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Hi everyone,
I got an inbox asking to share some tips for financing when you’re autistic. I found a helpful guid from the National Autistic Society:
Budgeting
The first step to managing your money is to work out a budget and stick to it. Budgeting will help you:
* keep track of what you are spending
* help you to avoid going overdrawn on your bank account by spending money that you don't have
* decide whether you can afford to buy something that you would like
* deal with debt by planning repayments that you can manage
* work out how much money you may have to save.
Bank, building society or post office accounts
Most people now have one of these types of account. The benefits of these are:
* it will keep your money safe
* you can pay bills more simply by direct debits or standing orders
* internet banking is now widely available. This reduces the need to visit banks and other services that autistic people may find difficult
* benefit payments can only be paid into an account
* you can have a debit card, making it easier to pay for purchases and you can shop online
* you may be able to earn interest on the money you have
* you can pay bills by direct debit or standing order, which are sometimes rewarded by a reduction in what you pay for services
* you can use your cashpoint card to access money easily from cash machines in the UK and sometimes abroad
* your bank or building society may be able to give you an overdraft or loan.
Debit, credit and store cards
There are a number of different cards that you can use to make a payment. These include:
* cashpoint and debit cards
* credit cards
* store cards.
Borrowing money, making payments and debt
It's easy to think of a loan or overdraft as free money, but it’s actually expensive as you have to pay back the original amount plus interest. Try to only borrow money when you need to and repay it as soon as you can. There are many ways of borrowing money, including:
* borrowing money from family or friends
* having an overdraft
* taking out a personal loan or secured loan
* applying for a credit card.
The full article will be below, as it goes into more detail. I hope this helps many of you.
National Autistic Society
#autism#actually autistic#autism and finance#how to manage financial issues#tips on financing#how to save money#feel free to share/reblog#National Autistic Society
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hey. i wanted to make this post for a while and honestly was afraid of putting this out there, but i felt i should share the reasons for my inactivity recently. this isn’t me quitting tumblr or leaving anything - please don’t take it as such. i’m aware i’m not responsible for people’s feelings, and that i don’t owe anyone work or activity, and that i should focus on myself… but, i still want people to know what’s up, especially those i’ve met through communities like gore’s - one which i’m still a part of, and one that has deeply helped me.
content warnings below for mental health and pet loss, sort of. should anyone see this, i hope you’ll take it kindly. if not, then i’ll just keep talking into the void.
i’ll start off with good news - as you all know, i got into college. i’m happy there, and i’m doing well in regards to assignments. i’ve got incredible feedback, and my teacher acknowledges that i have a very thorough understanding of design. it’s never felt more freeing to study something i’m genuinely passionate about and wish to pursue a career in, but i’m unsure if that will last much longer. i’m studying full-time, and while it’s only four days a week - two of which i am only in for 3 hours - it puts a massive amount of pressure on me mentally and socially.
onto the bad news. my dog was diagnosed with cancer a month ago - it’s lymphoma, and it’s an advanced stage. none of us how long he has left, and it strikes fear in me daily that he may be gone soon. i have horrible nightmares some nights about losing him, intrusive thoughts as well, and that too weighs heavily on my mental state.
the amount of work we have to do in college, combined with the time i need - i mean that seriously - to decompress afterwards overtakes my time to work on personal and commissioned projects. i have spent over 6 weeks working gradually on one commission only, and despite the communication i’ve given, and understanding i have so sweetly received, i feel so terribly guilty about it. people are trusting me with their hard-earned money, and i take so long that it feels unprofessional. i still aim to keep these going, given i have that target of buying a pc ideally by the end of this year or the start of 2025, but updates will have to be made to things, so that i don’t collapse under the pressure - in which i have already done several times over the course of this last month or so. i have not even had much time to talk with online friends or mutuals.
i thought i was genuinely getting better, over the three months i spent out of education following the completion of my GCSE exams. i got wonderful results and reaped the rewards in spite of how crushing the school system is. what’s happening now is me being reminded of that. i have been mocked by people i thought were friends for having different challenges to them, for completing school at home, and have had multiple dehumanising comments made about me by the same people who refuse to stop, no matter how many times they have been shut down by either myself, or members of staff. my mental health is possibly at the lowest point it has been since i was 13 or 14.
life is tiring. it hurts to say this, and i need to seek help, but i feel i can’t. i am not in a place where i can seek private support for things such as autism, which friends, my family, and i heavily suspect i have. with the state of things in the uk, i feel trapped and unable to get what i need, especially in regards to being trans.
if i can spare the time, i will continue to share what i am working on. i should note that me and leliana ( @/lastdb ) have been brewing up something wonderful that i’m sure lots of you will love - some of you may have already seen small progress shots of it on discord. i am on the final step before i release this artwork, and possibly the most challenging.
but, for now — don’t forget me! i promise i’m still here, just quiet, and needing to heal from a lot that’s broken me down. if you’ve read through to this point ( and i don’t expect many will ), then thank you. a lot. i’m still happy to make conversation. don’t be afraid to say hi, i won’t bite.
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Short Term Loans UK: A Different Way to Earn Reasonably
With the possibility of short term loans UK, getting quick financial support without having a debit card is always simple. These loans are offered seven days a week, 24 hours a day. Additionally, it is now much easier to apply for short term loans online, day or night, anywhere. You must look online in advance to find a suitable lender in order to make an immediate selection.
To receive financial assistance through short term loans UK, you must fulfill the following numbered common terms and conditions:"- You ought to have been employed consistently for longer than three months. You ought to have had a regular bank account for longer than ninety days. I believe you are older than eighteen.
Throughout your job, your monthly income must be at least £750. Your entire salary is routinely deposited by direct deposit into your bank account.
You are currently free to apply for short term loans UK based on your needs and circumstances. These financial instruments offer flexible terms for cash reimbursement along with low interest rates. Furthermore, you are worthy of taking out a loan between £100 and £1,000 without offering the lender any asset as security for the money. The money must be returned within a two to four week timeframe.
The best part is that you can use the money for anything you need to pay for, including medical bills, electricity bills, groceries bills, child care or education costs, vacation expenditures, unexpected auto repairs, and more. The United Kingdom is home to a diverse population. A portion of them are having trouble with their credit performance. In addition, they are excluded from receiving financial assistance because of risk factors. Be patient! This is where you may apply without any hassles for a short term loans UK direct lender. The lack of credit verification is the root cause of it. Consequently, you are also eligible for the loan mentioned above even when you have adverse credit characteristics like defaults, arrears, foreclosure, late or missed payments, CCJs, IVAs, or bankruptcy indicated against you. These days you may apply for short term cash loans using a fax less or paperless process and all it takes is a few minutes to fill out an application. Using an online application form, you must provide the lender with all of your personal information. It doesn't take long for the money to be approved and safely deposited into your bank account.
Even if your credit history isn't good enough for a bank loan or credit card, we nevertheless take a human approach to lending with our Payday loan and will always consider your application when evaluating it for a short term loans direct lenders. We won't limit our decision-making to credit scores; instead, we'll consider variables such as income and expenses. You might want to look into some payday loan alternatives if a short term loans UK direct lender doesn't feel like the best option for you. If you can satisfactorily answer all of these questions, you might decide that an emergency loan is the best option for you at this time.
https://classicquid.co.uk/
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Short Term Loans UK Direct Lender: We Assist You in Getting Money Anytime
You've gone months or years without being able to obtain a short term loans UK because there were too many formalities to complete. However, these days you have the ability to get financial support at any time and from any location without having to deal with hassles like entering in a debit card number or faxing credentials. This is where you learn about short term loans UK direct lender, which are renowned for providing financial assistance even at the last minute and for approving loans 24/7. Because they don't require any kind of security, this is the most efficient way to get a loan. There is no requirement to put any kind of collateral or go through a credit verification process.
For the purpose of security, short term loans UK direct lender do not require the cost of collateral such as a house, an estate, a car, or jewelry. On the other hand, in order to protect themselves, the financier may ask you to abide by specific requirements. The prerequisites state that you must have appropriate residential documentation and be a resident of the United Kingdom. By using the age certificate, you are officially turning eighteen years old. You work for any UK-registered company, and the pay you earn for your work should be at least £1,000. The money is put directly into your account.
These loan plans provide you with short-term (less than thirty-one days) financial support for any type of temporary need. In the interim, you can locate a suitable cash deal that can be promptly approved to you with short term loans UK from the lender of your choice. If you are experiencing financial difficulties, you can get a little cash solution on the same day. Without offering any kind of asset as collateral in place of the loan, small cash is limited to amounts between £100 and £1000. The likelihood of receiving further funding in spite of a poor credit history is increased by this kind of feature.
With no more stressful credentials procedures or even recognition confirmation requirements, the candidate can now enjoy their stress-free advance payment. When an emergency arises, that is what you are looking for. Short term loans direct lenders available to well-off people who wish to immediately overcome their financial complexity. Thus, the candidate is eligible to take this exam even if they are absent, have past-due payments, have an IVA, are bankrupt, or for other reasons. The high interest rate is this advancement's lone bad point. Furthermore, the candidate will be assessed a higher fine if you are unable to reimburse the full sum. A reasonable lender that can quickly resolve all of your concerns can be found with the use of the online submission method.
When someone mentions same day loans UK in a conversation, do you picture a big loan for debt reduction or house renovations? There would be others besides you. However, were you aware that under certain circumstances, you could also be eligible for a same day loans UK? Same day loans may be helpful in certain situations, but they wouldn't cover the costs of a significant purchase or house conversion.
https://paydayquid.co.uk/
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7 Strategies To Future-Proof Your UK Accounting Practice
In 2020, the global accounting software market was valued at $12.01 billion. By 2026, it is projected to reach $19.59 billion with an 8.5% CAGR (Mordor Intelligence, 2020).
However, ICAEW statistics show that 25% of all businesses still use paper records. This number includes many UK accounting practices and that is a serious concern. There seems to be a disconnect with the traditional process driven accounting industry and the new age businesses. Technology has become too ingrained into the generation of today. The new age business owners grew up with the technology and are swift in adapting to it and they expect their service providers to be just as technology savvy as them.
UK accounting practices must also adapt to the needs of clients instead of remaining stuck with age-old methodologies. Taking action toward implementing digital innovation is the next step for many accounting firms. Changing with the times is a necessity to attract more customers and increase profits. Here are 7 strategies for preparing Outsourcing UK accounting firms for the future.
1. Invest in the cloud & automation technologies
Over the past few years, cloud technology has expanded more rapidly than ever, especially for the accounting industry. Automated accounting systems enable accountants to automate numerous accounting tasks. Much popular accounting software is now on the cloud and keeping data on the cloud is acceptable for most businesses. QuickBooks Online, Xero, Dropbox, Dext, FreeAgent, and Kashflow are some of the cloud software popular with accounting firms. Integra balance is an emerging accounting automation software and is quickly gaining popularity with outsourced online accounting firms for its bot-based accounting automation solution.
2. Create a referral plan
Any business benefits from word-of-mouth referrals, but accounting and tax firms benefit even more. The easiest approach to encourage recommendations is via a referral program that rewards customers for referring you to new businesses. For each referral, existing customers can receive free services or additional benefits to encourage them to reach out to their friends, family, and associates. Ideally, this could be a self-sustaining marketing strategy that gives you all the benefits without any additional marketing expense.
3. Reduce inefficient spending and outsource where necessary
Identify where you are overspending by reviewing all of your expenses. Consider operating your firm remotely instead of paying costly office rent. Accounting firms can save money by outsourcing almost all their bookkeeping, accounting and tax jobs. Many highly profitable UK accounting firms have been using outsourcing as a strategy for many years now.
Outsourcing helps your staff to spend more time with the clients, meeting them face to face and thereby creating opportunities to add more value addition, earn clients trust and possibly win more new business. There are several accounting outsourcing service providers, and you need to carefully select the right provider that will fit well for your firm.
4. Elevate your firm’s brand and perceived value
If your Outsourced accounting services are perceived as valuable, you can increase your prices. Branding and management, strategic marketing, and exhibiting thought leadership in your industry can help elevate your brand. Give your website a facelift, make it more user-friendly whether your users are checking it out from their laptops or mobile.
5. Review your current marketing strategy
Your marketing strategy can also be improved by identifying a suitable target market. Thanks to social media, reaching out to target audiences has become much easier. You might want to refresh your website’s content if you have neglected it for a long time. Consider SEO, online advertising, and social media marketing. Make optimal use of free platforms like Google My Business, directories, etc. Write blogs about accounting tips, growth hacks for business, and industry updates regularly. Use keywords to optimize your website.
6. Re-evaluate the pricing for your services
The market changes constantly, so you should always revisit your pricing. To become more competitive, you can increase your service fees or reduce them. Rather than using a set pricing model, switch to a value-based model. A new client may choose an accounting firm with lower fees.
7. Provide additional services and remove unnecessary ones
To stay competitive, it becomes crucial to provide services such as financial planning, retirement planning, bookkeeping, and payroll in addition to the basic services. This will also help you boost your revenue. Get your team trained via virtual programs/certifications in the areas of expertise you choose to add to your services. If you are providing services that are not making you any profit, it would make sense to remove them.
Implementing these 7 strategies will help you future-proof your accounting practice at least for the next decade. Now that you know how you can future-proof your accounting practice, you can put these tips into action. For your accounting outsourcing needs, check out services from Integra Outsourcing today!
#accountant#accountingservices#outsourcingservices#business#cloud accountants#accountants uk#virtualaccountant#outsourcing#bookkeeping services#Bookkeeping#bookkeepingoutsourcing
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Seiko Watch: Exciting Changes in 2024 for Authenticity and Quality Assurance
Seiko 5 Sports — How Things are Changing in 2024
Big news for Seiko 5 Sports fans! To ensure you get a genuine watch with the best possible experience, Seiko has taken steps to limit sales on third-party platforms like Amazon and eBay. This means you can be extra confident when you shop at WatchNation, an authorised Seiko retailer recognized by Seiko Japan itself! But why the change? Here’s what we can infer based on industry best practices: Seiko might be aiming for even stricter quality control.
Authorised retailers like WatchNation likely adhere to specific storage and handling guidelines, minimising the risk of damage during transport. Plus, by controlling distribution channels, Seiko can create a more consistent brand experience, ensuring you get the best possible impression of these iconic timepieces. There’s also the potential benefit of combating counterfeits — something third-party platforms can sometimes struggle with. By limiting sales to authorised retailers, Seiko can make it much harder for fake Seiko 5 Sports to enter the market, protecting both the brand and your hard-earned money. So, rest assured, when you shop at WatchNation, you’re getting the real deal with a 2-year warranty and the complete Seiko experience. Now that’s something to be excited about.
A Legacy of Affordability and Performance: The “3 Essentials”
The Seiko 5 Sports boasts a rich history dating back to 1968. Originally known as the “5 Essentials,” these watches were celebrated for their five key features that made them ideal for everyday wear and active lifestyles:
Automatic Movement: No need for batteries or constant winding. The watch keeps running with the natural movement of your wrist, a testament to Seiko’s innovative engineering.
Day and Date Display: Keep track of the important details with a convenient day and date window on the dial. Functionality meets style.
Water Resistance: Seiko 5 Sports watches can withstand everyday splashes and light activities, making them perfect for anything from exploring the city to enjoying a day at the beach.
At WatchNation, we’re thrilled to share an important update for all Seiko fans! From October 1st, 2024, Seiko Watch Corporation will officially increase its worldwide warranty period to three years. This extended warranty will apply to all Seiko-branded watches, ensuring even greater peace of mind when purchasing your next Seiko watch from us.
Why Shop at WatchNation?
Whether you’re a longtime Seiko enthusiast or new to the brand, WatchNation is your go-to destination for the latest Seiko smart watch and industry updates. Visit us online or in-store to find your perfect watch.
Official UK Authorised Partners: We are proud to be official partners of Seiko. As an authorised dealer, we ensure that every watch we sell is 100% authentic, giving you complete peace of mind.
3-Year Manufacturer Warranty: Every Seiko watch purchased at WatchNation comes with a full 3-year manufacturer warranty. This means that in the rare case something goes wrong with your watch, it’s fully covered. We stand by the brands we represent, and your purchase is protected for the long term.
At WatchNation, we believe that purchasing a Seiko watch should be an enjoyable and stress-free experience. That’s why we provide a 100% authentic product guarantee, backed by exceptional customer service and technical support. Visit our online store or our Chester location to find your perfect watch today! Visit our website to discover our Seiko watch collection today.
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Genuine Paid Surveys Students can take part in "Genuine Paid Surveys" and earn money just for taking the time to share their thoughts on different subjects. Here at Student Circus, our goal is to help students find genuine survey opportunities that value their time and opinions. For the benefit of our users, we verify that all surveys come from trustworthy sources on our platform. Come be a part of our community and start making a difference while earning money right now!
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The Future of Student Banking in the UK:
Financial Management Tools for International Students
Life of an international student comes with many challenges, decisions and exciting moments. Besides colleges, student accommodation, food and other basic things, have you ever wondered how you would maintain finances living abroad? It is not like using the same bank account as you had in your home country. There are various aspects an international student has to figure out for financial management including student banking. Before you move to the UK, you must know about finances, banks, exchange rates and more. So, to reduce your stress, we have compiled all the necessary details about student banking in the UK. So, let’s explore.
Demand for New Financial Tools
As the UK continues to be the chosen one for higher studies, the demand for student banking is increasing. Adjusting to the new culture, education system and student housing, managing finances can be easy. The market is growing by the day and innovating ways for international students to have everything sorted before they move.
Understand Student Banking in the UK
There are plenty of ways to manage finances effectively as an international student. Similar to every country, there are two kinds of bank accounts available for students in the UK.
● Savings Account: Ideal for long-term students, these accounts are designed to save money and earn good interest.
● Current Account: This kind of account is ideal for daily transfers that come with debit cards and other bank facilities.
Simply put, the banking industry is witnessing a surge in technology over a few years. From mobile banking to AI-driven budgeting, banks across the world are accepting the change for a better future.
Documentation
The process of opening a bank account remains the same but now you can do it from your couch. If you wish to apply, you can visit the bank’s website or bank with the following necessary documents:
● National ID or Passport: The original passport and national ID from your home country are necessary as proof of residence.
● University Acceptance Letter: An acceptance letter is required to prove you will be moving here for studies
● Student Visa
● Proof of Address: You have to give proof of address of current residence through rent agreement, electricity, heat or water bill.
Process
The process to apply for a bank account is quite simple in the UK. The first thing you should do is to identify which bank to go with. Further, you can either apply online or visit the bank to open the account manually. Then submit all the necessary documents and wait for the bank to activate your account. Once activated, you can use the bank account the same way you used to do back home.
Top UK Banks for International Students
Every bank has its features. Some offer great interest while some have zero charges on facilities. Some of the top UK banks include:
Great for easy banking & interest-free overdrafts
plenty of rewards for opening an account
Offers smooth mobile banking features
gives free Totum cards to international students
gives free 16-25 Railcard and other facilities to international students
Financial Management Tools for International Students
With rising technology and international students being tech savvy, the new-age financial management tools are really easy to use. So, here are some key financial tools you can use as an international student:
● Bank Accounts and Cards
The process of opening a new bank account is a little time-consuming process in the UK. But many online banks offer fee-free international bank set-up, transactions and more. Some of the popular online banks used by international students are Starling Bank, Kroo, Chase, TransferWise and Monzo.
● Budgeting Applications
Being an international student, creating a budget every month is a to-do task. From handling student apartments to daily costs, everything has to be done within a budget. This helps in avoiding unnecessary expenses, tracking spending and monitoring income. Mint, Monzo and YNAB are a few budgeting applications you can explore.
● Currency Conversion Tools
Every country has different currencies. For instance, the UK has the pound sterling or GBP as their currency while India has the Rupee. Once you become an international student, currency conversion tools help in managing daily expenses. There are applications like Revolut or XE Currency Convertor which helps in offering you real-time conversions and exchange rates.
● Credit Building Tools
Every bank assesses the credit history of a person before granting of loan or any other facility. This means establishing a credit history is necessary for international students. You may not have a UK credit history but you can build one for yourself. There are applications such as LOQBOX or Experian Boost that allow students to build credit scores. As a result, these applications track your regular bill payments, savings and more.
● AI Financial Tools
AI and machine learning are everywhere. This means AI can also help you build a financial plan that caters to your income and expenses. Cleo and Plum are the top most used applications by international students for getting real insights on expenses with the least effort.
● Student Accommodation
International students often face difficulties in finding housing. There are websites like Uninist or Student Tenant that offer affordable and flexible student accommodation. Consequently, they focus on helping students to find the right place to live within a budget.
● Student Deals and Discounts
Living abroad as an international student calls for great measures in finances. From student housing to high-end stores, every business offers student discounts in the UK. For instance, UNiDays and Student Beans offer discounts on clothing, student accommodation, electronics and more. We know managing finance can be overwhelming sometimes but with great finance management tools, you can easily manage finances. As a result, you can focus more on studies than finances with above-mentioned applications and tools.
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Bank Of England FINALLY Cuts Base Rates By 0.25% To 5% - Good News For Mortgage Borrowers
After months of dithering, the Bank of England has finally cut the base rate to 5 per cent, the first time the central bank has voted to cut the base rate since 2020.
On seven consecutive occasions the central bank voted to hold rates at 5.25 per cent between August 2023 and June 2024, despite falling inflation. There had been 14 consecutive base rate hikes since December 2021.
The bank’s successive interest rate rises between December 2021 and August 2023 were bad news for borrowers but good news for savers.
The average two-year fixed mortgage rate is now 5.78 per cent, according to Moneyfacts, and the average five-year fix is 5.39 per cent.
Right now, the lowest five-year fix is 3.99 per cent and the lowest two-year fix is 4.42 per cent, but lenders have already started cutting rates, but beware for excessive arrangement fees.
Savers Rates
Say goodbye to great savers deals, including Santander's 5.2 per cent special edition easy-access rate and NS&I's one-year bond paying 6.2 per cent, which launched in September 2023.
One of the best one-year fixed-rate account on the market now pays 5.4 per cent, down from a high of 6.2 per cent in October 2023.
Savers should note that 1,638 savings accounts still beat inflation which is now at the Bank of England's target of 2 per cent, according to the Mail Online.
This means the value of your money is growing in real terms against inflation.
NS&I revealed it will offer a new one-year Guaranteed Growth Bond paying 5.15 per cent or a Guaranteed Income Bond at 5.03 per cent.
The offer is exclusive to existing 6.2 per cent bond holders and will be available when their current one matures, starting from the end of next month.
A saver putting £10,000 in Union Bank of India's one-year fix will earn a guaranteed £554 interest over one year. It comes with full protection under the Financial Services Compensation Scheme up to £85,000 per person.
Are Buy-to-Let property deals still worth it?
How will Labour’s new Renters Rights Bill 2024 affect buy-to-let landlords?
The Labour Party’s Renters' Rights Bill 2024 is poised to bring significant changes to the UK’s rental market, impacting both tenants and buy-to-let landlords. Understanding these changes is crucial for landlords to navigate the evolving landscape effectively.
Watch video version - https://youtu.be/Wx1HXgVW1bM
A Lifetime of taxes
Income tax, VAT, Council Tax, Car Tax, Insurance and Travel Tax, Green Energy Taxes, BBC Licence Tax, Stamp Duty, Capital Gains Tax, Section 24, Business Taxes and the final kicker; Inheritance Tax for your dependents!
You can legally reduce and mitigate your taxes and inheritance tax for your dependents.
Wills and Trusts
New research from Canada Life reveals that over half of UK adults (51%)1 have not written a will, nor are they currently in the process of writing one. This includes 13% of people who state they have no intention to write a will in the future.
Section 24 Landlord Tax Hike
Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls.
Email [email protected] for a free consultation on how to deal with Section 24, Wills and Trusts.
Watch video now: https://youtu.be/aMuGs_ek17s
#finance #moneytraining #moneymanagement #wealth #money #marketing #sales #debt #leverage #property #investment #Homeownership #financialplanning #moneymanagement #financialfreedom #section24tax #financialindependenceretireearly #RentersRightsBill #BuyToLet #LandlordLife #UKPropertyMarket #TenantsRights #RentalProperty #PropertyInvestment #LandlordChallenges #RentControl #PropertyStandards #interestratecut #bankofengland #mortgagerates
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Experience DIGGERGUN Platformer at gamescom latam
DIGGERGUN platformer and life-sim game for Linux and Windows PC is now a finalist at gamescom latam. Thanks to the amazing creativity of developer Kabloop. Due to make its way onto Steam. DIGGERGUN, the platformer and life-sim, has been nominated for the “BIG Impact: Social Matters” award at the gamescom latam BIG Festival. This is a huge honor, and its great to see a coming release standing alongside some amazing titles. The solo developer, Kabloop, is thrilled too. "It's an incredible honor to be nominated for this award. DIGGERGUN platformer tackles themes like inequality and the cost of living crisis. I hope it sparks a conversation about how we can take better care of each other," Kabloop said. For those heading to gamescom latam in São Paulo, you can try out a demo. If you can't make it to the event, don't worry! The demo will also be available online through the gamescom latam website. Plus you can check out the updated trailer.
DIGGERGUN platformer - Steam Trailer
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Now, let's talk about the game itself. The gameplay takes place in a tough version of the UK, where low wages, exhaustion, and expensive fish and chips are the norm. It's an oppressive life sim platformer that dives into the struggles of workers. While including minimum pay and environmental issues. In DIGGERGUN you're not just in a platformer. You're also on a windy island, working for the shady Cornwall Mining Corp. To break free, you need to earn £3000 by digging up precious lithium. But it’s not just about digging — you’ll need to manage your time, energy, and money during a strict day and night cycle.
Features:
Atmospheric World: The game is also full of characters who have their own unique personalities and storylines.
Multiple Endings: Your interactions matter. Who you talk to (or don't) will change how your story ends.
Unique Energy System: Your actions count. The game tracks what you do and rewards or punishes you accordingly.
Real-life Simulation: Wages, food, rent, and more are based on the current cost of living in the UK. There’s even a tax system that mirrors real-world rates!
Diverse Levels: You’ll explore a mix of randomly generated mines and intricately hand-designed levels, keeping the gameplay fresh and challenging.
So, will you manage to make ends meet while digging for freedom, or will you find another way out and take down the whole system? DIGGERGUN platformer and life-sim is due to release on Linux and Windows PC via Steam in Summer 2024. While offering support for multiple languages. Coming to both Linux and Windows PC. Priced at $9.99 USD / £8.37 / 9,99€.
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Reps Earn
The Yorkshire town of Docaster is located in that county. Are you thinking about becoming an Avon representative? The future success of Avon products is uncertain How to Become An Avon Representative Perhaps the insider has some information that will help you increase your Doncaster income. Join our engaging and amusing British company on an unforgettable adventure! Independent schedule creation is highly encouraged for Avon sales associates.
Anyone may join Avon and earn extra money, regardless of their situation—whether you're a parent, a student, or someone else entirely. Being completely oblivious to all that transpired would have been my ideal scenario.
Discover the Amazing Avon!
You may build a stable business, sell Avon's high-quality items, and earn a commission that grows every month by becoming an Avon representative. The Avon organization offers a permanent commission plan that can help you get out of a hole quickly.
Indulge while you can at Doncaster, a wonderful holiday destination. Frenchgate Shopping Centre, Doncaster Racecourse, or Yorkshire Wildlife Park are all potential locations for an Avon-sponsored event.
You can still afford your dream vacation or a candlelit meal for two at a restaurant in Doncaster, even after you factor in all those pesky, unforeseen expenses.
Give us a rundown of everything you have in mind for that additional month. By this point, your issue ought to have been resolved. You need to start right now.
An Essential Manual for Avon Sales Associates Start your Avon adventure effortlessly. To become an Avon representative, all you have to do is click the link. You won't need much time to complete it. Being simple is an oxymoron.
If you want to start a successful sales career with Avon, make sure to use all of the advertising materials, brochures, and samples that arrived with your welcome package. Doing nothing would be the greatest move. With our extensive training program, this small investment has the potential to yield significant returns. Even if you only sell Avon items for 30 days, you might be financially secure.
All new Avon salespeople get instant access to a variety of training resources, including the Academic Assessment Program. From newcomers to seasoned pros, our comprehensive training program is designed to assist all levels of Avon Representatives. There are a lot of subjects discussed, including managing brochures and giving great customer service. With this configuration, you may optimize your commission.
Steps to Start Making Money: Urgently, additional funds must be made available. Open an online store and create a digital brochure to reach your target market more efficiently. The printed version should be with us shortly. The brochures are well-received by all.
The Future of Avon's Profits
Your earning potential as an Avon salesperson is practically limitless. With Avon's compensation plan, you can keep as much as 32% of your earnings.
Here are a few examples to consider:
Make the most of it by collecting: If you sell £200 worth of Avon products in your first month, you will earn £40 in commission. With the help of your loved ones, contacting ten clients will be a breeze.
Expanding Your Company: Just by getting yourself ready to work harder, you can increase your earning potential. You should have no trouble reaching your monthly sales targets of £180 and £600. It is certainly feasible to work part-time while caring for youngsters. Anyone seeking inspiration and direction in realizing their goals should read this book Join Avon UK Commissions for Avon salespeople can vary from £384 to £1200 per month, depending on how well they do.
Since your earning potential is infinite, you are free to work whenever you choose. Maximize your return on investment by boosting sales!
Our lives crossed paths while we were both thriving Avon salespeople.
There are a myriad of additional advantages to becoming an Avon UK member, such as:
A better work-life balance can be yours when you work when it's most convenient for you.
Relax in the company of individuals who share your passions in this warm and welcoming environment.
Everyone knows that Avon products are top-notch. If you're looking for a side hustle, you can find success distributing flyers for Avon items. There is zero relationship between cost and quality.
Running an Avon business is a great opportunity for those who are willing to put in the work. The vast majority of five-star all-inclusive resorts are situated in areas with beautiful, stunning natural scenery. I am especially interested in this idea because my connection to Avon is somewhat new.
If you have a moment, could you please offer me some financial advice? Instinctively, we are all curious about the world around us.
Joining the Avon sales team is something you should do immediately. It doesn't take long at all to launch an Avon business. Once our training is complete, you will no longer have the option to work remotely.
Make quick touch with Avon if you want details on how to amass a fortune through the establishment of a prosperous company empire.
The opportunity to join the Avon sales team in Doncaster is too good to pass up.
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Send Money to Australia from Canada with Interchange Financial
In a hurry to send money to Australia from Canada? Want the money to get transferred without hurdles and at the cheapest exchange rate to ensure you get the most of your Canadian dollars? If you replied yes to both the questions, ensure you don't end up using the Royal Bank of Canada (or any bank!) for this purpose!
Yes, not only do banks charge massive conversion charges while sending money from Canada to Australia, they attach some "hidden costs" as well. All this results in taking out a lot of funds from your pocket.
To eliminate this, it's wiser to shift to today's competitive methods for the above. For example, whether you're an individual residing in Canada and wish to send money online to your family/friend living in Australia or a corporate gentleman, Interchange Financial is a service for you 24/7. Read on why Interchange Financial is regarded as the best international Money Transfer Company for all your finance-related needs.
About Interchange Financial
Being Canada's top-ranked currency exchange and money Transfer Company, Interchange Financial is your one-stop solution for your currency exchange and global money transfers needs. Through Interchange Financial, you get the golden opportunity to exchange one currency for another at the LOWEST conversion rate.
Additionally, be it the USA, UK, Europe, Australia, Japan, Hong Kong, Mexico, or Switzerland, sending money from Canada to these countries was never that easy before the interception of Interchange Financial.
They have so far processed billions of dollars of cross-country exchanges. Sounds common, right? The best thing is the company saved millions of dollars for their clients in the process. This all is possible as they believe in harnessing the power of technology and financial expertise to deliver inventive services and phenomenal pricing to our clients.
Currently, the exchange rate at Interchange Financial for sending money to Australia from Canada is at the lowest ever which is 0.784! Thus, don't wait anymore and send money to Australia now!
Benefits Of Partnering With Interchange Financial
Wondering what are the benefits of sending money to Australia through Interchange Financial? Here's what I've in store for you!
No transfer fees: Yes, they charge zero transfer fees no matter who you are or what's the purpose of transferring money. After all, why should anyone pay anything extra just for moving their money around?
Best exchange rate guaranteed: No matter on which day of the year you wish to send money to Australia, Interchange Financial promises you the best exchange rate available at that moment.
Sheer Convenience: Merely a few clicks while relaxing on your couch and enjoying your favorite movie is all that it takes to send money to Australia through their website.
Easy Signup:New to Interchange Financial? No worries! You can create your FREE account on their website by filling out a simple form in under 2 minutes to enjoy their unmatched services.
Your Money Is Safe: You will have security and personal information-related issues while using a new platform & it's obvious. However, rest assured of total security of your hard-earned money and personal information with them. Interchange Financial is regulated by the government of Canada as a currency exchange and transfer specialist and is a technology leader in their area of expertise.
What Is The Step-By-Step Procedure To Send Money To Australia?
To your surprise, sending money to Australia from Canada is a matter of just three steps. These include:
Check out the latest CAD to AUD exchange rate at the moment of transferring money.
If new to the platform, sign up by filling out a basic form that will hardly take 2 minutes at most.
Following signing up, you'll receive a unique link on your mail to send money to Australia.
And it's done!
Who Should Use Interchange Financial?
Both individuals and companies utilize their quick and transparent money transfer services for several purposes. For example:
Individuals use Interchange Financial to:
Send money to family and friends.
Make online purchases.
Pay for their houses or businesses.
Send money for investment purposes.
Companies use Interchange Financial to:
Make the supplier payments.
Purchase goods & services in Australia.
Make investments in Australia.
The Final Takeaway!
Whether you're an individual or a corporate gentleman, sending money to Australia from Canada was never as easy as made by Interchange Financial, Canada's premier currency exchange, and money Transfer Company. Their biggest positive is the best and lowest exchange rate they provide throughout the year!
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Short Term Loans UK - Quick Extra Cash To Fix Financial Problems
Risk considerations that lenders consider before approving a loans for a borrower with poor credit include defaults, foreclosure, skipping payments, payments that are past due, late payments, CCJs, IVAs, and even liquidation. Making money from lenders on the free market is therefore never simple. However, there is short term loans UK direct lender available in the market to assist folks, regardless of their credit histories. This is due to the fact that these loans are granted to people based on their earning capacity.
Paying for short term loans UK obligations like power, phone, groceries, school or tuition fees, medical emergency bills, unforeseen travel expenses, laundry, etc., can be done successfully and without issue. But keep in mind that you must reach the stipulated repayment date on time.
You must first be a UK resident who is at least 18 years old, be employed on a permanent basis, and have an active checking account in order to receive immediate approval for short term cash loans. You must now complete a brief online application form with the necessary information and submit it for confirmation in order for the money to be safely transferred into your bank account within 30 minutes of the submission date.
How We Can Aid You in Getting Short-Term Loans UK Direct Lender
We comprehend that when you require money quickly, you want a straightforward procedure to obtain the necessary funds. Classic Quid is a short term loans UK direct lender that offers a simple application process with speedy approval times. Our payday loans and short-term loans are made to fill financial gaps without a drawn-out application process.
Simply fill out our quick application with the information requested, including the loan amount, term, and repayment schedule. After that, we'll provide you a general understanding and designate a personal Customer Care Manager who may get in touch with you for more information. The process moves more quickly when all the essential data from our credit search is available. This eliminates the requirement for a phone call. As a direct lender short term loans UK direct lender, we promote prudent borrowing and will evaluate your affordability to make sure a loan is first within your means.
We'll offer you a link to electronically sign your credit agreement by text message and email if we can approve the short term loans direct lenders. Once you have signed and returned this, we will, whenever feasible, send the money to your bank account within 15 minutes, allowing you to start utilizing it to deal with your issue that day.
Selecting Classic Quid offers the following advantages:
Swift funding and decision-making process
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Utilize responsible lending procedures and only borrow what you can afford to pay back.
Flexibility in using bank transfers for repayments
Reputable payday loan and short-term loan choices to fill financial shortages
Apply with us right away if you need a quick loan from a reputable direct lender in the UK. Alternately, get in touch with our staff to learn more about our loan application procedure.
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Short Term Loans Direct Lenders: A Crucial Tool for Resolving Financial Problems
Benefits-dependent people who also have poor credit histories including defaults, arrears, foreclosure, late payments, skipped payments, due payments, CCJs, IVAs, skipping installments, bankruptcy, and other issues. They are nevertheless qualified to apply for the short term loans lenders. Additionally, they must abide by all short term loans direct lenders and regulations since they must be repaid on time or else they will incur additional fees for an extension of the repayment period. In comparison to other loans, the interest rate charged is a little higher because it is short-term and unsecured. However, by conducting a thorough online search, excessive interest rates may be reduced.
To simply qualify for short term loans UK direct lender, you must meet a few simple requirements: you must be a permanent resident of the United Kingdom, be at least 18 years old, have an active checking account, and work a regular job earning at least £500 per month. You must now complete and submit a brief online application form with all necessary information. After you've finished filling out all the necessary information, getting cash is easier, and the same day you apply, it is securely put into your bank account.
The main resource you wish to use for your life's necessities is money. However, it gets very challenging to deal with bills on time when it is shortened and there is no solution to plan without further ado. That is why it is required repeatedly. Short term loans UK are available to help you receive the money you need even if you don't have any money left in your pocket. It's good to know that you are not required to set up any sort of lender-aligned security to pledge. This is due to the fact that these simple financial solutions are available whenever needed, free from bank hassles.
Financial Issues: Same Day Loans in the UK are a Crucial Solution
Even though you qualify for same day loans UK, you could be able to borrow between £100 and £1,000 with a 14 to 31 day repayment period. Due to their short duration and unsecured status, unsecured loans can be used to pay for a variety of expenses, including electricity bills, grocery store bills, unanticipated car repairs, travel costs, outstanding bank overdrafts, throwing a party to celebrate your birthday with friends, small home improvements, laundry costs, and a long list of other expenses.
Typically, the lenders listed on Payday Quid will set up equal monthly installments so that you are aware of the precise amount you will be paying back each month. Simply ensure that you have funds accessible in your account for collection on that particular day.
You are in charge when taking out a same day loans UK from one of our lenders. The majority of individuals choose the day that they get paid from work, which is typically the last Friday of the month or the 25th of each month. You can specify precisely which day you would want your repayments to be taken. The technique that same day loans UK lenders use to deduct the amount owed from your debit account each month on the appointed day is called continuous payment authority.
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How To Earn $3568/week With Simple Clip Art - Passive Income Ideas | Ashraf Ali
Embark on a journey to financial freedom with my Etsy success story, where I transform basic clip art into a whopping $3568 per week! Discover the insider secrets of setting up a profitable Etsy store with minimal effort. Utilize simple Canva designs to create print-on-demand products that sell like hotcakes.
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