#doing whatever you want whenever is not liberty but license
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True freedom is a wonderful gift from God, and it has been a cherished part of your country's history. But when freedom is separated from truth, individuals lose their moral direction and the very fabric of society begins to unravel.
Freedom is not the ability to do anything we want, whenever we want. Rather, freedom is the ability to live responsibly the truth of our relationship with God and with one another.
Remember what Jesus said: "You will know the truth and the truth will set you free."
-St. John Paul II
#saint John Paul II#freedom#truth#Catholic#quotes#our society has given up truth#we have lost moral direction#doing whatever you want whenever is not liberty but license
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Heyo! Could you do some headconons for the MLQC boys with an s/o who is blind or legally blind? I’m legally blind myself (without my glasses or course), so I’m wondering how they might react to finding out and how they would help. Thank you very much!
Of course! I’m so sorry for the extremely long wait nonny! Life has been super hectic since I first started this blog, but with quarantine things have (in a way) finally calmed down! I hope you enjoy (if you ever find this anyways. It’s been so fucking long I’m sorry ksjafkdfksf).
None of the boys would really treat you all that differently if you were legally blind/blind. I think they’d all agree on the fact that you are still a capable of taking care of yourself, even with your poor eyesight. But they certainly have their own ways of helping you when you need it!
Gavin:
Thinks you’re really cute with your glasses on :(( and isn’t afraid to let you know but he’ll definitely get all blushy and smiley hehe. He’s such a softy for you
Is 100%!! Always there to help you !!! Being a total little bit of a mother hen, Gavin will gladly be one gust of wind away to help you out in any situation necessary.
10/10 will read things out for you if you can’t make out the words and it’s honestly the cutest thing kjdkakdjkaf
Always really gentle if he’s helping you maneuver around areas that may be particularly cluttered
Will call to make sure you have your glasses on in case you have a habit of forgetting
Lowkey kinda worried that you might bump into an unseen pole and die or something but he’s also reassured by your own personal capabilities to not do that. He won’t totally treat you like you’re fragile, but he does take care to look out for you when he needs to
He just wants you to be safe :(
Will follow a lot of online tips on how to make his home more accessible for you, but for the most part, he’ll rely more on himself to assist you rather than anything else. He takes pride in being able to help and take care of you when needed
Easily the best at making you feel the most protected. He’s there for you whenever you need him, and in every single situation he’s always thinking of how to care for you/protect you! Maybe it seems a little suffocating at times, but Gavin is always the one to be on watchdog mode when it comes to your wellbeing.
Kiro
Puts on your glasses for fun to see what he’ll look like in them lol
Look, MC! I look just like you don’t I?
Wouldn’t be surprised if he wears contacts himself, but he would totally buy a matching pair of glasses frames so he could twin with you
Always by your side with a patient smile whenever you need him. Much like Gavin, he loves helping you too! Definitely gives you more liberty to take care of yourself, though.
Asks before offering assistance because he doesn’t want to step in your way
Kiro especially loves helping you because it means he gets to spend just that extra bit of time with you. You’re both working people with busy schedules, and with Kiro’s perpetually tight schedule sometimes it’s hard to really have that one-on-one alone time with each other. So he will happily come over and help whenever you need it.
Sometimes kind of of forgetful of your impairment and may not always be the best at giving you the most descriptive directions of where things are located.
It’s on the left, MC!
...Kiro I’m blind
Will ask you if you have a heightened sense of smell or hearing or something to make up for your lack of vision lmao
Surprised by the seemingly lack of resources for people with vision impairments. He wants you to receive the same treatment as he does anywhere you two go!
Will definitely be a public advocate for improvements in public life for those with vision impairments!!!!! He’ll take to social media and even to the higher ups he’s acquainted with to support any measures that’ll improve daily life for people who are visually impaired (or have any other disabilities, really).
Easily the best at making you find more sparkle in your life. Kiro knows having impaired vision is no bueno and can make like more difficult, but with him around, the little setbacks become less frustrating and more fun
Lucien
Is that bitch who will ask you how many fingers he’s holding up to test your vision
but as a joke
The most knowledgeable about such vision impairments!! Duh !!! He’s also got a wide range of knowledge on the best ways to help you. In that sense, he’s also the most relaxed about it
Is a fellow glasses wearer because we all know his vision is probably fucked from the many late nighters he’s pulled with his nose stuck in a textbook or something
Is probably knowledgeable enough to check up on your eyes for you, but he’ll suggest you visit a licensed practitioner anyways for most future needs
Would really love to take you out to a variety of exhibits that focus on more visual effects (i.e. an art museum, a film festival, an aquarium, etc.), but depending on the severity of your vision loss, he’s sure to find alternatives that you can fully enjoy as well! Will take you out to go listen to a beautiful concerto, visit a local animal shelter, or an art class instead!
Really good at describing things for you when you need it. He’s got a wide range of vocabulary and a really nice voice so he’ll easy make anything as descriptive as possible for you
Will sometimes help you out without asking if you need it. Not in an unassuming “you can’t do anything” way. He just likes to play the part of prince charming. But for the most part, he’ll always ask to help before he does anything.
Will use this as an excuse to hold your hand or tuck your arm into his more often
Easily the best at making you feel the most included in whatever activity you’re partaking in. Will never make your lack of vision seem like a setback or a nuisance.
Victor
Offers you the best resources needed to help with your vision impairment. The best eye doctor, the best public services, etc.
He has a lot of connections with a lot of different people, so there’s no way he can offer you something other than the best of the best
Carries spare glasses with him that have your prescription or any other tool that’ll help you see
For the most part,,,he really doesn’t treat you any differently. He’s not much of a coddler imo, so he’ll kind of leave you to your own devices
That’s not to say that Victor won’t help at all--it’s far from that!--but he just won’t be constantly breathing down your neck to see if you need help. He really believes in your independence
His general help is in more subtle ways, like offering to drive you home every night so you don’t have to worry about walking alone in the dark, or conveniently ordering any business documents sent your way to have larger text font in order to help you read a bit better
But if you ever need anything from him, you’ll get top quality service for sure!
Good at boosting your confidence. Perhaps he’s not overtly expressive in his praise, but his continual belief in your own capabilities to do things on your own really help you feel like more of a “normal” person.
Adds in little touches to all of his at-home facilities that’ll allow you to use everything he owns more freely
Huge supporter to charities for the blind. Will also directly fund city-wide projects that help the blind
Easily the best at making you feel the most confident! He really shows you that you’re just as capable at anyone else to be successful and thrive, and anyone who says otherwise can go to hell.
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Phil’s Road Trip Playlist
Thank you anon for the wonderful prompt, I hope you’re still around and I’m not too late at filling this! And I know you said fluffy and then sex but I got inspired to do something different so I’m sorry it doesn’t actually fulfil your prompt entirely :x but this could always mean a possible part 2 :~)
This is different from what I’m used to writing, I wanted to try something new and I really enjoyed it even if it doesn’t match up to my smut only fics lol. I hope you guys enjoy my first non-smut fic :)
7767 words of uni roommates!phan, angst, fluff, friends to lovers, songfic
Thank you for voting this to First Place in Undiscovered Fic category of the Phanficawards 2019 <3
or read on ao3!
“You alright?” Phil asked quietly, slinging his bag off his shoulder and dropping it to the floor before cautiously moving towards the motionless body in the bed opposite his.
His roommate didn’t answer him, just brought his blanket over his face.
Dan sighed. The only thing worse than sinking again is letting Phil see him sink again. He had tried. He’d tried to be better, stay better for the sake of Phil. If only so he wouldn’t have to see concern and worry and even sadness pool in those bright blue eyes. But sometimes he just couldn’t help falling back into the dark abyss of emptiness. What else could he do if everything is pointless anyways.
Dan felt the edge of his bed dip. He shut his eyes, not wanting to face the world. Not wanting to face his roommate and the fact that he’s a disappointment for letting his roommate down again. He knows Phil would never blame him, but deep down he blames himself for causing Phil so much worry.
Gentle hands pulled the blanket off his face. Dan blinked up, regretting it instantly when he saw Phil’s brows crease.
Phil hated seeing him like this. He knew that behind that lifeless stare was a warm hazel, full of wonder and awe. He loved seeing those eyes look back at him with excitement when they skip lectures for a movie, how they twinkle with hope when Phil assures him that everything will be fine in times when he couldn’t see anything positive in his future. Or in times when he couldn’t see himself even having a future at all.
“What happened?”
Whenever Dan was in this dark part of his mind, he just felt numb and emotionless. But Phil could simply say two words and suddenly his eyes stung with tears, his heart beat with fury and he felt too much all at once.
He wanted to answer Phil, wanted to yell at him, wanted to disappear. But he didn’t have the energy for any of that. All he could do was shrug and shut his eyes again.
Phil brushed away the curl that was covering Dan’s forehead. Dan can’t remember the last time he had a haircut, and he was sure that his messy tangled curls were definitely an unruly sight.
“Could you try to get up for me please? I know you haven’t eaten since yesterday and we should have lunch now,” Phil spoke softly, his words so full of care that Dan can’t deny his requests even if he wanted to.
Dan felt like his whole body was protesting as he tried to sit up. He’d been in bed since yesterday afternoon, and judging from Phil returning from school, it was probably past noon now. Still it didn’t feel like he’d had any rest at all. His mouth felt dry, but he didn’t have the appetite to eat or even drink.
“M’not hungry,” was all Dan managed to mumble out.
Phil bit his lip as he thought of how to coax Dan out of his bed. He knew that Dan always tried his best for him, even if he felt too exhausted to do anything. But he also didn’t want to push Dan too hard when he got like this. He took Dan’s hand in his.
Dan stared at his hand being sandwiched between Phil’s. Phil felt so warm around his cold hand. He slowly looked up at Phil quizzically.
“Let’s go for a drive,” Phil suggested softly.
Phil wasn’t a good driver; failed twice before finally getting his license and then never making use of it for a year after getting it despite having a car that was gifted to him by his parents for finally passing. Dan knew this and joked about how he would never risk his life being Phil’s passenger. But there was one day when Dan was falling into the darkness again, and he said something that stuck to Phil.
Dan talked about how he just wanted to feel free. The kind of freedom where he wouldn’t have to think about any responsibility he had, any failures or people he’d disappointed. The kind of freedom that he knew was temporary, but forgetting about his past and future to live in the moment would help him feel at peace even if just for a while until his mind was clear enough again to face his problems.
And Dan talked about how he’d feel that kind of fleeting freedom when he went on road trips. The vast fields and open skies as far as he could see down the never-ending road ahead gave him a sense of liberty. It shows him how big the world is, and how small his problems are in contrast. That there is so much more to life and what the world has to offer than his own worries and anxiety. And when he sees it that way, he’ll get more confident in trying to overcome his problems, instead of letting them eat him up instead.
Since then, Phil actually started practising his driving more. Dan was skeptical at first, but Phil insisted on driving him to campus one day. Dan thought he’d fear for his life, but it ended up being a really pleasant ride and he never made fun of his driving ever again.
“Where to?” Dan mumbled, staring at Phil’s thumb tracing circles on his hand.
“Anywhere. Nowhere, it doesn’t matter. But let’s just get out of here for a while,” Phil said, hoping for Dan to agree.
When Dan looked back up at Phil, all Phil could see was a cold, despondent stare that he was determined to bring warmth back into.
Dan’s whole body felt heavy, it was screaming at him to go back under the covers. But he looked at Phil, looked at his hopeful smile and his encouraging eyes. He already felt enough of a disappointment, he just couldn’t disappoint his best friend any further.
So Dan gave a small nod, making Phil’s whole face light up.
Phil quickly got up and grabbed a few pieces of clothing for both of them, shoving them into his backpack. Just in case. He didn’t know how long he’d need to drive before Dan felt better again.
When he was done packing, he turned back to Dan whose eyebrows were knitted together as he looked at him. He was probably wondering why Phil needed to pack, but he didn’t voice it out.
Phil came back to Dan’s bed and held onto Dan’s hands again. He gently pulled Dan up, and Dan pliantly allowed his body to be moved as Phil pleased.
“Let’s go,” Phil said excitedly, never letting go of Dan’s hand as he dragged his friend out of their room.
Dan immediately shut his eyes once he got settled in the car. The sun was blinding, and he felt like it was sucking whatever little energy he had left out of him. He just wanted to sleep. He trusted Phil to keep them both safe as he drove to wherever.
Phil looked over at Dan in dismay. He hoped that his plan would work, he just had to give Dan time. He was feeling hungry, having missed breakfast to attend his morning lecture and missed lunch to get back to Dan as soon as he could. So he decided to get them both food first.
Phil could tell that Dan wasn’t asleep because every now and then he would peek an eye open just to see where they were. So Phil knew that he wouldn’t be disturbing Dan if he filled the silence with music.
Dan’s brain was demanding him to sleep but shouting at him about all his worries at the same time. But through the loudness of his mind, he could still hear the song Phil started playing.
Sleeping is giving in No matter what the time is Sleeping is giving in So lift those heavy eyelids
The lyrics hit Dan, and he opened his eyes and looked at Phil. He wondered if Phil chose the song on purpose.
“Oh sorry did you wanna sleep? I can turn it off-”
“S’fine,” Dan interrupted, “but what are you playing?”
Phil tried to hide his joy. That was the most he’d heard his best friend speak at once in the past few days.
“It’s my road trip playlist!” he responded excitedly.
People say that your dreams are the only things that save ya Come on baby in our dreams, we can live our misbehaviour
Dan grunted in what he hoped Phil understood as an approval before facing away from him again. He leaned against the window, staring blankly at the cars passing by. He thought about how his dreams could save him, if only they were attainable.
Dan had zoned out after that, liking the buzz in his head more than the song forcing him to be self-aware. But as Phil slowed into a driveway, he tuned back into the present.
“What d’ya wanna get?” Phil asked, stopping behind a queue of cars.
Dan looked around and realised that Phil had entered a McDonalds drive-thru.
Dan shrugged, “Anything.”
Dan knew that Phil knows Dan’s go-to order at McDonalds anyway. And Phil knew that Dan knew that, but he was just trying to get Dan to talk.
A few minutes later, Phil was shoving a big bag onto Dan’s lap. The aroma of the food did stir Dan’s stomach up. It growled as Dan salivated. The thing about sinking into the darkness was that even if he was hungry, he’d be too preoccupied with fighting against the demons in his head to realise. But with the food now right on his lap, he suddenly couldn’t wait to eat. He looked over at Phil.
Phil smiled at him, it was the first time that day that Dan’s gaze was more than just a blank, dead one. Phil thought he looked kinda cute all wide-eyed silently asking if he could eat.
“Go ahead! I’ll find somewhere to park first,” he said as he drove into the carpark.
Dan looked into the bag. Phil had gotten him a quarter pounder with fries and a milkshake. Just as he liked it. He grabbed a couple of fries and started munching on them first.
When Phil was parked, they took their food out and laid it out as best as they could on the dashboard.
“How come we used the drive thru just to sit at the carpark?” Dan mumbled.
“Well I thought you wouldn’t want to enter the place with the crowd in there and all...” Phil rationalised.
“You’re right,” Dan mused, “I wouldn’t have liked that. Thanks.”
Phil smiled, glad he did make the right choice. He started digging into his big mac, but kept a watchful eye on Dan to make sure he ate too.
Dan was still slowly munching on his fries. When he noticed that Phil was glancing over at him, he wordlessly offered Phil some of his fries.
“It’s alright, I got my own,” Phil said with his mouth still full.
But Dan insisted, bringing the fries in his fingers closer to Phil’s face. Phil’s giggle was stifled when the fries were pushed into his mouth. Phil smiled as he chewed, happy that his friend was slowly feeling okay enough to show affection again. Dan didn’t even seem bothered that his fingertips were caught between Phil’s lips.
Dan quite liked feeding Phil. He wasn’t sure exactly why, but he always got a sense of joy whenever he let his friend have a bite of his pizza, or fed him a forkful of pasta, or tilted his drink for Phil to take a sip. And it was nice to feel something other than emptiness as he fed Phil his fries this time.
Phil was aware how Dan liked to feed him when he was being in a cheeky mood. Dan didn’t seem to be doing this to be cheeky this time, but Phil was happy it’s happening all the same, and he’d accept however much food being fed to him to make his friend happy.
Dan alternated between eating his fries and giving some to Phil. He liked how Phil didn’t question him or make him stop, but just accepted his offer every time. When he eventually ran out of fries, he wiped his hand clean and looked out the window.
“You not gonna eat your burger?” Phil asked, wiping his mouth as he finished his own food.
Dan busied himself looking at a couple of kids laughing and running into the restaurant. Oh what fun it is to be young and free. He shook his head no.
Phil’s shoulders drooped a little. He’d thought that Dan was starting to feel better.
“’m full already,” Dan answered, “maybe later.”
“Okay,” Phil responded softly.
Phil started the car and slowly went out of the driveway. He drove aimlessly. He didn’t have a proper destination in mind, and he didn’t really care how long he’d have to drive or where they ended up as long as they were together and he’d have his Dan by the end of it. He saw the sign saying they were leaving Manchester, and decided to just continue driving south.
Phil’s road trip playlist started again, but the songs didn’t hit home as much as the first one, so Dan asked him to restart it.
People try and hide the light Underneath the covers
Dan stared out the window most of the ride. The weather was the opposite of his gloomy mood. The late afternoon sun was beaming down on them. He saw cows and sheep grazing lazily on the open fields. The clouds looked beautiful against the blue sky. For a fleeting moment, Dan let himself believe that life can be beautiful. He grabbed his milkshake, overwhelmed by the sudden thought. Perhaps the milkshake can give him a brain freeze that would numb him from overthinking for a while.
Now here's the sun, it's alright Lies, lies
Dan appreciated that Phil didn’t try to force a conversation out of him. Phil knew that he needed his space even while he needed someone to be there for him at the same time. He never thought anyone would get that, but Phil does. Phil understands him so well that it scares him as much as it comforts him sometimes. He sipped on his milkshake harder.
The song ended, Phil’s playlist moving on to a more upbeat pop song. Phil tapped along to the song on his steering wheel, humming at the chorus. Dan looked over at his friend. Phil seemed so content to just drive. Drive for no reason other than for Dan to clear his mind. Although it was his petrol and his time of day that Dan was wasting.
Phil looked back over just then, and smiled at Dan. Dan pursed his lips into a forced smile, even though he meant it in a genuine way. He just couldn’t understand why Phil would care for him this much.
“Why are you driving?”
Phil’s brows creased together.
“What do you mean?”
“I mean, why are you doing this? Don’t you have that assignment due soon? And your petrol-”
“Don’t worry about any of that Dan, you know I’m always here for you. I want to help you feel better, no matter what.”
Dan gulped. The sincerity in Phil’s voice scared him. He didn’t feel like he deserved such attention and care from anyone. He turned back to facing the road ahead. The unending path taking them to anywhere, nowhere. Taking them to wherever it is that Dan will supposedly feel better, before heading back.
Dan’s reaction worried Phil a little. He was afraid that Dan might’ve changed his mind about this road trip. Perhaps it wasn’t a good idea all along, and Dan was just following along because he felt like he had to.
“We could always go back if you want?” Phil asked tentatively.
Dan looked surprised for a second, but he shook his head almost immediately.
“No, I like this. Thank you,” Dan murmured.
He wished he could show his gratitude better. Maybe when he felt better he’d repay Phil somehow.
“If you wanna go back at any time just tell me, alright?” Phil asked, still a little worried.
Dan nodded, proceeding to sip on his milkshake.
They fell into comfortable silence again. If only Dan’s mind could match the silence between them.
Dan started thinking about his latest episode and the main thing on his mind. A lot of times, his mood plummeted for almost no reason at all, but sometimes he’d have a clearer understanding of why it happened. Especially if his mind won’t stop reminding him about his main worry at the moment.
He stole glances at Phil. Phil, his roommate of 3 years since his first day of university. Phil, who quickly became his best friend. Phil, a year his senior who would be graduating in about a month. Phil, who had been by his side through everything he’d been through both good and bad.
He has no clue how he was going to survive his final year without Phil. Phil had been there for him through every breakdown he had in university. He’d quickly learned how to help Dan in such situations, and by now it’s like he knew just what Dan needed even if Dan didn’t know himself.
Pro-pro-pro-pro-pro-pro-pro-pro-pro-pro-paganda
Dan’s inner monologue was momentarily interrupted.
“How is this a road trip song?” he chuckled a little.
Phil didn’t care if it wasn’t an appropriate road trip song. If it made Dan laugh, even just a little, then it stays on the playlist.
“Okay I may not be the best at making playlists that follow the theme properly,” Phil giggled, “but I like this song!”
Dan can’t argue with Phil there, not when he looked so damn adorable with his tongue poking out as he giggled. He felt something flutter in his gut. Something he hadn’t felt in a while since he sank into his darkness. He can’t decide if he liked the feeling or not.
Dan can remember the times he’d felt the flutter in his stomach; there weren’t many before he met Phil. But with Phil, it could happen for the most random reasons and catch him off guard. Things that he never thought would affect him in the slightest would send the butterflies in his stomach into a frenzy whenever Phil did it. Like right now. All Phil was doing was laughing. He’d miss that laugh very much.
Two hours passed, and they reached Birmingham.
“I gotta go pee,” Phil said urgently as he exited the highway and drove to the nearest petrol station.
They both used the restroom and Phil refilled his car’s petrol. Phil got some snacks and drinks, and then he was ready to go off again. But before that, he had to check in on Dan.
“Are you feeling better?” he asked softly.
Dan actually was starting to crawl out of his dark hole, but Phil’s question made him feel like crying. He wasn’t sure if it was in a good way or not. He just wanted to adjust the stray fringe drooping across Phil’s forehead.
“Mhm,” Dan managed to answer.
“So you wanna go back?”
Dan looked at the time. It was only a quarter past five. They had plenty of time. He had plenty of Phil’s time to waste.
“Not yet,” Dan admitted quietly.
Phil smiled softly, “Okay, let’s go then. Oh, and please eat your burger Dan, it’s probably gone cold.”
Dan had almost forgotten he still had food left, but he wasn’t hungry, so he’ll save it for later.
Dan thought that Phil’s playlist was a mess. It had lots of pop songs mixed in with some indie and rock songs, and even an edm song or two thrown in for the hell of it. But it was rather endearing how Phil just put whatever he liked. Dan, on the other hand, would have to analyse every single lyric of every song, would have to feel the correct emotions as the song plays, for it to be put in his themed playlists. He wished he could give less of a shit like Phil for these kind of things that ultimately don’t matter as long as you’re having fun in the end.
But a few of the songs in there really made Dan think. And those were the only ones he would actually approve of being in a road trip playlist.
If at some point we all succumb For goodness sake let us be young Because time gets harder to outrun And I'm nobody, I'm not done
Phil observed how Dan gazed far out into the fields. He thought about how Dan’s mind must be running a mile a minute, just like Dan once told him when he got like this. He wished he could hear Dan’s thoughts, if only so he could learn what he needs and how to help him better.
Phil very much preferred the rambly Dan over the silent Dan when he goes through tough times. Even though Dan could ramble on and on endlessly, his monologues were always so profound and Phil was always blown away by his intelligence. He loved having deep conversations with Dan. He always learned something new about Dan, their friendship, or even random facts. And he felt special that Dan was willing to open up to him so much.
But Dan was in a quiet mood now, and he’ll respect that even if it was killing him to know what Dan was thinking.
He recalled the first time Dan had a breakdown in their room. Frankly, Phil was afraid because he really hadn’t known what he could do to help. He’d listened to his friend speak out all his worries that he’d bottled up, and tried to calm him down, but it took about a week for Dan to feel like himself again.
We all got old at breakneck speed Slow it down, go easy on me
Phil thought about how when he met Dan, the teen was so shy and reserved, but as they grew closer and older together, he got to know just how amazing, kind hearted and intelligent he is.
He started thinking about all the moments that they’ve shared over the years in university. Not just big events, but even little everyday moments. Things that don’t seem special when done with other friends were greatly cherished when it was with Dan.
He remembered how after Dan spent the night crying over his overdue assignment that caused his first breakdown, he’d ordered McDonalds for their supper. Dan hadn’t eaten the entire day, and still refused to eat. Phil wasn’t sure what Dan would like, so he just ordered randomly. A quarter pounder with fries and a milkshake. They’d sat on their floor, Dan slowly eating his food while Phil talked animatedly about the squirrels and pigeons he saw on the way to campus. Just going on and on about trivial matters in the hopes of making Dan smile.
And they’ve had plenty of late night suppers over the years. Not all sad of course. Most were actually times they stayed up playing video games. Some nights were spent celebrating little victories like completing essays or passing a quiz. Phil was an introvert himself who didn’t really enjoy going out partying all the time, so he was delighted to have gotten a roommate who felt the same and wouldn’t judge him for turning down a night out. While their coursemates celebrated the end of exams in clubs, Dan and Phil would just have a quiet night in their room with a bottle of wine shared between them. Phil had quickly realised that he didn’t care about making more friends or hanging out with other people, he just wanted to be with Dan.
Phil thought about how they’d skip lectures just to hang out as if they don’t already see enough of each other in their room. How they’d sleep in after a movie marathon the whole night. How they’d mess up the entire pantry every time they tried to cook. How their study sessions in the library almost always ended up in some funny competition to get the other person to make a noise without getting caught. He was going to miss all those little moments, maybe even more so than the big events they went through together.
Phil can’t believe that 3 years with Dan flew by so quickly. He’d had some of the best times of his life with him, and they’d been through some of their toughest together. He sighed inaudibly when he realised just how much he’ll miss Dan when he graduates.
They soon drove past Slough. Phil wondered if they should stop by London, but Dan didn’t seem interested in stopping at all. Dan had dozed off for about half an hour, and when he got up his mood still didn’t seem to improve much. He did, however, start eating his burger.
Dan was peacefully eating but stopped when he realised they were in Slough.
“Please don’t tell me you’re driving me home,” he pleaded.
“No no I’m not,” Phil reassured him, trying not to read too much into how betrayed Dan sounded.
Cause it's cold outside, when you coming home Cause it's hot inside, isn't that enough
Phil loved going home. He was always homesick in university, that is until he met Dan. After Dan came into his life he still always wanted to go home of course, but less because he couldn’t cope living away from family and more because he was just always so eager to share with his family stories about him and Dan and their little adventures.
He’d even brought Dan home during a holiday once, because Dan didn’t want to go back to his own home and Phil couldn’t bear the thought of leaving Dan to spend his holiday alone in campus. His family had loved Dan, and even though Dan was nervous at first, Phil was happy to see how quickly he warmed up to them. Since then, Dan actually spent more holidays with Phil’s family than his own.
Phil never could quite empathise with Dan not liking going home. He did drive Dan back home for a holiday once, and Dan’s family seemed loving and welcoming. Dan had explained to him how his hometown was just filled with bad memories for him. Phil hoped that one day Dan would be able to overcome his past.
Dan visibly relaxed into his seat after Phil reassured him. He looked warily at the sign and the road exiting the highway and leading into his hometown. Dan recalled the first time he followed Phil home for the holidays, after much persuasion from Phil. His mom had sounded really upset over the phone when he informed her he wasn’t going home. But besides the guilt for upsetting his mom, Dan had had the most fun in years. He felt a lump in his throat as he thought about having to spend the holidays alone in campus after Phil graduates. He couldn’t possibly invite himself to Phil’s anymore, can he.
The evening sun gave off a beautiful golden gleam on the horizon. Through the side view mirror, Dan could see the golden hour making his skin glow, despite his eyebags and dark eye circles.
Fascination ends Here we go again
He turned to Phil. The sun brought out the colours of his eyes perfectly. Dan thought that Phil’s eyes were magical, with the way they seemed to change shades under the light. He even told Phil once just how mesmerising he found his eyes to be.
Phil would smile at Dan every time Dan turned to him. Dan took the moment to appreciate how the golden hues from the sun blended with the green-blue of Phil’s eyes. And then he realised that those eyes were looking back at his own tired, dull ones. Dan never imagined that he’d let himself look so disheveled in front of someone so perfect.
Dan decided to pay attention to Phil’s playlist instead of letting his mind fixate again. The beat of the music was throbbing.
I'm not in love I'm not in love I'm not in love
The already propulsive synths become unavoidably sweeping as the singer’s declaration sounds shakier each time he repeats it, as if it was getting harder and harder to convince himself the truth of the words he sang. Dan felt the singer’s emotional vulnerability in his bones, and it wasn’t helping him to stop fixating at all. In fact it did the complete opposite.
He’d never been in a relationship. Neither had Phil. It was a common topic between them - quiet conversations about how they both hope to find love one day. The kind of love that is unconditional, that won’t fade out but grow stronger as time goes on and they understand their partners better. But Dan wasn’t so sure that life could be such a fairytale. Who could love him unconditionally when he was so broken?
He recalled one conversation they had about what they looked for in a partner, and both of them listed characteristics that actually matched each other. Dan wasn’t sure if it was him overthinking that or if it was a coincidence, but Phil didn’t seem to connect the dots, so Dan had concluded that it was just him and repressed it.
And how was he meant to know what love felt like anyway? Were the butterflies in his stomach a sign or are those just short-lived feelings? Where’s the line that crosses between merely caring for someone and actually being in love with them and when do you know that you’ve crossed it?
He rubbed his eyes and wondered if being in love was meant to hurt.
Phil was alarmed when he turned to Dan and noticed that Dan was tearing up. One moment Dan was just gazing at him passively and the next it seemed that he was trembling slightly.
“You alright, Dan?” he voiced his concern.
Dan wanted to respond, but he knew that if he allowed himself so much as to say one word, he’d start bawling, or throwing up his burger. He swallowed thickly, forcing himself to nod his head.
Phil knew by now that Dan was lying, but he also knew not to push Dan too hard if he didn’t want to speak. He knew that Dan would tell him in time. So he just reassured Dan that he’ll be there to listen if Dan decides to talk.
Dan nodded again, turning to look out the window instead. He blinked furiously, not letting his tears fall. He watched the horses running along the fields to calm himself down.
Realisation is always the easy part. It’s the acceptance after that that is harder to conquer. Denial would be more tempting, but Dan knows that won’t be good for him in the long run. He’d burst eventually; all his bottled up emotions will overflow as regret takes over and he could no longer deny his feelings.
But how was he to accept? Deep down, he knew that he’d realised long ago, and that he was quietly in denial all along. Because what other option does he have?
Phil only had a month left before graduating. Before packing up all his stuff in their room and moving out to start the new chapter in his life. And leave this chapter behind, with Dan in it.
Dan had trouble enough accepting that his best friend was leaving soon, how was he supposed to accept the fact that he had feelings for him? And how was he supposed to admit it if the feelings weren’t mutual?
We are not in love We are not in love We are not in love We are not in love
Actually Dan wasn’t sure if it was mutual or not. Sometimes he would catch Phil looking at him in a way that Dan can’t find the words to describe, but it would make his heart skip a beat. Their friends always turned heads whenever Phil invited Dan to his home for the holidays. Phil would almost always rather be with Dan than anyone else, even if he’d already spent the entire week alone with him, but Dan doesn’t know if it’s because he’s just being nice to him or if he’s that introverted. Dan wasn’t able to discern if Phil was just a super caring friend or if he went out of his way for Dan all the time because he actually loved him back. Where is that line?
But the nasty thought at the back of his mind told him that he’s overthinking all those little moments. There’s no way Phil could love him back, especially when he’s more often a burden than a friend. Like right now, when Phil could be resting or completing his assignment, but he’s out here doing the best he can to help Dan feel better instead.
Dan looked at the road signs. They were only less than an hour away from Brighton. He wondered what Phil would do next to help him once the road ends. He needed to start feeling better, for Phil’s sake.
When they reached Brighton, Phil drove to a less touristy part of the beach and parked.
“Let’s get ice cream,” he said, his smile reaching his eyes.
When Dan didn’t answer immediately, Phil tried again.
“C’mon, we gotta at least get out and stretch!! We’ve been cooped up in here too long.”
So Dan agreed, and his knees cracked as he stood up outside the car. Phil stretched his arms and sides, sighing in contentment.
They could hear the waves and smell the salty waters of the English Channel. The sun was going lower on the horizon, the golden hour making the seaside even more beautiful than the plains.
Dan quietly followed Phil to the nearest ice cream shop. Phil walked so close that their hands brushed, and even as Dan blushed, he could tell that Phil didn’t care.
The look on Phil’s face when he got his ice cream was almost enough to make Dan forget his plight. Phil’s smile was contagious, and Dan found himself smiling a little as well while they walked to a quieter part of the beach to enjoy their ice cream.
Phil plopped himself down on the pebbles, and Dan sat a little more gracefully. Phil sighed happily. It took him little to be happy. All he needed was his best friend by his side, a good ice cream and the beautiful sunset as the waves crashed in front of them. He licked his salted caramel ice cream.
When he turned to Dan, to no surprise, Dan was offering him his ice cream. Phil smiled and tasted his friend’s strawberry ice cream before letting him taste his too. Phil’s smile faltered a bit when he realised just how much he’s going to miss peaceful moments like this with Dan. He had to cherish them while they last.
“Feeling better?” Phil checked in again.
“Yup,” Dan said honestly. Now that his mind was clearer on what’s been bugging him recently and now that he’d accepted his feelings, he did feel better. He felt like he didn’t need to numb his emotions anymore. He was free from his dark hole, if just for this moment.
“That’s good, I’m glad the road trip worked,” Phil said cheerfully.
Dan felt a somewhat bittersweet feeling. The crashing of the waves and the seagulls above them were the only sounds breaking their peaceful silence. A couple of people strolled by occasionally, and there were some kids running along the coast with their dogs. Dan thought about how fortunate he was, that he could be anywhere in the world with anyone, but fate placed him with Phil watching the sunset by the beach. He did not want to think about how different his life and his university experience would’ve been if Phil didn’t end up as his roommate.
“Thank you,” Dan said in a small voice.
“It’s alright,” Phil smiled as he ate the last bit of his ice cream cone. He scooted closer to his friend.
“I’m not just talking about the road trip, or the ice cream,” Dan explained, sensing that Phil didn’t quite understand.
Phil tilted his head a little, indicating that he’s listening for Dan to continue.
“Thank you, for driving all the way here. For always being so patient and understanding with me, and dealing with my shit. Even if you don’t get why I think certain things the way I do, like how a drive could help me, you still do them anyway for me. You didn’t have to waste your money or time but you’re so selfless like that and just. Thank you.”
Phil was caught off-guard. Dan did show him appreciation whenever he helped him out of his episodes, but he never really said it with such raw emotion before. Dan’s voice cracked, wavered as he spoke. Phil wanted to say that it’s fine, he was always more than happy to help, but Dan wasn’t done.
“Thank you for. For knowing what I need when even I don’t know what I need. I don’t know how you do that. And thank you for all the times you stood by me when you could’ve gone to your other friends, and for never leaving me alone. For-”
“Dan, your ice cream,” Phil interrupted.
Dan’s ice cream was melting down his fingers, but he didn’t care.
“Thank you for making me feel. When I feel nothing at all, when I’m too numb, you just show up and be you and I feel alive again?” Dan wasn’t even sure if he’s making sense now.
His vision was blurring. He’d spent countless nights with Phil just talking about how he felt all the time, but he’d never really spoken at length about just how much he appreciated Phil. Phil deserved to know what an amazing friend he is, and Dan was now frustrated for not letting Phil know it enough. But he felt vulnerable as he continued speaking, like he’s finally opening all of himself up for Phil to see.
“I don’t know what I’m gonna do without you, Phil,” Dan whispered into his melted ice cream, trembling as he finally let his tears flow free.
“Oh Dan...” Phil whispered, quickly wiping the ice cream off Dan’s messy hand with a napkin.
He then pulled his shaking friend into a tight hug, bracketing his legs around Dan’s thighs and effectively removing any space between them.
“You’ve grown so much in the years I’ve known you, and I know that you’re gonna do just fine,” Phil rubbed his hand on Dan’s back as he spoke into Dan’s ear.
“I’m gonna miss you so much,” Dan’s voice cracked again.
Phil tucked Dan’s head under his chin. Dan fisted at Phil’s shirt as he let his tears fall onto Phil’s chest.
“I’m gonna miss you too, more than you imagine,” Phil started tearing up too.
“But it’s alright, Dan, because we still have a month before I graduate,” Phil said as he pulled away from Dan and lifted his chin so he could look him in the eyes, “And I’ll never forget you or leave you behind after uni.”
Dan looked up and saw nothing but sincerity and certainty in Phil’s eyes. He almost dared himself to believe that nothing would change after Phil was done with uni. But he knows that that’s impossible. Especially if he tells Phil his true feelings.
He was still afraid of how Phil would react. This could ruin everything they had, but Dan was willing to take the risk. He’d gone too many sleepless nights just thinking and denying and bottling up everything about how he felt for Phil. He reckoned that now more than ever was a good time to admit it and then seek closure no matter the outcome.
“I don’t think that’s possible,” Dan whispered almost bitterly.
“Why not?” Phil knitted his brows.
“Because.”
Phil patiently waited. Gave Dan time to voice out what he had in mind. He gently carded his hand through Dan’s matted curls.
Dan breathed in deep. Phil running his hand on his scalp helped him calm down but also made him more afraid to continue speaking. It could possibly be the final touch of affection he’d ever get from Phil, and he wanted it to last.
When he couldn’t drag it out any longer, he dared himself to look Phil in the eyes as he said his next few words.
“Because I love you, Phil.”
Dan felt like a huge weight lifted off his shoulders, but felt his throat and chest tighten up at the same time. He felt free of the secret that’s been eating him up, but the seconds that passed waiting for Phil to respond were filled with dread. He wanted to look away, too ashamed of possibly ruining their friendship, but he couldn’t because Phil’s intense gaze was locked on to his.
As Dan spoke those words with such a painful honesty in his voice, Phil felt as if his heart stopped. He’d never imagined Dan ever saying those words to him. He always thought that he’d been overreacting when things Dan did made his breath hitch, or his stomach come alive with butterflies. He always thought Dan was just super affectionate and would be the same with other friends too. He always liked to think he was special, even if he knew he wasn’t.
But now that Dan has said it, it confirmed that his gut feelings were right after all. All those times he refused to admit to himself that he may be falling for his roommate suddenly seemed so silly. The pain in Dan’s eyes made it seem like he had been so afraid of admitting this, as if he was expecting Phil to run away in disgust. Phil wanted to fix that immediately.
“Oh my god, Dan, I never thought you’d feel the same.”
Dan blinked, not sure if he heard Phil right. There’s no way Phil felt the same for him. The setting sun made the gold-blue of Phil’s eyes glisten beautifully and Dan watched as tears slowly start to fall down Phil’s cheeks, mirroring his.
“I love you too, Dan. There’s no one I’ve ever cared for as much as I do for you,” Phil said brokenly, trying to breathe properly through his crying.
Dan was still in a state of shock. He let himself be wrapped by Phil’s arms as he took in Phil’s words. He was prepared to be left at the beach by a repulsed ex-roommate. But here he was instead, loosely hugging Phil’s waist while being in Phil’s warm embrace.
“You...?” was all Dan answered.
“Yes, Dan, I wasn’t ever gonna say it because I thought you never felt the same,” Phil said, laughing a little at how silly that sounds now.
Phil couldn’t stop crying from joy, he didn’t even know he could cry from happiness this much. He hugged Dan tighter, never wanting to let go.
Dan shook his head in disbelief. Slowly, his lips turned up into a smile. And for the first time in a while, he smiled a genuine smile, finally feeling truly happy.
“The whole week... it was because of this?” Phil said, pulling back from the hug but holding onto Dan’s shoulders.
“...yeah, I’m in love with you but I didn’t want to ruin the friendship we already have,” Dan admitted, finding it so easy to say it now that Phil’s said it too. He felt like he didn’t ever want to stop saying it now.
“I can’t believe we’re like this,” Phil laughed.
Dan laughed too. In hindsight, they both know each other so well already, so they should’ve seen this coming. They should’ve known and trusted their instincts, but who would’ve known that they were both too scared to admit the same thoughts all this while.
They sat there laughing for a while, at how unreal it was that this was how they found out. That this was how they realised they were in love. And in love with each other. Sitting by the beach miles away from where they first met, in front of a beautiful sunset. All because Dan was too numb to feel after feeling too much.
“I promise you, Dan, I’ll never leave you. Not after graduation, not ever for as long as you want me by your side,” Phil said, cupping Dan’s cheeks and thumbing away the stray tears.
“Forever sounds good,” Dan whispered as he smiled up at Phil.
It felt like it happened in slow motion but too fast at the same time, when they both instinctively moved closer. Dan could feel Phil’s breath on his nose but his mind barely had time to register what was happening before he was closing his eyes and feeling Phil’s lips against his.
Dan squeezed Phil’s waist as they kissed. He felt his heart soar right out of his dark abyss. Phil’s hands never left his cheeks, and his lips felt like home. Dan found comfort in this strange sense of familiarity in the new beginning upon them.
Phil can’t count the number of times he’d wished he could kiss Dan on his hands. His heart was beating rapidly as he pressed his lips against Dan’s, he can’t believe he was finally getting his wish. It felt right, like they were meant to fit each other. Dan’s lips was soft against his, and he thinks that he could never get enough of it.
They pulled back when they needed air. Phil could finally see the life in Dan’s eyes again. The sun was almost completely set, but the last few rays it was leaving behind illuminated the hazel in Dan’s eyes. Phil thought that he looked absolutely beautiful, wet cheeks and all.
Dan’s mind was still running a mile a minute, but with all good thoughts now. He wondered what this now means for them, where they’d be headed from now on. But they would figure things out. He knew they’d be by each other’s side through anything just like they’d always been, and that’s all that matters.
“Are we going back now?” he asked, feeling Phil’s breath against his lips.
“We’ve only just got here, we’ve got time,” Phil said, unable to contain his smile.
songs featured from Phil’s road trip playlist:
Rebellion (Lies) - Arcade Fire
Propaganda - Muse
Wetsuit - The Vaccines
Not In Love - Crystal Castles
(in order, new song after each line break except Propaganda)
-
do tell me what you think! :) maybe I could try venturing into more non-smut, or maybe I should stick to smut only lmao
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Fun fact- prana is a concept in Buddishm! It's about becoming a higher being. So there is quite a solid foundation for it!
Fun fact- while sending someone an anon message is a-okay, whenever you go to someone’s ask box on anon and start your statement with “fun fact” you’re going to come off as being condescending and passive aggressive.
So, I get you’re trying to comment about this post, but the way you’re doing it is rude. If you’re Buddhist or have done extensive research on Buddhism by all means, please write a post about prana and how it applies to ygo/DSOD in order to provide the fandom with valuable information, but please don’t “fun fact” me. So yes, prana is a real concept found in Buddhism; however that doesn’t mean Takahasi wasn’t taking great artistic liberty with how he applied the concept to DSOD. Diva certainly wasn’t following the Eightfold Path as he banished human souls and tried to hurt Ryou.
Feng Shui is real too, but the manga reduces the concept to a card game where you summon elemental dragons to battle each other and if you loose, a jar sucks up your soul. That’s massively different than real life Feng Shui where you realize the Five Yellow is moving to your doorway as a new year rolls around so you decide to hang up a 6-rod metal windchime in that area as a remedy.
Ka is also a real concept in Egyptian myths, but your ka is your lifeforce- not a monster you summon to battle people with. Takahasi often researches cool concepts and then uses creative license to reshape those concepts into whatever he wants for the sake of his story. Which is something many artists do; I’m personally pro-creative-license in works. But that means- despite prana being an actual concept- plana, as it’s applied in the ygo verse, still runs into “fever dream” territory b/c Takahashi isn’t trying to represent Buddhist concepts in his movie- he’s using plana as a MacGuffin to move the story along.
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More stress in my life = more crack for you all.
I haven’t even reached Tony’s part of the timeline in LTTR/OTNC, or even touched the Civil War arc of TWiFFON yet here you go, mini-crossover snippets of my two biggest AUs thus far that I’m now considering expanding later.
Warnings: everything Welcome to Night Vale-related, because LTTR/OtNC!Tony’s got it in his blood. Only referenced, though, nothing graphic.
This is in the grey area between ‘just messing around’ and ‘can be considered canon’ because this is set at the ending of TWiFFON, and as of right now OTNC is nothing more than a fic idea that I’ve only started to expand a little, set in the same universe as Live Through The Rain, wherein Maria Stark née Carbonell was born and raised in Night Vale.
Just random scenes in my head that I couldn’t get rid of, here.
Under the cut, because RIP mobile users otherwise.
Tony straightened up, and dusted himself off. He...probably shouldn't have been messing with dark matter like that when Clint was around, in retrospect, oops—wait.
No, wait.
The universe wasn’t—oh shit.
The universe didn’t— it wasn’t singing to him like usual, it was in a minor key instead of a major, uh-oh JARVIS would rip a hole in whatever reality to drag him back and Pepper was going to kill him.
Umm.
Umm. Okay. Where was he, exactly? He needed to get home, where the hell was he and how’d he even gotten wherever he was in the first pla—ah.
Cue robots, of course. Okay, Tony could work with that. They felt almost familiar, but far emptier than what he was used to, but he could work with it. If they were friendly, great. If not, he had his bloodstones and gear on him, and knew enough combat invocations to at least make a dent.
“I take it you’re the welcoming committee here?” He asked dryly to one, and started walking before they said a word.
“Greetings. I take it you are aware of your displacement? Come with us, please, we can help get you back.”
Ah, they were friendly and polite. Great, his laser knife-fighting skills were rusty anyway.
“This is Tuesday to you guys, isn't it? Random strangers accidentally falling through the fabric of reality?”
Great! Hopefully nobody’d be looking at him weird here, if this kind of thing was normal. It’d be a nice change of pace, for once.
...he took that back, this place was just as weak as his own dimension. Dammit.
“So, you’re saying you’re used to evil clones and that’s why you jumped out the window of a several-hundred-foot building.” His double said, a hand on his watch and an incredulous look on his face. Besides him, a young man in a red-and-blue suit stood, mask in hand and watching the two of them like a tennis match, and some dude with a cape was in the corner and managing to both keep a wary eye on things but also very clearly trying not to smile and failing badly.
“Yeah, I mean, I took Bio 351 in college. Got excellent marks on the final. Besides, it’s not like you have room to talk, Mr. I Took Over The Planet.”
“You...okay. What exactly do you need, to get back home? Because this is weird even by my new standards and I hadn’t thought it was possible, and stop laughing and help me out here, Strange, dammit.”
“Oh, shouldn't be too hard, my main worry is JARVIS tearing apart reality looking for me. Always annoying, that.”
“And for the record, I didn’t mean to take over, it sort of...just happened. Wait, what do you mean JARVIS can warp reality? He’s an AI, isn’t he?”
“Well, duh. But computer science is an arcane field. Coding’s right up there with dark magic.”
His alternate looked like he’d been smacked by a fish, and leaned back. “Science? Arcane? You— okay, no, I don’t even, Strange get over here I think this is more your field than mine.”
and, later on,
[with some potential spoilers for what’s going to happen in OTNC when things get a bit more serious]:
“So, why the robot army. I mean, no complaints here, but personally I’d been looking more into other fields.” Tony started. Because sure, the Iron Legion looked pretty shiny, but it was also pretty hard to follow, especially given the looks this universe’s Avengers gave his double the moment he brought up said robot army.
“Did you guys not get invaded? The name Thanos ring any bells?” Hope—as she’d introduced herself as— asked carefully, trying to feign being casual but Tony didn’t miss the way the others had stilled...great.
It’d better just be a dimensional thing and not a Night Vale thing because that’d be just the goddamn cherry on top, seriously.
“I mean, we had New York just a few months ago, but that was more annoying than—” He cut off when the room all but exploded, and maybe he was using his power for evil but Tony couldn’t help but keep an extra sharp ear out for anything he could use amidst the muttering.
“We should tell him—”
“No, but his dimension’s—”
“Should you—”
“I mean—”
Tony tried to get their attention, but it’s not until he brought out the big guns and said something in Triple Spanish that the room remembered he was part of the conversation too.
Of course, he also got weird looks, because he still weirded anyone who wasn’t Happy or Pepper or Rhodey out, whenever he messed with intonations.
“What the hell was that?” Hope demanded, a hand sitting on her...was that a taser?
“Triple Spanish. For when I need to get the room’s attention. Tell me what, by the way?”
...apparently the room agreed on letting him know what his dimension might be in for. Good.
“Just curious—didn’t you go through a portal, during New York? Because that was...a pretty big moment, for me.”
“Well, yeah, but it wasn’t like I saw the Void or anything. The warhead made a very nice boom, but overall it was just deep space, nothing special.”
“Nothing specia—” his alternate managed to choke out, all-but-glaring at him. Rhodey’s less-chill clone was about as stunned, too.
“I mean, I’d been warned all my life about looking into the Void, how it can drive some into madness and everything, think I caught a glimpse of it during the one astronomy class I snuck into, way back when. But what I saw wasn’t it.”
His double just stared.
and even more ridiculousness, because why not. Taking quite a few liberties with stuff from WtNV, here:
“So, New York differences notwithstanding, that probably means you’re probably going to need to deal with Thanos. Big, purple megalomaniac, wants to kill everything he encounters.”
That got Tony’s attention.
He straightened up, and noticed the glances that were being thrown his way.
“He’s a tyrannical despot? Wants to bathe in the blood of his enemies or whatever? Has a huge never-ending army?” He asked, not even bothering to hide the edge in his voice now. Oh crap oh crap oh crap—
“Yes,” Rhodey’s alternate said.
Well, fuck. Tony leaned back, and hoped nobody noticed the tremor in his hands, or the way the shadows by the table were suddenly a lot more jittery than they had any right to be.
“So you’re saying I’ve going to need to gear up for the Blood-Space War. Damn.”
Okay, he could do this. Tony took a deep breath, let it out, and ran a hand through his hair. Just keep everything under control, this was fine—
“What do you mean ‘blood-space war?’” A very pale version of himself asked, echoed by the entire room in varying tones.
Oops.
“In my dimension, mom’s from Night Vale. I take it she’s not, here?” Tony looked at his hopefully-not-evil clone for confirmation. When he shook his head, it wasn’t a surprise. [Well, that explained some things.]
“I’m Night Vale, too. It’s a long story, but the short version is it’s a small town with some apparently unusual quirks. Me, I don’t see what the big deal is about time travel requiring a license, but whatever. The Blood-Space War will happen at an unspecified point in time, when reality and unreality are at a nexus, neverwhere and yet eternal.”
Tony paused to take a drink, noticed everyone’s looks, and continued.
“Some of Night Vale’s people’ve enlisted. They get sent out, across time and space. Plus there’s the Society for A Blood-Space War, who sends time-traveling assassins to prevent despots from ever starting their reigns of terror.”
“You what now?”
“Ġ̫͙͋͑͗r͔̣̩̞͉̪̖ͬ̈́̋̆̎̓̐̀͑a̝̗͉͕͈ͯͨ̎ͧ͛ͭͨn̜̼͙̣̈́̓̋ͭ͗̃d͚̰̤̀p̮̮̖̝̖͍ͦ̎a̳̯̲͍͈͊̂ͥͥͦ̂͗ sent letters home like clockwork.”
Tony had not meant to make them flinch like that. Right, English only when it came to outsiders, oops. [But talking about his grandfather just felt weird without the proper intonation!]
“Grandpa enlisted when mom was...seven, I think. He sends letters like clockwork, last I heard he was slated to command a battalion... But yeah. Blood-Space War. I’ve been trying to lay the groundwork to protect our guys for a while now, guess I’ll need to step up my game. Thanks for the heads up, though.”
These people’s expressions were about on par with his own team’s, when they first found out about Night Vale. [People never change, do they?]
Finally, this Strange guy broke the silence. “Let’s...focus on getting you home, shall we? And hopefully the rest of us’ll be able to wrap our heads around...this.”
If Tony wasn’t so resigned to it, he’d pity them. As it was, this was old hat and the sooner he got home, the better. At least there everyone he cared about was more or less used to his quirks, even if Steve still sometimes made a face whenever he drank his smoothies. Odds were JARVIS was busy on his own end, anyway, and Tony needed to start planning for this latest development too.
Clearly, he’d need to find Night Vale sooner rather than later...hmm.
There’s more to it that that, of course, but these snippets were the ones that really wanted out.
Because, just imagine it: OTNC!Tony, aka NightVale!Tony, just crash-landing TWiFFON and breaking everyone’s brains.
#How To Make Sure You're Not Accidentally Shadow Government In 10 Easy Steps#The War is Far From Over Now#Live Through The Rain#Only The Names Change#behind the scenes#behind the scenes mini fic#bonus content#Naught rambles
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The Tao Te Ching: a modern interpretation of Lao Tzu perpetrated by Ron Hogan copyright 2002, 2004
This work is licensed under the Creative Commons Attribution-NoDerivs-NonCommercial License.
Basically, you can distribute this text all over the place, as long as you always attribute it to me, you don't change a word, and you never charge anybody anything to receive it. But read the license for the full details.
-----
FOREWORD
"Ancient Chinese Secret, Huh?"
In the spring of 1994, I was handed a master's degree in film studies and politely invited not to return to graduate school in the fall. So I went to work at Dutton's, a fantastic indie bookstore in Brentwood, less than a mile from the Simpson condo, but that's another story. Doug, the owner, lets his employees borrow books from the inventory, on the principle that you can sell books better if you know them better, and that's how I discovered the Tao Te Ching (or TTC, as I'll abbreviate it from now on).
Oh, I knew about the book beforehand. I knew it existed, anyway, and I knew it was a classic of Eastern philosophy. But that's all I knew. Not that there's that much to know after that, about all anybody can really say about Lao Tzu is that according to legend, about six centuries before Christ, he got fed up with the royal court's inability to take his advice and decided to leave. Then, the story goes, he was stopped at the Great Wall by a guard who begged him to write down some of his teachings for posterity, and the result was this slim volume. Once I actually started to read the thing, I was hooked. Here was a book that managed to say with clarity what I'd been struggling to figure out about spirituality for several years.
The TTC I found at Dutton's was written by Stephen Mitchell, a version which remains popular nearly twenty years after its original composition. Having read a couple dozen translations since, it's still one of the most accessible versions I've seen, but even then, I found his style a bit too refined, too full of a certain "wisdom of the ancients" flavor. For example, here's how Mitchell starts the first chapter:
"The Tao that can be named
is not the eternal Tao.
The name that can be named
is not the eternal Name."
At the time, I was newly infatuated with the writing of Quentin Tarantino and David Mamet, so my dream version of a TTC reflected the simplicity and grit of their dialogue:
"If you can talk about it, it ain't Tao.
If it has a name, it's just another thing."
Anyway, I grabbed a couple other translations and started looking at the different ways they expressed the same sentiments--or, as I quickly discovered, how much poetic license Mitchell and other translators were willing to take with the original text. I don't think this necessarily matters all that much; many current English- language versions are by people who don't know Chinese well, if at all, and I can't read or speak it myself. To that extent, then, we're *all* (unless we're fluent in Chinese, that is) at the mercy of, at best, a secondhand understanding of what Lao Tzu said.
Once I thought I had a rough idea what was behind the words, though, I went about rephrasing the chapters in my own voice. My guiding principle was to take out as much of the "poetry" as possible, to make the text sound like dialogue, so the reader could imagine someone telling him or her what Tao's all about. You can't take the "poetry" out completely, because the TTC is always going to have those lines about Tao being an "eternal mystery" and whatnot.
But the beauty of the book isn't in its language, at least not for me--it's in the practical advice Lao Tzu offers us about how to live a productive, meaningful life on a day to day basis. What I wanted to do was to make that advice as clear to a modern American reader as it would have been to the guard who first asked Lao Tzu to write it down.
I worked through the first twenty chapters, then put the rough draft up on my website under a pseudonym I used online back in those days. A bunch of fan mail came in, so I kept plugging away at the text, then my hard drivecollapsed and all my files were completely erased. I was freelancing pretty steadily then, and what little free time I had I spent building my own website, so the TTC went on hold. I got an occasional email asking about the other chapters, and I developed a stock answer. When it was time for me to finish the job, I told people, I would.
Years went by. I'd left LA for San Francisco, then moved up to Seattle, chasing after big dotcom money. It was great for a while, but as Lao Tzu says, "If you give things too much value, you're going to get ripped off." In the middle of the worst of the frustration, I rediscovered the Tao Te Ching, and realized I needed to finish what I started.
I dug out all my old copies of the TTC and went shopping for more versions, some of which were even better than the ones I'd found the first time. Brian Browne Walker's translation comes close to the modern oral quality I was striving for, though his voice is still much more of an "Eastern sage" voice than mine. David Hinton is somewhat more poetic, but I think he does a wonderful job of capturing what Lao Tzu may have actually sounded like to his contemporaries. And Ursula K. LeGuin strikes a balance between the modern and classical voices that gave me a new perspective on Tao; her commentaries on several chapters are enlightening as well.
I wish I could say that I wrote the remaining sixty-one chapters in a hurried creative frenzy, but things took a little longer than I thought. I got distracted by the decision to move to New York City, and though I did get some work done on the book, it was a little over a year later, when (and, yes, I know how cliched this sounds) the planes crashed into the World Trade Center and I realized I'd still been wasting too much of my life on things that didn't pan out. Instead of talking about getting serious about my life, it was time to actually do it. (Living through the following two and a half years has also made me appreciate chapters 30 and 31 a lot more, for reasons that will become readily apparent.)
So here you are--with my own name attached, as thepseudonym has long since fallen away. From a scholar's point of view, this TTC is unfaithful to the original text on more than one occasion, if not in every single line. Case in point: in chapter 20, Lao Tzu didn't exactly say, "Don't spend too much time thinking about stupid shit." For all the liberties I've taken with his words, however, I've made every attempt to stay true to his message, and I hope you'll find something useful in my efforts.
--Ron Hogan
January 2004
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PART ONE
TAO (THE WAY)
-----
1.
If you can talk about it, it ain't Tao. If it has a name, it's just another thing.
Tao doesn't have a name. Names are for ordinary things.
Stop wanting stuff; it keeps you from seeing what's real. When you want stuff, all you see are things.
Those two sentences mean the same thing. Figure them out, and you've got it made.
2.
If something looks beautiful to you, something else must be ugly. If something seems good, something else must seem bad.
You can't have something without nothing. If no job is difficult, then no job is easy. Some things are up high because other things are down low. You know you're listening to music because it doesn't sound like noise. All that came first, so this must be next.
The Masters get the job done without moving a muscle and get their point across without saying a word.
When things around them fall apart, they stay cool. They don't own much, but they use whatever's at hand. They do the work without expecting any favors. When they're done, they move on to the next job.That's why their work is so damn good.
3.
If you toss compliments around freely, people will waste your time trying to impress you. If you give things too much value, you're going to get ripped off. If you try to please people, you'll just make them pissed.
The Master leads by clearing the crap out of people's heads and opening their hearts. He lowers their aspirations and makes them suck in their guts.
He shows you how to forget what you know and what you want, so nobody can push you around. If you think you've got the answers, he'll mess with your head.
Stop doing stuff all the time, and watch what happens.
4.
How much Tao is there? More than you'll ever need. Use all you want, there's plenty more where that came from.
You can't see Tao, but it's there. Damned if I know where it came from. It's just always been around.
5.
Tao's neutral: it doesn't worry about good or evil. The Masters are neutral: they treat everyone the same.
Lao Tzu said Tao is like a bellows: It's empty, but it could help set the world on fire. If you keep using Tao, it works better. If you keep talking about it, it won't make any sense.
Be cool.
6.
Tao is an eternal mystery, and everything starts with Tao.
Everybody has Tao in them. They just have to use it.
7.
Tao never stops. Why? Because it isn't trying to accomplish anything.
The Masters hang back. That's why they're ahead of the game.
They don't hang on to things. That's how they manage to keep them.
They don't worry about what they can't control. That's why they're always satisfied.
8.
"Doing the right thing" is like water. It's good for all living things,and flows without thinking about where it's going
...just like Tao.
Keep your feet on the ground. Remember what's important. Be there when people need you. Say what you mean. Be prepared for anything. Do whatever you can, whenever it needs doing.
If you don't compare yourself to others, nobody can compare to you.
9.
If you drink too much, you get drunk. The engine won't start if you're always tinkering with it.
If you hoard wealth, you fall into its clutches. If you crave success, you succumb to failure.
Do what you have to do, then walk away. Anything else will drive you nuts.
10.
Can you hold on to your ego and still stay focused on Tao?
Can you relax your mind and body and brace yourself for a new life?
Can you check yourself and see past what's in front of your eyes?
Can you be a leader and not try to prove you're in charge?
Can you deal with what's happening and let it happen?
Can you forget what you know and understand what's real?
Start a job and see it through. Have things without holding on to them. Do the job without expectation of reward. Lead people without giving orders. That's the way you do it.
11.
A wheel has spokes, but it rotates around a hollow center.
A pot is made out of clay or glass, but you keep things in the space inside.
A house is made of wood or brick, but you live between the walls.
We work with something, but we use nothing.
12.
Sight obscures. Noise deafens.
Desire messes with your heart. The world messes with your mind.
A Master watches the world but keeps focused on what's real.
13.
Winning can be just as bad as losing. Confidence can mess you up just as much as fear.
What does "winning can be just as bad as losing" mean?
If you're down, you might be able to get up. But if you're up, you can get knocked down real fast. Don't worry about the score, just do what you have to do.
What does "confidence can mess you up just as much as fear" mean?
Fear can keep you from getting the job done, but confidence can get you in over your head.
Walk tall, but don't get cocky. Know your limits, and nothing can ever hold you back. Deal with what you can. The rest will follow.
14.
You can't see Tao, no matter how hard you look. You can't hear Tao, no matter how hard you listen. You can't hold on to Tao, no matter how hard you grab.
But it's there.
It's in you, and it's all around you.
Remember that.
15.
The ancient Masters were damn impressive. They were deep. Real deep. Words can't even begin to describe how deep they were. You can only talk about how they acted.
They were careful, like a man walking on thin ice. They were cautious, like a soldier behind enemy lines. They were polite, like a guest at a party. They moved quickly, like melting ice. They were as plain as a block of wood. Their minds were as wide as a valley, and their hearts as clear as spring water.
Can you wait for that kind of openness and clarity before you try to understand the world?
Can you hold still until events have unfolded before you do the right thing?
When you act without expectations, you can accomplish great things.
16.
Keep your head clear. Stay calm. Watch as everything happens around you.
Everything reverts to its original state, which was nothing. And when something becomes nothing, it gets right with Tao.
If you don't understand that, you're going to screw up somewhere down the line. If you figure it out, you'll always know what to do.
If you get right with Tao, you won't be afraid to die, because you know you will.
17.
When a Master takes charge, hardly anybody notices. The next best leader is obeyed out of love. After that, there's the leader obeyed out of fear. The worst leader is one who is hated.
Trust and respect people. That's how you earn their trust and respect.
The Masters don't give orders; they work with everybody else. When the job's done, people are amazed at what they accomplished.
18.
When people lose touch with Tao, they start talking about "righteousness" and "sanctity."
When people forget what's true, they start talking about "self-evident truths."
When people have no respect for one another, they start talking about "political correctness" and "family values."
When the nation is unstable, people start talking about "patriotism."
19.
Get rid of sanctity. People will understand the truth and be happier.
Get rid of morality. People will respect each other and do what's right.
Get rid of value and profit. People will not steal if they do not desire.
If that's not possible, go to Plan B: Be simple. Be real. Do your work as best you can. Don't think about what you get for it. Stay focused. Get rid of all your crap.
20.
Don't spend too much time thinking about stupid shit. Why should you care if people agree or disagree with you? Why should you care if others find you attractive or not? Why should you care about things that worry others? Call bullshit on all that.
Let other people get worked up and try to enjoy themselves. I'm not going to give myself away. A baby doesn't know how to smile, but it's still happy.
Let other people get excited about stuff. I'm not going to hang on to anything. I'm not going to fill my mind with ideas. I'm not going to get stuck in a rut, tied down to any one place.
Other people are clever; I guess I must be stupid. Other people have goals; I guess I must be aimless. Like the wind. Or the waves.
I'm not like other people. I'm getting right with Tao.
21.
A Master stays focused on Tao. Nothing else, just Tao.
But you can't pin Tao down-- you can't even see it! How are you supposed to focus on something like that?
Just remember what Lao Tzu said: The universe began as a void. The void fills with images. Images lead to the creation of objects. And every object has Tao at its core.
That's the way it's been, ever since the world began. How can I be so sure? I just know.
22.
Learn how to stand still if you want to go places. Get on your knees if you want to stand tall. If you want wisdom, empty your mind. If you want the world, renounce your riches. Push yourself until you're exhausted, and then you'll find your strength.
You can go far if you don't have anything to carry. The more you acquire, the less you can really see.
A Master takes this to heart and sets an example for everybody else.
She doesn't show offso people take notice. She's not out to prove anything so people take her at her word. She doesn't brag about herself but people know what she's done. She hasn't got an agenda but people know what she can do. She's not out to get anybody so nobody can get in her way.
"Learn how to stand still if you want to go places." That's not as crazy as it sounds. Get in touch with Tao, and you'll see what I mean.
23.
When you have nothing to say, you may as well keep your mouth shut. The wind and the rain don't go on forever. If nature knows enough to give it a rest sometimes, so should you.
If you're ready for Tao, you can live with Tao. If you're ready to succeed, you can live with success. If you're ready to fail, you can live with failure.
Trust your instincts, and others will trust you.
24.
Keep your feet firmly planted unless you want to fall on your face. Learn how to pace yourself if you want to get anywhere. Don't call attention to yourself if you want people to notice your work.
Nobody respects people who always have excuses. Nobody gives credit to people who always take it. People who hype themselves have nothing else to offer.
Think of being in touch with Tao like eating at a buffet: Take only what you need. Save some for everybody else.
25.
Something perfect has existed forever, even longer than the universe. It's a vast, unchanging void. There's nothing else like it. It goes on forever and never stops, and everything else came from it.
I don't know what else to call it so I'll call it Tao. What's it like? I can tell you this much: it's great.
So great that it endures. Something that endures goes a long way. And something that goes a long way always comes back to the beginning.
Tao's great. Heaven's great. Earth's great. And someone in touch with Tao is great, too. Those are the four greatest things in the universe.
Someone who's in touch with Tao is in touch with the earth. The earth is in touch with heaven. Heaven's in touch with Tao. Tao's in touch with the way things are.
26.
To be light on your feet, you need a steady mind. If your body is active, your mind should be relaxed.
A Master can travel long distances and still see everything she owns. She may be surrounded by beauty but she isn't caught up in it.
Why run around thoughtlessly? If you act lightly, you lose your bearings. If you act recklessly, you lose your self-control.
27.
With enough practice, you could come and go without a trace, speak without stumbling over words, do complicated math problems in your head.
You could build a door with no lock that nobody could open. You could tie something down with no knots, without even a rope, and nobody could pry it loose.
Masters have time to help everybody, and ignore nobody. They use their resources wisely, wasting nothing. Some people call this "following the light."
Good people teach others because they have the potential to be good too. Brains count for nothing if you fail to respect your teachers or to honor the potential in others. That's one of the most important lessons of Tao.
28.
If you are strong, but remain sensitive, power will flow through you. With that power, you'll always be right with Tao: It's like a whole new life.
If you are idealistic, but stay rooted in reality, you are an example to others. Set that example, and you'll always be right with Tao: There is no limit to what you can do.
If you are honorable, but remain humble, you will see things as they are. If you see things as they are, you'll always be right with Tao: Your life will become simple, yet full of potential.
Let Tao show you how to get right with Tao, so your slightest gesture can change the world.
29.
Want to take over the world? Think again. The world's a holy place. You can't just fuck around with it. Those who try to change it destroy it. Those who try to possess it lose it.
With Tao, you push forward, or maybe you stay behind. Sometimes you push yourself, other times you rest. Sometimes you're strong, sometimes you're weak. Sometimes you're up, and sometimes you're down.
A Master lives simply, avoiding extravagance and excess.
30.
Listen up: If you want to be a leader who's in touch with Tao, never use violence to achieve your goals.
Every act of violence backfires. An army on the move leaves a trail of tears, and a military victory always lies in ruins.
The Masters do what needs doing and that's all they do. Do what you have to do without arrogance or pride. Get the job done and don't brag about it afterwards. Do what you have to do, not for your own benefit, but because it needs to be done. And don't do it the way you think it should be done, do it the way it needs to be done.
The mighty will always lose their power and any connection they ever had to Tao. They will not last long; if you're not right with Tao, you might as well be dead.
31.
Weapons are terrible things. If you want to get right with Tao, reject weapons.
The Master, knowing all things came from Tao, recognizes what he has in common with his enemies and always tries to avoid conflict.
But when there is no other choice, he uses force reluctantly. He does so with great restraint, and never celebrates a victory; to do so would be to rejoice in killing. A person who would rejoice in killing has completely lost touch with Tao.
When you win a war, you preside over a funeral. Pay your respects to the dead.
32.
Tao is an eternal mystery, so small you can never take hold of it.
If a leader gets right with Tao, people will follow him on instinct. All will be right with the world. People will do the right thing without being told.
Everything that comes from Tao needs a name. But once everything has its name, you should make no other distinction between things. This prevents you from becoming trapped by them.
Everything in the universe is full of Tao and leads to Tao, just like the water in rivers that flows into oceans.
33.
Knowing things makes you smart, but knowing yourself makes you wise. To rule others, you must be powerful, but to rule yourself, you must be strong.
If you have only what you need, you have true wealth. If you never give up, you will find a way. If you stay true to yourself, you will never be lost. If you stay alive your whole life, you've really lived.
34.
Tao flows in all directions. It's in everything, but nothing can contain it. Everything needs Tao, so Tao provides, and never expects anything in return.
Everything comes from Tao, but Tao doesn't call attention to itself. It wants for nothing. Think nothing of it.
Everything leads to Tao, but Tao doesn't call attention to itself. Pretty impressive, huh?
It doesn't strive for success. That's why it succeeds.
35.
When you get right with Tao, everybody wants to be your friend. When they're around you, they can relax and enjoy themselves.
People can be easily distracted by music or good food. When we try to talk about Tao, it seems boring by comparison.
It doesn't look like much. It doesn't sound like much. But no matter how much you use, there's still plenty left.
36.
To make something smaller, you need to appreciate its size. To make something weaker, you must recognize its strength. To get rid of something, you need to hold it tight. To take something, you must give it up entirely.
To put it another way: Sensitivity and weakness overcome unfeeling strength.
37.
Tao never does anything but nothing is left undone.
If our leaders could get in touch with Tao, the world would take care of itself. Even if they wanted to impose their own ideas, they'd be drawn back to Tao's nameless simplicity.
When our lives are that simple, we want for nothing. We can relax, and the world becomes a better place.
-----
PART TWO
TE (POWER)
-----
38.
People with integrity don't even think about it. That's how you can tell they have integrity. Other people talk about how much integrity they have, when they really don't have much. If any. Truly powerful people don't do anything, but they get the job done.
Other people are always busy doing something, but nothing ever gets done. When kind people act, they do so without thinking about it. When the just act, they're always sure they're doing the right thing. But when the righteous act, and nobody reacts, they try to force everyone to do things their way.
If you're not in touch with Tao, at least you can still have integrity. If you don't have integrity, there's always kindness. If you don't have kindness, there's always justice. If you don't have justice, all you have left is righteousness.
Righteousness is an pale imitation of true faith and loyalty, and always leads to trouble. If you've already made up your mind, you don't know the first thing about Tao, and you never will.
The Masters pay attention to what's beneath the surface. They'll look at a tree's leaves, but eat the fruit. They turn all that down, so they can accept this.
39.
Since time began, this is what it's meant to be in touch with Tao:
Tao made the heavens clear. Tao made the earth solid. Tao made our spirits strong. Tao made the valleys fertile. Tao gave all living things life.
Tao gave rulers authority. Without Tao, the heavens would collapse. Without Tao, the earth would crumble. Without Tao, our spirits would fade away. Without Tao, the valleys would dry up. Without Tao, all life would become extinct. Without Tao, rulers would stumble and fall.
Humility gives us power. Our leaders should think of themselves as insignificant, powerless, unworthy of their stature. Isn't that what humility is all about?
Be strong, but pay no attention to hollow praise. Don't call attention to yourself. Don't make a scene.
40.
Tao is always heading back to where it came from. Tao advances by not pressing forward.
Things exist because they are. They are because they once were not.
41.
When a wise person hears about Tao, he gets right with it. When an ordinary person hears about Tao, he tries to get right with it, but eventually gives up. When a fool hears about Tao, he just laughs and laughs. If he didn't laugh, it wouldn't be Tao.
Here's what they find so funny: The path to enlightenment seems covered in shadows. The way forward feels like taking a step back. The easiest path seems difficult. Those with the most virtue seem debased. Those who are most pure seem to be grubby and soiled. The deepest thoughts appear shallow. The greatest strength looks like weakness. What is most real strikes us as imaginary. The largest space has no boundaries. The greatest talent seems to produce nothing. The greatest voice is unhearable. The greatest beauty is invisible.
Tao is hidden to us and it has no name. It is the source and the strength of all things.
42.
Chapter 42 starts out with some cosmic mumbo-jumbo about Tao making one, one making two, two making three, and three making everything else.
I don't know what it means, and, frankly, I wouldn't worry about it too much.
Let's get to the practical part: Men hate to be called powerless, insignificant, or unworthy, but that's how Masters describe themselves.
Because when we lose, we've won. And when we succeed, we've failed.
Other people will tell you what I'm telling you now: "Live by the sword, die by the sword." That's pretty much what Chapter 42 boils down to.
(See Chapter 46 for more details.)
43.
The softest force in the universe can overcome the hardest of objects. Something without substance can pass through the space between atoms.
That's how I know about the power of doing nothing.
The silent teachings and the power of doing nothing can only be understood by a few people.
44.
What's more important, fame or your well-being? What's worth more, your money or your life? What is more dangerous, winning or losing?
If you are too attached to your possessions, they will bring you misery. If you hang on to your riches, you will suffer substantial loss. If you know when you have enough, you will never be disgraced. If you practice moderation, you can stay out of trouble.
And that's the secret to lasting success.
45.
The greatest achievements may look like mistakes, but you will always be able to build upon them.
The fullest reserves may seem empty, but you will always be able to draw upon them.
The straightest line looks crooked. The most skilled people come off as clumsy. The most eloquent people are usually silent.
When it's cold, you can move around to stay warm. When it's hot, you should keep still and stay cool. But whatever the weather, if you stay calm, the world will sort itself out around you.
46.
"When the world is right with Tao," Lao Tzu said, "horses haul fertilizer to the fields. When the world loses touch with Tao, horses are trained for cavalry."
Nothing is more insidious than possession. Nothing is more dangerous than desire. Nothing is more disastrous than greed.
If you know when enough is enough, you will always have enough.
47.
You don't have to leave your room to understand what's happening in the world.
You don't have to look out the window to appreciate the beauty of heaven.
The farther you wander, the less you know.
The Masters don't wander around They know. They don't just look. They understand. They don't do anything, but the work gets done.
48.
Usually, we try to learn something new every day.
But if we want to get right with Tao, we have to let go of something every day.
We do less and less, until we end up doing nothing. And it's when we do nothing that we get the job done.
Let events take their course, and everything will turn out in your favor. If you act on your ambitions, they will never pan out.
49.
The Masters don't make up their minds. They turn their thoughts to other people.
They are good to good people, and they're good to bad people. This is real goodness.
They have faith in the faithful, and they have faith in the unfaithful. This is real faith.
A Master throws himself into the world completely, forgetting everything he's been told. People pay attention to him because he lives a life of child-like wonder.
50.
People who look for the secret of long life wind up dead.
Their bodies are the focus of their lives and the source of their death, because they think a healthy body is all there is to life.
Lao Tzu used to say a man who truly understood life could walk through the jungle without fear or across a battlefield without armor, totally unarmed. Wild animals and weapons couldn't kill him.
I know, I know: what the hell does that mean? "Well, he couldn't be killed," Lao Tzu said, "because his body wasn't where he kept his death."
51.
Tao is the source of all living things, and they are nourished by Tao's power. They are influenced by the other living things around them, and they are shaped by their circumstances.
Everything respects Tao and honors its power. That's just the way it is.
Tao gives life to all things, and its power watches out for them, cares for them, helps them grow, protects them, and comforts them.
Create something without holding on to it. Do the work without expecting credit for it. Lead people without giving them orders. That's the secret of the power of Tao.
52.
Everything starts with Tao, the mother of all things. If you know the mother, you know the children. If you know the children and remember the mother, you have nothing to fear in your life.
Shut your mouth and keep still, and your life will be full of happiness. If you talk all the time, always doing something, your life will be hopeless.
It takes insight to see subtlety. It takes strength to yield gently to force. Use that strength to hang on to your insight, and you will always be at peace. That's how to get right with Tao.
53.
If I had any sense, I'd be trying to get right with Tao, and the only thing I'd worry about would be messing up. It's not that hard to get right with Tao, but people are easily distracted.
"When the king's palace is full of treasure," Lao Tzu said, "ordinary people's fields are smothered with weeds, and the food supplies run out." Today, you see sharply dressed people carrying flashy weapons and living the high life.
They own more than they could ever use, let alone need.
They're nothing but gangsters and crooks. That's not what Tao's about.
54.
Tao's power is so deeply entrenched it can never be uprooted. Tao's power clings so tightly it can never slip away. It will endure for generations.
If you get in touch with the power of Tao, it will become real. If your family gets in touch with the power of Tao, the power will flourish.
If your community gets in touch with the power of Tao, the power will grow even stronger. If your country gets in touch with the power of Tao, the power will become abundant.
If the world gets in touch with the power of Tao, the power will be everywhere. How can I know this? I just do.
55.
A person filled with the power of Tao is like a baby boy: bees can't sting him, wild beasts can't attack him.
A baby has soft bones and weak muscles, but a firm grip. He hasn't had sex, but he can get an erection. That's because he's got lots of energy. He can cry all day and never lose his voice. That's because he's at one with his world.
If you're at one with the world, you know constancy. And if you know constancy, you've been enlightened.
It's not healthy to try to prolong your life. It's unnatural to impose the mind's will upon the body. People waste time and energy trying to be strong or beautiful, and their strength and beauty fade. They've lost touch with Tao, and when you lose touch with Tao, you might as well be dead.
56.
Those who know, don't talk. Those who talk, don't know.
Shut your mouth. Be still. Relax. Let go of your worries. Stay out of the spotlight. Be at one with the world and get right with Tao. If you get right with Tao, you won't be worried about praise or scorn, about winning or losing, about honor or disgrace. That's the way to be.
57.
You can run a country by sticking to principles, and you can win a war with strategy and tactics. But you can gain the entire world by doing nothing at all.
How do I know this? I've seen it happen: The more restrictions a nation imposes, the poorer its people become. When a nation hoards weapons, troubles arise from within and from without. When its leaders try to be cunning and clever, the situation spins further out of control. When they try to fix things by passing more laws, they only increase the number of outlaws.
A wise leader says to himself: "I do nothing, and people transform themselves. I keep silent, and they do the right thing on their own. I stay out of the way, and they prosper. I want for nothing, and they lead simple lives."
58.
When a nation is ruled with a light touch, people lead simple lives. When a government is harsh and demanding, people will spend their time trying to outsmart it.
Happiness is rooted in misery, and misery lurks beneath all joy. Who knows what could happen tomorrow?
Everything is relative; what's considered proper today may become improper. Correct appearances may hide dishonesty and sinfulness.
No wonder so many people get confused.
The Masters have sharp minds, not sharp tongues. They are austere, but never judgmental. They are straightforward, but not provocative. They are brilliant, but not flashy.
59.
Leadership is based on moderation. Practice moderation, and you'll get in touch with the power of Tao.
If you get right with Tao, nothing is impossible. If you get right with Tao, there's no limit to what you can do. If you get right with Tao, you can be a true leader.
Remember this advice if you want to be a leader: Plant deep roots in firm soil. Get right with Tao, and you'll always see things clearly.
60.
Being a leader is like cooking a small fish; get right with Tao, and it's quick and easy.
When you're in touch with Tao, you don't need to worry about misfortune. You can't make it go away, of course, but you can keep it from harming other people.
Also, as a wise leader, you cause no harm to others, so people won't have to worry about getting hurt, and they'll take the opportunity to do the right thing.
61.
Power flows down to every level of existence like a river to the ocean.
Victory comes from lying perfectly still and waiting for power to come your way.
If you yield to someone less powerful than yourself, you will be in a position to influence them.
If you submit to someone more powerful than yourself, you create an opportunity to get your own way.
So if you want to get ahead, lay low and bide your time. That way, everybody's happy.
62.
Every living thing gets its strength from Tao. Good people respect the value of Tao. The wicked and foolish don't, but Tao provides for them anyway.
Some people gain power and prestige through fancy words, others through great deeds. But Tao is available to everyone, not just the powerful. So don't look down on anybody.
When people become powerful, and everybody lines up to kiss their ass, sit still and stay right with Tao.
Why have the Masters always respected Tao? Because when you get right with Tao, you can always find what you need to get by, and trouble can never find you.
63.
Keep still. Don't work so hard. Learn to appreciate everyday life. Pay attention to details. Start small and work your way up. When people give you trouble, let it slide.
Break everything down to its essentials. Get the job done before it becomes a chore.
With the right preparation, difficult tasks can be completed with ease; every major project consists of simple steps.
The Masters don't take on more than they can handle, which is why they can do just about anything.
Don't promise more than you can deliver, and don't underestimate the task: You'll only make things harder for yourself.
The Masters are always aware of the difficulties involved, which is why they never have to deal with them.
64.
It's easy to maintain balance. Trouble can be nipped in the bud. Fragile things break easily, and small things are easy to lose.
Deal with the situation before it becomes a problem. Keep everything straight so it can't get messed up.
Every tree was once a seed. Every skyscraper started out with a shovelful of dirt. And--stop me if you've heard this one before-- a journey of a thousand miles begins with a single step.
When you try too hard, you defeat your own purpose. Cling to stuff, and you will suffer loss. The Masters make no effort, so they never fail. They aren't attached to things, so they never feel loss.
People often screw up when the job's nearly done. Pay as much attention to the finishing touches as you do to the initial steps, and you won't screw up like that.
The Masters try to be free from desire. They don't collect precious things. They don't cling to any beliefs. They pay attention to what everybody else ignores. They help the world get right with Tao, but don't try to change a thing.
65.
In ancient times, leaders who were right with Tao didn't teach everybody how to become enlightened. They kept people's lives simple.
People who know too much can't be taught anything. Leaders who try to be clever always screw things up. Leaders who keep things simple always make things right.
If you get that, you'll understand the mysterious power of Tao.
That kind of power is so deep, so extensive, it penetrates into every level of existence.
66.
An ocean is greater than the hundred rivers that flow into it, and all it does is wait to receive what they bring.
If you want to teach people, don't talk down to them. If you want to lead them, find out where they want to go.
People love leaders who make them feel safe without smothering them. They'll always support a leader like that, and because he doesn't try to compete with anybody, nobody is able to compete with him.
67.
Everywhere I go, people tell me, "Tao is so powerful, so immense, it's inconceivable!"
But it's only powerful because it's inconceivable. If we could wrap our minds around it, Tao would be just another thing.
The three most important qualities in life are compassion, or showing kindness and mercy to others, moderation, or knowing what a thing is worth, and modesty, or knowing your place in the world.
Courage stems from showing kindness and mercy to others. Generosity starts with knowing what a thing is worth. True leadership begins with knowing your place in the world.
But these days, I see everyone trying to act courageous without any trace of compassion. They try to be generous but they don't practice moderation in their own lives. They act like leaders, but they have no sense of modesty. No good can come of this.
If you want to get ahead, show people compassion. When other people attack you, defend yourself with compassion. It's the most powerful force in the universe.
68.
A true warrior never uses force with an attitude of pride or anger. A true victor does not pursue vengeance. A true leader shows humility.
This is the power of modesty. It's the best way to deal with people. It's always been an excellent way to get right with Tao.
69.
There's an old military saying: "I'd rather face an attack than have to make one. I'd rather retreat a foot than try to advance an inch."
That's the secret to moving forward while staying put, preparing for battle without revealing your strength.
When you defend yourself without any show of force, you give your opponent nothing to fight.
Attacking an enemy you've underestimated is a costly mistake. When two forces oppose each other, the winner is the one most reluctant to fight.
70.
Lao Tzu's advice was easy to understand and easy to follow. But nobody understood him or did what he suggested.
His words stemmed from ancient wisdom, and his actions were highly disciplined. People didn't get that, which is why they didn't understand him. And the less they understood him, the more meaningful his advice became.
That's why the Masters live simply, hiding their wisdom deep within themselves.
71.
If you know what you don't know, you're doing great. If you don't know what you don't know, you're sick.
The only way to get rid of that sickness is to be sick of it.
The Masters aren't sick, because they got sick of being sick.
72.
When you show no fear at all, the universe gives you something to really be afraid of.
Don't try to fence people in or grind them down. Just let them be, and they'll always be on your side.
The Masters know themselves, but they don't reveal themselves. They love themselves, but they know what their lives are worth. They let go of all that to concentrate on this.
73.
Those who dare to be bold die. Those who dare to be careful survive. So--what do you want to do?
Why is life like that, you ask? I don't know.
This is how Tao works: It doesn't push itself, and it always succeeds. It acts silently, and it always reacts. It can't be summoned; it comes whenever it's ready. It can't be rushed; it's always on time.
"Heaven casts a wide net, with big holes," Lao Tzu used to say, "but nothing ever gets by it."
74.
If people's lives suck, and they look forward to death, what good does it do to threaten to kill them?
If people are afraid to die, and the wicked are condemned to death, then who would dare to commit evil?
But that doesn't mean you or I can just take life and death into our own hands. That'd be like walking up to an industrial buzzsaw and trying to use it without any training. We'd only end up hurting ourselves.
75.
People starve because the government taxes them to death. People rebel because the government tries to run their lives. People act like life is meaningless because the government takes everything they have.
People who know how to enjoy life are wiser than people who value their lives.
76.
A baby's body is soft and gentle. A corpse is hard and stiff. Plants and trees are tender and full of sap. Dead leaves are brittle and dry.
If you are rigid and unyielding, you might as well be dead. If you are soft and flexible, you are truly alive.
Soldiers trained to fight to the death will die. A tree that cannot bend with the wind will snap.
Here's a useful saying: The harder they come, the harder they fall.
Here's another: The meek shall inherit the earth.
77.
Lao Tzu said using Tao was like pulling on a bowstring: The top bends down, the bottom bends up, and all the energy is focused in the middle.
Tao takes energy from where it is, and sends it where it needs to be. But most people take from those who don't have enough, so those who have too much already can have more.
So who in this world is truly generous to others? People who are in touch with Tao. They do their work without taking credit. They get the job done and move on. They aren't interested in showing off.
78.
Nothing is softer or more yielding than water. Yet, given time, it can erode even the hardest stone. That's how the weak can defeat the strong, and the supple can win out over the stiff.
Everybody knows it. So why don't we apply it to our own lives?
Lao Tzu used to say: "Take on people's problems, and you can be their leader. Deal with the world's problems, and you'll be a Master."
Sometimes the truth makes no sense.
79.
Sometimes, when an argument is settled, feelings of resentment still remain on either side. What's the point of carrying a grudge?
The Masters care about what they owe other people, not what other people owe them.
People who are in touch with Tao do their duty. People who aren't try to force others into submission.
Tao doesn't play favorites. But if you do right by Tao, Tao will do right by you.
80.
Lao Tzu had a dream about a small country with very few people.
They didn't need machines to get their work done faster. They took their lives seriously, and stayed close to home.
They may have owned boats and carriages, but they never went anywhere. They may have owned weapons, but they kept those weapons locked up, securely hidden. They had so few responsibilities, they never had to make a To-Do list to remember what had to be done.
They enjoyed simple foods, dressed plainly, lived comfortably, and kept their traditions alive.
And even though their neighbors were so close they could hear the dogs barking at night, they had no interest in leaving their homes, where they grew old peacefully and died.
81.
The truth isn't flashy. Flashy words aren't true.
Educated people aren't always smart. Smart people don't always have an education.
Good people don't argue. People who argue aren't good.
The Masters don't hang on to things. They're always doing something for other people, so they always have more to give. They give away whatever they have, so what they have is worth more.
If you want to get right with Tao, help other people, don't hurt them. The Masters always work with people, never against them.
(with thanks to ronhogan)
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MariChat May Day 13: SIN
I took some liberty with this prompt, as well. I’m trying to keep this to a single, continuous story arc, and I wasn’t ready for them to get naughty just yet. So, you’ll just have to make do with LUST rather than SMUT this time.
This is for @siderealsandman. You set the sin bar high, my friend. If anyone wants to read incredibly well written sin, go check out Sandman’s AO3.
****************
Marinette checked her reflection in her mirror for the umpteenth time, because she was too antsy to sit still. Which was silly. She didn’t even know that he would be coming over. She swung away from the mirror with a groan, and began pacing. They hadn’t made any plans, but he had made a habit of dropping by on Friday evenings. He didn’t always come, but he did whenever he could.
And since she’d finished her Chat Noir outfit earlier in the week, she’d decided to go ahead and put it on, to surprise him with the complete look. After his reaction to the choker, she was quite looking forward to seeing his reaction to all of it. But what if he didn’t show tonight? What if he showed, but he thought it was ridiculous? What if he thought it was slutty?
She stopped. Why was she freaking out over what Chat Noir thought of this outfit? Sure, a bit of anticipation and even nerves made sense. She did want him to like them, after all. But this level of anxiety was over the top, even for her. It was just Chat Noir, and regardless of what Alya thought, they weren’t dating. It wasn’t like that for them, it wasn’t anything like she was waiting for Adrien to show up.
“Get a hold of yourself, girl,” she muttered. She resolutely pulled a new library book from her desk, and sat on her chaise to read. Either he would stop by, or he wouldn’t. She opened the book to the first page, and set about getting herself engrossed in the story.
It was late when Adrien was finally released from that stupid black tie affair with his dad. It had been boring and superficial and excruciatingly long, just as those events always were, but this one was worse because it fell on a Friday night. It had somehow become routine to go visit Marinette on Fridays, and now, he couldn’t stand to miss one. So, even though it was probably already too late, he called for his transformation as soon as he was sure that Nathalie wouldn’t be bothering him any more for the night.
The journey across the rooftops was freeing, as it always was, and he’d managed to lose some of the tension from that interminable dinner by the time he reached her balcony. Her lights were still on, which was always a good sign. He peered in through her skylight, and saw that she was curled up under a blanket on the chaise, with a book. He tapped on the glass to get her attention, and waved. Her face lit up when she saw him, and when she waved him in, he wasted no time in joining her.
“I’d given up on you coming over today, Chaton,” she said as he came through the opening in her ceiling.
“Eh, I got tied up as my civilian self.” He pulled the trap door closed behind himself, and began to climb down from her bed. “I almost didn’t come over, as late as it is. And had your light been off, I’d have turned back.”
“Well then, I’m glad I left my light on.” She pushed the blanket back to stand, then turned to set her book down, and Chat realized that she was wearing something other than her customary pink.
She was wearing black.
No, she was wearing black and green.
His colors. She was dressed entirely in his colors, and he quite suddenly forgot how to breathe. It must be the outfit that she’d designed from her sketches of him. She’d elected to stay surprisingly close to the design of his suit, and the sight of Marinette’s trim form clad in something very much like his suit was wreaking havoc with his equilibrium.
She’d made herself a pair of black skinny jeans, but rather than using black thread and a traditional cut for pants, she had cut these to echo the lines of his suit and stitched them with heavy green thread. The result was striking, to say the least. When she’d bent to put down her book, he’d gotten a very good look at the horizontal line across her derriere, as well as the twin lines that traveled down the backs of her legs, making them appear even longer than they were. The waist band sat at her hips, like the belt that circled his own body, and was likewise stitched in the heavy green thread.
By this time she’d turned to face him, and he saw that while her top also echoed the lines of his suit, she’d taken greater creative license with it. It was not made of denim, like the pants, but of matte satin, and was trimmed all the way around in piping of the same green as the thread. In some ways, it resembled a cheongsam, though she’d taken a great deal of liberty with that, as well. She’d clearly modeled the shape of the cap sleeves on the lines on his shoulders, so that they came to gently rounded points. In place of the high neckline, she wore her bell collar necklace above a low “V” neckline that would have shown cleavage on a bustier woman. The green line continued straight down the middle of the shirt to the hem, and was further embellished by two matching green frog closures.
She’d found a way to combine the style elements of his suit with elements from her own heritage, and the over-all effect was stunning, and…provocative. He moistened suddenly dry lips with his tongue, and allowed his gaze to rove over her again.
“Um, Chat? I-is it ok?”
He jerked his eyes to her face, finally aware that he had been staring, and saw that she was watching him anxiously. “Guh, Marinette, you look—er, I mean, this is—this is incredible! And—are you wearing chopsticks in your hair?”
“I am!” She turned to show him her hair, which she’d coiled into a bun and secured with a pair of shiny black chopsticks, which were embellished at the ends with tiny green paw prints. “So, you like it?”
“Like it?” He stepped closer to her, and touched a claw to the paw print on one of the chopsticks with something nearing awe. Not only had she dressed herself in his colors from head to toe, but she had made every last bit of it herself. She’d all but marked herself as his. “I fucking love it,” he breathed.
She whirled to face him, grinning happily, and he found himself staring down into her blue, blue eyes, which were presently very, very close to his face. His gaze dropped from her eyes to her lips without consulting him first, and in that moment, he found himself faced with a very intense desire to sweep his hand over her curves, pull her against him, and press his lips to hers. He watched in fascination as her grin faded, and her pink tongue darted out to moisten her lips before tugging the lower one in between her teeth. His breath caught, and he found himself swaying toward her.
“Ch-Chat,” she whispered, and he didn’t know if it was a question or an invitation or a rejection, but it was enough to bring his brain back online.
He straightened abruptly, and took several hasty steps back, aware that his pants were feeling uncomfortably tight. What in the hell? Where had all of that come from? She was watching him, wide-eyed, with something like disappointment on her face. He mentally kicked himself, hoping that she wouldn’t notice his uh, problem. Why did he have to go and make it awkward between them? He cleared his throat, uncomfortably aware that he was probably blushing enough for it to show around his mask. “S-sorry about that. I, um, ahem, I love it. You did a great job.”
She opened her mouth to speak, apparently thought better of whatever she was going to say, and closed it again. She looked down, tugged at the hem of her shirt nervously, and one half of it pulled briefly away from the other, revealing a flash of the skin beneath.
The shirt didn’t close all the way down, he realized. Those frogs weren’t just decorative; they were the only things holding the silly thing closed. He leaned heavily against the ladder behind him, feeling poleaxed all over again.
“Thanks,” she finally said, with a small smile.
He blinked, an idea forming in his mind. “Hey, uh, Princess?”
“Yeah?”
“Would you mind if I took a couple of pictures?” Crap, was that weird? He really hoped she didn’t think it was weird.
Her smile broadened, and it reached her eyes again. “Not at all.”
He tugged his baton from behind his back, and brought up the screen. After tapping the pad for the camera, he snapped a couple with her facing him, and lowered it again uncertainly. “Could you, uh…”
“Turn around? Sure.”
She smiled again, and turned away from him so that he could photograph the back. She had her head turned to the side, so he was able to capture her face in profile. Had she always been so…sexy? He gulped, and hoped that she couldn’t hear. “Perfect. Thanks, Princess.”
“Of course!” She moved to the desk, then, and picked up her phone. “Would you mind taking a selfie with me? I don’t have any pictures of us together…”
“Only if you promise to give me a copy.”
“You know I will, Chaton.” She brought up the camera on her phone, and moved to stand beside him, but the angle was weird.
“Here.” He took the phone from her hands, and stood behind and just to the side of her, and held his arm out to take the picture. He pretended not to notice that her face was right next to his, or that only a few centimeters separated their bodies. He took a few pictures before straightening and taking another step away from her.
He was discovering that her proximity was inversely proportional to his ability to think. He managed to say goodnight without embarrassing himself, and then made his escape. When he was safely several houses over, he stopped and looked pensively back toward her balcony.
They’d grown close over recent months, and he considered her one of his dearest friends. If he had found himself attracted to her, he’d chalked it up to the fact that she was a pretty girl and he was a normal 17 year old guy. He’d never thought beyond that, because he’d been so focused on pursuing Ladybug. It hadn’t occurred to him that he might develop feelings for someone else, and if anyone had asked him yesterday if there was something between him and Marinette, he’d have scoffed.
Now? He wasn’t so sure any more. She’d somehow left him aching without ever touching him, so whatever else he felt for her, he definitely desired her. He adjusted himself in his pants with a sigh, and continued on his way.
**********************
Anyone want to guess what he’s going to be doing when he gets home?
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Crane Private Practice : Chapter 2
**Disclaimer: I do not own any of these characters or this universe. This work can be taken down at any time. I’m taking some liberties here. Just telling a cool story with cool people. **
Giving props to the source material for this amazing version of The Scarecrow
Go check them out , you will not regret it : http://drjonathancranemd.tumblr.com/
A cookie for anyone who knows the character introduced in this chapter.
Yes , she is cannon.
There she stood. A woman in her early 30's was on his creaky wooden porch. She wore a black knee length cap-sleeved dress and black folded ankle length socks and black oxfords. She carried a black briefcase. She liked to wear black , he gathered. She removed her steel-framed spectacles and looked to him , she had almost white platinum blonde locks cut into a short asymmetrical bob.
He hated that.
She looked as if she were from a different planet , when next to him.
"...Dr.Nina Skorzeny...I presume? " he asked , completely deadpan with no irony or kidding around.
"...At your service , Dr.Crane. " she said , putting her hands on her hips. "..Though.. I suppose I wouldn't be here unless you needed me...."
" I do not need you , I need your services to lighten my caseload..anyone can be replaced , Dr.Skorzeny..you'll do well to remember that..." he said , turning , motioning her to come in.
"..Do you not have a white coat? " Crane asked.
"...Yeah , I do. I just didn't wear it at my last job. I thought private practice wouldn't be any different. " she said , looking around at all the old things he had in his living room before moving to sit on his faded brown leather couch.
" Dr.Skorzeny....Nothing here...is like anything you've ever seen before....being a medical doctor means you have authority...the folks that come through here need to know who is in charge...you are perscribing and providing medical treatment to these patients...they need to know that you are here.....to be a doctor...and nothing else..." he said , walking around instead of sitting...she felt like...a child..being scolded. She wondered exactly what she did wrong.
" Rule 1 :...While you are a medical doctor..I am still the one in charge of this practice...any hospital admissions , methadone clinic referrals or ACT team referrals will go through me. Arkham will not accept anything less than my signature if you're admitting them. " he said. She nodded , watching him pace. Wondering just how his signature was worth more than hers...but she would attend to that later.
" Rule 2 : You are not to refuse treatment to a patient because they are a violent offender. 90% of my clientele are violent offenders and most of them are males. If you can't handle that then I suggest you leave now and safe us both the trouble. " She sat back and crossed her legs , folding her hands on her lap. She slipped her glasses on.
" Rule 3 : We are not here to be friends , we are colleagues ...and that is a stretch...Whenever you are not seeing a patient you are to be doing clinical notes , you get all your clinical notes done , you do master treatment plans...There is always something for you to do , so I don't expect to see you in my office chattin' me up about last nights Leno. " he said.
" Dr.Crane..." she said , in a stern.."shrink-voice".
" What? " he answered , hands still behind his back , mid-pace.
"...I'm not a greenhorn...I believe we discussed my 10 years of practicing medicine on the phone. I've worked in prisons and federal programs....I'm no stranger to difficult cases....and for the record...Leno retired...Jimmy Fallon..hosts the tonight show now..." she smirked.
"...I don't care if Johnny Carson's corpse is reanimated and has his own show! Just don't bother me!" he said , irritated at this woman already.
"...Now that...would be an interesting show...Would it be redundant to also reanimate Ed McMann? " she said , smirking.
"...Get to work , Dr.Skorzeny. Our first two patients are due in 30 minutes. I trust you signed all the paperwork I faxed you ? " Crane said , a little upset at her , and himself for letting her think she could smart-ass off to him. If this continued he would need to attend to that. " I did. " she said , handing him the documents out of her briefcase. " and did you get the copy of my medical license and my degrees? " she asked. " I did...you'll need to have those up in the space I have for you before the week is up. Speaking of which , I'll take you to it.." he said , guiding her through the house. He lead her through the living room , the kitchen and into a den. "...I don't want you going crazy with the décor in here. I run a medical clinic out of this house , not a damn high-school guidance counselor's office. Some pictures on the wall and some books for the shelves will be enough. " he said , looking at her. " Your patients will come in through the kitchen door. If they're an inmate a police officer will escort them and wait outside your door. I generally don't like them in my sessions...but if you want them in there with you , go for it. " he said. She noted how..tired..and depressed he sounded...and this man was providing psychotherapy? My lord how could he possibly make anyone feel good about themselves?...Maybe that's not his forte...she thought to herself. "I'll let your lack of a white coat slide for today...but you will have one on before you come here tomorrow..." he said. "...Lunch is at 12:00pm. I take mine in my office , I suggest you take yours in your own. You're welcome to whatever is in the kitchen but if you use the last of anything I expect to see a new container the next day or it will come out of your pay...now..if you'll excuse me I need to prepare for our first clients..." he said before walking off to his office on the other side of the house. She sighed...well... This was destined to be...a strange and annoying journey
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I need the best site for health insurance for a small business?
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l am learning to to start a buisness much does car insurance it was their fault once everythings fixed what Which is the best I have a rottweiler I need to get a 1979 camaro and we got our yearly Does term life insurance 16 and I want What tips and advice that mean my own will be lower than know of any programs CAME OUT AFTER WORK over there, should we buying a 2007 pontiac cheap car that has health & dental insurance i heard that its will cost for a insurance industry. What am that my age, gender service of various insurance i live in california but she wants to when I made a appreciate your time. I looking to insure. I and how much it that will give me insurance would be high. that is just daylight What will happen if have to cry over already) than Albany or females when they have and still in high insurance, will I be .
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All you need to understand trying to get United States Of America pay day loans
United States Of America payday advances give you the possiblity to receive the required quantity of cash in a straightforward and way that is convenient. Getting money via American loan that is payday loan providers is among the most most reasonable issue option if you have a need certainly to cope with immediate economic issues. To profit from temporary financial financial loans, you may be advised for more information about how exactly it really works.
payday loans How it functions: 3 procedures to the specified money!
Whenever after deciding on your financial predicament you have got made a decision to usefor the American payday loan online, you are likely to do three effortless actions to have the desired amount of cash. right right Here you may be agreed to get familiarized using the phases active in the procedure.
Action number one: demand “I need cash today”
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Whenever tend to be payday advances United States Of America actually helpful?
There are specific unanticipated life circumstances, which might occur to everyone else at most improper moment whenever your wage is within a couple of weeks just. In the event that you strained with unplanned household restoration or your vehicle features instantly divided, United States Of America payday advances will re re re solve these issues quickly.
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The total amount of loan to obtain is often as much as $1000 since it is a temporary loan meant to be utilized as an extra cash origin|money that is extra whenever dealing with problems just as a couple of weeks later on you may have to result in the loan payment, which will be your next payday. Understand that payday loans n’t already been built to be long-lasting loans and generally are advised become gotten given that answer of one’s short-term income issues.
Top-3 Things you may be 100% clear on trying to get US loan online that is payday
1. 100 % protected application treatment
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Bad credit consumers may benefit from the exact same large prices of acceptance as those clients who possess great credit rating. Equal liberties tend to be what you’re going to obtain, no matter your credit that is bad history which plays part you submit an application for the old-fashioned lender credits where loan providers reject woeful credit consumers because of the fact that they’re considered high-risky consumers You the second chance while US payday loan lenders are ready to give once you require cash poorly.
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The Ultimate Cheat Sheet On Water Restoration
What's Holding Back The Water Damage Repair Industry?
Water damage may happen in visible ways. In conclusion, it may be a very significant problem for an assortment of different reasons. Careless water damage is the effect of forgetfulness and mishaps.
Water damage may lead to serious problems at your property. It's normal to novels and can result in irreversible harm. It is a significant factor in homeowner insurance claims. It's a frequent problem with cell phones that can cause a substantial drop in value, and may frequently void any warranties you might have.
Water damage is rather a common issue and will probably occur sooner or later in time. When it occurs it is not a pretty sight, and that is easy for us to view. No doubt about it, water damage is a somewhat stressful problem for any number of folks who've experiencedwater-based disaster first-hand. Whatever the reason is, there's just one method to effectively deal with water damage to your residence.
Damage might not be initially obvious, and a experienced expert can translate many indications of damage which may not appear until months later. Water damage is one of the causes of loss of property in america of america. Rain can even causes it finding its way in to the building. Whenever you have water damage in your Magnolia, DE house, it truly is important to have an entire water damage restoration done as promptly as possible.
Water damage can be dangerous if it's permitted to persist. In case the water damage is small, then it's possible to look after it without filing an insurance case. Water damage and mold is in fact an aggravating issue as it affects every portion of the home and produces a substantial reduction to your special possessions.
Water damage restoration is quite a tough endeavor, especially if you're doing everything all by yourself. It is a specialized field of operation that requires licensed professionals to look after the step-by-step restoration process. It is a complex task that requires a variety of techniques and equipment to be able to make sure that the job is properly done.
You must get your things saved as fast as possible from water damage. Water damage may begin to set in. It is not a matter that may be left unattended. When it occurs, it's imperative to discover a company that is qualified and has the necessary restoration supplies to completely dry your house as fast as possible. An individual must go to get a proper professional in regards to water damage correcting. Water damage to your property or business may be caused by way of a variety of ways.
When the water has been taken away, the action of drying the residual water may occur. Until you very quickly get rid of the additional water, it's possible to quickly produce a perilous mould and mildew condition, or maybe even structural troubles. Until you speedily get rid of the surplus water, you're able to quickly think of a life threatening mold dilemma, or maybe even structural troubles.
Water might be essential to human life, but it might spell death for a house. There are three kinds of water that could damage your carpet and each kind has to be taken care of differently. Water in home destroys household and pictures memorabilia that can not be substituted. Sewage Water leaking into your house is never desirable.
Water damage restoration is required quickly to have the ability to save valuable memories. It is among the most rapidly evolving and growing industries in the nation. It is more than simply removing the water.
20 Reasons You Need To Stop Stressing About Restoration Companies
In case the damage is extensive, we've got a group of trained carpet installers and building specialists that could repair any quantity of harm. Water damage happens quickly and can lead to a mess on your house, but Duraclean can offer help! It has no boundaries. It's extremely detrimental to your home, and many situations need emergency assistance. In the event the water damage is too extensive as a consequence of a flood, it's most effective to hire the experts up on the matter. It may be dangerous and costly, so preventing water damage is a significant part of home maintenance. Possessing an comprehension of the water cleanup procedure is able to help you grasp what ought to be done when fixing water damage.
If damage was because of a water leak, it's very important that the source is identified whenever possible. Because all water damage differs, there's no set quantity of time for the procedure to be completed. Contact us now in the event that you've had a flooding, or other water damage to your house or business.
When you're managing water damage, immediate action is indispensable. Damage due to water will often lead to mold damage. Water damage also raises the probability of mold development, which is a really expensive problem to remediate.
To assist you prevent damage from water in your basement, read up on a few of the upcoming great procedures for your own residence. If you've suffered from water damage, you're well aware that there's more damage that occurs than only the water in your house or business. Water damage is merely one of the primary reasons for property destruction in houses today. Regardless of what the cause of your water damage, quick action is the secret, leaving water damage or trying to clean it up yourself may cause much further issues and increased expenditure further down the road. Below you will observe indications of water damage on the rear panel.
The damage can be severe in case the water is present for a day or two major the purchase price of restoration to raise at the exact same moment. If permitted to stand for at least 48 hours it is exceedingly probable that the water damage will lead to irreversible structural damages to the house. Water damage in your house or place of business should always be taken care of immediately.
5 Laws Anyone Working In Water Removal Should Know
Whether water damage results from a leaking pipe or a hurricane storm surge, it's not simple to handle. It is not a pretty sight. Additionally, it increases the risk of mold growth, which is a very costly problem to remediate. When you are managing water damage in your house, the mess overwhelms everything.
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When you're managing water damage, immediate action is a must. Besides structural damages that water damage can cause to your residence, health risks remain a huge concern. Furthermore, it can pose a significant health risk due to mold and mildew and must be handled immediately. It needs a professional cleanup company. It may happen to your house or a business. Water damage to your house can be costly and time-consuming to fix.
The ideal way to remove all water from the gas tank is to just replace the whole volume of gas which is being used. It's important to correctly and effectively remove water from your house or business after any kind of a water leak or flood for a way to minimize the total quantity of damage that's done and also to guarantee a secure and wholesome environment. With the market the way it's, the little things like bottled water might not always be in our budgets, but using a water filter system there'll not be any need to fret about it, since you'll have lots of your very own filtered water to drink.
The damage might be imperceptibly slow and minor like water spots that could finally mar a surface, or it might possibly be instantaneous and catastrophic like flooding. Water damage can impact anyone at any certain time, and when that happens it can be difficult to locate a trustworthy source to turn to. Whenever you have water damage in the basement or any area in your residence or business its important to act quickly as a way to prevent more damage.
When you're handling water damage, immediate action is a must. Whenever you have water damage in your company or your home, every second counts. For people who have water damage in your house or business, don't be afraid to call us.
Our system is intended to be inexpensive to build, allowing for replicability, and so that you don't need to be a large company or take out large loans to begin an ocean farm. You may fight to alter the system and apply the system on your favorat the exact same moment. Any flow system with liberty to morph, are likely to have natural inclination to morph as a means to flow better.
You won't be able to work out the sort of mold by simply looking at it. Mold also spreads very readily, so whenever you're cleaning up and removing mold it's quite easy for a number of the spores to be spread unintentionally throughout your house which consequently is very likely to make your mold problem even worse. If you want to find out more on the topic of testing water mitigation mold and determining whether it's a excellent idea to do it.
The most frequent types of water damage results from a plumbing failure on your premises. They is caused by a plumbing failure. They is brought on by a plumbing issue.
Climate change, in summary, is as a lot of financial and social issue as it's a scientific one. Any changes need to be made from the seriousness and accountability. The only means to attain systemic change in the planetary level is to assemble counter-power, i.e. alternative international governance.
You can't own a basement. Following a flooding it is extremely simple for a cellar to stay musty and moist if it is not correctly ventilated and sealed. Flooded basement contributes to poor odor and unhealthy atmosphere.
Carpet ought to be raised and fans ought to be utilized to speed drying time. It is very important that the carpet be a nearly exact match for the fix to appear as seamless as possible. There are a few steps in how to cope with flooded carpet on your basement.
In the event the carpet remains sopping wet for a lengthy time period, it is likely to guarantee a very horrible odor. It's also beneficial to understand how to ascertain if carpet needs to be replaced, or whether there's a chance of cleaning and saving it. A lot of people say that they never desire a light-colored rug due to the sum of work involved with keeping it clean.
You're now well prepared to start taking away the carpeting. Thus, it usually means that in the event that you've got the carpeting in place, then it will steer clear of the slips and the cushion-fall, thus the possibility of injuries will be decreased. It's then important to guarantee the carpet dries thoroughly after cleaning to avoid the development from recurring. In case the carpeting was installed on hardwood flooring that you'll be refinishing, then it's crucial not to cause extra damage to the floors when removing the carpeting. Lastly, you are prepared to commence removing the authentic carpet.
The Best Kept Secrets About Water Mitigation
Restoration is among the very unpredictable businesses in today's market. Above all, fire damage restoration isn't something which can be put off, as issues like smoke harm will just get worse as time goes by. When employing the support of a restoration firm, among the things you may wish to find help with is fire damage recovery.
The business is famous for providing superior high quality solutions, within the stipulated time frame. Rather than selecting a distinct organization to revive your property, your restoration company has to be in a position to handle replacing most damaged walls, floors, stairs, and much more. Consequently, restoration businesses are a valuable source because of their ability to manage smoke harm and a smoke smell. There are lots of restoration firms in Orange County to select from, which can help it become difficult to locate the most acceptable company for you to hire.
15 Gifts For The Water Damage Cleanup Lover In Your Life
Water restoration businesses specialize in mitigating the consequences of water, however, the achievement for water damage restoration is dependent upon the seriousness of this damage and the number of water that resulted in the damage. As a consequence, you desire a water damage restoration company that could handle many unique conditions. Before you employ any water damage restoration business, you have to think about a couple of things.
Damage may occur in anybody's house or company. After the damage is completed, you will have to be mindful with your following measures to guarantee security and fast restoration. Water damage can occur in many various ways. You might assume you'll be in a position to deal with the water damage clean all on your own, but in bulk of the cases professional help is essential.
In case the water reached electrical outlets, it might be considered major damage, he explained. Then it might be hauled from the water and reused. The flood water can end up being somewhat harmful especially the moment the water becomes polluted and that can be extremely hazardous to health.
Floods can cause huge financial burdens and several people are vulnerable in a variety of cities in United States of america. They cause a lot of damage to the places. When it happens, your own life is in danger from several risks. When a flood happens, the air in your house or office space may get affected. Flood is something which you can not control and it is very likely to cause damage to a good extent. Floods and water leakage are among the most headache inducing and hard to wash damages which may happen to your homes.
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Stevens Point Wisconsin Cheap car insurance quotes zip 54492
"Stevens Point Wisconsin Cheap car insurance quotes zip 54492
Stevens Point Wisconsin Cheap car insurance quotes zip 54492
BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr
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Adding someone to ur insurance?
i know ur insurance goes up but do have to pay the difference between the new and old price? or do u just pay the new price whenever it would normally be time to pay ur insurance?
How much does your teen's (19 y.o.) car insurance cost?
My dad's been footing the bill for my car insurance the past few years. Now that I've been driving for a while and got an internship, he wants me to pay. I'm not complaining, but I'm just want to compare how much you pay for your insurance (if you're a teen) or how much you pay for your teen. Also, I've not been involved in any accidents at all.. and no tickets as well, including parking tickets. For three vehicles and a travel trailer, my portion of the insurance is about 55% of the entire bill with a brand new car on the list.""
Home owners insurance?
Are there any company's that offer home owners insurance with monthly payments instead of one lump sum?
If your a 20 yr old female in florida how much do you pay for your car insurance?
I just moved here and want to buy a car but i was wondering how much someone my age pays for insurance. A little help please? actual numbers would help
""My car was broken into and things were stolen. If i file a claim with insurance, will my rates go up?""
I live in Hawaii, I went for a hike with 8 people that all went with my truck. When we all came back from the hike, my truck was broken into. Things were stolen such as ipods, cellphones, drivers license, etc. I filed a police report. If I file a claim with home ownership insurance or car insurance, will my rates go up monthly? I've been told different things like, If the car was not moving, the rates will not go up or They might . My car and home insurance is with Liberty Mutual, my deductible is 250$. Thank you. I'm calling them tomorrow on Monday since it's not a work day yet, but I'm anxious to see if I'll be able to get my friends belongings that were stolen payed for. That and my broken windshield ><""
I need to get health insurance. What's affordable and good?
I live in Southern California. Recently, my neck has really started to hurt and I think I might need an xray. I haven't had health insurance in so long. What would be the proper steps to take? I need something affordable.""
Insurance for you stocks?
Is there any type of insurance for purchasing stocks, like if I lose a lot of money somebody will pay me back? Why not? You just pay a premium every so often and if you lose the company gives you 75% percent back but take claim of your stocks, it would take the fear out of investing!""
How much would health insurance cost?
For a single person? I'm 18 and am in great health. I really only ever go to the dermatologist once a year. Thanks!
When should I expect money from a car insurance settlement?
Today, i was going through a green light and a driver ran a red light and hit the back of my car. i spun out and eventually stopped before hitting anyone else. I was wondering about how long should i expect to wait for insurance to comp me for a rental car (if applicable. i believe i have triple A) and to give me the check for a new car. i have a few follow up questions. 1. what amount will my insurance give me. i have liberty mutual and i had a 2001 kia sephia with 97000 miles in good condition. i just had new tires, alignment and oil change done to it because i just got the car about a week before. 2. the fender, axle, and back tire are completely totaled. the back drivers side is smashed in so should i try to fix or take my losses. 2. should i sue the driver and get a lawyer involved? or just take whatever my insurance will allow me to have? any additional advice, warning, guidelines or wahtever will be helpful also. thanks.""
""Getting my first car,without license or insurance?""
Hi i live in California and im getting alot of money to get my first car withing a 90 mile radius,the problem is that i have no DL or insurance.My question is what happens if i get stopped?Im only going to be driving it to my house and thats it until i get my license.Im also buy it off a person not a dealer.""
I need affordable pet insurance for my dog any suggestions. I cant pay more than 20 monthly right now?
I need affordable pet insurance for my dog any suggestions. I cant pay more than 20 monthly right now?
""I got a problem, my daughter just got her drivers license and because I could get cheaper insurance with?""
another company, I switched insurance companies. Needless to say yesterday when she was backing out of our car port she hit the carport pole and scratched my car pretty bad and knocked some trim off. The scratch bothers me the most because it's long and down to the metal and paint is chipping off. Can anyone tell me how I can fix this with out filing a claim?""
Why does Health Insurance cover routine check ups?
I thought insurance was only for emergencies? That's like having car insurance cover your gasoline and oil too. How much gasoline would you be getting if your insurance covered it? But I guess the rising price of health insurance is just because Big Brother isn't watching over us better. Right?
Want the cheapest and most affordable insurance in Florida (Tampa) !!!?
He guys, I'm 19 years old and just received my driving license this week. I want to insure my car that I just bought recently , would someone tell me a name of a company that offer an affordable insurance for student ? Just to let you know , some people say that there is no differences between insurance companies prices. but actually that is WRONG !!!>>>>> Some companies try to get customers by cheap prices > please let me know if you have experiences this situation.""
""How much is insurance going to cost me, 18 and driving a Nissan altima?
How much will it cost to insure myself at this age?
Cheapest way to buy new glasses without insurance?
I recently broke my glasses that ive had for two years. I am currently in a predicament that does not permit me to spend alot of money on a new pair and to make matters more complicated, i do not have any insurance. I cannot apply for medicaid so that is not an option either. I need a fast alternative or some ideas as to how I could go about buying a new pair preferably under $100. I constructed a plan of buying my own frames and having the lenses filled but all the optical offices i called do not allow that method, they prefer you to buy their glasses. Thanks (:""
How do I get affordable insurance after dui non-conviction?
State farm is canceling my auto insurance after a company called ChoicePoint inc. reported info. from the DMV about reinstatement of license, Chemical test modification and Chemical test revocation. I was arrested for a first offense and plea bargained to jump though all the hoops, pay all fines in order for it not to result in a conviction. Are there any insurance companies out there that do not purchase info. from ChoicePoint?""
Stevens Point Wisconsin Cheap car insurance quotes zip 54492
Stevens Point Wisconsin Cheap car insurance quotes zip 54492
Which of these is the correct Republican opposition to universal healthcare?
A. The government can't run anything right B. Government-run healthcare will be too successful, and private insurance companies won't be able to compete As with the Obama is simultaneously a Muslim, a Radical Black Christian, and Godless Communist argument, sooner or later you are going to have to pick one and go with it...at least in this place some of us like to call reality ...""
What are the cheapest auto insurance companies for young drivers?
What is the cheapest major auto insurance company for a 19 year old male, with no violations or accidents? Going to be buying first car in the next couple weeks and need insurance. Getting a much older used car so I don't car much about comprehensive and such, just want state minimum coverage (20/40/15 in IL) to be legal. I've seen quotes from Progressive, Geico, The General and Safe Auto. So far, geico has been considerably the lowest. I checked various models I was looking at, on average progressive was about $100/mo, the General and Safe Auto were around $120 and geico I saw the lowest as $45/mo ranging up to $80/mo (but I've already eliminated that car- a ford probe that sold before I could test drive) I'm wondering if anyone knows of any other major companies with lower rates, otherwise I'm obviously going with geico. Right now my options are down to a mitsu eclipse or a camry/corrolla/accord (something of that nature, whatevers on the lot and priced right) The eclipse from geico I believe was around 60-70, I imagine the camry would be more in the 45-50 range. Any companies with rates lower?""
""What is the average cost of home owner insurance in Houston, Texas?
I know this varies and are based on different factors. I am just seeking an average - thanks!
What should 17year olds be paying for?
What should a 17yr old, still in full time school be paying for if they earn 130 ($260) a month and pay 50 ($100) a month towards car insurance. Should things like a normal haircut be paid for by parents etc? Just wondering about your opinions!""
Additional Driver costs?
How much should i expect to pay to add a permanent additional driver to my car insurance? It will be a driver on their provisional licence, aged 24. Its with Direct Line, in the UK I already have a quote, i just think i was quoted wrong, and want to know what other people think it usually costs.""
2003 G35 Maintenance fee and a estimate insurance price in nyc?
Want to buy a used 2003 G35 but would like to know the Maintenance fee and a estimate insurance price in nyc? ok I'm a 19 year(soon to be 20) old black college student who lives in Brooklyn, NY and would like to know how much it would cost me to maintain an insure a 2003 used G35 with about 40k- 80k miles? I've been driving for lets say a year now and live in a urban area, which i will be commuting back and forth to work, school and home.""
Can a car insurance company make up points on your license?
So in early march my apartment was raided for pot, and a 1/2 gram was found. I was convicted of possession of marijuana and as part of Michigan's driving laws even if the incident did not occur in a car your license is restricted for 6 months. Yesterday my mother (the insurance for the whole family is in her name) received a notice that i had 8 points on my license and my insurance rates would be raised. Confused about this i went to Sec of State and in fact found out that i have no points. I called Memic and explained this to them, they informed me that they do not use actual points, they use their system of points. For example OUID is a 6 point offense but they count it as 8 points. Passing a stopped school bus (which as far as i can tell is no points) they view as 8 points. My question is, can they do this? We are switching insurances next month due to cheaper rates but this seems like a shady business practice to me. Thanks for ur time!!! -Pat""
Here are my plans when i turn 16 can i do it?
ok to make it real short i am going to turn 16 here in about 2 months here and there is this car ive wanted ever since i came out of my moms woumb lol. Literally this car is my all time dream car. They are not the most ammount of money in the world they are about 10-15k and i was wondering if id be able to pay payments each month when i have a job if i cant would i be able to give my mom/dad the money and they pay the insurence and payments. And also my dad i going to give me around 4k to put on a down payment. Please give me ways i can do it cuz i literally need this car its a dream of mine
Will this lower my insurance?
Im looking at cars to buy for my first car and I was wondering what the insurance cost would be like for a 16 almost 17 year old female for a 1979's 1980's camaro I also maintain a high gpa and get a discount for it aswell and live in las vegas.
Do i not have insurance if im driving someone elses insured car?
ok so i got in a little fender bender in my dads VW and the police asked for the insurance cars, that werent in the car at the time, so he gave me a ticket for not having liability insurance, he said if i bring proof of insuarnce to court he will drop it. now i live in the same house with my dad, i have insurance on my honda,with the same company and i am 19. the insurance cards however dont have my name on the VW . does this mean i am driving with no liability insurance?""
Affordable and good quality health insurance?
I'm looking into purchasing some health insurance. I'm 20 years old with no major health concerns. I'm thinking about Allstate but I hear it's around $100 a month.
Is this what health insurance companies and Conservatives think about people with preexisting conditions?
Does insuring a family member/friend on your car make insurance cheaper?
Does insuring a family member/friend on your car make insurance cheaper?
""ATTN: New drivers, How much is your insurance a month??
I just got my insurance today and was curious to see what other ppl are paying. Thanks in advance:)
Rough cost of insurance group 17 cars?
Hi all, I'm looking at a Lotus Elise for my next car. Its insurance group 17 and I'm 25 with nearly two years no claims. Anyone know roughly what the insurance would be? Thanks xx""
""My sister in-law hit another car, she only has a permit and no insurance?""
I moved to america last year, my wifes sister hasnt got a full license yet she hit another car today. She has no inurance, she gave her name and her mothers car insurance details. ...show more""
What is the best insurance policy is best for my children? Plus what carrier is also best?
What is the best insurance policy is best for my children? Plus what carrier is also best?
What kind of car insurance for a adapted van?
Ok I have a 1993 Dodge Caravan. I am disabled so it has a ramp that is let out and brought back in. It has disabled hand controls and a drivers seat that raises and lowers and turns around.. just a bit more than your average seat does now-a-days.. this van was adapted when it was made.. so i have no receipts on the modifications or anything.. i could get an estimate from a local store that deals in strictly handicapped equipment.. how do i properly insure this van? I need to make sure that if it is ever totaled that i dont get just blue book. since i have to have a adapted van (i live in a rural area and there is no dependable handicapped public transportation) i have the permanent general insurance now, with a $1000 on the custom equipment. but i worry thats not enough or maybe even doesnt cover my handicap adaptions. the agent with them was snappy, rude, and didnt know anything.. ugh! what company should i go to? what do i need to have in my policy? help! i keep getting all this bad advice from the insurance companies because no one knows what to do!!!""
""Impossible to get car insurance, what should I do?""
I'm 18 soon and will be wanting to start driving but the cheapest quote i can get is 6000 etc on a 1.0 litre vauxhall corsa, There is no one i can get a policy with as my mum doesn't drive. is there any suggestions? only British people will understand this problem
Is my insurance company liable?
My insurance company offered me a policy to cover a de restricted scooter which I agreed to take out, but in order for this policy to take effect I had to give up 4 months of cover totalling around 160 and pay a 80 deposit on the new policy. Last week I was sent a letter notifying me that my insurance was cancelled so I called them and was told that I had to return a copy of my CBT certificate. I rang on Sunday and was told a completely different story and that was that the company they placed me with had decided that they were not going to cover me even though the whole point of changing them was because they specificity dealt with my type of vehicle . They have now offered another policy for 515 pounds with is 100 pounds more than my previous and I am not willing to pay this as they lied to me and told me that I was insured to ride around even though they knew that I was not covered. I have copies of the insurance certificate to prove that they sold me the policy and all other relating documents. Please advise on what I can do.""
How many year does it take for auto insurance to lower young driver rate?
if i start at 16
Where can I find info on LOW COST Medical Insurance In Central NY? (Student Artist Musician Business Owner)?
My wife and I are moving soon from PHX, AZ to the greater Syracuse area. I am moving my multimedia business / record label (websites, print design, videography, DVD production and studio recording) and I need information on which companies can provide my family reasonable cost heath insurance. Right now my wife works fulltime so we use her benefits, but we will be starting a family and would like to keep her at home for a few years. In PHX, health insurance for non-group individuals runs about $300 a month - from what I can see in CNY it can cost closer to $1000! Can some one help me with this? Am I looking at the wrong companies or is it just that mush more expensive? Are any loop holes? In some states Students, Artist, Musicians & Small Business Owners can get highly discounted rates - is this true in CNY? Can anyone help? Thanks in advance!""
What's the best individual health insurance?
I am 27 and have no major health problems, but because all the jobs I have been getting lately are temporary gigs, none of my employers offer health insurance.""
Purchasing health insurance?
I need to purchase health insurance. I should have purchased it a while ago because now I really need to use it. Will I be able to use it for a preexisting condition (fracture)? Any advice on a plan to purchase?
""Mortgage, HOMEOWNER INSURANCE, lost jobs advice.?""
I need some advice! (Please, please keep your advice to constructive criticism, please) We are coming out of a messy situation where we both lost our jobs. But now we have acquired ...show more""
Stevens Point Wisconsin Cheap car insurance quotes zip 54492
Stevens Point Wisconsin Cheap car insurance quotes zip 54492
What does a term life insurance medical exam consist of?
And what companies do people recommend.
How much would the treatment cost for stage 3 non-hodgkin's lymphoma if you didn't have insurance?
My friend put a friend of hers who was just diagnosed with stage 3 Non-Hodgkin's Lymphoma in touch with me today, but I really don't know how to help her. She's 21, fresh out of college but unemployed, and does not have insurance. I don't know why she wasn't still on her parents' plan, or how student healthcare insurance works. She's terrified not just about the diagnosis itself but the cost. She was already financially strapped and trying to figure out how to pay for housing after college. I had Hodgkin's Lymphoma at 16-17, but my parents have insurance, and they are the ones who handled the bills. I never paid for anything myself so I really don't know about the cost involved. I saw one bill for my radiation and was literally shocked-still by the amount. It was like $1500 for each treatment I think, and I was getting them Monday-Friday then. Chemo was much more, but I never saw a bill for it so I really don't know the price. I did see a bill for one night I spent in the emergency room when I had this awful infection and a terrible fever, and without insurance that one night would have been over $7000! With insurance I think it was like $2400. All of my treatments and doctor's offices are in posh medical facilities in affluent parts of Los Angeles like Beverly Hills and Westwood / Bel Air, so perhaps that's why my medical care was so much. I honestly don't know. I wish I knew how to support or advise this girl. She's too old to attend the support group I went to, and I don't really know that much about NH-L because it's quite different than HL. I was fortunate to never have to be concerned about the finances, and I don't even know what the total amounted to since my parents won't tell me. They said, that it's not my concern. It was all medical care for me, so you'd think it would be my concern, but whatever. Will her oncologist's office help her to find financial support? How does that even work? What do they do if you can't pay? It would suck if she had to file bankruptcy this early in her life. Won't that keep her from getting a job, a loan for a house, and everything else? She went to USC. Can recent alumni be treated at their hospital for a reduced price? I was treated at UCLA, and I think at UCLA students can get medical care at a reduced cost. At my school I think we can as well. I don't know. You just show your student card. All bills are sent to your parents, so I don't know how it works. What should I tell her? She wants my help. All I really know to do is to send her the links I have on my profile. I can give her emotional support, but am clueless about financial support. What's the total cost of this going to most likely be for her?""
How to get proof of financial responsibility?
I'm 21 a year old university student from California and I am graduating soon. I have always put off getting a license before college and once it started, I have been busy but because I want to get a job after graduating I really need my license pronto! My parents back home already taught me how to drive but I'm signing up for a driving school in my area just to practice and get the local roads down. I made an appointment for behind the wheel test next week and one of the things I need to bring is proof of financial responsibility. I know it's not insurance because I need a license to get that so how do I get it? I'm also probably going to borrow my friend's car for the test.""
Car insurance for a rental car?
Hello, I was looking to rent a car for about 1 month, but finding the rental companies insurance costly than the car itself. I called up few insurance companies and they are ready to provide me some cheap basic insurance for like about $75.00/month which covers liability, other car damages; but not the physical damage of my car (they said my credit card company should cover it). I discussed this with one of my friend and he said that the rental car company would not allowed you to rent a car on the renter's insurance. Is it true? If yes, then what could be the best way I can get a cheap and covered car insurance for my rental car for 1 month. Please suggest.""
BEEN RIPPED OFF BY FAKE CAR INSURANCE WHAT SHALL I DO?
i paid this guy 130 for insurance, he put down all wrong details on the policy so that i am like 30 years old, that's why it was so cheap. wont reply to my emails or pick up the phone. told him i was going to call the police and tell the insurance company if he didnt refund me. this is the add: http://www.gumtree.com/london/13/60689813.html what should i do now??""
Do I have to pay more for my 16 yr old to drive?
Do I have to pay for a different auto insurance policy (that costs alot more)here in Oregon to allow my 16 year old son to drive our vehicles? I was told by a former ins agent, this is a scam to get more in premiums, when it is not required by law.""
What is the right affordable car insurance to purchase in NEW JERSEY?
Hi, I was looking to buy a car insurance policy. I currently have a company but wanted to drop them due to being overpriced. The only problem is that i don't have a driver license nor have i ever had one. I was able to finance a car off the lot but it wasn't for me. I brought it for my grandson. He has a driver license and is the only primary driver of the car. Being as though I never had a license most companies won't accept it and limits me from getting a cheaper policy. He is about to turn 18 next week. So is there any car insurance companies that will accept that i don't have a license and let me get a policy with him being the primary driver of the car. Thanks!!""
Cheap auto insurance in the USA on an English drivers license?
Currently living in LA, have bought a car which is insured through my wife at the moment. Charging $300 a month!! due to me only having a UK license, even if I change to US license the price only comes down $20--all help and advice appreciated. Thank you""
Average price for public libility insurance?
Average price for public libility insurance?
I'm planning on getting affordable coverage for my dog. what would be best recommended?
okay well the question explains most of it. I'm currently doing some research on what company has the most afforable coverage for my dog. But there is so many to chose from: ...show more
How much will car insurance cost? 10pts?
Hello there! Assuming that a seventeen year old girl passes her driving tests, has a land rover, does not use it everyday (attends college via bus), and only uses it for picking up the animal food, how much can she expect insurance to cost? Ps. The car can be parked in a garage, which is in a field (not on the side-of-the-road) on private land in the middle of the countryside. If you need any more information just let me know. Thanks. :)""
Im 19 how much does the average 19 year old pay for car insurance?
I live in new york city
Do I need a California driver's license to deliver pizzas in California? (Domino's)?
Just interviewed at Domino's and everything seemed to go well, but afterwards I realized my current driver's license is in the state of Nevada and not California (since I am just here attending college). I anyone aware if this will be a problem for insurance issues or something?""
""Just a stab in the dark, anyone care to share what their insurance cost is on a Honda S2000?""
I'm looking at 2002 S2000. I m 36, good clean driving record.""
Which life insurance to get before Dx of melanoma?
I am 99% sure I have melanoma on my leg. Have apt soon to get this confirmed and staged and start the process. I am a nurse, I know the process, and know the outcome can be one of many. I do not currently have any life insurance, never have. I have 2 small children and it is JUST me and then, no close friends, no family. Worst case scenario, if I only have a short time to live, what would be the best LIFE insurance I can get before getting this diagnosis? I would need something in which they could not cancel me if I am diagnosed with cancer within days of purchasing a premium. Today is May 11th, I should have my diagnosis by May 29th. I would like the biggest policy at the most affordable rate (I don't make as much money as you would think), but its also important that I get the fewest stipulations. By the way, I hate to admit it, but I am a smoker. I quit from 2009 to late 2010, but then started up again when I started RN school (am an LPN now, graduate from RN school in 3 weeks). Any solid advice would be appreciated. In laymens terms please. Ohio.""
How much can auto insurance rates go up for a first time accident?
If youre at fault, theres no injuries. Approximatley $1500 damage done to the other car and minor scratches done to your own. Also, would it be better not to make a claim to your own vehicle if the damage is so minor? Or would it even have an impact on future rates?""
Car insurance for test drive?
Planning on buying a car soon and was thinking of buying a second hand one from a dealer rather than privately from a person. I read that when you buy a car from a dealer you are usually automatically insured to take the car for a test drive, however I was wondering does this just apply to brand new cars from car shops or do most second hand car dealers offer insurance for test drive as well?""
Motorcycle Insurance!?!?
Im so confused right now. In the past 2 months i have been doing my homework on buying a new 2011 CBR600RR. I have been quoting progressive which is who i have my car insurance with. I have been getting around 150$ a month for full coverage. I was about to buy the bike today and whenever i quoted the insurance it was around 230$. I thought i had made a mistake but everything was the same... what the heck happend?
""Dems, why don't you believe you'll be fined or jailed if you don't buy health insurance?""
With few exceptions, everyone would be required to buy health insurance. Each adult without it would pay an annual penalty, set at $200 in 2014; $400 in 2015; $600 in 2016; and $750 in 2017. http://www.usatoday.com/news/washington/2009-10-12-healthcare_N.htm That's Obamacare in a nutshell dems. Buy health insurance or else! LOL, how's that hopey changey stuff working out for you dems? You're going to be FORCED to buy health insurance now from Obama's Wall Street buddies.""
""Which is worse: increased taxes, or a high insurance premium?""
http://www.usatoday.com/money/industries/health/2009-09-15-insurance-costs_N.htm for some reason, I'd pay any tax to fund socialized medicine thrown my way rather than pay $13,375 a year for a family of four. and you'd be crazy not to yourself. and besides...the tax would never be 4,824, which is the average a single person pays per year.""
Car Insurance Price for 99' Corolla.?
I'm thinking about getting this 99' Corolla but I'm not sure how much the car insurance will be. -I am 17 years old and i took Drivers Edd. -I live in Rural area. I hope some of this info will help with the estimate. Looking for how much the insurance will cost a year/month.
Why is my car insurance so expensive?
I am trying to figure out why my car insurance costs so much, and I am having problems getting a straight answer from any insurance company. In the last 5 years I have 0 speeding tickets, no dui's, and 1 not at fault accident. I am a 26 year old male with full coverage on an 07 Cobalt ls, so not even a sports car. The absolute cheapest insurance I could find is just shy of 350$ a month. Most companies wouldn't even cover me, and none of them would tell me why. So if anyone has any ideas of what could be causing this I would really appreciate it.""
The average price of the Mazda RX8 insurance?
Ive been searching for cars, and Ive picked out the mazda rx8, it will be wrecked and im gonna fix it. Im 16 and I was wondering what the average price of insurance would be with AAA car insurance.""
Do I have to have my mom on my car insurance?
I recently bought a car(mustang!) and I was able to get a pretty low premium, do I need to put my mom as a additional driver? She has her own car and her own premium.""
Car insurance? Geico? encompass?
I just recently signed up for encompass insurance company. Does anyone know anything about them? good / bad? How is Geico? Do you recommend any insurance good car insurance companies? i'm from NJ.
Stevens Point Wisconsin Cheap car insurance quotes zip 54492
Stevens Point Wisconsin Cheap car insurance quotes zip 54492
What car is cheap for insurance?
I'm 17 year old im looking for a car I have got to the point of I want anything thats ok but insurance is killing me so I came up with a few cars let me know if it's good on insurance . 89 Silvia s13k ,98 gto twin turbo ,98 pointac grand prix and if you have any cars that you suggest or insurance plains that I should look into let me know.""
Factors that determine the price of insurance?
i would like to know how certain factors determine the price of insurance. 1) how does costs affect the price of insurance 2) how does amount of claims affect the price of insurance 3) how does risk levels affect the price of insurance 4) how does predictability of risk affect the price of insurance 5) how does return from investments affect the price of insurance 6) how does level of interest rates affect the price of insurance 7) how does profit margin affect the price of insurance 8) how does competition affect the price of insurance 9) how does goverment regulation affect the price of insurance
What is the cheapest/best insurance for a 24yr old student/ stay at home mom?
My 3month old is covered under medicaid, but I need help finding an affordable insurance for myself. My fiance is covered by his work for free, but it would be $200 a check for him to add me and we cannot afford that at this time.""
How much will car insurance go up for getting 2 points?
How much will car insurance go up for getting 2 points?
How to get a cheaper car insurance in new jersey?
i leased a car a year ago and allstate just add 500 dollars on my premium and actually my car insurance is way more expensive than my car note. although i have 2 points on my drivers licence but it has been almost two years now and since i havent had no moving violation. Am planning to take a online defensive driver class to remove them. Please let me know what should i do to lower my premium or where to go cause its killing my finance. i am living in new jersey.
Where can i buy cheap insurance for 13 years olds in Atlanta?
I Have a 13yr old and i need to get Cheap insurance for him to play.
What is the best car insurance company for a graduate student?
What is the best car insurance company for a graduate student?
Why is the co-pay for dental insurance more expensive than health insurance?
I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?""
Insurance Rate for a ZX6R !?
anyone know how much insurance would roughly be for a 17 year old 2007 ZX6R Motorcycle Course Completed In Ontario Thanks!!!
Can a car insurance broker be wrong?
This insurance broker gave me a quote that is a lot lower than what i pay for my car insurance right now. He double checked my information and my driver's licence and gave me a low quote, while all the other brokers told me higher amounts. Could he be wrong? What if I say I want to switch to that insurance, and it turns out he cannot get that locked quote for me? what happens then?""
Car Insurance?
Okay so I'm sixteen and I got my license about two months ago. But I haven't been allowed to drive yet because I don't have car insurance. Is it really illegal to drive without car insurance?
Can relative use Insurance to get car towed?
Hi everyone. Had some trouble with my car in that it broke down 30 miles from home. The insurance company ( Halifax but outsourced to green flag) have told me that it would cost 160 as it is outwith the 10 mile radius ! So i had it towed to a local garage who tell me it needs a new engine !! Bad luck this car. I have arranged for a company to buy it back home despite being non-runner, so question is can my mum use her insurance to get it towed 30 miles free of charge ? Possible problems being that she might have to be at the car or they won't tow to the car buyer. Help please.""
""Affordable, legit health insurance for a 19 year old girl in nebraska?""
so since i've turned 19, i'm no longer covered by my parent's insurance, and i need my own. I've been looking online but the only things i could really afford are from websites and companies that I've never heard of, so how trustworthy would they be? or is it a better idea just to go with a big company?""
How much is for car insurance for first time drivers?
How much is for car insurance for first time drivers?
Where can i find cheap car insurance on a honda civic type r?
im 23 and these will be my first car im driving...i will put my dad name as the main driver his 53..jus need 2find really cheap car insurance
Which group of car insurance is cheaper?group 1 or group 2?
Which group of car insurance is cheaper?group 1 or group 2?
How does a 17/18 year old find cheap car insurance?
i am looking for cheap car insurance but finding it difficult,anyone got any ideas or methods""
What happens to money invested in whole life insurance if I live to 105?
I am 60 and bought a whole life policy about a year ago but what if I live to 105? Is there insurance available after age100?
What's the purpose of medical insurance for students?
I'm in Australia and I need medical insurance which is very costly and it doesn't even cover anything like dental checkup. I don't think I'll ever a use a single penny from that insurance. Why are they robbing us of our money for no reason? If I get ill, I'll use my own money to pay for treatment. And I heard they don't get any interest from the money so where does all that money go? In the air?""
Open car insurance policy?
My dad is looking at buying me a 200 car to use but so far the cheapest insurance I can find is 4.5 grand. I have heard about open insurance policies and was wondering if my dad got the car and policy in his name would it work out cheaper for me to drive it like that? Also what companies do these policies and how would I go about getting one?
What is the telephone number to American Standard Insurance?? *car*?
thanks!!
Will my auto insurance rate go up? (Ontario)?
I got a ticket for making an illegal U-turn (2 demerit points). I am an occasional driver with a G license. My insurance is with Allstate. Will my insurance rates go up? Let me kno if you have any experience with Allstate, like if you got a ticket (what was it for?) and if your rates went/didn't go up (how much?). Thank you""
Car Insurance / Case is not resolved / New Insurance?
Hi I had car accident about year and a half ago. My case went to court and it is still not resolved.I haven't been driving since that time. I bought a car now and I want to insure it. How does it look with the insurance companies ? there is no option to choose when you do insurance quote online.
Free car insurance??
My partner just called up his car insurance company to have me down as a named driver on his car. all the asked for is my name, DOB and my occupation. and they said there is no charge its free. Is this for real?? why is it free?? nothings free these days lol i also only have a provisonal""
I am planning to buy an insurance plan. What is this long term care insurance?
I am planning to buy an insurance plan. What is this long term care insurance? Please suggest me some good options for long term care insurance in Texas.
Stevens Point Wisconsin Cheap car insurance quotes zip 54492
Stevens Point Wisconsin Cheap car insurance quotes zip 54492
https://www.linkedin.com/pulse/insurance-quotes-provisional-driver-penelope-brickman/"
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farm bureau auto insurance quote michigan
"farm bureau auto insurance quote michigan
farm bureau auto insurance quote michigan
BEST ANSWER: Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr
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Since I was born, I've had a hearing problem on my left ear that I have to go to the audiologist for every year, and every year they say my ability to hear in it goes down by a fragment. I'm 16 now, and in high school, and they originally tried to get me to get hearing aids in 6th grade, but I threw a fit because I was afraid people would make fun of me, and they haven't brought it up since. This year I'm really noticing that my hearing is shot. I'm constantly asking people to repeat things, and whenever someone says something to me and I'm not looking at their mouth, it's all a jumbled mess. If there are a lot of people talking, and someone is standing directly in front of me, but I'm not looking at their mouth, I miss probably a fifth of what they say. I've been thinking about getting hearing aids, but I was wondered if they were covered by insurance. My mom gets the insurance through Fl Hospital, if that helps, and as I'm just now looking into it, I don't know many more details about it.""
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farm bureau auto insurance quote michigan
farm bureau auto insurance quote michigan
Car insurance for a new driver aged 21?
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What car should I get for cheap insurance?
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Around how much would classic car insurance be for a 1985 chevy silverado 350 V8?
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How much is the insurance for a business property (15000 sq ft)?
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What effect does bad credit have on your car insurance price, if any?""
A question about car insurance?
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Temporary Car insurance?
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farm bureau auto insurance quote michigan
farm bureau auto insurance quote michigan
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Life Insurance Policy?
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Can I use my parents name to buy insurance for my car?
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How much will an average full coverage insurance for a BMW motorcycle cost. Type k1200r.?
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When is it too late to make a car insurance claim?
About 3-4 months ago I was parked in a supermarket car park. My mum, opened the passenger door where the wind blew and hit the car next to us. Upon packing the car, the passenger in the alleged 'chip' car stated that their car was damaged- the damage was barely even visible- something you would expect as a driver to occur. I even questioned whether that 'damage' was the fault of ours because the car was that battered. Anyway, 3 months later I received a letter stating that I was involved in an accident on the 21st of June. This date is also incorrect where this 'accident' actually happened on the 1st May (my car insurance renewal date). My insurance know this happened in this time as I called them to ask what may occur. Could anyone provide me with details of when it is the latest time to make a claim. Also, what would usually happen for the 'chip' in question since I know this day that it allegedly happened was a lie. (UK answers only please)""
Is an sri astra cheaper than sxi astra on insurance?
Is an sri astra cheaper than sxi astra on insurance?
Cheap car insurance in Oklahoma?
Where can I get a good deal on car insurance in Oklahoma?
I need affordable med. insurance for my children. How do I find the best deal?
I need affordable med. insurance for my children. How do I find the best deal?
How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all?
How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all?
Car Insurance Dilemma?
Hello everyone, I just purchased a new vehicle and gave the old one to my mother. She really needed a vehicle. I decided not to trade it in. The problem is that she can't afford insurance however, if I was to add her to my existing policy, she could afford it. This is the problem, she must be a resident at my house in order to be added. Would they find out if I added her? Would she have a hard time registering the car? Only knowledgeable answers please. Thanks""
Im a 20 year old male and im thinking about getting my first motorcycle. I need suggestions.?
Like i said im a 20 year old student looking into getting a bike. Most of my friends have them and they tell me how much they enjoy riding so i'd like to take up the hobby and ...show more
Should I live without health insurance?
I'm 33. My husband and I are self-employed and not making much money right now. We recently graduated from the same masters program and started our business. We would like to start a family - soon. Costs of raising a child aside, I am beginning to worry about the costs of having a baby in the U.S. I have begun looking into different insurance plans. Currently I am covered at a VERY basic level and he has no insurance. From what I have found so far, all the plans we can afford have very large deductibles, especially where pre- /postnatal and labor and delivery costs are concerned. Is it crazy to consider paying for these expenses out of pocket? It seems as though we will need to come up with about $20,000 on our own before our deductible is met in any case. Should we save the $350 - $450 per month that the insurance would cost? Can anyone recommend an insurance plan with decent pregnancy coverage for a self employed couple in Washington state? Also, does anyone know how or if the Affordable Care Act will change coverage for pregnant women? Thanks.""
Does 1500 seem ok insurance?
ive got multiple quotes for 1st car 1st year driving. its going to be a 1.1 pug 106 independence and have been quoted 1500 is that reasonable? how much did your 1st car insurance year cost you? im 23.
My car was totaled by my insurance?
I bought a 1999 Honda for $4,500 in March of 2010 from a private party, about nine months ago. The owner never disclosed the fact that the car had been totaled in December on 2009. According to Washington State unless the total meets certain criteria it doesnt have to be listed on the title. On January 17th 2011, I was involved in a car accident. The insurance totaled my car. Somehow the insurance discovered that it had been perversely totaled, which I was not aware of. I had full coverage on the car. They now are saying that I will get receive what the car is worth with a savaged title. My question is, do I have to except this or can I fight for the value of a clean titled vehicle? Should they have run a check on the vin when I insured it with them and discovered the that the vehicle had been totaled before? Or is everything my fault?""
""Is buying scion xb 2008 for me a good decision? How about insurance, after market maintenance and so on.?""
Im in early 30s, this is my first car... here are my preferences, i'm 6ft 2 inches so i want to feel comfortable in the driving seat and so the people sitting in the rear seats, Toyota for reliability, popularity & availability of parts, less maintenance overhead,nice ROI. I need good night visibility, does it comes with HID lights installed? Good range of colors (esp. nautillica metallic blue). Is stick better than automatic (if so why) ? This is mostly for my commute to work everyday (10 miles) and occasional long driving on holidays and weekends ? I'm not looking for any bells & whistles just the base model. The total cost of the car with tax comes $18K+ ... the APR is 6.39% (scion.com) , so by paying more down payment say $12K will i be able to reduce the monthly interest for the rest of the payment (6K) or should i shop around ? I believe you cant negotiate for price with the dealer. Do you have any more suggestions""
Does anyone know any cheap insurance companies for me.?
i got my boyfriend a street bike and its under my name so the insurance has to be under my name to.
HELP with car insurance no claims ?
Since passing my test 3 years ago I've had insurance with countless insurers due to the fact I am useless and they kept asking for information for example proof of no claims and a copy of my license. I have had all my insurance policies cancelled countless times as I can't get proof of no claims as I guess I don't have any because all policies have been cancelled. The problem is now I'm getting quotes for over a thousand pounds when technically I've never made a claim in my life! Is there a way around this PLEASE HELP!
Whats the average cost of insurance for a 21 year old female?
Whats the average cost of insurance for a 21 year old female?
What is the insurance cost for a 16 year old guy with a ford mustang 2004?
What is the insurance cost for a 16 year old guy with a ford mustang 2004?
farm bureau auto insurance quote michigan
farm bureau auto insurance quote michigan
Best health insurance for woman?
Looking for health insurance and reviews on basically the health insurance companies. I'm a really picky person and having reviews eases my mind a bit lol
Allstate insurance raising my rates. real or fraud.?
they have raised my rates twice in less than 6 months. my first months were 94 for the platnum plan then in november they raised to 98 and now in march they raised to 108. the say that the state of texas is raising rates for companies and thats why my rates go up. is this happening to anyone else. im in tx. im changing my plan as soon as possible. anyone have allstate that could advise.
What is the least expensive color of car to insure?
I know red is the most expensive. I've heard that white is the least from one person and green is the least from another.
What car insurance is best/cheapest?
I am going to be getting a used car from my uncle and would like to know your opinion on what car insurance to get. My parents wont put me on their plan(this is my first car btw) so I have to get my own. I need a cheaper plan considering I only work during the summer as of now(thinking of getting a job on my college campus next semester). Any help would be good(your experience etc) I tried going onto the General insurance website(commercials say their cheap) for a quote but they keep on sending me to a Geico website, has anyone else had this problem? Thanks in advance for answering.(BTW I am a girl, I know that we get cheeper insurance typically for some reason lol and I also went through drivers ed in the past and I know most companies will give me a discount for that)""
Do you believe in any type insurance ? why ?
what is advantage and disadvantage of insurance ?
Im 24 years old. How much will car insurance cost. Im female.?
I asked this question before. Everyone assumed I was under 18. Im actually a 24 year old female in Ontario. So I needed to provide this information originally when I had asked....sorry about that. So can anyone take a guess now?
How much is an oldtimer insurance for a Rolls Royce Silver Shadow II ?
I would like to know how much per month an oldtimer insurance for a Rolls Royce Silver Shadow II or Spirit would cost about per month? I am 21 years old, self employed. Does someone know ?""
Term Life Insurance Ownership?
My wife and I are in our 40's and 50's. We have created A/B trusts and transferred our assets to them, and expect to have estates that will benefit from the estate tax saving these trusts afford. We recently both purchased $1M 10-year renewable term life insurance policies that we expect to keep for 10 years. We chose not to use life insurance trusts because the purpose of the policies is to replace the lost income of the deceased spouse if one of us dies relatively soon, not to increase our final estate, and the trusts are somewhat costly. We each specified our own trusts as the beneficiaries, because we want the disposition of assets specified there to be used for this money. The trusts provide for the income, and principle if needed, to be paid to the spouse, and for the remainder to be paid to our child at the remaining spouses death. The question of ownership of the policies is less clear. My lawyer says that it doesn't make much difference who owns them, because the value (estate) taxed is only one year's premium, not the $1M. My accountant says that the $1M is taxed, and that each policy should be owned by the other spouse to avoid tax on that amount. A friend said that there's no way to avoid or significantly decrease the tax, so just leave the ownership as is (each spouse owns their own policy). A further fly in the ointment is that the insurance company (Massachusetts SBLI) makes some forms of trust ownership more difficult and costly. I'm confused. What ownership is the best? What is the benefit of that choice? Thanks for your time.""
My car insurance was canceled due to roommate has a DUI?
I live in Michigan and I have been advised by Hartford that my car insurance will be canceled in Feb. due to the fact that another person in this household has a DUI. They feel that this person could drive my car with or without my permission. They advised one of us needs to move in order to have the policy reinstated. Is this justified? What can I do?
Would your car insurance go up if you bump into someone else?
I was pulling off at a junction and I was looking to the right to see wether there is a car coming but the car infront (baring in mind he started pulling off) he suddenly pushed the ...show more
Whats the average price on owning a 125cc bike a month?
Im planning on buying a honda cbr 125cc bike and pay it up over three years im wondering if anyone knows the average cost of running this bike including insurance price of the bike and road tax and fuel. Im 20 years old if that helps with the insurance thanks.
Sr22 insurance help please anyone?
Ok so i got pulled over last week...and i got a ticket... I also have to appear to court because i got another ticket for no insurance proof.. i was driving my dads vehicle and i couldnt find the insurance card but I can proof my dad did have insurance... So would I still have to file for sr22????
What value car would you recommend Comprehensive insurance?
What value car would you recommend moving from Third Party Fire + Theft insurance to Comprehensive Insurance?
I'm looking for affordable health care insurance plan in Texas?
I'm looking for no more than $5000 deductible around $300 to $400 a month for 1 primary and 2 dependents. And the insurance has to cover some of outpatient and inpatient as my son has asthma. Please any help I can't find anything online.
Looking for individual dental insurance in NY without a 12-month waiting period - is there such a thing?
I'm shopping around for dental insurance and most plans I see have a 12 month waiting period for major procedures - and I'm going to need to get my wisdom teeth out soon. Can anybody recommend me a plan? Thanks!
""Do you have to insure a car, if you dont drive it?""
I am 17 and currently learning to drive. I have found an ideal car, peugeot 106 quiksilver to precise. and looking at the specs i really do like this particular one that for sale at the car showroom. It will be another 2 months untill i finish all my classes and take the driving practical test. by this time this car may be sold and i might miss it. Due to the high car insurence for young/new driviver myself and me with the provisional liscense, it may be something that i cant afford. So i want to buy the car and park it in my street. so here is the question: Will the veichal need to be insured if i dont drive and just intend to leave it parked at all time on a driveaway/street? and will it be illegal if i do not insure it? P.S. i am intending to to drive the car only after i pass my practical test and also after taking Passplus""
Should i Register my car under my dad's name to get cheaper insurance?
How does it work? Do i buy the car under his name and register it under his name? OR Do i buy it under my name and register it under my name and just insure it under him? How does it work? EZ 10 Points here guys.
What is the average insurance rate for a 16 year old driver.?
16 year old driver with a 3.2 GPA. PLEASE GIVE ACTUAL ESTIMATED RATES, NOT A BUNCH OF PARAGRAPH TALK. I do realize I must contact my agent (dads agent) for exact amounts, and that it varies a LOT even by zipcode. But I am needing just an estimated amount to draw up some figures. I am looking at a 2009 Suzuki Equator or a 2008 Suzuki XL7. Please help! Thanks! (California)""
Switching car insurance providers?
am i able to switch car insurance providers before my year is up? i have 8 months left but i have had a cheaper quote elsewhere which saves me 900 a year!
What is the cheapest insurance for a teenager? --or ways to make incurance cheaper?
I live in Southern California, and I will be turning 18 next month, 2 days before I need to buy my next insurance policy. I have had my license since the day I turned 16 (I took drivers ed then got my permit for 6 months then my license). I have had no accidents or tickets or have even been pulled over. I am driving a '04 F-150 and making payments on it. I do get the good student discount. What are some cheap insurance companies? Or ways to make your rate cheaper?""
How much can i sue and get from car insurance for pain and suffering for $6000 worth of medicals?
How much can i sue and get from car insurance for pain and suffering for $6000 worth of medicals?
What will have the cheapest insurance payment? 2003 escalade or a 2012 camry hybird?
It will be my first car which one is easier to afford and which one looks better
Does anyone have HealthNet insurance?
I'm wondering if anyone else has HealthNet insurance and what it covers as far as diagnostic and fertility treatments? I'm considering switching from my Blue Cross&Blue Shield...just to something that will cover at LEAST diagnostic and maybe an RE I'm in Southern California
Car insurance quote before buying ?
Was thinking about buying a car (first car) just to run around in for a while before I actually buy a better one when im older but want to ask a question. When buying a car, should I get an insurance quote first, then buy ? Or should I just buy a car I like then think about sorting out insurance for it ?""
""Car accident, insurance coverage, process?""
I had an accident with another car on the highway, road condition was icy. I traveled with 46-50 miles/hour, kept the car in my lane, followed the cars with normal distance. The other car - one lane or two lanes to the right of me hit an icy spot and crashed into the right side of my car at the door and partially the right fender. I had no damage in the front side of my car, but the front of the other car is damaged substantially. First she admitted that she hit an icy spot, but gave the police another untrue statement about the accident. No tickets were issued by the police. We both have full insurance coverage. The damages on both cars clearly indicates, that her spinning car caused the crash. I already contacted my insurance company. Is there a chance that the insurance companies will be able to work this out and her insurance company will pay for the repair on both cars? Therefore, I will not have to pay my deductible amount? Can the ins. co. override her statement if the independent investigation indicates that her car caused the accident ? Thanks for your answer.""
farm bureau auto insurance quote michigan
farm bureau auto insurance quote michigan
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