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Vestaburg Michigan Cheap car insurance quotes zip 48891

"Vestaburg Michigan Cheap car insurance quotes zip 48891

Vestaburg Michigan Cheap car insurance quotes zip 48891

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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How much should i get for my car from insurance?

Before owning my car it was rear ended and received a reconstructed title. It is a 97 Honda Hatch Back. I'm curious as to how much value insurance will see as lost on the car due to the reconstructed title, though even though it was restored to near perfect condition. I was in stop and go traffic yesterday and the car behind me didn't realize all the cars had stopped, he hit me doing roughly 45, my car was pushed into another car and it's definitely totaled at this point. Is there a set percentage they deduct if you have a reconstructed title?""

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A guy at my college hit my car the other day, and the (lowest) estimate was $1,029. I only paid $1,650 for the car, so it feels like $1k is a little to much for a dent. However, I could really use the money because I just got laid off, have bills, and I'm running low on money. I know I am entitled to this money, but it be wrong to get it and then use it for bills? His dad asked me to do a $500 settlement without insurance, but I know I can get the $1,029. I really do need the money. Ethically, would it be wrong of me to do this?""

Do I need my car insurance for an oil change?

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How much would my insurance cost if self-insured?

im 21, JUST got g2 and live in toronto, ontario my choice of cars is s2k, mazda RX8, and 350z, how much will my insurance be for each? Also, my father works in Apotex, a huge medical company that have insurance packages for employees + their family, how much would my insurance cost if i sign to them?""

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Anyone who knows about car Insurance please help?

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How much do you pay for insurance?

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""In California, how do you show proof of insurance for a driving test?

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Why should I have to pay for your health insurance?

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Car insurance not at fault?

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Motorcycle insurance?

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""I have aetna health insurance, and i was wondering?""

ok, my aetna says it covers 100% of procedures, and i just have to pay the co-pays. i was thinking about going to mexico (i live in california) and having a gastric LAP-band procedure done. will my insurance pay for it, seeing as how its in another country? by the way, it is not an elective surgery, my insurance says it will pay for bariatric surgery if i have a bmi over 40, which i do. i just need to know if they wont cover it because of where it would done at.""

What is a good but cheap small business insurance company for liability only? I'm in Southern California.?

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How does auto insurance work?

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Vestaburg Michigan Cheap car insurance quotes zip 48891

Auto Insurance?

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Is there any user friendly and cheap motorcycles out there?

Hi, I'm 17 years old and looking to get a motorcycle. I have good grades and will only drive a motorcycle when the conditions are right. Like weather, cars on the road Sat. Sun. which has less cars, and going to school and to work. I don't care if I die and I'm not afraid to die. I have $7,000 saved up in the bank and would like to buy a Ninja 250 for $3,500 -2008. Plus $400 for gear and classes. I will get my driver's license this December and will take the MSD courses in spring of 2010. I can't find any used or cheap ninja 250's around my area and I think I would rather go stright to the dealer rather then the seller because of too much red tape and work. I think my insurance will be cheaper because I will ride only to school and work and I have good grades. Even though I am young. SO, is there any place I can find any user friendly bikes or cheap ninja 250's?""

Best/cheapest car insurance for new 20-something year old New York driver?

20-something New York driver - I need car insurance. If I get insured here, it's bound to be THOUSANDS (probably around 5) :( Who do you suggest I go with? How's esurance?""

""21 Year old, Need Car, Low Insurance Please Help! :(?""

Ive now had 3 years driving experience initially on my car, under my mothers no claims, then my (then) girlfriends 2 cars. However, during that time I have accrued no no claims and it has been a year since I've been insured on any. I know how to drive, I need a car. Since then it is not possible for me to get a quote on any car I try which have included family cars, small cars and even extended to classic cars in order for classic car insurance. My grandfather said I could use his no claims, however my quote goes up?! No one else has any NCB years for me to use. I have had no prior crashes, I also live in a good area for insurance. At this stage I will gladly accept a car that would get be under 1.8k on the insurance, So I'm looking for any suggestions! PLEASE HELP :(""

""Why is it that I am still able to be sued for an auto accident if I live in Florida, a no-fault state?""

I've been in 2 accidents. The first was very minor; I rolled into the bumper in the car in front of me at a stop light and scratched their bumper. No damage was sustained to my car, but I am at-fault. The second I was cutting through an intersection that was at a red light and was about to pull into the left-turn lane when the woman in the car that was coming down the lane wasn't looking forward and hit the driver side door of my car. I was already halfway in the lane trying to straighten out into the left-turn lane but I couldn't move when she was coming, because if I moved back I might have hit someone and if I went forward she would have hit me anyway. At the scene the policewoman told me I was at fault, but when I talked to my claims adjuster, she told me that there is some negligence on the other party's part because if I had just randomly pulled out into traffic, the other party would have hit the front of my car, not the driver-side door. I am being sued by the first person and I found out just now I am being sued by the person in the second accident as well. I was told that since I am registered under my parents insurance, the other party can see that they have a lot of assets they can sue for from my parents. My question is, why are they able to sue me so easily? I've done research, and I know Florida is a no-fault state, meaning drivers cannot sue each other unless serious injury occurred, such as loss of life, limb, permanent injury, etc. In both accidents, I did not get ticketed, and I believe no police report was written, only exchanges of information.(Police were called, however. I did not leave the scene) Also both of the other parties did not ask for an ambulance or medical assistance(I know about the feeling pain later thing) but I'm sure if someone was suing for something as serious that can be listed as loss of limb or death, they would have showed some indication of injury at the scene. Both people stepped out of their cars and were fine, however.""

""My teen had a minor accident, will my insurance go up?""

My daughter who is 16 yrs old tapped a car from behind at a stop sign. There was no damage done to either car and no injuries. The guy said he was not going to do anything about it since there was no damages. My daughter gave him her information (insurance etc). I called the guy to make sure everything was ok, he said nothing happened to his car or himself but he went ahead and opened a claim with my insurance because he thought he had to do that. I know that if he decides to ask for damages the insurance will pay. My question to you is if he decides not to ask for damages, will my insurance still go up and will she get points in her driver's license. Also, I'd like to add that we live in California. I have not talked to my insurance (AAA) yet. Thank you""

Car insurance question (just turned 16)?

So I just turned 16, and am about to purchase a car after saving up for the past year or so. I just have 2 questions. 1- Im planning to get a 1991 Nissan 300zx, there's a 2 seater-2door and a 4 seater- 2 door version of this car. Planning to get the 4 seater, and from what I've heard, insurance will be a tad bit cheaper with the 4 seater, is this true ? And for the more important question - Im underage obviously, so I have to go under my parents for insurance. Thing is, my dad has a HORRIBLE driving record, 1 accident that was his fault and a heaping amount of tickets. And my parents' insurance has gone up from that.. But is his driving record going to affect my insurance? Like will I have to pay more than expected due to his bad record ? Sorry for such the long question..""

On average what does a automotive insurance adjuster/or a body shop estimator make annually?

Car insurance to help disabled grandparents?

My grandfather is ill in hospital and my nan is finding it difficult to drive to the hospital and back on a daily basis. Aunt has MS so she cares for her too, thus I was wondering if anyone knows of a type of car insurance that will enable me to help out with their daily living. I obviously know that standard insurance would work, but I'm a 21 yo male and don't have the funds to get full independent insurance. Thanks for any help.""

Will my car insurance change if?

I have two cars under my insurance .. one has had an accident and the payments went up.. now if I remove that car from my insurance cuz I wanna sell it does the other cars payment go up..

Renters insurance cant get homeonwers?

im about to payoff my mobile home and own it but i cant get homeonwers insurance since i own my mobile home could i just get renters insurance and protect my belogings inside my trailer. keep in mind in paying a month lot rent fee for my trailer to sit on someone elses property.

Why cant I find cheap car insurance?

I am 17 and just about to pass my test, I am after a 1 litre to 1.2 litre small ish car. I can afford the car which is no problem but when I look for car insurance its bringing quotes up at the cheapest 4500. Is this becuase I have not passed yet and they cant find my details on their system so they are just giving me a high quote or is this really what I will have to pay? I dont see the point in learning to drive if this is the case. Anyone have ad ideas or suggestions, all my friends seem to find cheapish insurnace but a few other people are in the same situation as me. Thanks""

17 year old male car insurance? UK?

What is the cheapest anyone my age (17) has got their car insurance, what car and how did you get it cheap? The best quote I have got is 1200 for a 1.0 litre saxo, and 1700 for 1.0 litre polo's, corsa's and fiesta's""

How much auto insurance premium go up after an accident?

I got into a car accident about a month ago. I totaled my car and damaged another. A passenger also got hurt in the other vehicle and filled a claim but it doesn't look like hes suing. The accident was clearly my fault. I currently pay $160 a month for two cars and I'm 24 years old. Anyone have a rough idea as to how much it will go up? Thanks.

Cheap car to insure for 17 year old boy?

Please just say a few car names and not your not geting any for cheap

How much is it to get painting and remodeling permit and insurance in seattle WA?

Vestaburg Michigan Cheap car insurance quotes zip 48891

SR-22 Insurance help?

Got pulled over in the state of Iowa for not having a license, but I did have insurance should I deserve to get SR-22 insurance?""

Will my insurance rate go up if i recently got stopped for a failure to obey stop sign? More details!!?

i am 17 years old and i got a ticket for failure to stop at a stop sign but i could not find my papers. so the officer never scanned my insurance card. will my insurance rate go up? ps... im not on the insurance policy, it was my mothers car and i am a new driver.""

How much will car insurance be for a VW Polo for a 17 year old?

I will be turning 17 in a year and a half and i am set on getting a 2006 Volkswagen Polo because i don't need much more from a car. It will mostly just be used for short drives through my town and city and I will be parking it on the road. I'm hoping to find one with a 1.2 engine and no higher because i know that is a dramatic factor in the insurance cost. I was just wondering, as a rough estimate, how much per year (in British pounds) would the insurance be?""

Im 19 years and i need a car but im woried about the insurance?

Hi im 19 years old. I have a good job but no credit. i recently saw this 2000 dollars car. how much could i be paying for the insurance.

Cheapest car insurance?

Whats the cheapest car insurance for a teenager? Permit .....

Drink driving insurance?

I was convicted of drink driving last year. Just got my driving licence back. Does anybody know where I can get cheap car insurance, theres loads of companies that say they specialise in convicted driver insurance but some of the prices I have been quoted have been astronomical. 1000+, Ive tried all the comparison sites, is there any companies out there that specialise in providing insurance for convicted drink drivers?""

Hey how much will car insurance be when i start driving at 16?

ok heres the thing,ill be 16 years old when i get my dl,our insurance is mercury,and i am gonna drive a 1991 civic hatchback,or a 1992 integra any clues o how much per month""

Is 21st Century Auto Insurance a good company?

I'm asking because I just switched over from progressive to 21st and now I'm a little worried because I've seen a lot of negative comments on their facebook fan page and after reading some of the things about their roadside assistance works I'm wondering if I made a mistake. My policy with progressive didn't cover much and the one I have with 21st gives me more coverage for the same price so idk. Is 21st as bad as they're making it out to be?

Car accident will his insurance pay for the rental?

I got hit by a Semi the police came we exchanged insurance info I got estimates faxed them to his insur and they paid me but now the Body shop guy say's its gonna be a week to fix ...show more

Car insurance with dwi?

I went to a bar in upstate ny to see a friend's band play. I was drinking at the bar, so I decided to stay at a friend's house down the road (walk there obviously). Someone I thought was my friend took my car to go home ( I left the keys in the ignition ). I know I'm a dumb *** for leaving the keys in the car, don't flame me for that please. Anyways this guy got pulled over by the cops and got a dwi. The car was legally parked when they pulled him over so it didn't get impounded. My question is will my insurance go up? I wasn't driving the car and this guy had no license or any kind of insurance whatsoever. He was also under 21 if that helps and no I didn't report the car stolen. But when the cops questioned him he just told them he took the car.""

Where can I get temporary car insurance in the US?

I currently live in PA as an exchange student. My roommate owns a car and he would let me drive it but I am not covered by his insurance. What I need is a temporary car insurance for foreigners that don't own the car they want to drive. Any help is much appreciated!

What do you mean by car insurance quotes?

Sportbike Insurance...?

Where is a good place to have motorcycle insurance through. My husband is looking into buying a Suzuki gsxr and we are trying to find something cheap or reasonable.

How much is insurance on 2003 lexus IS300?

wondering how much i might be paying a month if im getting a more expensive car..?

Do you pay a fine if you dont have health insurance in the U.S.?

and in california? i heard that you have to have health insurance or you will have to pay a fee/ fine or something is that true? it doesnt make sense because people who dont have health insurance cant afford it but now there's medicare and obamacare so does that mean you are forced to have health insurance?

My sister insurance covering my brother car but she wants to cancel?

She is cancelling her insurance for a lower rate with a new company and he wants to have the car insured in his name. The car is registered in his name. How would they go about this? can she say she no longer wants to insure the car?

Who makes the best affordable medical oxygen concentrator?

portable preferred

Advantages and disadvantages to insurance companies choosing to be on price comparison websites?

In a particular country, price comparison websites have just arrived to compare insurance products. Companies are not obliged to have their prices quoted on a price comparison website but if they do a commission is paid on any sales through the website. For motor insurance there are a number of companies supplying insurance. Of these insurance companies, company A has chosen not to be on comparison websites but company B has decided to be on the websites. Explain possible reasons for these companies decisions.""

How much do you pay for car insurance?

How much do you pay for you're car insurance 17+ ? & names of insurers!?

Hey, I'd like to know some of you're insurance quotes and where from? Looking around to find some places! Cheers in advance 10points for someone who helps!""

I dont understand why my car insurance quote is so high?

i'm almost 17 so ideally i would like to get a car as soon as possible. I've been looking around for insurance and the cheapest quote i have got is 4000 for a 1.0 volkswagen lupo? I know the price varies with what area you live in, but when my sister first got insured she payed around 1000?""

Medicaid insurance with another insurance?

I was wondering what the qualifications are for Medicaid. Specifically, I have UBH insurance...since I have insurance already, would I still qualify for Medicaid? I am 19 years old and live on my own now.""

Insurance Cost For 16 Year Old Boy 2008 Nissan Rogue?

Im a 16 year old boy with a 2008 nissan rogue, my parents aren't letting me drive without them in the car yet because we still need to get car insurance for me. About how much would it be to insure me? I have a 3.75 highschool GPA and Im an honor roll/mostly A average student. no driving incidents either""

Where should gain on life insurance be located on the income statement?

The item reads as follows: When one officer died, the company realized $110,000 from an insurance policy. The book value was $50,000. My gut feeling tells me it should be placed under other comprehensive income, but the solution to my homework problem says it should be under non-operating expense. Why is that? Shouldn't it be under other comprehensive income because the company doesn't really have control over it? I think it is under non-operating because it's REALIZED. Is that enough of a reason? Thanks.""

How come Obama will now allow the same insurance coverage that he was against before?

If you like your health care plan, you'll be able to keep your health care plan, period""

Vestaburg Michigan Cheap car insurance quotes zip 48891

Whats the cheapest place in rochester ny for car insurance?

im 18 with a permit and i want to put my 1988 audi quattro 90 on the road,,but i was wondering what would be the cheaest place in rochester ny to go to?""

Where should we keep car insurance papers and license plate registration?

My husband and I live in Ontario and currently share one vehicle. He insists on keeping the insurance papers and plate registration in his wallet but if I need the car I have to get them from him each time (of course, if we get stopped we can be ticketed for not having the papers). The problem is, we are both extremely busy and sometimes forget to give them back to each other and find ourselves driving without the papers. My question is, where is the best place to keep these papers (I've heard you shouldn't keep them in the car in case its stolen) AND/OR are they valid if photocopied and one of us keeps THOSE copies in our wallet? I've heard that using a true copy, whatever that is, is accepted but that some police officers won't accept them at true if you're stopped. This is becoming a real problem for us...please help!""

NCAP rating effect on car insurance.?

I'm looking to buy a car and noticed that some of the models I favour, such as Ford Puma; Vauxhall Tigra, have not been crash tested by NCAP. Does a car which has not been crash tested by NCAP necessarily attract higher insurance premiums?""

Can you give me an estimate of how much car insurance would be.......?

lets say a guy under 30 in california with a 2002 BMW 325i sedan how much would insurance be?

Roughly how much is car insurance for a peugeot??

please help, i only want roughly""

Switching car insurance?

I am thinking of switching to Esurance, it's about $25 a month cheaper than my current insurance. Anyone have any experience or knowledge of Esurance? How hard is it to switch?""

Can i register a car under my name but put it under my parents insurance?

hi i live in New York and am about to buy a car but im not sure how to insure it. im am currently under my parents insurance as a secondary driver. if i register the new car under my name can i stay a secondary driver or will i have to change to primary driver? being a secondary driver is obviously way cheaper than primary. also does anyone know how to transfer ownership of the vehicle when i buy it? i know i need a bill of sale but how to transfer the title? and is there anything i need to do? i went to the DMV website but its pretty confusing. thanks in advance

Car Insurance problem?

Yesterday my dad was in a car crash but thankfully no injury. The victim who crashed into our car had escaped and dashed off bout 6miles. The point of this story? The victim had stolen a car from a rental place and had been driving really fast probably. Figuring that this guy has no money and insurance, can not pay for the damage of my car. (I had bought it about a year ago, and used car) It seems Like we would have to pay 1mill yen (Japan) for this whole crap. Obviously this does not seem right at all, and should not be paying anything at all! Our insurance covers the accidents we get into, but not the damage of our car. So that means, our insurance doesn't cover it, the victims or the company (toyota) might not be covering it either. This case is rare supposedly and we're still figuring it out. And their on a hunt for this guy so hopefully we'll see what he has. Can you hear me out on this one? Can you give me things that might question this case? thnx a lot""

Does anyone know the penalty for a motorist not having auto insurance in Texas?

The auto is insured, and the driver is authorized to drive it. Got speeding ticket and showed proof of insurance for auto. Went to get deferred adjudication and included copy of insurance card where authorized user but now being asked for insurance on driver.""

Can anybody give me an idea on car insurance?

Im 18 year old and am from the uk i want to buy a mazda 2. i hold a clean uk driving liscience and would like to no if anybody has a rough idea how much per year i will pay for car insurance.

Looking for insurance?

I'm self employed and I drive for a living, I own a freightliner and it has 90k miles on it. My warranty is going to run out and I'm looking to get a extended warranty but no success. I was thinking I could get insurance to cover it. Does anybody know of anything else! I'm just trying to protect my business.""

Affordable term life insurance quote?

What good is affordable term life insurance?

What auto insurance are in FL? I been through almost every single one of them and no one will take us. help?

I need some names of FL auto insurance companies who will take someone whose had PIP claims.

Lower insurance for young driver?

so i know when you are under your parents it isn't as high i know people paying 50 dollars a month or something like that my situation though i just turned 21 im in need of a car but im the only driver in my family (single mom never got her license) i know that one-way coverage is about 300 something a month but if i finance a car i need full coverage which the price is crazy expensive something like 800-1100 a month is there anyway i can get lower insurance rate or something of the sort ?

Motorcycle Insurance?

I'm wanting to get a motorcycle license, motorcycle, moto insurance. Isn't the pricing ridiculous for insurance if I add motorcycle insurance to it? Of course the insurance company's price differs but generally what is it like? -Thanks""

I got my 1998 hyandai elantra tataled how much should i get from the insurance company?

it has 119000 miles on it but is still in good condition and has no recorded crashes or anything on it well until now that is. and the totaling was not my fault

Lapsed car insurance ?

I never received bill or warning in the mail or phone call from my agent. Either they made a mistake or my parents thought it was junk mail. Over 6 months have gone by. Should I call my agent or the insurance company? I figure rates will go up even though I didn't do anything wrong.

Should I accept this settlement offer from an insurance company?

I was in a car accident when a girl blew a red light and smashed into my side. $10,000 in auto damages that was fixed rights away. (btw she admitted fault to police so im 0% at fault legally) I went to emergency room for precautionary reasons. That cost $1450. Then little by little the pain started to kick in. I had neck pain, shoulder pain, back pain and terrible pain in my knee. I had MRI on back, knee and neck because those were the worst. That total was about $1800. I was told by the doctor that the mri on my back said I have two herniated disks and I should do therapy. I listened to him and went four times per week for four months. The Mri on my neck came back good. But my knee showed a tear in mcl. I had surgery on that and had to see the surgeon in his office twice plus hospital bills which equals a bill of $14,500. I then needed 2 months of therapy on my knee. Also all the pain meds ive been taking through out the whole process is around $600. I had a ekg for my nerves to test if they were good and that cost $800. So after doing my research I find websites that say the settlement amount s should be all bills multiplied by 3 depending on the persons insurance carrier and coverage. Well this person has $200,000/$200,000. So far all my bills have been paid through my insurance. When I do the math for what all the bills are is comes to roughly $28350. I didn't include the four days per week for therapy and seeing the doctors. That has to be a big chunk also. My lawyer called me and said he was made an offer of $42,000. He gets a 1/3 of that. I think they low balled me soooo bad on this. If i use the X3 multiplier method then it should have been somewhere around $85,000 offer. Remember I didn't even include all the visits to the therapy. Is this a good offer or should I decline and wait for second offer? My lawyer thinks we should wait it out because he has such a big insurance policy that we can get much more especially since that was our first offer.""

""What is the most reliable, low insurance, cheap small car-max budget 1200?""

I have an 'N' reg Nissan Micra, had it for around 4 years now, it's costing me more than it's worth in repairs and I need to get rid of it! It has been incredible reliable though, engine wise, just other stupid things (no doubt, age related) clutch has just gone and I could have done without that this side of xmas :( but at the moment, not in the position to replace it til next year. Trying to do my homework on cars til then, I have narrowed it down in this order: Volkswagen Polo Suzuki Swift Nissan Micra (obviously, a few years newer) Seat Ibiza (I know, budget pushing it on that one!) and finally, Ford Fiesta (don't know why, i find them so boring to look at, hence last on my list) Any view on above cars would be much appreciated, or other suggestions also. I need the car to be very low on insurance and economical to run as well.""

Looking for Dowa Insurance?

Also looking for for a Mrs.Mary Blair of Dowa Insurance

What happens if you switch car insurance?

Had a policy with my mother and due to conflict between the family I got my own policy and she moved out of town and has her own. However, she was behind on the payments (I had no idea, I just gave her the money every month in the form of a check) and after splitting the insurance I'm stuck with a $400 dollar bill just to continue my insurance that wasn't paid by my mother. I would like to somehow get around this and I was wondering what the consequences were if I were to not pay this payment and get car insurance elsewhere.""

How can I put my girlfriend (8 1/2 years and still going strong) on my health/dental insurance?

Hi guys, so I have asked my job and it seems the only way I can add her to my health/dental insurance is if 1) we are married or 2) if i provide proof of living with her for a certain amount of years. There has to be some loophole because I really think it is ridiculous that we have been to together since we were 16 and I cant add her or help her in such a way. There is no possible way, in timeline, for us to qualify for such rules. 16-18 years old (in high school and lived with parents), 18-23 years old (Attended separate universities and lived in different cities), 23- 24 1/2 years old, (both living with parents back home, we alternate and stay at each others place, so have no set home or bills in our name, such as direct tv, electricity, internet, you name it. we are blessed with awesome parents) and yes we have though about just getting married, but no way... we are waiting until we are established and can fend for ourselves to make a decision like that, but yes we do want to get married some day, but not over screwing the government or other reasons. Also we live in california if that helps, since i know every state varies, thank s guys!! ^_^""

""Thinking of buying Subaru Impreza WRX, What are upkeep/maintenece and servicing costs/?""

I am thinking of buying an impreza and have tried to find info online about servicing and upkeep costs of them. I have been looking at both 2.0 wrx 03-05 models and also the newer 2.5 wrx 55-07 model (havent decided which yet!!). I have an insurance quote fro around 750 for both and I am happy with this. I have seen a few cars that I like. One of which is an 03 reg 54,000 miles. the other is the newer model 06 reg done 54000 miles and another of the same model thats only done 45000 miles. Can anyone tell me what the maintenece costs would be on this with doing about 6000 miles a year? When would the next service be due and what are the likely costs of these? Regards""

Can I ride my motorcycle with just a bill of sale and insurance?

Hey I just bought a 2004 r6 and I live in georgia. I bought it from alabama and the old owner is mailing me the title in a couplle of weeks but I'm wondering, if I have a bill of sale and proof of insurance can I go ahead and ride the bike??""

What affordable dental insurance covers ortho? Can you suggest any?

I am looking for affordable dental insurance that covers ortho. I'm 29 yrs old and interested in getting one. I do have dental insurance - HMO, (BLue Cross) does this cover ortho?""

Vestaburg Michigan Cheap car insurance quotes zip 48891

https://www.linkedin.com/pulse/affordable-liability-insurance-small-business-hailey-mccormick/"

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in-the-shade-of-a-rooks-wing · 8 years ago

Text

HAS SUCCESS SPOILED THE CROW?

The Puzzling Case File on the World's Smartest Bird

Any person with no steady job and no children naturally finds time for a sizable amount of utterly idle speculation. For instance, me - I've developed a theory about crows. It goes like this:

Crows are bored. They suffer from being too intelligent for their station in life. Respectable evolutionary success is simply not, for these brainy and complex birds, enough. They are dissatisfied with the narrow goals and horizons of that tired old Darwinian struggle. On the lookout for a new challenge. See them there, lined up conspiratorially along a fence rail or a high wire, shoulder to shoulder, alert, self-contained, missing nothing. Feeling...discreetly thwarted. Waiting, like an ambitious understudy, for their break. Dolphins and whales and chimpanzees get all the fawning publicity, great fuss made over their near-human intelligence. But don't be fooled. Crows are not stupid. Far from it. They are merely underachievers. They are bored.

Most likely it runs in their genes, along with the black plumage and the talent for vocal mimicry. Crows belong to a remarkable family of birds known as the Corvidae, also including ravens, magpies, jackdaws, and jays, and the case file on this entire clan is so full of prodigious and quirky behavior that it cries out for interpretation not by an ornithologist but a psychiatrist. Or, failing that, some ignoramus with a supple theory. Computerized ecologists can give us those fancy equations depicting the whole course of a creature's life history in terms of energy allotment to every physical need, with variables for fertility and senility and hunger and motherly love; but they haven't yet programmed in a variable for boredom. No wonder the Corvidae dossier is still packed with unanswered questions.

At first glance, though, all is normal: Crows and their corvid relatives seem to lead an exemplary birdlike existence. The home life is stable and protective. Monogamy is the rule, and most mated pairs stay together until death. Courtship is elaborate, even rather tender, with the male doing a good bit of bowing and dancing and jiving, not to mention supplying his intended with food; eventually he offers the first scrap of nesting material as a sly hint that they get on with it. While she incubates a clutch of four to six eggs, he continues to furnish the groceries, and stands watch nearby at night. Then for a month after hatching, both parents dote on the young. Despite strenuous care, mortality among fledglings is routinely high, sometimes as high as 70 percent, but all this crib death is counterbalanced by the longevity of the adults. Twenty-year-old crows are not unusual, and one raven in captivity survived to age twenty-nine. Anyway, corvids show no inclination toward breeding themselves up to huge numbers, filling the countryside with their kind (like the late passenger pigeon, or an infesting variety of insect) until conditions shift for the worse, and a vast population collapses. Instead, crows and their relatives reproduce at roughly the same stringent rate through periods of bounty or austerity, maintaining levels of population that are modest but consistent, and which can be supported throughout any foreseeable hard times. In this sense they are astute pessimists. One consequence of such modesty of demographic ambition is to leave them with excess time, and energy, not desperately required for survival.

The other thing they possess in excess is brainpower. They have the largest cerebral hemispheres, relative to body size, of any avian family. On various intelligence tests - to measure learning facility, clock-reading skills, and the ability to count - they have made other birds look doltish. One British authority, Sylvia Bruce Wilmore, pronounces them "quicker on the uptake" than certain well-thought-of mammals like the cat and the monkey, and admits that her own tamed crow so effectively dominated the other animals in her household that this bird "would even pick up the spaniel's leash and lead him around the garden!" Wilmore also adds cryptically: "Scientists at the University of Mississippi have been successful in getting the cooperation of crows." But she fails to make clear whether that was as test subjects, or on a consultative basis.

From other crow experts come the same sort of anecdote. Crows hiding food in all manner of unlikely spots and relying on their uncanny memories, like adepts at the game of Concentration, to find the caches again later. Crows using twenty-three distinct forms of call to communicate various sorts of information to each other. Crows in flight dropping clams and walnuts on highway pavement, to break open the shells so the meats can be eaten. Then there's the one about the hooded crow, a species whose range includes Finland: "In this land Hoodies show great initiative during winter when men fish through holes in the ice. Fishermen leave baited lines in the water to catch fish and on their return they have found a Hoodie pulling in the line with its bill, and walking away from the hole, then putting down the line and walking back on it to stop it sliding, and pulling it again until [the crow] catches the fish on the end of the line." These birds are bright.

And probably - according to my theory - they are too bright for their own good. You know the pattern. Time on their hands. Under-employed and over-qualified. Large amounts of potential just lying fallow. Peck up a little corn, knock back a few grasshoppers, carry a beakful of dead rabbit home for the kids, then fly over to sit on a fence rail with eight or ten cronies and watch some poor farmer sweat like a sow at the wheel of his tractor. An easy enough life, but is this it? Is this all?

If you don't believe me just take my word for it: crows are bored.

And so there arise, as recorded in the case file, these certain...no, symptoms is too strong. Call them, rather, patterns of gratuitous behavior.

For example, they play a lot. Animal play is a reasonably common phenomenon, at least among certain mammals, especially in the young of those species. Play activities, by definition, are any that serve no immediate biological function, and which therefore do not directly improve the animal's prospects for survival and reproduction. The corvids, according to expert testimony, are irrepressibly playful. In fact, they show the most complex play known in birds. Ravens play toss with themselves in the air, dropping and catching again a small twig. They lie on their backs and juggle objects (in one recorded case, a rubber ball) between beak and feet. They jostle each other sociably in a version of "king of the mountain" with no real territorial stakes. Crows are equally frivolous. They play a brand of rugby, wherein one crow picks up a white pebble or a bit of shell and flies from tree to tree, taking a friendly bashing from its buddies until it drops the token. And they have a comedy/acrobatic routine: allowing themselves to tip backward dizzily from a wire perch, holding a loose grip so as to hang upside down, spreading out both wings, then daringly letting go with one foot; finally, switching feet to let go with the other. Such shameless hot-dogging is usually performed for a small audience of other crows.

There is also an element of the practical joker. Of the Indian house crow, Wilmore says: "...this crow has a sense of humor, and revels in the discomfort caused by its playful tweaking at the tails of other birds, and at the ears of sleeping cows and dogs; it also pecks the toes of flying foxes as they hang sleeping in their roosts." This crow is a laugh riot. Another of Wilmore's favorite species amuses itself, she says, by "dropping down on sleeping rabbits and rapping them over the skull or settling on drowsy cattle and startling them." What we have here is actually a distinct subcategory of playfulness known, where I come from at least, as "cruisin' for a bruisin'". It has been clinically linked to boredom.

Further evidence: crows are known to indulge in sunbathing. "When sunning at fairly high intensity," says another British corvidist, "the bird usually positions itself sideways on to the sun and erects its feathers, especially those on head, belly, flanks and rump." So the truth is out: Under those sleek ebony feathers, they are tan. And of course sunbathing (like ice-fishing, come to think of it) constitutes prima facie proof of a state of paralytic ennui.

But the final and most conclusive bit of data comes from a monograph by K. E. L. Simmons published in the Journal of Zoology, out of London. (Perhaps it's for deep reasons of national character that the British lead the world in the study of crows; in England, boredom has great cachet.) Simmons's paper is curiously entitled "Anting and the Problem of Self-Stimulation." Anting as used here is simply the verb (or to be more precise, participial) form of the insect. In ornithological parlance, it means that a bird - for reasons that remain mysterious - has taken to rubbing itself with mouthfuls of squashed ants. Simmons writes: "True anting consists of highly stereotyped movements whereby the birds apply ants to their feathers or expose their plumage to the ants." Besides direct application, done with the beak, there is also a variant called passive anting: The bird intentionally squats on a disturbed anthill, allowing (inviting) hundreds of ants to swarm over its body.

Altogether strange behavior, and especially notorious for it are the corvids. Crows avidly rub their bodies with squashed ants. They wallow amid busy ant colonies and let themselves become acrawl. They revel in formication.

Why? One theory is that the formic acid produced (as a defense chemical) by some ants is useful for conditioning feathers and ridding the birds of external parasites. But Simmons cites several other researchers who have independently reached a different conclusion. One of these scientists declared that the purpose of anting "is the stimulation and soothing of the body," and that the general effect "is similar to that gained by humanity from the use of external stimulants, soothing ointments, counter-irritants (including formic acid) and perhaps also smoking." Another compared anting to "the human habits of smoking and drug-taking" and maintained that "it has no biological purpose but is indulged in for its own sake, for the feeling of well-being and ecstasy it induces..."

You know the pattern. High intelligence, large promise. Early success without great effort. Then a certain loss of purposefulness. Manifestations of detachment and cruel humor. Boredom. Finally the dangerous spiral into drug abuse.

But maybe it's not too late for the corvids. Keep that in mind next time you run into a raven, or a magpie, or a crow. Look the bird in the eye. Consider its frustrations. Try to say something stimulating.

#hugin #theme #plague

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