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unravelingwires · 1 year ago

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Indigencies

My father grew up dirt-poor in a village in India. My grandmother valued education, and with her prompting, he managed to get an engineering degree and an educated wife, coming to the United States.

Alternatively: my mother’s mother was the most hardworking woman in the world, running multiple businesses, doing the housework, and raising her children. As a high schooler, she held an (unsuccessful) hunger strike to promote her right to an education. She passed on that determination to her daughter. Between my mother’s ludicrous work ethic and terrifying ambition, she found a husband with her goals and gained a medical degree in two countries, settling in the United States.

Either way, my mother and father, through luck and hard work, came here with the skills to better this great country. My mother maintained throughout my childhood that there was nowhere to gain success like the US. She worked at a hospital until the administrators determined that an endocrinologist wasn’t profitable enough to justify on staff, at which point she opened her own practice. My father worked at a bank until one of his college friends suggested an entrepreneurial software-producing business, and as such, Multicoreware was born. Both of them brought new jobs to Sunset Hills and provided a necessary service that wouldn’t have existed if they weren’t there.

The word “indigenous” means “native to the land one is living on,” but the term “indigency” simply means “poor.” My family is, under some definitions, indigenous to India, but according to all definitions, we suffer indigence nowhere. We have, in fact, never suffered indigence in our lifetimes. My dad got his education through scholarships, but he did get his education. My mother was even more privileged. Don’t get me wrong, she didn’t have air conditioning or pasteurized milk. She was still wealthy by most Indian metrics, though, and that wealth allowed her to get a degree, which was fundamentally important in getting her green card.

That’s important. Regardless of how you spin their rags-to-riches story, neither of my parents literally started in rags. My father got closer than my mother, but ultimately, neither of them were starving on the street, and there are a lot of people in India starving on the street. Those people don’t end up in the US.

Did you know that not all Asian Americans are wealthy? I don’t mean that literally, obviously some Indians start gambling recklessly or get trapped by a lack of universal healthcare. I mean that “Asian American” is a demographic so large as to be useless. If you break down the overall group, you’ll find we’re harshly divided between people who immigrated like my parents and refugees, making up the top 10% and bottom 10% of US earners. Isn’t that funny?

My family’s from Missouri, Saint Louis specifically.

In the meantime, my parents bought a suburban house and had two daughters. Becoming a doctor or engineer is well-known in India as a ticket to success, but my parents taught my sister and I to value the opportunities this country had, so we followed our hearts instead. My sister bounced around for a while, studying psychology and sociology, but she settled on educational nonprofit work, helping kids in India succeed. She works in fundraising, convincing potential philanthropists that their cause is a good enough one to sponsor. My sister is, I’ve been told, very good at her job; listening to all the office politics is always amusing. I became an ecologist and conservationist. It’s less of a non-sequitor than you’d think: my family adores national parks and hiking, and there’s something so fundamentally beautiful about this continent. Come to the Midwest: we have the best thunderstorms in the world. My job is something I would never get to do in India, and it’s good chunk of the reason I’m so grateful for this country.

On a related note, I said that indigenous means “native to the land one is living on,” but it is more complicated than that. Indians living in India, for example, are rarely called indigenous. It’s a specific kind of colonization that creates the concept of indigeneity. The settling of other people on your land is a necessary step of the process.

Even if that wasn’t true, I wouldn’t be indigenous anywhere. I was born in Missouri: even if I return to India, I will be an American returning to the place of her forefathers, not an India returning to their home country.

There’s actually a thriving Tamilian community in Saint Louis. That’s the reason my parents chose to move there. Of course, by the time I was old enough to really notice social atmospheres, we’d ended up alienated from said community through common drama, so that didn’t affect me much.

By the time I was born, my family had established a pattern of traveling to visit India every year or every other year. Though it is important to understand your roots, we go there for more practical reasons. My grandparents deserve to know me, and my mother runs a charity organization.

The organization has warped over time. At first, we helped fund a school. Then, my mother began running diabetes clinics for rural Tamilians. Nowadays, my mother has been campaigning for an increase in millet-based diets instead of white rice-based diets.

I don’t think either of my parents want to move back to India. It’s still important to take what we’ve learned in the US and return it to India. We owe the country that much.

The result of all of this is that it’s accurate to say my family is from a colonized culture, not an indigenous one, but I am from neither. Within the US, we are primarily aligned with a colonizer culture, enjoying its luxuries and upholding its narratives. I’ve been saying for years that I am more American—using “American” to mean “from the United States,” which is its own can of worms—than I am Indian. I was born in the US, and I was brought up here. These are the opportunities that I have most enjoyed. This means that, regardless of my genuine love for this country, I am a colonizer that has put down roots.

I wonder, sometimes, if I would have connected more with India if I connected more with the community in Saint Louis. I probably would have, I think. I barely know how to celebrate Diwali, and I don’t know any of our other holidays. I’m Hindu in a lazy, abstract way. I don’t speak Tamil.

On the other hand, I’m Indian enough that I don’t get to be American, not all the way. I’m not a pie chart—70% American, 25% Indian, 5% something else—but I might as well have been, the way people used to talk to me.

I’ve gotten something else from our trips to India, though. I’ve knelt in stone temples and before my great-grandmother. I’ve wandered through drip-irrigated farmland and watched my mother bring reusable bags from India because there was nothing like our woven bags in this country. Frugality, sustainability, humility, and spirituality all mean the same thing to me, nowadays. As we were bringing our Western education to our home country, I brought pieces of my home country back to the West.

As an ecologist, this is tricky. In a lot of ways, my field is simply an attempt to gather the knowledge that indigenous people already knew, and we have a bad habit of writing off their credits or overwriting their narrative. On the other hand, my family is from a colonized culture, and there’s a chance my perspective will be worth something because of that. I cannot turn my back on this field. It’s my duty, as somebody who has a chance of understanding the tangles in the connection between culture and conservation, to remain in this field, attempting to help where I can and uplift marginalized voices.

I went to India in high school then again just after the pandemic, and I think I found something worthwhile there. I mean, at first I had to really search for it; I don’t know how my sister finds it so easy to love that country. I really did try, though, and I did find something. I went to this farm vaguely connected to the school my family used to help fund—I don’t think we’re involved anymore, and my mom’s current charity efforts are leaning more chaotic than anything—and I noticed that they were using drip irrigation. After that, I started looking for that sort of thing, and I found it absurdly common. The average Indian I’ve met has no concept of conservation, but they do understand waste and how to avoid it, and often there’s heavy overlap. There are also cultural values surrounding the concept of duty, mindfulness, and practicality that I think really are valuable: I doubt Rama would have much time for fast fashion, prince or no.

As an adult who knows how to look at the world through a cultural lens, I’ve been trying to learn about other culture’s views on conservation as I do my research. UC Davis is trying to include more information on Native American views on sustainability in its curriculum, and I’ve been reading Braiding Sweetgrass in my free time. It’s important to weave scientific methods with indigenous knowledge when promoting sustainability.

Still, I’m worried that I’ll become as complicit, as academia isn’t always built to further true understanding. We have a way of talking as though we have knowledge and indigenous groups have practices, when in reality it’s much more complicated than that.

After that, I started putting real effort in, and I think I’m doing a good job of it. I read the Gita, which was a very good book, and Sundara Kanda, which really wasn’t. I’ve been wearing churidars the last few years, and I bought a Saraswati statue to put next to my Ganeshas. I started meditating. I learned to make chapathi. How many pieces can you put together before you’ve made one whole Indian?

And I really am trying to take this understanding of why culture is important and use it to reach out to others. Solidarity is really important. Did you know that it’s an Indian who attacked affirmative action most recently, the idiot? How do they not realize that racism chips at us all—

Anyways. I inexplicably started with Judaism—well, not inexplicably, I got guilty when I realized I knew more about Nazis than Jewish people—trying to get a shape of what cultural practices look like in the US. I don’t think I did an amazing job, but there’s only so much you can get from books. After that, I started reading more international authors, which I’m not certain did anything, but I enjoyed The Locked Tomb series immensely, so maybe it’s alright.

Cultural understanding is incredibly important work and, in ecology, time bound time bound. We are embedded in a mass extinction of our own making, and we need to work immediately to prevent everything from getting worse. As such, I’m getting a Masters degree, the a PhD, then I’ll get an entry-level government position and work steadily to—

Of course, leaving academia and moving to direct activism would be the most morally correct thing to do, but I’m not certain I have the personality matrix for it. Perhaps I should invest more of my free time into volunteer work.

Most importantly, I really am trying to understand the Native American perspective on the United States, specifically from within California because understanding one culture well seems better than stereotyping a million, but that’s such a massive undertaking, and I really don’t want to come off too white savoir-like as I do it, and if understanding Judaism from a book is impossible I don’t know why I’m trying with Potawatomi culture, Jesus Christ at least I’ve met a Jewish person before—

It’s not about understanding every culture on earth; I understand that. My curiosity drives me to understand everything, but from most people, all that I have are whispers. An rudimentary understanding of Chi from Iron Widow overlaid with giant mechs and messy polyamory. The Peruvian Sacsayhuaman, meaning vulture feast, after the mass of bodies that lay there after the conquistadors had finished their work. The layer of powder on temples in India, leftovers from the stuff that’s supposed to go on your forehead.

It just feels wrong to know so little about the land I’m walking on. A’nowara’kó:wa means Turtle Island, and according to Braiding Sweetgrass, that’s the actual name for North America. I learned that a month ago.

I kind of hate India, but I know it’s mine. It’s not like the US which I’ve had to claim over and over again. The US had to be imprinted on to me through birth certificates and accents and yelling “I am a patriot!” at disruptive times. I was Indian the moment I was born; the land itself is pressed into my skin.

The land I was born on belongs to someone else. It’ll always belong to someone else. That’s not okay, but it has to be.

The work we’re doing is difficult, but it’s the only practical way to make a difference.

We need a revolutionary change, and soon. Continually spinning my wheels like this is useless.

You know how the word “Indian” doesn’t mean actual Indians in the US? I mean, it might be different nowadays, but when I was a kid, “Indian” meant Native American first. I have, in the 20 years of my life, refused to refer to Native Americans as Indians, even when that was their preference. I don’t care that it wasn’t their fault, that “Indian” was as imposed on them as it was stolen from us. It’s our word.

Well, recently I learned that “Indian” wasn’t created by Indians either. The Greeks saw people living around the Indus River and started calling them Indians, but even “The Indus River” was a Greek term: the original word for it was Sindhu.

That’s not why my parents named me Sindhu. They wanted a Tamil name, and for us, Sindhu means “music,” and music is something transcendentally meaningful. It’s funny: that’s not an Indian thing, I don’t think, but it still feels Indian. All of this feels Indian. When I think of India, I think of grime and exhaustion, but when I think of Indians, I think of bright colors and music and how God connects us to the natural cycle. No wonder their country was named after a river, after music. No wonder I am named after my country.

One of the frustrating things about engaging with culture is that it’s the kind of work that’s never finished. It feels like mental health upkeep: it’s vitally important, and if you ignore it long enough you collapse, but lord is it exhausting. We need to put the work in to understanding each other, and colonialism is so baked into the fabric of the US that I don’t think we can progress without addressing it. That doesn’t make it easier to lose and gain appreciation for your country on loop. When an immigrant assimilates, how do they differ from the colonizers that surround them?

I don’t think I’ll ever be happy with my relationship to India. There’s always something more I could be doing, another revelation on the horizon. I don’t think I’ll ever be happy with my relationship to A’nowara’kó:wa either. I just live on it.

#Indigence means poverty.#This is the best thing I've written for library of babel hands down #i'll almost certainly edit it to make a real piece #fun fact: the color scheme was originally black-red-green but I switched it for the sake of color blind people #this started from a scholarship essay #the gist of which is written in the black text #I do agree with what I said in that essay but I also agree with the other two narratives I put down #Or not agree with precisely #things can be emotionally true without being literally true #colonialism #us imperialism #immigrant daughter #immigration #indian american #tamilian #the american dream is killing me #creative writing #my writing #library of babel #unedited #original works #new writers on tumblr #ecology #i don't want to put anything in the indigenous tag considering im not indigenous #so i guess we'll end it there

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nirmala7210 · 1 year ago

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Charity Donations: Transforming Lives and Communities

Charity donations, also known as philanthropic contributions, are voluntary acts of giving that aim to support a cause or organization deemed worthy of assistance. These donations can be in the form of money, goods, or services, and they play a vital role in addressing societal challenges, promoting social justice, and empowering individuals and communities.

The Significance of Charity Donations

In a world grappling with complex issues ranging from poverty and hunger to environmental degradation and healthcare disparities, charity donations stand as a beacon of hope, providing a means to alleviate suffering, promote sustainable development, and foster a more equitable society.

Charitable giving extends far beyond the immediate impact on beneficiaries. It serves as a catalyst for positive change, inspiring individuals and organizations to collaborate in addressing critical societal issues. The collective power of charity donations can drive innovation, mobilize resources, and amplify the voices of marginalized communities.

The Impact of Charity Donations

Across diverse sectors and causes, online donations have a profound impact on lives and communities. Here are a few examples:

Education: Charity donations support educational initiatives, providing scholarships, funding teacher training, and expanding access to quality education for underprivileged children.

Healthcare: Donations fund medical research, support healthcare infrastructure, and enable access to essential healthcare services for those in need.

Environmental Protection: Charitable contributions support conservation efforts, promote sustainable practices, and raise awareness about environmental issues.

Disaster Relief: Donations provide immediate assistance to communities affected by natural disasters, offering food, shelter, and medical aid.

Social Welfare: Charity donations support organizations working to combat poverty, provide food assistance, and promote social welfare programs.

Types of Charity Donations

Charity donations can be made in various forms, each with its own advantages and considerations:

Monetary Donations: The most common form of charitable giving, monetary donations provide organizations with the flexibility to allocate funds to their most pressing needs. Online donation platforms have made it easier than ever to make secure and convenient monetary donations to a wide range of causes.

In-Kind Donations: Donations of goods, such as food, clothing, and medical supplies, can provide direct and tangible support to those in need. In-kind donations require careful coordination and logistics to ensure they reach intended beneficiaries effectively.

Volunteerism: Volunteering time and skills is a valuable form of charity donation, providing organizations with human resources and expertise. Volunteer opportunities exist in diverse areas, from mentoring and tutoring to fundraising and event management.

80G Tax Benefits in India

In India, charity donations are recognized for their positive impact on society and are encouraged through tax incentives. Donations made to specified charitable organizations are eligible for tax deductions under Section 80G of the Income Tax Act.

80G deductions reduce an individual's taxable income, thereby lowering their tax liability. This tax benefit serves as an incentive for individuals to contribute to charitable causes, supporting social development and empowering organizations to make a difference.

Making a Difference Through Charity Donations

Every act of charity, no matter the size, contributes to a larger movement of compassion and collective action. Individuals and organizations can make a difference by:

Choosing Reputable Charities: Researching and selecting reputable charities with a clear mission, transparent operations, and demonstrated impact.

Donating What You Can: Contributing what is financially feasible, whether it's a small monthly donation or a one-time gift.

Spreading Awareness: Encouraging others to donate and support causes they care about, amplifying the impact of charity.

Volunteering Time and Skills: Sharing time and expertise to support organizations directly, making a personal contribution to the cause.

Conclusion

Charity donations, in their diverse forms, are a powerful tool for positive change. By supporting worthy causes, individuals and organizations can contribute to a more just, equitable, and sustainable world. The act of giving, whether through monetary contributions, in-kind donations, or volunteering, is a testament to the inherent compassion and collective spirit that drives positive transformation. As we navigate the challenges and opportunities of the 21st century, online donations will continue to play a pivotal role in shaping a brighter future for all.

#charity #donation #india #ngo #csr #funding #csr initiatives

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barricadescon · 2 years ago

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Charity Announcement: SWARM

Barricades: A Les Mis Convention is dedicated to using our influence to help those in need. Last year, we were able to raise over £1,300 for Just Detention International. This year, proceeds from our event will go to support SWARM (Sex Worker Advocacy and Resistance Movement)!

SWARM is a grassroots sex worker-led collective fighting criminalisation, supporting sex workers, & engaging in solidarity across issues of justice. They campaign for the rights and safety of everyone who sells sexual services. They are UK based and part of the global sex worker led movement advocating the full decriminalisation of sex work.

They run pop up health clinics, a hardship fund for sex workers impacted during covid and other crises, mutual-aid projects for sex workers by sex workers; sex worker only spaces, gatherings and events; public education workshops and resources about sex worker lives and the struggle for sex workers’ rights; and the political fight for the full decriminalisation of sex work.

Their current work includes fundraising for the National Network of Sex Workers, India (NNSW) legal aid fund; collaborating with Hookers against Hardship to campaign for more support for sex workers during the cost of living crisis; supporting the London Renter's Union; opposing police and border cruelty; sharing up-to-date information on monkeypox.

If you want to learn more about SWARM and their mission, visit their website.

#barricades #barricades con #les mis #les miserables #les mis con #charity

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mariacallous · 1 year ago

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In 2020, Nazia was working at a data entry office in Hyderabad, but dreamed of being a beautician. Then, on YouTube, she saw a video about Urban Company, a platform similar to the US site TaskRabbit, which promises to connect workers—plumbers, electricians, painters, beauticians, and others—with clients who need their services. Workers who join the platform as beauticians often pay upward of $500 to register and receive a salon equipment kit. For Nazia, it felt like an investment worth taking.

When it launched in 2014, Urban Company was revolutionary for India’s disjointed home services market, providing customers with vetted and trained workers through an easy-to-use interface. Nazia was one of tens of thousands of workers who joined the platform, which grew and grew thanks to consecutive rounds of fundraising from investors including Tiger Global and Prosus Ventures, becoming the largest home services provider in India, valued at almost $3 billion. Then it expanded into the United Arab Emirates and Singapore. In 2023, it launched in the US.

For workers it promised an opportunity to work flexibly, and earn well. In 2020, Fair Work, a research group that studies gig work companies, rated the company the best for workers in India, giving it a score of eight out of 10 on parameters that include fair pay and working conditions. (Uber scored one out of 10).

Nazia got stellar ratings and reviews from customers on the platform—so much so that she was invited to pay $300 to upgrade her account to Prime, which gave her access to better-paying jobs.

“Everything was going great,” she says. “With the money I made, I was able to help my family, buy a two-wheeler, and save money for my wedding.”

Urban Company fostered an identity for itself that was different from other gig work platforms, particularly for women. But since the start of the year, things have gone downhill, fast. Thousands of workers have found themselves arbitrarily dumped from the platform for not meeting new targets that they say have been set unattainably high. Nazia is among them. The platform, it seems, is subject to the same cycle of “enshittification” as its peers, sacrificing the incentives it had offered to get workers onto the platform in order to turn a profit—and abandoning its promises of flexibility in the process.

Urban Company declined to comment.

The first sign of trouble at Urban Company started in 2021, as the pandemic hit the home services business. The company slipped in Fairwork’s rankings, scoring five out of 10. Workers twice held protests demanding lower commissions and safer working conditions. After a media storm, Urban Company published a Medium blog introducing a “12 point program” to “improve partner earnings and livelihood”—which included lowering commissions and introducing an SOS helpline for women’s safety. In an attempt to be more transparent, the company started publishing a partner earnings index, but it also filed lawsuits against four protesters for “illegal and unlawful” actions.

But things got really difficult for Urban Company’s workers in 2023. The platform introduced a new rule stipulating that workers had to maintain an acceptance rate of at least 70 percent, a customer rating of at least 4.7 out of 5, and cancel fewer than four jobs per month. Failure meant being blocked from the app. Nazia managed to keep her ratings above 4.8 until May 2023, when they slipped to 4.69. She was temporarily blocked and put into “retraining”—an online video course followed by 10 bookings that she had to take free of charge in an attempt to boost her rating. Unfortunately, for Nazia, her rating did not budge from 4.69. Since then, she’s been out of work.

“It all happened so quickly,” Nazia says. Now she’s stuck with $2,500 in loans.

I spoke to more than a dozen women like Nazia, all of whom asked for anonymity to protect themselves from retribution and say they were blocked by the platform after failing to meet what they believe were unrealistic expectations.

In Bengaluru, Shabnam—who used a friend’s credit card to pay the $500 joining fee—found that Urban Company started assigning her jobs farther and farther away from home. With rising costs and high commissions, taking these distant trips was “as good as earning nothing,” she says. She turned down the jobs that weren’t economically viable, and soon her response rate—the number of jobs she accepted—dropped to 20 percent. In June, she was dropped from the platform.

Seema, who had worked for Urban Company for five years, had a miscarriage earlier this year. As she was being rushed to the hospital, she didn’t have time to mark in the Urban Company app that she wasn’t able to work that day. Her acceptance rate of bookings fell to 30 percent. She couldn’t get her rate back up to the mandated 80 percent, and she was permanently suspended from the platform. “I went to the office with the doctor’s prescription and everything. They still did not agree to reinstate my account,” Seema says.

In Hyderabad, Sunanda says her account was deactivated earlier this year after a death in the family meant she had to cancel some jobs. She pleaded with a company representative on its helpline and in person—she even submitted the death certificate, but she’s still blocked. “They said they cannot reinstate my account because my rating is not 4.7 or above. I told them my rating is 4.69 and if they give me a chance I will bring it back up, but they refused,” Sunanda, 42, said. “They have given the customers this one weapon: ratings.”

As well as the stick of targets and quotas, Urban Company also offered a carrot for workers: shares in the business.

In 2022, the company announced its Partner Stock Options Program (PSOP), granting shares worth $18 million over the next five to seven years. The following November, they awarded stocks worth approximately $635,000 to 500 partners. But while the PSOPs seemed to be almost guaranteed for workers, the process of accessing them is heavily gamified.

Pratima, an Urban Company beautician, was very excited at the end of 2022 when she realized she’d made it to the top 10 list of workers in her category in Bengaluru. If she continued to stay in the top 10 until April, she was told she’d be granted the company’s stock options that following November. “They call us partners, but don’t treat us like it,” said Pratima, requesting to be referred to under a pseudonym. “I was hoping that if I get a share in the company, maybe then I will be treated like a partner.”

By February, Pratima had completed more than 200 jobs, and she was still in the top 10. Then, a series of low ratings by disgruntled customers pulled down her overall rating, blocking her temporarily and dropping her off the leaderboard. She kept at it, worked back-to-back jobs, and got herself unblocked and back into the rankings. April came around, and she was in the top 10. But then the company seemed to have extended the contest—the leaderboard has kept on counting, but the workers don’t know what’s going on. “It’s like they are making us run a marathon in the name of shares,” she says.

For women who were sold Urban Company’s promises of flexibility and empowerment, the shock of losing their livelihood or being forced to work longer and longer hours has been exacerbated by a sense of betrayal.

“For women especially, a lot of times they have care responsibilities at home, and so there’s hope to find work that’s flexible, that allows them to pick up their kids from school or take junior to the doctor,” says Alexandrea Ravenelle, an author of two books on gig work and a sociology assistant professor at the University of North Carolina Chapel Hill. “A lot of these platforms are playing off of that need for flexibility because, for many of the workers who are coming to these platforms, an alternative isn’t a white-collar job in a tech office where they can bring the play pen and set the kid up.”

The mismatch between the promise of these platforms and their reality becomes clear when the businesses move from their early growth phase, in which they are able to burn investors’ cash, to one where they have to start to turn a profit.

When two-sided marketplaces that match workers with clients grow, they try to make things as comfortable as possible for workers to create a deep pool of available services. “The shortcut way to do this is to offer incentives to them—be it sellers, drivers, or other gig workers—showing them that this is a lucrative business,” says Rutvik Doshi, a general partner at VC firm Athera Venture Partners.

Companies spend big on marketing as they try to grow as fast as possible (during the 2021–2022 financial year, Urban Company spent close to $30 million on marketing and clocked a loss of over $60 million), working on the assumption that one day the demand for their services will become organic, the suppliers will start making enough money without incentives, and the platform will be able to raise the commissions it takes off its workers.

But when this doesn’t happen, companies desperately rework their models. When they need to curb spending, or when they struggle to raise new funding, marketing is the first thing they cut. Demand drops, creating an oversupply of workers on the platform. “And the excessive supply on the platforms feels the pinch. That’s the typical cycle with a two-sided marketplace,” Doshi says.

On July 10, Urban Company CEO Abhiraj Bahl released a video to the company’s workers explaining the new strict policies. He said that each year, 45 percent of customers use the platform just once and don’t make a second booking, while 15 to 20 percent of workers leave. “And as a result of all of this, Urban Company is still a loss-making company,” he said in the video, part of which has been viewed by WIRED. “So we are losing customers and we are also losing money.”

He blamed the decline in customers on “poor quality service” and “off-platform jobs”—that is, workers making private arrangements with clients and taking their work off Urban Company, something that’s a serious risk to the company’s model. “It’s kind of an existential question: They need the workers and the customers to stay on their platform in order to remain an intermediary,” says Ambika Tandon, a tech and labor researcher at the Center for Internet and Society think tank.

All of this has led the company to push its workers into a mold that essentially has all the downsides of regular employment but few of the benefits. For workers who joined the platform for its flexibility and autonomy, this reality of platform work becomes difficult to reconcile with.

“Urban Company is trying to imagine an ideal worker for this particular model to be someone who is always available, gives their 100 percent, [doesn’t] cancel at all, has no family responsibilities,” Tandon says. “But a lot of these workers are single parents, who have family responsibility and children to take care of. These are not folks who will fit into this model of having a 80 percent, 90 percent acceptance rate.”

In June, WhatsApp groups used by Urban Company workers were flooded with messages about one of their peers, who had reportedly died by suicide after the company deactivated her account—leaving her with no source of income. Several workers I spoke with said that while the news was shocking, none of them knew the victim. “We were vexed,” Seema from Bengaluru says, “But the problem is that all of us are so isolated from each other. The platform doesn’t have any get-togethers, nothing. We all don’t have any relationships, which is a plus point for Urban Company.”

But, like their peers across the platform economy, Urban Company workers are now getting organized. In June and July, hundreds of Urban Company workers took to the streets in Mumbai, Delhi, Bengaluru, and Kolkata. Shabnam was present at one of the protests last month in Bengaluru, demanding that the company reinstate her account. With this, they have joined thousands of Indian gig workers from Uber, Ola, Swiggy, Blinkit and more.

There have been at least half a dozen such protests across different cities in India since the beginning of the year—all of them essentially fighting for the same reasons: better pay and working conditions, a ban on unfair practices, and laws governing gig work that workers can lean on for safety and protection. “It’s not just Urban Company that has been blocking accounts,” said Shaik Salauddin, founder of Telangana Gig and Platform Worker Union. “Ola, Uber, Swiggy, Zomato, Amazon, Flipkart—all aggregator companies are doing this.”

Rikta Krishnaswamy, a coordinator with the All India Gig Workers Union, said that the union has had conversations with the labor departments across different cities, including Delhi and Pune. Another meeting is coming up in Mumbai. “We have raised complaints against these illegal dismissals, and the labor departments in Delhi, Noida, and Gurugram have sent notices to the company for a meeting,” she said. “Let’s see if they actually show up.”

Some of the workers whose accounts were blocked have been able to get it reinstated, provided their rating was not lower than 4.7 and they weren’t blocked for trust and safety issues. But, if the video shared by Bahl is any indication, things are only going to get worse by the end of the year. The company has launched a salon quality improvement program called Project Shakti, under which, by December, the performance metrics are going to get even stricter for beauticians: an acceptance rate greater than 80 percent, no more than three monthly cancellations, and “100 percent orders delivered on UC app only.” The rating threshold will continue to be at a minimum of 4.7.

The new policy is being hammered home. Workers whose accounts have been reinstated and those already active on the platform are being called for a meeting to the Urban Company office in small groups of around 10. Some have to watch Bahl’s video. Then they are presented with new terms and conditions to sign, which include consent for them to be permanently blocked from the platform if they miss their targets.

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lakhanifinancialservice · 6 days ago

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The Growing Importance of Fundraising Consultants for Nonprofits in India

In India, the nonprofit sector plays a pivotal role in addressing a wide range of social issues such as education, healthcare, poverty alleviation, environmental sustainability, and women's empowerment. However, one of the biggest challenges faced by many nonprofits is raising the funds required to continue their work and scale their impact. While there is no shortage of philanthropists and donors in India, many nonprofits struggle with effective fundraising strategies. This is where fundraising consultants come into play. These professionals offer expertise, support, and strategic guidance that helps organizations optimize their fundraising efforts and secure sustainable financial backing.

In this blog, we explore the significance of fundraising consultants in India, the services they offer, and how their expertise empowers nonprofits to achieve their goals and increase their social impact.

The Role of Fundraising Consultants in India

Fundraising consultants are experts who provide strategic advice, support, and management of fundraising campaigns. Their role is to assist nonprofit organizations in developing a comprehensive and sustainable fundraising strategy that attracts donors, builds long-term relationships, and maximizes revenue. They bring a wealth of knowledge about donor behavior, funding trends, and fundraising best practices, enabling nonprofits to create effective campaigns that drive results.

Given the complexities of fundraising in India’s diverse and evolving philanthropic landscape, consultants play a crucial role in ensuring that nonprofits not only meet their immediate financial needs but also develop long-term funding strategies. By guiding organizations through every aspect of fundraising—from creating compelling proposals to leveraging digital platforms—fundraising consultants ensure that nonprofits are well-equipped to secure the support they need.

Services Offered by Fundraising Consultants in India

Fundraising consultants offer a variety of services tailored to meet the unique needs of each nonprofit organization. Here are some key services provided by these professionals:

Fundraising Strategy Development One of the primary services provided by fundraising consultants is the creation of customized fundraising strategies. These strategies are designed based on the nonprofit’s mission, target audience, and available resources. Consultants analyze the nonprofit’s goals and then devise a plan that includes a combination of traditional and modern fundraising approaches. Whether it's major donor campaigns, corporate sponsorships, or crowdfunding efforts, consultants help nonprofits identify the most effective channels and tactics to raise funds.

Grant Writing and Proposal Support For many nonprofits, grants from government bodies, foundations, and international organizations form a significant portion of their funding. Writing a successful grant proposal requires not only strong writing skills but also a deep understanding of what grant-giving bodies are looking for. Fundraising consultants help nonprofits create compelling proposals that highlight their impact, address the funder's priorities, and present a strong case for support. Their experience in grant writing increases the chances of securing funding and improves the overall success rate of grant applications.

Donor Engagement and Relationship Management Building lasting relationships with donors is crucial for the long-term success of any nonprofit organization. Fundraising consultants assist in developing donor engagement strategies that foster trust, loyalty, and continued support. They guide nonprofits on how to segment their donor base, create personalized communication strategies, and build meaningful relationships. By keeping donors informed, appreciated, and involved, nonprofits can ensure that they not only retain existing donors but also attract new supporters over time.

Corporate Partnerships and Sponsorships Many nonprofits in India rely on corporate sponsorships to fund their initiatives. Fundraising consultants help identify and approach potential corporate partners who align with the nonprofit’s mission and values. Consultants assist in crafting sponsorship proposals, negotiating terms, and establishing partnerships that are mutually beneficial. These corporate partnerships not only provide funding but also enhance the nonprofit’s credibility and visibility, enabling it to reach a larger audience.

Fundraising Events and Campaigns Special events such as charity galas, auctions, benefit concerts, and marathons are common ways for nonprofits to raise funds and raise awareness about their cause. Fundraising consultants help nonprofits plan and execute successful fundraising events, handling everything from securing sponsors and venues to managing event logistics and promoting the event. These events create opportunities for nonprofits to engage with their community and attract new donors, while also generating significant funds.

Digital Fundraising and Online Campaigns In today’s digital age, online fundraising has become increasingly important. Fundraising consultants help nonprofits harness the power of digital tools and platforms to run online campaigns. This can include setting up crowdfunding pages, running social media campaigns, and using email marketing to engage with donors. Consultants provide guidance on how to create compelling online content, optimize donation pages, and track campaign performance. Digital fundraising allows nonprofits to engage with a broader audience and reach potential donors who may not have been accessible through traditional channels.

Training and Capacity Building In addition to executing fundraising campaigns, fundraising consultants often offer training sessions to nonprofit staff and volunteers. These sessions help build the capacity of the organization, teaching staff how to write successful donor proposals, manage donor databases, and develop fundraising campaigns. By equipping nonprofits with the skills they need, consultants empower organizations to run their fundraising efforts more independently and effectively.

Benefits of Hiring a Fundraising Consultant in India

Expertise in Strategic Fundraising Fundraising consultants bring specialized knowledge and experience that many nonprofits lack internally. Their expertise ensures that nonprofits can navigate the complexities of fundraising, avoid common mistakes, and implement best practices. By offering professional insights, consultants help organizations design campaigns that maximize donations and ensure sustainability.

Increased Efficiency Fundraising can be a time-consuming process, especially for small and medium-sized nonprofits with limited staff. Consultants help streamline the fundraising process, allowing nonprofits to focus on their core mission. With their expertise and resources, consultants can execute campaigns more efficiently and deliver better results in less time.

Access to Networks and Donors Many fundraising consultants have extensive networks within the philanthropic and corporate sectors. They can connect nonprofits with potential donors, foundations, and corporate sponsors who may not otherwise be accessible. This opens up new opportunities for funding and expands the nonprofit’s donor base, which is critical for long-term growth and success.

Sustainable Funding Strategies Fundraising consultants help nonprofits go beyond one-time donations by developing sustainable fundraising strategies. They work with organizations to establish ongoing revenue streams, such as monthly giving programs or endowments. These long-term funding solutions reduce a nonprofit’s reliance on short-term fundraising events and provide financial stability for the future.

Customized Solutions Every nonprofit organization is unique, and fundraising strategies must be tailored to meet specific needs. Fundraising consultants work closely with nonprofits to understand their mission, goals, and challenges before creating customized solutions. Whether an organization is focused on a local cause or operates internationally, consultants provide a personalized approach that aligns with the nonprofit’s values and vision.

Conclusion

Fundraising consultants play a vital role in helping nonprofit organizations in India secure the financial resources they need to drive social change. With their expertise in strategy development, donor engagement, grant writing, and digital fundraising, consultants enable nonprofits to create effective campaigns and build long-lasting relationships with donors. By working with a fundraising consultant, nonprofits can optimize their fundraising efforts, improve their chances of success, and ensure financial sustainability for years to come.

For any nonprofit looking to scale their impact, partnering with a fundraising consultant can be the key to unlocking new funding opportunities, reaching more donors, and achieving their mission.

#fundraising consultants in india

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goindiacharityfoundation · 7 days ago

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Donate for Blind and Support Go Shelter Bhubaneswar – Transform Lives with Go India Charity Organization

At GoIndia Charity Organization, we believe in the transformative power of kindness and the strength of collective effort. Through our initiatives such as “Donate for Blind” and “Go Shelter Bhubaneswar”, we are striving to create a better, more inclusive world. This article explores the profound impact of these programs and how your support can change lives.

Donate for Blind: A Vision for the Sightless

Millions of people worldwide face the challenges of visual impairment and blindness. In India, the situation is particularly concerning, with approximately 20% of the global visually impaired population residing here. Blindness is not just a medical condition—it also poses economic and social hurdles that restrict access to education, employment, and basic human rights.

Why Donate for Blind? Your contribution to our Donate for Blind program helps us achieve the following:

Empowering Education: Providing Braille books, digital devices, and other learning tools to visually impaired children and adults.

Skill Development: Offering vocational training and resources to enable financial independence.

Health Interventions: Funding eye surgeries, medical treatments, and vision restoration initiatives.

Technology for Inclusion: Supporting the distribution of assistive devices like screen readers, walking canes, and mobility tools.

Success Stories that Inspire

One of our beneficiaries, 12-year-old Ritu from Odisha, lost her vision at a young age. With your donations, Ritu received a Braille kit and access to online classes designed for visually impaired students. Today, she is excelling academically and dreams of becoming a teacher.

By donating to this program, you’re not just providing financial aid; you’re giving individuals like Ritu hope and a chance to live with dignity.

Go Shelter Bhubaneswar: A Safe Haven for the Needy

In the heart of Bhubaneswar, Go Shelter Bhubaneswar stands as a sanctuary for the homeless, orphaned, and abandoned. This shelter is more than just a building—it is a place of hope, nurturing, and second chances.

Who Benefits from Go Shelter Bhubaneswar?

Children in Need: Providing a loving environment, education, and care for orphans and abandoned children.

Elderly Citizens: Offering support and shelter to senior citizens who have been left destitute or neglected.

Homeless Individuals: Ensuring a safe space for those living on the streets, giving them a chance to rebuild their lives.

Facilities at Go Shelter Bhubaneswar

Accommodation: Clean, safe living spaces with adequate privacy.

Healthcare: Regular medical check-ups, emergency care, and mental health support.

Education: Access to formal education for children and skill development programs for adults.

Rehabilitation: Counseling services and reintegration programs to help individuals regain their footing in society.

How You Can Make a Difference

The success of our programs depends on generous contributions from individuals, organizations, and communities. Here’s how you can get involved:

1. Donate

For Blind: Even a small contribution can provide assistive devices or fund an eye surgery.

For Go Shelter Bhubaneswar: Your donation ensures shelter, food, healthcare, and education for the residents.

2. Volunteer

Join our team in Bhubaneswar to teach, counsel, or assist with the day-to-day operations of the shelter.

3. Spread Awareness

Share information about GoIndia Charity Organization and our initiatives on social media, within your community, or with your corporate network.

4. Organize Fundraisers

Host events or campaigns to raise funds and bring people together for a common cause.

Why Choose GoIndia Charity Organization?

Transparency: We ensure every penny donated is accounted for and utilized effectively.

Impact-Driven: Our programs are designed to create measurable, sustainable change.

Community-Centric: We work closely with local communities to identify and address their unique challenges.

When you support GoIndia Charity Organization, you’re not just donating; you’re becoming a part of a movement that believes in the power of humanity to create a better tomorrow.

Join Us in Transforming Lives

Your contribution to Donate for Blind and Go Shelter Bhubaneswar can illuminate the lives of countless individuals. Together, we can empower the visually impaired, shelter the homeless, and provide hope to those who need it the most.

Visit our website www.goindiacharity.org to learn more about our initiatives and make a donation today. Every act of kindness counts, no matter how small.

Let’s build a future where no one is left behind—because every life matters, and every person deserves a chance to thrive.

Together, let’s create brighter futures with Go India Charity Organization.

#charities #donate #fundraising #donations #volunteering

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fundraising-services-startups · 5 months ago

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Fundraising Consultant | Best Funding Solutions for Startups in India | StartupFino

StartupFino offers expert fundraising consulting services for startups in India. As a leading fundraising consultant, we help businesses secure capital by crafting effective business plans and financial projections. Our Virtual CFO services ensure streamlined operations and optimized financial performance.

#online fundraising service #startupfino #fundraising services #fundraising services for startups #business startups #fundraising services in india #fundraising consulting services

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jjtax · 11 days ago

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How to Cook Up a Startup in India!

You've always wanted to start your own startup in India. This vast country has presented the best entrepreneurial landscape with the massive market and the growing middle-class population along with supportive initiatives from the government. But more than a great idea, it takes much more than that to create a startup. Here's our guide to turn your innovative vision into reality.

1. Idea Generation

The first of these search requirements is that the business idea must solve a unique problem in the market. Research the markets and identify needs or pain points that are still unmet with consumers. Observe emerging trends and new technologies that might provide a great boost for your concept. Even ordinary frustrations sometimes give birth to brilliant startup ideas!

2. Prototype Development

Now that you have a solid idea, let's give it life by creating a prototype. First, you will have to design a simplified product or service, test its functionalities, and seek as much feedback as possible. Follow the development of the prototype based on user insights, using it to attract possible investors.

3. Business Planning

A good business plan is your blue print to success. Outline your goals, strategies, market analysis, product description, and financial projections. This document keeps you focused, but it also appeals to investors by showing the potential of your startup.

4. Fundraising

In India, there are several funding options:

Bootstrapping : Funding your project yourself through personal savings or funds from friends and family.

Angel Investors : High net worth individuals investing in early stage Startups in exchange for equity.

Venture Capital: These are firms that offer more investment in high growth startups.

Government Programs: Grants, tax benefits, etc. provided by schemes like Startup India

Crowdfunding: Collect funds from individuals through online platforms

Develop a robust pitch and engage in an articulated business plan for investments as possible.

5. Legal Aspects

Legal compliance has to be understood. The things that you need are:

Business Registration: One has to register with the Registrar of Companies and also with GST department.

Licenses and Permits: Acquire all licenses for the purpose of the operations.

Intellectual Property: Protect innovations in terms of patents, trademarks, or copyrights.

Labor Laws: Ensure minimum wages, hours, and employee benefits are observed.

Taxation: Complies with filing taxes before due dates.

6. Market Entry and Growth

Now comes the time to hit the market, product polished, plan polished. Define your target audience and make a marketing strategy that will get you attention from your chosen target. Many other companies can be courted to help you expand your reach and keep them coming back.

Ready to Dive In?

An endeavor like that of a business doesn't come easily; however, the recompense is more than enough. Be it becoming crystal clear about things or churning fresh ideas in your mind or not losing your heart in intimidating situations, JJ Tax stands for young entrepreneurs in the form of startup consultancy, be it legal or tax consulting according to your needs. Visit www.jjfintax.com to know how your startup would flourish with us! Download The JJ TAX

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kanakkupillai-trademark · 13 days ago

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Requirements for Company Registration in Bangalore

Startup Company Registration in Bangalore? Kanakkupillai offers hassle-free services with a dedicated team for quick, cost-effective registration within 10-15 days: simple process, fast updates, and no hidden fees.

Company Registration in Bangalore establishes legal legitimacy, offering benefits for startups. In Bangalore, online registration, especially for private limited companies, can be complex. Private limited companies in India, governed by the Companies Act of 2013, provide limited liability for directors authorized to sell company assets only in default scenarios. Public limited companies operating under the same legal framework differ in characteristics. The Companies Act of 2013 distinguishes between public and private enterprises. Private limited companies can have two to fifty members, and their directors have limited accountability to creditors.

A private corporation, governed by Section 2(68), is owned and managed by a small group, primarily funded from their accounts. It requires a minimum prescribed paid-up share capital as per its articles. Except for a one-person company, a Private Limited Company limits share transfers and has a maximum of two hundred members.

How do you register a company online in Bangalore?

Private limited company registration in Bangalore is straightforward and entirely online. Individuals interested in registering their business can do so through the Ministry of Corporate Affairs (MCA) websites. As part of the registration process, a corporation must be registered with the Registrar of Companies (ROC), which oversees business records across India.

Benefits of Registering Your Company as a Private Limited Company in Bangalore

Registering your company as a Private Limited Company in Bangalore offers several benefits, including:

1. Limited Liability Protection:

Shareholders' liability is limited to their shares, protecting personal assets.

2. Separate Legal Entity:

The company is a distinct legal entity, separate from its owners, providing legal recognition.

3. Fundraising Opportunities:

Easier access to funding through issuing shares to investors and venture capitalists.

4. Perpetual Existence:

Business continuity is not affected by ownership changes or shareholders' death.

5. Credibility and Trust:

Private Limited Companies are often perceived as more credible, enhancing stakeholder trust.

6. Tax Benefits:

Eligibility for various tax benefits and incentives available to corporate entities.

7. Employee Benefits:

Attractive to employees due to the potential for stock options and structured benefits.

8. Easy Transfer of Ownership:

Shares can be transferred quickly, facilitating changes in ownership and investments.

9. Name Protection:

Exclusive rights to the company name, reducing the risk of duplication by competitors.

10. Global Recognition:

Enhances the company's credibility and recognition on a national and global scale.

11. Better Borrowing Capacity:

Easier access to loans and credit facilities compared to unregistered entities.

12. Compliance and Regulation:

Adherence to legal formalities and compliance with the Companies Act enhances transparency.

13. Employee Stock Option Plan (ESOP):

Ability to implement ESOPs to attract and retain talented employees.

14. Succession Planning:

Facilitates smooth succession planning and transfer of ownership.

15. Enhanced Business Opportunities:

Private Limited Companies are often preferred partners in business transactions.

Conclusion:

It's important to note that while Private Limited Companies offer numerous advantages, registering as one should be based on your business's specific needs, goals, and nature. Consulting with legal and financial professionals is advisable to make informed decisions regarding company registration.

#Company Registration in Bangalore

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upscalelegal · 18 days ago

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Peer to Peer Lending and its Regulation in India

INTRODUCTION

The advent of technology has led to various changes in the traditional ways of conducting business operations. One such change has been the emergence of Peer to Peer (hereinafter “P2P”) lending platforms for raising loans by businesses and individuals. The P2P lending platforms provide an alternative to traditional banks and societies for obtaining finances.

P2P lending is essentially a way in which businesses and individuals acquire required funds from online platforms. The route enables fundraising directly without the presence of financial institutions as intermediaries. The P2P lending platforms act as marketplaces or aggregators bringing together lenders/ investors and borrowers on online channels. Under the arrangement, the lenders are benefited by availing loans with shorter repayment terms and need for security. It has become a widely acceptable and preferred way of raising finances due to the lower interest rates, easier approval, and minimal documentation involved.

Legal framework for P2P lending platforms

The regulation of P2P lending platforms is governed by the Reserve Bank of India (hereinafter “RBI”) vide the Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017[1]. The Master Directions under Section 4 (1) (v) define P2P lending Platform in the following manner:

“Peer to Peer Lending Platform” means an intermediary providing the services of loan facilitation via online medium or otherwise, to the participants as defined at item (iv) of sub-paragraph (1) of paragraph 4 of these directions;”[2]

The Master Directions provides that apart from a company, no non-banking institution can undertake the business of P2P lending platform[3]. Further, any NBFC intending to carry out the business of P2P (hereinafter “NBFC-P2P) lending is to do the same by obtaining a Certificate of Registration (hereinafter “CoR”) from the RBI.[4] The Master Directions also provide for the conditions for obtaining a CoR, eligibility for registration of an NBFC-P2P, the necessary financial capital structure, the scope and extent of activities, operational guidelines etc. Additionally, the Master Directions are accompanied by Annexures which have other elaborate detailing of the technical aspects of the above-mentioned rules.

In addition to these Directions, the RBI regularly updates the framework by the way of the circulars that are released for the purpose of monitoring and regulating the activities of the P2P lending Platforms. For instance vide a recent update to the Master Directions was brought vide an amendment in December 2019.[5]

Compliance requirements before raising P2P loans

NBFC-P2P

The Master Directions expressly provide the obligations of the NBFC-P2P towards the lenders and borrowers. The Directions state that the NBFC-P2P is to undertake due diligence on the borrowers and lenders[6]. The NBFC-P2P is further obligated to undertake credit assessment and risk profiling of the borrowers and disclose the same to their prospective lenders.[7] They must require the prior and explicit consent of the borrowers and lenders to access their credit information.

The Master Directions under its scope of activities provides that it is the responsibility of the NBFC-P2P to undertake documentation of loan agreements and other related documents, provide assistance in disbursement and repayments of loan amount and render services for recovery of loans originated on the platform. The Master Direction specifically mandates the maintenance of a minimum Leverage Ratio[8] of 2[9]. The NBFC-P2P are restricted from accepting deposits, lending its fund, providing any credit guarantee[10], allowing the international flow of funds,[11] and trading of any products except loan specific insurance products[12]and trading in securities.

The NBFC-P2P is expected to follow the Fair Practices Code, as prescribed by RBI from time to time, to maintain utmost confidentiality with respect to the transactions as undertaken through the platform and maintain a grievance redressal mechanism at all times for the internal as well as outsourced activities.

Borrowers

The Master Directions do not contain any specific requirements as to compliances to be observed by the borrowers. However, there are certain practical considerations to be kept in mind of the borrowers before availing a loan through P2P lending Platforms. It is recommended that the genuineness of the P2P Platform should be adequately checked. The borrowers as per the prudential norms are required not to taken aggregate loans exceeding Rs. 10,00,00/- (Rupees Ten Lakhs) across all P2P lending Platforms at any point in time.[13] The prudential norms also state that the maturity of the loans shall not exceed thirty six (36) months.[14]

Additionally, it is also recommended that the borrower should furnish all the required details by the platform, and ensure the complete truth in every piece of furnished information to the P2P lending Platforms. It is also recommended that due diligence is conducted on their part before investing and at the time of repayment.

Lenders

The Master Directions state that an aggregate exposure of a lender to all borrowers at any point of time, across all P2P platforms, shall be subject to a cap of Rs. 50,00,000/- (Rupees Fifty Lakhs) provided that such investments of the lenders on P2P platforms are consistent with their net-worth.[15] The Directions further state that a lender investing more than Rs. 10,00,000/- (Rupees Ten Lakhs) is required to produce a certificate to P2P platforms from a practicing Chartered Accountant certifying a minimum net-worth of Rs. 50,00,000 (Rupees Fifty Lakhs).

Other guidelines/ regulations with respect to P2P lending Platforms

Apart from the above mentioned considerations to be ensured for transacting through P2P lending Platforms are the following:

Fund Transfer Mechanism: All the fund transfer between participants is to take place through escrow accounts operated by a bank promoted trustee.

Interest Rate: The interest rate should be in annualized percentage rate format.

Conclusion The fintech space is an ever-expanding and in the wake of the covid-19 pandemic the movement to the digital space from the traditional ways of lending and borrowing is inevitable. The preference of P2P lending platforms due to the easy availability of loans and negligible requirements as to collaterals have increased the market players in the field and borrowers in these platforms. However, the activities in the platforms have to be carried out in a way to be complaint with the all the guidelines including the ones mentioned in the proceeding paragraphs provided in the Master Directions. The P2P platforms with its growth bring along with them various governing issues and increase a need to regulate such platforms with more laws and rules.

References

Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017, RBI/DNBR/2017-18/57, October 4, 2017. Updated on December 23, 2019

Section 4 (1) (iv) “Participant” means a person who has entered into an arrangement with an NBFC-P2P to lend on it or to avail of loan facilitation services provided by it.

Section 5 (1) (i) of the Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017.

Section 5 (1) (ii) of the Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017.

RBI Circular, DOR.NBFC(PD) CC.No.106/03.10.124/2019-20, dated December 23, 2019, retrieved from: https://m.rbi.org.in/Scripts/BS_CircularIndexDisplay.aspx?Id=11764

Section 6 (2) of the Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017.

Section 6 (2) (ii) of the Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017.

Section (4)(ii) as “Leverage Ratio” means the Total Outside Liabilities divided by Owned Funds, of the NBFC-P2P”

Section 7 (1) of the Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017.

Section 6 (1) (iv) of the Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017.

Section 6 (1) (viii) of the Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017.

Section 6 (1) (vii) of the Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017.

Section 7 (3) of the Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017.

Section 7 (5) of the Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017.

Section 7 (2) of the Master Directions – Non-Banking Financial Company – Peer to Peer Lending Platform (Reserve Bank) Directions, 2017.

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oppvenuz4456 · 20 days ago

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Book Shraddha Kapoor for an Event: Adding Bollywood Glamour and Appeal

When planning a standout event, one effective way to elevate the excitement is by featuring a celebrity guest. Bollywood star Shraddha Kapoor, known for her charm, talent, and mass appeal, brings an unparalleled allure to any event she graces. From corporate launches and brand promotions to grand weddings and private gatherings, her presence can captivate the audience and leave a lasting impression. Here’s how booking Shraddha Kapoor for an event works and how talent agencies manage the process to make it as seamless as possible.

Visit For More Info https://www.oppvenuz.com/celebrity-booking/

The Allure of a Celebrity Appearance

Celebrities bring more than just name recognition—they bring a level of excitement, prestige, and crowd engagement that’s hard to achieve otherwise. With Shraddha Kapoor, event organizers get a Bollywood actress who resonates with fans of all ages. Her versatile portfolio, from acting in romantic dramas to high-energy dance performances, makes her a relatable and beloved star. Whether she’s performing, making a special appearance, or simply interacting with attendees, Shraddha Kapoor’s presence is certain to make an event memorable.

In addition to drawing attention, a celebrity guest like Shraddha can increase media coverage and enhance social media buzz, making the event more visible and impactful. This is especially beneficial for brand launches, where celebrity endorsements can boost credibility and appeal, instantly reaching a wider audience.

Types of Events Ideal for Shraddha Kapoor

Corporate Events and Product Launches: A Bollywood star can add glamour and credibility to corporate events, especially during brand launches or important announcements. With Shraddha Kapoor as a guest, brands can expect heightened attention and media coverage, giving the product or service a notable boost. Her participation in product unveilings, brand endorsements, or even a simple appearance for a “meet and greet” creates a buzz that is likely to engage the target audience and enhance brand recognition.

Weddings and Private Gatherings: In India, weddings are grand events, often designed to be as memorable and unique as possible. Having Shraddha Kapoor make an appearance or perform adds a special touch, making the wedding feel like a Bollywood moment. Even for private family functions or exclusive parties, Shraddha’s presence can bring a dash of glamour, making the celebration feel extraordinary.

Charity Events and Fundraisers: For charity events, a celebrity guest can significantly impact attendance and donations. Shraddha Kapoor’s star power can attract a larger crowd and increase contributions. Her presence helps to highlight the cause, potentially drawing attention from media outlets and donors alike.

How to Book Shraddha Kapoor for an Event

Booking a high-profile celebrity like Shraddha Kapoor requires careful coordination, usually managed by established talent agencies or event management firms. These agencies specialize in handling celebrity appearances and are responsible for managing all logistics and requirements involved. Here are the general steps involved in booking Shraddha Kapoor for an event:

Contact a Talent Agency: Reach out to a reputable talent management or celebrity booking agency with expertise in Bollywood personalities. Some agencies specialize in celebrity appearances and can connect clients with Shraddha Kapoor’s team. Ensure the agency has a track record of reliable bookings and an understanding of Shraddha’s availability and event compatibility.

Define the Event Scope and Budget: Provide clear details about the event, such as the type, location, expected audience, and the role you envision for Shraddha Kapoor. Specify whether you’d like her to make a brief appearance, perform, give a speech, or interact with attendees. Keep in mind that her appearance fees may vary depending on the event type, location, and the time commitment involved.

Negotiate Terms and Fees: Celebrity appearances come with certain costs, including appearance fees, travel, and accommodations. Talent agencies will discuss these requirements upfront and provide a quote based on Shraddha Kapoor’s market rate. Additionally, travel arrangements, security, and other logistical needs may need to be discussed and arranged in advance to meet her requirements.

Finalize the Agreement: Once the terms and fees are agreed upon, the agency will draft a contract outlining all the details, including dates, timeframes, roles, and responsibilities of both parties. This agreement ensures that all expectations are clearly laid out, minimizing any misunderstandings.

Event Execution and On-Site Coordination: On the day of the event, the talent agency usually coordinates the logistics and timeline for Shraddha Kapoor’s arrival and departure, ensuring her experience is comfortable and seamless. The agency also liaises with the event organizers to make sure everything goes according to plan, from stage setup to security measures.

The Impact of Shraddha Kapoor’s Presence

Adding a celebrity like Shraddha Kapoor can turn a routine event into a highlight that attendees will remember for years. She brings charm and an approachable personality that resonates with audiences, making guests feel like they’re part of something special. The excitement of meeting or watching a Bollywood star creates lasting memories, which is invaluable for both personal and corporate events.

Making Events Truly Unforgettable

Whether you’re planning a high-profile product launch, a grand wedding, or a fundraiser, a Bollywood star can add the extra magic to make your event truly stand out. From the energy of a star-studded performance to the simple glamour of a celebrity appearance, Shraddha Kapoor’s participation promises to make any gathering a memorable one.

With the right talent agency and careful planning, booking Shraddha Kapoor for an event becomes a streamlined process, giving organizers the confidence to host a unique, impactful, and unforgettable celebration.

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