#except I literally can’t afford groceries or gas or my other bills

[sorryiwasasleep]

I can’t fucking win but I’m not allowed to stop playing and that’s such fucking bullshit mercy rules exist for a goddamn reason someone put me out of my fucking misery

[snoewolf]

I am mentally and physically exhausted. This past year has really done me in. The past..hm.. four years really.. but this year has been on a whole new level.

It started off as a pretty great year, honestly. My exhusband and the girl he left me for broke up because SURPRISE! They cheated on each other. We had been having the best coparenting relationship that I could ever imagine for the probably last 6 months of 2019, except when he wanted to be a douche on Christmas. But that was the only time that we had a parenting hiccup. I was full time at school, I wasn’t working because my school schedule really sucked. My exdouche just up and decided he was going to stop paying his court ordered child support. That was the only way I was able to go to school full time and still be a full time mom because said exdouche only has the kids every other weekend. I have full custody, and he just has visitation.

Apparently my lawyer didn’t go through the child support services when they got it court ordered in the divorce for child support and I honestly cant remember that far back if there was a reason they didn’t. So when I called to report him, I’m having to go through a whole new world of problems with the CSS in order to get the child support enforced. His reasoning is that if my kids need something I can ask him and he will purchase it... That’s not even close to how childsupport works sir.. but.. whatever. I’m going through css to get it fixed and had to get a job at the local mall in order to try to make enough money with my crazy school schedule in order to pay my bills.. the bills necessary for him to see and contact his children.. I.E. my phone and car.. I literally don’t spend that money on myself as he claims I do. I only use that money on the kids. If they want a gift at the store or a special meal when were out that is just for them.. I don’t even use it to cover my own meal or wants when we go out together... but I really don’t have to justify that. Children are expensive. BEtween food, clothes, shoes, and then entertainment.. I can’t provide all that on $9/hr only 10hrs/week... come on now. My check barely covers my gas going back and forth to school and clinical sites.

BUT! I was still scraping by, I just wasn’t able to pay for my car or get the kids any snacks or toys when they asked for it because I just didn’t have it. My parents graciously covered my car payment for a couple months for me until I could figure out what was going on.. COVID19 shut the whole world down. The unemployment I received helped me catch my bills back to current and gave me the ability to actually pay them on time... Then we had to go back to work. My grades were suffering terribly with lack of time to study and no time at all to see my kiddos. :(

So.. I dropped out of school. I had to start making more money so I could afford my bills and be able to do things with my kids other than find a babysitter for when I was at clinical. When your kids call you crying and begging to be able to spend time with you.. it broke something inside of me. So I did what I needed to do. I miss shool.. I only had a year left.. but my kids are happier.. and so are my debt collectors... most months.. I still struggle to pay both my bills and my gas along with groceries, rent, clothes, shoes, and the occasional gift for my kids for being so well behaved. I’m even trying to do chores with them and they earn money.. but that backfires on me when I don’t have it to spare.. ugh.

[breezles]

When it’s 7am on a Sunday and you’re not feeling tired enough to get any kind of sleep and feeling fucking alone; lengthy venty rant piece under the cut lmao

Why does life have to be a constant struggle? Why can’t anything ever go right, be right, just “work out”? As long as I can remember, from the time my family had to separate from the home we lived in together. My Gram with my Uncles, my Grandad in a travel trailer till he died. My Mom with her boyfriend in his house, and my Dad with a friend here and there. Constantly bouncing around every which way with no stability. It’s honestly all I’ve known up until the last 5years. Just begging for structure and ease of mind. 

But even then, gradually shit began to get worse as much as I tried to keep it together, always staying positive from the beginning of this all. During the 8 or so deaths in the family literally being on one side of it in the span of 4-5years I kept strong for my mom and bro because I didn’t want them to see me cry, my brother was too young to understand everything going on, but I was just old enough to grasp the reality of the fucked up way shit was going. Let’s not get into the constant screaming and yelling from my parents and verbally and emotionally abusive dad in the beginning. 

Through it all I told myself things would get better. Shit would settle down. I won’t lie it kind of did here and there, dry spells from drama and hardships. But when those hardships hit, they hit so motherfucking hard. Time and time again we some how managed to do it, Mom being the one to figure it out. Up until I got a job and right away started helping in bills and rent. I went to school got some grants and loans so I could get a car before my Moms jeep kicked the bucket and it didn’t come a second too soon. I started getting us back on track so our bills wouldn’t be shut off all the time. Water here, cable there, gas this that. 

I want to say around the age 17-18 when I was living with my Dad in an apartment because Moms bf’s place had no room but a couch, so I had a room staying with Dad which I was grateful for. I want to say this is when I started feeling defeated when it was harder and harder to stay positive with so much negativity going around and things not going right. Shortly after that Dad got kicked from the apartment and I had to stay with Mom, who then moved into the place we’re in now with her bf and my bro. Since then the entire issues with the bills had come and gone, now that I sit down and keep track of the household finances each month so we never get behind on rent, all the bills are paid at the beginning of the month and no later. There’s occasional groceries we can manage to get to get us to next paydays. 

Though right now, the hardships we’re facing are some of the most stressful. Despite being on top of things financially. I still have a huge fine on my car that had been and is still being driven illegally. We can’t afford it entirely up front.We can drve my bro’s now that it had just been pulled from shop but how much we can I dont know. 

I don’t even know why I felt the need to write this, except that through the last 10years of my life the state of my mental, emotional, and physical health has declined. I realized that during all of this I never stopped to care about myself long enough to fix anything going on. I feel alone, I feel defeated, i’ve developed depression, after all the fucking years of keeping my chin up and saying “nothing can get me down its nothing. I’ve got this” I realize, I was just lying to myself. I’ve gained weight, I have chronic fucking pain. No insurance to see a doctor because I can’t afford it, and the IRS taking any income tax I get that would help with everything going on for those student loans from years ago. I want to pay those things off, I don’t want to be in financial debt my whole life, I want to be responsible contributing member of society...I just want structure and normalcy but I can’t get it and I don’t know where to start to even fathom obtaining any of it and nobody in my life can help me because they’re in “tough” situations themselves or have their own financial things going on.

It’s not all bad though right? I have a job, I have a roof over my head even if it’s not my own place like I’ve wanted the last 5 years but its better than the streets. I’m alive even if more days than not I wish I wasn’t sometimes. I can laugh at a funny joke, make others laugh. But as I sit here and write this, all I can do is cry and feel the need for a hug. 

[decadenttimetravelmentality-blog]

Old Lyme Connecticut Cheap car insurance quotes zip 6371

"Old Lyme Connecticut Cheap car insurance quotes zip 6371

Old Lyme Connecticut Cheap car insurance quotes zip 6371

BEST ANSWER:  Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Do I need an insurance to register my car in North Carolina?

I live in Charlotte, North Carolina. I am gonna buy a used car from a private party and I am going to DMV tomorrow to register it. The DMV website says I need car insurance for registration. Can I get an insurance when technically I don't own the car? what do insurance companies need for getting a car insurance?""

What can I do about car insurance from another state? Please help!?

Okay basically here's the story. I'm 19, I live with my parents in Wisconsin but I'm trying to move back to Pennsylvania with my aunt and uncle. However I'm not in school at the moment. Apparently if I moved to PA, I'd have to pay 278 dollars more a month through Geico because I'd be living in a different state. I already have a job set up there and all so they could obviously see my paycheck is not from Wisconsin so I can't just lie or something lol. I really know nothing about insurance and how I can work this out without paying that much more. Can anyone help me with other options I could have?""

What should I do with car insurance?

Okay there was a massive understanding. My mum and dad were getting my quotes for cars and they got me a quote for a Mitsubishi Colt 1.1 Black Hawk. Nice little car. The quote they got was 750 for my own insurance PROVISIONALLY. I tried telling that them reason it was that much was because it was provisional insurance. Not till they gave me the money for the car and told me to buy, did they realise that insurance is different now and you have to re-new it to full UK manual as soon as you pass your test. I've been looking at quotes and they're looking well to expensive for my own insurance. Is there a cheaper way? Like going on my mum and dads insurance? They've both been driving for well over 20 years and have no claims at all since they've started driving?""

Can anybody Reccomend a good online insurance company for a Cagiva Mito 125?

I have been looking around for a low insurance rate for my Cagiva Mito 125 Motorbike, does any Mito owners know of a good insurer for that bike and how much did you pay?""

Insurance on a Nissan 350z?

I am wondering how much insurance would be for a 16 year old with that car. And what is the best way to insure it? Thanks

Whats a good price for auto insurance?

I'm a part-time employee that makes about 210-250$ a week. I drive about 50 mi. 4-5 days a week. I am trying to pay for tuition (3000 a quarter) and a cell phone bill as well (100 a month). I just want a rough estimate on what I should need. When I talk to a representative I feel like he wants to get the most out of me. When I try to pick out a quote myself, I tend to think of the worst cast scenario and opt for the better plans. My plans always come-out to be 220 a month. Is that high or just right? I just need a little guidance by my peers or by older folks that have been down this road before. Thank you very much.""

HELP! What's the cheapest car insurance for a young pizza delivery driver?!?

I have allstate, and it's $300 a month for me! I can NOT do this anymore! I need a new insurance plan that is actually AFFORDABLE! Thank you so much for your help I really do appreciate it!""

What will my insurance cost for the new house?

Hi there, Lets say i would like to invest a house in a new subdivision cost $300 000. Located outskirt of Birmingham, AL. The Subdivision/community even built an Elementary School in the community. The community is divided from house prices ranging $150 000 to $500 000. When completed, the community will have 3,000 homes in a variety of distinctive neighborhoods within 5 to 10 years or more from now. How much will the insurance cost? Don't need a specific answer but just an idea how much it would cost average for the insurance etc etc I'm pretty sure certain factors changes each individual owner and the property area but from the basic description of the area, how much do you think? Of course i can always ask the insurer the question but i would like to know the homes owners in the house. Thanks for your input""

CAR INSURANCE?????????????

when buying a car i know you have to have car insurance before you drive up but does that necessarliy means they want know you have it but do they let you drive off the lot first or do you give the dealership the insurance money!!!!!!??????????????/

What would insurance cost for a 16 year old?

I turn 16 in two weeks and i might be getting an Infiniti G35 coupe. We have state farm and i can't due a quote since i don't have my license yet. Can anyone give me an idea of how much the insurance would cost?

What kinda price for rego and insurance?

I what a 2000 TOYOTA CELICA ZZT231R SX what kinda price for rego and insurance?

CA New Driver Insurance Question?

Hello, I'm 18 and I've had my license for a few months now and I wanna buy a car now(1996 Honda civic ex) and I've gotten quotes and there about $250+ per month and I was wondering if i put my dad as a Co-owner will the insurance way cheaper? P.s. I just want the cheapest insurance no coverage ect.""

Whats the best place to live in san francisco if you have about $2500/month for all expenses?

Iam a student from Dubai who has just graduated (22years old)....Originallly iam from Windsor, Canada.....looking for a place in san francisco to meet new people...i have to look for a temporary course or work around for 6months until i get to know the place and further make my decision where to do my MBA from...I am looking for a decent place with malls, beaches, nightlife, and safe and affordable neighborhood with $2500/month including all expenses budget or more what ever is recommended for you guys for a student to live by themselves in a studio or sharing (both ways)...Please advice what to do or where to live and how much exactly partying, living, driving, insurance and all that on a average so that i can make preperations! thanks!""

What's the average cost of health AND dental insurance per month for.....?

....a 44 year old man. I am a non-smoker, and in good shape. I have no medical conditions, now or ever.""

How does car insurance work?

I just wrecked and I backed up into someone. How does insurance work. Do they basically pay for it or what. Or after you wreck do you have to pay more for insurance??

Does anyone know where a 17 year old with a 3.8 grade average and a good driving record can get insurance?

I can't find anyone that will cover him,except Progressive, and they want 1400 dollars a year.""

Car insurance for someone who only drives 1000 miles a year.?

I drive 800 to 1000 miles a year ( just groceries shopping mostly) and have to pay the same insurance premium as someone who drives 10,000 miles a year. Allstate doesn't care if I drive anything less. I spend more on car insurance than I do on gas. Does any car insurance company give a break to people who barely do any driving?""

Car insurance for minors?

Abt how much would insurance cost me. Am 17 wit a drivers licence and I live in Texas ? Thanks:)

Does anybody have Progressive auto insurance?

Im thinking about getting Progressive auto insurance, I live in Massachusetts so the prices seem too good to be true. So is it a good insurance company.""

Is Northern Illinois University health insurance any good?

I really dont understand insurance that well so here is the link http://www.niu.edu/shi/information/index.shtml they charge 395 per semester

How much is car insurance for a 17 year old male in maryland????????!!!?!?!?! PLEASE ANSWER!!!?

I got my license today lol....I need car insurance because I have an internship starting on the 29th...does anyone know a cheap but good/decent insurance policy??????PLEASE HELP!!!

Pulled over with no insurance in my friends car?

last night i got pulled over in my friends car and i got citation for having expired insurance since he hadnt payed it how do i pay this off?

How much do you think auto insurance will cost me?

I am getting a 1971 vw bus, $8500 was how much I payed, a/b student in a college prep school, all honors classes, 16 year old male, live in florida, have not recieved my license yet and am in 10th grade. How much do you think it will cost me to get insurance at the cheapest rates?""

Why do people get life insurance?

Why do people get life insurance?

Does a retired teamster get life insurance?

My dad died, my step mom says he has no life insurance. he has been a teamster for over 25 years.""

Old Lyme Connecticut Cheap car insurance quotes zip 6371

Old Lyme Connecticut Cheap car insurance quotes zip 6371

Question about health insurance for unborn son?

When am i supposed to try and get insurance for my son? I'm sorry if this is a completely stupid question but i've asked many people and they don't know. He's due January 28th, 2012. Am i supposed to get insurance BEFORE he's born, or after? Can i even get it before he's born? It just seems like if i try to get it after he's born it'll take awhile and he needs to go to the doctor soon after he's born of course. My insurance will not cover him. My fiance's will cover him but the owners of the company have been putting his paperwork off. Anyway, please help. :)""

How will my finance company know if i change my car insurance coverage?

im leaving to basic training next week and i was going to drop my car insurance coverage down to just storage insurance because my car is going to be stored and under a car cover at my fathers house while i am away. my car insurance company suggested before i make the change that i contact my finance company and make sure that there would be no issue if i did this, how ever the finance company said i could only do this if i literally go and rent a storage unit and keep my car there, AND i have to be deployed, simply being away at training is not enough. If i go ahead and reduce my coverage to storage insurance, how would my finance company know, im sure there has to be some way they would find out.""

What's the average cost of car insurance for a 20 year old male?

I'm shopping around for car insurance and I'm trying to get an idea of what's average. I'm a 20 year old male living in Florida with no points on my license.

""My adult brother is living with my family, do I need to put him on my car insurance policy?""

My 29 year old brother has been living at my place for a few months. He's still covered by my parents car insurance in another state, but I wonder if I have to put him on my policy since he practically lives with me. He only drives one of my cars occasionally. His living with us should be temporary (hopefully no more than few more months)""

Car accident and car insurance?

I got into a car accident and the insurance estimated the work would cost $4600.00 but I would have to pay the $1000 deductible. However, since it was the other guy's fault, my insurance company would send me the $1000 in a check and I have to go and pay the garage that fixed my car. It's been a little over a week now and I'm wondering if any of you have had this experience and how long it took to receive the refund check???""

Car insurance question?

I recently got into a car accident that was my fault. The total damages is around 2000 dollars. the owner of the car has contacted me and asked if we could resolve it with out involving the insurance Company. What would be better to do? i have had one other accident that was not my fault. how much will my car insurance go up and for how long?

Should I be adding my 19yr old daughter to my auto insurance?

Our 19 yr old daughter let he car insurance laps. My insurance company found out and added her to my policy this will cost an extra $700.00 + for six months. She also kept say all along that she was paying her own auto insurance for the last 6 months. I`v found out this was not true she stopped paying about 4 months ago. So she has been driving with out insurance for at least 4 months now. Her car is also in her name so I really can`t take it from her. I`m very upset at her for lien I just found all this out the other day.

What is the cheapest car insurance for someone who has tickets?

(male, living in sacramento, ca)""

""If you need health insurace, are you going to be able to afford Affordable Care?""

I had high hopes for the Affordable Care Act (nicknamed Obamacare). it was supposed to give all Americans access to healthcare and be affordable enough so we could all still eat and have a roof over our heads. Premium prices depend on where you live, and I live in one of the higher-priced areas, but OMG! Their premiums are more expensive than I've ever seen, and then you have to pay a chunk to see the doctor or get a prescription or go to the hospital... I don't see any savings or advantages anywhere. So what about you, if you aren't covered by health insurance and were hoping to get it under the Affordable Care Act? Can you afford it?Will you be able to actually afford to go to the doctor after paying the premiums?""

Do I need insurance ?

I'm 16 I'm starting my own lawn care Business Do I need Insurance In case I hit something and does my car Insurance cover snow plowing

Does anyone know the cost of insurance on a classic beetle? 1972 for an 18 year old girl.?

Im 18, ive got a 1972 1303 Classic Beetle Does anyone know how much it would be for me to get insured on it as a legal driver? Im a girl btw, or would it be cheaper on my dads insurance? or would i not be fully comp??""

How much would insurance cost on a dodge charger in nj?

How much would insurance cost on a dodge charger in nj?

Car insurance question...?

I am currently driving my father's car. The insurance for the car is under his name, so the proof of insurance has his name on it. I have no idea if i myself am supposed to have insurance or not. Am i driving legally? If not, tell me what i can do to be able to. I am 16 and my father and I both live in Florida.""

""Does anyone know an insurance company that insures parts of the body i.e. hands, legs, etc?""

I've always said that people that use certain parts of their body to make a living should get that part insured. I've been looking for companies that do that but can't seem to find any. I know celebrities do it, but commoners should be able to also.""

Pregnant with no insurance?

I recently moved and I no longer have health insurance. I am 33 weeks pregnant. I do not qualify for Medicaid. are there any other inexpensive options? I am currently working part time but I won't be working for much longer.

Car Insurance think my car is a write-off but independent garage think otherwise?

My car (an 05 Peugeot 206) was involved in an accident (which was my fault but thankfully no other vehicle or persons involved) and there's been some damage to the front of my car (bonnet, grill etc.) - I've rung my insurer and they believe it's a write-off but I've asked them to send an assessor to check the damage. I've also had an independent garage look at the car (as someone else said that they did this in a similar scenario) who believe its not a write-off and they can repair it (450 was quoted for parts!!). He's sending me a quote for insurance work and a quote if it was done for cash. Can I get my insurer to use this garage if their assessor still deems it a write-off? If not, what are my options? This is my first time claiming insurance and I've got no real idea!!""

Is $$ 785.00 a year to much for Full-Coverage car Insurance ?

It's A.A.A. Insurance. My Honda car is 10 years old. With just 84,500 miles on it. --------------------------- (Such Low Milage cause I only drive 450 miles to 500 miles per month.)""

Sued by insurance company?

i'm 25 and get health insurance through my work. But just recently, they've upped the fee for it: from $4/paycheck to $8/paycheck (that's weekly, not biweekly). I'm technically still able to use my dad's insurance till i'm 26 and i figure, if i can save $8 a week, then why bother using it through my work at all? But my supervisor is trying to tell me that if my dad's insurance company finds out that i'm eligible to get insurance through my work and don't use it, then they could sue me. Is this true? It shouldn't be up to them which insurance i use. I shouldn't have to pay for something i can get free somewhere else.""

Is mandatory auto insurance constitutional?

Ever since debated started in regards to Obamacare, conservative pundits and politicians have been arguing that making people buy health insurance is unconstitutional. That putting people in jail with fines for not buying something is wrong. Well, what's the difference with auto insurance. People HAVE to have car insurance in the US and are put in jail if they don't. I don't see the difference.""

Medical insurance during divorce?

We just filed for divorce in the state of California, we've been married for 12 years and his medical insurance renews in July. Can he take me off now or does he have to wait till the divorce is final?""

How to be auto insurance agent that sells more than 1 brand of auto insurance product?

I am interested in becoming an auto insurance agent. I want to do this part time, but I don't know how to get started? I can go to school to get the degree to sell insurance, but how do you get the connections to sell the various types of insurance ?""

""Where can i find out when my home was built, for insurance purposes. uk?

Just needed for home insurance quotes.

How much *Roughly* would my car insurance cost?

Im 19 i had my permit for almost 4 years now im about to get my license my mom has state farm and ill be added on to hers but i still have to pay her the difference. if it matters or affects me but shes had her license for about 20 yrs idk exactly shes only 38 though has never been in an accident or any tickets, always pay her bill give or take some how much would you say my insurance would cost?""

What is the cheapest north carolina car insurance?

this is my first insurance as a driver has anyone found anything cheap around greensboro? also, do i need to have insurance to get my licence at the dmv, or can i just use a car that is insured?""

Student car insurance help. Anybody else in this situation?

I have recently passed my test and am picking up a car I have bought in two weeks' time. The car is only a little 1.0L Vauxhall Corsa 2002, paid 2000 for it. I've been looking on insurance websites - namely Compare The Market, and the cheapest quote I've found is 2436 (250 excess)! I am wondering if anyone can recommend an insurance company which will allow me to hold my own policy (not a named driver) for 2000 or less. Any suggestions?""

Old Lyme Connecticut Cheap car insurance quotes zip 6371

Old Lyme Connecticut Cheap car insurance quotes zip 6371

Car Insurance question?

I am 16 and in need of car insurance. I have a A-B average, and have a clean criminial and driving record. I am driving a 1993 saturn SL (4 door sedan) what would be the best insurance agency to go with? Thanks""

Does my 17 yr.old need car insurance to drive my car?

in connecticut

How can a non BC resident be on a car insurance (ICBC)?

BC only has one choice of auto insurance, ICBC (gov't run). And ICBC is not flexible and so expensive. I have a car insurance from ICBC on my car, but they told me that when my boyfriend who has an international driver's license cannot drive my car under my insurance. I thought about renting a car so he can be insured and drive. But ICBC's rental car insurance does not cover non BC residents either. So how people who visit BC from other countries travel and be insured to drive a car??? Any information will be much appreciated. Thanks!""

Health insurance and vehicle insurance in U.S.?

Hi, I have heard that in U.S. getting health insurance and your vehicle insurance is mandatory and not your option/choice. Is that true? If yes, what is the rationale behind government enforcing this on citizens? Thanks

What is the name of place where I can go to pass some test of driving and get lower prices for car insurance?

What is the name where I can go to pass some test of driving and get lower prices for car insurance? I remember smb told me if I go there and pass test they will provide me documents allowing me to decrease my insurance for car. Currently cause I just got my license and had no any experience of driving, I am paying about $780 for 6 months. How can I go down on that price?""

How much more would insurance cost if I bought a coupe car instead of a sedan?

I'm 17 years old, had my license for 9 months. I want to buy a coupe car but my mom said the insurance will be really high. Around how much higher would it be if i bought a car like a honda civic 2001-2004 coupe then a honda civic 2001-2004 sedan?""

How to get car insurance at 16 without putting it under your parents name?

i just got my g1 and im looking to buy a car within the next couple of days. i live with my mom and she doesnt drive or have car insurance and my dad has been outta the picture for a long time. so how can i get car insurance under these cirumstances?

How much will insurance costs?

I am under 25 years old, live in CA, and first time car owner and getting insurance on a car older that 15 years... which company do you recommend and why? Thanks!""

What to do when not involving car insurance in car accident?

Ok so I hit someones bumper, my fault. I don't have insurance but they do. Her car insurance called me the next day asking for basic info. A couple days later the car owner called me and said she didn't want to go through the insurance company because it would take her too long to receive her deductible back. She said she was going to pay the deductible to allstate and get the car fixed but not go after me I guess, I don't really get it, as long as I pay her back for the deductible. Would I still owe something to allstate afterwards or would I actually be able to walk away from something like this?""

Rough price for motorcylce insurance?

I'm 17, the bike im hoping to get is 2005 Honda CBR 125 How much would it be roughly for basic insurance""

Building/home insurance?

front door warped can i claim on insurance

Umbrella insurance?

instant quotes for the stand alone umbrella insurance in california

What is the best car insurance for a young person in new york?

Im a female 19 years old in New York city..........i need to know what car insurance is the best......

What would insurance maybe cost per month for a 16 year old that has a mustang gt?

ok say its like an 2001 mustang gt it is black not a bright color i am just getting added to my parents plan im an a student and i live in houston tx

Finding out cost of a car insurance claim - do i have to include this?

Im looking for insurance for a new car. My bf had an accident in our last car and i was wondering if there is a way you can find out how much we claimed in total? As alot of insurance companies want to know this.

How reliable is erie auto insurance?

How reliable is erie auto insurance?

Does insurance compaines cover the person or the car at fault?

The girl that parks right next to me in my apartment swiped the side of my car. she is now claiming her friends park her car sometimes, but she knows she didn't hit my car. Personally her car is her responsibility and I feel like even if a friend of hers was parking when the incident happend, she is responsible for damages because its her car. Would she be responsible? Can I take her to court if she doesn't have insurance? And if she does have insurance would they cover this? I also have good pics.""

Anyone know about maternity insurance?

I am recently married and my husband and I have been trying for a baby. We just recently added me to his insurance and of course, added maternity coverage to it. We were told that it wouldn't take effect until November 1st. My question is-if I were to get pregnant before November 1st, would the insurance not cover the pregnancy? I have a friend that seems to think if I were to get pregnant before then, if I didn't see a Dr until after November 1st, then it should be okay. Any idea what is correct?""

""Need Jaw Surgery, No insurance. Low Income, [Best] advice please.?""

I need Jaw Surgery, and have no insurance. I'm from low income. From online readings, I heard you can get it done at UCSF for free, but there is a waiting line?? not sure about that. If have to pay, I heard 5k-7k with insurance. I don't have insurance, and if I were to get it, I don't want to pay kaiser $150/month. What is your [best] advice?? Thanks a lot!""

My son's Beretta car is now in his girlfriends name. He wants me to put insurance on it so it can be driven.?

I just want to know what the Michigan law is regarding insuring a car not in my name. And not in my possession. I get a good insurance rate now because I have always paid my bills on time. My sons girlfriend thinks I should do this for them. I don't and I won't but I promised to look into it today. I have two trucks already insured in my name and so does the girlfriend. I plan to speak today with my insurance man to find out what I can. Any suggestions besides being totally blunt with these 40 year old people? Just say no is a good policy and the right thing for me to do. But hard.

What is the Average Insurance cost on a Snowmobile?

I was going to buy a 1972 moto ski Snowmobile, And i'm 14 and inexperienced on them.. How much do you Figure the Insurance would cost? (I'm not going to call, you don't need to know why.) And i'm in southern Canada.""

Person A driving person B's car and hits my car. Who's insurance pays?

Person A driving Person B's car. Person A backed up into my car. Who's insurance pays? Person A because he was driving? Person B because it's her car? Or my insurance because I have full coverage? What are the consequences if I file through my insurance company? Will my insurance go up even if it's not my fault? I think not but if you know for sure that would be helpful. Any and all information is helpful!! Thanks!

Does anyone know how much insurance would be for a 18 year old male and the car is a 1985 volvo?

1985 volvo 240 dl auto 4cyl. gray exterior and dark blue interior, 4dr""

""Which is better, Term Insurance or Whole Life Insurance?""

Say you're newly married and the wife is pregnant. You have just bought a home and have a large mortgage. Which kind of insurance is best for a family, Term Insurance or Whole Life Insurance?""

Car cheap on insurance?

Hi im wanting to buy my first car in a couple of months so i would like to know of a car thats got a small engine 1l preferably and cheap on the insuramce,yet slightly large for personal use such as fishing :) and finally a hatchback""

Old Lyme Connecticut Cheap car insurance quotes zip 6371

Old Lyme Connecticut Cheap car insurance quotes zip 6371

Are Virginia car insurance rates cheaper than Maryland's?

I live in the DC area and I'm trying to figure out the pros and cons of living in the Virginia or Maryland suburbs. I heard a rumor that if I move to Maryland, my insurance company will jack up the rates. Does that sound right? Why would the rates be higher just because I cross the state line?""

Health Insurance for 19 under?

I'm currently 17 but I will be turning 18 in November. A few years ago when my mom barely had hours at her work, she couldn't afford my insurance any longer so she had to drop it. So now I've been without insurance for a while now. I applied at her job, which offers health insurance after 18 months of working there. it'll be 18 months this November. But I am so fed up with the way the supervisor is treating her employees. I'm planning on quitting but before I can do so, I need to find myself an affordable health insurance? Can someone help me in details please?""

Car insurance for 17year olds? ?

Please answer this question for my cousin: I'm 17 in november and I'm planning on taking my theory on my birthday and the practical 3/4 weeks later because I can already drive well but before my practical I just want to have 3weeks worth of lessons on the road with the public instead of friends cars and stuff. My mum has said she will help me buy a car but when I look at insurance quotes they are very very expensive. I wanted to put my long term boyfriend who I live with during term time on my insurance policy so he can drive it as well. He has his own car but he is thinking of getting rid of it soon. He has been driving for 3 years and is 22. Is it cheaper just to have myself on the policy or with him on it too? What cars are nice (no old fashioned ugly cars) are cheap to insure for a 17year old girl?

How do you calculate the prices of car insurance?

where do all these companies get their prices for car insurance from?

350z/RSX Owners - Insurance question?

I'm thinking of getting either the 03 RSX or 350z early next year but some people tell me that insurance will be quite high even if its just liability. So if you own either one of the two, how much do you pay for insurance? I know mine would be slightly higher since I'm only 22. Thanks for any help on this. :)""

Why do we need car insurance or why is it required?

I've been driving for about 3 years now, and I honestly cannot help but ask why are we paying $100 per month or more on car insurance, and some of us don't even get into accident at all? I mean that is like money out the door. My current premium is $625 per 6 month and it is a pain to pay it off. So, what I suggest if you get into an accident you are required take out a loan if you cannot pay and pay it yourself, wouldn't that make more sense? Instead of having to pay all that money off and in return you get nothing?""

Looking for health insurance not discount?

I have RA and now looking for health insurance I am on disability but to young to receive medicare. I have receive quotes frrom BCBS disount program the agent lead me to believe this was full coverage insurance but deceived me this is only a discount plan which gives you nothing my job did cover me but will run ourt in dec of 2010.

California Health Insurance?

I am looking to get health insurance for a year, more to take care of neglected issues than to cover my butt if I get sick/hurt (I'm 27, betting on youth and good health!). Kaiser seems to be the most appealing because they cover a broader range of services. I am namely interested in physical therapy (winged scapula), dermatology (oily skin/acne), perhaps mental illness services as I have suffered from depression (although I somewhat consider it a problem of my past). I'm aware insurance plans won't cover preexisting conditions, but how can they really prove these issues didn't start yesterday, right? I'm overwhelmed with my choices. Is it worth paying $330/mo for $0 deductible, 0% coinsurance, $40 co pays and a max out of pocket @ $3000? Or is it smarter to pay $166/mo, $2700 deductible, 0% coinsurance, $0 co pays after deductible, and max out of pocket @ $5000 (including deductible)? Etc. I have put off getting insurance because I'm scared I will pick a completely inappropriate plan. Can anyone shed some light on this for me?""

What kinda price for rego and insurance?

I what a 2000 TOYOTA CELICA ZZT231R SX what kinda price for rego and insurance?

Car insurance?? please help. I am 17 and have been told that I cannot pay car insurance monthly!! ??

I am really worried now as I simply cannot afford the lowest quote of 1600 all in one go. My car is a citroen ax 1.0 if that helps? Are there any other 17 year olds out there who do pay car insurance monthly if so how??

How long before insurance premiums start to drop?

My family health insurance premiums are about to go up to $800 per month. I don't think we can afford that kind of premium on a $65K household income. Will it get better once the insurance exchanges kick in? Talking to friends, they're also seeing their premiums double in some cases.""

Can you deduct your cost for health insurance on your taxes?

Can you deduct your cost for health insurance on your taxes?

Can a lie about having historical plates for cheaper insurance?

When trying to get a quote from progressive online, it asks whether the motorcycle is registered as a historical vehicle. If I click yes the insurance is 50% cheaper than normal. Can I just click yes and buy then insurance, then register my bike? I don't have much money, and I only want to ride it for 2 months before I move.""

Question about car insurance?

My grandmother traded my car in & got me an 06 explorer. They financed it threw C&F fiance Company. The interest rate it 16.99% and the payments are $439.57 for 72 months. My question is, after we got home she got to looking at the paperwork and realized they put GAP insurance on the car charging $625.00 What exactly is this insurance? Is it necessary with me with my full coverage? Why was she not asked rather she wanted this kind of insurance or not? Thanks to anyone that may could possibly help me!""

Differences in car insurance quotes?

Out of curiosity I went on a comparison website for car insurance. I compared the insurance of a: 200 ford fiesta 1998reg 5000 mini cooper S 2005reg 19500 mini cooper S 2012reg The quotes that i received were all around the same price!! about 2200. how does this work out? how can a 200 fiesta come to the same price as a 19500 mini cooper S? not to mention that the cooper S would be 10x more powerful than the little fiesta. im 22 years old and male, with no driving experience at all. im just curious as to how these quotes are calculated.""

How much should I expect to pay for car insurance?

I'm a 17 year old female that will drive a Vauxhall Corsa but it's kind of old like this one: http://www.ajb-enterprise.co.uk/wp-content/uploads/2007/09/vauxhall-corsa-club-2001.jpg Does the amount of lessons/make of car/pass score change the price of insurance? All the insurance sites want me to enter my details, which I don't want to do. Is there a big difference between cost when I'm 17 compared with 18? Sorry for all the questions but thanks (:""

Can I register my car without insurance in Utah?

my registeration on my car lapsed in april, I do not drive the car but in Utah you can not even park it out on the street without it being registered. so I was wondering since some of my neighbors are wanting my parking spot since they are moving in can I just register my car since I have enough money to get it registered but I do not want to pay the monthly insurance on it since I am not driving it I am just holding on to it until my daughter turns of age to take it.... thanks.....""

Is 21st Century Auto Insurance a good company?

I'm asking because I just switched over from progressive to 21st and now I'm a little worried because I've seen a lot of negative comments on their facebook fan page and after reading some of the things about their roadside assistance works I'm wondering if I made a mistake. My policy with progressive didn't cover much and the one I have with 21st gives me more coverage for the same price so idk. Is 21st as bad as they're making it out to be?

Life Insurance help?

I need help in determing how much life insurance I need to take out should something happens to me Facts you may need to know - I have a 1 month old daughter and I want her to be taken care of if something was to happen to me - Her father and I aren't married ~ with that being said is it recommended to leave him some money to provide for her - Also if something happened to me before she is 18 insurance companies I have contact stated that the money would be set in a trust (this is good but like I said I also want to have money available sooner than 18) - Funeral expenses - I am currently am in debt about $4,000 which I am continuously paying down abd I have a car loan $ 18,000 All this being said please help me in determining how much insurance I should take out and how much to leave to her dad and please suggest what other factors I may have left out in determing how much insurance""

""Cheapest car insurance, help!? (UK)?""

im 17, 18 soon. (female) i haven't passed my test yet but im looking for car insurance for when i do... but everything im finding is like 2 grand plus and i cant afford that! all im looking for is a small 2001 corsa... i dont mind whether its fully comp or not, i just want it to be cheaper than that! does anyone have any tips? ive been on go compare and all the comparison ones but its still like 2500.. even with my parents insured aswell! any advice?""

I need affordable pet insurance for my dog any suggestions. I cant pay more than 20 monthly right now?

I need affordable pet insurance for my dog any suggestions. I cant pay more than 20 monthly right now?

""How to lower my car insurance, young driver.?""

I am 18 going 19 this year, and i want to know how i can possibly make my insurance cheaper, legally. I took my pass plus which is meant to cut the price down by a bit, but I've found most internet comparison websites don't ask if you have achieved pass plus, so would it be ideal to get a quote online THEN ring up and try knock the price down? Also what else can i do to cut the cost down, legally?""

Cheapest car insurance in brampton ontario?

i 22 and i need the best quote i paying 341 with state farm that bull and i got ma g , what the best and cheapest company out there i don't care much about broker as long he/she got a good deal.""

If My Mom has insurance coverage can i still get insurance with her if i own my own car?

ok so my mom has car insurance on her car, but she was telling me she registers my car under her name that the insurance will cover me and the car. But if the car is under my name can i still get insurance with her??""

Around how much would classic car insurance be for a 1985 chevy silverado 350 V8?

Around how much would classic car insurance be for a 1985 chevy silverado 350 V8?

Old Lyme Connecticut Cheap car insurance quotes zip 6371

Old Lyme Connecticut Cheap car insurance quotes zip 6371

https://www.linkedin.com/pulse/direct-insurance-quotes-online-fred-park/"

[thedailychangejar-blog]

Pay Off Your Debt Fast With the Debt Snowball Method!

This post contains affiliate links, which means that if you click on one of the product links, I’ll receive a commission or other benefit at no additional cost to you. Thank you for supporting The Daily Change Jar.

So I am sure that you have heard of the debt snowball method from the financial genius Dave Ramsey.

If not, allow me to give you a brief overview of what it is and how you can use it to pay off your debts! If you are serious about paying off your debts and living a financially peaceful life, keep reading!

What in the world is a debt snowball?

In Dave Ramsey’s book, The Total Money Makeover he talks about 7 baby steps to paying off your debt and achieving financial bliss. The debt snowball is one of them. The debt snowball, in essence, is the prioritization of your debts from the smallest to the largest (you get the snowball reference now?). You start off with a certain amount that you can budget each month to pay off your debts. Whatever works for you. There is also a handy workbook to help you as you read through the book and keep you on track, which you can check out here! Related post: How to Stop Living Paycheck to Paycheck Without Losing Your Sanity! You take all of your balances and pay the minimums, except the one with the lowest balance. That one you pay more on to pay it off the quickest. Once you have the smallest debt paid off, then you apply the balance you were paying on that one to the next smallest balance. You keep going in this fashion until off of your debts are paid off. Using the debt snowball method you achieve a quick win, so to speak. If you have a debt with a lower balance and you see that you can fully pay it off, it will give you the satisfaction and motivation to keep going! You are also focusing on using the extra money you have budgeted towards paying your debt off quicker. Otherwise, you end up spreading yourself thin and feel like you aren’t even making a dent in paying down your debts. When you are achieving quick wins, you will be more likely to stick with whatever it is you are trying to do. Think of it like losing weight. When you lose that first 5 or 10 pounds and you can see a change in the way you look and feel, that gives you the motivation to keep going. Same thing with your debts. If you have a credit card with a $500 balance that you feel like you have been paying on FOREVER, wouldn’t it be great if you could pay it off in a few months and be done with it? Well Duh!

What if my budget doesn’t allow me to do this?

Well, when was the last time you really evaluated your budget? Be honest! If you haven’t already read the How to Stop Living Paycheck to Paycheck without Losing Your Sanity post, go read that first. Go ahead, I’ll wait… Ok, now back to your concern about not having enough in your budget. Do you think you have enough now? There are always ways to cut expenses here and there. Whether it is not going out to eat or dropping that gym membership that you never use. Take a good long look at where your money goes every month. Take a look at your bank statements, you might be horrendously surprised! When I first did this I had no Idea how much my husband was sending as the gas station on his “lunches” every week! When you get lazy with your budget, things can start to add up really quickly. When you get lazy with your budget, things can start to add up really quickly. Click To Tweet So after your done crying over your bank statement, start cutting things out. Make sure everyone is on board. Eating out and entertainment costs are a great place to start. Make sure you are really concentrating on your goals of paying off your debts when you do this. Don’t feel like you have to become a hermit just to become debt free. Try making a visual that you can keep with you or in plain sight as a reminder of your financial freedom goals. You know, like those giant thermometers that you see when people are fundraising. After you are good with sticking to your new budget and have realized that it is not as bad as you thought it was going to be, take the next step. Find out where you can MAKE extra money. Try the good old fashioned garage sale! I personally hate having garage sales, I make my husband do them :-) I don’t mind however posting items I want to get rid of on the Facebook buy/sell sites, eBay, or Craigslist. There have been times I have put things on Facebook and 5 minutes later someone is buying it! *a side note about selling things online that are not shipped-meet in a public location, like a high traffic gas station or even in the police station parking lot. Don’t give out personal info, like your address. I have personally done this a few times, but it was for very large items that I couldn’t haul and I always made sure my husband was home at the time the person was picking up. Just be aware of stranger danger-people are shady and I have heard way too many horror stories! Related post: 9 Little Know Ways to Start Working from Home Now back to your debt… Take any extra money you make from this and pay it towards your first debt. I doesn’t matter if it’s $5 or $500, every dollar counts here! Once your first (lowest balance) debt is paid off, move on to the next one with the lowest balance. Let’s make sure we are on the same page here: Debt #1-paid minimum and used all extra income to pay off Debt #2-paid minimum until debt #1 is paid off Now everything that was being paid on debt #1 is not being paid on debt #2 You follow me here? You will keep doing this until all of your debt is paid off. I made a fancy little chart to show you how this works. Keep in mind that this does not take into account any interest paid on the balances. If you want to figure it out yourself with your balances and interest rate-check out the debt payoff calendar from CreditKarma. You can read my in-depth review of this awesome FREE app/website here. In the example outlined below, there are 5 different debts, and you are paying a total of $200 each month to pay them off. Obviously, everyone's situation is different and your debts will look different than what I have outlined here. This is just an outline to help wrap your mind around how you will be paying off your debts. In this example, the total amount of debt of $4,000 is being paid off in 20 months, not too bad :-)

If you are consistent and stick with it, using the debt snowball method to pay off your debts can be extremely effective. I had a friend who did this and then purchased her next vehicle in cash (a rather nice Escalade I might add). The debt snowball method can be used for any type of debt: credit cards, medical, home and auto loans, and student loans.

Why not just pay the minimums and keep my “extra” money?

"I love living paycheck to paycheck and never being able to do anything!" You say that all the time right? Probably not, nor does anyone else. Let's get real here people, it sucks! Once you start digging yourself out of that hole, you are going to want to keep digging. Debt is not fun. Having those looming monthly payments every month is not fun. Paying late fees when you forget to pay those monthly payments are not fun. But you know what is fun? Being able to go grocery shopping without having to check how much money you have cuz you just paid all your bills. Being able to take a vacation without having to wait for your tax rebate. Never having to tell your kids they can’t do something because you can’t afford it. Living paycheck to paycheck without having any wiggle room is hard! It’s downright shitty! When you have paid off your debts you no longer have to worry about “making ends meet” (which I never understood that saying until I knew what it was to live paycheck to paycheck). You are able to provide things for your family without any help or the weight of the world sitting on your shoulders. I used to have the worst luck. We would literally have no money in our bank account and something would happen. Like the time an 11-inch steel rod ruined my tire and it cost a few hundred dollars to get a new tire and rim. Oh, what’s that? We need to apply for another credit card just to fix the car so I can drive the kids to school? Awesome! NOT! Don’t keep putting yourself in these types of situations. Don't keep putting yourself in dire financial situations, preparing is easier than reacting! Click To Tweet Work towards paying off your debts and building up your emergency funds. That way when something happens, you are prepared and don’t have to borrow money from anyone! I know that it may be easier to just ignore your impending financial doom rather than actually taking action to fix it. But if you don’t do anything, nothing is going to change. What is that quote about insanity-doing the same thing over and over and expecting different results? You need to start by taking the first step and get control of your budget. Once you have gotten this under control you can start with your lowest balance debt and chip away at it with your “extra” cash. Just like with your shampoo, rinse and repeat! Every debt you pay off will get you closer to your goals of financial freedom. All while creating stability in your financial situation.

What is your main goal to paying off your debt?

Read the full article

[envirotravel]

What I Spent on Wonderfruit

So, while I’m still catching up on my ridiculously delayed 2016 travel recaps, I just can’t wait to start sharing my big trip (thus far) of 2017. So I’ll be jumping back and forth a bit again. Apologies for any confusion, my friends!

It’s one of the biggest questions on any ravers mind when they start flirting with the idea of a new feather-clad festival adventure. How much is this going to cost me?

One of the biggest excitements for me in attending Wonderfruit was getting to experience a festival produced at international standards but priced in Thai baht. While compared to the cost of living and traveling in Thailand Wonderfruit is surely still an enormous splurge, if held up to the bottom-line bills of festivals like Tomorrowland, Bonnaroo, and Burning Man, it’s a bargain. Here’s my baht for baht breakdown that includes four nights onsite at Wonderfruit, one night pre-festival in Pattaya, and two nights post-festival in Bangkok – and would reflect the week-long vacation that international travelers might expect to center their trip around.

Essentials

Ticket: 4,950B or $138US

Full four day tickets to Wonderfruit are 5,500B, though we were able to take advantage of party pass pricing for bulk orders of six tickets, which worked out to 4,917B per person. There is a ฿26.75B service charge for each ticket, which works out to less than $1USD.

Tickets are slightly cheaper during the very early pre-sale phase and slightly more expensive at the door. Children under 12 are free, and there are reduced price tickets for kids age 12-19. Dog passes are available for 800B (possibly my absolute favorite aspect of Wonderfruit?) All tickets are sold in baht. There are no VIP options available – how refreshing!

(Note: I received a press pass to this event, but I am putting in the party pass price that I would have paid otherwise.)

Boutique Camping: 5,000B or $140US

There are multiple different options for where to stay at Wonderfruit.

Camping

Regular camping in which you bring your own tent is included in the ticket price. If you go this route and don’t want to fly internationally with camping supplies, look for cheap tents available on Lazada, Thailand’s sort-of answer to Amazon. The regular camping area looked sparsely attended compared to the boutique area, but residents reported clean showers and toilets, secure lockers, and charging stations.

Boutique Camping

There is also boutique camping available at three levels. Prices are for four nights, and all tents sleep four people. The boutique camping area is totally separate and across the festival from the regular camping area, so if you’re coming as a large group, you’ll all want to choose one or the other together. You can get a great sense of the size of the boutique camping area from an aerial shot in this post.

• Safari tents with air con: 40,000B

These fully-furnished, stand-up tents almost went a little too far for me. I still like to at least pretend I’m roughing it. But for those craving the ultimate comfort, you’ll have two real beds, lighting, power strips, a lock box, air conditioning, and a tent big enough to stand up and walk around in. One thing I did really like about these were the two lawn chairs set up outside.

• Bell tents with air con: 30,000B

These beautiful and spacious bell tents came equipped with air mattresses, lighting, power strips with four outlets, a lock box, a large mirror, small trash baskets, and air conditioning. The lock boxes were enormous and easily fit four sets of valuables with room to spare. These two pricier options were the first to sell out, so hop to it if those are the ones you’re eying!

• Bell tents with fans: 20,000B

Identical to the option above but with fans instead of air-conditioning. This is the option we went with, both for budget and sustainability purposes.

The prices are very reasonable when split by four people. If you’re coming as only a pair, the prices are a little tougher to swallow, so bring friends! The fact that you can get a very VIP experience for only 5,000B a person is seriously wow-able if you’re coming from the European or US festival scene. That’s $35 US per person per day!

We were thrilled with our choice. Overall, I give the boutique camping team huge props, with some exceptions and issues. The bathrooms were fantastic, with cement and bamboo showers, real flushing toilets, and towels provided in every tent. There was shampoo, conditioner and soap provided in the bathrooms but the shampoo ran out by the last day of the festival, so you may wish to bring a small backup or be prepared to ask your neighbor.

The air mattresses deflated slightly over the weekend but the staff were more than happy to come give them a boost. I found them very comfortable! As with any festival, earplugs and eyemasks are an absolute must. The festival grounds are fairly compact and so the late night stages will absolutely project into your tent – if you’re noise sensitive, pick a tent as far from the festival entrance as possible. They gave us a choice of tents when we checked in, which I greatly appreciated.

As I mentioned, the lock boxes in the tents, with locks provided, were enormous, which was much appreciated for our many cameras and other electronics. There are additional lockers available, but they are located on the opposite side of the boutique camping area from the festival entrance so only use them for things you won’t need access to throughout the weekend – and you’ll need to bring your own locks for those. Really, with the lock boxes being so large, it’s doubtful you’ll need them.

Remember, you’re still camping – it’s very cold at night, and extremely hot during the day. We weren’t expecting the cold in the evenings but slept in several layers! During the day the fan only went so far to keep cool, and it was often better to nap in one of the shady chill tents inside the festival during the day, where there was a bit of a breeze.

Our one major complaint about boutique camping was that power was shut off from 4-8pm. With the sun setting at 6:30pm every night, I literally can’t think of a more inconvenient time to close it off. We always wanted to be back in our tents getting ready and changing out of our sweaty day clothes either immediately before or after sunset – before, it was boiling without the fan and after, we were stuck in the dark.

The boutique camping area had a dedicated check-in, a private bar and lounge – which was always fairly low key – and a coffee truck. Unlike other festivals I’ve been to, people didn’t really just hang out in the campgrounds, but they were an incredibly comfortable place to recharge and get ready for the festival every day.

Overall, while I hope they might consider the electricity-off hours for future editions, we were thrilled with the boutique camping experience.

RV Camping

Wonderfruit also has an option for RV camping! Four day RV passes are available for 15-16,000B depending on when you purchase for sites with electric and water hookup, and 8-9,000B depending on when you purchase for sites without hookup.

The RV area is separate from the other camping areas. There are RV rental companies in Bangkok – I would totally do this if I was coming back another year.

Hotel packages

There are also offsite hotel packages available, but with each located a 30-60 minute drive away and the camping being such a fun and integral part of the Wonderfruit experience, I can’t imagine taking advantage of them.

Getting There

Wonderfruit takes place at Siam Country Club, about 45 minutes outside Pattaya. You can technically fly into Pattaya airport but it’s not much closer than Bangkok’s Suvarnabhumi Airport. Flights to Bangkok’s Don Muang airport will likely be the most affordable option from within Thailand and from some neighboring airports – check flights to both.

Since we are based in Thailand, and domestic travel within the country is so cheap, our transportation prices were insanely affordable. If you’re coming from much further, read this post for tips on how to score a bargain international flight.

Transport to Bangkok: 1068B or $45US

After nixing the once-per-day, $138 ferry and flight from Koh Samui to Pattaya –the fastest and most direct route, but also by far the most expensive — we settled on an overnight ferry from Koh Tao to Surat Thani (600B), a private transfer from the pier to the airport (165B), and a flight from Surat Thani to Bangkok (843B). Nok Air includes free checked bags, which was perfect for my extra festival stuff.

Note that I’m only including one-way of travel here, as I flew onward from Bangkok to Penang post-festival. Most of my group returned to Koh Tao by overnight bus and ferry combo ticket, which is 1,100B, or $31.

Villa: 668B or $16US

We spent one night pre-festival in Pattaya. Our villa in Pattaya cost 668B per night each, and was a great way to kick off our group adventure with some serious camaraderie and recharge from our overnight transit from Koh Tao.

Private Driver: 953B or $27US

We hired a private van and driver to pick us up at Bangkok’s Don Muang Airport and drop us at our villa, stopping for groceries en route. The next day he brought us to Buddha Mountain and a winery before dropping us at Wonderfruit. On the final day of the festival, he picked us back up at boutique camping and dropped us at our hotel in Bangkok, stopping as we wished along the way. It was the same driver we used for our wine tour last year.

The driver worked out to 833B plus a 120B tip per person. That included three days of his services and included the van, gas, tolls, etc. It’s a really good deal, even for Thailand, and I was quoted up to double when researching other transportation companies in Bangkok and Pattaya – so really sniff around before settling on the first quote you get.

If you’re in a group, hiring a private driver is the way to go. Otherwise, you’ll need to take a taxi to the Bangkok bus station, catch a bus to Pattaya (about 150B), take a taxi to the Wonderfruit shuttle meeting point, and then take one of the official Wonderfruit shuttles (150B) to the festival site – and then do it all again in the other direction.

Bangkok Hotel: 1183B or $33US

We also spent two nights post-festival in Bangkok. So many Wonderfruit attendees live in Bangkok, the festival site is easily reached, and Wonderfruit doesn’t really require the extensive preparations and breakdowns some festivals do, so for many this won’t be necessary. However, in our case, Ian and I were flying to Penang two days later so it was the perfect buffer, while everyone else stuck around mostly to take advantage of being off the island and in a big city to run errands.

I booked Hotel Icon because it was in everyone’s budget and expected to feel very meh about it but — but found myself pleasantly surprised!

Meals and Entertainment En Route: 2,930B or $82US

Basically, all food consumed between leaving Koh Tao and departing Bangkok — that weren’t at Wonderfruit. I spent 735B on snacks (let’s be honest – mostly airport fast food), 475B on my share of groceries for our two big meals in the villa (we bought too much and left a bunch behind), and 300B on lunch at the winery.

We also went on a winery tour in Pattaya and went to a movie in Bangkok.

Supplies

Campsite Food and Alcohol: 1896B or $53US

This is the one category that really makes me cringe – we went way overboard. The Tesco Lotus in Pattaya was surprisingly pricey, and I ended up spending 2,071B on my personal festival snacks (fruit, granola bars, etc.) and booze for our night in the villa (some of the leftovers of which may have made their way to the campgrounds…) Everyone in our group agreed they were totally shocked when they got to the checkout counter.

Costumes: 2,390B or $67

As usual, I had fun buying some fun personal and group costumes for this event – though I did have a shocking number of fruit related outfits prior to even being aware of Wonderfruit’s existence.

Platinum Mall in Bangkok has a wealth of ridiculousness on its accessory floor, and I stocked up on beaded headbands (650B), fruit headpieces (400B), flash tattoos (300B), and fruit earrings (40B) a month before the festival. Wonderfruit definitely won’t be their last appearance either!

My friend Will and I also surprised our group with custom Banyan Fruit t-shirts (Banyan is the bar that everyone in our crew is either an employee, owner, or obscenely loyal customer of). I bought the shirts for 1000B, and Will generously provided the designs and printing.

One funny note… the controversy over Native American headdresses has NOT hit Thailand. They were literally everywhere and in every direction.

On Site Purchases

Food and alcohol: 10,570B or $297

So this is where I went totally crazy. Oh well! With Wonderfruit’s relatively strict policy on bringing in outside food and alcohol, this is the most I’ve ever spent onsite at a festival – including pricey festivals like Tomorrowland!

But I’ve always had expensive taste when it comes to food and booze, preferring fancy cocktails over beer and hipster cafes over street food. I also have Millionaire Syndrome when I’m drinking and do things like dropping 700B on a golden bucket for the group in the Moon Shack bar. Oops.

Prices, as at any festival, were inflated from what they’d be in the “real world,” but they weren’t particularly offensive. It was a lot of fun to eat at Wonderfruit. There were beautiful stall, well-curated food trucks and tents that almost became venues in themselves (I’m looking at you, day-time dance parties in RocketFruit!)

A lot of our favorite trendy Bangkok restaurants had little outposts at Wonderfruit, and we found a few new obsessions, too. I was particularly in love with my morning acai bowls, the late night cheeseburger I couldn’t stop talking about for days, and the entire menu at Straight Outta Thonglor — and I’m still haunted that we didn’t get a charcuterie board at the cheese tent.

You could find a meal for as low as 100B a plate and as high as 800B, though they generally fell in the 200-400B. Drinks ranged from 80-300B. I was a bad blogger and didn’t record any particular food prices (too many golden buckets, ya know?) but here are a few examples I was able to glean from menu board photos:

Cold pressed juice from Fabb Coffee and Juice Bar: 135B

Whapow Coldbrew from Fabb Coffee and Juice Bar: 120B

Kai Jiew Egg dish from Egg Picnic: 100B

Thai sticky rice wine from Sato Bar: 100B original, 150B strong

Grilled camarelized bananas from The Thailand Young Farmers: 80 baht

Thailand’s version of ginataan from The Thailand Young Farmers: 50B

Isaan pad thai from The Thailand Young Farmers: 185B

Ice cream from the reggae bus: 180B

One thing to note is that Wonderfruit is completely paperless – you’ll have a band that you load baht onto and then pay for everything with a tap of the wrist. I was annoyed to learn there was a significant surcharge for credit card top-ups, which forced me to use cash (I hate using cash, as it’s much harder to track.) If you have any credit left over when you’re ready to leave, you can get a cash refund from the top-up stations between 12noon on Sunday and 12noon on Monday.

One major Wonderfruit highlight? Free water refill stations throughout the festival and campgrounds. Considering the festival’s commitment to sustainability, it was essential – and as a bonus, it saved us from having to buy multiple bottles a day.

Splurges: 2,725B or $76

I splurged on a glitter application in the Wonder Salon for 500B, a rhinestone-encrusted antler headpiece for 1,300B, and a beautiful pair of handmade earrings for 350B. I only wish I was patient enough to get my hair and makeup done more nights – it was so much fun! I also spent 575B on pool floats, which considering how little time we spent in the lake was a bit excessive – but yet I can never regret a pool float purchase.

Massages: 1,600B or $45US

I had one 45 minute foot massage for 700B and one 60 minute foot, head and shoulder massage for 900B in the cutely designed massage tent. Higher than typical Thai massage prices? Of course. But well worth it for restoring and refreshing – and escaping the sun!

Here’s the full spa menu:

45 min foot reflexology:                700B 60 min foot, head and shoulder: 900B 45 min back and shoulder:           700B 60 min Thai massage:                   900B 60 min oil massage:                       1,200B 90 min foot reflexology + Thai massage:          1,350B 90 min foot reflexology + back and shoulder massage: 1,450B 90 min foot reflexology + oil massage: 1,600B

Wonder Feasts: 1,500B or $42

Wonder Feasts are beautiful ticketed meals prepared by some of Bangkok’s top chefs. There were four Wonder Feast options: two dinners with free-flow wine for 3,000B, and two brunches for 1,500B. I wasn’t blown away with my experience.

Total cost for the four day festival: 31584B or $885USD per person

///

Total cost for the full seven day trip: 37,433B or $1,061USD per person

I would say that I experienced Wonderfruit at the top end of the spending range – I did VIP camping, bought whatever food and drinks I wanted, and freely splurged on things like massages and a Wonder Feast. For all that, Wonderfruit clocked in at $220 a day. Comparatively, I did Burning Man about as cheap as it is possible to do and spent between $120-150 a day, and did Tomorrowland somewhere in the upper middle and spent $375-500 per day. So while Wonderfruit is an extremely expensive four days as far as travels in Thailand go, it is very competitively priced when you hold it up against other festivals from around the world.

I also included the total for the full week of our trip, including four nights at the festival, one night before, and two nights after.

Overall? Normally a very frugal person, festivals are my big travel splurges and I don’t regret this one for a second. I’d say they were baht well blown.

What do you think? Would you go to Wonderfruit?

Also in this series: Wandering Through Wonderfruit: A Festival Review Part I • Feasting on Wonderfruit: A Festival Review Part II

I received a press pass to Wonderfruit, however all other expenses were my own, and I will outline them in an upcoming budget breakdown. 

Pin It!

What I Spent on Wonderfruit posted first on http://ift.tt/2k2mjrD