#i've never missed a rent payment in my life but i'm scared it may happen this time
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cosmogyros · 3 months ago
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Literally can't pay my rent until I get paid for September, which hasn't happened yet. Today is Friday, and Monday is the last day of the month. I'm so tired of being poor.
#i still cringe to call myself 'poor' bc i have my own apartment and can afford groceries#and even fun stuff like museums and cafe visits and public transport sometimes#but the reality of the matter is that after i pay off my student loans every month#i do not have enough money left to pay the following month's rent#and that's the way it's been my whole life#all my groceries and museum visits and coffee come from those few hundred euros left over#my whole life i've been choosing between 'having savings' and 'having even the smallest most humble life' and obviously i choose the latter#i never go to the movies#i buy all my clothes second hand (got some this past month after not having bought any new clothing in almost two years)#i have visited a museum TWICE this year#i go to restaurants like... once a month max#i am living the most frugal life that i possibly can without denying myself all pleasures#i don't even have netflix or anything like that! i only very rarely order delivery! i cook my own damn meals!#you get the picture#and yet still: one single missed paycheck is enough to potentially fuck up my life seriously#i've never missed a rent payment in my life but i'm scared it may happen this time#just wrote to HR of my former employer (who is supposed to still be paying me through october) to politely ask where my paycheck is#it's probably coming today (i sure as hell hope so) but if it doesn't... i legit don't know how i'm going to pay my rent#my rent is 673 euros and i only have 400 in my bank account#i probably have enough food in my pantry to survive for a month if i had to#but i've never missed rent in germany before (or ever) and i have no idea how long they'd wait before evicting me for non-payment#i'm scared. and i'm tired of being apparently the only fucking person in my social groups who is this poor#i am an over-educated 37-year-old professional who typically gets classed with the 'expats'#but one missed salary payment has me thinking about eviction and affording groceries#this is what i mean when i say i'm an immigrant. not an expat.#those people with their apple watches and co-working spaces and spontaneous trips to thailand or brazil are... a world apart from me#how come everyone i meet is so damn rich? where do i find fellow poor friends?#anyway i'm stressed. and i'm so so tired of spending my mental energy worrying about money#cosmo gyres#personal
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heartbroken-ghost · 3 years ago
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I just talked to my dad for the second time in months and am really regretting it. I realized after talking to him, that despite the fact that my parents are alive, I don't really have any. I have never had a family that can act as a support system, when I thought maybe I did. I am now facing the reality that I may end up homeless because I have no co-signer and no credit because my father convinced me to never get a credit card, so I never did. I asked him if he would be willing to be my co-signer but he said he's not comfortable with it after everything that happened. And wanna know what actually happened? They emotionally abused me and I cut them out of my life earlier this year for my own health and safety because how they made me feel about myself made me suicidal (which they also got mad at me for). I suggested we all go to family therapy but he said he would only be willing to go if he didn't have to pay for it (and my step-mon was unwilling to go at all, which makes family therapy pointless considering that you can't give family therapy without all of the family members present). I'm on disability for my mental health issues and fibromyalgia, so I couldn't afford to pay for it (seeing as disability gives you up to $1169/month here and you can't even find an apartment in my province for almost anything less than that). I did try to set boundaries with them but it ended in them all screaming at me and invalidating me, as usual. So I got fed up and decided to stop talking to them until reaching out to them recently because I missed them and wanted to see if we could maybe work things out. But seeing as my dad won't even be a co-signer for me, despite the fact that you need that to get an apartment here if you don't have a credit score, and that I've never missed a rent payment (or asked him to help me pay rent) even when I was a full-blown crack cocaine addict, he clearly doesn't actually care about my safety or health. So why should I bring someone back into my life that wouldn't even help me when not doing so could lead to me becoming homeless? He said he loves me and I told him to never tell me that again, because I don't believe him anymore. I jjust poured out almost everything he made me feel over the past ten years and I am worried that I hurt him, but honestly he doesn't care if he hurts me - which I know because when I told him that he did, all he had to say was that he didn't and that he was sorry but he didn't see why I felt that way. I told him if I end up homeless I'll make sure to thank him, and honestly I can't say that I blame myself. I deserved better than to feel like my own parents don't even love me and I told him that. I am very scared right now of what the future is going to hold, but at least my "family" won't be in it. Wish me luck in trying to not be homeless lol, I'm gonna need it.
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