#home insurance ontario canada

[wtii]

Top Benefits of RV Insurance in Ontario for Adventurous Homeowners

Owning an RV opens up a world of freedom, allowing you to explore the vast beauty of Ontario and beyond at your own pace. However, while the idea of traveling in your "home on wheels" is exciting, ensuring proper protection for your investment is equally important. RV insurance in Ontario is a must-have for adventurous homeowners who value peace of mind and financial security.

This comprehensive guide highlights the top benefits of RV insurance in Ontario and why it’s a smart choice for every RV owner. We’ll also discuss the significance of pairing RV insurance with other types of coverage like home insurance Ontario Canada and landlord insurance for holistic protection.

1. Comprehensive Coverage for Your Mobile Home

Your RV is more than just a vehicle—it’s your home on the road. With RV insurance Ontario, you get comprehensive protection that covers:

Damage from accidents, theft, fire, and vandalism.

Liability coverage in case of accidents involving others.

Protection for personal belongings inside the RV.

Such extensive coverage ensures that whether you're exploring Ontario's scenic routes or camping at a remote site, you’re financially protected against unforeseen events.

2. Liability Protection on the Road

Liability is one of the most critical aspects of RV insurance Ontario. Whether you accidentally damage someone’s property or cause injury while driving or parking your RV, liability insurance protects you from bearing the full cost of legal and medical expenses. This becomes especially crucial when your RV doubles as both a vehicle and a living space.

3. Safeguarding Your Personal Belongings

Traveling in an RV means carrying valuable personal items such as electronics, furniture, and camping equipment. With RV insurance Ontario, your belongings are covered in case of theft or damage, giving you the confidence to enjoy your travels without worrying about financial loss.

Pairing this with home insurance Ontario Canada ensures that all your valuables, both on the road and at your permanent residence, are safeguarded.

4. Protection Against Natural Disasters

Ontario’s weather can be unpredictable, ranging from summer storms to harsh winters. RV insurance Ontario often includes coverage against natural disasters like hail, windstorms, or flooding. This added layer of protection ensures your RV is prepared to withstand the elements, keeping repair costs to a minimum.

5. Cost-Effective Options

Many RV owners are pleasantly surprised to discover that RV insurance Ontario offers flexible plans tailored to various budgets. It’s possible to secure robust coverage without overspending. When combined with cheapest bike insurance Ontario, you can further optimize your overall insurance costs, ensuring all your vehicles—be it your RV or bike—are covered affordably.

6. Customized Add-Ons for Unique Needs

Every RV owner has different requirements, and RV insurance Ontario offers a range of add-ons to enhance your coverage. Popular options include roadside assistance, emergency lodging expenses, and replacement cost coverage for total loss scenarios. These features are particularly beneficial for those who spend long periods traveling in their RV.

7. Complementary Coverage with Other Insurance Types

Combining your RV insurance with other policies like home insurance Ontario Canada and landlord insurance ensures a well-rounded safety net for your assets. For example:

If you rent out part of your home, landlord insurance protects against risks like property damage and tenant liabilities.

Home insurance Ontario Canada secures your primary residence while you’re away on RV adventures, offering peace of mind.

Having all these policies in place guarantees comprehensive coverage for every aspect of your lifestyle.

8. Enhanced Resale Value

Maintaining continuous RV insurance Ontario not only protects your vehicle but also enhances its resale value. Potential buyers are more likely to invest in a well-maintained and insured RV, knowing it has been properly protected throughout its use.

9. Peace of Mind for Long-Term Adventures

Whether you’re embarking on a weekend getaway or a cross-country journey, RV insurance Ontario ensures you can travel stress-free. Knowing that your RV, belongings, and liabilities are covered allows you to focus on enjoying your adventure rather than worrying about unexpected expenses.

10. Support for Emergencies

RV breakdowns or accidents can be stressful, especially when you’re far from home. Many RV insurance Ontario policies include roadside assistance, covering towing, fuel delivery, and minor repairs, ensuring you’re never stranded during your travels.

Conclusion

Investing in RV insurance Ontario is a no-brainer for adventurous homeowners who value their freedom and security. It not only protects your RV but also provides peace of mind, allowing you to explore Ontario's beautiful landscapes without financial worries.

For a holistic approach, pair your RV insurance with home insurance Ontario Canada to safeguard your primary residence and consider landlord insurance if you rent out properties. Together, these policies create a robust safety net for every aspect of your life.

Whether you’re cruising down scenic highways or parking at a picturesque campground, make sure you’re covered with the best insurance options available. Start exploring your options today and enjoy every adventure to the fullest!

[allthecanadianpolitics]

A new study has revealed the worst place in Canada to buy a home, and it might surprise you. MetroVancouverHomeSource.com looked at each province's average house price and median annual income to determine its rankings. While British Columbia's housing market makes headlines over and over again for its unaffordability, it's actually Ontario that took the not-so-coveted prize with a score of 20.97 out of 100. "The average house price in the province is a staggering $931,870, while the median annual income is $41,690. Ontario also has high living costs, with high childcare, food, and household maintenance costs. However, the province has the lowest healthcare costs of all ten provinces," the report found. Apparently, BC placed a bit better for the chance of buying a home due to having "the lowest mortgage insurance premiums on average."  But the average cost of a home in 2023 is higher than in Ontario — a jump compared to 2022 and remains more than double what it would cost in Alberta.

Continue Reading.

Tagging: @politicsofcanada

[fleurcareil]

Leaving Canada

After finishing the road trip, the last 2 weeks of September were a whirlwind of activities to sort out things and say goodbye one more time before leaving the country. Although I may have benefited from staying a bit longer, having been on the road for so long made me ready to close off this phase and look forward to the next one, going back home to Europe! 🤩

First priority was to clean everything that I had been traveling with (with thanks to lots of space and a garden hose😁) and then figure out what to put into storage and what to bring as luggage. Initially my intent had been to travel straight from France to Chile, however due to exorbitant one-way air fares, I ended up booking a return ticket back to TO for mid-January.... not sure how this is all going to work out but for now it means that I'm only travelling with one suitcase instead of the 3 that I had already pre-packed. Easier to carry but harder to fit my clothes! 😅

Second key item was to get my car sold, so I got the car deep cleaned over lunch with Tara... something I've never done but should really have given myself as a gift much earlier! 😄 I thought the guy had done a great job at making my car look brand-new again, but he actually apologized to me as he hadn't managed to remove all bug residue from the grill nor the grit of the endless unpaved roads from the tires...the downfall of such an extensive road trip!

That afternoon, 3 accidents on the QEW highway meant that traffic was jammed for miles around, so I tried to wait it out by visiting the first 2 car dealers to get a sense of their offer... suddenly everything seemed wrong with my fab drive, as it needed new tires, new brakes, a chip in the window etc etc... 😯😪 I recognize the sales tactics for what they were but they still pulled me down, so by the time I got back home after taking 1.5 hours over a 20min drive, I was shaken & thoroughly fed up!

Next day, I toured a few more dealers who all basically said the same and then just cut my losses to get it over with (I must be the worst negotiator on earth! 🤣) ... I absolutely have had an amazing time driving my Rogue and I still loved everything about it, but it was time to say goodbye and move on.

Being a bit emotional after signing the papers, I drove by my old house in Burlington (where the new tenants are neglecting the pretty roses I had planted 😣) and then sat on my favourite bench in Paletta Park overlooking Lake Ontario. A mere 10 minutes' walk from where I used to live, I would often come here over my lunch break or after work, a great spot to relax! 😊

Next day, after having handed in the car & safely deposited the cheque at the bank, I was happy to go over to Priyanka & Arnie for a traditional Hungarian dish and meet again with their lovely parents. I first met Priyanka's parents at our MBA graduation over 10 years ago and we've been in touch ever since, having shared many dinners (including with my parents and in Delhi 🤗), theater plays, a powwow and ofcourse the wedding in India! 😍😍

On Friday, I spent hoouuuurs on the internet and phone to arrange anything from bank accounts & medical insurance to booking flights for my travels in Europe. Felt good to clean house and try to close as many things as possible before leaving. In the evening, we had delicious pizza & craft beer in the "Shed" in downtown Dundas.

That Saturday, it was fun times at the Ancaster Fall Fair with Arpita, Navneet and his cousin Nithia. 🤩 I had never been to a farm fair, which had everything from a hot sauce contest, cow & chicken displays to nitro-chilled snacks and prizes for the prettiest tomatoes, hay bales and funny-looking veggies! 😂 Quite an experience and a great afternoon!

On Sunday, I went with Heather for a hike in nearby Dundas Valley conservation area, my favourite forest west of the GTA. I've been here so often that I know most trails by heart but this time we walked in from a residential area on the side so that the forest still felt new. 😀

I spent the second week in Toronto where I lived for 11 years - my personal record of living that long in one city! 😊 - and it felt really good to roam the streets (albeit only for a short period of time before the craziness got to me 😫). For four days I crammed in as many friends as I could see, starting with a great backyard dinner with my old team. Having 9 different cultural backgrounds being represented leads to ever-interesting diverse conversations! 😍

On Tuesday, I had cozy lunch and dinner with my two good friends Kathryn and Lynne, both a bit senior to me hence always providing me with valuable insights that help me put things in a different perspective. 🥰 They're both great examples of how we can continue to have fulfilling lives for many years to come! 😘

Then on Wednesday, a lunch walk with Dana through my old 'hood and the Riverdale Farm, followed by relaxing tea with Natasha, Lance and their mother who I've also known since coming to Toronto and by whom I spent a memorable Christmas in Trinidad & Tobago. 🤩 In the evening, the drinks were tasty as usual when meeting with a loosely connected 😅 but somehow gelling group of Real Estate friends... always a good time!

On my last day in Toronto, I caught up with Harvey over Indian Roti and then had a few lovely hours at the new Love Park at the harbourfront. My final date was with my camping-sailing-drinking group of friends 😎 at the Queen Mother Café, a downtown thai restaurant where I used to go often in the first years. We're all a bit wiser (?!? 😂) then when we first met years ago but the laughs are still there!

Tired & having a terrible cold but feeling blessed with all those friendships, I made my way back to Dundas, where I was grateful to spend the last day with Arpita and Navneet, working a bit in the garden and playing the cool card game Dominion at night.

On the 30th September, they dropped me off to the airport, ready to fly home! 💖💖💖

[alengthyread]

I thought about my entry last night where I blogged my health. And today was medication pick up as seen on one of the photos here. To be open, I thought a lot was said at church last Sunday, and I found examining my personality. Because it was said that you’re a misery sin, and I kinda’ studied my own happiness, and what am I really?

I was taught to go out a lot, and I did that the most part of my life, when my family moved here in the country side, I find myself staying home, reading books, and saving my money, that’s why I had to figure out if I was happy or not, pun. 😀

The reality of Niagara is a lot a simpler life than it is, and it’s laid back here, there’s always Niagara Falls, there are amusements there, but you can only see it enough.

A few people have told me to go out, but these people don’t really know my life. I’ve been here in Canada since I was ten years old, and I’ve seen what this country can do to people. I don’t even understand why people have to commend me, or respect me, what I did with my life here was follow Canadian system, and even right now I get paid through a life insurance systemmed by the province of Ontario.

People ask me about my skilled life, and people even laugh when my skill wane, but they don’t know my upbringing in this country, they don’t know am debt-free, and that I have all kind of money.

But I just keep quiet, I don’t get angry, I don’t retaliate, because I have this knowledge, am not a boy any longer. Pun. 😀

At this point, life will only continue, so more Tim Hortons, more Walmart, outlet mall…

[jinglebellsca]

What You Need to Know Before Moving from the U.S. to Canada

It can be exciting to move to a new place, but you need to plan carefully, especially if you are moving from the USA into Canada. If you are attracted to Canada by its universal healthcare system, diverse cities or beautiful natural landscapes, knowing the essentials will help you avoid potential pitfalls and confidently start your new life. Here's a guide to help you prepare.

Why Consider Moving to Canada?

Canada is consistently ranked among the best countries for its quality of lifestyle. There's no surprise that so many Americans have crossed the border. From its friendly attitude toward immigrants to a robust job market and an affordable education system. You should research your options before packing up. Understand the legal requirements. Prepare for the cultural differences. Let's look at the essential information.

Understanding Canadian Immigration Pathways

Canada offers several immigration programs tailored to different goals. Here are the most common routes for U.S. citizens:

1. Express Entry

This system manages applications for skilled workers through three federal programs: the Federal Skilled Worker Program, Federal Skilled Trades Program, and Canadian Experience Class. Candidates are ranked based on age, education, work experience, & language proficiency.

2. Provincial Nominee Programs (PNPs)

If you have skills needed in a specific province (like Ontario or British Columbia), PNPs allow provinces to nominate candidates for permanent residency.

3. Family Sponsorship

If you have a spouse, parent, or child who’s a Canadian citizen or permanent resident, they may sponsor your application.

4. Work or Study Permits

Temporary permits can serve as stepping stones to permanent residency. For example, working in Canada under a permit might make you eligible for the Canadian Experience Class.

Eligibility Requirements: What You’ll Need

While requirements vary by program, most pathways ask for:

Proof of language proficiency (English or French).

Educational credentials (you may need an Educational Credential Assessment).

Sufficient funds to support yourself (and family, if applicable).

A clean criminal record and medical exam.

Start by checking your eligibility through Canada’s official immigration website or consult a Canada immigration agency like ours to clarify your options.

Preparing for the Move: Practical Steps

Once you’ve chosen your immigration pathway, it’s time to get organized:

Gather Documentation Passports, birth certificates, employment records, and reference letters should be ready early. Delays in paperwork are a common hurdle.

Research Your New Home Canada’s climate, cost of living, and job market vary by region. For example, Toronto and Vancouver are bustling but expensive, while smaller cities like Halifax offer affordability and community vibes.

Plan Finances Open a Canadian bank account, understand tax obligations (yes, the U.S. and Canada have a tax treaty!), and budget for initial costs like housing deposits and healthcare registration.

Healthcare Setup Canada’s healthcare is province-managed. You’ll need to apply for a health card after arriving, but private insurance is wise for the waiting period (up to three months in some provinces).

Settling In: What to Expect

Adapting to life in Canada is often smooth for Americans, but there are nuances:

Cultural Differences Canadians are known for their politeness and multiculturalism. Embrace local customs like tipping (15-20% in restaurants) and understanding metric measurements (kilometers, Celsius).

Job Market Tips Networking is key. Update your resume to Canadian standards (keep it concise) and use platforms like LinkedIn or Job Bank. Many industries, like tech and healthcare, are actively hiring.

Weather Preparedness Winters can be harsh. Invest in quality winter gear and learn to layer—thermal wear, waterproof boots, and a warm coat are essentials.

Common Mistakes to Avoid

Underestimating Processing Times Immigration applications can take months. Apply early and track your status regularly.

Ignoring Provincial Differences Laws, taxes, and services vary by province. Research your destination thoroughly.

Skipping Professional Advice DIY applications risk errors. Even small mistakes can lead to delays or rejections.

How Jingle Bells Immigrations Can Help

Navigating immigration alone can feel overwhelming. At Jingle Bells Immigrations, we specialize in providing personalized Guidance to Move from USA to Canada. Our team assists with everything from selecting the right immigration program to preparing your application and settling into your new community. We’re here to simplify the process so you can focus on the excitement of starting fresh.

Final Thoughts

Moving to Canada can open up exciting new possibilities, but being ready is half the battle. Understand your immigration options, get your documents in order, & prepare for the change in culture. Doing these things will make your transition smoother. Ready to take the next step? Our team is here to help you achieve your goals. Canada is closer than you think!

Jingle Bells Immigrations is here to make your move to Canada simple & stress-free. Let us help you turn your Canadian dream into a reality!

Original Source: https://jbimmigrations.blogspot.com/2025/01/what-you-need-to-know-before-moving.html

[tuvwxyz0123]

 Super Visa Services in Brampton: A Complete Guide

Are you looking to bring your parents or grandparents to Canada for an extended visit? The Super Visa offers a great opportunity for family reunification, allowing them to stay for up to 2 years at a time. If you're in Brampton, Ontario, you can access specialized services to help navigate the application process and ensure a smooth journey.

Why Choose Super Visa Services in Brampton?

Brampton is home to a diverse community, with many families seeking to unite with loved ones abroad. Super Visa services in Brampton are tailored to meet the unique needs of applicants in the area. Expert consultants help with paperwork, visa applications, and provide guidance on eligibility requirements.

What You Need to Know About the Super Visa

The Super Visa is a multi-entry visa, valid for up to 10 years, allowing parents and grandparents to visit Canada for extended periods. Applicants must meet specific criteria, such as having a child or grandchild who is a Canadian citizen or permanent resident and proving they have sufficient medical insurance for the duration of their stay.

Get Expert Assistance for a Successful Super Visa Application

Brampton is home to many experienced immigration consultants and legal professionals who specialize in Super Visa services. They understand the local community’s needs and can help you through every step, from submitting your application to managing required documentation. With the right help, you’ll increase your chances of success and ensure a stress-free experience.

If you’re ready to bring your parents or grandparents to Canada, don't wait! Reach out to Super Visa experts in Brampton today and take the first step toward family reunification.

Conclusion

Super Visa services in Brampton provide a seamless and reliable way to bring your loved ones to Canada. From application assistance to advice on insurance requirements, expert services in the area help make the entire process more manageable. Get started now and enjoy peace of mind knowing your family is just a visa away from being together.

For more information, contact Super Visa service providers in Brampton today!

[unitedcityyachts]

Luxury Yachts with Advanced Features for Sale in Ontario 🚤✨

Introduction: The Luxury Yacht Lifestyle

Owning a luxury yacht is more than a purchase; it’s an experience of opulence, freedom, and connection to nature. Ontario, surrounded by the Great Lakes and stunning inland waters, provides the perfect backdrop for yacht enthusiasts. As technology evolves, yacht for sale ontario now come equipped with advanced features, from smart automation systems to eco-friendly propulsion technologies.

Top Features of Advanced Luxury Yachts

1. Smart Automation and Control Systems

Modern luxury yachts are equipped with smart automation systems that allow owners to control various aspects, such as lighting, climate, and security, through mobile apps or central control panels. These systems enhance comfort and ease of use.

2. Cutting-Edge Navigation and Safety

Advanced GPS, radar, and autopilot technologies ensure smooth sailing. Integrated systems provide real-time weather updates and hazard detection, making navigation safer and more efficient.

3. Luxurious Interiors

High-end materials like teak, leather, and marble dominate luxury yacht interiors. Features include spacious cabins, gourmet kitchens, and customizable layouts designed for maximum comfort and style.

4. Entertainment Systems

State-of-the-art entertainment systems include satellite TVs, surround sound, and even onboard cinemas. Wi-Fi connectivity ensures you stay connected while enjoying your yacht.

5. Sustainable and Eco-Friendly Options

Yachts with hybrid engines and solar-powered systems are gaining popularity. These models minimize environmental impact without compromising performance.

Where to Find Luxury Yachts in Ontario

1. Top Dealerships

Ontario is home to several reputable yacht dealerships offering both new and pre-owned luxury yachts. Notable names include:

Crate’s Marine Sales in Keswick

Maple City Marine in Chatham

Pride Marine Group, with locations across Ontario

2. Online Platforms

Websites like YachtWorld and Boat Trader feature extensive listings, allowing buyers to filter options by price, size, and features.

3. Custom Builders

For a truly unique yacht, consider local custom builders who can design and build yachts tailored to your specifications.

Factors to Consider Before Buying

1. Budget

Luxury yachts come in a wide price range, often starting at CAD $500,000 and reaching millions. Decide on a budget before exploring options.

2. Purpose

Are you buying a yacht for personal relaxation, hosting parties, or long-distance cruising? Defining your purpose helps narrow your choices.

3. Maintenance

Yacht ownership requires regular maintenance, including engine servicing, cleaning, and storage during off-season months.

4. Legal and Licensing Requirements

In Ontario, you need to register your yacht and ensure it complies with Transport Canada regulations. Working with experienced brokers can simplify this process.

Top Models Available in Ontario

1. Azimut Grande

Known for its sleek design and spacious interiors, the Azimut Grande offers high performance and luxury. Prices typically range from CAD $4M to $7M.

2. Sunseeker Predator

This model is perfect for speed enthusiasts. Its sporty design and advanced engines make it a favorite among Ontario buyers.

3. Prestige 590

Combining style and functionality, the Prestige 590 offers a balance of luxury and practicality, ideal for both personal and family use.

Conclusion: The Journey Begins

Owning a luxury yacht in Ontario is an investment in a lifestyle of sophistication and adventure. With advanced features, eco-friendly technologies, and unmatched comfort, luxury yachts offer an unparalleled experience. Whether you’re cruising Lake Ontario or hosting events on Georgian Bay, the right yacht can make every journey unforgettable.

FAQs: Your Yacht Buying Guide

1. What are the main costs of owning a luxury yacht?

Costs include purchase price, maintenance, storage, fuel, and insurance. It's advisable to set aside 10% of the yacht’s value annually for upkeep.

2. Can I finance a luxury yacht purchase in Ontario?

Yes, many dealerships and financial institutions offer yacht financing options with flexible terms.

3. What size yacht is suitable for Ontario’s waters?

Yachts between 30 to 60 feet are ideal for Ontario’s lakes and waterways, offering maneuverability and comfort.

4. Are there eco-friendly yacht options?

Yes, hybrid and solar-powered yachts are increasingly available, catering to environmentally conscious buyers.

5. How do I ensure my yacht stays in top condition?

Regular maintenance, winterizing during off-season months, and professional inspections ensure your yacht remains in excellent condition.

[sportalone]

How To Do Ice Hockey Ground Rental in Ontario

Ice hockey is a beloved sport across Canada, and Ontario is no exception. For players, teams, or event organizers, renting an ice hockey ground offers a perfect opportunity to enjoy the game in a well-maintained, professional setting. Whether you’re arranging a friendly match, a tournament, or a practice session, knowing how to navigate the rental process ensures a smooth and efficient experience.

In this guide, we’ll walk you through everything you need to know about renting an ice hockey ground in Ontario, from choosing the right facility to finalizing your booking.

Why Rent an Ice Hockey Ground in Ontario

Renting an ice hockey ground is essential for organized games and events. Ontario is home to numerous world-class facilities that provide everything you need for a seamless experience. By renting a ground, you can:

Ensure high-quality ice conditions for optimal gameplay.

Access amenities such as locker rooms, spectator seating, and on-site parking.

Enjoy the flexibility of booking based on your preferred schedule.

Whether you’re planning a recreational game or hosting a competitive league, renting a hockey ground allows you to focus on the sport while enjoying professional facilities.

Finding the Right Ice Hockey Ground

Ontario boasts a wide range of ice hockey grounds, from small community rinks to large arenas. The first step in the rental process is identifying a facility that meets your needs. Consider factors such as:

Location: Choose a rink that’s convenient for all participants.

Size: Ensure the rink is suitable for the number of players and spectators.

Amenities: Look for facilities offering features like equipment rentals, coaching services, or food concessions.

Popular options in Ontario include community centers, sports complexes, and private rinks, each offering unique benefits.

Researching Rental Options

To find available ice hockey grounds, start by researching online. Many rinks in Ontario have websites or are listed on sports facility platforms where you can:

View detailed descriptions of the grounds.

Check availability and pricing.

Read user reviews to gauge the quality of the facility.

Platforms like PlaySpots and local community center websites are excellent starting points.

Understanding Pricing and Policies

The cost of renting an ice hockey ground in Ontario varies depending on factors like location, time of booking, and included amenities. For instance, peak hours or weekends may be priced higher than weekday mornings.

Before finalizing your rental, familiarize yourself with the facility’s policies, including:

Cancellation rules and refund options.

Insurance requirements, if applicable.

Fees for additional services like equipment rental or coaching.

Having a clear understanding of these details helps avoid surprises later on.

Booking Your Ice Hockey Ground

Once you’ve chosen a facility, it’s time to book your ice hockey ground. The process typically involves:

Selecting a date and time: Most rinks offer online booking tools with real-time availability.

Providing necessary details: Some rinks may require information about the number of players or the purpose of the booking.

Making payment: Secure your reservation by paying through the facility’s accepted methods, such as credit cards, online transfers, or cash.

After completing the booking, you’ll receive a confirmation email or receipt with the details of your reservation.

Preparing for Your Rental

Proper preparation ensures a successful ice hockey session. Before your booking date, make sure to:

Confirm the booking details: Double-check the time, location, and any included services.

Gather necessary equipment: If the facility doesn’t offer rentals, ensure all players bring their gear.

Arrive early: Arriving ahead of time allows players to warm up and ensures no time is wasted during the rental period.

Some facilities also offer additional services, such as professional coaching or event organization, which can enhance your experience.

Benefits of Renting Through Community Centers

Community centers in Ontario are popular choices for ice hockey ground rentals due to their affordability and accessibility. These facilities often provide discounted rates for local residents, youth teams, and non-profit organizations.

Additionally, community centers promote a sense of camaraderie by supporting local sports initiatives, making them an excellent option for families and community-based groups.

Top Ice Hockey Grounds in Ontario

Ontario’s diverse range of ice hockey grounds caters to all needs, from casual games to professional matches. Some notable options include:

Mattamy Athletic Centre, Toronto: A state-of-the-art facility with excellent ice quality and seating for spectators.

Richmond Hill Sports Complex: Known for its modern amenities and easy online booking process.

Thunder Bay Tournament Centre: Ideal for tournaments and large-scale events.

These facilities are equipped with top-notch features and are easily accessible for players across the province.

Making the Most of Your Ice Hockey Rental

To maximize your time on the ice, plan your session in advance. Assign team roles, discuss strategies, and ensure all participants are on the same page regarding the game format. If you’re hosting an event, consider inviting spectators or organizing post-game activities to make it more memorable.

Addressing Common Questions About Ice Hockey Ground Rentals

Is it possible to book a ground for a whole season? Yes, many facilities offer seasonal rentals for leagues or recurring events. Contact the rink directly for special rates and availability.

What happens if my booking needs to be rescheduled? Most rinks allow rescheduling, but it’s best to notify them as early as possible. Check their policies for potential fees.

Do I need insurance to rent an ice hockey ground? Some rinks may require liability insurance, especially for large events. Confirm this requirement during the booking process.

Are there discounts for youth or non-profit groups? Many community centers and rinks offer reduced rates for youth teams and non-profit organizations. Inquire about available discounts when booking.

Conclusion

Renting an ice hockey ground in Ontario is an excellent way to enjoy the sport in a professional setting. With a variety of facilities to choose from, flexible booking options, and affordable rates, players and organizers can find the perfect rink to suit their needs.

By following this guide, you’ll navigate the rental process with ease, ensuring a seamless experience that allows you to focus on what truly matters—playing the game and creating unforgettable memories on the ice.

[langstaffandsloan]

Understanding Knob and Tube Wiring: A Guide for Homeowners in Toronto

Knob and tube wiring was once the standard for electrical systems in homes, but its time has passed. While it served well in the early 20th century, modern safety concerns and electrical demands mean that it often needs to be replaced. If you live in Toronto or elsewhere in Ontario and suspect your home has knob and tube wiring, Langstaff & Sloan Inc. is here to help.

What is Knob and Tube Wiring?

Knob and tube wiring is an early electrical system that was common from the 1880s to the 1940s. It consists of ceramic knobs to secure wires and tubes to protect them as they pass through walls or other structures.

While it was innovative in its time, knob and tube wiring lacks the grounding and capacity needed for today’s electrical systems.

History of Knob and Tube Wiring in Canada

In Canada, knob and tube wiring was widely used in homes built before the 1950s. Many older properties in Toronto and Ontario still have this type of wiring, a testament to its durability. However, as homes were modernized, it became clear that this system couldn’t meet new safety standards or electrical needs.

Why Knob and Tube Wiring is Still Found Today

Many older homes in Toronto retain their original knob and tube systems because they have not yet undergone significant electrical updates. While it may still function, its limitations make it a less-than-ideal choice for modern households.

Understanding the Risks of Knob and Tube Electrical Systems

Lack of Grounding

Knob and tube wiring lacks a grounding wire, which increases the risk of electrical shocks and fires. Grounding is a key safety feature in modern wiring systems.

Insulation Issues

Over time, the rubber insulation around knob and tube wiring deteriorates, exposing wires and creating fire hazards.

Limited Capacity for Modern Devices

Homes with knob and tube wiring weren’t built to handle the electrical loads of today’s appliances and electronics. Overloading the system can lead to overheating and other dangers.

Recognizing Knob and Tube Wiring in Your Home

Visual Indicators

Look for ceramic knobs and tubes in your basement or attic. These are clear signs of an older electrical system.

Home Inspection Tips

If you’re unsure, a licensed electrician can confirm the presence of knob and tube wiring during an inspection.

Should Knob and Tube Wiring Be Replaced?

Insurance Implications in Ontario

Many insurance companies in Ontario are hesitant to cover homes with knob and tube wiring. Some may require you to replace it before offering a policy.

Safety Concerns

Upgrading to a modern system ensures your home meets current safety standards, reducing the risk of electrical fires and other hazards.

Cost Considerations

While replacing knob and tube wiring can be an investment, the peace of mind and increased property value make it worthwhile.

The Replacement Process with Langstaff & Sloan Inc.

Expert Assessment and Recommendations

The team at Langstaff & Sloan Inc. begins with a thorough evaluation of your home’s wiring. We provide honest recommendations tailored to your needs.

Comprehensive Replacement Services

From removing old wiring to installing a new, code-compliant system, we handle every step with precision.

Certified Electricians You Can Trust

Our electricians are fully licensed and experienced, ensuring your replacement is done safely and efficiently.

Why Choose Langstaff & Sloan Inc.?

Local Expertise

As a trusted name in Toronto, we understand the unique needs of homes in Ontario.

Commitment to Safety

Your family’s safety is our top priority. We use only the best materials and methods to protect your home.

Proven Track Record

Our satisfied clients and successful projects speak to our reliability and expertise.

Maintaining a Safe Electrical System

Regular Inspections

Schedule routine electrical inspections to catch issues early and ensure your system is up to date.

Avoiding DIY Repairs

Leave electrical work to the professionals. DIY attempts can lead to dangerous mistakes.

Upgrading Outdated Systems

If your home has knob and tube wiring or other outdated systems, upgrading is essential for safety and efficiency.

Conclusion

Knob and tube wiring may have been cutting-edge in its day, but modern homes require more robust and secure electrical systems. If you live in Toronto or Ontario and need an upgrade, Langstaff & Sloan Inc. is your trusted partner for safe and efficient electrical solutions.

FAQs

1. What is knob and tube wiring, and why is it outdated? Knob and tube wiring is an early electrical system without grounding or sufficient capacity for modern devices. Its age and limitations make it unsuitable for today’s safety standards.

2. Can I keep knob and tube wiring in my home? While it’s not illegal to keep it, most experts recommend replacing it to meet modern safety requirements and insurance standards.

3. How much does it cost to replace knob and tube wiring? Costs vary depending on the size of your home and the complexity of the project. Contact Langstaff & Sloan Inc. for a detailed quote.

4. Is it safe to use appliances with knob and tube wiring? It’s risky, as knob and tube systems weren’t designed for modern electrical loads. Overloading can lead to overheating and potential fire hazards.

5. How do I know if my home has knob and tube wiring? Look for ceramic knobs and tubes in visible areas like your basement or attic, or schedule an inspection with a licensed electrician.

[wtii]

How to Combine RV and Home Insurance in Ontario for Comprehensive Coverage

When living in Ontario, combining your RV insurance Ontario and home insurance Ontario Canada can offer comprehensive coverage and potential savings. This approach is particularly beneficial for homeowners who also enjoy the freedom of RV travel. By bundling these policies, you can simplify management, reduce costs, and ensure seamless protection for your home and recreational vehicle. Let’s explore how you can effectively combine these two policies while maximizing their benefits.

Understanding the Basics

What is Home Insurance Ontario Canada?

Home insurance protects your property, belongings, and liability in case of unexpected events like fires, theft, or natural disasters. In Ontario, home insurance isn’t mandatory by law, but it’s highly recommended and often required by mortgage lenders. Whether you’re a homeowner or landlord, home insurance Ontario Canada provides peace of mind by safeguarding your most valuable assets.

What is RV Insurance Ontario?

RV insurance is essential for protecting your recreational vehicle, whether it’s used for seasonal trips or full-time living. Similar to auto insurance, RV insurance Ontario covers damage, liability, and additional expenses such as emergency roadside assistance. Since RVs often serve as both transportation and temporary homes, their coverage must address unique needs.

Benefits of Combining Policies

Cost SavingsInsurance providers often offer discounts for bundling multiple policies. By combining home insurance Ontario Canada with RV insurance Ontario, you can reduce overall premiums.

Simplified ManagementWith both policies under one provider, you’ll have a single point of contact for claims and inquiries, making it easier to manage your insurance portfolio.

Enhanced Coverage OptionsBundling policies can give you access to enhanced coverage options tailored to your needs. For example, your provider might offer extended liability coverage applicable to both your home and RV.

How to Combine RV and Home Insurance

Step 1: Assess Your Coverage Needs

Start by evaluating your specific needs for both home insurance Ontario Canada and RV insurance Ontario. Consider:

The value of your home and RV

The type of coverage you require (e.g., liability, theft, damage)

Whether you rent out your home or RV, in which case landlord insurance might be necessary

Step 2: Research Bundling Options

Many insurance providers in Ontario offer bundling packages. When researching, ensure the policies cover everything from your home’s contents to your RV’s unique features.

Step 3: Compare Quotes

Request quotes from multiple insurers and compare them carefully. Look for policies that include liability, property damage, and any additional features you need, such as coverage for seasonal RV use.

Additional Considerations

Landlord Insurance for Ontario Property Owners

If you’re a landlord, it’s crucial to include landlord insurance in your coverage plan. This type of insurance protects rental properties and offers liability coverage for tenant-related risks. By bundling landlord insurance with home insurance Ontario Canada and RV insurance Ontario, you can simplify your insurance needs while ensuring comprehensive protection.

Customizing Your Policy

Not all policies are created equal, so work with your insurance provider to customize your bundle. You might include:

Increased liability limits

Coverage for personal belongings in your RV and home

Protection against natural disasters common in Ontario

Common Mistakes to Avoid

Overlooking Policy DetailsWhen bundling, ensure you fully understand the terms of both home insurance Ontario Canada and RV insurance Ontario. Look out for exclusions or limitations that could leave you unprotected.

Failing to Update PoliciesLife changes, such as purchasing a new RV or renovating your home, require updates to your insurance coverage. Inform your provider to avoid gaps in protection.

Ignoring DeductiblesWhen bundling, consider the deductibles for each policy. Opting for a combined deductible might save money, but ensure it’s affordable in case of a claim.

Top Providers for Combined Insurance in Ontario

Many insurance providers in Ontario specialize in bundling home insurance Ontario Canada, RV insurance Ontario, and landlord insurance. Some leading names to consider include:

Aviva Canada

Intact Insurance

Desjardins Insurance

Conclusion

Combining RV insurance Ontario and home insurance Ontario Canada is a smart move for those seeking comprehensive coverage and convenience. By bundling these policies, you can enjoy cost savings, simplified management, and enhanced protection tailored to your lifestyle. Don’t forget to evaluate your unique needs and explore bundling options with reliable insurance providers. If you’re a landlord, including landlord insurance in your package ensures your rental properties are equally well-protected.

Take the time to research, compare quotes, and customize your bundle for peace of mind on the road and at home. With the right combination, you’ll be ready to enjoy Ontario’s landscapes while protecting what matters most.

[allthecanadianpolitics]

New data shows that the number of people with dementia is rapidly growing in Ontario and doctors are urging the province to invest in home care now to meet their needs. There has been a 48 per cent increase in the number of patients with dementia in Ontario since 2010, according to a new analysis of Ontario Health Insurance Plan (OHIP) billing released by the Ontario Medical Association (OMA) on Thursday. The OMA represents more than 43,000 doctors. Dr. Andrew Park, president of the OMA, said resources need to be put in place to better support the province's aging population and people with dementia. "With an already strained health care system and fewer than 300 dementia care specialists across Canada, we are not prepared to meet their needs," Park said at a virtual news conference.

Continue Reading

Tagging @politicsofcanada

[jfrgeneralcontracting]

Bathroom remodeler ottawa

When planning a renovation or construction project, finding the right general contractor in Ottawa, Ontario, Canada is crucial. Whether you’re upgrading your home, building a commercial space, or focusing on specialized projects like bathroom renovations, the expertise of a reliable contractor can make all the difference. Ottawa is home to many talented professionals, but identifying the perfect fit for your needs requires careful consideration.

Why Hire a General Contractor in Ottawa, Ontario, Canada?

A general contractor in Ottawa, Ontario, Canada manages all aspects of construction projects, ensuring everything runs smoothly from start to finish. They coordinate with subcontractors, source materials, and adhere to timelines and budgets, providing peace of mind for homeowners and business owners alike.

Hiring a general contractor Ottawa saves you the hassle of juggling multiple tasks and responsibilities. Instead of dealing with plumbers, electricians, and carpenters independently, the contractor takes charge, ensuring seamless integration of all services.

Residential Services from General Contractors in Ottawa, Ontario

Home improvement projects, especially those involving large-scale renovations, benefit immensely from hiring a general contractor Ottawa residential. These professionals specialize in remodeling kitchens, adding home extensions, and creating functional living spaces tailored to your preferences.

A significant area of focus for homeowners is bathroom renovations. A bathroom remodeler Ottawa brings the expertise needed to transform outdated bathrooms into luxurious retreats. From installing modern fixtures to upgrading plumbing systems, these specialists ensure that every detail aligns with your vision.

Key Qualities of Reliable General Contractors Ottawa Ontario

When choosing a general contractor in Ottawa, Ontario, Canada, it’s essential to look for the following qualities:

1. Experience and Expertise

A reputable contractor should have a proven track record of successful projects. Experience ensures they can handle challenges effectively and deliver quality results.

2. Licensing and Insurance

Always confirm that the general contractor Ottawa residential or commercial contractor you hire is licensed and insured. This protects you from potential liabilities and ensures compliance with local regulations.

3. Transparent Communication

Clear communication is essential in any construction project. Reliable general contractors Ottawa Ontario keep you updated on progress, costs, and any changes to the plan.

4. Comprehensive Services

From design to completion, a good contractor offers end-to-end services. Whether you need a bathroom remodeler Ottawa or a contractor for a commercial project, their expertise should cover every aspect of the job.

Popular Residential Projects in Ottawa

Ottawa homeowners often seek services for:

Bathroom Remodeling

A bathroom remodeler Ottawa can transform a cramped, outdated space into a spa-like oasis. Popular upgrades include walk-in showers, heated floors, and energy-efficient lighting.

Kitchen Renovations

Kitchen updates are another common project for a general contractor Ottawa residential. From custom cabinetry to modern appliances, these renovations enhance functionality and aesthetics.

Home Additions

Expanding living spaces with new rooms or extensions requires the expertise of general contractors Ottawa Ontario. These professionals ensure the additions blend seamlessly with your existing structure.

Commercial Projects Handled by General Contractors Ottawa Ontario

For businesses, hiring a commercial contractor Ottawa residential is vital to ensure professional results. Whether it’s building a retail store, designing office spaces, or renovating commercial properties, these contractors bring the skills and resources necessary to meet industry standards.

Retail Store Construction

From layout planning to the final touches, a commercial contractor Ottawa residential helps create inviting spaces that enhance customer experiences.

Office Space Renovations

Modern office designs prioritize functionality and employee comfort. A general contractor in Ottawa, Ontario, Canada can reimagine your workspace to boost productivity and reflect your brand identity.

Multi-Unit Residential Projects

Developers often rely on general contractors Ottawa Ontario for constructing or renovating apartment buildings. These projects demand meticulous planning and execution to meet deadlines and budget constraints.

Tips for Hiring a General Contractor Ottawa

To find the best general contractor Ottawa, consider the following steps:

1. Research and Recommendations

Start by seeking recommendations from friends, family, or colleagues. Online reviews and testimonials are also excellent resources for evaluating potential contractors.

2. Verify Credentials

Ensure the contractor has the necessary licenses and insurance to operate in Ottawa. This is especially important for general contractors Ottawa Ontario involved in complex projects.

3. Review Past Work

Ask for a portfolio of completed projects. This gives you insight into the contractor’s style and quality of work.

4. Get Multiple Quotes

Comparing quotes from different contractors helps you understand the market rate and select a professional who offers value for money.

5. Draft a Clear Contract

Before work begins, have a detailed contract in place outlining the scope, timeline, and costs of the project.

Benefits of Local Expertise

Hiring a local general contractor in Ottawa, Ontario, Canada comes with several advantages. They are familiar with the area’s building codes, climate considerations, and suppliers, ensuring efficient and compliant project execution.

For example, a bathroom remodeler Ottawa understands the importance of insulation and waterproofing in cold climates, while a commercial contractor Ottawa residential knows the specific requirements for designing retail or office spaces in the city.

Sustainable Construction Practices

Sustainability is becoming a priority for homeowners and businesses alike. Many general contractors Ottawa Ontario incorporate eco-friendly materials and energy-efficient solutions into their projects. This not only reduces the environmental impact but also lowers long-term utility costs.

Conclusion

Whether you’re planning a home renovation or a commercial construction project, finding the right general contractor in Ottawa, Ontario, Canada is essential. From residential projects managed by a general contractor Ottawa residential to specialized services offered by a bathroom remodeler Ottawa, Ottawa’s professionals bring unparalleled expertise to every job.

Take the time to research, compare options, and communicate your needs clearly. By doing so, you’ll ensure that your project is completed to the highest standard, delivering results that enhance your property’s value and functionality. With the right general contractors Ottawa Ontario, your vision for your home or business can become a reality.

[thehomess-realestate-canada]

Buying a Home in Canada with No Down Payment - Is It Possible?

Explore government programs, mortgage insurance, and more. Achieve your homeownership dream today!

Read more: 

[eldmandate339]

Truck Driver Salary in Canada: Insights from Industry Experts

The trucking industry plays a vital role in Canada’s economy, transporting goods across vast distances. With the demand for truck drivers continuously on the rise, one of the most common questions is: What is the truck driver salary in Canada? In this blog, we’ll explore insights from industry experts, breaking down the factors that influence earnings and what potential drivers can expect.

Overview of Truck Driver Salary in Canada

The truck driver salary in Canada can vary significantly based on several factors, including experience, location, and type of hauls. According to industry data, the average salary for a truck driver in Canada ranges from CAD $48,000 to CAD $70,000 per year. However, those with specialized skills or who are willing to take on long-haul routes can earn considerably more.

Factors Influencing Truck Driver Salary in Canada

. Experience Level:

Entry-Level Drivers: New drivers entering the industry can expect to earn on the lower end of the scale, typically between CAD $40,000 and CAD $50,000 per year. As they gain more experience, their salaries tend to increase.

Experienced Drivers: With 5+ years of experience, drivers can command salaries upwards of CAD $60,000 to CAD $70,000, especially if they have specialized skills such as transporting hazardous materials.

. Location:

High-Demand Areas: In provinces like Alberta and Ontario, where the demand for truck drivers is higher, salaries tend to be more competitive. For instance, a truck driver in Alberta might earn a median salary of CAD $65,000, while those in smaller provinces might earn closer to the national average.

Rural vs. Urban: Drivers operating in rural areas may receive different compensation compared to those in urban settings. Urban routes often involve more traffic and logistical challenges, which can influence salary negotiations.

. Type of Hauls:

Long-Haul vs. Short-Haul: Long-haul drivers, who are often on the road for several days at a time, generally earn more than short-haul drivers who return home every night. Long-haul drivers in Canada can earn anywhere from CAD $55,000 to CAD $75,000 annually, depending on the length and frequency of their trips.

Specialized Hauls: Drivers who specialize in transporting oversized loads, dangerous goods, or operate in extreme conditions (e.g., ice road trucking) can see salaries soar past CAD $80,000 per year due to the added risks and skills required.

. Company Size and Benefits:

Large vs. Small Companies: Larger trucking companies often offer more competitive salaries and better benefits, including health insurance, retirement plans, and bonuses. However, smaller companies might provide more flexibility, which can be an attractive option for some drivers.

Unionized Positions: Drivers working for unionized companies may also see higher salaries and better working conditions compared to non-unionized counterparts.

Insights from Industry Experts

Industry experts emphasize the importance of understanding the full compensation package when evaluating the truck driver salary in Canada. David Taylor, a seasoned trucking consultant, notes, "While base salary is crucial, drivers should also consider benefits, job stability, and career advancement opportunities." He also highlights that with the ongoing driver shortage, many companies are offering signing bonuses and increased pay rates to attract new talent.

Samantha Morgan, a logistics expert, adds, "Specialized skills and certifications, such as handling hazardous materials, can significantly boost a driver's earning potential. Continuous professional development is key in this industry."

Future Trends in Truck Driver Salary in Canada

The truck driver salary in Canada is expected to continue its upward trajectory as the industry grapples with a labor shortage. As older drivers retire and the demand for freight services grows, salaries are likely to increase, particularly for those willing to work in high-demand regions or take on challenging routes.

In summary, the truck driver salary in Canada varies based on experience, location, and the type of hauls. As the industry continues to evolve, drivers who are adaptable, skilled, and willing to take on new challenges will find themselves well-compensated.

If you're considering a career in trucking or looking to maximize your earnings, it’s essential to stay informed about industry trends and opportunities. At eldmandate, we understand the complexities of the trucking industry and are here to provide you with the tools and insights you need to succeed. Whether you’re just starting or are a seasoned pro, knowing the current truck driver salary in Canada will help you navigate your career effectively.

[thorncliffe]

Understanding Senior Housing Costs in Ottawa: A Comprehensive Guide

As we age, finding the right housing solution becomes a crucial aspect of maintaining quality of life. For many seniors in Ottawa, the decision about where to live can be influenced by various factors, including cost, care needs, and personal preferences. This comprehensive guide aims to shed light on the different types of senior housing options available in Ottawa and their associated costs.

1. Types of Senior Housing in Ottawa

Understanding the types of senior housing available is the first step in navigating the costs and making an informed decision. Here are the primary options:

Independent Living Communities: These are designed for seniors who can live independently but want the convenience of having some services available, such as housekeeping, meal plans, and social activities. Residents typically have their own apartments or units.

Assisted Living Facilities: These offer support with daily activities such as bathing, dressing, and medication management, while still allowing residents to maintain a degree of independence. Services often include meals, housekeeping, and personal care.

Long-Term Care (LTC) Homes: Also known as nursing homes, LTC homes provide around-the-clock care for individuals who require extensive medical assistance and support with daily living activities.

Retirement Residences: These are a broad category that includes both independent and assisted living options. They offer various levels of care based on the needs of the residents.

2. Cost Breakdown

The cost of senior housing in Ottawa can vary widely depending on the type of residence, the level of care required, and the amenities offered. Here's a general overview of what to expect:

Independent Living Communities: Costs typically range from $2,000 to $4,500 per month. This price usually covers the rent for the apartment, basic utilities, and access to communal amenities and activities. Additional fees may apply for optional services such as meals or housekeeping.

Assisted Living Facilities: Expect to pay between $3,000 and $6,500 per month. This range accounts for the cost of the apartment or room, along with personalized care services. Some facilities may charge extra for additional care services beyond the basic level included in the monthly fee.

Long-Term Care Homes: In Ottawa, the cost for LTC homes can range from $1,800 to $5,000 per month. The variation in cost often reflects the level of care required and the quality of the facility. For those with high care needs, additional charges may apply.

Retirement Residences: Depending on the level of care and amenities provided, costs can vary significantly, generally ranging from $2,500 to $7,000 per month. Higher-end residences with extensive amenities and higher levels of personalized care will be on the higher end of this spectrum.

3. Financial Assistance and Funding Options

For many seniors, covering the cost of housing can be a significant concern. Fortunately, there are several financial assistance options available in Ottawa:

Ontario Drug Benefit Program: This program helps with the cost of prescription medications for seniors aged 65 and older.

Ontario Seniors’ Public Health Insurance: Offers some coverage for health-related services and medical equipment.

Subsidized Housing Programs: The City of Ottawa offers various subsidized housing options for low-income seniors. These programs typically have long waitlists, so applying early is crucial.

Veterans Affairs Canada: For eligible veterans, there are additional benefits and funding options available for senior housing.

Private Insurance: Long-term care insurance can help cover some of the costs associated with assisted living or LTC homes. It's essential to review the policy details to understand what is covered.

4. Choosing the Right Option

Selecting the right housing option involves evaluating your personal needs and financial situation. Consider the following factors:

Care Needs: Assess your current and future care requirements. This will help you choose a facility that offers the appropriate level of support.

Budget: Determine what you can afford based on your income and available financial assistance. Make sure to account for any additional costs beyond the base fee.

Location and Amenities: Consider the location of the facility in relation to family and friends. Amenities such as transportation services, recreational activities, and social events can greatly impact your quality of life.

Visit and Evaluate: Visit several facilities to get a feel for the environment and speak with current residents if possible. This can provide valuable insights into the day-to-day experience at each location.

5. Conclusion

Navigating the world of senior housing costs in Ottawa can be complex, but understanding the options and associated costs is a crucial step in making an informed decision. By considering the different types of housing, associated costs, and available financial assistance, seniors and their families can find a solution that meets their needs and budget. Remember to plan ahead, visit potential residences, and explore all available resources to ensure a smooth transition to a new living situation.

[newstfionline]

Wednesday, July 10, 2024

Car theft crisis plagues Canadians (BBC) Logan LaFarniere woke up one October morning in 2022 to an empty driveway. His brand new Ram Rebel truck was missing. His security camera captured two hooded men breaking into the pickup in the dead of night outside of his Milton, Ontario home, and driving it away with ease. A few months later, that very same truck appeared on a website of vehicles for sale in Ghana, an ocean and some 8,500km (5,300m) away. A pandemic-related global car shortage increased demand for both new and used vehicles, leading to a spike in car theft. Canada is feeling that problem acutely. In 2022, more than 105,000 cars were stolen in Canada—about one car every five minutes. Among the victims was Canada’s very own federal justice minister, whose government-issued Toyota Highlander XLE was taken twice by thieves.

Beryl Leaves Millions Without Power in Houston (NYT) A day after Tropical Storm Beryl struck Houston with deadly force, flooding roads and highways and killing at least four people, officials in Texas were struggling to restore power for millions of residents as hot weather returned to the region. The storm, which made landfall in Texas as a Category 1 hurricane around 4 a.m. on Monday, weakened as it passed through the sprawling city and its suburbs. But the force of its winds still left Houston residents reeling for the second time in two months after a deadly system of thunderstorms crashed through the city in May. The storm had sustained winds of 65 m.p.h. as it passed through Houston but also produced damaging, hurricane-force wind gusts above 80 m.p.h. in and around the city. That was enough to rip branches and topple trees across the city. Beryl brought heavy rains to Houston. Floodwaters filled many of the city’s drainage bayous to the top of their banks and, in some cases, overtopped them. Elsewhere, sections of highways and underpasses filled with water. Officials said at least 47 people had to be rescued from high water. Once the storm moved on, the biggest issue for Houston residents became the widespread lack of power. The main provider, CenterPoint Energy, said on Monday that more than 2 million customers were without electricity and officials did not immediately provide a timeline for when people could expect to get power back.

Tropical Storm Beryl Spawned a Symphony of Toads (NYT) Amid the cacophony of pelting rain, exploding fuse boxes and cracking tree limbs, another sound followed Tropical Storm Beryl across the Houston area on Monday: The mating call of the male Gulf Coast toad. This species of toad is rotund, about the size of a tangerine, and speckled brown with a vanilla-colored belly. But you don’t see them as often as you hear them. On summer nights around Houston, they chime in a competitive chorus. But it’s unusual to hear them during the day. Beryl seems to have changed that, though. As the storm crossed the metro area on Monday morning, the call of the toads echoed from flooded street corners.

Insurers in the Medicare Advantage program pocketed $50 billion making questionable diagnoses that triggered extra taxpayer-funded payments. (WSJ) Some diagnoses were outright wrong, including for potentially deadly illnesses for which patients received no subsequent care, as well as for conditions people couldn’t possibly have, a WSJ analysis of Medicare records found. Often, neither patients nor their doctors knew about the diagnoses. Medicare Advantage, in which private insurers oversee Medicare benefits, was designed to provide healthcare more economically, but instead it added tens of billions of dollars in costs, researchers and some government officials have said. One reason is that insurers can add diagnoses to ones that patients’ own doctors submit. Medicare gave insurers that option so they could catch conditions that doctors neglected to record.

Pamplona’s 2024 running of the bulls (New York Post/Sky News) The Pamplona Bull Run 2024 continues the tradition of one of Spain’s most exhilarating and historic events. Held from July 6 to 14 as part of the San Fermín Festival, the bull run attracts thousands of thrill-seekers from around the globe. Every morning at 8 a.m., six bulls are set loose from their corral to charge through the narrow streets of the old town towards the bullring. Participants risk their safety by sprinting ahead of the bulls, aiming to stay close, creating an electrifying and perilous display that has enthralled spectators for decades. Six people were injured on the first day of the annual bull run. The festival was made famous for many English speakers by Ernest Hemingway's 1926 novel “The Sun Also Rises.”

Jean-Luc Melenchon: Star of France’s hard-left poses problem for election victors (Reuters) France’s left has a Jean-Luc Mélenchon problem. The towering firebrand of France’s hard-left, Melenchon’s France Unbowed (LFI) party won the most seats of the leftist alliance that scored a shock victory over the far right in Sunday’s snap legislative election. His party’s top position gives him a credible claim to be France’s next prime minister. But his hopes of dragging France sharply leftward appear dead after mainstream party chiefs quickly ruled out forming a coalition with a tax-and-spend, pro-Gaza figure who many in France view as an antisemitic radical. Melenchon, who denies accusations of antisemitism, “is the most divisive figure within the NFP,” said Socialist leader Olivier Faure, referring to the New Popular Front (NFP) leftist alliance. Other members of the NFP, speaking on condition of anonymity, were even more frank. “Melenchon is a problem,” a Green party lawmaker told Reuters.

Russia Strikes Children’s Hospital in Deadly Barrage Across Ukraine (NYT) Ukraine’s largest children’s hospital was destroyed by a Russian missile on Monday, shaking Kyiv, the capital, with images of bloodied and injured children, and sending hundreds racing to the scene to help clear twisted metal and smashed concrete in a desperate search for survivors. The hospital strike was part of a barrage of bombings by Moscow across the country, including one of its deadliest assaults on Kyiv since the first months of the war. At least 38 people were killed across the country, including 27 in Kyiv. More than 100 people were injured. The Ukrainian air force said it shot down 30 out of the 38 missiles launched by Russia during the attack, which began in the midmorning.

Myanmar’s ethnic rebels say they captured an airport in a new setback for the military government (AP) One of Myanmar’s most powerful ethnic minority groups battling the military government said it captured an airport serving the country’s top world-class beach resort, marking the first time resistance forces have seized such a facility. Residents of the area in the southern part of the western state of Rakhine, along with local media, also reported the seizure of Thandwe Airport, also known as Ma Zin Airport, about 260 kilometers (160 miles) northwest of Yangon, Myanmar’s biggest city. It’s the latest major setback for the military government that took power in 2021 after ousting the elected government of Aung San Suu Kyi. Armed resistance to military rule is taking place in much of the country, led by pro-democracy militants as well as guerrilla groups affiliated with ethnic minorities.

The Yen Is Plunging. So Is Japan’s Defense Budget. (NYT) The yen’s collapse this year to a nearly four-decade low is undermining Japan’s plans for its largest military buildup in postwar history. The government has slashed orders for aircraft, and officials warn that further cuts may be imminent. Japan buys much of its military equipment from American companies, in transactions done in dollars. The government’s purchasing power has been drastically eroded by the yen’s diminishing value. Japan’s currency headache comes at a critical juncture. The country’s large boost in military spending was intended to fortify defenses as Tokyo confronts mounting missile threats from North Korea and other challenges posed by China, including fears of a potential China-Taiwan conflict.

Rescuers search for dozens buried by an Indonesian landslide that killed at least 23 people (AP) Rescue workers dug through tons of mud and rubble on Tuesday as they searched for dozens of missing people after a landslide hit an unauthorized gold mining area on Indonesia’s Sulawesi island, killing at least 23 people. More than 100 villagers were digging for grains of gold on Sunday in the remote and hilly village of Bone Bolango when tons of mud plunged down the surrounding hills and buried their makeshift camps.

A departing Israeli general condemns violence by Jewish settlers in the West Bank (NYT) Maj. Gen. Yehuda Fuks, the outgoing chief of Israel’s Central Command, on Monday condemned rising “nationalist crime” among Jewish settlers in the occupied West Bank and criticized the Israeli government for efforts to financially cripple the Palestinian Authority, which administers some areas of the occupied West Bank. At a departure ceremony, he said that Israel’s security relied on a “strong and functioning” Palestinian Authority and expressed dismay over the settler violence in the territory, which is home to about 2.7 million Palestinians. An extremist minority, he said, was undermining Israel’s reputation internationally. “That, to me, is not Judaism,” he added, “at least not the one I was raised upon in my father’s and mother’s home. That is not the way of the Torah.”

House keys carry symbolic weight for Gaza families repeatedly displaced by war (AP) On his key chain, Hassan Nofal keeps the keys to two homes. One is to the house of his grandparents in what is now southern Israel, which he says his family was driven out of by Israeli forces in 1948 and to which they’ve never been able to return. The other is to Nofal’s house in northern Gaza that he had to flee last year after Israel launched its campaign of bombardment and offensives in the territory. Over the nearly nine months since, Nofal and his family have been uprooted four times, driven back and forth across the Gaza Strip to escape the onslaught. Nofal said he is determined to make sure his key doesn’t become a keepsake like his grandparents’. Israel’s assault in Gaza has driven some 1.9 million of the territory’s pre-war population of 2.3 million Palestinians from their homes. Most of them have been uprooted repeatedly since then, fleeing over and over across the length of the strip to escape a series of ground offensives. Each time has meant a wrenching move to a new location and a series of crowded, temporary shelters. Along the way, families have struggled to stay together and keep a few possessions. In each new site, they must find new sources of food, water and medical treatment.

3,013,413 (WSJ) That’s the number of people TSA said it screened Sunday—a new record and the first time the total of daily travelers topped three million. In recent weeks, cheaper flights, a stronger dollar and younger people eager to vacation have helped fuel some of the busiest air-travel days ever.