#hopefully the paint isnt oils

[downydig]

undefined

[mi1k-wizard]

oil painting tips

@pansy81 when using oils its VERY IMPORTANT to understand that youre working with layers. on the bottom layer, you should always use the most paint thinner/mineral spirits to thin the paint out, and as you add more layers use less of it

this makes the thinnest layers on the bottom and the thickest layers on the top. that way the bottom layers dry before the top layers do, preventing the surface from cracking after drying

also, you can use willow charcoal to sketch before painting. its not necessary but it can help save some paint. willow will easily wipe off with a towel, and the paint goes right over it. just make sure it isnt TOO dark before painting because it might mix together and make a gross muddy color.

another tip is, just like any other drawing from life, start with one color to mark out the darkest parts of the image first. getting the value down before adding the colors and details is important. it also allows a balanced color palette throughout the painting.

also NEVER PAINT WITH STRAIGHT UP BLACK. your darkest values should never be pure black. you can mix a *little* black with colors like brown or blue or red, but straight up black is almost never going to look right. unless you figured out a way to make it look good which hey, more power to ya.

and you dont really need to blend things in to have a perfectly opaque painting. oils are meant to have texture; being able to see the brushtrokes is what make oil paintings unique!

lastly, just watch speedpaint videos and pay attention to other peoples techniques. that always helps. but dont forget to develop your own style. nobody paints the exact same way! embrace your individuality.

anyway thats pretty much all i can think of at the moment. hopefully this helps! 🌻

[theliberaltony]

via Politics – FiveThirtyEight

Graphics by Julia Wolfe

We’ve said it before: The stock market is not the economy.

Usually, this simply means that fluctuations in the markets may have little to no real bearing on the underlying realities we think of as making up the economy. Or that there are many important structural factors that make the markets’ outlook different from how ordinary citizens view the country’s overall economic health.

But now, those usual bromides risk wildly understating the disconnect. In the time of COVID-19, the stock market couldn’t be more divorced from the United States’ broader economic situation. Although the S&P 500 tumbled sharply in March, as the coronavirus shut down large swaths of the economy, it had made back almost all of its losses by the first week of June — before dipping again and then quickly rebounding yet again.

Even beyond the markets, there has been some data to suggest that the worst fears about the economy in late March and April were too pessimistic. (Take May’s jobs report, for instance, which showed a surprising decline in unemployment even after accounting for a classification problem with laid-off workers.) But the overall state of unemployment is still quite bad by historical standards, which mirrors numerous important economic indicators that are almost uniformly down — to a significant degree — from last summer:

Obviously, not every core indicator has dropped off a cliff in the face of this recession. Inflation, as measured by the sticky-price consumer price index (excluding ever-volatile food and energy expenditures), has dipped some since February — from 2.8 percent year-over-year to 2.1 percent — but remains in a relatively normal range. New building permits (a sign of construction investment and activity) have rebounded from an initial dip and are almost back at last year’s level. And measures of credit risk, such as the TED spread, have stabilized, indicating a low implied risk of commercial-bank defaults.

But employment rates, oil prices, consumer confidence and many other measures paint a clear recessionary picture. Even corporate earnings — which in theory help dictate the prices of shares on the market — suffered their worst quarter since 2008. (This is what has driven forward-looking price-earnings ratio forecasts for the S&P skyward.)

And yet stock indices continue to rebound much faster than the rest of the economy.

Why? As is usually the case in economics, it’s complicated — and everyone has a pet theory. A few include the idea that investors are betting on a quick “V-shaped” recovery (rather than the longer, slower “swoosh” shape many economists have predicted) and banking on corporate profits eventually rebounding in the medium and long run. (And why not? The Federal Reserve’s actions have made it clear this is a priority.)

Some prominent tech companies at the top of the market (such as Microsoft, Apple and Alphabet) actually have reason to think the pandemic could shift business in their favor, with so much emphasis placed on digital shopping, communication and entertainment. And the rise of algorithm-based trading has insulated markets somewhat from the shocks that could be created by big news events, such as political developments or the protests against racial injustice currently sweeping across the country, since dispassionate algorithms don’t get worried or scared by the news the way humans do.

But Tara Sinclair, an economics professor at George Washington University and a senior fellow at the Indeed Hiring Lab, told me she thinks the markets are also providing a better place for wealthy people to stash their money than alternatives like bonds or banks.

“People, particularly the rich, have cut back their spending, so they need to park their funds somewhere like the stock market (especially since interest rates are rock bottom),” she said in an email. “Inequality can mean that even with millions out of work, there might still be a glut of funds from the high-earning and/or high-wealth individuals.”

As Paul Krugman of The New York Times pointed out relatively early in the crisis, the yield on Treasury bonds is so low (see the chart above) that stocks are an attractive option — even in the midst of a recession caused by a once-in-a-generation pandemic.

“Recent stock market performance could be more about something like a savings glut rather than optimism on the future value of companies,” Sinclair told me. “It may be more about the S&P 500 being better than anywhere else to put funds rather than about actual optimism.”

That doesn’t necessarily mean there’s no optimism driving investors’ actions, though. “Maybe (hopefully?) people are investing for the longer term and are viewing the current economic situation as substantially temporary,” Sinclair wrote.

And it’s worth noting that, despite everything, the markets are not totally separate from the virus that continues to afflict every corner of the world.

When news of the coronavirus first hit, the VIX — a measure of market volatility perhaps better known as the “fear index” — spiked to 82.7, its highest level ever. (The previous high was 80.9, which it hit in November 2008, when the Great Recession sparked a massive selloff.) News of a COVID-19 resurgence earlier this month caused the VIX to surge to 40.8, another abnormally high number — outside of recessions, the VIX usually floats between 10 and 20. Despite the rising indices, uncertainty rules the stock market right now.

What that means down the line is anybody’s guess. But for now, Wall Street has shown a shocking amount of resilience even as almost every other economic indicator has tanked. If nothing else, let this be the final confirmation that, once and for all, the stock market is not the economy.

[profoundgardenertree-blog]

Help!  Car insurance question?

"Help!  Car insurance question?

I am 16 years old and i want to buy my own car.    I want to buy something a little older that looks nice, is more reliable, and has more features than a new, cheap car. But some people told me that the insurance premium will be based on the value when the car was new. Is this true? Am I really going to have huge insurance costs on a car that isnt worth that much anymore?    PS: I live in alberta, canada   my budget is about $5000-$12000

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

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Car Insurance for a 2007-08 Mustang?

Can anyone give me an estimate on about how much a 17-18 year olds car insurance would be if they were to drive a 07-08 ford mustang please.

I need a thesis senctence on citizens not being able to afford health insurance?

I need a thesis senctence on citizens not being able to afford health insurance?

""How much would i pay per month for insurance on a $100,000 condo in northern virginia?""

say the condo is a few miles outside DC, is worth 100,000-120,000 whats the ball park amount id have to pay for insurance each year?""

Does anyone know of anykind of affordable health insurance for my mother?

She is age 62, never worked outside the home, and presently does not have health insurance...""

Help!  Car insurance question?

I am 16 years old and i want to buy my own car.    I want to buy something a little older that looks nice, is more reliable, and has more features than a new, cheap car. But some people told me that the insurance premium will be based on the value when the car was new. Is this true? Am I really going to have huge insurance costs on a car that isnt worth that much anymore?    PS: I live in alberta, canada   my budget is about $5000-$12000

How can I prevent this girl from completely taking advantage of my insurance company?

A few nights ago I accidentally brushed the side of my neighbor's car with my front bumper (cause she was parked like an idiot as usual). I'm taking full responsibility of it cause it's my fault and I have no problem with that. Initially I was going to pay for the scrape to be compounded out and whatever else was wrong as a result of me hitting it. However, when I spoke to her, she started pointing out a ridiculous amount of things: there's a scratch in addition to the scrape (ok, sure), she says I cracked her light (maybe I did, it's possible) but she's also saying that I caused her tire to pop out and that there's tread missing from it (which makes absolutely no sense because I didn't hit the tire or rim or wheel well at all). Basically, she expects a whole new paint job and a set of tires which is ridiculous for the small amount of damage that was done. I want to make sure she isn't trying to take advantage of my insurance company and cause my rates to skyrocket as a result. The car is a complete piece of sh*t and she doesn't take care of it at all - the paint's dull, the rims are rusted - and I think she's trying to fix these things by making it like they were a result of me hitting her. I have no problem at all taking responsibility for the damage I did, but I do have a problem with her making things up and trying to fix other issues through my insurance company. The last claims representative I spoke with told me that I would not be contacted by the adjuster at all since there is no damage to my car. Since she's going to be talking with the adjuster and I won't, I'm afraid she's going to exaggerate the amount of damage. Should I call my insurance company and tell them this? Will they care? What can I do?""

Health insurance for non-residents of US?

My cousin is from Mexico and she is staying with me becuse her parents can not care for her anymore over there. She only has a Visa, she is not a resident. She is also a type 1 diabetic, the other day she got really sick with diabetic ketoacidosis, I had to take her to the E.R and now I am being charged 7000 for her care. Is there any way I can get some type of health insurance for her even if she is not a legal citizen of the Us and she is not my child? And could I get any goverment or any help to pay this bill? Thank you in advance.""

How much will my car insurance be when I turn 23?

I hear your monthly car insurance payments go down significantly once you're 23. I turn 23 in a few months and currently pay $65/month. How much can I expect it to be after I'm 23?

Cheap Car Insurance (17 year old)?

Has anyone got cheap car insurance from a specific provider? I will be 18 soon, just passed my test and I have a Peugeot 206. The cheapest I have found is 400 per month. Please help. Cheers""

What are the best/cheapest insurance companies in the uk for motorbikes?

and yes i will only of just passed my Direct Access and likely to be riding a 600cc.....thanks

Car Insurance Settlement?

Ok about 3 weeks ago I was rear ended while my car was stopped on the freeway. The guy hit me doing about 30mph. I have had back and neck problems ever since. I have been seeing a chiroprator on a weekly basis. Also it was a hit and run but I was able to get his license plate number. I live in California. Ok so his insurance company called me trying to settle for 1000 plus my medical expenses. The problem is I don't now what my conditions will be like in the future. Also how many times will his insurance call me and change the offer?

Good place to buy car insurance for an 18 year old?

I'm 18 and just recently passed my driving test. Problem is, my Dad wants to put me down as a second driver on his car but it's a BMW sport with a 2L engine. The cheapest quote I could find is 4,500 annually, which my Dad is not prepared to pay of course. Some companies were even asking for 40,000 which is just a joke! I have been driving this car for over a year and now that I finally have my license, I'm pretty annoyed that I'm not able to drive the car that's just sitting outside. Anyone know any other routes I could take? Weekly car insurance? Monthly? Ideally I'd like to have a quotes of less than 1600 annually, but now it seems unlikely. Buying another car is not an option as I'm going to Uni in a couple of months and will not be needing it anymore. Any suggestions would be helpful, thanks.""

How much would insurance cost for a 1995 Honda civic ex?

For a 35 year old with a good driving record? I know its different from company to company but what's a good estimate

Will my parents car insurance go up if they co sign for me?

I have my own car and need car insurance but I need my parents to co sign for me. I'm getting a different insurance company from what my parents have on a different everything. Will them co signing for my insurance affect their insurance with anything? Like will their insurance go up because they co sign for me? Or if I get a ticket or in a wreck will it raise their insurance costs? We live in the USA.

It is good to Invest in LIfe Insurance than a Bank?

Life Insurance cover -Accident insurance -Death Insurance -Hospital Insurance -and they say you can retrieve the money that you've deposit if you don't like to continue with a good interest. anyway the life insurance that i talk to is sunlife flexilink, they say it is good to invest unlike in a bank please give me an advice, thanks""

Cheapest car insurance for 17 year olds in the Uk?

Hi, 17 in a week and was wondering what the cheapest insurers would be for 17 year olds, I know there won't be no cheap cheap ones because, well I'm 17 lol but anyone have any ideas? is it worth looking on go compare etc?""

Insurance on financed vehicles?

is it true that after 3 yrs. of financing a vehicle you no longer need to purchase full insurance? you can only do liability insurance. Is that true I think someone said that is the case for Allstate Insurance.

How much is a no insurance ticket in California?

This is my first time getting a ticket so I don't know how it works. I was in my brother's car and it has no insurance however my car does. I live in the bay area if it helps. My ticket won't come for another 3-4 weeks and I just want to have a idea of how much it will be. Thanks!

How much is insurance for a 16 year old?

So Im looking to buy a car when I turn 16 in a few months.. preferably the 2012 beetle which comes out to be around $25,000 and about $400 a month for 72 months. And I am also looking to get a job and work as many hours as I can, including the summer AND when school is back in session. I live in Southern California so minimum wage is $8.00... I am just hoping I can afford the car even with the cost of insurance... and after taxes as well! Im having trouble figuring it out so PLEASE help! Thanks :)""

How much does Bmw Insurance costs?

My dad and I will buy a BMW 2006-2008 3 Series he is 45 and he pays for his mazda 3 year 1998 80$ per month, but i wanna know how much will it costs for a BMW..we live in florida and i am 19""

Cheap motorcycle insurance for 18 year old?

Im 18 an looking to get a street bike this year but the insurance company my parents have(some local small insurance company) saids they cant even give insurance until ive had lisense for 5 years which is bullshit. Even after 5 years they said it would most likely be around 4 thousand a year which is rediculous! All i want to do is own a motorcycle an ride but damn insurance is too high! Any cheap insurance that gives full coverage to 18 year olds. Btw my driving record is clean with no accidents or tickets

""I'm 18, want a Toyota Supra in a few years. Need help!?""

I'm 18 and love cars, especially Jap cars. Before anyone starts, I'm not one of those boy-racer types, I'm genuinely interested in that car. I know you can get a 2nd-hand Supra for less than 5000, but can anyone advise on insurance and how/where to buy a Supra, by age 23/24? I plan on respraying the Supra a bright orange, and getting a bodykit for it - making it look really nice.""

Can someone give me an auto insurance cost?

Does anyone know what the cost per month of Ohio car insurance would be for a 19 year old male. Just an idea would be good, thanks.""

""Car insurance for 2 people, is it cheaper to insure 2 seperate cars or 1 ?""

So 1 car each, or one between 2 people..... which one would generally be cheaper ?""

Can an employer deny health insurance for a spouse if they have insurance in california?

i have insurance and he is on mine, and he has insurance but it is too expensive for both of us. is there a particular law that says my employer cannot force me to use his or force him off mine?""

Where can i buy rebuild-able cars from insurance companies?

I live in the state of Indiana, is there a place where i can buy rebuild-able cars from insurance companies, or from a action place where they are not so expensive?""

""If I already have health insurance, but get hired somewhere where they also have health insurance as a benefit?""

does that mean I HAVE to have their insurance? I want to keep my own insurance, which is under my parents health insurance.""

Where can I get individual health insurance that will cover Pregnancy?

I live in a small town in Texas, I was recently married in June 2008, we got pregnant with twins but unfortunatly had a miscarriage...one of hardest things I have ever had to deal with...anyways...we want to try again but I really want to have health coverage and not have to pay out of pocket...does anyone know of any health insurance that covers pregnancy...from what everyone else is telling me no individual policy will cover me if i get pregnant...if anyone can help I would appreciate it...""

Auto insurance and baby seat replacement?

I was in an accident a few months ago and I heard recently that the insurance company of the person at fault has to pay for new baby seats since the seats have served their purpose by protecting the children. Anyone else have experience with this? Can I get the insurance compant to pay for new seats?

I drive my moms car a lot should she put me on her insurance ?

well I talked to a police officer and he said that as long as my mom has insurance and as long as i have my license I can legally drive her car anytime but should she put me on her insurance policy what would be the point of this ? how much more money would she have to spend im 18 and she only has to pay like 400 bucks a year for insurance plus full coverage because she has a good driving record also the only reason i think she should put my on her insurance is if i hit a car or get in an accident her insurance will pay for it if im on the policy correct what about if someone hits me while im driving and im not on my moms insurance policy it wouldnt matter correct ?

Help!  Car insurance question?

I am 16 years old and i want to buy my own car.    I want to buy something a little older that looks nice, is more reliable, and has more features than a new, cheap car. But some people told me that the insurance premium will be based on the value when the car was new. Is this true? Am I really going to have huge insurance costs on a car that isnt worth that much anymore?    PS: I live in alberta, canada   my budget is about $5000-$12000

https://www.linkedin.com/pulse/i-want-switch-car-insurance-anything-need-do-cancel-my-jacob-williams/"

[classycollectorartisanposts-blog]

Whitmore Lake Michigan Cheap car insurance quotes zip 48189

"Whitmore Lake Michigan Cheap car insurance quotes zip 48189

Whitmore Lake Michigan Cheap car insurance quotes zip 48189

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Car incurance for a seventeen year old girl ?

heyy, my daughter would be able to drive in the summer when shes seventeen, how much would it cost for her insurance if she is put under my name (share car with me) price range from a peugeot 206 to a small BMW would be appriciated if possible? many thanks for your time and help""

Does anyone buy life insurance?

Does anyone buy life insurance?

What is the best and most affordable auto insurance?

I am paying $3,099 for 2 cars.They said it is high because my 19 year old daughter is listed as a occasional driver and it's her age.My husband and I have a clean record and we ...show more""

First car/insurance question?

http://westpalmbeach.craigslist.org/car/676277707.html im looking to buy this car for my first car, i currently have more than enough for it, plus i really have wanted a lancer. is that a good car? 2nd. do you need to pay insurance on a car that you dont use? im an avid driver, but i havent got my license yet, *2months exactly left*. if i get it, will i pay insurance for 2 months...without use? in the hypothetical scenario, where i wont even use my drivers permit with it with a parent of course.""

What car insurance is cheapest for teens in NC to get if theyre on their own?

I get my lisence in april and it looks like my mother isnt going to help with the car or the insurance so i need the CHEAPEST possible insurance available. I live in western NC. Any suggestions?

Car Insurance Quote - Looking for afford auto insurance?

Car Insurance Quote does some one know a cheap auto insurance that is dependable I am a good driver please advise.

""California to nevada, is insurance more?""

moving to nevada, is auto insurance more from CA to NV?""

Ive had my plates for a year with no insurance how can i get my license back?

i had a lapse and just never turned in my plates i never been stopped by police but i just got a nice car that i want to get registred

CheapEST foreign cars to maintain? (Audi / Lexus / Volvo / Volkswagen )?

Which of these cars is cheapest to maintain? (Oil changes, brakes, tune ups, insurance, etc) I realize they're all foreign and they'll all cost more than a Ford would. But which is cheapest? Which is most expensive? Please help! I need someone with experience! Thank you so much!""

What car would be the cheapest and most reliable?

Im a 17 year old guy. My parents are giving me $2000 for a down payment on my first car. We're going to a used car lot this weekend. They have 2 cars I want and 1 car my dad thinks I should get. The ones I want are an older 2 Door Tahoe, and a Chevy S10. The one my dad thinks I should get is a Honda civic. He says the Civic would have the cheapest insurance. But I play guitar, so it would be hard to lug around a big amp, guitar case, and pedal board. I want the Tahoe the most but I think its gonna be too much. What do you think?""

""Car fender bender -insurance low balling payment, how to get more money from the insurance company?""

Had a fender bender accident and the other driver was charged, the insurance adjuster said the damage is $1500.00 and gave check (not yet cashed). Took car to repair shop (from the insurance approved list) the estimates were $2000.00 and $2800.00. How and what can be done to get the insurance to pay up more, so I can decide later when and where to get the car repaired? Thanks""

How much would you estimate the annual cost of living to be in central New Jersey?

This would be for a simple lifestyle- one bedroom apartment, utilities, food, clothing, phone, internet, cable, basic car, car insurance, gas, car maintenance, computer, pet, gifts, and a one-week basic vacation. You can provide an estimate both with, and without, a basic health insurance plan premium. I am just trying to figure out about how much it would cost to live in this area. Thank you for your advice.""

How much would I be paying in insurance if I become a CRNA?

How much would I be paying in insurance if I become a CRNA?

Insurance to drive in Florida?

I am 18 and live in Florida. I don't have my drivers license because my parents say I have to have a job to pay for insurance..Ive been looking for a job for a while now but no one seems to be hiring in my area. I know my parents will pay for my insurance if it was cheaper..right now its around $200. I read that if you're driving someone else's vehicle then you don't need insurance as long as the owner of the vehicle has insurance..can someone please explain this to me? Will I be able to drive without insurance?

How does auto insurance work?

I just had an accident today. Me and someone else were backing up at the same time in the parking lot, and we backed into each other. I drive an Explorer, so there was only paint damage. The other car was much smaller so they have a large dent on their rear bumper. We both have Allstate for our insurance. We exchanged info, so what now? Will i have to pay for the other cars damage or will AllState do that? and how much will my insurance increase? this is my second accident. My first was 5 years ago.""

Car road tax and insurance costs?

Can anyone direct me to a website which will tell me the insurance group or cars. Also one which will tell me how much road tax per year. Looking to buy a car but would like an idea of these costs first. Looking at a Honda Civic se executive... 1600cc... 2003 model.

Looking for health insurance for self employed person with hepatitus c?

I am self employed and have Hepatitus C, I am looking for health insurance""

""How much do you think car insurance would be, ballpark range?""

I'm getting my first car in a few weeks, and we're going to *** it to my parents' insurance. They have a car and a van, and I wonder what the difference would be to add my volkswagon new beetle-to-be to their plan. My goal is to budget $400 to the car each month for payments and insurance. Do i have the right idea? (payment $150-200 hopefully) That'll leave me $400 give or take spending and saving. Thanks much.""

Why is my insurance so expensive?

im a 20year old male, I passed my driving test last December, I been checking up some insurance quotes on small cars (all sorts) but the cheapest insurance I get is 2000 for a really small car, all my other friends pay 1000 or 1500 any idea why this is?""

Hsa savings plan through health insurance?

my job has hsa plan through insurance...anthem.....and my medical card says hsa covered but i didnt activate the account yet and dont want to...decided against it......will i be penalized or act as if i didnt want the plan?

A Lady hit my car and we decided not to go through our insurance...?

I told her i would call her as soon as i had a estimate on how much it was going to be. This happened back in april but i have been so busy with work and school to be able to get this done, now that i have the time i want to call her and let her know, but i am afraid it might be too late.. Is it to late?? I have all her info except her insurance info (I know bad me but i was nervous) Also im going to need a car rental is that part of what she should pay me?""

Car insurance- driving school?

is it worth it and if u have done it how much have you saved on insurance a month

How much will Car insurance cost me??? PLEASE HELP!?

I am a 20 year old female. I didn't complete high school, but I will get my GED and go to school next fall. I'm getting a car this Feb when taxes come back and I'm buying no more then a good decent $3000 car. I have a child too so I heard that helps bring the insurance down a little. Because the car will be under my name, & I am the ONLY driver in this house hold so there will be only 1 person on the insurance, how much do u think I could be paying a month??? Any guess for wage? I want full coverage but if its more then 300 a month i will go half. I've had my permit to since I was 17, no accidents. Please help.""

Insurance.?

How much would insurance be on a used car that you bought for around 8,000 from a dealer, if you were a teenager?""

Am I screwed? Two years ago I was approached by my auto insurance company.?

I was told that if I added my home owners insurance to their company that I would save a bundle on both the auto and the homeowner policy. At the time, I had the same homeowner company for over 25 years and was happy with my policy but they looked at the policy and said they could offer me the same coverage at the same price. So, of course, I switched and admittedly never looked at the policy until I had a recent claim. Now, I find that the policy that I was switched to was NOT the same coverage I had at...not even close. I now have a 1% deductible instead of $500 and I also now have actual value instead of replacement cost coverage. Needless to say, I'm angry and feel I have no recourse since I admit I didn't read over the policy...I trusted the agent , since I had my car insurance with them for over 30 years. Has anyone ever had this happen to them and what, if anything, can be done about this?""

Whitmore Lake Michigan Cheap car insurance quotes zip 48189

Whitmore Lake Michigan Cheap car insurance quotes zip 48189

Why make a deduction for medical insurance?

I just started a new job, my first full-time job. I guess first thing first: is medical insurance the same thing as health insurance? And my employer handed me a form for payroll deductions. medical insurance is an option. Why would I have money deducted from my paycheck to go to medical insurance? And when the money leaves my paycheck where does it go? I know I could ask someone but weirdly no one else is in the office this week, but I need to fill it out before the new year. Thanks for any and all information!! Happy new year!""

How much cost an insurance car in North Carolina?

How much cost an insurance car in North Carolina?

What's a cheap car insurance company for drivers with alot of points.?

What's a cheap car insurance company for drivers with alot of points.?

I have AAA auto insurance and had minor 1st at fault accident. Will my rates go up?

I rear ended someone this weekend. Just a minor fender bender. My first ever accident!! UGH! Both cars with minor damage. There are a few scratches on their car. I have liability insurance through AAA, I've had my US license for a year and a half and am f/29yrs old. Have had a UK license for 10 yrs. What are the chances my rates will go up? I am insured on my husbands insurance and we have 2 cars so will insurance go up for both? I just want to hear people who might've been in the same kind of circumstances and if their rates went up and by how much! Thanks!""

Can the insurance of a car I own cover 16 year old girl driver?

Can the insurance of a car I own cover 16 year old girl driver?

Will the insurance go up?

My boyfriend drag races his bike for fun. But the one race he got hurt. His brother offered to ride it home for him, since we didn't have a trailor. His brother wrecked it on the way home. But since it wasn't my boyfriend driving, will his insurance go up?""

How much does a limo insurance cost?

im saving 33,480 dollars to buy an 04 limo""

Car Insurance and Registration?

I am a Kansas Resident and have a Kansas Drivers License; however, I am studying in California for the next four years. I am receiving a car from my friend as a gift, but it's already registers at California. What do I do to make it legal for me to drive it?""

Car insurance recommendations?

hi im 16 and trying very hard to get emancipated i havent told my mom yet though because it seems like a great idea not to get kicked out first, but anyways i have locked in a steady job at a clothing store but i am only working part time for now. What would your recommendation be for cheap car insurance i have no idea where to even start but if i can get cheap insurance than i will be able to spend more on an appartment or trailer. plz give me your recommendations and any advice on how to accomplish my goal. and please no bad comments i just want advice.""

What do I do if I've been denied life insurance?

I'm young(18) I don't smoke or drink, and I don't have cancer, or tumors or anything. Well except epilepsy. I also have a physical disability. I can understand epilepsy being a concern, but I fail to see how anyone can be denied with my physical disability. As it does not in any way shorten your life span. Is this fair? I guess I also have partial blindness. But, it's just a visual cut, not my entire eye or anything. Is there anything I can do? I do have a wife, and plan on having kids soon. I don't want to hear about me being young unless this is related to the reason, or there is a better option. Also, there is NO medical conditions that would be caused by my disability in the future. I had surgery long ago to prevent further problems.""

How much does a Yamaha YZF R125 cost? And how much is insurance/tax per year?

Cheers :)

How will my first speeding ticket in Florida effect my insurance?

Ok I'm 19 and just got my first speeding ticket on the way to work today doing 9 miles over. So my question is how many points are added to your license for doing this much over and is there any way to avoid getting these points? If not, how will this affect my insurance? Is it going to skyrocket, even though this is my first speeding ticket ever?""

Can i buy car tax with only 24 hour insurance?

i need car tax first then im going to search for car insurance.

My grandmother bought a life insurance policy for me in 1980...?

My grandmother passed a few months ago, (i was not close to her, long story) I just found out from my aunt that my grandmother had a life insurance policy on me and my sister. I was born in 1980, I'm assuming that's probably when she started paying on the policy. She paid $1.20 a month and my aunt wants to know if I want to continue paying it. What happens if I don't? Can I cash it in? I do not have the policy in front of me but my sister has hers and it says purchased in 1986. the monthly payment was $2.40 for her. And it says something about a cash value on the back. from what I gather it is a whole life/ universal life policy from liberty life insurance out of south carolina. does anyone know if there is a way to calculate the cash value, estimate. I guess I might have to wait until Tuesday to call them to see if it is worth still paying on. (I do have other life insurance on myself)""

Can my parents exclude me from their auto insurance?

My parents have Country auto insurance (I'm assuming Countrywide, they said the one on the commercials ) I'm 16 and I feel it's my choice whether I get my license like every other kid out there, but my parents won't let me because their rates will go up. I know some insurance company's can exclude certain people from their plans, will my parent's insurance company do that for me? I really don't want to go through the hassle of calling them going on hold explaining it correctly etc. Please let me know! Thanks.(:""

What if i stop paying my insurance when i have a car loan?

i am leasing a new car, been paying for 3 years and this month i couldn't afford insurance so i stopped driving and started bike riding. well the insurance was cancelled for like 2 ...show more""

What style of vehicles is cheaper to insure and which is body type more expensive?

Also, which insurance company is generally cheaper with SUVs such as a ford explorer?""

Can I get car insurance under my boyfriend's name even though the car is registered to me?

My car is registered under my name BUT i want put my boyfriend as the primary driver on the car insurance. He signed over the title to me because of some private reasons but even though legally its mine I still see it as his. Anyhow, can I put car insurance under his name even though the car is registered under my name?""

""On average, how much would motorcycle insurance be for someone under 21?""

I want to get a motorcycle to save on gas and just because there awesome, but before I jump into things i want to see if you can help. I am trying to chose between a 1993 or1999 Harley XL Sportster and want to know on a rough estimation how much it will be for insurance for a minor?""

I double paid home insurance?

I just found out that I paid my homeowners insurance seperate and my morgage is paying for it as well. Its been 2 years....should I ask for a refund or what?

Car insurance ?

who knows the most cheapest it car insurance company plz ?

How much does canadian car insurance cost for a 20yr old male NEW driver for a used CAR or used SUV?

Just give me an estimate for a car or an suv in canada. Just an estimate. I know its different for all cars and suvs but just give me an idea obviously the differences CANNOT be thousands and its gonna be in a certain range. if u can give me a range fine, give me a range im just a new driver and male, 20. these stupid car insurance companies cant even give me that much its not like im going to be paying 9000$ instead of 300$.""

Are red cars more expensive to insure and why?

Are red cars more expensive to insure and why?

Getting car insurance with a suspended license?

I posted this question a couple days. I thought I would share my information. My son (not having a valid Drivers License) was able to obtain car insurance through a reputable insurance company. We went to the DMV and got his new registration for his car, and showed proof of insurance. He has 45 days to show he paid his tickets and his license was reinstated. Just thought I would share this information.""

Insurance prices?

Why is insurance so high on a 08 suzuki 1300. I am 42 and was quoted 900 a year. Is that bout right

Whitmore Lake Michigan Cheap car insurance quotes zip 48189

Whitmore Lake Michigan Cheap car insurance quotes zip 48189

Best car years for insurance?

My daughter will be buying a used car outright because we can't afford a car payment and insurance, plus she is 23 and had a fender bender 18 months ago so her insurance is not exactly low. What I'm wondering is if you have advice for the best years for a used car as far as insurance rates go ... you know, what years are likely to give us the best rates Also, if you have any advice about the best types of used cars to keep rates low, and the best used cars period, any input like that would be greatly appreciated. We bought a used 2003 jetta, but the transmission is self-contained, or, that is, we have to take it in to have the transmission fluid replaced. Things like that about which we weren't aware before we bought it have made it not very practical for us. Thanking in advance for any help you can give!""

2007 Cadillac Escalade Insurance Quote?

What would the Auto Insurance Price be on A 2007 Cadillac Escalade in 2013. A 17 Year old would be driving it? Liberty Mutual

Dmv california insurance online?

i want to renew my tags online. but it says my insurance needs to be on dmv file. so i want to know do i have to go to the dmv and wait in the miseriable line or is there a way to show my proof of insurance online to them?

What is some cheap medical insurance?

I am 18 and I live in alabama and I really need to know what some good cheap medical insurance any suggestions?

How much would insurance be for a 1999 Ford ZX2 Escort?

I'm 17, a boy, and I live in maryland just 5 miles from DC. Im getting my first car next saturday and its gonna be a Black 1999 Ford ZX2 Escort. How much can I expect to pay for insurance? I have a clean driving record. Also, my parents dont have car insurance so they have to start a separate account for me. Thanks!""

Car insurance question.?

Okay, so if a car has no insurance is it legal to still drive it as long as I myself am insured?""

Do you have to have car insurance to get a drivers license?

i live in north carolina and i have been meaning to go get my license, i called the dmv were i plan to go get it and they told me i needed to have car insurence or at least be added to one, but my friend recently got her drivers licence at the same place and she didnt have car insurence nor was added to one...so im a little confused do i, or do i not have to have car insurence?""

UK ONLY: Cheap car insurance for 17 years old male?

I passed my 1 and half months ago, and insurance seems to be no less than 3000 on every sites i look. I havent bought a car but the car im looking to insure is 00-02reg VW Polo 1.0ltr or 00-06reg Vauxhall Corsa 1.0-1.2ltr Both of them are manufacture standards without any modification or accidental repaired. I dont think i will be buying a car before i find a cheap and affordable insurace, happy to pay under 2000 Cannot have an additional driver as my parents do not drive. So can anybody please help me out or recommend me a company? Thank you in advance.""

Do i need full insurance if I finance a car?

I have 2500 I want to put down on a car that cost 5000 Do I need full insurance? I live in NY

Motorcycle Insurance?

Does anyone know of an insurance place in the Niagara region that will insure a 1982 Suzuki Tempter GR650 with a rider being 20, have only M1 and never had insurance before? It doesn't matter if its expensive I just want to know if they will insure the rider.""

Auto insurance claim?

My car came out of the autobody shop this week and I paid my deductible based on the insurance. Now my insurance expires the same month. I am transferring the title over because I wont be in the states for next two years and leaving at the end of the month. Will I get a surprised invoice from the auto body shop because I didn't renew my auto insurance and the insurance company decide not to pay? Thanks in advance

Can a car insurance co. refuse to remove a driver who has moved out of the house and no longer drives?

Mom, dad, daughter, and son lived together and were on the same car insurance policy. A few months ago, son had a minor accident with no one else involved - he was not hurt, only some damage to the car. Filed a claim and took care of it. A few months later, son moves out of the house, to a major city where he will use only public transportation. Can the insurance company refuse to remove son from the policy, even though he no longer lives in the house, no longer drives, and does not own a car? Insurance company is refusing to remove him, and says he must stay on the policy for 3 years? Is this legal, or is this lunacy?""

Question where to get affordable dentures without insurance.?

Hello,I live in Renton,Washington and need new dentures.I have no dental insurance.I will be able to put down 300 dollars and make payments,only working PT.Any suggestions if its cheaper to go to a Denture Clinic,Dental Lab or regular dentist? Thank you...""

What's an good place to get auto insurance?

What's an good place to get auto insurance?

How much can i expect to pay for insurance?

Hi, Well im about to finance a Mercedes-Benz C300 and wanted to know how much should i expect to pay for insurance. Im 19 by the way, have a credit score of 710, dont know if insurance companies look at scores, but finally, this will be my first car. Hope that helps. Thank you!""

I need to know some car insurance quotes if any one knows them?

Im 15 i have my temps and almost got my licence and im looking to buy a car and was looking at either a jeep of ford ranger under the year of 2000 any one know what insurance would be for me?

Which insurance company offers the cheapest car insurance for new and young drivers?

Which insurance company offers the cheapest car insurance for new and young drivers?

How to join car insurances?

HI I have one car at the moment. Which insurance is due in november 1st. Now if i buy another car this month or next i will have to get that insured aswell. The question i want to ask is that how can i have both cars insured under one company e-g LV. As they will have different starting dates of insurance and different ending dates? Also is it cheaper to have two cars with same company or different companies?? Can i have both with same company but different main drivers?? Many Thanks

How much would insurance be for a 18 year old driving a lexus is300 with 150000 miles on it?

How much would insurance be for a 18 year old driving a lexus is300 with 150000 miles on it?

""How much do you pay for your car insurance policy evey year, all said and done?""

My boyfriend and I are moving to Portland Oregon, and we're trying to get some sort of idea. This is some info that would help us get an idea. How old are you? How many people are on the policy? What type of car(s)? How much coverage? THANKS!""

""Cheap, but safe cars with low insurance [group 5 or less]?""

Are there cars [excluding super mini cars] that are big [i.e. saloon cars etc], but are generally cheap to insure for young drivers. As it seems the only ones that have cheap insurance are the super mini cars, and I don't really want one.""

Car Insurance in England question?

If I am insured but I drive another car (included on policy) but that car is not insured by owner will ANPR pick up car has no insurance and do I commit offense? And if I am not insured but drive a car that is insured by owner does it come up on ANPR as being insured and therefore I wont get caught? Is the driver insured or the car???

Can I use medicaid as a secondary insurance?

Hello. I live in the state of florida. I just found out im still covered under my mother's health insurance because Im under 24 and I am a full time student. I also qualify for and have pregnancy medicaid, but I want to go to a doctor with my moms insurance because I used this specific doctor for my last pregnancy. My question is, could I still use my medicaid to cover my co-pays with this ob/gyn?I called the office and they said they could send the bills to medicaid for what my mom's insurance doesnt cover. I dont have a job and can't afford to pay the co-pays/lab fees/hopsital fees. thanks""

""Car insurance. I've had two quotes for my new car, one from our existing?""

insurers who we've been with for a loooong time (we have a 9-year NCB for starters), which has come in arond 350. and one from the insurance company attached to the make of my new car which came in almost the same price. On the other hand, I took online quotes which came in from 175.lowest, to 313.highest. I queried this with the second company I've just spoken to to get the free 7-day cover in place, and they told me online companies are cheaper because it's online and you don't speak to 'a person'. Obviously this is a big difference (we are currently paying just over 200 for our car) and I'm now confused about what to do. And frankly who is telling me the truth.""

What is the average cost of car insurance for an 18 year old female in California?

What is the average cost of car insurance for an 18 year old female in California?

Whitmore Lake Michigan Cheap car insurance quotes zip 48189

Whitmore Lake Michigan Cheap car insurance quotes zip 48189

Is it possible to get an SR22 Insurance on a scooter ?

I received a DUI in California - now I'm required to get a SR22 in order to get my drivers license back. Why not get a scooter and get that insured for cheap? Is my idea.... is it possible??????? Thanks

""What is the pros and cons of 3rd party,fully comp and no insurance?""

What is the pros and cons of 3rd party,fully comp and no insurance?""

Rental car insurance?

Recently, I had a car accident. The car I drove was fine however the back of right bumper of the parked car was cracked and torn off. I was reversing parking and accidentally pushed the gas pedal hard. I talked to the owner of car and he said he will contact his insurance. The car I was driving was a rental car from hertzondemand.( Insurance was covered in the rate) Hertz said I have to submit the collision report from police station. I am seriously horrified of thousands of dollar that I probably have to pay. I do not own a car nor automobile insurance. But I do have an amex gold rewards which has Damage Insurance but I dont think it covers for the car I hit as well. I have been reading XII.LIABILITY PROTECTION under terms and condition over and over again but it gets me more confusing.https://www.hertz247.com/alberta/en-...20of%20Alberta Am I gonna pay for $250 and rest of them will be taken cared by hertz? Can someone clarify XII.LIABILITY PROTECTION?""

Typically whats the cheapest insurance company?

my rates are pritty high.. im thinkin about changin

""What would be the best Ford for me, insurance wise?""

I have been contacting different insurance agencies for quotes and was quoted at 300 for a honda civic give or take some, but the lady told me I am much better off getting a Ford as I would be able to get a way better deal on them as they are easier to insure for people my age (20,m). Which Ford cars are good for this? I know the mustang is outta the question since its a sports car, but I was thinking of a truck or the small ranger truck.""

Insurance company not willing to pay full value for car?

A couple of weeks ago a lady ran a red light and hit my car. Her insurance company took a week to get me a rental and two weeks later finally go look at my car and determined a total loss. The adjustor was pretty rude about the whole situation (yes I know that's their job) and started in on how my car has extensive hail damage which is not true. There were some dents from hail on the hood and trunk lid but every used car in Oklahoma has hail damage since we have had several storms over the past few years. He said that they would have paid $5900 for the car but because of the hail damage they will only pay $1250 which is ridiculous. I've done my research and the average cost of my car within 200 miles is $6000 and I have received one estimate on repairing all of the damage was $2000 yet he claims it will cost $7000. The dealership I bought the car from just sold a vehicle just like mine with hail damage for $5000. The engine and everything else on the car was perfect. When I told him all of my info he laughed at me and said oh by the way we are only paying for your rental till the 9th so you need to settle quickly, take it or leave it so I said I was calling a lawyer. I'm waiting on the lawyer to call me back but I just want to know, what should I look for to help me. I've already looked at the market in my area and have record of the prices for the same make and model. I can't take it to a body shop because the car is crushed. Any info appreciated.""

Cheap car insurance for a young driver on a VW Golf?

Where would be able to find the cheapest insurance for my Golf 1.6. I'm 17 years old and I'm going to be a named driver on my dads name (him being the main). The cheapest I can find is 2000. If anyone could find me a good website to find an insurance quote cheaper than that; it would be fantastic! Thanks in anticipation

Father is looking for medical insurance. Any suggestions on which company?

My father is looking for medical insurance that covers stuff like x-rays, perscription, doctor visits, etc. Does anyone have a good medical inssurance company that covers that stuff ...show more""

Insurance company problem?

My gf's son was in an accident last Saturday; not his fault. Other driver pulled out in front of him and police have assigned full liability to that driver. His truck is a 86 Nissan D21 pickup and the damage is pretty bad. Estimate so far is about $3800 to fix and www.kbb.com lists this vehicle's value at $2100 (actually had to use an 87 to compare; they don't have older). Clearly the insurance is going to total the vehicle. Yesterday we finally got the rental car (son is driving her car). Today the insurance company is telling her that she can only have the car till Saturday. I'm thinking she keeps the car until the matter is resolved. That is, she has a check in hand for the market value of the vehicle or it is fixed. Secondly: the check won't cover fixing the vehicle yet it's a great little truck and worth fixing. Engine appears to be fine as does the chassis. Can we sue the driver for the difference between the settlement and the repair?""

Can i drive without a insurance card?

I will get my car tomorrow and i will have it insured the same day but it takes like a week to get the insurance card for the car. Can i drive without the insurance card? I would have the insurance on the car. Could i drive around without the insuance card?

""If I get a pull-behind trailer for my car, will I need to insure it?""

Probably a stupid question, but I'm clueless.:) If insurance is required, what happens when I want to loan it out to friends and neighbors? Thanks!!""

Does anyone know some cheap insurance companies for drivers who just passed?

UK only please :)xx

Insurance costs for a teen in a mustang?

Hey there. I will be 16 soon, and I already have a car though, but not registered or applied for insurance or anything. Anyway, the car is a 1978 ford mustang, cherry red inside and out. I have driven a lot on roads and I'm confident about not wrecking it. I'm not one of those bad *** jocks you show off with their car, I just happen to have a mustang. anyway, anyone estimate the monthly insurance, we are with geico.""

Is HSA health insurance plan best for my situation?

I'm a 43-year-old very healthy woman who doesn't smoke. My children are on Oregon Health plan and my husband has several health problems and is on permanent disability and medicare. So..I don't qualify for Oregon health plan and we cannot afford most health insurance plans. So....I was thinking an HSA might be good for me since I have no health issues. To clarify, I am not interested in adding my children or husband to this. Just for myself...as they are already covered just fine. Wondering what the average cost per month is and wondering if it matters what credit score you have...because mine is very low currenty due to my husband's medical bills hurting our finances a few years back. Thank you!""

How much would car insurance cost for a 17 year old female? More info provided?

I will be 17 yrs old when I get my intermediate license, which I will then have for 1 yr before I can get my full license. I'm looking for a general insurance quote for a 17 year old female in Iowa (does this have any bearing on the amt my parents pay). Also, I have about B average, but I'm taking AP classes if that makes a difference. I don't have a job but I will have an unpaid internship this summer (does this make a difference?). Both my mom and dad have one ticket each, but that's about it, they're both very careful drivers. I will also have taken a drivers ed course (reqd in my state). I'm also looking at purchasing either a 1998 BMW 528I or a 1998 BMW 740IL as both are under $5000 w/o taxes but if anyone can give me an estimate as to the total cost of both of these cars (after taxes, gas, insurance, etc) that would be fantastic. If any more info is needed let me know.""

Isn't a lack of affordable health insurance merely a very late term abortion for Blue collar workers?

Alright, I'm being overly dramatic but what if, as head of household such an individual, without insurance, is treated to a very costly procedure and dies anyway? Why does it become necessary to bankrupt the remaining family as it often is? Why then, if Welfare is so frowned upon by the same opposition group to affordable health care (often referred as Universal health care by way of diversion)why is the mother, if she is unable to provide for her children often left homeless and left to wander the streets while they are given up for adoption? Why is this oft repeated scenario accepted by Christian voter or even wealthy atheists (ordinary ones, even) for whom there never may be enough money? This is a worst case scenario and actually happens in some cases. How does one address this issue? I've heard all of standard insults but I'd really appreciate an honest answer and I'm not at all in favor of universal health care for the indolent or the F--k 'em and forget 'em fathers everywhere or, for that matter, the largest group of Welfare recipients, save their unfortunate offspring.""

What would be the car insurance group for a renault megane cabrio dymanique 1600cc?

I am selling my car and have been asked what insurance group it is please.

Do I have to be on my parent's car insurance to drive my car in Florida?

I'm a little confused because my dad says I don't have to because *only* the car needs insurance. But then why are people on insurance lists for cars?

SR22 insurance Texas?

I'm looking for a cheap SR22 insurance Texas, maybe some special price just for Texas State. Any info? And what's a medium SR22 insurance cost? Thanks""

Do i have to pay insurance on a car if its not being driven?

my mom is buying me a car. I have my permit and I get my liscense in May but I want the car now. My mom says that she doesnt want to have to pay insurance on the car and just have it sit there, but I really want it so I can sit in it and show it off to my friends, who all have cars. if noone is driving the car, does there need to be insurance on it? she said that it does because what if someone were to hit it while it was parked on the street. also, does it have to have a liscense plate and can i get all that stuff without having to get insurance? i wanna get it now and then convince her to get insurance and let me drive it. it will be easier to convice her if i already have the car. the car i want is a manual but she wants me to practice in her automatic because thats the car im using for the test. im tired of driving her car and i want to drive my own, especially because its a stick.""

How to get a hold of the drunk drivers insurance?

my car and 2 other cars were damaged by a drunk driver. his car flipped and crashed on the ground. they ran away as soon as they got helped out. the police came and all we got was a police report number. my question is my car is scratched and has broken windows/mirror. i am not going to pay for it to get it fix , why should i it wasn't my fault. how can i get a hold off the drunk drivers insurance and policy information. will the police contact me after they get all the information or do i have to contact them? sorry i have never had to deal with the insurance company or the police for any of this so i have no idea. if this matter i live in san diego california""

Where can i get really cheap auto insurance. when i turn 18 I am getting my own car and own insurance.?

I don't make that much money probably only about 200-300 dollars a month so I wanted to know where i could get the cheapest car insurance in ME. i don't want to do a car quote now because I am not old enough and I don't actually have my license and a car now but I would just like an average or what around what the cheapest cost is. Thanks

How much car insurance do u pay yearly?

thanks

How to catch more insurance clients???

I am Life Insurance Agent. I am just trying to find out more clients to develop my insurance business.

Does full coverage insurance replace your car if totaled?

How much do insurance companies pay you on a vehicle if it is totaled? how much it is worth or how much you paid for it

Whitmore Lake Michigan Cheap car insurance quotes zip 48189

Whitmore Lake Michigan Cheap car insurance quotes zip 48189

https://www.linkedin.com/pulse/university-maryland-dental-insurance-lawrence-curtis/"

[gbq-advanced-painting]

First concrete Test Pouring.

I bought a premixed concrete, which was a mistake, It had aggregrate rocks in it, which I didnt want, I wanted a smooth mix. So next time, I’m just going to buy cement only and mix it with sand.

I had to line to makeshift timber moulds I made with cling wrap so that the concrete doesn’t seep out of the sides where the frame isnt flush with the base. Next time I’ll have to put clay around the outside to create a seal, but hopefully by then I’ll have made cleaner frames. These were just makeshift from the materials I had left over from putting apart the pallet for Semester 2′s 3D painting.

I tested out 3 different techniques:

- Chunks of oil paint on broken up polystyrene. The goal is that when I dissolve the polystyrene out with acetone after the concrete has set, the oil paint will also dissolve and run down the internal face of th canvas

- Chunks of polystyrene with cut up triangles of acrylic dichroic film. The goal is that the film will embed in the concrete and melt slightly when the acetone dissolves the polystyrene to give a mysitcal shard like effect

- Spray paint on the polystyrene in larger chunks to create an all over surface effect. I have no idea how spraypaint will react with concrete.