#investment in pakistan

[theculturedmarxist]

In their February paper, “US Dollar Primacy in an Age of Economic Warfare,” presented at the West Point Symposium on “Order, Counter-Order, Disorder” Michael Kao and Michael St. Pierre argue for using a stronger US dollar as geopolitical leverage:

Not only are the effects of interest rates hikes magnified in other countries due to a myriad of structural and idiosyncratic economic fragilities previously discussed, the confluence of wide USD adoption with cyclical USD strength … make the USD a potent geopolitical lever masquerading as a domestic fight against inflation. National Power lends the USD dominance in adoption, while an opportunistic fight against inflation lends the USD cyclical strength for geopolitical leverage.

The US and US-led institutions are already trying to sideline China in countries struggling to make debt payments. And these efforts are likely to continue as interest rates rise and more countries in the Global South are unable to repay loans. A recent UNDP paper stated that 52 developing countries are suffering from severe debt problems.

China is the world’s largest bilateral creditor, and this is especially true for countries that are part of Beijing’s Belt and Road Initiative and/or for countries that possess strategically important natural resources. Washington estimates that Chinese lending ranges from $350 billion to a trillion dollars.

In recent years, western officials and media have ratcheted up criticism of China’s lending practices, claiming Beijing is putting its boot on the neck of countries, holding back their development, and is seizing assets offered as collateral.

Deborah Bräutigam, the Director of the China Africa Research Initiative at the Paul H. Nitze School of Advanced International Studies, has written that this is “ a lie, and a powerful one.” She wrote, “our research shows that Chinese banks are willing to restructure the terms of existing loans and have never actually seized an asset from any country.”

Even researchers at Chatham House admit there’s nothing nefarious about China’s lending, explaining that it has instead created a debt trap for China. That is becoming more evident as nations are unable to repay, largely due to the economic fallout from the pandemic, the Nato proxy war against Russia in Ukraine, inflation, and rising interest rates.

These confluence of events hitting developing countries are entangling China  in multilateral talks that include US-backed institutions like the IMF. Beijing’s preference has always been to try and tackle debt repayment issues at a bilateral level, typically by extending maturities rather than accepting write-downs on loans.

But US Treasury Secretary Janet Yellen and company continue to parrot the talking point that China’s lending is harming countries, and in countries unable to repay their international debts, the West and China are increasingly at odds.

Back in 2020, the G-20 countries created the Common Framework for Debt Treatments to provide relief to indebted countries, which included “fair burden sharing” among all creditors. Beijing’s reluctance to agree to such burden sharing is illustrated by the case of Zambia.

Zambia became the first African country to default on some of its dollar-denominated bonds during the Covid-19 pandemic when it failed to make a $42.5 million bond payment in November 2020.

More than a third of the country’s $17 billion in debt is owed to Chinese lenders. Zambia worked out a deal with the IMF for a $1.3 billion bailout package but can’t access the relief until its underlying debt is restructured – including Chinese debts. But the IMF prescription for Zambia is a blow to Beijing. Here are some details of the arrangement from The Diplomat:

Zambia will shift its spending priorities from investment in public infrastructure – typically financed by Chinese stakeholders – to recurrent expenditures. Specifically, Zambia has announced it will totally cancel 12 planned projects, half of which were due to be financed by China EXIM Bank, alongside one by ICBC for a university and another by Jiangxi Corporation for a dual highway from the capital. The government has also canceled 20 undistributed loan balances – some of which were for the new projects but others for existing projects. While such cancellations are not unusual on Zambia’s part, Chinese partners account for the main bulk of these loans…

While some of these cancellations may have been initiated by Chinese lenders themselves, especially those in arrears, Zambia may not have needed to cancel so many projects. Since 2000, China has canceled more of Zambia’s bilateral debt than any sovereign creditor, standing at $259 million to date.

Nevertheless, the IMF team justified the shift because they – and presumably Zambia’s government – believe that spending on public infrastructure in Zambia has not returned sufficient economic growth or fiscal revenues. However, no evidence is presented for this in the IMF’s report.

Zambia will also cut fuel and agriculture subsidies. So instead of infrastructure investment and social spending, the country gets austerity. The IMF deal also relegates China to the backseat, as it allows for 62 concessional loan projects to continue, only two of which will involve China. The vast majority of the projects will be administered by multilateral institutions and involve recurrent expenditure rather than infrastructure-focused projects.

Despite all the evidence to the contrary, Yellen on a trip to Zambia in February warned that Chinese lending “can leave countries with a legacy of debt, diverted resources, and environmental destruction” and called out Beijing for being a “barrier” to ending the major copper producer’s debt crisis and noted that it had “taken far too long already to resolve.”

The US effort to sideline China in Zambia comes at the same time that Washington is trying to tighten control over resources in the region. Note that back in December the US signed deals with the Democratic Republic of Congo and Zambia (the world’s sixth-largest copper producer and second-largest cobalt producer in Africa) that will see the US support the two countries in developing an electric vehicle value chain.

Beijing is insisting that multilateral lenders also accept haircuts on loans rather than just China being expected to do so. This is a position that most debtor nations agree with. On the other side, the IMF and its partners are worried that its bailout money would merely go to Chinese creditors – many of which are state banks that are increasingly troubled by bad debts.

Gong Chen, founder of Beijing-based think tank Anbound, says that if countries are unwilling or unable to repay their debts to China, it would be devastating:

Widespread debt evasion and avoidance would have a significant impact on China’s financial stability,” he said, “and we are concerned that some countries may try to avoid paying back their debt by utilizing geopolitics and the ideological competition between East and West.

Yellen and company tried to apply more pressure on Beijing at the recent G20 meeting of finance officials in India, but that fell flat on its face much like the West’s efforts to hijack the meeting and turn it into a roundtable on Russian sanctions.

Meanwhile, Zambia has halted work on several Chinese-funded infrastructure projects, including the Lusaka-Ndola road, and canceled undisbursed loans in line with the IMF prescription for its debt problem.

Chinese companies are now attempting to work around these roadblocks by shifting more toward public-private partnerships. For example, a Chinese consortium is now planning to build a $650 million toll road from the Zambian capital to the mineral-rich Copperbelt province and the border with the Democratic Republic of the Congo.

The situation in Zambia does not bode well for other nations needing debt relief, as the delays while the West and China clash mean more pressure on government finances, companies and populations.

And if the West’s primary goal in offering debt relief is to sideline Beijing, as it appeared in Zambia, then that will mean a drastic scaling back of infrastructure projects replaced by austerity. From Sovdebt Oddities:

More broadly, as noted by Mark Sobel, the current international financial architecture is ill-equiped to deal with a major recalcitrant creditor benefiting from outsized (geo)political leverage. While it remains illusional to insulate sovereign restructurings from geopolitical considerations, there is a risk that they would turn into a game of chicken between China on the one hand and the IMF and Paris Club on the other hand. The problem being that if none of the players yields, it will just mean more economic and social hardship for the debtor country stuck in the middle.

Sure enough, the same situation is playing out in two nations that are key points on China’s Belt and Road project: Pakistan and Sri Lanka.

Here is Islamabad’s debt situation, courtesy of Pakistani economist Murtaza Syed at The International News:

For each of the next five years, Pakistan owes the world $25 billion in principal repayments. It will also need at least $10 billion to finance the current account deficit, bringing total external financing needs to $35 billion a year between now and 2027. We have foreign exchange reserves of just $3 billion. For each of the next five years, the government needs to pay 5 percent of GDP to service the debt it owes to residents and foreigners. Our total tax take is only 10 percent of GDP.

Around fourth-fifths of this external debt is owed to the official sector, split roughly evenly between multilaterals (like the IMF, World Bank and ADB) and bilaterals (countries like China, Saudi Arabia and the United States). The remaining one-fifth is commercial, again roughly evenly split between Eurobond/Sukuk issuances and borrowing from Chinese and Middle Eastern banks. By region, we owe roughly one-third of our external debt to China and 10 percent to the old-boys network of the Paris Club, which includes Europe and the US.

Additionally, last year, the Pakistan rupee plunged nearly 30 percent compared to the US dollar. All indications are that the IMF is using bailout negotiations to pressure Pakistan to move away from China and revive its partnership with the US. Some background from WSWS:

Former prime minister Imran Khan’s government was promptly removed in April 2022 after he reversed IMF-demanded subsidy cuts in the face of country-wide protests. Khan had previously implemented two rounds of some of the toughest austerity in the country’s history. In the final year of his government, Khan shifted the country’s foreign policy towards a closer alliance with Russia and deepened ties with China, prompting concern and anger in Washington.

Sharif’s Muslim League (PML-N) and the People’s Party (PPP) assumed power in a coalition with the approval of the military, long the most powerful political actor in the country and the linchpin of the alliance between the Pakistani bourgeoisie and US imperialism. The express aim of the new government was to implement IMF austerity, which it has done.

The IMF-prescribed austerity imposed by Pakistani elites also targets Beijing.  China is Pakistan’s largest single creditor as the country is perhaps the most important country in China’s Belt and Road plans because it would provide China with a potential corridor to the seaport at Gwadar on the Indian Ocean. The supply line would reduce the distance between China and the Middle East by thousands of miles via insecure sea lanes to a shorter and more secure distance by land. Beijing’s spending in Pakistan reflects this, as the $53 billion China has spent on the Belt and Road Initiative (BRI) in the country is tops of all BRI countries.

Yet many of the BRI plans are unrealized, and Pakistan’s current economic situation makes it unlikely they’ll be finished anytime soon. China has dramatically scaled back investment, which fits with its more cautious approach to BRI projects. Meanwhile, decades-high inflation, economic mismanagement, and last year’s biblical floods have led to Islamabad burning through its foreign exchange reserves in order to make debt payments. The US blames China.

“We have been very clear about our concerns not just here in Pakistan, but elsewhere all around the world about Chinese debt, or debt owed to China,” US State Department Counselor Derek Chollet told journalists at the US Embassy in Islamabad after he met with Pakistani officials in February.

Additionally, Cholett said Washington is warning Islamabad about the “perils” of a closer relationship with Beijing.

According to the Times of India, many Pakistani officials have come around to the US way of thinking and are also blaming the China-Pakistan Economic Corridor Project (CPEC), a $65 billion network of roads, railways, pipelines, and ports connecting China to the Arabian Sea,  for worsening the country’s debt crisis. From Indian Express:

Pakistan expanded its electricity generation capacity under the China-Pakistan Economic Corridor Programme (CPEC) but the expansion came at a high cost both in terms of high returns guaranteed to the Chinese independent power producers (IPPs) and the expensive foreign currency debt. Pakistan has been unable to make the capacity payments to IPPs under the long-term power purchase agreements with the electricity sector debt rising to a staggering $ 8.5 billion.

Last December, the government agreed to repay this debt in installments. However, this may have displeased the IMF, which had expected the government, in August 2022, to renegotiate the purchase power agreements. Pakistan tried to renegotiate but the Chinese refused.

The IMF extended the current program on the condition that it would not go to the Chinese IPPs. More from Nikkei Asia:

Observers say Pakistan’s handling of the electricity issue is likely to irk China, noting that Sharif’s government committed to the IMF to reopen power contracts without taking the Chinese companies into confidence. Pakistan has also reneged on a promise to set up an escrow account to ensure smooth payments to Chinese IPPs.

The IMF is demanding that Pakistan rationalize payments to the Chinese IPPs in line with earlier concessions extracted from local private power producers…

The IMF now wants Pakistan to negotiate an increase in the duration of bank loans from 10 years to 20 years, or to reduce the markup on arrears owed to Chinese IPPs from 4.5% to 2%.

Notably, the IMF appears to have been less willing to make concessions than the previous 22 times Pakistan has sought its support since 1959. Oddly enough Beijing is pushing for a deal between Islamabad and the IMF, and China recently extended a $2 billion loan to Pakistan. From the Middle East Institute:

It is interesting to note, for example, that Chinese officials reportedly urged Islamabad to repair ties with the IMF — if true, an indication that Beijing regards resumption of the Fund’s lending program as key to mitigating Pakistan’s risk of default.

It is also revealing that Pakistan seems keener to take on new financing from China than China may be to furnish it. Even as the economy wobbles under a heavy debt burden and other acute challenges, Pakistani officials have sought support from China to upgrade the Main Line 1 (ML-1) railroad, a project which, if not undertaken, they claim could result in the breakdown of the entire railway system.Yet, the IMF wants Pakistan to rein in CPEC activity. And China’s own domestic economic challenges and priorities might make it hesitant to respond to Islamabad’s appeals. On the other hand, the ML-1 project might meet Beijing’s more exacting standards and increasing emphasis on “high quality” BRI infrastructure projects.

The recent rapprochement between Iran and Saudi Arabia could leave Pakistan out in the cold and even more reliant upon the US. From Andrew Korybko:

With the Kingdom likely to focus more on mutually beneficial Iranian investments than on dumping billions into seemingly never-ending Pakistani bailouts that haven’t ever brought it anything in return, Islamabad will predictably become more dependent on the US-controlled IMF. China will always provide the bare minimum required to keep Pakistan afloat in the worst-case scenario, but even it seems to be getting cold feet nowadays for a variety of reasons, thus meaning that US influence might further grow.

About that, last year’s post-modern coup restored American suzerainty over Pakistan to a large degree, which now makes that country a regional anomaly in the geopolitical sense considering the broader region’s drift away from that declining unipolar hegemon. The very fact that previously US-aligned Saudi Arabia patched up its seemingly irreconcilable problems with Iran as a result of Chinese mediation reinforces this factual observation. Pakistan now stands alone as the broader region’s only US vassal.

Pakistan is not only the most highly indebted to China of its BRI partners, but along with Sri Lanka, is also among the largest recipients of Chinese rescue lending. The ruling elite Pakistan is increasingly concerned that the social crisis could spiral out of control and result in something similar to what happened in Sri Lanka last year when a popular uprising toppled the government.

Due to haggling between the West and China, Sri Lanka has been waiting since September to finalize a bailout after a $2.9 billion September staff level IMF deal. And yet many of the recommendations in the agreement have already been implemented—to disastrous effect.

The country is dealing with its worst economic crisis since independence in 1948, including a shortage of reserves and essential items. In February, the IMF said Sri Lanka’s bailout package was set to be approved as soon as the country obtained adequate assurances from bilateral creditors, i.e., China.

Beijing now appears ready to meet more of the IMF’s demands, although details have yet to be released. In a letter in January, the Export-Import Bank of China offered a two-year debt moratorium, but the IMF said that wasn’t enough. According to Reuters, total Sri Lankan debt to Chinese lenders totals roughly 20 percent of the country’s total debt.

Sri Lanka is another focal point of the BRI due to its geographical position in the middle of the Indian Ocean. China’s goal was to transform the country into a transportation hub as much of its energy imports from the Middle East and mineral imports from Africa pass through Sri Lanka. Beijing has already achieved much of these goals. For example, in 2017 a 70 percent stake of the Hambantota port was leased to China Merchants Port Holdings Company Limited for 99 years for $1.12 billion.

The West blames China’s BRI initiative in Sri Lanka for saddling the country with unsustainable debt, but is that really the case? Political economists Devaka Gunawardena , Niyanthini Kadirgamar, and Ahilan Kadirgamar write at Phenomenal World:

The problems associated with the IMF’s policy package have been caught in geopolitical rhetoric. The US alleges that Sri Lanka is the victim of a Chinese debt trap. In fact, Sri Lanka is in an IMF trap. The structural consequences of over four decades of neoliberal policies have exploded into view with the receding welfare state, a ballooning import bill, and investment in infrastructure without returns, all of which relied on inflows of speculative capital. Framing Sri Lanka’s crisis within a narrative of geopolitical competition obscures the core dilemmas of the global economy. Will the evident breakdown force a reckoning with the present order, or will it be used as an excuse to inflict more suffering?

Thus far, it looks like the latter.

[rao645]

Online Job At Home Earn Daily 50$

A major number of understudies use to look free of charge online work at home in Pakistan without speculation after matric, middle of the road, or graduation. The best source to bring in cash online in Pakistan at home without venture is online information section work. However, other than this, there are bunches of other internet procuring thoughts for understudies at home are accessible that permits you to begin an attractive vocation for procuring great to meet their costs as a whole. In Pakistan, other than instructive costs, understudies are likewise drawn in with different liabilities to meet their home costs. In these results, our youths like to do a web-based seasonal occupation for an understudy with the goal that they can proceed with their examinations and occupation together. On the off chance that you are likewise among such understudies, here we are giving you various choices for online positions for understudies in Pakistan at home without venture. Understudies as well as different applicants who are not even understudies however great in the PC can likewise select these locally situated web-based positions without venture. 

Free Web-based Work At Home In Pakistan Without Venture

There are bunches of understudies even young ladies are doing these free web-based work at home in Pakistan without speculation and procuring up to Rs. 50, 000/ - each month. Also, there are classes and working rules which choose the proportion of acquiring. Beneath of this entry, you are getting this large number of fields and nature of works with how to apply process. Continue to peruse… 

There are such countless web-based positions for the understudies in Pakistan through which one can procure an attractive sum on everyday, week by week or month to month bases. It relies on one's capacity to work which is given beneath.

Online Information Section Occupations In Pakistan Without Speculation:

The information passage implies you need to reorder a given information by the organization and simply send back the document. Indeed, even a matric or bury pass understudy who can reorder in PC and can utilize Microsoft word or succeed can hold this work. There are different web-based organizations extending to online information section employment opportunities for understudies in Pakistan without speculation. Most importantly, the organization will keep confirmation by you and take an example test work. from that point onward, they will show you the functioning measures. One who meets the functioning qualification models and qualification standards will be selected to work with that organization. In the arrangement free web-based work at home in Pakistan without venture, this would be the most ideal choice for you. 

Online Article Composing Position For Understudies In Pakistan:

In this sense, the independent article composing position in Pakistan for understudies are accessible en masse. Online article composing position mean to compose on various subjects sent by the proprietor. You can look online for that theme however you need to compose a post containing 400 to 600 special words. Your substance should not be a duplicate from some other site. Different site proprietor expects individuals to compose an article which they post on the site for their benefit. The essayist is being paid for his substance composing on the norms and rate set by both the gatherings before the beginning of the task. The individual can compose the substance structure his home and can mail to the proprietor. For the most part a single men pass understudy can accomplish free web-based work at home in Pakistan without speculation while on the off chance that you are bury however you are great at looking through a subject on the web and you are great in English or Urdu then you can compose an article.

Outsourcing On the web Occupations For Understudies In Pakistan:

At the point when you are remembering to accomplish free web-based work at home in Pakistan without venture at home then you should know about outsourcing. The novices who even have not a tad information about a particular calling can take on this business. Outsourcing is one of the most famous and beneficial business where individuals post their inquiry and prerequisite and the specialist organizations simply give their bid for that specific assistance. The understudy can make himself accessible for offering that support and will charge the client according to the idea of the work and prerequisite. The necessity may be of Web Planning, web content composition, web article composing, web advancement, logo planning, and numerous other web related errands. Fiverr and up-work are the most popular sites for securing outsourcing positions for understudies.

Web based Showing Position For Understudies In Pakistan:

On the off chance that you are an expert or graduate level understudy, web based coaching position for understudies in Pakistan will be the most ideal choice for you to procure a decent pay. You simply need to snatch a decent capacity to convey a subjects then internet instructing to unfamiliar Pakistani understudies would be a decent choice for procuring. For finishing this work you need to set up an example video of your showing strategy and delivery this video on various facebook pages and Youtube channels. You likewise need to give your Email address and portable number. This is very much like your own headquarters business. Since when you begin showing individuals will straightforwardly pay into your record according to the arrangement is finished among you and client.

Online Positions Giving Organizations:

So prior to beginning your quest Free of charge Online Work At Home In Pakistan Without Venture at home, you need to mindful of where you can find your inquiry in fact. There are a few sites on which the undertakings and tasks are being sold and buy. One who needs any venture simply post the point and inquiry and the one will make that undertaking for the client will be paid according to the value of the task. So the understudies might eve at any point loan such administrations for the sake of which they will be paid so acquiring can be made by sitting at home on the web.

The following are not many references of such outsourcing site through which the understudies can make they're procuring through being on the web and with no venture:

ODesk

vWorker

Elance

Independent

Script spear

Xerox

Joined Wellbeing Gathering

Aetna

First Information.

Humana

Westat

Free Web-based Work At Home In Pakistan Without Speculation:

So these are the most ideal choices for online positions for understudies in Pakistan at home without speculation. There are loads of different works like Youtube channel, Facebook page enjoying, and considerably more works yet this large number of works are simply an issue of venture and much experience. I have quite recently composed those Free Web-based Work At Home In Pakistan Without Speculation at home which are absolutely for a rookie. On the off chance that you have any further idea connecting with online positions for understudies, you can share your remark in the accompanying remark box.

[earning9999]

Best online earning 2023 crypto currency

Crypto Earning 2023

Bestf2023 crypto currency

Cryptocurrency Mining: If you have the technical knowledge and access to specialized hardware, you can mine cryptocurrencies like Bitcoin or Ethereum. Mining involves solving complex mathematical problems to validate transactions on the blockchain and earn rewards in the form of cryptocurrencies.

Cryptocurrency Trading: Trading cryptocurrencies on various exchanges can be a way to earn profits. It requires understanding market trends, performing analysis, and making informed trading decisions. However, please note that trading involves risks, and it's important to do thorough research and exercise caution.

Staking: Some cryptocurrencies offer staking opportunities where you can lock up your coins to support the network's operations and earn rewards in return. Staking typically requires holding a specific cryptocurrency in a compatible wallet or platform.

Crypto Affiliate Programs: Many cryptocurrency exchanges and platforms offer affiliate programs that allow you to earn commissions by referring new users. If you have a website, blog, or social media following, you can promote these platforms and earn rewards when people sign up through your referral links.

Microtasks and Freelancing: Some platforms offer opportunities to earn cryptocurrencies by completing microtasks or freelancing jobs. These tasks could include participating in surveys, testing websites or applications, or providing services in exchange for cryptocurrencies.

[online-earning-method]

Top 10 Online Earning Method

Here are 10 of the easiest methods for online earning:

Freelance work. There are many websites where you can find freelance work, such as Upwork, Fiverr, and Freelancer.com. You can offer your services in a variety of areas, such as writing, editing, web design, and social media marketing.

Take surveys. There are many websites that will pay you to take surveys. Some of the most popular survey sites include Survey Junkie, Swagbucks, and InboxDollars.

Become a mystery shopper. Mystery shoppers are people who go to stores and restaurants and report back on their experiences. You can find mystery shopper jobs on websites like IntelliShop and Market Force.

Test websites and apps. There are websites that will pay you to test websites and apps. This involves giving feedback on the usability and design of the websites and apps. Some of the most popular website and app testing sites include UserTesting and UserZoom.

Sell your photos or videos. If you have a good camera, you can sell your photos or videos online. There are many websites where you can do this, such as Shutterstock, iStockphoto, and Adobe Stock.

Create an online course. If you have expertise in a particular subject, you can create an online course and sell it through a platform like Udemy or Teachable.

Start a blog. If you have a passion for writing, you can start a blog and make money through advertising, affiliate marketing, or selling your own products or services.

Start a YouTube channel. If you're creative and enjoy making videos, you can start a YouTube channel and make money through advertising, affiliate marketing, or selling your own products or services.

Dropshipping. Dropshipping is a business model where you sell products without actually stocking them. When a customer makes a purchase from your store, you simply purchase the product from a supplier and have it shipped directly to the customer. This is a great way to start an online business with little upfront investment.

Invest in cryptocurrency. Cryptocurrency is a digital currency that uses cryptography for security. You can buy and sell cryptocurrency through online exchanges. If you're willing to take on some risk, you could potentially make a lot of money by investing in cryptocurrency.

It's important to note that none of these methods will make you rich overnight. However, if you're willing to put in the time and effort, you can earn a decent amount of money online.

Here are some additional tips for earning money online:

Find a niche. When you're first starting out, it's helpful to find a niche market that you're interested in and knowledgeable about. This will make it easier to find customers and build a reputation.

Be consistent. If you want to be successful at making money online, you need to be consistent with your efforts. This means posting new content on your blog, creating new videos for your YouTube channel, or taking new surveys on a regular basis.

Network. One of the best ways to find new opportunities to make money online is to network with other people who are doing the same thing. Attend online conferences, join relevant Facebook groups, and connect with people on Twitter.

Don't give up. Making money online takes time and effort. There will be times when you feel discouraged, but it's important to keep going. If you keep working hard, you will eventually start to see results.

[theeverchase]

reblogging this because I’m thinking about these specific tags again (yes again)

being Pakistani and a cosplayer has become something so important to me! I’ve struggled to truly express what my brownness and pakistaniness means to me having grown up in primarily a non diverse white community so to finally be reaching a point in my semi-professional (?) career (?) where people specifically make a point to identify with me as Pakistani people and reach out to me to express that truly make what I do as an artist worth doing

truly I exist and keep making content for all the non conventional standard brown kids out there who feel weird about getting their foot in the door because trust me I still feel weird but knowing I’m doing it is fulfilling in a way you won’t believe

anyway sorry for that I needed to get that out of my system

they can’t kill your spirit if you refuse to let it die

STATEMENT BEGINS.

HI HELLO!!!

I just dropped this shoot on Instagram, so I thought I’d drop it on tumblr too- I know you guys will like what we cooked >:)

I had the pleasure and privilege of shooting with Yemi, aka @omvisualworks , and at MCM X EGX Comic Con October, we got these AWESOME SHOTS!!! So please enjoy! This is currently my favourite shoot of ALL TIME- the pictures are just so so wonderful!

[agency42]

DHA Quetta Early Bird Possession Plots – Complete Details of Sectors A-1, A-2 & A-3

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[savingsuk]

Emerging Markets and Frontier Investments

Emerging markets offer a unique environment for investments. These markets, like Pakistan, present both risks and rewards for those looking to diversify their portfolios. Islamic Fund of Savings UK Ltd are gaining interest as they focus on these growing economies.

What Are Emerging Markets?

Emerging markets are countries in transition from developing to developed status. They often feature rapidly growing economies, rising middle classes, and improving infrastructure. According to the World Bank, countries like Pakistan, India, and Brazil fall under this category. Investing in these markets can come with challenges. Such challenges may include political instability, currency fluctuations, and regulatory hurdles that can impact investment returns. But on the flip side, high growth potential can lead to attractive profits.

What Are Frontier Markets?

Frontier markets can be thought of as the next step beyond emerging markets. They are generally less developed and may feature smaller economies or less liquid markets. Countries such as Bangladesh, Kenya, and Vietnam are often classified under this umbrella. Investors consider frontier markets because they can provide significant returns with the right choices. However, they also come with higher volatility and greater investment risks. It’s essential to weigh these factors when looking to invest in frontier markets.

Why Invest in Emerging and Frontier Markets?

Investing in emerging and frontier markets can provide numerous advantages: - High Growth Potential:��These economies often grow at a faster rate than more developed markets, leading to higher potential returns. - Diversification: Adding investments from different geographical areas can spread risk and reduce volatility in your portfolio. - Rising Middle Class: A growing middle class drives demand for various goods and services, benefiting investors who are strategically positioned to capitalize on this trend. - Undervalued Assets: Many emerging markets have stocks and assets that may be undervalued, presenting an opportunity for savvy investors.

Risks Involved

While the potential rewards are significant, investing in emerging and frontier markets also comes with risks: - Political and Economic Instability: Changes in government or economic downturns can jeopardize investments. - Currency Risks: Fluctuations in currency values can affect the returns on investment. - Regulatory Challenges: These markets might have varying levels of regulation, which can complicate investment processes. Understanding these risks is crucial for making informed decisions.

Pakistan: A Case Study

Pakistan is an excellent example of an emerging market that stretches the limits of potential investment. It has a young population and various opportunities across sectors like technology, agriculture, and energy. According to a report from the International Monetary Fund (IMF), Pakistan's economy is projected to grow at a rate of 3% to 4% in the coming years. Investment Opportunities in Pakistan Investors might be particularly interested in several sectors: - Technology: The tech industry in Pakistan is booming, creating numerous start-ups and expanding job opportunities. - Agriculture: With abundant agricultural land, investment in farms and agri-tech companies are growing. - Renewable Energy: With issues surrounding energy security, there is a significant push for renewable investment. However, potential investors should not ignore the prevailing issues. Country-specific risks must be carefully weighed against potential rewards.

Islamic Fund of Savings UK Ltd

Islamic Fund is one option for those interested in investing across emerging markets. This fund focuses on Shariah-compliant investments, ensuring that investors do not compromise their values while capitalizing on growth opportunities. Recently, Islamic Fund of Savings has broadened its horizons to include diverse markets, particularly in South Asia. Investments into the Pakistani economy showcase the fund's commitment to championing high-growth sectors.

Strategies for Successful Investment

Below are some strategies to consider for successful investments in emerging and frontier markets: - Research: Understand the specific market, assets, and sectors before investing. - Diversification: Spread investments across various countries and sectors to mitigate risks. - Risk Assessment: Regularly evaluate and manage risks associated with your investments. - Local Partnerships: Partner with local companies who understand the market's landscape.

Emerging Markets and Frontier Investments

The Future of Emerging and Frontier Markets

As globalization continues, emerging markets like Pakistan will likely become critical players in the global economy. The demand for diverse and ethical investment avenues will rise. Savings UK Ltd signify a broader trend of combining ethical principles with investment passions. According to a report by Goldman Sachs, emerging markets are expected to account for 70% of global GDP growth by 2025. This growth trend offers a unique impetus for investors to keep their eyes on these developing regions.

Conclusion

Emerging markets, especially places like Pakistan, offer significant investment opportunities. Islamic Fund of Savings UK Ltd pave the way for potential returns coupled with ethical considerations. Therefore, whether you're new to investing or an experienced investor, digging into emerging markets could be a smart move for your portfolio. Happy investing! Read the full article

[aqdevelopers]

How Long-term Real Estate Investment Builds Wealth?

Property investment has always been a reliable means to achieve financial security, and when it comes to building wealth, long-term real estate investment is one of the best methods to do so. With care and a well-planned strategy, real estate remains a path to instant returns with the possibility of long-term growth as well.

Increased Property Value

As a result, real estate is a physical asset that always grows in value. Within developing markets, property values skyrocket—leading to impressive capital gains. Making targeted investments in high-demand or reconciling locations will amplify this appreciation.

Rental Income as Passive Income

Holding rental properties generates a passive income stream. As inflation and market demand tend to rise over time, so do rental incomes, thereby contributing to your investment returns. Steady rental income can also help cover those initial property costs.

Mortgage Payoff to Increase Equity Growth

Your equity in the property increases as you pay off your mortgage. This equity can be utilized for future investments, enabling a cycle of wealth generation. Here is how long-term real estate investors capitalize, where owning real estate can help lead to more property ownership opportunities.

Protection Against Inflation

Real estate acts as great hedge against inflation. Unlike a lot of investments that may depreciate over time, property prices and rental income typically track inflation, ensuring that your wealth is preserved and expanded.

Conclusion

Investing in real estate for the long term is one of the most effective techniques of increasing wealth through appreciation, cash flow from rental properties, equity growth, and protection against the economy. Select the right investment property and keep it long-term, and you can set yourself up to achieve financial security and a promising future.

[gfsbuilder]

Best investment options in Pakistan

GFS Builders & Developers projected organization offering a full scope of Best investment options in Pakistan development services and speculation the executives while keeping significant areas of strength for trust and shared regard created through a positive relationship with clients, engineers, specialists, subcontractors, and providers. A vast strategy empowering shared execution obligation guarantees the most expert help and results on all projects. GFS has been in the field of building and construction, and development for quite a long time. We have constructed many ventures from private to business in different arrangements/estimates and have overseen client interest in enhanced regions.

[businessskibat]

Blogging se paisa kaise Kamaye -पूरी जानकारी । How to Make Earn From Blogging 

Blogging se paisa kaise Kamaye : आज के डिजिटल ���ुग में ब्लॉगिंग न केवल एक शौक बल्कि एक कमाई का बेहतरीन माध्यम बन चुका है। बहुत से लोग इसे फुल-टाइम करिय�� के रूप में भी अपना रहे हैं। यदि आपके पास किसी विषय पर गहरी जानकारी है और आप उसे दूसरों के साथ साझा करना चाहते हैं, तो ब्लॉगिंग आपके लिए एक बेहतरीन अवसर हो सकता है। इस लेख में हम आपको बताएंगे कि ब्लॉगिंग से पैसा कैसे कमाया जा सकता है और इसके…

[blueworldcity001]

Blue World City: A Visionary Real Estate Development on Chakri Road

Blue World City, located on Chakri Road in Rawalpindi, Pakistan, is one of the country’s most ambitious real estate projects, aiming to become a world-class residential and commercial hub. Positioned near the M-2 Motorway and New Islamabad International Airport, its strategic location provides convenient access to major cities and transportation routes, making it an attractive destination for investors and homeowners alike.

The project is designed with an emphasis on modern urban living, blending architectural grandeur with top-tier infrastructure. Blue World City features a wide range of residential plots, farmhouses, and commercial spaces tailored to diverse lifestyle needs. The development boasts state-of-the-art amenities, including international-standard schools, hospitals, shopping malls, parks, and entertainment centers, making it a self-sustaining and thriving community.

One of the unique selling points of Blue World City is its focus on catering to Overseas Pakistanis, offering dedicated blocks and tailored investment packages for those looking to reconnect with their homeland. Moreover, the development is closely aligned with the China-Pakistan Economic Corridor (CPEC), positioning itself as a pivotal part of future economic growth in the region.

With its futuristic vision, premium facilities, and strategic location, Blue World City Chakri Road is emerging as a lucrative investment opportunity that promises high returns and a modern, luxurious lifestyle.

[realstateshop]

Investing in Commercial Property in Karachi

Karachi, Pakistan's bustling economic hub and the largest city, presents ample opportunities for commercial real estate investment. With its strategic location, growing infrastructure, and expanding business community, Karachi offers investors a chance to tap into a diverse and profitable market. Whether you're a seasoned investor or new to the commercial property sector, understanding the dynamics of Karachi's real estate market is crucial for making informed decisions.

This article provides a comprehensive guide on investing in commercial property in Karachi, highlighting the benefits, areas to consider, and factors to keep in mind. Additionally, we'll introduce Real State Shop, a leading real estate platform to help you find the most affordable and strategically located commercial properties in Karachi.

Why Invest in Commercial Property in Karachi?

Karachi is often referred to as the financial heartbeat of Pakistan. The city is home to major industries, multinational corporations, banks, and various other businesses that require office spaces, retail outlets, and warehouses. As a commercial hub, Karachi attracts entrepreneurs, business owners, and investors from across the country and beyond. Here are some reasons why investing in commercial property in Karachi can be a smart move:

1. High Return on Investment (ROI)

Commercial properties in Karachi typically yield higher returns than residential real estate. Office spaces, shopping centers, and warehouses generate steady rental income and appreciate significantly over time, making them ideal for long-term investors.

2. Diverse Business Activity

Karachi has a diverse economy, ranging from manufacturing and textile industries to banking, telecommunications, and IT services. This diversity creates demand for a wide range of commercial spaces, from retail shops in bustling markets to office complexes in high-end business districts.

3. Growing Infrastructure

With projects like the Karachi Circular Railway, expansion of the Karachi Port, and numerous flyovers and highways being developed, the city's infrastructure is rapidly improving. Better infrastructure not only enhances the quality of life but also boosts the value of commercial properties.

4. Population Growth

Karachi's population continues to grow, and so does the need for commercial establishments. The increasing number of residents directly translates into higher demand for shopping centers, restaurants, and offices, making it an attractive prospect for investors.

5. Strategic Location

Karachi's coastal location and access to Pakistan’s major ports make it a pivotal point for trade and commerce. Businesses involved in import/export, logistics, and retail flourish due to easy access to international shipping routes.

Key Areas for Commercial Investment in Karachi

Not every part of Karachi offers the same investment potential. While the city is vast, some areas have proven to be particularly promising for commercial property investment due to their location, infrastructure, and the type of businesses they attract.

1. DHA (Defence Housing Authority)

DHA Karachi is known for its upscale commercial and residential developments. The commercial areas, especially phases 6, 7, and 8, are home to high-end retail outlets, offices, and cafes. The area is popular among international brands and businesses catering to an affluent clientele, which ensures high foot traffic and solid returns on investment.

2. Clifton

Clifton is one of Karachi's most prestigious and sought-after locations for commercial investment. It boasts numerous office buildings, malls, and shopping centers. Clifton's close proximity to the sea and its vibrant atmosphere make it an attractive location for both local and international businesses.

3. Shahra-e-Faisal

Shahra-e-Faisal is Karachi’s main artery, connecting the city center with the airport and other key areas. It is a prime location for corporate offices and commercial spaces due to its excellent connectivity and high visibility. The commercial properties along Shahra-e-Faisal command premium prices but also offer exceptional rental yields.

4. I.I. Chundrigar Road

Known as Karachi’s "Wall Street," I.I. Chundrigar Road is the financial hub of the city. Major banks, financial institutions, and multinational corporations have their headquarters here. Investing in commercial property in this area can be highly lucrative, especially for investors targeting corporate clients.

5. Gulshan-e-Iqbal

For investors looking for more affordable commercial properties, Gulshan-e-Iqbal offers a range of options. This area is known for its commercial plazas, IT centers, and retail spaces, catering to a middle-class audience. The demand for office spaces and shops is steady, making it a reliable investment option.

6. Korangi Industrial Area

If you're interested in industrial and warehouse properties, the Korangi Industrial Area is one of Karachi's largest industrial zones. With factories, warehouses, and logistics companies operating here, this area offers solid opportunities for investors looking for properties in the manufacturing or distribution sectors.

Factors to Consider When Investing in Commercial Property

Before you dive into Karachi's commercial real estate market, it’s essential to consider a few critical factors to ensure a sound investment.

1. Location

The success of a commercial property largely depends on its location. Proximity to business districts, easy access to transportation, and being in a high-traffic area are vital for attracting tenants and businesses. Always prioritize location when evaluating commercial property.

2. Market Research

Understanding the demand for different types of commercial spaces in the area you're targeting is crucial. Conduct thorough market research to gauge the rental trends, vacancy rates, and property prices.

3. Legal Due Diligence

Ensure that the property you are considering has all the necessary legal approvals and clearances. Working with a reputable real estate agent or legal expert can help you avoid any potential legal issues down the line.

4. Future Development Plans

Investigating future development plans for the area can give you insight into the long-term potential of the property. Infrastructure projects, new roads, or upcoming business districts can significantly boost property values.

5. Budget and Financing

Set a clear budget and explore financing options if needed. Commercial properties often require a more substantial investment compared to residential properties, so it’s important to have a well-thought-out financial plan.

Real State Shop: Your Trusted Partner for Commercial Property Investment in Karachi

When it comes to finding affordable commercial property in Karachi, Real State Shop is a name you can trust. With years of experience in the real estate market, Real State Shop specializes in helping investors find the best deals in prime locations across the city.