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yesgermany-manish · 3 months ago

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How to Secure Scholarships to Study in Germany

Securing a scholarship to study in Germany is a dream for many international students. Germany is renowned for its world-class education system, diverse cultural experiences, and numerous opportunities for personal and professional growth. To help you navigate this process, we have compiled a comprehensive guide on how to secure scholarships to study in Germany.

Understanding the German Education System

Germany is home to some of the world's most prestigious universities. The German education system is structured to provide high-quality education with a strong emphasis on research and development. Understanding the structure of the German higher education system is crucial as it will help you identify the right courses and institutions that align with your academic and career goals.

Also Read: German Study Visa Consultant

Tips for a Successful Scholarship Application

Start Early: The scholarship application process can be time-consuming. Start your research and preparation well in advance to avoid last-minute stress.

Tailor Your Application: Customize your application for each scholarship. Highlight your strengths and achievements that align with the specific criteria of the scholarship.

Seek Feedback: Ask teachers, mentors, or peers to review your application materials. Constructive feedback can help you improve your application.

Stay Organized: Keep track of deadlines, required documents, and application status for each scholarship you apply for.

Follow Up: After submitting your application, follow up to ensure that it has been received and is complete.

Conclusion

Securing a scholarship to study in Germany is a significant achievement that can open doors to numerous opportunities. By understanding the types of scholarships available, meeting the eligibility criteria, and carefully preparing your application, you can increase your chances of success. Start early, stay organized, and seek feedback to enhance your application.

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replysavvyedu · 6 months ago

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jeduka · 2 years ago

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List of Documents Required for Applying to German Universities

Studying in Germany is popular among students from all over the world. This is because of Germany's high-quality education system, an excellent degree of freedom and understanding from other foreign students, low living costs, and well-equipped accommodation facilities. However, for those international students who are interested in studying in Germany, there are some points that you should keep in mind before taking up a course at a German University or College.

If you are planning to apply to German universities, you probably have questions about what documents you must send documents with your application. Here is a list of documents you must consider as you prepare your application.

https://www.jeduka.com/storage/newsletter/1666091183_List%20of%20Documents%20Required%20for%20Applying%20to%20German%20Universities.png

List of Documents Required for Applying to German Universities

Here are the details of the basic essential documents that are required when applying to German universities.

1. Passport

When you apply to a German university, you will need to provide a copy of your passport. If you do not have a passport, you will need to obtain one before applying to a German university. The passport should be valid for at least three years at the time of visa application.

2. Marksheets and Certificates of Graduation

You must also provide copies of necessary mark sheets and pass certificates. For example, If you are planning for a master’s degree, you must submit your 10th and 12th-grade marks, all semester grades and passing certificates. At least one sets of copies are required for each application. Attestation is required for all copies.

3. Letters of Recommendation (LOR)

Letters of Recommendation are one of the most important documents required for admission for studying in German Universities. A letter of recommendation (LOR) must be provided by one of your professors or supervisors and should highlight your academic or professional abilities, accomplishments, and experience. You may require at least 2 letters of recommendation.

Choose your referees carefully, who knows you well and can speak to your strengths.

Give your referees plenty of time to write the letter. A minimum of two weeks is ideal.

Provide your referee with any relevant information that will help them write a strong letter, such as a copy of your personal statement or CV.

4. Statement of Purpose (SOP)

The statement of Purpose allows you to express why you wish to study at the university and what your aim is for the future. Admission Officers focus more on SOPs to learn about the student, their aspirations, and how they can contribute to the university.

To write a strong SOP, start by researching the programs at each university you are interested in. Find out what they are looking for in an ideal candidate, and make sure to address those qualities in your SOP. Next, draft a rough outline of your goals and experiences. Include any relevant coursework or research you have done, as well as any extracurricular activities or volunteer work that has helped you develop relevant skills. Finally, revise and edit your essay until it is clear, concise, and free of errors.

5. Scores on the German/English Proficiency Test

Proficiency in German or English is one of the essential requirements for Studying in Germany for international students from non-speaking English countries. Test scores of IELTS, TOEFL, or PTE can be used as proof of English language proficiency. Additionally, a German language certificate or any other accepted test that confirms your level of competency in the German language may be used. Moreover, knowing a bit of the German language beforehand helps you gelling up with the study environment.

6. Scorecards for Entrance Exams

Your exam scorecard is an additional document needed when applying to German universities. To get admitted to a university in Germany, you are required to take specific entrance examinations. Before applying to a german University, check for the program you are applying for and have your score ready.

7. Curriculum Vitae or Resume

It should have information about your goal, education, internships, work experience milestone scores, projects completed during your undergraduate program (and during your internships/full-time job), and co-curricular and extra-curricular activities.

8. Proof of Financial Resources

You will be asked to submit ‘Proof of Financial Resources to obtain a Germany Student visa. It is an essential document required for applying to German universities. It is just a document that details how you wish to cover the cost of education in Germany. You can do this through several means: a university sponsorship letter, loan documents, etc.

The specific documents required vary depending on the university and program you are applying to, so be sure to check with the school for their specific requirements. However, most German universities will require some or all of the abovementioned documents.

#German Universities #Study in Germany #University in Germany #Study Abroad

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geoword · 3 years ago

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#English Resume/CV cover letter writing services for students #Resume / Cover Letter writers for students and professionals #Linkedin Profile writing service for professional and Students #cv examples for students in germany #cv for students with no experience #cv writing help online for italian students #english resumes service for french postgraduate students #english resumes service for italian students #german undergraduate students english resumes service #linkedin profile summary examples for students #resume and cover letter builder for students #resume examples for students with no work experience #resume writing for postgraduate students #resumes and cover letter for phd students #resume for students with no experience

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johnstibal · 4 years ago

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Career advice for law students wanting to practice in international law

Hello,

I was recently asked by a law student for some career advice on how to get a job internationally, and particularly how they could get engaged in international (public and private) legal work.

While my legal background stems largely from doing multinational corporate work, particularly in the IT sector, here are my basic ideas outlining a few generic things to think about in terms of your career planning and some key approaches to pursuing these types of careers.

My background. For the past several years, I have worked primarily in London, and secondarily in Paris, for a very large telecommunications company. I was originally working for another one of this companies' affiliates in USA, and this enabled me to move internally to another one of their companies in the UK. Making this move internally within a large company allowed me to move abroad far easier, especially in terms of sorting out work visas and professional qualifications, etc.

Three Career Principles to Never Forget. In terms of general career advice, there are three principles which you must keep in mind to work in international law related field. While I recognize the risk of sharing a 'firm grasp of the obvious' (and I can almost hear some cringing already) most law students do not receive this message framed in this sort of a utilitarian light. So, here it goes:

The sole purpose of your first legal job is to enable you to get a better second legal job.

It is all about Brand. Your CV / Resume is a personal marketing tool. It is your personal ‘brand’. The choice of your first job should strongly take into account the value which the ‘brand’ of your new employer will add to your CV, and your future ambitions. This lasts for decades.

You cannot save the world if you cannot pay the bills. Public international law has some of the most interesting legal work around. Unfortunately, or fortunately, it also has a tendency to attract incredibly brilliant people who will work for a minimum salary. If you are independently wealthy, then great, no problem. If you have large education debts, please do not neglect the fact this will undoubtedly impact your choice of jobs in the short term, even if not necessarily in the longer term.

Your first Legal job. Getting your first Legal job is always a nerve wracking experience at best, and especially if you want to take a track other than going directly into a large law firm. Unfortunately, nearly all major law schools are set up to build a funnel for large firms. For your interests, even if you do not wish to 'end up' in a law firm or major global corporation, it usually makes considerable sense for you to go out to find the best ‘brand’ firm which you can, either in the US, UK or elsewhere. You will be able to extract the majority of the benefits during this time by working at a firm for exactly two years (or three years, if in New York City) doing whatever type of legal work - - of course, its even better if your firm or company has a public international law practice, but this is not required. By the end of this time, you will have ‘checked the box’ on your CV, and you can happily move on to what you really want to do. This is by far is the safest option for most, and also incidentally, completes one of the requirements enabling you to be admitted to practice in other common law countries (e.g. the UK). I’m not certain whether this is as helpful in other civil law countries, but I suspect it would be.

There is no question that working at a law firm, and potentially billing in ‘6 minute’ increments gets very tiring. Reviewing e.g. commercial leases is even less fun than watching paint dry. But this said, you will probably be practicing law for a very long time off and on anyway. Having a good initial first employer on your CV, who has ‘trained’ you is always a good investment for your CV even if not necessarily beneficial to you over the long term.

As a lawyer who has graduated from a US law school, you are able to come to Europe with a well respected professional background (speaking generally). In terms of global perceptions, US lawyers are highly respected, maybe in a similar form of the admiration to being world-class in other professions e.g. French engineers, British accountants, or Indian mathematicians - - not to foster bad stereotypes… But, needless to say, the USA legal professional qualification travels well around the world, particularly among global employers.

This being said, there is a particular area of confusion when you first come out of law school. Legal training is not the same around the world, meaning in France, a jurist has may have only attended the equivalent of undergrad and not graduate school (in terms of USA style nomenclature, depending on their qualifications). In the UK, while there are some permutations, most young associates at large law firms will attend around a year and a half or so of graduate school, followed by two years of a training contract to learn how to practice law. In Germany, many associates hold an LLM, or a PHD, at minimum, staying in school much longer. While you probably can research the differences in the number of years of schooling better than me, you should be particularly aware of this issue when you turn up to speak with a new potential employer in Europe. There is a risk of being perceived as wanting to find only a training contract, which is not needed as a USA law school graduate. After your first job, the timing issue goes away as you accumulate more PQE (Post Qualification Experience). The same is true in France, as I understand it.

An alternative path in human rights / non-profit sector for law students. This is an area where my knowledge is limited. But, if I wanted to pursue a career in this field, I would adopt some of the following key approaches.

First, figure out who are the heavyweights thought leaders in your particular field of interest, either individuals or organizations - - and, do your best to somehow associate yourself with their organization or sphere of colleagues. You want to try to figure out who these organizations interact with, and by extension, which of these organizations might hire you. Linkedin is an extraordinarily powerful resource for this research. To test your hypotheses, try calling up or meeting up with the General Counsel of any public interest foundation (if not possible to meet in person, then email / Skype also works but is far less effective than in person). Introduce yourself, and ask him or her for some general advice, in particular what ‘outside counsel’ their foundation typically uses - - make clear that you admire the work of their foundation, and look to gain relevant experience by doing similar work in the future. Ask about their Legal department organizational structure (General Counsels - GCs) love talking about this stuff), and what skills they look for over the long term, but even if not necessarily immediately. If it goes well, you might get some really good information, and maybe even a referral to a firm or sister organization. Senior Executives are very used to people asking them for jobs on a daily basis. But, they get asked for their advice far less often. Use this to your advantage... but do not be a pest.

As an example coming from NGOs, from time to time, I have occasionally dealt with some of the affiliates of the United Nations as a supplier. There are probably 20 of these, e.g. World Bank, IMF, UNHCR, IATA, WIPO, Red Cross, Red Crescent, and Red Crystal. Some of these organizations you are probably more familiar to you than others. There are two consistent traits that I see when dealing with their personnel. First, many of the staff are about to retire, and second, their staff have all consistently bounced around the world working in many different UN affiliates and national governments doing all sort of different roles, both legal and non-legal. The first of these is a well known problem for the UN and its agencies, at least, at a macro level, which might be helpfully to you. While I’m not certain what formal hiring programs may exist in these orgs, you should check with them around world, and particularly in Geneva, Switzerland and New York. Also, in terms of firms which advise this types of groups, you should also talk with McKinsey & Company. They do some very impressive pro bono work consulting for non-profits, and like to hire people with diverse backgrounds often having law degrees.

To get the attention of any large organization, and not just the UN agencies, you will always want to first find a way to get through the door, even if you need to do the unsexy type of legal work. Once you are inside, it is usually far easier to move internally. For example, if you work for a big organization like the UN, they have a vast array of legal needs, ranging from the basic to the exotic. It is undoubtedly the case that a large portion of the UN’s legal budget goes to HR and Procurement legal advice (e.g. doing commercial leases, procuring pencils and IT projects) (whether done in-house or by external firms.) When a UN agency needs to lease a building in sub-Saharan Africa, some lawyer somewhere in the world needs to review and advise on the tender process (often in combination with other local lawyers). Therefore, this is an opportunity to target. Yes, this is not sexy work, but it gets you a pass into the ‘club’ to work on other more interesting projects in the future.

As a final thought. Having outlined all of above, if you truly want to work in the non-profit / human rights space, it might be the case that being a ‘junior file clerk’ for Google.org or the Gates Foundation is equally beneficial (from a brand perspective to get your next job) as being a senior associate at Skadden Arps.

On the one hand, being at a big firm allows you to potentially develop a deep legal specialty, which might be later retooled for a good purpose. For example, undoubtedly, at some point, a brilliant lawyer in some large law firm will figure out how to package up millions of ‘microfinance’ loans using mezzanine financing techniques (i.e. allowing Wall Street money to start funding billions of very small loans around the world) - - in so doing, they could indirectly create prosperity in Africa for a life time.

At the same time, NGOs have a potential to do great things too. These are the people who are likely to generate the next generation of new legal concepts / quasi-regulatory regimes. For example, a newer area which I am following lately relates to 'conservation services' and 'natural capital' (see Conservation International) (www.conservation.org). These structures are, essentially, quasi-voluntary regulatory schemes to allow companies to share and manage ecological externalities (see Jennifer Morris's speech at Stanford). For me, CI's approach is just a start of a major trend in this area: soon there will be ISO certificate schemes covering externality pricing, as well as voluntary business case weighting methodologies which hopefully over time will become a standard approach in global commercial activity - - yet, this said, few individuals in the world understand how these types of governance tools work in practice. It simply cross too many intellectual domains, which so far has stymied adoption on a global level. 'Deep Greens' are not well suited to create these types of applied 'corporate' innovations around externalities, but maybe you are the one given your legal background.

Highly innovative organizations, such as the Gates Foundation, look great to onlookers because, in large part, by comparison, the other large global NGOs have tired ‘business’ models. Often major NGOs have been doing the same exact thing for decades. For me, I could see this as creating an opportunity. It might be great fun to join one of these NGOs for the express purpose to reshape it, remake it, and help them to reinvent their bag of tricks as an NGO. As a lawyer, you can have this level of influence within these types of organizations - - but, remember, always ask for forgiveness, never for permission when trying to affect major change within large organizations.

Keep in touch. If you like this or have other items to add, please drop me a note. I always enjoy hearing from people and what they think. These are changing times!

Best of luck,

John

#UN affiliates #career advice #career planning #change management #emory school of law #gates foundation #international law #law school #law student #non-profit #open precedents #public law #skadden arps #united nations #conservation services

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oceanlearningacademy · 3 years ago

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Benefits of Learning German Language

The importance of learning a foreign language is becoming more significant as Globalisation is bringing the world closer. The ability to communicate and connect with people from various occupations across the Globe is inevitable for success in nearly every aspect of life. In today’s highly competitive world bilingualism is now perhaps one of the incredibly important life skills preparing you to compete and succeed in the global economy Foreign Language proficiency can open the doors of tremendous opportunities, whether you are looking for an exciting career or expanding your growth aspirations. Apart from the career benefits and other life improvements, it is also scientifically proved that the intellectual, analytical, and reasoning capability of a polyglot will be on a higher scale If you’re thinking of learning a foreign language to boost your future and career, then learning the German language is one of the excellent choices. German is the most widely spoken language in Europe and the second most popular foreign language taught in most parts of the world. Germany is the third strongest economy in the world and opens the door to numerous opportunities in various sectors - Engineering, Automobile, Power, IT, Finance, Medical, and more. Let’s have a look at a few benefits of learning the German language 1. It Can Prove Good for Your Career in all Industrial and Service sectors Having German language proficiency mentioned on your CV is always an excellent choice. Not only does it tell your employer that you have the skill to learn another language, but it can also give you an advantage on multiple levels. The entire world is connected digitally today, and a lot of businesses make deals with foreign companies. That is why the demand for bilingual people is increasing day by day. If you are applying to a company that is in business with European countries and if you know the German language, then you will be their priority of choice. 2. Self-employment: Translators, Interpreters, Teachers Self-employment is the first career opportunity that comes to mind. After completing your German classes, you can be certified as a German language expert. Major economic activities in India have led to a surge in people learning the German language. One of the most attractive career opportunities you can secure as a German language expert is Translator or Interpreter. Due to high demand and high remuneration, a career as a translator or interpreter is one of the most sought-after career paths. 3. Study abroad German-speaking countries are a perfect place to pursue study for Indian students. European university degrees have an excellent international reputation and are highly respected by employers worldwide. Once you have attained proficiency in the German

language, you can travel and study in Europe, especially Germany, Austria, and Switzerland. Many universities in these regions consider German language proficiency as one of the important admission criteria 4. Get connected to the world quickly in this globalised environment Globalization is the connection of various parts of the world. Globalization results in the expansion of international cultural, economic, and political activities. As people, ideas, knowledge, and goods move more easily around the globe, access to the experiences of people around the world become more helpful. 5. Language proficiency is an advantage or must while applying for Permanent Resident status, Immigration, Work permit, etc If you’re certified in the German language, then it is an advantage for you to have a German work and residence permit, you can bring your immediate family members to live in Germany with you. It is possible to gain a Permanent Residence Permit in just a few months if you know the German language. So basically, the German language is an advantage for getting a visa, work permit etc., 6. It Gives You a New Perspective Learning a new language from another culture can open your mind and can give you a new perspective. All of us have a perspective that is tied to our cultural learning. Anyone who has ever travelled to a place with an entirely different culture has experienced a change in their perspective. And if you want to widen yours, there is an even simpler way of doing it and that is by learning a foreign language. The language itself can show you how the people in that culture perceive the world. It will not only help you connect with them, but you will develop a deep sense of understanding and empathy as well. 7. A New Language Gives You a Competitive Advantage A new language will help to gain the ability to connect with people in other countries. You’ll be able to adapt to international surroundings and better engage with other cultures. For example, if you work for a business that connects with Germany, your ability to speak German makes it easier to communicate business terms, build relationships, and get your job done effectively. Other career advantages include Better pay – up to 20% more per hour, higher university acceptance rates, more job opportunities, and increased job security.

#Best Language Training Institute in Yelahanka Bangalore | Ocean Learning Academy

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hannahoduro02-13 · 4 years ago

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Chapter 11 Fieldwork: The Biography of a Chocolate Bar

The candy I chose: Hershey’s Milk Chocolate King Size

1. What are the ingredients? (perhaps start with cocoa, the primary ingredient)

Milk Chocolate [Sugar; Milk; Chocolate; Cocoa Butter; Milk Fat; Lecithin (Soy); PGPR; Natural Flavor]

2. Where do the ingredients come from?

70% of the world's cocoa comes from Ghana, Ivory Coast, Nigeria, and Cameroon. Three of the world’s largest producers of sugar are India, Brazil, and Thailand. France, Russia, and Germany produce most of the world's milk. Brazil produces most of the world’s soy.

3. How are the ingredients produced?

Cocoa beans are roasted, stripped, and then pressed to separate the fat from the beans which is the cocoa butter. Sugar cane is crushed in order to extract its juices, then its clean and concentrated into a syrup. Sugar crystals will then form and become what we call raw sugar. Soybeans are planted and grown by farmers then they are collected, cleaned, and bagged.

4. What are the working conditions of the people who produce the cocoa?

“...she said she’s spent the last three months lifting boxes of Hershey’s Kisses for $8.35 an hour in a warehouse with 400 other foreign students. … Her rent, about $400 a month, is automatically deducted from her paycheck. What’s left over must cover her expenses. … “I complain. I say, ‘I want another job.’ They say if I do not work here they will cancel my visa and I will go home.”” These quotes came from an article titled “Foreign students who work at Hershey warehouse say 'we have our rights'” written by Nick Malawskey. This article talks about the unfair working conditions that foriegn exchange students were subjected to while they were forced to work in Hershey’s warehouses. They were underpaid, overworked, and subjected to unfair/poor conditions so all the workers decided to protest and organize a sit in outside the centers gates until they were given their rights.

5. How do the producers get the cocoa to the market?

After farmers grow, frement, dry, clean and pack the beans. They sell them off to intermediaries.

6. How are the prices set?

When I went to the store the chocolate was on sale, so I bought it for $1.88. The regular price for the chocolate was $2.19. But overall chocolate prices are set based upon supply and demand.

7. Which international corporations dominate the chocolate trade?

(In the order of who's the most successful) Mars Wrigley, Ferrero, and Mondelez International dominate the chocolate trade.

8. Who regulates the trade?

The FDA regulates the chocolate trade.

9. How is chocolate marketed?

Companies' market tactics are based on what appeals to their consumers whether it's through flashy logos, the size or weight of their bars, or extra ingredients (stuff like fruit, or even alcohol). For example Cadbury chocolate targets their ads towards kids ages 5-10 because they are more likely to like chocolate. They use bright colors and animals in their commercials to appeal to children more.

10. Where did you buy your chocolate bar?

I bought my chocolate from CVS.

11. How much profit does a store owner make on one chocolate bar?

A store owner will get profit margins between 55% to 75%.

12. Are there hidden costs that are not included in the price you paid? (Consider underpayment of labor; environmental impact; government subsidies that are direct [to the company] and indirect [infrastructure such as roads, ports, bridges, and water systems]; and the healthcare costs created by the harvesting, transporting, processing, and eating of this food.)

The unsafe conditions that workers are subjected to, the underpayment of their labor, and their rights being disregarded for the company's profit are the hidden costs that we don’t realize we are paying for.

Biography

Starting off as a seed than growing into a sproutling in a West African farm, the cocoa bean will eventually mature into a full grown tree where it will then be harvested, roasted, stripped, some are pressed into cocoa butter. After the cocoa butter and cocoa beans are harvested they’re cleaned, packaged, and sold to intermediaries who then sell them to exporters. Once the product reaches the factory of whichever candy maker has bought it its then used to make chocolate, which will then be advertised towards their target audiences preferences. Afterwards the chocolate will be shipped and distributed to stores for consumers to buy.

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mostlysignssomeportents · 5 years ago

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Pluralistic: 23 Mar 2020 (Free Tacocat game, Adafruit's open source PPE, coronavirus jubilee, Private Kit, Italian mayors enforce quarantine)

Today's links

Tacocat, a free print-and-play game from the Exploding Kittens team: Super smart endgame!

Adafruit offers open source PPE manufacturing: They're retooling and available to help

It's time for a coronavirus jubilee: Debts that can't be paid won't be.

Medicare for All is an economic stabilizer: Private health insurance turns recessions into depressions.

Private Kit, a free/open app to give you control over your location history: Doing contact tracing without invading privacy.

Italy's mayors berate quarantine-breaking citizens: "Does your dog have an inflamed prostate?"

This day in history: 2005, 2010, 2015, 2019

Colophon: Recent publications, current writing projects, upcoming appearances, current reading

Tacocat, a free print-and-play game from the Exploding Kittens team (permalink)

Need a game to play while stuck at home? Elan Lee and Matthew Inman, creators of Exploding Kittens, have just released a free, print-and-play game called Tacocat, which we just played at home, and it's fun!

https://docs.google.com/document/d/15UT6cElLNpxHG4er68DLxXwSrqbOTq2JFNFYzrmfO8I/edit#heading=h.8osmzd2mkump

It's a card game that's a bit like War, but with tons of little strategic gracenotes, including a totally brilliant endgame that makes the win up for grabs all the way to the very end. It took a couple of hands to figure out this complexity, but once we did, — wow!

Adafruit offers open source PPE manufacturing (permalink)

Some of the all-time heroes of the open source hardware revolution are the folks at Adafruit, a woman-owned, 150-person OSHW company in lower Manhattan. They've been deemed an essential industry and are retooling to make PPEs.

https://blog.adafruit.com/2020/03/22/covid/

They're VC-free, debt-free and profitable, and they're paying their 150+ employees through the crisis. They're manufacturing open source hardware face shields, ventilator components and electronics.

If you need manufacturing, design, logistics, or production support for PPE projects, contact [email protected].

It's time for a coronavirus jubilee (permalink)

The word "jubilee" comes from Hebrew for "trumpet," because every 50 years, the trumpet would be blown to signal the forgiveness of all personal debts. New kings once routinely announced debt forgiveness upon their ascending to the throne.

https://www.washingtonpost.com/opinions/2020/03/21/debt-jubilee-is-only-way-avoid-depression/

Forgiving debts meant that the workforce stayed intact and productive, instead of falling into debt-bondage or mass migrating (think of Greece and its mass exodus after the recent imposition of debt austerity by the EU).

2008 represented a chance to write off bad mortgages. Instead, we evicted. Today, wealth inequality is far worse than during the last crisis. The new crisis has the potential to make inequality go supercritical.

The decision of Germany's creditors to force the country to pay war debts after WWI caused mass immiseration and paved the way for fascism. After WWII, the allies wiped 90% of Germany's debts off the books, triggering the nation's "economic miracle" and soaring prosperity.

As Michael Hudson writes in the Washington Post, if the US can afford a $4.5T quantitative easing package, it can afford jubilee for student debt. And private creditors who wipe out bad loans – ballooned by fees and penalties – will long have been made whole on the principal.

Leaving the "accruals" (fees, etc) in place, "actually subsidizes bad lending."

"Debts that can't be paid won't be. A debt jubilee may be the best way out."

(Image: Paul Miller, CC BY)

Medicare for All is an economic stabilizer (permalink)

The pandemic is revealing the extent to which private health insurance makes a bad situation worse. At the exact moment that we need more coverage, people are losing their jobs (and their coverage).

As Nathan Tankus writes, Medicare for All would be a great, countercyclic automatic stabilizer – buffering economic shocks for faster recovery. The current US system is an accelerant, making bad situations worse.

https://nathantankus.substack.com/p/medicare-for-all-is-a-great-automatic

Losing your job (and coverage) due to coronavirus, then losing your savings due to a broken ankle or a kitchen-knife slip? That's a recipe for turning deep recession into a new depression.

In discussion with Matt Taibbi this week, Noam Chomsky makes the point that private health care treats excess capacity as uneconomical and inefficient: "You should have just enough beds for what you need tomorrow. You shouldn't prepare for the future."

https://www.rollingstone.com/politics/politics-news/noam-chomsky-covid-19-useful-idiots-podcast-970047/

Under the finance sector's theory of shareholder capitalism, maintaining an extra hospital bed is a form of theft from your investors.

Neoliberalism treats all redundancy and resilience as "waste" and neoliberal raiders delight in selling it off.

https://pluralistic.net/2020/03/05/warner-chappell-copyfraud/#righttoresilience

Whether that's the corporate raiders who bought up newspapers and restaurant chains and sold off their real-estate and rented it back – leaving them grievously vulnerable to rent shocks – or the airlines' hub-and-spoke system that means one airport outage tanks the system.

Our supply chains – offshore, dependent on single points of failure – and the use of DMCA 1201 anticircumvention rules and other dirty tricks to suppress independent repair and third-party parts manufacture turn the devices we rely on brittle, making emergencies into crises.

What's worse than having your only computer go down at the start of a pandemic lockdown? Having your only repair depot shut down for the duration with no way to retrieve it.

https://9to5mac.com/2020/03/21/apple-store-repairs-coronavirus/

As Chomsky says, neoliberalism leaves us totally unprepared for a crisis. "What we're good at, what our leaders are good at, and have been very good at for 40 years, is pouring money into the pockets of the rich and corporate executives while everything else crashes."

(Image: Elvert Barnes, CC BY-SA)

Private Kit, a free/open app to give you control over your location history (permalink)

Private Kit is a free/open location-tracking app that does not expose your location data to third parties (including the app's authors) until you explicitly authorize it.

https://github.com/tripleblindmarket/private-kit

It's intemded for use in pandemic mitigation, "allowing you to share information with health officials accurately and quickly," but only when you explicitly opt in, and only for as long as you remain opted in. The authors' paper on this is "Apps Gone Rogue: Maintaining Personal Privacy in an Epidemic," which digs into the reasons that potential (or confirmed) carriers might be reluctant to participate in contact-tracking, and how privacy tools can help.

https://drive.google.com/file/d/1nwOR4drE3YdkCkyy_HBd6giQPPhLEkRc/view

It also discusses the rise of blackmail scams in South Korea in which criminals demanded payments not to falsely accuse businesses of being sources of new coronavirus infections (!!).

https://www.theguardian.com/world/2020/mar/06/more-scary-than-coronavirus-south-koreas-health-alerts-expose-private-lives

Private Kit allows for user location-history sharing directly with health authorities, without requiring third-party (carrier, app maker) intervention, aggregation or other high-risk activities.

This is an excellent example of the principle that "privacy" isn't the same as "secrecy." Privacy isn't "Nobody knows your business but you." It's "You decide who gets to know your business."

http://privatekit.mit.edu/

Italy's mayors berate quarantine-breaking citizens (permalink)

Our household can't stop marveling at this highlight reel of Italian mayors berating their stubborn residents for denying the quarantine orders. It's magnificent.

https://twitter.com/GiuliaRozzi/status/1241859350060093442

"We will send the police over. With flamethrowers."

"I can't formally ban you from leaving your house, Fine. I will ban you from setting foot on public land."

"Where the fuck are you all GOING? You and your dogs!* They must have inflamed prostates!"

"You can't play ping-pong. Go home. Play videogames."

"How can I spell it out? You can't stay in the streets. We need their girlfriends here. With clubs."

"Getting in your mobile hairdressers?! What the fuck is that for? Don't you understand that the casket will be CLOSED?"

"I saw a fellow citizen jog up and down the street, accompanied by a dog* who was visibly worn out. I told him, 'Look, this isn't a movie. You are not Will Smith in 'I am Legend.' You have to go home."

*Dog walking is a popular pretense for breaking quarantine.

This day in history (permalink)

#15yrsago Reflex: brilliant, page-turning sequel to Jumper https://boingboing.net/2005/03/23/reflex-brilliant-pag.html

#10yrsago: Secret ACTA fights over iPod border-searches http://www.michaelgeist.ca/2010/03/acta-de-minimus-proposals/

#10yrsago: Demonstration against Digital Economy Bill tomorrow at Parliament, London <a href="https://www.openrightsgroup.org/campaigns/disconnection/>https://www.openrightsgroup.org/campaigns/disconnection/

#5yrsago: Backchannel: computers can talk to each other with heat https://www.wired.com/2015/03/stealing-data-computers-using-heat/

#1yrago DCCC introduces No-More-AOCs rule https://theintercept.com/2019/03/22/house-democratic-leadership-warns-it-will-cut-off-any-firms-who-challenge-incumbents/

#1yrago British schoolchildren receive chemical burns from "toxic ash" on Ash Wednesday https://metro.co.uk/2019/03/08/children-end-hospital-burns-heads-toxic-ash-wednesday-ash-8868433/

#1yrago Procedurally generated infinite CVS receipt https://codepen.io/garrettbear/pen/JzMmqg

#1yrago Video from the Radicalized launch with Julia Angwin at The Strand https://www.youtube.com/watch?v=FbdgdH8ksaM&feature=youtu.be

Colophon (permalink)

Today's top sources: Slashdot (https://slashdot.org/), Naked Capitalism (https://nakedcapitalism.com/), Alice Taylor (https://twitter.com/wonderlandblog/), Four Short Links (https://www.oreilly.com/feed/four-short-links).

Currently writing: I've just finished rewrites on a short story, "The Canadian Miracle," for MIT Tech Review. It's a story set in the world of my next novel, "The Lost Cause," a post-GND novel about truth and reconciliation. I've also just completed "Baby Twitter," a piece of design fiction also set in The Lost Cause's prehistory, for a British think-tank. I'm getting geared up to start work on the novel next.

Currently reading: Just started Lauren Beukes's forthcoming Afterland: it's Y the Last Man plus plus, and two chapters in, it's amazeballs. Last month, I finished Andrea Bernstein's "American Oligarchs"; it's a magnificent history of the Kushner and Trump families, showing how they cheated, stole and lied their way into power. I'm getting really into Anna Weiner's memoir about tech, "Uncanny Valley." I just loaded Matt Stoller's "Goliath" onto my underwater MP3 player and I'm listening to it as I swim laps.

Latest podcast: The Masque of the Red Death and Punch Brothers Punch https://craphound.com/podcast/2020/03/16/the-masque-of-the-red-death-and-punch-brothers-punch/

Upcoming books: "Poesy the Monster Slayer" (Jul 2020), a picture book about monsters, bedtime, gender, and kicking ass. Pre-order here: https://us.macmillan.com/books/9781626723627?utm_source=socialmedia&utm_medium=socialpost&utm_term=na-poesycorypreorder&utm_content=na-preorder-buynow&utm_campaign=9781626723627

(we're having a launch for it in Burbank on July 11 at Dark Delicacies and you can get me AND Poesy to sign it and Dark Del will ship it to the monster kids in your life in time for the release date).

"Attack Surface": The third Little Brother book, Oct 20, 2020. https://us.macmillan.com/books/9781250757531

"Little Brother/Homeland": A reissue omnibus edition with a new introduction by Edward Snowden: https://us.macmillan.com/books/9781250774583

#pluralistic

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financiallymint · 7 years ago

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Yes, You Can Go to University for Free

Read more like this over at Financially Mint’

You’ve decided you want your higher education to be completely free – no student loans, no accommodation cost.

Whether that’s a wise or not, it’s up to you. But yes, you can go to university for free. Two things you’ll need: a lot of hustle (researching and applying) and flexibility (free education means you might miss out on something else).

Here are some tools and programs you can use to lower those big costs:

Grants

Grants are basically a sum of money the government gives you to help you out with university. Notice the give: you’re not expected to return it, unlike student loans. If you qualify for these grants and supplement it with something else, they can help you get to college for free. Pretty sweet.

You get different types of grants:

Maintenance grant

For living costs. You can get up to £3,475 if your household income is £19,203 or less. If it’s more than that, you may be eligible for a partial grant, depending on your income. These may not always be easy to get, but they’re worth a try.

Special support grant

This grant is to help with additional costs such as books, equipment and travel expenses. You could get up to £3,475 depending on your household income, but you also need to be eligible: be a single parent, have a certain disability, come from abroad, etc. You can’t get both the maintenance and special support grant, but you could try for one of them if you believe you’re eligible.

Travel grant

This one’s pretty cool. It’s basically a grant the government gives you to travel abroad, whether it’s on an Erasmus or to do with your university. The amount you’ll get also depends on your household income and some other factors. Here’s how much you can get (it’s a little confusing IMO):

There are a few other grants such as the Disabled Student’s Allowance and Dependents’ and Childcare Grants. As you can see you need to be in pretty specific situations to qualify, so grants are not the answer for everyone. But still worth a mention and a try.

For more info on grants and how to apply visit Gov.uk

Bursaries and scholarships

Bursaries and scholarships are pretty similar to grants except they offer larger amounts of money and aren’t always from the government. Although they may sound like the easy path to free education, they can be quite a hassle. The hardest part: research. There’s tons of bursaries and scholarships out there but you really have to find the right ones and apply as soon as possible. This includes asking your university, asking other students what they’ve done and spending a lot of time on our lil’ friend Google.

You also need specific criteria to pass: your household income, gender, nationality, grades, talents, etc.

The research isn’t easy because there’s not a huge directory with all the scholarships and bursaries available – you gotta do the work. Here are two of the largest directories I found to help you get started:

The Scholarship Hub

Scholarships for international students

List on TopUniversities

NHS

The beloved NHS! If you’re studying anything health related (dentistry, medicine), the NHS might come and help you out with the costs. The thing is, this one’s pretty complicated. You get different amounts depending on where you live, your household income and what you’ll be studying exactly. It varies so much that it’s kinda hard to be specific here, but here are some extra resources to find out more:

England, Scotland, Wales, Ireland

The great thing is that this can then help you do practices and internships with the NHS, which will then lead on to a job, a better opportunity, etc. All I’m saying is it could be worth a try…

Armed Forces

Not for everyone but could be a good option. No matter which degree you’re thinking of pursuing, you could get the Armed Forces to help you out with your education so you can then move on to working in the army. There’s a pretty large range of different bursaries available for army students depending on what subject you want to study.

In some places not only do you get a bursary but you also earn a little income of about £2,000 a year. You get different bursaries depending on what you qualify for: if you have amazing grades and potential to become an officer, you could be getting a total of £24,000!

There’s a ton of different options: training to become an Army medical profession, joining the Royal Navy or the Royal Air Force. I’m telling you, you’d be surprised by the amount of options out there – do a bit of research and planning and the free education will come rolling.

Find out more about your options and check out the guide to getting into the Armed Forces:

Sponsorships

Sponsorships are basically schemes where a company pays for your education in partly or in full. You could already be working for the company, going to work for them in the future or not working for them at all. There’s tons of different sponsorships available for different degrees and different cases. An example is Google: offering sponsorship to female students studying Computer Science and who demonstrate strong leadership skills.

You have a few odd ones here and there: sponsorships for vegetarians, for Welsh speakers only and even for golfers! Think you don’t have any skills? Look around… maybe some company has thought of you and has a pretty sweet deal you could take advantage of.

The Scholarship Hub has a section on finding sponsorships, or ‘company scholarships’ as they call them.

Apprenticeships

These are pure gold. And they’re becoming more and more popular nowadays as people realise getting a degree doesn’t always mean getting a job.

With an apprenticeship the company basically trains you for the job and combines it with some classroom style education. Then, the training is over and if you’ve done well – bam, a job.

You can also get a degree apprenticeship: basically the company sponsors you to go to university so you can then go work for them once you graduate. Not only do you get a degree for free but you are guaranteed a job once you graduate. Pretty sweet.

This page on Gov.uk has tons of resources on finding apprenticeships for your particular degree/field.

Crowdfunding

This plan may be a little on edge but could work if done well. It basically consists of asking strangers to donate to you to pay for your education. You go on a site like Crowdfunder, Hubbubor GoFundMe and ask for money to support your studies. You write a good essay on what you’re going to do with the money, what you’re going to study and why (something that stands out is better).

Here’s Brian who wants to go to Oxford to study a Masters in Development Studies. His motive? Research on LGBT communities in areas like China and South Africa. He also goes on to explain his achievements, where he’s from and even his sexual orientation (bisexual). He’s raised £18,117 so far. Congrats to Brian!

Crowdfunding is something that takes a lot of time and effort – you really need to convince people to give their money to you. They need to believe in you and trust that you will use the money well. But again, worth a try – and would look great on a CV if successful.

Go abroad

If you’re non-Scot, you won’t get free education offered next door in Scotland (and yes, we’re all sniggering over here). However, there are still some countries which offer a free education: Germany, France, Norway, Sweden and Denmark. Why not learn another language? Study something a little different? Get to know an interesting culture? Many degrees are done in English and offer a great range of opportunities for foreigners. Why not make an adventure out of your education?

This is also great for your CV: studying abroad shows an employer that you are flexible, adaptable and you look for opportunities. Great way to stand out from other candidates and gain a different and more interesting set of skills.

I did this for China: one trimester studying Chinese overseas wasn’t too expensive and I made amazing money as an English tutor – effectively making my education free.

It’s a little trickier to apply and organise – no European version of UCAS. You’ll have to go to our trusted friend Google and search for something along the lines of ‘apply for German/French/Norwegian university’ and see where it gets you from there. Some additional resources to check out are The Complete University Guide, list of countries and Top Universities

As I said before, if you want free/very cheap education, you’ll need some hustle. You can combine some of the options above and try to find what suits you best. Do your research, ask your university, do some networking. Keep going until you find something that works for you, and if you can’t find anything: do a gap year. Much better to go into university one year later doing something you want than going with everyone else and wasting your time (I say from experience).

Read more like this over at Financially Mint

#financiallymint #college debt #collegefinance #motivatemycollegelife #university #opportunity

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jeduka · 2 years ago

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9 Reasons to do Postgraduate Studies in Europe

If you are considering moving abroad, why not consider doing your postgraduate studies in Europe? European universities offer many quality and quantity of their courses, and they also have unique facilities and opportunities best suited for postgraduate studies. Let us tell you the top nine reasons why studying in Europe is a great idea.

1. Quality Education

Europe boasts a large portion of the strongest education system in the whole world. 483 Universities in Europe are ranked as the best universities in the world. Top 10 Ranking Universities in Europe:

University of Cambridge, United Kingdom

University of Oxford, United Kingdom

Imperial College London, United Kingdom

UCL, United Kingdom

ETH Zurich,Switzerland

The University of Edinburgh, United Kingdom

EPFL, Switzerland

Université PSL,France

The University of Manchester, United Kingdom

King's College London, United Kingdom

2. Continent of innovation

When you think about the word 'development,' you may instantly consider Asia or America, given their strong connections to technology. However, did you know that the technology and programming you use every day originated in Germany? Skype, Spotify, Candy Crush, my craft, and Angry Birds originate from Europe.

3. Europe has history

Europe has a much longer history than some other countries. As a result, Europe's more distant origins frequently appeal to people who lack a similar sense of history at home. The jaw-dropping architecture and stays of yesterday will astound you. Additionally, in case you're a history student, these adventures may also advise your studies.

4. See a lot, close together

Europe comprises around 50 nations, and they all differ in traditions, way of life, language, sights, etc. So you won't run out of things to do, and you don't need to jump on a plane or move across oceans to discover them.

It is simple to travel through Europe. "InterRail-ing" via train is a well-known technique utilized by current students, those on a gap year, and travelers, permitting smooth passage across borders. If you come from someplace far away like Asia or America, make the most of being in Europe and see all you can – you most likely won't be here forever.

5. Study Abroad Scholarships

Are you put off by the tuition fees or living costs accompanying studying abroad in other countries? It’s worth researching to discover what particular European nations can offer. Many need to improve the reputation of their higher education areas, so they will offer study abroad scholarships, bursaries, and subsidized tuition fees to entice more international students to come to their shores.

For example, you may not know that studying in France is the most affordable country in Europe! Learn more: Most Affordable Study Abroad Destinations in Europe

6. Learn a new language

What better time to learn a new language than when you are young and ready to immerse yourself in a city where it's constantly spoken? Knowing more than one language can significantly boost your CV and open doors to future employment opportunities. What's more, in case you're studying a language course, learning it in the nation where it is widely spoken is a whole other experience you shouldn't miss out on.

7. Career options

Regardless of their origins, many, if not all, large international organizations will have a European headquarters. There are numerous graduate opportunities available, especially as organizations expand into new markets. Related to the point above, studying abroad in Europe can benefit you when you start to search for that first career step. Language abilities, adaptability to new locations, and learning of various cultures and markets would all be able to add to finding that dream work in Europe.

8. New friends

Making friends who live around the world is an excellent aspect of studying abroad. This is no different if you choose to study in Europe, given the cultural and ethnic diversity the continent has. Think, if you come back to these cities for business or pleasure in the future, you will have old friends to see.

9. Lifestyle

Europe has a reputation for having a relatively relaxed lifestyle. This is true to a specific extent. At the same time, a few preconceptions about Europeans might be valid. Facing European life firsthand is simply an ideal approach to understanding this for yourself. This doesn't imply that people in these nations don't know the meaning of hard work or that the higher education system here is insufficient with lacking. Instead, this relaxed attitude is evident in a wide variety of conditions and zones of European life.

Postgraduate studies in Europe are a great experience for students to take part in. Numerous institutions offer degree programs, from well-known to smaller, more specialized ones. Postgraduate studies will help you gain valuable work experience and even open new doors for you professionally in the future, so it's worth looking into if this is something that interests you.

Source:

#Studies in Europe #Study in Europe

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geoword · 3 years ago

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Are you an undergraduate student looking for an internship but you have no relevant experience? If you are reading this blog, then most likely that answer is yes!

#English Resume/CV cover letter writing services for students #Resume / Cover Letter writers for students and professionals #Linkedin Profile writing service for professional and Students #Hire LinkedIn profile writer and editors #cv examples for students in germany #cv for students with no experience #cv writing help online for italian students #english resumes service for french postgraduate students #english resumes service for italian students #german undergraduate students english resumes service #linkedin profile summary examples for students #resume and cover letter builder for students #resume examples for students with no work experience #resume for students with no experience

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evoldir · 3 years ago

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Fwd: Postdoc:StonyBrookU_NY.Paleogenomics

Begin forwarded message: > From: [email protected] > Subject: Postdoc:StonyBrookU_NY.Paleogenomics > Date: 28 May 2021 at 07:10:06 BST > To: [email protected] > > > --0000000000004184dd05c355cafc > Content-Type: text/plain; charset="UTF-8" > Content-Transfer-Encoding: quoted-printable > > Postdoctoral Position in Paleogenomics, Stony Brook University > > > > The Veeramah Lab at Stony Brook (https://ift.tt/3oo9jL5) > has an opening for a postdoctoral researcher to begin in Fall 2021 to > conduct research using paleogenomics as part of an ERC Synergy project, > HistoGenes (https://ift.tt/3wrUKsP). > > > > The position is funded for five years and will involve the bioinformatic > processing and population genetic analysis of paleogenomic data from > 5th鈥"9th century Europe being generated in collaboration with labs in > Leipzig (Germany) and Budapest (Hungary). The individual鈥檚 primary task > will be to perform population genetic analysis of this data and potentially > develop new methods (for example approaches capitalizing on rare-variants > in whole genome data, that integrate temporal-spatial information or that > take advantage of novel machine learning frameworks). They will work under > close collaboration with senior population genetics researchers in the US > and German teams. As well as primary research duties, applicants will be > expected to write papers, help in grant writing and train/mentor graduate > students. > > > > All applicants are required to have a PhD or equivalent foreign degree in > the areas of population, evolutionary or anthropological genetics (or > related fields) in hand by August 2021. Ideally candidates will have > experience in processing 2nd generation sequencing data and analyzing > paleogenomics data, knowledge of python or equivalent or programming > languages and excellent English skills as demonstrated by peer-reviewed > scientific manuscripts. Applications should also be able to work as part of > a team and think creatively. > > > > Applications will be accepted until June 16th 2021. Applications should > apply online at tinyurl.com/2pdf3y7a > > > > The official REF# is: 2101300 > > > > Applicants should submit a State employment application, a cover letter, CV > and a one page research statement. At least two letters of recommendation > will be requested of candidates selected for interview, so please include > contact information for references in your cover letter. > > > > Inquiries about the job can be made by email to > [email protected]. > > > Stony Brook University is an equal opportunity/affirmative action employer. > > --0000000000004184dd05c355cafc > Content-Type: text/html; charset="UTF-8" > Content-Transfer-Encoding: quoted-printable > >

Postdoctoral Position in Paleogenomics, Stony Brook University

聽

The Veeramah Lab at Stony Brook (https://you.stonybrook.edu/veeramahlab/) has an opening for a postdoctoral researcher to begin in Fall 2021 to conduct research using paleogenomics as part of an ERC Synergy project, HistoGenes (https://www.histogenes.org/).

聽

The position is funded for five years and will involve the bioinformatic proce > ssing and population genetic analysis of paleogenomic data from 5th鈥"9th century Europe being generated in collaboration with labs in Leipzig (Germany) and Budapest (Hungary). The individual鈥檚 primary task will be to perform population genetic analysis of this data and potentially develop new methods (for example approaches capitalizing on rare-variants in whole genome data, that integrate temporal-spatial information or that take advantage of novel machine learning frameworks). They will work under close collaboration with senior population genetics researchers in the US and German teams. As well as primary research duties, applicants will be expected to write papers, help in grant writing and train/mentor graduate students.

聽

All applicants are required to have a PhD or equivalent foreign degre > e in the areas of population, evolutionary or anthropological genetics (or related fields) in hand by August 2021. Ideally candidates will have experience in processing 2nd generation sequencing data and analyzing paleogenomics data, knowledge of python or equivalent or programming languages and excellent English skills as demonstrated by peer-reviewed scientific manuscripts. Applications should also be able to work as part of a team and think creatively.

聽

Applications will be accepted until June 16th聽2021. Applications should apply online at聽tinyurl.com/2pdf3y7a

聽

The official REF# is: 2101300

聽

Applicants should submit a聽State employment application, a cover > letter, CV and a one page research statement. At least two letters of recommendation will be requested of candidates selected for interview, so please include contact information for references in your cover letter.

聽

Inquiries about the job can be made by email to聽[email protected].

聽

Stony Brook University is an equal opportunity/affirmative action employer.

> > --0000000000004184dd05c355cafc-- > via IFTTT

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noromannet-blog · 5 years ago

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20 Tricks to Travel Cheap: how to go around the world spending little

If you are a globetrotter but money does not rain from the sky, we tell you some of the best tricks to travel cheap or travel the world with little money in your pocket. Pay a lot of attention! It is not necessary to be a Nobel Prize to know that paying the first flight you find or staying in five-star hotels your savings will go down the drain with sparky ease. To travel cheap you must gather three ingredients: versatility in terms of time and places, patience to detect the best offers and information. In this post, you will find numerous tricks that will allow you to travel the world with much less money than you can imagine. The more travel savings tips you put into practice, you will have a wider margin to not spend a lot of money and enjoy a cheap vacation. Nowadays, thanks to the Internet, low-cost airlines or alternatives such as couch surfing or the boom in home exchange platforms or the collaborative economy, it is possible to travel in a much cheaper way and without the need to sell a kidney. In short, let's get to the important thing! Below you will find up to 20 tricks for cheap travel.

Tips to save traveling

Use saving techniques throughout the year It is useless to decide to save two weeks short of the holidays, but do it as an ant during the rest of the year. Consult all possible discounts beforehand Due to your age, circumstances or place of residence, you can access different discounts both in agencies and in transport or opportunities such as Interrail. It is usual to have discounts for young people - the Bond or Youth Card -, people with disabilities, belonging to a large family, unemployed, university students or retirees. Design a budget Do not be lazy and make an Excel sheet, either to go camping that weekend or to go backpacking to Peru. It establishes a minimum and a maximum, expectations of expenditure, savings that you will need to gather and the cost of the basic products and the experiences that you plan to live on that trip. The key is cheap flights Program alerts, use search engines like Skyscanner, take time to track your favorite destinations, contrast scales and test all possible combinations. You will save much more than you think by finding cheap flights with Kayak, Google Flights, Skyscanner, Expedia, Travelocity, CheapAir. Do not forget to follow our tricks. Subscribe to newsletters and groups with travel offers Get into Facebook groups where cheap flight offers are spread, subscribe to informative newsletters and have specific mobile applications on hand to detect temporary offers with which you will drop drool. Search for the cheapest month, week and day If we are talking about traveling cheaply to distant places and using the plane or staying in hotels, the time of year is very important. Flee the high season and dates like Christmas or Easter but above all, look at what time it is cheaper to travel to each country. For example, Hong Kong hotels are cheaper in February and March. Experts point out that Tuesday is the best day of the week to book flights but Wednesday is the best day to fly. That destiny does not matter! It's not a motivational phrase, but we talk about the advantages of buying cheap flights if you don't mind the destination. Search engines like Skyscanner allow you to indicate the most economical month and set your destination “Anywhere”. Let yourself be surprised by last minute offers and unusually cheap flights, especially if you search with time and long term, without indicated dates. Exchange your home An alternative to travel cheap and stay for free is to exchange your home. There are several alternatives to travel for free or at a very low cost. We have a list of all the possibilities we currently know to find free accommodation in exchange. Poll the standard of living in the country of destination A common mistake is to look only at the price of flights or the cost of the hotel reservation. If the trip is long, the bulk of the expense will be the level of daily life there, so it is important that you look for places where visits, transportation, food or basic products are economical. You will spend much less in Thailand, Romania, Bolivia or Peru than in Japan, the United States, Germany or Italy. Patience with the scales Many people sacrifice money for comfort and always buy the round trip itinerary together. However, you can save a good pinch of money by booking flights separately, exploring nearby airports. It is important to check if it is cheaper to have your own credit card to save commissions, just as companies like Ryanair, Delta, Emirates, EasyJet provide. Travel light Take the essentials and learn to pack as God commands saving space and without losing weight with these tricks . It is important, not to pay for billing - except for very long trips or that is strictly necessary -, to be very clear about the maximum measures that each airline sets for hand luggage. Traveling light will save a lot of money since it is one of the most attractive claims of low-cost airlines. Cut superfluous expenses Goodbye to bring the suitcase full of souvenirs, hire expensive guided tours when there are cheaper alternatives, get to eat in the most central and crowded street or pay all the luxuries and extras of the hotel. Cut in the basics, adapt a van to sleep in it, sleep camping, eat a sandwich, go backpacking, stay in hostels or pensions, walk or use alternatives such as public transport or bicycle and focus on enjoying the experience, accumulate valuable memories and emotions and not in compulsive consumption or buying things you don't need. If you want to opt for cheap alternatives, you can do the Camino de Santiago or opt for eminently rural trips instead of large capitals with more expensive services. Be a traveler, not a tourist Soak up the native culture, bet on local and local commerce, track blogs to find charming bars and restaurants, local guides, secret and free places in the cities. Take a walk, visit local markets, use the Internet to find valuable information, go to the Tourist Office and pay attention not to suffer scams. Look for discounts online and offline The range is immense. Without going any further, some companies such as Vueling provide discounts of five euros each way for students and people with Carnet Joven, while other companies such as Booking have a point system that allows you to save by recommending the page through links. To stay you can also find coupons and discounts for platforms like Airbnb. Really for almost anything you want to buy, be it product or service, the Internet offers you discount percentages, codes, and coupons, being reference pages like Cuponation or RetailMeNot. Woofing Practice This gerund refers to the opportunity to work on organic farms in exchange for free travel around the planet, as there is a large international network of livestock and agricultural farms of an ecological nature. Online you can volunteer and live for free while doing rural work between 4 and 6 hours a day. In each country, WWOOF has its own independent website. There are 88 countries where you can volunteer and about 6,000 farms around the world. Those in which you have more opportunities are New Zealand, Nepal, Ireland, Costa Rica, and Portugal. On your couch or mine? Advocate for Couchsurfing This alternative was born so that thousands of people could travel the world sleeping on another person's sofa or bed and offering yours in turn. Although since 2012 the original idea of the web was perverted drifting towards a more economic aspect, you can opt for other collaborative travel options such as Trustroots or Bewelcome. Enroll in a boat thanks to crewing This trend allows you to enroll in a boat to travel free to other places in exchange for offering your work. If you don't get dizzy, you like the ocean and want to deploy your maritime skills, you just have to send your CV and your initiative by email to websites like Find a crew, Creewseekers or Atomvoyages. If you want to travel aboard a large ocean liner, we recommend Jf Recruiting. Host for free evenings The night swapping trend makes it easy for you to host free accumulating evenings in other places in the world where there is a person registered on the platform. Use the official website of Homeexchange, based on the exchange of houses between individuals and whose operation is covered by a point system. Take care of other people's houses with housesitting Another option to travel economically is this trend, which allows you to stay in the homes of other people in exchange for their care. The most famous are TrustedHousesitters, which includes houses with pets, Housecare - which has an annual registration of 55 USD - or Mindmyhouse. Become a worldpacker Through this website, you can travel the world and also take advantage of cultural exchange, collaborative experiences and lots of memories. The social network works so that you can stay for free in exchange for work in hostels, hotels, and pensions, performing typical tasks such as tending at reception, cleaning, teaching languages, cooking or even organizing parties. Read the full article

#Blog #Consumption #Savings #Tourism #Travel #TRENDING

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barbyquiin · 5 years ago

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The CV in Germany

In general, the German Curriculum Vitae consists of 1 or 2 pages. There's always a picture at the top. Astringent sequential order (with precise dates, for example, 12/93), and a clear, expert design. CVs are signed at the bottom.

A CV needs to include individual information, about research studies and working experience, in addition to an understanding of foreign languages and other activities.

The following is the details you must include (in the same order):.

Call, address, and telephone number.

Personal info (birth date and place, marital status, kids and in some cases, name and profession of your parents and religious beliefs).

Education (primary and high school).

Military and social service (if suitable).

Students practice (" Praktika").

University education (university, career, grade outcomes and periods studying abroad).

Working experience.

Foreign languages.

Other activities (trainee company association or any sports, political organization, etc.).

If number 9 needs excessive space, stick to the details associated with the position you're choosing.

In many cases, German companies want a hand-written CV, but in most cases, a printed CV is simply great. Take notice of the fact that, besides working experience, other research studies and activities are consisted of.

If there are blank, non-working periods, it is very important to describe the reasons and what you did throughout those periods.

In Germany, there utilized to be an American kind of CV (hand-written) called "ausführlicher Lebenslauf". Nowadays, it's not commonly used, most of the times, it's a standard CV (tabellarischen Lebenslauf). If it's needed, remember the standard rules of a normal CV. Be as clear and quick as you can be. Typically, a single page will suffice; usage 2 pages tops. Take notice of the language you use; don't try to look like the best employee but make your skills stick out.

CVs are signed at the bottom.

In Germany, there utilized to be an American type of CV (hand-written) called "ausführlicher Lebenslauf". Nowadays, it's not extensively utilized, in the majority of cases, it's a basic CV (tabellarischen Lebenslauf). If it's required, remember the standard guidelines of a typical CV.

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financiallymint · 7 years ago

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Yes, You Can Go to University for Free

You’ve decided you want your higher education to be completely free – no student loans, no accommodation cost.

Here are some tools and programs you can use to lower those big costs:

Grants

You get different types of grants:

Maintenance grant

Special support grant

Travel grant

For more info on grants and how to apply visit Gov.uk

Bursaries and scholarships

You also need specific criteria to pass: your household income, gender, nationality, grades, talents, etc.

The Scholarship Hub

Scholarships for international students

List on TopUniversities

NHS

England, Scotland, Wales, Ireland

The great thing is that this can then help you do practices and internships with the NHS, which will then lead on to a job, a better opportunity, etc. All I’m saying is it could be worth a try…

Armed Forces

Find out more about your options and check out the guide to getting into the Armed Forces:

Sponsorships

The Scholarship Hub has a section on finding sponsorships, or ‘company scholarships’ as they call them.

Apprenticeships

These are pure gold. And they’re becoming more and more popular nowadays as people realise getting a degree doesn’t always mean getting a job.

With an apprenticeship the company basically trains you for the job and combines it with some classroom style education. Then, the training is over and if you’ve done well – bam, a job.

This page on Gov.uk has tons of resources on finding apprenticeships for your particular degree/field.

Crowdfunding

Go abroad

I did this for China: one trimester studying Chinese overseas wasn’t too expensive and I made amazing money as an English tutor – effectively making my education free.

Read more like this over at Financially Mint

#collegetips #free #goals #success #financialeducation #education #financiallymint

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shenzhenblog · 6 years ago

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3 ways to become a learning machine

I smile whenever I look at my university diploma hanging on the wall, because everything I learned then is no longer relevant now. Does it means that we should stop wasting all this energy, time and money on university? Not really: rather, as soon as we complete our “formal studies”, we need to become learning machines. I’ll rephrase it: we must become machines of continuous learning. We have no choice or we will be out of the game, left behind like cavemen after the Stone Age.

For a period of 25 years, as a HR executive, I began interviews with candidates by asking: “What have you learned in the last six-twelve months?”. Unprepared for this kind of question, many candidates weren’t able to answer: the interview was over.

If you have a Bachelor’s degree or a Master’s, do you consider it as the point of arrival, or the beginning of your journey? If you consider it the point of arrival, you’re deceiving yourself. Our long-term success and fulfillment relies on us constantly cultivating our minds. Do not think of your abilities as something immutable, but as something that you can develop over time.

I am convinced that we must have learning agility. By this I mean the ability to remain open to new ways of thinking, to learn continuously in an innovative way, to reflect, to go into unknown territories, and to leave behind our complacency and our torpor. Someone, somewhere is learning faster than you. To become machines of continuous learning, we must not forget three important rules:

Rule 1: Don’t be too much of a specialist.

Let’s start with a question: if you think of Leonardo da Vinci, what word comes to mind? Painter? Scientist? Writer? Inventor? Architect? He was all of these: as the embodiment of the term “Renaissance man”, he roamed between disciplines, avoiding the kind of excessive specialization that stops us being able to think and understand in terms of systems.

So the first rule is not to limit our learning to a single subject. Steve Jobs once explained why Apple products were so stylish, clean and perfectly designed: when he was a student, he attended a calligraphy course and wanted to translate this aesthetic into his company’s products. The design of Apple products is now iconic.

Returning to Leonardo da Vinci, the polymath once said: “Learning never exhausts the mind”. While few of us can aspire to his dazzling achievements, his appetite for learning is something we can all embrace. And learning is not something that happens uniquely at university, at night school, or at a professional course in your office. What we do in our spare time can provide lessons to energize our working life.

You coached an amateur sport team? You started to learn how to manage a team. You tutored students? You learned how to motivate people. You sold something, whether putting a piece of furniture on eBay or by doing an odd job for cash? You grasped the psychology of buyers. You took on an advisory role in local politics or volunteered in a campaign you believe in? Then you understood the complexity and dynamics of a group. You took visitors around a museum or showed them the sights of your city? Well, you learned how to capture people’s attention. You worked as a bartender? Kudos, you mastered a formidable skill: managing difficult (in this case, drunken) clients. You were a babysitter? Well, you fostered a sense of responsibility. In other words, many seemingly trivial jobs can still be key elements in your work experience.

Try to eat food that you cannot pronounce the name of, to learn 50 words from a foreign language, to mingle with people outside your usual tribe, to learn to read music, to memorize poetry, to get lost in a city you do not know (my advice: try Venice), to volunteer in a project you don’t really understand, to read a book you would not usually read, to switch off TV at least five days per week, to listen to music you would not normally listen, to watch a movie without volume to understand by observing body language: in other words try to get out of your comfort zone and dismantle the way you usually think. Learning will occur in a mysterious and magical way.

Looking out: A boy stands in an archway in Venice

Image: REUTERS/Alessandro Bianchi

Rule 2: Failure is part of success, if we learn from it

I have a serious problem in accepting that the opposite of success is failure. On the contrary, I believe that a key element of success is failure, provided that we learn from it. Over the course of our lives, we collect many successful failures, those experiences which may be galling at first but which ultimately teach us not to repeat the same mistakes. You learn by making these mistakes. As the Chinese philosopher Confucius wrote: “I hear and I forget. If I see and I remember. I do and I understand.” To this one could add, “if I’m wrong, I do not forget, I learn and I can explain it to others.”

As reported in the book “Work Rules!” by Laszlo Bock, head of the innovative People Operations at Google, the United States spent $156 billion on employee training in 2011, a staggering amount. Like Laszo, I do not think much of traditional learning methods, in which one person speaks while others listen and take notes; in a corporate setting, this is better known as “death by PowerPoint”. You learn a lot more by actually trying to do something new and considering failure not as some kind of fatal disease to be avoided at all costs, but rather as a healthy step in our learning process. Let me share some examples.

Who missed 12,345 goal attempts in his basketball career? Michael Jordan, who scored on “only” 12,192 shots, is arguably the greatest basketball player of all times. Thomas Edison created almost 10,000 failed prototypes of his electric bulb, before succeeding.

In the business sphere, what do Richard Branson, Bill Gates and Mark Zuckerberg have in common? They all failed several times before succeeding in their endeavors, as this intriguing article explains.

Henry Ford wrote that failure is the best opportunity to begin again more intelligently. If we are never wrong, we have never learned anything of substance. Learning really means getting out of our comfort zone; in some cases, it can mean suffering before our ideas take off. Johannes Houshofer is a professor of psychology and neurobiology at Princeton. He posted a version of his CV on Twitter that was a long list of failures, explaining that failures are part of our learning experience, not something that we have to hide. If I were to write the list of my own failures this blog would be at least 30 pages long and, as my career progresses, my list of failures becomes truly impressive. So, I have invented a terms for myself. I have collected successful failures, and learned a lot from them.

Rule 3: Learning never stops

You never stop learning. In 1938, Ingeborg Rapoport had just finished writing her thesis in medicine and was about to become a doctor but, because of the odious racial laws passed by the Nazi regime, she was denied the qualification because of her Jewish heritage. She emigrated to the United States, where she continued her studies in medicine, working in many hospitals as a paediatrician and neonatologist before returning to East Germany in her fifties, where she founded the first clinic of neonatology East Berlin. In 2015, the University of Hamburg decided to remedy the injustice and, after 77 years, she defended her dissertation of 1938, and obtained her Degree at the age of 102 years. For her commitment to learning and fighting this injustice she is one of my heroes.

So: become a learning machine, enjoy successful failures and don’t stop learning even when you are 102. Let’s invent the future by investing in our learning. It will be – most of the time – a joyful journey to freedom, as nobody will ever take away what we have learned and our choices as people.

Note : This article was originally posted on Weforum

Paolo Gallo

Over the last 30 years, Paolo Gallo has been Chief Human Resources Officer at the World Economic Forum in Geneva; Chief Learning Officer at The World Bank in Washington DC; and Director of Human Resources at the European Bank for Reconstruction & Development in London.

3 ways to become a learning machine was originally published on Shenzhen Blog

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