#finance a car

[discountdeninsider]

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[aufinance-15]

What is the Best Way to Finance a Car in Australia?

Selecting the best finance option is essential when buying a car in Australia. You may save time and money by being aware of the different financing options available when purchasing a new or used car. We’ll go over the various auto financing options available in Australia in this article to help you make an informed choice that works for your needs and budget. Find out here for more.

[saltynutgarden]

[3liza]

here's the cost of living breakdown for Alabama, one of the least expensive states in the country to live it. annual income requirement to achieve "barely not struggling" (that's what "living wage" means, it means "how much money you have to earn to not be struggling financially") by the standards of MIT are the bottom row.

the website SmartAsset applied the 50/30/20 budget rule to this data from MIT to calculate how much it would take for someone to live comfortably (ie, above bare minimum "living wage") in each state and concluded it takes a minimum of 78k for a single adult in West Virginia, the cheapest state in the country.

standard disclaimer that I have personally never made anything near a living wage in my life, much less a comfortable wage, and am deeply in medical debt and so disabled I can't stand for more than a few hours a day. i just think it's important that other Americans are fully aware of just how poor they really are, and what "wealth" actually means in vast regions of the country. inflation and housing price increases have been so rapid, and the percentage of young adults managing their own households has dropped so significantly in the past twenty years (these things are related), that 90% of this website userbase is just completely unaware of what anything costs, and this isn't good for your financial literacy or ability to take care of yourselves.

if you disagree with these numbers please email MIT directly, I did not gather or compile this data. and cannot respond to your feedback about it.

[vamprisms]

one does not simply walk into mordor? thank fuck i hate walking. tell sam to pull the 1998 nissan micra around

[cigarettesandcommunism]

My car broke down in the taco bell drive thru. Of all fucking places.

If im late to work one more time before late September, I lose my job. (I never mean to be late. I have a sleep disorder where I don't hear my alarms. I could sleep thru a fire so this is a problem)

I JUST moved into my apartment after being homeless for 4 months and I have NO money.

Help me fix Sandy (the car) my ppal and $app are both TransManDragQueen

Please share this as well

I hope something good happens to you today

[mary-mmw]

HELP ❕‼️❕

Hi there, mariam and I need your help to stay alive, I live in gaz, you maybe know about the situations here and how hard is. , and need to buy things to eat and feed my family, I have a little baby brother with 9 months, and little sister she’s 7 years, we are 8 members family, we displaced over than 10 times from the placees we where live, my father’s work extremely destroyed and by this there is no way to get money and stay alive here, just stand with us until leaving gaza and find peace 💔

[connorsnothereeither]

Listen I love Fable “tend to my garden” SMP, he seems like a good guy and a great dad but (totally not biased) Morgan “There is an appeal to grilling” Sealan would beat THE FUCK outta this dude in a grill off. Fable doesn’t stand A CHANCE

[soupbtch]

how am I supposed to work under these conditions

[notaplaceofhonour]

Okay, good news! looks like I have a place now! Just need to sign the lease to finalize it, but I should be moving in this week.

[20dollarlolita]

while youre wheelchair posting i wanted to say that you talking about why you decided to continue using one really changed my own perspective on my disability! i get awful chronic join pains usually triggered by standing, and although im taking the physical therapy route (im hypermobile, so thats the first option,) ive recently considered that using something like a wheelchair or a cane wouldnt be so wrong of me if i feel i need it

I tell people that I just want to be able to do the things that other people do. I want to shop in a store for as long as I want, without hurting. I want to walk around the mall and look at things. I want to go somewhere without having to plan ahead where I will sit down and how long we'll be waiting in line. I want to work a full day in my store, walking from the back room to the front, guiding customers to the different areas, and I want to do that without being in pain.

My wheelchair lets me do that. My body does not let me do that.

My advice to literally everyone who thinks they might need it is, "just get the damn cane." Canes are among the cheapest mobility aids out there. They come in insanely cool colors and styles. There are ones that fold up when you don't need them. You can get one for $10 and you can just go into Walgreens and buy one. Worst case, which is also best case, you just spent the cost of a trip to McDonald's on something you don't use. Worst case, which is also best case, you find something that lets you be yourself doing the things you want to do for longer and with less pain. Worst case, which is also best case, you see that it helps you and it is the gateway into getting a more supportive mobility aid that lets you live a better life. Literally every worst case scenario you can think of is also your best case scenario. Get the cane.

I went to Goodwill on my lunch break just now and they had a rollator for $8, so we're going to experiment with Pink+Rollator in the upcoming days. Currently I'm okay with walking short distances but I really can't stand for more than a couple of minutes, so bringing a device that's also a chair with me seems like it'd be a good step in my mobility.

But yeah, to everyone who is going "hey, I think I could benefit from a mobility aid," this is me, a disabled person, telling you to go for it. You didn't need my permission, but you have it anyway. Get the mobility aid!

A wheelchair is just a chair with wheels, and you didn't need anyone's permission to sit down at a rolling desk chair. You were able to look at the options given to you by the world and choose that, in that context, sitting down on a chair with wheels was going to be the best for your body and your personal convenience. You can look at your body and your environment and make statements like, "I should not be standing for 55 minutes in this line. I can only stand for x minutes," and that's normal. Abled people make decisions like "I'm not going to stand for this long" or "I'm not going to walk this far," all the time. But when you add, "so I'm going to bring a special chair with me, so that I can wait 55 minutes in this line, like all the other people in the line," suddenly it feels different. But abled people are allowed to always be making judgements for when they're pushing their body too hard, and they make decisions all the time about when they're going to take advantage of an aid or take a break, so the only thing that changes when you're disabled is when you have to decide to use it, not at all that you have to use it. People get to pick what shoes they want based on where they're going, and that's just picking a device to aid your mobility as needed for a certain environment. Using a mobility aid is a totally normal thing, except that we've artificially labeled them as "normal person accommodations" and "ask for this and you're disabled."

Disclaimer: obviously bring it up with your care team if you are interested in using a mobility aid (and you have a care team). A LOT of doctors are hesitant to tell young people that they should be trying a mobility aid, but will say you'll benefit from it if you bring it up. If you have a PT then they're likely to have input about what are the best options and how to set them up. Also some doctors can get you mobility aids for free. Even if the cane you get from your doctor is black and boring and doesn't fold, you can still go to the store and get a cane that's fun and cool and then use the one the doctor gave you as a size reference to know how to set the one you just got. Hey, free cane.

[dreamlogic]

in boring adult annoyances, i recently converted my checking account to a different type of checking account with the same credit union. i've done this a couple times over the years cuz it's the same checking account my dad helped me set up when i was 13 and this CU is still my primary financial institution. asked the banker

"will my account number remain the same?"

"yes, we're just converting it to a different type of the same account!"

"so my direct deposit and autopays won't be impacted?"

"correct!"

"and i can still use the same debit card i've been using for the last ~6 years!"

"absolutely!"

"great, let's do it."

fast forward to this week, when three of my autopay bills bounced, my debit card isn't working, and a closer look at my account number shows a 1-digit change at the end. go back to the same branch like "hey no offense but what the fuck??"

different banker takes a look at my accounts, makes a Face, and politely casually asks "so where did you go to make the switch? :)"

"here, this branch. that person over there was actually the one who helped me."

The Face intensifies. ".....Ah. I See. well, it looks like the way the changes were made may have Disrupted some things. you're gonna need a new debit card, etc, i'll get that printed for you ASAP."

[5 minutes later the banker who fucked up the first transaction sheepishly approaches me to hand over my new debit card & apologize profusely.]

[goshyesvintageads]

General Motors Acceptance Corp, 1956

[teenagefeeling]

i know i already posted about this but im genuinely so mad that my car died like i expected it but also buying a new one makes me wanna claw my eyes out

[bitchesgetriches]

Which would be better to do: pay my car insurance in one lump sum reducing my emergency savings to almost nothing or put my car insurance on monthly payments which would slightly increase the amount I pay but allow me to keep my emergency savings intact. I know this is probably a personal preference question but was hoping the almighty bitches might have some input to help me make a decision.

Option #2.

I'd only pre-pay auto insurance if your emergency savings fund would NOT be depleted by it. This is what I do to save a little money every year, but my emergency fund is nice and fat and I can easily replace it within a few months when I use it.

Here's why: You will need your emergency fund to pay for your insurance deductible in the event of an insurance claim. If you've spent it all on your monthly insurance payment, then you will have nothing left for your deductible.

And if that didn't make sense, we explain all about it in these posts:

Dafuq Is Insurance and Why Do You Even Need It? 

You Must Be This Big to Be an Emergency Fund 

3 Times I Was Damn Grateful for My Emergency Fund (And Side Income) 

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[nectar-cellar]

i finallyyy finished downloading and merging my cas cc 😭 i still have a bit left to sort and merge but 90% of it is done. i had to hop in game quickly to check out my haul.

i gave my model from this post a quick makeover. she looks like a whole new person 😭 she got an ash blonde balayage, lash extensions, and a fresh round of lip filler okay. she is ready to terrorize the streets!