Eddie bit his lip and thought about it. He’d sent internet-Richie some asks before from his porn blog (his blog didn’t have his name on it, just the teddy bear emoji, since he privately thought the teddy/Eddie rhyme was fun and clever, and also it was cute), and he’d seemed plenty happy enough to respond then. Still, it felt like a much bigger step to DM him, to talk to him just one on one. But the more he read his posts, the more he thought about his-Richie and how he’d touched Eddie that night, the easier it was to convince himself to shoot his shot with this stranger.

Eddie just messaged him a simple, “hi,” with a heart emoji. It was innocent enough, but his heart was still racing.

Internet-Richie responded a lot faster than Eddie was expecting. Honestly he hadn’t been expecting a response at all. But he said:

hiya cutie (; ive been hoping youd message me

Eddie flushed. He couldn’t help but hear cutie in his-Richie’s voice���especially given how often Richie used the nickname. really? he typed back.

fuck yes, ur cute little messages make me so hard. i can tell ur a pretty little thing just from the way you type

Eddie was blushing deep. Pretty little thing. That was hotter than it should’ve been. He wanted his Richie to talk to him like that, in that deep, sleepy voice.

there’s no way you can tell that from some messages :P, Eddie sent.

His heart stopped at the next messages internet-Richie sent.

oh, u dont think so?

why dont u send me some pics to prove me wrong (;

Oh my god, Eddie thought, his breath coming short. His head swam at the thought of sending this guy nudes, of showing himself off to someone who clearly wanted to see him, who would know how to take care of him and fuck him the way he liked, a guy with his crush’s fucking name and body type and hands. It had Eddie’s cock hard and leaking, and he slowly slid a finger inside of himself.

But just because the thought turned him on didn’t mean he was gonna send this stranger what he wanted so easily, even if he desperately wanted to.

you’d like that, wouldn’t you?

He fingered himself open as he waited for a response, working his way up to two fingers. It was nearly impossible to ignore his cock, but he didn’t want to come before the conversation even had a chance to start.

fuck ya i would, internet-Richie responded. Then, in a second message, whats wrong baby? you shy? ill show u mine ;)

Eddie's breath caught. God, this guy even made stupid shit sound hot, just like Eddie’s Richie. This was unreal.

i’ve seen yours, Eddie pointed out.

ya and you musta liked it if ur messaging me rn

Eddie bit his lip. ...maybe

aw thats cute sweetheart. u know i can see all the needy little tags you add when u reblog my stuff right?

Eddie blushed. He’d kind of always hoped he’d read them, but he never thought he actually did. i didn’t know you read those

oh ya, read them, jerk off to them. bit of a size queen, aren’t you? ;) it’s cute. makes me so fuckn hard when u talk abt how u want me to fill you up

Eddie whimpered out loud, sliding a third finger into himself. Fuck, he wanted that cock inside of him so bad. But right now one of his toys would have to do, once he was stretched out enough. He sped up his fingers, getting impatient. Gathering up all of his horny courage, he sent, show me.

what, no please? only good boys who use their manners get dick pics babydoll

Eddie pouted and whined to himself, making quick work of sliding his hot pink vibrator inside of himself—well, as quickly as he could without hurting himself. He moaned as it filled him up, making pleasure spread deep through his body. Slowly pumping it in and out, he reached for his phone. please, he typed, please let me see? wanna know what to picture while i fuck myself with my vibrator. He even added the wide eyed pouting emoji to really milk the whole begging thing. He knew he’d been playing a little coy, but now with the way internet-Richie was talking to him he was getting desperate.

well fuck baby since ur begging ;)

Eddie held his breath as he waited for the picture, slowly rocking his toy in and out, savoring the feeling. He wished it was Richie doing it, wished it was his cock. The lines between which Richie blurred; he wanted to get fucked by either of them, both of them.

What Eddie received when his phone lit up was not a picture, but a video. It was short, just a few seconds of Richie’s hand dragging wetly, smoothly over his cock, but it had Eddie drooling. The room was dark, so he’d used a flash, and it made the mix of what Eddie assumed was precome and spit glisten as the swollen head of Richie’s cock disappeared and reappeared from behind his fingers. Eddie must’ve played it at least five times, fucking himself a little faster, before remembering to say something back. And to take a video of his own. fuck, I want you so bad, want you to fucking ruin me, he wrote back. A part of him couldn’t believe how openly desperate he was being, but he found that he liked it; he liked the way it made him blush, he liked the way it felt to beg, to ask for what he wanted.

Richie’s response came fast: show me kitten. show me how you want me to fuck your pretty little ass.

Eddie moaned at the pet name; casual little nicknames were such a weakness for him. He was already so far gone, just picturing Richie’s cock inside of him, picturing him stroking his cock to thoughts of Eddie. The attention had his cock hard and leaking as he thrust his vibrator even deeper inside of himself, pumping it in and out a few more times before rolling over and getting on his hands and knees. It was hard to take a video from this angle, but he wanted to show off his ass and hide his face. Plus, there was something so hot about having his ass in the air and his face shoved in his pillow, looking like the perfect image of someone desperate to be fucked. He loved the way it made him feel, loved the thought of being so open for someone. For Richie.

He ended up shooting a short video as well, about ten seconds of him sliding his vibrator slowly in and out of himself, letting out soft little moans. He was pretty pleased with the way it turned out, his hole pink and smooth and wet as it stretched around his toy. The angle was a little weird, showing a lot of his room once or twice when his hand slipped a little, but overall he thought his ass looked amazing, if he did say so himself. He sent it and said, feels so good. do you want me to go faster?

As he sent it, he got settled on his back, forcing himself to go slow as he fucked himself while he waited for internet-Richie’s response. It was taking longer than before, and Eddie was getting antsy; it was so hard to drag it out, to not get ahead of himself. But whatever Richie was doing, Eddie knew it would be worth the wait. Still, he pouted as his cock ached, begging for attention.

He almost jumped out of his skin when he heard a knock at the door.

He groaned to himself and stayed put, fucking himself even slower as he waited for whoever it was to leave. But then the knocking continued, loud and incessant and obnoxious, and Eddie knew exactly who it was. He also knew he wasn’t going to go away any time soon, which honestly made him smile and blush. Richie had terrible timing, but Eddie would never be upset to see him.

Reluctantly, he slowly slid the toy out and pulled on his shorts, leaving his shirt off. He still had a pretty obvious boner, but his horny brain did not mind the idea of Richie seeing it. So he strode lazily down the hall, shouting a performatively annoyed, “I’m coming!” Finally, he opened the door, cocking his hip to the side and giving Richie an expectant look. “Can I help you?” he asked, a small smile dancing around the corner of his lips. He had to fight off a smirk at the wide eyed look Richie gave him as he ran his eyes over Eddie’s body.

“Fuck,” he muttered lowly, his eyes trained on Eddie’s cock, which was getting even harder the more Richie stared. Eddie bit his lip and grinned a little, making doe eyes at Richie. But Richie didn’t meet his gaze—instead he brushed past Eddie, his mouth still hanging open as he made his way urgently toward Eddie’s bedroom.

“Richie?” Eddie asked, a little let down that Richie’s hands weren’t all over him right now. But hey, if he was heading to Eddie’s bedroom he figured that was at least the right direction. He closed his front door and followed Richie into his room, where he found him staring at the bright pink vibrator on the bed. As confident and horny as Eddie was feeling, that still made him blush. He was only human. Crossing his arms, he said, bashful now, “I was kind of in the middle of something.”

Richie looked over at him, his cheeks bright red under his freckles. Then he got a glimmer of that trademark shit-eating grin on his face. “Eds, you fucking slut,” he said, sounding both delighted and breathless. “You are so fucking hot.”

Eddie flushed and tried not to squirm, but he couldn’t help but press his legs together, his eyes brightening. Fuck, was this actually happening? Shit, he needed to think of something witty to say. “You gonna do anything about it?” Okay, that kinda sounded like a corny porn, but he had to give himself credit for even being able to form words just after his lifelong crush and personal wet dream had just admitted his attraction to him.

“I think I already have been,” Richie said, still grinning.

Eddie cocked an eyebrow at him. He couldn’t help but smile back. “Oh yeah? How do you figure that?”

Eddie was expecting a confession. He was expecting something along the lines of you think I don’t notice how you look at me? or did you really think those were casual touches earlier? What he was not expecting was for Richie to unlock his phone and hold it up, showing Eddie the video he had just taken, the video he’d sent to internet-Richie.

Oh. Oh. Oh fuck.

“Oh my god, that’s you?” Eddie cried in disbelief.

“You’re telling me you didn’t recognize this dick?” Richie asked, swaggering over to Eddie, clearly enjoying himself.

“How did you recognize it was me?”

Richie nodded toward the Thundercats poster on Eddie’s wall, then to the model train that sat on his dresser. “What other guy has decor like that and the ass to match?”

Eddie grinned and shook his head. “That doesn’t even make sense.”

“Well pardon me for not being especially eloquent when I’ve just learned that the guy I’ve been masturbating to since I learned how to and been in love with for even longer has been masturbating to me too.”

Eddie’s eyes went wide, all thoughts of getting fucked leaving for a moment. “You’re in love with me?” he asked, his voice as soft as his smile.

Richie was not a bashful person, but the little laugh he let out just then was close to it. “Have been my whole life, but thanks for finally noticing.”

Eddie shook his head and stepped closer, until he had to crane his head up to meet Richie’s gaze. “I love you too.”

Richie’s eyes widened behind his thick frames. Eddie had only seen that look in Richie’s eyes a few times before, but he never wanted to lose sight of it again. He always wanted Richie to look at him like that. But then Richie was closing his eyes and leaning down. It only took Eddie a second to get with the program, drinking in the moment just a little longer before letting his own eyes fall shut as he pressed his lips against Richie’s.

It started gentle enough, if deep and passionate and intentional. But then Richie’s hands were on Eddie’s bare waist, skin against skin, and Eddie was gasping into Richie’s mouth, his hands coming up and resting against Richie’s chest. He curled his fingers into Richie’s shirt as Richie ran his tongue over Eddie’s lips, just before pulling away. He laughed at Eddie’s indignant little whine.

“Oh, you mean you don’t want me to take off my shirt right now?” he smirked as Eddie tried to pull him closer by the offending fabric. Huffing, Eddie conceded and let go long enough to let Richie pull the shirt off over his head.

“Oh,” he said softly, his voice a little, awed moan as he drank in Richie’s chest. It wasn’t like Richie had never been shirtless in front of Eddie before, but Eddie had never felt like he was allowed to really look at Richie all those times. But now he could; now he could touch. And he did, running his fingers over Richie’s smooth, warm skin, over his acne scars and blackheads and freckles. “Fuck, Richie,” he sighed before pressing his lips to Richie’s collarbones, trailing them all over Richie’s beautiful chest.

Richie gave a breathless, almost shy laugh as he stroked Eddie’s hair. “Damn, Eds, never pegged you as a tits guy.”

“Oh, fuck off,” Eddie giggled, bringing his lips back to Richie’s. They both smiled into it, getting lost for a moment as Richie’s hands slid slowly down Eddie’s sides. His hands lingered on Eddie’s hips for a moment before he slid them further down and grabbed at Eddie’s ass, making him gasp.

“Is that any way to talk to the guy who’s about to rail you ‘til you can’t walk?”

“What’re you gonna do about it?” Eddie asked with a mischievous glint in his eyes. “Spank me?”

“You’d like that, wouldn’t you?” Richie smirked. He gave Eddie’s ass a playful smack, making Eddie gasp again and fall into him, needing more. Richie’s voice was dripping with adoration as he purred, “Little brat,” and pulled Eddie against him, kissing him again. Eddie went with it easily and happily parted his lips to let Richie lick into his mouth. Richie had one hand gripping Eddie’s jaw and the other on his ass, touching him in a way that exuded a command Eddie was desperate to follow. God, Eddie knew Richie had big hands, but they felt huge on him like this. It was dizzyingly hot. And the way Richie’s tongue was teasing his had Eddie’s knees going weak. His dick was throbbing in his shorts, aching to finish what he’d started, what had been interrupted. When he thought about it all—about playing with himself for Richie, about the video Richie had sent him, about all those things Richie had said about filling Eddie up—he felt himself clench down on nothing, desperate to get fucked. Desperate to feel Richie’s cock so deep inside of him.

“Richie,” he whined into the kiss, pulling on Richie’s belt loops, “please.” He pressed himself urgently against Richie and rutted shamelessly against his thigh.

“Fuck, you’re a needy little thing, aren’t you?” His voice was cocky and teasing, but there was an apparent undercurrent of wonder there as well.

Eddie shoved his face into Richie’s neck and whined, grabbing onto Richie’s wrists without even knowing what his goal was. “Richie,” he whimpered, sounding pitiful and ruined already.

“What do you want, baby?” Richie’s voice made it clear that he was enjoying seeing Eddie this wrecked, and that just made Eddie even harder. “Come on, tell me, use your words.”

Eddie squirmed as Richie held him close, but still not touching him in any relieving way. “I need you inside,” Eddie said, his voice high and soft as he squirmed in Richie’s grip. “God, please, Richie, need you to fuck me. Fuck me so hard I can’t even think. Fuck me like I’m your little toy.”

Eddie could hardly believe the words coming out of his mouth, and judging by the gasp he heard Richie let out, he’d caught Richie off guard too. But if the hard bulge in his jeans that brushed up against Eddie was any indication, he was apparently just as turned on as Eddie was. Besides, Eddie knew from his blog that Richie was really into that sort of thing too—and, apparently, really into the idea of doing those things with Eddie. The realization that Richie had been saying all those filthy things about him had him grinding against him with even more fervor, kissing his neck with a heated confidence. Richie moaned, and Eddie could feel the warmth of it spreading through him. “Yeah, sweetheart? You want to feel me inside you? You think you’re ready for me?”

“Yes,” Eddie sighed, looking up at Richie with wide, desperate eyes. He shivered at the new look in Richie’s eyes, the blue nearly entirely eclipsed by how wide his pupils were. He looked hungry for Eddie; Eddie wanted to feel it. “‘M ready, Richie, please, so open for you.” He looked to the toy on his bed pointedly, but Richie only gave a deep laugh.

“Oh honey, that’s cute that you think that little thing is gonna have you ready for my cock.” Eddie’s breath caught; that toy wasn’t small. Before he could gather his scattered brain enough to react, Richie was scooping him up and tossing him on the bed, the toy falling forgotten to the floor. Richie moved Eddie onto his back, and Eddie went happily, pliantly. Richie’s fingers were cool against Eddie’s burning skin as he hooked his fingers into the waistband of Eddie’s shorts, slowly dragging them over his hips and down his legs, tossing them to the floor. Eddie’s cock was dripping with precome, his chest flushed a bright red as he squirmed under Richie’s gaze. Eddie been dreaming of Richie manhandling him like this for he didn’t even know how long; he couldn’t help the way he reacted. And he especially couldn’t help the pleased little sound he made when Richie murmured, “God, you’re gorgeous, Eds.” Then Richie was grabbing him by the ankles, gently but firmly spreading Eddie’s legs, and Eddie let out the most pathetic, genuine moan he’d ever heard. “Fuck, baby, you sound pretty. You like when I spread you open?” Richie asked. He was smirking down at Eddie, but Eddie could see how flushed he was, could see the thrilled awe in his dark, hungry eyes as Eddie nodded.

“Richie, please,” Eddie whimpered. “I need you so bad.” He sat up, reaching for Richie’s belt, but Richie easily pressed him back against the mattress with a large hand on the center of his chest. The confidence in Richie’s dominance took Eddie’s breath away, and he stayed right where he was, nice and obedient, as he watched Richie get off the bed and slowly undo his belt, then his button and zipper. He took his time dragging his jeans and boxers off, enough time to let Eddie’s eyes linger on the reveal of the dark hair under Richie’s waistband. Then Richie’s cock was bouncing up against his stomach, hard and flushed and fucking long. Eddie moaned at the sight and fisted the sheets underneath him. He wanted so badly to get his mouth on Richie, to breathe him in and be nice and good for Richie on his knees. But he was also desperate to get fucked; his hole clenched down on nothing at the thought, and then it was all he could think about again. “Richie,” he repeated, whining now as he reached for him. “Stop being such a tease.”

Richie laughed as he moved easily out of Eddie’s grip and climbed on top of him. Eddie gasped softly at the sight of Richie above him, his dark curls surrounding his face, his full, pink lips pulled into the most beautiful smile Eddie had ever seen in his life. He ran his hands over Richie’s chest and sides, marveling at the fact that this was really happening. Then, his eyes flickering down, he tentatively brought his hand to Richie’s cock.

“Oh, fuck,” they said, both at the same time, making them giggle together.

“Fuck, Eds, your pretty little hand looks so cute wrapped around my cock,” Richie teased in a low, rough voice. Eddie shivered; he couldn’t tell if Richie was praising him or degrading him, but either way it made his head fuzzy.

“‘M not that little,” Eddie grumbled out of habit. But he was clearly breathless. He’d never been good at pretending not to like Richie’s compliments, however teasing.

“Aw, but you are, baby,” Richie cooed, nuzzling his nose against Eddie’s and pressing a lingering kiss to his lips. “You’re so cute and tiny for me. I don’t even know if we’ll be able to fit my cock inside you.”

“I can,” Eddie whined, both indignant and impatient. He bucked his hips up, but Richie held him down. He gasped when he felt the warm, soft skin of Richie’s cock press against his stomach. Looking down, he saw that Richie had his cock lying on Eddie’s stomach, showing just how deep he would be once he was inside Eddie.

“You sure about that, babydoll?” While the teasing note was still there, Richie’s voice got noticeably softer as he said, “I don’t wanna hurt you.”

Eddie’s chest swelled at that. Cupping Richie’s face in his hands, he insisted, “I can take it.” Then he reached down and took Richie in his hand, glowing with pride when Richie let out a low moan. “Richie, please, I want you so bad.”

“Okay, baby,” Richie agreed, turning his head to kiss Eddie’s palm. “Fuck, I want you, too.” But he stalled. “Have you ever… like, been fucked before?”

Eddie flushed. “Well, not by someone else, but I have some toys. I’m not gonna break, Richie.” He huffed, but the way Richie was looking at him soothed any ruffled feathers.

“I’m your first?” His smile was soft, and while his eyes glittered, there was nothing teasing about his tone.

“I didn’t wanna do it with anyone else,” Eddie mumbled. He tried to look away, but Richie pulled him into a kiss.

“Fuck, I never thought you’d want me,” he chuckled. “Sorry, that was depressing, I just mean I can’t believe we didn’t do this sooner, you know?”

Eddie beamed, a small, giddy giggle dancing on his lips. “Well it’ll happen sooner if you stop talking so much.” But his smile, and all of the little kisses he planted on Richie’s freckled shoulders told Richie that Eddie never wanted him to stop talking.

“Alright, alright, sheesh, I know I’m hot but you don’t gotta rush me.” Eddie was still giggling when Richie kissed him, and he could feel that Richie was smiling too. “Where’s your lube?”

Eddie stretched his hand out and patted the bed for a moment, searching. After what was probably only four seconds but felt like an eternity, he finally found the bottle and handed it eagerly to Richie. “Oh, right,” Richie smirked, “you’re already wet for me, aren’t you?” Eddie moaned as Richie swiped his fingers over Eddie’s slick hole, pressing in just a bit. His fingers went in easily, and he pumped them slowly, drawing little, breathy moans out of Eddie. Richie’s fingers were a lot longer and thicker than his own, and they felt amazing, but they weren’t what he wanted in that moment.

“Richie, fuck me,” he whined.

“Aw, no please? Again?” Richie tsked and shook his head, curling his fingers against Eddie’s prostate, making him cry out. “I told you, sweetheart, only good boys who use their manners get fucked.”

“Please,” Eddie cried. He rocked his hips and grabbed at Richie’s shoulders, at his arms, not even sure what his goal was there other than to get Richie closer, to get his attention, to show him how desperate he was. “Please fuck me, please.” He sounded pathetic begging like this, but that just made him harder. And it made Richie’s pupils even wider as he slid his fingers out of Eddie and pressed a kiss to his lips.

“Good boy,” he purred. Eddie moaned and arched into Richie’s touch, but he only gave Eddie one more kiss on his cheek before pulling back and covering his cock in lube. Eddie watched, entranced, as Richie’s hand moved smoothly over his cock, glistening and slick. Then Richie was gently spreading Eddie’s legs even further and pressing the head of his cock against Eddie’s hole.

“Yes,” Eddie whimpered brokenly, grasping at the sheets beneath him. “Richie, please.” Meeting his gaze, he said softly, “I need you.”

“I’ve got you,” Richie assured him in a voice that made Eddie feel like he was glowing. Richie took Eddie’s hand in his and entwined their fingers, using his other hand to guide his cock inside of Eddie, who gasped at the feeling. God, he couldn’t believe this was happening. He couldn’t believe his first time was going to be with his favorite person. He couldn’t believe he was finally getting exactly what he wanted. Love flooded through him, warm and perfect, somehow both soothing and electrifying as he watched Richie’s face. Eddie’s mouth dropped as Richie pressed into him, deeper and deeper and still fucking deeper, until finally Richie let out a low moan and Eddie felt absolutely breathless. The stretch was intense, and he held onto Richie tightly as he caught his breath. “Are you alright?” Richie asked. His voice was strained, but the care and concern in it was clear. “You don’t have to take all of it if it’s too much.”

Eddie wanted to laugh at the remark or roll his eyes, but with how breathless and dizzied by pleasure he already was, he had to admit Richie had a point. “Just need a minute,” he gasped. Richie ran a soothing hand over Eddie’s skin, helping him even out his breathing and relax. The feeling of Richie’s cock twitching in anticipation inside of him had him letting out little moans as he adjusted, getting more and more used to the feeling until he felt comfortable enough to tell Richie he could move. Richie kissed him before he did, his lips soft against Eddie’s, a reassuring weight. Eddie breathed in sharply as Richie pulled back, grabbing at Richie’s shoulders.

Richie immediately stopped. “You okay, baby?” he asked, caressing Eddie’s face.

Eddie wanted to melt. Richie was always touching him, always jokingly flirting with him, but this unabashed concern and, well, love had previously been reserved for dire situations, like panic attacks or injuries. Eddie couldn’t help the dopey smile that bloomed on his face as he tilted his chin up and kissed Richie. “I’m okay,” he said breathlessly. “It’s just a little different from my vibrator.” They both gave a shaky laugh as Richie nuzzled his nose against Eddie’s.

“Better, I hope?” he grinned.

“Can’t tell yet,” Eddie retorted. Another snarky comment was on the tip of his tongue when Richie pulled his hips further back, effectively sucking all the air—and attitude—from Eddie’s chest. And then Richie was pushing back in, and Eddie let out a moan he couldn’t have faked if he tried, relaxing back into the mattress as his eyes fell shut. It was the best thing he’d ever felt, pleasure and relief flooding through his body. They’d been building up this tension for years; Eddie had figured it would feel good to break it, but it really felt magical, like something had just clicked into place. Feeling Richie inside of him, rocking his hips carefully, feeling Richie twitch as he tried not to lose control had Eddie’s head reeling. Eddie’s eyes fluttered open, focusing on Richie above him, on how flushed his face was. When Richie met his eye, pressing in deep, Eddie let out a small, “Fuck.”

“Yeah? Does that feel good, sweetheart?”

Richie was smirking as he said it, but there was something else sparkling in his eyes. Something giddy and awed. Something that made Eddie sigh dreamily, “I love you.”

Richie’s eyes widened for a moment before he pressed his lips firmly against Eddie’s, his hands roaming over Eddie’s body like he couldn’t choose where to put them, where to touch him. “I love you so much,” he beamed, pressing a few more kisses to Eddie’s cheeks. Eddie giggled at the feeling, but then Richie’s hips moved just a little faster, pressing him in just a little deeper, and he was back to melting under Richie’s touch, clinging to him as he rocked his hips with Richie’s. “Fuck, you’re so amazing, baby, so fucking beautiful. You look so good like this, holy shit.”

Eddie smiled almost drunkenly at Richie’s ability to ramble even when blowing Eddie’s mind. “Feels so good,” he moaned, his voice breathy and just a little bit higher than normal. He wrapped his legs around Richie’s waist. “Please, Richie, please.”

“Fuck, baby, wanna make you feel like this all the fucking time,” Richie groaned as he picked up the pace. Eddie whined in pleasure at the change, and that just spurred Richie to go faster, harder, until he was well and truly fucking Eddie, both of them moaning with every thrust.

“Oh my god,” Eddie cried, “ohmygodohmygodhmygod, oh fuck, Richie, please.” It felt so amazing, Richie fucking into him like this, but he needed that little bit more. His cock was throbbing desperately, achingly hard; he needed to feel Richie’s hand on him. “Richie, please,” he whimpered, “please, please touch me. I need you, I need you so bad, please, Richie.” Eddie was pouting now, grabbing aimlessly at Richie, his legs still wrapped tight around him.

“Fuck, you’re so hard for me,” Richie marveled, his voice sweet and condescending as he wrapped his hand around Eddie’s cock. Eddie nearly screamed at the contact, his back arching off the bed. Richie laughed a little, which just made Eddie even harder. The way Richie spread his precome over his cock, twisting his wrist just so as he stroked him had that familiar tension coiling in his lower stomach. “Aw, does that feel good? You gonna come on my cock, kitten?”

“Fuck, yes!” Eddie screamed. He gripped at the sheets as Richie stroked him, his voice washing over Eddie, mixing with the pleasure of Richie’s touch, of his thrusts. “Yes, yes, yes, please let me come, please, please, please.”

“That’s a good boy,” Richie purred, and Eddie could feel himself tipping over the edge at the words, at how low and affected Richie’s voice was. He groaned out, “Come on my cock like a good boy, princess,” and pure pleasure crashed over Eddie like a wave. He arched his back and cried out as he came, his moans filling the room as he squirmed under Richie, grabbed at him, at the sheets. It was fucking ethereal. He felt somehow so in tune with his body and yet so detached, like he was floating. He was barely cognizant of what Richie was saying, but when he put the sounds together and realized Richie had just said, panting, “Fuck, baby, gonna come,” Eddie felt like a live wire again.

“In me,” he said urgently. His mind was still a little too scattered for full sentences, but he knew what he wanted. God, he felt like he needed it. Like he needed to feel that connected to Richie. “Richie, come inside me, please.”

Richie apparently didn’t need to be told twice; he let out a moaned, “Oh, fuck,” before burying his face in Eddie’s neck, his breathy moans like music in Eddie’s ear. And then, as Eddie was coming down from his own high, he felt the holiest thing in the world: Richie’s cock, twitching inside of him, then his warm come filling Eddie up. It was unreal, being this close to him. Richie clutching at him as he came. It was even better than the little fantasies Eddie occasionally allowed himself. Richie was here, in his arms, pressing kisses to his neck as he caught his breath. Eddie was stroking his hair and rubbing his back as Richie nuzzled into him. Richie’s skin pressed against his skin, his legs wrapped around Richie’s waist, then falling to his sides, but still pressed to him. Still keeping him close. There wasn’t a single thought in his head that wasn’t about Richie.

Richie pulled him from his dreamy haze with light kisses pressed up his jaw, then over his cheeks. Eddie giggled at the onslaught of affection, still reeling from how fucking hot and euphoric what they had just done together had been. But he happily accepted Richie’s kisses, his heart bursting, then racing as Richie pulled back to look in his eyes. “Holy, fuck,” Richie beamed, his face flushed and blue eyes hooded from the weight of his orgasm, even as they sparkled.

“I know,” Eddie said, returning Richie’s grin as he basked in the surreality of having Richie on top of him, his dorky yet charming smile framed by lips that were red and swollen because of Eddie. His glasses were knocked askew, and Eddie instinctively reached up to fix them. With a sense of wonder, he realized that his touch was allowed to linger this time. He ran his fingers down Richie’s cheekbones, over his jaw, cupped his cheeks. “I love you,” he said. The words spilled out over his lips like he couldn’t stand not to say them. And while it made his heart race a little to say it out loud now that the adrenaline and tension was all worked through, it felt even better this time when Richie’s face softened and he nuzzled his nose against Eddie’s.

“I love you so fucking much.” Richie’s voice rarely got that soft, that sincere; it felt like a blanket wrapping around Eddie. It felt safe, secure. It felt like a promise. And if there was anyone in the world Eddie knew he could trust, it was Richie. That feeling of everything coming together came back to Eddie as he lay there under Richie, their lips moving together, feeling light as a feather now that everything was finally out in the open.

[daily-lps]

i let a bunch of requests pile up and theres a LOT of them so instead of answering in an ask like i normally do, im putting them under a readmore right here! if youve sent me a request in the past maybe 2 weeks? (sorry thats such a long time!) and its not here feel free to resend it!

Anonymous said to daily-lps: Could you post the glittery lps giraffe ? I think she's 2349 !! I have her in my collection and named her Joy and I feel like we could all use some joy right now 🙈💖

we definitely could! this one is in the queue (by the time ive finished this post it may have alreayd been posted!)

Anonymous said to daily-lps: did you post the vip pink mouse plush yet? i had one when i was little and i just remembered it existed :'3

i saw a few different pink mice so i queued the one with the most solid colour, if your mouse was a different one let me know!

Anonymous said to daily-lps: Could I request the plush LPS online penguin?? Idk what his number was or anything but I think he was fancy, he was purple or blue with gold accents and little gold cuffs 🥺

queued! i dont think any of the plushes have numbers so no worries 

Anonymous said to daily-lps: not sure if you posted these, but #469 , a corgi (it wasn’t the regular build, huge head, blue eyes, had a hat) and a golden retriever (which appeared to be one of the earlier pets and was sitting down, facing forward). those were my three favorites, I only played with them pretty much, #469 has his back leg eaten off by my sis’s pet corgi, so I made him a clay implant ahhaha

oh no that poor pet! i have posted #469 and may have posted the golden retriever too, depending if #21 is the pet youre looking for! as for your corgi, im not certain which one this is! i think i know which mold you mean, but im not sure which pet exactly it is. do you remember the colour of its fur? this will help me narrow it down!

1980 said to daily-lps: could you do #575? thank you!

xx-glitterfied-space-cats-xx said to daily-lps: have ya posted lps 2580?? they're a super duper cute purple raccoon with a fluffy tail, m not sure if you've posted them yet

Anonymous said to daily-lps: the glittery purple rabbitt..?? the number is #2296 it is so cute !!!!!!

these three are all queued!

punkloverboy said to daily-lps: i feel like ive scoured the entire internet looking 4 this so it might be a long shot but i had a little butterfly im pretty sure it was yellow but it didn't have legs like most of them, just a big head, a little body, and wings. if u know which one it was that would mean sm ive looked everywhere lol

im honestly not sure what pet this is, im so sorry! ive never heard of a butterfly without legs, and the only thing i could think of was if the legs somehow broke off at some point? but im not sure! sorry i couldnt be more help ):

Anonymous said to daily-lps: hi! can you post the purple penguin with a pink belly, it was from that line of bigger lps like 15 ish cm tall? I had one and she was my best friend as a kid. and or maybe the black and white penguin plushie? (I really like penguins haha) (Also I just found your blog and I think its very cool! :] ) hi again I'm the anon from the penguin ask! I scrolled a bit further ur blog and found the thing that has the lps numbers so the purple/pink penguin is #1448 (apparently there's both a normal version and a deco pet 15 cm one, that's kinda cool :0 )

thank you for finding the number for me! these pets are both queued! (and im glad you lke my blog!)

and here are some non request asks!

free-smarters said to daily-lps: I have a TON of lps plushies but i never got to play lps online, i was into club penguin a lot when i was little and by the time i got any plushies i think the website was shut down? I have gotten most of my lps from thrift stores or online shopping since i like the older ones a lot and when i became hyperfixated on lps they were being phased out.

thats a little sad! although i guess lps online was basically club penguin but with littlest pet shop characters :p but i had the same experience with becoming hyperfixated on lps as they were being phased out, although i was also pretty into them as a kid. i had like a little break between then and now and i had gotten rid of all my lps it was very sad ):

Anonymous said to daily-lps: just wanted to say thanks for running this blog! i loved lps when i was little, it's fun to see all my friends again (and so many new ones too!)

youre so welcome! its fun to run it so im glad you like it!

Anonymous said to daily-lps: One of my most vivid memories as a kid was my uncle buying me the lpso dachshund plush. When I went to register the code online, I accidentally hacked into someone else's account and played on it instead! I got really confused when I started out with 12 pets I didn't have the plush for

what!!! thats nuts! how do you accidentally hack into someone elses account? a glitch maybe? that mustve been a wild ride

Anonymous said to daily-lps: Not a request but I just wanted you to know I found your blog absolutely at the right time, was feeling kinda low after reading the news and these are so cute it made me smile. Keep doing what you’re doing!

im so glad i helped pick up your mood a bit, take care of yourself anon 💕

Anonymous said to daily-lps: Me.

todays littlest pet shop of the day is: YOU! (#1)

[kittykatknits]

Hi hi! I just read an answer of yours where you said you have a theory about Sansa being an empath. I'd love to know more about it but couldn't find anything here. Did you write something about that? If so, could you please send me a link for it?? Bye, and thank you so much, I love your blog! :)

Anon asks: What’s this theory about Sansa being an empath? I never heard about it before.

First, thank you @twiseei for those kind words! :)

Ok, the Sansa as an empath theory. I’ve written about it before, but not actually here on Tumblr that I can recall. It’s not a popular idea, by any means, but there are others I’ve discussed this theory with in the past.

First, Sansa as an empath is something I use as way to engage with the text. It’s not a theory that I would argue strongly for or tag as meta because it’s closer to crack. I believe the fandom term is tin foil, yeah? So, I listed it specifically as my theory because of it. It’s one of those things that makes the books more enjoyable for me. Honestly, I rate this as more believable than Howland Reed is the High Septon but really far down the list when compared to something else, like Aegon is a Blackfyre.

The idea of Sansa as an empath first came to me sometime after aFfC was published, don’t remember exactly when. It was the result of exploring magic as part of Sansa’s story line. Specifically, the idea that Lady is still a presence for Sansa even though the wolf physically died in the first book.

Jon says this in the very first chapter:

Your children were meant to have these pups, my lord.“

Then we get this is in Eddard IV (bold emphasis mine):

Bran’s wolf had saved the boy’s life, he thought dully. What was it that Jon had said when they found the pups in the snow? Your children were meant to have these pups, my lord. And he had killed Sansa’s, and for what? Was it guilt he was feeling? Or fear? If the gods had sent these wolves, what folly had he done?

If the wolves were sent by the gods and the Starklings were meant to have them, then it is possible that Lady’s death alone is not enough to sever the link between Sansa and her wolf?  If the link is still there, then that leads to wondering how this link is shown.

Now, we see Sansa’s siblings all have wolf dreams throughout the story, even if they don’t realize that’s what they are. It would make sense that Sansa does not because of Lady’s death. But, there are two incidents that always made me wonder:

Tyrion dressed himself in darkness, listening to his wife’s soft breathing from the bed they shared. She dreams, he thought, when Sansa murmured something softly—a name, perhaps, though it was too faint to say—and turned onto her side.

-Tyrion VII, SoS

We don’t know if it is a name or who’s name it could be at that point. But, it’s possible we are told later:

That night Sansa scarcely slept at all, but tossed and turned just as she had aboard the Merling King. She dreamt of Joffrey dying, but as he clawed at his throat and the blood ran down across his fingers she saw with horror that it was her brother Robb. And she dreamed of her wedding night too, of Tyrion’s eyes devouring her as she undressed. Only then he was bigger than Tyrion had any right to be, and when he climbed into the bed his face was scarred only on one side. "I’ll have a song from you,” he rasped, and Sansa woke and found the old blind dog beside her once again. “I wish that you were Lady,” she said.

-Sansa VI, SoS (bold emphasis mine)

She has a restless night, full of dreams and many names appear in that description. Yet, upon waking, it is Lady’s name Sansa refers too. This led to the idea that Sansa may not have wolf dreams in the same way as her siblings, but she still has dreams.

So, if Lady is still with Sansa, how would it be displayed? After all, she’s not up north with Jon and Bran, surrounded by the old gods. She’s not with Arya at magic assassin school. Sansa is in KL and the Vale, interacting with Cersei, LF, Joffrey, and other real winners. Her story features politics, diplomacy, and court intrigue. Her mantra is “courtesy is a lady’s armor.” Superficially, it appears magic plays no role in her story at all. Yet, the old gods sent her a wolf and Lady is still with Sansa, at least in her dreams. There is some magic, even if it isn’t to the same degree as the other Starks.

If magic, and a connection to Lady, is part of Sansa’s story, I wondered what it would look like. Her courtesy, and how to wield it, is a skill that grows in the story. We first see her wielding it in GoT when she meets both Renly and Barristan. Later, it comes out in a more polished manner in her Winds gift chapter. Sansa puts a lot of effort in thinking on what to say, how to present herself, what to wear, and so on. She studies people and tries to determine their thoughts and motivations.

Despite this, there are times when it appears almost instinctual for her. There are other exmples, but I’ll limit this to only a few. First, there is this interaction with Tyrion:

“I would sooner return to my own bed.” A lie came to her suddenly, but it seemed so right that she blurted it out at once. “This tower was where my father’s men were slain. Their ghosts would give me terrible dreams, and I would see their blood wherever I looked."Tyrion Lannister studied her face. "I am no stranger to nightmares, Sansa.

-Sansa III, aCoK

Her motivations have nothing to do with nightmares, but a desire to continue seeing Dontos. The lie came to her suddenly and she blurted it out. It’s different than the lie we see earlier in the book, when she struggles to save Dontos. It comes easier to her and it turns out to be the perfect thing for her to say. Tyrion believes her. Later in the same book, she sings to the Hound:

Her throat was dry and tight with fear, and every song she had ever known had fled from her mind. Please don’t kill me, she wanted to scream, please don’t. She could feel him twisting the point, pushing it into her throat, and she almost closed her eyes again, but then she remembered. It was not the song of Florian and Jonquil, but it was a song. Her voice sounded small and thin and tremulous in her ears.

- Sansa VII, aCoK

It’s very similar to her earlier interaction with Tyrion. She remembered, it came to her, she says it because it feels right. As it turns out, the Mother’s Hymn was exactly the song to give, the influence on the Hound is still being felt when we later meet him as the gravedigger.

Finally, we have this observation by Tyrion:

Without his father beside him holding him up, he would surely have collapsed. Yet when Sansa praised his valor and said how good it was to see him getting strong again, both Lancel and Ser Kevan beamed.

- Tyrion VIII, SoS

That passage takes place during the PW when Tyrion and Sansa are in the yard. Here, Tyrion explicitly describes them performing the necessary courtesies which Sansa does with Ser Gyles and a few others. However, her compliment leaves Lancel and Ser Kevan beaming. Not pleased or thankful, but beaming. If we take into account what happens to the two of them further in the story, Sansa’s compliment is an incredibly powerful thing. Kevan is broken up over what happened to his son, to a degree that Sansa would have no way of knowing about. Somehow, she stumbled upon the perfect thing to say. And she did it effortlessly.

Now, Sansa lies a lot. Like a lot. She lies about her love of Joffrey and loyalty to the IT, which no one believes. She lies about going to the godswood. She lies to SR because some lies are kindly meant. She lies to LF because she knows what he wants to hear, lies and Arbor gold. She lies to the Lords Declarant., thinking how her tears would help. She plans what to say and how to behave all through the books.

Yet, every once in a while, something will spill from her lips, without thought or plans, and each time, they turn out to be the exact perfect thing to say. In the first example, she did it to make sure her escape plans continue. In the second, she did it with a knife to her throat while the Hound is suffering a very obvious break.

Sansa, as a character, is strongly associated with empathy, probably more than any other in the books. She helps Lancel, tries to comfort Lollys when crossing the drawbridge, talks to the women during the Blackwater, understands the Hounds’s fear of fire, and so many other examples I could go on for hours.

But, she doesn’t have a wolf to ride with into battle or protect from an assassin. She doesn’t have a wolf to tell her of the free folk close by. But, that doesn’t mean Lady isn’t still protecting her in some way, even if she is physically gone.

So, what if Lady is that instinctual part of Sansa, the unexplained? If Sansa was meant to have her, maybe she still does in some way.

Also, other traits of an empath that Sansa displays: knowing things without explanation, feeling the emotions of others, knowing when someone is lying (she’s getting much better at this), looking out for the helpless (Dontos and Lollys), creativity (singing and dancing, needlework), daydreaming (think of her love of songs and stories).

Basically, this theory is taking certain traits of Sansa, specifically her natural empathy, which is only growing stronger, and trying to connect it to Lady.

Like I said, this is something I consider closer to crack, the textual evidence is weak. It is not something I would present as an argument when discussing Sansa’s character. However, I do believe there is something to the idea of Lady still being with Sansa, even if we don’t (and never will) understand what that something is. After all, the gods sent her the wolf, Sansa was meant to have her. If Lady is a part of Sansa, then that part is already in Winterfell, waiting for her to return home. And I am absolutely convinced, that connection, whatever it is, is not so easily broken.  

[wander-pam-blog]

Third Blog Entry: Know Thyself

Part I Do you agree or disagree with your test results? Why?

- The test identified me as an ISFJ-A, an Introvert, Sensor, Feeler, Judger, and Assertive. Personally, I identify myself as an ambivert or being both an introvert and extrovert, depending on what the situation calls for. Aside from that, I do think I’m a Sensor because I find myself to be practical in trying to find solutions to most situations. I do somehow agree that I am also a Feeler, however, I think I have a good balance between feeling and thinking because there is an importance to being rational and not letting your feelings get the best out of you. I also really agree that I am a Judger since Judgers are identified as organized and well-planned. Lastly, I was surprised that I was Assertive because I thought of myself as more calm and less agitated, however, I was able to relate to the test’s definition of Assertive - someone who is self-assured, resistant to stress, and unlikely to dwindle on the past. 

Do the recommended careers (based on the infographics) appeal to you? Why/why not?

- The ISTJ’s line of work is described as the productive realist. My result is recommended to undergo jobs such as accountants, office managers, probation officers, and logisticians. What I think is common among the jobs is that they require the occupant to be organized and familiar with a certain system. Although these are good recommendations, I find that they are too predictable and stagnant. Although I like to be organized, I’d want to go after jobs that require me to be responsive to different situations and not just a to a certain set of cycled responsibilities.

How will the knowledge of your personality type help you to become a successful business leader?

- Personality tests like this allow me to assess my strengths. Being an ISTJ-A made me realize that I am quite reliable and organized. These can be my strengths in contributing to achieving business goals once I become a business leader. Part II

How does your introversion/extroversion level compare across these 2 tests? Do you agree with the results? Why/why not?

- This test identified me as an extrovert (70 percentile score) which goes against the primary test. I didn’t find this weird because like I said, I identify as an ambivert so there are really instances wherein I exhibit extroversion. 

Based on the definition of each trait, how would you describe yourself?

- I describe myself as collected, quite reserved, and organized. I like to tailor-fit my response to most things instead of having a blanket response to situations. I don’t like complicated things which is why I like to break down tasks or situations to fully grasp the context and be able to prepare well.The results of the test were a confirmation of my description because it gave me high percentile scores for conscientiousness and agreeableness. I also agree that I have a high emotional stability because I don’t like to act on a whim. I usually like to stay quiet and collect my thought and respond in a way that is acceptable, yet efficient. 

In your view, are the results of your MBTI and Big 5 tests consistent? Why/why not?

- Apart from the ambiguity between extroversion/introversion, I generally agree with the results of the two personality tests because, like I said, I’m very collected and organized and these two traits manifest into my work ethics and personality overall. I identified with the descriptions for sensor and judger the most from the MBTI test while I also am able to identify emotional stability, agreeableness, and conscientiousness in me as well. 

Does this test give you additional insights into your personality traits, in addition to those you discovered in your MBTI results? Why/why not?

- It did not necessarily add, however, it did confirm what the MBTI results gave. I think my MBTI and the IPIP Big Five Factor Market results complement one another well and best describe my personality.

Part III

Is the definition of each characteristic in the R-I-A-S-E-C profile consistent with what you know about yourself? Why or why not?

- Similar to the two tests, I was able to identify myself well in my definition of RIASEC. I always had a strong sense of realism but I also had avenues to be creative while growing up which is why probably the reason why I had a higher percentile in the Artistic category too. Investigative and Enterprising were my second highest percentiles. I do find myself relating to Investigative because I’m very observant and keen in trying to come up with solutions. I also agree that I enjoy working with people towards a goal which was probably the reason I scored high in Enterprising.

Do any of the suggested jobs fitting your R-I-A-S-E-C profile interest you? Why or why not?

- I viewed jobs that required minimal to no preparations and jobs that required medium preparations, however, job recommendations for both sections were too labor intensive and do not really go in line with the type of work I aim to get post college. 

Which of the suggested jobs do you think you are capable of doing, based on the level of preparation prescribed in the O*Net profiler?

- The medium preparation jobs described the line of work they recommend to me as industries with communication and organizational skills to supervise, manage, or train. These fit the descriptions of the jobs I want to attain in the future.

Do you think you will have a fulfilling career if you take one of the suggested jobs for your profile? Why or why not?

- I honestly do not think I fit on any of the recommended jobs primarily because they are too labor intensive. While there is nothing wrong with it, I just have always envisioned myself to be in an office more than laboratories, cafes, and farming lands.

Do you agree with the comparison between your level of introversion/extroversion to your R-I-A-S-E-C profile? Why or why not? 

- My RIASEC results showed that I am more of an extrovert than an introvert as suggested by my MBTI result. This isn’t as surprising because like I mentioned, I find myself to be an ambivert more than anything.  Part IV What did you learn about yourself by doing the SelfStir assessment?

- My raters gave me the highest scores in Future Outlook, Communication, and Learning Orientation. I was very surprised that they see these areas as my strongest points because even though I have always mentioned that I a) had detailed plans of what I want to do post-college, b) want to pursue a communications-related career, and c) want to be adaptable to every situation I face, I wasn’t aware that these mindsets reflected on my actions as a friend, co-worker, or group mate.  

What is your greatest strength and your greatest weakness? Did these traits surprise you? Or are you already aware of them?

- I scored highest in Future Outlook. This didn’t really take me by surprise because I have always thought I was very future-oriented and would always consider how my present actions can benefit or manifest into something for my future. I scored lowest in Personal Integrity - Inspiring Trust. It was surprising that my raters gave me such scores in this area because I thought of myself as honest and that my honesty reflected in how I work with them. Even though I didn’t expect a response like this, I think it’s a challenge for me to be more transparent in my doings for them to see my adherence to principals I uphold.

What do you think about other people’s rating of you? Are you surprised to learn about their impression of you? Or are you already aware of the image you project to the world?

- I was very surprised with the results because I don’t really have my workmates or friends to assess who I am as a person and how I work as a group mate. It was very interesting to see how I am through the perspective of others. It allowed to me see areas they think I excel in as well as let me know of my vulnerabilities in which I can improve on. 

How important is a 360 assessment in the workplace?

- I think this self-assessment programs such as this is important in environments that make people work together for them to a) be more self-aware of who they are, b) allow themselves to take pride in areas that they are good at, and c) be aware of their weaknesses to be able to improve themselves. 

How can this assessment help you become an effective leader?

- This helped me highlight points that I am good at and by knowing these, I can lead people using my strengths and sharing one vision. One of my highest scores in Learning Orientation, and I define this concept as being adaptable to situations that can give me something to learn from. I can use this strength to remind my peers that everything we find ourselves situated in, we can learn something from it, and that it is just a matter of perspective. I think this realization is something I will carry with me until I take on a bigger role as a business leader because I really think it’s important to never stop learning once you’re in the real world. This test made me want to be a leader that encourages a working environment that welcomes learning more than it does profit. Personally, I think self-assessment quizzes are important to highlight one’s strengths and weaknesses. It makes them aware of what they’re good at so that they can maintain it and makes them aware of their weaknesses in order to improve them. 

[imtheonlycupcakeinmykitchen]

I’ve been ignoring this part of my recovery and now I’m regretting it.

I got sicker and sicker. I received strange diagnoses and frustrating answers and no answers and more medical tests than I can even remember. (That’s not true, I remember it all, I just don’t have the energy or fucks to recount it all). 

And it all culminated on the 15th when I couldn’t have stopped vomiting for all the money in the world. Literally. I tried desperately. I’d like to back up and say I spend every few months in the ER with intractable vomiting with unknown cause. After spending the past 9 days in the hospital throwing up blood so hard my lips peeled off and I couldn’t get the red out of my mouth I am finally at a point that I can keep down an ounce or two of chicken and rice soup and I’ve started making apple juice popsicles. And Glucerna/Ensure are my saving graces.

So let’s talk about all the diagnoses (or at least most of them) because I don’t feel just one or even two of the many are wholly accurate. I’m type 2 diabetic. That’s a huge contributing factor. I don’t respond well to medications as some do, so the answer has always been to increase the amount of insulin I take. I have been diagnosed with fluctuating IBS, which is a great way of saying good luck. They can’t treat the diarrhea because it triggers the constipation, and vice versa. I did my best to eat a FODMAP free diet, but that is very difficult and not always a guarantee. And when we are trying to manage eating and health, we are desperate for guarantee. I would have loved a guarantee that every time I ate apples it would give me uncontrollable stomach pain, that way I would have been able to write off apples in their entirety. This should have been my first clue that something more was wrong, but it’s hard. It’s hard to just deal with day to day stuff so if you have a good day you don’t think too hard on it and if you have a bad day you wonder if something you ate was ever on the same continent as broccoli. 

But bigger problems arose, and by the time I was in a hospital room talking to a GI specialist, an internist, a hospitalist and a psychiatrist several diagnoses were tossed out. Serotonin syndrome was one, and it makes sense. Another was cannabinoid cyclic vomiting. I want to be clear, if you can use marijuana for your chronic anything, then I support you. I just don’t foresee it in my future. Then there was the esophagitis and diabetic gastroparesis. The former is temporary. The latter? Probably not so much. So now after all that where does that leave me?

I have to find another eating plan on my own. Because my body doesn’t allow for me to eat a Mediterranean diet (no legumes), or a FODMAP diet (too inconsistent), or a paleo diet (too high in protein and fat), or anything with too much acid in it because I’m probably going to be on pantroprazole for the long haul and sometimes those apple juice popsicles burn like battery acid. And high fiber causes me so much distress, it’s just not worth it. 

So here’s where I’m at right now. I’m okay with eating chicken and rice soup for a couple days while I figure things out. I’m okay with freezing baby food fruit because it’s easier to digest. I’m stock piling celery and watermelon and other things that shouldn’t cause me too much of a problem while I research and research and research. And rest. Because being this sick has taken it out of me. In addition to the stomach issues I may have schleroderma, so every day or so my IV would infiltrate. I look like I’ve been on dialysis, but I haven’t. I’m allergic to medical adhesive so everywhere I had a telemetry or EKG lead my skin is raw and blistered. And inside I’m raw and blistered. 

This isn’t going to be a body shaming blog. This isn’t going to be about dieting or losing weight or shame or feeling bad about oneself. I’m a body positive fat woman who doesn’t see that changing. But something has to give in order for me to be able to sustain a reasonable lifestyle. 

Feel free to tag me in anything you think I may benefit from reading/sharing. Feel free to help me hold myself accountable. This is a journey. This is me figuring out my life. 

[themoneybuff-blog]

Questions About Tax Brackets, Compound Interest, Warehouse Clubs, Stamps, and More!

Whats inside? Here are the questions answered in todays reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Losing faith 2. Thoughts on simple investment strategy 3. Tax bracket question 4. Compound interest question 5. Costco versus Sams Club 6. Question about forever stamps 7. Investing for near term 8. VA disability and property taxes 9. KitchenAid 10. Where should I retire? 11. Credit cards for specific purposes 12. Saving old journals On the wall in my office are three framed pictures that my children drew for me when they were younger using finger paints. In the corner of each, my wife typed out a brief description of what the painting was supposed to be, transcribing what the children told her about them. They are among my favorite possessions. I look at them at least a few times a day and they provide a constant reminder to me about what Im doing, what Ive done right, and what I might do better. Theyre older now. My daughter is a fantastic artist at this point, drawing still life far better than I ever dreamed of being able to do. My oldest son is developing into a skilled problem solver and is likely headed for some sort of engineering career. My youngest has a superb wit and the most insatiably curious mind Ive ever come across. Those pictures captured them at a moment in their lives thats already past, yet when I look at the pictures, I dont think of my children as they were, but as they are. Its pretty impressive what three pieces of paper and a few cents worth of finger paint can do. Q1: Losing faith I have worked for the DoE for 18 years and been through a few shutdowns, but this is the first time Ive simply not received my paycheck. Part of the reason I have chosen to work for the government rather than an energy company is due to the stability of the job and now that feels like it is eroding. I dont know when Im getting paid next which is the very type of thing I wanted to avoid in private industry and took a somewhat lower paying job. I am losing faith in the government as reliable. Not sure what to do. Dan After last weeks mailbag focused so heavily on the shutdown, I wanted to dial it back a little this week, so this is the only shutdown-related question. Again, Im not interested in the politics of the situation, just how it affects the daily life of those affected by it. In your shoes, Dan, I would probably start polishing up the resume. I get the impression that your finances are generally pretty stable and you can handle a short period without pay. I would also use this as inspiration to remind yourself that the best kind of financial reliability is when youre relying solely on your own savings, not the reliability of an employer. When things do return to normal, kick up your retirement savings a bit and get yourself into a place of financial independence just a little faster. Q2: Thoughts on simple investment strategy I wanted to get your thoughts on the investment strategy my great uncle told me about. Hes in his mid 60s and has been basically retired for about a decade. He ran a bakery but sold it to the manager about a decade ago and sometimes consults with them but thats about it. He said that what he did was starting in the early 1980s when he was just starting out, he put a minimum of $100 a month into a savings account and then put in any windfalls he got. The minimum grew as his income did. Whenever the stock market dropped 10% from its peak, he would take half of his savings and put it in the stock market and then not watch again for another six months. He said he blew away the market doing this and its why he retired so early. I am skeptical because he sometimes tells tall tales and I think he is mostly retired on bakery money. Your thoughts? Alex So, lets break this down. He puts $100 a month into savings and then puts half of his savings into stocks every time the stock market is 10% or more lower than its peak, but he only does this every six months at most. I tried my best to match this strategy in a spreadsheet to figure out whether this would actually beat the market. As best as I can figure, over the period of January 1, 1982 to January 1, 2019, this strategy would beat the market but not overwhelmingly, and it didnt beat the market for long stretches in there. I assumed a 3% return over that entire period on money in the savings account, and I only checked the stock market on the 1st of every month. I used the S&P 500 as the number for the stock market and assumed he was investing in the Vanguard 500, which basically matches the S&P 500. Now, having said that, its worth noting that sitting on stocks over that period is simply a great investment. On January 1, 1982, the S&P 500 was at 117.30. On January 1, 2019, its at 2,584.62. That money he invested back in the early eighties utterly exploded in value. Heck, even as late as January 1, 2009, it was at 865.58 it has basically tripled since then. If your great uncle sold his bakery ten years ago and put a lot of that money into stocks, and hed been doing this investment strategy as you described all along, he probably is sitting on a pretty penny right now. As for whether you should do it, I dont think its strictly better or worse than just investing that $100 directly every month. It really depends on how the market fluctuates, as all of these strategies do. Your great uncle got rich because he made a 40 year investment in stocks, not because he had a great timing strategy. Anyone with just about any strategy starting in the early 1980s would be doing very good today if they just left the money in the market. In other words, I think youd be in great shape if you used your uncles strategy. I also think youd be in great shape if you just put $100 or $200 a month into a broad based index fund and sat on it for the next 40 years. The thing those two strategies have in common is that theyre both riding the long term stock market growth, and thats where the real money is over the long term. Q3: Tax bracket question You wrote: Lets say youre a single taxpayer who earns $35,000 per year. The first $9,275 of your income is taxed at 10%, and the remaining $25,725 is taxed at 15%. What? While $35,000 falls into the 15% tax bracket, your effective tax rate is actually 13.7%. The higher your income, the more tax brackets you pass through to arrive at your effective tax rate. There is no listed 15% tax bracket for single taxpayers.. That sentence is thoroughly confusing! Please explain where you came up with that! Tammy The article in question was written by Simple Dollar contributor Frank Addessi, not by me. Ill do my best to explain this specific point more clearly. First of all, Frank seems to have been using the 2017 tax brackets rather than the 2018 ones to explain the principle. His numbers perfectly line up with the 2017 tax brackets, which did include a 15% rate. The current 2018 tax brackets for single filers look like this: 10% Up to $9,525 12% $9,526 to $38,700 22% $38,701 to $82,500 24% $82,501 to $157,500 32% $157,501 to $200,000 35% $200,001 to $500,000 37% over $500,000 The easiest way to think of tax brackets is to imagine a big water fountain, one that has a bunch of progressively larger pools. When the little pool at the top overflows, the overflow runs down into the next pool which is a little bigger, and when that one overflows, that overflow runs down into the next pool, and so on. Heres a picture if you want a visual aid. So, in Franks example, hes looking at someone who made $35,000 in taxable income this year. You start dumping that income into the 10% bracket until it fills up at $9,525. At that point, you still have $25,475 to put into the fountain, so we move down to the next bracket. It can hold all remaining income up to $38,700, and so it holds the remainder. So, that first $9,525 is taxed at 10%, which means $952.50 in taxes, and the remaining $25,475 is taxed at 12%, which means $3,057 in taxes. Your total tax bill is $4,009.50, which is 11.5% of your income. This person is in the 12% tax bracket and their effective tax rate is 11.5%. Remember, because some of your income always ends up in those smaller bowls with a lower rate, your overall effective tax rate is always lower than your tax bracket. Hopefully this clears things up! Q4: Compound interest question I recently read a blog post about compound interest, which Ive primarily associated with bank accounts. But the article also seems to associate compound interest with retirement accounts and I was wondering if you could provide some clarity. One example early on says Lets say you have $5,000 in a retirement account, earning 7% interest each year. The first year you earn $350 in interest, which brings your total to $5,350. The following year, interest is calculated based on that $5,350 total Even if you never deposit anything but the original $5,000, youll have $38,061.28 in 30 years. I know the average stock market return is 7%, but is it accurate to call that interest? If not, is there some other type of retirement account that genuinely offers 7% interest on your principle every year (as this article seems to suggest)? Another example: toward the end it says If youre saving for retirement, invest in low-fee index funds. Fees of 1% or more will drag down your profit and cut into your compound interest. Index funds will follow the markets course and provide a solid rate of return. Avoid picking individual stocks, as their volatility can be problematic. Im on board with the ideas of low-fee index funds, but not for fear of high fees cut[ting] into your compound interest. Index funds are liable to lose value some years too, arent they? I wouldnt be giving this as much thought if it came from a smaller blog but this is Mint. It makes me wonder if I fully understand how my retirement accounts are working, or if Im missing an opportunity elsewhere. Is the article conflating two topics that dont really connect to one another? Or is there a way to leverage compound interest to this big of a degree for retirement? Max Mint is using the terms investment returns and interest interchangeably here in order to reduce the number of different terms being thrown at the reader. I do this myself its a way of making similar concepts seem familiar and not overwhelm people with new terms, especially when theyre asking an introductory question. They are distinct ideas, but they both have the same effect if you let them sit for a long time, the growth they provide is powerful. Your retirement account, assuming its invested mostly in stocks, doesnt return interest. Rather, what happens is that you usually own shares in a mutual fund. Each time you put money into your retirement account, its used to buy more shares. Over time, those shares grow in value maybe not each and every year, but most years. They also regularly produce dividends, which are small cash payments for each of those shares, issued to you. Almost always, dividends are just used to buy more shares of that same investment. So, shares grow in value over time and youre also rolling dividends in to buy even more shares. The end effect of that is much like compound interest in a savings account it builds and builds. Although theyre not the same thing, the exponential growth curve of interest in a savings account and investments in a retirement account are similar. The growth curve of the savings account isnt as steep, but its very steady and always upwards. The growth curve of the stock market investment is really bumpy, but overall trends upward much more strongly than the growth curve of the savings account. Q5: Costco versus Sams Club I dont know anything about sams club because we joined it when it first came to town years ago and hated it. When Costco came to town, we heard such positive things we decided to give it a chance and have liked it much better. Reasons are several, including those you wrote about esp. the gas prices as we pass the store every day. Further, they treat their employees really well. most importantly, they guarantee that if the credit card rewards (on their visa card) do not equal the membership fee, they will refund the membership fee. We have only one visa card and its theirs as we get a great deal of rewards based on gas alone. Jaden My experience has been that different chain stores have different degrees of quality in different areas of the country. Where I live, the two closest warehouse clubs to my door are both Sams Club and theyre both clean and well stocked and well staffed, and both feature gas prices that are consistently about $0.07 per gallon cheaper than any of the stations near them. There is a Costco in Des Moines (the closest Costco to me) and I found the experience there to be very similar when Ive visited with friends with Costco memberships. However, having said that, I didnt see anything that made it worth the substantial additional drive for me. My experience is that theyre both fine, at least at the locations Ive visited, and you should check out both in your area if theyre both available (along with BJs, another warehouse club chain popular in some regions of the United States). Q6: Question about forever stamps As you likely know, the largest increase in the cost of a stamp will occur on Sunday, January 27, 2019, as the price of a first class Forever Stamp goes from $0.50 to $0.55 (a 10% increase). While the best way to save money on stamps is to call/TXT/email rather than mail a letter, sometimes mailing a letter presents a very good value (sending someone a note of appreciation, etc.). Due to how significant this increase is, I would recommended that anyone with no high interest debt who already has an emergency fund try to purchase 2-4 years worth of stamps, while anyone else try to acquire at least a 1-year supply of stamps (as long as they can do so without paying interest on the purchase). Im curious how much of a supply of stamps you would recommend people acquire prior to this price increase? Stephen Personally, we estimated how many stamps well likely use over the course of 2019 (mostly personal letters and holiday cards) and bought them all already. This added up to 200 stamps, so the cost was $100, as compared to the $110 we would have spent had we bought those stamps at the end of January or later. With a longer timeframe than that, the cost benefit of buying those stamps really starts to shrink. Your annual return starts to sag and you have the stamps for longer, which means theres a greater risk of some sort of damage to the stamps (the longer you have them, the more likely they are to be lost, burnt, misused, and so on). This is basically what weve done each time theres been a bump in the cost of forever stamps. Weve bought an entire years worth just before the bump in price. Its not a big savings, but it saves us $5-$10 over the course of a year. Q7: Investing for near term You recommend fully investing in the Roth/529 even though they are less than 10 years out from likely needing the capital? I was thinking of them putting 10 or 20% aside for long term, although they are a bit depressed by the .1% interest our local bank returns to them. Any back of the envelope math as to what $2,000, invested at age 16, is worth at age 70? Annie Yes, I recommend putting money into tax-advantaged education and retirement accounts, even if youre less than ten years from your expected use. The difference is that when youre looking at that short of a timeframe, you choose investments that are intended for short and medium term investments, like safe bonds or money markets. They have a smaller average annual return than stocks, but they certainly beat savings accounts and have very little risk of losing money and youre still able to pull out the gains tax free. As for your other question, if you put in $2,000 into, say, a Roth IRA at age 16, put it aggressively into stocks, and let it ride until age 70, you should see an average annual return of 7% on that money. So, 54 years of a 7% average annual return on $2,000 gives you are you ready for this $77,224.30. Now, its worth noting that $77K wont go as far in 54 years as it goes now, but itll still be a very healthy chunk of money. If you withdraw 3% of it annually (which is a safe bet), thats $2,317 a year. Yep, if he puts that $2,000 away now and starts withdrawing it every year at age 70, hell be able to pull out more than $2,000 a year basically forever and still hand down a big chunk of it to his kids/grandkids. Q8: VA disability and property taxes Can a veteran who is on total VA disability with no other income receive a tax refund on his home owners taxes? Jim Property taxes are a deduction from ones income tax bill. Since, as a person on total disability from the VA, youre already paying no income taxes, you have nothing from which to deduct. I dont know the specifics of your financial state, but if you were to earn a small income, its likely that the deduction from the property taxes would take care of the income taxes on that small income. However, if your income is solely from the VA due to total disability, property tax payments wont help your income tax bill since you dont have an income tax bill. Q9: KitchenAid it is my understanding that [KitchenAid] was bought out by a foreign company some time ago surely since 50 years ago and that the new company has been making them with some parts being plastic that were metal originally. I have seen reviewers saying that the old ones really do last forever if one takes good care of them, whereas some of the newer models plastic parts tend to wear out. I dont remember seeing any mention of whether those plastic parts can be replaced. I think I found this information on consumer information web sites. Annie Whirlpool purchased KitchenAid in 1986. At some point in the late 1990s, it seems that KitchenAid replaced the gearbox in some of their stand mixers with one made of nylon rather than the original one made of metal. The issue isnt that the nylon ones wear out under normal use, but that people tend to stress them. For example, the instructions for the manual state to only use the dough hook attachment on speed setting 1 or 2, but people often turn it to 3 or higher. This causes the gearbox to get overworked and cause breakdown issues. Today, KitchenAid makes two lines of stand mixers the Artisan and the Pro line. The Artisan has a nylon gear box where the Pro line seems to have the old-style metal gear box but the Pro line is substantially more expensive. One note: the reason many people believe that old things are more reliable is due to selective bias. People remember the things that worked well in the past and forget the things that do not, and then they compare those things that worked well to everything now, where some things work well and some things do not. Thats always been true. Q10: Where should I retire? My husband I are targeting early retirement within 10 years but well be figuring out a location in 3-5 years. We want to spend the next few years visiting a variety of possible locations, narrow it down to a shorter list and then try out a few, staying 6 months to a year. Where would you start? What criteria would you consider? What resources are available, particularly those geared towards retirees (we dont really care about the quality of local schools these days). Thanks for any suggestions. Margaret If I were you, Id start by figuring out what you want to do in retirement. What do you want your typical day to look like? Does it involve regular time with family? With friends? Does it involve a lot of time outside in warm weather? Do you guys like cold weather? How do you want to spend your time? Questions like that should narrow down your target locations pretty quickly. Once youve addressed those kinds of quality of life issues, I would focus on cost of living and aim for areas that have a low cost of living while still meeting your other quality of life goals. I like using this cost of living calculator. Since youre retiring early, I wouldnt prioritize access to services too much at this point. Instead, focus on what will give you the aspects of life you want with a low cost of living. Q11: Credit cards for specific purposes I have not used credit cards until a few years ago and wondering if the following expenses qualify as recurring payment for which the card gives a cash-back: 1. Monthly rent paid to the apartment landlord (not sure if the landlord would accept credit card though but rent is the single largest toll on my modest purse); 2. Life insurance premiums. These do accept credit card payments and I am about to apply for two. Sasha I think that using credit cards for very tight specific purposes like this is a good choice, as it raises your credit score and likely provides some sort of reward bonus or cash back bonus for the card. The key, of course, is paying off the balance in full each month. Youll have to check with the credit card in terms of whether or not such payments qualify for the cash back reward. It depends on the specific offer and probably on how you go about the payment. If I were you, the next step Id take is talking to my landlord about credit card payments. My guess is that a small business might not accept credit cards, but a large one will. You may want to consider other strict uses for it as well, such as gas purchases or other regular bills. Q12: Saving old journals I loved to learn that you also use the three morning pages idea! I have been doing this for years and years, since 2000 at least. Question: what do you do with the old journals? I have a box of them in the garage. I realize I dont really look at them but it feels wrong to just burn them or throw them away but I also dont really want my kids to read them because theyre really personal and I sometimes work through hard feelings about motherhood. Jenny Personally, I digitize all of my old journal entries and then destroy the originals. (The exception is journals that Im hand-writing for each of my kids to give to them when theyre adults that contains a summary of the life advice I have for them along with things like family histories and recollections.) My process is that when I finish a journal, I put it aside for a while until I realize Im no longer looking back on it (usually six months or so), then I cut all of the pages out of the binding and scan them all (I use Scanner Pro). Then, I burn the original pages. That way, I can easily browse through them when I want, search through them using text searching, and theyll basically go away when I die (I suppose one of my kids might find them if they trawl through lots of my digital detritus, but most likely theyll just toss out old computer equipment without a second thought). Most of the stuff Ive written is simply me working through personal problems, and I really have no interest in rereading that stuff. The valuable stuff, for me, is when Im working through an intellectual idea, because I often want to revisit the earlier thoughts. Got any questions? The best way to ask is to follow me on Facebook and ask questions directly there. Ill attempt to answer them in a future mailbag (which, by way of full disclosure, may also get re-posted on other websites that pick up my blog). However, I do receive many, many questions per week, so I may not necessarily be able to answer yours. https://www.thesimpledollar.com/questions-about-tax-brackets-compound-interest-warehouse-clubs-stamps-and-more/

[claritaridenour-blog]

OFSTED What Really Occurs When You Go In To Special Solutions?

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