#dave cruze

[angeliagro]

NESTE DIA, 22 de outubro de 1990, o PEARL JAM (então conhecido como Mookie Blaylock) fez seu primeiro show ao vivo no Off Ramp em Seattle abrindo para o Alice In Chains.

Os fãs de rock em Seattle ainda lamentavam a perda de Andrew Wood em março de 1990 e o subsequente colapso do Mother Love Bone. Mas todos na cena queriam ver no que os colegas de banda de Wood, Jeff Ament e Stone Gossard, estavam trabalhando e ouvir seu novo vocalista.

Mookie Blaylock foi escolhido às pressas como o nome da banda para o show. Eddie Vedder, Jeff Ament, Stone Gossard, Mike McCready e Dave Krusen eram uma banda há apenas algumas semanas quando isso aconteceu, mas algumas de suas canções mais memoráveis ​​já haviam sido escritas naquele curto espaço de tempo.

Entre os presentes na multidão estava Nancy Wilson, guitarrista da lenda do rock de Seattle, Heart. Sobre a estreia de Mookie Blaylock, ela relembrou: "Eu vi a primeira vez que eles tocaram. Eddie era bastante tímido. Ele estava meio que estudando suas botas no palco. Ele era um cantor realmente incrível, mas estar em Seattle com toda essa comunidade unida de pessoas que amavam Andy Wood antes dele, ele provavelmente estava um pouco nervoso"

Mesmo assim, os grooves da banda, juntamente com os vocais e letras profundos de barítono de Vedder, cativaram o público."

Karen Mason Blair Fotografia

[freeskillshub]

Top 20 Personal Finance Podcasts for Women in 2024

Navigating the world of personal finance can be daunting, especially for women who face unique financial challenges and opportunities. Whether you're looking to pay off debt, invest, save for the future, or simply get a better handle on your finances, these podcasts offer expert advice, inspiring stories, and practical tips tailored specifically for women. Here are the top 20 personal finance podcasts for women in 2024:

1. The Financial Confessions by Chelsea Fagan 💬

Hosted by Chelsea Fagan, this podcast dives deep into the financial lives of influencers, experts, and everyday people. The honest and relatable conversations offer invaluable insights into managing money.

2. Bad with Money by Gaby Dunn 💸

Gaby Dunn explores the intersection of finance and social justice with humor and candor, making complex financial topics accessible and entertaining.

3. Clever Girls Know 💡

Hosted by Bola Sokunbi, this podcast is part of the Clever Girl Finance platform, offering practical financial advice for women looking to achieve financial independence.

4. HerMoney with Jean Chatzky 💰

Jean Chatzky's podcast covers everything from investing and saving to career advice, all with a focus on empowering women to take control of their financial lives.

5. So Money with Farnoosh Torabi 💵

Farnoosh Torabi interviews top business minds, authors, and influencers, providing actionable advice on money, business, and life.

6. The Fairer Cents ⚖️

Hosts Tanja Hester and Kara Perez tackle issues like financial independence, the gender pay gap, and economic inequality, offering a feminist perspective on money.

7. Brown Ambition 🏆

Mandi Woodruff and Tiffany "The Budgetnista" Aliche discuss finance, career, and lifestyle topics, helping women of color navigate their financial journeys.

8. Financial Feminist 👩‍🏫

Hosted by Tori Dunlap, this podcast aims to help women make more, spend less, and feel financially confident.

9. The Money Nerds 🧠

Whitney Hansen brings on guests to discuss their money stories, providing tips and tricks to help listeners manage their finances better.

10. Millennial Money 📈

Shannah Compton Game covers topics relevant to millennials, from student loans to first-time home buying, making finance relatable and understandable.

11. Journey to Launch 🚀

Jamila Souffrant shares her journey to financial independence and interviews guests about their money journeys, providing inspiration and practical tips.

12. Girls That Invest 📊

Simran Kaur and Sonya Gupthan provide a unique perspective on investing, focusing on demystifying the stock market for women.

13. Popcorn Finance 🍿

Chris Browning's short, digestible episodes cover a wide range of financial topics, perfect for busy women on the go.

14. Mo’ Money Podcast 💼

Host Jessica Moorhouse interviews personal finance experts, providing tips and strategies for managing money, investing, and achieving financial goals.

15. Money Girl 👩‍💼

Laura Adams offers quick and actionable personal finance tips in her podcast, perfect for women looking to improve their financial knowledge and habits.

16. Simple Wealth 🏡

Author and financial coach Rachel Cruze shares practical tips on budgeting, saving, and giving, helping listeners achieve a balanced financial life.

17. Couple Money 💑

Elle Martinez focuses on helping couples build stronger marriages and financial futures together, offering tips on managing money as a team.

18. The Investing for Beginners Podcast 📚

Dave Ahern and Andrew Sather provide beginner-friendly advice on investing, making the stock market accessible to women who are new to investing.

19. Optimal Finance Daily 🗓️

Hosts Diania Merriam and others narrate the best personal finance blog posts, offering a wide range of perspectives and tips on managing money.

20. Afford Anything 🌍

Paula Pant explores the philosophy of money management, interviewing experts and sharing strategies to help listeners afford anything they want in life.

These podcasts provide a wealth of knowledge and inspiration to help women take control of their financial futures. Whether you're just starting out on your financial journey or looking to deepen your understanding, there's a podcast here for you.

For more details and resources, visit Free Skills Hub

[uniquetyphoonmiracle]

Hoy hace 15 años [15_7_09] en GUATEMALA CITY [iba camino de CANCUN desde el SALVADOR con la IDEA LOCA de colarme en la GALA DE MISS ESPAÑA pues se iba a celebrar por 1era vez fuera de ESPAÑA y lo conseguí hablando en el HALL con SEVILLANA PILAR SANCHEZ alias PASTOR_A SOL_ER que ME FIRMO AUTOGRAFO donde unas cuantas MISSES me dieron su EMAIL en la FIESTA POSTERIOR a la que fui en BUS de PELUKEROS Y MAQUILLADORES haciéndolas AHOGADILLAS AL acabar la fiesta en la PISCINA en CALZONES junto al actor Daniel MURIEL, entonces de moda por serie ESCENAS DE MATRIMONIO, que dejó a la Chica del TIEMPO "FLORA" por la hija de SERRAT o CANDELA con la que se caso..diciéndome MR MUNDO JUAN GARCIA POSTIGO q NO ENTENDIA QUE HACIA AHI y cuando hacia las ahogadillas dijo por lo bajini que me iba a matar antes de consolar a MISS MURCIA T_AMARA VERA=Cierto..con la intencion de FOLLARMELA pero se entrometio MISS ESPAÑA '08 o PATRICIA YURENA que tenia 19 años y me dijo que Esperara en el HALL para ir los 3 a desayunar tras cambiarse el bañador pero no bajaron y lo hice solo para luego irme BAJO UN SOL DE JUSTICIA..pues PASTORA SOLER canto LA MALA COSTUMBRE del cd BENDITA LOCURA o entre cd TODA MI VERDAD y una MUJER COMO YO al que siguio cd CONOCEME que se lo vi presentar en Sep 2014 desde la ZONA PARAISO del Auditorio FIBES de SEVILLA donde invito a INDIA MARTINEZ que presentaba CAMINO DE LA BUENA SUERTE tras cd 13 VERDADES y cd OTRAS VERDADES..y al que siguio cd DUAL..a cantar SEVILLA de la malograda ROCIO JURADO que se caso con BOXEADOR y TORERO del que se iba a divorciar porque su relación pasó de hacer el AMOR CONTRA UN ARBOL a la FRIALDAD MAS ABSOLUTA y el TORERO MATO A UN TIPO POR IR BORRACHO..además AL mismo tiempo murió a la misma edad o unos 60 años la otra gran cantante internacional española ROCIO DURCAL que tiene la mitad de sus cenizas en la BASILICA DE GUADALUPE en MEXICO..por cierto tambien conoci en la gala de MISS ESPAÑA'09 en CANCUN donde gano MISS A CORUÑA=antipodas de AZOTADA CHRIST_CHURCH..a la locutora de RADIO de los 40 principales que se acababa de trasladar a MEXICO sandra CORCUERA famosa por hacer la "BROMA" de la Prueba de NOVIOS donde se hacia pasar por una chica enamorada de un algun chico con novia y le proponia follar mientras la novia escuchaba..pues estuvimos hablando con 2 MISS MEXICO asi como al final de la GALA hable con la LESBIANA Presentadora de la misma SANDRA BARNEDA que entonces presentaba en TELECINCO el programa de juicios "DE BUENA LEY"..pues la comente porque estaba en el EXILIO y basicamente porque era una VICTIMA DE LA CORRUPCION ESPAÑOLA que me hacia creer estar PERSEGUIDO o ENLOQUECIDO]..fotografié un bus con lema EN VERDAD, EN VERDAD TE DIGO, TE ES NECESARIO NACER DE NUEVO [Juan 3: 3_8] JESUCRISTO, USTED YA NACIO DE NUEVO?

Por cierto..al día siguiente de la GALA de MISS ESPAÑA , NO, porque tenía una RESACA DEL COPON sino el día después me fotografie con una SERPIENTE BLANCA [=WHITESNAKE=grupo de DAVE COVERDALE que hizo aparecer a su breve y malograda mujer en los vídeos IS THIS LOVE?, HERE GO I AGAIN y STILL of THE NIGHT donde al final la detiene la SEX POLICE ] frente al HARD ROCK CAFE de CANCUN con camiseta de BOB MARLEY [=ONE LOVE, REDEMPTION SONG,..] y gorra de tela escocesa con PEACE que compre en EL SALVADOR y que perdí en el bus LOS ANGELES _LAS VEGAS [donde vi a KYLIE MINOGUE 3_10_09] al quedarme dormido pero al día siguiente cuando fui a recoger 500€ que me mandaba mi familia por WESTERN UNION cruze una autovia como de 14 carriles para ir a un WESTERN UNION y se le cayó a un repartidor una gorra de "FE_DE_X ground"

[theuniverseawakens347]

it’s absolutely mind blowing …ur telling people that off of MY COOCHIE PIX TO MY BOYFRIEND JUSTIN IFWE THE ONLY PERSON I SENT IT TO…and DID NOT TELL TO SHARE W THE WORLD…that I got all these girls into exploiting themselves …🤔 SOUNDS LIKE A FAILED PARENTS BLAME SHIFTING BC WTF THE FUCK LEE.

Nora smith IVE NOT HEARD OF UNTIL THIS FUCKING YR..SO HOW SWAY?? I GOT FRIENDS IN THE INDUSTRY BUT NEVER HUNG OUT W THEM… MY PAGES ON INSTAGRAM AT INDIA LOVE WHO STALKED ME BEHIND CLOSED DOORS N COI ALL SAY THEY WANA BE LIKE ME…BUT I AINT TALK TO THEM BITCHES. CRAZY I AINT KNOW BITCHES SORRY GIRLS SEEN. Y COOCHIE AS WAS LIKE “ omg THATS THE thing to do..” I WAS LOOKING AT INDIA LOVE AT 16 ..ROLE MODELING AFTER HER AND. RYSTAL WHILE FUCKING DATING PRESTON TAKING ME AROUND HIS GROWN ASS MEN FRIENDS AND FUCKING ME ON SHOW…

Dude really. GROW UP AND FUCKING ADMIT UR A LYING SAC OF DELUSIONAL SHIT. KEVIN SPACEY IS ADMITTING GUILT OF SEEING LIKING AND PASSING IT FOR ADVANCES AND TRYING TO GET AT ME TO SLEEP W ME. AT DAVE SMURTHWAISTE…PLANNED W PRESTON AND GETTING ME TO DOUG AND SANDRA BERGERON WHEN I BECAME “LEGAL” AT 18 …CAUSE NO ONE WAS TAKING ME AT 16 w Preston… ALSO I BROKE UP W HIM AFTER OUR ALASKA CRUZE SHERE BILL ALREADY SENT TO THE KIDS ON THE CRUSE TO SOCILITIC SLEEPING WITH ME … IE AGAIN REVENGE PORN BY JUSTIN FOR BREAKING UP W HIM AT HOWARD OVER HEARING ME ON THE PHONE W HIM IN THE BLUE ROOM TELLING HIM TO LEAVE ME ALONE WERE DONE AND HOWARD TAKING THENPHONE SAYING..LEAVE MY DAUGHTER ALONE AND THE. BOOM RANDOMLY FUCKING SHOWS UP AT MY HOUSE 2/3 DAYS AND AGAIN W TASHA I BREAK UP WITH HIM AND LET HIM KNOW HIS DAD NEEDS TO COME PICK HIM UP CAUSE WTF MY NIGGA DIDNT NO BODY INVITE YOU … 🤯 DAVINA HE WAS CHEATING ON ME WITH SENT IT BC I SAID I WAS GOING TO BEAT HER ASS ..WHICH I NEVER DID SAY I SAID I WAS GOING TO FUCK JUSTIN UP FOR CHEATING THE “LAST TWO WEKS” of us AT MACKENZIE SEEN IT SHOWED EVAN TRIED TO GET HIM TO GET A 3 Sum w me AT DUMBASS BITCH FOR TRYING TO JUMP ME AT 18/19 CAUSE I TOLD HER WHILE DATING JUSTIN ITS WEIRD YOU GOTTA PHOTOSHOP YAL TOGETHER BUT ME N HIM BE TOGETHER NOT KNOWING HE WAS ONLINE DATING HER TIL ME N HIM BROKE UP … MEGAN DIVINE SEEN IT PASSED IT FOR HER USC ENTRANCE …AT WHATEVER MOM THAT WAS WHO GOT TRIALS AND JAIL TIME FOR THE USC KIDS TUITION .. AGAIN INTUITION BEEN TRYING TO WARN ME LIKE LEXIS DEATH MY BODY JUST KNOWS THINGS WHEN SHITS WEIRD BUT YOU CANNOT FUCKING GROW MUCH IN THE ENVIRONMENT THAT HURTS YOU WHICH IVE PUT AND SHOWN EXPLICITLY ON MY FUCKING BLOG. AND THE SECOND I GET AWAY FROM THE TRAUAMA KILLING ME AND IM ON MY OWN I HAD SOOOOOO MUCH TRAUMA RELEASE GROWTH AND SPIRITUAL FOOTWORK FOUND N STEPPED INTO MY WHOLE COSMIC DESTINY ….AND THEN BOOOM I MAKE FUCKING STRIDES ON MY OWN …NO ONE SAID PERFECT BUT A HELL OF A LOT BETTER THAN WHAT I CAME FROM…THOSE SAME FUCKERS COME RUNNING BACK IN AND TRAPPING ME 🖕 HOWrd AND BEN FEELING THEY SHOULD HAVE JUST POPED UP ON ME AND HANDED ME BACK TO BEN / TAKEN ME WHEN THEY HAD THE CHANCE TO MY RIGHTFUL PLACE TO BE HOWARD NOV 9th VACCINE SHOULD HAVE JUST HANDED ME OVER TO THE AUTHORITIES AND ADMITTED PERJURY FUCKING THEN INSTEAD OF DOING THIS WHOLE FUCKING ..” we WANA show you how strong you are and WHAT ELSE BS HAS BEEN DONE IN YOUR NAME” 8 month journey …THE FIRST ONE NEVER COMPLETED YAL WANTED TO FINISH IT NOW …I’m fucking over and tired and done. DAE SHUT THE LITERAL FUCK UP. YOU GOT MY FUCKING NUDES AFTER THE MILITARY OR AFTER SAID YOU FUCKED ME N SOME MORE WEIRD SHIT. ILL TAKE BACK U HAVING AIDS WHEN YOUNADMIT BUT YOU DID RAPE LAUREN AND YOU DO HAVE STDS 🖕ALISSA SEEN N PASSED IT FOR HER MOMS APARTMENT DURING COLLEGE THEN FURTHER THE SPIRITUAL BULLSHIT “had I known I wouldn’t have” THE ISSUE IS YOU FUCKING DID FOR SOME EASY FUCKING MONEY THEN CALLED ME CRAZY WHEN INWANTED TO TALK AND TOOK ANOTHER PAYOUT TO NOT TALK. FUCK THAT. FEDERAL for extortion FOR THOSE WHO WILLINGLY PARTOOK THEN PULLED THE “Amanda bones” card on me ✌️

[shadowlineswriting]

Cruze

I work as a Dave Ramsey financial coach and Financial Peace University teacher, but I hadn't heard of him until I was already an adult. My Dad went through FPU with me when I was about 20. Back then, the videos were already starting to get old. Case in point, in one of the lessons, Dave Ramsey's daughter, Rachel, did a little schpeal. She was a teenager at the time.

As Ramsey Solutions grew, Rachel's role became more prominent. She became one of the Ramsey personalities and has her own podcast shows now. I didn't explore her stuff too much at first. In my head, she was still Dave's teenage daughter (although she's not much older than I am, actually). However, as I went deeper into the Ramsey universe (ha!) it was impossible not to notice Rachel since she is one of the more prominent figures with the company now.

Her name is now Rachel Cruze. As I've listened to the show over the years, I've really come to respect her a lot. She doesn't just regurgitate information that Dave comes up with. Rachel is absolutely her own person and brings a lot of insight into personal finance, especially how money relates to marriage. She wrote a book years ago called Know Yourself, Know Your Money. I hadn't read any of her books, but that one comes up a lot in the personal finance world, so I finally checked it out.

About four chapters in, I had to stop and start taking notes because there were so many things I wanted to talk to my husband about. It was awesome! She brought up many things that I'd never considered but probably should have. There were also a lot of points that I probably know about my husband and myself, but we've never necessarily discussed, specifically. I did finish the book (and I have a page of notes for "things to talk to my husband about"). Luckily, I'm married to a generous man, so we're going to listen to the audiobook together on our next road trip so we can go over all the things I want to discuss with him. I can't wait!

The second half of the book was pretty much just a recap of the Baby Steps, which is what Dave Ramsey is known for, so I didn't get as much out of that. However, I'd still recommend the book for married couples new to discussing finance together.

Thanks, Rachel!

[minervaatilano]

Check out this listing I just added to my Poshmark closet: Smart Money Smart Kids - Dave Ramsey & Rachel Cruze!📚.

[inspirehealthandspirit]

Stop Making the Same Money Mistakes Over and Over

Know Yourself Know Your Money is a great follow-up (although it's not intended as such) to the original Dave Ramsey Total Money Makeover.  If you're new to the Ramsey Debt Snowball method, you can learn about it in my post here.   Know Yourself Know Your Money is written by Ramsey Personality and Financial Expert Rachel Cruze and Dave Ramsey's daughter. This book is an excellent adjunct to the Total Money Makeover.  If you're already working the debt snowball method and ready to dive deeper into why you spend money the way you do and how to understand how your behavior got you into the mess you're in, then this is for you. Are you working on paying off your debt and still find yourself falling into old spending habits? Are you still shopping and buying clothes (that are not budgeted to be spent) and other things you don't need because you're tired of using every dollar to pay off debt?  Do you ever wonder why you're sabotaging your financial success? Then Know Yourself Know Your Money is the book for you.   What I found most interesting is how we learn how to handle our money and how we feel about money from our upbringing. Doesn't everything worth learning always go back to our childhood? You'll discover how you view money based on your childhood and watch how your parents dealt with or didn't deal with money.  How did your family communicate about money? Were they anxious, unstable, unaware, or secure? You'll read through each of these types of households and find which best describes you and your home.   It's interesting to learn about yourself and connect how you've subconsciously learned to view money in the same way as your parents, thus impacting your current financial state.  7 Types of Money Tendancies This book breaks down seven types of money tendencies or how you spend your money.  This will help you learn how you spend or don't spend your money. They are: - Saver or Spender - Nerd or Free Spirit - Experience or Things - Quality or Quantity - Safety or Status - Abundance or Scarcity - Planned Giving or Spontaneous Giving The book talks about the top 6 money fears most of us have; you may have one or two or more. You'll also discover how to overcome these fears.  The truth is we all have a fear of money, whether it's not having enough or fear of being like our parents.  This book will help you face those fears and help you figure out how to address them, so they no longer hold you down. Money Fears: - Not having enough - Fear of not realizing your dreams - Fear of not being capable - External forces - Fear of past mistakes - Fear of repeating the past After discovering my money fear and why I spend money the way I do, I can tell you that it opened my eyes so much.  It was as if something clicked, and I made the switch to see the mistake I was making with money.  I fear not having enough, and using a credit card was my safety net.  I learned that the only thing I need to do not use that card is to have the amount of cash I think I need to have on hand to make me feel secure.  Once I figured out the amount wasn't much, the fear was less significant. It was not worth the amount of anxiety I was carrying around. My fear has been unfounded; nevertheless, it was there.  Perhaps it came from hearing my parents budget the money out for groceries and not having enough or making it stretch; this was my fear too.  So I carried my credit card as my security blanket.  Except in having it, I used it more than I should have; we're currently working on the debt snowball steps.   Address Your Money Fears Rachel Cruze discusses how to figure out and address these fears.  What did I need to do to keep myself from feeling this way?  The answer was to carry a set amount of cash for these encounters.   That has been my fear.  Easily solved by maintaining a specified amount (you have to determine the amount for yourself) to make me mentally feel secure. I was making it easier to take that credit card out of my wallet and not use it anymore.  Then your fear goes away.   We all have different fears, but this was mine, and I didn't realize it until it was broken down step by step.  Even if you get one thing from this book to improve your financial freedom, it is totally worth it.   If learning about your money fears and how to break those fear down isn't enough to check out this book, then maybe discovering what motivates you to spend money will.  Once you address your fear, you'll learn why you buy what you do. Why Do You Spend Money the Way You Do? Do you buy stuff to impress others?  Are you spending your hard-earned money on things you don't like to keep up with the Joneses? Or are you content with your life and purchasing things that bring value and joy to your life and not someone else's idea of what you should have? Learn how Minimalism can also impact your finances and decrease all the unnecessary stuff in your life. There is so much to learn about yourself and your money in this book that it is worth taking the time to read. Even re-read like I'm doing to absorb some of the lessons again.  This is your year to take back your money and change your family tree, as they say at Ramsey.   Get this book to start decoding your money habits and start building your wealth now! You may also be interested in these 7 money tips to quit doing. Looking for more books to read? Check out 3 Easy To Read-Feel Good Books, 3 Must-Read Books for Empaths. Don't forget you can easily listen to these books on Audible while on the go! I wish you financial peace and guidance on your journey. Take care and be well. UPDATE 12/19/2021 It's easy to get overwhelmed when starting your financial wellness journey. My biggest tip is to accept where you are right now and know that you are on your way to being debt-free and gaining financial wellness. That will look different for each of you. Focus on your path and each step to being financially well. Don't have time to sit down and read? No worries. Try Audible on the go! Read the full article

[readingtrend]

Smart Money Smart Kids by Dave Ramsey and Rachel Cruze

Smart Money Smart Kids by Dave Ramsey and Rachel Cruze

Find the #1 NYT Bestseller Smart Money Smart Kids by Dave Ramsey and Rachel Cruze from your local library. Click Check on Amazon to read book reviews on Amazon. Click Google Preview to read chapters from Google Books if available. Click Find in Library to check book availability at your local library. If the default library is not correct, follow Change Local Library to reset it. Smart Money…

[hapofeat]

Check out this listing I just added to my Poshmark closet: Bundle of Dave Ramsey Finance Books Chris Hogan Rachel Cruze Christy Wright.

[applerealty]

Rachel Cruze & Dave Ramsey talking about the crazy real estate market

[angeliagro]

NESTE DIA, 22 de outubro de 1990, o PEARL JAM (então conhecido como Mookie Blaylock) fez seu primeiro show ao vivo no Off Ramp em Seattle abrindo para o Alice In Chains.

Os fãs de rock em Seattle ainda lamentavam a perda de Andrew Wood em março de 1990 e o subsequente colapso do Mother Love Bone. Mas todos na cena queriam ver no que os colegas de banda de Wood, Jeff Ament e Stone Gossard, estavam trabalhando e ouvir seu novo vocalista.

Mookie Blaylock foi escolhido às pressas como o nome da banda para o show. Eddie Vedder, Jeff Ament, Stone Gossard, Mike McCready e Dave Krusen eram uma banda há apenas algumas semanas quando isso aconteceu, mas algumas de suas canções mais memoráveis ​​já haviam sido escritas naquele curto espaço de tempo.

Entre os presentes na multidão estava Nancy Wilson, guitarrista da lenda do rock de Seattle, Heart. Sobre a estreia de Mookie Blaylock, ela relembrou: "Eu vi a primeira vez que eles tocaram. Eddie era bastante tímido. Ele estava meio que estudando suas botas no palco. Ele era um cantor realmente incrível, mas estar em Seattle com toda essa comunidade unida de pessoas que amavam Andy Wood antes dele, ele provavelmente estava um pouco nervoso"

Mesmo assim, os grooves da banda, juntamente com os vocais e letras profundos de barítono de Vedder, cativaram o público."

Karen Mason Blair Fotografia

[airoasis]

How Much Is Your 30-Year Mortgage REALLY Costing You?

New Post has been published on https://hititem.kr/how-much-is-your-30-year-mortgage-really-costing-you/

How Much Is Your 30-Year Mortgage REALLY Costing You?

Yet another situation that individuals are shedding money that you could be not even believe about is on the subject of your personal loan. Sure, folks, it is so common just to get a 30-yr loan and go about your day and now not even believe about it. Are you aware what quantity of money you’re wasting relating to payments and interest, and all of that, versus getting a 15-yr? So, what I did is, I went into my facebook crew and that i asked some of you questions, and in my YouTube community, considering I desired to test your smarts when it comes to paying your house off early.And it was very exciting. So, in line with the Census Bureau, the typical mortgage payment is $1,030. Now, should you invested that money as an alternative of paying it to the bank, how so much would you could have in 15 years? Let’s see what you said. Oh, intriguing, 34% of you bought it right. The correct answer is $475,000. Mm hmm, you heard me correct. Just about 1/2 1,000,000 dollars you guys! If you didn’t have a loan cost and you invested that . . . 1/2 1,000,000 dollars, powerful. Okay, subsequent question is, should you had a 30-year loan however made one additional loan fee each three months, how much previous might you might have a paid-for house? Okay, this one was once a little bit bit trickier, but most of you suggestion the reply used to be 5 years, nevertheless it’s surely 11 years.Yeah, eleven years. That’s the change of watching like this in case you have a paid-for condominium or looking like this. If paying a different full personal loan cost does not work for your funds, then just effectively switch to paying half of your loan invoice each two weeks instead of simply as soon as a month and you can nonetheless repay your residence eight years faster. Isn’t that crazy? O.K., final query is, the ordinary price of a dwelling in america is $268,500. Now, in case you obtained a 15-year instead of a 30-year loan on the current interest price, that is 4.5%, which of these matters might you purchase with the cash that you’d have saved? A: A dressmaker handbag every six months for 30 years.B: A high-quality seashore vacation in your household for the following 30 years. Or C: A water jet %. Let’s have a look at, oh, each person acquired this one correct. The answer is any of those, sure! When you just obtained a 15-12 months instead of a 30-12 months, you possibly can have saved a $one hundred twenty,000, powerful. And that i absolutely acquired a couple of other funny responses in relation to this. One among you mentioned, "most commonly as big as any apartment property or various sneakers. I am kiddingkind of." any person else mentioned, "An early retirement." Yep, that is what i am speaking about. Effective. And you realize what? In case your loan is stressing you out, there’s no shame in considering simply downgrading or even promoting your dwelling. The money you might make could relatively set you up for achievement in the long run. And should you use certainly one of our relied on experts that I suggest, you could get just about $5,000 more at closing than with yet another agent. So, don’t forget when you possess your residence, you guys, you’ve got a paid-for apartment.And it is now an asset that’s one hundred% yours. That relatively contributes to your net valued at. You are now not paying the financial institution, you might be paying you and your future. Now, if you want to discover what your 15-yr cost can be, we have acquired a free and effortless-to-use personal loan calculator. So, make certain to click the link under. (upbeat music) .

[batterymonster2021]

How Much Is Your 30-Year Mortgage REALLY Costing You?

New Post has been published on https://hititem.kr/how-much-is-your-30-year-mortgage-really-costing-you/

How Much Is Your 30-Year Mortgage REALLY Costing You?

Yet another situation that individuals are shedding money that you could be not even believe about is on the subject of your personal loan. Sure, folks, it is so common just to get a 30-yr loan and go about your day and now not even believe about it. Are you aware what quantity of money you’re wasting relating to payments and interest, and all of that, versus getting a 15-yr? So, what I did is, I went into my facebook crew and that i asked some of you questions, and in my YouTube community, considering I desired to test your smarts when it comes to paying your house off early.And it was very exciting. So, in line with the Census Bureau, the typical mortgage payment is $1,030. Now, should you invested that money as an alternative of paying it to the bank, how so much would you could have in 15 years? Let’s see what you said. Oh, intriguing, 34% of you bought it right. The correct answer is $475,000. Mm hmm, you heard me correct. Just about 1/2 1,000,000 dollars you guys! If you didn’t have a loan cost and you invested that . . . 1/2 1,000,000 dollars, powerful. Okay, subsequent question is, should you had a 30-year loan however made one additional loan fee each three months, how much previous might you might have a paid-for house? Okay, this one was once a little bit bit trickier, but most of you suggestion the reply used to be 5 years, nevertheless it’s surely 11 years.Yeah, eleven years. That’s the change of watching like this in case you have a paid-for condominium or looking like this. If paying a different full personal loan cost does not work for your funds, then just effectively switch to paying half of your loan invoice each two weeks instead of simply as soon as a month and you can nonetheless repay your residence eight years faster. Isn’t that crazy? O.K., final query is, the ordinary price of a dwelling in america is $268,500. Now, in case you obtained a 15-year instead of a 30-year loan on the current interest price, that is 4.5%, which of these matters might you purchase with the cash that you’d have saved? A: A dressmaker handbag every six months for 30 years.B: A high-quality seashore vacation in your household for the following 30 years. Or C: A water jet %. Let’s have a look at, oh, each person acquired this one correct. The answer is any of those, sure! When you just obtained a 15-12 months instead of a 30-12 months, you possibly can have saved a $one hundred twenty,000, powerful. And that i absolutely acquired a couple of other funny responses in relation to this. One among you mentioned, "most commonly as big as any apartment property or various sneakers. I am kiddingkind of." any person else mentioned, "An early retirement." Yep, that is what i am speaking about. Effective. And you realize what? In case your loan is stressing you out, there’s no shame in considering simply downgrading or even promoting your dwelling. The money you might make could relatively set you up for achievement in the long run. And should you use certainly one of our relied on experts that I suggest, you could get just about $5,000 more at closing than with yet another agent. So, don’t forget when you possess your residence, you guys, you’ve got a paid-for apartment.And it is now an asset that’s one hundred% yours. That relatively contributes to your net valued at. You are now not paying the financial institution, you might be paying you and your future. Now, if you want to discover what your 15-yr cost can be, we have acquired a free and effortless-to-use personal loan calculator. So, make certain to click the link under. (upbeat music) .

[bringingdownthehousebooks]

2021 Reading Challenge - 100 Books

1. Finding Freedom: Harry and Meghan and the Making of a Modern Royal Family (Omid Scobie/Carolyn Durand)

2. Top of the Rock: Inside the Rise and Fall of Must See TV (Warren Littlefield)

3. Smart Money, Smart Kids: Raising the Next Generation to Win with Money (Dave Ramsey/Rachel Cruze)

4. The Subtle Art of Not Giving a F**k (Mark Manson)

5. Greenlights (Matthew McConaughey)

6. An Edited Life: Simple Steps to Streamlining Life, at Work and at Home (Anna Newtown)

7. Creative Journaling - A Guide to Over 100 Techniques and Ideas for Amazing Dot Grid, Junk, Mixed-Media and Travel Pages (Renee Day)

8. You Are A Badass at Making Money: Master the Mindset of Wealth (Jen Sincero)

9. Let Go of the Guilt (Valorie Burton)

10. ADHD 2.0: New Science and Essential Strategies for Thriving with Distraction - from Childhood through Adulthood (Edward M. Hallowell MD/John J. Ratey MD)

11. Fight Club (Chuck Palahniuk)

12. The Power of 10: Kickstart Your Dreams

13. Followers (Megan Angelo)

14. The School of Intentional Living: A Real-World Approach to Living Life on Your Terms (Sean Rosensteel)

15. The Wicked Game: Arnold Palmer, Jack Nicklaus, Tiger Woods, and the Story of Modern Golf (Howard Sounes)

16. Can I Say: Living Large, Cheating Death, and Drums Drums Drums (Travis Barker/Gavin Edwards)

17. The Little Book of Hygge: Danish Secrets to a Happy Living (Meik Wiking)

18. Adult Children of Emotionally Immature Parents: How to Heal from Distant, Rejecting, or Self-Involved Parents (Lindsay C. Gibson)

The Mammoth Book of Air Disasters and Near Misses (Paul Simpson)

20. The Procrastination Equation: How to Stop Putting Things Off and Start Getting Stuff Done (Piers Steel PhD)

21. You'll Never Nanny in this Town Again: The True Adventures of a Hollywood Nanny (Suzanne Hansen)

22. The Life Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing (Marie Kondo)

23. Nickeled and Dimed: On (Not) Getting By In America (Barbara Ehrenreich)

24. The Marriage Game (Sara Desai)

25. The Art of Discarding (Nagisa Tatsumi)

26. In the Blink of an Eye: Dale, Daytona, and the Day that Changed Everything (Michael Waltrip/Ellis Henican)

27. Spark Joy: An Illustrated Master Class on the Art of Organizing and Tidying Up (Marie Kondo)

28. Outer Order Inner Calm: Declutter and Organize to Make More Room for Happiness (Gretchen Rubin)

29. 747: Creating the World's First Jumbo Jet and Other Adventures from a Life in Aviation (Joe Sutter/Paul Boehmer)

30. The Inheritance Games (Jennifer Lynn Barnes)

31. Open Book (Jessica Simpson)

32. Official Book Club Selection: A Memoir According to Kathy Griffin (Kathy Griffin)

33. Bracing for Impact: True Tales of Air Disasters and the People Who Survived Them (Robin Suerig Holleran/Lindy Philip)

34. Safer Skies: An Accident Investigator on Why Planes Crash and the State of Aviation Safety (David Soucie/Ozzie Cheek)

35. Unfinished (Priyanka Chopra Jonas)

36. Steady: A Guide to Better Mental Health Through and Beyond the Coronavirus Pandemic (Dr. Sarb Johal)

37. Flex: Reinventing Work for a Smarter, Happier Life (Annie Auerbach)

38. So Many Babies: My Life Balancing a Busy Medical Career and Motherhood (Susan Landers MD)

39. Reach: A New Strategy to Help You Step Outside Your Comfort Zone, Rise to the Challenge and Build Confidence (Andy Molinsky)

40. Millennial to Millionaire (Rachel Greer)

41. The Next Crash: How Short Term Profit Seeking Trumps Airline Safety (Amy L. Fraher)

42. People We Meet of Vacation (Emily Henry)

43. Redefining Anxiety (Dr. John Delony)

44. Get Out of Your Own Way: A Skeptic's Guide to Growth and Fulfillment (Dave Hollis)

45. FulFillment: Diary of a Warehouse Picker (Paul Juhasz)

46. Let's Talk (Alex Rios)

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10 HOMEMADE BABY FOOD RECIPES FOR $21.95!