#financial tracking for entrepreneurs

[moolamore]

Moolamore: Your Financial Navigation System for Small Business Success

Let's get down to business. As the owner of a small or medium-sized business, you are probably aware that navigating the turbulent waters of entrepreneurship can be hazardous terrain. A single wrong turn can spell disaster. Moolamore is a game-changing solution that serves as your financial GPS, guiding your company through the turbulent waters of cash flow management. Let us go over some of its outstanding features and benefits:

Having a trustworthy financial GPS like Moolamore can make all the difference. This game-changer gives you the confidence to navigate the turbulent and unpredictable waters of entrepreneurship.

[theambitiouswoman]

Wealth Building: What Rich People Do Differently

Wealthy people prioritize learning about personal finance, investing, and wealth building strategies. They always strive to gain more knowledge in these areas.

They maintain a long term perspective when setting financial goals and are patient in their pursuits.

Wealthy people diversify their investments across various asset classes to manage their risk.

Many of them are entrepreneurs who create and manage businesses as a means to build wealth.

They build and nurture professional networks opens doors to opportunities for investments, partnerships, and business growth.

They set clear, specific financial goals and regularly review and adjust their strategies to stay on track.

Wealthy individuals exercise discipline in their spending habits, avoiding impulse purchases and consistently saving and investing.

They assess and manage investment risks carefully, often with the guidance of financial advisors.

Many engage in philanthropy and charitable giving, recognizing the importance of supporting their communities and causes they care about.

Wealthy people invest in their personal development, acquiring new skills and knowledge to increase their earning potential or make better investment decisions.

They use legal tax strategies to minimize tax liabilities, such as tax advantaged accounts and tax efficient investments.

Legal structures like trusts and estate planning are employed to safeguard assets and facilitate smooth wealth transfer.

Wealthy people can adapt to changing economic conditions and market trends by diversifying income sources and investments.

Building wealth often involves overcoming setbacks and failures, and the wealthy demonstrates the result of persistence in their pursuit of financial success.

They have a positive and growth oriented mindset drives their belief in their ability to succeed and willingness to take calculated risks.

They prioritize acquiring and growing assets, emphasizing that assets generate income and wealth over time.

They are cautious about spending in liabilities (Things that do not make you money) and maximize their assets (add value) and those that detract from wealth (liabilities).

Instead of working solely for money, they make money work for them.

When they indulge in luxury purchases, they do so using returns on their investments rather than the money they earn or have saved.

[guxciestone]

— pursuing your dream career. ❞

(pick a card reading)

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hi! i hope you’re having a good day. if you have any tarot or astrology post recommendations, i’ll be willing to considering it. thank you and god bless <3

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✧ pile 1 ✧

what is your dream career?

- The main goal for almost everyone in this pile is to achieve a career that gives you financial security, recognition, and success. You aspire to be one of the greats at what you do and gain respect for it. I feel like these are the people who want to become doctors, surgeons, architects, engineers, or lawyers—much more serious and important careers that guarantees a prominent status in society and financial stability. A small group of you may want to pursue a business and become a CEO. Other careers that come to mind are accountants, real estate agents, financial advisors. For a few of you, you want to become a florist or gardener—something with flowers or gardens.

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how can you get there?

- There’s two different energies coming through. For the first group, it seems to be that you focus a lot on validation and attention from others in regards to your career success, maybe even the financial stability that comes with it. You view your desired career as a means to get some type of recognition, status, class, or appreciation from other people. I feel for some of you in this group, you probably want to do your current career path only for the financial or status success. There’s too much focus on this part. In order to get to your desired career, you need to focus less on the superficial results and focus on your actual passion for the career. Passion and determination is what really gets you to where you want to be in life. Reconsider it if that’s the case. The results will be worth it, but only focusing on the results will take you away from doing the actual work that comes with it. For the second group, in order to get to your desired career, you need to put yourself and your brand out there. This is especially if you are a business owner or real estate agent. Build connections with others and gain more attention to pet others know about your work.

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what qualities do you bring to the table?

- One of the qualities that you bring to the table is your ability to create something beautiful. You are a very creative person who has a sense of art, beauty, and pleasure. This is particularly for the entrepreneurs, florists, and gardeners. Additionally, you are charming and know how to handle people. This is useful if your career requires socialization and gaining connections. You are also very likable and a good communicator.

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where can you find assistance?

- You are significantly blessed because I feel you can find assistance almost everywhere. Your spirit guides or higher self could be working behind the scenes to give you advice or help in the most casual ways; whether that be through the internet or conversations with family members. However, I believe it might be hard for you to find assistance is due to your ego or stubbornness. You might refuse to get help because you believe everything you do is right. It is okay to accept help. You’re not going to be perfect at everything you do on the first try. I feel there’s a particular older masculine energy in your life who may be pursuing the same career who can help.

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what needs attention?

- The thing that needs attention is, again, your stubbornness. There’s this refusal to learn from your mistakes as well as accept advice from other people. This may get in the way your potential and dream career success. For a particular group of you, you are also losing track of your workings and goals. It is important to get right back on track if any personal problems is what got in your way.

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✧ pile 2 ✧

what is your dream career?

- Your dream career may be unconventional or a career that is doesn’t promise success most of the time. This pile is for the people who are desiring out of the usual career choices. Career such as a musician, rapper, business owner are appearing. For a significant group of you, I feel like you want to step into the adult industry. Perhaps your family or loved ones may not approve of what career you’re going after. They may think it’s not a reliable career or a career that is respectable enough. I highly believe whatever you want to do it is solely because of passion. Passion is all you really need.

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how can you get there?

- It is important to be regular with your efforts. I feel like consistency and constantly working on your effort is what will guarantee you success. This is especially if you are pursuing a music career or building up your agility to be a good dancer. There’s also the need for funding as well, there’s monetary importance coming through. If you are especially trying to run a business or pursue a music career, make sure to be more deliberate with your spendings. Save up your money in a special account just for your career efforts. Perhaps find investors or supporters in your personal life who are willing to fund your passions.

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what qualities do you bring to the table?

- You aren’t afraid to go against the grain, no matter if you are seen as a rebel or devil’s advocate to people. You are going to stay being a trailblazer and building your own path. You may have a unique look for a few of you. You also do not mind standing for other rebels or people who are scrutinized on for being different and standing out. Whether that be people who are pursuing the same career as you, or people who are trying to go against the grain in some way as well. You are an amazing supporter, and you get along with others. You know how to lift other’s up. Your confidence is definite.

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where can you find assistance?

- It is possible that you are used to being criticized or scrutinized for the things you choose to do with your life, so not to mention, you might have tons of haters. However, you might have a close knit group of loved ones whom you trust—maybe even friends. It seems to me what you need most is motivation apart from this scrutiny you receive. Stick around the people who supported you the most and you’re guaranteed to reach higher levels. You are someone who thrives better when you are around people who want the best for you.

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what needs attention?

- The thing that needs attention is where you spend your energy. You may be someone who strives to look after others or spend much time around certain energies or activities that aren’t necessarily good for you in the long run. However, it is important to savor your energy for your endeavors as well. For a few of you, there could be substance abuse problems, a toxic friend, etc. Whatever this energy may be, it is time to cut it off to go further in pursuing your dream career.

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✧ pile 3 ✧

what is your dream career?

- These are the natural born leaders, you are born to inspire or handle others. I’m getting this energy that you are someone who is well-rounded; you are talented in multiple areas and there are multiple careers you want to excel in. You are a jack-of-all-trades. Freelancing and job hopping might be something you are doing or considering right now. You might love the thought of curating your ideas into something physical and gaining success from it. Careers appearing is CEO, business person, ambassadors, marketing and advertisement. I’m also seeing a few of you have an interest in sports and want to become an athlete! Some of you might want to create and sell literal art such as paintings, digital drawings, etc. Most definitely what you are striving to become, you are 100% passionate about it. I am hearing you have lots of charisma.

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how can you get there?

- I feel like you need to allow yourself to think big. There is never a dream too unrealistic or impossible. It is okay to have huge goals for yourself. In order to get there, you need to learn how stop dimming your light in an effort to “humble yourself”—If you want to dream big and do great things, then go for it with no shame and apologies. Most importantly, connect with your inner child and make sure you are genuinely enjoying that process of creating art or perfecting your art. Do not take it too serious and have fun while improving. This is especially if you want to become an athlete or a literal artist.

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what qualities do you bring to the table?

- A special quality you bring to the table is your persistence and undeniable resilience. No matter what others say or what happens, you always pick yourself back up go after what is meant for you. For some of you, whatever you are going for in terms of your career, you may have been striving towards it for years. People wonder how you haven’t given up yet. You are also more afraid to try different routes even if it is not what you are accustomed to. There is this fearlessness and unapologetic courage that helps you with pursuing your dreams.

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where can you find assistance?

- There seems to be a need for balance in your life; this could be a balance between profession and pleasure. Some of you may be taking too much of a serious approach towards your success, and the other group might be lacking around too much. I feel there could be a female figure or feminine energy in your life who could accompany you and give you some pointers and motivation. This could be a mother, auntie, or grandma. For some of you, there could be a feminine energy that is no longer with you trying to communicate with you about pursuing your passion. They are trying to motivate and comfort you. They are trying to get you back on track or tell you to relax.

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what needs attention?

- Once again, there is a strong need to balance profession and pleasure. Most of you may be too serious in your approaches to your dreams to the point where you are ruining your love for it. It is possible you have only made the time to take on your passion during a time when you are trying to go after your career. It is important to make sure to enjoy your passion from personal moments as well. Enjoy your passion just for the sole purpose of being happy and getting in touch with who you are again. It doesn’t have to always be for your goals.

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✧ pile 4 ✧

what is your dream career?

- Your dream career is a career you most likely had dreams about being ever since you were a little kid. You are definitely passionate about it. Your career has themes related to traveling, airplanes, or being in the air. Career that are appearing is the military—(perhaps the air force), a travel/home nurse, or a pilot. I’m also getting that some of you loves exploring new cultures and traveling to different places and may want to become a tourist or travel/food blogger. There is the sense of freedom and happiness when it comes to this career you desire. You’d feel on the top of the world, figuratively or literally, if you pursued it. Others might want to become a therapist, regular nurse, psychologist, or something in the nursing area.

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how can you get there?

- Some of you may struggle with social anxiety and the fear of being far from home and your loved ones. One huge step you can take to get there is to break out of this fear or anxiety you have. This is most notable if you are definitely pursuing a career such as the military or travel because you are more than likely going to far from home and have to meet different types of people every day. If it helps, try to take small steps out of your comfort zone such as going to small parties, saying hi to people walking down the street, or being more active in social activities at work or school.

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what qualities do you bring to the table?

- You have this ability to soothe and comfort others, especially individuals who are grieving or going through deep troubles in life. This quality is beneficial if some of you want to become therapists. You have this talent of knowing how to analyze others and how they feel and find an exact way that can help them, and you might be a good communicator and know exactly what to say to calm others. Even if you are far away from your loved ones, you know how to make them you are right with them.

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where can you find assistance?

- There is particularly a younger person coming through. This may be a friend, sibling, cousin, or even a child in your family like a nephew or niece. This person has the power to inspire you to take leaps and go into the unknown with no fear and worry. This person is jovial and enthusiastic about life. They have the ability to change your morals and thought patterns entirely. They will truly uplift and encourage you when you communicate with them. They try to push you to step out of your shell and not be afraid of the consequences. They are a bit of a rebel though.

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what needs attention?

- The thing that needs attention is your guilty mindset and imposter syndrome. There is to be ashamed of in wanting to travel the world, explore your choices, or be far from where you came from. If you feel this is what is right for you, go for it. You might have a very supportive family who instead wants you to leave where you came from to grow and find yourself. It is important to battle that part of yourself that stops you from doing so because that may be gorilla greatest enemy. For another few of you, there may a certain person in your life who is guilt tripping you into not going for those dreams because you’ll be far away. Do not care for what they say, do what makes you happy. They do not control you. You cannot let them get in the way of what you you want to do. Some of you may even find a partnership while traveling or distancing from your hometown.

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[diceramblesaboutocs]

Undirected Connection || Idia x Reader || Prologue

Author’s note: This is more of a premise or prologue. I haven’t ever really posted any of my writing officially and I wanted to do something light first. So I hope to give this more “chapters”. I want this to be more soft and friendship oriented but hey, we will see where it goes. Also the mandatory: English isn't my native language so...

Rating: Teen Pairing: Idia/Reader Words: 905 Tags: GenderNeutral Reader - Reader is from Ignihyde - Cat and mouse chase dynamic.

Summary:  "Dear students of NRC, Ever wanted your favorite actress or actor to wish you good night? Do you need a little encouragement for the finals? Or maybe you want them to say those sweet "well, well, well"s with their seductive voice to spice up your evening?

I, Litae, will humbly grant your prayer and wishes. Give me your desired voice (an actor, a character (must be a public figure)) and guidelines what would you want them to say only to you

2 thaumarks, a personal greeting for you

5 thaumarks, 30s clip.

NO NSFW content.

Payment will be handled via the Cave of Wonders app."

"You can do it, Idia! You'll be fine! Good night and sleep well tonight!"

The familiar voice of Idia's favorite idol echoed in the dim room as the call ended. This has been going on for a month now. Azul had cornered him in the board game clubroom after the session. He started to offer the most ridiculous things for Idia so that he would help him locate some mysterious entrepreneur. This entrepreneur known as Litae had taken the NRC campus by storm in just a week. And the Octavinelle housewarden smelled an opportunity for a great investment in that. A promise of financial gain.

Idia first had offered to create a voice generation software for him, but Azul declined. He wanted the real deal. Why create a rival when you can blackmail the original creator to join his team. Or as the merman had put it: Offer a safe working environment and stable income. Idia wanted to escape the situation, but seemed that the only way to do that was to agree to help his clubmate.

He started his research. It started from small testing, paying this Litae to give him a greeting or a small clip. To see if he could use a voice recognition software to find patterns, a recurring pitch or to see if the voice was generated by a computer. All coming back almost negative. There were some small recurring patterns, but not enough to pinpoint anyone exactly. And the voice wasn't AI generated either. Or if it was, it was a highly sophisticated model.

He asked Litae to voice different actors. Then fictional characters and lastly… one of his favorite characters from Sled over Heels. Why not indulge himself a bit? To have a high quality personalized greeting from his favorite character would make his heart flutter. And it did. A little bit of greetings there and a little bit of encouragement here. Like before the public speech he had at the cultural fair. (Not that he was going to speak in public, he made a high end text to speech software to avoid that.)

Then came the calls. Litae started offering short calls, improvised calls for the students. For Idia, it was downhill from there… He was addicted. ***

2 months ago

It all started when it was announced that the Star Rogue: Remake Galaxy would be exclusive on the newly launched Wonderlink console. [Y/N] had been a long time fan of the game series and finally it was getting the recognition that it deserved. But there was a problem… A financial one. They could buy the game, sure, but they didn't have the console. They needed a plan on how to get money. Something easy. Something so low effort that they could do it while keeping up with their studies.

A couple of days had passed. During a break they had a conversation with their fellow dormmates about the wake up call tracks. They remembered those from old radio shows. The voice actors acted as their characters and recorded a set of different versions of wake up notifications. People ate them all up, trying to get hold of those radio show tracks. They would dissect the lines and share them online. And that's where the idea began in [Y/N]'s head.

Like a strike of fate, it was perfect. Outer appearance of [Y/N] was that of a normal human, but they had the blood of a changeling fae in them. It wasn't much, but enough. The influence from a few generations past would act up sometimes. Whenever magic was flowing strong around them, their appearance changed randomly if not deliberately focused on anything. They had a special medication for it. That they didn't give themselves gills without thinking and suffocated. That was a rare thing to begin with but better safe than sorry. After all, in a magic school with all the students blasting spells, it could get hectic. Stronger the magic, the bigger the change could be.

On its own it was more of a parlor trick, to change one's hair color, or transform their teeth sharp… Or change their voice. They researched the best way to handle the transfer of money and got an old smartphone from the lost and found. Being an Ignihyde student, they knew the lengths to which the digital footprint could be tracked. They couldn't be too cautious. They didn't want others to know about this idea, about them doing it or that they had such a gift from their ancestors. Who would trust a descendant of a changeling after all?

After two weeks of planning, the plan went into motion. They made a separate email account on their "work" phone and sent an advert to the whole student body of NRC. ***

"Dear students of NRC,

Ever wanted your favorite actress or actor to wish you good night?

Do you need a little encouragement for the finals? Or maybe you want them to say those sweet "well, well, well"s with their seductive voice to spice up your evening?

I, Litae, will humbly grant your prayer and wishes.

Give me your desired voice (an actor, a character (must be a public figure)) and guidelines what would you want them to say only to you

2 thaumarks, a personal greeting for you

5 thaumarks, 30s clip.

NO NSFW content.

Payment will be handled via the Cave of Wonders app."

[myrebelancestorsdiedforme]

Life Spa Resort, under the inspired leadership of African American founders Allen and Melissa Brown, proudly announces the launch of a fundraising campaign to raise $12 million to open the Poconos' first Black-owned hotel spa resort. With a proven track record as successful entrepreneurs holding nearly $2 million in commercial real estate assets since 2021, the Browns are poised to transform the Poconos into a premier destination for health and relaxation.

Embarking on a Groundbreaking Journey

Allen and Melissa are currently in contract and looking to close the acquisition of the resort property by mid-September. Development will commence immediately thereafter, including the installation of state-of-the-art social wellness hydrotherapy pools that can accommodate 200-300 people at a time.

Transforming Wellness in the Poconos

The focus of Life Spa Resort is to establish a hydrotherapy and spa facility that is unparalleled in the region. Hydrotherapy, known for its significant health benefits, will be the cornerstone of their offerings. The resort will cater to up to 200 guests daily, providing treatments that promote relaxation, rejuvenation, and healing in a serene setting.

Support from Early Backers

Life Spa Resort invites early backers to join this transformative project by contributing as little as $10. Backers can gain lifetime memberships and enjoy benefits including spa treatments at discounts of up to 80%. This unique opportunity allows individuals to be part of a pioneering wellness community from the ground up. Moreover, lifetime early backers will be able to use their benefits at any and all locations that Life Spa Resort opens in the future, ensuring enduring value across a growing network of wellness destinations.

Investor Opportunity

Accredited investors are sought for this venture under Regulation D, Rule 506(c), which allows public solicitation of a private offering to those who meet the SEC's criteria for accreditation. The Private Placement Memorandum, available for detailed review on Life Spa Resort's website, presents a compelling investment opportunity. Investors can expect projected returns of 12-15% annually, emphasizing the robust financial model and growth potential of Life Spa Resort. The Memorandum includes clear investment terms and extensive plans for facilities such as hydrotherapy pools, specialized sauna rooms, and a comprehensive suite of wellness services.

About the Owners

Allen and Melissa Brown have been pivotal figures in the hospitality and real estate sectors since 2021, managing multiple successful properties and building a strong financial foundation. Their commitment to creating a legacy of health, relaxation, and financial prosperity through innovative projects like Life Spa Resort is poised to redefine industry standards. They have also maintained Airbnb Super-host status for three years, further highlighting their commitment to excellence in hospitality and guest services. Visit LifeSpaResort.com for more information.

Also, be sure to follow the resort on Facebook and Instagram.

[sunshinesmebdy]

Moon in Capricorn: Power Up Your Business with Earthly Ambition

Strap on your climbing boots, entrepreneurs! The moon is entering the ambitious realm of Capricorn, bringing an earthy blend of practicality, determination, and long-term vision. As an astrologer and business consultant, I’m here to guide you on harnessing this potent energy to propel your business to new heights.

What does the Moon in Capricorn signify?

Imagine a mountain goat, scaling treacherous peaks with unwavering focus. That’s the essence of this transit. It’s about setting realistic goals, building solid foundations, and taking strategic action. Think long-term plans, financial responsibility, and laser-sharp focus. Emotions take a backseat, replaced by calculated decisions and a drive for tangible results.

How to Utilize this Energy for Your Business:

Goal Setting: Define your SMART goals, those that are Specific, Measurable, Achievable, Relevant, and Time-bound. This transit favors practicality, so break down your vision into actionable steps.

As the Moon in Capricorn urges practicality, ditch the vague aspirations and embrace the power of SMART goals! Define exactly what you want (Specific), track your progress with data (Measurable), ensure it’s within reach (Achievable), align it with your overall vision (Relevant), and set a clear deadline (Time-bound). Break your ambitions into bite-sized, actionable steps — Capricorn celebrates the steady climb, not just the summit. This focused approach helps you conquer your goals with grounded determination, channeling the Earthly essence of this impactful transit.

Structure & Systems: Capricorn craves order. Streamline your operations, optimize workflows, and implement efficient systems. This boosts productivity and frees up your time for strategic thinking.

Embrace the mountain goat’s love for order! Under the Moon in Capricorn, streamline your business operations like a well-oiled machine. Optimize workflows, automate tasks where possible, and implement efficient systems for everything from communication to inventory management. Remember, structure isn’t rigidity, it’s liberation. By minimizing chaos, you boost productivity, free up valuable time for strategic thinking, and lay a solid foundation for sustainable growth. This transit favors organization, so channel your inner efficiency expert and watch your business soar to new heights.

Financial Planning: Get serious about your finances. Create a budget, analyze your spending, and explore investments for sustainable growth. Remember, security is key for this moon phase.

Buckle up for financial responsibility under the Moon in Capricorn! This isn’t a time for whimsy — it’s time to create a realistic budget that tracks your income and expenses with laser focus. Analyze your spending patterns ruthlessly, identify areas for improvement, and eliminate unnecessary outflows. Remember, security is paramount. Explore investment options with a long-term lens, prioritizing stability and sustainable growth over risky ventures. This transit favors prudence, so treat your finances like a well-built fortress, weatherproofing your business for future success.

Networking & Partnerships: Connect with people who share your ambitions and values. Look for collaborators who bring expertise and stability to your endeavors. Remember, quality over quantity.

As the Moon in Capricorn emphasizes quality over quantity, ditch the scattered networking and seek strategic partnerships. Look for individuals who not only share your ambition but also embody the grounded values of this transit. Seek collaborators who bring complementary expertise and a commitment to stability, fostering a foundation built to last. Think quality over quantity — a few well-chosen partnerships can provide invaluable support, shared resources, and diverse perspectives, propelling your business forward with the collective strength of like-minded individuals. Remember, under this moon’s influence, synergy trumps superficial connections, so curate your network carefully and watch your endeavors flourish with the power of collaboration.

Strategic Marketing: This is a time for targeted marketing efforts. Analyze your audience, refine your messaging, and focus on strategies that deliver long-term ROI. Don’t get swayed by fads — build a brand with staying power.

Forget the fleeting trends! The Moon in Capricorn demands strategic marketing with enduring impact. Dive deep and truly understand your target audience, their needs, and their pain points. Refine your messaging with laser-sharp clarity, ensuring it resonates and compels action. Focus on campaigns that deliver long-term return on investment, building brand loyalty instead of fleeting attention. Don’t get swayed by the latest fads; this transit favors classics that stand the test of time. Invest in high-quality content, targeted advertising, and genuine connections. Remember, under this moon’s influence, slow and steady wins the marketing race, so build a brand with a solid foundation that attracts and retains customers for years to come.

Tips for the Transit:

Embrace Discipline: Stick to your schedule, resist distractions, and cultivate self-discipline. Remember, slow and steady wins the race under this moon influence.

Celebrate Milestones: Acknowledge your achievements, no matter how small. Taking the time to appreciate your progress fuels motivation and keeps you moving forward.

Prioritize Self-Care: While ambition is high, don’t neglect your well-being. Grounding activities like exercise, meditation, and spending time in nature can help you stay centered and energized.

Remember, the moon moves quickly, so make the most of this powerful transit. By aligning your actions with the Capricorn moon’s energy, you can build a resilient business that stands the test of time. As always, consult a professional astrologer for personalized guidance tailored to your unique birth chart and business needs.

[masllp]

Company Setup Services by MASLLP – Your Trusted Partner for Business Success

Starting a new business is a dream for many, but navigating through the complexities of company setup can be overwhelming. From registrations and legal compliance to managing documentation, every step requires expert guidance. MASLLP offers comprehensive company setup services to ensure a smooth and hassle-free process, making your business journey seamless and stress-free.

Why is Company Setup Crucial for Your Business? Proper company setup lays the foundation for business success. It establishes a clear legal identity, boosts credibility, and ensures compliance with all regulatory requirements. Whether you are a startup or an established business expanding into new territories, a structured setup process helps avoid legal hassles and positions your business for growth.

Company Setup Services Offered by MASLLP MASLLP specializes in company registration and setup services tailored to your business needs. Here’s how we assist you:

Choosing the Right Business Structure Selecting the right entity type is crucial. MASLLP helps you decide between:

Private Limited Company Limited Liability Partnership (LLP) Sole Proprietorship Partnership Firm Public Limited Company We evaluate your business goals and recommend the structure that aligns with your vision.

Company Registration Services We handle end-to-end company registration with precision, including:

Obtaining Digital Signature Certificates (DSC) Acquiring Director Identification Numbers (DIN) Filing applications with the Registrar of Companies (RoC) Procuring the Certificate of Incorporation MASLLP ensures your company is registered efficiently, meeting all compliance requirements.

Compliance and Legal Assistance Our team provides assistance with ongoing legal and regulatory compliance, including:

GST Registration PAN/TAN Registration Filing annual returns and financial statements Ensuring tax compliance

Documentation and Licenses MASLLP simplifies the process of obtaining the necessary licenses and drafting key legal documents, such as:

MOA (Memorandum of Association) and AOA (Articles of Association) Business licenses and approvals specific to your industry

Why Choose MASLLP for Company Setup Services? Expert Team: Our experienced professionals have in-depth knowledge of company laws and business compliance. End-to-End Support: From planning to execution, MASLLP takes care of everything. Customized Solutions: We understand that every business is unique and offer tailored solutions. Time-Efficient: Our streamlined processes save you time and effort. Affordable Packages: High-quality services at competitive prices.

Benefits of Partnering with MASLLP Stress-Free Process: Let the experts handle the complexities while you focus on your business. Compliance Assurance: Avoid legal penalties with proper registrations and timely filings. Growth-Focused Solutions: Build a solid foundation for your business to scale efficiently.

Who Can Benefit from MASLLP’s Services? MASLLP caters to a wide range of businesses, including:

Startups looking for quick and efficient company registration. Entrepreneurs planning to launch a new venture. Small and medium businesses (SMEs) aiming to ensure compliance. Corporates looking to expand operations across India. Start Your Business Journey with MASLLP Today! If you are looking for company setup services in India, MASLLP is your trusted partner for success. With years of experience and a proven track record, we make the entire process simple, efficient, and cost-effective.

Contact MASLLP Today to take the first step towards setting up your dream business!

[channelsdotbiz]

Discover how urban communities can leverage Bitcoin strategies for financial independence and wealth building with Channels.biz and MyCityChannels.com. #BitcoinForChange #UrbanCryptoStrategies

[tiimagazine]

Lessons from Failed Startup 

Starting a business is an exciting venture, but it also comes with its fair share of risks. Despite the countless success stories, the startup world is filled with many who didn’t make it. Learning from these failures can be invaluable for aspiring entrepreneurs. In this blog, we’ll explore the top reasons why startups fail, share examples of failed startups in India, and provide essential lessons to help others avoid similar pitfalls.

Top Reasons Why Startups Fail

Every year, thousands of startups shut down, and the reasons for their failures are often surprisingly common. Here are some of the primary reasons why startups fail:

1. Lack of Market Demand: A significant number of startups fail because they create a product or service that doesn’t meet market needs. Without sufficient demand, even the most innovative ideas can struggle to gain traction.

2. Poor Business Model: Some startups lack a clear or sustainable business model. Without a solid plan for generating revenue and managing expenses, financial problems quickly arise.

3. Insufficient Funding: Startups often require continuous funding to develop and scale their products. A lack of capital can halt growth, making it impossible to stay competitive.

4. Inadequate Team: A strong, cohesive team is essential for any startup’s success. When startups lack the right talent, face internal conflicts, or experience high turnover, they often struggle to execute their vision.

5. Unsuccessful Marketing: Without effective marketing strategies, even the best products may go unnoticed. Many startups fail to reach their target audience or don’t communicate their value effectively, resulting in limited growth.

Failed Startups in India

India has witnessed both successful and unsuccessful startups. Below are some well-known startups that failed to survive in the competitive landscape:

– AskMe: Once a popular online classifieds portal, AskMe struggled with cash flow issues and eventually shut down in 2016 due to its inability to secure additional funding.

– Stayzilla: Initially a leader in the budget accommodation segment, Stayzilla closed in 2017. The company faced challenges with customer demand and a lack of financial sustainability.

– Doodhwala: This milk delivery startup failed due to operational and funding issues, unable to compete with larger players in the food delivery space.

Important Lessons from Failed Startups

Learning from others’ mistakes can provide a roadmap for success. Here are key lessons from failed startups that every entrepreneur should consider:

1. Conduct Thorough Market Research: Understanding market demand and customer needs is crucial. Make sure your product or service has a clear value proposition and a defined target audience.

2. Develop a Scalable Business Model: Ensure that your business model can grow and adapt over time. Plan for scalability from the start to avoid future complications.

3. Secure Sufficient Funding: Keep track of your cash flow and understand your financial needs. Securing funding from reliable sources and planning for contingencies can help keep your startup afloat.

4. Prioritize Team Building and Culture: A strong team and positive workplace culture are essential for long-term success. Hire team members who align with your vision and bring diverse skills to the table.

5. Adapt to Market Changes: The startup environment is highly dynamic. Be ready to pivot if necessary, whether that means adjusting your product or altering your business strategy.

Tips to Overcome Startup Failure

Experiencing setbacks or failure doesn’t mean the end of the journey. Here are a few strategies to help startups overcome challenges and avoid failure:

1. Embrace a Growth Mindset: Accepting failures as learning opportunities helps you stay resilient and motivated to improve.

2. Network and Seek Mentorship: Connecting with industry mentors and other entrepreneurs can provide valuable guidance and support through challenging times.

3. Focus on Financial Management: Proper financial planning is essential. Control expenses and invest in areas that yield the best returns.

4. Stay Customer-Centric: Continuously listen to your customers’ feedback and improve your offerings. Building a loyal customer base can sustain your business during difficult periods.

FAQs

Why do Indian startups fail?

Indian startups often fail due to reasons like a lack of product-market fit, poor financial management, competition, and inadequate funding. Additionally, many startups struggle with navigating regulatory hurdles and an evolving market landscape.

How do you overcome startup failure?

To overcome startup failure, it’s essential to learn from past mistakes, refine your business strategy, and focus on improving weak areas. Seek advice from mentors, control expenses, and remain adaptable to market changes.

How do I exit a failing startup?

Exiting a failing startup can be challenging. Start by exploring options like selling assets, merging with another company, or pivoting to a new model. Additionally, work with investors and stakeholders to find a resolution that minimizes losses.

Conclusion

While startup failure rates are high, they also provide valuable lessons for entrepreneurs who wish to build resilient businesses. By understanding why startups fail and implementing strategies to avoid common mistakes, founders can increase their chances of success. Remember, resilience and adaptability are key in the challenging yet rewarding world of entrepreneurship.

[debtservicecoverageratio]

DATASETS IN FINTECH STARTUP WORLD

Here are some real-world examples of fintech companies using datasets to improve their services:

1. Personalized Financial Planning:

Mint: Mint aggregates financial data from various sources like bank accounts, credit cards, and investments to provide users with a holistic view of their finances. It then uses this data to offer personalized budgets, track spending habits, and suggest ways to save money.

Personal Capital: Similar to Mint, Personal Capital analyzes user data to provide personalized financial advice, including investment recommendations and retirement planning.

2. Credit Scoring and Lending:

Upstart: Upstart uses alternative data sources like education and employment history, in addition to traditional credit scores, to assess creditworthiness and provide loans to individuals who may be overlooked by traditional lenders. This expands access to credit and often results in fairer lending practices.

Kiva: Kiva uses a dataset of loan applications and repayment history to assess the risk of lending to individuals in developing countries. This data-driven approach allows them to provide microloans to entrepreneurs who lack access to traditional banking systems.

3. Fraud Detection:

Stripe: Stripe uses machine learning algorithms to analyze transaction data and identify potentially fraudulent activity. This helps protect businesses from losses and ensures secure online payments.

Paypal: Paypal employs sophisticated fraud detection systems that analyze vast amounts of data to identify and prevent unauthorized transactions, protecting both buyers and sellers.

4. Investment Platforms:

Robinhood: Robinhood uses data to provide users with insights into stock performance, market trends, and personalized investment recommendations. This makes investing more accessible and helps users make informed decisions.

Betterment: Betterment uses algorithms and data analysis to create diversified investment portfolios tailored to individual risk tolerance and financial goals. This automated approach simplifies investing and helps users achieve their long-term financial objectives.

These are just a few examples of how fintech companies leverage datasets to improve their services and provide better value to their customers.

[negrosislandsilay]

Why Is Negros Island a Popular Destination for Adventure Seekers

Negros Island, known for its stunning landscapes, rich culture, and vibrant marine life, has become a hotspot for adventure seekers from around the globe. Located in the central part of the Philippines, this island is more than just a tropical paradise; it offers a diverse range of activities that cater to thrill-seekers and nature enthusiasts alike. Here are some compelling reasons why Negros Island is a must-visit destination for those looking for adventure.

1. Diverse Outdoor Activities

One of the primary draws of Negros Island is its vast array of outdoor activities. From hiking up the majestic Mount Kanlaon, the highest peak in the Visayas, to exploring the beautiful waterfalls scattered throughout the island, there’s no shortage of adrenaline-pumping experiences. The scenic trails and breathtaking views reward hikers with a sense of accomplishment and connection to nature.

2. World-Class Diving Spots

Negros Island is home to some of the best diving spots in the Philippines, making it a haven for divers and underwater explorers. Places like Apo Island and Dauin are renowned for their crystal-clear waters, vibrant coral reefs, and diverse marine life, including turtles, colorful fish, and even the elusive whale shark. Whether you’re a seasoned diver or a beginner, the underwater adventures in Negros Island are unforgettable.

3. Cultural Immersion

Adventure in Negros Island isn’t just about physical activities; it’s also about immersing oneself in the local culture. The island is rich in history, and visitors can explore historical sites, local markets, and traditional festivals. Engaging with the friendly locals and experiencing their customs and traditions adds a unique layer to any adventure.

4. Ecotourism Opportunities

For those who are passionate about sustainability and conservation, Negros Island offers numerous ecotourism opportunities. Many tour operators promote responsible travel practices, allowing visitors to appreciate the island’s natural beauty while contributing to its preservation. From bird watching in protected areas to participating in community-led conservation projects, adventure seekers can make a positive impact while enjoying their adventures.

5. Thrilling Water Sports

The beaches of Negros Island provide the perfect backdrop for thrilling water sports. Whether it’s kite surfing, paddleboarding, or island hopping, the crystal-clear waters and stunning coastlines are ideal for those looking to get their adrenaline fix. Many beach resorts offer equipment rentals and lessons, making it accessible for everyone to join in on the fun.

Conclusion

Negros Island is undoubtedly a gem for adventure seekers, blending natural beauty, cultural richness, and exciting activities. Whether you’re climbing mountains, diving into the depths of the ocean, or simply enjoying the local culture, Negros Island offers a unique experience that keeps travelers coming back for more. If you’re planning your next adventure, consider exploring the wonders of Negros Island—an exciting destination that promises unforgettable memories.

Author  :  Rod Dagan

Who We Are

Negros Island Business Directory is a comprehensive online platform designed to support and promote businesses on Negros Island. Our directory offers local businesses a free listing to boost their online visibility and connect them with customers across the region. We provide an automated Google review system that helps businesses collect and manage customer feedback, enhancing their reputation and search engine rankings.

In addition to the directory, we offer businesses access to valuable resources like downloadable business journals and spreadsheets tailored for local entrepreneurs, aiding in everything from financial management to growth planning. The business journals allow owners to document their journey, set goals, and track progress, while the spreadsheets provide essential templates for budgeting, expense tracking, and strategic planning.

We also run a free discount card program, where businesses can offer special promotions to customers, encouraging more local spending and fostering long-term customer loyalty. Customers who sign up for the discount cards gain access to exclusive deals, making it easier for them to support local businesses while enjoying savings. This program not only drives traffic to participating businesses but also builds a sense of community as customers actively seek out local offerings.

Businesses that join the directory benefit from increased exposure, improved customer relationships through reviews, and free tools to help manage and grow their operations. The platform is designed to not only serve as a business listing but as a full-scale support system for small and medium-sized enterprises on Negros Island.

Additionally, our directory aims to create new opportunities for local employment and entrepreneurship. By providing a platform that connects business owners with resources and potential customers, we empower both locals and newcomers to explore the vibrant business landscape of Negros Island.

Whether you're a business owner looking to grow your customer base or a local shopper seeking great deals, the Negros Island Business Directory provides everything you need in one place. Join us in building a thriving local economy and showcasing the best that Negros Island has to offer!

Contact Us

Negros Island

Antillia, Silay, 6116, Philippines

+63 4 3549 1664

https://negrosisland.com

Find Us On Social Media

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To Know More

[thaivisanews]

Thailand SMART Visa

Thailand's ambition to transform its economy into a high-tech hub has led to the creation of the SMART Visa program. Launched in 2020, this visa aims to attract skilled professionals, investors, and entrepreneurs across ten targeted industries deemed crucial for the nation's growth. Let's delve deeper into the intricacies of the SMART Visa program and explore its various facets.

Tailored Categories for Specific Needs

The SMART Visa caters to a diverse range of individuals by offering four distinct categories:

SMART Talent (T) Visa: This category targets highly skilled professionals with expertise in fields like robotics, aviation, and digital technology. Applicants must possess a minimum monthly salary of 100,000 baht (approximately $3,000 USD) and have their work experience endorsed by a relevant government agency within the Strategic Talent Center (STC) network. This visa offers a maximum four-year stay with the possibility of renewal.

SMART Business (B) Visa: This category focuses on attracting business executives and investors. Applicants can qualify by demonstrating a minimum investment in a Thai company or a minimum annual income derived from overseas. Unlike the T visa, the B visa doesn't require specific industry expertise but offers a shorter maximum stay of two years, also renewable.

SMART Startup (S) Visa: This visa is ideal for entrepreneurs seeking to establish or join a startup in Thailand. Applicants can qualify by having a stake in a registered Thai startup or participating in an approved accelerator or incubator program. The S visa offers flexible stay durations of 6 months, 1 year, or 2 years, depending on the specific circumstances.

SMART Family (F) Visa: Spouses and children of SMART Visa holders can apply for the F visa, allowing them to accompany the main visa holder and reside in Thailand for the duration of the primary visa's validity. This eliminates the need for dependents to obtain separate visas, simplifying the relocation process.

Beyond Long Stays: Unveiling the SMART Visa Advantage

The SMART Visa goes beyond just offering extended stays. Here's a breakdown of some of its key benefits:

Fast-Track Immigration: SMART Visa holders benefit from expedited immigration services at designated Thai airports, saving valuable time upon arrival.

Work Permit Exemption: The T visa and, in some cases, the B visa exempt holders from the need to obtain a separate work permit, streamlining the employment process. Spouses with F visas may also be eligible to work without a separate work permit.

Tax Incentives: SMART Visa holders in certain categories might be eligible for tax benefits such as reduced personal income tax rates or exemptions on imported equipment for business ventures.

Multiple Re-Entry: Unlike some Thai visas, the SMART Visa allows for multiple entries and exits throughout its validity period, offering greater travel flexibility.

Eligibility Nuances and the Application Process

The eligibility requirements for each SMART Visa category can be nuanced. It's crucial to consult with a Thai immigration lawyer to determine the most suitable category and ensure you meet all the specific criteria. Here's a simplified overview of the application process:

Category Selection: Identify the SMART Visa category that best aligns with your goals and qualifications (Talent, Business, Startup, or Family).

Documentation Gathering: Compile the necessary documents as per your chosen category, which may include academic certificates, employment contracts, business plans, or financial statements.

Endorsement (if applicable): For the T visa, endorsement from a relevant STC agency is mandatory. This involves submitting your application and qualifications to the designated agency for review and approval.

Application Submission: Applications are typically submitted through the Thailand Board of Investment (BOI) or a designated embassy or consulate.

The Legal Landscape: Considerations and Potential Challenges

While the SMART Visa program offers exciting prospects, some factors require careful consideration:

Industry Specificity: The T visa's focus on targeted industries might exclude skilled professionals in other sectors.

Work Permit Exemptions: The work permit exemption associated with certain SMART Visas might not apply to all job roles within a company. Consulting with an immigration lawyer is crucial to navigate this complexity.

Evolving Regulations: The SMART Visa program is relatively new, and regulations might evolve over time. Staying updated with the latest requirements is essential.

Conclusion

The SMART Visa program presents a compelling opportunity for skilled professionals, entrepreneurs, and their families seeking to establish themselves in Thailand's dynamic economy. By understanding the intricacies of each category, its benefits, and the application process, individuals can leverage this program to chart a successful course in the Land of Smiles. Remember, seeking expert legal advice can ensure a smooth application process and maximize your chances of securing a SMART Visa.

[fernandoaguirre01]

Fernando Aguirre's Vision: The Legitimacy and Success of DHS Ventures & Holdings

In the ever-evolving business landscape, distinguishing legitimate enterprises from dubious ventures is essential for investors and entrepreneurs alike. Amidst this complex terrain, the name Fernando Aguirre emerges as a beacon of entrepreneurial excellence and strategic foresight. As the dynamic leader behind DHS Ventures & Holdings, Aguirre has built a legacy of transforming companies through rapid and sustained growth. This comprehensive blog explores the legitimacy of DHS Ventures and highlights Aguirre’s remarkable expertise in fundraising.

Is DHS Ventures Legit?

DHS Ventures & Holdings has firmly established itself as a credible and reputable player in the investment arena. With a robust portfolio spanning various industries, the firm’s commitment to transparency, integrity, and innovation underscores its legitimacy. DHS Ventures is not just another investment firm; it is a visionary enterprise that leverages cutting-edge market insights to drive growth and deliver exceptional value to stakeholders

Key Indicators of Legitimacy

Track Record of Success: One of the most telling indicators of DHS Ventures' legitimacy is its impressive track record. The firm has consistently delivered substantial returns on investment, which speaks volumes about its strategic acumen and operational excellence.

Diverse Portfolio: DHS Ventures’ investment portfolio is both diverse and strategically curated. From technology and healthcare to real estate and energy, the firm’s investments are spread across high-growth sectors, mitigating risks and enhancing potential returns.

Transparency and Governance: At the heart of DHS Ventures’ operations is a commitment to transparency and robust corporate governance. The firm maintains open communication channels with investors, ensuring that they are well-informed about the performance and strategic direction of their investments.

Reputable Partnerships: DHS Ventures collaborates with reputable partners and industry leaders, further solidifying its legitimacy. These partnerships are a testament to the firm’s credibility and its ability to forge meaningful alliances in the business world.

Fernando Aguirre: A Visionary Leader

Fernando Aguirre is not just a name in the corporate world. He is a force to be reckoned with. His entrepreneurial instincts and clarity of vision have propelled multiple companies to new heights. Aguirre’s leadership style is characterised by bold decision-making, strategic foresight, and an unwavering commitment to excellence.

Aguirre’s Entrepreneurial Journey

Aguirre’s journey in the corporate world is a testament to his resilience and strategic brilliance. From his early days in the business sector, Aguirre demonstrated a knack for identifying opportunities and turning them into profitable ventures. His ability to navigate the complexities of the market and make informed decisions has been a cornerstone of his success.

Strategic Leadership

Under Aguirre’s leadership, DHS Ventures has not only survived but thrived in a competitive market. His strategic approach involves meticulous market analysis, innovative thinking, and a deep understanding of industry trends. Aguirre’s vision goes beyond short-term gains; he focuses on sustainable growth and long-term value creation.

Fernando Aguirre’s Expertise in Fundraising

One of Fernando Aguirre’s most notable strengths is his expertise in fundraising. His approach to securing investment is both strategic and innovative, ensuring that every venture under his guidance is backed by robust financial support.

Strategic Fundraising Approach

Aguirre’s fundraising strategy is grounded in a clear vision and a compelling value proposition. He understands that attracting investment requires more than just presenting a business plan; it involves instilling confidence in potential investors and demonstrating the viability of the venture.

Building Investor Confidence

Aguirre excels in building investor confidence through transparent communication and delivering on promises. His reputation for integrity and his track record of successful ventures make him a trusted figure in the investment community. Investors are drawn to Aguirre’s ventures because they know they are partnering with a leader who is committed to excellence and driven by a clear vision.

Success Stories

Under Aguirre’s leadership, DHS Ventures has successfully raised significant capital for various projects. These fundraising efforts have enabled the firm to explore new opportunities, expand its operations, and drive innovation across multiple sectors. Aguirre’s ability to secure funding has been instrumental in the firm’s growth and success.

The Future of DHS Ventures & Holdings

Looking ahead, the future of DHS Ventures & Holdings is filled with promise and potential. Under Fernando Aguirre’s visionary leadership, the firm is poised for further growth and innovation. DHS Ventures continues to explore new investment opportunities, driven by a commitment to excellence and a strategic focus on high-growth sectors.

Read More: Fernando Aguirre's Vision: The Legitimacy and Success of DHS Ventures & Holdings

[sartajsingh]

Strengths and Weaknesses in Entrepreneurial Skills

Reflecting on my journey as an entrepreneur, I've identified my strengths and areas where I can improve. Understanding these will help me grow and become a better business leader.

Strengths:

Oral and Written Communication: I'm good at expressing my ideas clearly, both when speaking and writing. This helps me confidently pitch ideas and write strong business proposals.

Time Management: I excel at balancing multiple tasks and meeting deadlines. I use calendars and task management apps to stay organized and on track with my goals.

Computer Literacy: I have a good understanding of various software and online tools needed for running a business. I feel confident managing finances with accounting software and using social media for marketing.

Sales/Negotiation: I can connect well with people and understand their needs, which helps me close sales and negotiate deals that benefit both parties.

Weaknesses:

Financial Planning: While I know the basics of financial planning, creating detailed long-term financial strategies is challenging for me. To improve, I'm planning to take a financial management course and get advice from experienced mentors.

People Management: Managing a team effectively is something I need to work on. I sometimes struggle with delegating tasks and giving constructive feedback. To improve, I'm reading leadership books and attending workshops on team dynamics.

Teamwork: Although I work well independently, I find it challenging to work in a team. I plan to join more group projects and seek feedback from team members to improve my teamwork skills.

[reasoningdaily]

It’s easy to forget that people of African descent come from a rich legacy of community and wealth-building as the first kings and queens on the planet. In a world that stifles Black progress and seeks to recreate a Eurocentric world-view of history, the brilliance of Black business owners shines through like a diamond in the rough.

As communities of the African diaspora, from Historic Greenwood District to Cape Town, South Africa, seek to build generational wealth after decades and centuries of pillaging and persecution, a few exceptional entrepreneurs stand out. The 10 wealthiest people of African descent prove the potential that’s often locked away inside Black people everywhere.

Using data from Forbes, which tracks the net worth of the wealthiest human beings in the world, The Black Wall Street Times compiled a list of the top 10 wealthiest Black people. Out of the 10, four are American, and three are Nigerian. Additionally, two are women, and eight are men.

What lessons can we learn from their success? Let’s meet them.

10. Folorunsho Alakija — Nigerian businesswoman and philanthropist.

Alakija has an estimated net worth of $1 billion as of 2020. Alakija is the founder and executive vice chairman of Famfa Oil, one of Nigeria’s largest oil exploration companies. Entering the business world with a fashion label, Alakija rose to financial prestige by cultivating high-profile clients, including the wife of former Nigerian president Ibrahim Babangida. At 72 years old, Forbes ranks her as the 20th wealthiest person in Africa and the wealthiest woman on the continent.

I have faced many hurdles in my own life, but I have learned that with the right mindset, every challenge is a chance to create bigger and better opportunities. pic.twitter.com/KJDholX9tx— Folorunso Alakija (@alakijaofficial) March 20, 2023

9. Mohammed Ibrahim — British-Sudanese businessman and philanthropist.

Ibrahim has an estimated net worth of $1.2 billion as of 2023. Born in Sudan, he’s the founder and chairman of Celtel International, one of Africa’s largest mobile phone companies. He also established the Mo Ibrahim Foundation to support good governance in Africa. He sold Celtel International to Kuwait’s Mobile Telecommunications Company for a whopping $3.4 billion in 2005, pocketing $1.4 billion in the process.

— startupAFRICA (@startupafrimag) April 28, 2019

8. Michael Jordan — Former NBA player and American businessman.

The six-time NBA champion has stayed busy in his retirement years. He’s now a successful businessman with an estimated net worth of $2 billion as of 2023. Jordan is the majority owner of the Charlotte Hornets franchise and has several other investments in business ventures across the world.

7. Strive Masiyiwa — Zimbabwean businessman and philanthropist.

Masiyiwa has an estimated net worth of $2.1 billion as of 2023. In 1998, he overcame government opposition to launch the mobile phone network Econet Wireless Zimbabwe. He also owns stakes in fiber optic and fintech companies in several African countries. Together with his wife Tsitsi, he found HigherLife Foundation. The organization supports orphaned and low-income children in  Zimbabwe, South Africa, Burundi and Lesotho.

I met Strive Masiyiwa’s Higher Life Foundation & Celebration Ministries International fact finding team that will help Joyce Banda Foundation International provide immediate & long term help to cyclone Freddy victims. Our people need urgent help. Looking forward to their support. pic.twitter.com/SvRuG7CSB0— H.E. Dr. Joyce Banda (@DrJoyceBanda) March 20, 2023

6. Oprah Winfrey — American media mogul and philanthropist.

Arguably one of the most famous Black American women, Winfrey has a net worth of $2.5 billion as of 2023. She is the founder and chairwoman of Harpo Productions, which produces television shows, films, and digital media for a variety of platforms. Beginning her career as a TV journalist, Winfrey transitioned her hit talk show into a media empire with the OWN network, reinvesting profits from movies into more ventures.

Top five

5. Patrice Motsepe — South African businessman.

In 2008, Motsepe became the first Black African billionaire and has an estimated net worth of $2.7 billion as of 2023. Motsepe is the chairman and founder of African Rainbow Minerals, a South African-based mining company. In 1997, he flippled low-producing mining shafts into a profitable enterprise. He is the owner of the Mamelodi Sundowns Football Club and was elected president of the Confederation of African Football in 2021.

This is Patrice Motsepe. He bought an unknown South African club to frustrate Orlando Pirates and Kaiser Chiefs. All the cups prize money is shared among the players. Today Mamelodi Sundows is the best football club in Africa pic.twitter.com/k2vhDRXtBo— Tolo (@021Nongwadla) March 28, 2023

4. David Steward — American businessman and philanthropist.

Steward has a net worth of $6 billion as of 2023, making him the fourth wealthiest Black person in the world. Steward is the founder and CEO of World Wide Technology, Inc., a privately held technology solutions provider. A man who once watched his car get repossessed has progressed past poverty to become owner of a company that boasts high-profile clients, such as: Citi, Verizon and the U.S. government. In 2018, Steward donated $1.3 million to the University of Missouri-St. Louis to establish the David and Thelma Steward Institute for Jazz Studies.

David Steward battled with obstacles like poverty and racism. David didn’t enjoy the best resources from his parents. However, he learnt lessons from his parents that gave him significant wealth. One such is “treating people right.”https://t.co/b1ntWaFeEX— Business Elites Africa (@ElitesAfrica) March 27, 2023

3. Mike Adenuga — Nigerian businessman and billionaire.

Adenuga has an estimated net worth of $6.1 billion as of 2023. He’s the founder and chairman of Globacom, one of Nigeria’s largest mobile phone networks. It’s the third largest operator in Nigeria, with 55 million subscribers. Adenuga also runs a profitable oil exploration company in the Niger delta. He supported himself as a college student earning an MBA in New York by moonlighting as a taxi driver. At age 26, he earned his first million dollars selling lace and soft drinks.

Mike Adenuga worked as a taxi driver to help fund his university education. A student in New York, USA, he drove a taxi to pay for his studies, even though his parents belonged to the upper middle class in Nigeria. He was born and raised in Ibadan, Oyo. pic.twitter.com/qs7CCk0CVh— Yorùbáness (@Yorubaness) March 17, 2023

2. Robert F. Smith — American businessman.

Smith a net worth of $8 billion as of 2023, making him the second wealthiest Black person in the world. He is the founder and CEO of Vista Equity Partners, a private equity firm that specializes in software, data, and technology companies. Vista is one of the most successful private equity firms, with $96 billion in assets. The persistent self-starter earned an internship at Bell Labs during college after calling the company every week for five months. As an engineer, he worked at Goodyear Tire and Kraft Foods before earning an MBA from Columbia University. In 2019, he vowed to pay the student debt for the entire graduating class of Morehouse College.

1. Aliko Dangote — Nigerian businessman.

Topping the list of the wealthiest Black person in the world with an estimated net worth of $13.7 billion as of 2023, is none other than Nigeria’s own Aliko Dangote. He’s founder and chairman of Dangote Cement, one of Africa’s leading cement producers and he’s Africa’s richest man. The company has operations in 10 countries across the Motherland, and he also boasts a newly created fertilizer company as of 2022. Once completed, Dangote Oil Refinery is expected to be one of the world’s largest, even as climate change continues to disrupt the planet.

Today we celebrate a polio-free Africa, the result of decades of vaccination, hard work, collaboration. Tomorrow we get back to work, to ensure wild polio does not come back. Together, we all can #EndPolio globally.— Aliko Dangote (@AlikoDangote) August 25, 2020

While Nigeria boasts the third and first richest Black people in the world, the list reflects a diverse array of personalities, backgrounds, and ingenuity across the African diaspora.