#farm insurance Alberta | Explore Tumblr posts and blogs

newstfionline · 1 year ago

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Friday, November 24, 2023

A Canadian invasion threatens (AP) An exploding population of hard-to-eradicate “super pigs” in Canada is threatening to spill south of the border, and northern states like Minnesota, North Dakota and Montana are taking steps to stop the invasion. In Canada, the wild pigs roaming Alberta, Saskatchewan and Manitoba pose a new threat. They are often crossbreeds that combine the survival skills of wild Eurasian boar with the size and high fertility of domestic swine to create a “super pig” that’s spreading out of control. Ryan Brook, a professor at the University of Saskatchewan and one of Canada’s leading authorities on the problem, calls feral swine, “the most invasive animal on the planet” and “an ecological train wreck.” Smart, adaptable and furry, they eat anything, including crops and wildlife. They tear up land when they root for bugs and crops. They can spread devastating diseases to hog farms like African swine fever. And they reproduce quickly. A sow can have six piglets in a litter and raise two litters in a year. That means 65% or more of a wild pig population could be killed every year and it will still increase.

More Americans are expected to ‘buy now, pay later’ for the holidays. Analysts see a growing risk (AP) Consumers are expected to use “buy now, pay later” payment plans heavily this holiday season, a forecast that bodes well for retailers but that has credit experts again sounding alarm bells. The short-term loans often come with consumer-friendly interest rates and allow shoppers to make an initial payment at checkout, then pay the rest in installments, typically over a few weeks, even months. That can be appealing to a shopper buying multiple gifts for family and friends during the holidays, particularly if they’re balancing other debt such as student loans or credit cards. But the Fed and some analysts say key features of the plans can make borrowing too easy and saddle consumers with excessive debt.

Extra Fees Drive Assisted-Living Profits (NYT) Assisted-living centers have become an appealing retirement option for hundreds of thousands of boomers who can no longer live independently, promising a cheerful alternative to the institutional feel of a nursing home. But their cost is so crushingly high that most Americans can’t afford them. These highly profitable facilities often charge $5,000 a month or more and then layer on extra fees at every step. Residents’ bills and price lists from a dozen facilities offer a glimpse of the charges: $12 for a blood pressure check; $50 per injection (more for insulin); $93 a month to order medications from a pharmacy not used by the facility; $315 a month for daily help with an inhaler. The facilities charge extra to help residents get to the shower, bathroom or dining room; to deliver meals to their rooms; to have staff check-ins for daily “reassurance” or simply to remind residents when it’s time to eat or take their medication. Some even charge for routine billing to a resident’s insurance for care. About 850,000 older Americans reside in assisted-living facilities, which have become one of the most lucrative branches of the long-term care industry catering to people 65 and older. Half of operators in the business of assisted living earn returns of 20 percent or more than it costs to run the sites, an industry survey shows.

Argentina’s President-elect is racing against the clock to remake the government (AP) Argentina ‘s President-elect Javier Milei has called for the wholesale reinvention of the government but he has precious little time. And with less than three weeks until his Dec. 10 inauguration, Milei has no executive experience and few allies in his bullpen. Argentina’s presidential transition period is one of the shortest in Latin America; it lasts at least six weeks in Colombia and two months in Brazil. Next year’s election in Mexico will feature a six-month handover. Milei “is new to politics, leads a minor political party and has not built an experienced team. He could use more time to prepare his agenda, recruit advisers and senior officials, and build coalitions in the new Congress,” Benjamin Gedan, director of the Latin America Program at the Washington-based Wilson Center, told The Associated Press. “This is especially important because Argentina is on the verge of collapse, so he will have no time for learning on the job.”

Far-Right Icon Wins Dutch Elections (Bloomberg) The Netherlands on Wednesday took a startling turn in national elections with the potential to ripple through Europe, as Dutch voters threw most support behind the party of a far-right icon with an incendiary reputation who had campaigned on an anti-immigrant platform. Lawmaker Geert Wilders won the Dutch elections and said he plans to lead the country’s next government, after a late surge in the final days of the campaign catapulted his anti-European Union party past mainstream rivals. Wilders’s Freedom Party is projected to win 35 seats, more than doubling his representation from the previous parliament, according to an exit poll. Wilders has promised a binding referendum on leaving the EU.

Finland to close all but northernmost border crossing with Russia (Reuters) Finland will close all but the northernmost crossing point on its border with Russia from midnight on Friday in a bid to halt a flow of asylum seekers to the Nordic nation, Prime Minister Petteri Orpo said on Wednesday. Since the beginning of the month, more than 600 people without valid travel documents to the European Union have come to Finland via Russia, prompting Helsinki to shut several crossings and accuse Moscow of funnelling migrants. The Kremlin denies the charge. The asylum seekers come from a range of nations including Yemen, Afghanistan, Kenya, Morocco, Pakistan, Somalia and Syria, according to immigration authorities.

Ukraine Heads Into Winter With a Fragile Power Grid (NYT) As winter cold sets in across Ukraine, concerns are growing that Russia will soon resume large-scale attacks on the power grid, repeating a tactic it used last year to try to break the will of Ukrainians by plunging them into cold and darkness. Those fears are compounded by what Ukrainian experts and current and former officials say is an energy system that is more fragile than it was a year ago. In interviews, they described power plants still hobbled by Russian attacks last winter, unfinished repairs to substations and shortages of critical equipment like transformers. And snow has already begun to fall. The Ukrainian authorities declined to provide detailed data on the current state of the power grid, saying it was sensitive information in wartime. But experts say the situation has improved only marginally since a United Nations report published this summer estimated that Ukraine’s total generation capacity had fallen to half of its prewar level by late April. Memories of Russia’s air campaign against the power grid last winter still haunt Ukraine. Moscow launched more than 1,200 missiles and drones against energy facilities between October 2022 and April 2023, according to Ukrenergo, Ukraine’s national electricity operator. By mid-November, nearly half of the country’s power grid had been disabled.

After Israel-Hamas deal, the agonizing wait for the release of captives (Washington Post) War-shattered families in Israel and Gaza woke to a hopeful-but-agonizing limbo Wednesday after the early-hours approval of a deal between Israel and Hamas to pause fighting and exchange captives. The agreement allows the release of at least 50 Israeli hostages for 150 Palestinian prisoners during a four-day pause of combat operations in Gaza. Family members of hostages agonized over whether the longed-for day of release would include their particular loved ones. “I am excited and hope that it will be my family,” said Romina Shvalb, whose sister, brother-in-law and their two daughters are believed to be among the 240 abducted when Hamas fighters raided several Israeli towns on Oct. 7. “On the other hand, there are other hostages,” she said. “The other day I had to pull the car off the road because I was having an anxiety attack.”

Promised pause in Gaza fighting brings relief, exhaustion, fear (Washington Post) From the Gaza Strip’s shattered north to its overcrowded south, the news that this war’s guns might fall silent, if only for four days, was met Wednesday with relief, exhaustion—and a fear that worse is still to come. The toll already has been devastating: more than 11,100 people dead and 28,000 wounded in a besieged territory the size of Philadelphia; 1.7 million out of 2.3 million displaced. According to the United Nations, almost half of all homes in the enclave are now damaged or destroyed. Raed Lafi, 48, lived with his two daughters in a seaside stretch of Gaza City before fleeing Israeli bombs six week ago. Now sheltering in a cramped apartment 20 miles away, they finally received a photograph this week of their home. It was destroyed, he said. The family’s nerves were shredded. He listed the reasons. The round-the-clock Israeli air raids. The sense that nowhere in the territory was safe, “because everything is targeted: homes, schools, churches, hospitals, stones, trees and people.” The struggle to put food on the table when supermarkets ran out of basic items. In recent weeks, they had been reduced to cooking with firewood. “For children and adults alike, no one will be sad if the bleeding stops,” he said. “But this joy is linked to anxiety.”

Gaza has become a moonscape in war. When the battles stop, many fear it will remain uninhabitable (AP) Israel’s military offensive has turned much of northern Gaza into an uninhabitable moonscape. Whole neighborhoods have been erased. Homes, schools and hospitals have been blasted by airstrikes and scorched by tank fire. Some buildings are still standing, but most are battered shells. Nearly 1 million Palestinians have fled the north, including its urban center, Gaza City, as ground combat intensified. The Israeli army’s use of powerful explosives in tightly packed residential areas—which Israel describes as the unavoidable outcome of Hamas using civilian sites as cover for its operations—has killed over 13,000 Palestinians and led to staggering destruction. Hamas denies the claim and accuses Israel of recklessly bombing civilians. Israel’s bombardment has become one of the most intense air campaigns since World War II, said Emily Tripp, director of Airwars, a London-based conflict monitor. In the seven weeks since Hamas’ unprecedented Oct. 7 attack, Israel unleashed more munitions than the United States did in any given year of its bombing campaign against the Islamic State group—a barrage the U.N describes as the deadliest urban campaign since World War II.

Rebels claim to capture more ground in Congo’s east (AP) A rebel group with alleged links to neighboring Rwanda claimed Wednesday to have seized a key town in Congo’s conflict-hit eastern region amid intense fighting, raising further security concerns ahead of the country’s Dec. 20 presidential election. Mweso town, which is about 100 kilometres (62 miles) from the North Kivu provincial capital of Goma, came under the control of the M23 rebel group following days of fighting with government-backed forces, Lawrence Kanyuka, the group’s spokesman, said. Fighting in eastern Congo has been simmering for decades as more than 120 groups fight for power, land and valuable mineral resources, while others try to defend their communities. But it spiked in late 2021 when M23, which had been largely dormant, resurfaced and started capturing territory.

#headlines #news

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insurancelifedream · 4 years ago

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One Checklist That You Should Keep In Mind Before Attending Farm Insurance | farm insurance

Farm Insurance Basics – Understanding the different types of policies and what they cover

Home and Belongsings Coverage The different types of policies fall under three categories: Farm Buildings, Farm Liability, and Home and Farm Safety. Each of these is important, and each of them is covered in different ways.

Farm Liability coverage protects you from the financial damage you incur while you are on your land, such as injury or death caused by your negligence. Liability covers the property, livestock, buildings, equipment, crops, and even animals, if any. Liability is often times included in a Farm Insurance Policy.

Farm Buildings and Other cover is designed to protect your home, farm buildings, and personal belongings from natural disasters, or any other type of damages caused by your property. Usually, this includes your home, barn, garage, sheds, barns, or any other property on your farm that you use to raise cattle or other livestock. Depending on the policy, you may also include other buildings like storage buildings and workshops.

Farm Safety and Hazards coverage is usually designed to cover any type of loss or damage to your property or farm animals caused by animals, pests, windstorms, or other causes. You may also be required to pay out of pocket for any repairs or replacements you need to have done.

Farm Owners Insurance, or F.O.I., is designed to protect all of the personal assets you have in the event that you are unable to work. If you are a farm owner, you will want to check with your state's agriculture department about the proper amount of protection you need. If you own more than one or two properties, you will need to get an insurance policy that covers your assets in case you lose both properties. This is referred to as an Asset Protection Policy.

Farm Owners Insurance has a number of benefits, depending on the state of your location. For example, some policies will cover damage or destruction caused by fire, floods, earthquakes, thunder storms, or theft. Depending on your state of residence, the benefits may differ as well.

In conclusion, before purchasing any type of farm insurance, you should research your plan's plan and options thoroughly. There are many farm insurance providers available to choose from. Take the time to find one that best meets your specific needs and provides the most coverage.

The type of farm owner, you are can affect the type of coverage you are offered. If you live in the country and own more than one property, it is important to find a provider that offers a farm insurance plan specifically designed for those who own multiple properties. Many providers offer farm safety and hazard insurance plans, which will cover any physical damage or property loss caused by animals, pests, or windstorms. This includes injuries or losses from lightning, flood, fire, hail, tornadoes, or storms.

If you own a farm, it is important to find a farm insurance policy that covers your land as well as your property and livestock. If you are just starting out, it is important to talk with your insurer about any specific requirements before buying your farm insurance policy. This way, you can make sure you're getting the right plan for your situation.

It is also a good idea to get an estimate before buying any farm insurance. This way, you will know exactly how much coverage you need and whether or not you'll be paying out of pocket.

Another important point to consider when finding farm insurance quotes is to look around for several different providers before making a final decision. Since the internet offers so many different websites, the competition is stiff. Be sure to compare several policies at once. The last thing you want is to buy a policy and find out later that the provider you are looking at is the cheapest.

If you follow these simple steps you will ensure you find a good farm insurance provider. Good luck! Now, go grab a cup of coffee, a pen and a pencil and start searching for a farm insurance policy. !

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The post One Checklist That You Should Keep In Mind Before Attending Farm Insurance | farm insurance appeared first on Insurance.

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#State Farm Insurance #farm insurance #farm insurance alberta #farm insurance australia #farm insuran

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if-you-fan-a-fire · 4 years ago

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“Charge Pool Is Capitalistic,” Border Cities Star. December 15, 1930. Page 6. ---- 153 Delegates Organize; Alberta Section Of Unity League ---- EDMONTON, Dec. 15. - Steps were taken in Edmonton yesterday to organize the Alberta section cf the Farmers Unity League of Canada when 153 delegates adopted principles outlined in termed the farmers’ charter, already approved by organization meetings in Winnipeg. Regina and' Saskatoon. Carl Axelson, Bingville, was elected Alberta representative to the national committee with headquarters' at Saskatoon.

INCOME GUARANTEE Demand for a $1,000 annual income guarantee by the state again featured the Farmers’ charter as a platform for the ‘left wing’ Agrarian movement. Present farm organizations were condemned as reactionary and delegates were instructed to return home and call mass meetings for appointment of the most radical or ‘poorest’ farmers as local committees of action in the ‘revolutionary’ movement.

The central office was requested to take steps to extend the organization across the dominion among the farmers as the depression in agriculture was country-wide.

CHARGE POOL IS CAPITALISTIC Declaring that the wheat pool was capitalistic, several efforts were made to shelve without discussion a resolution calling for a 100 percent pool but debate on the issue was forced. In the end the resolution was amended so that the question was left to the individual.

Boycott of tax collectors and sheriffs sales, cancellation of tax arrears; free hospitals for poor farmers; state supported schools and insurance, were among resolutions approved. A batch 50 were not reached "as economic conditions would not permit delegates to remain in the city another day’ and were passed along to the national committee.

The fifth organization meeting is to be held south of Calgary at an early date

#edmonton #wheat pool #agricultural cooperatives #farmers' unity league #left wing politics #agrarian movement #socialist farmers #national convention #birth of the welfare state #welfare state #social democracy #prairie socialism #winnipeg #regina #saskatchewan #farming in canada #great depression in canada

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whatisrops · 4 years ago

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What is a Rollover Protective Structure (ROPS)

A rollover protective structure (ROPS) is a structure designed to protect heavy equipment operators from injuries that are caused during machinery overturns or rollovers.

Like a roll confine in a race vehicle, a ROPS is made by bars that append to the casing of the apparatus that keep a space that is huge enough for the body of the administrator on account of the machine turning over.

The Alberta Occupational Health and Safety Code 2009, characterizes a ROPS as: "Rollover defensive constructions (ROPS) are solid pens, outlines, roll bars, or different designs joined to particular kinds of fueled versatile hardware. ROPS frameworks are planned and worked to give smash insurance to an administrator during a rollover or unintentional surprise."

What does it resemble and how can it function?

For the most part, a ROPS is a steel structure that encompasses the taxi space of a piece of large equipment, like a farm vehicle. Contingent upon the machine, the ROPS may have been introduced at the processing plant, or it might have been bought from a secondary selling seller.

Farm hauler rollover has gotten one of the main sources of word related demise in the rural business, and that is the reason ROPS have gotten fundamental for some organizations inside the hard work enterprises.

The steel bars utilized in a ROPS forestall the taxi space of hard work hardware getting squashed in case of a rollover or upset. Notwithstanding, it's imperative to recall that a ROPS won't prevent an administrator from being shot out – which means safety belts are as yet a significant security perspective in any event, when working in an apparatus that highlights ROPS.

Are there ROPS guidelines in Alberta?

Inside the area of Alberta, as indicated by the Occupational Health and Safety Code 2009, ROPS are needed on the accompanying sorts of controlled portable gear weighing 700 kgs (1543 lbs) or more:

Followed (crawler) or wheeled tractors, loaders, work vehicles or skidders, other than those working with side blasts;

excavators with a restricted even swing of 180 degrees;

engine graders;

self‐propelled wheeled scrubbers;

mechanical, farming and plant work vehicles, including ride‐on lawnmowers;

wheeled diggers.

A ROPS should likewise be planned with a material that meets a base chilly climate durability. Utilizing standard tubing can be a worry since most tubing doesn't really meet the necessary sturdiness. That is the reason you will see most ROPS makers use plate material in their plans.

A ROPS that conforms to these CSA principles should have a forever appended mark that incorporates the accompanying data:

name of the ROPS producer;

ROPS ID number;

the Canadian norm to which the ROPS was confirmed;

furthermore, machine make and model for which the ROPS is planned.

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claresholmagencies · 2 months ago

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Claresholm Agencies: Offers Insurance for Farmer's Truck Security

Insurance is necessary for each type of vehicle. Insurance benefits a business or individual’s financial protection, risk management, legal needs, business continuity, investment, and asset protection. Farm insurance policy for farmers ensures compliance with regulations and avoids penalties. You can safeguard your valuable assets by getting home, commercial, and farm insurance Alberta.

Claresholm Agencies is one of the leading insurance providers for businesses and individuals. With its excellent field knowledge and experience, the company introduces the latest insurance policies and benefits for farmer truck security. Now, farmers can protect their fleets with their insurance plans.

Easy Insurance Claim:

The agriculture community has always faced challenges while claiming the appropriate insurance, including complexity in policy options, high premium costs, limited access to specialized policies, lack of knowledge of the claims process, and inadequate coverage for farm use. By addressing these challenges, Claresholm Agencies insurance providers present accessible, affordable, and effective insurance policies for farmers, ensuring their trucks and livelihoods are protected. The company provides online facilities for understanding and claiming its insurance benefits. The company offers financial protection against losses and coverage for farm trucks and equipment, cost-effective Alberta motor registration, customized coverage, income stability, liability protection, and many more benefits to agriculture groups.

Government Approved:

Farmers, while trying to find the right truck insurance, fall victim to fraudulent insurance providers, which results in them not getting the expected coverage or compensation in case of a claim. Then, what’s the solution to become aware of these frauds? Claresholm Agencies recommends farmers to verify the provider’s credentials, read the policy carefully, compare premiums and coverage, keep detailed records, and work with reputable agents. Once you connect with Claresholm Agencies, rest assured of the company’s legal standards, such as licensing and registration, government-provided consumer helpline, customer reviews, solvency ratio and financial stability, policy document transparency, and compliance with regulatory requirements. Before purchasing truck security insurance, you can ask for a sample policy and review it thoroughly.

Concessional loan to farmers for Insurance:

Claresholm Agencies play a significant role in facilitating concessional loans to farmers for their insurance by collaborating with banks and government-authorized agencies. The company’s auto insurance brokers Alberta develop special insurance loan products, subsidize insurance premiums, simplify the loan application process, provide financial literacy, and focus on flexible repayment terms. If you pay off your loans early, you can get discounts on premium or loan repayment that help you manage your finances effectively.

If you want more details, book a meeting at https://www.claresholmagencies.com/

Original Source: https://bit.ly/4dZeLMF

#farm insurance Alberta #Alberta motor registration #auto insurance brokers Alberta

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kotstarcanada · 4 years ago

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Advantages of the Classified Ads Website

In these days there are a lot of firms or companies which offer inclusive results and solutions for distributing more advertisements on the internet. Online classifieds are getting well-liked amongst thousands of people around the globe.

Online classification is the best way to get promotes your business services. This is because these classified websites serve up as one- stop- shop for the buyers as well as sellers. Here you can get all services under single roof. A lot of sellers put up their ads on these classified websites. Some of these websites offer free of cost ads posting service, while the other are paid. You just need to look at the popularity and excellent services of the online classifieds websites where you can put your ads properly and with whole address or contact numbers. You can grab this as opportunity to build up your own classified website and start a source of income.

How To construct and maintain An Online Classifieds Website?

There are a variety of ways to erect online classifieds websites. Few of them are more tedious and multifaceted in case of paid advertisement websites, because there is need to build billing sections for every scratch. In case of free classified ads websites, you can easily build these kinds of online classifieds websites. You can also prefer little software in order to build classified websites for this purpose to earn money. You basically have to purchase these online classifieds website building software. Then you can easily begin building a classified website.

There is an additional benefit with these website building softwares.These software rewards you to use diversity of functions and activities. With the help of these wonderful ads functions you can make your website more attractive and user friendly for both cases like for the buyers as well as for the sellers.

What are the main things you need to add on your classified website?

You know that your website is dedicated for online classifieds; you necessitate adding a range of different categories for the ads. By using this method every seller can easily place their ads in right section. These categories will be filled by the sellers across the country and all over the world. These categories are inclusive of Property, Housing, Rental, Health related, Beauty & Fitness, matrimonial, jobs category, education, Automotive & Vehicles, Clothing & Accessories related and travel and recreation, software and other various services.

One more feature you can add in your classified ads website that is set word count limit and image resolution for your site. So that, when the seller come to your classified ads website and register here after he will able to know how much description and ads explanation he can provide for his products or services as well as the features of the product image.

Classified ads are the excellent way to build well-liked business services and get more visitors to your website. Advertisement websites are very beneficial for each and every one, when you desire to find out any innovative events or also want to share with others, with the help of classified ads websites you can easily accomplish it. Events classified offers valuable information about news openings, exhibitions, concerts, book previews, new malls, shopping malls or movie centers and much more.

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lboogie1906 · 2 years ago

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Mehcad Jason McKinley Brooks (born October 25, 1980) is an actor and former fashion model. He is known for his roles as Matthew Applewhite on Desperate Housewives (2005–2006), The Game, Necessary Roughness (2011-2013), and Supergirl. In 2022, he began his portrayal of NYPD Detective Jalen Shaw on Law & Order. He was born and raised in Austin, he is the son of Austin American-Statesman editorial writer Alberta Phillips and former pro football player Billy Brooks; his stepfather is lawyer Gary Bledsoe. He attended USC’s School of Cinema-Television, and he left to pursue an acting career. His early work includes being a Calvin Klein underwear model. He appeared in Glory Road. He acted in In the Valley of Elah, True Blood, and The Deep End. He appeared in Dollhouse. He plays the "new boyfriend" in a recent State Farm Insurance. He appeared in My Generation. He was among the cast on Necessary Roughness. He guest starred in the Law & Order: Special Victims Unit episode as Prince Miller and in a guest role on Alcatraz as a bomb disposal expert. He was featured in a public service announcement for the Center for Reproductive Rights. On October 20, 2017, he released his debut single, "Tears Away". In 2019, he was announced to portray Jax Briggs for the Mortal Kombat reboot released on April 23, 2021. #africanhistory365 #africanexcellence https://www.instagram.com/p/CkIrTy6rSha/?igshid=NGJjMDIxMWI=

#africanhistory365 #africanexcellence

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berniesrevolution · 5 years ago

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Food coops, housing coops, credit unions, and other such institutions are sometimes referred to as the “solidarity economy.” How do these institutions relate to working-class power? Do they offer working-class people some shelter or respite from capitalism? Do they perhaps even “create the new world in the shell of the old”? Nick Driedger and Eric Dirnbach, two veteran members of many institutions of the solidarity economy, debate these points.

Eric: We all noticed this recent article about the campaign for “postal banking,” where United States Postal Service branches would offer much-needed banking services for folks who lack access to bank accounts. The USPS actually used to do this up until the 1960s, and other countries still have it. This would obviously be helpful for many low-income people, who are forced to pay high fees at check cashing stores, and of course Wall Street banks hate the idea because they don’t want the competition. Unfortunately, according to the article, the national credit union association allied with the banks to lobby against it, which was news to me.

Now, I’m a member of a credit union and a fan of the concept. Financial institutions owned and run by their members are a great alternative to handing over our money to the standard, capitalist banks and increasing their power over us. Credit unions are in principle more accountable to their members and their communities, and have policies that are much more progressive than banks. And yet they took this bad stance against postal banking, deciding to protect their turf, just like the capitalists.

This reminded me of the recent Organizing Work exposé about bad labor practices and union-busting at a number of food cooperatives. I’m also a fan of food coops and have been a member of several, and those practices are extremely disappointing. Another problematic example is the Mondragon coop network in Spain, which I think is really impressive, but also incorporates a second-class tier of international workers who are not member-owners and who have even gone on strike against the coop.

Overall, these are examples of “solidarity economy” organizations behaving like capitalist enterprises. The solidarity economy can be described as a network of organizations and practices like worker coops, housing coops, community land trusts, food coops, credit unions, time banks, community gardens and other entities that are alternatives to capitalist businesses. A segment of the left, and I would include myself here, believes one strategy (along with others like union organizing) to help transition beyond capitalism is to grow this economy in opposition to capitalist practices and prefigure the better socialist world that we want. A hundred years ago they called this idea the “Cooperative Commonwealth.” But these examples of bad, non-solidarity politics undermine that ideal.

Nick: In the article you mention, we see an example of an arm of the United States government being called on to provide a new public service. The City of Cleveland specifically called on the United States Postal Service to provide banking services through post office outlets. These calls are also coming from grassroots campaigns among postal workers’ unions in the USA and Canada, who want the government to expand services, better serve rural communities and undercut payday loan companies, which are often the only way for many working people to cash their paycheques, at exorbitant rates.

I am a member of four different consumer cooperative businesses, and had my first job at one of them. The United Farmers of Alberta is an institution where I live. At one time, it was a political party, and for a number of years, a long time ago, it was the government of the province. I am a member and buy feed for my chickens and ducks there, and when I was sixteen they gave me my first job. It had benefits and clear hours and a job description. It paid head and shoulders above what most businesses in rural Alberta will pay a teenager.

I am also a member of my small town’s credit union. The manager of this credit union is a big player in the local United Conservative Party. I pay my insurance through The Cooperators Insurance. The manager of this coop was our New Democrat (social democratic party in Canada) representative in the provincial government that just fell in Alberta a couple of months ago. In the past, I have voted for left candidates for the board at Mountain Equipment Co-op (a camping supply consumer coop popular in Canada) who wanted to push for stronger ethical purchasing guidelines and support the cause of Palestinian rights.

Cooperatives in Western Canada are political and there is politics inside of them. They are often on their local chambers of commerce, and there is both a left wing inside the cooperative movement as well as a very strong right wing.

Where I live, coops are also a part of the local history. My family in a Saskatchewan farming community have worked for generations at a consumer cooperative simply called “The Co-op,” which provides groceries and fuel in many communities. In many rural communities in Western Canada, no one would have electricity if not for early rural cooperatives. Later, government services followed, like Alberta Government Telephones (which was privatized in the 1990s). Often coops would establish services that would be picked up as public services later. The words “Cooperative Commonwealth” have a deep resonance with people and a history here. Even a lot of conservatives consider the history of the Cooperative Commonwealth Federation (forerunner of the New Democratic Party) a history working people and farmers can be proud of on the prairies.

Eric: That is a fascinating history and I’d love to learn more about coops in rural areas. Clearly coops were organized over the years to meet the needs of rural residents. Agricultural supply and electrical coops are great examples of this. More modern examples are the internet service coops.

I’m more familiar with coops in an urban setting. I’ve lived in my housing coop in New York City for about ten years and was just elected to the board, so I’ve been thinking about this place a lot. Morningside Gardens, with almost 1,000 apartments in six buildings, was founded in 1957 and has a pretty rich history of cooperative activity, with many committees, clubs and other organizations formed. Folks started a cooperative workshop for woodworking and ceramics, a nursery school and a retirement service in the 1960s, which are all still running. The retirement service allows senior residents to age in-place and not have to move to a nursing home.

Members here have also been involved in community-issue organizing for decades, such as supporting local libraries, fighting for good subway and sanitation services, and campaigning for better local zoning to restrict luxury condos. Residents have formed several babysitting coops over the years. A theatre group was formed in the 1980s which still exists. In the last few years, several buildings have started a “Neighbors Helping Neighbors” mutual aid program, which is like an informal timebank where folks help each other with household tasks.

We had a food coop for over 30 years; that closed in the 1990s. I spent some time reading our old newsletters to learn about it and write up a history. The food coop members advocated for better consumer protection and product labeling laws in the 1960s and 1970s when the entire grocery industry was against more regulations. The coop also supported the United Farm Workers grape boycott and the Nestle baby formula boycott. In the 1960s, it started a credit union, which lasted for 15 years, so low-income members could have access to loans they couldn’t get at a bank. The coop also helped start at least two other food coops nearby, with funding and technical assistance. It made a small profit in most of its years and often returned a rebate to the members, thus keeping money in the community and out of the hands of a billionaire grocery boss. And it was a union shop. One of my neighbors worked as a bookkeeper there in the 1970s and 1980s and still gets the union pension today.

All this seems really positive to me and was enabled to a large extent by the cooperative setting. Of course, some of this activity could happen in a similarly-sized apartment complex of renters, owned and managed by a landlord, but a lot of it wouldn’t. Bosses and landlords monopolize power, decision-making and wealth. Workplace and tenant unions fight to expand worker and tenant power, of course, but ultimately the boss or landlord still owns the property and extracts the surplus value and rent. The process of people running their own key institutions requires a lot of volunteer work, but this cooperation I think builds skills and confidence and creates more opportunities and the desire to work together on other projects.

Now, I don’t want to overstate the situation here; this isn’t Full Communism. Of course there have always been folks who see it as just a nice place to live and are less engaged in its internal life and politics. And capitalism has intruded on our utopia. The coop was “limited-equity” for decades, meaning that apartments were priced at below market value to keep them affordable. This was because our coop originally received tax breaks and other assistance arising from the 1949 Housing Act, which was intended to create affordable housing (and has a complicated history). Then there was a contentious, long-running debate starting in the 1990s where a majority of residents voted to shift to market-rate pricing over time.

(Continue Reading)

#politics #the left #worker cooperatives #democratic socialism

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rabbitcruiser · 5 years ago

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National Prairie Day

In North America, the prairies are at the heart of the continent. On the first Saturday of June, we recognize one of the richest ecosystems on the face of the earth with National Prairie Day.

A wide swath of central North America is comprised of flat grassland running from the Canadian provinces of Alberta, Manitoba and Saskatchewan down to Texas. Prairies are home to a wide variety of wildlife including prairie dogs, prairie chickens, buffalo, bison, elk, deer, rabbits, hawks, and foxes. Diverse native prairie plantings offer year-round food, shelter and nesting grounds for habitat.

What took thousands of years to form approximately 170 million acres has been reduced in the last 150 years to 1 percent of habitat. Where once a vast and un-numbered variety of species thrived, the fertile soil now produces bumper crops of wheat, sorghum, flax, rye and oats.

The result is the loss of complex established ecosystems that once supported precious native birds, pollinators, insects and other native wildlife—habitat loss contributing to extinctions. What remains is teeming with diverse flora and fauna species, many endangered of becoming extinct, with some still yet to be discovered and identified. Original tracts of undisturbed prairie serve as living ecological and native American cultural research stations. These models of precious ecosystems with genetic resources continue to be studied, their ecological worth and economic benefits yet to be realized.

National Prairie Day is an opportunity to educate the public about preservation, conservation, and restoration opportunities as well as the history, wildlife and habitats of the prairie. To understand the prairie is to look beyond what often initially appears simple, to learn about each form of life that thrives within it, to comprehend complex systems we can learn from, to ensure our future. The natural beauty of prairies can be breathtaking. Today’s “amber waves of grain” were created from the fertile soil of these oceans of grasslands that were once tall enough to hide a man on horseback. Prairies inspired the paintings of Harvey Dunn in South Dakota, poetry from Walt Whitman, and books from authors such as Laura Ingalls Wilder in Missouri.

Measurable Interrelated Benefits of Prairie Include:

Water Quality and Quantity Protection:

prairie can absorb up to seven inches of rain without runoff

prairie plants are adapted to drought, like having drought insurance

watershed protection

increase water infiltration and water yield, increase water supply by reducing erosion and reservoir sedimentation

increase water quality due to the lack of fertilizer, pesticide, and herbicide use

storm water management prairie acts as a sponge that curbs soil erosion and flooding

Soil Quality and Quantity Protection:

prairie soil microbes can reduce the amount of synthetic chemicals used in agriculture

root systems of native prairie grasses firmly hold soil in place to prevent soil run-off

one acre of prairie can store well over one ton of carbon per acre per year

native prairie plants with roots up to 15 feet deep act as a sponge, absorbing up to seven inches of rain without flooding

Birds, Native Pollinators, and Wildlife Protection:

native bees are found to be 40 times more efficient pollinators than honey bees

pollinator services for adjacent farms provided by native pollinators

migratory waterfowl, shorebirds, waterbirds and songbirds

animals adapted to wide open spaces with few trees

Energy Independence via Biofuels: prairie biomass can be harvested for renewable energy, creating natural gas

North American Cultural and Natural Heritage Conservation:

primitive skills education

Native American history

homesteading

Plant Biodiversity Protection:

management by grazing fire disturbance

prairie plantings can be considered a form of drought insurance as they are adapted to drought, grazing, and fire

forbs (native wildflowers) are of particular importance as food sources for native insects and wildlife

endangered plant species have yet to be studied for their medicinal potential

natural seed stores and propagation of endangered species

HOW TO OBSERVE

Learn about prairies by participating in a Prairie BioBlitz, visiting public prairies, supporting local, state, and national organizations that are committed to prairie education, conservation, and restoration. At home, you can create your own prairie garden see how it changes through the seasons. To learn more about prairies visit any of the following sites:

www.theprairieenthusiasts.org/references.htm prairieecologist.com www.landinstitute.org www.americanprairie.org www.theprairieenthusiasts.org www.nps.gov/tapr/learn/nature/a-complex-prairie-ecosystem.htm

HISTORY

National Prairie Day was submitted Christine Chiu of the Missouri Prairie Foundation and was declared by the Registrar at National Day Calendar in 2015.

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