#debt recovery solutions

[traqsoftwaresolutions]

TRAQ Software Solutions

Unlock the future of debt collection with TRAQ in a single click. Optimizing collections and performance across sectors, it's the result of 25 years of industry insight, designed to tackle your strategy's challenges. TRAQ Collect is the solution for enhancing productivity and resolving pain points.

Address: 170 Flanders Drive, Blackburn Estate, Mount Edgecombe, Durban, KwaZulu-Natal 4001, South Africa Phone: +27 80 002 2111 Website: https://www.traqtion.co.za

[loanrecoveryservicesmumbai]

Baadshah Recovery Services: Your Trusted Money Recovery Agency

Baadshah Recovery Services, your reliable partner for financial solutions. We specialize in money recovery, ensuring swift and effective resolution for individuals and businesses. Our dedicated team employs advanced strategies to recover funds, providing a seamless experience. With a proven track record, we prioritize client satisfaction, offering a transparent and secure process. Trust Baadshah Recovery for expert assistance in retrieving your assets. Explore our comprehensive services and let us be your guide to financial recovery. Your peace of mind is our priority—choose Baadshah Recovery Services for unparalleled expertise in the world of money recovery.

[expertitsolutions]

Baadshah Recovery - Leading Bank Recovery Agency in Mumbai & Across India

Baadshah Recovery is a premier bank recovery agency providing expert services in Mumbai and throughout India. With a dedicated team of professionals, we specialize in swift and effective recovery solutions for financial institutions. Our comprehensive approach ensures seamless recovery processes, utilizing cutting-edge strategies to recover outstanding debts. Trusted by leading banks, we offer unparalleled expertise in debt recovery, asset resolution, and legal support. Choose Baadshah Recovery for reliable, nationwide coverage, delivering results with integrity and efficiency. Partner with us for a trusted ally in navigating the complexities of bank recovery, securing your financial interests with confidence.

[thecreditscoreking]

Getting rid of debt can feel impossible. Whether it’s medical bills, credit card debt, student loans, or something else entirely, one of the first things many people do is search online to find ways to get these debts off their credit report once and for all.

[hopestonedvisory]

[npaconsultan]

Tell us your story we will show you the way out! Team up with India's best advisors to fight back the injustice

Visit us : https://www.npaconsultant.in/

[kevintiley]

With our Invoice Recovery Solution, you can bid farewell to manual follow-ups and tedious administrative tasks. Our automated system sends personalized reminders to clients, gently nudging them to settle their invoices promptly.

[thoroughbredrecoveries]

Equine Debt Recovery | Australia

Thoroughbred Recoveries is a boutique debt recovery agency with a focus on the equine, and thoroughbred industry. Unlike your standard agency, we know the industry inside out and we’re champing at the bit to help you recover your debts.

[mnscredit]

Pioneering a New Era in Credit Management: MNS Credit Management Group's Groundbreaking Approaches and Unmatched Proficiency Transform Financial Landscapes

[cedarfinancial]

Unlock the door to financial resilience with Cedar Financial. 🚪💪

Unlock the door to financial resilience with Cedar Financial. 🚪💪

Our team is dedicated to fortifying your California business against financial challenges, ensuring lasting strength and stability. 🌟🏰

For more details, Visit now!

www.cedarfinancial.com

#FinancialResilienceUnlock #CedarFinancialStrength #BusinessStabilityFortification

[aspyholdings]

Aspy Holdings LLC.

Debt Buying Solutions Company

Address- 1700 Northside Drive Suite A7 #5715, Atlanta, GA, USA 30318

Phone- +1 (833) 277-9637

Email- info@aspyholdings.com

Website- https://aspyholdings.com

Business Hours- Mon-Fri: 9am- 6pm

Aspy Holdings is a premier debt buying solutions company dedicated to providing comprehensive and innovative debt acquisition services. With a focus on maximizing returns and minimizing risk, we specialize in acquiring distressed portfolios and implementing strategic solutions to optimize recovery for our clients. Our seasoned team of experts leverages cutting-edge technology and industry insights to navigate the complexities of the debt market, ensuring efficient and ethical resolution.

[traqsoftwaresolutions]

TRAQ Software Solutions

Unlock the future of debt collection with TRAQ in a single click. Optimizing collections and performance across sectors, it's the result of 25 years of industry insight, designed to tackle your strategy's challenges. TRAQ Collect is the solution for enhancing productivity and resolving pain points.

Address: 170 Flanders Drive, Blackburn Estate, Mount Edgecombe, Durban, KwaZulu-Natal 4001, South Africa Phone: +27 80 002 2111 Website: https://www.traqtion.co.za

[loanrecoveryservicesmumbai]

Money Recovery Agency | Baadshah Recovery Services

Welcome to Baadshah Recovery Services, your trusted partner in financial recovery with two decades of unparalleled experience. As an ISO 9001:2015 certified company, we take pride in being India's best money recovery agency, operating seamlessly in Mumbai, Thane, and across the entire nation.

At Baadshah Recovery Services, we understand the intricacies of the recovery field, and our team of experts is dedicated to delivering exceptional results. We specialize in collaborating with businesses, navigating financial challenges, and swiftly negotiating optimal outcomes. Our unique approach is designed to reduce risk and safeguard value, especially in situations where time and cash are critical factors.

Choose Baadshah Recovery Services for a partner committed to your financial success. We are ready to navigate the complexities of money recovery, offering you peace of mind and tangible results. Contact us today to experience the Baadshah advantage in overcoming financial challenges and safeguarding your business's prosperity.

[npaconsultant-stuff-blog]

The handling of NPA Management and debt settlement are both vital to a bank s financial stability The debt balance cannot be reinvested until it is repaid

[chalkrevelations]

One of the criticisms I've repeatedly seen leveled at Dangerous Romance is that it doesn't engage with issues of socioeconomics and class the way it ought to, and I think that's a little unfair, because sure, it doesn't engage with those topics to the extent that some other bls have done, but it also engages with them to an extent greater than many, many other bls have done and do. I've posted before about how I think DR tackles issues of bullying, its fallout, recovery and reconciliation better than many other, sometimes beloved, shows have done. Is it perfect on this front? No. But it's a step forward, and I think it's one of the places where not only has it not gotten recognition, but criticism has been leveled at it that makes it sound like it did less than it actually did. Similarly, I don't think DR gets recognized for the work that it is doing on issues of socioeconomics and poverty. Again, is it perfect? No. But something really caught my eye this week, something that struck me when I watched Kanghan give his little speech to his grandmother about "poor people," which I and so many others found utterly vile - vile enough for some people to consign him back to the irredeemable category, if some responses in the tags are to be believed. Vile enough for some people to be disturbed enough that they don't know how they feel about the show anymore. Which, just. :hands: Do we want the show to tackle these topics or not? Because right now, it looks like it can't win, no matter what it does.

Here's the thing: We find Kanghan's comment vile because we're supposed to, because when the show puts those words in Kanghan's mouth, it's making a deliberate comment about poverty and the way it's viewed by people privileged enough to never worry about where their next meal is coming from, whether they'll have a roof over their head, and if that roof provides a modicum of safety - or if your door might as well be open to anyone who wants to walk in, whether it be a pissed-off classmate with a gun, or debt collectors willing to kick the shit out of a high-school kid. It's making a comment about the way low-resource populations are viewed by the people who profit off of socioeconomic systems that create poverty in the first place - because where does Kanghan's money come from? Where does Sailom and Saifah's debt come from? Is it even theirs, or did they inherit it? Does a just socioeconomic system give Kanghan more money than he knows what to do with, while Saifah is stealing rice from his patients to feed his little brother? How do we, as the audience, feel about the fact that benevolent Grandma Ging's solution to the Homchan debt was to have Sailom essentially sell himself to her family in indentured servitude until Kanghan is able to get into university? No, the show doesn't spoonfeed us these questions, but they're there, woven through the narrative, and Kanghan's comment - and Grandma's acquiescence to it - throws them into sharp relief. And once they're exposed that way, they're suddenly so ugly the audience is reluctant to look at them?

Anyway, my immediate response to Kanghan's comment was

I have done a superhuman job of maintaining my emotional equilibrium so far ... only threatening once to reach into the screen to strangle him when he pulled out that completely noxious little speech about "poor people" and what they'll do for money, because yeah, fuck you and the coddled little gremlin that's rearing its ugly head back up again.

I think that "again" is important, because it not only shows the way Kanghan defaults to what's comfortable and familiar to him when he's suddenly thrust out of his depth - and when he feels profoundly betrayed - but it also shows that attitudes and prejudices about low-resource populations are deeply ingrained. The fact that this is the ugly thing Kanghan automatically falls back on in an attempt to maintain a wall between himself and Sailom reminds me of the way misogynistic slurs are pulled out and used against women in the heat of anger by people who would never classify themselves as misogynist. This is the thing about prejudices - they're part of the culture, we're swimming in them, and they take work to undo. I would actually rather have Kanghan explicitly show this attitude than act like it's magically resolved or like it doesn't exist. I been sayin' - none of these issues just disappeared in episode three when the cuteness started creeping in. They continued to exist alongside and underneath, and the show was only waiting to pull them out again at the right time. Appropriately, that time is when Kanghan is under stress.

I also think it's pretty smart writing to pull this back out now, after a stretch of episodes that first, made the audience complicit in the same kind of mindset Kanghan displays - come on, how many of us were convinced Saifah was sketchy from the beginning, when he was taking rice from his private patients to feed his little brother? How many of us took one look at Name and knew he was Bad Fucking News, full stop, and not worth the time Saifah so obviously wanted to spend on him, before meeting the Bigger Bad behind him, the one who keeps him on a leash? - and then deconstructed those attitudes, spinning out sympathetic characterizations from questionable first impressions. The very same episode in which Kanghan spouts this awful stuff about "poor people" and how they'll do anything for money also shows explicitly ... well, first of all, it shows that Sailom won't do just anything for money - he'll escort, providing services for payment, but he won't steal. But more thematically, the episode emphasizes the near-inextricable web that people with limited access to resources - including, yes, money - find themselves tangled in when they're pushed into survival work, be that stealing, sex work or violence, as we see with Saifah, Sailom and Name.

Stealing is survival work. Escorting is survival work. Violence is survival work. It's also all dangerous, and it's all illegal. None of it is something that most people would do by choice if they had other options. In some cases, it's really damn hard to walk away from, and not because you're enjoying it, but because it might get you killed. DR shows-not-tells us all of this. It shows us that it's real easy to say poor people will do anything for money, but money actually translates into food and clothes, a roof over your head, survival. (There's a reason we're introduced to the scene of Sailom escorting again with a plate full of food being set down in front of him - it's a callback to the spread of food Kanghan orders when he's playing sugar daddy in Korat. Now, we're smacked in the face with the reality of needing a sugar daddy.) Poor people will prey on each other to survive, as Name does to Saifah and Sailom. They'll also help each other, like Saifah does with Name. Meanwhile, Kanghan, who's never been food-insecure a day in his life, sneers about what other people have to do to survive and makes himself out to be the victim, and we as the audience are repelled. That's on purpose. That's the show's commentary on socioeconomic issues.

Do I like that it happened in the same episode that Sailom The Magic Poor solved the rift between Poor Little Rich Boy and his Rich Dad? No. But I'm also not going to let perfect be the enemy of the good. And here's the thing about Kanghan and his ugly comment: That deconstruction that the show does on a meta-level of audience attitudes about Saifah and Name? That's an assurance that Kanghan, himself, can deconstruct his attitudes and prejudices about "the poor."

Meanwhile, this attitude of Kanghan's - They want Our money - this ties into his deepest fears and insecurities. Would you like me if I had no money, he asks Sailom (and meanwhile he knows that he has no money, he has his dad's money), despite the fact that Sailom has been telling him since he punched Kanghan in the face with a fistful of Kang's cash that Sailom doesn't care about Kanghan's money and some things can't be bought. It also means that Sailom knows immediately the worst way to hurt Kanghan - the way he's been hurt when the boy who Sailom has given everything to, the one who was supposed to protect him, the one who just promised he'd be with Sailom through everything, instead turns on a dime and throws him out like garbage. Sailom is smart and he knows just where to hit, he knows what it's going to do when he tells Kanghan he's only ever been interested in his money - it's not the least bit true, and it's still the most painful thing he could ever say.

[structuredsucc]

Understanding the connection between ADHD and burning out… hard

For a lot of ADHD’ers, burnout is a frequent unwelcome companion. This is because being ADHD makes us more susceptible to burnout, it changes what burnout feels like, and what it takes to heal from it. Let's talk about it!...

-Want to talk about it earlier? Join us on Patreon for early access and even more content-

What is burnout?

Burnout is more than just stress or frequent overwhelm. People experiencing burnout don't generally feel like it goes away with short-term rest. Burnout is a state of near constant exhaustion often coupled with a sense of ineffectiveness and negative perceptions of other people. During burnout, our accomplishments can feel hollow and meaningless, and we can experience cynical or even antagonistic thoughts towards clients, peers, or others. 

Because we live in a capitalist hellscape, burnout is almost always considered a work-related problem that impacts our ability to ‘be productive.’ But for ADHD'ers, burnout can and does arise from other areas of our lives and wreaks utter havoc on these areas.

Importantly, there's more than one type of burnout. In fact, for ADHD (and autistic people) in particular, there are at least three types that probably feel a little too relevant for comfort: 

Overload burnout,

Understimulation burnout, and

Value disconnect burnout.

Overload Burnout

When people think about burnout, overload burnout is often the first thing they think about. This type of burnout arises from taking on too much for too long. This can be too many responsibilities, commitments, and/or tasks with not enough time to recover in between. Put another way, overload burnout comes from chronically spending more energy than we have. To make up for the shortfall on a day-to-day basis, we borrow energy from other systems or from our future self, often at high interest rates. Burnout is that energy debt coming due.

People with ADHD are more susceptible to overload burnout for a bunch of reasons. For example, because many ADHD’ers struggle to instinctively know how long tasks are going to take us, we can greatly underestimate the time needed, leading us to overcommit again and again. As another example, the need for stimulation that a lot of ADHD'ers have can lead to a go-go-go mentality where we act first and plan and prioritise later. This can lead us to take on too much and drive us into overload and burnout in the longer term.

While ADHD symptoms certainly contribute to ADHD’ers susceptibility to burnout, so too can the perceptions of others and our responses to those perceptions. A lifetime of experience with the narrative that our ADHD makes us lazy, flaky, or unmotivated can lead us to feel like we constantly need to prove ourselves or to give up on our own needs to satisfy the needs of others. Combined with the very real need for external sources of accountability that many of us experience, ADHD’ers are much more likely to burn themselves out trying not to upset other people.

Recovering from chronic overload

In order to recover from overload burnout, the primary solution is to do less, and then do less than that. Because overload burnout is the result of chronically spending more energy than we have, the only way to start healing from burnout is to reduce how much energy we’re spending. However, because we’ve been borrowing energy over and over again to make up the shortfall, healing from burnout means we have to pay that energy back, with interest. This is why burnout recovery can take so much time.

This means that to heal from burnout, we often need to reduce our responsibilities and expectations below a sustainable level. During recovery, our expectations of ourselves can’t be to just break even energy wise; instead, we need to make sure we have extra to pay down that debt. Put another way, if we barely have the energy to meet our responsibilities, it’s probably still too hard. Rather, our responsibilities should probably feel downright easy, if not too easy, to ensure we’re actually recovering.

Autistic Burnout 

Autistic burnout is important to talk about in relation to ADHD and burnout precisely because ADHD’ers are so much more likely to also be autistic. Much like overload burnout, autistic burnout is primarily caused by spending more energy than we have over a prolonged period of time. What makes autistic burnout unique, however, is that this prolonged overload is primarily a result of being autistic in a neurotypical world. Specifically, navigating, self-regulating, and masking in a world that doesn't take autistic needs into consideration can, by themselves, take more energy than we have. Over the long term, this energy debt can lead to burnout.

Unlike burning out in other ways, however, we can't just stop coping with the world around us. We still need to feed ourselves, care for ourselves, and do all the basic functions of life. More than that, we simply can’t escape the need to process and regulate sensory input. Together, all of this means there’s a large amount of built in energy expenditures in the autistic experience. This hopefully makes it obvious why autistic people are more prone to burnout, why autistic burnout is so incredibly impactful to our lives, and why recovering from autistic burnout is so incredibly difficult.

Recovering from autistic burnout

Similar to overload burnout, the only way to recover from autistic burnout is to reduce our energy expenditures enough that we can pay back the energy we borrowed, with interest. The problem, of course, is that when that energy expenditure is the basics of life, reducing these demands isn't easy and it's not even always possible. This means getting support, using accommodations, and simply not functioning is often essential to recovering from autistic burnout.

As we burnout, even tasks we used to complete (seemingly) effortlessly can become energy intensive. Feeling incompetent as we lose skills and lose pieces of our independence can make us ashamed to reach out for help, but asking for support, such as getting support around energy expensive care tasks, is incredibly valuable. When this support isn’t available, providing ourselves with accommodations that reduce the energy expenditure of the task can also be of major benefit. This could mean, for example, relying more on noise-cancelling headphones, changing what ‘complete’ means for specific tasks, or reducing the frequency of tasks. The final option for a lot of people is simply not functioning (hopefully at times where it is safe to do so). This might mean consciously deciding not to process information even if this leaves us to be confused or awkward, or reducing the amount we mask, for example.

Understimulation Burnout

Understimulation is painful experience for many people with ADHD. Oddly, being understimulated can be just as overwhelming for ADHD’ers as being overstimulated can. Speaking personally, understimulation can destroy my mood and make me feel stuck in a never ending loop of desperately wanting to do ANYTHING, but also distinctly not wanting to do any of the options available to me.

Over the long term, understimulation can lead to its own form of burnout where we lack the stimulation and novelty our brain needs, leading us to feel that we're not being challenged enough or that we aren't growing or advancing. Because novelty and challenge are two of the best fuels for task initiation for people with ADHD, lacking these elements in a long-term way can make getting started on tasks impossibly hard. This struggle can destroy our sense of effectiveness and lead to frequent distraction as our thoughts drift to existential questions about what it all means (or is that just me?).

One major reason why this type of burnout is such a problem for ADHD'ers is because we can fall into understimulation a lot faster and a lot deeper than our non-ADHD peers. This means we can be burning out from boredom before non-ADHD'ers even feel bored in the first place. This type of burnout is notorious for leading to project- or job-hopping for some ADHD'ers, where we change projects, hobbies, or jobs more quickly than is helpful for our skill or career development.

Recovering from chronic understimulation

Healing from this type of burnout can look like almost the exact opposite of healing from overload burnout. Taking on more tasks, responsibilities, or commitments can help add challenge, but may not be the best long-term fix. After all, it is possible to burnout in both of these ways at the same time by having too much to do, but all of it being too boring.

A more sustainable way to heal from this burnout is to include more naturally occurring sources of novelty into the area of life that’s understimulating. These can be new consulting projects, new hobbies, or new social groups that regularly change over time. Making this novelty something that happens naturally, in a way that doesn’t require constantly spending energy to seek it out, can really protect us from this type of burnout. For me, working with new clients is this source of novelty and goes a long way to helping prevent this type of burnout.

Value Disconnect

The final type of burnout I’m going to talk about here is value disconnect burnout, which happens when our core values and our tasks, responsibilities, and commitments aren't aligned. This often happens when core values or tasks slowly shift over time, such as in the case of a job that slowly becomes less aligned with our values. This type of burnout is more common for folks who experience outsized pressure to take on tasks that aren’t aligned with their values, such as needing to work a job primarily to make ends meet.

ADHD'ers can be more susceptible to this type of burnout for a few main reasons. First, ADHD’ers often prioritize interest and novelty over long-term goals or values in a way that non-ADHD’ers don’t. This can lead us to making commitments that don’t align with our values in the long-term, or leads us to struggle to identify our core values in the first place. Adding this to ADHD related struggles with impulsivity and time perception, it is far easier for ADHD’ers to find themselves committed to responsibilities that aren’t a good fit for their core values.

Second, both some ADHD and autistic people can be much more sensitive to challenges to our values, especially around a personal sense of fairness or justice. This sensitivity can make even small misalignments feel like much more of a disconnect for some people, and in some cases this can make these misalignments feel physically painful.

Reconnecting with our values

The main way to heal from this type of burnout is to realign our values and our responsibilities and actions. Understanding what our core values are, accepting that these may change over time (especially for ADHD'ers), and regularly assessing if we're actually doing things related to our values is the first step in recognizing and addressing this type of burnout.

The next step in this process is to make changes that increase how often we’re acting in accordance with our values. This can be through one large change all at once or a series of smaller ones over a period of time. Whatever the approach, this can't be a one-and-done kind of thing. As our responsibilities and interests continue to change, we can drift out of alignment again. Scheduling some time on occasion to re-assess this alignment (and make changes as necessary) is the only way to protect ourselves from this type of burnout.

Of course, this process is made much harder when there is outside pressure that makes acting in accordance to our values more difficult. When working in a job that isn’t aligned with our values to meet our basic needs, for example, having strong boundaries is important to healing. The specific boundaries will differ from person to person, but making time to engage in more value-aligned responsibilities (especially as meaning-making or leisure activities) is particularly important.

Conclusion

Most people with ADHD have or will experience burnout. Regardless of the type of burnout, having ADHD increases our susceptibility to this burnout. Being aware of our energy expenditures, stimulation levels, and our values can help us identify burnout before it becomes life-altering-ly bad and offers us an opportunity to start the recovery process. Whether it’s at work or in other parts of our lives, burnout is a frequent unwelcome companion, but it doesn’t have to be.