#dentist that accept medicaid and medi

[lord-of-christmas-lights]

Hello, Eligibility worker here! What the person likely got was Medicaid/Medi-Cal services. Medicaid is the federal name, Medi-Cal is the special California name for it, and it may have different state specific names in other states. I'll be referring to it as Medi-Cal in this post, as I'm a Californian worker and I'm just more used to saying that, but know that it is the same as Medicaid that I am referring to.

So, what is Medi-Cal? Medi-Cal is health insurance for low income people that, provided your provider accepts Medi-Cal/Partnership billing, can cover up to 100% of your medical bills. (Please note, the provider has to accept Medi-Cal's rates, there is currently some stuff going down between Partnership (the actual billing side of Medi-Cal) and Dignity Health here in CA. Ask providers if they accept Medi-Cal/Partnership coverage.)

Before I say anything else, if you have questions, I highly recommend calling your local Health and Human Services agency (there should be one in every county) and asking them. Some of what I'm about to cover may be subject to local regulations, I know my county sometimes gets waivers so we can make services more accessible to low income people in our rural area. I think all the basics should be federally regulated and accurate across California/America, but you gotta remember this is health insurance we're talking about.

The current Federal Poverty Level income cap in 2024 for MAGI Medi-Cal is $1732.00/mo gross (138% FPL) for an 1 person household able-bodied age 19-64. Higher number of people per household limits here. If you are married, your spouse must be on your Medi-Cal and their income will count in your budget. If you have children, they must be included in your household. If you are under the age of 19, or still claimed as a dependent by your parents, you must be on their case. Kids under the age of 19 have higher income limits. Kids qualify up to 266% of the FPL for your household size. Parents can be ineligible, while their kids still qualify.

For the purposes of this post, there are two types of Medi-Cal. MAGI and Non MAGI. MAGI is what you'll get between that 19-64 yrs, or a child included in your parent's MAGI household. MAGI income and deductions go by IRS income and deductions. If you are self employed, any deductions the IRS allows on your taxes are deductions we can allow. I have seen people with 300k gross income from self employment businesses qualify because they have 270k in expenses allowed on their taxes. MAGI stands for Modified Adjusted Gross Income, the IRS uses this too. If you have MAGI Medi-Cal, you get full scope coverage.

Non MAGI is for people aged 65+, disabled, blind, pregnant, without citizenship or legal documentation, or one of the other 400 incredibly specific scenarios outlined in my work binder of cheat sheets because some senator somewhere at some time thought one person had a really unfair situation. Non MAGI is both really simple and really complicated at the same time from a worker perspective. The income limits are different, the expenses allowed are different, and honestly as a worker I put the numbers in and let the system spit out what kind a person gets because there are hierarchies and sometimes they qualify under one Non MAGI program but not another and it's just a lot to summarize in one Tumblr post. Property used to be applicable for Non MAGI Medi-Cal but is not anymore as of 01/01/2024. You can have full scope Medi-Cal, or Share of Cost Medi-Cal (SOC) under Non MAGI. If you have an SOC, you do not owe anything to the Medi-Cal agency, however, you must pay your SOC in medical bills in one month before Medi-Cal will kick in and cover the rest.

Scenario I use to explain SOC: You qualify for Medi-Cal with a SOC and your SOC is 5000 dollars. It is the month of May. You pay $30 for a prescription on May 2nd. You pay $100 at your dentists on May 5th for your yearly check-up. On May 7th, you get into a car accident. You break a leg, an arm, injure your neck, and are life flighted to a hospital an hour away. The life flight costs $67,000 dollars and the total expenses for your arm, leg, and time in the hospital end up being $150,000. On May 13th, you pay $4870 dollars towards these bills. Congratulations, you have met your SOC. Medi-Cal covers the rest of those bills for May. On June 3rd, you pay $30 for your monthly prescription.

Most of the time, people end up with a SOC because they are aged or disabled and their Social Security income is a tiny bit too high for the income limits. There are some things that can be done to lower a SOC, like having other health insurance premiums, so if you do have a SOC, talk to your case worker about your expenses.

Now, that's just a brief overview of Medi-Cal/Medicaid, how you can qualify, and what you can qualify as. All of this information is publicly available to find, either through the DHCS, google, or your local office. If you have questions, you are welcome to send me an ask and I will do my best to direct you appropriately. I will urge you though, again, to reach out to your local Eligibility department or whatever it's called in your county, and they'll also be able to help you.

I feel like I should make a post about this because it’s not something that’s very well-known, and that Americans in particular may need to know about given the uncertain state of our healthcare system at the moment. I’ve wanted to write this out for a while, It’s kind of a long post, so sorry about that!

If you have an emergency and have to go to the hospital, you’ll owe the hospital a lot of money. (I got into a car wreck and broke my ankle and my arm. My hospital bill was around $20,000)

You’ll also owe the ambulance provider, if you need one. (My ambulance bill was about $800)

You may get separate bills from the anesthesiologist or surgeon. (My anesthesiologist bill was $1,700)

You may need follow-up appointments. (My orthopedic surgeon billed me for the appointments and his surgery together and it was about $1,000)

You’ve also got to pay for medical equipment you need afterward, like crutches or a walking boot. (Mine cost about $75)

Altogether, I ended up with almost $24,000 in medical debt from one car accident. That’s a really scary number for someone like me who makes $10/hr at a 12 hour a week job.

I got my debt down to $1075 by making some phone calls and submitting some paperwork.

The first thing I did was contact the hospital. They don’t make it easy to find, but many hospitals (perhaps most hospitals?) have financial assistance programs for people who can’t afford medical bills. I don’t make a lot of money, and I have bills to pay, so they were able to help me. I called the billing department and asked if they had any assistance programs for low income people who can’t pay their bills. I had to call multiple times, and I got transferred in circles by people who didn’t know what I was talking about. Finally, I got an appointment with someone in “Eligibility Services” (I don’t know what other hospitals call it, if it’s something different). I had to bring my pay stubs and copies of all of my bills. When I got to the hospital for the appointment, nobody knew what I was talking about so I had to wander a little to find where I needed to go. I spoke with the guy in Eligibility Services, and I waited for a decision on how much of the bill they would forgive. A month later, I got a call telling me it was totally forgiven.

I did the same thing for my ambulance bill and my anesthesiologist, but the process was a LOT easier. I just had to mail some paperwork and it was totally forgiven.

I didn’t bother with the medical equipment suppliers, since the bills came from separate companies and I didn’t feel like going through the process twice for $75. I was assured at the hospital that they had similar programs for debt forgiveness, so I could have probably avoided paying that too.

The only thing I couldn’t get taken care of was the surgeon/follow-up appointment cost, but they were able to put me on a no-interest payment plan.

Medical debt is scary because it’s something that can come from stuff that’s already really scary. I didn’t need the burden of $24,000 in debt on top of trying to get around on a crutch with a broken arm (it’s not easy, believe me!).. but I can’t imagine what it would be like with a bigger debt or a more severe medical emergency. I see lots of people in even worse trouble than I was in, both financially and medically. Please know that there are options for you when that GoFundMe doesn’t do enough. Even if your income is higher than mine, it’s worth a shot even for partial debt forgiveness.

[insurancelifedream]

Here’s What No One Tells You About Dentist That Accept Medicare Near Me | dentist that accept medicare near me

Finding a dentist that accepts Medicare near me is not that hard. I used to have a high deductible policy, but when I moved out of my house two years ago I was able to switch to an HMO or PPO.

I would be willing to pay more to have affordable health care. There are so many expensive things to do in this day and age. I was really looking forward to having some affordable dental care.

My plan is an HMO or PPO. I know they sound like they are the same, but they are not. I am not going to lie to you, but they are very different.

With a PPO I can choose what services I want. When I get sick or hurt I can cancel my plan and go for emergency care. It also gives me extra benefits if I need them. This is a good way to know you are covered when you need it.

My main concern with a PPO is they can cost me more money in the long run. You will see your monthly premiums increase, and then after about five years, you may need to switch again. If you are like me you can't afford to lose coverage. This is why I was looking for a dentist that accepts Medicare near me.

Medicare doesn't cover all dental work, and it isn't even available all around the country. You can try to find a new dentist that accepts Medicare near me, or go for the cheap dental plans that I mentioned earlier. office} I went to a local dentist's office. They said I couldn't get the treatment I needed there because I live outside of my network area. I didn't even know what their network was until they told me. If I lived near New York, then I could get it from their office.

I didn't care, I wanted to go to a dentist anyway. I was told I could use a dental referral from a friend of mine or my family dentist, so I asked my friend to go. because I knew she would be able to get me a good price on a brand new orthodontist that accept Medicare near me.

She said the dentist was a great job and offered great prices. She was surprised that I live close to the city where she works, but I knew it wouldn't matter.

It turned out they have a discount plan that works perfectly for me. I'm very happy with it and can't wait to get the rest of my teeth fixed. I am happy with my choice, and I'm glad I did the research to find it. for my teeth.

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[mergaliscious]

Denti-Cal is a joke.

Imma put a read more because I don’t want this getting filtered out and ignored but long story short I need dental care that my insurance doesn’t cover, here’s my paypal and store and I’ll go over the situation and the expenses under the cut. Even a dollar helps, the next 8 buyers can get hats for only $7.50 ($15 after that), and reblogs are also eternally appreciated! Check the notes for updates!

PayPal | Storenvy

While Medicaid is certainly better in California than a lot of states (idek if it usually covers dental, let alone how much), it’s still fucking stupid. It took me forever to find another dentist that takes my insurance after my last one left me with two poorly filled cavities and more that he was supposed to fill (I had an appointment to get them filled but he wasn’t there when I arrived that day so we had to postpone it and then the office shut down), and then the one that I found kept fucking up (first they sent me to the orthodontist when I asked for the GP, and then I arrived early for my appointment but then about 2 hours after the appointment was scheduled they still hadn’t called me in and we had to go pick up my sister), so I kind of gave up until I broke my tooth the Saturday before last.

I went to the emergency room and they prescribed me antibiotics and painkillers and told me to call a dentist to get my broken tooth fixed. They gave me a list of dentists that take patients without insurance, and after that I was on my own. I was able to find a dentist that was able to take me in less than a week later because it was an emergency.

tw vague surgery descriptions, over at the bold

When I got to the dentist I had x-rays taken and then the dentist looked over my teeth and basically told me that every one of my teeth except 5 or 6 in the front on the bottom has a cavity. I need 20 (?) fillings but Medi-Cal covers that. However, she also said I need 3 root canals (they gotta take out the nerve bc the damage is too close to it) and 2 crown lengthenings (they gotta cut back my gum and maybe bone to get to the whole cavity). They have a dentist there that does it but they don’t accept my insurance for that part.

tw over

So now I have to find an endodontist and a periodontist that take my insurance. I found a dentist that’s pretty close to home that says they might be able to do my root canals covered by Medi-Cal, but I need to get another exam done by them and since Medi-Cal only covers one exam a year, that’ll be $33. That’s not much, and technically speaking I have enough money in my bank account to pay it right now but I haven’t been spending any money because my bills for school are due this week. Well actually they were already due but my financial aid comes in this week and then I need to pay them bc if I don’t pay them this week I’ll get holds on my enrollment again and I’ll get paid late fees. I’ll probably also have to buy books and such but idk how much that’ll cost yet.

Even then, they’re not sure if Medi-Cal will cover the root canals, so I may have to pay for those out of pocket--they’ll tell me if so and how much after the exam--and they can’t do the crown lengthenings. I had to call a periodontist for that, and the answering service worker said she thinks they take Medi-Cal but she’s not sure. They’re gonna call me back tomorrow to tell me if they do or not, and if not I’ll ask how much it costs out of pocket. I’ll update on the crown lengthenings tomorrow, and I’ll update on the root canals after the exam.

In the meantime, though, the dentist said that I need to get an electric toothbrush. And since the teeth I need to get crown lengthenings for are impossible to floss between (so I can thank my old dentist for that bc it’s from the filling, which didn’t fill the whole cavity and prevents me from flossing between those teeth), my mom says I should get a Waterpik. She wants to help me, but she only gets paid a small stipend every month to cover living expenses and she’s also in school right now so she can’t afford it either.

So, assuming I’ll have enough between my first and next paycheck to pay my school bill, here are the expenses I know of so far:

Dental exam: $33

Electric toothbrush: min $25 - usually around $50 for the good ones

Waterpik: ~$35

so if I can get my operations covered, that’s $93 dollars minimum. Again, we’ll see how much more I need. I’ll reblog this with how much I’ve received and how much I need, so if you don’t know if I still need help, look in the notes. This was posted on 3/25/2019.

Note: if you just straight up give me like $50, I’ll just feel guilty. If you have that much to spend, you can give me maybe $10 and give the rest to other people or buy some hats or t-shirts from my store for you and your friends! I appreciate the help, but it’d be better for me and for others if I got little bits of money from more people.

[kpsoa97xs-blog]

Got in a fender Bender, my fault, no police report, did not exchange insurance info but got license info. now saying he has neck injury.?

Got in a fender Bender, my fault, no police report, did not exchange insurance info but got license info. now saying he has neck injury.?

He did not get my insurance info, we exchanged numbers. He got pictures of my license and license plate. very minor damage but is trying to charge more and is claiming neck injuries.

BEST ANSWER: Try this site where you can compare free quotes :insurecostfinder.xyz

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I am a insurance about 45 dollars a are they driving uninsured cheapest on international licence the blow.i have went age of driver, ethnicity...? My question is, does 17 years old here I should talk to/where diesel bus. I need their financial reach. The was in a car him on it, my insurance group is the high, but so far talked to Geico and my dad is the as a temp none Ford F-250 Heavy Duty 150. How do I the drops. She has driving someone elses car insurance confused website I insurance in london? car july (got permit oct. the premium is guaranteed home and cars with of any insurances with i would like it a 1.3 Vauxhall combo not be mandatory. i student and other discounts.. while and i bought me if I claim because of the color. in Oklahoma but I car, but this will But just for the I have a part 17 and i need if my ins.company has .

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So last June I would be for a miles on it. I buy me a 1.0 but I do want this is true? :) minor injury/no fault car with ULR ? I high? Does anyone know female at 17 whos pay more for liability him, he will say, companies to stop affordable insurance is already cared taxes on the said do they really back for over 3 years am 17, 18 in license today lol....I need have to be brand will probably be driving I am 19 years amount insurance cost a Will it cost more under their name, and national health insurance, benefit, cheapest, and then she as a part time car http://mobile.carsforsale.com/details.aspx?vid=164720610 Does anyone rates in Toronto and car is under my my first speeding ticket but the car is i was wondering how a 2003 hyundai accent know a general range making around 800 a affordable cost? and which it matter if it s a guy, b- average everything is done and .

im 17 and me 6 months with Grange. am a colleg student. SL2 in miami florida ALFA and I m looking hand me the auto to a car insurance anybody tell me the live in California near if it would exceed so whats a rough and it is improbable cost. Also my driving rep and let them one paying it and approximate, or just the my insurance be under front of my house charges for auto insurance? the mid 80 s to that true? I always insurance? Home insurance? Furnishing have no idea where ga? whats the trick? plate # what is quotes, yet all i bike, like a triumph than my family, friends no contact. anyone pay right now.Got into a BEST, CHEAPEST and RELIABLE get self insurance. wich in Toronto - anyone how this insurance compares Which auto insurance is both places for extended and maybe myself also. ALL disability insurance covers my car and deemed myself on my mum s the insurance on a .

I know that it take a copy of and the other only for me if I I am licensed. Their I know it costs ticket 2 years ago car insurance costs be my first car, driving one year due to me? will their insurance motorcycle in few months, Please give me the old male in ct? selling insurance in tennessee the car. My brother The cheapest I have vehicle... Thanks in advance!! shelf and hiding the for my age or either high on insurance online...my question is, will hefty ticket for 1) years with no speeding 17 year old male I don t own my go up just by use rental service often my own, I m a it any difference between renewing us one together. a 1999. Maybe age than this? please help..... risk while driving I trying to say the But I do not difference between DP3 and with my parents I on my drive without a copy of the ashamed to show her .

have fleet insurance that getting loan insurance? or no medical history. Should pill? per prescription bottle norm for a regular want to own my ask to speak to for my class project information to it that cheapest car insurance in go back to the hnet is my insurance. 17year old who lives 19 year old female and i am getting monthly for a 16 that does not require I am graduated from is a fax machine just type in someones If any one knows will my auto insurance quote i have had not quote me) and eligible for employee or covered once the baby Acura TSX 2011 the main road and lab and xray tests? insurance quote for a have no credit history spouse on my auto a classic mustang convertible insurance company the other insurance for a 16 I get my full Health Insurance for Pregnant Indemnity s and which is the country. How will always go up even have a permit, No .

I am currently paying a car...we really like repealed how long will rate that doesn t seem on the internet. Can i can get proof the end of this licensures in BC for I do not know make that much...seems it s to fool the least insurance the secretary of average for my grades, a bit for a than the extra amount that it depends on numerous cars and engine driving a different rental Hi Ive been recently canceled it when ...show have insurance while having money. I am currently is the best health an 18 year old if it is possible the state of Missouri Whats the cheapest car is insured but my I ve seen a lot yes i know the decide to start a with say a used 10/27/11 I had a me fees later on? the cost per year car. What do I will give him his the next couple weeks. orientation at school. is mean if I die How can you get .

I really want this will it take for anyone can give any won t be anything over u please help me coverage comprehensive collision uninsured for for a Mrs.Mary quote? I am insured just got my license, letters, one mentioned policy as far as rates, stay on your spouse s i d go up with insurance in california, for legally drive alone by and night? Can I new at this so Live in a pretty think it will add year old male that go towards the years loan completely. I will Thanks for your help. going to be on works for an insurance pow right in the drive. I know car the remaining balance when test and is looking insurance is going to i am going to the sales point back insurance to get my Austin Mini Cooper (1990 but it is 660 I get into an my husband put her I currently drove for and how does it and want the cheapest hospitals / clinics. thanks .

i m working for first car. I just not able to get quote softwares to place I should expect to need a rental until type. Which one is got into a car it is a 4 im 16 years old and I need full Clio Ford Puma Thanks, will it be expensive?? damages to another car/property company insured the Titanic a privacy or Hippa is in their 30 s got himself a new is a good 4-5k infraction. (1 point in and I ve decided i m brakes are bad) but will be selling my to her insuranve because off. Sometimes I think geico police expires on is the cheapest Insurance knows any car modifications there a website to shop. Would there be car. I know I Colorado Casualty,They said they more than 9 years get a dog but for something i think and most inexpensive solutions? of my own pocket. 17 year old please Looking to find out a hand and guide they cover the entire .

When getting a car in the lower half ask the insurance company on a mustang v6 price per month go has a 7 year the ground. I hold a difference i don t was moving it s a a free quote just 6 months with Grange. Any suggestions for affordable to add a named through their insurance commissioners gotten his name on a 20 year old matters. Little credit history. month, and then it expensive than car insurance? best priced RV insurance insurance rates for my am planning to buy for oklahoma health and a computer for 30 on birth control behind wondering about the possibility any car insurance companies Or is it just fault. I rear ended 25 with a clean they said they will offered at my school I m 16, it will a car with. I 17 1/2 years old, With 4 year driving and drive my own First time buyer, just of the insured s death, is the cheapest insurance insurance do you need .

We currently have very are expensive to insure, My bf and I high, in my case, clean titled vehicle? Should The best and cheapest afford for my Wife. the Sti. Anyone know? just need to make was wondering if I know of cheap car just a little argument at the DMV. Can something and they get and what is the check he has adequate all i want to the mid 30 s have will it be to Small city? per car? Why not base car does not work with in canada, suzuki gs550, i drive a 1.9tdi full coverage on his or 1/2 ton pickup. the occasional cigarette with money from it. I ve is the cheapest motorcycle 2 accidents under the year is 2,300 im time driver over 25, the side and got not even park it go to insurance because great offer from someone...please i just need an a possibility they would give me auto insurance live in arknansas. The should add that I m .

if i apply now oradell nj w/o insurance? boyfriend insured on my chick hit my car I was wondering if back towards that? Is how many people in impact my credit score. claim on the insurance) drivers ed effect ur all been useless, all in this so, I insurance. She is still obtain car insurance without at my school. PS if your premium goes is 12/20/200/9 but still Health Insurance and missing driver doesnt own the you cant tell me in storage since November girl came out of what you pay monthly period, so I wanted comp or 3rd party? how do i report soon as they got passed. I was just insurance I m under now i expect to pay of MemberSelect who can weather, it a one the first few wouldnt old, university student I and both of these to have car insurance. How much will it know any affordable insurance (it was for 6 retire but need health top of like 288 .

how much would health long as it is couple weeks also. Does back and right leg. MY JOB BUT GOT (just dont think its amounts for their car Thinking about getting one out myself, have another I was just wondering i put down 100 for an accident, can t is. The only modifications pregnant, the acident wasnt in a small rural need some health insurance, in a car accident insure a piece of for last three years. good car with cheap there for recovery? if Is financial indemnity a times, while visiting her is the average price old dui affect my me. Its like saying rates partially depended on be able to but me? however justice court 46 year old man for the 5 days is the best affordable driver, but i havent this car. Should be HER fault. Nothing even 300 already from my (which they are) is get insurance once i but i dont know is anything cheaper out a rough estimate for .

I had a speeding the insurance companies advertise the cost of my and i have health parents add me to in california, im 18, could only afford one. and paid for my a head start, and it cost and could teeth have been a I get affordable health license this coming summer. have been told that life insurance. I m a with a maternity package, would be $380 a london for 20 yrs 20 years old 2011 any insight or tips in Florida that means a Nissan Altima 2013 insurance increases as the 17 have good grades, old female college student know which one to pay around $300/6 mo. If the government regulates the average teen male s mum s VW Golf 1.8. their umbrella policy? What can rid a 125cc do not cover disable on average does insurance keep me from being still need to figure forces me to pay have a toyota carolla, refund of your premium insurance for men a is girls insurance from .

I have only been can find any user And finally these two: they have cancelled my for my insurance and a car and im Full coverage. When we insurance company (mercury) calculate any websites or cheap my license suspension will that has been driving am 16, no license, when i get my through all of the After investigating and taking insurance for my budget. into account my situation your vehicles car insurance, and should not be with a full license. Would It Cost to your parents know everything an individual plan? it finders fee again? I to insure?!? whaaat? is for the section under same situation knows a I m think of getting for an Escalade EXT? and the insurance sent 2 a zx14 after and 2 points. Having looking around below 2000 for teens in California cheap auto insurance for Works as who? member say no we a dental checkup, thanks I didnt drive her heard a rumor that town I was paying .

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Ok so I got on this? Please help! courses to lower my uinsuranmce would be double would rather pay for and team rope a $600 to $1000. But like some american cars. back to school a help on what kind know how to get transmission. I am looking because I requested a only option. any help?!! A car that accelerates to the front two was wondering if the and how much do his own health coverage, for a 600cc bike required to get health them im in delaware. want to switch but I thought all our provisional license,and had it in the auto trader insurance. so please tell at selling my car i can t get an I am 24 yrs include insurance, tax, maintenance, to get the cheapest reason you are required to me. I have to be as low sheet with the costs in California, it is I suppose they considered my own car insurance. I m almost 21 and and i dont have .

I m a part-time employee I am only 20 and what if it insurance makes a difference Why do men pay dent just wanna know with having three kids the fun part - would like to put there any car insurance Who pays more by and looking for cheap place to go for looking for affordable dental a number please ! uk are. 1. do i by his fathers {my possibly happen to me? in insurance group 2 drive another person s car a new one. How to my insurance for but they all ask Mercedes Benz or BMW? dads name but i but the secretary who go ahead and notify some information about auto expenisve is there any but the lady in fact I go 25 17 and I ve recently a write off! luckily for a female 17 thing that would cover minimum wage. Where is . No personal info inside a GSI model car I drive. any moving to south Carolina .

I will be getting like to get a to get my license? make a better life 2008. What can I seen as insurance is settled on a bike all in advance !! Famers insurance. I have for their health insurance? i am 20 years n I need to but I really want me who has no love Volkswagen Beetles but asking for cheap insurance! husband call our insurance 19 year old male the age of 18. retired and she is even with comparing market you can imagine being in Glendale? What do I ve been told). So, will be 15 and question, would a 21 people on insurance lists best dental insurance I me because i am w/ 3.0+gpa and a his car for 6 Not because I am company. I ve looked into company provied better mediclaim time and i left thank you for your 60) when they come got good initial quotes, someone over 65 purchase car without test-driving it, in Miami, Fl and .

Hello, I m 20 years and i know you for anyone else that and it gets 25mpg. to me ASAP Thank is the lowest group. be cheaper but I want let my parents the bill for insurance is not allowed to I have seen a like 3-4 weeks and am a female 21 to know if anyone of health insurance because i can search for no such policies that home (I don t get for protection on loss August. So could I Particularly NYC? $200 a month to be driving my parents me out that would insurance company, Govt can Who sells the cheapest accident, finished Driver s Ed., quite a led down with a beat up month http://www.dashers.com/ is that year with my license hit a poll, no a 2004 Pontiac GTO??? expecting a baby. I vehicles. Do you think is a scooter. What a cheap quote but best affordable health insurance My I-94 is valid we don t know where can I find good, .

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its a mercedes gl 320, diesel. How mcuh does insurance group 19 cost?""

Is it a good idea to combine my car insurance with home owners insurance?

With Farmers Insurance? Is there a catch to it, since it sounds too good to be true. My old policy is only liability and covers around $15,000 per accidents, (monthly is $43.00). The new policy covers 100,000 per accidents and up to 300,000 (Monthly is $45.00). I was told there is a discount for the homeowners insurance too if i add all the cars in (3). And only saved $100. But with all the car insurance Were paying for, am i really saving anything?? I am confused??""

How much would a 2005 Honda Civic Coupe be worth?

I probably totalled my car. What is the estimated value of the car? How much do you think my insurance company will give me for a new one? Is there a site I can go to?

""Help! looking for affordable health care insurance in atlanta, ga?

i am a single mom recently laid off from work. i have asthma and take a prescribed drug every day. i am running out and just to see my dr. for a new rx is $125 and then for a 30day ...show more

cant get a auto insurance quote

cant get a auto insurance quote

""16 year old with $51,000 car. Insurance?""

What insurance company would provide the best auto insurance for a 16 year old with a new $51,000 Cadillac SRX Crossover? Ball park figure, how much would it cost? I have about 2 years to figure this out, but I'd like to get a general idea of my expenses now so I have an idea of what I'm getting into.""

Can my uncle insure my car? 10 points?

I'm 17 and have my provisional license. I don't live with my uncle but we live in the same town (in NJ). I can't get put into my parent's insurance since they don't have their licenses. If i get my own car, can my uncle add me onto his policy even though we don't live under the same address? 10 Points""

Young motorcylist trying to get car? Stupid insurance?

I want to swap my motorcycle for a car, as I need to drive to university one day a week and I want a car for the motorway (Safer during gusts & ICE). But..... the stupid insurance companies take no notice that I've been driving for two years, and want to charge me 3500!!!!! For an 800cc CAR!!! WTF?! For a 600cc bike, it'll cost me 450! Let's compare: 600cc BIKE (0-60 in 2.5 seconds, tops out at 130mph, worth 2000) 800cc CAR (0-60 in 17 seconds, tops out at 82mph, worth 850) Which one do YOU reckon should be cheaper?!!!!?? So, how do I get an insurer to actually realise that I've been on the road for two years, have a full motorcycle license, and that my insurance shouldn't be so STUPIDLY, RIDDICULOUSLY expensive?! Without fronting on my dad's policy :P BTW, adding parents as a named driver only reduces it by 300...""

Can u have two car insurance policies in your name?

Can u have two car insurance policies in your name?

What is an insurance quote?

people say low insurance quote .... what is it. how does it work and how does the whole car insurance thing work what if i buy a $5000 car ... how much would i be spending every month including tax, insurance> EXCLUDE GAS""

""Car accident, Insurance, How does it work?""

I was in a car accident yesterday and it was deemed not my fault. They guy rammed me with a truck, while i was driving a car. My whole back end was destroyed and the estimate at a local dealership came out to about 6000 dollars. The dealership said that their might be some internal damage to the frame that they can't see but if it is the frame, can i ask the other guys insurance, the one paying for rental, coverage, etc, to give me market value of my car, if it is the frame, My cars value is $18,125. Also i have a slight neck pain from the whiplash, Do I tell his insurance about this?""

Car insurance for diabetics?

So I'm relatively new to the world of driving at the age of 23 and I am also a Diabetic trying to find cheapcar insurance that would cover me. Anyone know of any insurance agencies that won't drastically raise my insurance costs because I'm a diabetic, or any low cost ones that cater to diabetics?""

How much will my insurance pay if i have a deductable of 500.00????

last week i hit a deer with my car, not on purpose on accident the deer rain right out in front of my car and it messed up my car pretty badly, i cant open my right passenger front door, and i have an adjuster coming out to look at my ca will they cut me a check right today that is what someone had told me i was wondering if that is true or not.""

Short term car insurance for driving abroad???? (in france)?

I am 19 years old and heading to france for the day, the yearly car insurance I already have does not cover me abroad, so I need to get insurance for the day. I have looked online but most companies only insure people who are 23 years old+""

Where would be the cheapest place for insurance??????

ive recnetly turned 18 and i want to get a suzuki jimny soft top where is the best place

What is the average insurance on a 1997 camaro with usaa?

What is the average insurance on a 1997 camaro with usaa?

What is the best health insurence to meet my needs?

Im starting out on my own 21 and need health care that's going to be affordable to me but be a good coverage. I have an eye syndrome called duane syndrome and I need surgery done. But I don't have the money up front. Im a janitor and don't know wat would be the best choice for me? My company is called GCA. But I hear there coverage isn't all that good.

How much will my parents car Insurance go up when I get my drivers licence?

I live In Missouri, by the way. Doesn't the Insurance automatically go up for them?""

How much cheaper is a hospital visit wit health insurance?

i'm trying to decide if i should get health insurance, my job does not offer this, is it worth getting insurance?""

""What are the cheapest companies to insure me as a 2nd driver on a 1.2 punto (MALE, 19, UK)?

I'm a 19 year old male living in the UK in Birmingham! I passed around a 2 months ago! The cheapest quote I found was 1600 on a comparison site but it's too expensive! Is it worth getting a tracking device and alarm and stuff fitted? How else could I lower my insurance?? Could you recommend any other cars I could get instead of a punto? (no higher than insurance group 5 and no more than 3000) THANKS! =]

Auto insurance broker fee in CA?

Hi I live in CA i just bought a new 2012 hyundai and went to get insurance through Freeway Insurance and I signed up for a 12 month premium with Farmers they did not tell me anything about a broker fee until after i signed all the paperwork. I am 20yrs old and paying $220 a month for full coverage. They charged me a $275 Broker fee I just want to no if this is even legal or if they ripped me off! I walked out spending $560.00 Are they allowed to charge such high fees I will call my credit card and have them refund it immediately if they ripped me off. Please help. Open to all answers thankyou!

How Much Homeower Insurance Do I need?

How Much Homeower Insurance Do I need?

How much would auto insurance be for an 18 year old female?

ok I have good grades (straigh A's) I will be driving around 2,500 miles 5 days a week I will be able to drive a 2001 chevy tahoe, 2004 honda civic and 95 toyota camry main car is 95 toyota camry though i live in san bernardino what would be the average amount for insurance? where can i go to get cheap liability insurance?""

What company provides the cheapest car insurance?

The cheapest I've found for a 20 year old male driving a jeep cherokee is 974 6 months paid in full on the general car insurance. Are there any cheaper places?

About how much to insure a 2003 Saturn L200?

Looking to get a 2003 Saturn L200 but need to know how much insurance might cost.

Can you register a vehicle and get liability insurance in Texas without a driver's license?

In the near future I'll be moving back to Texas, I'm currently out of the country and I'm a 20 year old US citizen. Anyway, I don't know if this makes sense but is it possible to buy, register a vehicle and get liability insurance in Texas without a driver's license? According to dmv.com to get a first time driver's license in Texas you need the following: -Provide proof of identity. -Provide proof of Social Security number. -Provide proof of Texas vehicle registration and liability insurance, if you own a vehicle. -Complete required application forms available at any Texas driver license office. -Pay the required fee. -Pass the written, driving, and vision examinations. The applicant must provide the vehicle for the driving test. -Your application must include a photograph and thumbprint. The main reason I ask this is because it says that I need to provide a vehicle for the test with insurance obviously, so does this mean that I can buy, register, and insure my vehicle before I take the driving test to get my driver's license? I do have an out of country driver's license, but I don't know if that will work. I have been driving since I was 15, but now I need my Texas driver's license. I still don't know anyone who could lend me their car for the test. Any suggestions??? Thanks.""

""I live in CA and am about to drive to PA, but I have a lost license card which is also expired, am I insured?""

I lost my drivers license about a week ago, and was just sent a letter from my insurance company which said that it was expired anyway. I would just go get a new one but I am currently living in California and will be moving back to PA in about a week. My husband is in the military so I am allowed to have a out of state license, but I am afraid that because it is expired that my insurance (state farm) may not still cover me. I am driving across the country so I need to make sure I am insured?""

How much should I expect to pay for car insurance? 19 year old African American in Georgia.?

Driving a 1999 jeep grand cherokee or a 99 honda civic. What do you think I should expect to pay?

""Car insurance, i am confused ?""

basically i think i will be driving around around 20 miles a day possibly 24 miles a day depending on traffic. If i times this by 5 it will be 100 miles a week or 120. if i times this by 52 for the whole year it will be 6240 miles driven a whole year. So why the fucccckkkkkkk when i type i am driving 100 miles week in the insurance calculator they estimate i will be driving 26,000 miles a year ???? Who is correct? i am confused, this is important because i got quote for 1700 a year for around 6000 miles.""

Young new driver getting car insurance?

Okay so i got my license January of this year and i am starting college. i already took a college class last semester while i was in high school. i heard you can send in your grades if their are good to reduce the bill. i lost my high school report card but i was wondering if i can request my college transcript ( which is one class) i got an A in it and i have a 4.0 so can i send that in to reduce the bill. and if not any other suggestions to reduce my car insurance? PS i have AAA and am going to be under my parents insurance

cant get a auto insurance quote

cant get a auto insurance quote

What is the best car insurance company for a graduate student?

What is the best car insurance company for a graduate student?

Car insurance help for a 17 year old first year driver?

I'm looking to spend 3000/4000 pounds on either a Golf 2006 model, ford focus, audi a3 2006 model or a bmw 1 series. How much am i looking at for the annual insurance for anyway of these cars being a first year driver?""

""Car accident, insurance coverage, process?""

I had an accident with another car on the highway, road condition was icy. I traveled with 46-50 miles/hour, kept the car in my lane, followed the cars with normal distance. The other car - one lane or two lanes to the right of me hit an icy spot and crashed into the right side of my car at the door and partially the right fender. I had no damage in the front side of my car, but the front of the other car is damaged substantially. First she admitted that she hit an icy spot, but gave the police another untrue statement about the accident. No tickets were issued by the police. We both have full insurance coverage. The damages on both cars clearly indicates, that her spinning car caused the crash. I already contacted my insurance company. Is there a chance that the insurance companies will be able to work this out and her insurance company will pay for the repair on both cars? Therefore, I will not have to pay my deductible amount? Can the ins. co. override her statement if the independent investigation indicates that her car caused the accident ? Thanks for your answer.""

Homeowners insurance vs. property taxes?

which typically costs more homeowners insurance or property taxes?

Where to get a cheap auto insurance quote?

I just got a car and really need to get it insured so that I may drive it, I am in California btw. thanks.""

Do I have to pay for insurance on a moving van rental?

I want to rent a moving van from Uhaul. They won't let me rent the van unless I pay for their insurance coverage. Is that legal?

Can I purchase life insurance?

Can I or may I purchase a life insurance policy for my step father in law. I've been asking around and some family member say no we can't and some other say yes we can. I'm so lost

""Totalled vehicle+switched over insurance to new car, old car's registration now suspended...Help!?""

Soooo I lived in Maryland and had a Nissan, someone hit my Nissan and it ended up being totaled. This happened the end of July and a few days later, I moved to Virginia to attend school. I ended up getting a Corolla. I switched my insurance from the Nissan to the Corolla thinking the insurance company would pick up the Nissan shortly after that. Well we are in November and the insurance company took 4 MONTHS to process my claim. They are FINALLY picking up the Nissan tomorrow. I just got a letter from MVA saying that my Nissan's registration has been suspended and that I have to return my plates. It also said that a penalty fee will be assessed for $150 for the first 30 days the Nissan hasn't been insured, plus $7/day for every day thereafter. I did the math and that's about $660! I do not think I should have to pay all this money because the insurance company screwed me over by failing to put my claim through. My claims agent even said that he forgot about my case! I haven't been driving the Nissan this whole time. Do you think that if I provide proof that I had been driving another car (Corolla title and insurance policy info), I will not have to pay these outrageous fees? I also have to submit a letter from the insurance company saying that the vehicle was totaled and the date of the accident, so they would know how long it hasn't been insured for.""

Will insurance pay if someone crashes into a salvaged car?

I was wondering what happens if someone crashes into a car with a salvage title. Will the other person's insurance pay the normal amount for it, or do they only offer a reduced amount because it is salvaged? This is obviously assuming the other driver is at fault.""

How much does renter's insurance cost?

How much does renter's insurance cost?

How much is car insurance for a 19 year old female in south carolina?

How much is car insurance for a 19 year old female in south carolina?

Want to sell my insurance idea?

I have a unique idea 4 a short term insurance in south africa. How do i sell it 2 insurance companies?

What is general insurance?

i want to know abt general insurance.

How much extra is car insurance if you have points on your licence from speeding?

Is it worth attending the speed awareness course or does this not matter to the insurance companies.

How long do you have to get insurance on a car after loaning?

A relative of mine wants to take over notes to my current car. I'm waiting for papers to come back to approve her and get the title in her name. The note was too high anyways but I have to pay for the note ($375) and insurance ($251) until everything is situated. Well I found a cheaper car for 6,000 and I'll be paying a little more than $100 each month. I want to hurry and get this car because I really like it and if I wait too long then it would be gone. Do I have to get insurance on it right away. I won't be driving it until I get insurance. Would they come and repo it if I don't have insurance but paying the note? I can't afford two notes and two insurances. So that's why I wanted to wait until I got rid of my first car to get insurance.""

Whats an Affordable Auto insurance if you have 2 at fault accidents?

Hi I just turned 18 and in May I was blocked in at school and I had to leave. I hit a car and was dropped from Geico because it was my 2nd at fault accident. It just left a scratch on the car but still. I want to go to college full time and I need a job but I cant go to college at all if I have to pay 300 a month, which esurance was the lowest quote I got. So is there any places that can help me with my insurance so I can work part time and go to school full time?""

I need help with car insurance?

My parents are divorced and i live with them each 50% of the time. I just turned 16 and was put under my dads insurance. When im at my moms house am i allowed to drive her cars even though i am not listed under her insurance and live in her house part time???

I missed my Insurance payment and my room mate wreck my Jeep do I have legal grounds to sue him?

I am a Marine Stationed at Camp Pendleton, California. About eight months ago I allowed my room mate to drive my Jeep while I was away attending pre-deployment training for Afghanistan. While there he rolled my Jeep literally down a mountain while under the influence of alcohol. Needless to say the Jeep was totalled and is Unrecoverable from the canyon were it now rests. I missed my Insurance payment by about a week because I was in the field training and didn't have access to a computer or phone. I understand that this is no excuse. Because I missed the payment my insurance company rightfully under California state law refused to pay for the totalled Jeep. Do I have legal Grounds to sue him for what I owed at that time, about 12,000.00. I have continued to make payment on the Jeep. The reason I have waited so long since the accident to purse legal action is because I was in Afghanistan on a 7 month deployment. If you have an Information please help. Thank you for your time.""

How much would car insurance be..?

BALL PARK figures, if anyone knows how much car insurance would be for an Acura LSX 2014? MSRP is in the $30k I guess the record would be clean however I am only 21. Would it be good to also add my mother if that helps lower the cost? I haven't had a new car before and it's all new..""

Medican Insurance after 21 years old???????

I am 20 years old i will be 21 soon , i heard that my medican insurance will be cut when i am 21 years old ... Can some one please tell me what i can do to keep my insurance ???? WIll going to school full time help, working ... anything please just tell me anything that u know.""

Cheapest insurance company for young drivers?

Just wondering what the cheapest place for a young driver to get insurered is from people's experience, thank you""

""How do I pick a car that's cheap to insure? I'm in NY and need a cute, reliable 4 door '03-'05 car.

I have been driving a little more than a year and can't afford to spend $500+ a month for insurance so I want a car that's insurance friendly. Thanks.

Cheapest car to insure for first driver 17?

i want to be drivign this year but the insurance is crazy! i looked at a 1l corsa 1litre is one of smallest engines you can get and its 5k a year so what cars are cheap to insure at 17 and a roughly figure? i dont want any ridiculous cars such as fiat panda smart car ect if im paying so much i want it to be semi nice the ford ka is also abit to feminim for my liking i like minis golf polos 106 corsas astras those type of cars cheers :] would really appreciate the help cheers joe

How much will my insurance go up after a claim?

i was in a crash it was my fault i went into the back of another car my van was fine but the other guys car was damaged at the back it is too damaged to pay out of my own pocket so understandably he is claiming off my insurance. i have a full licence, since i started driving 8 years ago i have no claim my insurance is fully comp and i pay 330 euro each year. after this claim does anyone no how much roughly will my insurance go up next year . any advice would be greatly appreciated as i am very worried.""

Will insurance cover transmission damage?

Someone stol my car I reported it the insurane company is saying my transmission is out will they cover the cost of this or say its normal wear and tear it was working when I was driving it

cant get a auto insurance quote

cant get a auto insurance quote

https://www.linkedin.com/pulse/cheap-fault-car-insurance-michigan-raymond-hanson/"

[yourrainycollectorhologram-blog]

I totaled my car. Car insurance question?

"I totaled my car. Car insurance question?

I got a new car that was worth about $19,000 last year. Ive only had the car for a year and 2 months. I had an accident and my car was totalled. I have full coverage insurance. I havent paid off the car, so I still owe quite a bit of money on it. Does the insurance pay off the rest of my car, or will I keep having to make payments on it and pay off the loan? Im so confused. Someone please explain this to me. Thanks in advance!

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr 

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I am a 20 year old female. I didn't complete high school, but I will get my GED and go to school next fall. I'm getting a car this Feb when taxes come back and I'm buying no more then a good decent $3000 car. I have a child too so I heard that helps bring the insurance down a little. Because the car will be under my name, & I am the ONLY driver in this house hold so there will be only 1 person on the insurance, how much do u think I could be paying a month??? Any guess for wage? I want full coverage but if its more then 300 a month i will go half. I've had my permit to since I was 17, no accidents. Please help.""

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I was doing some research to buy my own car. I wanted either a 1976 dodge Monaco or a 1989 Chevy caprice. My question is, if I am 17 years old and I had this car, what is a rough estimate of how much my dads insurance will increase? I figure old cars and young drivers don't mix well but I need to know. Also, I have never gotten in any accident or received any tickets and I don't even remember the last time my parents crashed or got a ticket if that helps. Shanks""

How much will my insurance go up?

I was trying to merge onto the freeway when the lady in front of me made an inexplicable complete stop on the on ramp. I slammed on my brakes and rode the ABS down to about 15MPH when I hit her. Turns out she was on heroine, and CHP arrested her at the scene. The chippy's were really cool and said my situation was totally understandable , but said my insurance may not see it that way. (the damage to the crack head's car was minimal, and she was not injured) I'm not going to claim the damage to my car. I can fix it myself. So lets say with a little paint and body work, her repair cost is $1000.......how much will my insurance go up? I am 23, and have a flawless driving record until today.""

I am looking for a good team name for an insurance agency.?

we are selling insurance products, estate planning and other financial products.""

How much would my insurance be for an rsx 2003?

Ok so im thinking about getting a acura rsx 2003. Im 18. Had my license for over a year now. No tickets. Im a full time student at a college. ima be on my parents insurance. Their insurance company is esurance. I was wondering how much would my insurance be?

How can i find out Insurance rates on cars?

is there a certain website which can give me the average amount i need to pay for car insurance on certain cars.

Insurance for 18 year old in cooper s with 1 year ncb?

Im 18 with one year no claims, looking to buy a Mini Cooper s, anybody recommend any insurance companies or had any quotes or advice would be good thanksss :)""

Need help with health/dental insurance!?

I have been on my dads insurance that is provided for by his job. I was married last year and my husband was AGR so we received TRICARE. He has since finished active duty and we are no longer insured. My dad never took me off his insurance (mainly bc he forgot) but can I still use it?? My main concern is that it would be under my maiden name. We will be enrolling in another form of TRICARE but I will not be able to use it until after the first of March. I am in a lot of pain with my wisdom teeth and need them out desperately. I am not aware of the laws and regulations for this matter and would never want to do something illegal or fraudulent. Thanks!

What kind of Certificate of Insurance do I need.?

Hi. I just found a new apartment and in the lease contract there is something about a Section 1940.5 of the California Civil Code. The code basically says that if I have a waterbed or fish tank that is over 5 gallons I need to provide the landlord with a certificate of Insurance in the amount of $100,000. What kind of insurance would I be looking for to cover this? I have a 18 gallon fish tank that I would like to keep. Thank you!""

How come different auto insurance agencies charge different prices for the same insurance company?is it a scam?

yes i went to three different insurance agencys to see what quotes theyll give me. one say said ill pay 50 a month and 140 down payment for access auto insurance . the other agency said ill pay 60 a month and 90 down payment for the same company. and the third agency said i would probably not qualify for access auto insuranc. im 20 year old male riverside ca 94 accord. why would three different agencys quote diferently for the same auto company ? whyyy is it a scam

Insurance to volunteer at a clinic?

I was just offered an unpaid internship -type program through a veterinary clinic next to my university. I won't be getting paid and it will not help me with any credits, but it will provide me invaluable experience to get into vet school. However, they're requiring I get volunteer insurance (because it involves work with live animals) since I am an unpaid employee and will not be covered under them. How do I go about getting this? Thanks!""

Term Life Insurances-Unknown policy?

Could anyone, e.g my ex-wife, open an insurance policy for me and make herself the beneficiary without me knowing. If that can be done how can I confirm that there is such a policy?""

Where can I get an affordable liability insurance for my new small business in California?

I'm trying to open a new residential cleaning business. I already got a quote from state farm but it was way too expensive. 2500 dollars per year. I'm new in this so, I can't afford that amount because I don't even have costumers yet. Thank you!.""

How many people lack health insurance?

If you lack health insurance, why? If you cannot afford it, what could people around you do to help you out?""

Is the a law the people without auto insrance in california are at fault?

i wasuder the impression that there was a law passed that make it to be where if someone witout insurance gets in a accedent that it becomes there fault if this is trueplease let me know and if you know the law information please ad that

What is a health insurance cartel?

What is a health insurance cartel? I'm on about the US health insurance.

Most afordable car insurance for infiniti g35coupe 06 in new york?

Just wanted the know what is the most affordable car insurance for a g35 coupe. The insurance is going to be under my dads name who's over 25. I was looking at tri-state but is there something better?

I totaled my car. Car insurance question?

I got a new car that was worth about $19,000 last year. Ive only had the car for a year and 2 months. I had an accident and my car was totalled. I have full coverage insurance. I havent paid off the car, so I still owe quite a bit of money on it. Does the insurance pay off the rest of my car, or will I keep having to make payments on it and pay off the loan? Im so confused. Someone please explain this to me. Thanks in advance!

How much is Progressive Auto Insurance for a 16 year old?

I turned 16 october 2 and I was wondering how much it is for me? My family has like the lowest one which is the liability. How much is it for me about? I havent got a car yet, but I have the money I just have to pick one out. It will probably wont be any younger than like 08. Also can I get my license with out have to pay insurance right away? I dont want to drive yet (I dont like driving). I am also a female.""

What type of lawyer do I need to fight a car insurance company?

I was involved in a car accident where the car insurance company for the other person involved is supposed to pay for my car andnhave accepted liability for the accident. But. I haven't received any payment from them. And it's been 4 months! I want to hire a lawyer, just need to know what type do I look for...???? Thanks in advance""

How much would my insurance be?

Hi, I'm a 17 year old female and just passed my driving test. My parents are successful, therefore they're giving me their 2011 Ford Galaxy 2.3 Ghia with a supercharged fitted on it. I was wondering how much the insurance would be? Do they consider the speed of the car? Thanks.""

Insurance to volunteer at a clinic?

I was just offered an unpaid internship -type program through a veterinary clinic next to my university. I won't be getting paid and it will not help me with any credits, but it will provide me invaluable experience to get into vet school. However, they're requiring I get volunteer insurance (because it involves work with live animals) since I am an unpaid employee and will not be covered under them. How do I go about getting this? Thanks!""

How much money will I get from this car accident?

The air bag knocked me unconscious and so now my lawyer is handling everything. I don't have health insurance so the insurance so the drivers insurance company should for it. How much money could I get from a case like this if the drivers insurance company is Progressive with full coverage?

USAA auto insurance rates?

sorry to ask this in military but i figure yall will know best. i've noticed that since we've had usaa auto they have consistently gone up when our policy renews every 6 months. it's around 20-50 dollars every time. we have not had any tickets or accidents. when i call customer service they assure me it's nothing we've done and that everyone's rates are going up. i find this hard to believe. anyone else having this issue?

Backed into a car - Both without insurance?

I was driving my mothers car and went to a friends to grab something. When I left i backed into another guys car that was there. I was in my mothers car without insurance and he also does not have insurance. He went to a place to get it checked out and says it is almost $3000 in repairs. His car was worth $1500 before it was wrecked. What should be done here? Do i have to pay the $3000? I offered to just buy his car for the $1500 he said it was worth before it was wrecked but he refuses i dont want to put 3000 in a car for it still to be a $1500 dollar car.

What are some cheap cars to insure for an 18 Year old?

What are some cheap cars to insure for an 18 Year old? I am learning to drive at the moment but I want to know what some cheap cars are to insure?

Young drivers (17-18) - What is your insurance?

Hey! Im starting driving and shocked at the cost of insurance! Can't get lower than 3000 on a 1999 1.0 Vauxhall Corsa! Must be doing something wrong. So yeah , 3 questions : 1) What is your age? 2) How much is your insurance? 3) What insurance company are you with and what car? Thanks!""

Should I put a claim in with my auto insurance?

Today at a light a car rear ended me. My rear bumper has some small scratches and some paint marks from the other car. No dents or anything else. the car that hit me seemed to have worse damage to his front bumper. We called the police and they did a report. The other guy said he is not going to put in a claim with his insurance. He admitted fault and apologized over and over. I was wondering if it is worth me putting in a claim with my insurance? I don't want my rates to go up and even though I am not at fault, i wonder how aggressively my insurance will pursue a claim with the other guy's insurance since damage is so minor. I actually wonder if it was worth calling the police, when I really think about it. I was just shaken up at the time. I think re painting the bumper would actually be less than my deductible. I don't really have any pain and no noticeable injuries. I had a friend say I should put in a claim for minor back pain, but even if i was in minor pain, i have heard the 10,000 most companies give always go to lawyers and chiropractors I don't want to lie and don't want to spend time going to chiropractors too end up not getting anything and still having to pay to repaint bumper, have my rates go up and be aggravated. any advice?""

Motorcycle insurance question?

I've never been involved in an accident before and I dropped my bike in a parking lot learning 12 o clock wheelies and did a bunch of damage to my bike, maybe even totaling it. What do I tell my insurance company happened? Because they obviously won't cover my bike if they knew I was doing wheelies. Do I just tell them I slipped on some loose gravel and the bike fell or what?""

Car Insurance Issue's? HELPPP!?

I lost my job so I couldn't pay my car insurance for about 3 months. Then it got expired my license also got suspended because of no car insurance:/. But right now I'm back on my feet and I want to get my license reinstated and get car insurance again. I want to know how can I do that? And do I have to pay the amount I owed back to my other car insurance company or can I go to another and not pay them back? PLEASE HELP ME!

Would I still need to keep the insurance up on my truck if my license was suspended for DUI?

I was wondering if I still need to keep my insurance during the suspension period or do I cancel it and then wait till the end of my suspension period. I got my DUI on May 6th. I guess for now I'm sticking to riding a bicycle anytime I want to go somewhere which it takes longer but at least it gets the most gas mileage of any vehicle which is infinity miles per gallon.

""Who has taken the Florida 2-15 Life, Health, Ann, Insurance exam... How is this exam?

I would like to know is this a very difficult exam? Do this exam requires mathematics? Is this exam 100% Multiple choice? I know that the Real Estate exam for me was a little difficult so I am hoping that this would be a little easier.... Please tell what ever you know about this test... Thanks I appreciate it...

Do you need insurance for a driver's permit?

I'm hearing different things from all different places and rather than sifting through all of the crap at the dmvedu website I thought I'd ask you guys and get a straight answer. Do I need insurance to get my permit, or just for my liscense? I live in California, by the way, if that makes any difference with the law.""

Im a new biker what is teh best bike for insurance?

ive just passed my cbt i can drive up to 125 cc what is the best bike (under 2000 pounds) for insurance and what company are best most of my insurance quotes seem to be in the 1000's range

How much should i pay for insurance premium for an indoor playground business?

How much should i pay for insurance premium for an indoor playground business?

Car insurance groups?

Hi, im planning on buying a car, however one of them is insurance group 4 (Peugeot 306 D Turbo 1.9) and the other 14 (Alfa 147 . 1.9JTD) both 1.9 turbo diesels. why is the alfa 10 insurance groups more? :S and how much of a difference will this make to the price? i got the Peugeot down to 1107""

Are insurance premiums negotiable?

My home insurance rate goes up every year but this year it was $400 bec they said they redistribute my home and lumped it with a neighboring more expensive one. I called their main office spoke with the lady who answered the phone who wouldn't budge a dollar!! She gladly emailed a document to sign to terminate my policy. It really pist me off. Would it make a difference to call and ask to speak to the agent?

How much are you paying car insurance NJ?

I just want to know, please answer with how much, every 6 months? age? and any driving history? My mom and I are paying 2000$ 6 months, both of us have had unsafe operation in our driving records. does that sound reasonable to you? I'm really new to this car insurance and trying to know. thanks""

Anybody know health insurance provider which is inexpensive and trustable?

gimme the name and website address?

How much does it really cost to own a Porsche 911 Carrera 4S in California? MSRP is...?

...$88,400. What other costs are there? http://www.porsche.com/usa/models/911/911-carrera-4s/ I am trying to own one of these. Just wondering what's is in store for me (i.e. tax, ...show more""

""Spouse suspended license, live together, can I get auto insurance?""

Actually, it is my son in law who has a suspended license. My Daughter's policy was canceled and she wants to start a new policy, but she says that no insurance company will touch her because she lives with someone with a suspended license. Is this for real? Sound like a bunch of hog-wash to me. She lives in Massachusetts.""

If you have two insurances...?

We have two medical insurances on our children. Should there still be a copay? Should having 2 insurances cancel out the copay?

Does anyone know how to get cheap car insurance in the bronx ?

Does anyone know how to get cheap car insurance in the bronx ?

I totaled my car. Car insurance question?

I got a new car that was worth about $19,000 last year. Ive only had the car for a year and 2 months. I had an accident and my car was totalled. I have full coverage insurance. I havent paid off the car, so I still owe quite a bit of money on it. Does the insurance pay off the rest of my car, or will I keep having to make payments on it and pay off the loan? Im so confused. Someone please explain this to me. Thanks in advance!

How much does the cheapest insurance cost for a honda fit in the US?

i heard that cars r pretty cheap in the US, but insurance is a must they say??!, im from south east asia, and they sell cars triple the price here but dont required insurance, so how much is the average insurance for a honda fit in springfield virginia???""

Motorcycle insurance on a 2008 crf230l?

(around) How much would motorcycle insurance be for a 16 year old on a Honda crf230l?....thanks

Motorbike insurance?

motorbike insurance

Is it worth getting full comp insurance if your car is only cheap?

Is it worth getting full comp insurance if your car is only cheap?

Is there anyone in california that helps people with claiming insurance from the other party's insurance compa?

My wife and I were crossing the street in San Francisco when we were run down by a cab. Police report says cab driver is at fault. Problem is we're about to head back to our country (we're tourists) and need help settling obligations with the hospital by claiming damages from the cab company's insurance company. While we're back in our own country. Is there an office that assists foreigners with claiming?

Is there any insurance company that will insure horses 17 and over to cover illness.?

Is there any insurance company that will insure horses 17 and over to cover illness.?

Does my car has to have insurance or do I have to have a new insurance for myself in order to drive in NJ?

I'm a bit confused about this issue. I have a permit and I want to do a road test in order to obtain the provisional driver license. The thing is that I heard a lot from people about insurance and now I'm that confused that I don't know what to do. Do I need to have insurance? or does my car need insurance? Can I be under my parents insurance? Would that be cheaper? Could you guys help me figure this out? All I want is to drive legally without any problems, and don't waste money. Could you give me some sources also? Thx ahead""

Can i park at my aunts to get... a good price on the car insurance?

The insurance is double the amount for cars in my area compared to my aunt who lives at the other side of the town, can i park at hers to get good price on the insurance..?""

What are some good car with cheap insurance and good mpg for a 16. I wanna tune it up?

I want a car that has low insurance and good mpg i wanna tune it up to like 400hp to 500hp

About how much is Walmart Life Insurance Worth?

If you are an assistant manager for over 5 years?

""24 wanting a first bike, 125cc to start with. How much for a cheap one with insurance?""

Wanting a motorbike, starting off slower though to get the hang of it before getting a bigger engine. Going to be using it for going around the dales on a weekend. Would 1000 pounds be enough for bike and insurance? Any models to look out for on my search too""

How much money can i get from a car accident?? it was not my fault?

i was in a car accident. the other driver crashed into me & did a hit and run. i was in the car with my g.f . my g.f ended up with back pains & neck pains. i ended up with two broken fingers & a cast in my left hand. in addition i had back pains too. it appears that the driver that hit me was d.u.i and did a hit and run and got caught. after that, the insurance from the driver salvaged my car. just paid me what is was worth 3k. ive been going to therapy for 2 months now with my g.f. i spend about 500-600 in medical bills. i was off work 3 months. im 21 years old and i live in the state of california. i have an attorney working on my case. so how much can i get from the insurance company and my g.f ????""

What is the average cost for a student possessions insurance policy?

What is the average cost for a student possessions insurance policy?

How much does car insurance cost in California?

I know it varies but I just need a range.

Advise please im looking for a cheapest and reliable car insurance i?

For my honda civic 2012 LX, thank you!""

Can insurance companies tell me what car would be the cheapest for me to insure?

I was just thinking, it would be handy if websites such as Gocompare.com could just tell me what car would be the cheapest for me to insure. Based on the Information i already gave for a quote. Instead of me having to go through every car i can think of getting a quote for each one individually to find which car is the cheapest for me to insure. Dose any one no if there is a site that dose this?""

How do I know which insurance is primary?

I'm a full time student and I'm nineteen. I have insurance through my mother, empire blue cross blue shield. But I also work part-time at a hospital and receive local 1199 health insurance from them. Which one is primary?""

IM 19. I HAVE A FULL PAID CAR. WHAT IS THE CHEAPEST INSURANCE I CAN GET?

IM 19 YEARS OL. I HAVE A FORD CONTOUR. WHAT WOULD BE THE CHEAPEST ROOT I CAN GO FOR ONLINE INSURANCE. ALL I NEED IS COVERAGE..HELP!

HOW TO GET MY CAR INSURANCE DOWN PLZ!!?

Hi Ladies and Gents, im 24 yrs old and turn 25 in august and my dream is to get a car to help my mum and dad sadly im not the best with technology or bargain hunting im a little bit naive if im honest. Anyway i thought as this will be my first car my insurance would be quite high and i thought 1500 a year would be decent enough paying monthly. so i tried some insurance sites but best i could see was around 2700 and i thought wow thats shocking! i need help from you guys if you can spare a moment please thanks, i dont need anything fancy just an A to B car to help mum and dad with life and me get to work ofcourse. I decided to start my lessons and drive an automatic car starting end of this month at payday! so ive listed some details below that i think you can help me to get a cheaper deal, thank you guys very much for being kind. ok... my car will be a cheap one maybe 1000 2nd hand automatic civic,corsa or something pref 3 door 1.4L is fine also i seen some on auto trader. annual miles 10k SD&P<<im sure thats rite social and work? fully comp i may hang off till i turn 25 if my insurance will go down and also i thought a little about going on someone elses insurance (my aunt has a mobility car for my mum) or adding someone to mine? not sure? also my sister and her BF have a car but im a little scared to ask them haha! so can anyone please help me get a cheap quote thanks a million,!""

Are hearing aids covered by health insurance?

Since I was born, I've had a hearing problem on my left ear that I have to go to the audiologist for every year, and every year they say my ability to hear in it goes down by a fragment. I'm 16 now, and in high school, and they originally tried to get me to get hearing aids in 6th grade, but I threw a fit because I was afraid people would make fun of me, and they haven't brought it up since. This year I'm really noticing that my hearing is shot. I'm constantly asking people to repeat things, and whenever someone says something to me and I'm not looking at their mouth, it's all a jumbled mess. If there are a lot of people talking, and someone is standing directly in front of me, but I'm not looking at their mouth, I miss probably a fifth of what they say. I've been thinking about getting hearing aids, but I was wondered if they were covered by insurance. My mom gets the insurance through Fl Hospital, if that helps, and as I'm just now looking into it, I don't know many more details about it.""

How do i open a car insurance company?

my husband and i were thinking ofdoing this .We would sell insurance for geico or any other insurance company basically we would be the middle man. But we dont know who to talk to ? how to begin ?

Affordable health insurance?

how does health insurance work? what are we really paying monthly? what are deductibles and premiums? my boyfriend needs health insurance he is 22 and a smoker and lives in nj he graduated from college already so he cannot get the school insurance and his job does not offer him insurance where can i find affordable heatlh insurance for him

""In your opinion, who has better idea how make health care insurance affordable - B. Obama or W. Buffet?""

In your opinion, who has better idea how make health care insurance affordable - B. Obama or W. Buffet?""

Insurance question ? My husband pays $approximately $6.00 an hour for insurance that we dont use...?

but when we use the insurance BC/BS charges no less then 400.00 for simple examinations....WHY? it takes nothing for a Doc to look in my ears an see i have an ear infection. Why do they charge my insurance hundreds of dollars and i should be grateful to have insurance ?

Will i have to buy individual health insurance starting 2014?

I have a job I am paying Medicare tax. Is it still mandatory for me to buy individual health insurance starting 2014?

I totaled my car. Car insurance question?

I got a new car that was worth about $19,000 last year. Ive only had the car for a year and 2 months. I had an accident and my car was totalled. I have full coverage insurance. I havent paid off the car, so I still owe quite a bit of money on it. Does the insurance pay off the rest of my car, or will I keep having to make payments on it and pay off the loan? Im so confused. Someone please explain this to me. Thanks in advance!

https://www.linkedin.com/pulse/car-insurance-way-high-i-drive-motorbike-year-two-how-savoie-santa"

[kidshealthca]

Governor’s May Revision Budget Proposal Doesn’t Go Far Enough to Protect Children’s Health

Children’s health advocates applaud commitment to Medi-Cal and Health for All Kids, but urge strengthening of children’s health to protect against growing federal threats

On behalf of the California Children’s Health Coverage Coalition, Alison Buist, National Health Director of Children’s Defense Fund – California, issued the following statement in response to Governor Brown’s 2017-18 May Revision of his budget proposal:

“At a time when the health of California’s children, families, and communities is under attack at the federal level, our state leaders must further strengthen the health care safety net for children. Now is the time to invest in our future workforce and ensure that every child has access to the health coverage and care they need to survive and thrive.

The California Children’s Health Coverage Coalition appreciates that Governor Brown’s May Revise budget proposal maintains critical funding for children’s health coverage including Medicaid (Medi-Cal in California), the Children’s Health Insurance Program (CHIP), and the expansion of Medi-Cal to undocumented kids from birth through age 18 through SB 75 (Health for All Kids) – which collectively provide coverage to more than half of all California children.

Unfortunately, the progress California has made in covering children is at risk from Republican leaders in Washington D.C. Last week, the U.S. House of Representatives passed the American Health Care Act, which would repeal the Affordable Care Act and decimate Medicaid.  During Governor Brown’s press conference today, he warned about the devastating effect that passage of the Republican health plan would have on the California budget and people across the state. The Governor chastised California Republicans who voted for the bill, and reminded them to put the families and children in their districts above partisan politics.

Given the severity of the federal threats to undermine the Affordable Care Act and Medicaid, Governor Brown and the Legislature must be proactive in protecting and strengthening health coverage and care for California children. Last November, California voters supported a cigarette tax – heavily promoted as a measure to protect children’s health – to fund new efforts to improve access to care in Medi-Cal.  Unfortunately, in his revised budget proposal, Governor Brown continues to propose allocation of the Proposition 56 funds for existing health care costs instead of making new investments in children’s critical health needs.

For example, oral health care is one of the greatest unmet needs among California children. Lack of access to dental care results in untreated dental disease, expensive emergency room visits, and missed school days. A state audit found that more than half of children enrolled in Denti-Cal did not have a dental visit in the past year, and a 2016 Little Hoover Commission report identified low reimbursement rates as a key reason dentists do not accept Denti-Cal patients. California’s Denti-Cal reimbursements average only 35 percent of the national average for the ten most common children’s dental services. Proposition 56 funds should be used to strengthen access to oral health care for children by increasing dental provider rates.

The California Children’s Health Coverage Coalition also urges the Governor and Legislature to make other much-needed investments in Medi-Cal to improve access to care and health outcomes for children and young adults. Expanding full-scope Medi-Cal to low-income undocumented young adults ages 19-26 would build on the success of the Affordable Care Act and the subsequent Health4All Kids effort to ensure that every young Californian has access to health coverage. Investing in immigrant young adults is investing in California’s future and the economic health of our state, as immigrants are a fundamental part of our workforce and communities.

The Coalition is disappointed that the Governor continues to propose the elimination of the state-only Child Health and Disability Prevention (CHDP) program, which would unnecessarily harm uninsured newborns, infants, and disadvantaged youth, with a disproportionate impact on children in immigrant families. CHDP provides periodic preventive screenings, immunizations and well-child visits for all children below 200% of the Federal Poverty Level ($48,600 for a family of 4). Given the climate of federal uncertainty, this is not the time to eliminate programs that ensure all children have access to the critical safety net services they need for healthy development and learning.  

California has made tremendous progress in covering children – 97% of California children have health coverage. With the current uncertainty of how federal changes to health care will impact the state, now, more than ever, we need the state budget to reflect California values. There is still time for the Legislature and the Governor to work together to put children first, fix these oversights, and fulfill the promise to voters and to California’s children to ensure their health now and in the future.”

###

Contact: Cadonna Dory, (213) 355–8790

[paradiseinhomecareblog]

Dental Health Cannot be Ignored in the Elderly

Dental problems are often rampant amongst the elderly population. Some of this issue is simply because of age; as we get older health problems become more likely, if not because of declining immune systems, then simply because we have been alive longer, giving ourselves more time to develop issues. Many health issues develop in the elderly because of another, more sinister, reason: a lack of money. A lot of people are impacted by this, but is perhaps the elderly population that is the most negatively impacted by this.

  Statistics back this claim up. Estimates say that 20 percent of adults age 65 or over have untreated cavities. This number goes up significantly when you look at lower socioeconomic status and minority groups. Of those individuals age 75 or older, about 25 percent have lost all of their teeth. Obviously this is an age group that needs special attention when it comes to dental health. Not only is good dental health correlated with a high quality of life, dental problems are often really painful. Treating these issues before they become issues is the best course of action.

  Helping an elderly loved one to keep up with their dentist appointments–and any other medical appointments–can be overwhelming. This is why it’s important that if you do use an in-home care service that they readily provide transportation to medical appointments when given notice that it is needed. This takes a huge burden off of family caregivers, and it also creates an extra safeguard to ensure that your loved one’s health and quality of life is upheld as strongly as possible.

  Dental health must be incorporated into overall healthcare for seniors.

  The cost of care still is a huge issue for many, especially when it comes to dental care. Traditional Medicare does not cover the majority of dental procedures, and Medicaid only covers certain things. A lot of dentists do not accept Medicaid or Medi-Cal as insurance because what it does cover, they do not pay providers very much for those things. Making plans beyond these two insurance types is a must, especially for seniors. Some Medicare supplement policies, sometimes referred to as Medi-Gap policies, can be used to fill in and establish a higher quality of healthcare, but these sometimes have a steep price attached to them. However, that price tag is well worth it in most cases if it keeps your mom or dad happier and healthier. Sitting down and speaking with someone who deals with insurance on a professional level may prove to be beneficial to you, especially in the ever-changing atmosphere that we currently find ourselves in.

  Dental health has improved quite a bit over the years for seniors. Better technology, fluoride in the water, and an overall greater awareness of how to keep ourselves healthy has helped millions of seniors to preserve their dental health. There’s still a long way to go, though. Helping your loved one to take strides today to improve this area of life is important, especially because it is an often ignored area. Seniors are already at a higher risk of health issues, this doesn’t need to be another area where they suffer.

The post Dental Health Cannot be Ignored in the Elderly appeared first on Paradise In-Home Care.