#home warranty

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[elitehomewarranty]

What You Need to Know About Home Warranties

Buying a home is among the most important financial commitments you’ll undertake in your lifetime. It provides comfort and stability but also comes with responsibilities, such as maintaining and repairing essential systems and appliances. A home warranty plan in the USA can help homeowners manage these unexpected costs effectively. Here's everything you need to know about home warranties and why they're a smart choice for protecting your home.

Home Warranties- What Exactly They Mean? 

A home warranty is an agreement that provides coverage for the repair or replacement of essential home systems and appliances when they fail due to everyday use. Unlike homeowners insurance, which protects against damages caused by events like fires, floods, or theft, a home warranty focuses on keeping your household appliances and systems functioning.

For example, when your air conditioning system fails during summer, or your refrigerator stops working out of the blue, a home warranty company will take the responsibility for repair or replacement for you so that you need not shell out expensive repair money.

Benefits of Home Warranty Plans in USA

Protection over Costs

With home warranties, you are covered against the high costs associated with repair and replacement. It no longer has to cost hundreds or thousands of dollars when there is a problem.

A Simple Repair

You won't have to look around for trusted repair professionals when using a home warranty company in the USA. They have a pre-approved network of licensed technicians ready to tackle your problems immediately.

Stress-Free Home Ownership

Knowing that your appliances and systems are covered provides peace of mind. A home warranty ensures you’re never caught off guard by an unexpected breakdown.

How to Choose the Right Home Warranty Company

When selecting a home warranty provider, keep these factors in mind:

Comprehensive Coverage

Select a plan that suits your requirements. There are various plans, including some that just cover appliances, while other plans cover systems like plumbing, electrical, and HVAC. Even comprehensive plans may also offer optional add-ons like pools and spas.

Reputation and Customer Reviews

Seek a company that has high ratings from its customers and clear practices. Elite Home Warranty is one of the companies which are rated very highly for reliability and great customer service.

Flexible Pricing

Ensure the plan fits your budget without hidden costs. Most providers offer affordable monthly plans with clear details on what is covered and any additional fees.

What's Covered by a Home Warranty?

Most home warranty plans include:

Appliances: Refrigerators, dishwashers, ovens, clothes washers, and dryers.

Systems: HVAC, plumbing, electrical, and water heaters.

Optional Add-ons: Garage door openers, pool equipment, and more.

Wrapping Up 

A home warranty plan in the USA is a very wise investment that protects your home and saves you money from unexpected repairs. With an excellent home warranty company in the USA such as Elite Home Warranty, you will enjoy full coverage, transparent pricing, and reliable service. Take the stress out of homeownership and secure your home today. 

[rikonius]

Moneywise: 'How's that my fault?': Home warranty company refused to pay Utah man $3,000 he says was promised by its 'miscommunicating' AI chatbot to replace his faulty A/C unit — what are your rights?

Two things:

1) if a company uses a chat bot to interface with customers, they should be liable for any promises the chat bot makes

2) don't trust home warranty companies. They won't actually pay when you need them.

[virtual-customer]

Choosing The Best Home Warranty Plan For You

what is home warranty?

The best home warranty is a service contract that covers the repair or replacement of major home systems and appliances due to normal wear and tear. It provides homeowners with peace of mind by ensuring financial protection against unexpected breakdowns. Read More

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Home warranty questions? 🙋🏾‍♂️🏠🤨

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Call and get your warranty today.(214) 396-0887

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Should You Buy a Home Warranty?

We’re buying a house. Should we buy a home warranty?” Seems like a relatively tame question, right? But post it on Facebook or Nextdoor and watch the impassioned responses roll in. You might as well ask, “What political party should I belong to.

Who knew people were so fervent about home warranties! Everyone has their own experience; expect to hear a few people call them “a scam” or at the very least a waste of money. Others will regale you with their tale of how having a warranty saved them from a freezing winter because they couldn’t afford to fix their furnace without it.

In the end, the decision is personal and largely based on how comfortable you are coming out of pocket if one of the more expensive items in your home, like the air conditioning unit or hot water heater, should malfunction and need to be replaced. We’re breaking down three important particulars so you can make an educated decision.

Know the cost

“A basic home warranty costs about $350 to $500 a year or more,” said Money Talks News. “A warranty typically covers kitchen appliances, plumbing, water heater, heating and electrical system components, sump pump, whirlpool tub, and ceiling and exhaust fans, according to Angie’s List. “‘Enhanced’ plans, purchased for another $100 to $300, provide added coverage for such things as a washer and dryer, air conditioning system, refrigerator and garage door opener. Optional coverage can be added, including for pools and septic systems.”

You can typically break down the annual cost into monthly payments if that’s more comfortable for you, but the cost of the warranty itself isn't the only thing you’re responsible for paying. Service calls will typically also cost you; put in a work order for a broken microwave or a tub that won’t drain and you’ll be responsible for paying for the privilege of having a professional come check it out, and—hopefully—fix it.

“Home warranty deductible, or service call fees, is an important concept to master if you want to understand how to find the cheapest home warranty plans for your needs,” said Review Home Warranties. With most home warranties, a deductible or service call fee will be required, “with an industry average of approximately $75 per visit. Some companies, like American Home Shield or TotalProtect Home Warranty, let their customers choose the amount of a deductible, which depends on the amount of premium. The higher the premium, the lower the deductible.”

Consider your peace of mind

Many homeowners opt for a home warranty for major “just-in-case” scenarios. Just in case the air conditioning unit crashes and burns. Just in case the hot water heater dies. Just in case there’s some other expensive repair that pops up, without the ability to comfortably pay for it. With the cost of some of these items running into the thousands—the average for a new air conditioning unit and installation, per HomeAdvisor, is $5,413!—the peace of mind factor is huge.

“For a homeowner who doesn't have an emergency fund or who wants to protect their emergency fund, a home warranty can act as a buffer,” said Investopedia. “Home warranties also make sense for people who aren't handy or who don't want to worry about tracking down a contractor when they have a problem. Warranties can also make sense for people with expensive taste in appliances.”

But…understand that not everything is covered

There’s always a chance that the item you need repaired is not covered under your warranty for one reason or another. “Having a home warranty doesn't mean the homeowner will never have to spend a penny on home repairs,” said Investopedia. “Some problems won't be covered by the warranty, whether because the homeowner didn't purchase coverage for that item or because the warranty company doesn't offer coverage for that item. Also, home warranties usually don't cover components that haven't been properly maintained. Furthermore, if the warranty company denies a claim, the homeowner will still have to pay the service fee and will also be responsible for repair costs.”

In our case, limitations spelled out in our home warranty contract regarding the replacement of outdated parts and refrigerant costs for our broken air conditioning unit meant we had to come out of pocket for $1,500. The lesson here: Read the fine print so you’re prepared.

[paradisehomepros]

Protect your peace of mind – and your wallet, with a home warranty! From unexpected repairs to replacements, a home warranty has got you covered.

[louisianastatewidecontractors]

Website : https://www.lacontractors.net/

Address : 6245 West Bank Expressway , Suite C24, Marrero, LA 70072

Phone : +1 504-500-9336

LOUISIANA STATEWIDE CONTRACTOR

A leading and reputable General, Electrical, and HVAC. Gas Fitter & Home Warranty Contractor. The company serves the Whole State Of Louisiana area. Ever since we opened for business, we’ve taken a comprehensive approach to project management, providing our clients with a wide range of services to cover their needs. Get in touch today to learn more about what we can offer you and to receive your free estimate.

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[elitehomewarranty]

Does a Home Warranty Cover Termites?

A home warranty plan is a great tool in the protection of your home against breakdowns of your important home systems and appliances in the United States. However, many homeowners wonder if such plans cover pest-based damages, especially termite infestation. Termites are generally known to wreak havoc on structures silently. Let's dwell on whether the home warranty company in the USA usually covers terms or not and what one can do.

What Is a Home Warranty?

A home warranty is a service agreement guaranteeing or paying for damages or fixes or even replacement of home systems and house appliances arising from normal wear and tear. Such a plan ensures peace of mind at a worthy cost by counterbalancing the hefty cost of repair. Generally, coverage features HVAC systems, plumbing, electrical systems, and major appliances, such as refrigerators or washers.

Why Termites Damage Is Challenging?

Termite infestations are something that falls within pest control or structural damage, not quite like a mechanical breakdown or system failure, and most standard home warranty policies in existence today across the United States do not cover issues with termites. As termite infestations are considered to be avoided through preventative maintenance and proper pest control operations, they fall outside of what a home warranty would normally cover.

Why Home Warranties Don't Include Termite Infestations

The main reason why home warranties do not provide coverage for termites is that warranties were designed to repair mechanical failures-structural or environmental problems, not pests. Termite infestation has been deemed a homeowner's responsibility to monitor and control, and termite prevention more frequently requires than regular checks and proactive treatments outside a warranty vendor's base of experience.

Other Options for Termite Protection

Although termites aren’t typically covered by home warranty companies in the USA, homeowners still have options:

Termite Bonds. Some pest control company offers termite bonds. It is a service contract, purchased specifically to forestall or treat termites. These mostly have annual inspections with treatment if necessary.

Homeowner's Insurance Add-Ons: While standard homeowner's insurance also does not cover termite damage, some insurers offer add-ons or riders for structural pest damage, including termites.

Professional Pest Management Services: Investing in a pest control service is a good strategy to prevent termite infestation and deal with problems immediately.

Selecting a Good Home Warranty Program

Whereas termites are probably not covered under a home warranty, you should look for a full package with your needs in mind. Elite Home Warranty is excellent when it comes to flexible and customized home warranty plans in the USA. We have an entire list of home systems and appliances covered to give our clients the best protection and service possible.

Conclusion:

Even though termite damage is not covered normally, a home warranty would be a huge help in guarding your house's major system and appliances. For pest-related issues, just consider other options like termite bonds or pest control services instead. Meanwhile, get your home systems covered by teaming with a reputable home warranty company in the USA like Elite Home Warranty.

[realprop101]

The benefits of a home warranty for homebuyers

A home warranty is a type of insurance policy that provides coverage for the repair or replacement of major systems and appliances in a home. It is often purchased by the buyer at the time of a home sale, but can also be purchased by the homeowner at any time. Here are some of the benefits of a home warranty for homebuyers: Peace of mind: A home warranty can give homebuyers peace of mind,…

[widecareinsurance]

WideCare - Ensuring Peace of Mind with Extended Warranty Plans

In today's world, our lives are intertwined with various electronic devices and appliances. However, unexpected breakdowns and repairs can often disrupt our daily routines and cause financial strain. That's where WideCare's extended warranty plans come into play. With their comprehensive coverage and exceptional service, WideCare offers peace of mind by safeguarding your investments and providing timely assistance when you need it the most.

Protecting Your Investments:

WideCare's extended warranty plans are designed to protect your investments in electronic devices and appliances beyond the manufacturer's warranty period. From smartphones and laptops to refrigerators and washing machines, their plans cover a wide range of products, ensuring that you can enjoy your purchases without worrying about unforeseen repair costs. By extending the warranty, you gain an added layer of protection that safeguards your investments for an extended period, providing you with a sense of security.

Comprehensive Coverage:

WideCare's extended warranty plans provide comprehensive coverage against mechanical and electrical failures, as well as accidental damage. This means that if your device or appliance malfunctions or suffers accidental damage, WideCare will take care of the repair or replacement costs, saving you from unexpected expenses. With their extensive network of authorized service centers and skilled technicians, WideCare ensures that you receive prompt and reliable service whenever you need assistance.

Convenience and Hassle-Free Service:

One of the key advantages of choosing WideCare's extended warranty plans is the convenience they offer. WideCare streamlines the claims process, making it easy and hassle-free for customers. In the event of a breakdown, all you need to do is contact WideCare's dedicated customer support team, who will guide you through the necessary steps. With their efficient service, you can get your device or appliance repaired or replaced quickly, minimizing downtime and inconvenience.

Added Value and Savings:

WideCare's extended warranty plans offer significant value and savings in the long run. By opting for their extended warranty, you avoid costly repairs or replacements that can drain your finances. The plans are designed to be affordable and flexible, allowing you to choose the coverage that best suits your needs and budget. With WideCare, you can have peace of mind knowing that your investments are protected, and you have a reliable partner to rely on in times of need.

Conclusion:

WideCare's extended warranty plans provide an invaluable layer of protection and peace of mind for your electronic devices and appliances. With comprehensive coverage, convenient service, and added savings, WideCare ensures that you can enjoy your purchases worry-free. Trust in WideCare's commitment to customer satisfaction and make the smart choice of protecting your investments with their extended warranty plans.

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Home Warranty vs. Homeowner's Insurance: What's the Difference?

Ever wonder what the difference is between a home warranty and homeowners insurance? Here’s the scoop from our experts at William Raveis Insurance! If you would like to see a brochure for the American Home Sheild Warranty and what it covers, send me a note below. A home warranty is a great thing to have in your toolbox as a homeowner, especially if you have some older appliances. It can also be…

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