#ive got a List Of Errands for tomorrow

[ialpiriel]

cant wait to get this move done so i can go back to having hobbies

[writingquestionsanswered]

https://www.tumblr.com/writingquestionsanswered/730814386289131520/defining-terminology-via-pov?source=share

I saw this post and it inspired me to ask a similar question I was dealing with. Is it weird for the narrator to explain time skips or off screen events? They always feel so unnatural when I write them. Ive seen it done, but I can't judge the best way to do it.

Narrator Explaining Time Skips and Off-Screen Events

Nope, it's not weird, no matter who your narrator is. Your narrator is there to tell the story to your reader. If there is no way to show something through action or explain it through dialogue, the only other alternative is to have the narrator explain it.

With time skips, that's almost always going to be the narrator's job rather than something shown via action or told via dialogue, simply because action isn't often the best way to show time passing (though it can certainly work in some cases), and dialogue doesn't usually come right at the beginning of a scene (though it can sometimes.) The point being, although you certainly can show time passing with action or explain it through dialogue, a lot of the time it's just explained in exposition, aka narration. I talk about that in these posts: Guide: How to Skip Time in Your Story, Subtle Scene Transitions, and Skipping Broad Gaps in Time without Timestamp.

With off-screen events, you really have your pick between exposition, action (yes... action... I'll get to that in a second), and dialogue. It just depends on what works best for the scene/story. So, for example, let's say a secondary character had to run an errand for the protagonist, and what they find out from that errand is important, but showing the actual errand playing out isn't important. So, it happens off-screen. You can have the narrator explain it:

While Todd and Amy started pulling down the interior walls, Anna went to city hall to find out next steps for permitting. After waiting all afternoon to speak with someone and being told to come back the following day, she returned to the house feeling defeated but bearing mochas from their favorite coffee shop.

Alternatively, you could use dialogue to show this off-screen moment:

"How did it go?" Todd said, dropping his sledgehammer when he turned and found a defeated-looking Anna, who at least came bearing coffee.

"Not great," she said, handing him and Amy a mocha from their favorite coffee shop. "I was at city hall all day waiting to talk to someone in permitting, and after I finally got to speak with someone, they told me to come back tomorrow."

Amy frowned. "Yikes."

If the off-screen event happened before the story begins, or happened off-screen but was particularly important or memorable for the character who experienced it, you could also potentially use deep memory recall, a flashback, or a dream to show it happening. This wouldn't really be a great choice for Amy's long wait at the permitting office, but for the sake of the example, if it was worthy, it might look something like this.

Amy woke with a start, drenched in sweat, her nightmare addled brain telling her she was still inside the permitting office. The nightmare had been so real, she could still smell the stale coffee that permeated the small room--could still hear the quiet sizzle of the mildly flickering fluorescent lighting. She'd been suck waiting to speak with someone all afternoon, and they'd told her to come back tomorrow. Now she felt like she'd been through the ordeal twice in one day. She wasn't sure she could stomach going back again in the morning. She would have to make Todd go in her place.

I hope that helps! :)

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[2jaeh]

INSUFFERABLE l  KIM DOYOUNG 

GENRE: mature theme, slight smut

WARNINGS: choking, dom themes, cursing

asshole! Doyoung , enemies to ???

Words : 4k 

You’re put in a group project with the most annoying pretentious jerk your law class had to offer. Immediately Doyoung tries to boss you around but you being you, you weren’t taking his shit...soon enough he finds out he can dominate you after all...in a very different way. 

---------------------------------------------------------------------------------------

“Theres no fucking way...no fucking way” you groaned looking at your group project list, eyes narrowing on possibly the worst people within your course year. Slumping in your seat you half smiled at the girl who approached you, one of your fellow members from project hell. 

“Heyyy y/n I think we're in a group together” she grinned and took a seat next to you, flipping her red hair over her shoulder and checked herself out in her mirror covered cellphone. 

Dami was probably the most narcissistic person you'd ever met and being in law, it was definitely a common trait around here. Dami sat up and began tapping you on your shoulder frantically “He’s in our group! Kim Doyoung is in our group” the two of you watched as the dark haired man conversed with the lecturer, casually turning back to look at the table where you guys sat, in annoyance. 

“That guy is such a prick” a guy who slid in the desk behind you, Seungmin said and Dami nodded in agreeance as you all continued to watch him. 

“Ive never really spoken to him before” you cocked your head, “What’s so annoying about him?” 

This time another group member joined in, a quieter girl who normally sat in the back Jisoo, cleared her throat, “He is really bossy and only likes to do things his own way.”

‘Well he is about to meet his worst nightmare’ you thought knowing nothing pissed you off more than someone telling you what to do. 

The muffled conversations around you began to soften as you felt someone stand over you and drop a file on your desk. Looking up, you locked eyes with the one and only Kim Doyoung, dressed in his usual black slacks, black turtleneck and clear rimmed spectacles. He raised his eyebrow at you as if you were supposed to guess what he wanted.

“What ?” you challenged him, folding your arms across your chest and returned an eyebrow raise. 

Doyoung sighed in annoyance, his long slender fingers moved across the file and opened it swiftly, “I want you to do roll call” he said coldly. 

A lump formed in your throat. You felt like you were being talked down to, it was something that infuriated the hell out of you. He wasn't older than you, nor was he getting better grades than you but somehow he had a superiority complex. Dami quickly nudged you and you rolled your eyes, “Seungmin ?”

“Here!” 

“Jisoo ?” you placed a tick as you called out each name. 

“Dami, Jangjun…?” you looked around and noticed that the usually loud comedic relief in your classroom was nowhere to be seen. 

“I think Jangjun is late, i’ll text him” Seungmin sighed and pulled out his phone. You turned back to the roll call sheet and pursed your lips, “Kim Doyoung ?” 

Doyoung just looked down at you, sucking in his bottom lip and raised that damn eyebrow at you again. 

“You need to say ‘here’ do you not know how roll call works ?” you tested him and he rolled his eyes and sighed, “here.” 

You smiled to yourself, completely satisfied with pissing him off when your internal celebration was interrupted by an out of breath Jangjun, who threw his bag on the floor and took a seat on Dami’s desk. Doyoung looked at him disgustingly, and even though you too were obviously annoyed by Jangjun’s tardiness, was that reaction really necessary ?

“Be on time” Doyoung sneered and grabbed the roll call file making his way back to the lecturer. 

“Fuck Kim Doyoung is in this group ?” Jangjun groaned, sharing the sentiments of the entire meeting. You couldnt believe these were the people you had to work with for the week. It's like you could almost feel an outburst waiting to happen, whether it be from you or Kim Doyoung. 

Doyoung returned and took out his phone, not really looking at any of you as he spoke, “we should make a group chat to update each other on work”

The group hastily shared each other's details and Doyoung created the chat and pinned a set of three rules. 

The first was the group was strictly to be used for the project, no small talk or any other messages that weren't related to the project. The second rule was that no one talks about the group content in private chats as it will cause confusion among members. Lastly you weren't allowed to message after 9pm unless it was an emergency, a very serious emergency. 

“Dang is this the military ?” Jangjun snickered as Seungmin and Dami tried their best to hide their laughs. It was typical of people like Dami and Jangjun to not take anything seriously. Their families were well off and they were just studying just for a piece of paper you call a degree. Doyoung couldn't even hide his annoyance, not like he ever did but he seemed particularly pissed off today. 

“Look, just follow the rules and all of you get a free pass and then we never have to speak to each other again” Doyoung spat and made his way to the exit leaving the rest of you in utter shock. 

———

The first two days were utter hell as Doyoung tried to take control of almost every aspect of the project and frankly you didn't even mind because his business proposal was flawless, it was just the way he spoke to all of you that drove you insane. 

“Dami its not fucking rocket science all you need to do is make a clientele spreadsheet with the mock list the professor gave us” Doyoung didnt even lift his head from his laptop, unaware of the impact his words had on her. 

Dami pushed away from the desk and her eyes began to well up and before you knew it she was running out of the library, with Jisoo and Seungmin following quickly out of concern. 

“Nice move asshole” you rolled your eyes, continuing to work on your laptop. 

Doyoung peered up and pushed his spectacles up, “what was that?” 

“I said nice move asshole, do you intend to talk to your future clients like that?” He initiated a different kind of anger from you but you managed to keep your cool. Doyoung shrugged as if what he had said to Dami had not carried any weight and continued typing away. 

A few minutes of the members disappearance quickly turned to an hour and Doyoung’s nonchalance about the whole ordeal really ticked you off to the point of slamming your laptop closed and pushed back from the desk. 

Doyoung quirked his eyebrow at you, “Is something wrong ?” 

“Is something wrong” you mimicked him, “Jangjun hasn't come in today because you sent him on multiple errands, and you just made Dami cry over something so ridiculous”

Doyoung sat back in his seat and rubbed his temples, “They're all freeloaders, you and I are the only ones doing work, why do you care so much about them?” 

“Basic human fucking decency maybe?” you groaned and ran your fingers through your hair, “listen im not like them, i'm not gonna take shit from you”

“Sure”

“Youre a fucking asshole Kim Doyoung.” 

—-

You lay in bed and replayed that scene with Doyoung in your head multiple times. He was so unbothered by your antics nor did he care about anyone's feelings within the group. He was cold, heartless all he thought about was himself. His cold expression was practically engraved in your head, spending all these hours with him was really not your favourite pastime. 

Group 7 gc 7:00pm

KDY: I posted a schedule for tomorrow we will be working in pairs on the highlighted sections. 

You took a look at his document and groaned when you saw your name placed next to his. There was no way, no way in hell you want to work with him one on one. Not caring about breaking his rule, you pulled up a private chat with him and began expressing your concerns. 

y/n  x  KDY : 7:10pm 

Y/N: Hi, there's no fucking way in hell am I working with you. Change It. 

KDY: I said no private chats and no, I'm not changing it. 

Y/N: Wouldn't it be better for us to split and have the others actually DO work for once ?

KDY: I barely gave them room for error, we're going to be the most anyway and besides, I'd prefer someone who can handle...my personality. 

Y/N: …..so you agree..you are an asshole ?

KDY: I give people a reality check that's all..

Y/N: whatever makes you sleep at night...can I atleast choose our work venue because If I were stuck in a library again with you I might kill you. 

KDY: haha..

KDY: sure. 

Y/N: mango drop cafe, 10am. 

KDY: cool, see you then. 

‘Haha’. You had no idea why that text in particular riled you up. Did he find all of this amusing ? Was he making everyone's life a living hell because he enjoyed it ? You stared at his messages and somehow ended up on his profile picture. He was leaning against a railing dressed in all black with his hooded eyes concentrated on the camera lense, Your realization of how attractive he was came from the fact that you stared at the picture for a good 20 minutes. You wondered who took the picture, a girlfriend maybe ? You shook your head. He seemed too uptight to be getting laid. You sighed, closing your phone and awaited yet another day with the insufferable gorgeous man that was Kim Doyoung. 

You arrived quite early at the cafe but of course Doyoung was here before you, already typing away at his laptop, in his usual attire. You greeted the barista and placed an order for a chilled cafe latte before making your way over to him. 

“Hey” you said simply and took a seat opposite him in the booth. Doyoung’s ears perked up at the sound of your voice and made room for your books on the table.

“You're here early” 

“You're already picking a fight with me?” you said casually setting up your workspace. 

Doyoung chuckled under his breath and shook his head, “I just didn't expect you this early y/n it's not that serious.” 

You ignored his words and got straight to work, not in the mood to play his little game. You felt Doyoung look at you a few times. You weren't sure if it were to check if youre doing the right thing or he was just looking at you. 

“Well i'm done with my part” you stretched your arms above your head and yawned. 

“Yeah I'm pretty much done too, Do you want another cup of coffee ?” Doyoung offered pointing to your empty cup. You were taken back by his softer demeanor but quickly nodded, “uh yeah sure.” 

Doyoung returned carrying a tray of two fresh cups of coffee and a slice of cheesecake. Setting everything down he handed you the extra fork and placed the cheesecake in the middle of the table to make it easier to share. 

“H-how much do I owe you ?” You fumbled in your bag for your wallet. 

“It's okay, it's my treat” Doyoung replied, placing a piece of cheesecake in his mouth and slowly licking the fork clean. You gulped as his tongue darted out carefully licking the cream from the metal, not leaving any residue behind. You had no idea what the hell was going on but you felt hot, almost claustrophobic. 

“You're okay?” Doyoung asked innocently, unaware of what he was doing to you. 

“Why are you being...nice?” You questioned, knitting your eyebrows together as the man continued to act as if this was his usual behavior. 

Doyoung pursed his lips and placed the fork on the plate, “You want me to be mean to you?”

“No I just don't get-”

“I apologized to Dami and she told me she only overreacted because the guy she likes, Seungmin was there” Doyoung explained and removed his spectacles, “she was embarrassed to ask anyone for help, I paired them up for today.”

“Wait wha-”

“Also Jangjun works at the campus radio” Doyoung continued, “I had only found out the day we all met, I gave him tasks that will allow him more flexibility, that way he doesn't have to join group sessions often.” 

You blinked, unable to form any words in order to reply to Doyoung. Especially after he chuckled at your speechlessness, knowing you didn't bother getting his side of the story at first. 

“You were right y/n I dont have to be an asshole all the time, I just like to get my work done” He shrugged. You kept eye contact with him but somehow it felt as if he were still toying with you, waiting on your next reaction. He seemed like he played this game often, making sure he always had the upper hand. Doyoung seemed relaxed as he stared at you, taking another scoop of the cheesecake and slowly ran his tongue over his lips after his bite. What the fuck was he doing ? 

“Y/N ?” you heard a familiar voice come from the entrance of the cafe. Your attention diverted from Doyoung to the blonde haired boy who began approaching your table. 

“Jungwoo ? oh my God what are you doing here ?” You stood up and pulled him into a tight hug and pecked his cheek. Doyoung shifted awkwardly in his seat as he watched your exchange with the stranger. 

“I got off early from class about to go to Subway, are you still doing that group project thing?” Jungwoo looked over at your table and half smiled at Doyoung who tried to distract himself with his phone. 

“Uh yeah but i'm all done here I think, wanna hang out ?” you hooked arms with Jungwoo as he nodded enthusiastically. You turned around and scratched the back of your head, 

“So...uh”

“Were all done you can go, I have somewhere to be anyway” Doyoung smiled as you slowly began packing up your things. 

“Alright, see you tomorrow I guess” you bid your goodbye and headed out for lunch with Jungwoo. 

—-

You had just finished up your skincare routine and caught up with a few instagram posts when you noticed Doyoung had followed you. Sitting up in bed you scrolled through his feed curiously. Every post was aesthetically pleasing and he looked absolutely hot in every single one of them. He had to have a girlfriend right ? No guy posts pictures this good without women flooding his DMs. 

There was no harm in doing the same since he was in your class, you decided to return the follow and close the app. Suddenly your phone vibrated with a new message in your chats. 

Y/N X KDY  10:30pm

KDY: hey 

Y/N: aren't you breaking two of your rules right now ?

KDY: haha 

KDY: I didn't realize what time it was…

Y/N: ….anyways..is this about work at least ?

KDY: kinda… you left one of your books at the cafe. I have it with me. 

Y/N: oh… thank you.

KDY: no prob...oh I hope its not a problem I added you on ig

Y/N: no its okay we are friends I guess

KDY: haha I thought I was the insufferable asshole..

Y/N: you are...but not all the time. Look im sorry for saying shitty things about you. 

KDY: its all good. 

KDY: …….

Y/N: ..whats up?

You twirled your fingers as you watched the three dots from Doyoung pop up and disappear over and over again. What was taking him so long ? 

KDY: that guy….that you met at the cafe..is he your boyfriend ?

Y/N: Jungwoo ? no way we've been friends since high school.

KDY: oh..

Y/N:....why would you even ask that ?

KDY: curious. 

Y/N: curious about who I'm dating ??

KDY: A little. 

You frowned at your phone and noticed Doyoung had changed his profile picture to a selfie. The picture was..something alright. You bit down on your lip as you enlarged the picture, which showed a wet haired Doyoung with his head resting in his palm and his long index finger was placed between his plump lips. 

“Fuck y/n get yourself together” you gave yourself a pep talk before opening his chat back up again. 

Y/N X KDY  10.54PM

Y/N: fine if you can ask a question can I ask one..

KDY: go ahead 

Y/N: who do you keep thirst trapping for ?

KDY: ….haha thirst trapping ? 

Y/N: Yeah who do keep posting these hot pics for huh

KDY: …..

KDY: You think i'm hot ?

Fuck. Why did you word it that way. You groaned immediately regretting sending that message but something in you was so curious about him you decided to just risk it, what was the worst that could happen ? 

Y/N: well yeah, I mean I'm sure everyone thinks you're attractive, you seem to know it too. 

KDY: wow. 

KDY: I think you're hot too. 

What the hell was going on. You felt your face heat up and you placed your pillow in between your legs as you turned on your side. 

KDY: I was almost disappointed when I thought Jungwoo was your boyfriend, he's way too passive. 

Y/N: ...and what makes you think you know what kind of man I need ?

KDY: hmmm

KDY: first of, with that fucking attitude of yours..A dominate one. 

You swallowed hard as you felt a tingle in your stomach, squeezing your thighs together on the pillow to create more friction. 

Y/N: I could say the same for you. 

KDY: You may think youre dominate in many aspects...but when it comes to fucking..im the one in charge. 

God you hated how hot that sounded. He had you in the palm of his hand through text. You were a mess and he wasn't even the room to fuel it. You wanted him so fucking bad it was insane. 

Y/N: running your mouth doesn't equate to doing it you know...

KDY:.....

KDY: then would you like me to show you ?

Everything happened so damn fast. One minute you two were texting the next minute you were sharing your apartment location and Doyoung was on his way over. You scrambled to put on sexier underwear and do your hair, still in shock by the fact that Doyoung was on his way over to bang you. 

You jumped when you heard the doorbell and realized it was him. Opening the door you were greeted to a very different look of Doyoung. His hair was messy and reached his eyes. Instead of his usual black academic attire he wore a loose white vest that showed off his toned chest and arms, along with a pair of grey sweatpants. 

“Hi” Doyoung smirked, his eyes were dark as he scanned your figure. 

“Hi” you responded, leaning against the wall in the hallway and looked up at him. Doyoung slowly approached you, like a lion circling its prey. His slender fingers danced lightly along your body, drawing a line from your waist until he found your throat and wrapped his cold fingers around it. He bit down on his lip as he studied how perfectly his hand looked around it and squeezed gently, smirking after hearing a soft moan emit from you. 

“I want you to do as I say, any back chat from you will get you punished you got that ?” he brought his lips down to your neck and exhaled. 

You nodded in response but that wasn't good enough for Doyoung. You felt his squeeze on your throat once more and he used his hips to pin you against the wall, “use your words” he gritted his teeth. 

“Yes sir” you replied obediently, and felt him smile against your neck. 

“Good girl, and if i'm too rough let me know so I can stop okay ?” he replied, his voice changed and it was much sweeter and genuine than before. He placed a soft kiss on your cheek when you nodded and led you to the bed. 

Doyoung lay you on the bed, already stripping off his shirt and ordered you to undress yourself and rid him off his sweatpants. You bit down on your lip taking notice of how aroused he was when you palmed his member. 

Doyoung watched you through hooded eyes as you discarded his sweatpants and boxers. He softly patted your head and grabbed a tuft of your hair in order to make you look up at him. 

“Spit” he ordered, and held out his hand and you did as you were told. You watched as he lathered himself with it, moaning as he stroked himself. He was so damn sexy, biting down on lip and slowly pleased himself as you watched. 

“Do you want this inside you sweetheart ?” he cooed and placed a finger under chin. 

You nodded quickly, “Yes please” 

“What do you want me to do baby ?” He purred and hovered over you as you lay on the bed, breathing heavily as his fingers moved against your warm skin, tracing your curves, ghosting over your heat and returning back to your lips to insert a digit inside. 

Doyoung watched diligently as you sucked on his finger like the good girl he knew you were. He finally pulled his finger out and with one swift movement entered with his member before you could even respond to his question. You moaned as he quickly slammed his hips into yours, wasting no time in gaining a rhythm as you marked his back with scratch marks feeling as though you were on a high. 

Doyoung fucked you like a pro, wasting no time to switch positions and had you on all fours, slapping your ass before slamming into you again, that pretentious smirk forming on his face as he heard your whimpers asking him for more. 

“Are you ready to cum sweetheart ?” he asked, pulling you up as his strokes became slower and tugged on your ear with his teeth. 

“Y-yes yes i'm ready” you panted.

“What's the magic word ?” he growled as he grabbed your throat and slowed down his pace as you were nearing your climax. 

“Fuck youre so annoying PLEASE, please let me cum Doyoung fuck” 

Doyoung chuckled and picked up his pace until you finally climaxed and he followed shortly after, collapsing in the bed next to you. 

“You have such an attitude God” he rolled his eyes playfully, bringing the blanket over your bodies and grinned when you moved in to cuddle him. 

“I guess you will have to fix that some time” you yawned and wrapped your arm around his waist, “but I have to admit, maybe I do enjoy the insufferable Kim Doyoung bossing me around once in a while.”

[peter-pan-hoe]

Old Friends Pt 1

Guess Who’s Back Bitches

(Sorry for calling you bitches im just very excited. I love every single of of yall and Im so happy you guys have stuck around during this ridiculous hiatus and i hope to be posting more soon. I just got off my ass today and was like “Alright ya cow its time to write” and i did. Here is the oldest request ive had waiting in my inbox for literal years im so sorry this took so long. Here is part one of what will hopefully be a new series. I’ve taken it in a different direction to start with but i will be swinging it around to meet the request in later parts. So happy to be back. Ive missed you. I love you. Here we go xx)

“So like maybe Peter, y/n, an all the lost boys are having this huge dinner, hanging out and that, and then somehow, for revenge, The Dark One sends one of Peter’s old lovers to the island. That night Peter sneaks off to greet the girl who is STILL in love with him, maybe she puts him under her spell to forget about the reader and then they like almost do da nasty or something and I guess I can leave you to the rest.”

Requested by @bellakae

Warnings: swearing, legit like one f-bomb

I did my best to make Y/N gender neutral but being a cis female I may have missed some gender identifiers when editing and I apologise 

tag list:  @dina3s @just-meh-and-me-dogs @xcastawayherosx @lexymeg

sorry to anyone i forgot. I couldnt find all the asks or my updated tag list. Comment bellow or dm me if you want to be added to the tag list xx

 Every time there’s a new batch of lost boys, or ever just one, to arrive on the island, we have a welcome feast.

The hunter and forager boys gather as much stuff they can find and the cooks put together a huge meal. Given out of the 47 of us that there’s only 6 cooks, we usually have some extra to help out.

When there’s a big group it’s usually because Peter went to the mainland to find boys and bring them here because they weren’t happy at home.

There was that time that 5 or six boys rocked up because they made their way here together.

But if it’s just the one boy, they’re the believers. The ones who wished their way here.

This time around however was because Peter had gone to the mainland.

He usually seemed very happy whenever he came back.

Well no less happy than usual.

He wasn’t sad or angry or quiet like today.

When he returned early this morning with the latest group of boys, he came into our shared hut and stared out the window until morning.

Usually if it’s a late night he would have woken me up to say he was back.

He hadn’t needed to wake me up this time as him simply entering the room had roused me. But he didn’t even look over at me as he walked passed our bed to his little seat on the window sill.

I figured something must be up so I sat up and pretended I hadn’t heard him come home.

  “Oh hey,” I said, faking a yawn. “When did you get back?”

He looked at me with a forced smile.

  “Just a little while ago,” he hopped down from his perch by the window and came to sit beside me. “Did I wake you?”

He gave me a gentle kiss on the head and the leaned down to untie his boots.

  “No I don’t think so,” I lied and shook my head. “I just woke up and you were there,”

He didn’t say anything as he kicked of his boots and put his feet up on our bed.

  “Is everything okay?” I asked. “You seem a little distracted,”

  “yeah I’m alright,” he sighed. “Just ran into an old friend while I was out getting the new boys,”

  “Okay 2 things,” I started. “First is, how are the boys? And how many? And the second thing, was this old friend still a friend or are you not on good terms?”

  “They boys are good,” he replied with a stifled yawn.

I could tell he was very tired, but not his usual physical exhaustion. He seemed tired in his mind.

  “I brought home 14 boys,” he continued. “The youngest 7 and the oldest 17,”

  “That’s a lot,” I said sadly. “All those boys – a 7 year old – lost and lonely,”

  “Mmm,” he nodded in agreement.

  “So what about your friend?” I pressed carefully.

I don’t want to upset him.

  “I’m not really sure,” he sighed. “We didn’t end on good terms but she seemed happy to see me. She even wanted to come back here with us,”

This answer surprised me.

  “She?” I asked nervously.

  “Yeah,” he looked at me apologetically. “Clara. An old… partner of mine,”

  “Partner as in lover?” I asked. “I don’t mind you talking about your ex’s. I’ve got some too y’know,”

I tried to lighten the solemn mood with a giggle.

  “You mean I’m not your first love?” he feigned shock, gasping dramatically and putting his hand over his heart.

  “Oh but you are the truest,” I collapsed into his chest with a laugh.

He held me tight as he lay back on our bed, so I was leaning back onto him.

  “But yes, to answer your question,” he said as he absentmindedly played with a few strands of my hair. “Clara was my old lover. She was someone I met a long time ago,”

I thought about how things would have been with Peter and this Clara.

  “Did she live here like me?” I asked, genuinely curious.

Like I’d told him, I don’t have an issue with him having past lovers. I mean who doesn’t?

  “No,” he said quietly. “We weren’t really bonded like you and I are,”

  “So how did you see her?” I asked as I reached up to brush some of my hair back.

  “Made more trips to the mainland I guess,” he shrugged. “I still only picked up new boys once a month but I went to see her weekly,”

  “But you two weren’t romantically affiliated?” I questioned.

  “Well I wasn’t,” he admitted with a guilty face. “She was very emotionally invested in our… relationship. Whereas I was not,”

  “Oh Peter…” I sighed. “Did you break her heart?”

  “I guess,” he shrugged again. “She started getting really clingy. She didn’t want to come here. I never really found out why but she insisted that our meeting were to take place on the mainland. She began asking me to stay for longer periods of time. Once to the point that Felix came to find me because Neverland’s weather started to turn to a freezing winter. She’d convinced me to stay for weeks at a time more than once,”

  “But she was the only one romantically invested?” I reiterated.

He gave a solemn nod.

  “That’s fucked,” I lay back in the bed and yawned. “How did the encounter go this time?”

  “She seemed the same,” he said carefully. “Like she didn’t even remember that we ended badly,”

  “How so?” I pressed.

  “I came across her in a town market and she ran to me like she was so happy to see me,” he continued.  “She ran to me and wrapped her arms around me like she used to when we hadn’t seen each other for a time. I’m not sure she even realises how long its been,”

He became quiet, thinking.

  “How long has it been?” I could feel my eyelids getting heavy and my voice came out as almost a whisper.

  “Thirty odd years or so,” he brushed some loose hairs from my face, just touching for the sake of touching. “But she left so quickly this time I didn’t even have a chance to ask her why she seems this to be like this. She just said she had errands to run and had to go. That she would see me soon,”

  “That sounds ominous,” I mumbled.

I was processing as much of this as I could in my tired state. I suppose Peter could sense that I was barely awake.

  “Go back to sleep, love,” he kissed my forehead. “We can talk more about it in the morning. Sleep Y/N, we have a big day of celebration to prepare for tomorrow,”

He didn’t have to tell me twice as id already started to drift off from him gently stroking the side of my face.

[canyousevmyheavydirtysoul]

Bodyguard IV: Vegas Lights (Chapter Three) (B. Urie x Reader)

"FIVE P.M. PERFECT. THANK YOU."

The telephonic conversation now over, Brendon clicked off the phone and placed it on the table. From across the way, you and The Hounds gazed at the brooding agent expectantly.

Straightening his posture, he gave a small nod. "Hotel's booked. They're expecting us – in all of our lovebird glory – at five tomorrow afternoon."

"The plan's set, then," you said, pushing yourself off of the wall you'd been leaning against, "Perfect. Who's hungry?"

A chorus of 'me!'s' echoed around the conference room, courtesy of The Hounds, and you beckoned them to follow you as you shuffled to the kitchen. Brendon hung back, despite the pang of hunger he'd felt in his stomach, and pulled out one of the desk chairs.

There were a million and one things on his mind, each more of a problem than the next, and he needed a couple of minutes to himself to decompress. He folded his arms on the tabletop and with a heavy sigh, let his head drop onto them.

The situation regarding his mother was bothering him more than he'd let on, and he was stuck in a tug-of-war between the two sides of himself; one half wanted to see her, but the other wanted to stay as far away as possible.

Brendon sat there – mind racing and thoughts spiralling – until he physically could not bear it any longer, then pushed himself away from the table and sprang to his feet.

Mumbling a "fuck it", he ran a hand through his hair and headed for the door.

✧✧✧

Fifteen minutes later. The kitchen.

"Okay, okay, okay, I got one!"

Holding both hands up, Ambrose swallowed the food in his mouth before proceeding with his offering to the game. He ran his tongue over his teeth as he pointed between you, Rollins and Reigns.

"Give up music or give up sex?"

The three of you answered without hesitation and in unison.

"Music."

"Music."

"Sex."

All three agents immediately turned to stare at you with narrowed eyes and furrowed brows, clearly not in favor of your answer. Looking up from your sandwich, your eyes darted between the three men.

"What?"

Reaching out one hand, Rollins touched the back of his calloused fingers to your forehead, seemingly checking for a fever. Clicking your tongue, you swatted the Architect's hand away and rolled your eyes.

"You can't be serious," Ambrose laughed in disbelief, blue eyes wide, "You'd really give up ever getting laid again just for a couple tunes?"

You raised one brow.

"Jesus," the Hound mumbled, shaking his head as he flicked around the remainder of his sandwich, "You've obviously never been in bed with me."

Reigns and Rollins tossed their friend an unimpressed glare. He simply wiggled his eyebrows and held out his hands.

"Y'all know it's true."

A soft chuckle slipped past your lips at the juvenile antics of your company, followed by a small smile as you thought about how grateful you were to have met them. You missed your old friends dearly, and having The Hounds around made you feel slightly less depressed over the fact that your days of socialising were a thing of the past.

"But seriously, though..." Ambrose leaned in across the table, face as serious as can be as he posed his question, "Is Urie that bad?"

Heavily amused, you opened your mouth to respond but you were interrupted by the chime sounding from your phone. Seeing that it was a text from Brendon, you frowned.

"Speak of the devil."

✧✧✧

Two minutes later. The garage.

"Hey," you called as you approached Brendon, who was leaning against the bonnet of the SUV. Pulling your phone out of your pocket, you waved it around. "What's with the summoning texts? We're in the same house; you literally could've just walked to the kitchen."

"Didn't feel like The Hounds' questions," he answered simply.

"Okay," you nodded, "So let me ask one: What's going on?"

Stepping to the side, he reached over and opened the passenger door for you. "I wanna take you somewhere."

Slowly, you made your way into the seat. "Okay... may I ask where?"

"It's a surprise."

Tilting your head to the side, you gave him a condescending look. "Last time you said that, I ended up falling off of a cliff."

"Did you die, though?" He didn't give you a chance to reply, instead shutting the car door before you could get a syllable out. "Exactly."

✧✧✧

Twenty minutes later. Oakey Boulevard, Las Vegas.

"Wait... you're serious?" You glanced between Brendon and the building ahead apprehensively, trailing slightly behind the agent as he started up the path to the entrance. "You're actually doing this?"

"Yes."

There was the usual coldness to his tone, as well as to his expression, but you knew him well enough to know that the minute creasing of his forehead and the ever-so-slight twitching of his fingers meant that he wasn't entirely confident about his decision.

Frowing to yourself, you put a skip in your step and rushed forward to catch up to him.

"And you... want me to come with you?"

"Yes."

Brendon took a couple more steps before coming to an adrupt halt. You nearly bumped into him, but stopped yourself just in time and tossed him a confused look.

He turned his head to look at you, and a hint of unsurety flashed across his chocolate eyes.

"That okay?" he asked, realising then that he probably should've taken the initiative to gauge your willingness to participate in his little errand beforehand, instead of simply assuming that you'd want to go along with it.

Fortunately for him, you'd be willing to follow him anywhere.

"More than," you said softly, slipping your hand into his and squeezing.

The agent squeezed back, then gave a small nod and continued forward. Following suit, you trudged up the rest of the cobblestone path and toward the high, spiked front gate.

A security guard was perched in a hut to the right of the gate and when he caught sight of the two of you, nodded in greeting before stepping out and extending a register form.

Brendon took the clipboard and began filling out the required information, while you stood back and took a moment to survey the building properly. Stuffing your hands in your back pockets, you peered through the openings in the gate.

The place looked nice enough – slightly modern, but with a certain charm that made it evident that quite a few years had passed since its construction. The plaque fixed to the fencing-wall confirmed your suspicions; it listed the year of establishment as 2004.

There was a low hum as the gate swung open, and you walked behind Brendon as he led the way through the now-open space. The light scratching of your shoes against the stone ground was the only sound between the two of you, joined soon after by the creak of the wooden front door as it opened.

Most reception areas followed the same blueprint, and this one was no different. There was a seating area to your left, centered by a coffee table and a potted plant. And to your right, a semi-circular desk behind which the receptionist sat, gaze cast downward and voice hushed as she spoke into the reciever held to her ear.

Brendon's bulky frame cast a slight shadow over the top of the desk, catching the receptionist's attention and prompting her to look up. Acknowledging the both of you with a small smile, she held up one finger as if to say 'one moment'.

"Just a second, Mrs Brown." After excusing herself from her telephonic conversation for a beat, she pressed the reciever to her chest and raised her brows as she addressed you. "Here for visitation?"

"We are," Brendon confirmed.

"You can head on through," she smiled, handing over two vistor badges before extending a hand down the hall to direct you, "The courtyard is where you want to be. Down the hall to the end, last right and then the last left."

You and Brendon started down the hall as the receptionist resumed her call, and you scoffed at her nonchalance.

"You'd think they'd have a better first line of defense," you chided, shaking your head.

"We probably don't seem like too much of a threat," Brendon said coolly, peering down each turn the two of you passed by, "Young couple in Vegas... we scream harmless and naïve."

"Which is what we're going for, right?"

The agent glanced at you briefly. "Exactly."

Coming to a halt in front of an antique oak and glass door, the both of you bent down to peer through at the outside. There was a large expanse of green grass and tall trees, surrounding a quaint courtyard area in which the building's occupants were currently enjoying some downtime with their visitors.

You gave Brendon's shoulder a gentle squeeze. "You ready?"

He exhaled heavily. "As I'll ever be."

With one solid push, Brendon opened the door, allowing you to exit first and following closely behind. The bright sunrays blinded you momentarily, and you lifted a hand to shield your eyes from the harsh light.

Brendon seemed unaffected – the only show of discomfort on his part was the slight narrowing of his eyes, but even that was more due to the fact that he was avidly scanning the garden in search of that one familiar face amongst a sea of strangers.

His gaze stalled on a figure at the far end of the lawn, sitting on a bench underneath a flowering Jacaranda tree, and his body tensed up instantaneously. They were too far away to see their face, but there wasn't a shadow of a doubt in his mind that it was who he was looking for.

"There she is."

Attention now fully on Brendon, you followed his gaze, letting your mouth fall open into a small 'o' once you spotted her. Without saying a word, the two of you fell into stride next to each other as you started towards her.

As you walked, you couldn't help but let out a short, almost inaudible chuckle at the situation. Never in a million years would you have envisioned that you would be in Las Vegas, with Brendon, seconds away from meeting his mother. In fact, if someone had told you a couple months ago that this would be the case, you'd have laughed in their face and called them crazy.

And yet, here you were.

There was a slight tremor in your hands, and you quickly hid them in your pockets so that Brendon couldn't see. He was noticeably (and understandably) on edge; the last thing you wanted was for him to be focused on you and your emotions.

Accompanying the agent on such a precarious outing, you felt somewhat out of place. Not nervous or anxious, exactly – more like you shouldn't be there. This was the height of 'familial business', and you were afraid that being there with him during his first encounter with his mother in almost ten years would seem intrusive.

But... he wanted you there. He asked for you to come.

He needed you there.

And if he needed you, then that was the only thing that mattered. To hell with feelings and circumstance. This wasn't about you, in any case.

Ten feet away from her now, you drew in a deep breath in an effort to steady yourself. Although steady was the last thing you were a moment later, when a middle-aged woman in staff attire accidently bumped into you. She had been carrying a bundle of seat cushions in her hands, and the impact caused them to go sprawling across the grass.

"Oh, I'm so sorry, sweetie," she smiled apologetically, already half-way to the ground to start picking up the scattered items, "Damn sun's been blinding me all day, already."

"No worries," you assured her, immediately reaching down to help with the collection of the cushions.

Brendon hadn't even noticed the ordeal; his focus and attention was solely on his mother. He continued forward as you stayed back to help, taking purposeful yet cautious steps in her direction.

Once he was close enough to touch her, he reached out and with a shaky breath, lightly touched her shoulder.

"Mom?"

His voice was soft, timid. A striking opposite to the icy hardness it usually held. It flittered through the air slowly; once it reached Grace's ears, she perked up.

"Mason?"

Brendon felt a pang in his chest – partly due to the fact that it was the first time in nine years that he was hearing his mother's voice, and partly because the first thing that came out of her mouth had been his name.

The brooding agent's eyebrows knitted together as he frowned, wondering why the hell his mother had uttered his brother's name. He couldn't think of a single reason why she would have.

"No," he started, shaking his head lightly, "it's-"

She had turned around then, coming face-to-face with her youngest for the first time after what had felt like an eternity, and finished his sentence for him.

"Brendon," she said, his name coming out as a breathy gasp as she struggled to contain her emotion.

Getting to her feet, she covered her mouth with a shaky hand as the tears started forming, before throwing her arms around his towering frame as they began cascading down her cheeks.

Ever so slowly, Brendon wrapped his arms around her too, causing her to tighten her hold and keep him even closer. Turning her head, she gave him a tear-filled kiss on the cheek, then once again buried herself in his embrace.

"Oh, my boy," she whispered, more to herself than to him; she couldn't believe that he was there with her, "My sweet boy."

After another little while, the two of them pulled back from one another. But Grace still kept her grip on him, holding her hands to his cheeks.

"Look at you," she laughed, eyes still watery, "You're so... big."

"Yeah," the agent wheezed.

You approached them, tentatively sidling up next to Brendon with a soft smile. His tense body language softened with your prescence, and you saw him exhale in relief.

"Mom, this is (Y/N)," he introduced, tilting his head in your direction a tiny bit.

She looked at him in surprise, but that surprise turned to glee a second later, and she pinched his cheek ever so slightly. Looking to you, she gave a warm smile, her eyes crinkling as she did so. She was beautiful; Brendon looked just like her.

"It's lovely to meet you, Mrs Urie," you said politely.

"Call me Grace. Please," she rectified, giving another wide smile.

"Grace," you repeated.

"Come sit, both of you."

Waving you over to a white, stone picnic bench, she slid into one end as you and Brendon took a seat on the other side.

"I can't tell you how unbelievably happy I am to see you," Grace gushed, still staring at her son as if she were expecting him to vanish into air at any moment.

Sucking on his teeth, Brendon nodded. "Yeah, it's...been a while."

"Nine long years," she specified, and you caught a flash of sadness in her eyes; but it was quickly replaced by the sparkle that accompanied her smile, "What do you do? Are you in the military? I remember you were so intent on enlisting..."

"I, uh... I was. For a little bit. But then I got this job offer that I... well, I couldn't refuse." He scoffed, running a hand through his hair.

Grace nodded, listening intently to each and every word that slipped past her son's lips, as if each syllable would help close the void that had developed since he'd left.

"He's phenomenal at his work," you reported, earning a big grin from the woman seated across from you. Brendon gave you a look, too, but it was the exact opposite of his mother's. "The best, actually."

"I don't doubt it," she murmured, looking from you to him and then back again.

For the next half an hour or so, the conversation flowed steadily. There was still apprehensiveness on Brendon's part, but he was trying, and made a concerted effort to answer any and all questions tossed his way.

Now and then you'd reach under the table to give his hand a squeeze, just out of reassurance; you thought you had been subtle enough that Grace wouldn't notice, but she did. She was thoughtful enough to not point it out, instead smiling to herself each time she caught it.

The sharp sound of your ringtone cut through the air, prompting you to hastily fish your phone out of your pocket. Reigns' name flashed across the screen, and you swung your legs off of the bench, starting to get up.

"Excuse me, I have to get this," you excused yourself from the conversation, then scurried off in search of some privacy, just in case the call was mission-related.

Grace watched you fondly, turning back to her son once you were out of her direct line of sight.

"She's lovely."

Tossing a brief look at you, Brendon nodded. "She is."

"I want to give you something."

The agent's forehead creased at his mother's words, perplexion deepening as she unclipped the necklace around her neck. The pendant-like piece had been hidden underneath her blouse, and once Brendon saw it, his jaw tensed.

Reaching for his hand, Grace held it in her own as she gently lowered the piece of jewellery into his grasp. Closing his grip with her other hand, she held on tightly.

"For when the time's right."

Mustering up a weak smile, Brendon nodded once and gripped her hand tighter. He pulled back soon after, depositing the necklace into his pocket and frowning as a bothersome thought re-entered his mind.

"Mom?"

"Yes, honey?"

"When I first called out to you... you thought I was Mason." He looked at her with a blank expression. "What made you think that it could be him?"

Grace stared at him, genuinely perplexed. "You mean... you don't know?"

Brendon frowned. "Know what?"

"Mason's back home, too."

_______________________________

Thank you for reading x

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[shhhhyoursister]

ive gotten like 3 or 4 prompts a day for weeks and i feel so bad for ignoring them but this idea has been in my head all day and ahHAHhhahhah i wanna write an autistic!matteo thing based on my day (i worked at an afterschool program that has a few autistic kids and wow i really did watch those kids and have so many moments of “oh wow me too”)

***

Matteo looked at his empty shelf in the fridge, and frowned when he realized that that meant he had to go to the store. The grocery store definitely wasn’t the worst of his usual errands, but he had been feeling on edge the whole week, and just knowing that he had to go to a loud, bright, very populated place the next day and figure out what to buy was a little daunting. 

He bit his lip, and the fingers on the hand that had been hanging limply at his side curled up, and started tapping against his hip. He closed the fridge quickly, and made his way back to his room, ignoring David at his desk as he flopped onto his bed and whined, rubbing his face into the pillow.

“What happened? I thought you were looking for snacks.” David said, and Matteo heard him turn in his seat.

“No food,” he said, and then turned his head to pout in David’s direction and said with a sigh, “I have to go to the store tomorrow.”

Matteo heard David hum, and watched as he got out of the chair and climbed onto the bed. Matteo’s eyes slid closed when David started rubbing his back, and his toes started twitching in his socks before David said, “You don’t seem too excited about that.”

“It’s just...a lot, sometimes.” Matteo said, reaching an arm out, trying to find some part of David to cling to. He grabbed onto his ankle and squeezed, and squeezed again when he saw David smile.

“What makes it a lot? There might be stuff we can do to make it easier.” David responded, no doubt already trying to guess what Matteo was going to say so he could have solutions ready.

“Lots of people, bright lights, loud music,” Matteo listed, counting on his fingers, “and then I get overwhelmed so picking food is harder. i just stand in the middle of the aisle panicking and forgetting what I eat, even though I always get the same stuff.”

“How about making a list now? Of all the stuff you know you want to get?” David suggested, already taking his phone out, “you can bring headphones, and maybe your sunglasses too, but if those don’t work and you do get overstimulated, you at least have the list so you can just grab the stuff and go.”

Matteo thought about it for a second and nodded, and then he and David started working out a list of things that Matteo liked having around, David interjecting things that he thought of that Matteo forgot about. David even agreed to go with him to the store, considering they were spending the day together. By the time the list was done, Matteo was lying with his head in David’s lap, feeling less stressed about the next day’s trip.

They left the next morning after David spent almost an hour trying to convince a very tired and very comfortable Matteo to get out of bed. It was hard when David was so easily persuaded to get back under the covers any time Matteo would pout at him, cuddled up with the blanket pulled up to his chin, his hair a mess on the pillows, but eventually they were out the door.

Matteo had his headphones wrapped around his neck, his sunglasses deep in a pocket of his jacket, and the fidget cube that Hans had gotten him in the other pocket. The bus was pretty empty when they got on, so they found seats in the back and Matteo squished himself into David’s side and took his phone out so he could scroll through Instagram until they got to the right stop.

David grabbed his hand tight once they got into the store, and Matteo let out a breath when he saw that it was less crowded than usual. They had managed to pick a good time to go, and Matteo didn’t even flinch at the lights as David gently tugged him further into the store. He was glad that David was leading him because he couldn’t stop his eyes from staring around, his head twisting so he could look down all the aisles and see what was there.

“Okay, what do you want to get first?” David asked, and Matteo’s eyes snapped to him after a minute when David nudged him, and repeated the question with a smile.

“Um, I don’t know,” Matteo said, looking at the list, and the only word he could focus on was bread so he pointed over his shoulder at the aisle they had just passed and said, “bread? It’s down this way.”

David nodded, and Matteo pulled him down the aisle. He scanned all of the options until he found the one he usually got, and tossed it in the cart. They made their way through more of the list, Matteo struggling to focus, but he preferred that to panicking. And he had David with him, who seemed to have no problem grabbing the stuff when Matteo got distracted by other things.

Once they were about halfway done, an aisle that he hadn’t noticed caught his eye. He didn’t see chi[s on the list but he knew he was out of those too. He looked back at David, who was squinting at his phone and then looking back up at the shelf, and he walked up to him and nudged his arm and said, “Hey, I’ll be right back, I’m gonna get chips.”

David turned to him, concern on his face, and before he could even say anything Matteo rolled his eyes, darted in to kiss him on the cheek, and walked away. He felt fine, and he knew that David just worried about him, but he didn’t feel the need to go through the whole process of convincing David he was okay.

He wandered down the beer aisle, flicking the fingers on one of his hands as the other ran along the edge of the shelf he was walking next to. He looked at all of the bags as he tried to find the chips that he usually bought, and when he didn’t see them, he bit his lip and turned to start searching again.

He stopped when he noticed a little boy standing at the end of the aisle. He didn’t usually pay much attention to kids, and he only really looked because he saw the kid flapping his hands at his sides. Matteo watched as the kid walked up to a bag of chips, stared at it for a second, and then spun around and threw his arms out.

Matteo smiled a little. He could relate. He could see a woman a few feet away from the kid who was reading the back of a box, so she didn’t notice when the boy grabbed the bag of chips and squeezed until it popped, only turning around when the kid started laughing. Matteo chuckled as he noticed the exact bag he had wanted and grabbed it, resisting the urge to squeeze, and then turned down the next aisle. 

He wandered for a bit before picking a random aisle and turning down it, and grinned when he saw David at the end, focused  on his phone. He kicked at the back of David’s shoe when he got to him and bumped his head into his shoulder blade, before David turned around to face him.

“I got the rest of the stuff while you were gone,” David said, gesturing to the cart full of all of the things Matteo liked, “ready to go?”

Matteo smiled, nodded, and tugged David to the shortest line he saw.

[nicoleatrandom-blog]

7 Quick Self-Care Tips You Can Fit Into Even the Busiest Schedule

i’ve really got to work on shortening these titles. 

Welcome to Thursday, friends! We’ve almost made it through the week, so you may find yourself in need of some quick relief to the stress of your everyday routine -- or perhaps even those things which have not gone your way recently. 

Self-care is an important thing that many of us forgo in the interest of working, homework, taking care of children and family, or any of the other many obligations we face on a day-to-day basis. Self-care becomes even more important when we are stressed, overwhelmed, anxious, or angry — and I’m sure there are a million other instances in which we need to prioritize self-care. 

Maybe a lot of the reason we let self-care opportunities pass us by is because we think it will be too time consuming; the thing is, self-care doesn’t have to be taking time out to get a mani-pedi or a massage or a facial. It doesn’t have to be finding a sitter to get some alone time. It doesn’t have to be taking a mental health day from work and using those precious paid-time-off hours. 

I’ve compiled a list of seven things you can do to take care of yourself without taking too much extra time in the day or forcing your schedule to come to a complete halt. Do yourself a favor — read the list, then pick one or two to focus on for the next week or month. Obviously this list isn’t going anywhere, so feel free to come back to it anytime, and don’t forget to share your favorite on-the-go self-care tips in the comments! 

Have a hot beverage. This seems so simple it’s silly, but I’m serious. Make yourself a cup of coffee or a cup of tea. My go-to lately has been hot chocolate. Don’t forget that hot lemon water in the mornings! Put it in a to-go cup and continue on about your day while you drink it, or do what my friend Ashley does and pour into your favorite mug, have a seat, and put that to-do list on the backburner for a few minutes. I’ll tell you a secret: the list will still be there when you’re done. Crazy, right! The warm, coziness of having your favorite warm beverage will help to calm your nerves and soothe the tension of the day — and you know, no one said you can’t add a little grown-up juice, right? A little Bailey’s in your coffee, a hot toddy. Although, if you’re driving, at work, or taking care of kids, you might want to save the grown-up juice for later. 

Give your face a little extra care. I know, we’re talking about things that don’t take that much time, but hear me out. You’ve got to wash your face at night or in the morning anyway, right? Instead of your usual routine, throw a mask in there. The beauty industry has a whole range of face masks for purchase, and there are some that are not all that expensive. I’ve done masks that have to stay on anywhere from five to twenty minutes, so it depends on how much extra time you want to use. A five minute mask could be a good slow down for a hectic morning, but a twenty-minute mask can set while you get the kids ready, choose your outfit, or get your lunch together. Or, if you work the mask into your nighttime routine, it’s a great day to just close your eyes, put on your favorite music, and unwind from the day. Personally, I really enjoy Feeling Beautiful masks, which come in a one/two time use packages, or in a tube just under five dollars which lasts forever. Or, if an overnight mask is your thing, try Bliss’s What A Melon Overnight Mask. No affiliations here, just making some suggestions for masks that make me feel calm and pretty. 

Get up, make up, show up. Personally, nothing makes me feel more at ease than knowing I’ve beat my own mental blocks. Getting out of bed when I’d rather sleep a little longer, putting on a cute outfit when I would rather just throw on jeans and a t-shirt, putting on a full face of makeup (for me, this is less than others) and going to work when I just want to stay home bare-faced — if I can conquer that, I know I can conquer the rest of my day. 

It’s just one thing. When you’ve got a long list of things to do but you’re overwhelmed, the first thing you need to do is prioritize those things. What absolutely needs to be done today, and what can be moved to tomorrow or later in the week, or even next week? Once you’ve moved out things that are not required to be completed today, look at what you have left, how they’re prioritized, and just do one thing at a time. Don’t think about the x-number of things that are on the list, think about the thing that’s highest priority. Do that, cross it off the list, then do the next thing. Rinse, repeat. We get so caught up in getting things done that we tend to overwhelm ourselves at time. The thing is, life is hard enough, and, some days, we just don’t need to make it any harder. Simplify your to-do list, and take it from there. 

Eat what makes you happy. This one, you have to be careful. If you’re overwhelmed every day for a month, having tacos every day for a month might not be the best idea. But every now and then, forget the diet/healthy eating lifestyle, and get you some tacos — or whatever it is that makes you happy. Take that little bit of pressure off yourself and eat what you want. You’ll be surprised at how much just that one less thing makes a difference! Bonus #5 Info: There are foods that might actually improve your mood and mindset, and keep you healthy! Bananas, berries, quinoa, dark chocolate, green tea, apples … there’s more on the list, but these are just a few that will help to improve your mood and are relatively healthy. Google “food that makes you happy” and you’ll find even more options! 

Ask for help. Perhaps one of the most difficult things to do! We’ve been trained to have it together, to get things done, and to not burden others with our problems. I’m here to tell you, asking for help does wonders for my anxiety/stress. It’s okay to share your load with others, as long as you’re not taking advantage of them. That’s why we have family, why we have friends — and it lets them know that when they’re the ones who are stressed/overwhelmed/whatever the case may be, they can come to us for a return on the favor. 

Rock out like there’s no tomorrow. There’s no denying the calming effect of music. Play it while you complete your cleaning for the day or on the way home from dropping your kids at school or while you finish your errands for the day. Sing-along, shamelessly, and without caring what anyone else thinks. You’re taking care of you, and that’s all that’s important in that moment. 

Like I said, just a few things I’ve found that help me through days when the hours or even minutes seem insurmountable. What are your go-to quick self-care tips? Drop them in the comments below! 

I’ll see you (hopefully) Tuesday with a new post, and until then, keep moving forward. 

[valkyrie-echo]

Project Echo, Part 1: Chapter 9 (Repairing the Damage)

Part 1 Summary: A long-buried Hydra disaster, a monster in the shadows, a missing child. Eight months after the events of “The Winter Soldier”, Bucky turns himself in to the Avengers on one condition: They must help him find a girl snatched off the streets by Hydra seven years ago. In their quest, the Avengers accidentally unleash a horrifying creature of darkness and shadow, intent on making their quarry its prey.

Chapter 9: Repairing the Damage

"Are you sure you're ready for this?" Tony asked anxiously, "You're not going to kick my ass the second I start strapping you down? We're going to have to pin your arms and legs for this."

Bucky was in the operating room standing next to the procedure table. His hand was shaking and he was trying hard not to hyperventilate. It was clean, yes, but still looked a hell of a lot like his nightmare. He kept telling himself it was going to be different, they were helping. He wouldn't be awake, he wouldn't hear the bone saws or feel the screws taking hold. He wouldn't smell his flesh cooking...

Even as he tried to get control, he was psyching himself out. It was becoming more difficult to distinguish this operating room from Hydra's.

Tony saw his eye twitch and, with a subtle signal to Thor he moved to the far side of the table to stand by his remote suits. Thor had come in with Bucky to help in case he triggered- exactly like he was doing now.

"James, this is to help you, not harm you," he stepped up behind him. Bucky tensed, became hyper-aware. They'd lured him here and he was stupid enough to follow. They were going to make him the Winter Soldier again- he had to get out!

Bucky swung at Thor suddenly, but the Asgardian moved to his left and before Bucky could pivot he felt an arm around his shoulders, pinning his one good arm down. At the same time something stung his neck and-

"Told you so!" Tony called out to Steve in the observation room. Thor caught Bucky as he sagged and pulled the needle from his neck. Steve was too hopeful- Bucky wouldn't have made it. He would have gone berserk at best as he was being strapped down. Thor and three of Tony's remote suits were armed with powerful tranquilizers, ready to step in.

Once Bucky was secured to the table and his metal arm was extended fully away from his body, Stark knocked on the main door to the O.R. and the surgeon entered. Thor nodded to the nervous man and left to watch with Steve.

"Ready Doctor Johansson?" this was the same surgeon who led the team in removing the shrapnel from Tony's heart, he was more than competent and worked wonders, even with such unusual procedures as this.

The doctor nodded and began hooking wires to Bucky to monitor various things- heart rate, blood oxygen level, blood pressure, brain activity and more. He had been promised assistants, but the Suits were hardly what he had in mind, even though Tony had modified them for medical work. Still, one stood between the doc and the trays of surgical equipment while another began hooking IVs into Bucky's human arm with all the delicacy of a nurse.

Tony came forward with the third suit, his assistant, "JARVIS, project an x-ray of the arm, highlighting human tissue in yellow and mechanics in blue. Nix the plating, unless it hooks into him directly." A framework appeared over the arm and Doctor Johansson whistled.

"How much for one of these for the hospital?" he examined the projection closely, "the bone was cleaned up, at least. I was worried it would have been a hack job. It's not pretty, but it's a lot better than I was expecting." he turned his attention to the shoulder joint, "We will need to remove these screws in the upper joint as quickly as possible."

Tony looked at it from a technical standpoint, "To get at them you'll need the base plate off. It hooks into the upper metal plates here," he pointed something out, "so I can't get to those while that's still on."

"We'll have to remove most of the flesh on the arm," the doctor nodded and pointed at the base plate. It flashed and the framework became more detailed and slightly enlarged over the area, "His skin has fused to the metal, you sure he can handle the schedule you've set?"

"I told you," Tony sighed, they'd been having this conversation all morning, "he's got the same mojo Captain America has, it will take more than these surgeries to do any permanent damage. Plus, it was all put on while he was conscious, and there wasn't even topical anesthesia. If he survived that, he can handle the removal. Besides," he added, "I'm paying you extra to not worry."

"I always worry about my patients," Doctor Johansson looked at the monitors, "I'll be keeping an eye on those, if it looks like it's putting too much strain on his system, I'll stop immediately."

"Deal," Tony went back to examining the mechanics and highlighted a rather terrifying array of wires that snaked out of the stump to wind into the metal arm. This was why he had to be in the room during the procedure- the mechanics were too complex for a surgeon to figure out alone, "These are the neural interfaces. From the scan I ran on him yesterday, I'm confident they will release from the outer arm fairly easily. If I have time, I'll make a replacement, but for now we just leave them be, got it?" the doctor nodded.

"Anything mechanical I will defer to you before touching. Now, first things first, we need to clean the area before we begin to remove the plate. It looks like we will have to make a cut here-" he marked a spot near Bucky's shoulder, "and disconnect the skin from the muscle directly. Can this table lift?"

Tony hit a button on the side and the straps tightened. Slowly, the table tipped vertical and turned. A section of the table folded in, fully exposing the back of Bucky's metal shoulder. "This will give us 360 degree access, no worries there."

"Okay, I want one of these for the hospital too."

"The suits aren't available, but I'll have JARVIS fabricate a half-dozen of these as your tip."

Steve's cell phone rang and he left the observation room to answer it. The number came up as blocked. Half the people he knew were SHIELD agents, spies, or simply non-existent as far as the government was concerned, unknown numbers were more common than calls from people on his contacts list. "Hello?"

"Hey, Cap."

Steve breathed a sigh of relief, "Coulson, I'm glad you called. Have your Agents made it back yet? How is Tripp? Did you lose anyone?"

"Everyone's alright," Coulson sounded cheerful, "a few took shots, like Tripp, but Agent Simmons got everyone patched up beautifully. Agent Tripp is still in recovery, but he'll be just fine. I've got a beta team on-site cleaning out Astana, then we'll take care of wiping it off the map."

"That's great, I was really worried. Tell them all I owe them, big. Anything you guys need."

"I appreciate that. Did you get him, or does the hunt continue?"

Steve smiled, "We got him. His only condition was that we keep working this 'Project: Echo' angle- he says the girl is alive, but he can't remember which base he sent her to. He'll be out of commission for a while, but we'll get to the bottom of this."

"I'll put a few agents to work scanning all the files to one of Maria Hill's satellite servers. She can grant JARVIS access to run keyword searches. If we find anything, I'll call again."

"Alright, thank you- for the team and for all the help."

"So long as it ends in tears for Hydra, I'm happy to help out. I've got to get going, we've had something come up in the Caribbean that requires my attention."

"You guys good?"

"Yeah, don't worry. Unless the world ends. If that looks like it'll happen, I'll give you a shout."

"OK," Steve laughed, "talk to you later."

"With me." Natasha intercepted him as soon as he got the phone into his pocket and turned back to the operating room. She looped an arm through his and dragged him backwards towards the elevator.

"What the hell, Nat?"

"You need to get out of here while they do their thing, or you'll drive yourself nuts. They'll call with updates, we're going to run errands."

"Natasha, no," he tried to pull out of her iron grip with no luck. Steve was suddenly very unsure- he and Bucky were the only super-soldiers, right? "I've got to get started on Project Echo."

"Oh yeah," she rolled her eyes and hit the elevator call button, "Hydra top secret project, your ability to finally use google will really help JARVIS out. Now stop wining, you're not getting out of this one."

Natasha kept him out all day. When they returned Steve was weighed down with bags upon bags of new clothes to fill Bucky and Sam's closets, as well as take-out they'd brought back for everyone. Steve had pretty much just been her pack mule all day.

He set the bags and food down in the lounge area and ducked into the observation room while she went upstairs to find Clint, Thor and Sam.

"I wouldn't-" Banner tried to warn him, but he wasn't quick enough.

Steve's stomach twisted and he came very close to throwing up. Bucky's shoulder was exposed- in every way. The metal plate was gone and the area was covered in a thick, clear ointment, but he could see very clearly they'd taken all the skin off. Muscle was exposed and drying blood dripped down his side. His back was to Steve at the moment and the table was vertical, but that was somehow worse.

Tony was under Bucky's metal arm, making a face and using a power drill to remove a bloody screw from his armpit as long as Steve's smallest finger, and nearly as thick. Two others sat in a small glass dish. A fluid-stained towel covered the metal plate sitting on a tray near the window. A corner of it poked out and Steve could see the fused, warped flesh.

"That's the last screw," Banner explained, "then they will get to removing the rest of the arm. It'll probably take a few more hours, then they're basically doing a shoulder replacement surgery and calling it a night. Of course, by then it'll be more like tomorrow morning..." Tony got the rest of the screw out, shivered, then looked up and waved at Banner to say something. Banner leaned forward and turned the intercom back on, "I couldn't stand the sound," he explained.

"Rogers, you OK if we just keep him under until the new base is installed? It might be safer for us and more comfortable for him."

Steve nodded and gave him a thumbs-up, "Good call. Should I get the healing stone from the apartment? It could help."

Doctor Johansson looked confused, but Tony shook his head, "Not yet, wait until we're done for the night. I don't want to risk it waking him up while we're still working. One good wrench in this state and he might lose the shoulder entirely."

Steve ran a hand through his hair, then turned to Banner, "Food is in the lounge, if you have an appetite. Let me drop some stuff of upstairs and I'll take a shift. Thanks for keeping an eye out."

"It's not my field, but I still think it's pretty cool." Banner was amicable, "Take your time, I'll be sticking around until the metal comes off. I might go grab a plate though," he sniffed, "Chinese? Excellent."

Steve walked out to the lounge with him and took Sam and Bucky's clothing upstairs. Sam looked like he'd won the lottery when he saw everything Natasha had picked out. He'd spent way too long living on jeans and old t-shirts as they hunted down Bucky. Now he had a real wardrobe fit for someone living in the most exclusive apartments in New York City.

Steve tossed the rest of the bags in his laundry room and showered, then headed back down to take up his watch for the rest of the night. Banner ate as he studied Tony and Doctor Johansson's handling of Bucky's surgery. Steve couldn't even begin to fathom how Banner could still have an appetite, he anticipated the picture of Tony pulling a screw out of Bucky's armpit being etched into his brain for the rest of his life...

Chapter 10: What the Shadows Hide

[roxxdafoxx]

Why I stopped celebrating the holidays...

for me holidays were always a disappointment the decision to not celebrate the holidays can save you money and  your sanity its definitely a “rich mans holiday” my grandmother always made it a point to make sure i felt valued she always got me a gift and a birthday cake My great grandmother an I shared the same birth date and having a birthday with my great grandmother was the best now with the exception of a few cousins and my children now that my entire family is dead and after spending every holiday in the hospital ive had a lot of time spent in isolation to learn and get to know myself and God on a more intimate and deeper level not being with family always being depressed during the holidays made me realize why am i allowing these holidays cause me anxiety get me all upset about being able to afford gifts for everyone especially when u have a big heart and the desire to give to everyone id give to almost everyone in the entire world if i could but feeling that way during holidays never sat right with me it would ruin my mood my self esteem/self worth i would feel i had no value like i was never good enough no matter hat i did or gave would never be good enough i would find myself damn near balled up in a corner crying on a day that was supposed to be happy my birthday being so close to christmas put my birthday in the my mind in the  “you dont matter box” lol im sure most can relate if their birthday is during that time when most people are getting ready for the holidays while everyone else gets both a birthday present and a christmas present for christmas babies your lucky if you even get a gift in general trying to throw a party around that time is equally as difficult people are just too busy the holiday its supposed to be about Jesus and his birth and birthday although its not even the day he was born a lot of people aint even really thinking about Jesus at all some celebrate christmas and dont even believe in God its just tradition for them and a reason to celebrate and get gifts and its origins have nothing to do with God!!! The origin of Christmas is completely opposite of what most think theyre celebrating and most are in denial that they continue to celebrate a lie with a dark origin they say halloween is a devils holiday but Christmas is too!! the reason the birth of Jesus is not listed in the bible is because God never planned or commanded us to celebrate his birth because he doesnt have a birthdate he has always existed the bible even calls it foolishness (Jer 10) this is the reason people cant wait for the holiday cram to be over with because theyre busy trying to please everyone except God being selflessly selfish and putting themselves into debt is that really the correct way to show people that you care?  When u travel a bit when u go through some things when u see people struggle just to have a roof over their head are homeless or living in a shelter or if you think of people in other countries who are just grateful for a pair of old worn out shoes you realize how vain the holidays really are the bible even calls it “vanity” when you look at all the beautiful decorations all the money spent on trees and lights etc u start to see it for what it really is its all “vanity” please believe im not being judgemental i celebrated this holiday before i somewhat celebrated it even tho i was in the hospital i mean you really cant avoid the celebration because the majority is celebrating and it will trickle its way on down to you in one way or another for instance i no longer celebrate and this is my first year deciding not to the nurses bought me gifts along with a santa claus hat that ive been wearing because i love hats its warm im into costumes and fashion but even fashion can be considered vanity we have put ourselves in a place and position that we forgot where we came from and what our ancestors went through.. I loved planning birthdays and surprises for friends, but when it came to me, the favor was never returned. That's when I realized that planning my own birthday or holidays or others birthdays that it was too much pressure trying to please others. it still makes you feel inadequate and terrible. nobody cares  Let's be real Everyone is already in debt. Your birthday just became another errand on their daily to-do list. If you invite a lot of people they dont show up or might not bring anything some folks just really are there for the food and a party could care less about you but its just something to do it could mean you have false friendships/relationships in general and you're just there hoping for gifts even fake friends buy gifts too u just never know .... the dark origins is really what made me give up on holidays valentines day is supposed to be about love but i never felt more unloved than on that day halloween aka “the devils day” you get more gifts of candy from strangers than any other holiday ironically and its like the  day where being scared is supposed to be fun the bible clearly states fear is not of God a lot of people like that stuff and like the feeling of being afraid until its a real situation then its not so fun.. i can barely watch horror films i honestly dont know how people come up with these crazy scary movies how do they film them write them and play these characters i mean acting is most def a talent...If you’ve never researched where our Christmas traditions come from, if interested in the truth look into it. I started to share them here, but it would take me FOR.EV.ER. to go through all of the names, dates, traditions, etc. But look into where Dec. 25th came from.  the Yule log, the Christmas tree and its ornaments and lights, holly, mistletoe, wreaths, the Christmas ham… look up Winter Solstice and Saturnalia. If you are really interested in knowing where your traditions come from and what they mean… do some studying.Suffice it to say, what we are doing when we partake of the traditions of Christmas is nothing more than imitating the pagan’s worship of the sun god. And i no longer can stand to have any part of spitting in the face of God. (Sorry, I know that sounds harsh, but this is how it makes me feel.)For a long time I tried to rationalize that it was okay to continue enjoying the festivities. After all, we weren’t doing it to worship a sun god, we were honoring the birth of Christ! Right? Well, after much prayer and studying God’s word, one day the Lord revealed this analogy to me.Let’s just say that your spouse has cheated on you. After all, the Lord does call his people an “adulterous bride” after they went chasing pagan gods.Let’s say that your cheating spouse has come back to you, and asked your forgiveness. All has been made right again.Now, let’s say it’s your birthday. And your spouse wants to honor you on this day. (Although, in an appropriate analogy the celebration wouldn’t even be on your actual birthday!its on the other womans/guys birthday)But instead of giving you gifts that you have clearly expressed a desire for, your spouse gives you things that his lover enjoyed! He made his/her favorite foods, wanted to enjoy his/her favorite activities with you, lavished you with things that would have delighted him/her! Now, would this honor you? Would you feel loved and esteemed in this situation? Of course not!!! You’d be Livid!!! Is this not what we do to Christ, when we say that we are honoring Him by means of pagan traditions!? Being me,.. I wanted to find something in Scripture to solidify my convictions. Would God see the intentions of my heart, and understand that I’m just trying to please Him? Or would He be angry as I know I would be in that situation?...YHWH brought me to Exodus 32, the story of the Golden Calf. Remember that one? Moses had gone up onto the mountain to speak with God (and bring down the 10 commandments), but he took so long in coming that the people began to wonder what had happened to him. They asked Aaron to make a golden calf for them to worship, and he did so. But I thought this was fascinating, in verse 5 of that same chapter Scripture says, “And when Aaron saw it (the golden calf), he built an altar before it; and Aaron made proclamation, and said, Tomorrow is a feast to the LORD.”Do you see what he was doing? The people had fallen back into pagan practices, and were worshiping an idol, yet saying it was to honor God!!  The next verse goes on to say,“And they rose up early on the morrow, and offered burnt offerings, and brought peace offerings; and the people sat down to eat and to drink, and rose up to play.”Wow. Sounds like they were having a very fun celebration, huh?! Did the Lord look at the rejoicing of their hearts and feel honored? Let’s find out…In verses 7-9, YHWH speaks to Moses and tells him what the people are doing. He says that they have “corrupted themselves”, and “turned aside quickly out of the way which I commanded them”.Then in verse 10, YHWH says, “Now therefore let me alone, that my wrath may wax hot against them, and that I may consume them…”.He was SO ANGRY! He was ready to destroy them all! Evidently, He was not pleased at the way they were trying to honor Him… mixing worship with pagan traditions. Mixing the holy with the unholy. water oil Vinegar type mix Just. Like. Christmas.....As I continued to study, I also came to 1 Samuel 15…This is where King Saul went out to destroy the Amalekites. But the Lord specifically told him (through Samuel) that he was to “utterly destroy all that they have, and spare them not; but slay both man and woman, infant and suckling, ox and sheep, camel and donkey.” (verse 3)But if you read on, you’ll find in verse 21 that they did not do as the Lord had commanded, and had in fact brought back with them the best of the sheep and oxen instead of killing them. Of course, when Samuel confronts him about it, Saul rationalizes that they did it “to sacrifice unto the LORD”.Here again, man is disobeying the Lord’s commands, yet saying he is doing so to try to please God. What does the Lord say? Verse 22-23, “And Samuel said, Hath the LORD as great delight in burnt offerings and sacrifices, as in obeying the voice of the LORD? Behold, to “OBEY” is better than sacrifice”!!!, .For rebellion is as the sin of witchcraft, and stubbornness is as iniquity and idolatry. Because thou hast rejected the word of the LORD, he hath also rejected thee from being king.”God didn’t want the sacrifices. He wanted obedience!!!.Here’s another in Deuteronomy 12:29-31; He is speaking to the Israelites before they go into the promised land,“When Yahweh your Elohim cuts off from before you the nations which you go to dispossess, and you displace them and dwell in their land, take heed to yourself that you are not ensnared to follow them, after they are destroyed from before you, and that you do not inquire after their gods, saying, `How did these nations serve their gods? I also will do likewise.’You shall not worship Yahweh your Elohim in that way; for every abomination to Yahweh which He hates they have done to their gods…”We are specifically told NOT to worship God with the ways of the pagans!! Jesus himself said in Matthew 15:7-9, “Ye hypocrites, well did Isaiah prophesy of you, saying, This people draweth nigh unto me with their mouth, and honoureth me with their lips; but their heart is far from me. But in vain they do worship me, teaching for doctrines the commandments of men.”I don’t want to worship in vain, forsaking the commandments of God and clinging to the traditions of men. (also in Matt. 15:3)I don’t want to have anything to do with the unholy.Ephesians 5:11, “And have no fellowship with the unfruitful works of darkness, but rather reprove them.”In fact, the recurring theme all throughout Scripture is for God’s people to NOT follow the way of the pagans (in other words, go along with what the rest of the unbelieving world does), but to be set apart as holy, and to honor YHWH by obeying His commandments!If we profess to worship the God of Abraham, Isaac, and Israel, then we cannot ignore the very character of God as repeated to us throughout Scripture. He is a loving God, yes, but He is also a jealous God. He will not share His people with idols.“For thou shalt worship no other god: for the LORD whose name is Jealous, is a jealous God.” Exodus 34:14 But let’s just say, for the sake of argument, that Christmas traditions don’t really have pagan roots. Let’s just pretend that’s a bunch of baloney.Even still, nowhere in Scripture is it commanded to remember the birth of Christ. In fact, what we are commanded to celebrate are the Biblical Feasts of the Lord (given in Lev. 23), including Passover in remembrance of Christ’s death. Yet, far too many Christians have never even heard of the seven Feasts of the Lord, or they think they are “Jewish” celebrations. Scripture doesn’t call these holy days (not holidays) “Jewish feasts”, but the LORD’s Feasts. And everyone who calls himself a child of Elohim is to keep them. Forever.And so, we have chosen to give the Lord the gifts He has specifically requested, and honor Him through celebrating and remembering the Feasts of the lord.Loved ones, I know that Christmas is a special time of year, and that people get very caught up in its traditions and festivities. But our hearts yearn to honor the Lord… above all else. And this is something that i feel is non-negotiable.So, im  saying “No”: to the holiday rush, and fighting over the latest toys for my kids, and inflatable yard decorations, and the lies of a bearded man who claims to have the powers of God (all seeing, all knowing, all present), and the Great Big Toys “R” Us Book, and “Yuletide” carols, and guilt induced credit card spending, and drunken company Christmas parties, and everything else that the world gets so wrapped up in during this time of year.For me, it really only comes down to one thing:“If you love me, keep my commandments.” John 14:15 And I think I’ve laid out pretty clearly what i believe the Lord expects from us.  one holiday i like which is the 4th of july because it summer and there’s fireworks in the sky and bbq but what is the true origin of 4th of july? i wish we didn’t have to have wars i wish people could just live and let live without hurting anyone why steal why not just learn from each other share a world without greed would be beautiful but also when u have nothing really left and after you have gotten rid of all the fake people in your life u find no real reason to celebrate if you have no one to celebrate with with my family all passing away the money has been short after being  locked up in an institution it puts a damper on things i feel like these holidays are made up just to make the rich get rich yes we all want to have fun and have a good time but id rather celebrate with the right people for the right reason without any ulterior motives that battle against principalities ans spiritual wickedness against rulers of darkness evil spirits in high places the fowl of the air id much rather sell things to people who do celebrate these holidays because at least it can help with bills instead of be a hindrance and burden in my life i’m not judging anyone who celebrates holidays i use to celebrate them too i’m just sharing why i have chosen not to  honestly i celebrate everyday i buy gifts throughout the year why celebrate when the government wants us to? so they can capitalize on the citizens have us participate in their hellenistic rituals that we aren’t even  made aware of until we do the homework and learn about them for ourselves these traditions were forced on us we weren’t given a choice and to think we were told that by celebrating these days we are honoring God and all along we arent we are honoring other gods celebrating holidays that have origins of other gods and not the true God the bible doesn’t encourage us to entertain these practices why even celebrate anything that has the potential to be a set  up for disappointment by not celebrating it eliminates any expectation of having a day that you really only see in the movies on the hallmark channel i’ve also noticed people dread and just cant wait for it to be over like a funeral and its supposed to be a joyful prosperous time its even programmed to be called the most wonderful time of the year i tell ya satan is a sly trickster i chose life and freedom from the imprisonment that i feel when it comes to the holidays so while everyone else is celebrating i decided to be happy and enjoy myself in my own company with God the real comforter snuggled up to him in worship and gratefulness as an introvert id rather spend the days away from all of that i enjoy being an introvert i enjoy being in my own company creating with the creator holding me down and uplifting me and perhaps the holidays have turned me into  a “scroogey your highness grinch” because i view things differently now but with that comes the freedom of me not having to do what everyone else is doing setting myself apart from the masses (mass level of destruction lol insider) i’m living my life by my rules by my preferences and spending time with God my best friend God never asked for anything but for us to live right and be holy because he is holy this is something to be celebrated always everyday everyday is our unbirthday one day out of the year is a day we were born on and we shouldn’t feel pressured or disappointed because someone didn’t get us a gift or acknowledge the fact that we are here another year and alive if anything we should spend our birthday alone with God because for sure its facts that you’ll feel value and loved in the arms of God i feel we should do something special for ourselves no one will ever love us like God can no one will ever love us like the self love we give ourselves truth be told people will always fail u people will not always be there for you people die there are no guarantees in life except the existence of God and his everlasting word anything else is temporary everything we see will one day no longer be  so i make it a point not to depend on external happiness internal happiness is the greatest gift we can give to ourselves  always do you stay true to yourself get rid of old habits that dont benefit your soul and be happy do what makes you happy there’s always room to learn more and to improve in certain areas in your life in all areas a friend once told me and it will forever stick with me and that is we aren’t perfect we are not all knowing we are forever learning and correcting things we are all a work in progress give to others keep yourself in alignment with the word of God by giving to others its like youre giving to God and it will be given back to you within the same measure you gave with so just be a happy cheerful giver give from you’re entire heart good things will happen just dont give and expect something back giving to receive doesn’t work like that...another thing  don’t wait for their birthday or a man made holiday to do things for people some might not even live to see another birthday this kinda follows the saying don’t wait till i’m dead to buy me flowers or wait till im gone to finally miss me invite someone to dinner just because why wait until thanksgiving to feast and be thankful around your loved ones thanksgiving a day where we are actually celebrating stealing the land from the people who were already here thats like allowing someone to move in with you you teach them how to grow food and make a living for themselves and then they rob you and kick you out of your own home and force you to pay them to live in the street and first and foremost last but most assuredley not least never allow the holidays to validate you your value doesnt depend on gifts u get or didnt get or the people around you i like small numbers i think God prefers small numbers too because quality is and always will be better than quantity id rather have 1 real friend than a thousand fake friends even if my only friend is myself i remember in elementary school they would give out secret candies on valentines day some student s would recieve like 30 gifts because either they were that much admired and popular or they bought themselves gifts and made it look like someone else did it for them to make themselves appear to be better but i wonder if fake love makes them feel better its kinda like today how they buy followers do me a favor be happy keep the fake stuff to the side seek to be happy internally so nothing or no one can take that from u people and material things are all external things theyre all temporary the things money cant buy the things we cant see are the more permanent things our bodies are also temporary but these souls of ours are gonna be with us a lot longer so make sure you take good care of it and of you real love is internal and eternal and its the best gift we can give to ourselves signed #EternallyYours #EternalLove

[depressionisabiotch]

Today was a bad day

May 9th

today was a bad day. this week hasnt been great but today was the worst and its partly my fault. you see, im currently going to uni for engineering bc i hate myself apparently. and im a dumbass, so you can see the issue here. I go to a very good uni reputation wise, but its hard as fuck, and engineering is hard as fuck. lets just say 2 students from difficult degrees commited suicide in the same campus building within a year of eachother. so, its some hard shit. 

i did not do well first semester, but i had extenuating circumstances, filed a petition and the uni was nice and withdrew the 3 courses i had absolutley tanked. so yay! you werent the only reasoning i had on my petition but depression you were finally good for something. So i then repeated the 3 courses i had tanked in second semester along with 2 other courses, and a seminar course, so 6 in total. then i was going to take the 3 courses i pushed from second semester during the summer term.

good news is: i passed 4/6 courses! bad news is that i failed linear algebra again, along with my electrical course, and i had only just scraped by with a 50 in calc and static mechanics that i repeated. so i was fucked. my average was 50.4% for 2nd term (as seminar course doesnt count towards it) which means i was so fucked. 

basically i have to repeat 1st year again in september. Don’t have to repeat the 2 classes i passed 1st semester the first time i did it, but have to repeat Linear algebra bc i got a 45, and i have to fucking repeat Calc and mechanics a-fucking-gain bc i got below a 70 so i dont retain the credit for them from 2nd semester bc i failed that semester. and i’ll actually only be a part-time student bc im only taking those 3 courses. And then the next semester ill be taking the electrical course i failed, and the 3 courses i was going to take this summer. dont have to retake the seminar or the 6th course bc i got a 68 in it and my advisor says that theyll most likely let me keep the credit bc its a v v work intensive course and my grade is close enough to the 70% requirement. 

so getting that news sucked major ass. and it really threw me off balance bc it changed up my entire plan for the summer and took away my routine. I dont do well at all with sudden change. if i know its coming then i can mentally prepare, but if its sudden like this then my entire world feels off. So my mental health has not been the greatest during the school year and then this curveball just took me out. ive just been sleeping the past 3 days which i know is bad, and then yesterday i ate absolute trash all day, and i hadnt been outside except for a brief 15 minute trip to the store for the trash i ate at like 10pm on the 7th. i was goign to go outside yesterday, the sun was out, but i just didnt. slept instead. which was bad. if i had gone out then maybe today wouldnt have been so bad

i woke up today and was just bad. my head hurts with a headache and just thoughts as well. didnt want to get up or do anything. wanted to rip my skin off. i accidentally kicked something on my floor and almost had a breakdown. couldnt sleep but was so tired. didnt want to read anything or watch anything. cried a bit in my bed bc i was so frustrated. just wanted it to stop and to feel better, but i dont know what to do to make myself feel better. 

i did what felt impossible. i put on some music to try and give me even a tiny boost and i got up out of bed. i went downstairs to the bathroom, put new clothes on, and laid on my floor and put a podcast on. had a small snack. just chilled on my floor for a bit. Then i went outside to go run the errands i had to do today. went to the grocery store to get sauce for my dinner, went to the drugstore to pick up my meds refill and my insurance wasnt on file or something and im still in no headspace to actually think correctly or interact with anyone so when the lady asked me if i had private insurance and i said yes then she asked if it was through my school i just said yes bc i was about 3 seconds away from a breakdown if she asked me another question. so then i gave her my student card and she went and did the thing. I technically should have given her my parents insurance, but i dont have a union card or any of the info for it, and i paid for the student healthcare plan anyways so you know what, fuck you uni, you can pay for my meds this time. then i ended up going back to the store to get a salad for lunch with leftovers for tomorrow as well.

when i got back i was so exhausted, so i laid down for a few minutes, had lunch and then got back into bed. I’ve now just been laying down in my bed since then but i havent gone back to bed yet so thats good. then i had the wonderful idea to make this blog bc i needed to get it all out. and maybe this will help, talking about my feelings and all that shit. a therapist would probably be a good idea, but this is what i’ve got for now. my headache is back in full force, and i still just feel icky all over and like my head is full of clouds and fluff and fuzziness and like i wont ever feel joy again, but hopefully tomorrow will be better.

going to write a list of things i have to do tomorrow bc im heading back home on the 11th and need to get things sorted. 

i’ll lay here for a bit longer and then i’ll have to get up and make dinner eventually. going to learn how to make minute rice for the first time. maybe i’ll watch something nice on netflix, dont have the energy for reading right now. maybe some john mulaney, or ill rewatch avatar again.

until next time, keep kicking lifes bitch ass by being alive

[devicefulflightrisk]

-- cusoryTechnomancer [CT] began pestering devicefulFlightrisk [DF] at 23:47 --

CT: ... 1 h0pe 1 am n0t 1ntrud1ng up0n anyth1ng. N0netheless 1 ap0l0g1ze f0r my sudden appearance.

CT: Ah.

CT: Th1s 1s K0ugah.

CT: Just t0 1nf0rm y0u as t0 why 1 sh0uld be ap0l0g1z1ng. Hell0.

DF: Oh!! Hi Kougah.

DF: Whats up? :)

CT: N0th1ng 0f 1mp0rt. 1 0nly w1shed t0 1nf0rm y0u that 1 have bu1lt s0meth1ng that may warrent further test1ng but c0uld pr0ve useful.

CT: Pr0v1d1ng Ska1a w1th s0me 0f my research has g1ven me access t0...

CT: N0t better, but m0re. M0re techn0l0gy.

CT: A w1der range 0f mater1als t0 w0rk w1th.

DF: Oh, yeah. Weve got all sorts of cool gadgets at Skaianet.

DF: I guess we ought to... Being the biggest research facility in the universe and stuff.

DF: What did you make??

CT: 1 have deemed 1t an Aur1c Man1pulat10n T0wer.

CT: Regretfully clunky but 1t sh0uld take s0me 0f my backl0gged em0t10n essense 1've c0llected 0ver the sweeps and apply 1t t0 a rad1us surr0und1ng 1t.

CT: H0wever 1 have yet t0 test 1t.

DF: Ohh... Sounds neat.

DF: Are you going to use it to keep the spirits settled?

CT: Yes 1 plan t0. L1kely wh1le y0u and 0thers are n0t 1n the w00d as 1t c0uld always acc1dently earn the1r 1re.

CT: S0. Yes. 1 w1shed t0 let y0u kn0w 0f th1s p00s1b1l1ty. T0 better plan.

CT: T1mes.

CT: T0 d0 th1s.

CT: S0 1 messaged y0u unrp0v0ked.

DF: That makes sense...

DF: Umm well, I can stay away for now if you need to. I probably wont be on Avalon tomorrow anyway.

DF: No post on Sunday! :O

CT: Yes.... h0w f00l1sh 0f me t0 f0rget th1s fact.

CT: 1t seems 1 have run a f00l's errand. But th1s 1s t0 be expected, s0 1 am at peace w1th 1t.

CT: 1n 0rder t0 turn the c0nversat10n t0 a pr0duct1ve place h0w are y0u been fa1r1ng?

DF: Ive been alright I guess...

CT: That. 1s g00d. Alth0ugh 1 h0pe 1 d0n't pr0d t00 much 1n say1ng the el1pses d0n't make 1t seem very c0nv1nc1ng.

DF: No... I guess I was kind of leading you with that...

DF: Ive been a little melancholy. Um... But its alright. Im just lonely I think.

DF: And Im worried about my brothers... Theyve both been sick. :(

CT: 1 understand, 1t's 0nly natural but 1f 1t's any c0ns0lat10n f0r y0ur w0rr1es they are sure t0 surv1ve what 1s a1l1ng them.

CT: H0wever they are g01ng t0 be d1fferent f0r the rest 0f the1r days.

DF: Ummm...

CT: Th1s energy has ch0sen... Hm. "Ch0sen" t0 t0uch them. 1t 1s a c0mpl1ment 1 th1nk.

DF: You really think so? That its a good thing?

CT: Yes. 1t has 1mb1bed them w1th p0wer.

CT: As the m0unta1n has d0ne w1th the surr0und1ng fauna.

CT: H0wever n0t all th1ngs are d1rectly affect, they are certa1n th1ngs.

DF: Well... I hope they adjust okay...

CT: They m0st l1kely w1ll, n0t t0 w0rry... as f0r y0ur l0nel1ness 1s the rest 0f y0ur tr1be 1ncapac1tated as well?

CT: There are a great many 0f them 1 understand.

DF: Haha yeah! Ive got a big family.

DF: Umm. I guess it might sound silly to complain about loneliness when I do have so many people around but I also get a little... anxious around people???

DF: You might have noticed.

DF: Id like a certain kind of company... But I know its not something I can have right now...

CT: Hm. 1 d0n't bel1eve 1t t0 be s1lly.

CT: Whatever 1t 1s y0u crave y0u sh0uld be able t0 0bta1n.

CT: 1nclud1ng y0ur want f0r c0mpany as well as y0ur space when y0u need 1t.

DF: Aw... Thanks for saying so.

DF: But I dont know...

DF: I think Im bad at picking the kind of company I wanna keep... Not that theyre bad people! Its just um...

DF: Its complicated I guess.

CT: Hm. 1f 1 may, then 1 w0uld enc0urage y0u t0 delve further 1nt0 the t0p1c.

CT: 1 am n0t very talented at 1nterpers0nal relat10nsh1ps but a new perspect1ve may make 1tself v1s1ble t0 y0u.

DF: Oh, gosh..... Its a little embarrassing...

DF: Ive been uh... interested?? In this guy for... quite a long time.

DF: But hes not interested in me like that. Even if he was, it wouldnt be a very smart match. I dont think people would approve.

DF: Sometimes I feel like Im cursed like that... Or I just have bad judgement for whats good for me. Do you know what I mean?

CT: Ah... 1 see.... hm. 1 th1nk 1 may.

CT: 1 can sympath1ze w1th the feel1ng 0f s0meth1ng y0u may w1sh n0t be1ng s0.

CT: Kn0w1ng where l1nes are drawn 1s 1mp0rtant but 1t 1s n0t always easy.

CT: 1 am s0rry that y0u are exper1enc1ng these feel1ngs, they aren't very pleasant t0 manage.

DF: Thank you... I guess its just something Ill have to deal with.

DF: But... its nice knowing that someone understands.

CT: 1'm glad 1 can pr0v1de s0me f0rm 0f c0mf0rt t0 y0u.

CT: 1f 1 can be helpful 1n any 0ther manner d0n't hes1tate t0 let me kn0w.

CT: 1t w0uld be an h0n0r t0 be 0f use t0 y0u.

DF: Thats

DF: Yes...

DF: Thats yes? What?

DF: Thank you. I might take you up on that! If I could ever possibly think of something??? But I cant really!!

DF: I mean Im happy just having your company!

CT: 0h. Then that 1s m0re than 1 c0uld have asked f0r, t0 make y0u happy. 1 w1ll, attempt t0 d0 th1s m0re 0ften.

CT: T0 help 1mpr0ve y0ur m00d, 0f c0urse.

DF: Yeah!! Of course... Um... But I hope you just like to have me around too?

DF: That its mutually beneficial.

CT: 0h. Yes. 1 d0... enj0y y0ur c0mpany. Alth0ugh 1t may be 1mpr0per 1 enj0y the t1me 1 spend by y0ur s1de. S0 1 apprec1ate y0u all0w1ng 1t.

DF: I really dont understand what you mean when you say stuff like that... Im nothing special.

CT: 1 have t0 d1sagree w1th y0u.

CT: Str0ngly.

DF: Hehe... Well, um... I guess I wont argue with you about it.

CT: G00d, 1 have c0me prepared 1f y0u sh0uld feel the urged.

CT: A l1st can eas1ly be f0rmulated.

DF: Oh, wow. Thats... an overwhelming thing to consider.

DF: I wont make you list things off!

DF: Actually, I should get going to bed anyway.

CT: Yes, please get s0me rest. 1 h0pe 1 d1d n0t keep y0u.

CT: Sleep well, Jace.

DF: Thanks, Kougah... Goodnight. :)

-- devicefulFlightrisk [DF] ceased pestering cusoryTechnomancer [CT] at 02:45 --

[4myspace]

11/29/22:24

Hello, the journal that I never talk to unless I’m arguing very badly to my gf or at home overwhelmed. Take a guess. No its not the gf tho i admit its been that alot in the past. I’m home with an ignorant (not booksmart but open gay minded) mother who has no kindness to my feelings and uses me as a punching bag when upset. So I finally get her to list the van she wants to sell and as im getting to her bed to get it done shes getting frustrated with the process which brings up how shes been trying to get me to get it done for 2 days now....UMMMMMM EXCUSE ME BITCH IT IS TH DAY AFTER THANKSGIVING AND i GOT HOME THE DAY BEFORE, EVENING TIME. and once i had gotten home we worked on cooking and then too exhausted so slept, and once we woke up it was more cooking and then dinner and sleep. sooooooooooo. oh and if i wasnt cooking or cleaning then I was out running to the store for last minute items we needed. So at what point did you expect it done. And you needed more photos. and thanksgiving had the neighborhood parking lot packed with cars all around the van so you even said, I REPEAT YOU SAID, lets wait til tomorrow where there’ll be less cars. Which brings us to today. And so here I am after a day of errand running, getting it done. At no point was i fucking away time to pointless fuckery. sooooooooo. Calm your fucking tits. Then my demented grandmother walks in and says stuff which gets you frustrated and mad, so you then start taking verbal shots at me. Now youre all of a sudden mad at me for sitting on your bed. Ive slept in your bed naked. Your best friend visits and sleeps naked. I always sleep naked Its too fucking hot in this house and in general more comfortable (fun fact i got it from your best friend my godmother because she sleeps naked and sleeps naked when she visits or we visit her), so now all of a sudden you have a problem and then go on about how i smell and playing with my pussy. bishh please. Its my thigh i sit on hands and yeah i just took off my pants. And im not naked just pantless. AND might i add you dont be smelling so fresh either, sometimes you smell like a hell hound done died up your cooter and rotted up there, then a flock of buzzards and crows went to eat the corpse but then they died and rotted up there. so dont be acting all high and mighty. I just took a shower yesterday I have had zero time to do so today with appointment early morning and busy ever since, I said i wil ltake one tomorrow morning, and bitch even you said when i asked if you had showered, you said you dont shower every day. So why are you harping on my frequency of showers when you dont follow it. Youre jjust mad at my grandmother coming in and then immediateyl went to me. taking no spare for my feelings. Then going on how its dyke like and you dont care about of mife decision but i dont need to bring every aspect to you like that. BITCH. YOURE BEING SO FUCKING IGNORANT AND OFFENSIVE!!!!!! IM JUST DONE. And then I ask my gf when shes going to bed so we can ft because I really need heri mean its not that big of a request and it kind of should be expected i mean its been like 2 days. and the first time lasted for like 15 minutes if that. So it should be expected and she ddint take the hint, her response was “IDK, im exhausted though” meaning she going to bed. like BITCHHHHHH  we haveint ft’ed in a couple days and you know my househodl is stressful just as yours is, come on. You know I’m going to be wanting to ft you so if i ask when oyu going to bed you know, plus so many times in the pas,t idk how many, math approximations of 3 summers and breaks give ~100 ft’s and say 50% of them I lead with hey so when you going to bed....so that question is assocaited with ft theres  no “oh i didnt know” here. So here I am, crying in my room. I’ve been on the verge of crying this entire trip home. Here i am feeling worse about myself, depression kicking back in after I’ve felt so much better. And idk who to go to I feel like i have no one to go to so I’m here typing it all up and venting again. 

[ortheaux]

did anyone else realise that cinnabon UK closed down?! i had this little mini-plan since i don’t have much serious stuff to do today, that i was going to go buy a box of mini cinnabons from the london store, buy a new hardcover book and read at my favourite cafe where i buy my re-fills for my juul/vape thing (they do really amazing chai lattes there and the guys in there are so kind, friendly and funny!) but cinnabon closed down. :((( gutted, but i think it might be just as well!

i saw my lawyer in the morning yesterday to get my affairs in order and learn my rights to pursue some stuff and picked up my medication (and some interesting new medication gel for my spine that’s made of capsaicin/chillies?? not sure if i can use it with my numbing or anti-inflammatory creams tho?) and then kind of got stood up by my advisor afterwards (which is fine!) so i just came home and waited out payday, but i found things a little bit shaky. in the meantime, my dude saw no problem with stressing me out just the same as he has all week, and called and texted constantly at his convenience.

still, tbh i’m doing my best and for a girl trying to navigate recovery in multiple ways whilst someone calls and texts her constantly without consideration, in and out of stressful appointments that she’s making ON TIME, eating well, managing to stay away from wine and smoking and only crying for short periods at a time has been a tiny little achievement lol!! i did really want to go out today, but i’m compromising with myself and instead booked an appointment with the optician for tomorrow (bc honestly i’m legit going partially blind without my glasses, no idea how i lost BOTH pairs?!) to tick an actual errand off the list, and have scheduled some phone calls for stuff i’ve been putting off a bit... too much and then a short trip to top up groceries that afternoon and in the meantime, i’m going to soothe my blind lil’ ass and order my vape refills to my apartment (since that cafe does delivery at no extra charge!!) and try and keep today soft, i’m gonna open the curtains, finish my last new book, listen to soft music, take pleasure in the little things like nice smells and small rituals and i’ll have to find a cheeky little comfort cake to replace the cinnabons from home but i def won’t be going out today. i felt emotionally exhausted within 30 minutes of getting up but if anything gets me out and about these days, it’s responsibilities!! then i can get stuff done and get some fresh air and space from this place at the same time. it’s an interesting place to be, feeling so viscerally uncomfortable and alarmed in a place but with zero energy/emotional gas to get yourself up and awake, let alone away from it - unless you have to do something that will add to the bigger picture and add to eventually saving you from it. right now, i only have the energy to do stuff that will change the situation for me. ah well, i’m working on it and i’m working on the way i feel. ‘till then, time to decide on new recipes for the week in time for my mini grocery trip tomorrow!

[dangerouscrusadefire-blog]

Car insurance for a new driver?

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Is full liability auto insurance the same as full coverage auto insurance?

Need advice on a life insurance policy for my parents.?

My parents are 67 and 57, and despite being the youngest of 6 children, I am somehow viewed as the most responsible. I have power of attorney over their estates. They trust me more than each other or any of their other children, because they know that I don't care about money for myself. I believe my parents have life insurance policies on themselves, but with the way they manage their finances the policies may very well have lapsed. I would like to open policies on both of them myself. I would like to get coverage for not only death but any life-threatening incidents so I can pick up the slack for them if their coverage is insufficient or doesn't kick in. I already have a policy on myself for $500,000, and I pay only $30/month. I'm sure that it'll be much more expensive for my parents, but this responsibility falls to me. My father is in poor health and probably won't make it another 5 years. When that happens I want to be able to pay off his house and any remaining debt, put on a nice funeral, and make sure that my mom has a financial buffer for retirement. Any advice on bringing up the issue of mortality with my parents, and getting their consent? Also, is there anything that I should know about policies for older people?""

""Car Insurance, young male?""

I'm 18, i applied for a 6000+ loan and was approved, I didn't even need a cosigner because my income is very good. Its too bad the insurance company's just DESTROY ME when I find a car I like. I dont wanna drive a damn beater, I dont care how much it will save me. I am currently insured under state farm, they told me insurance for a mitsubishi diamante vr-x would be about 2800 a year.... My family has been with state farm since my grandpa, we have insured over 30 cars in our familys, and this is just the terrible quote they give me!? Its despicable, I refuse to insure with them. What are some good insurance companys that will cost less? I already checked e-surance and the price was better by far.""

Estimate on drivers insurance?

Hello, i'm 16 years old and about to get my licence any ideas on how much insurance would cost me? My family has Allstate and i can qualify for the good student discount.""

What is the cheapest car insurance for a 17 year old young man?

I'm 17 and passed my test a couple of months ago. i've checked websites like go compare and the cheapest car insurance i can get is around 2000 pounds. this is way too high. whats the cheapest i can get? i understand if i go on my mums insurance i could probably get it cheaper. whats can i do to make it cheapest? for example go on my grandma's with 3 other people insured on it or something ? i havent got a car so if anyone could tell me the cheapest car to insure? i understand clios are quite cheap? thankyou

Cheap Insurance for 17/18 year old in UK?

Currently I'm 17, going for my practical soon, I checked insurance for myself and it's over 15000 for a Vauxhall corsa 1999 reg. Does anyone know where to get cheap car insurance for under 25's?""

Car insurance for a new driver?

Car insurance for a new driver?

Which is the most inexpensive car insurance in california? please give me 2 or 3 names. cheapest car insurance?

Which is the most inexpensive car insurance in california? please give me 2 or 3 names. cheapest car insurance?

What is the cheapest auto insurance?

What is the cheapest auto insurance?

Honda city - 4 wheeler insurance -?

for a new honda city 2012 model, what will be the yearly insurance for it. for 31 yr old with 2 yrs of 4 wheeler driving record how to shop for cheap 4 wheeler insurance...and what to look for while buying it this is in chennai -""

Which insurance company is the cheapest for a new UK rider?

Which insurance company is the cheapest for a new UK rider?

Same insurance company but different rates?

Is it true same insurance company but different agent offers different rates?

Color of vehicle and insurance rates?

Does the color of your vehicle really play a part in dictating your car insurance rates?

Best insurance company for a 16 year old driving a v6 or v8 camaro?

best insurance company for a 16 year old driving a v6 or v8 camaro? my thought is that while a v6 camaro might be reasonable to insure a 16 year old driver with, the v8 wouldbe some unuearthly figure in the 8 digits. i know its based on SO many things, but im just asking if anyone has a HUNCH about what insurance company is the best/cheapest for a teen driving a camaro? assume its a v8, ad it cant get any worse if it ended up being a v6, if you know what i mean. btw dont say american faimily. they wont even insure a person with less than 5 years driving experience driving a v8 camaro AT ALL, let alone at a huge rate. finally, do you think there is any way on earth for insurance for a 16year old driving a (2000 lets just say for example) camaro v8? including all the little bonuses like good grades, clean record, etc. all of which i have. thanks so much for your answers! they REALLY help!""

Cavities before getting health insurance?

What are the rules with getting dental insurance. I am willing to pay monthly for it because I really need my teeth fixed. I heard you can't get any teeth fixed you had before the insurance and also you had to have the insurance for a certain amount of time before getting your teeth fixed. Who knows what the rules are about this?

What kind of car insurance can i obtain?

I am 20 years old and i live in California. I have a driver's license but no car. I have heard that there is a type of insurance policy that can cover any car that I drive that is not of my own. Does anyone know which policy that is and from which agency is it from. Also if its an expensive one.

""I am in the militarty and moved to another state, can I have my car insurance from my home state?

I am a resident of and my vehicle is registered in South Carolina and I am stationed in California. California's insurance is way higher than SCs. I would like to carry insurance from SC on my vehicle.

Will having to file a SR-22 with that state of Illinois cost me more in insurance?

Will having to file a SR-22 with that state of Illinois cost me more in insurance?

Does Obama think $600 per month is a low price for health insurance?

Does Obama think $600 per month is a low price for health insurance?

No auto insurance on loan vehical in california?

My auto insurance through farmers insurance has lapsed as of December 1st on my vehicle which I have a loan through coast hills banking. I really am having a hard time getting the money together to get it going again. I told my husband even if a couple Bills go behind I have to pay it by Feb because I'm getting very nervous that it will be taken From me. Has anyone ever had to do this before? its my first time in this scary bind but I got in an auto accident that took my insurance money from me to pay for it so can someone tell me if its possible to loose my vehicle? Thank you

Got in an accident with no collision on my car insurance?

I got in an accident at and intersection the other day. i was heading north ready to turn west(my left) at the intersection. the other driver was heading south with her left blinker on ready to turn east (her left). so when i saw her blinker o n i figured it was safe to take my turn now. but in the middle of my turn she decides to keep going straight rather than turning left like her blinker had indicated. therefore she hit me in my rear passenger side with her front passenger side. she did not have much damage. however my car is fairly warped up in the rear end. it may even be totaled although it is drivable. i am just waiting for the appraisal right now. when we began speaking to the cop i mentioned that she had her blinker on, but she denied this. i alerted my insurance company and they filed a claim. i heard from her insurance company and they sent me to get and appraisal. i sent the accident report to the police station the rmv and my insurance yesterday. I do have insurance but i have no collision so i am real scared that it they put me at fault for some reason that i may be in some deep water. i am almost sure the damage to my car is at least a $5,000 fix. what are the odd of them ruling it her fault? and what are the odds of them ruling it my fault? also...how do you think think my damage will be fixed or covered? any help is much appreciated! thx!""

What cars are cheap and affordable for first time drivers ?

I am booking my driving test soon and looking to save some money for a car, already have some saved up, i wondered on any opinions on cheap cars, low-ish insurance and a reliable one. In the UK which i could buy.""

Any Cheaper Car Insurance..?

Hi I'm in U.K (young driver, no claims bonus). and ive just recently bought a nissan micra 1.0 R reg i got a quote from AA, churchill, norwich union, zurich and they all are giving me a price of over 1500 pounds. I have pass plus. Any cheap car insurance out there in U.K please help need to get one fast. Thanks""

Do any states not require car insurance by law?

Looking for a state that does not require me to have car insurance.

Look! Auto Insurance?

Has anyone heard of Look! Auto Insurance based in Michigan? Are they a legit agency? http://www.look-insurance.com/home.nxg

Whats the difference between molina & caresource health insurance?

Whats the difference between molina & caresource health insurance?

Can a car insurance broker be wrong?

This insurance broker gave me a quote that is a lot lower than what i pay for my car insurance right now. He double checked my information and my driver's licence and gave me a low quote, while all the other brokers told me higher amounts. Could he be wrong? What if I say I want to switch to that insurance, and it turns out he cannot get that locked quote for me? what happens then?""

No claim bonus on previous car insurance?

HI I WOULD BE GRATEFUL IF YOU COULD ANSWER ABOUT CAR INSURANCE CLAIM BONUS DID 2 YEARS INSURE WITH FIRST CENTRAL INSURANCE FROM DECEMBER 2010 TO DECEMBER 2012 THEN STOP DRIVING AND NOT DRIVE FOR 13 MONTHS DO I STILL HAVE CLAIM BONUS I WAS TOLD YES IT EXPIRE AFTER 2 YEARS IS THIS TRUE? I TRY CONTACT MY PREVIOUS INSURANCE ABOUT THIS BUT NO REPLY YET THANK YOU

Do you really believe that America has the best healthcare in the world?

Please say why you believe this when all evidence points to the contrary. You talk about health, cost, care, ect, we do not have the best. People in other countries have better. I mean...I listened to sean hannity say that we have the best healthcare and the only evidence he could provide is some vauge story about a politician from another country coming here to get healthcare...that doesn't really qualify as evidence. Especially when the world health organization ranks healthcare, and we're nowhere near number 1. Now this is a fact that I've known for about two years before this debate even flared up. How is misinformation getting so out of hand? Please...tell me why we have the best with 50 million people uninsured. When we pay the most of any country in the world with some of the worst care. When we have some of the most unhealthy people. When insurance companies exempt for preconditions, when healthcare cost is the biggest contributor to our debt, when we pay premiums every month for something that doesn't happen, and when it does we have to co pay, then when it runs out we're screwed. Healthcare is the number one bankrupter in this country...over 70% of the people have health insurance when they first get sick and they still go bankrupt. Explain how this is the best please. And this has nothing to do with Obamas plan so keep it to yourself, this is about thinking we have the best healthcare and that other countries are somehow much worse then us (they aren't). Provide a source if you can.""

Insurance through the military?

My dad was in the USMC back during the Vietnam War and is now on 100% disability. I was approved for the Dependents' Education through the GI Bill and now I'm wondering if I can get low-cost health insurance through the military as well. I'm 18 and am his only child living at home. We live in New Hampshire and I am currently going to school full time. Like I said, he is on 100% disability through the VA and I was looking at the US Family Health Plan at Martin's Point but I'm not sure if he has to be on the plan so it would be a family plan or if I could do it as an individual plan. He is covered 100% but has to travel like 2.5 hours away to go to Togus in Augusta but I'm not sure if I would be covered in any way through any of this or if I could at least get affordable health insurance through him? Thanks for reading and thanks in advance for any of you who attempt to answer my questions! (:""

Is medicare a good insurance plan or will a lot of things not be covered. I know there is no drug coverage.?

I recently started recieving medicare after becoming disabled, and pay over $100 per month to recieve this insurance out of my small disability income. I am wondering if this will ...show more""

Car Insurance question..Im confussed ?? ( uk )?

O.k so Im a new driver and bought a car and signed up with insurance which worked out about 60 a month. My car broke down beyond repair and I have suspended my insurance as had to scrap the car. Now I been on car insurance websites to compare many different cars to see which is cheapest and all my other details are same but no matter what car details i put (different ages/ values) but all small cars similar to my last vehicle the quote comes up double the cost at over 110. Why is this ?

Car insurance for a new driver?

Car insurance for a new driver?

Collecting on insurance policy?

Ok, so here it is. A guy hit me, police report said his fault. Totaled my truck and I got a huge amount of med bills. Now I know his insurance co. is payin for my truck and my med bills, but can I also claim on my insurance for pain and suffering, etc?""

Can I get insured for a Volkswagen Golf GTI? (i'm 18)?

Hi! I wanted to buy the new golf gti, and I was wondering how much insurance would cost. What do you think will be cheaper, insuring the golf, or importing a car from another country (i won't have to buy it- i'll just take one of my parents' cars. Please don't say you won't be able to afford it etc. Trust me, I can afford it. Full stop.""

If you work at GEICO what is your insurance rate for your car and house?

how much of a % off is it compared to customers?

Can you insure two people separately on the same car?

My girlfriend is doing her lessons and driving to work and having her own car would cost more than it does to get the bus with price of parking, and I don't want to put her on my insurance so would she be able to insure her self on my car as well on a different policy?""

What is the average price for motorcycle insurance (PLPD or full coverage) for a 17 year old with 0 tickets?

What is the average price for motorcycle insurance (PLPD or full coverage) for a 17 year old with 0 tickets?

How much of a monthly take home pay should you pay for a car & insurance?

How much of a monthly take home pay should you pay for a car & insurance?

What is The Best Life Insurance Policy?

What is The Best Life Insurance Policy? I am Looking For the Best Life Insurance Policy We are having another child and I have to do something about not having any life insurance Can I get A free Online Life Insurance Policy Quote somewhere. Thanks for your time

How come Americans can't afford medical insurance?

Yet we seem to have PLENTY of money to blow on Ipods, Itunes, Iphones, lap top computers, DVD players, flat screen TVs, designer clothing, fast food, porn, alcohol, cigarettes, and concert tickets?""

""Young driver getting a new car, insurance?""

Me and my fiance are buying a new car, im 20 and hes 22. Its a 2010 Mazda 3. We already went to the dealership and got a good price on it and even 0% financing. Signed all the papers and now we are looking at getting insurance but its putting us back a little bit. The car is all ready to go but not until we have insurance. Any ideas on good cheap insurance or are we basically screwed?""

How to get a cheaper car insurance in new jersey?

i leased a car a year ago and allstate just add 500 dollars on my premium and actually my car insurance is way more expensive than my car note. although i have 2 points on my drivers licence but it has been almost two years now and since i havent had no moving violation. Am planning to take a online defensive driver class to remove them. Please let me know what should i do to lower my premium or where to go cause its killing my finance. i am living in new jersey.

Insurance agents - Life insurance commissions?

Hello everybody, I am hoping to find life insurance agents working with different companies. my question is what is the commission I can accept to receive from different publicly traded companies what offere not only auto, home and others but also life and disability?? I am currently working with Mutual Company and I am a captive agent and only receive 35-55% commission on any life insurance produce i sell and it seems like it was important for me before to work for a mutual company and never was conserned about low commission, but I am also getting invoved with Auto and home insurances and i am hearing that these public companies offer higher commission and let me tell you now days I want to get higher commission becuase the industry has slowed down for me and I am interested to make the most out of what I do right now... any information about commissions with different companies would be appreciated.... I am open to any advise, suggestion, information, and comments.... thank you all""

""Car Insurance: What are premiums, legal fees and voluntary excess?

I have been trying to get car insurance quotes online but I dont understand what the above terms mean Also if my road tax (UK) is not due for renewal till thursday can i buy it today? Will they adjust the date for me. Any help will be appreciated Thank you for your time

Does anyone know the best car insurance to buy from with just the minimum required?

i am so sick of car insurance companies taking advantage of people with these super high prices just because the dumb law says you have to have insurance.

Do car insurance quotes go up daily?

I am being quoted much more now than a fortnight ago

How does car insurance work for a student learner?

I'm 21 years old and I just got a permit to learn driving in the state of Illinois. I do not live with my parents, I live with my aunt and uncle who have a car and have auto insurance. How does auto insurance work for someone in my situation? The car I'll be using to practice is not of my parents, and I myself have no auto insurance (I don't own a car or have a DL, obviously) Is auto insurance attached to the car and not the person? Suppose I'm driving a car which has auto insurance of my aunt and uncle, is the car still covered by the insurance? When I take the drivers test using a car that belongs to my aunt/uncle, they will obviously not be present in the car. Will I need to have car insurance at that point to be able to take the exam?""

Will Health insurance costs be lower now that they are making us get it?

How much will we be Taxed if we still can't afford it ?

Do insurance companies use mortality rates to set premiums and other costs for certain age groups? Why?

Do insurance companies use mortality rates to set premiums and other costs for certain age groups? Why?

How much does your car insurance cost?

Im 18, third party fire and theift on a Nissan Micra and its 400""

Insurance companies rating?

I am thinking of changing insurance companies how do i check their rating.

Motorcycle Insurance?

I am looking at a red 2007 Honda Shadow VLX. I'm a 21 year old female, I'm on State Farm with my car, living in Lake Charles, which is probably one of the bigger cities in Southwest Louisiana. Just wondering what average cost might be to insure this bike. Like, minimum or if it's totaled. I only have one speeding ticket from a year ago on my record I believe. Thanks!""

What is the cheapest car insurance company in San Antonio?

I'm just looking for a liability insurance. Thankssssssssss!!

IM 19. I HAVE A FULL PAID CAR. WHAT IS THE CHEAPEST INSURANCE I CAN GET?

IM 19 YEARS OL. I HAVE A FORD CONTOUR. WHAT WOULD BE THE CHEAPEST ROOT I CAN GO FOR ONLINE INSURANCE. ALL I NEED IS COVERAGE..HELP!

I got a ticket for failure to show insurance in NJ . How will this effect my insurance rates.?

The day I got my car, I was got a ticket for not having insurance in NJ.I had insurance but paper had not come in the mail yet. I went to court and it was lowered to failure to show insurance and I paid like $185. How will this effect my points and and my insurance rates. Should I reopen my case and plea not guilty or see if I could get it dismissed and would I have to get a lawyer for that? Is it worth the money? This is my first ticket ever. I though he would dismiss my case after explaining my case but my public defender was really rude and impatient when I asked him If I could have the case dropped saying You're should be glad I am not getting your license taken for a year! which is true, but I had proper documentation so there was not way my license would have been suspended.""

Why did my insurance go up for switching cars?

I have liability insurance in the state of California. The company is multi state. Recently I switched the vehicle I have on the policy from a 2005 pontiac GTO to a 1995 lincoln town car. I am wondering why my monthly actually went up, vs going down. When I spoke with a representative they explained to me that the GTO is a level 21 and the town car is a level 26 . Was this true? I hardly understand how a 1995 4 door sedan is more costly than a 2005 400hp 2 door. I have had no accidents or tickets hit my record, in all, it only went up $15, but I'm still at a loss about why it went up. Thanks.""

Do you pay a lot of money for car insurance where you live?

Wher so you live an dhow much does it cost. I live in NY it the sh*t is HIGH.

Car insurance for a new driver?

Car insurance for a new driver?

Do you need a Car Insurance to get a license?

I'm Male 18 yrs old. I don't have a car yet. I finished taking DMV Written Exam. My problem now is the Behind the Wheel. My mom told me if she will include me in her Insurance, it will add her around $400 more. I'm planning to go to a driving school maybe to lessen the amount. My question is, if I would use the car of the Driving School, do I still need to have an Insurance? Any suggestions? Thanks!""

How much would my insurance be?

I will be a sixteen year old male and im getting my lisence the summer before junior year i have around a 3.2 gpa and the main car ill drive is a 2006 honda pilot and my dad has a 2007 honda civic. Also my dad is insuraned through geico and same with my sister but shes at college. Around how much would my insurance be? I know its more cause im a male but I would just like a ballpark amount. Thanks.

Does car insurance cover this..?

my freind borrowed my car and he and his father went to the mall,his father got into a car accident which was his fault.now the car is totaled.i only have basic insurance does that cover my car or am i out of a car?""

Car insurance for a 16 year old girl?

I will be getting my license in march. I will be driving a 1998 4 door buick regal. I was wondering how much insurance may be. My parents have clean records and excellent credit. I maintain a 3.8 GPA but the insurance company doesn't give rebates for that.

""California Life and Health Insurance, How can i Lower my Insurance rates?""

California Life and Health Insurance, How can i Lower my Insurance rates?""

AAA auto Insurance policy ?

I'm currently having auto insurance with AAA and my bro is going to get his car soon. If I can get both of our cars insured under 1 plan, would that be cheaper ? thanks""

Cheap health insurance for college students?

Hi im a college student who is broke. Can someone help me out with cheap heath insurance? I cant even afford the insurance that the school offers. Please help me out.

My clutch & break failed can i get insurance !?

how i can get the insurance cover of my car maruti wagon r vxi purchased in 2012 !

Healthcare Homework help?

Here is what i need to find: 1) explore insurance costs for patients with and without cancer 2) will the new Obama healthcare act help patients with cancers be able to access affordable health care insurance rates? 3) do hospitals have the right to reject some patients and refuse care? 4) what are the local, state, and federal laws regarding right to treat? Okay so i've already done some research but some of the questions are kinda vague and im having trouble figuring out what to say and finding info...especially #1. It's supposed to be placed on a poster board for a showcase so it needs to be nice. I dont know much about healthcare so i dont know what i need to focus on?""

How much is insurance for young men drivers?

I want to get a new car and im 18 years old. My dad says he wont put me on his insurance if i buy a new car but insurance on a new car will be like $400 a month!!!! I have no accidents or tickets my record is clean. Is this normal? I dont live in a bad area and it is a convertible pontiac g6. ThanX

Insurance Cost?

I'm 18 and I have a 3.0+ GPA and I'm a male. I'm looking to get a new 2007 Honda Accord two door manual transmission. I live in California in the L.A. area. Does anyone know the price range of my insurance?

Why would insurance pay double what someone paid for a motorbike?

If a motorbike was stolen and returned with minimal damage why would the insurance company pay out twice what the bike cost?

Car insurance INCREASE every 6 months with no accidents/tickets? wtf!?

Last year I had Unitrin Direct....they were charging me $85 a month...this is with NO tickets or accidents for the last 5 years of my driving record....this is also with the BASIC insurance that you need in Florida...10/10/20...NO collision...and a $1000 deductible..... So at the end of my 6 months...it was time for a renewal...they tried to bump me up to $140 a month for no reason...still no accidents/tickets...nothing had changed...i had expected my rate to DECREASE....they tell me it's a STATEWIDE INCREASE ......so i called around... Ended up switching to Allstate who has been charging me $90 a month (better than $140 right?).....6 months go by, everything's cool.....now my policy renewal is coming up and they're trying to tell me i need to pay $160 a month for their basic insurance. Are you kidding me? And according to them it's another STATEWIDE INSURANCE INCREASE ...... They also told me that it could be due to not having CONSECUTIVE insurance for the last few years, as in...I switched from State Farm to Unitrin to Allstate......they told me call the state insurance commissioner...which I did.... Got connected to some guy in Gainesville who tells me that the INSURANCE companies are the ones who decide the rates and increases...not them. Pretty much BS....Allstate's blaming the state, state's blaming them...feels like a huge runaround to me. Guess my questions are.... Should I stick with Allstate and pay $160 a month for this absolute BASIC insurance (keep in mind..no collision, $1000 deductible)...my car's not even worth a YEAR of their insurance. .... Or shop around? But if I switch back to Unitrin or get Geico or whatever....will I risk having ANOTHER increase after 6 months? And is it true that one of the reasons for these statewide increases is not having consecutive insurance with the same company for so many years? Thanks all.""

17 year old car insurance prices ?

im comparing cars on moneysupermarket because im 16 an need a heads up on insurances costs etc... but i compared a classis mini 1.0- annual: 6000 and Monthly: 650 also, 2007 vauxhall corsa 1.0- annual: 8000 Monthly: 852 and a 1993 Ford Fiesta 1.1- annual: 12000 Monthly: 1152 now i can sort of understand the price for the mini, due to its a small car with a small engine, but the corsa's like brand new? how can the insurance be sort of lowish. but why are they charging huge amounts for a fiesta that is older than me and is probably falling to piece's slowly ? im so confused :S can some one help me and please explain this i really want to be able to have a first car at 17 but at this rate i might be stuck on a motorcycle for a few years then maybe have enough money to afford a car :/""

""How much cheaper would it be to go under my dads insurance for a van, if it was 2000 on my own policy? (Year)?""

My INSURANCE quote is around 2000 Annual for my Ford Transit Van. Im 17 years of age and would really like this to be a tad cheaper for the first year until I get my little own run Business going a bit more. Is there anybody who can give me an estimate on how much Im looking at if I went under my fathers Insurance? Cheers Guys! Jack Osborne. All Answers Appreciated. (Added - I am not able to get a quote from my dads insurance people so we are changing it over. Please do NOT give me nasty answers as these will be classed as immature) If you haven't got anything nice to say, Don't say anything at all.""

""I pay right now about $160 for car insurance a month. It's with progressive, and this is the cheapest I can""

get and it doesn't cover much at all it will only the cover the other car if i cause an accident. I live in midtown atlanta so this is why insurance costs so much, but does anyone know anything I can get cheaper? Is safe auto a good deal? Help please!""

A question about how much will insurance cost?

i am looking at a few cars , toyota mr2 which should be cheap on insurance because it's a classic car and im looking at a renault clio 1.2 now im just wondering because im nearly a 17 year old and wanting to know how much would insurance cost on these 2 cars thanks people""

""My brother wrecked my car and the Insurance wont cover it, what can I do?

While I was out of the country my brother wrecked my car and the insurance company wont cover it. I have full coverage and my brother had my permission to be driving my car so how can they refuse to pay?

Car insurance?

i live in northern ireland , just got a really good quote for car insurance from a company called endsleigh, i have never heard of them does anyone know if this is a good reliable company""

What are california's car insurance laws?

Im a new driver and was wondering if its a type of insurance i need. I only have Liability on my car nothing else am i ok if i get pulled over and asked for proof of insurance??

1999 Chevy Cavalier convertible insurance price?!?

I would like to know how much the insurance for a 1999 Chevy Cavalier convertible would be for a 17 year old driver with no tickets or accidents! Please help me out.

I live in NC and I cant afford my car insurance; I'm on disability and I can't drive.?

Can someone else get insurance and use my car and take me to appts.?

Do I really need travelers insurance?

We are taking a trip from Oregon to Cancun Mexico soon and am wondering if I should purchase travelers insurance. We are going to purchase airline tickets directly from Delta Airlines and also from our chosen hotel. I'm thinking that if there are any problems, the airline and hotel would take care of it. What are your thoughts?""

Which state has higher insurance rates texas or california?

I am getting stationed in San Diego and moving my car from Texas to California.

""I have AETNA insurance full coverage, and my hospital bill is $42,519, will my insurance pay all of it???""

i was in a sever car accident, lost control hit a tree. and my hospital bill is $42,519, for only 5 days in the hospital. No broken bones, no surgies. i only had a minor head concussion, and a few bruises. i have AETNA full coverage insurance and i am a full time college student. now will aetna pay all of the hospital bills..or do i have to pay some. im really confused.""

Car insurance for a new driver?

Car insurance for a new driver?

https://www.linkedin.com/pulse/affordable-health-insurance-medicare-solutions-cincinnati-jose-silva/"

[classycollectorartisanposts-blog]

where can i get home insurance quotes

"where can i get home insurance quotes

where can i get home insurance quotes

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr 

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If i lived In............. Rhode Island would my health insurance work in another state like Massachusetts.

I just hit a car. how much will the damage cost?

I was driving out of a parking garage and took a turn too tight and my door scraped a parked car's bumper. it scraped the paint on the left side of their bumper-about the size of a football. it looks like it can be buffed out. but on the top of the scraped part there is a broken part about the length of my forearm-not broken exactly, it is a length of spiderweb-cracks in the plastic. The car is a small black one but i dont know the make. i left a note in their windshield with my number on it. i want to pay for the damage myself so my insurance doesnt go up. does anyone have an estimate on how much this will cost?""

Do i need insurance to be under my name when taking my drivers test?

so im taking my drivers test soon and i need to know if i have to get insurance under my name on the car..my mom does have insurance on the car i will be using but only under her name..so will i have to add my name to the insurance just to take the drivers test? i live in california

""Buying a car, do I need my own insurance to have the title signed over to me?""

My youth pastor is selling me his 2004 Dodge Stratus, and we're planning on going to the DMV tomorrow morning to have the title signed over. Currently, my mom pays for my car insurance every month, and the car I've been driving is in her name. If I want to put the new car in my name, can my mom still pay for my insurance or do I have to be able to pay for it in order to have the title signed over to me?""

Can i put my car under my dad's name to have cheaper insurance?

if do, why insurance company do that, they should have known that this second car is for customers' child""

How will it affect my insurance?

My daughter Ashlynn has just turned 16, and shes begging me to allow her to get her a learners permit. I'm all for it, but i want to know how it will affect my insurance. I heard that a teen with a learners permit doesn't have any affect and in some cases you don't even have to notify the insurance company. If it helps, i have Esurance. Also i live in southern California. If anyone has any information it would be greatly appreciated. Thanks -Lauren.""

Are classic American cars cheap to insure?

I am a resident of the UK and was thinking about purchasing a classic American car.

Would the auto insurance still liable?

I was involved in a car accident and I was hit by a guy who ran a red light. A policeman was a witness to the accident and the report states that it was the guys fault. After a couple of weeks his insurance which was under his mom is stating that he was not listed as a driver on the policy so they are not liable for damages. My question is are they still liable for this negligence. I would really appreciate some help. The guy is still driving and I have been without a car for 2 weeks.

""I am 16 and want a 2003 BMW m5, how much would that cost to insure?""

I live in San Diego, California and have not gotten any tickets.""

Does gender affect car insurance prices?

I have heard being female means you get lower rates. Is this true? Do you pay a lot for insurance?

Full or Limited Tort with no car or insurance?

I was in a single car accident in March. My car is not drivable and I am donating it. I want to cancel my insurance on the car and my agent said that I would have a lapse insurance which would make it more expensive for me to get insurance in the future. I live in PA and also wonder that if I no longer have car insurance does that mean I have limited tort if I'm passenger in someone's car or get hit while walking. I'm currently driving my mother's car which is registered and insured in DE I have concerns as to my liabilty and hers if I were to be at fault in an accident in PA. Doing some research today has just made me more confused.

What is the cost for home insurance based on?

I am thinking of buying properties in other states to use as rental income. The properties are cheap so i can afford to pay cash the issue how ever is that the rent is also cheap in Update : Yes i know being a distant landlord is difficult so if it makes economic

""Non owner SR22 insurance, a cheap website?""

Non owner SR22 insurance, a cheap website?""

Affordable Health Insurance?

I am a 19 year old college student. I have always been on soonercare but I stopped being covered when I turned 18. I take over 20 hours in college and live with my fiance so I am unemployed. I need health inaurance so I can go to the dentist and eye doctor but everything is way expensive. My fiance is covered by his work but they dont offer family coverage so even when we get married a year from now I will still need my own health insurance. Ive tried getting some quotes but I cant pay $200-$300 a month. Is there somewhere to get afordable coverage that I am over looking?

Can you buy Insurance to cover accidental injury only?

My kids have no health Insurance. Can i buy an Insurance which can cover them only for accidental injury caused by fall or skate boarding?

I don't have insurance but my parents do. Can I drive my parent's car without them present in the car?

Can I legally drive alone by myself as long as I have my parent's insurance card in the car? I just got my license and I don't plan on driving to work or school, rather just for miscellaneous activities. I don't feel like I should be paying for car insurance yet. If I get in an accident, wouldn't it just be as if my parent's got in the accident. So can I legally drive under my parent's insurance if my name has not been put on the plan as one of their children who drive. Is it OK for me to drive alone to run some errands now and then?""

Does anyone know where I can find good affordable health insurance?

Does anyone know where I can find good affordable health insurance?

How much home insurance & tax for a cheap studio?

I know 0 about this: are home insurance rates annual or monthly? Could someone give me just a very rough idea about how much a cheap studio's home insurance & tax would cost? (in ...mostrar ms

Car Insurance?

I just got my license and my parents bought me a used car (03 Nissan Sentra). It has insurance under my mom's name, but not mine. Can I legally drive that car and if I do get into an accident driving it, will it be covered?""

Car registration number wont work on insurance websites?

why is it that when i type in my car reg number on insurance quote websites it says.. please enter a valid registration number...? Could it mean that the car is stolen or anything? appreciate your help and advice.

How much does car insurance approximately cost for teenagers?

I'm 17. Gonna drive a 2012 Hyundai Accent Female 3.0-3.5 GPA I've had my license for about 3 months already.. and my dad still hasn't gotten me car insurance (which frustrates me considering i have my license and he won't let me drive anywhere without any insurance). He won't tell me how much it is monthly. So i'm wondering how much it'd approx. cost for me monthly?

Need to purchase car insurance.. what do I do?

I got into a minor accident a couple of days ago and I did not have insurance. It was my parents' car and the damages have already been paid for from my personal savings. Now, I am going to get car insurance. The question here is if I want to get insured, do I have to report to car insurance companies of my accident? If yes, why? How would the company possibly know I got into an accident? Also, do insurance companies screen your driver's license? If so, how much more money per year can I expect to pay for 2 points on my license for an average 20 year old? Yes, I'm not the smartest for having drove without insurance, hence, the reason why I am getting insurance.""

What kind of insurance should I get?

I need dental braces but can't afford them. Is there dental insurance that I can get so that I wont have to spend so much out of pocket??

where can i get home insurance quotes

where can i get home insurance quotes

Health insurance laws?

I recently got out of the military and am living in California and I don't currently have health insurance. What are the laws regarding health insurance now? For example what I get hospitalized (ignoring the fact I can go to the va), taxes, etc. I know almost nothing about whats going on with the halth insurance thing so I don't mind being explained like a child""

How much does it cost to add a minor to my (RACQ)insurance if there under the age of 25?

How much does it cost to add a minor to my (RACQ)insurance if there under the age of 25?

Does anyone know of any ortho dental insurance (cheap or reasonable) in Texas? ?

I need braces... I have Blue Cross Insurance but ortho isnt incuded in my plan. I am with Blue Cross through my job. I am so upset! I need this done. Or is there a place where I can get them for really cheap? (Braces)? Thanx for your help.

Health Insurance question?

My husband's boss won't offer them Health Insurance. Where can I call or what can I do to ask if he has to offer them insurance or not. Please help!!!!!

What is the cheapest insurance for an 18 yo first time car?

i asked my uncle, he said it could be around $300 for 6 months, idk if it is true or not. but are there any cheap insurance? idk, please help. if i want to buy a new tundra, how much it does it cost?. i work full time. $3k/month.""

Best ways to lower the car insurance for a 17 year old male?

Hiya. :) And yeah, this is a lovely situation, lol. :P I'm aware that no matter how I look at this, the price is going to be a punch to the head. But I'm in need of a car ...show more""

Can you explain to me how health insurance works?

So I'm looking to buy a good health insurance that cover women's exams, such as breasts, and other parts of the body. And I'm married to my husband so we need insurance for the both of us. Is it better to pay high amount first and then make low payment on it? Can you explain this to me? Thanks.""

Bussiness insurance?

need to know what type of insurance i need to open a carpet cleaning and window cleaning service.

How much would it cost to own a porsche 911 per year? pleeeeeeeeeeeease answer. i beg to you.?

i am thinking of buying a 2001, 4 litre, porsche 911. how much would it cost to run the car every year if i do 15000 miles a year. include insurance, maintenance, repairs, tax, and all sorts of thing. just dont include the prize of buying the car thnk you by the way. i live in the UK. just thought that would be important""

Are auto body parts that are taken off covered by insurance for wind damage?

i was changing my fuuel pump on my truck. we took off the bed and stood it striaght up on the lawn. we didnt finish it right away. it was a couple of days before i got the new pump. one of those nights it blew over and tweaked the bed rails a little bit. id hate to file a claim and they would say its your fault and raise my insurance rates. i have full collision.

Do I need a permanent address to get car insurance and register my car?

I live in california right now with my parents but I plan on traveling the country for a while living in my car. My insurance will be expired in march of 09 and I need to be smogged around then too. I wanted to leave mid december of this year and get out in the midwest/east for the next few years and just keep traveling. Can I just use a PO box address?? I dont want to use my parents address because they like to go through my mail. All of my friends are leaving to university in differnt states so I cant really rely on any of their addresses.

Is there anyone on their parents car insurance ?

a few of my friends are and im wondering how much extra you have to pay to go on your parents car insurance rather than your own, thankyou""

Which insurance company is better.. AllState or MetLife?

My husband and I want to get a 20-year term life insurance next week and will meet with some reps./brokers. Down the road we will probably add auto and home insurance. If you are a customer of either company do you recommend them in regards to their required premiums and quality of service? Your imput is greatly appreciated. Thanks.

What's the cheapest business car insurance company?

There are different business car insurance companies, I have heard Erie insurance is one of the best ones, do you know of any other companies that might be better or similar? thanks""

Any Nationwide users know how much will their insurance cost monthly?

Hi I am 16 and was wondering how much would Nationwide insurance would cost. My parents said they were going to enlist my name under their insurance, however I will have to pay for the insurance for my car. They are going to take the car notes, and I am stuck with insurance and gas. I just turned 16 and need a car. So any Nationwide users how much would that Cost me so I can Expect a General price? Also I make $50 a week.""

If I add business to my car insurance?

and I have an incident/accident is it held against me on my policy. Situation is the company i work for want me to use my car for doing errands for them and they said there willing to pay the extra on my insurance if i add business use. My argument is if i have an accident will it go against the business or my insurance policy

Why is the co-pay for dental insurance more expensive than health insurance?

I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?""

How long will it take to get a auto insurance check?

I was in a car accident june 3rd, I filed the claim the same day.. talked to the guy doing my claim the next day he said state farm would accept 100% fault so I had to send state farm the police report and some other things they needed and they are suppose to send me check. I faxed all the paper work last Tuesday so how long do you think it will take for them to send me a check? I'm just impatient because I have had no car and had to take all this time off work since I can not get a ride to work and a ride to take my childern to daycare and now my work says if I'm not back by next weekend they will fire me. I called the guy doing my claim just to see how long it normally takes but he never called me back. Any ideas? Thanks!""

Cheapest motorcycle insurance?

I'm looking forward to getting a motorcycle and I was wondering what's the cheapest insurance you can get. I'm not looking for companies at the moment, I just want to know what's the cheapest plan for almost any insurance company. .""

How much should I expect to pay for car insurance at 37 years? I have a clean record.?

moving out of the city, and I am gonna need to buy a car for my Suburban life!!""

Auto cheap insurance required! I am seriously looking for cheap auto insurance for my car and my realtives too?

I am seriously looking for cheap auto insurance for my car and my realtives too. Can you suggest me some auto cheap insurance ?

What would be the cost of a doctor visit for a pregnant woman who doesn't have health insurance?

its for a health project and if you could also help answer these other questions -does the baby have to get vaccines their first year of life? if so, what are the vaccines required, and what are they for? -what does it cost for a week of child care at a daycare center or a private day care facility? -What doctor specializes in the prenatal care of babies and also in the delivery of babies? Does this take extra training? If so, what? -What is the average cost per week for providing for and taking care of a baby? - List 10 reasons why teens should not be parents. - It is mostly the responsibility for the mother to provide care for the baby. Is this statement true or false?""

Cheapest car for a 17 year old girl?

What's the cheapest car to buy and on insurance for a new driver of 17? I've been told an old car with small engine but that's coming out 4,000 on insurance surely that isn't right?""

What's the best car for insurance. 17 y/o?

I'm 17 in two months and will need a car. Mum said a Renault Clio would be good. However which 3 door car (small) would be best on cheap insurance. Whatever suggestions would be brill

Car insurance cancelled on financed car..?

So I've been looking for a way out of my car loan lately because the payments are really too much for me right now...I know I shouldn't have got into it but I was young and VERY gullible. I just got a letter in the mail from my insurance company asking for me to verify the address I have on file with them ( where I park my car at night) or else they will cancel my coverage. So if they cancel my coverage, will I still be held accountable for the car loan? Or will I have to pay the balance off? Any advice would be greatly appreciated. :-)""

where can i get home insurance quotes

where can i get home insurance quotes

How much will it cost to add a 17 year old female to my insurance plan as a driver with the car in my name?

I'm supposed to be added on my 38 year old sister's insurance with Nationwide tuesday. I have to pay for my part, I hope its not over 150 but definitely not 200.""

I got a citation for no proof of insurance and have a couple questions..?

so my first citation, annnd i was wondering if i take traffic school do i still have to pay the $1,000 fine for not having insurance at the time? also if i sell me car before the court date does that help ? if not what can i do to not pay because im broke no job and no money , willing to do community service.. can i do that for this kinda thing?""

Car insurance PLEASE HELP!!!!?

Will it increase my insurance premium if I have more people listed under my insurance who can drive my car thanks so much. i currently have state farm

Unemployment Insurance Question?

I was sent an approval letter in the mail from the Nashville Unemployment Claims Center. They had already called my last employer and confirmed that I was let go due to lack of work. I have been trying to contact them via the phone for the past week and a half during different times throughout the day in order to establish a PIN. Every time I do, I get the same message of due to extremely high call volume, we cannot take your call at this time. Several friends suggested going to the local career center and ask about it there. The local career center told me that they now have extremely limited access to unemployment claims and to contact the Nashville claims center. I sent them an email as a last ditch effort to contact them a few days ago and have yet to receive a reply. Any suggestions?""

How much are you paying for motorcycle insurance?

I'm trying to get a quote for insurance on a 2008 Ducati 848. I tried Geico, State Farm, All State abd Progressive but they all are quoting me around the same which is around 4k a year for full coverage and 1k a year for just liability. This seems crazy to me as im only paying $350 a year right now for full coverage on my ninja 250. I know the Duc has a much larger engine but the price difference is drastic. Im a 23 year old male with 2-3 years riding experience. Clean record and i did the MSF course when i started riding. The 848 im trying to buy is used and i would be paying in full. How much are you guys paying?""

How to check a car has insurance or not?

All the information I know: car plate number, vehicle identification number and a expired Progressive insurance policy number. Can I still check my car current insurance online?""

Is this the best way to go about cheap car insurance at 17?

Get insured on my mother's car for a year then get my own when the insurance drops.

HomeOwners Insurance?

Roughly, how much does Homeowners insurance cost a year for a 2 Bed/1.5 Bath condo in Gainesville, FL?""

Where can I find ratings for the service of various insurance companies?

Where can I find ratings for the service of various insurance companies?

Why is insurance for a 2007 Ford Mustang convertible so expensive?

I recently got insurance for my car and they wanted 500$ a month for it, Cheapest one I found was around 300-400$ which when you think about it, is still pretty expensive...""

How much would a jeep commander insurance cost if you have state farm?

I was wondering how much would the insurance cost and what is the average pay for insurance?

What is the california vehicle code for insurance?

What is the california vehicle code for insurance?

What do you guys think would be cheaper in car insurance?

What would be cheaper in car insurance? Which one would last longer? 2003 nissan pathfinder- 185,000 miles 1989 corvette-107,000 miles Im 18 years old.""

What is the cost of the insurance for the car i want ?

I want a Suzuki Ignis 1.5 sport im just about to start driving wants the insurance going to cost ?

Does anyone know how much it cost to insure a honda integra ivtec 2006 model car ?

i was wondering if anyone has this car and how much they pay for insurance. i am under 25 years old living in NZ. car has no modifications or anything all factory standard and is parked in garage at all times.

Whats a good cheap sports car?

Hello i need some help. This is my situation I'm 20 years old i live in Connecticut and I'm looking to purchase a car (used). I have about $2k cash to put down on it. I would say my limit for price would be about 6-8k due to financing fees taxes etc (credit score of 731). Now what I'm looking for is a pretty fast sports car to use as my DD.(I currently have a 89 mustang lx 5.0 which gets about 10 mpg city) Not very economical as a DD when gas is over $4 a gallon. Anyways back on topic, I found a 2002 wrx for 8k but got quoted for an insurance rate of 2k-3k. So this is out of the question! I make about 200 a week at the moment and pay $100 cell phone bill and $100 a month for rent. So my funds are limited for insurance + car payments. Basically i need to know a reliable cheap fast sports car i can get a good insurance rate on. But it also has to get good fuel economy! Sorry for the long rant and me being so picky but please help!""

Car and Insurance for Teen driver?

I'm 16, turning 17 this year living in Houston, TX I have had my license since August of 2009 and Insurance twice from August to November I think, and from January I believe, until now. I never had any accident, finished Driver's Ed., and have 3.6 GPA. I'm getting my own car now, and I'm looking for low price car with good reliability and low insurance cost. Which car and which insurance company would be the best for me? I'm looking for something cool, sporty. I can drive manual.""

Name some good life insurance companies?

Burial insurance I need for future.

Help with motorcycle insurance?

Hello. I am looking into getting a motorcycle, because I have had my motorcycle license for oooooo about 2 days now. I am just wondering if someone can help me with some insurance questions that will better help me decide what kind of bike to buy. For instance does the size of the bike differ in price? For instance if I got a 250 cc bike would I pay alot cheaper then one that is 1100 cc's? And what about make and model? Would a Ninja be cheaper to insure then a honda? Just kind of curious. And what would be the cheapest bike to insure. Further information. I am 24 years old. I have been insured with state farm in my personal vehicle for about 7-8 years now. Unsure if they offer motorcycle insurance, just started looking.I really like street bikes, really hate sports bikes. I am just l;ooking for the bare minimum insurance as I just want to ride and be legal rather then wasting a bunch of money on insurance. I know I have alot of questions, but anything will help me. So someone let me know. Thanks!""

How long are car insurance companys supposed to provide a rental car for?

i have a 2004 chevy caviler that is completely paid for and some guy ran into the back of my car yesterday. It's completely crushed in. i have liability and he has full coverage progressive. I contacted his insurance company and they want me to pay 18 dollars a day to rent some stupid little kia shouldn't he have to pay for it till my car gets out the shop or claimed totaled and i get some money to replace my car. help me out as much as you can 10 points to the best and most detailed answer

Average insurance rates for a retail store?

What would be the average insurance rate for a retail store that sells books? How much more would it be with a children's section? If a child was injured in the play section how much would the rates spike up? I need this for an economics class where we are theoretically building a buisness and running it. Any help is appreciated.

Can my daughter be put on my insurance?

My daughter is 21 and she has no insurance. She is a full time college student and does not work. Can I put her on my insurance through my work? And what are the requirements?

How to bring Car Insurance down?

Here's the lowdown: Been driving for over 20 years on a Full UK Licence, apart from a few prangs 20 years ago have been driving without incident. Was a chauffeur for a few years, no traffic accidents. Was a delivery driver for a few years with no traffic accidents (the only one in the firm) Have also been driving a motorbike which 2 years ago I had to re-take my tests for. I scored 100% in all areas, theory, the section I called 'stunt' driving and road test. I have kind of got fed up with using company cars, hire vehicles and the motorbike to get everywhere, so decided to purchase a cheap Audi A3 (I'm talking an ancient one here). 3PFT insurance works out at over 1000 per year...about the same as the car is worth. This is too expensive for me (considering my bike insurance is 150 a year) how can I bring it down?""

A few questions about insurance and registration?

Hello - I'm about to purchase a motorcycle for the first time and would like a little information concerning a few things: (I don't believe this is really specific to motorcycles) -Can you get your insurance policy (Progressive, for example) to be completely paper-free and only deliver your statements by e-mail? -Does the address you send your registration have to match the one you live at? -Does the address you send your insurance information have to match the one you tell the insurance company you live at? Thanks!""

Jeep Wrangler: Insurance coverage costs?

I am a girl beginning driver, turning 17. I live in a rural area. I want a 1999 Jeep Wrangler SE. I am part of my family's plan. Does anybody have a price about what would cost a month/year? Thanks.""

where can i get home insurance quotes

where can i get home insurance quotes

How come Americans can't afford medical insurance?

Yet we seem to have PLENTY of money to blow on Ipods, Itunes, Iphones, lap top computers, DVD players, flat screen TVs, designer clothing, fast food, porn, alcohol, cigarettes, and concert tickets?""

Delaware auto insurance (state required minimum) cheaper than Geico?

Which company gives Delaware auto insurance (state required minimum) cheaper than Geico? I tried every known companies (Progressive, Nationwide, 21st etc) but I can't find out any...Does anybody know any cheaper option?""

Can a Canadian Citizen buy car insurance in America and how?

Is it possible for a canadian citizen to buy car insurance in america, if so, how does he do that? My brother lives in america and I live in canada, I want to get car insurance from America as it is cheaper. Is that possible and is it legal?""

""Car accident, not at fault, but no insurance, other driver has no license. what to do?""

my parents got into a car accident with another driver. however, it wasn't their fault. in addition, my parents don't have insurance for that car because they just go it about 2 months ago (used.) but we have 2 other vehicles that are insured. does that mean that our car is technically under the policy? The other driver, who was at fault, HAS NO LICENSE but has an identification card, and has insurance. (her license is probably suspended) what are my parent's options?""

""Planned Parenthood, No insurance?""

What are the chances that if My girlfriend and I were to go to Planned Parenthood, and we both don't have insurance, and are under 18, we'd get some tests and things free or covered? Her family is both parents and 3 kids, but she doesn't know their income. And my family is just my mom and 3 kids. We want to know if Pregnancy tests, birth control, and maybe even Abortion could be possibly free. Please don't freak out that I threw abortion in there, it's only in the worse case scenario, and I want to know just in case, please don't go off on me, and please, just answer my question. Please and thanks. We're in california btw, for those who need that info.""

Auto Insurance for an 18yr old?

I'm 18 almost 19 and I am looking for an auto insurance policy away from my parents because I am about to have my own car in my name. How do I figure the rates for my own auto insurance policy because I am confused when I try to figure it out on the insurance websites.

I deliver pizza. I was told car my car insurance wont cover a crash.?

THey said if i have the pizza sign on my car and get hit insurance wont cover me but without the sign i will be?

With no health insurance . . .?

How come I have to pay full price with cash, but if someone has medicaid or some other type of health insurance, the insurance company only pays (for example) $52.00 of an office call that I have to pay $80.00. Isn't that discrimination to people that pay cash?""

How much was your insurance for your first 125cc motorbike?

So im 19 years old and got my CBT test passed and i am getting a Honda CBF125 brand new for 2400 and it will be locked away in a garage at night i live in a low crime area aswell and im looking for comprehensive insurance and im using price comparison websites and im getting quotes at nearly 800-900. Was anyone else getting quotes this high when they got there first insurance? And where is the best place to get quotes?

What does insurance loss mean?

I am doing a project on insurance loss ratings, but I do not know what they mean. If I said a Grand Vitara SUV had an insurance loss rating of 119, what would that mean from the point of view of the insurance company?""

What company has the best auto insurance rates for people with speeding tickets?

What company has the best auto insurance rates for people with speeding tickets?

Why does Obama want my health insurance to cost less?

This is wrong. If I work 2 jobs and I get cancer I should be allowed to go into bankruptcy from the medical bills. That's why I support Ted Cruz and Rick Santorum to actually lead this great nation out of affordable socialist health care and into more defense spending. Our brave patriotic men and women overseas deserve more advanced weaponry.

How much is your insurance (4 cyl cars only)?

I am thinking about getting a saturn sc1 and just wondering how much my insurance will go down. right now I pay $100 a month for a v8 88' mustang convertable. Thats pretty cheap for a mustang I hear and I just want some people are paying for newer 4cyl insurance.

Will my auto insurance rates go up if I get a red light camera ticket?

This is my first red light camera ticket but my second ticket this year. The first one was a speeding ticket. Will my auto insurance rates go up for a red light ticket?

What would insurance be for me with this car?

2004 nissan sentra se-r, silver, 4 door, manual transmission. I'm 17 years old and would drive the car to work and school about 5 days a week. I have never gotten a ticket or been in an accident.""

If I take my drivers licence test do I have to be put on my moms insurance?

My mom wont let me take the test to get my licence because she said that she cant afford to put me on her insurance. Is there anyway that I can get my licence with out insurance. I wont actually be driving her car, I just want to have my licence before I graduate in 2 months. If I wait until college, I wont be able to afford to take the test, nor will I have a car to use for the test. (I'm moving up state) Is there anyway that I can just get my licence?""

Classic car insurance with Geico?

I have a 1967 Chevrolet Impala SS. It has 118k. It's all factory except for a cd player, two 6x9 speakers and window tint. I don't have any insurance on it at the moment and I want to get classic auto insurance. How exactly does that work and what would it cost me. Thanks.""

I often drive a friend's car. What companies offer Non-car owner auto insurance?

Everywhere i look online just offer get a quote then you have to enter a type of car. I don't own a car but I need insurance to take my driver's test in North Carolina. I couldn't find this type of insurance offered on any websites.

Car Insurance.?

Should car insurance still be payed if the car has been taken off the road eg. S.O.R.N was declared. I say it shouldn't but my neighbour said it should be (he's a man!)

Can employer force health insurance on me?

I currently have and paid for my own health insurance. I recently got a new job and was told that I had to elect to participate in one of my employer's health insurance plans. I politely told them that I had my own health insurance and wish to opt out of the employer's plan options. My employer told me I had to elect, participate, and pay. Can they make me do this?""

How much will my father's insurance go up for me?

yea well i want my license and he says no because it will raise his insurance through the roof. just how much will it increase? im 18 and i live in brooklyn. the car id drive would be a 06 nissan maxima. any idea around how much it would go up?

Can the insurance handle it?

I was parking and accidentally bumped into someones car and made a small scratch. The bmw driver made a big deal over it and got my insurance information.he supposedly got an estimate and tried to handle things under the table without having to go thru the insurance.however I think the estimate is tooo much money for fixing a little scratch that literally can be buffed out.I think he already got it fixed and still wants me to pay cause he said the supposed estimate also incluided a three day shop fee.will the insurance still cover me?what can I do?how do I handle this situation?this accident happened last week on Tuesday and he gave me the estimate Saturday.

IS there a web site to find different health insurances?

I am turning 19 and my mom told that her insurance won't cover me anymore so i need to find another one. Does anybody know the website i use to find health insurance programs? Also, which one is a good health insurance, with good benefits and affordable? Also i am a college student if that makes a difference""

How much is car insurance going to cost for me?

I'm 16 years old and im about to get my learners permit. Im not going to own a car or anything im just going to occasionaly drive my parents car. My mom says its going to be very expensive but i thought that was only when you have your full license and have your own car.

If you know about car insurance (10 points will be awarded )?

Hey, my older brother has a Honda HR-V 1.6 VTEC engine which is UK insurance group 9 and tax bracket F, I am looking at a Suzuki Swift Sport 1.6 engine, insurance group 9 and tax bracket E... my insurance is with my dads business who say i can have up to a 1.6, I learnt to drive in my brothers car but the insurance company are looking into whether or not i can have a Suzuki Swift Sport, it has no turbocharger, so what is the big deal 10 Points for best answer""

where can i get home insurance quotes

where can i get home insurance quotes

https://www.linkedin.com/pulse/any-good-cars-first-car-like-subaru-impreza-william-clements/"

[captain-spookycandycollecti-blog]

How much would I pay for the Insurance Renewal?

"How much would I pay for the Insurance Renewal?

I recently had a car accident with my brand new 4WD vehicle. The front part were badly damaged and is now in the manufacturer's garage. Good thing I didn't get any physical injury as the vehicle's air bag went off just on time and my comprehensive insurance will cover for the agency repairs. My question is, assuming that I'll never encounter another major accident for the next 11 months, how much(more or less) would I pay for the vehicle's insurance renewal next year after it has been assessed by a qualified individual. As early as now, I want to have an idea how the insurance company will compute for my insurance renewal and what are other factors do they consider say I paid them around $1,300 for this year's fee. I hope someone could give me an idea re insurance renewal and other pertinent info re this matter.

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

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The car is a Honda Logo and the first part of the registration is W388 It is manual hatchback, uses petrol and isn't modified. I have no idea on the mileage. I am 17 year old new driver. My mother, father and grandma are all drivers on this car, I will just be an additionAl driver. They have all been driving 20+ years and have no claims. I live in an area that is fairly busy. The car will be parked on a public road outside my house unless in use. It will be used by me for social only. My other family members use it for running errands and shopping. How much can I expect my car insurance to be on this car? Will it be less than 2000? Thank you""

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18 want car insurance?

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Can auto insurance carrier deny claim due to their insured simply ignoring request for signed affidavit ?

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What are some good insurance companies to contract with as an independent broker?

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Im 21 and a new driver how much would my car insurance cost on a honda civic type r 02 reg?

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Will a pacemaker affect my car insurance cost?

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Switching car insurance providers?

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How much will my car insurance rise?

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Will having motorcycle insurance for a few years help lower auto insurance in the long run?

Will having motorcycle insurance for a few years help lower auto insurance in the long run?

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Can i change my license address to be covered by car insurance?

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Can I insure a vehicle I don't legally own? ?

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Where can I find health insurance as an 18 year old and I'm peregnant?

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How much would I pay for the Insurance Renewal?

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""In Florida, How much (if any) will my auto insurance rate increase with 3 points on my license?

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Insurance companies taking advantage?

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What would the minimal insurance be on a 2000 dodge dakota sport club cab 4x4?

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I need a bit of help here people. Most likely from someone in the Mass area. I just bought a car in RI (Private deal, used). I have a Mass license, so that's where it will be registered. My question is pertaining to where the car is being kept. I work and attend college in RI, so that is where my current residence is. Can I set my insurance to RI where I get my mail, and still have it registered in Ma? Or do I need to use a Mass address for my insurance as well? I called the insurance company and they did not have a clue, and I also called the RMV who just put me on hold for 40 minutes.""

Where can i get affordable insurance?

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Does any body know affordable insurance?

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How much would motorcycle insurance cost for a 17 year old boy?

How much would motorcycle insurance cost for a 17 year old boy?

Should I get insurance on a car loan?

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Is it true that the lower you paid for your car it helps lower the insurance?

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Can someone explain somethings about Car Insurance to me?

Okay, long story short. Last week I got in a car accident with some friends. My back is messed up and I went to the doctor Monday. He told me that my lower back muscles, tendons, and my lumbar are all swollen and sprained. My parents want my friend's family's insurance to pay for the doctor bills, plus they want to get me something (I think it's called compensation or something, I can't remember) basically, the insurance company will pay me money. I guess my questions are just these: If you were my friend's parents in this situation, would you be mad? Is my family technically suing my friend's family? Does her family find out about this or is it all confiential between me, my parents, and the insurance? We live in Washington state and got in an accident on the Interstate, heading down to Seattle for the afternoon, if it changes anything""

Cheapest car insurance for a 17 year old?

What is the cheapest insurance i can get for a Seat Ibiza 1.4 Petrol 2008 Automatic, No modifications made, just passed driving test but can not find a cheap insurance? Can anybody lend me a hand and guide me to the cheapest deals? I have checked all the comparison websites the best i have got is around 2,200.""

What kind of insurance should I get?

I just got my drivers license yesterday and I am going to buy a car from a friend. It is a 1992 turbocharged Volvo SE with 205,000 miles. I am 17. What kind of insurance should I get and with what benefits? (I want it to be cheap)""

USAA insurance rates from traffic ticket?

I received a traffic ticket for following too closely and was clocked at 17mph going through town. The car in front of me had pulled away from the stoplight and was clearly not interested in speeding up, so I had to speed up some to signal into the adjoining lane to pass him. This was during rush hour, so traffic was pretty heavy. The cop pulled me over and cited me for following too closely which carries a $115 fine. He asked me why I thought he pulled me over, and I honestly had no idea what I did wrong. Unfortunately, he would not concede to a simple warning and cited me anyway. I also received a ticket about 11 months ago for not coming to a complete stop at a stop sign before turning. USAA did not increase my rates from this ticket, but I am concerned that they might increase my rates if they find out about the latest ticket. Should I plead not guilty and have a trial date set to fight this, or just pay the fine and pray that USAA doesn't pick it up? Does anyone else have experience with two minor traffic violations within one year and USAA auto rates?""

What does 20/40/15 mean on auto insurance?

What does 20/40/15 mean on auto insurance?

How much is Delta Airlines health insurance premium?

For an Economics family project, I have to be a flight attendant, make a monthly budget and help take care of my family. Probably the only thing missing from my project is health insurance. If I get it through my job , how much does the premium cost or is it covered?""

How much would liability insurance cost?

I need to know how much it would cost to have general liability insurance and E&O. I live in California. thanks.

Car insurance question....?

I had full coverage on my 01 honda civic coupe. Fixed up but i know insurance wont give a rats. ***. My question is, if it is totaled and my car had full coverage. How much would i get from them? i tried going to kelly blue book. But i don't know if insurance goes by retail, or dealer quote or what... If u can answer give u all the pnts for best answer.""

Should i get life insurance for my child?

my child gets ssi money every month and we really do depend on that money and our child has a health condition that she could die with in a year or so or she could get better with a miracle and life a happy life i dont know is i should get life insurance for my child or not who is any a year old. if so please say where i should go to get one?

What is the insurance on a 2004 gti?

I'm under 18 i was wondering if it counts as a family car for insurance companies therefore it would be cheap to insure if it helps I have farmers insurance I just need some opinions on if it's cheap or facts and does the 4dr gti make the insurance any cheaper?

How much will my insurance go up?

I got a ticket today for reckless driving (drifted coming out of school.) I'm only 16 and I'm a male, so how much will my insurance go up?""

Insurance and rental cars.?

If you are involved in an accident and it was not your fault, who is responsible for the insurance on the rental car? If your own auto insurance does not transfer to a rental and the rental car place is requiring you to pay out of pocket for the insurance, is it your responsibility to pay this or the person who was at faults responsibility to pay this?""

""Can anyone advise me on a good insurance company , young drivers?

im 17 and just got my pass plus certificate . i have a 1.2 litre 1999 fiat punto. i have been quoted 3500 on a tracker insurance policy and i think that's a ridiculous price ! has anyone got a good quote and want to tell what company they got it with

Auto Insurance Question?

Hi all, I live in California and I got in a car accident yesterday. I found out today that the insurance company suspended our insurance due to a late payment so we most likely had no coverage at the time of the accident. What are my options at this point?? The accident was not my fault and the other driver was arrested for felony DUI and they had insurance. What are my options?? Thanks in advance!""

How much would I pay for the Insurance Renewal?

I recently had a car accident with my brand new 4WD vehicle. The front part were badly damaged and is now in the manufacturer's garage. Good thing I didn't get any physical injury as the vehicle's air bag went off just on time and my comprehensive insurance will cover for the agency repairs. My question is, assuming that I'll never encounter another major accident for the next 11 months, how much(more or less) would I pay for the vehicle's insurance renewal next year after it has been assessed by a qualified individual. As early as now, I want to have an idea how the insurance company will compute for my insurance renewal and what are other factors do they consider say I paid them around $1,300 for this year's fee. I hope someone could give me an idea re insurance renewal and other pertinent info re this matter.

What's a good sport bike for a new rider? ?

I know motorcycles aren't safe no matter what but what's an affordable bike for a new rider. I really want something as light as possible. How much is insurance? I don't know anything about bikes but I've always wanted one. Never even rode or drove one.

""In arizona state, can you get health insurance for your outstanding other if you are not married?""

In arizona state, can you get health insurance for your outstanding other if you are not married?""

Is motor insurance compulsory in most states of the USA?

Is motor insurance compulsory in most states of the USA?

Car Insurance help No claims bonus?

Ok so i passed my test last month and have been driving about 3 weeks. i got an insurance quote with Aviva for 1800 per year (roughly) and im an 18 year old male, however because i had a provisional license for a year my dad thought i had 1 year NCB so told aviva this. They now want proof of my NCB (which i obviously don't have) so i will have to tell them. But my quotes are about 4500 without any no claims bonus !!!! and i drive a Y reg 1.2 fiesta ghia! is there anyway i can get this premium down? please help! i'd be really grateful!""

Annuity insurance in colorado?

what is my coverage for an annuity under Colorado law?

""Being sued by an insurance company, can my wages be garnished?""

I was in a severe accident last year in which the damage done exceeded my coverage. Now, a year later, the other insurance company is suing me. Now, the odd thing about this is, the accident was in NJ, I now live in PA, and they cannot seem to find me. They've called my old jobs in NJ looking for me, but haven't found me here in PA. What's even odder is, the attorney hunting me down is from MY insurance company, which I now again have in PA, and that particular accident never even showed up on my driving record when I insured my vehicle here. I'm assuming it has something to do with crossing state lines, but it's very odd. My big question is, when they judge against me, can my wages be garnished here in Pennsylvania? Can they garnish wages in that scenario? And also, is anyone familiar with the crossing state lines aspect of this and why they cannot seem to find me? I would like to just file for bankruptcy so my wages cannot be garnished, but up to or over a thousand dollars is a hit I cannot take. Any help is greatly appreciated.""

I am looking for my auto insurance statement so I can see if my husband paid our insurance?

where do i go on the net so that I can view our previous payments on our insurance

What do the insurance companies(in Maryland) consider a sports car?

I'm looking into getting a 1997-2001 Mitsubishi eclipse or a 1997-2004 Toyota celica. I've talked to different people around here and some say they consider them sports cars and others r saying that they r family cars because they have 4 seats and you can put people in the back. So I'm thinking that cars like Nissan 350z's and corvettes are sports car to them. Pls help me! I don't want to pay the insurance of a sports car. Is there a way I could get around it if they are considered sports cars.

Can daughter get Health Insurance if she has pre-existing such as asthma?

My 18 year old daughter who graduated in May, has moved to a nearby town and is working at Applebees. She wants to get certified as personal fitness trainer, and so she will be dropped off of my insurance, since this is not a full time student program. She was 18 in June, and lives in Texas. She is going to soon have to be dropped of of my health insurance. I do not think that Applebees provides any insurance for hourly employees. She also has asthma, although not real bad, but this is a pre-existing conditions. Will she be able to get any kind of affordable health insurance, or is she just going to have to be one of the millions who can't have health insurance?""

Cheapest car insurance company for my situation?

What company can provide me with the cheapest insurance? I am -19 years old -a student who is taking a semester off -female -hispanic -broke as hell My car is a white 1995 Geo Metro manual with a new lcutch and a bunch of brand new repairs on it.

New driver needs car insurance - NOT a teen!?

I'm a 23-year old woman living in North Carolina. I'm getting my license for the first time and desperately need *affordable* car insurance. Problems? I am an orphan, so I can't be added to my parents' policy. I don't live alone, but cannot be added to my roommate's policy. Most insurance companies have told me that b/c I don't live alone, I can't get a nonowner's policy, which is fine, but the prospect of paying $5,000 for a 6-month policy is unimaginable. Does anyone know where I can start? I will get my restricted license (restricted due to NC's financial liability requirement) next week and need to get insurance and a car ASAP. HELP!""

How does car insurance work?

So I am planning on asking my friend to borrow his car to drive when he's going to travel, but I do not have any insurance. Is it okay for me to drive? His car has insurance, but I do not have insurance under my name. Does that mean if I bump into something, I will get into trouble, even though the car has insurance?""

How much value does insurance comp. knock off when car has been damaged repaired?

i buyed a car that had previousally been in an accident and been repaired, i was not aware of this, and recently my car was stolen and the insurance company have said that they will reduce the value of the car and i wanted to know how much they will reduce it by and if i can do something to get a better value.? thankyou in advance.""

What is the best auto insurance in georgia?

What is the best auto insurance in georgia?

Car insurance for Chevy avalanche? ?

When I turn 17 I really want to get a used Chevy Avalanche but wanted to know if the insurance will be expensive. Please help! Thanks :)

Car Insurance in the UK?

When your car insurance expires are you no longer covered or do insurance companies keep the policy going until you cancel the cover?

Does comprehensive car insurance cover others not on the policy?

My Brother has a full comprehensive UK car insurance. Can I drive his car and be covered by the insurance even though I am not listed on the insurance and live at the same address. I have a full UK license, he claims I am covered because he gives me the permission to drive the car which according to him is right. I have read the insurance policy but my brains are not big enough to understand that given permission part. If anyone can throw more light on this, it will be fully appreciated.""

Insurance In California?

What's the insurance law thing in California? Someone told me that anyone who has a license and drives a car MUST have insurance. Do you HAVE to have insurance to drive in CA? Another thing is that my parents were telling that it's expensive to put my name under their policy especially because I'm a newly licensed driver, meaning I don't have a lot of driving experience yet. Is this true?""

Car insurance 17 year old?

I just passed my test afew days ago and have been looking at insurance. Most insurers won't give me a quote and if they do it's 19k. But i was looking into classic car insurance for a mini and got a quote from adrianflux for 3500 but i was i told i was to young for classic car insurance. I tryed a 1000cc yaris and they would not even quote me. I checked my details twice and there all right. I asked over the phone why there is such a change im price when they have the same size engine and he just said there cheaper to repair n that . and just so it's clear the minii quote was not classic car insurance. So any one know the logic behind this? + any other suggestions about insurance will help.

Health insurance help?

does anybody know if a good and inexpensive family health insurance that I can pay on an individual plan? it is way too expensive through my employer. Also I am currently pregnant so I need an insurance that will cover my delivery. I live in California.. please let me know if you know of any. thank you!

Cost for insurance license?

What is the total cost for obtaining a insurance license in California? Taking into consideration the exam, background check fees, etc? PLEASE..answer if you truly know. And tell me other essential information that I should know such as the time that it takes to finish the courses.""

Does any body know what is going on with Obama and the whole health insurance thing?

Okay so I live in California. I am young and can't afford health insurance rite now. Does any one know if Obama is going to follow through with this whole health insurance thing. If so when is it supposed to kick in? And how will it work exactly? Will every body have free health insurance? Some one please explain this becuase I am realy confused.

Insurance cost for 16 year old with a Honda Hatchback 2 door.?

Alright so I'll be turning 16 soon and i want to know the cost of insurance for my car. I have a 98 Honda Civic Hatchback. Its stick, sport looking. What's the average of monthly payment. Insurance will be coming out of my pocket so I need to know an average price. I know you can get quotes online, but i don't want to put personal information online.""

""Primary Mortgage Insurance, California?""

I live in southern California. I recently called my bank about refinancing my mortgage. I was advised if I refinance, the PMI insurance I pay will go from $168 to about $340 or something. In other words, by lowering my rate, my PMI goes up. Is this true? I would assume the PMI would lower or stay the same since its now easier to make payments. Please advise...""

Does any one know about cheaper auto insurance for single parents at state Farm. ?

im 19 years old with a 2 year old, and a agent told me my quote is 250 a month for full coverage on a lease. FYI I only had my license for 3 months and in nj insurance is way high. he says state farm has a program for single parents, that is why its much cheaper for me......im not sure if it is a scam and will the state of nj charge me once they find out i am paying so little.""

How much would I pay for the Insurance Renewal?

I recently had a car accident with my brand new 4WD vehicle. The front part were badly damaged and is now in the manufacturer's garage. Good thing I didn't get any physical injury as the vehicle's air bag went off just on time and my comprehensive insurance will cover for the agency repairs. My question is, assuming that I'll never encounter another major accident for the next 11 months, how much(more or less) would I pay for the vehicle's insurance renewal next year after it has been assessed by a qualified individual. As early as now, I want to have an idea how the insurance company will compute for my insurance renewal and what are other factors do they consider say I paid them around $1,300 for this year's fee. I hope someone could give me an idea re insurance renewal and other pertinent info re this matter.

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