#good news they increased the first home buyers grant

[danieandflars]

Bitch with old fashioned aesthetic taste forced to live in ugly modern builds made out of plywood that cost a million dollars

[beardedmrbean]

Newspaper Helsingin Sanomat has created a calculator to help readers determine if it is more cost effective for them to rent or buy a home in the current market.

HS noted the shifting attitudes towards home ownership in Finland, with renting becoming a viable alternative for many.

"In the 1990s, young couples were automatically asked when they planned to buy a home, now they are asked if they are going to buy one. It is no longer taken for granted," said Anne Viita, director of Finnish Tenants, an advocacy group for renters.

Viita told HS that uncertainties around job security as well as a more mobile lifestyle have made renting attractive, offering an exit option without the obligations of ownership, such as repair or renovation costs.

Rising costs in home ownership, including mortgage rates, energy and maintenance fees, have also dampened enthusiasm for buying.

Juho Kostiainen, an economist at Nordea, said that while mortgage costs can surpass rent, ownership remains appealing because loan repayments contribute to personal equity.

Economist Veera Holappa of the Pellervo Economic Research (PTT) meanwhile noted to HS that in cities like Helsinki and Tampere, owning was twice as expensive as renting in 2023. However, a recent decrease in interest rates has somewhat balanced the equation.

Holappa added that high rental supply is keeping rent increases modest in the Helsinki area.

For first-time buyers, falling property prices present an opportunity, though current owners may find it challenging to sell at past values.

Immigration has also contributed to the rental market's growth, with newcomers typically renting during their first years in Finland, according to Kostiainen.

Far-right's building burns

Tabloid Ilta-Sanomat reports that a fire broke out early on Monday morning at a building known as a hub for Finland's far-right groups in the Hiiltomo industrial area of Hyvinkää.

The blaze, which affected a single-story structure of approximately 400 square metres known as Otsola, required a response from 14 firefighting units.

Although the building was not completely destroyed, it sustained extensive damage. Authorities did not immediately comment on the suspected cause of the fire.

Otsola is unique in Finland as a space openly identified with far-right groups, the most prominent being the openly fascist Blue-Black Movement.

Members have referred to the building as a cultural centre, hosting various gatherings and events, including concerts.

Finnish forestry exports and Trump

Rural-focused newspaper Maaseudun Tulevaisuus writes that Donald Trump's re-election raises questions for Finland's forestry industry, particularly regarding his proposals to boost American manufacturing and impose broad import tariffs.

Trump's campaign included a general 10 percent tariff on imports, with a specific 60 percent levy targeting Chinese goods.

Finland's major forestry players — UPM, Stora Enso, and Metsä Group's Metsä Board — remain cautious, with all three declining to speculate on potential impacts.

Timo Tolonen of the lobby group Finnish Forest Industries emphasised that any significant change will happen over time, with Trump's term starting in January and policy shifts possibly taking even longer.

"It's too early to judge at this stage. As an industry, we support free trade and measures that do not lead to protectionism, ensuring a level playing field for industry," Tolonen told MT.

Currently, Finland exports forestry products worth one billion euros annually to the US, accounting for over eight percent of the country's total forestry exports.

For Metsä Board, which exports primarily from Finland and Sweden without local US production, new tariffs could pose challenges.

UPM, on the other hand, operates production sites in the US, potentially giving it an advantage if Trump's policies favour domestic manufacturers.

Increased tariffs may reduce demand for Finnish imports, forcing companies to seek new markets and offer discounts, especially in competitive sectors like cardboard.

Meanwhile, the US dollar's value has bolstered in the wake of Trump's victory. This could help offset some impacts by making Finnish exports cheaper for American buyers, though how long this exchange rate will hold remains uncertain.

[homeaffordabilitysolutions]

No Deposit Loans Pros, Cons and the Truth

It’s hard for first home buyers to save for an upfront deposit, when paying rent, meeting bills and maybe starting a family.

This is frustrating, when you have a good rental record and know you could meet your mortgage repayments.

As the Reserve Bank of Australia found in 2022, first home buyers are no more likely than other types of owner-occupiers to report financial stress over the loan life or be in arrears or negative equity.

If you’re in this situation, you might be wondering about no deposit loans. Here are the pros and cons of these loans, and some alternatives.

Is buying a home with no deposit possible?

Buying a home with no deposit sounds like a great idea, doesn’t it?

You get onto the property ladder now, without the stress of finding that big lump sum.

Not many Australian lenders offer no deposit home loans, although there are options out there if you look hard enough.

Like any type of home loan, there are advantages and drawbacks to think about before you go ahead.

Pros of no deposit loans

Get a home without having to save for a deposit.

Get your own property sooner rather than later.

Set aside savings for other contingencies, like renovations or emergencies, when you don’t have to save for a deposit.

Invest in an area of the market that offers fast appreciation. Less of your own money is tied up in your home with a 100% lend.

Potentially get tax benefits on interest paid on 100% mortgage.

Cons of no deposit loans

Banks set very high interest rates on 100% loans, due to greater risk.

Pay costly LMI (Lender’s Mortgage Insurance), potentially adding tens of thousands to your loan.

Not many lenders offer 100% loans in Australia.

Increased risk of over-borrowing or negative equity.

More difficult to refinance or sell the property.

Hard to qualify, with banks requiring perfect credit report and high income.

Banks set hidden higher closing costs in return for no deposit.

There are also some alternatives to no deposit home loans to consider.

5% home loans in Australia

The First Home Guarantee is essentially a 5% home loan in Australia. This federal government program allows first-time buyers to purchase a property using a 5% deposit, without the need for LMI.

The government underwrites the loan and acts as a guarantor.

New places on the scheme are released at the start of each financial year. Places are limited though, and strict eligibility criteria applies.

There are also caps on how much applicants can spend on a property, depending on location.

While the scheme can provide first-time buyers with a low deposit way forward, a shared equity loan may be a more accessible option.

Shared equity home loans

With shared equity home loans, you can:

Deposit as little as 2.5%

Shared equity provides the remaining 17.5% to bring the deposit to 20%. With full ownership shared equity, where you are solely on the title, you can reduce the 2.5% further by adding in any government grants you may be eligible for.

Avoid LMI

Because the remaining 80% of the loan sits with the bank, you avoid costly LMI, saving between $10,000 and $40,000 on an average mortgage.

Get low fixed interest for five years

Pay 3.25% fixed interest on your loan’s shared equity portion for the first five years with HAS. The first three years of monthly payments on the shared equity facility are funded, which means you’re only making monthly mortgage payments on the 80% loan during this time.

What is the best option for you?

All these loan types can help you get onto the property ladder.

At HAS, naturally we think shared equity loans offer the best of both worlds! Buy property with a 2.5% micro deposit, without having to pay LMI. For the first three years, you only make monthly repayments on the 80% of the loan held by the bank.

However, it’s important to talk to your financial advisor about your individual circumstances before you decide on the best path forward. Consider your longer term goals, your current housing conditions, and your individual financial position before making a decision on the right loan for you.

And if you are interested in a shared equity home loan, contact us. We’d love to show you how these loans can be a game-changer for you and your family. By boosting your micro deposit, we can help you increase your serviceability and open up a world of home-buying opportunities.

Content Source: https://yourhas.com.au/no-deposit-loans-pros-cons-and-the-truth/

[thelistingteammiami]

Things To Consider If Your House Didn’t Sell

Things To Consider If Your House Didn’t Sell

If your listing has expired and your house didn’t sell, it's completely normal to feel a mix of frustration and disappointment. Understandably, you're probably wondering what may have gone wrong. Here are three questions to think about as you figure out what to do next.

Did You Limit Access to Your House?

One of the biggest mistakes you can make when selling your house is restricting the days and times when potential buyers can tour it. Being flexible with your schedule is important, even though it might feel a bit stressful to drop everything and leave when buyers want to see it. After all, minimal access means minimal exposure to buyers. ShowingTime advises:

“. . . do your best to be as flexible as possible when granting access to your house for showings.”

Sometimes, the most determined buyers might come from far away. Since they’re traveling to see your house, they may not be able to change their plans easily if you only offer limited times for showings. So, try to make your house available as much as you can to accommodate them. It's simple – if no one’s able to look at it, how will it sell?

Did You Make Your House Stand Out?

When you're selling your house, the old saying matters: you never get a second chance to make a first impression. Putting in the work to make the exterior of your home look nice is just as important as how you stage it inside. Freshen up your landscaping to boost your home’s curb appeal so you can make an impact upfront. As an article from U.S. News says:

“After all, if people drive by, but aren’t interested enough to walk through the front door, you’ll never sell your house.”

But don’t let that impact stop at the front door. By removing personal items and reducing clutter inside, you give buyers more freedom to picture themselves in the home. Plus, a fresh coat of paint or thorough floor cleaning can work wonders in sprucing up the house for potential buyers.

Did You Price Your House at Market Value?

Setting the right price is key. While it might be tempting to push the price higher to maximize your profit, overpricing your house can actually turn off potential buyers and slow down the selling process. Forbes notes:

“Pricing a home too high could lead to a slower sale or force the seller to drop their price.”

If your house is priced higher than others like it, it may discourage buyers, resulting in increased time on the market. Pay attention to the feedback people give your agent during open houses and showings. If lots of people are saying the same thing, it might be a good idea to think about lowering the price.

For all these insights and more, rely on a trusted real estate agent. A great agent will offer expert advice on relisting your house with effective strategies to get it sold.

Bottom Line

It’s natural to feel disappointed when your listing has expired and your house didn’t sell. Let’s connect to determine what happened, and what changes you should make to get your house back on the market.

[goldenskymanagement]

Real Estate Lease Option Tips at Golden Sky Management

Estate Leasing Company Indianapolis

There are two sides to every coin when it comes to lease options. Here are some real estate leasing option tips that balance the coin to land on its edge, benefiting both the buyer and the seller.

A lease option is a lease with an option for the Indianapolis Tenant Screening Services to buy the property, normally within a twelve-to-twenty-four-month time period. Non-qualified and first-time buyers view the lease option as an ideal finance technique, granting them time to get their financing house in order. Take a look at the following real estate lease option tips for the buyer.

Benefits and real estate lease option tips for the buyer (tenant):

Pay little cash up front (certainly much smaller than a typical down payment)

Monthly rent credit generates the down payment - a forced savings "account"

Live in the house you intend to buy

However, this convenience isn't without costs. The tenant usually pays an option fee plus rent credits (10% to 100% of the rental fee), in addition to the monthly rent. The seller keeps these monies if the tenant does not exercise the option.

With that said, here are benefits and real estate lease option tips for the seller (lessor):

Increases monthly cash flow

Solidifies the price well in advance of the selling date - good in a slow market

Prompts tenants to take care of the property they intend to buy

Receives upfront option money and retain it, should the tenant not exercise the option

It is also a great marketing tool for sellers when trying to find lease option buyers. For example, you contact a corporate relocation office about your property and they recommend an employee new to the area, to lease your property. After six months, she stays with the new job, wants to purchase your property and the conventional lease changes to a lease option. The buyer secures the option to purchase the house and you have a quality tenant (buyer) living in your property.

Lease option contracts can sometimes be complex, and property leasing agent Muncie suggest contract language focusing on the terms of the contract, rather than simply the price. To ensure an amiable closing put everything in writing. To find lease option buyers is indeed an investment of time and one good buyer in the hand is worth two in the bush.

Perhaps it's obvious, but real estate lease option tips encourage sellers to thoroughly investigate the market to predict the value of the property a year down the road. So, while you are trying to find lease option buyers, invest time to suitably forecast the selling price. Also, estate leasing company Indianapolis recommend investigating your state laws to ensure compliance with regulations on the lease option mechanism.

For the seller, the secret is to find lease option buyers who value the merit of this finance vehicle. How do you find lease option buyers? Place an ad in the newspaper or contact a corporate relocation residential leasing agent to help you find lease option buyers.

Another option is to get ahold of real estate investors like us here at Golden Sky Management [www.goldenskymanagement.com] and have us find you a buyer for your property. We make it very simple for you because of our experience. We take a small assignment fee for our efforts, and it takes the marketing work away from you.

The internet is also a great way to find lease option buyers. The same internet sites that assist sellers, assist buyers, bridging the gap between two parties searching for each other. These sites, however, often have steep fees they charge you for potential buyers for your home.

You could also join a forum that shares practical real estate lease option tips. Information like these real estate lease option tips and how to find Fishers Property Leasing Company, buyers are available if you look hard enough.

Visit real estate lease option tips [www.goldenskymanagement.com] to learn more about the lease option, and to contact us if you need help selling your home via lease option or want to buy a home with a lease option.

[whywishesarehorses]

A Mustang Crisis Looms in the West

With too many animals on public lands and too many on the public’s hands, the federal wild horse management program is short of money and palatable solutions.

By Dave Philipps       Published March 22, 2020

CHALLIS, Idaho — Dawn broke over the peaks of the Lost River Range, revealing a chase in the wide open valley below. Seven wild horses crashed through the sage, dark manes billowing in the golden light, pursued by a government contractor in a glossy helicopter that dodged left and right like a mechanical Border collie, driving the band forward into a hidden corral.

Within hours, the captured mustangs had been sorted, loaded onto trucks to be stamped with an identification number and sent to the Bureau of Land Management’s wild horse storage system. And the helicopter was back out hounding the hills for more.

All over the West, similar scenes have played out as the federal government fights to control the number of wild horses roaming public lands. Managers say they need to keep the herds down so they don’t destroy delicate native species habitat and threaten the livelihoods of ranchers.

But in recent years, the Bureau of Land Management has been losing that fight on two fronts: It hasn’t been able to round up nearly enough horses to limit the wild population. And it doesn’t know what to do with the ones it has managed to capture.

The roundup operation itself is strikingly efficient — a helicopter and a few workers in jean jackets can catch scores of mustangs in a day. The bureau rounded up 7,300 in 2019.

But once they are caught, they have to be fed and cared for. And the costs and frictions of having so many animals on the government’s hands — 49,000 at last count — have pushed the whole wild horse program toward collapse.

The rented pastures and feed lots where they are kept now devour more than two-thirds of the program’s budget, leaving little money for anything else, including looking for ways to get the bureau out of its current fix.

Low on cash, the bureau cut roundups drastically in recent years. But officials acknowledge that the move just made matters worse, by allowing the population on the range to grow rapidly. There are now about 100,000 wild horses and burros on public lands — more than at any time since the days of the Old West. The government reckons the land can sustain only about 27,000.

Bureau officials warn that the mustang herds are a looming catastrophe for the land, and there is no cheap or obvious solution. Capturing all the excess horses and caring for them in storage for the rest of their lives could cost up to $3 billion. Doing nothing may prove costly, too.

“If we don’t get this controlled, it’s just going to get worse,” said Alan Shepherd, the on-range branch chief for the wild horse program. Mustangs have already destroyed fragile desert springs in some places, and the birds, snakes and butterflies that depend on them, he said: “We are going to get to the point where the public lands are going to be almost unusable by anything.”

Mr. Shepherd started his career 30 years ago working on an emergency roundup on the Nellis Air Force Base missile test range in southern Nevada, where drought and overpopulation killed thousands of mustangs.

Now, near the end of his career, he worries that more herds are headed for a similar collapse.

Wild horse welfare groups argue that the crisis is largely invented. They say the government sets its population targets artificially low to justify mass removals that serve the interests of cattle ranchers and distract from other public land policies that are far more damaging.

“It’s a bait and switch,” said Suzanne Roy, director of the American Wild Horse Campaign, a group that has lobbied against roundups. “They say wild horses are an existential threat; meanwhile, they are loosening regulation on energy extraction. We do agree that roundups are creating a crisis in management, but the claims of overpopulation and horses starving are just not borne out by on-the-ground observations. Generally, the horses are doing pretty good.”

Crisis or no crisis, the number of horses on the range has risen into uncharted territory. Mr. Shepherd estimated that while 7,300 horses were captured in 2019, 17,000 foals were born. “We’re not even keeping at status quo,” he said.

In the early frontier days, wild horses in the West were too numerous to count. Explorers saw herds running on the Great Plains, likening the sight to the roll of waves in the ocean. On early maps, vast areas were labeled simply as “wild horse desert.” Later, as the region was settled, the herds were hunted down. Many were shipped east to pull city streetcars in places like Manhattan. Others were slaughtered for dog food and fertilizer. By the 1960s, only a few thousand mustangs were left.

Congress granted federal protection in 1971 to the remaining herds, which were nearly all on Bureau of Land Management land. With few predators and no hunters to cull them, the herds began to rebound, and land managers realized in the 1980s that they were quickly outgrowing the patchwork of public land allotted to them. That is when the helicopter roundups began.

At first, the program appeared sustainable. The bureau publicized an adoption program that found homes for captured horses, and the wild population stayed relatively constant. But news reports in the 1990s revealed that most of the “adopted” horses were actually going to slaughter, often while bureau employees profited. Regulations were tightened, and a backlog of unwanted horses began to build up on rented pastures in the Midwest.

Some conservative lawmakers from rural districts have pushed the bureau to euthanize excess horses or sell them for slaughter, but those steps remain widely unpopular and have not gained traction in Congress.

The bureau has told lawmakers repeatedly that it could create a sustainable program if Congress budgeted enough money to reduce the wild population to 27,000. Three times in the past 30 years, Congress has done so. Each time, though, the efforts were tripped up by dizzying costs and lawsuits from animal welfare groups.

Now the bureau is asking again. William Perry Pendley, its acting director, is a longtime conservative activist and lawyer who sued the bureau a number of times on behalf of ranchers before entering the administration. In an interview, he said he favors a proposal to remove more than 70,000 horses from the range over five years.

“Right now, it’s the ‘Sorcerer’s Apprentice,’” he said. “We’re carrying water and not getting anywhere.”

The bureau is in talks to open two huge feedlots to hold thousands of horses. But it is unclear if Congress is willing to spend billions to store unwanted horses, especially if an economic downturn drains public funds. Bureau staff say privately that they expect the population on the range to continue to grow toward disaster.

It wasn’t supposed to turn out this way. More than a decade ago, government auditors warned that the cost of storing captured horses would “overwhelm the program.” A 2013 report by the National Academy of Sciences urged the bureau to shift away from roundups and start using readily available and inexpensive fertility control drugs, which are typically administered by dart gun annually in the field.

Bureau leaders acknowledged the warnings and promised to embrace fertility control drugs, but their use actually declined in the years after the report. Less than 1 percent of the program’s current budget is spent on them.

Nearly all of the fertility control now happening on wild horse ranges is done by local volunteers, often retirees, who have learned to wield dart guns in the field.

That includes Andrea Macki, a visual artist who has been darting horses in the Challis herd for more than five years. She says the fertility control treatments have slowed reproduction rates by half, and could do more.

“It’s the obvious solution,” she said as she squinted through the dawn light to watch the helicopter rounding up horses she knew. “I wish the B.L.M. would invest in it, instead of all this.”

Bureau officials say that darting tens of thousands of horses in the field each year is not practical, and would take years to shrink the herds as much as a roundup can in a few days. Congress approved a $21 million increase in the wild horse program’s budget for this year, with the stipulation that the money would be released only when the bureau submitted a five-year plan that includes increases in both roundups and fertility control.

The bureau has also taken steps to dispose of captured horses, including deals that may be sending horses quietly to slaughter. It has ramped up sales of horses it deems unadoptable, charging $25 a head. In 2019 it sold 1,967 that way, often by the truckload in bulk sales; officials have refused to say who the buyers were.

Mr. Shepherd say the bureau tries to screen out slaughter buyers, but acknowledged that it does nothing to monitor the fate of horses after sale.

The bureau also created a program that offers $1,000 to anyone willing to adopt a horse.

Together, the sales and adoptions put about 7,000 horses into private hands last year, not enough even to keep pace with roundups, let alone draw down the number now warehoused.

On the edge of the wild horse range in Challis in central Idaho, Jackie Ingram, a rancher, has shared 168,700 acres of public land with the mustang herds for 46 years. Each spring her family drives hundreds of Black Angus cattle up a steep road through Spar Canyon to graze the high, windswept hills on Bureau of Land Management land.

In some years, she said, the wild horses left so little grass to eat that other wildlife disappeared, and her family had to cut back their cattle herd.

“We like the horses, but we also want to protect the land,” she said. “Every time they do a roundup, we’re happy. If the horses get to be too numerous, it affects the sage grouse, the elk, the antelope and us. All of us depend on the grass.”

[fyeahengineeringprofessor]

Singapore's National Wages Council recommends pay hike for workers earning up to S$2,000

low-wage workers earning up to two thousand dollars monthly could see a wage hike under recommendations by the national wages council or nwc now this affects about one in five or 238 thousand residents.

who are employed full time the increments should be 4.5 percent to 7.5 percent of their gross wages or 70 to 90 dollars whichever is higher brandon tonoto with more 61 year old madam chia has worked in the cleaning services industry.

for nearly two years she sees the pay increase as a source of motivation to continue to improve her job skills nwc says it's the first time it has recommended a range of progressive wage growth for workers like madam chair they'll consider increasing it next year.

should the economic situation improve but for employers still facing economic hit wins and considering cutting wages nwc urges them to freeze wages instead and consider building in a pay hike of up to 50 the singapore national employers federation says the recommendations are flexible enough for employers with varying business performance.

and outlook to implement but it cautions that consumers may have to pay more for certain services many of these workers are in outsourced sectors they need service buyers and consumers to play their part by paying a reasonable price for better services.

so that their employers can grant wage increases to them sustainably the government says it'll do its part to uplift lower wage workers through transitional support to help employers absorb part of the additional wage costs i encourage employers to take reference from these guidelines which can help shape business as well as workforce development at the same time the government will continue to support our businesses and workforce where needed other recommendations include using gross monthly wages.

as a new reference for lower wage workers nwc says this will give the workers greater certainty of the pay they can expect for a set of standard working hours what matters most is how much he or she take home how much he or she actually earns per month and this is uh the total package includes allowances it can include some ot it can also include other forms of payment from the employer.

so from their perspective we thought that if we use cross wages it will allow us to then have a more standard yardstick to compare across different groups of lower wage workers in different sectors mr shea explains that this also ensures that the wages of these workers will gradually catch up with median incomes the government has accepted the guidelines which will apply from first december to end november next year with singapore's economy on track to recovery the nwc says wages should move in tandem with the pace of business recovery they should also be based on a flexible wage system.

and we strongly encourage employers to implement the flexible wage system we call it the fws in short if they have not done so the fws has greatly helped employers to respond quickly to pass crisis and allowing transparent wage adjustment to be made based on business condition and ensuring that our workers are rewarded in good times employers.

who have recovered or are recovering in the wake of covid19 are also urged to restore wage cuts and the council says they should roll back wage-related cost-saving measures such as a shorter work week temporary layoffs and no pay leave employers still impacted by cover 19 are encouraged to try to pay workers their annual wage supplement they should also continue to tap on government support measures and minimize retrenchments the focus last year was on helping employers to implement necessary wage cuts and appropriate cost-saving measures in order to save jobs with the economy and the labor market gradually recovering the tripartite partners agree that it is timely to ease the exceptional wage policies that were put in place earlier

[littlechinesedoll]

Graveyard Keeper Review

Platform: Steam

Playtime: 73 hours

Game Stats: 484 graveyard points, 70 church points, 81 tavern points, 91 Gold, 15 or so zombies, +/- 2k red points, +/- 1500 green points, +/- 500 blue points, did not unlock all the technologies.

Mods used: Faster Craft, Increase Inventory, Infinite Energy, Inflation Mod, No Cooldown Teleport, Sprint

---

Okay, so I finished the Graveyard Keeper (discounted at 4 or 5 bucks), together with its two DLCs, Breaking Bad (free) and Stranger Sins (6 bucks). Overall for that price it’s pretty good.

Spoilers ahead, of course. Oh, and very long rant if you’re up for the read.

So it starts with you going to a store to pick up some groceries, then you look at your phone while crossing he street and it’s you love calling, and because you didn’t look both ways before steeping on the crosswalk, you die. And then you wake up as the next graveyard keeper.

Honestly, whoever the last one was did a poor job of keeping the graveyard, cos what the fuck are all these bad corpses doing buried here? JK. ANYWAYS.

First, we’re gonna talk about mechanics.

I loved the game. It’s much like Stardrew Valley in a sense that you’ve got pretty much the same thing going on, except that it’s much, much, much more stressful. You can’t just go forage things and then sell all of it expecting you’ll get money and then buy the thing that you need to accomplish this task.

Nope. It’s none of that. it’s goes so far as you have to make your own goddamn ink to write something. But then you’d have to go to the poultry to buy feathers to write with?? There’d been too many time’s I’d say ‘what the fuck’ every time I’d have to craft something to do something as mundane as fucking frying onion rings.

There’s a review on steam that perfectly summarizes what I feel about the game as a whole. It’s a review by Isackender they say:

“I love grinding games like Stardew Valley, Don't Starve or Forager. When you play them, you feel good completing a task because what you just achieved will help you to advance slowly towards your goal. And what's most important, these tasks are fair.

Graveyard Keeper fails miserably at doing this.

A lot of the tasks you're required to complete feel meaningless.

…

That feel of ‘I haven't done anything today’ is constant.”

And that’s true! Every time you go to bed or mediated for energy, it feels like, even though you’ve buried a body, planed some crops, chopped down some wood, crafted all these things, mined a crap ton of stone and marble for graveyard decorations, it’s never enough. You literally have no means of earning other than burying shit-rated bodies at the start, so that you can get money to buy crops that you need to sell in order to make more money. What’s more frustrating, is that if you sell too much of one thing to any NPC who’ll buy your shit, you won’t be able to sell that other 400 pieces of carrots you’ve harvested because they’ll have no money to buy more, and your crops will be of no value because there is too much of it. I mean that makes sense IRL, but god. I was stuck at two silver coins FOR WEEKS.

Though I think I might be comparing it too much to Harvest Moon or Stardew Valley, where everything you do gives you an idea of what you’re working towards: a great farm, with diverse produce, healthy animals, and a good income.

God you’d be crafting for WEEKS and you’d still not be able to earn anything.

I only finished it out of spite. I mean, I’m already here. I already wasted 40 hours on it why not just fucking go on with it? 40 hours! That’s 10 hours more than I work in a week these days.

You’re also confined to a day in a week to do everything you need to do. Many of the NPCs you need to interact with that has something to do with the main storyline are only available once a week. So if you forget what day it is, you’d have to wait for another week to move along whatever it is you want to move on with. I always forget this with Snake, the Astrologer, the Merchant, and Ms. Charm. It’s frustrating to have to trudge through another week and then maybe forget again that Ms. Charm is singing at The Dead Horse today. It’s mad.

And then there’s The Town. You spend MONTHS on earning enough money to get you a Town Pass, only for you to be struck down by lightning the moment you pass the gates. So what’s the point of building up hype and telling you that you need to get to Town, and gather all of these items for you to be able to craft the thing that will get you home? The Town literally does not exist. Which is also annoying because southwest of the Farmer, THERE’S A COAL VEIN THAT I NEED FOR THE FURNACE.

The literal amount of wood you need to advance in this game is insane. I mean I have zombies chopping wood for me but still.

Teleport stone needs way too much time to cooldown, hence, the mod. I hate walking at a glacial pace, hence, the mod. I was frustrated with the money, hence, the mod. It’s not a mod to make me earn faster, but a mod to let me sell as much as the buyer is selling their products. Shit amount inventory, hence, the mod. And I’m not wasting two days for something to craft in the furnace, hence, the mod.

I also hate that big pieces of wood don’t go in your inventory. It’s frustrating because what if you chopped down something on the other side of the map? You’d have to lug that shit one at a time back to your work yard? And then, when you’ve got too many items on the screen, like for example, just because you want to, you chopped down all the trees in your backyard, leaving behind, say, 50 pieces of log. The FPS will drop like a bitch. Seriously. I was at a constant 60fps at the start then by the end, when I’ve got my yard set up, together with the vineyard and my zombie farm, the game is always at a constant 25fps and it’s hurting my eyes. There was a time I left zombies mining at the quarry; the game dropped to 1fps every ten seconds!  UGH. JLAKSDJAKSD

Okay. So. Mechanics aside, now on to the story. I mean, alright, it’s cute. I decided to finish the tavern first. The Stranger Sins DLC is where the story of the town comes from.

There’d been an old god and a new god.

I have a lot of questions. Keeper was split in two. Why and where did the old god send him? Why did the old god grant people immortality in exchange for destroying their faith in him? WHY DOES THE DONKEY TALK? I farmed hundreds of carrots for this asshole and he doesn’t even get a story?

Also, what the fuck is up with that shitty ending? I mean, that’s it? It just. Ends. Like that. you don’t go home—your Missus is transported to you and it ends. What the fuck? I wasted 73 hours for that shit?

There’s no replayability either. You finish it and that’s it. you go back to your save and you’re send back to the last time you saved it. It doesn’t even save after you open the portal so you could work on improving your graveyard or make more wine for your tavern.

It’s fun for a while. But if you might not finish it.

[homeaffordabilitysolutions]

Six Tips to Help You Get a Single Parent Home Loan

Life can be tough as a single parent, especially when it comes to buying your own home.

The good news? There’s a clear route to securing a single parent home loan if you follow the shared equity pathway.

Here are six tips to set you up for success.

1. Compare HAS with the Family Home Guarantee

You may be familiar with the Australian Government’s Family Home Guarantee program. You may not know, however, why Home Affordability Solutions (HAS) knocks it out of the park.

You don’t have to be a first home buyer.

Requires an exceptionally low deposit, no genuine savings are needed.

17.5% shared equity facility.

Interest only at a 3.25% fixed rate for five years. The first three years of re-payments are funded.

There’s no means testing.

You alone are on the title, rather than the government being on the title as part-owner of the property.

Our single parent home loan is a great way to access and climb the property ladder

2. Discover shared equity, with a 2.5% loan deposit

Yes, 2.5% is low! Yet this is all it takes to kick off your home buying journey.

Buying a home as a single mum or dad has traditionally been a hard slog. For many, it seems to be an impossible dream.

It’s infuriating. You know you earn enough to service a loan and have a good rent repayment record. But how do you save for that standard 20% deposit, when you have to pay the household bills on your own?

HAS is the answer. Our shared equity loans offer single parents a low deposit and lower monthly repayments.

-Deposit. Forget the 20% deposit and 80% mortgage. With HAS shared equity, you put forward a 2.5% microdeposit. We put in 17.5%, providing the full 20% deposit without costly LMI!

-Repayments. Pay 3.25% fixed interest on the shared equity part of your loan, for a full five years, before full ownership payments start. Plus, the first three years of monthly payments for the shared equity facility (17.5%) are fully funded. This means you only pay the 80% mortgage for the first three years.

-Versatility. You have the option to boost the HAS shared equity portion to 37.5%, making your loan easier to service.

Shared equity offers outstanding value to Australian home buyers seeking a single parent home loan.

3. Explore grants for first time home buyer, single mum or dad

If you are a first time home buyer single mum or dad, you may be eligible for the Australian Government’s national scheme.

The First Home Owner Grant (FHOG) program offers a one-off grant to first home buyers who meet the eligibility requirements.

You can use this grant, or other stamp duty concessions you may be eligible for, to contribute to your HAS 2.5% micro deposit.

4. Understand your borrowing limits

It’s important to understand your borrowing capacity and be realistic about what’s possible.

The last thing you want is more stress in your life! By setting achievable goals, and having a clear understanding of your financial limits, you give yourself the best possible chance of success.

It will help you secure a serviceable at really works for you.

5. Organise your finances

Spend some time getting your finances in order before you make your application.

This will help determine your serviceability, ensuring you don’t overstretch yourself.

Factor in income and outgoings, draw up a detailed budget and get a real handle on your financial situation.

Remember, you can set up automated transfers of regular savings to help you meet your home loan repayments.

6. Test your HAS eligibility

Why not test your eligibility for our low deposit home loans? Australia is seeing increased interest in shared equity home loans, so be sure you don’t miss out.

It’s the new way to build stability and secure the future, both for you and your family.

Content Source: https://yourhas.com.au/six-tips-to-help-you-get-a-single-parent-home-loan/

[mercedesschweit-blog]

Auto Warranty Service Covers You, Assuming You Have Covered It

So there' was, being placed in my town home with beads of sweat dripping off of my nose, and I no indisputable fact that home appliance insurance been around a while. I was twenty a few years old together with just bought my first home and BAM, my air conditioner quit on me. Only night before, I stood a party within house and everybody was complementing me round the purchase of my home and saying how responsible I was and that were so jealous. They also weren't looking at my house being nearly twenty yrs . old. There are many reasons why having the said warranty is profitable. For sellers, aid attract prospective buyers. This is a advantage mindful about are couple of buyers from the market right away. Buyers are at ease to shop for a home with warranty because do n't have to keep worrying about repairs or replacement. Discover also prevent unexpected expenses for home appliance insurance-owners. Such expenses can derail you of your monthly plan. The warranty can look after you produced by. However, may avoid buying older real estate. And, in today's market, custom made get so much on a mature home. And, if you locate a home warranty inc that covers the home's major systems and appliances, don't have to worry which you will have to afford a major repair with your new your own house. Home wish list. Guitar in case you identify whatever you want in a residential. Include the geographic location, school district or school, square footage, number of bedrooms/bathrooms/garages, associated with home (ranch vs. multi-level or others), hardwood floors, type of kitchen (eat-in vs. formal) and everything else you can think to do with. Include amenities like a central vac, built-in microwave or heat belch. All this will allow that you just basis states your house hunting undertaking. That options are up a person. It prospective wise must around and look for out who your children and friends trust simply because warranty plan of action. See what form of experiences they've had various companies. Read online reviews to discover about a provider's customer. Customer services are a serious problem in deciding on a provider. Unwanted weight efficient, friendly service. Availability is essential. You require a higher first american home warranty review with this increasing available 24/7 so that whether something needs staying repaired at bedtime or on the weekend, you'll end up able to obtain it prepared. Think relating to your budget when selecting the provider as very well. Find a plan that is correct for you and your financial. If you're purchasing a real estate that's new to angling or which all new appliances, you might not want coverage for those appliances. In case you are buying an adult home that's had few updates, you're most likely going to require more comprehensive coverage. Some providers offer plans covering only select items other people offer coverage of every appliance or system inside the house. Other companies offer plans that are completely customizable to your particular needs. While these plans may cover exactly what need, it could also cost you more to customize an insurance policy rather than going using a limited plan or a wide plan. You need to find an inspiration that will have the coverage you ought to at a abc home warranty you're for you to pay. Termites. Activity . own real estate, oodles of flab . to to hold that if you don't impact overlook the. This includes subterranean termites. As a homeowner, prevent termites, you might have to obtain a termite inspection every other year. Granted this isn't very expensive, it a good additional run you. mouse click the following webpage home warranty inc

[rajsinghj]

Why Timber Flooring Gives Your Home A Personalized Look

New Post has been published on https://propertyhome.in/timber-flooring-gives-home-personalized-look/

Why Timber Flooring Gives Your Home A Personalized Look

Every home is unique. Even the tiniest decorative detail as something to do with our personal lives, memories, and beliefs. However, when it comes to comfort, there are principles one should follow, especially when talking about the flooring.

One might wonder how come the flooring is so important, but the truth is it not only has the ability to make lives cozier but also it adds a lot to the whole aesthetics of the home. So, what would be the ideal flooring for your home? Timber. Here is why.

Hardwood flooring has lots of benefits. It brings nature inside the house. It is easy to clean, easy to maintain and it can last a lifetime. Timber screams warmth and sunlight. It absorbs the natural light and reflects it everywhere in the rooms. And this only starts the list. Here are the other benefits.

Durability and Strength

Choosing timber flooring sets you free of worrying about the possibility of changing it when renovating after several years. It is quite durable and strong and can withstand years of use while still looking like the first day it was installed.

It can withstand heavy foot traffic which is why it is oftentimes the perfect option for spaces where a great number of people walk, for example, offices, reception cubicles and so on.

Valuable and Quality

Timber flooring immediately increases the value of your home. In case you decide to sell your home, you can expect that it is priced high due to the increased number of interested parties for buying the house.

What is more, if you decide to sell your house, you can have it virtually staged, and with the timber flooring, all the elements will get a distinctive flair that instantly catches the eye.

Virtual furniture staging is a technique that sells homes fast and choosing timber flooring in virtually staged photos is a usual technique. And what is better than showing the potential buyers the basics of the house as they are, without the need to change it to look better?

A Vast Range of Choices

The timber flooring has something to offer that other types of flooring lack – the possibility to choose its appearance. The timber and its finish can be adjusted to the undertone you love, so they are really convenient when it comes to style – you will get what you want, in any undertone, and still get to boast about its strength and durability.

A Dream Come True for Music Studios

If you want to use the room as a music studio where you will write and create music, choose timber flooring. It has natural acoustic properties as there are no vibrations or hollow sounds. This makes it one of the best acoustic flooring there is.

Quality Breathing

Another benefit of the timber flooring is that it grants better air quality. This is possible because there are no grout lines, fibres or embossing in timber. This prevents attracting allergens, particles, pollen, dust or animal dander like the carpets and other flooring types do.

Ages like Wine

The final interesting characteristic of the timber flooring is that it ages well. It doesn’t deteriorate or get destroyed, instead, it looks even better after a few years. This is because of the natural composition of the flooring. It is safe to say that when you choose timber, you choose it for life.

The Bottom Line

Choosing the flooring type is not an easy thing to do. You want it to look good with the rest of the home as well as be durable and long-lasting. Choosing timber is never wrong as it successfully checks all the benefits a flooring type needs to have. It is perfect if you want a better quality of life and an excellent looking design.

[citymaus]

protestors rallying in philadelphia, 06.06.2020. flickr/joepiette

“First, we must consider the legacy of “placemaking” — and what the word “place” truly means for Black Americans.

Place as routes designed to confine the movement of Black people being treated as cargo and goods, not as human beings

Place as watchtowers to track and police the movement of enslaved people

Place as town square for spectatorship of Black trauma and lynching

Place as slave quarters for forced laborers that are not seen as worthy of decent living conditions

Place as an agent of bondage

Place as home to three-fifths of a human

Place as the severing of kinship ties

Everywhere we look, urbanist practices and our built environment itself continue to be place-based manifestations of racist ideology and the institutions of slavery.

a home owners’ loan corporation map of chicago. “redlined” areas were “undesirable” because “colored” people lived there. redlining increased segregation and decreased housing equity for black people. read more: chicagomag, 22.08.17. and see: mapping inequality.

“While many call for the arrest of the officers that murdered Breonna Taylor, I am calling for the arrest of every system, structure, and policy that engendered her death—starting with urbanism.

Here are just some of the ways that the fields of urban planning, transportation planning, architecture, and civil engineering can meet this moment and answer the call for collective design-centric reparations in the built environment. 

Cargo/Freight Prohibition and Revenue Tax. Prohibition of transit storage/maintenance facilities and cargo/freight movement through communities with high concentrations of Black residents, coupled with the redistribution of a percentage of all revenues deriving from freight/rail, rideshare and gas stations to Black American descendants of slavery

Wayfinding Recall and Mobility Fine Reversal. Removal of hostile wayfinding, directional signage and pavement markings that impose Eurocentric superiority through forced movement patterns and travel behaviors in the built environment; coupled with the cancellation of all mobility and transportation-related fees/fines imposed on Black people

Deep Planning and No/Low-Cost Freedom of Movement. Comprehensive, long-range network and public works planning that honors freedom of movement and mode choice through design elements, coupled with free and subsidized transportation, regardless of mode

Divest from Policing and Invest in Service Provisions. Divest from enforcement and policing as a programmatic component of urban planning, coupled with direct investments in Black service providers that meet the behavioral health and resource navigation needs of Black communities

Public Works Prioritization and Universal Basic Income. Moratorium on quick-build transportation and land-use elements in communities that need roadway reconstruction, signal enhancements, accessible pedestrian infrastructure, drainage and floodplain planning/development, and the removal of toxic industry and public works infrastructure. Because extensive reconstruction and repairs are so disruptive and have such long construction timelines, this intervention must be coupled with a universal basic income in neighborhoods undergoing extensive repair and upgrades to prevent displacement of existing residents

Community Planning and Workforce Reclassification. Implementation of a community planning model that reclassifies civil service planning roles by removing academic and background requirements that privilege technical training over lived experience; coupled with a direct low-barrier pathway to civil service for planners/engineers from or living directly in the proposed project areas

Transit Enhancements and Neighborhood Network Connectivity. Enhanced transit amenities, heated/cooling shelter at stops, benches, and boarding docks in communities with high concentrations of Black residents, coupled with prioritizing comprehensive investments in neighborhood transit networks over commuter and Bus Rapid Transit routes that move non-Black commuters through Black communities at the expense of community connectivity and neighborhood network planning

oakland community land trust 

Land Trusts, Cooperatives, and Civil Fee Waivers. Fund and subsidize land trusts and cooperatives granting Black communities autonomy in project development; coupled with no-cost access to permits and technical services throughout every phase of project development (including maintenance) in perpetuity

Land Use Reparations Boards and Redevelopment Revenue Distribution. Implementation of local and state-level land-use reparations boards to oversee funding proposals, exclusionary zoning, renewal, and revitalization practices and to establish guidelines for restorative land use measures for all zoning, capital and redevelopment projects; coupled with the allocation of a percentage of all redevelopment revenues to Black residents in the project area

Restorative Zoning and Right-of-Return. Ban speculation and rapid re-development in Black communities. Rezone all predominantly white and high income neighborhoods to allow multi-family unit development, coupled with right-of-return programs, lien dismissals, and payouts as a direct act of atonement for the legacy and impacts of unjust sharecropper arrangements, restrictive covenants, redlining, predatory lending, and rapid redevelopment

Impose Moratorium on Prison Development and Enact Fair Chance Housing. Impose a moratorium on the construction of new prisons and divert funds to housing stabilization, public health, education, and direct services for Black people, coupled with policies that prohibit the consideration of criminal records during housing eligibility determination processes

Homeowner Subsidies and Real Estate Revenue Redistribution. Subsidize downpayment and revitalization costs for Black homeowners/buyers; coupled with easement/eminent domain protections and redirecting a percentage of revenues from real estate transactions to Black communities

Surveillance Prohibition and Tech Tax. Prohibition on the use of technology affixed to infrastructure for the purposes of tracking, surveillance, and enforcement in Black communities; coupled with a redistribution of tech and data industry, rideshare, and micro-mobility revenues to Black-owned businesses and service providers

Anti-Displacement and Racial Composition as Factors in Environmental Protections. Incorporate anti-displacement and prevention of cultural erasure as environmental protections within regulatory environmental review processes (like the National Environmental Policy Act); coupled with the removal of categorical exemptions from environmental review processes where the project footprint is in an area with high concentrations of Black residents. Limit the number of times (and the duration of time) an environmental review process can be used to authorize development in a project area

I suggest the above structural solutions for one reason: because I am not willing to wait for a personal transformation to happen in the hearts and minds of every American, and I can’t commit my life to convincing people that I am worthy of decency and retribution. 

a mural dedicated to breonna taylor. flickr/mtumesoul

“Reparations and structural change are necessary, non-negotiable next steps for every industry. Breonna Taylor should be alive and her neighborhood should not have to grapple with literal displacement while mourning her death. While our elected officials convene research boards and advisory councils, cities, agencies, and organizations can act — and begin a process of true atonement today.”

read more by dr. destiny thomas: streetsblog, 27.07.2020.

[margaretroy0]

Why Roof Restoration Is Important?

%Roof Repair Perth% %Why Roof Restoration Is Important?% %

%

One of the most important sections of your home is the roof. Not only does it add beauty and character, but it also protects you and your property from the elements. As such, it is versatile and necessary. Despite being designed and built to last a long time, the roof eventually begins to show signs of wear and tear.

The roofing materials can begin to crack or chip off. In this case, the ideal solution is to restore and repair it. Not only does this reinstate the beauty and function of this part of your home, but it also adds value to your property. Roof restoration and regular repairs can add value and help you sell your home when the time comes.

To restore or not to restore?

You can get the best value by installing a brand new roof altogether as you will increase the structural integrity of your home and make it more formidable against the elements.

A new roof is an investment that is bound to grant you a more handsome return when you put your home on the market. Therefore, it is clear that restoring or repairing your roof will increase the value of your abode. If you neglect or put off any repairs over the years it will hit you harder in the hip pocket in the long run. So constant maintenance will not only save you money in the short term but it will add value in the long term. However, exactly how much value will it add?

There are several factors that determine the value of a new or restored roof:

Current condition

One of the factors which determine how much value you can get from a new quality roof restoration and repair is its current condition. If it is significantly worn out, then some restoration or repair is bound to breathe some life into the structure. This will add value to it. You can visit any website online for affordable roof repair.

Roofing materials

Roofing materials can be quite expensive. Those that are beautiful and durable can cost you a pretty penny. Therefore, restoring or repairing your roof is quite a substantial investment. However, it has a good return because home buyers prefer to purchase high-quality homes. This is because they will not need to perform any repairs in the foreseeable future.

Effect on efficiency

The roof plays an important part in determining the efficiency of your home’s HVAC system. It can provide insulation during the cold season and prevent the transfer of heat to the surroundings. This eventually helps in reducing the cost of energy at your home. If you add some energy accessories such as solar panels to your roof, the value of your home increases exponentially.

Ensure the gutters are in good shape

You cannot ignore the role the gutter plays in making sure your roof is in good shape. A deteriorating gutter will lead to the accumulation of water in your roof leading to faster decay of the materials used to make the roof. Look at your gutter and ensure it has the right slant, remove any debris that may block it, and ensure it is in good working condition. As a result, you will not have to bear the costly repairs that come as a result of carelessness and lack of maintenance.

There are many other good reasons why you should install a new roof:

Improve its look

A new or restored roof is guaranteed to improve the appearance of your home. There are many colors and styles of roofing materials. As such, you can quickly transform the appearance of your home by restoring your roof or installing a brand new one.

Extend the warranty

Roofing materials normally have warranties from their manufacturers. You can extend the warranty period by installing new materials on your roof. If you perform an extensive repair or restoration effort and install some new roofing, they collectively increase the warranty period of your roof. For example, shingles made of asphalt have a warranty period of up to 5 decades. Using them for roof replacement or repair is an ideal way to increase the lifespan of your roof.

Comfort

A brand new roof provides much more comfort than one which is cracked or leaking. Therefore, restoring or repairing your roof is a sure way to increase your physical and mental comfort. In addition to that, having a restored or new roof provides an assurance that your house will fetch a better price if you decide to put it on the market.

Everyone agrees that the roof plays an important role in the overall structure of your home. Not only does it crown your house, but it also provides protection from the elements as well. Notably, restoring or repairing your roof increases the overall value of your home. Therefore, carrying out some repairs or replacements on your roof is an essential activity to perform before putting your home on the market. Consider speaking to several professional roof repairers before committing to one company. It is the safest way to ensure you are getting the best deal.

The post %Why Roof Restoration Is Important?% appeared first on %Roof Repair Perth%

from https://roofrepairperth.com/blogs/why-roof-restoration-is-important/ from https://roofrepairperth0.blogspot.com/2020/08/why-roof-restoration-is-important.html from https://margarettroy.blogspot.com/2020/08/why-roof-restoration-is-important.html

[jamesbrow0]

Why Roof Restoration Is Important?

%Roof Repair Perth% %Why Roof Restoration Is Important?% %

%

One of the most important sections of your home is the roof. Not only does it add beauty and character, but it also protects you and your property from the elements. As such, it is versatile and necessary. Despite being designed and built to last a long time, the roof eventually begins to show signs of wear and tear.

The roofing materials can begin to crack or chip off. In this case, the ideal solution is to restore and repair it. Not only does this reinstate the beauty and function of this part of your home, but it also adds value to your property. Roof restoration and regular repairs can add value and help you sell your home when the time comes.

To restore or not to restore?

You can get the best value by installing a brand new roof altogether as you will increase the structural integrity of your home and make it more formidable against the elements.

A new roof is an investment that is bound to grant you a more handsome return when you put your home on the market. Therefore, it is clear that restoring or repairing your roof will increase the value of your abode. If you neglect or put off any repairs over the years it will hit you harder in the hip pocket in the long run. So constant maintenance will not only save you money in the short term but it will add value in the long term. However, exactly how much value will it add?

There are several factors that determine the value of a new or restored roof:

Current condition

One of the factors which determine how much value you can get from a new quality roof restoration and repair is its current condition. If it is significantly worn out, then some restoration or repair is bound to breathe some life into the structure. This will add value to it. You can visit any website online for affordable roof repair.

Roofing materials

Roofing materials can be quite expensive. Those that are beautiful and durable can cost you a pretty penny. Therefore, restoring or repairing your roof is quite a substantial investment. However, it has a good return because home buyers prefer to purchase high-quality homes. This is because they will not need to perform any repairs in the foreseeable future.

Effect on efficiency

The roof plays an important part in determining the efficiency of your home’s HVAC system. It can provide insulation during the cold season and prevent the transfer of heat to the surroundings. This eventually helps in reducing the cost of energy at your home. If you add some energy accessories such as solar panels to your roof, the value of your home increases exponentially.

Ensure the gutters are in good shape

You cannot ignore the role the gutter plays in making sure your roof is in good shape. A deteriorating gutter will lead to the accumulation of water in your roof leading to faster decay of the materials used to make the roof. Look at your gutter and ensure it has the right slant, remove any debris that may block it, and ensure it is in good working condition. As a result, you will not have to bear the costly repairs that come as a result of carelessness and lack of maintenance.

There are many other good reasons why you should install a new roof:

Improve its look

A new or restored roof is guaranteed to improve the appearance of your home. There are many colors and styles of roofing materials. As such, you can quickly transform the appearance of your home by restoring your roof or installing a brand new one.

Extend the warranty

Roofing materials normally have warranties from their manufacturers. You can extend the warranty period by installing new materials on your roof. If you perform an extensive repair or restoration effort and install some new roofing, they collectively increase the warranty period of your roof. For example, shingles made of asphalt have a warranty period of up to 5 decades. Using them for roof replacement or repair is an ideal way to increase the lifespan of your roof.

Comfort

A brand new roof provides much more comfort than one which is cracked or leaking. Therefore, restoring or repairing your roof is a sure way to increase your physical and mental comfort. In addition to that, having a restored or new roof provides an assurance that your house will fetch a better price if you decide to put it on the market.

Everyone agrees that the roof plays an important role in the overall structure of your home. Not only does it crown your house, but it also provides protection from the elements as well. Notably, restoring or repairing your roof increases the overall value of your home. Therefore, carrying out some repairs or replacements on your roof is an essential activity to perform before putting your home on the market. Consider speaking to several professional roof repairers before committing to one company. It is the safest way to ensure you are getting the best deal.

The post %Why Roof Restoration Is Important?% appeared first on %Roof Repair Perth%

from https://roofrepairperth.com/blogs/why-roof-restoration-is-important/ from https://roofrepair00.tumblr.com/post/625706045004791808 from https://jamesbrown0.blogspot.com/2020/08/why-roof-restoration-is-important.html

[margaremason0]

Why Roof Restoration Is Important?

%Roof Repair Perth% %Why Roof Restoration Is Important?% %

%

One of the most important sections of your home is the roof. Not only does it add beauty and character, but it also protects you and your property from the elements. As such, it is versatile and necessary. Despite being designed and built to last a long time, the roof eventually begins to show signs of wear and tear.

The roofing materials can begin to crack or chip off. In this case, the ideal solution is to restore and repair it. Not only does this reinstate the beauty and function of this part of your home, but it also adds value to your property. Roof restoration and regular repairs can add value and help you sell your home when the time comes.

To restore or not to restore?

You can get the best value by installing a brand new roof altogether as you will increase the structural integrity of your home and make it more formidable against the elements.

A new roof is an investment that is bound to grant you a more handsome return when you put your home on the market. Therefore, it is clear that restoring or repairing your roof will increase the value of your abode. If you neglect or put off any repairs over the years it will hit you harder in the hip pocket in the long run. So constant maintenance will not only save you money in the short term but it will add value in the long term. However, exactly how much value will it add?

There are several factors that determine the value of a new or restored roof:

Current condition

One of the factors which determine how much value you can get from a new quality roof restoration and repair is its current condition. If it is significantly worn out, then some restoration or repair is bound to breathe some life into the structure. This will add value to it. You can visit any website online for affordable roof repair.

Roofing materials

Roofing materials can be quite expensive. Those that are beautiful and durable can cost you a pretty penny. Therefore, restoring or repairing your roof is quite a substantial investment. However, it has a good return because home buyers prefer to purchase high-quality homes. This is because they will not need to perform any repairs in the foreseeable future.

Effect on efficiency

The roof plays an important part in determining the efficiency of your home’s HVAC system. It can provide insulation during the cold season and prevent the transfer of heat to the surroundings. This eventually helps in reducing the cost of energy at your home. If you add some energy accessories such as solar panels to your roof, the value of your home increases exponentially.

Ensure the gutters are in good shape

You cannot ignore the role the gutter plays in making sure your roof is in good shape. A deteriorating gutter will lead to the accumulation of water in your roof leading to faster decay of the materials used to make the roof. Look at your gutter and ensure it has the right slant, remove any debris that may block it, and ensure it is in good working condition. As a result, you will not have to bear the costly repairs that come as a result of carelessness and lack of maintenance.

There are many other good reasons why you should install a new roof:

Improve its look

A new or restored roof is guaranteed to improve the appearance of your home. There are many colors and styles of roofing materials. As such, you can quickly transform the appearance of your home by restoring your roof or installing a brand new one.

Extend the warranty

Roofing materials normally have warranties from their manufacturers. You can extend the warranty period by installing new materials on your roof. If you perform an extensive repair or restoration effort and install some new roofing, they collectively increase the warranty period of your roof. For example, shingles made of asphalt have a warranty period of up to 5 decades. Using them for roof replacement or repair is an ideal way to increase the lifespan of your roof.

Comfort

A brand new roof provides much more comfort than one which is cracked or leaking. Therefore, restoring or repairing your roof is a sure way to increase your physical and mental comfort. In addition to that, having a restored or new roof provides an assurance that your house will fetch a better price if you decide to put it on the market.

Everyone agrees that the roof plays an important role in the overall structure of your home. Not only does it crown your house, but it also provides protection from the elements as well. Notably, restoring or repairing your roof increases the overall value of your home. Therefore, carrying out some repairs or replacements on your roof is an essential activity to perform before putting your home on the market. Consider speaking to several professional roof repairers before committing to one company. It is the safest way to ensure you are getting the best deal.

The post %Why Roof Restoration Is Important?% appeared first on %Roof Repair Perth%

from https://roofrepairperth.com/blogs/why-roof-restoration-is-important/

from Roof Repair Perth - Blog https://roofrepairperth0.weebly.com/blog/why-roof-restoration-is-important via IFTTT from https://margaretmason0.blogspot.com/2020/08/why-roof-restoration-is-important.html

[roofrepair00]

Why Roof Restoration Is Important?

%Roof Repair Perth% %Why Roof Restoration Is Important?% %

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One of the most important sections of your home is the roof. Not only does it add beauty and character, but it also protects you and your property from the elements. As such, it is versatile and necessary. Despite being designed and built to last a long time, the roof eventually begins to show signs of wear and tear.

The roofing materials can begin to crack or chip off. In this case, the ideal solution is to restore and repair it. Not only does this reinstate the beauty and function of this part of your home, but it also adds value to your property. Roof restoration and regular repairs can add value and help you sell your home when the time comes.

To restore or not to restore?

You can get the best value by installing a brand new roof altogether as you will increase the structural integrity of your home and make it more formidable against the elements.

A new roof is an investment that is bound to grant you a more handsome return when you put your home on the market. Therefore, it is clear that restoring or repairing your roof will increase the value of your abode. If you neglect or put off any repairs over the years it will hit you harder in the hip pocket in the long run. So constant maintenance will not only save you money in the short term but it will add value in the long term. However, exactly how much value will it add?

There are several factors that determine the value of a new or restored roof:

Current condition

One of the factors which determine how much value you can get from a new quality roof restoration and repair is its current condition. If it is significantly worn out, then some restoration or repair is bound to breathe some life into the structure. This will add value to it. You can visit any website online for affordable roof repair.

Roofing materials

Roofing materials can be quite expensive. Those that are beautiful and durable can cost you a pretty penny. Therefore, restoring or repairing your roof is quite a substantial investment. However, it has a good return because home buyers prefer to purchase high-quality homes. This is because they will not need to perform any repairs in the foreseeable future.

Effect on efficiency

The roof plays an important part in determining the efficiency of your home’s HVAC system. It can provide insulation during the cold season and prevent the transfer of heat to the surroundings. This eventually helps in reducing the cost of energy at your home. If you add some energy accessories such as solar panels to your roof, the value of your home increases exponentially.

Ensure the gutters are in good shape

You cannot ignore the role the gutter plays in making sure your roof is in good shape. A deteriorating gutter will lead to the accumulation of water in your roof leading to faster decay of the materials used to make the roof. Look at your gutter and ensure it has the right slant, remove any debris that may block it, and ensure it is in good working condition. As a result, you will not have to bear the costly repairs that come as a result of carelessness and lack of maintenance.

There are many other good reasons why you should install a new roof:

Improve its look

A new or restored roof is guaranteed to improve the appearance of your home. There are many colors and styles of roofing materials. As such, you can quickly transform the appearance of your home by restoring your roof or installing a brand new one.

Extend the warranty

Roofing materials normally have warranties from their manufacturers. You can extend the warranty period by installing new materials on your roof. If you perform an extensive repair or restoration effort and install some new roofing, they collectively increase the warranty period of your roof. For example, shingles made of asphalt have a warranty period of up to 5 decades. Using them for roof replacement or repair is an ideal way to increase the lifespan of your roof.

Comfort

A brand new roof provides much more comfort than one which is cracked or leaking. Therefore, restoring or repairing your roof is a sure way to increase your physical and mental comfort. In addition to that, having a restored or new roof provides an assurance that your house will fetch a better price if you decide to put it on the market.

Everyone agrees that the roof plays an important role in the overall structure of your home. Not only does it crown your house, but it also provides protection from the elements as well. Notably, restoring or repairing your roof increases the overall value of your home. Therefore, carrying out some repairs or replacements on your roof is an essential activity to perform before putting your home on the market. Consider speaking to several professional roof repairers before committing to one company. It is the safest way to ensure you are getting the best deal.

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