#dominic irrera

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gay old men

[thesecrettimes]

Payments Giant Paypal Launches Dollar-Backed Stablecoin PYUSD

A New Era for Paypal: Introduction of PYUSD Stablecoin to Facilitate Cryptocurrency Trading and Payments On Monday, the internet is buzzing about the financial giant Paypal launching a dollar-backed stablecoin. “The vision over time is that this becomes a part of the overall payments infrastructure,” Paypal CEO Dan Schulman stated during an interview with Bloomberg. Dubbed “paypal usd (PYUSD),” the coin is issued by Paxos Trust Co. and is reportedly entirely supported by U.S. dollar deposits, short-term Treasury securities, and comparable low-risk assets. Tethered to the U.S. dollar, it will progressively become accessible to Paypal’s U.S. clientele, the report notes. Through PYUSD, Schulman hopes to solidify Paypal’s dominance in digital transactions using technology that allows swift, inexpensive transfers without a middleman. The news follows reports in February that reported Paypal was pausing its stablecoin project over regulatory concerns. At the time, a Paypal spokesperson stated that if the company moved forward, it would work very closely with financial regulators. The report explains that at first, PYUSD will facilitate trading cryptocurrencies and game/app-based payments. Eventually, Paypal anticipates it will enable affordable remittances and micro-payments, Bloomberg reporter Anna Irrera details. Users can transfer PYUSD between Paypal and Venmo wallets while relying on Paxos to issue reserve reports and third-party attestations for the stablecoin. Meanwhile, the two stablecoins issued by Paxos, BUSD and USDP, have seen their supplies decline considerably over the past 12 months. BUSD’s supply dropped by 15.6% over the past 30 days and USDP shrank by 34.1% this month. As far as BUSD is concerned, Paxos was told by the New York Department of Financial Services (NYDFS) in mid-February to stop issuing the stablecoin. What do you think about Paypal launching a stablecoin? Share your thoughts and opinions about this subject in the comments section below. Read the full article

[sciatu]

Pasticceria Irrera, Pasticceria Sicilia, Pasticceria Etna, Pasticceria Blue Sky.

Il desiderio è l’amato padre del peccato ed è umido e caldo, brilla negli occhi della signora in carne mentre osserva la vetrina di una pasticceria in Sicilia; brilla come la sua lingua mentre scivola sulle sue labbra da bambola e le fa risplendere e brillare a sua volta di voglia, un bisogno sensuale che lei soddisfa comprandosi un cannolo e quando avvicina lentamente alle sue labbra splendenti di voglia, la cialda piena di morbida, aerea, dolcissima ricotta, dentro di lei, già immagina, già sa, già sente, il tepore, il sapore, il gusto di quanto le sue labbra stanno già sfiorando e nel mordere il cannolo, il suo desiderio grida di piacere, urla dentro la sua anima piena di sensi di colpa, il canto della gioia che è quello della creazione. Il desiderio è quella luce che circonda di golosa lussuria i cornetti, i gelati, le piccole paste il cui profumo ti stordisce ed i colori ti seducono, è una ragnatela impalpabile in cui ti lasci avvolgere per avere, saziandoti, il ricordo del paradiso sulla strada dell’inferno,

Il desiderio è il vento della vita e lo vedi negli occhi della ragazza che porta alla bocca il primo pezzo di cassata alla ricotta e che sorride felice mentre guarda golosa, ammirata, stupita e dominata quel piccolo pezzo di morbidissimo piacere e ne diventa silenziosamente schiava, preda di un desiderio che non può dire, di  un sentimento che non si deve sapere. Il desiderio lo vedi nella voglia che s’accende e brucia nel suo sorriso, nei gesti lenti con cui solennemente si concede a quel piccolodolce.

Il desiderio lo vedi negli occhi di un bambino quando guarda una pasta nei banconi della pasticceria e in lei vede le fiabe che potrebbe raccontargli e sente le parole che i grandi non sanno dirgli.

Il desiderio di un bianco e nero con crema alla nocciola ed il cuore di panna è come quello che anche tu senti di notte accanto a lei, quello che raccogli nel profumo della sua pelle, nel suo modo di ridere, che accende i tuoi ricordi, quel profumo prigioniero nelle pieghe nobili o volgari del suo corpo, che tu volgarmente e nobilmente, sensualmente desideri a causa di quel desiderio inarrestabile, invincibile e immortale che chiamano amore e di cui il desiderio, è il piccolo, invisibile, immortale seme.

Desire is the beloved father of sin and it is moist and warm, it shines in the eyes of the curvy and a little fat lady as she watches the window of a pastry shop in Sicily; shines like her tongue as it slips on her doll’s lips and makes her shine and shine with her desire, a sensual need she satisfies by buying a cannolo and slowly brings her waffle full of soft, airy, sweet ricotta and inside it, she already  imagines, she already knows, she already feels, the warmth taste, of what her lips are already brushing and biting into the cannoli; her desire cries for pleasure, it screams into her soul full of guilt, the song of joy that is that of creation. Desire is that light that surrounds of greedy lust the croissants, ice creams, small pastries whose perfume stuns you and the colors seduce you, it is an impalpable spider web in which you let yourself be catched in order to have, satiating, the memory of paradise on the road of the hell,

Desire is the wind of life and you see it in the eyes of the girl who brings to the mouth the first piece of cassata with ricotta and who smiles happily while looking greedy, admired, astonished and dominated by that little piece of soft pleasure, and becomes silently enslaved , prey of a desire that cannot say, of a feeling that one should not know. You see the desire in the desire that ignites and burns on her lips and in her eyes.

You see the desire in the eyes of a child when he looks at sweets in the pastry counters and in it he sees the stories nobody want to tell him and hear the words that the parents don’t know.

The desire for a “black and white cake” with hazelnut cream and in its heart the white cream is like what you feel in the night , what you pick up in the scent of her skin, in her way of laughing that lights up your memories, in the noble or vulgar folds of her body which you vulgarly and nobly, sensuously desires because of that unstoppable invincible and immortal desire which they call love and whose desire is the small, invisible, immortal seed.

[bharatiyamedia-blog]

Fb reveals Libra cryptocurrency, with lofty objectives

http://tinyurl.com/y364uthg SAN FRANCISCO/NEW YORK (Reuters) – Fb Inc plans to launch a cryptocurrency referred to as Libra subsequent yr as a part of its wider efforts to increase past social networking into e-commerce and world funds. FILE PHOTO: A 3D-printed Fb brand standing on PC motherboard is seen on this illustration image, October 26, 2017. Image taken October 26, 2017. REUTERS/Dado Ruvic/File Photograph Fb mentioned it has linked with 28 companions to kind Libra Affiliation, a Geneva-based entity governing its new digital coin, which it is going to launch within the first half of 2020, advertising and marketing supplies and interviews with executives present. Fb additionally created Calibra, a subsidiary which is able to supply digital wallets related to messaging platforms Messenger and WhatsApp to save lots of, ship and spend Libras, which will likely be backed by government-backed belongings. The Menlo Park, California-based firm has massive aspirations for Libra, however client privateness issues or regulatory limitations could current important hurdles. Fb hopes it won’t solely energy transactions between established customers and companies globally, however supply unbanked customers entry to monetary providers. The title “Libra” was impressed by Roman weight measurements, the astrological signal for justice and the French phrase for freedom, mentioned David Marcus, a former PayPal govt who heads the challenge for Fb. “Freedom, justice and cash, which is strictly what we’re attempting to do right here,” Marcus added. Fb additionally seems to be betting it may well squeeze income out of its messaging providers by means of transactions and funds, one thing already occurring on Chinese language social apps like WeChat. Fb, whose shares gained 0.3%, faces a public backlash over a sequence of scandals, and its new enterprise could face opposition from privateness advocates, client teams, regulators and lawmakers internationally. ‘NEED TO REGULATE’ Some have referred to as for Fb to incur penalties, or be forcibly damaged up, for mishandling person knowledge, and never stopping Russian interference within the 2016 U.S. presidential election by means of a social media disinformation marketing campaign. “This instrument for transactions will enable Fb to gather hundreds of thousands and hundreds of thousands of knowledge, which strengthens my conviction that there’s a want to manage the digital giants,” mentioned French Finance Minister Bruno Le Maire in an interview on Europe 1 radio. Le Maire warned mentioned he had requested the heads of the central banks of G7 nations to put in writing a report on the difficulty by mid-July. U.S. Senator Mark Warner, a Virginia Democrat who sits on the Senate Banking Committee, expressed concern that by means of Libra, Fb was utilizing its scale in social networking to attain dominance in adjoining markets like cellular funds. Fb has engaged with regulators in the US and overseas concerning the deliberate cryptocurrency, firm executives mentioned. They might not specify which regulators. The corporate hopes it may well carry world regulators to the desk by publicizing Libra, mentioned Kevin Weil, who runs product for the initiative. “It offers us a foundation to go and have productive conversations with regulators all over the world,” he mentioned. “We’re keen to try this.” A U.S. regulatory supply briefed on the matter mentioned Fb had been in communication with U.S. regulators however added it was nonetheless unclear how the forex can be structured and whether or not it might immediately fall underneath any current U.S. regulatory regimes. The Swiss monetary watchdog mentioned it was in touch with the initiators of the Libra challenge however declined to touch upon whether or not it was acquiring particular regulatory permission or standing. The Financial institution of England mentioned its governor Mark Carney met Fb CEO Mark Zuckerberg earlier this yr, however declined to offer particulars, whereas the Financial institution of Worldwide Settlements in Basel, an umbrella group for central banks, declined to remark. Cryptocurrencies are largely unregulated and traders have misplaced a whole lot of hundreds of thousands by means of hacks and steep worth drops, whereas the market faces money-laundering and terrorist financing allegations. Markus Ferber, a senior German lawmaker within the European parliament, mentioned in a press release that Fb’s new coin ought to put “regulators on excessive alert” and referred to as on the European Commision to start out work on regulatory framework for digital currencies. MAJOR PARTNERS Bitcoin, probably the most well-known cryptocurrency, was created in 2008 as a digital various to conventional currencies, that are managed by governments and central banks. Since then, 1000’s of bitcoin alternate options have launched. However Fb’s standing as a Silicon Valley behemoth that touches billions of individuals all over the world has created important buzz round Libra’s potential. Companions within the challenge embody Mastercard, Visa, Spotify, PayPal, eBay, Uber and Vodafone, in addition to enterprise capital corporations like Andreessen Horowitz. They hope to have 100 members by Libra’s launch. Every member will get one vote on substantial choices and corporations should make investments a minimum of $10 million to affix. Fb doesn’t plan to take care of a management function after 2019. Although there aren’t any banks among the many inaugural members, there have been discussions with lenders who’re ready to see how regulators and customers reply to the challenge earlier than deciding whether or not to affix, mentioned Jorn Lambert, govt vice chairman for digital options at Mastercard. The Libra Affiliation mentioned it plans to lift cash by means of a non-public placement in coming months. PRIVACY, REGULATORY CONCERNS Though Libra backers had been hopeful about its prospects, some mentioned they had been conscious that client privateness issues or regulatory limitations could current hurdles. Calibra will conduct compliance checks on clients who need to use Libra, utilizing verification and anti-fraud processes which are frequent amongst banks, Fb mentioned. FILE PHOTO: A 3D-printed Fb brand is seen in entrance of a displayed cyber code on this illustration taken March 22, 2016. REUTERS/Dado Ruvic/Illustration/File Photograph The subsidiary will solely share buyer knowledge with Fb or exterior events if it has consent, or in “restricted instances” the place it’s vital, Fb mentioned. That would embody for regulation enforcement, public security or basic system performance. Transactions will value people lower than retailers, Fb mentioned, although executives declined to offer specifics. Sri Shivananda, PayPal’s chief expertise officer, mentioned the challenge was nonetheless in its “very, very early days.” Mastercard’s Lambert mentioned a lot wanted to occur earlier than launch. If the challenge receives an excessive amount of regulatory pushback, he mentioned, “we would not launch.” Reporting by Katie Paul and Anna Irrera; further reporting by Brenna Hughes Neghaiwi in ZURICH, Francesco Guarascio in BRUSSELS, Huw Jones, Sinead Cruise and Tom Wilson in LONDON; Myriam Rivet and Inti Landauro in PARIS; Michelle Worth and Pete Schroeder in Washington DC.; Modifying by Lauren Tara LaCapra, Lisa Shumaker, Emelia Sithole-Matarise, Alexander Smith and Nick Zieminski Our Requirements:The Thomson Reuters Trust Principles. Source link

[dragnews]

Wall Street wants more female traders, but old perceptions die hard

NEW YORK (Reuters) – As a biomedical engineering student at Duke University, Priya Karani thought she did not have the right skills to break into the heavily male-dominated field of Wall Street trading.

Priya Karani, Director on Equity Derivatives Trading Desk, poses for a portrait in New York, U.S., June 1, 2018. Picture taken June 1, 2018. REUTERS/Brendan McDermid

“I was never interested in a career in trading at a bank because I didn’t know it was an option,” Karani said.

A decade later, Karani is a director at Barclays PLC (BARC.L) in New York where she trades healthcare derivatives and helps the bank’s effort to attract more women to trading by talking to female college students about her job.

Despite such efforts Karani still represents a small minority since few women apply for jobs in trading, deterred by its decades-old reputation as an “alpha-male territory” and misconceptions about skills it requires.

“Trading is a hard one to crack,” said Jon Regan, a head of global markets for executive search firm Sheffield Haworth. “I don’t think it has changed much, although firms are working hard to improve their gender ratios.”

The firm, which works for many leading investment banks and conducts studies on behalf of its clients, found women generally account for 12 to 15 percent of trading roles, he said.

There are no industry-wide data but the Financial Industry Regulatory Authority, which oversees U.S. brokerages, said women accounted for about 28 percent of individuals registered with it at the end of 2017. Those numbers include not just traders, but also investment advisers.

Banks’ efforts to change that have intensified over the past year with the emergence of the #MeToo movement and growing shareholder calls for disclosures on workforce diversity.

For example, Citigroup Inc (C.N) and Bank of America Corp (BAC.N) released information on diversity and gender pay gap for the first time this year in response to calls from an investment advisory firm.

Since last year, major employers have also been obliged to report gender pay gap data for their British operations, which for banks showed women underrepresented in higher earning roles.

Slideshow (5 Images)

COACHING, NETWORKING AND MENTORING

Barclays’ Sophomore Springboard program that Karani supports is one of several initiatives banks have introduced recently to make trading rooms more diverse.

Citigroup Inc (C.N) does college recruitment focused on informing young women about trading careers and offers them interview coaching, while JPMorgan Chase & Co (JPM.N) has been running an internal program for the past two years called Women Who Trade, which offers networking for female traders of all levels, including potential recruits.

“We are doing a better job at ensuring analyst classes have a better intake (of women),” said Claudia Jury, global co-head of currencies and emerging markets at JPMorgan and a senior sponsor for the program. The bank has hired around 30 women through the program since 2016, it said.

Goldman Sachs Group Inc (GS.N) started its Trader Academy in London last year, offering eight months of mentoring, networking and job shadowing for 16 female college students. The bank plans to expand the program to the Americas this year and Asia soon after.

Goldman has said it wants women to eventually make up half of its overall workforce, but acknowledges trading is far from that goal.

“Having women in particular from a trading perspective has always been a challenge for us,” said Janine Glasenberg, the bank’s head of graduate recruiting in Europe, the Middle East and Africa.

Banks are so keen to improve their diversity ratios that one declined to make young female traders available for interviews out of fear they might get poached by competitors.

Shareholder pressure aside, managers and some studies say hiring more women simply makes business sense.

David Hesketh, chief executive of a London-based startup TradingHub said trading simulations the company ran in 2014 and 2015 for hundreds of interns as part of banks’ recruitment programs showed women made fewer trades and took fewer risks, They would also break the rules less than half as often as men. In all, having more women on a team could translate into savings on brokerage fees, loss provisions and fines.

“That is kind of nuts, if you think some firms are getting fines in the hundreds of millions of dollars,” Hesketh said.

BOYS CLUB VIBE

Yet former female traders interviewed by Reuters describe an industry, which has left behind discriminatory attitudes common only a decade ago, but where women remain heavily outnumbered and can sometimes feel like outsiders in a “boys’ club.”

Simmy Grover, who worked as an equity trader at Morgan Stanley in London between 2006 and 2009, recalled how just over a decade ago one investment bank was ready to offer her a job, but just could not imagine her on the trading floor.

“I remember walking into an interview and I was asked why I had applied for trading because I was a woman and I should be applying to sales.”

Grover, now a researcher at the University College London, said she ended up working as a trader elsewhere anyway. While she said she never felt marginalized on the job, she would sometimes get overlooked by brokers hosting social events- typically involving watching a soccer game and a trip to the pub.

Divya Krishnan, who was a trader between 2009 and 2014 as part of Citi’s program for quantitative analysts, said in her time the bank was already trying to help young recruits, offering networking opportunities and linking them up with experienced female traders.

They told them, she recalls, to be confident and avoid apologizing too much, something she said women tended to do.

But like Grover she found it was harder to fit in after hours. “I was never a sports person, but that was always a topic of conversation. I had to learn that,” Krishnan, who now works for fintech startup Motif, said.

While workplace culture is slow to change, banks focus their outreach in colleges on broadening a pool of potential candidates by dispelling the myth that only math wizards or those with finance degrees can succeed in trading.

“We spend a lot of the time encouraging women who have liberal arts backgrounds to look at this business,” said Amanda Magliaro, a managing director and head of global structured finance distribution at Citigroup.

Magliaro, who graduated as a Japanese language major and holds an MBA in finance, said the efforts, including interview coaching for women joining its internship program, were bearing fruit: “It has improved the numbers.”

Headhunters say, however, it will take time before effects of such efforts show up in banks’ gender ratios.

“Firms would like to have more women in trading and other areas, but there aren’t that many women in the pipeline.” Ross Gregory, a director at recruitment firm Proco Commodities.

Reporting by Anna Irrera; Additional reporting by Catherine Ngai; Editing by Meredith Mazzili and Tomasz Janowski

The post Wall Street wants more female traders, but old perceptions die hard appeared first on World The News.

from World The News https://ift.tt/2l6ST9V via Today News

[newestbalance]

Wall Street wants more female traders, but old perceptions die hard

NEW YORK (Reuters) – As a biomedical engineering student at Duke University, Priya Karani thought she did not have the right skills to break into the heavily male-dominated field of Wall Street trading.

Priya Karani, Director on Equity Derivatives Trading Desk, poses for a portrait in New York, U.S., June 1, 2018. Picture taken June 1, 2018. REUTERS/Brendan McDermid

“I was never interested in a career in trading at a bank because I didn’t know it was an option,” Karani said.

A decade later, Karani is a director at Barclays PLC (BARC.L) in New York where she trades healthcare derivatives and helps the bank’s effort to attract more women to trading by talking to female college students about her job.

Despite such efforts Karani still represents a small minority since few women apply for jobs in trading, deterred by its decades-old reputation as an “alpha-male territory” and misconceptions about skills it requires.

“Trading is a hard one to crack,” said Jon Regan, a head of global markets for executive search firm Sheffield Haworth. “I don’t think it has changed much, although firms are working hard to improve their gender ratios.”

The firm, which works for many leading investment banks and conducts studies on behalf of its clients, found women generally account for 12 to 15 percent of trading roles, he said.

There are no industry-wide data but the Financial Industry Regulatory Authority, which oversees U.S. brokerages, said women accounted for about 28 percent of individuals registered with it at the end of 2017. Those numbers include not just traders, but also investment advisers.

Banks’ efforts to change that have intensified over the past year with the emergence of the #MeToo movement and growing shareholder calls for disclosures on workforce diversity.

For example, Citigroup Inc (C.N) and Bank of America Corp (BAC.N) released information on diversity and gender pay gap for the first time this year in response to calls from an investment advisory firm.

Since last year, major employers have also been obliged to report gender pay gap data for their British operations, which for banks showed women underrepresented in higher earning roles.

Slideshow (5 Images)

COACHING, NETWORKING AND MENTORING

Barclays’ Sophomore Springboard program that Karani supports is one of several initiatives banks have introduced recently to make trading rooms more diverse.

Citigroup Inc (C.N) does college recruitment focused on informing young women about trading careers and offers them interview coaching, while JPMorgan Chase & Co (JPM.N) has been running an internal program for the past two years called Women Who Trade, which offers networking for female traders of all levels, including potential recruits.

“We are doing a better job at ensuring analyst classes have a better intake (of women),” said Claudia Jury, global co-head of currencies and emerging markets at JPMorgan and a senior sponsor for the program. The bank has hired around 30 women through the program since 2016, it said.

Goldman Sachs Group Inc (GS.N) started its Trader Academy in London last year, offering eight months of mentoring, networking and job shadowing for 16 female college students. The bank plans to expand the program to the Americas this year and Asia soon after.

Goldman has said it wants women to eventually make up half of its overall workforce, but acknowledges trading is far from that goal.

“Having women in particular from a trading perspective has always been a challenge for us,” said Janine Glasenberg, the bank’s head of graduate recruiting in Europe, the Middle East and Africa.

Banks are so keen to improve their diversity ratios that one declined to make young female traders available for interviews out of fear they might get poached by competitors.

Shareholder pressure aside, managers and some studies say hiring more women simply makes business sense.

David Hesketh, chief executive of a London-based startup TradingHub said trading simulations the company ran in 2014 and 2015 for hundreds of interns as part of banks’ recruitment programs showed women made fewer trades and took fewer risks, They would also break the rules less than half as often as men. In all, having more women on a team could translate into savings on brokerage fees, loss provisions and fines.

“That is kind of nuts, if you think some firms are getting fines in the hundreds of millions of dollars,” Hesketh said.

BOYS CLUB VIBE

Yet former female traders interviewed by Reuters describe an industry, which has left behind discriminatory attitudes common only a decade ago, but where women remain heavily outnumbered and can sometimes feel like outsiders in a “boys’ club.”

Simmy Grover, who worked as an equity trader at Morgan Stanley in London between 2006 and 2009, recalled how just over a decade ago one investment bank was ready to offer her a job, but just could not imagine her on the trading floor.

“I remember walking into an interview and I was asked why I had applied for trading because I was a woman and I should be applying to sales.”

Grover, now a researcher at the University College London, said she ended up working as a trader elsewhere anyway. While she said she never felt marginalized on the job, she would sometimes get overlooked by brokers hosting social events- typically involving watching a soccer game and a trip to the pub.

Divya Krishnan, who was a trader between 2009 and 2014 as part of Citi’s program for quantitative analysts, said in her time the bank was already trying to help young recruits, offering networking opportunities and linking them up with experienced female traders.

They told them, she recalls, to be confident and avoid apologizing too much, something she said women tended to do.

But like Grover she found it was harder to fit in after hours. “I was never a sports person, but that was always a topic of conversation. I had to learn that,” Krishnan, who now works for fintech startup Motif, said.

While workplace culture is slow to change, banks focus their outreach in colleges on broadening a pool of potential candidates by dispelling the myth that only math wizards or those with finance degrees can succeed in trading.

“We spend a lot of the time encouraging women who have liberal arts backgrounds to look at this business,” said Amanda Magliaro, a managing director and head of global structured finance distribution at Citigroup.

Magliaro, who graduated as a Japanese language major and holds an MBA in finance, said the efforts, including interview coaching for women joining its internship program, were bearing fruit: “It has improved the numbers.”

Headhunters say, however, it will take time before effects of such efforts show up in banks’ gender ratios.

“Firms would like to have more women in trading and other areas, but there aren’t that many women in the pipeline.” Ross Gregory, a director at recruitment firm Proco Commodities.

Reporting by Anna Irrera; Additional reporting by Catherine Ngai; Editing by Meredith Mazzili and Tomasz Janowski

The post Wall Street wants more female traders, but old perceptions die hard appeared first on World The News.

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