#customs broker software

[scmcube]

Freight Forwarding Software

FREIGHTCube is a new generation logistics software designed to meet unique business needs, bring value to your business, & streamline logistics systems.

It provides a cloud-based integrated solution, tailor-made for Third Party Logistics, Freight Forwarders, and Express/Parcel service Providers. Its single database across geographies & operations ensures improved Operational Efficiency & Increased Profitability.

[insurance-brokers-india]

What are the next steps after obtaining an insurance broker license, and how can you generate potential leads using Mzapp CRM software?

Congratulations on securing your insurance broker license! The journey doesn’t end here; it’s just the beginning of building a successful insurance brokerage. Here’s how you can proceed and leverage Mzapp CRM software to find potential leads:

Steps After Getting Your Insurance Broker License

Understand Your Market: Research your target audience (individuals, businesses, or specific sectors).

Develop a Business Plan: Set goals for client acquisition, revenue, and operational processes.

Build a Network: Partner with insurance providers and attend industry events to establish your presence.

Create an Online Presence: Build a professional website and maintain active profiles on social platforms.

Offer Value-Added Services: Educate customers on policies, claims management, and risk assessments.

Using Mzapp CRM Software to Generate Leads

Lead Capture: Utilize Mzapp’s integrated forms and web tracking tools to capture inquiries from your website or social media.

Automated Follow-Ups: Set up personalized email and SMS follow-ups to nurture leads effectively.

Lead Scoring: Prioritize leads based on their interaction history, ensuring you focus on high-potential prospects.

Data-Driven Campaigns: Use analytics to identify what works and launch targeted campaigns.

Seamless Policy Management: Impress leads by showcasing how smoothly you manage policies and claims through Mzapp.

Why Choose Mzapp CRM?

Mzapp CRM simplifies lead management, streamlines operations, and provides insights into customer behavior, making it easier to convert prospects into loyal clients.

Learn more about how Mzapp can transform your insurance business here.

[elisopsin]

Innovative Insurance Broking Software Benefits

Insurance broking software enhances efficiency, productivity, client communication, customer service, data security, and minimizes errors, revolutionizing the insurance industry operations.

[intiviontechnologies]

Enhancing Broker Performance with Forex CRM Solutions

In the ever-evolving world of foreign exchange trading, brokers are constantly seeking ways to improve their efficiency and deliver exceptional services to their clients. One invaluable tool that has emerged in recent years is Forex CRM, designed to meet the unique needs of Forex brokers. In this article, we will explore the significance of Forex CRM for brokers and the role of Forex CRM providers in enhancing their operations.

What is Forex CRM?

Forex Customer Relationship Management (CRM) is a specialized software solution tailored for forex brokers. It acts as a central hub for managing client interactions, trading activities, and administrative tasks. Forex CRM systems are designed to streamline operations, improve communication, and boost overall efficiency, which are crucial for success in the highly competitive forex market.

The Role of Forex CRM for Brokers:

· Client Management: Forex CRM enables brokers to efficiently onboard and manage clients. This includes tracking client information, managing accounts, and monitoring trading activities. With comprehensive client profiles, brokers can offer personalized services and support, building strong, long-lasting relationships.

· Communication: Effective communication is vital in forex trading. Forex CRM systems provide tools for real-time communication, including email, chat, and notifications, ensuring brokers can promptly respond to client inquiries and provide updates on market conditions.

· Trade Monitoring: Brokers can track client trades in real-time, allowing for immediate intervention or assistance if needed. This feature helps brokers prevent margin calls, minimize risks, and optimize trading strategies.

· Marketing and Analytics: Forex CRM solutions often come with built-in marketing and analytics tools. These tools enable brokers to create targeted marketing campaigns and track their success, helping them attract and retain clients.

· Regulatory Compliance: Compliance with financial regulations is essential for brokers. Forex CRM systems help brokers maintain detailed records and automate compliance-related processes, reducing the risk of regulatory issues.

Forex CRM Providers: Choosing the right Forex CRM provider is crucial for brokers looking to harness the benefits of this software. One notable CRM provider in this space is them, known for its cutting-edge solutions tailored to the needs of forex brokers. They offer a user-friendly and customizable Forex CRM platform that enables brokers to adapt to their specific business models and client requirements.

· Easy Integration: Their CRM can seamlessly integrate with existing trading platforms and systems, reducing disruption and ensuring a smooth transition.

· 24/7 Support: They offer around-the-clock customer support, ensuring brokers have the assistance they need whenever issues arise.

· Security: They place a strong emphasis on data security, protecting sensitive client information, and ensuring brokers comply with regulatory requirements.

· Scalability: Their CRM can grow with your business, accommodating the evolving needs of both small and large brokerages.

Conclusion:

Forex CRM is an indispensable tool for forex brokers aiming to thrive in the competitive forex market. It streamlines client management, enhances communication, and ensures regulatory compliance. When choosing a CRM provider, options like intivion.com stand out for their comprehensive, customizable, and secure solutions, helping brokers achieve excellence in their operations.

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[mostlysignssomeportents]

Cars bricked by bankrupt EV company will stay bricked

On OCTOBER 23 at 7PM, I'll be in DECATUR, presenting my novel THE BEZZLE at EAGLE EYE BOOKS.

There are few phrases in the modern lexicon more accursed than "software-based car," and yet, this is how the failed EV maker Fisker billed its products, which retailed for $40-70k in the few short years before the company collapsed, shut down its servers, and degraded all those "software-based cars":

https://insideevs.com/news/723669/fisker-inc-bankruptcy-chapter-11-official/

Fisker billed itself as a "capital light" manufacturer, meaning that it didn't particularly make anything – rather, it "designed" cars that other companies built, allowing Fisker to focus on "experience," which is where the "software-based car" comes in. Virtually every subsystem in a Fisker car needs (or rather, needed) to periodically connect with its servers, either for regular operations or diagnostics and repair, creating frequent problems with brakes, airbags, shifting, battery management, locking and unlocking the doors:

https://www.businessinsider.com/fisker-owners-worry-about-vehicles-working-bankruptcy-2024-4

Since Fisker's bankruptcy, people with even minor problems with their Fisker EVs have found themselves owning expensive, inert lumps of conflict minerals and auto-loan debt; as one Fisker owner described it, "It's literally a lawn ornament right now":

https://www.businessinsider.com/fisker-owners-describe-chaos-to-keep-cars-running-after-bankruptcy-2024-7

This is, in many ways, typical Internet-of-Shit nonsense, but it's compounded by Fisker's capital light, all-outsource model, which led to extremely unreliable vehicles that have been plagued by recalls. The bankrupt company has proposed that vehicle owners should have to pay cash for these recalls, in order to reserve the company's capital for its creditors – a plan that is clearly illegal:

https://www.veritaglobal.net/fisker/document/2411390241007000000000005

This isn't even the first time Fisker has done this! Ten years ago, founder Henrik Fisker started another EV company called Fisker Automotive, which went bankrupt in 2014, leaving the company's "Karma" (no, really) long-range EVs (which were unreliable and prone to bursting into flames) in limbo:

https://en.wikipedia.org/wiki/Fisker_Karma

Which raises the question: why did investors reward Fisker's initial incompetence by piling in for a second attempt? I think the answer lies in the very factor that has made Fisker's failure so hard on its customers: the "software-based car." Investors love the sound of a "software-based car" because they understand that a gadget that is connected to the cloud is ripe for rent-extraction, because with software comes a bundle of "IP rights" that let the company control its customers, critics and competitors:

https://locusmag.com/2020/09/cory-doctorow-ip/

A "software-based car" gets to mobilize the state to enforce its "IP," which allows it to force its customers to use authorized mechanics (who can, in turn, be price-gouged for licensing and diagnostic tools). "IP" can be used to shut down manufacturers of third party parts. "IP" allows manufacturers to revoke features that came with your car and charge you a monthly subscription fee for them. All sorts of features can be sold as downloadable content, and clawed back when title to the car changes hands, so that the new owners have to buy them again. "Software based cars" are easier to repo, making them perfect for the subprime auto-lending industry. And of course, "software-based cars" can gather much more surveillance data on drivers, which can be sold to sleazy, unregulated data-brokers:

https://pluralistic.net/2023/07/24/rent-to-pwn/#kitt-is-a-demon

Unsurprisingly, there's a large number of Fisker cars that never sold, which the bankruptcy estate is seeking a buyer for. For a minute there, it looked like they'd found one: American Lease, which was looking to acquire the deadstock Fiskers for use as leased fleet cars. But now that deal seems dead, because no one can figure out how to restart Fisker's servers, and these vehicles are bricks without server access:

https://techcrunch.com/2024/10/08/fisker-bankruptcy-hits-major-speed-bump-as-fleet-sale-is-now-in-question/

It's hard to say why the company's servers are so intransigent, but there's a clue in the chaotic way that the company wound down its affairs. The company's final days sound like a scene from the last days of the German Democratic Republic, with apparats from the failing state charging about in chaos, without any plans for keeping things running:

https://www.washingtonpost.com/opinions/2023/03/07/east-germany-stasi-surveillance-documents/

As it imploded, Fisker cycled through a string of Chief Financial officers, losing track of millions of dollars at a time:

https://techcrunch.com/2024/05/31/fisker-collapse-investigation-ev-ocean-suv-henrik-geeta/

When Fisker's landlord regained possession of its HQ, they found "complete disarray," including improperly stored drums of toxic waste:

https://techcrunch.com/2024/10/05/fiskers-hq-abandoned-in-complete-disarray-with-apparent-hazardous-waste-clay-models-left-behind/

And while Fisker's implosion is particularly messy, the fact that it landed in bankruptcy is entirely unexceptional. Most businesses fail (eventually) and most startups fail (quickly). Despite this, businesses – even those in heavily regulated sectors like automotive regulation – are allowed to design products and undertake operations that are not designed to outlast the (likely short-lived) company.

After the 2008 crisis and the collapse of financial institutions like Lehman Brothers, finance regulators acquired a renewed interest in succession planning. Lehman consisted of over 6,000 separate corporate entities, each one representing a bid to evade regulation and/or taxation. Unwinding that complex hairball took years, during which the entities that entrusted Lehman with their funds – pensions, charitable institutions, etc – were unable to access their money.

To avoid repeats of this catastrophe, regulators began to insist that banks produce "living wills" – plans for unwinding their affairs in the event of catastrophe. They had to undertake "stress tests" that simulated a wind-down as planned, both to make sure the plan worked and to estimate how long it would take to execute. Then banks were required to set aside sufficient capital to keep the lights on while the plan ran on.

This regulation has been indifferently enforced. Banks spent the intervening years insisting that they are capable of prudently self-regulating without all this interference, something they continue to insist upon even after the Silicon Valley Bank collapse:

https://pluralistic.net/2023/03/15/mon-dieu-les-guillotines/#ceci-nes-pas-une-bailout

The fact that the rules haven't been enforced tells us nothing about whether the rules would work if they were enforced. A string of high-profile bankruptcies of companies who had no succession plans and whose collapse stands to materially harm large numbers of people tells us that something has to be done about this.

Take 23andme, the creepy genomics company that enticed millions of people into sending them their genetic material (even if you aren't a 23andme customer, they probably have most of your genome, thanks to relatives who sent in cheek-swabs). 23andme is now bankrupt, and its bankruptcy estate is shopping for a buyer who'd like to commercially exploit all that juicy genetic data, even if that is to the detriment of the people it came from. What's more, the bankruptcy estate is refusing to destroy samples from people who want to opt out of this future sale:

https://bourniquelaw.com/2024/10/09/data-23-and-me/

On a smaller scale, there's Juicebox, a company that makes EV chargers, who are exiting the North American market and shutting down their servers, killing the advanced functionality that customers paid extra for when they chose a Juicebox product:

https://www.theverge.com/2024/10/2/24260316/juicebox-ev-chargers-enel-x-way-closing-discontinued-app

I actually owned a Juicebox, which ultimately caught fire and melted down, either due to a manufacturing defect or to the criminal ineptitude of Treeium, the worst solar installers in Southern California (or both):

https://pluralistic.net/2024/01/27/here-comes-the-sun-king/#sign-here

Projects like Juice Rescue are trying to reverse-engineer the Juicebox server infrastructure and build an alternative:

https://juice-rescue.org/

This would be much simpler if Juicebox's manufacturer, Enel X Way, had been required to file a living will that explained how its customers would go on enjoying their property when and if the company discontinued support, exited the market, or went bankrupt.

That might be a big lift for every little tech startup (though it would be superior than trying to get justice after the company fails). But in regulated sectors like automotive manufacture or genomic analysis, a regulation that says, "Either design your products and services to fail safely, or escrow enough cash to keep the lights on for the duration of an orderly wind-down in the event that you shut down" would be perfectly reasonable. Companies could make "software based cars" but the more "software based" the car was, the more funds they'd have to escrow to transition their servers when they shut down (and the lest capital they'd have to build the car).

Such a rule should be in addition to more muscular rules simply banning the most abusive practices, like the Oregon state Right to Repair bill, which bans the "parts pairing" that makes repairing a Fisker car so onerous:

https://www.theverge.com/2024/3/27/24097042/right-to-repair-law-oregon-sb1596-parts-pairing-tina-kotek-signed

Or the Illinois state biometric privacy law, which strictly limits the use of the kind of genomic data that 23andme collected:

https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=3004

Failing to take action on these abusive practices is dangerous – and not just to the people who get burned by them. Every time a genomics research project turns into a privacy nightmare, that salts the earth for future medical research, making it much harder to conduct population-scale research, which can be carried out in privacy-preserving ways, and which pays huge scientific dividends that we all benefit from:

https://pluralistic.net/2022/10/01/the-palantir-will-see-you-now/#public-private-partnership

Just as Fisker's outrageous ripoff will make life harder for good cleantech companies:

https://pluralistic.net/2024/06/26/unplanned-obsolescence/#better-micetraps

If people are convinced that new, climate-friendly tech is a cesspool of grift and extraction, it will punish those firms that are making routine, breathtaking, exciting (and extremely vital) breakthroughs:

https://www.euronews.com/green/2024/10/08/norways-national-football-stadium-has-the-worlds-largest-vertical-solar-roof-how-does-it-w

Tor Books as just published two new, free LITTLE BROTHER stories: VIGILANT, about creepy surveillance in distance education; and SPILL, about oil pipelines and indigenous landback.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/10/10/software-based-car/#based

[divulgetech]

Forex CRM Software Understanding Its Importance

In the dynamic forex trading industry, Forex CRM software is vital for brokers, enabling efficient client relationship management and streamlined daily operations. This specialized software consolidates customer interactions, integrates trading platforms, and simplifies back-office tasks.

Understanding Forex CRM Software

Forex CRM software is a Customer Relationship Management system tailored for the forex industry, centralizing all client-related data and processes. It allows brokers to efficiently manage leads, onboard clients, handle trading accounts, and provide customer support. Integration with trading platforms like MT4 and MT5 offers real-time access to trading activities, assisting brokers in monitoring client performance and delivering personalized services. Additionally, it supports compliance and regulatory requirements by maintaining accurate records and generating necessary reports. Automation of routine tasks such as notifications, invoicing, and client information updates enables brokers to focus on growth and enhancing client relationships.

MetaTrader 4 (MT4) Overview

MetaTrader 4 (MT4), introduced in 2005 by MetaQuotes Software, is a widely used electronic trading platform renowned for its user-friendly interface and advanced charting tools. MT4 supports automated trading through Expert Advisors (EAs), enabling traders to analyze markets, execute trades, and implement algorithmic strategies, making it a cornerstone in the forex trading community.

Significance of CRM Integration with MT4

Integrating a CRM with MT4 allows brokers to provide a seamless trading experience for clients, ensuring real-time data synchronization between the trading platform and the CRM system. This integration enables brokers to monitor trading activities, manage accounts, and offer prompt customer support, enhancing transparency and efficiency. It equips brokers with tools to analyze trading patterns, assess risks, and make informed decisions, thereby improving client satisfaction and retention. Combining MT4's robust trading features with a specialized CRM streamlines operations and strengthens client relationships.

MetaTrader 5 (MT5) Overview

MetaTrader 5 (MT5), the successor to MT4 launched in 2010 by MetaQuotes Software, is a multi-asset trading platform supporting forex, stocks, commodities, and futures. It offers enhanced features, including advanced charting tools, additional technical indicators, and a built-in economic calendar. MT5 also supports more order types and timeframes, accommodating diverse trading strategies.

Advancements in CRM Integration with MT5

The integration of CRM systems with MT5 represents a significant advancement for brokers, allowing them to leverage the platform's multi-asset trading capabilities alongside advanced client management tools. CRMs for MT5 offer features such as enhanced reporting, multi-currency support, and superior analytical tools, enabling brokers to serve a broader client base while maintaining efficiency and regulatory compliance. This integration facilitates the provision of more comprehensive and responsive services to clients.

Selecting the Optimal Forex CRM for Your Brokerage

Choosing the appropriate Forex CRM is crucial for a brokerage's success. Consider the following factors:

Customization: The CRM should be adaptable to your specific business needs, allowing for personalized workflows and interfaces.

Integration: Seamless integration with trading platforms like MT4 and MT5 is essential for real-time data access and operational efficiency.

User-Friendly Interface: An intuitive interface ensures effective utilization by your team without extensive training.

Security: Robust security measures are vital to protect sensitive client data and comply with regulatory requirements.

Scalability: The CRM should accommodate business growth, managing an increasing number of clients and expanded functionalities.

Investing time in researching and testing different CRM solutions can lead to a choice that offers long-term benefits and a strong return on investment.

Conclusion

In the competitive forex industry, leveraging the right technology is key to staying ahead. Forex CRM software solutions, especially those integrated with MT4 and MT5, provide brokers with the tools needed to enhance client relationships and streamline operations. By carefully selecting the best Forex CRM for your business, you position your brokerage for sustained growth and success in the dynamic world of forex trading.

[sunbeltcanada]

How to Sell Your Software Company: A Step-by-Step Guide

Selling your software company is a major milestone that requires careful planning and understanding of the process. Whether you're looking to exit the industry, retire, or pursue other ventures, knowing what to expect can help you navigate the sale smoothly and achieve a successful outcome. In this guide, we’ll answer the most common questions about selling a software company, providing clear insights to help you through each stage.

1. What are the key steps to prepare my software company for sale?

Before listing your company for sale, it’s crucial to get your business in the best shape possible to attract buyers. Key steps include:

Organizing Financial Records: Ensure your profit and loss statements, balance sheets, and tax returns are up to date and accurate. Buyers will want to see at least 3 years of clean financial records.

Evaluating Growth Potential: Highlight future opportunities for growth, such as new markets, product developments, or untapped revenue streams.

Securing Intellectual Property: Ensure that all software, patents, and trademarks are properly documented and legally protected.

Stabilizing the Business: Make sure the company is running smoothly, with a solid customer base, strong recurring revenue, and efficient operations.

By taking these steps, you’ll increase your company’s attractiveness to potential buyers and ensure a smoother sale process.

2. How do I determine the value of my software company?

Valuing a software company involves looking at several factors, including:

Revenue and Profit Margins: Buyers will focus on your annual revenue, profit margins, and how consistent your earnings are. Recurring revenue from subscription models or long-term contracts will be highly valued.

Customer Base: A large, loyal customer base with low churn rates adds value to the business.

Growth Potential: Buyers will assess the company’s potential for future growth, such as new product lines or expansion into new markets.

Intellectual Property: Software companies with proprietary technology, patents, or other unique intellectual property are generally more valuable.

It’s recommended to have a professional business valuation expert assess your company to ensure you get an accurate figure.

3. What types of buyers are interested in acquiring a software company?

There are typically three main types of buyers for software companies:

Strategic Buyers: These buyers are often larger companies looking to acquire your software to complement or enhance their existing offerings. They are likely to pay a premium if they see strong synergies.

Private Equity Firms: These firms look for software companies with stable earnings and growth potential. Their goal is to improve the company’s value and sell it for a higher price in the future.

Individual Investors: Entrepreneurs or investors who are looking to enter the software industry may be interested in smaller, profitable software companies.

Understanding the type of buyer you want to attract will help you tailor your marketing and sales strategy.

4. Where can I find potential buyers for my software company?

Finding the right buyer requires a mix of industry connections and professional assistance. Here are some ways to identify potential buyers:

Work with a Business Broker: Business brokers specialize in helping you find qualified buyers. They can also assist with negotiations and the overall sale process.

Leverage Industry Networks: Attend conferences, events, or join industry groups where you can connect with potential buyers who are already interested in the software space.

Use Online Business Marketplaces: Websites and platforms dedicated to business sales are a great way to reach a wider audience of potential buyers.

A business broker can be particularly helpful in ensuring that you find serious buyers and avoid wasting time on non-committed parties.

5. What legal and financial documents do I need to prepare before selling?

Before the sale process begins, you’ll need to organize several important documents:

Financial Statements: Ensure your profit and loss statements, balance sheets, and tax returns are well-prepared and accurate.

Intellectual Property Documentation: Make sure any patents, trademarks, and software licenses are in order and ready for transfer.

Contracts and Agreements: Review and prepare any contracts with customers, vendors, and employees to ensure they can be easily transferred to the new owner.

Non-Disclosure Agreements (NDA): Protect sensitive business information by having potential buyers sign an NDA before sharing detailed company data.

Being well-prepared will make the due diligence process faster and give potential buyers more confidence in the deal.

6. How long does it take to sell a software company?

The timeline for selling a software company can vary, but it generally takes 6 to 12 months. Here’s what the process typically involves:

Preparation Phase: This involves organizing financials, securing intellectual property, and making sure the business is operating smoothly. This phase can take several months.

Finding a Buyer: Depending on your approach and the market, it could take a few months to find the right buyer.

Due Diligence and Negotiation: Once a buyer is interested, the due diligence process can take several weeks or even months as they review your financials, legal documents, and business operations.

Being patient and prepared for each phase will help ensure a smooth sale.

7. How do I negotiate a fair deal when selling my software company?

Negotiating a fair deal requires both preparation and strategy. Here are some tips:

Set Your Bottom Line: Know the minimum price you are willing to accept before entering negotiations.

Highlight the Value: Make sure to emphasize the company’s growth potential, profitability, and strong customer base during negotiations.

Consider Earn-Out Agreements: An earn-out is a payment structure where part of the sale price depends on the future performance of the company. This can be beneficial if your company’s growth potential is strong.

It’s a good idea to work with a lawyer or broker during negotiations to ensure you get the best possible terms.

8. What happens after the sale of my software company?

After the sale, there’s often a transition period where you continue to work with the buyer to ensure a smooth handover. This might involve training the new owner, introducing them to key customers, or helping with daily operations. The transition period can last anywhere from a few months to a year, depending on the agreement.

Additionally, make sure to consult with a tax advisor to understand the tax implications of the sale and how to manage the proceeds from the sale effectively.

Selling a software company is a complex process that involves preparation, valuation, marketing, and negotiation. By understanding the key steps and having the right documentation and support in place, you can ensure a successful sale that meets your financial and personal goals. Whether you’re looking to sell now or just preparing for the future, the insights provided in this guide will help you navigate the process with confidence.

[selamat-linting]

if yall think that department store job is bad wait until you hear about the stock broker job i almost had.

so, i recently turned 19 at the time and was desperate for employment. there's this walk-in interview ad on the local job site. i went there, hand in my resume, and without looking at my file the HR told me im accepted for a three day training program. it should be a red flag, but i came in anyway.

our trainer is a man in a fancy suit. the first thing he said other than the over-excited greeting was thanks. thanks for not believing the naysayers who said this job is a scam.

i might be stupid, but im not stupid enough to ignore that. immediately i was hyper aware of everything this trainer was doing and saying. our first day was all motivational speeches and bombarding everyone who dared to question their scheme with noises and covert shaming so they'd get in line. the actual product we're selling, the daily operation, he either sidesteps the question or explain it in such a vague nothingburger way that you couldnt understand it. at least they gave us free lunch though.

when i get home, i began looking up the name of the company. theyre formally certified as a broker company, but its hard to find an actual job desc or the benefits. there's even accounts of costumers who felt theyre getting scammed out of the whole deal. i still came in the next day.

i dont know what i was thinking tbh. i guess there is a part of me who wished it was all a misunderstanding, or a part of me who thinks i can actually make a sale and get money despite the circumstances, and a part of me who wants to convince myself that im not a quitter. i was a mess. i went on my second day, and at least a quarter of people are gone. we did our training, this time we're taught how to trade stocks, using software we barely understand with principles we dont even get. and ofc when we get the job, the money we use for trading would be our customers' money.

during break time, they told us to get comfortable with the workers who have been there for months. i was friendly with them, but i realized they're the ones i could actually get a straight answer from. i basically cornered and made one of them to admit this is a job with no base pay, just a commission scheme. and some havent closed anything for months since the day they start working. i admit, i did it for myself, but i hope other people who enrolled in training with me heard it too.

it was then i made the decision to drop out. dont get me wrong, commission only jobs are a standard practice for a lot of sales industry, and i respect people who do the hustle. actually, i might even try it one day if (big IF here) im skilled and financially stable enough to weather the rough months. but its wrong for that company to avoid explaining that aspect especially when the job is convincing people to fund your trading business and you cant even educate your workers on the product properly! its predatory and scammy as fuck.

and for years after that sometimes i hear a story of a coworker who tried their luck. all of them failed. well, one girl i know manage to close a deal. except she got screwed by her seniors and she didnt get her earnings. one guy i know even end up drowning in debt because of that job. but then again, i dont feel sorry for him because i overheard him confessed to raping a girl at a party once so he deserved it lol!

anyway, the office of that trading company was soon shut down around 2020. i heard they got sued, or they cant pay the rent for the building, im not sure. they were closed though. and everyone who knows that place but doesnt work there, recognized they have a not so stellar reputation. however, they recently reopened under a new name. different company name, same business model. thats capitalism.

[avaaltechnologysolutions]

The trucking industry is one of the most regulated in the U.S. and Canada, which means compliance is always a top concern for transportation industries. This is especially true when it comes to cross-border freight. These days, border officials rely on digital documents to make the customs process smoother. Having the right software can make this process easy and reduce the risk of errors. Here are a few ways AVAAL eManifest software can make border crossing easy for your business.

Compliance Made Simple

To run a successful trucking business, compliance always needs to be a top priority. Not following the required customs process or accurately filling out documentation can result in lost time, reduced profits, and even legal consequences. Both Canada and the U.S. require carriers to submit their eManifests one hour prior and send their paperwork to customs brokers two hours prior to a driver’s arrival at the border. With AVAAL’s eManifest software, submitting this has never been easier. Our software is tailor-made to meet all the requirements so that you can cross the border without any hassles and be confident that you’re complying with all regulations.

Easy to Use Platform

Both the U.S. and Canada currently offer their own free eManifest portal. Unfortunately, these are difficult to use and not designed to support carriers that regularly cross the border. These platforms also don’t share data between ACE and ACI, creating issues for cross-border trucking companies. AVAAL eManifest is easy to use and reliable. It’s web-based software, meaning you can submit your manifests at any time and from anywhere. Our software also comes with 24/7 support, so we will be available to help you if any issues arise.

Tailored to Your Business' Needs

Not all trucking companies have the same needs, even when it comes to border-crossing. One thing that sets our eManifest software apart from others is that it can be tailor-fit to meet your company’s needs. Whether you’re a single operator or a multi-national company, we offer the greatest level of flexibility and have an eManifest plan to suit your requirements. We have a team of experts on hand ready to help you with all your businesses’ needs.

PAPS and PARS: How to Speed Up Your Cross-Border Shipments

PAPS (Pre-Arrival Processing System) and PARS (Pre-Arrival Review System) are essential components in cross-border trade between Canada and the United States. Let’s explore what they are and how they facilitate the movement of commercial goods across the Canadian and U.S. borders:

PARS (Pre-Arrival Review System):

Designation: PARS is used by the Canadian Border Services Agency (CBSA) to clear commercial goods through customs.

Functionality: It involves bar code labels placed on commercial invoices. CBSA agents scan these labels to determine whether goods need immediate release or further inspection.

Integration: PARS works with the ACI (Advance Commercial Information) electronic manifest system in Canada.

PAPS (Pre-Arrival Processing System):

Designation: PAPS is the U.S. counterpart of PARS.

Functionality: Similar to PARS, it allows U.S. Customs and Border Protection (CBP) to process goods as they cross the border.

Integration: PAPS operates within the ACE (Automated Commercial Environment) electronic manifest system in the United States.

Similarities and Differences:

Both PARS and PAPS serve the same purpose: facilitating the movement of goods.

The main difference lies in their geographical scope: PARS for Canada, PAPS for the USA.

Having similar systems streamlines importing and exporting between the two countries.

When Do You Need PARS or PAPS Numbers?

Any commercial shipments entering Canada or the U.S. by truck use PARS or PAPS numbers as the default shipping type.

The PARS/PAPS process involves carriers, shippers, and customs brokers working together to ensure smooth border crossings.

Here’s how it works:

A carrier assigns a PARS or PAPS number to a shipment.

The customs broker uses this number to request the release of the shipment from customs.

The carrier prepares an eManifest listing using ACI (Canada) or ACE (U.S.), referencing the PARS or PAPS number.

Only when both the broker’s entry and the carrier’s eManifest listing are accepted can the goods proceed to the border.

Customs officers verify the PARS or PAPS number to release the goods or refer them for inspection.

In summary, PARS and PAPS play a crucial role in expediting cross-border trade, ensuring compliance, and enhancing efficiency for carriers and importers.

For more information kindly visit – ACE/ACI emanifest Portal

[find-realestate]

Building a Successful Real Estate Company: 10 Essential Steps

In the ever-evolving landscape of the real estate industry, establishing and maintaining a successful real estate company requires strategic planning, dedication, and a keen understanding of market dynamics. Whether you're a seasoned professional or a budding entrepreneur, these ten key steps can guide you toward building a thriving real estate business.

1. Develop a Solid Business Plan

Every successful venture begins with a well-thought-out business plan. Clearly define your goals, target market, and unique selling propositions. A comprehensive plan will serve as your roadmap, helping you navigate the challenges and seize opportunities in the competitive real estate market.

2. Embrace Technology

In the digital age, leveraging technology is crucial for staying competitive. Invest in a robust online presence, utilizing social media, websites, and online platforms to showcase your listings. Explore innovative tools and software that streamline processes, enhance client experiences, and provide a competitive edge in the market.

3. Establish a Strong Online Presence

To stand out in the crowded real estate landscape, a strong online presence is essential. Ensure your website is user-friendly, optimized for search engines, and features high-quality images and content. Platforms like realestateforcheap.com can be valuable resources, offering insights and opportunities to boost your online visibility.

4. Build a Robust Network

Success in real estate is often about who you know. Cultivate relationships with other professionals in the industry, such as agents, brokers, contractors, and mortgage lenders. Attend networking events, join industry associations, and actively engage in both online and offline communities to expand your network.

5. Provide Exceptional Customer Service

Satisfied clients are more likely to refer your services and become repeat customers. Focus on delivering exceptional customer service by being responsive, transparent, and attentive to clients' needs. Building a positive reputation in the market can lead to increased referrals and long-term success.

6. Stay Informed About Market Trends

The real estate market is dynamic and influenced by various factors. Stay informed about market trends, economic indicators, and local developments. Regularly analyze data to make informed decisions, anticipate market changes, and position your company for success.

7. Invest in Professional Development

Continuous learning is key to staying relevant in the real estate industry. Invest in professional development opportunities, attend workshops, and obtain relevant certifications. A well-trained team is more equipped to navigate challenges, provide expert advice, and build trust with clients.

8. Diversify Your Services

To create a resilient business, consider diversifying your services. Explore opportunities in property management, real estate development, or investment consulting. Diversification not only mitigates risk but also opens up new revenue streams for your company.

9. Implement Effective Marketing Strategies

A successful real estate company needs to have a strong marketing strategy. Utilize a mix of online and offline marketing techniques to reach a wider audience. Platforms like realestateforcheap.com can serve as effective channels to promote your listings and connect with potential clients.

10. Adapt and Innovate

The real estate industry is dynamic, with trends and technologies constantly evolving. To stay ahead, be adaptable and open to innovation. Embrace new technologies, explore emerging markets, and continuously assess and refine your business strategies to ensure sustained success.

Building a successful real estate company requires a combination of strategic planning, innovation, and a commitment to excellence. By following these ten essential steps, you can position your company for long-term success in a competitive and ever-changing market. Explore opportunities on realestateforcheap.com to enhance your business and stay ahead of the curve.

[scmcube]

Union Budget 2023-24

According to Union Finance Minister Nirmala Sitharaman's speech in Lok Sabha on February 1, 2023. There were minor changes in the basic customs duties, cesses and surcharges on some items including Toys, Bicycles, Automobiles and Naphtha.

FOR MORE DETAILS VISIT --> CLICK HERE

[smart-fx-forex]

Forex Trading 101: A Comprehensive Guide for Beginners

Forex Trading 101: A Comprehensive Guide for Beginners

Introduction

Forex trading has come decreasingly popular among commodities and businesses looking to subsidize on the global currency request. With its eventuality for high returns and 24- hour availability, forex trading offers initiative openings for newcomers. Still, navigating the forex request can be dispiriting without solid understanding of its fundamentals. In this comprehensive companion, we will give newcomers with a step-by- step preface to forex trading. we will cover essential motifs similar as request dynamics, trading strategies, threat operation, and the part of a forex broker. By the end of this companion, you'll have the knowledge and confidence to begin your forex trading trip successfully.

Role of forex broker:

When it comes to forex trading, a forex broker plays a pivotal part in easing your participation in the request. let us explore the crucial functions and services offered by forex brokers.

Providing Access to the Forex Market:

A forex broker acts as a conciliator, granting you access to the forex request. they have established connections with liquidity providers and fiscal institutions, allowing you to trade currency dyads. Without a forex broker, it would be challenging for individual dealers to directly pierce the interbank request.

Offering Trading Platforms:

Forex brokers give trading platforms, which are software operations that enable you to execute trades, cover the request, and dissect maps. These platforms come with colorful features and tools, including real-time price quotations, charting capabilities, and order prosecution options. Popular platforms include MetaTrader 4( MT4) and MetaTrader 5( MT5).

       1.3 Account Types and Features

Forex brokers offer different types of trading accounts to cater to the different requirements of dealers. These accounts may vary in terms of minimal deposit conditions, influence, spreads, and fresh features. Common types of accounts include standard accounts for educated dealers and mini or micro accounts for newcomers.

Market Analysis and Tools

To assist customers in making informed opinions, forex brokers provide request analysis tools and coffers. These may include profitable timetables, specialized pointers, and exploration accoutrements. By exercising these tools, customers can analyse request trends, identify implicit trading openings, and develop trading strategies.

Customer Support

Forex brokers understand the significance of good client support. They offer assist and guidance to traders whenever required. Whether you have technical issues with the trading platform or want explanation on trading conceptions, a reputed forex broker will have a responsive client support team to address your queries.

Benefits of Using a Forex Broker

When engaging in forex trading, applying the services of a forex broker can offer multiple advantages. Let's explore some of the crucial benefits that come with using a forex broker.

Expertise and Guidance:

Forex brokers have deep knowledge and experience in the financial requests. They can provide precious guidance and advice to beginner traders, helping them navigate the difficulties of forex trading. Brokers constantly offer educational resources, webinars, and tutorials to enhance traders' understanding of the market and trading strategies.

Access to Market Liquidity:

Forex brokers provide access to market liquidity, which is critical for executing trades efficiently. They've established relations with liquidity providers and banks, allowing traders to enter competitive bid- ask spreads and execute trades instantly. Without a broker, individual traders would face challenges in entering the interbank market directly.

Security of Funds:

Reputed forex brokers prioritize the security of their customers' funds. They adhere to strict regulatory conditions and oftentimes hold customer funds in segregated accounts. This means that traders' funds are kept separate from the broker's operational funds, providing an extra layer of protection in a case of any financial difficulties faced by the broker.

Educational Resources:

Forex brokers understand the significance of education in successful trading. They provide educational resources, alike as trading guides, webinars, and market analysis, to help traders enhance their knowledge and expertise. These resources can be inestimable for beginners, equipping them with the necessary tools to make informed trading decisions.

Trading Flexibility and Options:

Forex brokers offer a wide range of trading instruments, allowing traders to diversify their portfolios. In addition to major currency pairs, brokers constantly provide access to minor pairs, exotic pairs, commodities, indices, and even cryptocurrencies. This inflexibility enables dealers to explore different requests and take advantage of colourful trading openings.

Introduction to White Label Solutions

In this dynamic business, staying ahead of the competition is vital, and White Label Solutions offer a game-changing strategy to achieve just that. With our comprehensive White Label Solution, you can easily enhance your brand's presence and expand your service offerings without the need for extensive resources or specialized expertise. Let us guide you through the myriad possibilities of White Label Solutions and show you how they can revolutionize your business, making it stands out in the crowd.

Advantages of White Label Solutions

White-label solutions offer a host of advantages for businesses looking to establish a presence in the market with their brand. One of the key benefits is cost-effectiveness, as white-label solutions save businesses from the time and resources required to develop a trading platform from scratch. By leveraging existing infrastructure, companies can focus on marketing and client acquisition, accelerating their entry into the market. Additionally, white-label solutions provide branding and customization options, allowing businesses to create a unique brand identity and stand out from competitors. Moreover, the regulatory compliance aspect is addressed by the parent company, ensuring businesses operate within the legal framework without the burden of navigating complex regulations. Overall, white-label solutions empower businesses with a reliable, established, and scalable trading infrastructure, enabling them to offer top-notch services under their brand name and compete effectively in the competitive forex market.

Branding and Customization

White label solutions provide businesses with the occasion to establish their own brand identity within the forex market. The trading platform and other services can be customized with the company's trademark, colours, and design fundamentals, creating a unique and recognizable brand. This branding and customization help businesses difference themselves from competitions and construct brand faith among their clients.

Cost and Time Efficiency

One of the primary advantages of white label solutions is the cost and time effectiveness they offer. Developing a trading platform from scratch can be a complex and premium bid. By utilizing a white label solution, businesses can bypass the lengthy development process and associated costs. They can focus on their core abilities, marketing, and client acquisition, saving significant time and resources.

Infrastructure and Technology

White label solutions allow businesses to leverage the existing infrastructure and technology of the parent company. This includes the trading platform, back-office systems, liquidity providers, and regulatory compliance solutions. By exercising well- established structure, businesses can profit from a robust and dependable system without having to invest in the development and maintenance of their own technology.

Regulatory Compliance

Navigating the regulatory landscape can be a complex task, especially for businesses entering multiple authorities. With a white label solution, the parent company generally handles regulatory compliance, ensuring that the white label broker operates within the legal frame. This saves businesses the time and trouble needed to understand and adhere to various regulatory conditions, enabling them to focus on their core operations.

Considerations for Choosing a Forex Broker or White Label Solution

Choosing the right forex broker or white label solution is crucial for successful and rewarding trading experience. There are several factors to consider before deciding. Let us explore the key considerations to keep in a mind:

Reputation and Regulation

The reputation of a forex broker or white label solution provider is paramount. Look for well- established companies with a proven track record in the industry. Research customer reviews, testimonials, and industry rankings to gauge the credibility and trust ability of the broker. Additionally, regulatory compliance is essential for ensuring the safety of your finances and adherence to industry standards. Choose brokers regulated by reputable financial authorities, as this provides added layer of protection for your investments.

Trading Conditions

Estimate the trading conditions offered by the forex broker or white label solution. This includes factors such as spreads, commissions, leverage, and minimum deposit conditions. Lower spreads and competitive trading costs can significantly impact your trading profitability. Also, consider the range of tradable instruments available, as having access to different selection of currency pairs, commodities, indices, and cryptocurrencies can open various trading opportunities.

Technology and Platform

The trading platform is the gateway to the forex market, so it is critical to assess its features and capabilities. Look for a user-friendly platform that offers quick order execution, real-time market data, advanced charting tools, and risk management features. A stable and dependable platform is essential to execute trades efficiently, especially during times of request volatility. Additionally, consider whether the platform is available as a web-based, desktop, or mobile operation, providing you with the flexibility to trade on the go.

Customer Support

Effective and reliable customer support is vital when it comes to forex trading. You may encounter technical issues, have questions about your account, or need assistance with trading strategies. A responsive and knowledgeable customer support team can make a significant difference in resolving queries promptly and ensuring smooth trading experience. Look for brokers or white label providers that offer multiple channels of communication, similar as live chat, an email, and telephone support.

Conclusion

Forex trading can be an economic endeavour for beginners, but understanding the role of forex brokers and the concept of white label solutions is essential. Forex brokers act as intermediaries, providing access to the forex market, trading platforms, and support. White label solutions offer time-efficient and cost-effective way for companies to enter the forex market under their own brand. When choosing a forex broker or considering a white label solution, consider factors such as reputation, regulation, trading conditions, technology, and customer support. With a solid foundation and the right partner, you can embark on a successful forex trading journey.

[anasblogging]

Top 10 ways to earn money in 2023

Freelancing: Freelancing allows you to work remotely and provide your services to clients across the world. You can use platforms like Upwork, Fiverr, or Freelancer to find work in various fields such as writing, graphic designing, software development, etc.

2. Starting an online business: Starting an online business can be a great way to earn money. You can create and sell products or services, run an e-commerce store, or start a blog or YouTube channel to make money from advertising revenue.

3. Investing: Investing in stocks, real estate, or cryptocurrency can be a great way to earn passive income over time. You can invest through a broker or use online investment platforms like Robinhood or Coinbase.

4. Affiliate marketing: Affiliate marketing involves promoting other people's products and earning a commission on any sales that result from your promotion. You can sign up for affiliate programs with companies like Amazon, ClickBank, or ShareASale to get started.

5. Selling items online: You can sell items on online marketplaces like eBay or Amazon. You can also sell your own products or services through platforms like Etsy or Shopify.

6. Teaching or tutoring: If you have a skill or expertise in a particular area, you can teach or tutor others online. You can use platforms like Teachable, Udemy, or Skillshare to create and sell courses.

7. Delivery or rideshare services: You can earn money by working for companies like Uber, Lyft, or DoorDash. These companies allow you to work flexible hours and earn money by delivering food or providing rides to customers.

8.Social media management: Many businesses and individuals need help managing their social media accounts. You can offer your services as a social media manager and help them create content, manage accounts, and engage with followers.

9.Virtual assistant: You can provide administrative support to businesses or individuals as a virtual assistant. You can help with tasks like scheduling, email management, and data entry.

10.Renting out property: If you own property, you can rent it out to earn passive income. You can use platforms like Airbnb or VRBO to rent out your home or other properties to travelers.

[intiviontechnologies]

Forex Crm System - Intivion Technologies

Intivion.com offers a comprehensive Forex Crm System that helps you manage your trading operations. With our Forex Crm System, you can easily track your trading performance, manage customer relationships, and automate your trading process. Get the most out of your Forex trading with Intivion.com.

Forex Crm System

[tradesoft]

How To Choose The Best CRM for Forex Brokers

Choosing the right CRM for Forex Brokers is essential for a successful trading business. A good CRM will help Forex Brokers to manage customer data, track sales and marketing activities, and improve customer service. It should be able to provide real-time data on customer behavior and trends in order to make informed decisions quickly. Additionally, it should have features like automated emails, lead scoring, contact management, and reporting capabilities that can help Forex Brokers maximize their profits. When selecting a CRM for Forex Brokers it is important to consider the features offered by different providers and determine which one best suits your needs.

The best forex CRM should have features that enable brokers to manage customer data efficiently, generate leads, automate customer service tasks, and provide real-time analytics about their business. With the right Forex CRM, brokers can streamline their operations and maximize profits. In this article, we will discuss some of the best Forex CRMs in the market today and how they can help you achieve success in your forex business.

Metatrader 5 CRM Software is a powerful tool designed to help businesses manage their customer relationships. It provides a comprehensive suite of features that enable businesses to easily manage customer accounts, track customer interactions, and create custom reports. With its intuitive interface and customizable features, Metatrader 5 CRM Software makes it easy for businesses to stay organized and keep track of their customers. With its powerful automation capabilities, Metatrader 5 CRM Software can help companies save time and money by streamlining customer service processes. By utilizing this software, businesses can ensure that their customers receive the best possible service and support.

Easy to Use Mobile Trading App

Mobile trading apps are becoming increasingly popular amongst investors and traders. They offer a convenient and easy way to trade stocks, commodities, currencies, and more from the comfort of your own home. With a mobile trading app, investors can easily access their accounts, monitor their investments in real-time, and make trades with just a few taps on their smartphone. These apps also provide users with detailed market analysis and research tools to help them make informed decisions about their investments. With the right mobile trading app, you can take control of your finances without ever having to leave your house.

Tradesoft is one of the best Forex Broker in forex trading platforms that offers its clients and traders with a wide range of services including Forex Training, Forex account opening like Demo and Live account, Mobile Trading App, and more. With their advanced mobile app, they provide an easy-to-use platform to enable traders to access the global markets at any time. The app is designed with the latest technology to ensure a secure trading experience and provide access to real-time data feeds from major exchanges around the world. With their sophisticated yet intuitive mobile trading app, traders can stay ahead of the market trends and make informed decisions on when to buy or sell.

[cyberianlife]

Data Brokers and the Sale of Americans’ Mental Health Data

The Exchange of Our Most Sensitive Data and What It Means for Personal Privacy

Authored by Joanne Kim,

Sanford School of Public Policy - Duke University

(Full report made available online)

Overview:

This report includes findings from a two-month-long study of data brokers and data on U.S. individuals’ mental health conditions. The report aims to make more transparent the data broker industry and its processes for selling and exchanging mental health data about depressed and anxious individuals. The research is critical as more depressed and anxious individuals utilize personal devices and software-based health-tracking applications (many of which are not protected by the Health Insurance Portability and Accountability Act), often unknowingly putting their sensitive mental health data at risk. This report finds that the industry appears to lack a set of best practices for handling individuals’ mental health data, particularly in the areas of privacy and buyer vetting. It finds that there are data brokers which advertise and are willing and able to sell data concerning Americans’ highly sensitive mental health information. It concludes by arguing that the largely unregulated and black-box nature of the data broker industry, its buying and selling of sensitive mental health data, and the lack of clear consumer privacy protections in the U.S. necessitate a comprehensive federal privacy law or, at the very least, an expansion of HIPAA’s privacy protections alongside bans on the sale of mental health data on the open market.

Key Findings:

Some data brokers are marketing highly sensitive data on individuals’ mental health conditions on the open market, with seemingly minimal vetting of customers and seemingly few controls on the use of purchased data.

26 of the 37 contacted data brokers responded to inquiries about mental health data, and 11 firms were ultimately willing and able to sell the requested mental health data.

Whether this data will be deidentified or aggregated is also often unclear, and many of the studied data brokers at least seem to imply that they have the capabilities to provide identifiable data.

The 10 most engaged data brokers asked about the purpose of the purchase and the intended use cases for the data; however, after receiving that information (verbally or in writing) from the author, those companies did not appear to have additional controls for client management, and there was no indication in emails and phone calls that they had conducted separate background checks to corroborate the author’s (non-deceptive) statements.

The 10 most engaged brokers advertised highly sensitive mental health data on Americans including data on those with depression, attention disorder, insomnia, anxiety, ADHD, and bipolar disorder as well as data on ethnicity, age, gender, zip code, religion, children in the home, marital status, net worth, credit score, date of birth, and single parent status.

Pricing for mental health information varied: one data broker charged $275 for 5,000 aggregated counts of Americans’ mental health records, while other firms charged upwards of $75,000 or $100,000 a year for subscription/licensing access to data that included information on individuals’ mental health conditions.

One company that the author was in contact with depicted their firm as an advertising tech firm. The sales representative offered to ask their manager about coordinating a data deal on information from organizations they advertise for on behalf of the author.

Data broker 1 emphasized that the requested data on individuals’ mental health conditions was “extremely restricted” and that their team would need more information on intended use cases—yet continued to send a sample of aggregated, deidentified data counts.

After data broker 1 confirmed that the author was not part of a marketing entity, the sales representative said that as long as the author did not contact the individuals in the dataset, the author could use the data freely.

Data broker 2 implied they may have fully identified patient data, but said they were unable to share this individual-level data due to HIPAA compliance concerns. Instead, the sales representative offered to aggregate the data of interest in a deidentified form.

Data broker 4 was the most willing to sell data on depressed and anxious individuals at the author’s budget price of $2,500 and stated no apparent, restrictive data-use limitations post-purchase.

Data broker 4 advertised highly sensitive mental health data to the author, including names and postal addresses of individuals with depression, bipolar disorder, anxiety issues, panic disorder, cancer, PTSD, OCD, and personality disorder, as well as individuals who have had strokes and data on those people’s races and ethnicities.

Two data brokers, data broker 6 and data broker 9, mentioned nondisclosure agreements (NDAs) in their communications, and data broker 9 indicated that signing an NDA was a prerequisite for obtaining access to information on the data it sells.

Data broker 8 often made unsolicited calls to the author’s personal cell. If the author was delayed in responding to an email from data broker 8, the frequency of calls seemed to increase.

Some brokers imposed data use limitations on the possible sale of people’s mental health information, ranging from “single-use” (which usually pertains to mailing purposes) to “multi-use” (which means the dataset is available for one year after purchase) based on the firm and the product purchased.

Based on an evaluation of privacy policies, data brokers seem collectively less willing to provide access and disclosure to their customers and users about the collection or correction of personal data.