#debt mutual funds planning in Hyderabad

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How Can a Mutual Fund Investment Plan in Hyderabad Reduce Market Volatility?

A smart mutual fund investment plan in Hyderabad should consist of different mutual fund categories, including equity, debt, and hybrid funds. Pragati Wealth can assist you in understanding how diversification across these categories may help manage market volatility. For more information, visit https://www.pragatiwealth.com/mutual-fund-expert-in-hyderabad.php

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DHFL promoters exit WGC Wealth to repay debts

Lenders to DHFL will meet early July to hammer out a rescue package, which will include the reworking of loan payments, fresh working capital support, roping in a financial investor, and the promoters ceding control.

Illustration: Uttam Ghosh/Rediff.com

Within 10 months of starting wealth management business WGC Wealth, Wadhawans, the promoters of beleaguered Dewan Housing Finance Corporation (DHFL), have exited the venture by selling stake to employees.

The unit was renamed Validus Wealth after the transaction.

In a separate transaction, global private banking and asset management firm LGT Group acquired a majority stake in Validus Wealth.

DHFL released a statement but did not disclose financial or ownership details of the deals.

Senior executives with financial sector advisory firm said though WGC Wealth was promoted by Wadhawans, it was being run independently by professionals.

Facing pressure of meeting repayment obligations for housing finance unit DHFL, Wadhwans have been divesting group businesses.

They have sold Aadhar Housing Finance to PE firm Blackstone.

They have also sold education finance subsidiary, Avanse Financial Services, to an affiliate of the Warburg Pincus Group.

They are also in process of selling stake in life insurance firm and mutual funds.

Lenders to DHFL will meet early next month to hammer out a rescue package, which will include the reworking of loan payments, fresh working capital support, roping in a financial investor, and the promoters ceding control.

Thursday’s transaction is expected to conclude within the next two to three months, subject to approvals from the financial regulator.

Validus Wealth will become part of the LGT Group but will continue to be led by Atul Singh, its current founder and chief executive.

Apart from the shares Europe-based LGT Group picks, the remaining shares will continue to be held by the company’s current management team that opted for an employee buyout.

The company will develop a full service platform in India, offering investment advisory, portfolio management, research, and wealth planning services.

In the coming years, the range of services is likely to include financing, it added.

With presence across nine cities (Mumbai, Delhi, Bengaluru, Chennai, Pune, Goa, Hyderabad, Ahmedabad, and Chandigarh), Validus Wealth employs nearly 150 wealth management experts.

Source: https://www.rediff.com/business/report/dhfl-promoters-exit-wgc-wealth-to-repay-debts/20190628.htm

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Best Places to Invest in Open Plots near Capital Amaravati

Although buying plots can be rewarding in the long term, how to invest in land is a million dollar question. Nevertheless, identifying the best investment option in land will require some research & online is a great opportunity you have these days. We give you here some tips involving a small checklist which can help you get the best of open plots in Vijayawada & Capital Amaravati of the new developing state of Andhra Pradesh.

Projects & Development – You want to invest money so as to satisfy your long term goals in solid investments with great returns & low risk. Real estate is a possible option but some factors can make it seem unattractive. But investing in prime land in a development focused area is the bright side. While investment options are lower for plots in comparison with other types of properties, returns are always high & stable for locations chosen correctly.

 Hands-Off Investment

Investing in plots does not require any extra cost for upkeep of property. If it were residential property, you would have to worry about tenants, maintenance & other issues. With plots all you have to worry about is management or minimal maintenance in order to prevent encroachment.

 Good ROI for Long Term

Value addition for long term with investment in plots is more affordable than residential property. You will also save a considerable amount of money with lesser requirement for maintenance. However, since land investment is tricky & fraught with risks, ensure that you are mindful of a few things before investing. 

Plan Your Investment Budget 

Take time to plan out your budget. Before that do a good research on land investment options in the areas you are interested in. Make a checklist for the same.

Savings & Income Evaluation – Estimate savings & debt-income ratio if you are availing finance for this venture. Various other investment tools like mutual funds or fixed deposits are also good sources of financing. Analyze the amount you are willing to invest & what you would be left with. 

Research Well Before Investing

To begin with, choose the right location & a trusted developer. Learn about market trends & development news related to the area you are willing to invest in. This is to help you in decision making.

Market Trends     – Investigate trends & recent market reports on real estate in the chosen region. Check on news related to investment options, prices, popular plots for investment, type of land investments & others.

City & State Development – This can be a game changer. Make sure that the plotting project is approved & is not due for development of any government project or under litigation. You can obtain this information from local municipalities & development authorities.

Location of Plots – Plots which are situated along a developing city, business sector, railway station or an airport are great investment opportunities. It is wise to invest in areas in such sectors & which ensure that you get maximum returns in future. Make it a point to invest in land where you can see possibility of growth & development.

Duration for which your Investment can hold – This is also an important aspect which you should consider. Since land is not a liquid asset like a fixed deposit or gold, it can take considerable amount of time when it comes to finding a buyer at a fair price. While plot investment will help you gain on capital appreciation when you sell, your planning will eventually help you in maximizing returns & turn your venture into a grand success. 

Vertex Homes’ Plotting Ventures near Capital Amravati 

Vertex Capital Vista – This plotting venture is spread across 24-acres of lush green surroundings. It offers premium plots which are adjacent to Capital Amaravati Inner Ring Road. Three phases of Vertex Capital Vista are sold out already & Phase IV is selling fast. Landmarks like International Cricket Club, Electronics & IT Hub & more are coming up in close proximity. This is a CRDA approved project in which people from Hyderabad, Middle East & USA are interested.

Vertex Capital Vista West – This premium plotting venture is spread across 25-acres. It is located within the heart of all development projects like educational institutions, infrastructural developments, sporting facilities, commercial & residential developments coming around Capital Amravati City. Vertex Capital Vista West carries a rich legacy & continues to woo investors from all parts of the world. This is set to be to be the best investment option in the entire region.

Vertex Capital County Open Plots – These plots are a window into the future. Located adjacent to the Acharya Nagarjuna University near Capital Amravati, Vertex Capital County open  plots are spread across a 35-acre expanse. This is the first plotting venture in the region featuring a world-class clubhouse & a sports arena. Backed by CRDA approval & impeccable trust of Vertex, Capital County Plots are fast turning out to be the hottest investment opportunity along the Guntur-Vijayawada stretch

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Which Is the Top Hybrid Mutual Fund Plans in Hyderabad?

The top hybrid mutual fund plans in Hyderabad blend equity and debt investments to balance risk and returns. You should contact a financial expert like Pragati Wealth who can help identify the best hybrid plans based on individual investment goals. For more information, visit https://www.pragatiwealth.com/mutual-fund-expert-in-hyderabad.php

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What makes the best SIP plan to invest in Hyderabad a smart choice?

Consistent investment leads to steady growth. Pragati Wealth helps you identify the best SIP plan to invest in Hyderabad, ensuring your funds grow systematically and contribute to achieving your long-term financial objectives while benefitting from compounding and rupee-cost averaging. For more information, visit https://www.pragatiwealth.com/mutual-fund-expert-in-hyderabad.php

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6-Step Guide to MF Investments by Top Equity Mutual Fund Experts in Hyderabad

"Mutual funds are subject to market risks”. A phrase we've all heard. Investing can seem risky to beginners. Choosing the right mutual funds can be tricky, but it's a powerful way to achieve your financial goals. This blog simplifies mutual funds and provides a six-step process suggested by top equity mutual fund experts in Hyderabad for selecting the best funds to achieve your financial goals.

1 Understanding Mutual Funds

A mutual fund pools money from many investors to invest in a portfolio of securities like stocks, bonds, or gold. Professional fund managers make investment decisions on behalf of all those investors. This makes it suitable for both experienced and new investors who prefer not to be involved in the daily buying and selling of securities. Professional management, diversification, and easy access are key advantages. If you are looking for an equity savings funds advisor in Hyderabad, understanding the basics is the first step.

2 Defining Your Goals

Mutual funds come in various categories like equity, debt, hybrid, and gold funds. With so many options, you can't just pick one randomly. Ask yourself: Why am I investing? What do I want to achieve? Are my goals medium-term (like buying a house) or long-term (like retirement)? Answering these questions is crucial.

Identifying your investment objectives helps narrow down the right mutual fund types. For retirement, consider equity funds for long-term growth. For a house purchase, debt or liquid funds might be better for capital preservation.

3 Assessing Investment Strategy

Mutual funds follow different strategies: growth, value, or income. Value funds look for undervalued stocks. Growth funds target companies with high growth potential. Income funds focus on fixed-income securities for potentially stable returns.

Choose a strategy that matches your risk tolerance and investment philosophy. Make sure the fund's strategy aligns with your goals.

4 Understanding Your Risk Appetite

Different funds carry different levels of risk. Your risk appetite determines the best funds for you. Conservative investors might prefer debt or large-cap equity funds with more stable potential returns. Risk-takers might choose mid-cap or small-cap equity funds or sector-specific schemes, which are more volatile but have higher return potential.

Find a balance between risk and return. Diversifying across asset classes and strategies can reduce risk and maximize potential returns.

5 Considering Your Time Horizon

Your "time horizon" is how long you plan to invest. For short-term horizons (a few months to two years), liquid or short-duration debt funds are good choices. For longer horizons (10 years or more), like for retirement, equity funds are suitable. They might fluctuate but offer higher long-term potential returns.

Choosing the right fund category based on your time horizon and goals ensures your investments align with your needs.

6: Analyzing Other Factors

You've defined your goals, assessed your risk tolerance, and determined your time horizon. What's next? Consider these factors:

● Past Performance: While not a guarantee of future results, it's important to analyze past performance. ● Consistency in Returns: Look for consistent potential returns over time, not just occasional high returns. ● Comparison with Other Funds: Compare the fund's performance to similar funds in the same category. ● Fund Manager Track Record: A skilled fund manager is extremely important. Look at their experience and track record. ● Expense Ratio: This is the annual fee charged by the fund house. A lower ratio is generally better. ● Entry and Exit Loads: These are fees charged when you invest or withdraw money. ● Assets Under Management (AUM): This indicates the fund's size and investor confidence.

Conclusion

Choosing the right mutual funds involves careful consideration of your goals, risk tolerance, time horizon, past performance, and other factors. If done right mutual fund investing can become a powerful way to reach your financial goals. Start your investment journey today!

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SIP or Lumpsum? Can a SIP Investment Advisor in Hyderabad Help?

Financial planning often feels like a maze with many options available. Yet, at its core, the goal remains the same, achieving financial security and building a corpus over time. Among many investment avenues, mutual funds stand out as accessible and effective tools for investors. That's why you need Pragati Wealth, an AMFI registered mutual fund distributor in Hyderabad that offers a structured approach tailored to various financial goals.

Why Financial Planning Matters for Everyone?

Financial planning is the blueprint that aligns your income, expenses, and investments with your life goals. Without a plan, money tends to slip away, leaving you vulnerable to unforeseen expenses and missed opportunities. Mutual funds via SIP provide a disciplined path to financial stability, making sure that your money works as hard as you do.

What is a Mutual Fund?

A mutual fund is an investment vehicle managed by professional fund managers. It collects money from many investors, creating a large pool of funds. This pooled money is then put across various asset classes, such as equities, debt, or hybrid instruments. The aim is to provide potential returns that align with the fund’s stated goals. Whether they aim for growth, income, or a balance of both.

SIP vs. Lump-Sum Investments

Choosing between SIPs and lump-sum investments often confuses investors. While both have their merits, they serve different purposes. SIPs offer a disciplined approach to investing, making them ideal for salaried individuals. Lump-sum investments, on the other hand, work well for those with large funds looking to capitalize on specific market opportunities. A SIP investment advisor in Hyderabad can help you understand which strategy works for you.

What is a Systematic Investment Plan (SIP)?

A SIP allows you to invest a fixed amount periodically, monthly, quarterly, or annually, into a mutual fund of your choice. This method promotes consistent savings and investment habits. It also removes the stress of timing the market, as your investments are spread out over time, averaging out the purchase cost of units.

Lump-Sum Investments

Lump-sum investments are ideal for those with a large corpus of funds ready for deployment. They are particularly effective in bullish markets. Where immediate investment can lead to higher potential returns. However, they need a strong understanding of market conditions and may not suit risk-averse investors.

Which One Fits Your Goals?

The choice between SIP and lump-sum depends on your financial situation and objectives. SIPs are perfect for building a corpus gradually and mitigating market volatility. Lump-sum investments, while riskier, can yield higher potential returns if timed correctly.

Conclusion

Smart investments are the key to financial independence. By using tools like SIPs and mutual funds, you can turn your financial goals into reality. Take the first step toward your financial freedom today and secure your future.