#debt-uk
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If you want and update on how it's going:
Trump fucking over ukraine and siding with Russia has forced the UK to up its defence spending in order to protect the UK and Ukraine, which has caused them to cut environmental spending and specifically DEFRA which means the sustainable farming scheme has been axed which means farmers are gonna farm intensively to survive because they are no longer recieving money to protect the environment.
Boy they weren't kidding when they say you should care about politics because it affects you. British wildlife is fucked because of orange man
#uk politics#us politics#to be clear its also the uks fault for letting oligarchs (including russian ones) buy up all british land and assets#and so the uk gov is fucking broke because its stuck paying rent to these assholes#and so out taxes immediately go to paying off debt the gov has to billionaires instead of actually running the country#they're basically in the position most of us are in rn#eternally paying rent and unable to save more than £200#and so when theirs an emergency they've had to sell their car to pay for it#but in this metaphor the car is DEFRA
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Louis being an absolute delight on the red carpet (x)
#louis tomlinson#louis tomlinson gifs#louis gifs#louisupdates#louisprojectstracks#louistomlinsoncouk#mindofwalls#rolling stone uk awards#look at his little face#absolutely glowing 😍#joshua halling#we are in your debt
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A very informative, but not overly cheery report on Britain's finances which have been severely impacted by loans to Ukraine. Starmer's misrepresentation of national debt, and illegal immigration are also covered.
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you have to go to uni otherwise your life will go nowhere why would you go to uni these days the trades are dying we need more people in the trades no no we don't want more women in the trades we need more doctors nurses teachers so you have to get a degree or multiple degrees why are you complaining about debt you chose to do this you have to get at LEAST a masters degree because bachelors are basically useless they're handing degrees out like sweets these days you shouldn't go to uni if you can't afford it you have to get good grades at a level to get anywhere wait you don't want to go to uni? then what the fuck do you expect from life? student loans are fine they're not like other debt the highest student loan debt is £230,000 you'll be repaying it for your whole life there are so many useless degrees they need to get rid of them STEM is the way to go why is art and literature and music so bad these days the top earners at unis are on six figure salaries your student loan interest will go up year on year and btw we are really looking for someone with a higher level of education for this entry level position
#SCREAM BITING KILLING FUCK THE TORY LIB DEM COALITION#starmer if u do one thing get RID of student debt PLEASE#im sooo stressed like i have one more year of this degree to do and i WILL do it#but the amount of debt i'll have afterwards + interest....insane fr#i hate it when people say 'uni is useless/theyre letting too many people who get bad grades into uni/if you cant afford it then dont go!'#like why do you want to exclude working and lower middle class students even more???#oh yeah lets just let universities be attended by private school students only. i mean they get the highest grades so dont they deserve it!#uk politics
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Living with the affliction called being English means I can't even marvel at genuine kindness without fearing an inevitable backlash the media will launch against Michael Sheen—just as they did with Rashford and anyone else who dares receive rightful praise beyond five minutes.
Debt has quite literally destroyed my family’s life; it certainly played a part in destroying mine. My mum's health is in tatters after decades spent struggling just to keep a roof over our heads. Loans. Begging. Pleading for help she never received—only shame in return.
The lack of understanding about how working-class people are losing their ability to simply exist without constant fear—wondering how they'll pay bills or manage a weekly shop, let alone handle an unexpected repair—is a level of ignorance that is deadly.
Financial struggles are among the leading reasons people take their own lives. Thousands did exactly that after mine closures, abandoned by a government unwilling to offer even the reassurance that things would ever be okay.
Yet we’re told we live in a "kind, Christian country," so generous that the world supposedly takes advantage. Funny—I’ve never witnessed this generosity, but perhaps the 20,000 people earning £23 million in passive income might see it differently.
#Michael Sheen#Marcus Rashford#Channel 4#UK Politics#Debt Crisis#Cost of Living Crisis#Working Class#Income Inequality#Capitalism#Classism#Keir Starmer#Labour Party#Instagram
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Another day, another debt help advert on Tumblr. Don't do it.
If you're in the UK, you can go to StepChange or Money Advice Trust for free debt advice online or over the phone, Citizens Advice Bureau if you have other challenges piling on top of your debt, or Christians Against Poverty if you are comfortable going to them.
Some debt relief options have a fee, many do not. What you need to do is go through your finances and work out your income and expenditure. Track it over the last few months if you can and then do a debt advice session online, over the phone or in-person, depending on your needs. Set yourself aside as much time to do it as you can so you aren't rushed as well as stressed. Do not be afraid to pick up the phone or use the text chat if you need support, the staff are there to help.
Don't leave it to the last minute. Do it now, even if you don't think you need it. People often don't reach out for support until they are in crisis, by which point they have fewer options. The earlier you ask for help, the more you can be helped.
Do a benefits check on Policy on Practice or Turn2Us to make sure you're claiming all benefits you're entitled to, too.
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i wish there was a place i could get vampire fangs when it's not october. what if i want to be a spooky little dude in april? or december? HUH?
#someone give me recs#oh how i wish we had spirit halloween or smn in the uk#seriously though i crave vampire fangs#not for going outside just being a weirdo in my room#oh and i need my mother to not find out about this#unfortunately most of the ones on amazon either have really bad reviews or require some sort of putty?#and i'm worried about not being able to get them off quickly and easily & how i would heat up the putty in my bedroom without anyone knowin#so no vampire fangs for me :(#if anyone knows of any good ones or places i can get fangs for fairly cheap#(i live in england so i need it to either be a shop over here or have uk shipping)#then i will forever be in your debt#vampires#fake fangs#vampire fangs#vampirecore#vampire#i love vampires sm dude#starting being human uk has only made the obsession worse
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You know that moment from Spongebob where Patrick cries, "Gary? I thought we had something special!"??? Keir Starmer when Donald Trump inevitably announces tariffs on the UK because lord that man seems to be the only leader who wants to get close with Trump for some fucking reason while other leaders rightfully despise Trump.
#the fucking tariffs...to any trump voter: hope the non-existant cheap eggs were worth it!#because now someone wants to start a trading war clearly with canada and mexico responding with their own tariffs#and seriously if trump ever put some on the uk keir would just go along with it knowing him#he literally is allowing council taxes to rise when anyone who isnt rich is already struggling with paying stuff and debt#its always the people who pay for the goverments shit anyway
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What a country.
Britain punishes homeless people for being in debt.
A "Kafka-esque nightmare", as this article says.
#whatiswrongwithBritain?
#britain#uk#uk politics#british politics#rich v poor#inequality#fuck the tories#homelessness#homeless#debt#poverty uk#poverty in 21st century
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Healthcare should be a human right, not a commodity for sale” – Jim Wallace
In October last year the GOOD LAW project investigated Wes Streeting and his connection to private health care. They found that:
“More than 60% of the registered donations accepted by the health secretary come from people and companies linked to private health.” (23/10/24)
In total, a massive £311,400 has found its way into the Streeting coffers from companies and individuals with private health care provision interests. Rachel Reeves was the second highest recipient of donations linked to private healthcare. Keir Starmer received £157,500 from private healthcare donors, while Yvette Cooper was given a whopping £295,205.
The point is, those at the top of the Labour party are indebted to private healthcare providers and it is therefore no surprise that Wes Streeting is yet again advocating more private sector involvement in the NHS.
“Health Secretary signals support for more private investment to fix the NHS” (Independent: 17/02/25)
If you are ill then I doubt very much you care where your treatment comes from. All you want is treatment for your illness or the illness of your loved ones. But it does matter. We know from our everyday experiences what privatisation has done to the railways, the water companies, energy prices and to the NHS in the form of the Private Finance Initiative (PFI)
PFI is a way of financing public sector projects through private sector investment. The concept was introduced in the UK in the 1990s and has been used for building and maintaining infrastructure projects, such as hospitals, schools, and roads.
PFI has been costly for the taxpayer in all areas but let us concentrate on hospitals as Wes Streeting is seriously considering signing more PFI contracts within the NHS. Despite admitting that hospital PFI schemes: “..did lumber the NHS with an enormous cost that it continues to bear” he is never-the-less:
“actually very sympathetic to the argument that we should try and leverage in private finance.” (Independent: 17/02/25)
PFI schemes have been criticised for being more expensive in the long run compared to traditional public financing. Hospitals built under PFI schemes can incur substantial costs over their 30 to 60-year contracts, leading to financial strain on the NHS. He knows this yet is continuing to press for more private finance investment.
There is a lack of clear and joined-up public accountability in PFI contracts, making it difficult to assess their true cost and value. The NHS continues to bear the financial burden of PFI contracts, with repayments often consuming a significant portion of healthcare budgets. Streeting knows this yet is continuing to press for more private finance investment.
The NHS used to be the Labour Party’s Jewel in the Crown. Not any more. Private healthcare providers have lined the pockets of key ministers within the Labour Party, including the Prime Minister himself. These paymasters expect a return for their investment and under Starmer and Streeting they seem very likely to get it.
#uk politics#nhs#Private finance initiative#follow the money#wes streeting#keir starmer#yvette cooper#rachel reeves#hospitals#paymasters#debt
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From the David Graeber Institute... In 2011, David Graeber published; Debt: The First 5000 Years. It is one of those books where you learn a lot of interesting history that is not mentioned on the BBC. Here is an extract from the book.
#debt#david graeber#politics#uk politics#bbc#great britain#money#banking#david graeber institute#debt the first 5000 years#book#books#bankers#bank of England
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Jang Uk: How DARE you make me go to school without my favourite servant that I bought like six weeks ago.
Mu deok: How DARE you make my master survive without me for a couple weeks!
#alchemy of souls#I don't think she's a slave so it's like indentured servatude?#They said her grandma had debts#rough breaks#jang uk#mu deok
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Should be sleeping night-daydreams. Wish wish wishing.
If I get The Decemberists and Depeche Mode in the same year, let’s get the whole fucking list finished:
Manifesting Underworld concert 2024. 🕯️
#considering going into considerable debt to go to the UK and just fucking get it done#was sososososo close to finally seeing them in Toronto before it was cancelled#come baaaaack#we love yooooou#Aries and I will 100% perish and we’ll be happy about it#underworld
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romanticising old university cities seems so silly to me. you're not that special for studying in an old building
#currently in Oxford for a month and while i'm enjoying my time here i can't seem to get the excitement about it#it is a beautiful place but its universities aren't the only places where you can get a proper education#i have friends to left romania to study in the uk and i'm like??? for this?? you left for this and student debt?#(btw - studying in romania cost me nothing and i even got a scholarship - i'm not an exception or tremendously studious -#with a few exceptions most of my colleagues didn't have to pay for their studies)#venting my frustrations a bit - i don't really care that much i just can't make sense of the air of superiority of some of these people#//on another note-the city is very pretty especially now in the beginning of autumn and i love browsing through its many used book stores
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nothing radicalises a UK university student like reading about the history of tuition + maintenance grants/loans
#until 1998 university was free#then capped at 1k a year as a loan that anyone could get until 2005#then it went up to 3k#tripled in a year#then in 2011 it tripled again to 9k#and as for MAINTENANCE#GOD#until the 90s it was a non-repayable grant#which was means-tested and as far as I understand if you couldn't get that you got what now equates to a maintenance loan#it originally wasn't means tested but was by the 80s when my mum went to uni#gradually the maintenance grant covered less and less and was eventually abolished around 2015#tony fucking blair and david fucking cameron#like. it is unbelievable#also as a disclaimer in UK countries that aren't england they do offer grants#like scotland as i understand won't even charge you tuition if you're a resident there for a few years before uni#which. god#the thing is it's not like america where everyone who's ever graduated is in tens of thousands of dollars worth of debt#people a decade older than me got thousands of pounds a year in maintenance grants and left uni less than 10k in debt#people just over a decade older than them went for free and got maintenance grants#and literally just finished uni. entirely debt free#i will be over 70k in debt when I graduate#it makes me so fucking furious#it's already gaining interest
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student loan debt is a bit scary actually. why didn't i know this before i went to university <- i literally knew this
#i knew but also i kind of closed my eyes to the details of it. i cant believe i was saying a few months ago to someone oh yeah in the uk#student loans aren't too bad the debt isn't as much as in the us haha it's not a big deal. GIRL THE INTEREST RATE!!!!!!!!!!!!!!!!!!!!!#oh well.
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