#i dont need it explained to me. especially by someone who isnt an immigrant

[vaingod]

What are some of the things you've noticed about these middle class city gays and their lifestyles? What are some of the things that stood out to you the most that is completely normalized? Because I see these pretty gay boys from the global north on Instagram and how perfect and white their teeth are, iPhone, MacBook, nice restaurants, nice gyms, holidays, expensive clothes that look very plain but you know that plain white t shirt was somehow $100 to me its like when Katniss sees the people in the Capitol and I just can't relate...especially since theyre all so skinny and pretty and have nice things!

Ok im saying this all as an immigrant thats lived here for a decade and still experiences this disconnection between city gays. Its the money, its always the amount of money they are comfortable throwing away on tech like you said but its more than just some rando city person buying themself an apple product once every 3 years or something. In order to live the life that you noticed these people tend to live you need 1 of the 2.

1. Rich parents. Most city gays that you see on Instagram are these. They usually go to school or have a job like one day a week type deal but they dont worry about rent or bills ever, no number on paper scares them to say the least but they are also really weird about you paying back like coffees or miniscule shit.

2. Are in debt. Most of my friends that are middle class are this

Like i wont forget meeting this girl through a drag actor friend of mine and she was cool and one of those all pink people so we vibed nicely until she started pulling up pages and pages of clothes and shoes and furniture that cost more than ive spent my entire life and talking about all the things she wants like a bratty child and i was losing my grip on reality before she talked about her hot pink custom paint job porshe and how her dad payed for it all cus she wasnt gonna drive a boring straight car. Like this attitude specifically is what drives me up the wall cus as someone whos jumped to and from alternative scenes a big appeal was making my own accessories and clothes and fucking shit up and looking trashy but alluring to other people like me. even when i went through my fem diva phase i exclusively thrifted vintage clothes to embody a 60 year old diva i didnt spend hundreds of dollars to look good?? My 90s thrifted furcoat ive worn for 7 years cost me 10 bucks.

As for middle class or poor gays that are in debt that keep going in debt to allow themselves the luxuries that they see gays with (their parents) money can allow themselves, i feel like its a very complex social dynamic that isnt easily explained by poor prople are allowed nice things or everyone deserves luxuries. And its harmful however its explained because very often the sentiment from middle class gays in regards to overspending obfuscates what a luxury is, not a few times have i heard from gays with debt "if i had the money i would take a private jet everywhere i wouldnt give a single fuck if i had access to things that rich people had I would use them just the same or more"

Class division is really like that tho, id compare it to how middle class suburbians dont want better public transport and shut any finances that go into it cus they dont want poor "suspicious" people coming to their neighborhoods. And that shut down of public transport only hurts them and their community but they do it anyway. Ill say it outright most middle class gays in debt that do everything to spend money to live a fantasy of not being in the same social class as poor gays are doing so intentionally.

[whitmore]

next citizen that tries to citizplain immigrancy to me gets their citizenship revoked and given to me

[the-sanders-sides]

indian american (desi) roman

hi! i relate to roman and ive been seeing posts like these and i got inspired!!

part 2

his name is actually rohan, but he started going by roman in middle school partly as a pun by his friend patton, and partly because “there are like six other kids on our street alone named rohan. i need to stand out! out there in the real world theyll never expect me, the desi kid, to be named roman!”

his parents both immigrated to the US when they were kids and his family followed the ~American Dream~

he grew up in an asian community and rarely saw non-asians until he was in middle school 

he does dramatic retelling of ztv hindi dramas and thats where first he got into acting

he’s short and furious

his grandma always said it’s cuz he doesnt drink enough milk 

he tries to explain to her genetics so basic that even he could understand

his grandma doesn’t believe genetics. it’s the milk.

his cousins back in india rave about cricket and soccer to him

he doesn’t get the appeal of either sport, nor he understand the convoluted system of cricket

once he was old enough to realize this, he began to despise how even though the constitution says freedom of religion, public schools still make the kids do christmas activities and thanksgiving and easter activities that are mandatory. bc if it theres truly freedom of religion, then shouldnt public schools, a governmental, public organization be fully secular??

he is very upset at the christain centric & abrahamic religion centric  view of the world that the schools teach, and how they dont even talk about anything that isnt an abrahamic religion (not even in history class!)

on diwali in high school he sneaks into the administration room and takes over the school PA system to talk about diwali and hinduism and how the world isnt just abrahamic religions

speaking of diwali

he is in LOVE with doing rangoli and always does more and more elaborate ones each year

he tried to help make bhatura once. he was not allowed in the kitchen afterwards

“it’s okay that youre that bad at cooking as long as you marry another indian person who can make you these things, otherwise, ill teach you until you can out-cook me” said his grandma

there was a family reunion once and he didnt know anyone there

he met some cousins for the first time when he was sixteen. it was like theyd known each other since they were babies.

he always feels insecure about doing bad in school because of how high a value his culture places education and knowledge but he cant seem to understand anything

when he was younger his grandma told him if he didnt pass math theyd change his last name from an indian one to the name “smith”

he passed math for the sole reason to not become a white person (because yes roman, thats what happens when you change your last name, dumbass)

his other desi friend told him in her dramatic indian accent that her mom said “youre an A-sian, not a B-sian” in regards to her grades

he couldnt stop laughing for a good ten minutes

when he came out as gay his parents, while not really understanding because being gay wasnt really talked about whn they were growing up, they were extremely accepting

“did you actually think we were gonna be like those christains who kick their kid out because it goes against the bible?” “...” “rohan! learn your own religion! have you even seen the karma sutra?!” “dad, ew”

he is fluent in english and can understand hindi but has trouble speaking it back

his cousins in india tease him and his siblings for their desi accents when he speaks hindi

when theyre teenagers, his cousins teach him hindi swear words

“okay so kuti is, you know, female dog, and then you know how theres motherfucker in english? well in hindi we’ve got bhenchod”

“ASFDGF SISTER FUCKER?? ARE YOU FOR REAL?? OH MY GOSH THAT IS SO MUCH WORSE THAN MOTHERFUCKER I LOVE IT”

he loves doing kathak dance and loves how it integrates sound with the movements and he took classes in it and can do it perfectly

even if he is a partial disgrace for his bad grades, his commitment to kathak, ztv impressions, and indian flute saved his reputation (and also those skills landed him a professional theater role fresh outta high school)

he’s also the biggest defier of the “indians are good at school especially math” stereotype because someone once asked what 2+3 is and he said 1

it wasnt his proudest moment, yet he was proud of himself for breaking down stereotypes, one dumbass moment at a time

speaking of stereotypes

whenever people are racist he just shouts at them and insults them with his Superior Confidence and also to defy stereotypes that indians are just socially awkward nerds who cant defend themselves (looking at you big bang theory)

once he was walking with a friend and they were talking in a mix of hindi and english and some jerk asses laughed at them and were like “hey curry munchers!” and then bowed in a super offensive way while saying “namaste” and pronouncing it horribly wrong

he responded by yelling back at them “we’re in america! speak english!” and that shut them up. 

he pretends that being called racist stuff doesnt hurt him, but when he’s alone he lets it show and oh boy

oh fucking boy is he sad because he hates himself and actually lets everything thats said to him get to him even though he doesnt show it and his self esteem is very fragile

he is absolutely in love with vardaan arora’s music, mostly because he is also gay and indian (and very attractive)

he obsessively watches || Superwoman || (aka lily singh) because oh dear are there a dearth of desi creators and actors and stuff and her videos are so relatable and funny

speaking of which

despite his huge resume and experience and overall amazing ability to act, he is yet to get his big break because he declines most major roles he gets because he refuses to portray racist and stereotypical depictions of indians

and also because no one is really race blind and they wont hire an indian lest it become an “indian show”

his grandma is happy in the end because he does settle down with a nice, smart, indian boy who can cook and counteract all his dumbassery ;) ;) ;) *cough* logan *cough*

all in all, he loves his culture and his family (even the family members he’s yet to meet)

[blog-optimisticcoffeestuden-blog]

Is it better to pay your home taxes & insurance yourself or let the mortgage pay it?

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Right now our home taxes & insurance are spread out through each month. Would it save any money if we just pay it ourselves each year instead of spreading it through the mortgage? I know it would obviously lower our monthly payments but I mean is there any other way it would be better. I'm not sure if interest is charged on it or not.

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

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I opened up a business and i need insurance and I'm looking for a good one with a reasonable price with workers comp and liability I live in California south bay got any you recommend?

Renting an Apartment: Is this cost per month affordable for my budget?

The apartment's rent is $750 a month...I'm living with 2 other roommates, so we are dividing that cost three ways. We'll each owe $250 a month...plus electric ($35 - $50 a month), plus cable t.v. ($30 - $40 a month), plus WiFi internet ($30 - $40 a month). So all together, each of us will owe around $275 a month, roughly. I make $32,000 a year before taxes and health insurance...I make a $250 car payment per month, and car insurance is $1000 (+ or -) for 6 months. This is my first time renting (I'm 20), so I want to be sure that I can afford this apartment.""

Do Police Officers have to pay for their police car & insurance?

Im wondering if police officers have to pay for the police car they use, and if they have to pay for the insurance, or is it covered by the police department? and do they receive gas money or you have to pay for it out of your own pocket?""

""If i was an officer in the air force, does that military help pay car insurance?

how nice r the houses on base and how much meal do i get to eat per day while living on base?

Does anyone know about kit cars and insuring them?

I am a younger driver and was told my insurance wouldnt be as much if I was to buy a kit car. Anybody know about this?

""How much do you spend on car expenses (gas, insurance, etc.) every month?""

So I'm thinking of getting a car and just wondering how much just as an average estimate it costs people every month when you add car payments, gas, insurance, and whatever else like carwashes and oil changes. I know it's different for everybody...how much for you?""

What is the cheapest insurance for a new driver with sports car (97 camero)?

About how much can I expect to pay???

Cheapest car insurance for 18 year old ?

H there, once again i ask for thy help!!!>.. < ... so here i just bought a 2002 VAUXHALL CORSA 1.2 SXI BLACK, 1000 pounds, 90k Miles, im on a provisional license, hoping to pass by january. I will do aorund 6k a year miles. car will be used to get to uni, work and commute for shoping. thanks""

Which company does the cheapest car insurance?

I have moved house and when I changed my address the Insurance company wanted an additional premium of 298. As you can imagine I cancelled the policy. I am now looking for a cheap insurer I have golf GTI (150) and my new post code is classed as higher risk. any ideas ?

18 year old car insurance rate?

Can you give me an educated guess on how much it would be per month or 6/mo to insure an 18 year old boy on a 2005-2009 Mustang GT? Can Military service lower/raise the rates?

Where can I get cheap insurance from ??

Just passed my test I'm 17 I have bought a 1985 old Nissan micra. I have 3000 where can I get cheap insurance:)

Anyone who has state farm car insurance?

i'm going to be 17 soon and i'm planning on getting my permit. i live with my aunt so if i get my license i would most likely be under her name for insurance. the problem is that shes worried that if i do get into a huge car accident, then theres a chance that we would lose our house. but i really need to drive because i need to work and my aunt is working too so it would be hard for her to drive me to work. she also said that car insurance for teens is really expensive and i know that that's true. what should i do? by the way she has state farm insurance and i would need to get a car to drive if i get my license because my aunt only has one car right now. but im definitely not going to get a new car, probably a used compact car like honda, mitsubishi, or hyundai because i know that the age of your car and the type of car you drive effects how much your insurance will cost. any advice on what i should do?""

Unlicensed Driver / Settle w/o car insurance?

Someone borrowed my car and got into a minor accident. Turns out they have a suspended license :( He told the other driver he would pay for damages, just give him 2 estimates. He didn't get the other drivers info at all (grrr!) .. only gave him info from my insurance card and his cell number. A few days go by and no contact from other driver. Today my insurance company calls me asking for details! :( Now what do I do!? Can this still be settled without the insurance company?? I've never had to deal with insurance companies before so I dont know what to tell them and I want to minimize any trouble I may be in now thanks to friend who borrowed car!""

Car insurance renewal quote question?

I hit a car in front last yr which i believe was not my fault. i didn't pay my excess as i had no damage on my car. however she said they was damage on hers and she had hurt herself which i believe was rubbish however!! when filling my questions out on my insurance quote do i say i had a claim? as i didn't claim for damage she did and compo, i only lost my no claims. can anyone answer please?""

""Cheap car insurance in Highland, CA?""

Um i live in highland ca 92346, im 18 male just got my license 1 month ago, jux bought a 96 honda accord, anniversary edition. 4 doors, 150 k, excellent condition, which car insurance is the lowest for a guy my age?""

How does 21st Century Insurance Compare to Allstate?

I currently have allstate for my car insurance. I was given a quote from 21st Century Insurance and it is less than half of allstate. Is 21st Century a good company to get? Or should I stick with Allstate?

How can i get car insurance on a car that is not in my name or my husbands name?

Our car (or my husbands car you might say) is legally my father-in-law's because its registered in his name. My husband's car insurance is also under his father, but his name is on his father's insurance policy. (so its my husbands car insurance, but his father is the main one on the policy... he's under his fathers car insurance more or less) The car is registered in Georgia, and the insurance is an out-of-state insurance from Georgia but it insures us down here in Florida (where we live). He has Allstate insurance. How do i come about getting car insurance on our car? I'd have to get it myself... i don't think they want me going under their policy (or whatever it is you call it)... id have to get it on my own. Would it cost a lot more because i'm doing it this way?""

Is it better to pay your home taxes & insurance yourself or let the mortgage pay it?

Right now our home taxes & insurance are spread out through each month. Would it save any money if we just pay it ourselves each year instead of spreading it through the mortgage? I know it would obviously lower our monthly payments but I mean is there any other way it would be better. I'm not sure if interest is charged on it or not.

Why are insurance rates going up even if its not your fault?

I work in claims department of a big insurance company. And I found out that even though it is not your fault or if its a comp claim, there is still a possibility that your rates would go up. Why is that so?!?""

Acting career where do i start?? where is safe and affordable places to live in LA?

Hi everyone first let me just say thank you for your time in advance. I want to move to LA and start my acting career but i have never been in LA so i dont exactly know where would be safe to live and also affordable. Also i wanted to ask about acting a lil bit. I have no experience but i Know thats what i want to do since i can remember but i lived in Germany my whole life and the opportunity isn't really big there and now that im moving to the us I thought why now go after my dreams. After all you'll never know unless you try right... I am 27 years old female I am originally from Ethiopia but i grew up in Germany. I speak 4 languages but thats all i have to offer because i dont have any previous acting experience nor i have never went to acting school. So where do I start??? Any suggestions???? Every advice helps thank you so much for your time again.!!!!!

Car Insurance Question?

I recently had an accident that caused my car to be written off. There have been no problems and I'm now waiting for a cheque from my insurers. My question is this. When the cheque comes and I buy a new car what happens with regard to insurance, will I have to take out a new policy, can I keep the existing policy and add my new car to it, will my monthly payments go up, or none of the above? I'm sure this is very simple for an expert but it confuses the hell out of me.""

Multi-home homeowners insurance?

My wife and I are buying a home, she currently has a home that she is going to keep and let her parents live in. We have a dilemma when it comes to homeowners insurance because you can only have one primary residence. The insurance agent is telling us we need to have a landlord policy on her home even though her parents don't pay her. The landlord policy is much more expensive. We can't do a vacation policy because it isn't technically a vacation home. Any ideas on how to resolve this issue? This is in CT if it makes a difference. Thanks!""

How much would insurance be per month for a 17 year old driving a 2014 Mazda 3?

I am 17 years old and just graduated high school. I will be 18 in 5 months. I am looking into buying myself a new car. I know all of the responsibilities that comes along with buying a new car and talked to my parents about it. I did my research and I found that a new 2014 Mazda 3 is only $200 a month. Which I can afford. However, I was wondering how much insurance would be. I looked up a few quotes but I'm not sure how accurate they are. I was wondering how much other people were paying. Of course age is taken into consideration so it will be higher. However, if it will be too much I am planing on going under my fathers name since he is much older and clearly has more experience. So if anyone would like to help me out and tell me what they pay for insurance it would be very helpful! Thanks!""

Car insurance for provisional license?

I have a Peugeot 807 2.2 and want to insure someone that has only got a provisional does anybody have any idea how much i would be looking at.The person is 35.

Whats the cheapest car insurance?

Whats the cheapest car insurance?

Car insurance rates in florida?

I lent my friend my car in florida and the car broke down he called for assistance and the tow truck hit the car will my car insurance go up i have geico

Whats a cheap insurance company for a 16 year old boy?

Whats a cheap insurance company for a 16 year old boy?

""Deploying and no long need car insurance, will rates go up when I get back?""

I'm leaving in January of 2011, but I'm also going to a new MOS school from July till Sept. If I don't have car insurance from July 2010 till January 2012, will my rates be higher when I get back and get insurance again?""

""How would you cover people who are denied health coverage by the insurance companies, if not a public option?""

There are many Americans who want health care, but cannot get adequate coverage because they have a pre-existing condition, can't afford it, or are denied by insurers. Maybe they are working but their company doesn't offer medical coverage for them. How do we help these people? Are they just stuck?""

Health Insurance for stay-at-home Mom & Baby?

I need to find affordable, but good, health insurance for my baby and myself. If my son and I go on my husbands insurance, I'd need a job just to pay for it because it's so expensive! I'm currently working but will be quitting a few months after our son is born. We've decided it would be best if I stayed home to raise our son. So, we need to find health insurance that wouldn't be sky high. Any suggestions? And thanks so much!!""

Do you need the VIN to purchase insurance?

my husband bought a car at an auction today with his friend, we will have the car tomorrow by 1pm but were hoping to get insurance bought in the morning, do we need the VIN to purchase insurance so he can drive it tomorrow?""

Good mobile insurance companies?

I'm getting an iPhone 4S and I want to feel as though I've got back up if something went wrong (I'm very clumsy too at times) and I've been through lists of insurance companies and they're either too expensive or have bad reviews about 'receiving refurbished phones' Can some one tell me a good company they know of under 7 per month and/or even better someone whose had a claim and they were a good company?! Really stressing out!

Should I call my insurance company?

Last fall I hit a raccoon really hard and it ruined my front spoiler and my radiator, the damage was under my deductable so I decided to just buy the parts on my own. Since I don't drive the car in the winter I parked the car over the winter I decided to just put the car into storage and buy the parts in the spring, so I bought the parts, installed them and now I found out that my motor is ruined from the car overheating after I hit the raccoon. and its going to cost a ton of money to get everything fixed on this car. Would I be able to claim something like this even though it happened 6 months ago?""

Insurance on a 2004 hyundai tiburon GT?

im 16 and i want a 2004 hyundai tiburon GT for my first car and was wondering if you could give me an estimate on what the price would be for insurance each month if it is under my dads name who is 47 he also has an avalanche an armada and a 2500 dodge ram under his name if that helps?

How much is car insurance for a 17 year old female?

im 17 and would love to buy myself a car but i worry about the insurance. i am thinking of buying a used 1998 jeep grand cherokee, its a really good price but i dont want to go and buy the car if insurance is way to expensive. any ideas on how much insurance would cost. if it counts i do get good grades in school.""

Can my car insurance just go up for no reason at all?

I have been paying $150 for my car insurance for the past year, but now my dad just told me that it went up and know i have to pay $250. Why is that if I haven't got into any accident or anything. Or is he lying to me?""

How can I get my own auto insurance and still be decently affordable?

So im 20 years old almost 21 living at home and ready to get my own auto insurance. My daily driver is a 1999 s-10 Blazer and for my playtime car im looking into a 2005 GTO. I know instantly thats a red flag cause im young, but thats why I want my own insurance. But the thing is....I talked to the insurance writer and they told me that even if im on my own insurance, if something serious happens to me in a auto related accident, they can still come after my parents assets and insurance since I live at home still. Is this true? also any tips for a young guy looking for independence with his own insurance?""

Who pays? Auto or Health Insurance?

I was rear-ended and suffer with neck/back pain. Had hospital, ambulance and doctor's bills that my HEALTH insurance paid minus my co-pay with no questions (<$1,500. minor accident). Her AUTO insurance company has paid me a settlement that includes payment for my medical bills. I'm in Texas. (1) Will HEALTH ins. want to be re-paid? Meaning, is HEALTH primary or AUTO primary? (2) Can/Should I also file this on my PIP auto policy? Is TEXAS a state that allows double-dipping?""

Why have my health insurance premiums increase 72% over the last few months?

I received a letter a few months ago that my premiums would be increasing due to the ACA. I never thought they would increase by 72%. I thought President Obama said our premiums would decrease dramatically. Full coverage + Vision and dental 31/m non smoker (very healthy and active) Haven't been to the doctor in years Golden Rule United Healthcare Premiums a few months ago $193 per month $35 co pay $1500 deductible Premium starting next month $267 w/ same co pay and deductible WTF? I make roughly $2200 a month before taxes and fail to see how this is affordable.

""What is the lowest, best Liability auto Insurance in Dallas?""

btw anyone tried Geico and are they really cheap? I know that billionaire guy owns the company, but is it any good?""

I just purchased car insurance today?

So I just passed my test today and just purchased insurance from Bell over the phone, and my policy starts from Friday. I know I cannot drive until Friday. So say I was pulled over by police on Friday night, and I have to take documents to the police station, how do I prove to them that I have insurance? I don't have a piece of paper but I DO technically have insurance .. What do I do if I get pulled over?""

How much would the insurance be on a 1969 Camaro Z28 or a 1969 Dodge Charger?

I'm looking at buying a 1969 Camaro Z28 or a 1969 Dodge Charger. Would there be a difference in the insurance? I'm 17 but by the time I find my car I'll probably be around 18 or even 19 considering that the car may need some work. I live in Ontario and I want full coverage.

In a california DUI license suspension how do i get my license back?

its been a year that got a DUI in California and got my license suspended, and im just wondering how do i get my license back? do i just show up to DMV? i never got sent to court so by law the case gets dismissed after a year. so how do i go about getting my license back. ANSWER FAST!! :D""

Is it better to pay your home taxes & insurance yourself or let the mortgage pay it?

Right now our home taxes & insurance are spread out through each month. Would it save any money if we just pay it ourselves each year instead of spreading it through the mortgage? I know it would obviously lower our monthly payments but I mean is there any other way it would be better. I'm not sure if interest is charged on it or not.

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